Shows
The CUInsight ExperiencePurpose (#225)“Purpose makes leadership feel worth it.” - Randy SmithWelcome to episode 225 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti, a leading payments fintech helping credit unions modernize money movement. Alacriti enables real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. Through a single cloud-native platform that connects to RTP, FedNow, Fedwire, ACH, Visa Direct, and Zelle, credit unions can progressively modernize without overhauling legacy systems. Lear...
2026-01-1624 min
Alacriti Payments PodcastEp 16: Modernizing ACH: How Banks & Credit Unions Stay CompetitiveIn this episode, we explore why ACH remains a critical part of the U.S. payments ecosystem and why modernization is becoming a priority for financial institutions. Neeraj Gupta, SVP of Product Management at Alacriti, discusses the top ACH questions he hears from banks and credit unions, the strategic drivers behind launching Alacriti’s new ACH solution, and how its integration within the Payments Hub gives clients a unified, modern interface across payment rails. He also outlines key trends, emerging use cases, and how Alacriti is helping institutions stay competitive as expectations and payment technologies rapidly evolve.
2026-01-1315 min
Alacriti Payments PodcastEp 15: Instant Payments Use Cases at Veridian CUIn this episode of the Alacriti Payments Podcast, Amy Faley, manager of ACH at Veridian Credit Union, and Mark Majeske, SVP of Faster Payments at Alacriti, discuss the evolution and impact of instant payments. Amy shares Veridian’s journey as an early adopter, exploring key use cases such as loan disbursements and digital wallet integrations, and explains how member demand shaped their adoption strategy. She also highlights Veridian’s monetization approach, fraud management experience, and vision for global instant payments, offering practical insights for institutions considering their own implementation.
2025-11-0415 min
The CUInsight NetworkPartnership Over Vendorship - Alacriti & Zelle“Work with a partner instead of just a vendor. Your success is our success. We feel very strongly about that.” - Mark MajeskeThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guests on today’s show are Mark M...
2025-10-1710 min
The Innovators’ Exchange by Oliver WymanManish Gurukula, CEO and Co-Founder, Alacriti on Navigating Innovations In Payment TechnologyIn this episode of the Innovators' Exchange, Hiten Patel and Cosimo Schiavone interview Manish Gurukula, co-founder and CEO of Alacriti, a fintech company revolutionizing payment technologies. Manish shares his journey from software engineer to CEO, highlighting the importance of adaptability in today’s rapidly changing payments landscape. Key topics include: Understanding payment ecosystems: Where Alacriti fits within the payment ecosystem and the critical technological infrastructure needed for seamless money movements. Career journey: From Manish’s education at IIT in India to modernizing payment technologies at Western Union and building Alacriti. Challenges in...
2025-07-1122 minAlacriti Payments PodcastEp 14: Instant Payments: Key Executive FAQs AnsweredIn this episode, Paul Steinbrecher, Director of Payments Consulting at Alacriti, addresses banking executives' top questions about instant payments. He explains how financial institutions are adopting low-risk send use cases, such as payroll and B2B payments, to ease into instant payments. Steinbrecher also explains the benefits of intelligent routing, which determines the best payment rail for each transaction. The podcast also covers key fraud prevention strategies and how financial institutions can use advanced fraud detection systems to safeguard outgoing payments.
2025-07-0923 min
The CUInsight ExperienceEnergy Equation with Lauren Culp (#211)“We must really control the inputs we are taking into our brain.” - Lauren CulpWelcome to episode 211 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti—a leading payments fintech helping credit unions compete with challenger banks and digital wallets. Alacriti delivers seamless, real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. With a single, cloud-native platform that connects to The Clearing House, Fedwire, ACH, and FedNow, credit unions...
2025-06-0638 min
The CUInsight ExperienceParadox with Greg Michlig (#210)“...You establish trust with your team by being... willing to be vulnerable enough to, as a leader... to say... that's something that I hadn't thought about. That is an expertise that I don't have right now.” - Greg MichligWelcome to episode 210 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight.com, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti—a leading payments fintech helping credit unions compete with challenger banks and digital wallets. Alacriti delivers seamless, real-time money movement experiences for loan payments, A2A tran...
2025-05-2340 min
The CUInsight ExperienceInner Work with Tracie Kenyon (#209)“Leaning into your best self—that's what brings joy and happiness.” – Tracie KenyonWelcome to episode 209 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti—a leading payments fintech helping credit unions compete with challenger banks and digital wallets. Alacriti delivers seamless, real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. With a single, cloud-native platform that connects to The Clearing House, Fedwire, ACH, and FedNow, credit unions can modernize...
2025-05-0943 min
The CUInsight ExperienceTrust (#208)“Trust is the currency that keeps credit unions thriving.” - Jill Nowacki Welcome to episode 208 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight.com, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti—a leading payments fintech helping credit unions compete with challenger banks and digital wallets. Alacriti delivers seamless, real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. With a single, cloud-native platform that connects to The Clearing House, Fedwire, ACH, and FedNow, credit unions can moderni...
2025-04-2535 min
The CUInsight ExperienceImposter Syndrome (#207)“If you’re looking for evidence of your failure, you’ll find that evidence.” - Jill NowackiWelcome to episode 207 of The CUInsight Experience podcast with your hosts, Randy Smith, co-founder of CUInsight.com, and Jill Nowacki, President and CEO of Humanidei.This episode is sponsored by Alacriti—a leading payments fintech helping credit unions compete with challenger banks and digital wallets. Alacriti delivers seamless, real-time money movement experiences for loan payments, A2A transfers, digital disbursements, and bill pay. With a single, cloud-native platform that connects to The Clearing H...
2025-04-1135 minThe CUInsight NetworkPayments Modernization - Alacriti“Always have an open mind. Be prepared to try something new because you never know what you might like.” - Stuart BainThank you for tuning in to The CUInsight Network, with your host, Robbie Young, Vice President of Strategic Growth at CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today’s show is Stuart Bain, Senior Vice President of Ala...
2025-02-2123 minAlacriti Payments PodcastEp. 13 Exploring the Future of Payments: A Conversation with The FedIn this podcast, Erik Van Bramer, SVP, Senior Vice President, Head of National Sales/Customer Relations at Federal Reserve Financial Services dives into major trends shaping the payments landscape, including the rise of real-time payments, the challenges of modernizing legacy systems, and how automation and AI streamline payment processes. He also discusses the importance of collaboration between fintechs and traditional financial institutions to drive innovation and meet evolving customer expectations.
2024-10-2523 min
Payments NerdsAdding Instant Payments Send Functionality is a Snap with Planning and the Right TPSPWhile many financial institutions initially join the RTP® network as receive-only participants, adding sending capabilities can be done relatively quickly with a sound business plan, a thoughtful approach, and a great technology partner. ABNB Federal Credit Union, which joined the RTP network a few short months ago (May 2024), is already moving to become a send/receive participant. Cassandra Tucker, director of operations at ABNB, discusses how the Virginia-based credit union planned to add send functionality for all of its members when it started its instant payments journey earlier this year with Alacriti, its technology solutions provider. Tucker walks through h...
2024-10-171h 01The CUInsight NetworkTransforming Payments - Alacriti (#74)“The more ways you offer a member to make a payment, the more likely they are to use it.” - Stuart BainThank you for tuning in to episode 74 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest on today’s show is Stuart Bain, SVP of Product Management at Ala...
2024-01-1222 minAlacriti Payments PodcastEP 12: Modernizing Payments: Speed, Security, and the FutureExplore the dynamic world of payment solutions in this engaging conversation with fintech expert Marcia Klingensmith, CEO of FinTech Consulting. In this podcast, Klingensmith discusses the critical elements of a modern payment solution, compassionate options such as "skip-a-pay" for those facing financial hardships, and the innovations of instant payments. This episode also offers a glimpse into the future of payments, highlighting the significance of emerging technologies like cloud-based services.
2023-11-0110 min
BAI Banking Strategies32.05 - Fact vs Fiction: Debunking fraud and faster payments mythsMark Majeske of Alacriti joins the BAI Banking Strategies podcast to dissect and debunk some of the top myths regarding fraud and faster payments.
2023-09-1116 minAlacriti Payments PodcastEP 11: EBPPEBPP is a holistic approach to presenting electronic bills and accepting digital payments from consumers. The payment experience is a critical touchpoint, making it necessary to evolve along with consumer demand. . In this podcast episode, we meet with Stuart Bain, SVP of Product Management at Alacriti, to discuss the history and future of EBPP. He also provides insights into the most important aspects of a modern EBPP solution. .
2023-05-0117 minAlacriti Payments PodcastEP 10: Top 7 Questions Credit Unions have about Funding AgentsCorporate One has been a trusted payments, investments, and funding solutions partner to credit unions for more than 70 years. In this podcast episode, we meet with Toby Thomas, Product Market Strategist at Corporate One, to discuss top 7 questions that credit unions have about funding agents. He also dives into Corporate One’s partnership with Alacriti and how they work together to provide comprehensive solutions from start to finish.
2023-04-1920 min
Off the Rails from the U.S. Faster Payments Council - FPC13 April 2023 Mark Majeske of Alacriti on Faster Payments Use Cases, Fraud, and chainsawsJoin Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with Mark Majeske of Alacriti. Reed and Mark discuss faster payments use cases, the coming inflection point in the space, fraud, and Mark's big weekend of baking, chainsaws, and Vegas.
2023-04-1227 minAlacriti Payments PodcastEP 9: The Importance of Modern Payments in Digital Banking with Jeff BucherAlkami Technology, Inc. is a leading cloud-based digital banking solutions provider for financial institutions in the United States with more than 13.7 million users. In this podcast episode, we meet with Jeff Bucher, Senior Product Manager at Alkami, to discuss payments modernization and how it fits into an overall seamless digital banking experience. He also dives into Alkami’s’s partnership with Alacriti and how both companies work together to power an intuitive user experience. Read more in Alkami's blog on Demystifying Real-time and Faster Payments.
2023-01-0320 minThe CUInsight NetworkFaster Payments - Alacriti (#40)“Don’t be hesitant about entering the faster payments arena.” - Mark MajeskeThank you for tuning in to episode 40 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest today is Mark Majeske, SVP of Faster Payments at Alacriti. The team at Alacriti helps credit unions identify needs of the market...
2022-09-0218 minAlacriti Payments PodcastEpisode 8: A New Era in Cross-Border Faster PaymentsOf late, there has been a great deal of forward movement in cross-border faster payments. In April 2022, EBA Clearing, Swift, and The Clearing House announced their plan to launch a pilot service for immediate cross-border payments. In addition, Visa Direct has made cross-border payments possible for over 3B eligible debit cards, including nearly 2B in real-time. Here, Mark Majeske, SVP of Faster Payments at Alacriti and part of the team that launched The Clearing House RTP® network, weighs in on cross-border faster payments today and tomorrow.
2022-08-2311 min
America's Credit UnionsSponsored: Understanding real-time cross-border paymentsMark Majeske of Alacriti explains the keys to faster international transactions.
2022-06-3016 minCUNA News PodcastSponsored: Understanding real-time cross-border paymentsMark Majeske of Alacriti explains the keys to faster international transactions.
2022-06-3016 minAlacriti Payments PodcastEpisode 7: Maximizing Digital Customer Experience with the Zoomer GenerationWe’ve discussed in depth what Zoomers want from financial institutions on our podcast previously. An excellent customer experience, especially when it comes to digital payments, is a must-have for this generation. Rick Delisi, Glia's Lead Research Analyst, dives deeper into how financial institutions can have a fully integrated digital platform that meets the needs of their customers or members.
2022-05-1112 minOff the Rails from the U.S. Faster Payments Council - FPC14 April 2022 Deborah Baxley of Paygility and Andrew Haskell of BNY Mellon on faster payments fraud, the metaverse, and mobile paymentsJoin FPC Executive Director Reed Luhtanen as he goes off the rails with Andrew Haskell of BNY Mellon and Deborah Baxley of Paygility Advisors. The trio discuss the FPC Fraud Information Sharing Work Group's new report on payments fraud mitigation -- available in the Knowledge Center under the Resources tab on fasterpaymentscouncil.org. If you're going to be in Nashville for the Payments Conference, join us for an event sponsored by Alacriti! Submit your session proposal to the FPC's Fall Member Meeting, and plan to be there for a great conference and an evening event sponsored by North American...
2022-04-1433 minAlacriti Payments PodcastEp 6: Transforming Payments with Request for Pay (RfP)With real-time payments accelerating, Request for Pay (RfP) functionality has the potential to revolutionize the bill payment space as we know it. In this interview, Mark Ranta, Alacriti’s Payments Practice Lead, explores what you need to know about RfP and how real-time payments are changing. We also discuss how financial institutions and account holders can benefit from RfP—and take advantage of it now.
2022-02-0315 min
CUNA News PodcastSponsored: New opportunities with RFPRequest for pay (RFP) plays a fundamental role in real-time payments modernization and has the potential to revolutionize bill payment as we know it. RFP is a critical part of the real-time payment system where money can move from an account at one financial institution to another instantly. With this process, a biller can initiate a request that can be sent directly to the recipient's financial institution through the payment network, turning the payment rail into a super messaging system as well. In this episode of the CUNA News Podcast, sponsored by Alacriti...
2021-12-1612 minAmerica's Credit UnionsSponsored: New opportunities with RFPRequest for pay (RFP) plays a fundamental role in real-time payments modernization and has the potential to revolutionize bill payment as we know it. RFP is a critical part of the real-time payment system where money can move from an account at one financial institution to another instantly. With this process, a biller can initiate a request that can be sent directly to the recipient's financial institution through the payment network, turning the payment rail into a super messaging system as well. In this episode of the CUNA News Podcast, sponsored by Alacriti...
2021-12-1612 minAlacriti Payments PodcastEp 5: Zoomer Perspective: Where I Choose to BankWith many Zoomers new to banking products and services, there is much to learn about what financial institutions can do to appeal to them specifically. In this podcast, two speakers, who are Zoomers themselves, explore this generation's financial habits and what they look for in financial institutions.
2021-10-2012 min
CUNA News PodcastSponsored: Payment modernizationFinancial institutions, businesses, and government agencies use the Federal Reserve’s Fedwire system to transfer vast sums of money. Currently, the Federal Reserve is modernizing its systems by embracing a new standard for message formats and expanding the settlement windows for wires. However, many current systems used by credit unions are incompatible with these changes. This episode of the CUNA News Podcast features Carl Robinson, senior vice president of payments at Alacriti. He breaks down the most significant changes the Federal Reserve is making, the actions credit unions should take to pre...
2021-09-2919 minAmerica's Credit UnionsSponsored: Payment modernizationFinancial institutions, businesses, and government agencies use the Federal Reserve’s Fedwire system to transfer vast sums of money. Currently, the Federal Reserve is modernizing its systems by embracing a new standard for message formats and expanding the settlement windows for wires. However, many current systems used by credit unions are incompatible with these changes. This episode of the CUNA News Podcast features Carl Robinson, senior vice president of payments at Alacriti. He breaks down the most significant changes the Federal Reserve is making, the actions credit unions should take to pre...
2021-09-2919 minThe CUInsight NetworkModernized Payments - Alacriti (#17)“We have the opportunity to level the playing field by taking advantage of resources.” - Carl RobinsonThank you for tuning in to episode 17 of The CUInsight Network, with your host, Lauren Culp, Publisher & CEO of CUInsight.com. In The CUInsight Network, we take a deeper dive with the thought leaders who support the credit union community. We discuss issues and challenges facing credit unions and identify best practices to learn and grow together.My guest today is Carl Robinson, SVP of Payments at Alacriti. In this episode, Carl shares insights on how to u...
2021-09-1732 min
Always FreyDayInnovation - Insurance Against IrrelevanceSince 2001, this special guest's New York City consulting group has been on the forefront of the contracting advisory business. Their mission is two-fold:Protecting clients from costs and reputational risk, incurred by noncompliance in the contracting industry and; Ensuring qualified disadvantaged / minority and women business enterprises have equal access to compete for Federal, State, and Regional contracts.The deep-rooted experience, strong relationships with government agencies — as well as years of cumulative expertise in real estate, technology, and management — put this gentleman, and his team, in a unique position to fill these needs for Small and Medium...
2021-07-091h 01Alacriti Payments PodcastEpisode 4 - Connecting Rural Women to Financial ServicesWe spoke to Emilie Hibbard, a recent Boston University grad who has carried out focused research for Alacriti. Today she discusses her research on the difficulties of rural women in India in accessing financial services, an issue which like so many others has been exacerbated by the pandemic. Emilie offers a model for confronting these disparities without losing sight of the larger societal causes, which is something often sorely lacking in our solutions and technology-based analysis.
2021-06-1112 minAlacriti Payments PodcastHistory of Payments: HawalaHawala is a globe-spanning informal funds transfer (ITF) system that has been used since the eighth century to transfer funds anywhere in the world at the speed of information. It is incredibly versatile and simple on the user-side, but has also been accused of enabling crime and terrorism. In this episode, we cover the basics, how it relates to today's payments industry, and how hawala can teach us to optimize our own networks.Learn more about AlacritiSources: (Organisation for Economic Co-Operation and Development (OECD), "Report on Money Laundering Typologies 1999...
2021-05-1009 minAlacriti Payments PodcastZoomer BankingThe inaugural episode of our podcast will introduce our show, and cover our first topic—how Generation Z thinks about banking. Christian Hibbard gives a first-hand perspective, and also covers internet culture and how Zoomers decide what businesses to patronize.Find out more about Alacriti.Sources: Pew Research: On the Cusp of Adulthood and Facing an Uncertain Future: What We Know About Gen Z So FarAmerican Banker: 8 things banks need to know about Gen ZThe Financial Brand: 13 Major Insights Into Gen Z...
2021-04-1309 minAlacriti Payments PodcastInteroperability, Consolidation, Fostering Adoption w/ Mark RantaMark Ranta is our resident payments whiz here at Alacriti. In this interview, we expose ourselves as crypto-heads, and Mark gives some background on how the big payments organizations are fostering adoption and interoperability for the rails of today and tomorrow. We also talk about how institutions can work with fintech to capture the electronic and mobile payments market via value-added services.
2021-04-0630 min
Payments InnovationWhy Writing Checks As A Payment Method Is Still Sticking Around with Stuart BainPaper checks are dying. But not as fast as you might think. While many individuals are demanding instant payment systems, most companies still operate by paying bills by check every month. The overall rates of check usage dropped significantly from 2000 through 2015, but in the last few years the percentage of check usage has plateaued. There has not been enough disruptive innovation in this particular space to force companies into the next evolution of digital payments. Stuart Bain is the Senior Vice President at Alacriti, Inc. His team at Alacriti is focused on bringing superior payments technology and flexible payment options to...
2018-08-2820 min
Payments InnovationWhy Writing Checks As A Payment Method Is Still Sticking Around with Stuart BainPaper checks are dying. But not as fast as you might think. While many individuals are demanding instant payment systems, most companies still operate by paying bills by check every month. The overall rates of check usage dropped significantly from 2000 through 2015, but in the last few years the percentage of check usage has plateaued. There has not been enough disruptive innovation in this particular space to force companies into the next evolution of digital payments. Stuart Bain is the Senior Vice President at Alacriti, Inc. His team at Alacriti is focused on bringing su...
2018-08-2820 min