Shows
Your Wealth & Beyond: Secrets of Successful EntrepreneursThe Next AI Revolution with Andrew AmannAI is transforming business at breakneck speed and most entrepreneurs are struggling to keep up. From clunky chatbots to overwhelming tech stacks, many founders and CEOs are wasting time and money chasing trends instead of building real, scalable solutions. And today’s guest is here to explain how the future of AI is already reshaping the way we do business—and how to stay ahead of the curve. Andrew Amann is a serial entrepreneur who has founded 14 companies and successfully exited three of them. He’s the CEO and co-founder of NineTwoThree Studio, an award-winning AI agency servin...2025-08-0847 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursThe Power of Hyperfocus with John TorrensWhat if the thing you thought was holding you back was your biggest strength? We’ve learned that over 62% of successful entrepreneurs have some form of ADHD. Struggling with distraction, impulsivity, and the constant pull of new ideas is something many people deal with on a daily basis, but what if they were the keys to your success? That’s why I’m thrilled to be speaking with John Torrens. John is an entrepreneur, professor, and author of Lightning in a Bottle: How Entrepreneurs Can Harness Their ADHD to Win—to explore how neurodiversity can be a superpow...2025-02-0748 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursThe Entrepreneur’s Financial Planning Checklist for 2025 with Andrew RafalIf you’re an entrepreneur, a typical day can feel like you’re juggling a million things and being pulled in a hundred directions. Dealing with marketing, team building, client acquisition… the list goes on. But if your financial planning isn’t dialed in, all that hard work could be for nothing. In this episode, we’re breaking down The Entrepreneur’s Financial Planning Checklist for 2025—a step-by-step guide to ensuring your business is profitable, your taxes are optimized, your cash flow is strong, and your personal wealth is growing. Today, I’ll walk you through some act...2025-01-1028 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursThe State Forty Eight Journey with Michael SpangenbergIn today's episode, I'm thrilled to be joined by Michael Spangenberg, CEO and co-founder of State Forty Eight–one of Arizona's most recognizable local apparel brands. Since 2013, Michael and his partners have been sharing clothing for all, inspired by Arizona, through collaborations, screen printing, embroidery, art & branding, and their work. In our conversation, Mike and I dig into the "why" behind his brand, his love for Arizona, and how this side gig turned into a full-time pursuit with fans in Bruce Arians and the Arizona Cardinals, the Diamondbacks, and the Suns organizations. You'll also hear what...2024-08-2339 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursMerging AI & Authenticity to Tell Your Story with Dan CurranWhen building a brand, everyone talks about the power of storytelling. These days, however, it’s not as simple as starting a blog and expecting your audience to explode overnight. That’s why people turn to today’s guest, Dan Curran. Dan is a founding partner at Chapters.io, where he works to eliminate the anxieties of book writing through a process that helps people finish manuscripts in 100 days or less, connect with amazing editors, and preserve their wisdom for generations to come. Dan has over a decade of experience working with editorial teams for large f...2024-08-0944 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursFinding Purpose in Every Pint with Megan GreenwoodToday, I’m talking to Megan Greenwood, founder of Greenwood Brewing, where she’s making woman-owned, woman-inspired real beer for all. Megan was an enthusiast and a homebrewer before venturing on her own as an entrepreneur. So, how did she get from Boston to Phoenix and from 8 taps in a garage to 14 taps downtown? In this episode, Megan shares the story of her entrepreneurial journey, the challenges she faced along the way, and why beer has to be better than good to succeed in an ever-crowded industry. Key takeaways: How homebrewing went from a ho...2024-07-2647 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursBecoming a Persuasive Speaker: Insights from Terri SjodinPlease enjoy this relaunch of one of our favorite episodes with Terri Sjodin. Whether you’re an executive speaking in front of your colleagues, an entrepreneur leading a sales presentation, or even just talking with your friends, at some point or another, you’re going to have to speak in public. If you’re like a lot of people, it might terrify you. Fortunately, there are self-proclaimed speech geeks like Terri Sjodin out there in the world to help us improve. Terri has spent the last 30 years working to help people and businesses build and delive...2024-07-1254 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursPrioritize your Time Like a Celebrity with Tarra StubbinsWhen celebrities, musicians, and the ultra-wealthy want toget their time back and become more productive, they call Tarra Stubbins. Tarra made a career providing concierge services and assistance to artists like the Rolling Stones, Lady Gaga, Kiss, and Drake–and now supports a wide range of business owners at the highest level at Take It Easy Personal Concierge. In our conversation, Tarra and I dig into how her pursuit of success as an artist helped her find her lane behind the scenes and what she’s learned about time management and routines from her time around the world...2024-06-2845 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursBuilding Wealth for You & Your Employees with Brian HartsteinToday's guest is none other than Bayntree's Director of Corporate Development, Brian Hartstein. If you're a business owner looking for advice and strategies on tax planning or creating pensions, Roth IRAs and 401(k) plans, you've come to the right place. In our conversation, Brian and I are exploring different ways business owners can start preparing–especially with our pretax dollars–to create the best possible financial outcomes not just for themselves but also for their employees. We'll cover some of the big mistakes business owners make when it comes to pretax spending, how Brian analyzes a pros...2024-06-1438 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursFrom Perfectionism to Progress with Andrew RafalLife as a business owner doesn't come without daily challenges to overcome. The marketplace is constantly changing with new competition and technology, in addition to managing your team, inbox, and voicemail. So, today's episode is all about the obstacles that most entrepreneurs face in 2024 and the strategies I've used to overcome them. I'll focus on navigating the relentless bombardment of information overload, overcoming perfectionism, and preventing the fear of failure from limiting growth in your business and stunting progress. You'll learn how confronting challenges and being adaptable and resilient are critical to entrepreneurial success in...2024-05-3126 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursGood Money: Derrick Kinney's Journey From Planner to Podcaster Today's guest is Derrick Kinney. For over 20 years, Derrick has been helping people build wealth and find purpose in life by being better with money. He's the author of the bestseller Good Money Revolution, host of the Good Money Podcast, and creator of the Good Money Framework, where he shares seven easy steps to help people earn more, save more, and give more money to the causes they care deeply about. In the conversation, Derrick shares his story of starting his own financial planning business at the age of 26, the hard lessons he's learned over the...2024-05-1758 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursChef to CEO: Aaron Chamberlin's Recipe for SuccessToday, I’m talking to my good friend and serial entrepreneur Aaron Chamberlin. Aaron is a well known chef here in the Phoenix area who has owned a number of restaurants, including Saint Francis, Taco Chelo, and Phoenix Public Market, diversified across industries, and achieved success in a field notorious for its extraordinary challenges. In our conversation, Aaron shares lessons from his 37 years in the restaurant business. You’ll hear the story of how he honed his skills under Jean-Georges Vongerichten, why it’s so common for “successful” restaurants to barely turn a profit, and the hard lessons he...2024-05-0353 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursInto the Storm: Navigating The Entrepreneurial Journey with Ryan MadridToday, I’m talking to Ryan Madrid, co-founder of Bison Ventures and host of the Into The Storm Podcast. After leaving corporate America, he joined VIP Mortgage as the Director of Business Development. Before long he was bringing in one billion in mortgage loan sales on his way to being in the area's top 1% of mortgage lending. In this conversation, Ryan talks about his entrepreneurial journey with deep family roots, how Bison Ventures’ corporate culture has helped them become one of Phoenix’s leading mortgage companies, and the power of building a culture to create great c...2024-04-1959 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursMeditation, Mindfulness and Living with Intention with Elizabeth WinklerIf you’re growing a business and a family, you’re probably more than a little familiar with moments of chaos. And if you’re listening to this podcast, you probably know how it feels to have too much on your plate and perhaps wondered how to make positive, powerful shifts in the face of big challenges. Today, I’m excited to introduce you to my friend and mentor Elizabeth Winkler. Elizabeth is a Licensed Marriage and Family Therapist and Certified Meditation Teacher, and her work has helped thousands of people all over the world. In today’...2024-04-0550 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursHow the 2024 Election Could Impact the Economy, Your Finances, and Your Retirement SavingsFor many people, election years bring a lot of stress. That’s especially true in the most recent elections. Media coverage is 24/7, and there are new polls and promises in the headlines, which can cause uncertainty among investors. So today, I’m jumping on the mic with John Gengle, a Financial Advisor at Bayntree Wealth, to discuss what history has taught us about previous election years and what to expect from this one. In our conversation, you’ll hear how changes to which party is in power rarely lead to a significant impact on the economy...2024-03-2921 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursChallenges, Choices, and Triumphs: An Aussie's American Dream in Arizona with Adrian HeymanBuilding a successful career in an incredibly competitive real estate market doesn’t happen by accident, especially when your area of expertise is luxury residential real estate. Today’s guest has climbed to the top and is recognized as one of Arizona’s top real estate advisors. As you’ll hear, tremendous success doesn’t happen without developing great partnerships and long-term relationships. Adrian Heyman is a Real Estate Advisor at The Agency, a luxury real estate firm in Scottsdale, AZ. Adrian was The Agency’s top-producing agent from 2018-2021 and reclaimed the title in 2023. In addition to succeedin...2024-03-2247 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursEmbracing Authenticity & Fearless Entrepreneurship with Shannon BreenMaking the entrepreneurial leap and leaving Corporate America to create your own business is more than a leap of faith. Most new business owners face trials and tribulations along the way. But those who stick with it and believe in themselves can achieve the growth that makes them a success story worth celebrating. Today’s guest is Shannon Breen, and he has a success story that is definitely worth celebrating. Shannon is the Co-CEO and founder of FreightVana, a digital logistics partner powered by technology and built on trust and transparency. In this conversation, Shannon tell...2024-03-0848 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursUnlocking the Wealth Mindset to Create the Future You Want with Anne LesterIt’s very easy to rack up credit card debt. It’s much more difficult to pay it off and considerably tougher to set yourself up for long-term financial success, to make good long-term decisions, or to avoid falling into classic pitfalls managing debt–especially for younger generations entering the workforce. I’m thrilled to share this conversation with Anne Lester. Anne is a retirement expert, speaker, media commentator, and author of a new book titled How to Save Smart Now for the Future You Want. Anne was the Head of Retirement Solutions for JPMorgan Asset Management for 20 ye...2024-02-2347 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursLeveraging the Power of AI and LinkedIn to Grow Your Business with Joe ApfelbaumToday, I’m joined by Joe Apfelbaum. Spoiler alert! This episode is jam-packed with energy and passion. If you’re interested in how AI, ChatGPT and LinkedIn can be used to its full potential to grow your businesses, this episode is for you.. Joe Apfelbaum is an accomplished author, speaker, Certified Google Trainer, and the Founder and CEO of Ajax Union. Joe is a B2B marketing and LinkedIn Expert who has helped over 1,100 clients with digital marketing and getting the most out of LinkedIn. In our conversation, you’ll hear why Joe believes all busines...2024-02-0950 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursHow Andrew The Home Buyer Became a Household Name with Kyle WylogeAnyone living in Arizona, Nevada, or Utah has likely seen the TV commercials and the billboards for Andrew The Home Buyer. Today, you’ll get a glimpse of the man who created the company that keeps growing year after year. Kyle Wyloge is a serial entrepreneur and the Founder of Andrew the Home Buyer. After several years of grinding in real estate and building his sales team, he decided to create a TV commercial in 2019. This became a pivotal moment in their growth and marketing strategy with more leads coming to them versus the outbound sales model. Fas...2024-01-1944 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursThe Importance of Financial Literacy with Vince ShorbIt’s fair to say that our education system is flawed, but that’s especially true when it comes to educating kids about money. Financial literacy still isn’t being taught in schools no matter how much we talk about it–and what you do learn is the same stuff that was being taught 20 or 30 years ago. Today’s guest, Vince Shorb, is on a mission to change that. He’s the CEO of the National Financial Educators Council. After spending 15 years in financial services, he’s developed over 2500 financial education programs and is empowering students through financial liter...2024-01-0542 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursHelping Small Businesses Build a Powerful Marketing FunnelBuilding online businesses is tough–and closing that first deal can make or break your business. So many of us have been there, but today’s guest found a way through–and he’s here to talk about how he did it. Brian is the co-founder of Rotive, a Salesforce partner that helps small businesses automate their processes through the power of Sales Cloud & Pardot. Brian started with Salesforce in his college days, working in sales and eventually becoming an account executive. In today’s episode, we get into how Brian positioned himself, with a unique focus...2023-12-0842 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursWild Ride of Serial Entrepreneurship with Travis RosbachI’m thrilled to share this conversation with a truly remarkable guest, Travis Rosbach. Travis is a serial entrepreneur, author, coach, speaker and consultant. From his humble beginnings, being raised in a home with very little money to the incredible entrepreneurial journey that has included time as a scuba diving instructor to driving yachts and flying planes, he’s come a long way. Among his many accomplishments, Travis is the inventor and founder of Hydro Flask, one of the largest international brands in the industry today. In this episode, you’ll hear what led Tr...2023-11-1047 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursDiscovering the Wonders of Ayurvedic Medicine with Dr Meghana ThankiOn at least one occasion in your life, you’ve probably heard someone say “Your health is your wealth.” But in practice, what does that really mean? How does holistic health and spirituality impact our wellbeing, and what can we do to live longer, happier lives? 2023-10-1345 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursCreating Connection Through Music with Brian MohrA song is a powerful thing. In just seconds, it can take us back to extremely specific memories–where we were, who we were with, what we felt, and what mattered most to us in that very moment. And in our modern world, we’re always struggling to forge deeper, more emotional bonds with everyone around us. Today’s guest, Brian Mohr, understands that well–and is here to talk about his new startup, anthym. He’s working to use music to help culture-driven organizations create and nurture meaningful relationships amongst their people. The last time Brian w...2023-09-2358 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursWhat To Do If You're Laid Off Near RetirementImagine that you’re a few years away from retiring, and you just found out that you’ve been laid off. You’ve been putting money away as best you can, and now you’re really not sure if it’s enough. What do you do? In today’s episode, Andrew Rafal provides a quick list of actionable steps that you can take immediately to better understand what your financial situation looks like, what pre-retirees should consider after losing health benefits and how to get the most out of your 401(k) as you make the transition to...2023-08-2512 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursEstate Planning Mistakes to Avoid with Allison Leigh KiermanWhen it comes to finding purpose and building wealth, few things matter more than estate planning. While putting it off to tomorrow might seem fine in theory, it could eventually lead to the government making big decisions that could affect your legacy. That’s why I’m thrilled to introduce you to Allison Kierman. Allison has been an estate planning attorney for nearly 20 years, and she has extensive experience helping people understand their goals and the best way to transfer their wealth and legacy. In this episode, you’ll learn all about the common mistakes people...2023-08-1142 min
Memory Capsule - A Pokemon TCG Podcast#8 - Andrew HedrickToday’s guest is Andrew Hedrick! Andrew has been on an absolute tear in the past year. In 2022 he placed Top 32 at Indianapolis Regionals, Top 64 at NAIC, and Top 8 at Peoria Regionals. And most recently, Andrew has won not just one, but TWO back to back Regional championships, at Orlando and Knoxville. In this episode, Andrew reflects on his recent success, explains how he got involved in the Pokemon TCG, and provides valuable lessons on how to become a Lugia VStar master.
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Andrew's Twitter - https://twitter.com/pokehawkeye
Podcast Twitter - ht...2023-03-1150 minYour Wealth & Beyond: Secrets of Successful EntrepreneursKeeping Up with Inflation by Optimizing your Social Security Benefit with Larry KotlikoffWhen we look at 2022 in the rearview mirror, many of us will remember it as a year of inflation, volatility, and extreme uncertainty. So, in the midst of a massive market contraction and financial upheaval, what can you do to ensure you don’t run out of money–especially when it comes to your Social Security? To help me answer that question, I’m thrilled to welcome Professor Larry Kotlikoff back to the podcast. Larry has written over 19 books, and has a passion for helping people make smart, sound financial decisions. With that in mind...2022-11-241h 00Your Wealth & Beyond: Secrets of Successful EntrepreneursHow to Make Qualified Charitable Distributions Work for You with Sarah BrennerIn today’s episode, we’re talking about Qualified Charitable Distributions (QCD). We’ll be digging into how they work, the do’s and don’ts, and how to make them work for you. And to help leverage QCDs in the best way possible, I’m thrilled to welcome Sarah Brenner to the podcast. Sarah is an IRA Educator and Retirement Distribution Planning Professional. She’s worked with Ed Slott and Company for 7 years and brings over 20 years of experience to this extremely complex field. She’s trained thousands of financial professionals, contributed to several journals and publications and...2022-10-0624 min
Your Wealth & Beyond: Secrets of Successful EntrepreneursA Smarter Way to Tap into Your Home Equity with Matthew SullivanIf you own a home, it’s probably one of the most valuable assets–if not the most valuable asset–in your portfolio. However, it isn’t always the easiest to extract value from. Today’s guest, Matthew Sullivan, is working to change that. He’s the founder of QuantmRE, where he helps homeowners unlock their equity without taking on any additional debt. He’s also creating new opportunities for investors to invest in the equity in those homes–and is expecting over $1 billion to be created or invested in equity agreements in this year. In today’s episod...2022-07-2847 minYour Wealth & Beyond: Secrets of Successful EntrepreneursEmpowering Business Owners To Achieve Financial Freedom with Jackson MillanHow do you make the most of the guidance and advice out there, especially if you’re a business owner, and get a clear sense of where you’re going to be in three, 10, or even 20 years? Today, I’m excited to talk to the wealth mentor himself, Jackson Millan. Jackson has spent his entire career shaking up the wealth industry. He’s crafted his very own values-based advice model based on what he learned growing up, and he has a deep understanding of how to think effectively about the long term. In this conversation, Jackson and I discuss how he em...2022-04-2749 minYour Wealth & Beyond: Secrets of Successful EntrepreneursGamifying the Stock Market to Teach Young Investors with Myles GageOne of the issues with our current education system is that we aren’t teaching students about personal finance and investing. So how can we develop and improve financial literacy, especially among younger students? From learning how to invest, understanding the basics of the stock market, and how to effectively save money, it can be pretty overwhelming. My guest today is Myles Gage. He’s an entrepreneur who has been teaching his students about these topics for years. He’s one of the co-founders of Rapunzl Investments–a mobile app aimed to help individuals learn about investing and build confiden...2022-01-2141 minYour Wealth & Beyond: Secrets of Successful EntrepreneursA Compassionate Approach to Leadership with Wade ThomasWe’re all leaders. Even if you don’t own a business, many people lead families, Little League teams, volunteer organizations, and all sorts of other groups–and leadership has changed drastically in the last 40 years. Unfortunately, leadership isn’t something they teach in school, and the consequences are enormous. Today’s guest, Wade Thomas, has spent 20 years in the corporate world as the head of human resources for a large company–and he says 70% of American employees are unhappy in their jobs because of negative management. This is why Wade launched Aim to Win, where he focu...2022-01-0743 minYour Wealth & Beyond: Secrets of Successful EntrepreneursThe Secret to More Money, Less Risk, and a Better Life with Larry KotlikoffFew of us have ever experienced anything like the turmoil and upheaval of the last two years. We’re all feeling the impacts of longevity, inflation, taxes, and frustrating decisions by our government. This means it’s a great time to welcome today’s guest back to the podcast. Larry Kotlikoff brings 35 years of experience to our industry and on January 4th, he’ll be releasing Money Magic: An Economist’s Secrets to More Money, Less Risk, and a Better Life, where he digs deep into what people do wrong–and how to fix those mistakes for good. 2021-12-091h 01Your Wealth & Beyond: Secrets of Successful EntrepreneursLiving the Half-Retire Lifestyle with Jim MuehlhausenAs business owners, your goal isn’t just to build wealth–it’s to find purpose and create a real legacy. However, so many entrepreneurs make the same mistakes, day in and day out, leaving them undervalued and stressed out–and these errors take a toll that gets worse with every passing year, especially as you head toward retirement. Author Jim Muehlhausen has learned this well. Over the course of over 11,000 coaching sessions with business owners, he’s come to understand not only the fatal errors that they make but why they keep happening and how to turn these...2021-09-2946 minYour Wealth & Beyond: Secrets of Successful EntrepreneursRetirement Plan Options for Small Business Owners with Brian HartsteinAt Bayntree, a lot of the small business owners and solo employers we work with start asking us one question as we get closer to the end of the year: what can I do to help save for retirement? There’s no right answer for everyone–in fact, it’s a bit of a mixed bag. There’s a lot of options, and you’ll need to talk to your advisor or CPA to come up with a plan that works well for you. Here to shed some light on this topic is my go...2021-09-0231 minYour Wealth & Beyond: Secrets of Successful EntrepreneursThe Power of YouTube with Sagi ShiloWhether you’re an entrepreneur, a business owner, or a solopreneur, YouTube can be an invaluable resource. It’s the second most trafficked search engine in the world with over 2 billion users logging in each month. Its algorithm has the power to make and break careers–and in a number of unique ways, it can help you create a hugely memorable brand and reach customers. Sagi Shilo knows this well. In the last five years, he started Tech Gear Talk, where he’s amassed nearly 300,000 subscribers and over 20 million views. He’s a good friend of mine, a long-ter...2021-08-0457 minYour Wealth & Beyond: Secrets of Successful Entrepreneurs10 Things You Shouldn’t Do As You Plan for RetirementIf you’re getting close to 50, you’re well on your way to retirement. You’ve got situations to look at, several possible mistakes you’ve already made, and some time to solve them–but the longer you wait, the worse the damage might be. Though today’s episode was made with the Gen Xers in mind, there is plenty of advice that will work for those of you who are 45, 40, or even 35. It’s all about formulating a plan based on where you are in your life and your career, when you want to retire, and how you want to...2021-06-1125 min
Into the Storm PodcastReturn on Relationship | Andrew Rafal | EP19Andrew Rafal has dedicated more than a decade to helping clients achieve their retirement dreams. He specializes in creating strategic financial plans and retirement income strategies for retirees and pre-retirees that preserve and maximize their retirement savings. It's not easy to break into the wealth management industry, especially in your early 20s. After all, what successful middle-aged+ man or woman is going to take advice from a fresh faced kid? Andrew overcame that obstacle through educating and developing deep bonds with leads and clients, as well as focusing tremendously on ROR. During this episode, A...2021-05-261h 13Your Wealth & Beyond: Secrets of Successful EntrepreneursHow to Avoid the Retirement Tax Time Bomb with Ed SlottA lot of people mistake “tax-deferred” for “tax-free.” This can be beneficial in the short term, but can ultimately leave you owing more on higher balances at higher rates. But what if, in some cases, the best course of action is to take advantage of the low tax rates available right now, so you can grow your money 100% for you - and not Uncle Sam - for the rest of your life? My guest, Ed Slott, makes the case for this in his new book, The New Retirement Savings Time Bomb: How to Take Financial Control, Avoid Unnecess...2021-04-2158 minYour Wealth & Beyond: Secrets of Successful EntrepreneursEstate Planning Strategies to Secure Your Legacy with Kirsten HoweWe all talk about estate planning, and most of us think of it as something we’ll get to next year. Why? It’s simple: estate planning forces us to admit we’re not invincible. For so many of us, it takes a major milestone or a tragic event to get our ducks in a row, and that’s not a good way to plan, no matter how old you are or what stage of life you’re in. This is why I’m excited to introduce you to Kirsten Howe. Kirsten has spent over 20 years as an e...2021-04-0354 minYour Wealth & Beyond: Secrets of Successful EntrepreneursScale Your Business by Outsourcing Your MarketingWhether you’re a startup, a mature company, or a mom-and-pop, without the right marketing and messaging, you are destined to fail. Amanda Rabideau has spent her entire career helping businesses of all sizes avoid this fate. She’s the founder of Arch Collective, where she helps companies create marketing plans and strategies to reach their ideal clients. Today, Amanda joins the podcast to talk about the benefits of hiring a fractional CMO instead of an in-house specialist, how to get multiple talented people to work for you without paying out a full-time salary...2021-03-1956 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow To Get Out Of Your Timeshare with Allie OlsonFor so many people, just hearing the word “timeshare” brings chills, angst, and anger to the surface. There are 10 million timeshare owners out there, and as many as 80 percent of them aren’t just unhappy with what they purchased - they don’t know how to get out of it. If you’re one of the many unsatisfied timeshare owners looking for an exit (or know someone with a timeshare horror story), today’s episode is for you. I’m talking to Allie Olson, the CEO of Give Up My Timeshare, where she is revolutionizing the timeshare industry and he...2021-02-2644 minYour Wealth & Beyond: Secrets of Successful EntrepreneursEssential Tips and Strategies for Your 401(k) with Brian HartsteinWhether you’re an individual working for a company or a business owner, you need to understand your 401(k). Along with Social Security, your savings, and a few other key assets, your 401(k) is probably going to be the single most important account you have. Today’s guest, Brian Hartstein, is the Director of Corporate Development here at Bayntree. For nearly 30 years, his passion has been retirement planning, and he has extensive experience answering all kinds of tough questions about 401(k)s. In this conversation, Brian and I dig into why it’s so important that pe...2021-02-1935 minYour Wealth & Beyond: Secrets of Successful EntrepreneursImproving Your Public Speaking Skills and Presentations with Terri SjodinWhether you’re an executive speaking in front of your colleagues, an entrepreneur leading a sales presentation, or even just talking with your friends, at some point or another, you’re going to have to speak in public. If you’re like a lot of people, it might terrify you – and the COVID-19 pandemic requiring almost all of our meetings to be virtual probably hasn’t helped. Fortunately, there are self-proclaimed speech geeks like Terri Sjodin out there in the world to help us improve. Terri has spent the last 30 years working to help people and businesses build and...2020-12-2353 minYour Wealth & Beyond: Secrets of Successful EntrepreneursThe Power of Giving with Kris Putnam-WalkerlDo you want to give more, but feel like you need hundreds of millions of dollars to be a great philanthropist? Are you wondering how to be a more effective giver in your community and the world at large? Are you wondering how to teach the younger generation the value of giving? If so, today’s episode of the podcast is for you. On this Giving Tuesday, we’re doing a show all about philanthropy. Our guest, Kris Putnam-Walkerly, has spent over 20 years advising families, individuals, and Fortune 500 companies on how to create game plans and ro...2020-12-1155 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Get Financially Fit with Tracey BissettNo matter who you are or where you grew up, there’s a pretty good chance that you didn’t learn enough about financial literacy in schools. Whether you own a business or you’re a young professional considering starting one, knowing how to avoid the mistakes that will haunt you for years to come is incredibly important in the early stages of running a successful business. My guest, Tracey Bissett, has spent much of her career helping people become financially fit, with a special focus on entrepreneurs. On countless occasions, she’s walked people through the nature o...2020-12-0448 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow You Can Support Local and Small Businesses with Thomas BarrMore than ever before, local businesses and small business owners need your support. If you’re a business owner, I’m sure you know this by now; if you’re a consumer, you’re probably wondering what you can do to help your community and stop big chains from taking over even more of the landscape. For the last 15 years, Thomas Barr has been helping communities answer these questions. Thomas is the executive director of Local First Arizona, an organization here in Phoenix that provides business owners with networking, education, and guidance on how to operate more efficien...2020-11-1050 minYour Wealth & Beyond: Secrets of Successful EntrepreneursThe Fundamentals of Saving For Retirement with Sarah HoldenMost people are better at planning a vacation than they are planning for retirement. People think of it as something far off that they ignore for years or decades. They make major mistakes, choose products that don’t suit their needs or meet their goals, or fail to take advantage of the opportunities provided to them. Sarah Holden understands well why this happens. She worked at the Federal Reserve Board, where she analyzed the US retirement system and studied the retirement market. She now is at the Investment Company Institute, where she is focused on researching what peo...2020-10-2952 minYour Wealth & Beyond: Secrets of Successful EntrepreneursAre You In Your Retirement Red Zone?The Retirement Red Zone is a critical point for those getting closer to retirement. Similar to the distance from the 20-yard line to the end zone in football, this is a place where it’s so important not to make mistakes. This phase is crucial to ensure that your retirement will be stable and you’ll have a chance to truly enjoy your “golden years,” no matter how much you’ve saved, accumulated, or stored. Without a game plan, it may all blow upon you. Today, we’re talking about the common mistakes that people make in the R...2020-10-2116 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Train Your Mind & Memory at Any Age with Chester SantosWe’ve all been there: you’re at a business conference or a dinner. You get introduced to a handful of people, you introduce yourself, you hear their names, and within two minutes, you completely forget all of them. One person who hasn’t had this problem for years is Chester Santos. Chester won the US Memory Championship over a decade ago and has spent the last 15 years training individuals, business owners, and executives how to use simple tips and strategies to remember names, information, and even entire presentations without notes. You don’t need any innate talent fo...2020-09-1852 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Lead Your Team Through Difficult Times with Gina RaineyTo say that we’re living in interesting and unpredictable times is an understatement. For business owners and leaders, this is especially true. However, no matter what industry you’re in, or what you do, there’s still no tool more powerful than a team that’s ahead of you and allows you to focus on your unique ability. They give us the power to grow our businesses without giving up even more of our time and to see our visions through. Gina Rainey understands this better than almost anyone. She’s the leader of AE Coach at...2020-08-2752 minYour Wealth & Beyond: Secrets of Successful EntrepreneursWhat Gen Z Can Teach Us About MoneyWith schools, camps, and colleges either closed or reassessing the safety of operating as we navigate the COVID-19 pandemic, many of us have been spending more time with our kids than ever before. My 14-year-old daughter, Winter, has been helping me out at Bayntree, and has taught me a lot about TikTok, YouTube and how Gen Zers think about money along the way. Today, Winter joins the podcast to share what Gen Zers think about retirement, money, and what she’s doing (and what we’re doing) to help her get a better understanding of money. In t...2020-08-1728 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Focus on Your Health in Difficult Times with Dr. Jen HartsteinLike never before in our lives, the COVID-19 pandemic has us facing the same challenges, no matter who we are or where we live. Virtually everything about how we live and work has been changed by the pandemic, and it can be harder than ever to feel like you have control over your life. For years, Dr. Jen Hartstein has been helping people get and stay on track. She’s a New York City based mental health specialist, a contributor to Yahoo News with past appearances on Today and Dr. Oz, and the author of Princess Recovery: A H...2020-07-2350 minYour Wealth & Beyond: Secrets of Successful EntrepreneursLearn the Secrets to Maxing out Your Social Security with Larry KotlikoffSocial Security is a massively important asset to build a comfortable retirement. You don’t want to outlive your money or your lifestyle, and it’s very possible to do both. The Social Security code is even longer than the tax code, there’s so much misinformation out there, and there are countless tricky situations you can end up in if you don’t position yourself correctly. This is why I’m thrilled to be speaking to Larry Kotlikoff. He’s the one person I look to on a daily basis when it comes to Social Security. He’s the aut...2020-06-2646 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow the CARES Act will impact Business Owners and Employees with Liz MasonThe CARES Act has made massive, sweeping changes to our tax system and our business landscape. Whether you’re an entrepreneur, an employee, someone who was recently laid off, or a retiree, you probably have big questions about the programs available to you. How can you best use your money to get through this trying time, and how will you keep up with the constant influx of new information? To help you make sense of it all, I’m thrilled to bring my friend Liz Mason back to the podcast. She’s the editor at the Tax Practi...2020-04-1447 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow the Stimulus Plan will Affect Your Retirement Accounts with Ed SlottCongress just passed the biggest stimulus bill of our lifetime. The CARES ["Coronavirus Aid, Relief and Economic Security] Act is a massive bill of all bills, totaling in the trillions of dollars, and it’s going to have significant impacts on us as business owners and individuals as we work together to get through this tough time. Today, I want to address the big questions you may have about the bill: how will it affect your retirement, and what’s in there for you as an individual? To help you make sense of the chaos, weed t...2020-03-2725 minYour Wealth & Beyond: Secrets of Successful EntrepreneursWhat the SECURE Act Means for Business Owners and Employees with Brian HartsteinThe SECURE Act of 2020 made some of the biggest changes to retirement planning in the last decade. Business owners and employees alike have a number of options, opportunities, and potential issues to consider in the wake of these new rules and regulations, and great advice can be the difference between saving big and missing out. Joining me today to talk about these developments is Brian Hartstein. Brian is Bayntree Wealth Advisors’ Director of Corporate Development. He has over 30 years of experience handling 401(k)s, CPAs and CPA firms, and pension plans, and even worked in his family’s thi...2020-03-1024 minYour Wealth & Beyond: Secrets of Successful EntrepreneursThe SECURE Act & It's Impact To YouThis SECURE Act is the biggest change we’ve seen to retirement policy in the past decade. While many of these new rules and regulations are designed to help your retirement dollars grow a few more years and last you even longer, they almost all but guarantee that you’ll need to revisit your plan and make some changes in order to make the most of your money. In this short episode, I’m walking you through the SECURE act, why now is a great time to revisit your retirement and estate plans, and what you need to look...2020-03-1010 minYour Wealth & Beyond: Secrets of Successful EntrepreneursWhat the Grateful Dead can Teach us about Business with Brian MohrThough many simply think of them as a jam band, the Grateful Dead are one of America’s longest-enduring, most unique, and best-performing businesses. Over the course of a career that has lasted over five decades, they have created a culture, a highly profitable business, and a mindset out of organized chaos. Furthermore, they have survived as a leaderless organization and cemented their legacy in the decades following the death of founding guitarist and effective bandleader Jerry Garcia in 1995. If you want to look to numbers for proof, consider the fact that the band made over $50 million alm...2020-02-2149 minYour Wealth & Beyond: Secrets of Successful EntrepreneursEverything You Need To Know About Cybersecurity with Steve WeismanThere are more scams, major cybersecurity incidents, and cases of identity theft happening now than ever before in history - and countless opportunities for you or your loved ones to be taken advantage of. Few people understand the ins and outs of these scams better than Steve Weisman. Steve is a highly respected cybersecurity expert who has built a career helping people protect themselves, both online and off, and is the author of The Identity Theft Alert, The Truth About Avoiding Scams, and many other books. He’s a professor of white collar crime at Bentley University, a s...2019-11-1949 minYour Wealth & Beyond: Secrets of Successful EntrepreneursTop 10 Required Minimum Distributions (RMD) Mistakes to AvoidAs we approach the end of 2019, I wanted to take some time to talk about Required Minimum Distributions (RMDs). For those approaching the age of 70 ½, the government requires that you start taking out a portion of the money in your retirement accounts that you've been deferring for all these years. Understanding what’s required can get complicated - and a lot of times mistakes are made. So, today I’m going to walk you through the top 10 RMD mistakes, goofs, and blunders to avoid. #10: Rolling Over an RMD You cannot roll over your RMD. Let's say you...2019-11-1912 minYour Wealth & Beyond: Secrets of Successful EntrepreneursRetirement Planning for Business Owners with Brian HartsteinNo client has ever said “I want to pay more in taxes.” However, many business owners make financial decisions that are effectively choosing to give more money to the government, especially when it comes to retirement planning. Few people understand this better than Brian Hartstein. Brian is the Director of Corporate Development here at Bayntree Wealth Advisors, and he brings more than twenty years of experience to the firm. His areas of focus include tax, business, and retirement planning as well as all types of specialized and general insurance procurement and planning. His approach consists of e...2019-10-0346 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Find the Right Care Facilities for Older Adults with David PiontekOver 109 million people are reaching retirement age. This means that the stresses that they’re facing, whether they’re physical or mental, are taking more of a toll on families than ever before. Finding the right care and facilities for aging adults is becoming a bigger challenge than ever before, but David Piontek is working to give back. As a Placement Coordinator with Integrity Placement, he effectively provides comprehensive real estate services for older adults. Through an in-depth assessment process, he connects families to vetted and trusted homes and facilities in Scottsdale, Paradise, and the Phoenix Metro Area...2019-09-0445 minYour Wealth & Beyond: Secrets of Successful EntrepreneursMastering the Art of Social Media Marketing with Natalie Speers10 years ago, the term “social media” barely existed. Now, for almost every entrepreneur, social media marketing has completely changed how business is done online. Running effective campaigns isn’t simple, and there are a remarkable number of platforms, strategies, and thoughts on how best to connect with and convert audiences. Natalie Speers is the founder of SocialAlly® Media, a full-service digital marketing agency located here in Scottsdale. She helps business owners create an online presence and voice for their companies and foster authentic relationships with their audiences - the core of social media marketing, no matter what platfor...2019-08-2156 minYour Wealth & Beyond: Secrets of Successful EntrepreneursSecure your Retirement by Planning like a Pro with Ed SlottFew documents are as complicated and can have as much of an impact on your financial well-being than the US tax code. Many financial advisors don’t know the rules as well as they think they do, and this can lead to costly mistakes for their clients. This is why Ed Slott is on a mission to help you keep more of your hard earned money. He’s a nationally recognized speaker, the host of The Safe and Secure Retirement on public television, and the founder of Ed Slott's Elite IRA Advisor Group - an educational program that...2019-08-0759 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Live a Life and Career on Fire with Kristin BrabantKristin Brabant is a life and business coach who empowers female entrepreneurs and professionals to lead careers and lives on fire. With nearly a decade of experience in facilitation and coaching, she’s supported corporate executives, incarcerated youth, and mompreneurs in pursuing their life’s biggest goals joyfully. Kristin’s approach to coaching is part structured, part spiritual. She weaves together formal training at the Institute for Professional Excellence in Coaching with years of performance coaching experience and the spiritual practices she’s come to trust in two decades of study. Today, Kristin joins the podcast t...2019-07-0257 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Keep More Tax Money In Your Pocket with Diane GardnerDiane Gardner is a tax superhero. Since rebranding her business during the Great Recession, she’s saved her clients over $3,070,374 in taxes by helping them strategically plan their way to lower tax liability. She’s also the author of seven books, including 10 Most Expensive Tax Mistakes That Cost You Thousands, Stop Overpaying Your Taxes, and Stand Apart. She teaches people how to save money, avoid audits, and create the best businesses they possibly can, and speaks on proactive tax planning, utilizing proper business entity types, and changes in tax law. Today, Diane joins the podcast to s...2019-06-1151 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Cover the Exorbitant Costs of College with Abby ChaoIt’s impossible to deny that college is one of the biggest expenses you, your children, and even your grandchildren will ever face. To make matters worse, the costs of college tuition are still climbing rapidly, with some schools forecast to cost as much as half a million dollars to attend as soon as a decade from now. No matter how old your kids are, or if you’re planning to have children in the future, saving for this is a daunting, intimidating task. Abby Chao is the co-founder and COO of CollegeBacker - a team of coll...2019-05-0748 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow Zachary Kepes Overcame the Recession and Built a Real Estate EmpireZachary Kepes is the founder of Zak Ventures. From nearly broke in 2007 to owning more than 150 single family homes a decade later, he’s built a real estate empire by purchasing, renting, and flipping distressed and low-income property. In his 17 years in this industry, he survived the Great Recession of 2008 and emerged on the other side of it to see a massive opportunity in single family homes - but it wasn’t easy. Today, Zach joins the podcast to share the story of his journey through the real estate boom and bust of the 2000s, why...2019-04-2453 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Care For Aging Parents with Virginia MorrisVirginia Morris is the author of How to Care For Aging Parents. Originally published in 1996, it has been described as “The bible of eldercare” by ABC World News, “An indispensable book” by AARP, and “A compassionate guide of encyclopedic proportion” by The Washington Post. With Baby Boomers approaching old age, Virginia’s book is more relevant than ever. I lost both of my parents early to Alzheimer’s, and I know that as parents live longer and further away from their children than ever before, they also can make massive financial mistakes that may impact everyone involved for years to com...2019-04-1348 minYour Wealth & Beyond: Secrets of Successful Entrepreneurs028: The Mistakes Millionaires Make with Serial Entrepreneur Harry ClarkHarry Clark is a highly-rated serial entrepreneur and keynote speaker. He’s overseen sales of major companies, founded two Inc. 500 companies, and travels the world speaking to entrepreneurs, family businesses, and executives. However, Harry has also learned some of the toughest lessons in business the hard way. In his book, Mistakes Millionaires Make, he tells the stories of 30 entrepreneurs - including himself - who each made and then subsequently lost $10 to $200 million. He’s on a mission to help others learn from his mistakes and discover what they don’t teach you in business school before it’s too la...2019-03-2344 minYour Wealth & Beyond: Secrets of Successful Entrepreneurs027: How to Empower Your Kids To Be Money Smart with John LanzaShortly after John Lanza’s first daughter was born, he and his wife decided that they wanted their children to be smart with money. With a background in animation, entertainment, and education, he set out to make learning about money fun. To do this, he created the Money Mammals, which teaches sharing, saving, and spending smarts to children through videos, products, and resources. To help parents put these lessons into practice, he wrote The Art of Allowance: A Short, Practical Guide to Raising Money-Smart, Money-Empowered Kids. Today, John joins the podcast to talk about his un...2019-03-0348 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Plan For the Five Years Before You Retire with Emily Guy BirkenEmily Guy Birken helps people become more financially savvy. She took a year off from teaching when her son was born, and in that time began writing for both Wise Bread and PT Money - and discovered a way to make use of her skills as both a teacher and a finance nerd. She’s written four books, including The 5 Years Before You Retire, Making Social Security Work For You, Choose Your Retirement, and, most recently, End Financial Stress Now: Immediate Steps You Can Take to Improve Your Financial Outlook. I’ve been reading her book...2019-02-1953 minYour Wealth & Beyond: Secrets of Successful EntrepreneursWhat to Do With a 401(k) When You Change JobsFrom the 1950s through the 1970s, most Americans found a job, then stuck with it for 30 or 40 years. When they retired, they received a pension, and it provided them with a guaranteed income for life. However, in the late 1970s, the 401(k) replaced pensions - and changed that forever. Now, many of us constantly change jobs, and can amass multiple 401(k) accounts in the process. They can be scattered across different employers and custodians, and they can have different investment strategies and fees attached to them. Making sense of where they are - and what to do...2019-01-3020 minYour Wealth & Beyond: Secrets of Successful EntrepreneursSEO Secrets, Becoming an Authority in Your Niche, & Finding Your Best Clients with Deepak ShuklaDeepak Shukla is the founder and CEO of Pearl Lemon - an award-winning SEO agency that outranks bigger, better-funded competitors. He’s a leader in helping people grow their businesses and cultivate online reputations, and his work has been featured in TedX talks, as well as on SEMRush, the Huffington Post, UpWork, and Woorank. However, his journey to get there will surprise you - and includes the British equivalent of an Ivy League education, time spent as a tax consultant at Deloitte, pursuing a career as a rapper that led to him opening for legendary London rap cr...2018-12-171h 01Your Wealth & Beyond: Secrets of Successful Entrepreneurs023: How to Take Advantage of Available State Tax CreditsYou can’t legally get away from paying taxes - it simply isn’t possible. However, if you live in Arizona, like I do, and you want to help make sure that your tax dollars are going to a good place, you have a number of wonderful ways to do exactly that. In fact in the state of Arizona, if you’re a joint filer, you have the potential to receive dollar-for-dollar credits of up to $4,800 - and this can turn into millions of dollars to fund both public and private schools, foster care for children, and rel...2018-12-0514 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Scale your Business with Chris RonzioChris Ronzio is a serial entrepreneur. As the founder and CEO of Trainual, he helps small and growing businesses document what they do, delegate roles, and create scalable operations manuals to centralize and teach their processes, roles, and responsibilities. Before founding Trainual, Chris learned how to build and sell smart, scalable businesses, including a video production company he founded as a teenager that would go on to serve all 50 states. He also founded Organize Chaos, a firm dedicated to helping small businesses solve their problems. Chris is also an Inc.com columnist, a speaker, and...2018-11-1259 minYour Wealth & Beyond: Secrets of Successful EntrepreneursThe Health Savings Account - Maximize Your Tax Benefits with this Powerhouse Retirement AccountAs planners, advisors, and CPAs, we all know that the Health Savings Account is the best retirement account out there. If you’re not contributing to one, you need to ask yourself - or your financial planner - why not, especially if you’re a high income individual or a business owner who has a high-deductible health insurance plan. The HSA is the only retirement account that offers the triple whammy of tax deduction, tax deferral, and tax free withdrawals - and there are many ways you can use it that aren’t simply as a healthcare slush...2018-10-1218 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Make the Most of Medicare with Michael ClarkMany healthcare decisions were made for you by your parents as a child and your employer as a working adult. However, once you turn 65, you’re suddenly eligible for Medicare - and there are many options, as well as mistakes you can make. One wrong decision can lead to financial penalties for life, and having insufficient coverage can completely derail your retirement plan. Worse yet, there are countless people out there looking to make a quick buck selling less than ideal plans to older Americans. That’s why Michael Clark founded Strategic Growth Insurance Associates. He works to h...2018-09-2152 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Handle an Inherited IRA or Retirement AccountThis is Part 3 in our three-part series about Required Minimum Distributions. If you missed the previous two, click here to listen to Part 1 and click here to listen to Part 2, where we discussed the basics of RMDs and big-picture strategies to help you reduce them. Now, we’re going to help you answer a huge (and tricky) question: What should you do when you inherit a retirement account? Whether it’s a 401(k), an IRA, a Roth IRA, a SEP IRA, Simple IRA, TSP, 457, a 403(b), or something else, there’s a lot to know. This i...2018-09-0436 minYour Wealth & Beyond: Secrets of Successful EntrepreneursUnderstanding Cybersecurity: Tips and Strategies to Protect Your Data and Your FinancesIn 2018, security and cyber breaches are no longer a matter of if - they’re a matter of when, and how protected you are. In fact, most people have already had some portion of their data or personal information compromised, but don’t yet know it. Dan Konzon is the Vice President of Guidance and Information Technology at Advisor Armor - a cybersecurity firm especially for financial firms. Additionally, he’s spoken at Microsoft and taught parents and students about cybercrime and online best practices. Just like planning for retirement or estate planning to protect your f...2018-08-2454 minYour Wealth & Beyond: Secrets of Successful Entrepreneurs5 Strategies to Reduce your Required Minimum DistributionsOne of the goals of the Your Wealth & Beyond podcast is to arm you with the information to make sound decisions to build your retirement - and decumulate those assets to give you the income you need along the way. Because we’ve received more questions about required minimum distributions (RMDs), we’re tackling this issue across 3 episodes. If you missed it, click here to listen to Part 1, where we went over the basics of what you need to know about RMDs. In this second episode, we dig deep into strategies to reduce and minimize your...2018-08-1022 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Make the Most of Your Required Minimum DistributionOver the years, we’ve received more questions about Required Minimum Distributions (RMD) than just about anything else - and because there’s so much information out there, I’m tackling this topic in a three-part series. In today’s episode (Part 1), I dive into the basics of the required minimum distributions, how they relate to your IRA, Roth IRA, and 401(k), as well as how to calculate this amount. If you’re not careful, the required minimum distribution can become a ticking tax time bomb. However, you can effectively utilize the benefits of the Tax Cuts and Jobs A...2018-07-2727 minYour Wealth & Beyond: Secrets of Successful Entrepreneurs015: Strategies to Maximize your Social Security BenefitAs the owner of a financial planning firm that has helped hundreds of families plan their retirement, it’s clear that many people overlook how Social Security can fit into their financial and income planning puzzle - and there’s a lot of misinformation out there. A lot of so-called "financial advisors" or CPAs don’t educate their clients about the pros, cons and specific options that are available to you. As a result, few people know how to truly utilize it to hedge against longevity, healthcare costs, and inflation. To make matters worse, Social Securi...2018-07-1343 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow Navy SEAL Tactics Can Make You a Better Business LeaderMost people aren’t born great leaders. However, there’s one organization that often produces incredible entrepreneurs and startup power players in the private sector - the Navy SEALs - and Jeff Boss is living proof. After serving as a SEAL for 13 years, Jeff uses the principles he learned to help people build businesses, become better leaders, and find their purpose through leadership and team coaching. Jeff knows how to persevere through challenges and adversity - even when faced with setbacks, do-overs, and disappointments. He helps team players thrive under chaos, position themselves for success, and...2018-05-0951 minYour Wealth & Beyond: Secrets of Successful EntrepreneursStrategic Retirement Planning for Business Owners and EntrepreneursIf you’re a business owner or a solo entrepreneur, you have a variety of options when it comes to planning your retirement, paying your taxes, and avoiding penalties along the way. With over 25 years’ experience working with business owners and CPAs, Brian Hartstein, Director of Corporate Development at Bayntree Wealth Advisors, helps his clients utilize their pre-tax dollars as effectively as possible. Using his background in the pension business (he’s worked in his parents’ third-party administration firm starting in middle school) and with his knowledge of finance and taxes, Brian develops effective retirement plans to...2018-04-2438 minYour Wealth & Beyond: Secrets of Successful EntrepreneursWhy Taking Risks and Having a Vision is Crucial to Growing Your BusinessIn 2010 Michael Messinger faced an extraordinary challenge; continue his successful career at a large institutional financial firm that paid well, provided fantastic benefits and gave him the flexibility to control his schedule or leave it all behind to start his own firm Redwood Investment Management. Based in Beverly Hills, CA and working almost exclusively with financial advisors, Redwood now manages over $1.2 billion in assets between their Mutual Funds, SMA and Hedge Fund strategies. Additionally, the firm is creating a lineup of ETFs that will allow them to run their strategies across even more platforms. This a...2018-04-0647 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Run Your Business with PurposeNo matter what kind of business you run, finding your purpose - and bringing your company into alignment with it - is key to long-term, sustainable success. Adam Goodman knows this better than almost anyone else. As the 3rd-generation leader of Goodmans Interior Structures, he initially had no desire to become part of the family business - but then realized that he could do more than just sell cubicles. In fact, he discovered how to use the business to make a meaningful impact on his community. Today, Adam and I talk about creating environments to...2018-03-1646 minYour Wealth & Beyond: Secrets of Successful EntrepreneursPR For Business Owners—How To Get Your Message Out To The WorldAs you grow your firm, there’s a very good chance that you will eventually need to reach out to your community—or the whole world—in order to find great clients. That’s where PR comes in, and few people know more about PR than Alana Kohl. After working for a Fortune 500 company and a career in corporate finance, she used her know-how and talent to succeed in large-scale national marketing campaigns to build AdvisorPR in 2005. Alana is known for innovative, all-inclusive marketing communications programs designed to help her clients stand out in a crowded...2018-03-011h 06Your Wealth & Beyond: Secrets of Successful EntrepreneursWork-Life Balance & Finding a Higher PurposeAt some point in your life, you will face a fork in the road: do you want to stay on a career track that simply pays you, or do you want to follow your true passion, build something of your own, and write your own story? Melissa L. Hart did just that. She mastered human resources working at Fortune 50 companies all over the United States, then quit to start her own firm, The HumanVantage® Consulting Group, where she helps to bridge the gap between corporate executives and the teams they manage. But that’s not all...2018-02-1856 minYour Wealth & Beyond: Secrets of Successful EntrepreneursAccounting Done Differently—A Streamlined Approach to Knowing Your Numbers and Growing Your BusinessFew people live and breathe accounting like Liz Mason. She graduated college early and got her CPA by the age of 22, then spent several years in the corporate world. During this time, she learned how to automate some of the most grueling tasks that occupied so many accountants’ time, then discovered her vision to make people truly enjoy - rather than dread - accounting. At High Rock Accounting, Liz was one of the first to move her clients into the cloud, creating solutions designed to make their numbers correct from the moment they’re entered - no...2018-01-301h 02Your Wealth & Beyond: Secrets of Successful EntrepreneursHow to Raise Capital & Take Your Business to the Next LevelAt some point in their history, virtually every successful company has needed to raise money—and there are now more ways than ever to do it. Do you rely on your friends and family? Do you bring in outside investors? If so, who? Are you looking for an infusion of cash, or a long-term partner to help you grow and sustain your vision? Kevin Fechtmeyer knows these tough situations and questions very well. With 25 years of experience in private equity both on Wall Street and at his own firm, Cave Creek Capital, he has helped fund over $1 bi...2018-01-1255 minYour Wealth & Beyond: Secrets of Successful EntrepreneursWhat Tax Reform Means For You and Your BusinessThe Tax Cuts and Jobs Act of 2017 is the most sweeping overhaul of the US tax code since 1986. While its creators insist that it’s going to make filing easier for many Americans; the bill itself is hugely complicated, changes what benefits you may be eligible for and has led to some surprising outcomes. To help you navigate the new legislature as we gear up for tax season, Jeffrey Levine, CEO and Director of Financial Planning at Blueprint Wealth Alliance, joins me on the podcast after appearances on CNBC and CBS to talk about key takeaways and wha...2017-12-3048 minYour Wealth & Beyond: Secrets of Successful EntrepreneursWhy Intellectual Property Law Matters to Your Business—and How to Use ItIntellectual property law can be scary – but it doesn’t have to be. In fact, just a few hours of an expert’s time can protect you from costly legal headaches down the line, and no one knows this better than Suzann Moskowitz. Suzann is the Founder of The Moskowitz Firm, a boutique law firm specializing in helping individuals and businesses protect their intellectual property – trademarks, branding, logos, domain names, and more – in essence, everything businesses need to nurture in order to grow. Suzanne and I spoke about her journey, her passion for intellectual property law, how to...2017-12-2155 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Get Your Website Noticed—A Digital Marketing Strategy to Rank on Google and Position Yourself as an Industry Leader!Why is it that some websites rank on page #1 of Google, while others fail to get attention and attract an ideal audience? Today, you’re going to find out! In this podcast interview, you’ll learn: The biggest digital marketing mistakes entrepreneurs are making and how you can avoid and/or fix them! A 6-part SEO framework to improve your Google website ranking, increase credibility and position yourself as an industry expert. Learn how to tap into the power of video so you can generate leads and turn prospects into buyers. Show notes: bayntree.com/0042017-12-0757 minYour Wealth & Beyond: Secrets of Successful EntrepreneursTechnology Solutions for Your Business—Discover Tools & Techniques to Streamline, Scale & Serve Your Clients BetterThere’s no question that technology has the ability to help us create solutions that improve how we operate and do business. In this podcast interview, you’ll learn: How technology can help you streamline, scale & serve your clients better. The exact tools that we’ve used to improve company workflow and take our business to that next level. What you should know about hiring 3rd party tech support, the benefits of app integrations, and how to beef up security so your business is protected! Show notes: http://www.bayntree.com/0032017-12-0719 minYour Wealth & Beyond: Secrets of Successful EntrepreneursHow to Recruit Employees and Build a Powerhouse Company CultureAs an entrepreneur, you simply cannot do it on your own. You need a skilled team. One that will free you up from wearing a million different hats and can give you the support to finally focus on scaling your business. But how do you hire employees that can take you from where you are to where you need to go? Find out in today's episode! For a FREE Consultation on How to Efficiently and Cost Effectively Improve Your Hiring Practices visit our show notes: http://www.bayntree.com/002 2017-12-061h 00Your Wealth & Beyond: Secrets of Successful EntrepreneursWelcome to Your Wealth & BeyondWelcome to Your Wealth and Beyond! My name is Andrew Rafal and I am the founder of Bayntree Wealth Advisors. I started this podcast as a way to empower YOU, the entrepreneur, with the insight and information you need to effectively manage and control your personal and professional finances. Far too often as entrepreneurs, we focus so much of our energy on serving our clients, that we neglect to handle our own internal business needs. I get it… it’s not easy. You’re probably wearing a million different hats and finding the time to manage...2017-12-0624 min