Shows
Money with AlphaEp197 How I InvestInvesting can feel like a black hole: confusing, intimidating, and risky, especially when you've worked hard for every dollar you've earned. In this episode of Money with Alpha, I share my real, lived investing journey. Not from a financial markets background, but as someone who had to figure it out step by step. I walk you through: The difference between income returns and capital growth (and why this matters more than most people realise) How to understand your risk profile beyond generic questionnaires What diversification actually means (and what it definitely...
2026-02-0233 min
Money with AlphaEp196 Date Your MoneyIn this episode, Alpha invites you to rethink your relationship with money. Not as something to fear or avoid, but as something to get to know and to come at with curiosity rather than confusion. Using the metaphor of dating, Alpha walks through simple, practical steps to help you reconnect with your finances, gain clarity, and reduce money anxiety. In this episode, you'll learn: Why avoidance makes money stress worse (not better) How your past money "mistakes" can become learning points The five key steps to building visibility and...
2026-01-2611 min
Money with AlphaEp194 Micro-Changes Instead of ResolutionsBig New Year's resolutions often lead to big overwhelm, and very little follow-through. In this episode, Alpha explores why micro-changes are the real key to sustainable financial growth and confidence. Rather than focusing on drastic transformations, Alpha invites you to look at the small shifts in awareness, habits, language, and identity that quietly create powerful momentum over time. In This Episode, We Cover: Why New Year's money resolutions often fail The role of identity in financial behaviour How beliefs, stories, and language shape your money habits The...
2026-01-1215 min
Money with AlphaEp195 - Inheritance and How to Manage a Lump SumReceiving an inheritance or lump sum can feel overwhelming, especially when it arrives during a deeply emotional time. In this episode of Money with Alpha, I share my personal experience navigating an inheritance following my father's passing, along with six grounded principles to help you approach lump sums with clarity, intention, and self-trust. We explore: Why you don't need to rush big money decisions The emotional side of receiving an inheritance Tax, asset protection, and portfolio considerations How to approach investing without pressure or panic ...
2026-01-1220 min
Money with AlphaEp193 Alpha's Money StoryIn this solo episode, Alpha invites listeners behind the scenes of her personal money journey. From her multicultural upbringing in Australia, shaped by financial scarcity and cultural expectations, to discovering her passion for financial empowerment for women. Alpha dives into: Growing up as a daughter of migrants who had no money when they were growing up How money stories are inherited from generations before us — even when no one talks about money directly Why she became a "squirreler" with money, and the pivotal moment she realised she needed to learn how mon...
2026-01-0530 min
Money with AlphaEp192 What Financial Advisors Do with Dylon MackrielIn this episode of Money with Alpha, Alpha sits down with financial advisor Dylon Mackriel, founder of DreamWise Financial Services, to unpack what financial planning actually involves — beyond the jargon, beyond the misconceptions, and beyond the old-school commission-driven model many people still fear. Dylon shares his personal journey from South Africa to Australia, shifting from accounting into financial planning, and why the emotional side of money plays such a huge role in his work. You'll hear: ✨ In this episode, we explore: Why everyone earning an income can benefit from financial advice What financia...
2025-12-2246 min
Money with AlphaEp191 Human Design with Selena HillierIn this enlightening episode of Money with Alpha, Alpha Schulte sits down with Selena Hillier, Human Design practitioner, life coach, and corporate leader turned soul-led entrepreneur. Together they explore how understanding your unique Human Design type can unlock self-acceptance, release shame, and create alignment in every area of life — including money. Selena shares her journey from corporate sales manager to Human Design guide, explaining how this blend of science and spirituality helps people reconnect with who they truly are. She and Alpha discuss practical ways to apply Human Design in relationships, parenting, business, and even how we re...
2025-12-1537 min
Money with AlphaEp190 2025 Reflections: Life & MoneyIn this reflective episode, Alpha takes you behind the scenes of her 2025 wrap-up — the highs, the lows, the unexpected, and the profoundly transformative. Using her five-part reflection framework (What worked well? What didn't? What did I learn? What do I want more of? What do I want less of?), she shares the real human side of a year filled with growth, disruption, loss, clarity, and powerful financial lessons. You'll hear: ✨ What Worked Well Attracting aligned, entrepreneurial clients who value clarity and empowerment Beautiful stories of couples leaning into shared financial understanding...
2025-12-1125 min
Money with AlphaEp190 Dream BIG with Billie SharpIn this inspiring episode of Money with Alpha, Alpha sits down with the dynamic Billie Sharp — entrepreneur, public speaker, and founder of multiple thriving businesses — to talk about what it really takes to dream big and create generational wealth. Billie shares her journey from working three jobs as a teenager to becoming the owner of six diverse businesses across industries like tech, e-commerce, and trades. She opens up about: The mindset shift from earning money to creating wealth Building businesses based on real-world gaps rather than rigid plans Using data and intuition to...
2025-12-0844 min
Money with AlphaEp188 Working to Create Time with Raylz WynyardIn this heartwarming and eye-opening conversation, Alpha sits down with Raylz Wynyard, co-founder of a family-run NDIS support service built on empathy, lived experience, and integrity. Raylz shares how her journey began when her son was diagnosed with autism, before the NDIS in its current form even existed, and how that personal experience led her to create a business that does things differently. With her husband and adult children now part of the company, Raylz has built more than a business: she's built a legacy of care, community, and respect for people living with disabilities. ...
2025-12-0152 min
Money with AlphaEp187 Feng Shui and Money with Suzanne ButlerIn this episode, Alpha sits down with Feng Shui specialist Suzanne Butler to explore how the energy of your home and workspace influences your money flow, health, and overall wellbeing. Suzanne shares her fascinating journey from the Australian Defence Force to becoming a sought-after Feng Shui expert, helping clients transform chaos into clarity — both energetically and financially. They dive deep into how clutter, blocked spaces, and even the position of your desk can affect your sense of worthiness and ability to attract abundance. Suzanne's story of financial turnaround — from toxic relationships and debt to flow and prosperity — illust...
2025-11-2447 min
Money with AlphaEp185 Money School FundamentalsIn this episode of Money with Alpha, we dive into what I like to call Money School — the foundational lessons we all wish we'd been taught about money, but weren't. Just like school gave us structure for learning, we can create our own curriculum for financial wisdom — one that blends knowledge with experience and real-life relevance. There is an upside to learning about money as an adult - we have real-world experience which makes us (hopefully) better able to understand how to apply what we learn to our lives. The wisdom that comes with age gives us...
2025-11-1025 min
Money with AlphaEp183 MYTH #3 I Don't Have the Time to Sort out My MoneyIn this week's episode of Money with Alpha, we're tackling one of the most common excuses women make when it comes to managing their money — "I don't have time." Alpha breaks down why this belief is just another myth that keeps you from financial clarity and freedom. Through five practical steps — Beliefs and Stories, Clarity, Visibility, System, and Flexibility — you'll discover how to make space for your money without feeling overwhelmed or deprived. You'll also hear personal stories and relatable examples (including a hilarious one involving a stuffed crocodile!) that remind us how easily we can fi...
2025-10-2721 min
Money with AlphaEp182 MYTH #2 It's Too Late to InvestIn this episode we dismantle the belief that you've missed the investing boat because you are too old. Alpha walks you through the five-step pathway: Clarity Knowledge Know Yourself Plan Action. Plus, simple compounding examples, how to think about superannuation (retirement savings) + property, and what to do next. You'll learn: How to define a lifestyle-aligned investing target Why women's investing strengths give us an edge A simple compounding play you can start this month How to sense-check risk with your nervous system Your three levers: investments, superannuation, and debt reduction.
2025-10-2022 min
Money with AlphaEp180 MYTH #1 Money is Complex & OverwhelmingIn this episode of Money with Alpha, we tackle one of the most common myths holding women back from financial empowerment: that money is complicated and overwhelming. Alpha shares five simple, practical shifts — clarity, visibility, habits, beliefs, and chunking things down — to help you take the mystery (and fear) out of managing your money. Whether you're an entrepreneur juggling business and personal finances or simply ready to stop procrastinating, this episode will show you that money can, in fact, be simple. You'll learn: Why clarity on your lifestyle vision is the key to fina...
2025-10-1319 min
Money with AlphaEp181 Selling Paradigm Shift with Maree Kirkpatrick In this powerful conversation, Alpha and Maree dive deep into the heart of selling — and why traditional "hustle" sales tactics no longer work for modern, service-based women in business. Maree shares her approach to sales that's all about connection, service, and genuine care — without the pressure or "ick factor." They unpack the difference between marketing and sales, why most business owners are "pouring water into leaky buckets," and how women can confidently sell from a place of value, integrity, and empowerment. You'll Learn: Why sales is not about pushing or persuading — it's about helpin...
2025-10-1234 min
Money with AlphaEp179 Experiences are PowerfulIn this reflective episode of Money with Alpha, I share some personal lessons from navigating grief, decluttering a lifetime of possessions, and rediscovering what truly matters. It's about more than money—it's about experiences, relationships, and creating a life aligned with your values. You'll learn: Why experiences often bring more joy than "stuff" How curating the right relationships strengthens your confidence The power of tracking and capturing your journey Why financial empowerment isn't about how much you spend, but the freedom to choose Simple ways to challenge ol...
2025-10-0618 min
Money with AlphaEp173 My Monthly Money RoutineEver wondered how to keep your finances on track without spending hours every week? In this episode of Money with Alpha, I share my personal monthly money routine—a simple yet powerful process I use to stay in control of both my business and personal finances. You'll learn: Why having a regular "money date" is the key to financial consistency The exact steps I take each month to review my business performance and personal spending How I use my "money pie" method to make sure every dollar has a purpose ...
2025-08-2516 minMoney with AlphaEp172 Power of the Money Pie FrameworkIn this episode of Money with Alpha, I'm diving deep into my Money Pie Framework — a simple yet powerful system I first created for myself and have now shared with countless clients. If you've ever felt overwhelmed by your finances, uncertain where your money is going, or guilty about spending, this framework can help you find clarity, confidence, and freedom. You'll discover the three core pillars of the Money Pie Framework — Visibility, Clarity, and Flexibility — and how they work together to help you see exactly where your money is, align it with what truly matters to you, and ad...
2025-08-1818 min
Money with AlphaEp171 What We All Think But Don't Say About MoneyIn this deeply relatable episode, Alpha opens up about the emotional side of money—the unspoken reasons why so many of us procrastinate when it comes to our finances. From the fear of judgment to the comfort of familiar (but unhelpful) habits, she dives into five key reasons we put off dealing with money matters, even when we know it's important. Whether you're avoiding your bills, putting off switching providers, or just feel like you "should be better at this by now," this episode reminds you that you're not alone—and you're not broken. 💡 In This Ep...
2025-08-1115 min
Money with AlphaEp167 Setting Expectations is VitalIn this episode, we're diving into a topic that trips up so many women—especially business owners: expecting strategy when you're only getting compliance. Alpha breaks down the crucial difference between compliance (think: tax returns and BAS statements) and strategy (like cash flow planning and profit analysis). If you've ever assumed your accountant or bookkeeper would "just take care of everything," this episode is a must-listen. You'll learn: Why understanding the limits of your financial professionals matters The types of questions to ask to avoid costly assumptions How to br...
2025-07-0715 min
Money with AlphaEp165 Nutrition & Money with Sammy BarnettIn this joyful and eye-opening episode, Alpha is joined by the vibrant Sammy Barnett—nutritionist, speaker, and soon-to-be author—who shares her powerful journey from childhood panic attacks to helping others reconnect with their bodies through food, fun, and self-awareness. Together, they explore the deep links between nutrition, anxiety, and financial wellbeing—and how slowing down, creating space, and aligning with your values can shift everything. We talk about: Why stress affects your body's ability to absorb nutrients (even when you're eating "right") How nervous system overwhelm impacts your money habits The ro...
2025-06-2344 min
Money with AlphaEp153 What is Financial Independence?Financial independence is important. What is it though, and how do you achieve it? That's what this episode covers! Focusing on: Having a bank account in your sole name, that only you can access Knowing where your money is going and coming from Understanding anything that you are being asked to sign Having control of what you spend, without guilt or control. Here is a link to free masterclasses I've given, including a topic on money mindset - https://www.money-madesimple.com.au/WebinarSeriesReplay As mentioned, here are the links to my social me...
2025-03-3122 min
The EMMA LOVELL ShowMoney Made Simple with Alpha SchulteGet clear on how to manage your personal and business finance
Connect with Alpha Schulte here:
Instagram: @alphamoneymadesimple
Website: https://www.money-madesimple.com.au/
Connect with me here:
Website https://www.emmalovell.au/
Facebook business page https://www.facebook.com/EmmaLovellAU/
Instagram https://www.instagram.com/emmalovell.au/
Linkedin: https://www.linkedin.com/in/emmalovelly/
Join me on the next Rest & Receive Retreat: Kangaroo Valley 2025
https://www.emmalovell.au/KV25
Get your copy of my book, The Art of Bleisure, here...
2025-01-0238 min
Money with AlphaEp141: Are You Paying Enough Towards Your Retirement?While retirement might still seem a while away, you probably already realize how quickly time flies. Making sure you are optimizing your cashflow, and putting what you can away for retirement - be it inside a government structure like Superannuation, a 401k, Pension Plans, etc, or separately saving and investing specifically for retirement, is important. In this episode I break the Superannuation system down, as well as the retirement saving/investing process overall. It can be as simple or as complicated as you choose to make it.
2024-12-1615 min
Money with AlphaEp140 Financial Goal Setting to Suit YouWithout clarity of Vision, it's difficult to know where you're headed. It makes goal setting almost impossible, and plans become completely random. In this episode, I include a webinar replay where I take you through the process I use, and everything falls more easily into place. There is reflection time is also included, as is money mindset and a habits review. With this, it's more likely that you will stick to the goals and plans you make, as your habits and mindset are supportive!
2024-12-0943 min
Money with AlphaEp139 Christmas Done DifferentlyChristmas can be a time of great joy, but also great stress and overwhelm. It's certainly a time for finding as many ways to reduce the overwhelm as possible. This episode goes through some of the financial ways to help with this - from the cost of food (especially if you're entertaining), and also alternative present ideas that are based on being thoughtful and supportive, rather than big and shiny. I hope they provide you with some ideas that you can use. Let me know how you go!
2024-12-0214 min
Money with AlphaEp138 - How to Become Financially OrganizedWhat does it take to become financially organised? It is a combination of: Mindset Prioritised Tasks Systems and automation These are the elements I take you through in this episode. Here is the free Personal Finances Checklist I refer to - https://www.money-madesimple.com.au/checklist
2024-11-2557 min
Money with AlphaEp137 Your Future Money Made EasierLearn about the 3 components to securing your financial future: Time Clarity - look to the future to clarify your present Action - aligned to your values and lifestyle vision Here is my special Black Friday offer that shows you how to do this! Here are some calculators to help you: Compound earnings Paying off your mortgage Retirement balance
2024-11-1824 min
Money with Alpha#136 Systems & Business Success with Kylie HayesIn this week's episode we hear from Kylie Hayes about her personal and business journey. At the core of it is following your intuition, speaking up, and having confidence in yourself. She started out as a mathematician who travelled the world as a management consultant, and then helped her husband build a successful winery brand, by setting up the systems and process, and managing the people side of the business. Now she helps other business owners in this operational space, so they can actually enjoy life and make money! Here is where you can find Ky...
2024-11-1134 min
Money with AlphaEp135 Making Your OwnAfter being asked so many times - "how do I make my chocolate" and all the other things I make, and "how do I fit everything in?", I decided to do an episode showing you how! In this episode I show you how I make: Vegan, refined sugar-free chocolate Almond milk Moisturising Body scrub In a previous episode I showed you how I make my own Spelt Sourdough Bread. Making your own is a great way to: know exactly what is in the foods you are eating reduce consumption of refined sugars, e...
2024-11-0414 min
Money with AlphaEp134 Running a Profitable Business, with Lana SurninaRunning a business can certainly be challenging, and many business don't survive their first 3 years. Lana Surnina from On Tap Digital has found a way to make success more of a certainty! In this conversation she talks about her own business journey, and why what she is doing now helps her clients become more profitable.
2024-10-2830 min
Money with AlphaEp133 Most Asked Money Questions How can I make more money? How can I keep more of the money I'm making? How do I invest? What about Self-Managed Super Funds? How do I invest for my kids? Can I pay my mortgage and invest at the same time? Do you ask yourself some (or all) of these questions, and more? In this episode I go through some of the mindset behind money, as well as answering some of these fundamental questions.
2024-10-2237 min
Money with AlphaEp 132 Make Money, Save Money & Go Low ToxLisa Rowland shares how she has found a way to make money on the side, while also saving money on household items and going low tox in the process, with Melaleuca Wellness. She shares her journey and also her passion for what this lifestyle offers!
2024-10-1524 min
Money with AlphaEp131 Power of Money FlowMoney is energy, and energy flows. Wouldn't it feel nicer to be IN the flow, rather than AGAINST the flow of money? In this week's episode, I go through how to bring your mindset and systems together, to be IN the flow of financial abundance. Also, here is the link to a new mini-program I'm running on this called Money Flow (starting 28 October) - www.money-madesimple.com.au/flow
2024-10-0819 min
Money with AlphaEp130 Values & Money Alignment Understanding our Core Values give us the foundation to see where things are and aren't flowing in our money life (and life in general). Aligning your Values and Money makes life SO much easier and more abundant. In this episode I talk about: What Core Values are and why they are important Your Personal Core Values Your Business Core Values Aligning your Core Values (both personal and business) to how you manage your money and why this will help make money become easier and flow more in your life.
2024-10-0119 min
Money with AlphaEp129 Investing Basics for Wealth CreationInvesting is something that we all need to be doing. Reaching financial independence before we retire, and having a comfortable retirement can only happen when we invest regularly over time. The thing is, where do we learn how to invest? There are lots of courses out there, but choosing one can seem overwhelming and potentially expensive. There are some basics that you need to know, so you can even get to the point of choosing what direction to take. We underestimate what we already know - picked up over the years fro...
2024-09-1749 min
Money with AlphaEp128 - Money Apps I UseThere are SO many apps out there. Not all are helpful, and some cost a lot of money over time. In this week's episode I take you through the money apps I use and why. Also, I don't pay for any of these. They each offer a service (which I use and pay for that way), and these apps purely help to make life easier. During the episode I talk about micro-investing, and here is a Free Guide that I have put together which explains what micro-investing is, and goes through the main providers: h...
2024-09-1025 min
Money with AlphaEp127 Power of Money SystemsMoney Systems will help free up your mind and reduce stress and overwhelm about money. Knowing what is going on and where you're money is going makes a huge difference. In this episode I talk about: What a Money System is Why you need to understand your business finances and what systems are currently being used, and whether they are useful to you How to build personal wealth through a money system to manage your personal finances Aligning your money systems to your lifestyle vision - getting clear on where you're headed. If you would l...
2024-09-0326 min
Money with AlphaEp126 How to Future-Proof Your FinancesWhat does it mean to "future-proof your finances"? It means to look into the future and make decisions in the present to help you achieve the future lifestyle you want. There are often a few obstacles to this: 1) Knowing what you want; and 2) How to know what to do in the present. This episode helps you with Number 2 (I have previous episodes where I go through Number 1). Looking at you currently Own (like your house and superannuation) and Owe (like a mortgage and other personal debt), is what I'll take you t...
2024-08-2711 min
Money with AlphaEp125 How Money Mindset Impacts RealityMuch of Money Mindset work is based around thoughts, affirmations belief systems and habits. It's very much about psychology. In this week's episode, I want to elevate this conversation into the practical - how does our mindset around money impact us in our daily lives? There are 5 elements that I go through in this episode. This was recorded as part of my annual webinar series, so if you want to watch the replay and see what I'm talking about, then you can watch in either of these locations: Money Made Simple website - you wi...
2024-08-2043 min
Ending Body Burnout Show75. Money Mindset & Body Burnout with Alpha SchulteChris & Filly are joined with Alpha Schulte to talk all things money mindset and its connection to body burnout. I asked Alpha onto the show because money and finances are a huge stressor for many people, and affecting health. It was the number one stress for my own self (Filly) which directly impacted my health, so understanding how to unravel your beliefs and relationship around money can be super supportive in healing body burnout.
About Alpha Schulte
Alpha started out as a corporate tax accountant, but decided she preferred working with clients on mo...
2024-08-1950 min
Money with AlphaEp124 Give Your Money a PurposeFinding purpose in life is something many of us are seeking, and it's a journey. Something I've learned on my journey, is that this also applies to money. If your money doesn't have some kind of purpose, it too easily disappears, making it more difficult and frustrating to get where you want to go (assuming you know where you're going). Here are the key elements of giving your money a purpose: Be Intentional Get clear Take focused action Be consistent with this action Stay disciplined. Have a listed to some of the hard le...
2024-08-1319 min
Money with AlphaEp 123 How to Money ManagementManaging money is not something many of us are explicity taught how to do. We learn by observing what our parents do, what others do, and what society says we "should" do. We might get some direction instruction if we're lucky enough to have parents or people around us who are able to manage money well, and then teach us in a way that we understand. For me, it was completely random, until I started on my own learning journey. Following 10+ years of learning and experience, plus working with clients to help them manage their mon...
2024-08-0618 min
Money with AlphaEp122 Money Stories Holding Us BackAs children we learn through stories. Swashbuckling characters, heros, villains, obstacles overcome, and mysteries solved. They are etched in our minds and form the basis of how we learn and how we share what we have learned and how we feel. For instance, I love puzzles and solving problems. My first "literary love" was Agatha Christie. To this day I still love reading her books and watching the TV and movie adaptations of her work. I also love Jane Austen and the portrayal of women in those days and how they graciously overcame the societal limi...
2024-07-3021 min
Money with AlphaEp120 How Money Beliefs Impact Managing MoneyWhat are Money Beliefs? How are they formed? How can they be changed? What impact do they have on your relationship with money and how you then manage money? This is what I talk about in this episode, which is a recording from a Webinar that I delivered. Here is a link to the Money Essentials for Business Owners program that I refer to: Money Essentials for Business Owners - Learn Money Management Live (money-madesimple.com.au)
2024-07-2245 min
Money with AlphaEp120 Mental Side of Financial AbundanceNearly everything in our life stems from how we see and process it in our minds. Money especially. In this episode I delve into 5 mental elements to manifest and experience financial abundance: Getting a good night's sleep Eating good, nourishing food and drinking enough water Awareness (of the patterns in our live and the lives of those closely related to us) Meditation and/or mentally quiet time (with literal quiet around you) Time discipline to make sure the important things happen. Money Mindset is something that I cover in my program "Money Essentials for Business O...
2024-07-1515 min
Money with AlphaEp119 Money Essentials for Business OwnersMoney is a topic that is always on everyone's minds, and particularly these days. So much is written in the media about the economic situation, and we see it daily in all our bills. To help with this, I have turned what I do one-on-one with clients into a live group online program called "Money Essentials for Business Owners". The program is officially launching on Monday 15 July, and I'm very excited about it. I really think this will help business owners with their Money Mindset and setting up Money Systems to manage their m...
2024-07-0922 min
Money with AlphaEp118 Burnout and Healing Your Body with Filipa BelletteHealth is the most important thing in your life. Without health, everything else becomes harder and we can't enjoy life. Having money gives us greater choices when it comes to how we live and manage our health, so these two topics really go hand in hand. Which is why this episode is so good. Filipa Bellete from Chris and Filly Functional Medicine, and I speak about their approach to health and how they help people to improve their physical and mental health. They have freebies on their website, as well as a book too, which goes through thei...
2024-07-0148 min
Money with AlphaEp117 How to Create WealthWhat does wealth mean for you? Understanding what it is, and gaining clarity on what you want (and why and when) is an important first step. Then, it's about doing things in parallel, finally. In this episode I go through what that is, and how you can do it! Here are links to the services I mention: Money Essentials for Business Owners - Learn Money Management Live (money-madesimple.com.au) Money Management Assessment (money-madesimple.com.au)
2024-06-2448 min
Money with AlphaEp116 Empowerment & Confidence with Frances ScaddenAs women enter our 40s, something changes. We start to want to know who we really are, and how we got to where we did. Plus, what do we really want in life? Frances Scadden's journey has lead her to help other women in their 40s, 50s and beyond with this question. To help the feel empowered and confident in their life and what they think they are capable of doing. A great conversation! Here is where you can find out more about Frances and what she does: Instagram Website Confidence Circle
2024-06-1737 min
Money with AlphaEp115 Truth About Our Brains and MoneyWhy is it that we avoid things (like looking at our finances)? Our brains are a complex "computer", and understanding how they work makes it easier to program them in a way that actually works FOR us, rather than against us. In this episode I talk about 3 key concepts to understand our brains, specific to money: Survival - our brains are wired to make sure we survive (it isn't interested in thriving), and this is done through making sure we remain with what is familiar to our brain; Change - this is seen as a threat...
2024-06-1023 min
Money with AlphaEP114 Parenting & Neurodiversity with Leanne TranParenting (like money) is not something we are taught, yet we have to navigate somehow. Where you are also parenting a child who is neurodiverse, there is potentially more complexity. Leanne Tran is a psychology who specialises in helping parents understand their neurodiverse child, and how to help the children understand themselves better. A fascinating conversation, with lots of great information. Here are Leanne's links, so you can find out more: Leanne's Website Leanne's Instagram For Psychologists
2024-06-0334 min
Money with AlphaEp113 Finding Joy in SimplicityLately I've been drawn to books and podcasts that talk about how we are not here in this life to gather "stuff". We are here to connect, grow, evolve, share, help, and even make an impact (on whatever scale). This has resonated with me quite a lot, so wanted to share this with you as well. I started gradually decluttering "stuff" out of my home, and letting go of things I wouldn't use or wear anymore. It feels so good to be "lighter". In this episode I also give you ideas for how yo...
2024-05-2713 min
Money with AlphaEp112 Maree Kirkpatrick on Selling with EaseMaree Kirkpatrick is passionate about helping business owners learn how to sell without it feeling uncomfortable and something to actively avoid. Her approach is simple, straight forward, and very human-centric. In this conversation we delve into money, selling, business and psychology. As a successful business owner and mum, she is also well aware of the juggle that is life. She has a wealth of knowledge and she openly shares SO much in this conversation. To find out more about Maree: https://www.mareekirkpatrick.com/ https://www.mareekirkpatrick.com/club https://www.instagram.com/mareekirkpatrick...
2024-05-2033 min
Money with AlphaEp111 Celebrating Mother's DayMother's Day is a good opportunity to be reminded to take a pause and appreciate life, inspite of all its challenges. Here are 3 areas I focus on in this episode: Gratitude - being consciously grateful for what we have in our life. Even where there are challenges, look for the things that you appreciate within everything else. Giving - this isn't just about giving money, it's about caring for others and giving time and attention to the things that matter most to you. Receiving - to complete the energetic loop, it's important to be able to r...
2024-05-1318 min
Money with AlphaEp110 How to Make Spelt Sourdough Bread for $7There is nothing that beats the smell and taste of bread fresh out of the oven. When I was a kid my mum had a breadmaker and we used it pretty regularly. Nowadays, with sourdough being a bit kinder on some tummies (including mine), I prefer this, as well as using spelt flour. Sourdough can be a little difficult to work with though, and I've found that with spelt flour there are added complexities. So, after almost a year of trying different things, I've found a recipe and process that works consistently! And, be...
2024-05-0615 min
Money with AlphaEp109 Where is my Cash?Are you experiencing the problem where you are making money, but your bank account doesn't reflect this? Worse still, your tax return says your business is turning a profit (which you're paying tax on), and you aren't seeing this the cash you have? This episode will help you to understand these issues, which plague many small business owners.
2024-04-2916 min
Money with AlphaEp108 Living Life IntentionallyHow much of our lives are we living truly based on our own design (and not someone else's, or society's)? Our lives are influenced by our Beliefs, Stories and Behaviours, around money, and other areas. Being inspired by others is one thing. Comparing ourselves to them is a recipe for depression and anxiety. In the episode I talk about some strategies I use on myself and my clients to help manage situations when I'm not feeling that my life is really heading where I want it to go.
2024-04-2225 min
Life Admin Life Hacks096: Managing debt with Alpha SchulteIn this episode, Mia and Dinah take Alpha Schulte, money coach and ex-tax accountant, on a deep dive into good and bad debt, credit scores, credit cards and loans, how to prioritise what debt to pay off first, and the help available if you have unmanageable debt.Resources ww.money-madesimple.com.au Money With Alpha podcastFor the full show notes, head to Life Admin Life Hacks.Subscribe to our Momentum newsletterFind more inspo and tips on: Instagram Facebook LinkedIn
2024-04-1749 min
Money with Alpha#107: Making Money FunProcrastination and avoidance is something we do when we don't like it. Money tends to be one of those somethings. And it doesn't need to be like that. Especially as money is extremely important. In this episode I take you through 3 steps to help you find more fun in sorting out your finances.
2024-04-1514 min
Money with AlphaWhen Your Travel Budget is BlownTravel is something I've loved since I was a very little girl. When I started working at the age of 14, my primary goal was to save up to travel. Apart from a few years when my daughter was first born, I've gone away somewhere every year. I even worked at an airline for a few years, and did a lot of travelling in that time - taking advantage of the standby deals! So, I've cultivated my travel budgeting too over the years. However, this last trip I just took with my mum and daughter didn't go quite to p...
2024-04-0818 min
Money with AlphaEp105: How to Budget for Business & PersonalBudgeting is something that many of us avoid, but know we really should do. It's a bit like exercise, only exercising you can make somewhat fun (think Zumba!)... Being aware of what is coming in and what is going out each month is part of it. Forecasting is important also. Many accounting systems will try and help you with this, however, the budgeting side doesn't connect in with your personal budget. This episode takes you through the principles behind how I do this. To watch this episode on YouTube: Click here.
2024-03-2419 min
Money with AlphaEp104: Overcoming Money Shame & GuiltMoney is something we are not taught about - neither personal finances nor business finances. And yet, we feel so much shame and guilt around our ability to manage money. This episode is me delving into the "why" of this, and also to give you some strategies to help yourself move beyond it and head towards confidence and financial empowerment.
2024-03-1709 min
Money with AlphaManifestation and Money StrategyManifestation and Money Strategy might seem like a odd combination, but in order to make anything real (which is what manifestation essentially is), you first need to be super clear. Strategy gives you direction and is a way to condense your "wish list" into a structure that you can make plans and then tasks lists on. Alignment between your strategy, plans and tasks are important. Think about making a meal, or organising and holiday, or renovating a house. Without first knowing what you want to do (or where you want to go, or what you wa...
2024-03-1017 min
Money with AlphaReach Your Retirement Number FasterWhat better way to reach retirement faster than to pay off your debts and invest more! Debt is not a fun topic, so the best thing to do is talk about how to get rid of it as quickly as possible! Especially debt that has a high interest rate. In this episode I go through how to pay down debt faster, including your mortgage, and why it's important to invest while you're doing this. Also important to consider is how much you need in retirement, so you can make decisions about how to g...
2024-03-0316 min
Money with Alpha5 Money Habits to Build Wealth in Your 30s and 40sHabits have the power to help us and hold us back. Are you happy with your money habits and how they are influencing your finances? These habits apply to both your business finances and your personal finances. Here are the 5 Money Habits I go through in this episode: Get Clear on Your Vision/Purpose Watch your Money Monthly Streamline Your Spending Use Savings Instead of Credit Invest on a Monthly or Quarterly Basis Here are some resources that I mention during the episode as well: Money & Lifestyle Vision - guide and meditation Mo...
2024-02-2522 min
Money with AlphaWhat We Pay Attention To ImprovesThink of the different areas of your life, and what happens if you don't pay them enough attention: Relationship with your partner - this doesn't get better with less communication (especially if you avoid talking about money) Relationship with your kids - they want to be seen and heard, and that means paying them focused attention Your garden - it won't be beautiful or healthy if you complete ignore it! Your relationship with money - it will deteriorate the more you ignore it, and the issues that are there now will just get bigger. I could go o...
2024-02-1815 min
Money with AlphaWhy Money Feels So HardMoney brings up all sorts of emotions in us - overwhelm, fear, shame, guilt, anger, confusion. Wouldn't it be great if instead of these emotions, it make us feel - joy, excitement, determined, clear, confident. How then, do you shift from one end of the scale to the other? In this episode I go through: Challenging Your Beliefs around Money Get Clear on What You Want Money For Look at or Prepare a Workable Budget See Where You Can Make Better Decisions Take Action
2024-02-1113 min
How to Get Unstuck with Helen Thomas03: Alpha Schulte on having a healthy relationship with your moneyIn this episode, Helen chats with Alpha Schulte.
Alpha Schulte has been working in the accounting and finance industries for over 20 years, starting out as a tax consultant.
As a child of migrants, financial security wasn’t something that was present in her life while she was growing up.
However, even knowing the importance of financial literacy, Alpha says it wasn’t until her growing interest in personal finance led her to completing a Diploma of Financial Planning, that she truly understood how much we’re not taught about money and how it relate...
2024-02-0634 min
Money with AlphaEmma Gilmour on Life After AlcoholThis week, Emma Gilmour from Hope Rising talks about her experiences with alcohol and how quitting back in 2020 has changed her life for the better. She now works with other women to help them develop a better sense of self, without alcohol. Here are the FREE Awareness Worksheets mentioned - Preparing for a break from booze or just wanting to get intentional with your drinking https://www.hoperisingcoaching.com/awareness-worksheets-opt-in Her 5 day virtual retreat is starting on 19 Feb. To find out more - https://www.hoperisingcoaching.com/5dayvrfeb2024 To connect with Emma: Midlife...
2024-02-0431 min
Money with AlphaHow I Got From There to HereIn this week's podcast episode I go through the 5 financial game changers that have influenced where I am today. It's been a 10 year long journey, so hopefully some of this might help you shorten your journey! You can now also watch this episode on YouTube - https://youtu.be/cbwlCbVaDN4
2024-01-2814 min
Money with AlphaNew Year RefocusIt's a New Year - yay! So much excitement goes into thinking about and planning for another year. What happens if something happens and this all falls flat? That's what happened to me, and I go through my experience and what I'm learning from it (it's still an active process). Some of this may help you too.
2024-01-2109 min
Money with AlphaYear End ThoughtsAs we approach the end of the year, here are some ideas for you to ponder over as you wind down. Take some time for yourself over the next few weeks. Do some planning, and map out what you want the coming year to bring. Here are some resources to help you: Free download of a simple 3 page annual plan - Annual Plan Template FREE Download (money-madesimple.com.au) Mini program to get your energy and mind on track - Elevate Your Money Vibration: 30 Daily Practices (money-madesimple.com.au)
2023-12-1806 min
Money with AlphaLive a Life You Love with Emma LovellEmma Lovell leads a life that many of us would love - combining her passion for travel with her business. She recently came back from a retreat she held in India and her approach is to help clients achieve more prosperity and results with greater ease and taking time to rest. This is something Emma has learned the hard way and she now builds rest and ease into her business and helps others to do the same. In this episode we talk about money, building wealth, mindset, challenging the status quo - it's full of inspiration and gr...
2023-12-1038 min
Money with AlphaMoney Mind FuelThere are 5 main components that contribute to a mind that is fueled up with the right elements to help you experience more joy and ease when it comes to money: Language Assumptions Sleep Nutrition Support.
2023-12-0316 min
Money with AlphaRaising Your Money EnergyMoney is energy. The energy we give to our thoughts and behaviours around money has an impact to the way money shows up in our life. In this episode I delve more into this and how you can raise your energetic vibration around money and create the abundance you want. Here is the link to the program I mention in the episode, which is starting on 2 January: Elevate Your Money Vibration: 30 Daily Practices (money-madesimple.com.au)
2023-11-2612 min
Money with AlphaInspirational Holiday ReadingAs we start to wind down for the end of this Calendar Year, there are some great books that you can curl up with and enjoy some much needed "me time". I really tried to get this list down to 3, but I ended up with 7. Here they are in no particular order: "The Four Agreements" by Don Miguel Ruiz "The Gap and the Gain" by Dan Sullivan and Dr Benjamin Hardy "The Subtle Art of Not Giving a F*ck" by Mark Manson "Think and Grow Rich" by Napoleon Hill "Be Seen" by Jen Gottlieb "Atomic H...
2023-11-1915 min
Money with AlphaChristmas Planning!Christmas is coming! The best way to keep the cost and effort as low as possible over Christmas is to start planning - preferrably now. In this episode I give you some ideas and also let you in on what I do to keep Christmas manageable - both financially and mentally. Every year I host a large Christmas Eve dinner, and I've worked out how to make it fun and as fuss free as possible. Enjoy!
2023-11-1219 min
Money with AlphaLife Admin Hacks with Mia NorthropBeing an adult can often feel just plain hard - especially as a woman, a mum and a business owner. There is SO much to do. Life Admin is also something we don't really acknowledge to the fullest extent of its impact. We realise there is housework, taking care of the kids, taking care of parents, taking care of the household in general. Life Admin forms a HUGE part of this. Over a glass of wine, Mia Northrop and her good friend Dinah Rowe Roberts were lamenting all the "stuff" that just needs to get done...
2023-11-0535 min
Money with AlphaTurning Overwhelm into ActionFeeling overwhelmed in the present day is completely understandable. There are SO many facets to our lives that have multiple layers. Anytime anything changes, this adds to the mental load. There is an Inner Layer that goes with this: Your Beliefs The Thoughts you think, based on those Beliefs Emotions you feel as a result of your Thoughts Actions that you do or don't take as a result of your Thoughts. HOW do you work on the Inner Layer in your Outer World, so you can take the right action and feel less overwhelmed, or at...
2023-10-2916 min
Money with AlphaInside the Enriched Life ClubWhat is the Enriched Life Club, you might be asking? It's the ONE PLACE for Women Business Owners who want to generate enough money to support the lifestyle they want now and in retirement, with the confidence to know they won't run out of money! PLUS, Mindset Tools and Strategies to support you actually achieving your goals! It is a live, online group that will help you gain: Greater confidence in your decision making when it comes to money Peace of mind to know you can pay your bills Comfort to know you wi...
2023-10-2321 min
Money with AlphaIntuitive Decision Making - Blending Business Acumen with Spiritual WisdomCan you be both spiritual and a successful business woman? ABSOLUTELY! How you practice spirituality is part of your journey and we all evolve in this space. It goes beyond personal development, and into the realm of "being" and "receiving". There is a peace and calm that goes with bringing spirituality into business, which is not always easy. Part of this blending of the spiritual and business impacts how we make decisions in our business - who we work with, what we offer, how we offer it. And our decision making style grows and...
2023-10-1612 min
Money with AlphaAwareness, Curiosity & Clarity TrioIf you find yourself in a situation, whether it be in your personal life or business, that you don't completely like, the only way to make a change is to first become aware of the issue or problem. Awareness is THE first step in any journey. Without it, you don't actually go anywhere, do anything or change anything. When it comes to money, this is essential. Until you become aware of needing to understand your finances more and know how your money mindset is impacting you, then you won't do anything about improving either your fi...
2023-10-0913 min
Money with Alpha5 Small Business Cashflow Improvement IdeasCashflow is something that is the lifeline for small businesses. Having started out as a corporate tax accountant, I was always trained to focus on the Profit and Loss (or Cash Statement) and the Balance Sheet. However, cash really is the health check of any business. Your accounts can look very healthy. However, if you don't have cash available to pay for things, then that becomes a big problem. Because many of us have never been taught how to manage money, it often means that managing money within your business can be equally, if not more, c...
2023-10-0215 min
Money with AlphaMoney Mindset Makeover for Female EntrepreneursMindset is something that impacts every aspect of our lives, particularly money. What is it though and how is it formed? There are 4 aspects that I believe are how our mindset is formed: Identity or Sense of Self Beliefs (about you we are based on our identity) Behaviours (that reinforce who we believe we are) Habits (repeated behaviours that embed our beliefs and reinforce our sense of identity). In this episode I go through the foundations of mindset. Here is a link to my new FREE Guide, which I mention in this episode:...
2023-09-2515 min
Money with AlphaFollowing Your Authentic PathIn this episode Rudi opens up about an incredible journey and how navigating stereotypes and biases has been part of a life altering transition. We cover off many topics here from following your innate curiosity about life to experimenting and using your Values as a compass to help you gain clarity. Rudi works with women to help them reveal their authentic best current self. To find out more about Rudi, here is where you can go: Website Instagram Facebook
2023-09-1846 min
Money with AlphaHarness Your Superpowers & Be ProsperousLife is about polarity - things come easily to us or are difficult to, problems are big or small, people are challenging or easy, life flows or feels stuck. I could go on, but I'm sure you see what I'm getting at. Prosperity is a goal that many of us aspire to achieve in our lives, both personally and in business. It's about more than just accumulating wealth; it encompasses a sense of well-being, fulfillment, and the ability to make a positive impact. One powerful way to pave the road to prosperity is by harnessing your strengths....
2023-09-1110 min
Money with AlphaGender Money MessagesWhile money itself is something we exchange for something we want or need, there is so much emotion attached to it. We are taught from a young age to believe that money is the thing that we all need in order to live a happy life. And, while money does enable a more comfortable life, we aren't actually taught about it, and the messages we are fed are often very gender biased. Men are told to invest, take on risk, grow wealth. Women are more likely to be told to save money, budget, don't take r...
2023-09-0415 min
Money with AlphaMoney Stories & RelationshipsStories are powerful. We learn through stories, and we tell ourselves stories all the time. When it comes to money, we need to make sure these stories aren't holding us back. When it comes to relationships this is amplified, as there are now at least two potentially conflicting stories being told! Here are 4 strategies to help manage destructive money stories in relationships that are covered in this episode: Awareness Language & Communication Kindness Habits.
2023-08-2816 min
Pitch PerfectEpisode 59 - How to Pump Up Your Personal and Business Finance Tyres with Alpha SchulteIn this enlightening podcast episode, Jaimie sits down with Alpha Schulte to dig into the complexities of both personal and business finance. Together, they explore vital topics like the importance of financial education, unique fears and concerns women often have about money, the lack of financial literacy in schools, the temptations and risks of credit cards, and understanding compound interest. Alpha also shares her personal journey in specialising in assisting women business owners, opening up about her own challenges with credit card debt, and outlining how she offers a holistic approach to her clients that starts with values and...
2023-08-0627 min
Money with AlphaMoney and Limiting BeliefsWhat you believe to be true isn't necessarily the actual truth, nor is it something that will help you get to where you want to go. In this episode, Alpha takes you through what a limiting belief is, and how it can impact both your money and your life. AND, why it is very important to be aware of these beliefs, as we turn them into stories that become part of who we think we are. You can replace these limiting beliefs with beliefs and stories that help you achieve the lifestyle you want!
2022-07-3108 min
Money with AlphaInterview with Donna Hann from She's in Business Making more money is something we all want, and Donna Hann helps women do just that - by either helping them during the start up phase, or to grow an existing business. Donna is a Coach, Business Strategist, online course creator (her "Ready to Rise" program), and Mum. She has grown and sold 3 successful business (the last being an award winning dance studio). As a business coach, Donna helps ambitious entrepreneurial Mum's transform from feelin goverwhelmed, exhausted and frustrated into savvy, fulfilled and energised women; ready to rise to the next level in business. In this episode, Alpha spea...
2022-07-0328 min
Money with AlphaInterview with Annette Dickson from Cashflow MasteryIn this episode, Alpha speaks with Annette Dickson, founder of Cashflow Mastery about money, investing, mindset and life. Annette is an experienced property investor, and she helps others get started with clarity and a strategy behind them. It's important to know what you're doing when it comes to property investing - there is a lot of money involved! Annette also talks about mindset and how important it is to acknowledge the stories and limiting beliefs we tell ourselves - either picked up in childhood, or things we tell oursleves now. Some hold us back. ...
2022-06-2633 min
Money with AlphaInterview with Sharon Joy GalwayIn today's episode, Alpha speaks with Sharon from Sharon Joy Coaching about Money, Business and Life. Sharon shares her Money Journey and how it has influenced the decisions she has made. There was also a personal sadness that triggered her and her husband to make some fundamental changes in their life, which has lead them to where they are today - entrepreneurs, and part owners in a brewery! Sharon shares some great insights into running an impactful business (while also make sure that the numbers are part of the equation). Her Clarity Challenge begins this we...
2022-06-1932 minMoney with AlphaThe Secret of Money SuccessThis episode might have an attention seeking title, but there are no "secrets" or "magic pills" when it comes to being a "success" with money. What does being a success even mean? The most important thing that you can do is to TAKE ACTION! And, to take that action consistently and regularly. Alpha helps you to push through the inertia to get your money sorted, one step at a time.
2022-04-0413 min
Money with Alpha7 Common Money Fears & What to do about themMoney can be a complex topic, but in reality money itself is simple. We make it complex with 7 Common Money Fears: 1. Money is complicated 2. What if I make a mistake and the market crashes? 3. What if I lose my job and can't recover financially? 4. What if I'm always living paycheck to paycheck? 5. I'm never going to get out of debt 6. I'm never going to have enough money 7. What will friends and family think of me? Alpha will take you through each of these a...
2022-03-1415 min
Money with AlphaHow to Invest with $1Money is often associated with investing, even though it encompasses so much more! This episode looks at investing from the perspective that anyone can do it, with as little as $1. Micro-investing is growing in popularity and opens the doors for everyone to be able to invest - no matter how much or little money you have. Listen as Alpha recounts her own personal experience with micro-investing, and how you can also get started.
2022-03-0706 minMoney with AlphaHow to Overcome Money OverwhelmDoes thinking about money overwhelm you? There is SO much to know, and where do you start? Well, this episode takes you back to basics and simplifies the process because it doesn't need to be complicated. Alpha takes you through a practical exercise that will help you feel less overwhelmed. When something feels overwhelming, the best thing to do is to chunk it down and take one step at a time. Start those simple steps today!
2022-03-0110 minMoney with AlphaInvesting and Saving for KidsMany mums and dads want to put some money away for their kids, for all sorts of reasons - maybe there will be braces needed at some point, or private school fees, or extra tutoring, or university, or.... There could be a long list. Where do you start?! It can feel like a minefield, and it's too easy to put off taking action because it seems so difficult. It's actually easier and simpler than you think! This episode of Money with Alpha takes you through the options, and goes through what Alpha does in a simple, easy to follow way. J...
2022-02-2713 min