Shows
Women Talk MoneyEP 078 Still Figuring Money Out with Saba: From $18 to Multiple Six Figures, World Travel, and Being the First Millionaire in the FamilyIn this episode of Women Talk Money, Aqura chats with Saba Ferdinand, founder of Her Support System. Saba shares her inspiring journey from growing up between Florida and Haiti to becoming a thriving operations agency owner.You'll hear how Saba realized you can't budget what's not enough, leading her to aggressively pay off debt. She also discusses managing business finances and prioritizing travel. Saba shares what she's still figuring out and the empowering words her money story would tell her today.To learn more about 1:1 money coaching with Aqura click here. You will find all the details about mo...2025-07-2944 minWomen Talk MoneyEP 077 Still Figuring Money Out with Andrea: Fear‑Based Saving, A Big Financial Wake‑Up Call, and Building Financial FreedomIn this episode of Women Talk Money, we dive into Andrea Ramos' unique journey as a money coach for first-generation women of color. Andrea shares her experiences from growing up in a saver mentality household to realizing the importance of intentionality with money. She opens up about her parents' cancer diagnoses, and how it became a turning point for her financial journey. Listen in as Andrea talks about transitioning from a spending era to becoming a ‘super saver’, managing money as an entrepreneur, and finding balance with her husband. Get ready for an inspiring story on financial mindset and stab...2025-07-2241 minWomen Talk MoneyEP 076 Still Figuring Money Out with Deveney: Growing Up in Survival Mode, the Financial Reality of Divorces, and Why Prenups Aren’t Just for the RichIn this episode of "Women Talk Money: The Summer Money Series," Aqura chats with Devin Wells Gibson, a family law attorney and the force behind The Prenup Queen. Devin shares how her mom's struggles after divorce fueled her passion for empowering women financially.You'll hear how Devin shifted from a scarcity mindset to one of abundance, emphasizing the importance of financial transparency in relationships. She also opens up about what she's still figuring out with money and how she's striving for early retirement without sacrificing her peace.To learn more about 1:1 money...2025-07-1554 minWomen Talk MoneyEP 075 Still Figuring Money Out with Kimmoy: Humble Beginnings in St. Thomas, High-Paying Contracts, and Living Abroad Part-TimeIn this episode of "Women Talk Money: The Summer Money Series," Aqura chats with Kimmoy, a senior content designer and world traveler, about her incredible money journey. Kim shares how growing up in St. Thomas shaped her money views and led her to a unique path of financial freedom through contract work.You'll hear how Kimmoy learned to save and invest early, even snagging Apple shares for under $10! She also opens up about financial setbacks and offers powerful advice on believing in your skills in the workplace. Get ready to be inspired to live life on your...2025-07-0839 minWomen Talk MoneyEP 074 What I'm Still Figuring Out With MoneyIn this episode, Aqura kicks off a special summer series "Still Figuring Money Out" with her own money story. She shares how she grew up never needing for anything, but still overheard the stress of “there’s never enough.” Even after landing a high-paying job, she found herself stuck in the same paycheck-to-paycheck cycle.You’ll hear how she started budgeting, learned to save, invested for the first time, and even built a business, plus what she’s still figuring out when it comes to resting and enjoying the life she built. She also shares Her...2025-07-0134 minWomen Talk MoneyEP 073 How My Client Stopped Secretly Struggling With Overspending, Impulsive Spending, and Money AvoidanceIn this episode, my client gets real about what it’s like to look successful on the outside while quietly struggling behind the scenes. She opens up about the pressure to hold it all together, the wake-up call that came through her relationship, and the emotional work it took to finally stop avoiding her finances.We talk about:What it feels like to always make money but never see itHow avoidance, overspending, and guilt became her normalThe moment she let her partner see her full financial picture for the first timeWhat ch...2025-06-1348 minWomen Talk MoneyEP 072 How to Balance Multiple Financial Goals Without Losing MomentumIn this episode, Aqura gives 5 tips on how to balance multiple financial goals without losing momentum. If you're someone who wants to pay off debt, and build an emergency fund, and buy a home, all in the same timeframe this episode is for you. You will learn the most important thing you can when it comes to achieving any financial goal and what to do when you're limited in terms of money and time. To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you w...2025-05-1529 minWomen Talk MoneyEP 071 How to Handle Unexpected Expenses Without Falling Behind FinanciallyIn this episode, Aqura talks all about unexpected expenses that's keeping you behind financially. Those annoying things like car repairs, vet bills, property taxes, and the other things that pop up at the worst times. You will learn about how to manage these unexpected expenses without falling behind so you can get ahead and stay ahead financially. To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subs...2025-05-0730 minWomen Talk MoneyEP 070 How Samone Took Back Control of Her Personal Finances Post-Divorce and Started Trusting Herself With Money AgainIn this episode, Samone (TorahCents) shares her story of building trust with herself again with managing money after experience money trauma during a previous marriage. You will learn about how Samone took back control and ownership of her personal finances as a business owner who is now paying herself consistently and has money left over each month.To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subs...2025-04-2939 minWomen Talk MoneyEP 069: How to Make a 10-Minute Spending Plan So You Don’t Run Out of MoneyIn this episode, Aqura walks you through exactly how to create a simple spending plan every time you get paid so you can cover your needs, enjoy your wants, and stop running out of money before the next paycheck hits. You don’t need a complicated budget to stay in control of your money, just 10 minutes and a plan that works with your real life. Episodes referenced in this episode: EP 035 Why I Don't Recommend The 50/30/20 Rule For Personal Finances or Profit First For Business Finances & What You Should Do Instead...2025-04-1530 minWomen Talk MoneyEP 068 How to Handle Taxes After Filing Whether You Owe, Get a Refund, or Break EvenIn this episode, Aqura shares the only three scenarios you fall in after filing taxes and what you should do for each one. You will learn what your options are for each scenario, what to consider, and how to take control over your tax bill or refund. Episodes referenced in this episode: EP 057 How to Not be Confused About Taxes as a Small Business Owner: The 5 Things You Need to KnowTo learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's f...2025-04-0826 minWomen Talk MoneyEP 067 How I'm Managing My Money in Q2 as a Money CoachIn this episode, Aqura takes you into how she's managing her business and personal finances in Q2 2025 as a money coach. You will get an update on goals from Q1, what she's implementing differently, and what her focus is for this quarter. To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Paid & Profitable, a weekly email series for small business owners who want more profit in...2025-04-0430 minWomen Talk MoneyEP 066 Rate Your Spending: Find Out if Your Spending is a Problem or NotIn this episode, Aqura shares a rating system you can use to rate your own spending. You will learn the mindset behind your spending, the overall financial impact of it, the financial stress level for each rating level, and red flags to look out for. To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.Subscribe to Paid & Profitable, a weekly email series for small business owners who wan...2025-03-2536 minWomen Talk MoneyEP 065 How To Pay Off Your Debt This Year And Not Go BackIn this episode, Aqura shares 3 straightforward steps you need if you want to pay off debt this year and not end up back in debt. You will learn the 2 steps most people miss and why it results in being in debt again and the red flags to look out for in each stage.Episodes referenced: Episode 011 The Best Debt Payoff Strategy For Both Short & Long Term ResultsTo learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achiev...2025-03-1827 minWomen Talk MoneyEP 064 How Jazmyne Is Rebuilding Her Finances Post-Divorce and Overcoming OverspendingIn this episode, Jazmyne shares her money story of how the habit of swiping her credit card led to debt, money avoidance and overspending. You will learn about how leaving a marriage and her 9-5 job to pursue her business full time brought her to a turning point where she knew she needed help with her finances.To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.S...2025-03-1137 minWomen Talk MoneyEP 063 How To Have Up To $5,000 Left Over At The End Of Each MonthIn this episode, Aqura shares the 3 steps to having up to $5,000 left over at the end of every single month. You will learn how to have instant savings just by knowing your numbers, how to keep up with it consistently, and the only money skill that will allow for you to have thousands left over each month to put towards your goals. Episodes referenced in this episode:EP 035 Why I Don't Recommend The 50/30/20 Rule For Personal Finances or Profit First For Business Finances & What You Should Do Instead2025-03-0527 minWomen Talk MoneyEP 062 Spending Struggles: "I Just Need to Make More Money"This episode is Part 4 of the Spending Struggles Series where Aqura shares the spending struggles that's been holding you back from having money left over at the end of each month. Whenever you're ready to throw in the towel and convince yourself that the only solution to your money problems is to make more money, listen to this Spending Struggles series to reset and get back on track.To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sa...2025-02-1808 minWomen Talk MoneyEP 061 Spending Struggles: "If I had less debt, I'd have more money to spend"This episode is Part 3 of the Spending Struggles Series where Aqura shares the spending struggles that's been holding you back from having money left over at the end of each month. Whenever you're ready to throw in the towel and convince yourself that the only solution to your money problems is to make more money, listen to this Spending Struggles series to reset and get back on track.To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sa...2025-02-1809 minWomen Talk MoneyEP 060 Spending Struggles: "But I Want What I Want"This episode is Part 2 of the Spending Struggles Series where Aqura shares the spending struggles that's been holding you back from having money left over at the end of each month. Whenever you're ready to throw in the towel and convince yourself that the only solution to your money problems is to make more money, listen to this Spending Struggles series to reset and get back on track.To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sa...2025-02-1808 minWomen Talk MoneyEP 059 Spending Struggles: "I'm Too Expensive"This episode is Part 1 of the Spending Struggles Series where Aqura shares the spending struggles that's been holding you back from having money left over at the end of each month. Whenever you're ready to throw in the towel and convince yourself that the only solution to your money problems is to make more money, listen to this Spending Struggles series to reset and get back on track.To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sa...2025-02-1812 minWomen Talk MoneyEP 058 Breaking My Overspending Habit for Good: From Overspending to $100K InvestedIn this episode, Aqura shares her raw story about how she broke her overspending habit for good after normalizing it for so long. You will learn about the different stages that led to finally overcoming this spending habit, the 1 mindset shift that changed the trajectory of her money management and how she thinks about spending now that prioritizes wealth building.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working togeth...2025-02-0442 min
Keep It Moving044: Let's Talk Money with Financial Coach AquraAre you financially ready for the slow season? How does that even happen? Special Guest, Aqura, is walking us through how to be ready for the slower seasons of business. Aqura Nicholson is a money coach helping small business owners create financial stability, even with fluctuating business revenue. Drawing on her MBA education and professional background as a chemical engineer, Aqura loves simplifying financial concepts for entrepreneurs who are already juggling multiple responsibilities. She empowers them to always be their own best CFO, equipping them with the knowledge and confidence to make informed financial decisions that ensure l...2025-02-0325 minWomen Talk MoneyEP 057 How to Not be Confused About Taxes as a Small Business Owner: The 5 Things You Need to KnowIn this episode, Aqura shares the 5 fundamentals you need to understand about taxes as a small business owner. You will learn why you are being hit with a huge tax bill every year, what to expect from your bookkeeper and accountant, and what you need to be doing throughout the year to ensure you are prepared for taxes year after year.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working tog...2025-01-2817 minWomen Talk MoneyEP 056 How I’m Managing My Money in Q1 2025 as a Money Coach Part 2: Personal FinancesIn this two-part episode, Aqura takes you into how she's managing her personal finances in Q1 2025 as a money coach. You will hear about her lessons learned from last year, what she's implementing differently, what her focus is for this quarter and what's keeping her motivated.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business owners w...2025-01-2119 minWomen Talk MoneyEP 055 How I’m Managing My Money in Q1 2025 as a Money Coach Part 1: Business FinancesIn this two-part episode, Aqura takes you into how she's managing her business finances in Q1 2025 as a money coach. You will hear about her lessons learned from last year, what she's implementing differently, what her focus is for this quarter and what's keeping her motivated.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business owners w...2025-01-2119 minWomen Talk MoneyEP 054 Money Ins and Outs of 2025In this episode, Aqura shares what's in and what's out in 2025 when it comes to your finances. You will learn how to improve your 2025 financial goals by applying "what's in" to your specific goals. You'll also get insight of what you can let go of, so you're spending your time focused on what will move the needle the most.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.2025-01-1417 minWomen Talk MoneyEP 053 Money Reset: How to Stay Consistent Even When You Get Off TrackThis episode is Part 5 of the Money Reset Series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to b...2025-01-0705 minWomen Talk MoneyEP 052 Money Reset: Set Up a Money System & Set BoundariesThis episode is Part 4 of the Money Reset Series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal.
Episodes referenced:
EP 032 The Personal and Business Bank Accounts You Need to Manage Your Money Simply and Effectively
EP035 Why I...2025-01-0709 minWomen Talk MoneyEP 051 Money Reset: Know Your Budget will Have at Least 5 IterationsThis episode is Part 3 of the Money Reset Series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to b...2025-01-0706 minWomen Talk MoneyEP 050 Money Reset: Fix Your Money Habits FirstThis episode is Part 2 of the Money Reset mini-series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book...2025-01-0708 minWomen Talk MoneyEP 049 Money Reset: Get Your Mind RightThis episode is Part 1 of the Money Reset mini-series where Aqura shares how you can do a money reset in a couple minutes during ANY time of the year, not just for the New Year. Whenever your money goal is feeling hard, you feel unmotivated, or you simply need something to help you stay focused- tune back into this money reset so you stay committed to your money goal.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to b...2025-01-0708 minWomen Talk MoneyEP 048 5 Things To Do With Your Money After the HolidaysIn this episode, Aqura shares the 5 things you need to do with your money after the holidays to set you up to start of the New Year already making progress towards your goal. You will learn the time between Christmas and the New Year is the perfect time to get these things done.
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To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to...2024-12-2123 minWomen Talk MoneyEP 047 The 5 Stages of Overspending and How to Break the CycleIn this episode, Aqura explains the 5 stages of overspending and how to break the cycle. You will learn how to determine if you're an overspender and the ONLY solution to stop overspending.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business owners who want more profit in their business and more money in their pockets. Your financ...2024-12-0312 minWomen Talk MoneyEP 046 Accountant vs Bookkeeper vs Money Coach: Which One Do You Need for the Best ROIIn this episode, Aqura shares the key differences between an accountant, a bookkeeper and a money coach so you know who to go to for what type of support and how to get an ROI.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business owners who want more profit in their business and more money in...2024-11-2619 min
Business With Chronic IllnessBreaking Free from Money Trauma to Earn & Save with Chronic Illness | Aqura NicholsonMoney stress hits differently when you’re also managing chronic illness. In this episode, Nikita sits down with money coach Aqura Nicholson to unpack money trauma and explore practical steps for creating financial stability. From breaking the paycheck-to-paycheck cycle to building a cushion without compromising health, Aqura and Nikita dive into shifting mindsets and tangible ways to start saving and earning, even when finances feel tight. Join us to learn how to move from stress and survival mode to financial confidence.What You’ll Learn:Practical steps to overcome money trauma and break free from payc...2024-11-081h 05Women Talk MoneyA Letter to Black WomenA letter to Black women. 11/07/2024.2024-11-0701 minWomen Talk MoneyEP 044 How to Have A Debt Free Holiday SeasonIn this episode, Aqura shares four tips on how to have a debt free holiday season. You will learn how starting to plan now for the upcoming holiday season will keep you from going deeper into debt, whether you plan to participate in gift giving or not.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business o...2024-11-0117 minWomen Talk MoneyEP 043 The Only 3 Reasons You Aren't Hitting Your Money Goals and How to Fix It Before 2025In this episode, Aqura breaks down what the only 3 reasons you aren't hitting your money goals no matter how big or what they are. She shares the problem you need to solve for each reason if you want to start off 2025 contributing to your money goals consistently and stay on track through the year.
Episodes referenced: EP 030 Owner's Pay Guide: How to Approach How Much, When to Start & How Often to Pay Yourself
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching...2024-10-2223 minWomen Talk MoneyEP 042 Debt Dilemmas: What About My Non-Debt Goals?This episode is Part 6 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt.
Episodes referenced:
EP 028 The Three Stages to Becoming Consumer Debt Free
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to star...2024-10-1507 minWomen Talk MoneyEP 041 Debt Dilemmas: How do I stay out of debt?This episode is Part 5 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business owners who want more...2024-10-1508 minWomen Talk MoneyEP 040 Debt Dilemmas: How do I stop thinking about debt?This episode is Part 4 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business owners who want more...2024-10-1506 minWomen Talk MoneyEP 039 Debt Dilemmas: But what about my interest?This episode is Part 3 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business owners who want more...2024-10-1505 minWomen Talk MoneyEP 038 Debt Dilemmas: Shouldn’t I Be Paying More Than the Minimum?This episode is Part 2 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Paid & Profitable, a weekly email series for small business owners who want more...2024-10-1505 minWomen Talk MoneyEP 037 Debt Dilemmas: When do I start paying off debt?This episode is Part 1 of the Debt Dilemmas mini series where Aqura shares the different debt dilemmas that prevent you from taking action on paying off and staying out of debt, despite learning about all the different strategies and tips about how to pay off debt.
Episodes referenced:
EP 034 The Best & Fastest Way to Achieve Your Biz & Personal Money Goals No Matter How Many Goals You Have or How Big They Are
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about mo...2024-10-1509 minWomen Talk MoneyEP 036 The 5 Steps to Overcoming Negative Cash Months In Your BusinessIn this episode, Aqura shares why it's important to get ahead of negative cash months in your business so you can start working on the 5 steps to overcome them. You will learn how cash forecasting will help you identify negative cash months in advance so you have adequate time to start working through the 5 steps.
Episodes referenced in this episode:
EP 024 The Best Debt Payoff Strategy For Both Short & Long Term Results
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about mone...2024-09-1119 min
Beauty Business BreakthroughsStrategies for Financial Stability in the Beauty Industry with Aqura NicholsonIn this episode of Beauty Business Breakthroughs, We unlock the secrets on how to take control of your finances without feeling restricted with the renowned money coach, our guest, Aqura Nicholson. Aqura joins Shara to reveal her groundbreaking approach to money management tailored for women entrepreneurs in the beauty industry. We discuss how to simplify your financial strategy by separating accounts and maintaining stability, even with an inconsistent income and we discover practical tips on managing money that allow you to enjoy life's pleasures without constant stress.
Find out why paying yourself first is a g...2024-09-0533 minWomen Talk MoneyEP 035 Why I Don't Recommend The 50/30/20 Rule For Personal Finances or Profit First For Business Finances & What You Should Do InsteadIn this episode, Aqura breaks down what the 50/30/20 rule and profit first method is. She shares the shortcomings of both approaches when it comes to planning both business and personal finances. You will learn what to do even if you have no idea where to start either in your business or personal finances.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to ...2024-09-0425 minWomen Talk MoneyEP 034 The Best & Fastest Way to Achieve Your Biz & Personal Money Goals No Matter How Many Goals You Have or How Big They AreIn this episode, Aqura shares the strategy for working towards different money goals in your business and personal finances. You will learn the one skill you will need to accomplish and business money goal and the one skill you will need to accomplish any personal money goal. This episode is perfect if you are juggling too many money goals right now and not seeing the progress you want to see.
Episodes referenced in this episode:
EP 011 The Best Debt Payoff Strategy For Both Short & Long Term Results
...2024-08-2721 minWomen Talk MoneyEP 033 The Differences Between Business vs. Personal Money Management when it Comes to Spending, Debt, Saving, and Money RoutinesIn this episode, Aqura shares the most important differences when it comes to managing your business and personal finances. You will learn how to deal with spending, debt, saving, and money routines from both a personal and business finances perspective that will allow you to manage your money with clear purposes so you can achieve your financial goals.
Episodes referenced in this episode:
EP 024 How To Master Spending Money in Your Business
EP 022 Why I No Longer Use Credit Cards For Everyday Spending Even if it Means Less Point
2024-08-2039 minWomen Talk MoneyEP 032 The Personal and Business Bank Accounts You Need to Manage Your Money Simply and EffectivelyIn this episode, Aqura shares the personal and business bank accounts that will make your money management significantly more clear and easy to navigate. She goes into what this looks like for both your business and personal finances, the most common mistakes she sees when managing business and personal money, and how you can avoid these mistakes.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
2024-08-1432 minWomen Talk MoneyEP 031 The 5 Stages Entrepreneurs Experience When Paying ThemselvesIn this episode, Aqura shares the 5 stages small business owners go through when it comes to paying yourself- from the mindset, to the mistakes, to the excitement of cutting our own check. You will learn the common mistakes during each stage and what you should be focusing on during those stages so you can pay yourself a consistent owner's pay and work towards a pay raise.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales...2024-08-0629 minWomen Talk MoneyEP 030 The Owner's Pay Guide Every Small Business Owner Needs: How Much, When to Start, and How Often You Should Pay YourselfIn this episode, Aqura shares the answers to the million dollar questions every business owners had at some point:
How much should I pay myself?
When should I start paying myself?
How often should I pay myself?
You will learn the approach you should take to owner's pay no matter what stage in business you're at.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sa...2024-08-0223 minWomen Talk MoneyEP 029 3 Common Misconceptions and Outdated Expectations Holding Millennials Back From Building WealthIn this episode, Aqura shares the biggest things holding millennials back from building wealth. You will learn the best thing you can do no matter how old you are or what your financial goals currently are in order to build wealth.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Women Who Earn, a weekly email series inviting women to achieve their financial goals...2024-07-2430 min
CFO at HomeA Healthier Way to Manage Your MoneyFor so many of us, when we think of budgets and managing our money, what immediately comes to mind are things like restriction, sacrifice, or even conflict if money fights and disagreements are what we saw in our households growing up. If you have a partner who you manage money with, this can present challenges whether that person is you or them. But what if there’s another, healthier way of managing your money? That’s the discussion on this episode of CFO at Home with Aqura Nicholson, a money coach who empowers women entrepreneurs to master their money. You...2024-07-1739 minWomen Talk MoneyEP 028 The Three Stages to Becoming Consumer Debt FreeIn this episode, Aqura shares the three stages of debt payoff that will help you avoid ending up back in debt 6-12 months later. You will learn the actual problem you need to solve in order to become consumer debt free for good and why it's not always the best idea to take a lump sum of money and use it to wipe away your debt.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales...2024-07-1616 minWomen Talk MoneyEP 027 How to Create & Hit Money Goals as an Entrepreneur with Variable IncomeIn this episode, Aqura shares the strategy for creating and hitting money goals as an entrepreneur with variable income. You will learn how to create specific money goals that align with your personal desires. Aqura shares how to take these money goals to determine sales goals that can help you increase your owner's pay so you can expedite your money goal timeline.
Learn more about 1:1 money coaching with Aqura here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working to...2024-07-0922 minWomen Talk MoneyEP 026 How to 10x Your Financial Options and Create Money SafetyIn this episode, Aqura discusses what money safety looks like as an entrepreneur with variability in your revenue. You will learn how to create this money safety in your business by increasing your financial options.
Learn more about 1:1 money coaching with Aqura here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Women Who Earn, a weekly email series inviting women to achieve their financial goals and stop living paycheck to paycheck by masterin...2024-07-0212 minWomen Talk MoneyEP 025 How Yesenia Doubled Her Owner's Pay, Hit Her Savings Goal for the First Time & Is On Track to Relocate This SummerIn this episode, Aqura interviews her client Yesenia to share how she has been able to double her owner's pay. You will learn what was holding Yesenia back from paying herself more and how money management helped her hit her business and personal financial goals.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe to Women Who Earn, a weekly email series inviting women to a...2024-06-2539 minWomen Talk MoneyEP 024 How To Master Spending Money In Your BusinessIn this episode, Aqura shares how every business owner needs to think about the money they are spending in their business. You will learn and easy framework to help you identify why you are spending money in your business, where it falls in terms of the different stages of sales, and how to use this framework to audit your current spending. Getting good at spending as a business owner is a nonnegotiable skill that will help you hit your goals, increase your profitability and double your owner's pay. This episode will help you analyze your spending so you can...2024-06-1825 minWomen Talk MoneyEP 023 How To Double Your Owner's PayIn this episode, Aqura explains how to double your owner's pay so you can create financial stability as an entrepreneur. She discusses breaks down what an owner's pay is, what your owner's pay is dependent up on and the two different types of business owners who need to double their owners pay. You will learn what your next step is to doubling your owner's pay and how to navigate this as your business grows.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what y...2024-06-1220 minWomen Talk MoneyEP 022 Why I No Longer Use Credit Cards For Everyday Spending Even If It Means Less PointsIn this episode, Aqura shares the reason why she no longer uses credit cards for everyday spending. She dives into her experience with credit cards, including when she was using credit cards for everyday spending. You will learn why not using credit cards for everyday spending as an overspender or someone who struggles with debt keeps your money simple and clean. And even if you still want to benefit from credit card rewards, Aqura will share how you can still do this even if you aren't using your credit cards for everyday spending.
To...2024-06-0416 minWomen Talk MoneyEP 021 How To Enjoy Your Summer Even With Money BoundariesIn this episode, Aqura shares how you can enjoy your summer even with money boundaries in place. She explains exactly what a money boundary is and the difference between a money boundary and a budget. You will learn why money boundaries work so well especially if you have struggled with sticking to a budget.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together.
Subscribe...2024-05-2015 minWomen Talk Money020 How To Know What You Can Afford Something This SummerIn this episode, Aqura shares how to know what you can really afford this summer. She walks you through making buying decisions as a business owner based on your expenses, investments, and profit. You will learn the four things that indicate although you may have the money physically available, you might not be able to afford it right now.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working together...2024-05-1319 minWomen Talk Money019 How to Go On a Debt Free Vacation This SummerIn this episode, Aqura shares how to go on a debt-free vacation this summer. She walks you step by step through 3 things that will guide you into a debt-free vacation this summer, even if you haven't started planning yet. You will learn the most common thing people forget when planning a trip that will break your budget. She also shares where she would go and how much she would spend if she only had 3 months to plan for a trip before the summer is over.
To learn more about 1:1 money coaching with Aqura click here...2024-05-0617 minWomen Talk Money018 5 Reasons 6-Figure Earners Are Still Living Paycheck to PaycheckIn this episode, Aqura shares the 5 reasons 6-figure earners are still living paycheck to paycheck. She talks about debt shame, feeling like you should be further along in your finances, and the common beliefs from the 6-figure earners she works with inside money coaching. You will learn why earning 6-figures will only go as far as how you manage it.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working to...2024-04-2915 minWomen Talk Money017 My 30 Minute Monthly Money Routine as a Money CoachIn this episode, Aqura shares her 30 minute monthly routine as a money coach. She breaks down this routine in 3 different parts so that it's super easy to follow and to help you understand just how simple your monthly money routine can be. You will learn why Aqura stands by this money routine due to the simplicity. She discusses why this money routine is made for you to get out and stay out of the paycheck to paycheck cycle.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coac...2024-04-2220 min
The First Gen Coach: Career Development for Latinas and First Gen Professionals93. Empowering Black and Latina Women Through Financial IndependenceSouth Florida! Join me on Friday, April 26th for a moderated discussion with Giovanna González-Chávez, aka Gigi The First Gen Mentor, author of Cultura & Cash! This is the LAST stop in her book tour! If you’re in the area, you definitely want to be there! Register for FREE here.
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Today’s episode is another Financial Literacy Month conversation, this time with Money Coach Aqura Nicholson. Earning more money doesn’t automatically mean you know how to manage more money. This is something that both Aqura and I had to learn the hard way. In...2024-04-1952 minWomen Talk Money016 3 Things Thats Stopping You From Getting Out of the Paycheck to Paycheck CycleIn this episode, Aqura shares the 3 things stopping you from getting out of the the paycheck to paycheck cycle. You will learn why it's important to not just have the strategy but the money mindset as well to get out of the paycheck to paycheck cycle. She discusses why saving needs to come before debt payoff, why you shouldn't expect your budget to be the same every single month and a three part framework to help you stabilize your expenses.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details abou...2024-04-1511 minWomen Talk Money015 3 Reasons Why Your Debt Needs to WaitIn this episode, Aqura will share with you three reasons why your debt needs to wait. She will explain exactly what she means by wait and discuss how your entire identity will shift when you let your debt wait. You will also learn why prioritizing your debt actually results in a debt cycle and how to get out of it.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details about money coaching, who it's for, what you will achieve and how to book a sales call to start working to...2024-04-0811 minWomen Talk Money014 $0k to $62k at 22 and Still Living Paycheck to PaycheckIn this episode, Aqura shows you how she went from $0k to $62k with barely any expenses, still living in a paycheck to paycheck cycle. She discusses where she was at this time financially and what she did when she started earning $62k at 22. She discusses the biggest shift that happened during this time that showed her there were other things to do with your money on a normal basis besides spending. You will also learn how to know if you have a money management issue or an income issue.
To learn more about 1:1...2024-04-0119 minWomen Talk Money013 Build the Life You Desire by Getting Out of the Paycheck to Paycheck CycleIn this episode, Aqura shows you how living in a paycheck to paycheck cycle literally gets in the way from you being able to think about the life you desire to live. You will learn what getting out of the paycheck to paycheck cycle can do and the stark difference Aqura experienced when experience her family purchase a home while living paycheck to paycheck and buying her own home without being in a paycheck to paycheck cycle.
Learn more about 1:1 money coaching with Aqura here. You will find all the details about money coaching, who it's for, wh...2024-03-2521 min
Brand Your Way to A MillionEP 99 - Powerhouse Profile: Sign Your Next 5 Highest Paying Clients with Aqura Nicholson In this episode, Aqura Nicholson shares her brand transformation journey and how Brand Revenue Lab helped her define her unique angle as a money coach. She discusses the importance of addressing the paycheck to paycheck cycle and how she redefined her brand messaging to resonate with her target audience. Aqura also highlights the significance of intentional branding and the role of creativity as a strategy. She emphasizes the value of having a cohesive brand and the impact it has on confidence and attracting clients. Finally, Aqura shares her plans for the future and the importance of long-term brand sustainability. Takeaways D...2024-03-2138 minWomen Talk Money012 Why You Should Stop Waiting Until You Earn More to Get Your Money TogetherIn this episode, Aqura breaks down why you feel like earning more is the only way you feel like you'll have extra money left over at the end of the month. You will learn what happens when you try to "get your money together" and how it ends up convincing you that earning more is the solution. Aqura breaks down the difference between waiting to "get your money together" and strategically getting to your root problem so the extra money you earn can go directly towards your financial goal.
To learn more about 1:1 money...2024-03-1815 minWomen Talk Money011 The Best Debt Payoff Strategy For Both Short & Long Term ResultsIn this episode I walk you through three different debt payoff strategies and which one is best for both long term and short term results that will help you pay off debt and stay out of debt. You will learn the advantages and disadvantages of all three and how to best choose which one is best for your situation. If you are someone who has been wanting to know how to choose a debt payoff strategy be sure to tune into this episode.
To learn more about 1:1 money coaching with Aqura click here. You will find all th...2024-03-1118 minWomen Talk Money010 How to Come Clean to Your Spouse About Your DebtIn this episode I walk you through the three things you need to do to come clean to your spouse about your debt. You will learn how to navigate money conversations and how to avoid them turning into arguments. If you are someone who has been wanting to get your debt off your chest be sure to tune into this episode. You'll walk away knowing how to turn your shame into confidence so you can have transparency in your marriage again.
To learn more about 1:1 money coaching with Aqura click here. You will find all the details...2024-03-0413 minWomen Talk Money009 How Tabetha Went From Working Nonstop in Her Business to Being Selective with Clients and Taking a Fully Funded Weekend GetawayIn this episode I interview my client Tabetha Russell about how money coaching has helped her develop a sense of financial independence for herself in both her personal life and as a full time business owner.
You will learn how Tabetha went from not even knowing money coaching existed to making the decision that she needed a money coach. Learn about the shift Tabetha made in her business that helped her run her business with confidence, flexibility, and freedom.
To learn more about 1:1 money coaching with Aqura click here, where you'll fin...2024-02-2631 minWomen Talk Money008 Stop Overspending on Business Investments to Generate More SalesIn this episode I dive into overspending on business investments in efforts to generate more sales. You will learn how to know if you are overspending on business investments, how it can lead to a cycle of making business investments that don't result in the ROI you expected, and the three questions to ask yourself when making business investments with the intention to generate more sales going forward.
To learn more about 1:1 money coaching with Aqura click here, where you'll find all the details and book a sales call.
Subscribe to ...2024-02-1920 minWomen Talk Money007 If You Are Making "Good Money" But Still Feel BrokeIn this episode you will learn the real reason why you always feel broke, no matter how much money you are earning. I walk you through exactly what you can do right now if this has been your story year after year, even though you're making more money now than you ever have before.
To learn more about 1:1 money coaching with Aqura click here, where you'll find all the details and book a sales call.
Subscribe to Women Who Earn, a weekly email series inviting women to achieve their financial goals and stop living...2024-02-1220 minWomen Talk Money006 Avoid Going Deeper Into Debt Even When it Feels Out of ControlIn this episode I debunk the idea of "good debt" vs "bad debt" to better understand what makes debt so emotional. You will learn how debt works at the most fundamental level, and how to be more neutral so you can get out of the debt cycle for good.
To learn more about 1:1 money coaching with Aqura click here, where you'll find all the details and book a sales call.
Subscribe to Women Who Earn, a weekly email series inviting women to achieve their financial goals and stop living paycheck to paycheck by masterin...2024-02-0518 minWomen Talk Money005 Money Management Trends That Don't Last Long TermIn this episode you will learn about three different money management trends that don't last long term. Aqura explains why these trends don't last long term and what to use instead, that is a much better use of your time when it comes to managing your money effectively and efficiently.
To learn more about 1:1 money coaching with Aqura click here, where you'll find all the details and book a sales call.
Subscribe to Women Who Earn, a weekly email series inviting women to achieve their financial goals and stop living paycheck to paycheck by m...2024-01-2926 minWomen Talk Money004 Getting Out of The Paycheck to Paycheck Cycle at Any Income LevelIn this episode you will learn why living paycheck to paycheck does not depend on your income level and why earning more money alone will not necessarily get you out of the paycheck to paycheck cycle. Aqura explains the five different paycheck to paycheck personality types, the unique struggles they face, and how to get out of the paycheck to paycheck cycle regardless of your income level.
To learn more about 1:1 money coaching with Aqura click here, where you'll find all the details and book a sales call.
Subscribe to Women...2024-01-2217 minWomen Talk Money003 Why Budgeting Apps and Spreadsheets Are No Longer a Part of My Money RoutineIn this episode you will learn why I ditched the budgeting apps and personal finance spreadsheets. If you are someone who gets stuck at what you should use to track your money, this episode is for you. You'll find that your money routine can be more simple than you think and way more effective.
To learn more about 1:1 money coaching with Aqura click here, where you'll find all the details and book a sales call.
Subscribe to Women Who Earn, a weekly email series inviting women to achieve their financial goals...2024-01-1521 minWomen Talk Money002 Three Money Habits to Start and Stop in 2024In this episode you will learn the three habits to start and stop in 2024 so you can achieve your financial goals this year. If you are someone who starts each new year with the same financial goals, this is especially for you. These three habits will help you figure out keep getting stuck in the same spot financial each year so you can finally move forward in your financial journey.
To learn more about 1:1 money coaching with Aqura click here, where you'll find all the details and book a sales call.
2024-01-1516 minWomen Talk Money001 My Money Story of Breaking the Generational Cycle of Living Paycheck to PaycheckIn this episode you will learn about the four stages of my financial wellness journey and how I broke the generational cycle of living paycheck to paycheck, and why it was one of the most important learning curves for me along the way.
To learn more about 1:1 money coaching with Aqura click here, where you'll find all the details and book a sales call.
Subscribe to Women Who Earn, a weekly email series inviting women to achieve their financial goals and stop living paycheck to paycheck by mastering earning...2024-01-1542 min
Women Talk MoneyWomen Talk Money TrailerWomen Talk Money is a podcast helping women just like you figure out where to start with your finances. You may be juggling six figure debt, unhealthy spending habits and managing your day to day finances as best you can. Now you're ready to take the next step.
Women Talk Money will help you build the financial foundation needed to manage your money with confidence so you know exactly what your next 6-month, 1-year and 5-year financial goals are and how to stay on track as you earn more, spend without guilt and build wealth. 2023-12-1901 min
Five For Two CareersEp 72. Know your worthKnowing your worth will change your entire career. Because when you know you deserve better, you won’t stop until you get it. Settling stops being an option!
In this episode:
I share some of my own struggles with seeing my worth
How to change the negative narrative around how you see yourself
How knowing your worth will change your salary
Owning your worth outside of your career, qualifications & titles
Ep 67. Trading $5 decisions for $5k decisions w/ Aqura Nicholson
Cl...2023-11-1514 minFive For Two CareersEp 67. Trading $5 decisions for $5k decisions w/ Aqura NicholsonThis concept coined by Aqura is a powerful way of thinking about your next move, your money and your goals.
When I first heard her share it I knew my listeners & everyone else needed to hear this message too. Aqura Nicholson is a money coach who helps women professionals earn more money.
We talk about:
How & what this concept is
How you can start making 5k decisions (& what that means for your money mindset & the actions you take as a result)
The career move Aqura made that shifted her...2023-10-1148 min
Business without BurnoutMaking Your First Email Sale as a Side Hustler with Aqura NicholsonIn this episode, Kirsten talks with Million Dollar Email client Aqura Nicholson. Aqura shares the story of her first email sale and explains how valuable the program has been for her.Follow Aqura on Instagram @alltheplanss.Join the Waitlist for Million Dollar Email at kirstenroldan.com/million-dollar-email.2023-01-2225 minBusiness without BurnoutMaking Your First Email Sale as a Side Hustler with Aqura NicholsonIn this episode, Kirsten talks with Million Dollar Email client Aqura Nicholson. Aqura shares the story of her first email sale and explains how valuable the program has been for her.Follow Aqura on Instagram @alltheplanss.Join the Waitlist for Million Dollar Email at kirstenroldan.com/million-dollar-email.2023-01-2225 min