Shows
Money with AlphaEp172 Power of the Money Pie FrameworkIn this episode of Money with Alpha, I’m diving deep into my Money Pie Framework — a simple yet powerful system I first created for myself and have now shared with countless clients. If you’ve ever felt overwhelmed by your finances, uncertain where your money is going, or guilty about spending, this framework can help you find clarity, confidence, and freedom. You’ll discover the three core pillars of the Money Pie Framework — Visibility, Clarity, and Flexibility — and how they work together to help you see exactly where your money is, align it with what truly matters to y...
2025-08-1818 min
Money with AlphaEp171 What We All Think But Don't Say About MoneyIn this deeply relatable episode, Alpha opens up about the emotional side of money—the unspoken reasons why so many of us procrastinate when it comes to our finances. From the fear of judgment to the comfort of familiar (but unhelpful) habits, she dives into five key reasons we put off dealing with money matters, even when we know it’s important. Whether you're avoiding your bills, putting off switching providers, or just feel like you “should be better at this by now,” this episode reminds you that you're not alone—and you’re not broken. 💡 In This...
2025-08-1115 min
Money with AlphaEp167 Setting Expectations is VitalIn this episode, we're diving into a topic that trips up so many women—especially business owners: expecting strategy when you're only getting compliance. Alpha breaks down the crucial difference between compliance (think: tax returns and BAS statements) and strategy (like cash flow planning and profit analysis). If you’ve ever assumed your accountant or bookkeeper would “just take care of everything,” this episode is a must-listen. You’ll learn: Why understanding the limits of your financial professionals matters The types of questions to ask to avoid costly assumptions How to bri...
2025-07-0715 min
Money with AlphaEp165 Nutrition & Money with Sammy BarnettIn this joyful and eye-opening episode, Alpha is joined by the vibrant Sammy Barnett—nutritionist, speaker, and soon-to-be author—who shares her powerful journey from childhood panic attacks to helping others reconnect with their bodies through food, fun, and self-awareness. Together, they explore the deep links between nutrition, anxiety, and financial wellbeing—and how slowing down, creating space, and aligning with your values can shift everything. We talk about: Why stress affects your body’s ability to absorb nutrients (even when you’re eating “right”) How nervous system overwhelm impacts your money habits The r...
2025-06-2344 min
Money with AlphaEp153 What is Financial Independence?Financial independence is important. What is it though, and how do you achieve it? That's what this episode covers! Focusing on: Having a bank account in your sole name, that only you can access Knowing where your money is going and coming from Understanding anything that you are being asked to sign Having control of what you spend, without guilt or control. Here is a link to free masterclasses I've given, including a topic on money mindset - https://www.money-madesimple.com.au/WebinarSeriesReplay As mentioned, here are the links to my social me...
2025-03-3122 min
Ending Body Burnout Show75. Money Mindset & Body Burnout with Alpha SchulteChris & Filly are joined with Alpha Schulte to talk all things money mindset and its connection to body burnout. I asked Alpha onto the show because money and finances are a huge stressor for many people, and affecting health. It was the number one stress for my own self (Filly) which directly impacted my health, so understanding how to unravel your beliefs and relationship around money can be super supportive in healing body burnout.
About Alpha Schulte
Alpha started out as a corporate tax accountant, but decided she preferred working with clients on mo...
2024-08-1950 min
Life Admin Life Hacks096: Managing debt with Alpha SchulteIn this episode, Mia and Dinah take Alpha Schulte, money coach and ex-tax accountant, on a deep dive into good and bad debt, credit scores, credit cards and loans, how to prioritise what debt to pay off first, and the help available if you have unmanageable debt.Resources ww.money-madesimple.com.au Money With Alpha podcastFor the full show notes, head to Life Admin Life Hacks.Subscribe to our Momentum newsletterFind more inspo and tips on: Instagram Facebook LinkedIn
2024-04-1749 min
How to Get Unstuck with Helen Thomas03: Alpha Schulte on having a healthy relationship with your moneyIn this episode, Helen chats with Alpha Schulte.
Alpha Schulte has been working in the accounting and finance industries for over 20 years, starting out as a tax consultant.
As a child of migrants, financial security wasn’t something that was present in her life while she was growing up.
However, even knowing the importance of financial literacy, Alpha says it wasn’t until her growing interest in personal finance led her to completing a Diploma of Financial Planning, that she truly understood how much we’re not taught about money and how it relate...
2024-02-0634 min
Money with AlphaInspirational Holiday ReadingAs we start to wind down for the end of this Calendar Year, there are some great books that you can curl up with and enjoy some much needed "me time". I really tried to get this list down to 3, but I ended up with 7. Here they are in no particular order: "The Four Agreements" by Don Miguel Ruiz "The Gap and the Gain" by Dan Sullivan and Dr Benjamin Hardy "The Subtle Art of Not Giving a F*ck" by Mark Manson "Think and Grow Rich" by Napoleon Hill "Be Seen" by Jen Gottlieb "Atomic H...
2023-11-1915 min
Money with AlphaChristmas Planning!Christmas is coming! The best way to keep the cost and effort as low as possible over Christmas is to start planning - preferrably now. In this episode I give you some ideas and also let you in on what I do to keep Christmas manageable - both financially and mentally. Every year I host a large Christmas Eve dinner, and I've worked out how to make it fun and as fuss free as possible. Enjoy!
2023-11-1219 min
Money with AlphaLife Admin Hacks with Mia NorthropBeing an adult can often feel just plain hard - especially as a woman, a mum and a business owner. There is SO much to do. Life Admin is also something we don't really acknowledge to the fullest extent of its impact. We realise there is housework, taking care of the kids, taking care of parents, taking care of the household in general. Life Admin forms a HUGE part of this. Over a glass of wine, Mia Northrop and her good friend Dinah Rowe Roberts were lamenting all the "stuff" that just needs to get done...
2023-11-0535 min
Money with AlphaTurning Overwhelm into ActionFeeling overwhelmed in the present day is completely understandable. There are SO many facets to our lives that have multiple layers. Anytime anything changes, this adds to the mental load. There is an Inner Layer that goes with this: Your Beliefs The Thoughts you think, based on those Beliefs Emotions you feel as a result of your Thoughts Actions that you do or don't take as a result of your Thoughts. HOW do you work on the Inner Layer in your Outer World, so you can take the right action and feel less overwhelmed, or at...
2023-10-2916 min
Money with AlphaInside the Enriched Life ClubWhat is the Enriched Life Club, you might be asking? It's the ONE PLACE for Women Business Owners who want to generate enough money to support the lifestyle they want now and in retirement, with the confidence to know they won't run out of money! PLUS, Mindset Tools and Strategies to support you actually achieving your goals! It is a live, online group that will help you gain: Greater confidence in your decision making when it comes to money Peace of mind to know you can pay your bills Comfort to know you wi...
2023-10-2321 min
Money with AlphaIntuitive Decision Making - Blending Business Acumen with Spiritual WisdomCan you be both spiritual and a successful business woman? ABSOLUTELY! How you practice spirituality is part of your journey and we all evolve in this space. It goes beyond personal development, and into the realm of "being" and "receiving". There is a peace and calm that goes with bringing spirituality into business, which is not always easy. Part of this blending of the spiritual and business impacts how we make decisions in our business - who we work with, what we offer, how we offer it. And our decision making style grows and...
2023-10-1612 min
Money with AlphaAwareness, Curiosity & Clarity TrioIf you find yourself in a situation, whether it be in your personal life or business, that you don't completely like, the only way to make a change is to first become aware of the issue or problem. Awareness is THE first step in any journey. Without it, you don't actually go anywhere, do anything or change anything. When it comes to money, this is essential. Until you become aware of needing to understand your finances more and know how your money mindset is impacting you, then you won't do anything about improving either your fi...
2023-10-0913 min
Money with Alpha5 Small Business Cashflow Improvement IdeasCashflow is something that is the lifeline for small businesses. Having started out as a corporate tax accountant, I was always trained to focus on the Profit and Loss (or Cash Statement) and the Balance Sheet. However, cash really is the health check of any business. Your accounts can look very healthy. However, if you don't have cash available to pay for things, then that becomes a big problem. Because many of us have never been taught how to manage money, it often means that managing money within your business can be equally, if not more, c...
2023-10-0215 min
Money with AlphaMoney Mindset Makeover for Female EntrepreneursMindset is something that impacts every aspect of our lives, particularly money. What is it though and how is it formed? There are 4 aspects that I believe are how our mindset is formed: Identity or Sense of Self Beliefs (about you we are based on our identity) Behaviours (that reinforce who we believe we are) Habits (repeated behaviours that embed our beliefs and reinforce our sense of identity). In this episode I go through the foundations of mindset. Here is a link to my new FREE Guide, which I mention in this episode:...
2023-09-2515 min
Money with AlphaFollowing Your Authentic PathIn this episode Rudi opens up about an incredible journey and how navigating stereotypes and biases has been part of a life altering transition. We cover off many topics here from following your innate curiosity about life to experimenting and using your Values as a compass to help you gain clarity. Rudi works with women to help them reveal their authentic best current self. To find out more about Rudi, here is where you can go: Website Instagram Facebook
2023-09-1846 min
Money with AlphaHarness Your Superpowers & Be ProsperousLife is about polarity - things come easily to us or are difficult to, problems are big or small, people are challenging or easy, life flows or feels stuck. I could go on, but I'm sure you see what I'm getting at. Prosperity is a goal that many of us aspire to achieve in our lives, both personally and in business. It's about more than just accumulating wealth; it encompasses a sense of well-being, fulfillment, and the ability to make a positive impact. One powerful way to pave the road to prosperity is by harnessing your strengths....
2023-09-1110 min
Money with AlphaGender Money MessagesWhile money itself is something we exchange for something we want or need, there is so much emotion attached to it. We are taught from a young age to believe that money is the thing that we all need in order to live a happy life. And, while money does enable a more comfortable life, we aren't actually taught about it, and the messages we are fed are often very gender biased. Men are told to invest, take on risk, grow wealth. Women are more likely to be told to save money, budget, don't take r...
2023-09-0415 min
Money with AlphaMoney Stories & RelationshipsStories are powerful. We learn through stories, and we tell ourselves stories all the time. When it comes to money, we need to make sure these stories aren't holding us back. When it comes to relationships this is amplified, as there are now at least two potentially conflicting stories being told! Here are 4 strategies to help manage destructive money stories in relationships that are covered in this episode: Awareness Language & Communication Kindness Habits.
2023-08-2816 min
Money with AlphaOptimise Your Time with HabitsTime is one of those limited resources that we all want more of. Having enough time to do “everything” drives many of us to follow new fads and hacks. The thing is, we can have all the time we need, if we have clarity on what we want and we support ourselves with the right habits. Sounds super easy right? Well, yes and no. Yes, because if we had clarity and habits to support the available time we have, everything would flow smoothly. No, because this looks different for everyone, and life has a way of g...
2023-08-2119 min
Money with AlphaManaging Uneven CashflowManaging your money as it comes in and goes out can be challenging at the best of times. It's even more challenging when your income fluctuates and some of your expenses do also (when they are linked to your income). This is particularly the case if you are employed casually, are self-employed or run a business. Using a cashflow management method for both Personal and Business Finances becomes even more important when your income is variable. There is the "bucket" method, which is essentially using different bank accounts to manage different areas of your personal and...
2023-08-1413 min
Money with AlphaWhat Does Financial Freedom Mean?What comes to your mind when you think of being "financially free"? It's a term that gets used, but it's unlikely that we really understand. I know I had no idea until not that long ago! Freedom is one of those words that is often interpreted differently. There is perspective and mindset that goes with this, and when it comes to money it also is different for different people. The important thing is to have thought about it and be conscious of what financial freedom is for you, so you can better plan ...
2023-08-0713 min
Pitch PerfectEpisode 59 - How to Pump Up Your Personal and Business Finance Tyres with Alpha SchulteIn this enlightening podcast episode, Jaimie sits down with Alpha Schulte to dig into the complexities of both personal and business finance. Together, they explore vital topics like the importance of financial education, unique fears and concerns women often have about money, the lack of financial literacy in schools, the temptations and risks of credit cards, and understanding compound interest. Alpha also shares her personal journey in specialising in assisting women business owners, opening up about her own challenges with credit card debt, and outlining how she offers a holistic approach to her clients that starts with values and...
2023-08-0627 min
Money with AlphaFrustration is ExcitingFrustration is something we all feel at some point in our lives. The question is, WHY are we feeling frustrated? What is the problem that's causing this feeling? Before even answer this, get EXCITED about the fact that you're frustrated. Why? Because it means you have energy and you care enough about your life to feel like there should be changes made. So much change in our lives is borne out of frustration. The key is to make it measured and intentional change that is aligned with where you want to go. In this...
2023-07-3116 min
Money with AlphaInvesting DemystifiedInvesting is something we often put off because we have to get all our other "ducks in a row" - save for a house, buy a car, pay off personal loans, go on a holiday... There are any number of reasons. Mostly, there is avoidance behind this because we are taught that investing is complex and risky. While there is risk involved (like most things in life), it doesn't have to be risky. Nor does investing need to be complex. In today's world, there are SO many ways you can get into investing, and...
2023-07-2424 min
Money with AlphaHow to Get out of a Financial RutHave you ever sat back and wondered where time has gone? It seems to fly, especially after kids, and as I approach my mid-40s, it feels like the last 2 decades have just slipped by. It makes you think about where you're headed and what it is that you want to still do. At least, I have been thinking about this lately! Many things I have done, but there are things I still want to do and I need time for them. What this also does is it means we can get stuck in a rut...
2023-07-1716 min
Money with AlphaTravelling While BudgetingTravelling is meant to be fun. It is also expensive and there are lots of things that can go wrong, where the costs go up a lot more than you expect. I have been travelling my whole life. My first overseas trip was with my parents when I was 4 years old. As a grown up, I have gone overseas at least every second year, and sometimes multiple times in a year. Then, the borders closed and we couldn't go anywhere. This year travelling overseas was back, and then came planning and the costs in a post-pandemic world. I hadn...
2023-07-1018 min
Money with AlphaWhy a Clear Lifestyle Vision is CrucialI get a bit passionate in this episode! Understanding what lifestyle YOU want and WHY is very important. Without this clarity, it makes getting where you want to go very difficult, and take longer. In this episode I go through what you can do to gain this clarity, and the 7 things you need to do to then achieve this lifestyle: Calculate how much money do you need to make this lifestyle a reality Rewire your Beliefs around money to match the person you need to be in order to have this lifestyle Make changes t...
2023-07-0319 min
Money with AlphaBusiness Numbers You Need to KnowWhile you probably didn't go into business to be a finance expert, there are some key numbers you need to know to help your business grow. Numbers tell you about how your business is performing, and what levels of debt you’re carrying, or how much cash you actually have. This helps you to make better decisions about how to grow or scale your business and do it in the areas that your customers and clients actually respond the most to. Here are the top 7 most important numbers you need to know: 1. Your income goa...
2023-06-2613 min
Money with AlphaEmbracing Failure to Bring HappinessFailure, as unpleasant as it is, is an important, necessary part of life. Life is about polarity – the only reason we even know what happiness is, is because we have experienced sadness and failure. We can’t always know the outcome of something before we do it, so there is always a chance of failure. That doesn’t stop us giving it a go. Just think of all the things you can do now. At some point you couldn’t do them. It’s highly unlikely that you did them the first time you tried them either. ...
2023-06-1916 min
Money with AlphaDoes Willpower Work?Willpower is one of those words that most of us scringe at the thought of, but somehow think we need more of. What is willpower? Psychologists define it as the ability to delay gratification, resisting short-term temptations in order to meet long-term goals The capacity to override an unwanted thought, feeling, or impulse The ability to employ a “cool” cognitive system of behavior rather than a “hot” emotional system. There is evidence that while willpower is a finite resource (which means that we don't have it available to us 100% of the time), it is like a muscle t...
2023-06-1218 min
Money with AlphaDream, Dream, Dream!When we are children we love to dream. Dreaming of games, far away places, new worlds, you name it. There are no boundaries to imagination when you're a child and haven't heard "you can't do that" enough times. My daughter has some pretty big dreams, and it has made me realise that I have put some of mine on a shelf in the back of my mind, and they have gathered a lot of "dust". Many I have actually done, but the bigger ones are either a work in progres, or I haven't even tried....
2023-06-0511 min
Money with AlphaImposter Syndrome & 5 Ways to Overcome ItDo you feel like an imposter sometimes? In business and in life? Feeling this way often shows up as fear, guilt, anxiety and confusion. Why do we experience these feelings? In a word, Conditioning. Often things that happened in our childhood, the innate Negativity Bias that we have as humans (which is linked to our survival instinct), and then societal stereotypes impact why we experience Imposter Syndrome. There are many ways to combat this. Here are 5 ways to get you started: People - surround yourself with the right people (friends, colleagues, other busin...
2023-05-2917 min
Money with AlphaThe Power of SupportSupport is something that we all need. Having the right people around us to give constructive feedback, inspire, bounce ideas, be honest (in a loving way), and help to keep us accountable is so incredibly valuable and important. When it comes to money and business, it's VERY important to make sure you understand enough so your business can have the impact on your life and the lives of the people you serve. This, coupled with the mindset that you need in order to level up and scale is also extremely important. Both of these things ar...
2023-05-2214 min
Money with AlphaTravel Budgeting TipsIf you have caught the travel bug, like I have, then you will love that the borders are open again, and we can explore the world once more. While travelling has never been overly cheap, the costs have gone up quite a bit since the events of the last few years. So, it's even more important to be as budget conscious as you can be, without spoiling the fun! Here are some ideas I go through in this episode: Save into a "Fun Fund". If you don't already, put a percentage of your monthly i...
2023-05-1524 min
Money with AlphaMoney and WisdomBeing wise with money is what many of us aspire to. What does it mean though? Wisdom (by definition) is the result of: Knowledge; Good judgment (which means making considered decisions); and Experience. It looks so easy, doesn't it? If I want to become better with money, I just need to learn about it and there we are! The reality is not that easy. Why is that? Our minds get in the way and throw up all sorts of obstacles as to why we aren't good with money, or why we have so many ot...
2023-05-0815 min
Money with AlphaHow to Make More TimeTime is something we all want more of. More often than money being a limiting factor in decision making, it's time that becomes the constraint. In business you can buy your time back through outsourcing, but there are other ways to become more effective with your time. Here are the 7 ways to experience more hours in your day, that I go through in this episode: Create a plan for an area of your life that you want to improve, so you can focus on that Write a list of tasks you need and want t...
2023-05-0115 min
Money with AlphaSuccess & the Power of YETSuccess in life and business is not something that happens without focus and effort. There are also potentially many years where there is no perceived process. The concept of success is also something that changes as you learn and grow on your journey. In this episode I go through 3 key concepts to help you focus on the things that will help you achieve success: Incremental Steps - reocognise that it's a combination of hundreds if not thousands of little things that will lead to the biggest impact. Just because something worked, doesn't mean everything else was a w...
2023-04-2414 min
Money with Alpha7 Step Formula for Creating Positive Change in your Finances & LifeChange is something that happens to all of us, whether we choose it or not. Here is the 7 Step Formula that I use to manage and initiate change in my life and finances. I use this with clients as well, and it's a powerful process: Understanding yourself Knowledge Plan Action Experience Review Rinse and repeat. Using these steps is what I go through in this episode, with examples and analogies to help you. Enjoy!
2023-04-1719 min
Money with AlphaPower of Storytelling to Build Your Brand with Janeen VosperJaneen Vosper is an Author, Conference Speaker, Personal Branding Authority Coach, Sales, and Professional Speaker Trainer with over 30 years’ experience providing business leaders with the know-how to get noticed as an industry expert. So much value in this episode. We talk about how learning to tell a story is essential to successful marketing. We also discuss AI and how you can best use it in your business. Plus, how to become a better speaker. Here is where you can apply for one of the last 2 spaces for the 3 day retreat in Airlie Beach that we talk...
2023-04-1140 min
Money with AlphaOvercoming Financial FearFear can be debilitating. When it comes to money it can cause huge headaches, which are often bigger because we ignore looking into our finances. This is the irony - the more you ignore it, the bigger it gets, and the more likely it will become something that is genuine of the fear that you're feeling. In this episode I talk about why we feel fear about money and the 5 step approach to overcoming it: Face it Break it down Prioritise Take action Recognise. This is an approach you can use for anything i...
2023-04-0318 min
Money with AlphaHuman Side of Property ManagementProperty Management is often considered the poor cousin of real estate. There is so much focus on, and money in, selling property. Managing property is often lower revenue for real estate agents, so it doesn't get much attention or customer service. I have been a tenant and experienced both good and not so good property management, and there is a notable difference! Nelson Gomez Castro and his wife founded House 11 Residential (Real Estate Agent Aspley | House 11 Residential) to bring a better customer focus and consideration of both the landlord and the tenant into property management.
2023-03-2727 min
Money with AlphaTalking with Kids about MoneyConsidering talking about money is often not something most of us like to do, or is considered appropriate to do, you may have been avoiding talking with your kids about money. The thing is, even if you aren't talking about it, no doubt your kids are thinking about money, and have either overheard you talk about it (and perhaps not in a happy way), hear the words you use about money (we can't afford that), and they will be watching how you spend your money. It's likely they have questions about money, and considering it...
2023-03-1925 min
Money with AlphaHow Money Impacts RelationshipsMoney can have a huge impact on a relationship, particularly where there are differing expectations between you and your partner. Being open and honest, and having regular discussions to make sure you're on the same page, is very important. The 7 areas that I go through in this episode are: Values & Lifestyle Beliefs & Habits Timing (when you want something) Spending / Budgeting Saving Investing Retirement. It's important for you to be clear on each of these areas, and then to discuss these with your partner, in a non-confrontational or judgmental way. You are both on a journey to...
2023-03-1217 min
Money with AlphaDo Budgeting Apps Work?Budgeting is something that not many of us like the thought of, let alone actually doing it. Budgets also are difficult to stick to, especially when you don't know: What lifestyle you're budgeting for Why you want the things you want What kind of a spender you are How you like to manage your spending - what level of detail you want to go to. How you want to manage your spending (or budgeting) is as individual as you are. So, understanding this will help you stick with what you will end up doing.
2023-03-0519 min
Money with AlphaPrioritisting Fun & JoyThe day to day of life can become mundane, repetitive and downright boring. As a mum, we are often prioritising everyone else's needs and wants, above our own. Money is a tool to support the lifestyle we want. Figuring out what that lifestyle is goes a long way to understanding how fun and joy show up in our life. This episode is a reminder to tap into your inner child and rekindle (or rediscover) what brings you joy and lights you up. Then to actually DO those things. Schedule them in if you need to. Whate...
2023-02-2613 min
Money with Alpha3 Ways to Make More TimeTime is something we all wish we had more of! As a parent, your time is often not really your own - there are so many interruptions and changes of plan and things that don't go to plan... There are 3 fundamental ways that I look at time and how I manage it: Plan Prioritise Combine. They are simple and basic, but then, we don't need to overcomplicate this. Life is complex enough! Here is the download link for my new FREE Video Guide, which I mention: FREE GUIDE: 5 Ways YOU Can Im...
2023-02-1915 min
Money with Alpha8 Ways to Cut Your ExpensesThere is a lot in the news at the moment about inflation and rising interest rates. Something that I do on an annual basis, regardless of what is happening in the ecomomy, is an Expenses Diet :-) In this episode I give you a taste of what I do, and 8 Ways you can cut your own expenses. Here are the 8 areas I focus on in this episode: Interest rates Insurances Groceries Phone and Internet Selling stuff (this is an outlier, as it's about making money) Buy secondhand Family cooking nights, with lunch le...
2023-02-1217 min
Money with AlphaKirsty Foster on Building a Business Connecting MumsIn this episode, I interview Kirsty Foster - founder of Social Mums Club, which is a Brisbane Bayside and Redlands group created to help mums feel more connected and supported. Kirsty tells us the story of her journey and how doing something she loved (connecting mums) turned into a business that is thriving and that she loves. We also talk about money mindset and stories that we tell ourselves, and things that could potentially hold us back. They exist in all of us, and having support and encouragement from the right network is vital to g...
2023-02-0529 min
Money with Alpha5 Things I Did When I Started My Money JourneyWhen you want to make changes to your money and finances, where do you start? In this episode I take you through some of my story and the money journey I've been on. Including what I actually focused on first. Here is an overview: Salary sacrificed into Super Started micro-investing (which I still do to this day) Sorted out my Estate Plan Set up my Money Pie (aka buckets) Paid off my credit card debt. Here is a link to the FREE guide I put together, to show you what micro-investing is, and w...
2023-01-2918 min
Money with Alpha5 Money EssentialsLooking at your finances can feel overwhelming, and questions like "where do I start?", "what do I do first?", and/or "but, how?" are extremely common (even for me!). In this episode I break down the Top 5 things I believe are the most important money things to do, in order of priority. Here is a summary: Set up your Emergency Fund, with 6 to 12 months of living expenses in there Pay off debt with the highest interest rate first, and then move down until what's left is your mortgage Increase your superannuation contributions (preferrably through...
2023-01-2218 min
Money with AlphaWho Do YOU Want to Be in 2023?When it comes to money, it's important to understand WHY you want money. To do this, you also need to understand yourSELF. This sense of self becomes extremely important when it comes to figuring out what lifestyle you want (and why), and then setting goals to help you get to that lifestyle - step by step. This episode looks at why the concept of SELF is shunned and how as a society we dissuade people from figuring out who they are, for fear of not fitting in, or being seen as selfish. The best way to...
2023-01-1510 min
Money with AlphaWealth Building in 2023Happy New Year!! It's incredible to realise that one year is over and another is starting. It didn't feel that long ago that 2022 began. 2022 was a year of the opening and life somewhat returning more to a state of "normal" after a tumultuous few years. There was still quite a bit of uncertainty, and then before you knew it, half the year was gone. So, rather than that happening again, this episode is to help you be intentional and more focused in 2023 - my word for this year is "Courageous", and I want to make a b...
2023-01-0121 min
Money with AlphaMake 2023 Your Best Year Yet!This year is almost at an end, and before 2023 starts, it's a great time to go through a quick planning exercise. In this episode I share the process that I use every year and how I use it. There are 5 steps: Categorise your Life Areas (I have either - Family, Friends, Physical Health, Mental Health, Spirituality, Fun/Hobbies, Finances, Business/Work) Retrospectively look at the Top 3 things that were great about 2022 Prioritise the 3 key Life Areas you want to work on in 2023 Set 3 goals per Life Area (that's 24 goals in total) - they don't have to be big, an...
2022-12-1823 min
Money with AlphaWhere Did Our Inner Child Go?A slightly different episode where I look at the concepts of live and how we have ended up the way we are. When did we stop being children and turn into the adults we are today? Are we happy? Do we react rather than respond to life? Are we present and enjoy the moment? I provide some tools and strategies to help reconnect with the person you want to be, so you can experience the life and happiness that you want. I hope you find this useful and helpful!
2022-12-1113 min
Money with AlphaChristmas Money Saving IdeasIt's that time of year - December means Christmas. Mind you, the Christmas decorations came out before Halloween this year! It's the time of year the money really becomes an amplified issue - lots of buying. Presents (for family, friends, kids, teachers, colleagues, clients, etc.) and food (for Christmas Day, Boxing Day - if you're in Australia, for holidays and camping trips, and day trips). There's just SO much! The last thing you want is to make your New Year's resolutions and then to be hit with a large credit card bill in Janu...
2022-12-0415 min
Money with AlphaEarn Extra Cash by starting a Side HustleOne way to spend less than you earn is to earn more! One way to earn more money is to start a side hustle, which as become more easier in recent years. There is still work and planning involved, and this episode takes you through: How to figure out what to do for a side hustle (with a few ideas to help inspire you), and What to do once you figure out what side hustle you're going to do. Chock full of useful ideas and steps to do, hopefully this episode will inspire you and h...
2022-11-2723 min
Money with AlphaNutrition & Food Myths with Susan WilliamsYou may have heard me talk about how to have a good relationship with money. There are very similar principles to how to have a good relationship with food. It comes down to what we believe and the habits we have. In this interview, Susan Williams (a qualified and highly experienced Dietitian and Nutritionist) talks about how nutrition impacts our mental and physical lives. She likes to breaks through stereotypes and myths. Oh, and it's OK to have some sugar and a glass of wine :-) Here are the links to find out mor...
2022-11-2044 min
Money with AlphaFinancial Planning for Women with Helen BakerHelen Baker, founder of On Your Own Two Feet, is an experienced Financial Adviser of over 15 years, Speaker and Author who firmly believes in the benefits of having a strong team of professionals to underpin your financial foundations. This support enables you to build for the future and be the best you can be. Whether you are in a relationship, divorced, widowed, or are single and just want to take control financially and get going for the future, this is for you. Helen appears regularly in the media and shares her practical financial advice in...
2022-11-1334 min
Money with Alpha5 Money Mistakes & What to do about themIn this episode I go through 5 of the most common money mistakes I see women make. The 5 I go through are: Money stuff is too time consuming - I'll do it later. The problem is, later never comes! I don't understand investing. How can you understand something you've never been taught? Time to be curious and learn! Here is my free guide "How to Invest with $1" I don't have enough income to do anything. Seek out ways to increase your income and/or to reduce your spending. Luckily I cover off both of these in my program Financial Fulfi...
2022-11-0622 min
Money with AlphaImprove Your Relationship with MoneyCheck out my new program "Financial Fulfillment in 7 Simple Steps": www.FinancialFulfillmentprogram.com - Available for a LIMITED TIME ONLY! Being in a relationship requires a connection of some sort. Now, whether we like it or not, we are all connected to money in some way. The health and quality of that connection is actually within our power to influence and change! There is often a "that's just the way it is" mentality when it comes to things we think or believe we can't change. Which brings me to the concept of Limiting Beliefs! Beliefs thems...
2022-10-3020 min
Money with AlphaExperiencing Success by Aligning with Your Why Kerry's story is a beautiful example of how life flows more calmly and easily when you connect with your Why, and align your life with this. Having started her working life as a school teacher, Kerry travelling and taught and when she returned to Australia went to see a kinesiologist who helped her permanently shift energy that had been sending her into on and off depression. Realising the power of this incredibly modality, Kerry studied kinesiology and then started helping others to experience transformations themselves. Kerry's business took off very quickly and s...
2022-10-2430 min
Money with AlphaDivorce Resilience & Support with Rebecca MaxwellA relationship break down is one of the most difficult things to experience in life. Unfortunately, the statistics for divorce aren't great - in 2022 between 44% and 50% of marriages are expected to end in divorce. There is a huge wave of emotions and experiences that go with this. Becca Maxwell has been helping women navigate this awful time, to make sure they keep their sanity, integrity and intention for what they want as a life after the divorce. It's too easy to be dragged down into a spiral of negativity. Becca also works with her clients on...
2022-10-1731 min
Money with AlphaBuilding Wealth through Property Investing with Julie CrockettIn this episode, Julie Crockett talks about her journey from school teacher to successful property investor and becoming a Buyer's Agent. So much valuable information, including the types of properties she looks for and where. What kinds of properties you can still make money on, and better still, achieve postitive cashflow with! Julie also talks through the costs of owning an investment property and how to make sure you hire a great property manager! And of course, the all important mindset challenges to overcome in taking the leap into property investing, and how to become in...
2022-10-1034 min
Money with AlphaInterview with Angela Lindegreen About the Transformational Power of Self-loveThis is a beautifully serene and informative episode with the lovely Angela from Bloom Within, where we get into the concept of self-love and how Angela's personal journey drove her to build Bloom Within. From the depths of her own experiences, Angela now works with parents, girl teens and girl tweens (ages 8 to 12) with her Empower Me Within coaching program. Every young girl should experience this kind of messaging and this kind of support! A beautiful conversation that's not to be missed. Here are the links mentioned in the episode: https://www.b...
2022-10-0336 min
Money with AlphaInterview with Chloe Thomson on Gardening, Money & Starting a BusinessWhat an episode! Chloe has done so many things, and this interview spans working in agriculture, studying and working in horticulture, starting a business as a freelancer and all the financial learnings that go with that. Plus, we talk about gardening (including some great tips), Chloe's Sprout School for home gardeners and her own money journey. Fascinating! Here are the links we spoke about in the episode, so you can find out more about Chloe and what she does: www.beantheredugthat.com @beantheredugthat
2022-09-2627 min
Money with AlphaHow Your Values Help You Make Better Financial DecisionsIdentifying and understanding your Core Values is so powerful. The clarity and insight that you get from this knowledge will help you to stay focused, give you the discipline that you need when times are tough, plus allow you to be more decisive and confident in your financial decisions. This episode covers: - Why you need to know what your Values are - What Values even are - How you can use the knowledge of what your values are to help you make better financial (and life) decisions - W...
2022-09-1921 min
Money with AlphaGender Money Imbalance - New StatsFinancial Literacy has never been so important as now! There is so much uncertainty in the world, and so many things out of our control. The only thing in our control is how we respond to our financial situation. It is very difficult to do that however, without knowledge. Knowledge is power, as the saying goes, and financial knowledge gives women the power to make better financial decisions, be financially confident and independent. SO many things flow from this. There is some alarming data that was recently released by the Australian Taxation Office (ATO), which is wh...
2022-09-1212 min
Money with AlphaInterview with Fi Qian on Starting Sunfox Active in the Middle of a PandemicFi Qian is an inspiration. She was made redundant from her nursing job just before the pandemic in 2020, and being passionate about fitness and active wear, decided to start her own line of active wear called Sunfox Active. Since then she has worked hard to build her brand and source beautiful fabrics (the look and feel), and designs that are comfortable and trendy. Plus, they are affordable! In this episode Fi talks about what she did and what her plans are. How important the mindset side is, and how taking action rather than over thinking is...
2022-09-0522 min
Money with AlphaInterview with Dr Laura Williams Clinical PsychologistWhat an incredible discussion with Dr Laura Williams from Know Your Own Psychology. As a Clinical Psychologist who specialised in trauma, and then experienced her own horribly traumatic experience, she has a wealth of personal and professional knowledge to share. The link between money and trauma (which isn't always what you think it is) is strong, and Dr Laura talks about how that plays out in the world of a woman. Here are the links we spoke about in the episode: https://www.knowyourownpsychology.com/ https://www.facebook.com/DrLAWill
2022-08-2933 min
Money with AlphaMoney Means ChoicesHaving the ability to choose how you live your life is powerful. Feeling empowered allows you to be hopeful, make plans, make changes, take charge. It also means you aren't reliant on anyone for your money, and that really impacts your self-worth. Financial literacy and confidence is important, and especially for women who have taken a break to look after children or family members. This episode goes through ways to become more confident and powerful when it comes to money, so you can make choices. The lifestyle visioning mini-course I mentioned can be fo...
2022-08-2311 min
Money with AlphaInterview with Fiona Lindberg - Seeing Beyond the PhotoHaving your photo taken is often something people avoid. Mind you, in the times we live in now, where we carry photos and mini-computers in our pockets, having your photo taken is something that happens a lot. That doesn't mean you like what you see. If anything it probably adds to the cringe factor you feel when you see the photo. Fiona Lindberg has been photographing people for over 20 years and she is VERY good at it. The reason she is good at it is her unique ability to see beyond the image, and through to the pers...
2022-08-1630 min
Money with AlphaMoney Multi-tasking - Save, Pay off Debt AND InvestBeing able to multi-task is something often associated with women. It's usually what we do out of necessity - trying to fit so many things into a single day! However, it is not optimal for our brain functioning, nor for how well we actually perform at each individual task. Not to mention it's exhausting to multi-task! However, when it comes to money, multi-tasking is completely OK. In fact it's an important way to make sure you get to the goal lifestyle that you want (hopefully you know where you're headed in the first place). What I me...
2022-08-0913 min
Money with AlphaMoney and Limiting BeliefsWhat you believe to be true isn't necessarily the actual truth, nor is it something that will help you get to where you want to go. In this episode, Alpha takes you through what a limiting belief is, and how it can impact both your money and your life. AND, why it is very important to be aware of these beliefs, as we turn them into stories that become part of who we think we are. You can replace these limiting beliefs with beliefs and stories that help you achieve the lifestyle you want!
2022-07-3108 min
Money with AlphaDiscover Your Passion through Money & ValuesFeeling a bit flat and wanting to regain a sense of passion for life is something that often comes after years of taking care of others - be they children, parents, or other people. Identifying and understanding your Core Values, developing your Lifestyle Vision, and then setting up your Money to match is a way to get things back on track. This episode talks about these important areas, as well as the mindset needed to help you get there. This is part information, part pep talk.
2022-07-2411 min
Money with AlphaInterview with Helen Thomas Career Design CoachA great episode for those who are either wanting to get back into the workforce, change careers or are dissatisfied with the job they are in. Helen Thomas is a Career Design Coach and helps you by using the same practical strategies Helen has used to help herself and many other mid-career professionals. Helen will help you to think differently about what’s possible and get clear about what you want, so you can make your next career move with confidence. To find out more about Helen, head to her website, click here -> helenthomas.com...
2022-07-1726 min
Money with AlphaLeaving a LegacyWhile not the nicest money topic to think about, planning for your future so your loved ones are taken care of in the way you want, is important. Thankfully, it's not something that you need to do on a regular basis. For the most part, you go through this all once and after that you only need to make changes when it's necessary. This podcast takes you through what you need to do, why you need to do it, and when you need to make sure it's taken care of, for: - Personal In...
2022-07-1015 min
Money with AlphaInterview with Donna Hann from She's in Business Making more money is something we all want, and Donna Hann helps women do just that - by either helping them during the start up phase, or to grow an existing business. Donna is a Coach, Business Strategist, online course creator (her "Ready to Rise" program), and Mum. She has grown and sold 3 successful business (the last being an award winning dance studio). As a business coach, Donna helps ambitious entrepreneurial Mum’s transform from feelin goverwhelmed, exhausted and frustrated into savvy, fulfilled and energised women; ready to rise to the next level in business. In this episode, Alpha...
2022-07-0328 min
Money with AlphaInterview with Annette Dickson from Cashflow MasteryIn this episode, Alpha speaks with Annette Dickson, founder of Cashflow Mastery about money, investing, mindset and life. Annette is an experienced property investor, and she helps others get started with clarity and a strategy behind them. It's important to know what you're doing when it comes to property investing - there is a lot of money involved! Annette also talks about mindset and how important it is to acknowledge the stories and limiting beliefs we tell ourselves - either picked up in childhood, or things we tell oursleves now. Some hold us back. ...
2022-06-2633 min
Money with AlphaInterview with Sharon Joy GalwayIn today's episode, Alpha speaks with Sharon from Sharon Joy Coaching about Money, Business and Life. Sharon shares her Money Journey and how it has influenced the decisions she has made. There was also a personal sadness that triggered her and her husband to make some fundamental changes in their life, which has lead them to where they are today - entrepreneurs, and part owners in a brewery! Sharon shares some great insights into running an impactful business (while also make sure that the numbers are part of the equation). Her Clarity Challenge begins this we...
2022-06-1932 min
Money with AlphaMoney Talk with my 6 Year Old DaughterChildren are so honest. My 6 year old daughter is no exception. She hears and sees a lot of talk about money in our household, and I was curious to see what her take on money would be. This is a candid look at how a 6 year old sees what money is and why it's useful!
2022-06-1207 min
Money with AlphaThe Impact of Rising Interest Rates Versus Inflation in GeneralIncreasing interest rates is not something we have been used to over the last decade or so. There has been a certain amount of fear surrounding interest rates going up. The bigger concern though is inflation in general. In this episode I go through what the impacts are of interest rates and inflation, and some things you can do to combat this and be prepared for more financial change.
2022-06-0508 min
Money with AlphaMoney Talk with my MumWith life comes a LOT of experience. So, who better to interview than someone who has lived a varied and full life - my mother! I ask my mother questions about what it was like starting life at the end of World War 2 in Austria, and how her early childhood experiences and journey to Australia shaped her view of money. Lots of ups and downs and some confronting insights are shared.
2022-05-2914 min
Money with AlphaWhat to do to be ready for the End of Financial YearThere are things you can do to make things like tax returns and organising your money and finances at the end of the Financial Year much easier. Tips for organising and saving money! I go through things I do, and also some tips that you might not know in relation to your superannuation. Note: as mentioned in this episode, here is a link to the ATO form - click here
2022-05-2211 min
Money with AlphaInterview with Em Gee on Life, Business ad her Money JourneyIn this episode I speak with Em Gee, a Business & Mindset Coach from Be Think Do Coaching. In less than five years as a solo-preneur Em Gee has become a best selling author and international business and mindset coach to women all over the world. Her unwavering belief in all women to shine as leaders in their own fields, has led her to teach 'unstoppability' as a quality already there to be unleashed from within every single business owner she works with. As a mum of two young girls, Em Gee prides herself on being tr...
2022-05-1535 min
Money with AlphaWhy Comfortable is the Enemy of Financial ChangeWhat does comfortable mean, and why is it so disastrous when it comes to needing or wanting to make financial changes in your life? After all, it's "fine" OK? Unless something dramatic happens in life, we tend to cruise along and time passes. When it comes to money, time = compounding, so you can't afford to waste a moment! Figure out how to break out of feeling comfortable and make the changes you need to make now, rather than feeling comfortable for too long and missing out on building wealth.
2022-05-0911 min
Money with AlphaHow to Achieve Financial WellnessThere needs to be a balance between your mental, physical and financial selves. Neglecting one for too long can cause you to feel unbalanced and stressed. Doing ONE SMALL THING can help. Listen in to find out how.
2022-05-0111 min
Money with AlphaThe Power of Connecting Your Values & MoneyThere are so many things that underpin our relationship with money. The way to move from money overwhelm to peace of mind is to act with deliberate intention, rather than random decisions that may or may not benefit you. Knowing your Core Values is a fundamental way to make this transformation happen.
2022-04-2507 min
Money with AlphaAre You Part of the Sandwich Generation?Are you part of the Sandwich Generation? For those who haven’t heard of this, it is people who are taking care of ageing parents (and possibly even grandparents) as well as their own young children. In Australia, the typical demographic for this are women in their mid to late 40s who are also employed. Nearly 50% of adults in this generation will find themselves caring for ageing parents and their children while balancing work and social lives. Can you relate to this? I know I certainly can. In this episode I go through my own ex...
2022-04-1911 min
Money with AlphaIs Buy Now Pay Later a Money Trap?Buy Now Pay Later has been around for hundreds of years. Not in it's current form, but the concept of personal debt is nothing new. The key is to spend less than you earn. That said, we have all been overwhelmed by debt at some point in our lives. This podcast goes through a step by step strategy for what to do to get out of this kind of debt.
2022-04-1012 minMoney with AlphaThe Secret of Money SuccessThis episode might have an attention seeking title, but there are no “secrets” or “magic pills” when it comes to being a “success” with money. What does being a success even mean? The most important thing that you can do is to TAKE ACTION! And, to take that action consistently and regularly. Alpha helps you to push through the inertia to get your money sorted, one step at a time.
2022-04-0413 min
Money with AlphaMy Favourite Money BooksReading is a great way to chill out and also to learn new things, or to have things you have read or experienced before reinforced. There are some really good money books out there, and in this podcast I go through my favourites. I also go through my non-money book favourites too (fancy some Agatha Christie, or Ken Follett, or Simon Sinek???). Sharing what we read is a great human experience.
2022-03-2814 min
Money with Alpha5 Ways to Rock Your Retirement SavingsAh retirement. It's that thing we know will eventually come, but planning for it seems either too hard or just too far in the future. This podcast takes you through 5 things you can do to boost your retirement savings. These are things you can either put on autopilot, or you only have to do once and then it's done! 1. Contribute Extra Each Time You’re Paid 2. Review Your Insurances Inside Super 3. Review Administration & Investment Fees 4. Compare Investment Performance of other funds 5. Consider Your Investment Risk Profile
2022-03-2112 min
Money with Alpha7 Common Money Fears & What to do about themMoney can be a complex topic, but in reality money itself is simple. We make it complex with 7 Common Money Fears: 1. Money is complicated 2. What if I make a mistake and the market crashes? 3. What if I lose my job and can’t recover financially? 4. What if I’m always living paycheck to paycheck? 5. I’m never going to get out of debt 6. I’m never going to have enough money 7. What will friends and family think of me? Alpha will take you through e...
2022-03-1415 min
Money with AlphaHow to Invest with $1Money is often associated with investing, even though it encompasses so much more! This episode looks at investing from the perspective that anyone can do it, with as little as $1. Micro-investing is growing in popularity and opens the doors for everyone to be able to invest - no matter how much or little money you have. Listen as Alpha recounts her own personal experience with micro-investing, and how you can also get started.
2022-03-0706 minMoney with AlphaHow to Achieve Your Money GoalsFollowing on from the Lifestyle Visioning exercise, this is the next step to help you achieve your desired lifestyle - understanding your WHY, which will lead you to the HOW. The Toddler Approach to questioning exercise is something I take you through!
2022-03-0209 minMoney with AlphaHow to Overcome Money OverwhelmDoes thinking about money overwhelm you? There is SO much to know, and where do you start? Well, this episode takes you back to basics and simplifies the process because it doesn't need to be complicated. Alpha takes you through a practical exercise that will help you feel less overwhelmed. When something feels overwhelming, the best thing to do is to chunk it down and take one step at a time. Start those simple steps today!
2022-03-0110 minMoney with AlphaInvesting and Saving for KidsMany mums and dads want to put some money away for their kids, for all sorts of reasons - maybe there will be braces needed at some point, or private school fees, or extra tutoring, or university, or.... There could be a long list. Where do you start?! It can feel like a minefield, and it's too easy to put off taking action because it seems so difficult. It's actually easier and simpler than you think! This episode of Money with Alpha takes you through the options, and goes through what Alpha does in a simple, easy to follow way. J...
2022-02-2713 min