Shows
ESPRESSOLD23 | What Every Buyer & Seller Should Know About Real Property Reports (RPR)In this episode, Annie and Paula break down a topic that comes up often in real estate but doesn’t always get explained properly: RPRs, or Real Property Reports. Whether you’re buying, selling, or renovating, understanding RPRs can save you from costly surprises.What is an RPR?A legal document prepared by a land surveyor that maps out all permanent structures on your property relative to property lines and easements.RPR vs. Land TitlesHow an RPR complements the land title by showing what’s physically on the land you own.2025-07-1744 minESPRESSOLD22| Direct-Buy Deals: A Fast Track or a Trap for Calgary Sellers?We pull back the curtain on Direct-Buy (cash buyer) companies in Calgary. These companies promise speed, simplicity, and “no hassle”—but is it really that easy? And what are you giving up in exchange?Paula breaks down:How these companies work behind the scenesThe real math behind their low offersWho should consider this route—and who definitely shouldn’tWhy sellers need to watch for professional boundary violationsWhat it really means to “sell privately” (hint: you’re likely still dealing with a pro)How to protect y...2025-07-0358 minESPRESSOLD21 | Mastering Your Rental ReturnsWelcome back to Espressold — where real estate meets real life (with coffee in hand ). In this episode, Annie and Paula break down exactly how to analyze cash flow on a rental property, especially in Calgary and across Alberta’s fast-shifting market.Whether you're eyeing a duplex in Airdrie or a downtown condo, knowing your numbers is non-negotiable. This episode offers a practical, six-step framework to make sure your next investment actually makes sense — not just on paper, but in real life.What You’ll Learn in This Episode: Step 1: Start With Gross RentHow to find...2025-06-1242 minESPRESSOLD19 | Moving Brokerages & Analyzing the GST Relief for First-Time BuyersIn this episode, Annie and Paula pull back the curtain on a major shift in their real estate careers: Annie's move to The Real Estate District. After years at Real Broker, she felt the call for something more—and they’re sharing what led to that decision, how it’s already transforming their businesses, and why culture, support, and alignment matter more than ever.🔍 What You’ll Learn in This Episode:What the new GST relief program means for first-time buyersHow to qualify for up to $50,000 in tax savingsA real breakdown of what $50...2025-05-2954 minESPRESSOLD15 | Real Talk About Open HousesIn this episode, Paula and Annie dive into their very different recent open house experiences—and what really makes or breaks a successful showing. Episode Highlights:Tale of Two Open HousesAnnie’s Experience: A $1M+ listing with the listing agent present, giving a personalized tour and educating the buyers. The result? Multiple offers and a win for Annie’s clients!Paula’s Experience: A lower-budget home where the hosting agents were awkward, brought family members, and misrepresented key seller intentions—making for a confusing experience for buyers.Why the Host Agent...2025-04-1758 minESPRESSOLD13 | Q1 2025 Recap: Real Estate Wins, Lessons & Life Behind the ScenesIn this episode, Annie and Paula reflect on the first quarter of 2025, sharing market surprises, client stories, and the toughest negotiations they faced. They dive into personal wins, balancing real estate with family life, and the small shifts that made a big impact. Plus, they reveal goals for Q2, upcoming plans for the podcast, and a few fun, unexpected moments along the way. Grab your coffee and tune in for a candid, insightful, and entertaining chat about life and business in real estate! 2025-04-031h 06ESPRESSOLD12 | TRU-WOO: Money Mindset & Abundance Energy in Real EstateBuying or selling a home isn’t just a financial decision—it’s an energetic investment in your future. In this episode, we explore money mindset shifts, abundance energy, and holistic spending to help you make real estate decisions with ease and confidence.Key Takeaways: Money is Energy – View home-buying as an investment in expansion, not a financial burden. Scarcity vs. Abundance – Scarcity says “What if I can’t afford it?” while abundance trusts “The right home will find me.” Emotional Energy Matters – Fear contracts, excitement clouds, and trust guides. Align Spending with Values – Buy a home th...2025-03-271h 06ESPRESSOLD11 | Top Renovation ROI, Regrets & the 80/10/10 RuleWhy Uncertain is a Good Time to Buy:Market fear often signals opportunity. Those who bought during the 2008 crash, 2017 slowdown, or 2020 pandemic saw massive returns. Canada’s market has historically rebounded quickly, proving resilience even in downturns.Top 5 Renovation RegretsLack of a Clear Plan: Rushing into renovations without a vision or timeline leads to costly delays.No Budget Buffer: Always budget 10-20% extra for unforeseen expenses.Incomplete Quotes: Get a detailed contract to avoid unexpected costs.Skipping Professionals: DIY electrical, plumbing, or structural work can backfire.Ignoring Resale Va...2025-03-2059 minESPRESSOLD10 | How to Sell this Spring Market in this Shifting MarketingEpisode Summary: Brief overview of the headlines with Tariffs and Interest Rates drop. Then with the market shifting toward a more balanced state, buyers have more options. Many homes that hit the market aren’t presented well, so by tackling these key steps now, your home will stand out—and sell faster and for top dollar!Why This Matters: Well-prepped homes sell faster and for more money. According to the Calgary Real Estate Board (CREB), well-presented homes sell up to 30% faster and for 3-5% more than those that aren’t properly prepared.Key Takeaways:1. Dec...2025-03-131h 00ESPRESSOLD9 | Let Them Theory: Buyers & Sellers EditionBefore we get into the Let Them Theory, we address the market shift as we head into a balanced market, and news/updates about the tariffs as well as Canada's response. Now, buying or selling a home is an emotional rollercoaster, but what if you could make the process less stressful? In this episode, we break down Mel Robbins’ Let Them Theory and how it applies to real estate. Learn how to let go of what you can’t control—buyers, sellers, agents, and the market—and shift your focus to what you can control with...2025-03-0652 minESPRESSOLD8 | Why Invest In Real EstateReal estate has long been one of the most powerful tools for building wealth, offering a unique combination of cash flow, appreciation, and tax advantages. In this episode, we break down why investing in real estate can be a game-changer for your financial future, whether you're a seasoned investor or just starting out. We also discuss the impact of the Trump Administration tariffs and how they have influenced the real estate market and investment strategies.Key Takeaways:1. Steady Month-to-Month Cash FlowOwning rental properties generates consistent income through tenant rent. This...2025-02-2744 minESPRESSOLD7 | Mortgage Moves: When to Upsize & How to Afford It - Josh HiggelkeEpisode Overview:Feeling cramped? Thinking about a bigger space? Upsizing your home is a big decision—one that requires careful planning, financial strategy, and market knowledge. In this episode, we chat with mortgage expert Josh from Mortgage Connections to explore when it makes sense to upsize, financial factors to consider, and what you need to know before making the move.What You’ll Learn:Signs It’s Time to Upsize: Outgrowing your space? Here’s how to know if now is the right time. Affordability & Budgeting: How much more home can you realist...2025-02-2037 min
The Paula Faris ShowSingle in your 40’s -What Our Single Friends Want Us To Know With Annie F. DownsWe all have single friends. After all, 40% of Americans are single. As we continue our series on relationships and dating, I’ve invited my dear friend Annie F Downs on the show to talk about what it’s like dating in your 40s and what our single friends want us to know. Annie has never been married, and she hilariously shares what she’s looking for in a guy (you’ll never guess her type!) and where the majority of singles want to find love, plus the role their married fr...2025-02-1856 minESPRESSOLD6 | Get Ahead of Mortgage Renewal - Josh HiggelkeEpisode Overview:Your mortgage renewal is coming up—now what? In this episode, we break down everything you need to know to navigate the renewal process like a pro. Our guest, Josh from Mortgage Connections, shares expert insights on avoiding common pitfalls, securing the best rates, and making smart financial decisions when renewing your mortgage.What You’ll Learn: The Renewal Process: A step-by-step breakdown of what happens when your mortgage term ends. Common Mistakes to Avoid: Don’t fall into the trap of blindly signing your renewal offer—here’s why. When to St...2025-02-1328 minESPRESSOLD5 | Trump’s Tariffs & Calgary Real EstateNew 25% tariffs on Canada & Mexico affecting construction costs, home prices & mortgage rates.
Construction & renovation costs rising—expect higher prices for new builds & materials.
Home prices may increase, making resale homes more attractive.
Interest rates could decrease even more rapidly, impacting buyers & investors.
Rental demand growing as affordability declines.
Investors should monitor U.S. real estate risks due to policy changes & exchange rates.
Action Steps: Lock in mortgage rates, plan renovations early & stay informed.
2025-02-0339 minESPRESSOLD4 | BOC Interest Rates - Explained
Key Topics:
Understanding the Bank of Canada’s Policy Rate – How it influences borrowing costs and the overall economy.
Impact on Mortgage Rates – Differences between variable and fixed-rate mortgages.
Bond Yields & Fixed Mortgage Rates – Why they matter for long-term borrowing.
Winners & Losers of Lower Rates – First-time buyers, investors, and homeowners vs. savers and retirees.
Strategic Moves for Buyers, Sellers & Investors – How to navigate the changing market conditions.
Takeaways:
Lower rates make borrowing cheaper but can drive home prices up.
Buyers should consider locking in rates while assessing market trends.
Sellers may benefit from increased demand.
In...2025-01-3038 minESPRESSOLD3 | What's 2025 Real Estate Looking Like?Episode OverviewIn this episode, we dive into the key insights from the Calgary Real Estate Board's (CREB) 2025 Housing Forecast and Alberta’s Economic Outlook for the year ahead. We’ll explore how economic trends, population shifts, and evolving market dynamics are shaping the housing market.
Strong Housing Demand
Alberta’s growing population, job gains, falling interest rates, and improved housing supply options are keeping housing demand above long-term averages.
Despite slower migration and competition from newly built homes, home resales are projected to exceed 26,000 units—20% above long-term trends.
Market Segment Trends
Rental Market
...2025-01-2340 min
Blush & Burn Books PodcastEpisode 2: Interview With Paula LaffertyIn this episode of the Blush & Burn Books Podcast, we sit down with Paula Lafferty, the amazing author of La Vie De Guinevere. 💫 Paula shares her writing journey, her inspiration, many thoughts on her book, and what it was like to publish her debut novel.
📚 Don’t miss this fun discussion! Like, comment, and subscribe for more bookish content. #AuthorInterview #ArthurianLegends #BlushAndBurnBooks
2025-01-221h 18ESPRESSOLD2 | Five Signs You're Outgrowing Your HomeDescription:Feeling cramped or frustrated in your current home? In this episode, we cover the top signs your family has outgrown your space and share practical tips to make the move easier.
Key Points:
5 signs it’s time to upsize.
How to handle financial and emotional challenges.
Key Takeaways:
Lack of space? Declutter first, but don’t ignore the signs that you might need a bigger home.
Need more privacy? Growing families often require more rooms or dedicated spaces.
Changing lifestyle? From hobbies to hosting, your home should match your curr...2025-01-1638 minESPRESSOLD1 | The Real Estate Wealth Roadmap – From First Home to Financial FreedomHappy 2025!
In this episode, we’re diving into how to turn your first home into the cornerstone of a wealth-building strategy. Whether you’re a first-time buyer or a seasoned homeowner, this episode will inspire you to think beyond just owning a home—it's about building financial freedom.
Total Sales: 1,322
Sales-to-List Price Ratio: 106.61% (Sellers Market)
Months of Inventory: 2.3 (Sellers Market)
Average Price: $605,074➡ Calgary remains an affordable option compared to Vancouver or Toronto, offering great opportunities for first-time buyers.
Buy Smart
Target up-and-coming Calgary neighborhoods like Mahogany, Seton, and Montgomery.
Consider properties with income potential, su...2025-01-0950 min
Let's TAlk with Annie WangIris Chang's Mental Disorder and Mysterious Suicide: Doubts Raised by Classmate Paula KamenAnnie Wang, a publishing prodigy since age 14, has written 20 books published by prestigious publishers like Random House Harper Collins and China's People's Publishing House. Her acclaimed work "The People's Republic of Desire" is dubbed China's "Sex and the City" and is a must-read by Lonely Planet. She's a contributor to renowned publications like The Washington Post, Fortune, and Time.
As a professional in the magazine world, Annie held executive positions at Instyle China and Tatler China, while also being a cherished columnist for South China Morning Post.
In her...2025-01-0858 minESPRESSOLD30 | BONUS: December Interest, Mortgage & Market UpdatesWhat We Cover:
Interest Rate Update (Dec 11)
New Mortgage Rules (Effective Dec 15)
30-year amortization for first-time buyers.
Higher income limits for insured mortgages.
Easier stress test rules.
Calgary Blanket Rezoning Controversy
City’s zoning changes to allow more multi-unit homes.
Lawsuit challenges from community groups.
November 2024 Market Update (CREB)
45% increased inventory compared to last November
2025 Q1 Outlook
Interest rate drop + mortgage changes = increased buyer activity.
Prices likely stable or slightly higher.
Sellers’ market expected to continue.
2024-12-1939 min
Afford AnythingLessons from High-Stakes Decisions, with Polina Marinova Pompliano#567: What happens when an astronaut goes blind during a spacewalk?For Chris Hadfield, this wasn't a hypothetical scenario. While working outside the International Space Station, cleaning solution from his helmet visor spread into both eyes, leaving him completely blind in the vacuum of space.His response? Stay calm and methodically evaluate options. He could call Houston. He could have a crew member rescue him. He could try to cry to flush out his eyes - though that's tricky in zero gravity.This story opens...2024-12-171h 04ESPRESSOLD29 | Planning for Real Estate Success in 2025: The Power of Intention Over Expectation
Episode Summary:In this episode, we dive into a game-changing approach to planning your real estate journey for 2025. By focusing on intention—the things you can control—versus expectation—the external factors you can’t, you’ll be better prepared to navigate the ever-changing market with confidence. Whether you’re a first-time homebuyer, investor, or seller looking to upsize or downsize, this episode provides actionable, intentional strategies to help you achieve your goals.
What You’ll Learn:
Do a Personal Real Estate Audit – Take control of your finances by assessing your savings, credit, and debt-to-income...2024-12-0540 minESPRESSOLD28 | Seasons of Change: Real Estate Trends, Personal Growth, and Reflections on 2024Join us for a heartfelt and insightful conversation as we dive into the ups and downs of the 2024 real estate market, share personal and business highlights, and reflect on the lessons we've learned this year. Whether you're curious about seasonal market trends, looking for inspiration in balancing work and life, or just want to wrap up the year with us, this episode has something for everyone.
What You’ll Hear in This Episode:
Seasonal Real Estate Trends:
How the market shifted throughout 2024.
Key takeaways for buyers, sellers, and agents.
Predictions for 2025 and tips to st...2024-11-2827 minESPRESSOLD27 | Airing Out the Facts: Radon 101Understanding Radon – A Homeowner’s Guide
Episode Overview:
We’re breaking down radon gas—what it is, why it’s a concern in Calgary and Canada, and how to protect your home and family with co-owner of Great West Radon, Dorothy Bewernick.
Key Topics:
What is Radon?
A radioactive gas from soil and rock that can seep into homes, especially in airtight properties.
Why It Matters:
Radon is the second leading cause of lung cancer. Calgary’s climate and soil make it a particular risk.
Testing for Radon:
...2024-11-2146 min
Practically Married with Paula HoltNavigating Your Relationship as a Dual Career Couple with Abby DavissonIn this episode, I welcome author, entrepreneur, and coach Abby Davisson to the show to talk about the intersection between careers and relationships. Abby is a Fortune 200 leader-turned-founder of the Money and Love Institute whose mission is to help people turn daunting decisions into achievable action. She's also the co-author of Money & Love: An Intelligent Roadmap for Life's Biggest Decisions and the writer behind the popular newsletter, Practically Deliberate.Abby and I discuss how couples can navigate pursuing their career aspirations while prioritizing the needs of a long-term committed partnership. More specifically, we address:The importance...2024-11-0658 min
Grave SecretsE30: John Sweeney "The Killer Carpenter" - The Murders of Melissa Halstead & Paula FieldsIn this episode, we explore the horrifying case of John Sweeney, the “Killer Carpenter,” whose brutal crimes went undiscovered for years.A seemingly ordinary handyman, Sweeney’s dark and violent side was hidden behind a facade of normalcy. Known for his disturbing artwork and poetry detailing his violent thoughts, Sweeney left a gruesome trail across the UK and Europe, targeting those closest to him.Join us as we uncover the details of his double life, the meticulous police work that ultimately led to his arrest, and the chilling evidence that connected him to unsolv...2024-11-041h 06ESPRESSOLD26 | Buyers - Leaning Into LeisureAre you or someone you know looking for a real estate agent who truly understands your unique needs? Too often, clients end up with agents who push properties without fully understanding what’s important to them, creating unnecessary obstacles. Today, we’re discussing key areas every real estate agent should focus on to make your life easier—so you can focus on leisure, not logistics.
Real estate success begins with understanding a client’s lifestyle, family structure, and priorities. For instance, we’ll talk about a client with multigenerational living needs who, due to poor advising, ended up in a row h...2024-11-0130 minESPRESSOLD25 | Supersized Rate Cut BreakdownSegment 1: Why the Jumbo Cut?
Inflation in Canada has dropped significantly:
The effect of deflation:
Employment rates have worsened:
Bottom line: The supersized rate cut aims to stimulate the market again, encouraging consumers to spend and businesses to invest.
Segment 2: Impact on Mortgage Payments
For every $100,000 of mortgage, expect a $30/month reduction.
Example: A $600K mortgage could save homeowners around $180 per month.
Who benefits first?
Long-term effects: It might take 1-1.5 years for the average consumer to fully feel the economic impact.
Segment 3: What if Your Mortgage is Up for Renewal?
2.2 million mortgages will...2024-10-2431 minESPRESSOLD24 | Fall Market Update 2024 Summary
A summary from CREB's Chief Economist, Ann-Marie from October 15, 2024 about the shift in this Fall Market.
Buyers Waiting for Rate Drops: Many buyers are holding off, waiting for interest rates to decrease—similar to how people wait for Black Friday sales.
Interprovincial Migration Boosting Market: There's a strong influx of people moving to Calgary from other parts of Alberta, supporting housing demand.
Impact of International Migration on Rentals: International migration is affecting the rental market first. Average rent in August 2024 was $2,049, a 2% decrease from August 2023.
Price Trends:
Prices have risen si...2024-10-1630 minESPRESSOLD23 | Part 3: All That Happens After You Accept an OfferIn this episode, we dive deep into the critical aspects you need to be aware of when a home is in "pending" status. While the excitement of an accepted offer can feel like a victory, there’s still a lot to navigate before you can truly pop the champagne. Here’s what to consider:
The deal isn’t binding until both the buyer and seller sign the agreement. We discuss the importance of understanding the terms before sealing the deal.
Not all buyers follow through immediately. We’ll explain what happens if a buyer backs out, how...2024-10-1140 minESPRESSOLD22 | Part 2: Showings & OffersShowings and Offers:
Preparation:
- Make sure all beds are made, countertops are clean, and clutter is stored away.
- Empty trash bins, wipe down surfaces, and tidy up toys and personal items.
- Turn on all lights and open blinds/curtains to ensure the home is well-lit and inviting.
- If time permits, vacuum carpets, mop floors, and clean glass surfaces for an extra touch.
Tips:
- Buyers might arrive anytime during the scheduled showing window, so be prepared.
...2024-10-0234 minESPRESSOLD21 | Listing Strategies: Going Beyond the BasicsIn this episode, we dive deep into effective listing strategies that take you beyond the basics and help secure successful, timely sales. Paula and Annie kick things off with a quick recap of their week:
Paula shares a celebratory moment about a smooth closing on Wednesday, emphasizing how a well-orchestrated process makes all the difference.
Annie discusses her experience working with a tricky seller, navigating the complexities of emotions while maintaining professionalism.
Paula’s Anecdote: FSBO vs Realtor-Listed PropertiesPaula shares a compelling story comparing two neighboring properties: one listed by a speedy realtor, and the othe...2024-09-2632 minESPRESSOLD20 | Canada's New Mortgage Rules - What you need to know...
In this episode, we break down the latest mortgage rule changes in Canada and how they impact homebuyers, homeowners, and real estate investors. Whether you’re planning to buy your first home, refinance an existing mortgage, or grow your investment portfolio, these updates can make a big difference. We’ll cover what’s changed, why it matters, and offer practical tips on how to navigate the new landscape.
Key Points Covered:
1. Overview of the New Mortgage Rules
- What’s Changed: Discover the recent updates in Canada’s mortgage regulations, such as st...2024-09-1916 minESPRESSOLD19 | Summer Recap: Trends, Wins & Prepping for the Fall MarketAs summer winds down, we’re diving into the market trends that shaped the season and looking ahead to what the fall might bring. From key interest rate changes to shifting dynamics in the housing market, we’ll walk you through everything you need to know whether you’re looking to buy or sell this fall. Plus, we’ll offer our predictions as we await the next major announcement in late October.
Key Talking Points:
Interest Rate Drops:
Overnight Rate Cut: The overnight rate dropped by 25 basis points, bringing it down to 4.25%. This shift directly...2024-09-1227 min
Join Us in France Travel PodcastNavigating Paris: Multi-Generational Adventures and ChallengesHave you ever wondered what it’s like to navigate Paris with family members spanning different generations? In this episode of "Join Us in France," titled "Navigating Paris: Multi-Generational Adventures and Challenges," Paula Barnes shares her candid and insightful experiences from a six-day trip to Paris with her diverse family. With her 15-year-old son, her 76-year-old mother-in-law, and her 21-year-old history buff son in tow, Paula encountered both delightful moments and unexpected challenges. Get the podcast ad-free From spontaneous trip planning prompted by an irresistible airfare deal to navigating the bustling Paris metro and balancing varied interests, Pa...2024-06-2357 minESPRESSOLD18 | June 2024 Industry and Life UpdatesKey Topics Discussed:
Detached Market Update
Current Average Price: $605,300 (up 9.5% from last year)
Sales: 3,092 (down 0.8% from last year)
New Listings: 4,333 (up 18.7% from last year)
Inventory: 3,402 (up 5.9% from last year)
Days on Market: 19 days (20.2% decrease from last year)
Interest Rates
Current Rate: Dropped to 4.75% from a higher rate
Impact on Buyers:
With the drop in interest rates, more buyers who were waiting for lower rates are now entering the market.
Increased buying power for new buyers leads to higher bids in multiple-offer situations.
This trend is likely to continue driving up prices, requiring buyers...2024-06-0529 minESPRESSOLD17 | The Essential Roles of Your Realtor When SELLINGIntroduction:
In this episode, we delve into the multifaceted role of a realtor in the process of selling your home. From market analysis to post-sale assistance, a skilled realtor can make all the difference in ensuring a smooth and successful transaction.
1. Market Analysis:
- A thorough market analysis is crucial in understanding current market conditions, comparable sales, and pricing trends.
- It helps determine the optimal listing price for your property, setting the stage for a successful sale.
2. Preparing Your Home:
...2024-05-0249 min
The Powerful Content PodcastThe Secrets to Successful Hiring with Paula MaidensEver wondered the secret of hiring the perfect team member?
In this episode Mel Daniels speaks with Paula Maidens about building great teams.
They cover the 'what' and 'how' in job descriptions to attract the right candidates, the common mistakes made during the hiring process, the importance of clarity in hiring, having correcting conversations with team members, and the need for clear communication to avoid assumptions.
Paula emphasises starting the hiring process early and providing training and support for team members to ensure success.
00:00 Welcome to the Powerful Content Podcast
00:5...2024-05-0233 min
A Quilter's LifeRobyn CappsIt was so fun to get to know Robyn Capps. Her daughter had posted a picture of one of Robyn’s quilts on her Facebook page and my sister happened to see it. I’m so glad this led to an interview. So, thanks Sadie and Ruth for helping this connection to happen.
Here's pictures from Robyn's Chicken Quilt
We also talked about Jerriann Massey and the Christian Quilt Guild.
Listen to Jerriann's episode: Jerriann Massey
Connect with Jerriann:
Website: Annie McHugs
Instagram: anniemchugs
Facebook: Annie Mc Hugs
Website: Christian Quilt Guild
Facebook: Christian Quilt Guild
Facebook: We are called to PRAY2024-04-2947 minESPRESSOLD16 | The Essential Role of a Realtor in Your Home Buying JourneyIntroduction:
In this episode, we delve into the pivotal role of a realtor in the home buying process. From understanding your needs to post-sale support, we explore how a good realtor can guide you through every step of the journey, ensuring a seamless and satisfying experience.
Key Points:
1. Understanding Your Needs:
- A good realtor takes the time to understand your specific requirements, including budget, location preferences, desired features, and other criteria crucial to your home search.
2. Finding Suitable Properties:2024-04-2526 minESPRESSOLD15 | The Government Taxing "The Wealthy" & First Time Home Buyers InitiativesPodcast Show Notes: Episode 12 - First-Time Homebuyer Initiatives & Capital Gains Tax Changes
Welcome to Episode 12 of our podcast, where we dive into the latest updates impacting first-time homebuyers and significant changes to capital gains tax. Today, we'll explore how these policy shifts are designed to ease the path to homeownership and what the new capital gains tax means for property sellers and investors.
First-Time Homebuyer Relief:
The federal government has unveiled measures aimed at easing the financial burden on first-time homebuyers. Effective August 1st, 2024, eligible buyers can opt for a 30-year amortization period...2024-04-1820 minESPRESSOLD14 | What to Understand as a Non-Resident Seller
Navigating Property Sales as a Non-Resident in Canada*Welcome to the latest episode of Real Estate Insights! In this episode, we cover key updates on the current interest rate announcement, explore the challenges of selling property in Alberta's competitive market, and provide a detailed guide for non-residents selling property in Canada.***Interest Rate Announcement:**- The Bank of Canada has maintained the overnight rate at 5%.- Inflation remains high, impacting market conditions across various provinces. Notably, Alberta continues to experience a strong sellers' market.- Inventory levels have increased slightly from last week 843 listings to 920 a...2024-04-1216 min
The Historical Romance SamplerRebecca Paula Samples In Want of a WifeUSA Today-Bestselling Author Rebecca Paula joins the podcast to read a sample from her marriage-advertisement Regency romance, In Want of a Wife. Plus, we chat about how her journalism experience helps her write romances, her strategy for getting in the mood to write her characters, and the real-life inspiration behind this book. JUMP TO YOUR FAVORITE PART: 2:00 - Rebecca samples In Want of a Wife 13:27 - The interview 24:00 - Are you a romantic? Find out more about Rebecca Paula: Read In Wan...2024-04-1026 minESPRESSOLD13 | Blanket Rezoning & March 2024 Market StatsComprehensive Rezoning Proposal in Calgary
Overview:
- The upcoming City Council session on April 22, 2024, marks a pivotal moment as the Council deliberates on a proposal for comprehensive rezoning in Calgary.
- The proposed rezoning aims to redefine residential zoning regulations, potentially permitting row houses and townhouses in areas currently designated for single or semi-detached homes.
- If approved, this initiative would streamline the development process by eliminating the need for individual public hearings for such projects before the Council.
**Context:**
...2024-04-0818 minESPRESSOLD12 | Navigating Divorces with Real EstateWe delve into the complexities of navigating divorces, particularly focusing on the pivotal step of selling your home amidst this significant life transition. Today, we'll explore key considerations and practical steps to ensure a smooth process from consultation to possession day.
1. Consultation with a Family Lawyer:
Initiating the journey of divorce requires legal guidance. A family lawyer will kickstart the process by assisting in drafting a separation agreement.
2. Understanding Financial Obligations:
Gather essential documents such as title/mortgage statements to gain clarity on financial obligations related to the property.
Clarify ownership details and potential...2024-03-2926 minESPRESSOLD10 | Four Main Considerations When Drafting an OfferWalking Through a Residential Purchase Contract -- AND PAULA'S BACK!
**Introduction:**
- Welcome to our comprehensive walkthrough of the residential purchase contract.
- In this guide, we'll delve deep into every aspect of the contract, covering essential details such as price, possession date, conditions, and deposits.
**1. Price Purchase:**
- Start by reviewing the agreed-upon purchase price for the residential property.
- Discuss any negotiations that led to this price point.
- Clarify whether the price is firm or subject...2024-03-2129 minESPRESSOLD11 | Impending Changes in Real Estate Commissions: A Canadian PerspectiveIntroduction:
Mention recent developments in the Canadian real estate landscape regarding potential class action against NAR & CREA.
Highlight accusations of price fixing, collusion, and anti-competitive behavior.
Emphasize the significance of potential changes in commission structures.
Main Points:
Legal Action Against NAR & CREA:
Overview of the class action alleging price fixing, collusion, and anti-competitive practices.
Explain the potential implications of this legal action for the Canadian real estate industry.
Decoupling Commissions:
Discuss the possibility of decoupling commissions, where the buyer's agent is paid by the buyer and the seller's agent is paid by...2024-03-2116 min
That Sounds Fun with Annie F. DownsAnnie + Eddie Recap 2016 - Episode 871We’re taking things back to 2016 with our good buddy, Eddie Kaufholz. If you missed the news, each month this year, in honor of our 10th Anniversary of That Sounds Fun Podcast, Eddie and I will be reviewing each year the podcast has existed. We’re going to talk about what happened in the world, the top songs and movies, and what happened in our own lives…this is going to be an adventure back to all the things we forgot and all the memories that have stuck with us too. These conversations are WILD. If you love the Olympi...2024-03-181h 02ESPRESSOLD9 | February 2024 Market UpdateReal Estate Market Insights + Bank of Canada Interest Rate Announcements
Introduction:
- February was a bustling month in the real estate market, with new listings and sales making significant moves.
- Despite challenges, the market saw remarkable growth and shifts, impacting both buyers and sellers.
Overall Market Trends:
- New listings surged to approximately 2,711 units, igniting further sales activity.
- Sales skyrocketed by nearly 23 percent compared to the previous year, totaling 2,135 units.
- The sales-to-new listings ratio remained impressively...2024-03-0712 minESPRESSOLD8 | Learn How To Cashflow $4K a month - CMHC MLICMHC MLI Select Program
Program Overview:
Purpose: Promoting the development of rental housing by providing financing and insurance for large-scale projects.
Target: Developers or landlords investing in rental properties.
Eligibility:
1. Minimum 5 residential units (including legal basement suites) per property.
2. Can be applied to new construction or existing properties.
3. Buyer's net worth must be at least 25% of the loan amount, with a minimum of $100,000.
Benefits:
1. Low Down Payment: Only 5% down payment required.
2. Long Amortization...2024-02-2821 minESPRESSOLD7 | Cost of WaitingIntroduction:
Welcome to Episode 7 of our podcast where we dive deep into the world of real estate and explore the critical factor of timing in making housing decisions.
Today, we're discussing the significant costs associated with waiting to buy a property in the current market landscape.
Key Points:
Market Dynamics and Economic Conditions:
Clients are making quick decisions amidst aggressive bids and securing homes, while others are contemplating waiting.
Calgary's economy is on an upward trend, buoyed by a robust energy sector and consistent net positive migration.
Inventory levels are notably low, with only 773...2024-02-2219 minESPRESSOLD6 | How to Leverage Your Home EquityShow Notes: Episode 6 - How to Leverage Your Home
Introduction
Welcome back to Episode 6 of our series on maximizing the potential of your home. Today, we're diving into the concept of home equity and how you can leverage it to your advantage.
Understanding Home Equity
Home equity is the value of ownership built up in a home or property. It's essentially the difference between the market value of your home and the amount you still owe on your mortgage.
For example, if your home is valued at $500,000 and you owe $300,000, you have $200,000 in equity.
...2024-02-1416 minESPRESSOLD5 | How to Write a Winning OfferPart 1: The Prep
1. Pre-Approval and Turnaround Time:
- Aim for a quick turnaround time with the lender to shorten the condition window.
2. Understanding Offer Paperwork:
- Discuss offer intricacies beforehand to alleviate pressure during decision-making moments.
3. Deposit Readiness:
- Ensure availability of funds for the deposit to be pulled from the account immediately upon securing a home.
4. Understanding Home Vintage Elements:
- Familiarize yourself with unique aspects like polyB or aluminum wiring and estimate replacement costs in advance.
5. Scheduling Efficiency:
- Minimize t...2024-02-0930 minESPRESSOLD4 | Seller's Roadmap: Realize your home’s full potentialIntroduction:
City tax assessments are underway, prompting a surge in mortgage renewals for 2024.
Homeowners are keen to understand their property values, leading many to contemplate selling.
In this episode, we delve into the considerations and steps involved in selling your home, highlighting the differences between working with us and an average agent.
Segment 1: Understanding Your Needs and Goals
Discussing important topics with your partner before selling.
How these discussions help real estate professionals tailor their services to meet your specific needs and goals.
Segment 2: Questions for Your Realtor
Price and Marketing Strategies
...2024-01-3123 minESPRESSOLD3 | Meet Paula & Annie1. Background and Experience:
Annie and Paula bring a wealth of knowledge and experience to the table. Annie, with a background in finance, has navigated the intricacies of the stock market for over a decade. Paula, on the other hand, comes from a marketing background, bringing a unique perspective to the world of trading.
Tune in as they share insights into their individual journeys, the challenges they've faced, and the lessons they've learned along the way.
2. Favorite Area to Trade in:
Discover the specific areas of the market that Annie and Paula...2024-01-2424 minESPRESSOLD2 | January 2024 Interest Rates & CREB ForecastWelcome to Real Estate Compass, your go-to source for insights into the Calgary real estate market. Today, we dive deep into the intricacies of interest rates, the Calgary Real Estate Board forecast, and the opportunities that lie within the market.
*Interest Rates and Economic Forecast:*
- In recent media coverage, economists are predicting minimal to no growth in Canada for 2024. However, Calgary stands out as a beacon of resilience due to its thriving economy. The energy sector plays a crucial role in insulating Alberta, and despite inflation and high lending rates, the...2024-01-2414 minESPRESSOLD1 | 2024 Market Predictions & It's Opportunities
Show Notes:**Segment 1: 2024 Market Predictions**- Overview of market predictions for 2024, including price trends compared to other markets and the impact of interest rates.- Discussion on how these predictions will affect clients and their real estate decisions.**Segment 2: Tips for Successful Buying**- Annie recommends buying in the first quarter of the year for potential equity increase by the end of 2024.- Paula advises investors to seize opportunities by purchasing early and strategically renovating in line with decreasing interest rates.**Segment 3: Understanding Interest Rates and Prices**- Explanation of the...2024-01-1725 min
ArtZany! - Radio for the ImaginationArtZany! Artists Annie Larson and Heather Lawrenz of the Fine Craft Collective, 12-15-23Today in the ArtZany Radio studio Paula Granquist welcomes artists Annie Larson and Heather Lawrenz of the Fine Craft Collective – a cooperative sale featuring talented local artists. This year the Fine Craft Collective is celebrating 20 years! 2023-12-1553 min
Let Us Judge YouE17: The White Witch of Rose HallIt is SPOOKY season!! This is our second week having a paranormal story in lieu of true crime. Join us as we review three podcasts that have covered this paranormal story!Podcasts and their episode(s) reviewed during this episode:Horrifying History - "The White Witch of Rose Hall" (1/11/2020)True Hauntings - "Case 46: the White Witch of Rose Hal" (11/4/2021)Unexplained Inc. - "The White Witch of Rose Hall w/travel blogger Stephen Barnes" (7/10/2020)Sources:https://www.thepalmsjamaica.com/annie-palmer-white-witch-rose-hall/#:~:text=Local%20legend%20holds%20that%20Rose,the%20o...2023-10-0342 min
Hotel MatzePaula Hartmann – Wovor musst du dich schützen?Mein heutiger Gast ist Paula Hartmann.
Paula ist Sängerin und Schauspielerin. Man könnte sagen, dass ich Fan der ersten Stunde bin, denn ich höre ihre Musik, seit sie 2021 ihren Song “Nie verliebt” veröffentlicht hat. Paula beschreibt ihre Musik selbst mit den Worten “Irgendwo zwischen Tristesse und Euphorie, zwischen verliebt sein und alleine bleiben.” Und ich finde, das trifft es sehr gut.
Vor der Kamera stand Paula bereits im Alter von fünf Jahren, weil sie damals unbedingt Schauspielerin werden wollte. Heute sagt sie, dass sie immer schon den Drang verspürt hat, Emotionen in Geschichten...2023-07-191h 53
White People Make Everything About RacePaula DresselOn this episode we welcome Dr. Paula Dressel. Paula is the Vice President of JustPartners, Inc., and the former Director of Planning, Research, and Development at the Annie E. Casey Foundation. Paula’s first career was as a Professor of Sociology and an administrator at Georgia State University in Atlanta. Paula is an original member of the Race Matters Institute. Through the Race Matters Institute, she has teamed for more than 15 years to help advance the racial equity aspirations of organizations and networks across the United States.In this episode she’ll share some...2023-06-1531 min
brzmichamsko#brzmichamsko: o partnerstwie w związku / Rób 5 tych rzeczy, żeby mieć udany związek#29 Zaufanie, bezpieczeństwo, podział domowymi obowiązkami (niekoniecznie po równo, ale tak by obu stronom ten podział pasował), ale też szanowanie własnych granic, wsparcie i stawianie siebie na tych samych miejscach, czyli żadna ze stron nie jest ważniejszą stroną w relacji. Dodatkowo akceptacja odmienności i pielęgnacja elementów wspólnych, a także rozmowa i słuchanie (!!!). Z tym nam się wiąże partnerstwo w związku, ale poza naszą definicją, odpowiadamy na stawiane przez nas pytania: Czym jest dla nas partnerstwo? Czy partnerstwo w związku oznacza równość? Jak to jest z tym kompromisem? Czy związki...2023-05-1638 min
That Sounds Fun with Annie F. DownsEpisode 448: Paula Faris on Supporting Families, How to Empower and Equip Women Without Tearing Down Men, and What a Healthy Work/Life Integration Can Look LikeShe's a bestselling author, an Emmy-Award winning journalist, and my friend, Paula Faris! This conversation is basically just a glimpse into our real life friendship...starting a sorority for grown-ups, how mosquitoes survived Noah's Ark...YOU GET IT...Paula's new book You Don't Have to Carry It All is powerful and encouraging. Whether you're a mom, a boss, a woman, or a dude, this episode is for you.. . . . Go to hereforyoutour.com to get your tickets to our upcoming tour this June!Want to gift a ticket to a friend? Go to anniefdowns.co...2023-03-061h 01
Let’s Talk All Things LGBTQ+Making Peace with FoodI am Annie McKinnon an authenticity coach, therapist, speaker, writer and podcaster. If you would like to know about me, please visit my website www.coachingcart.com. If you would like to get in touch or even feature on the show please send an email to info@coachingcart.com.
I would also really appreciate it if you could rate the show. Since it's release in the last quarter of last year, the show is now listened to in over 50 countries so thank you!
About Paula
Links / Info:
My Web...2023-03-0646 min
The Spiritual Surgery PodcastPaula Mary interviews Annie Bryceson an Intuitive CoachWould love your feedback send us a Text Message Annie Bryceson is a Healer, Psychic, and Medium. For over 20 years she has studied and practiced energy and alternative healing modalities. She currently has a practice that does one on one sessions to help people achieve their goals. Her practice includes helping others with achieve better health, shifting careers, creating abundance and helping people find loving relationships. Annie’s main goal is to help you create a life you love!Her practice also includes teaching classes. Specializing in helping her students learnhow...2023-01-2650 minAfford AnythingThe Power of Knowing When To Walk Away#424: We’re taught to stay in the game.Persist. Be gritty. Try, try again.But sometimes, the best decision is to walk away. Move on.How do you know when that’s right? When should you double-down … and when should you fold?Today’s guest, Annie Duke, won more than $4 million as a professional poker champion. She wrote the bestselling book Thinking in Bets and co-founded a nonprofit that teaches kids decision-making skills.Her most recent book, “Quit: The Power of Knowing When To Walk Away,” teaches the behavioral science, men...2023-01-251h 10A Quilter's LifeJerriann MasseyFor those of you who have grandchildren, how important was it for you to come up with the perfect grandparent name for yourself? Jerriann Massey figured out very unique grandparent names for herself and her husband. Jerriann and I recorded this interview before the Quilt Festival in Houston, 2022, where she was heading to have her favorite quilt shown and also to have a booth for her quilt business Annie McHugs.
Here's Jerriann's Promises of God quilt.
Connect with Jerriann:
Website: Annie McHugs
Instagram: anniemchugs
Facebook: Annie Mc Hugs
Website: Christian Quilt Guild
Facebook: Christian Quilt Guild
Facebook: We are called to...2022-11-1452 min
Access Top-Rated Full Audiobooks in Romance, ModernDesire by Design by Paula AltenburgPlease visithttps://thebookvoice.com/podcasts/1/audiobook/602742to listen full audiobooks.
Title: Desire by Design
Author: Paula Altenburg
Narrator: Carrie Coello
Format: Unabridged Audiobook
Length: 6 hours 22 minutes
Release date: August 30, 2022
Genres: Modern
Publisher's Summary:
He stole her job, and now she's stealing his heart. Eve Doucette finally almost has it all. She's free from her mistake of an ex-husband and just landed her dream job: project manager for a new City Hall and drafter of the final design. That is, until a handsome architect sweeps into town to commandeer her blueprints. Famous architect Matt Brison is unsatisfied with his mundane life...2022-08-306h 22