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Allister Carrington

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The Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 56: Behind the Move with Fraser Valley MoversEver wondered what really goes into a seamless move? 🏡🚛   In our latest episode of The Real Deal Pod, we sit down with Jon Balzer, owner of Fraser Valley Movers, to explore what makes a moving company not just good—but great. From the hidden stressors behind relocation to the power of saying yes in business, Jon unpacks how he built a values-driven company that puts people first.   If you’re in real estate or mortgages—or just love stories of grit and growth—this one’s a must-listen. Don’t miss the practical insigh...2025-05-161h 00The Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 55 Permanent Paint & Permanent Problems: Why Housing Still Hasn’t Caught Up 🇨🇦🏡🧱What do lawn obsessions, paint disasters, and the housing crisis have in common? More than you’d think. In this week’s episode of The Real Deal Pod, Geoff kicks things off with a hilarious DIY fail—and then he and Allister dive into the serious roadblocks slowing housing growth across BC and Canada.   From prefab innovation to mass timber delays, this episode peels back the layers of bureaucracy and red tape developers face. You’ll also hear unfiltered opinions on foreign investment, affordability myths, and why developers are hitting pause—even when demand is rising....2025-05-0951 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ The Real Deal Pod | EP 54 — Canada’s NEW Housing Plan EXPLAINED | Fixed vs. Variable Rates 2025🧠 What’s Inside: The 2025 Canadian election changed everything—new leadership, new housing promises, and major mortgage decisions for buyers and owners alike.   In this episode, Allister & Geoff unpack:   Canada’s new federal leadership The real impact of the Build Canada Homes plan How public land leasing could unlock supply Whether fixed or variable mortgage rates are smarter in 2025 And why personal risk tolerance matters more than the latest headlines   Whether you’re a homeowner, investor, first-time buyer, or a real esta...2025-05-0657 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 53: Inventory Overload, Pricing Standstills & Mortgage Buckets Explained 🏘️💼In this week’s episode of The Real Deal Pod, Allister and Geoff dive into some hot market realities:   🚨 Metro Vancouver is on track to hit record-high unsold condo inventory by year-end. Is this a warning sign for investors?   ⚖️ We also tackle the stalemate in today’s balanced market—where sellers want top dollar, and buyers are holding back.   💸 And Geoff breaks down the 4 mortgage rate “buckets” every buyer and Realtor should know: insured, insurable, uninsurable, and investment. This isn’t your basic fixed vs variable chat.   And yes...2025-04-2842 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️Episode 52: Navigating Market Noise – Real Talk on Tariffs, Rates & Real Estate📈 Why headlines don’t tell the whole story — and how local insights make all the difference.   In this week’s episode of The Real Deal Pod, Allister shares how he used local market data to guide a recent listing appointment in Cloverdale, revealing why an 11% sales ratio doesn’t always mean it’s a buyer’s market. 💡   Geoff and Allister also dive into the confusion caused by trade tariffs, the Bank of Canada’s decision to hold rates, and what it all means for your next move in real estate or mortgage planning. 🏠💬2025-04-2841 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️Episode 51: 🔥 Fraser Valley Slowdown, Buyer Shock & CRA Red Flags – What You Must Know NowThis week on The Real Deal Pod, we’re diving into one of the toughest markets BC has seen in years. 🧊   🏡 Home sales are down nearly 50% in the Fraser Valley and Vancouver—Allister breaks down why sellers are stuck, buyers are hesitant, and what it means for your strategy this fall.   💸 Geoff uncovers a silent killer in mortgage approvals: your personal debt load. Student loans, car payments, credit cards—even if rates don’t move, your borrowing power might be toast unless you act now.   🚨 Plus: CRA doesn’t play around. We...2025-04-0545 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 50: Unlock the secrets to navigating debt, insurance, and personalized financial advice! 📊💼In our latest episode, we’re joined again by Joe Tablan, founder of Clearpoint Wealth Management, who sheds light on the myths surrounding debt and insurance. We also discuss the exciting new 780-unit housing project near Vancouver’s Science World—aimed at providing affordable, transit-friendly housing. 🏙️💡   Don’t miss this power-packed conversation on wealth management, smart financial strategies, and the future of Vancouver’s housing market. Listen now on Spotify, Apple Music, or your favorite podcast platform! 🎧 ➡️ Today’s Guest: Joe Tablan Founder, Clearpoint Wealth Management ➡️ Find out how...2025-03-281h 01The Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 49: Mastering CMAs, Curb Appeal, and Smart Renovations 🏡📊In our latest episode of The Real Deal Pod, Geoff and Allister dive into key strategies for real estate success:   ✅ CMA Confidence: Why even experienced agents struggle with market evaluations—and how to get it right. ✅ First Impressions Matter: The seven steps rule that can boost a home’s value by 75-150%. ✅ Smart Renovations & Incentives: How buyers can use purchase plus improvements and government programs to maximize ROI.   Don’t miss out on these expert insights! 🎧 Listen now on Spotify, Apple Podcasts, or YouTube—and stay ahead in real estate!...2025-03-2255 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 48 is NOW LIVE! Tariffs, Rate Cuts & Investment Opportunities: Navigating Canada’s Economic ShiftsUnlock the latest insights into Canada’s economy and its impact on real estate! 📊💼   In this episode, Allister and Geoff dive into: • The 25% tariff on steel and aluminum imports from Canada and Mexico • A 100% surtax on Chinese-made electric vehicles • The 25% tariff on Canadian seafood exports to China   They also discuss the Bank of Canada’s recent rate cut, and how market volatility is creating opportunities for savvy investors. 📉📈   🎧 Listen now and stay informed about the latest economic trends and real estate opportunities!  ...2025-03-1443 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 47: Why Fraser Valley Buyers Are Gaining the Upper Hand in 2025 📊🏡🔥 Ready to make your move in the market? In this episode, we unpack the latest shifts in Fraser Valley real estate — and what it means for buyers like you.   🔑 Market Update: Sales jumped 13%, listings surged 45% — more choices, more power for buyers. 💡 Borrowing Power Simplified: Learn the exact income-to-mortgage formula (plus how debt impacts your approval). 💸 Down Payment Decoded: 5% for homes under $500K? 20% for luxury? We break it down step by step. 🚩 The $200K Mistake: A true story of a buyer who lost their deposit by skipping pre-approval — don’t be that buyer.  ...2025-03-0748 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateEpisode 46: Buy Canadian, Port Smart, and Own Your Next Move 🇨🇦🏡In our latest episode of The Real Deal Pod, we dive into how Canadians are rallying to support the domestic economy, with 68% intentionally buying more Canadian goods and cutting back on U.S. products. Plus, we break down the must-know details of mortgage porting — a powerful feature that could save you money when moving homes.   🔑 Key Takeaways: • Why Canadians are shifting their spending to boost local businesses. • The power of mortgage porting: keep your rate, terms, and renewal date. • Qualifying rules when porting — it’s not as simple as it sounds! 2025-02-2736 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 45: The Rent Surge, U.S. Tariffs & What It Means for Canadian Real Estate🏡 Rent is skyrocketing in Burnaby. Tariffs could shake the economy. Interest rates might drop. How will all this impact homeownership and the real estate market? 📉📊   In this episode of The Real Deal Pod, we break down: ✅ Burnaby rent jumps to #2 in Canada—Is ownership the better option? ✅ Possible U.S. tariffs—Could they cause a recession or spark a real estate boom? ✅ Lower interest rates coming?—What buyers & investors need to know. ✅ Port Coquitlam’s new housing developments—A game-changer for affordability?   🔹 Will these changes hurt or help buyer...2025-02-2236 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 44: How Smart Investors Use Life Insurance to Protect & Grow Wealth 🔥🏡Real estate is a powerful wealth-building tool—but are you protecting what you’ve built?   In this episode of The Real Deal Pod, Allister & Geoff sit down with Joe Tablan, Principal at Clearpoint Wealth Management, to reveal how life insurance can safeguard your real estate investments, minimize taxes, and unlock hidden financial opportunities.   What You’ll Learn:   ✔️ How life insurance protects real estate assets from market risk & taxation 🏡💰 ✔️ The key differences between whole life & universal life insurance (and which is right for you) 📊 ✔️ Strategies for tax-free growth...2025-02-1343 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 43: Mortgage Rules, Revelstoke’s Rise & Staying Calm in 2025 🏡🎿📉Big changes are coming for homebuyers in 2025! In this episode of The Real Deal Pod, Allister & Geoff break down the new mortgage rules, including lower down payments on homes up to $1.5M and 30-year amortizations for insured mortgages—a major shift for affordability. Plus, we explore Revelstoke’s rise as a top ski destination and what it means for real estate investors.   🌍 Key topics: ✅ New mortgage rule changes & what they mean for buyers 🏡 How Revelstoke is becoming the next Whistler 📉 Staying calm in today’s economic uncertainty   Next Episode...2025-02-0640 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 42: Bank of Canada Rate Cut, Mortgage Rule Shake-Up & Recession Risks📉 Interest rates are dropping, but will tariffs push Canada into a recession?📈 This week on The Real Deal Pod, Geoff and Allister break down the biggest economic and real estate shifts happening RIGHT NOW:   🔹 Bank of Canada Rate Cut – The overnight rate drops 0.25% to 3%. What does this mean for your mortgage, home prices, and borrowing power?   🔹 Tariff Threats & Recession Risks – A proposed 25% U.S. tariff could shrink Canada’s GDP by 2.4% in year one. Will this lead to higher inflation and economic slowdown?   🔹 Mortgage Rule Changes That Could Save You Thousands...2025-01-3042 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 41: Short-Term Rental Registry - Quick Fix or Deeper Problem?🚨 What’s really happening with BC’s new short-term rental registry? In this episode, we cut through the noise and get real about:   💥 Why Allister says the registry is a Band-Aid for BC’s housing crisis—and what the real root causes are. 🎯 How short-term rental restrictions are impacting tourism, property investment, and housing affordability. 🏡 The new mortgage policy for non-first-time buyers: Geoff breaks down what’s real, what’s not, and how to navigate the confusion. 💡 Plus, actionable insights on why working with trusted professionals matters more than ever.   🎧 Li...2025-01-2330 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 40: Market Momentum & Home Insurance Must-Knows 🏡💼In this week’s episode of The Real Deal Pod, Allister and Geoff unpack the latest trends in real estate and the importance of safeguarding your investment.   📊 Market Update: Sales in the Greater Vancouver and Fraser Valley regions jumped an impressive 31% year-over-year in December 2024. Townhomes soared with a 55.9% increase, while condos rose 18.7%, and detached homes saw steady growth at 2%. Lower mortgage rates are driving pent-up demand and renewed buyer confidence.   🛡️ Protect What Matters: Learn why home insurance is critical, the types of policies available, and how to navigate specialized coverage like earthquake i...2025-01-1645 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 39: Trends Shaping Real Estate in 2025!📈🏡 In our latest episode of The Real Deal Pod, Allister and Geoff dive into their holiday experiences and share how they tackled the post-break slump. But that’s just the beginning! This episode is packed with insights into the future of real estate, including: ✨ The rise of laneway houses, eco villages, and senior living communities. 🌍 Solutions to affordability, density, and sustainability challenges. 🔮 Predictions for the 2025 real estate market—will spring or summer be the hottest season? 💡 How generational shifts and new government policies could impact the Canadian market.   Don’t miss this eng...2025-01-0936 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 38: The Workforce Shortage in BC Real Estate & Market Insights 💼🏠In this episode, we dive into the real estate workforce shortage in BC—an urgent challenge and a potential opportunity for the industry! With over 89,000 new workers needed annually to keep up with retirements and growing housing demand, it’s a wake-up call for training, innovation, and collaboration. We also provide the latest updates on the November market in the Fraser Valley and share expert insights on how self-employed borrowers can navigate mortgage challenges.   Don’t miss out on these game-changing discussions! Tune in now on Spotify, Apple Music, or your favorite podcast platform! 🎧   2024-12-0643 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 37: “Tech, Green Homes, and Real Estate Insights” 🌟In our latest episode of The Real Deal Pod, Geoff and Allister dive deep into the cutting-edge trends shaping the real estate and mortgage industries:   ⏩ Leveraging Technology in Real Estate and Mortgages Discover how AI and tech are transforming the way we buy, sell, and finance properties. From virtual tours to smarter mortgage tools, this is the future you don’t want to miss!   ⏩ Green Homes and Net-Zero Living Explore the rise of eco-friendly homes! Learn about energy-efficient features, government incentives, and how sustainable living is making its way...2024-11-2828 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 36: Navigating Canada’s 2% Inflation Target 💰 & Smart Mortgage Prepayment Tips 🏡Unlock the secrets of Canada’s 2% inflation target, mortgage prepayment tips, and more with insights from industry experts! 📊💼 In this episode, we break down the Bank of Canada’s recent achievement in reaching its 2% inflation target and what it means for the economy. We also compare Canada’s interest rate strategies to the US Federal Reserve’s approach and dive into the underutilization of mortgage prepayment privileges — plus, we share tips on how to make the most of them. Don’t miss out on these valuable insights—download now on Spotify, Apple Music, or your favourite podcast platform! 🎧 ...2024-11-2137 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 35: The Real Deal Pod – Insightful Policy Shifts & Market Trends in Vancouver Real Estate! 📉🏠In our latest episode of The Real Deal Pod, Geoff and Allister dive deep into the shifts impacting Vancouver’s real estate market. With the building permit decline down a sharp 40.8%, the potential housing shortage looms larger than ever. What does this mean for buyers, sellers, and investors in the region? Get the latest on this key trend!   We also break down new government initiatives for affordability and transparency, including: •An increased mortgage insurance limit to $1.5 million. •30-year amortizations for first-time buyers with less than 20% down. •The Renter’s Bill of Rig...2024-11-1433 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 34 is NOW LIVE!: The Real Deal Pod - Canadian Market Trends Uncovered! 🏠🔑 In this week’s episode of The Real Deal Pod, Allister and Geoff take a deep dive into the latest shifts in Canada’s real estate market. With a 35% sales spike from September and a 37% jump year-over-year, Allister and Geoff discuss what’s driving this buyer interest—and whether we’re actually in a buyer’s or balanced market.🤔   💡 Plus, don’t miss their insights on making smart, long-term real estate decisions! Geoff shares a compelling story of a client who nearly let fear hold them back. This episode is a powerful reminder of how understanding the big pi...2024-11-0732 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 33 is NOW LIVE!: Unlocking Wealth Through Homeownership 🏡💰🏙️ In this latest episode, we’re diving into the wealth gap between homeowners and renters in Canada. Discover why owning a home is not just an asset but the foundation for financial security. Geoff shares his NYC highlights and insights on housing affordability, while Allister unpacks Canada’s wealth disparity statistics.   📈 Join us as we explore the crucial role of homeownership in wealth-building, especially for young Canadians, and discuss real strategies to improve housing accessibility for everyone.   Don’t miss out on this essential episode! Available now on Spotify, Apple Music, or your favourit...2024-10-3133 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️Episode 32: Navigating Rates, Elections & Reverse MortgagesIn this week’s episode of The Real Deal Pod, Allister and Geoff dive into the latest real estate and mortgage news. They explore how potential rate cuts by the Bank of Canada could ignite the housing market and break down the benefits and considerations of reverse mortgages in estate planning.   Along the way, Geoff shares a fun story about the one time he met Anthony Robbins, and Allister jokes about how Geoff might start rubbing shoulders with the rich and famous. Allister even shares a personal tidbit—his wife was babysat by none other than...2024-10-2433 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 31: How Lenders Turn a No into a YesUnlock the secrets of transforming mortgage rejections into approvals with the latest episode of The Real Deal Pod! 🏡💡 In this episode, Allister & Geoff dive deep into the strategies lenders use to flip the script on mortgage rejections. From detailed credit explanations to rental income considerations, you’ll learn how working with knowledgeable professionals can be the key to unlocking homeownership, even when the odds seem against you. Plus, we discuss recent economic data, including Canada's inflation rate drop to 1.6%, and what that means for potential interest rate cuts in the coming months. 📊📉 Whether you're self-employed, facing credit...2024-10-1740 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 30: Unlocking Net Worth Lending & Housing Policy ProposalsIn this week’s episode of The Real Deal Pod, Allister and Geoff dive deep into Net Worth Lending, a mortgage product tailored for high-net-worth individuals, and its potential as an alternative to traditional financing. They also tackle the ongoing election debate and the proposed housing policy changes aimed at addressing the housing crisis. Here’s what you’ll discover: How Net Worth Lending allows high-net-worth individuals to qualify based on liquid assets, not income The key down payment and asset requirements to qualify Insight into the NDP’s 40% first-time buyer financing proposal and its impact The host...2024-10-1732 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 29: Fraser Valley Market Insights & Vacation Property FinancingUnlock the latest real estate trends and investment opportunities in Episode 29 of The Real Deal Pod! 🎧 Whether you're a seasoned investor or looking to purchase your first vacation property, this episode is packed with vital information you don't want to miss! 🏘️ Fraser Valley Real Estate Market Update: Sales are down 30% from the long-term average, but this could be a golden opportunity for buyers and investors to take advantage of discounted prices before the market turns in 2025. 🌄 Vacation Property Financing: Learn how to finance your dream vacation home with as little as 5% down! We dive into everything...2024-10-1732 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 28: Insights from the Royal LePage Conference and Rate Cut Projections 📊🏠In our latest episode of The Real Deal Pod, Allister and Geoff dive into the latest market insights from the recent Royal LePage conference and Bank of Canada rate decisions. 🏦💡   We discuss:   🔹 Why Spring 2025 is expected to see a surge in housing demand 🔹 Bank of Canada rate cut predictions—what this means for buyers 🔹 Why now might be the perfect time to buy before the market heats up!   Don’t miss this episode full of essential insights for homebuyers, investors, and anyone with an eye on the Canadian...2024-09-2747 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 27: Reverse Mortgages & Market UpdatesDiscover expert insights on reverse mortgages and the latest changes in the Canadian real estate market in The Real Deal Pod with Allister & Geoff! 🏡📊   In this episode, we cover:   •Reverse Mortgages Explained: Learn how homeowners aged 55+ can unlock up to 55% of their home’s value with no monthly payments—ideal for those who are equity-rich but cash-poor. •New Government Policies: Get the scoop on key updates, including increased mortgage limits up to $1.5M and 30-year amortizations for first-time buyers with less than 20% down. •Real Estate Market Trends: Analyze year-to-da...2024-09-1944 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 26: Navigating a Changing Market! 📉🏡In this episode of The Real Deal Pod, Allister breaks down the current real estate market slowdown across the Fraser Valley and Vancouver, with sales down 30% and 27% compared to the 10-year average. With more inventory but fewer buyers, Chilliwack stands out, seeing a 19.5% increase in sales year-over-year. 🏡📊   Geoff walks listeners through the CMHC affordability calculator, explaining how to input key details like income, down payment, and monthly expenses while highlighting its limitations. He emphasizes the importance of working with trusted professionals to make informed home-buying decisions. 🧮💰   We also discuss pricing strategies for sellers an...2024-09-1243 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️Episode 25: The Real Deal Pod - Unlock the Secrets of Affordability in Today’s Market! 🏡📉In our latest episode of The Real Deal Pod, Geoff and I dive deep into the shifting real estate landscape. We break down the recent Bank of Canada rate cut, explore how affordability calculators can help you make smart financial decisions, and discuss whether a fixed or variable mortgage is the right choice for you. Plus, we share insights on what to expect from the upcoming fall market! Don’t miss out—download now on Spotify, Apple Music, or your favorite podcast platform! 🎧   ➡️ Find out how we can help you with your homeownership journey!   F...2024-09-0533 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️Episode 24: Accessing Home Equity - Second Mortgages, HELOCs, and Refinancing Explained 🎧🏡In our latest episode of The Real Deal Pod, Geoff and Allister dive deep into the world of home equity. 🏠💰 Geoff provides a comprehensive overview of second mortgages, HELOCs, and refinancing, breaking down the key differences, interest rates, and costs associated with each option. We also explore important considerations for homeowners, such as financial needs, debt management, and the 80% equity limit.   Whether you’re a homeowner looking to tap into your equity or just curious about your options, this episode is packed with valuable insights you won’t want to miss! Download now on Spotify, Apple Music...2024-08-3128 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️Episode 23: Unlocking the Real Costs of Buying a Home💡 Ready to dive into the hidden expenses of purchasing your dream home? In our latest episode of The Real Deal Pod, Allister and Geoff break down everything you need to know about closing costs, from property transfer taxes to legal fees and everything in between.   In this episode, we explore: The real impact of Property Transfer Tax on your budget How much you should set aside for legal fees and disbursements Essential costs like mortgage insurance, home inspections, and appraisals Why you should never overlook title insurance and adjustment costs Expert tips on budgeting and...2024-08-2333 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateEpisode 22: Maximize Your First-Time Homebuyer Benefits in 2024 📈🏡In this episode of The Real Deal Pod, Allister and Geoff dive into the latest first-time homebuyer programs and benefits in Canada, breaking down how you can save big on your next purchase! 🏠 From extended amortizations to tax credits and down payment strategies, they cover everything you need to know to get ahead in today’s competitive market. 💡 No matter where you are in your real estate or mortgage journey, this episode has valuable insights that could save you thousands. Don’t miss out—download now on Spotify, Apple Music, or your favourite podcast platform! 🎧   Follow the...2024-08-1538 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 21: Navigating Rental Investments & Digital Strategy with Mario Mika 🎧Unlock the secrets to smart real estate investing and cutting-edge digital marketing in our latest episode of The Real Deal Pod. 🏡💻 Join us as we dive into a lively discussion with Mario Mika, Founder and Digital Strategist of Digital Trek. We cover everything from the ins and outs of rental property investments, mortgage amortization strategies for first-time buyers, to the impact of performance marketing on your bottom line. Whether you're a seasoned investor or just starting out, this episode is packed with insights you won't want to miss!   ➡️ Today's Guest: Mario Mika Founder, Di...2024-08-0843 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 20: Unveiling Home Inspection Secrets with Expert Daniel FedosenkoUnlocking the Secrets of Home Inspections with Expert Daniel Fedosenko 🏡🔍 In our latest episode of The Real Deal Pod: With Allister & Geoff, we're joined by Daniel Fedosenko, Owner of Mr. Home Inspector, to delve into the crucial role of home inspections in the real estate process. Discover why even new homes need thorough inspections, how to prepare for one, and the common issues that could turn up. Plus, learn about the benefits of regular maintenance and pre-listing inspections to keep your home in top shape and ensure a smoother sale. Key Highlights: Importance of Home I...2024-08-0152 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode: Renting vs. Buying - What's Best for You?Explore the latest insights on the Bank of Canada rate cut and the age-old debate of renting vs. buying a home! 📉🏡 In our latest episode of The Real Deal Pod, Allister and Geoff discuss the implications of the recent Bank of Canada rate cut, which lowered the prime rate to 6.7%, reducing monthly mortgage payments. Dive deep into the pros and cons of renting vs. buying, and hear personal experiences and perspectives from the hosts to help you make an informed decision. Episode Highlights: Bank of Canada Rate Cut @ 0:00: Understand the impact of the 0.25% rate cut on...2024-07-2531 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 18: Market Value vs. BC Assessment - What Matters Most?Unlock the essential insights on the critical difference between BC Assessment and your home's true market value! 📊🏡 In our latest episode of The Real Deal Pod, Allister and Geoff delve into the nuances of BC Assessment and explain why understanding market value is crucial for homeowners. Learn how BC Assessment is calculated, its role in property taxes, and why it often doesn’t reflect the true value of your home. Discover the importance of a professional Comparative Market Analysis (CMA) to get an accurate picture of your property's worth. Key Takeaways: BC Assessment is used pri...2024-07-1823 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️Episode 17: Strategies for Paying Off Mortgages EarlyUnlock the secrets to financial freedom with expert tips from Allister Carrington and Geoff Lee! 📊🏠 In our latest episode of The Real Deal Pod, Allister and Geoff dive into effective strategies for paying off mortgages early. Learn how to utilize prepayment privileges, refinancing options, and smart budgeting techniques to accelerate your mortgage payoff. With rising interest rates, now is the time to take action! Key Highlights: Effective Strategies for Paying Off Mortgages Early: Discover how lump sum payments, increased regular payments, and refinancing to a shorter amortization can make a significant impact. Impact of Rising...2024-07-1138 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️Episode 16: June Market Update: Slower Sales, Rising InventoryUnlock the secrets of the Fraser Valley and Metro Vancouver real estate market in our latest episode! 📉🏡 In Episode 16 of The Real Deal Pod, we dive deep into the recent slowdown in sales and the significant rise in active listings. Despite a rate cut by the Bank of Canada, the anticipated surge in buyer activity hasn't materialized, leading to a standoff between cautious buyers and eager sellers. Key Segments: Market Update @ 0:00: Explore the latest trends and statistics. 📊 Pricing Homes Properly @ 2:00: Discover why fair market pricing is crucial in today’s market. 💰🏠 Short-Term Rental Regulations @ 10:00: Understand the im...2024-07-0442 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 15: Understanding Notaries vs. Lawyers in BC Real Estate with Grant Sauer 🏡📝In our latest episode of The Real Deal Pod, we're so excited to be joined by Grant Sauer from Grant Sauer Notary Public to explore the crucial differences between notaries and lawyers in real estate transactions, specifically within British Columbia. Discover what sets Grant's business apart from other notaries and lawyers in the region. Whether you're a homebuyer or seller, this episode is packed with valuable insights to help you navigate your real estate journey with confidence. Don't miss out on this essential information—download now on Spotify, Apple Music, or your favorite podcast platform! 🎧   ➡️   Todays Guest2024-06-2744 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 14: Navigating Financial Strain in 2024 - Insights for Homebuyers and Investors 📉🏡In this episode of The Real Estate Insights Podcast, Allister Carrington and Geoff Lee dive deep into the latest Equifax Canada report revealing escalating financial strain on Canadian households. Discover how rising missed credit payments and regional disparities are impacting the housing market and consumer spending. Get expert insights on what these trends mean for homebuyers, investors, and the broader economy. Tune in to stay ahead in these challenging times and make informed financial decisions. Follow the podcast on:                 Apple Podcasts: https://podcasts.apple.com/us/podcast/the-real-deal-pod-allister-carrington-geoff-lees-pro/id1735837412    Spotify...2024-06-2032 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 13: Navigating Interest Rate Waves and Market Trends! 📉🏡Welcome back to The Real Deal Pod with Allister and Geoff! In lucky episode number 13, we dive deep into the dynamic world of interest rates and real estate market trends. Join us as we discuss the recent Bank of Canada rate cuts, what they mean for fixed and variable mortgage rates, and how these shifts are influencing the real estate market. Geoff shares his personal experience with the Valley Fondo, while Allister recounts a delightful weekend date at a local gem, Haven. We also tackle crucial conversations around the 50 basis point rule, offering practical advice for choosing...2024-06-1333 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 12: Understanding the Rate Drop: What Homebuyers and Investors Need to Know! 📉🏡In our latest episode of The Real Deal Pod, Geoff and I dive deep into the recent quarter-point drop in the Bank of Canada's overnight lending rate and what it means for you! 🏠💰 Key takeaways: Discover how the rate drop impacts your mortgage payments. Learn why this move provides a psychological boost for buyers. Speculate with us on future rate drops and what they could mean for the market. Get the lowdown on fixed vs. variable rates and which might be right for you. Understand the four "buckets" of mortgage rates and how they apply to your s...2024-06-0641 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 11: Unlock the secrets of Canada’s interest rates and inflation, and empower your real estate decisions.Stay ahead of the curve with our latest episode of The Real Deal Pod, where Allister Carrington and Geoff Lee unravel the complexities of Canada's shifting interest rates and inflation trends. This essential discussion is a must-listen for homebuyers, sellers, and real estate investors looking to make informed decisions in a fluctuating market. Join us as we explore how rising rates and inflation impact mortgage payments, property values, and investment strategies. Learn expert tips on how to adapt your financial plans to current economic conditions and secure your real estate goals despite market volatility. Don't...2024-05-3038 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 10: Understanding the Consequences of a Missed Mortgage PaymentMissed mortgage payments can have serious implications on your financial well-being and homeownership journey. In this episode of The Real Deal Pod, Allister Carrington and Geoff dive deep into the repercussions of missing mortgage payments, offering invaluable insights for homebuyers, sellers, and investors in the real estate market. Tune in as we unpack the impact on credit scores, potential foreclosure risks, and strategies to mitigate the consequences. Whether you're a first-time homebuyer, a seasoned investor, or contemplating selling your property, this episode equips you with the knowledge to navigate the complexities of mortgage payments with confidence. 2024-05-2342 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 9: Decoding Canada's 2024 Budget: Tax Changes, Investment Insights, and More! Join Allister, Geoff, and special guest Jay Brecknell, Co-Founder of Cedar Rock Financial, as they dive deep into Canada's 2024 Budget. From tax changes to investment opportunities, this episode unpacks the crucial insights for homebuyers, sellers, and investors in the real estate market. Get expert analysis and practical advice to navigate the shifting landscape and make informed decisions. Whether you're looking to buy, sell, or invest in real estate, this episode is a must-listen! 2024-05-1441 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 8: Opening Doors: The Self-Employed’s Guide to Stated Income MortgagesIn this episode of The Real Deal Pod, Allister and Geoff dive into the world of stated income mortgages for self-employed individuals. Learn how to navigate the unique challenges of securing a mortgage when you don’t have a traditional income stream. Discover how stated income mortgages can unlock the door to homeownership for those with variable incomes. We break down what you need to know to get the financing you need and find the home you love. Tune in to get practical tips and insights to make your home buying journey smoother! 2024-05-1129 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 7: Home Buying Insights: Affordability, Pre-Approvals & Budget 2024Join Allister and Geoff on The Real Deal Pod as they delve into essential topics for homebuyers and sellers. In this episode, we discuss how much you can afford when buying a home and the importance of getting pre-approved for a mortgage. Plus, we'll share our take on Canada's latest budget, "Fairness for Every Generation," and what it means for you in the real estate market. Tune in for expert tips and insights to guide your home-buying journey! Exciting News! The Real Deal Pod is now on Spotify! Don't miss an episode—hit that follow button and su...2024-05-0244 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 6: Navigating Real Estate During Spousal SeparationJoin Allister Carrington and Geoff as they guide you through the complexities of real estate during spousal separation. Learn how to manage property assets, sales, and legal matters with clarity and empathy. Get actionable advice to ensure a smooth transition for buyers and sellers. Tune in for insights to protect your investments and create a path to new beginnings. Subscribe now to stay informed on crucial real estate matters during life's transitions! 🏡💔 2024-04-2430 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 5: Unlocking Homeownership: Harnessing the Power of FHSA for Your Dream HomeEmbark on a journey with Allister Carrington and Geoff to unlock the door to homeownership with First Home Savings Accounts (FHSAs). Gain valuable insights and actionable tips to leverage FHSA effectively in BC's real estate landscape. Tune in to empower your path towards homeownership success! Subscribe now for essential guidance and make your homeownership dreams a reality! 🏡💫 2024-04-0935 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real Estate🎙️ Episode 3: Unlocking Homeownership: Mastering Credit Repair in BC's Real Estate LandscapeJoin Allister and Geoff as we explore credit repair, a crucial aspect of navigating BC's real estate landscape. Learn actionable strategies to improve your credit score and open doors to homeownership. Gain expert insights and real-life examples to make informed decisions. Tune in to empower your journey towards homeownership success! Subscribe for essential tips and stay engaged on your path to achieving your dreams! 🏡✨ 2024-03-2833 minThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateThe Real Deal Pod: Allister Carrington & Geoff Lee’s Pro Insights in Real EstateUnveiling Real Estate Realities: Navigating BC's Affordability CrisisJoin Allister Carrington & Geoff Lee in Episode 2 of "The Real Deal Pod" as they unravel BC's housing affordability crisis. Gain insights on first-time buyer programs, mortgage education, and political motivations shaping the market. Discover why waiting isn't an option. Tune in now! 2024-03-1438 min