Shows
More Than MoneyEpisode 414 | 4 Smart Money Moves for NovemberIt is time for some smart money moves! This month, Art considers some moves that focus on gratitude and following the next step God gives you. Additionally, Art addresses two financial questions—one about a HELOC and another about buying a house. Don’t miss it!Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!
2025-11-0330 minMore Than MoneyEpisode 401 | When You Give...God Brings A Father To Faith | Guest: Jess RainerIn this episode of More Than Money, Jess Rainer (Art’s brother) shares powerful stories of how generosity can change lives in unexpected ways. From a father coming to Christ after years of prayer to a student receiving a last-minute camp scholarship, you’ll see how giving impacts both individuals and communities. Tune in to discover the eternal ripple effects of your generosity and how God multiplies what you give.Resources:8 Money MilestonesChristian Money HelpAsk a Money Question!
2025-09-1731 minMore Than MoneyEpisode 368 | These 3 Books Changed Art’s Financial TrajectoryJoin Art as he takes a trip back to his early twenties, revisiting the books and lessons that helped shape his financial decision-making. Plus, he answers two questions from the More Than Money Facebook group—one about refinancing, and another about embracing the More Than Money mentality!Resources:8 Money MilestonesAsk a Money Question!
2025-05-2631 minMore Than Money2024 Greatest Hits! 8 Money Milestones vs. Dave Ramsey’s Baby StepsFor today’s Greatest Hit of 2024, Art and Taylor discuss the differences between the 8 Money Milestones and Dave Ramsey’s Baby Steps. Plus, Art briefly discusses the 4% Rule. Don’t miss it!
2025-01-0237 minMore Than MoneyEpisode 327 | End-Of-Year Pitfalls: 6 Financial Mistakes To AvoidWatch out! Some financial pitfalls may arise from now until the end of the year. In this episode, Art uncovers six common pitfalls and shares tips on how to avoid them. He also answers two listener questions—one about living paycheck to paycheck with a $150,000 income, and the other about whether a banker should consider a career change. Plus, Art welcomes a very special guest to the show. You won’t want to miss it!Resources:Financial State of the Union (FREE!)8 Money MilestonesAsk a Money Question!
2024-12-2534 minMore Than MoneyEpisode 314 | Don’t Make These 10 Costly Interview MistakesAre you looking for a new job? This is a timely episode for you! Art shares ten interview mistakes in this More Than Money episode that can create a poor first impression. Plus, Art answers a question from our More Than Money (with Art Rainer) Facebook group. Tune in!Resources:8 Money MilestonesAsk a Money Question!
2024-11-1134 minMore Than MoneyEpisode 308 | He Went Through A Hurricane To Help Others | Guest: Dr. Sam RainerWhat is it like to experience a hurricane? Dr. Sam Rainer, a pastor, went through a hurricane so that he and some church members could help those impacted by the storm. In this episode, he shares his story about generously caring for his church and community.Resources:8 Money MilestonesAsk a Money Question!
2024-10-2136 minMore Than MoneyEpisode 306 | Have You Started Your Legacy Letter? | Guest: Scott FergusonHave you started on your legacy letter? Scott Ferguson joins Art in this episode to discuss estate planning and legacy letters. Plus, Art answers a listener’s question about whether getting a 30-year mortgage is a bad move. Don’t miss it!Resources:8 Money MilestonesAsk a Money Question!
2024-10-1434 minMore Than MoneyEpisode 290 | Back To School! Money Milestones 2 & 3We are going back to the basics by discussing the 8 Money Milestones! In this episode, Art discusses getting your minor emergency fund going and taking advantage of your employer match. Plus, Art answers a listener’s question about her employer’s match. Resources:8 Money Milestones ProgramAsk a Money Question!
2024-08-1929 minMore Than MoneyEpisode 285 | Retirement For Military Spouses | Guest: Lacey LangfordThose in the military have Thrift Savings Plans (TSP). But what about the spouses of those in the military? Should they save for retirement, and how? In this episode, military finance expert Lacey Langford joins Art to discuss retirement for military spouses. Plus, Art answers a question about self-insuring a home. Resources:8 Money Milestones ProgramAsk a Money Question!
2024-07-3130 minMore Than MoneyEpisode 284 | Deploying Dollars: Money Strategies For Military Families On The Move | Guest: Lacey LangfordMilitary families face unique financial challenges. In this episode, Lacey Langford, an expert on military family finances, joins Art to discuss managing money during the many transitions military families experience. Plus, Art answers a listener’s question about how many credit cards a person should have.Resources:8 Money Milestones ProgramAsk a Money Question!
2024-07-2930 minMore Than MoneyEpisode 278 | 7 Reasons Why You Stink At BudgetingAre you struggling to maintain a budget? We all do at some point. In this episode, Art provides seven reasons you may find it difficult to keep a budget. Plus, Art answers a dad’s question about paying for his daughter’s college. Resources:Join us for the webinar!8 Money Milestones programAsk a Money Question!
2024-07-0831 minMore Than MoneyEpisode 276 | 6 Smart Money Moves For JulyWe're midway through 2024, making it the perfect time to focus on smart money moves! In this episode, Art explores crucial aspects of your finances that warrant a review. Additionally, Art explains the basics of a 403(b) plan and offers guidance on prioritizing your financial goals.Resources:Join us for the webinar!8 Money Milestones programAsk a Money Question!
2024-07-0130 minMore Than MoneyEpisode 270 | 8 Money Milestones vs. Dave Ramsey’s Baby StepsWhat is the difference between the 8 Money Milestones and Dave Ramsey’s Baby Steps? In this episode, Art and Taylor answer a listener’s question about the differences. Plus, Art briefly discussed the 4% Rule. Resources:8 Money MilestonesAsk a Money Question!
2024-06-1037 minMore Than MoneyEpisode 263 | 5 Reasons More Christians Are Needed In The Financial IndustryWe need more men and women who are following God to enter the financial industry. In this episode, Art provides five reasons why this is the case and helps a listener navigate some bad financial advice. Plus, Art discusses the difference between “I can afford” and “I can make the payment.” Resources:8 Money MilestonesAsk a Money Question!
2024-05-1528 minMore Than MoneyEpisode 254 | Student Loan Debt For Seminary?Should a seminary student take out a student loan? Drawing from questions posed on the More Than Money Facebook page, Art discusses whether taking out a student loan is a prudent investment in ministerial training. Additionally, Art answers a question about saving less than the recommended 3 to 6 months for emergencies (Money Milestone 5) when God is leading you to give more generously.Resources:8 Money MilestonesAsk a Money Question!
2024-04-1536 minMore Than MoneyEpisode 253 | I’m Upside Down On My Truck. What Should I Do?In this podcast episode of More Than Money, Art talks about what to do if you owe more money on your car than it's worth. If you're in this situation, Art explains why it happens and gives simple advice on what you can do about it. Art also tells a listener why he isn’t the right person to meet with for her situation.Resources:8 Money MilestonesAsk a Money Question!
2024-04-1027 minMore Than MoneyEpisode 246 | 4 Tips To Get Through The Debt Snowball GrindAre you feeling like your financial health journey is taking too long? Do you wonder if you will achieve the next Money Milestone? In this episode, Art shares suggestions on how to navigate the grind. Additionally, Art addresses a question from the MTM Facebook Group regarding the comparison between 403(b)s and Roth IRAs for ministers.Resources:MTM Bracket Challenge 20248 Money MilestonesAsk a Money Question!
2024-03-1831 minMore Than MoneyEpisode 232 | 7 Top Budgeting Tips For 2024Navigating the challenges of budgeting? You're not alone! Join us in this episode as Art shares crucial insights for mastering the art of budgeting in 2024. Discover essential tips to set up your budget for a year of financial wisdom and savvy stewardship. It's time to take control of your finances.Resources:8 Money MilestonesFree Resources from Christian Money SolutionsAsk a Money Question!
2024-01-2934 minMore Than MoneyEpisode 222 | It’s Time To Do Your Financial State Of The Union! | Guest: Matt MorvayIt is time to do your Financial State of the Union! In what has become an annual tradition, Matt Morvay joins Art to tell his inspiring story and talk about the Financial State of the Union. Art and Matt also answer a question from a wife who wants to build financial unity in her marriage. Resources:Money in the Light of EternityFree Resources from Christian Money SolutionsAsk a Money Question!
2023-12-1846 minMore Than MoneyEpisode 221 | 5 Words That Will Change Your Finances ForeverIn this episode, Art Rainer addresses two listener questions: one on the fundamental keys to financial health and another on Bitcoin. Join us for practical insights and guidance on improving your financial situation and a quick, fun discission about Bitcoin.Resources:Money in the Light of EternityFree Resources from Christian Money SolutionsAsk a Money Question!
2023-12-1328 minMore Than MoneyEpisode 217 | ‘Tis The Season For Housing Allowance Preparation!It’s that time of the year—time for housing allowance preparation. In this episode, Art walks through some important facts and strategies that can help ministers maximize their housing allowance. Plus, Art answers a listener question about parsonages.Resources:Money in the Light of EternityFree Resources from Christian Money SolutionsAsk a Money Question!
2023-11-2932 minMore Than MoneyEpisode 213 | American Consumer Debt Problems & Economic Bust PreparationSome recent statistic about American consumer debt were recently released. In this episode, Art shares the data and provides his thoughts on the numbers. Art also talks about how to prepare your finances turbulent times. Resources:Find a Certified Christian Financial CounselorCertified Christian Financial Counselor ProgramMoney in the Light of Eternity
2023-11-1535 minMore Than MoneyEpisode 205 | 2 Things That Every Household Must Have!67% of American do not have an estate plan. In this episode, Art talks about two things that every household must have—an emergency binder and a will. Art walks through both tools and answers a More Than Money Facebook Group member’s question about Money Milestone 6.Resources:Money in the Light of EternityEssential Emergency BinderFree Resources from Christian Money SolutionsAsk a Money Question!
2023-10-1834 minMore Than MoneyEpisode 199 | Help! I’m Generous To A Fault!Can you be generous to a fault? Art was at Redemption Church in Mobile, Alabama where they held a live money Q&A. In this episode, Art answers some of the missed questions from that event, including one from someone who says they are generous to a fault. Resources:Money in the Light of EternityFree Resources from Christian Money SolutionsAsk a Money Question!
2023-09-2728 minMore Than MoneyEpisode 190 | Art, Talk Me Out Of Getting A Car Lease!A car lease is bad news for financial health. In this episode, a listener asks Art to talk her out of getting a car lease. Art does his best by explaining how a car lease works, why people get them, and why she should avoid them.Resources:Free Resources from Christian Money SolutionsAsk a Money Question!
2023-08-3031 minMore Than MoneyEpisode 189 | Why Didn’t They Tell Me About These Home Costs?The costs associated with homeownership go way beyond the mortgage payment. In this episode, Art talks about some of those expenses they don’t tell you about. Plus, Art answers a listener question about whether a 20% down payment is really necessary. Resources:Free Resources from Christian Money SolutionsAsk a Money Question!
2023-08-2829 minMore Than MoneyEpisode 181 | 10 Big Financial Mistakes People Regularly MakeAre you making some big financial mistakes? In this episode, Art covers some of the biggest financial mistakes he sees. Plus, Art answers a listener question about 401(k) withdrawals.Notes:Not giving.Not budgeting.Accumulating debt.Not having an emergency fund.Neglecting retirement savings.Impulse buying.Overlooking insurance needs.Ignoring investing.Not negotiating.Falling for get-rich-quick scheme.Not increasing financial literacy.Resources:Free Resources from Christian Money SolutionsAsk a Money Question!
2023-07-3133 minMore Than MoneyEpisode 170 | I’m House Poor. What Should I Do?Have you found yourself in a position where your home is eating up a massive portion of your budget, where every dollar seems to go toward your home? In this episode, Art talks about what to do in this situation. Art also discusses how to leverage your home for God’s Kingdom.Notes:Assess the why.Make a Blueprint for Mission.Consider downsizing.Consider refinancing.Consider increasing income to pay down mortgage.Resources:Free Resources from Christian Money SolutionsAsk a Money Question!
2023-06-2129 minMore Than MoneyEpisode 167 | 401(k) Or Roth IRA?So, you’re ready to start saving for retirement. Great! In this episode, Art answers a common question, “Which should I do first, my 401(k) or a Roth IRA.” Art also discusses why getting the company match should take place before paying off debt.Resources:Free Resources from Christian Money SolutionsAsk a Money Question!
2023-06-1226 minMore Than MoneyEpisode 156 | I’m Anxious About Money. What Do I Do? | Guest: Dr. Sarah RainerDo money worries keep you up at night? Do you find yourself anxious about money? In this episode, Art talks with his wife, Dr. Sarah Rainer, about how to address money anxiety through the lens of Scripture.Notes:Raleigh KidsFree Resources from Christian Money SolutionsMore Than Money Facebook GroupAsk a Money Question!
2023-05-0328 minMore Than MoneyEpisode 152 | The “2023 Money Book Draft” Picks Are In!What books made the team? Art and Taylor put together their team of favorite money books. And we want to know who you think put together the better team, and what books were left out.Taylor’s team:Redeeming MoneyTreasure PrincipleWhen Helping HurtsTotal Money MakeoverMoney, Debt, and FinancesArt’s team:Gospel PatronsGod and MoneyThe Millionaire Next DoorThe Psychology of MoneyMaster Your MoneyResources:Free Resources from Christian Money SolutionsMore Than Money Facebook GroupAsk a Money Question!
2023-04-1935 minMore Than MoneyEpisode 133 | Building A Budget You & Your Spouse Can Agree Upon | Guest: Sarah RainerWhat better way to celebrate Valentine’s Day than to have a budgeting conversation with your spouse? In this episode, Sarah Rainer joins Art to talk about creating a budget that builds marital unity, not division. Plus, you learn about one of Art’s financial flaws (he has them!). Resources:Raleigh KidsChristianMoneySolutions.comEpisode Sponsor:Most churches struggle to get people to give. SecureGive, has created a system that helps churches increase giving so their ministry is funded to r...
2023-02-1330 minMore Than MoneyEpisode 126 | How To Crush 2023!In this episode, Art shares some suggestions that can help you have a financially healthy and generous year. Plus, Art answers a listener question about their church’s debt.Notes:Develop a Kingdom vision for your finances.Identify where you want to give this year.Determine to learn more about money this year.Set twelve-week goals.Automate everything.Resources:More Than Money Facebook GroupChristian Financial Counselor ProgramEpisode Sponsor:Most churches st...
2023-01-0430 minMore Than Money2022 Greatest Hits! 5 Secrets Of Financially Healthy PeopleHow does someone get and remain financially healthy? In this episode, Art and Taylor reveal five secrets of financially healthy people. Plus, Art talks about his marathon race…way too much. You will find yourself learning and laughing throughout this episode. Listener Question:My net worth is in the negative. I don't WANT to know exactly what it is because it is too depressing.Resources mentioned:The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. Se...
2022-12-3033 minMore Than MoneyEpisode 113 | Secrets To Maximizing Your Employer Benefits | Guest: Robby ScholesAre you getting the most out of your employer benefits? Are you paying for benefits you don’t need? In this episode, Art Rainer and Taylor Standridge are joined by Robby Scholes to discuss the secrets to maximize employer benefits. Resources:The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that ma...
2022-09-2837 minMore Than MoneyEpisode 107 | How Much Should I Give? | Guest: Dr. Thom RainerIn this episode, Art and Taylor ask Thom Rainer several listener questions about generosity, including questions about amounts to give, church benevolence, stewardship ministries, and more.Resources mentioned:Church Answers University | Learn more here: https://churchanswers.university/The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving easy...
2022-08-1735 minMore Than MoneyEpisode 104 | Should My Church Take Out A Loan?Are you still anti-crypto? Should my church take out a loan? In this episode, Art and Taylor answer these questions. Plus, they talk about how ridiculously hot it is in Texas right now. Listener questions answeredAre you still anti-crypto?Should my church take out a loan?NotesWhat the Bible teaches about debt:1. Be cautious about bringing a church into debt.2. If you do go into debt, your congregation will be burdened.3. Debt provides another opportunity to sin.Four questions to help you...
2022-07-2732 minMore Than MoneyEpisode 103 | How Can I Afford A Car?Average new car prices and new car payments are at an all-time high. How can someone afford to purchase a car these days? If this episode, Art shares his recommended steps for purchasing a car with cash.Listener questions answered:Our church budget is tight. Should I provide bonuses to staff instead of salary raises?Also mentioned: The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase...
2022-07-2033 minMore Than MoneyEpisode 102 | 3 Financial Questions Pastors Frequently AskPastors and ministers enter ministry for the mission, not the money. In this episode, Art answers some common questions pastors frequently ask, mostly relating to housing allowances. Listener questions answered:How much housing allowance should I take?Should I pay off my mortgage?Should I rollover my current retirement account over to another brokerage?Also mentioned:8 Money Milestones | Read them here: https://www.artrainer.com/8-money-milestonesThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to...
2022-07-1326 minMore Than MoneyEpisode 101 | The 8 Money MilestonesAfter a conversation with a financial counseling client, Art realized he needed to talk more about the 8 Money Milestones. In this episode Art walks through your guide to financial health for the sake of living generously.Notes:8 Money MilestonesMilestone 1: Start giving.Milestone 2: Save $1,500 for a minor emergency.Milestone 3: Max out your 401(k) or 403(b) match. Milestone 4: Pay off all debt except your mortgage.Milestone 5: Save 3 to 6 months of living expenses for a job-loss emergency.Milestone 6: Put 15% of your gross income to retirement.Milestone 7: Save for college or...
2022-07-0633 minMore Than MoneyEpisode 100 | Is it Okay For Me To Want More Money & Things?A listener asks, “Is it okay for me to want more money and things?” On this episode, Art and Taylor dive into this question. Plus, Art and Taylor discuss some of their favorite More Than Money episodes.Notes:1. God owns everything. 2. We don’t deserve anything.3. Anything we have has been given to us by God.4. To some God gives much. To others he gives little. To all he requires stewardship.5. Contentment with possessions reflects a heart that’s content with God. Discontentment suggests a heart is searching for contentment outside of God.
2022-06-2934 minMore Than MoneyEpisode 99 | Is It Okay For Me Not To Include My Wife On The Mortgage?We are big on joint accounts for married couples. But is it okay for only one spouse to be on the mortgage? Art and Katie answer this listener question and another listener question about compensating church staff. Notes:Significant Changes Coming to Your Credit Report:1. Most medical debt will be removed from credit reports starting July 1, 2022.2. Buy now, pay later debt can start showing up on credit reports. 3. Emphasis on trended data.Money Questions:How can I better compensate my church staff?Is it okay for me...
2022-06-2231 minMore Than MoneyEpisode 98 | Should I Rent Or Buy In My New City?In this episode, Art and Taylor consider a listener’s question about renting or buying in their new city. In addition, Art provides some suggestions for how to have a great staycation this summer. Notes:7 Ways to Ensure a Great Staycation1. Set objectives for your staycation. 2. Make a plan. 3. Take advantage of special events.4. Do something you’ve wanted to do for a while.5. Take a day trip.6. Spend more money on entertainment than food.7. Plan a few splurges.Money Questions:How can I stop...
2022-06-1539 minMore Than MoneyEpisode 97 | 3 Shocking Statistics You Need To KnowIn this episode, Art shares three surprising statistics and the lessons we can learn from them. Art also answers a listener question about buying a dog. Notes:More money will not fix bad money habits.Don’t let the market determine your financial decisions.Don’t buy what you can’t afford.Money Challenge: Research buy now, pay later offers. Get a better understanding of the financing strategy that’s starting to crush Gen Z. And educate others about it.Resources mentioned:The Essential Emergency Binder | Buy it h...
2022-06-0829 minMore Than MoneyEpisode 96 | Making Giving Easier & More Fun? | Guest: Bob LotichHow can you make giving easier and more fun? In this episode, Art talks with author Bob Lotich about net worth, spending more on what you enjoy, and making giving easier. Plus, Art answers a couple of listener questions. Listener questions:Do you still recommend Greenlight for children?The market is tanking. Should I still invest?Resources mentioned:Simple Money, Rich Life | Buy it here: https://www.amazon.com/Simple-Money-Rich-Life-Financial/dp/0593193652The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:
2022-06-0132 minMore Than MoneyEpisode 95 | Should I Invest In Sin Stocks? | Guest: Dr. David W. JonesHow does our faith influence our investing? Should you invest in vice or sin stocks? What about index funds with sin stocks in them? On this episode, Art talks with Dr. David Jones, a financial ethicist, about ethical investing.Resources mentioned:Health, Wealth, and Happiness | Buy it here: https://www.amazon.com/gp/product/B07175Q13Q/ref=dbs_a_def_rwt_hsch_vapi_tkin_p1_i2The Money Challenge | Buy it here: https://www.artrainer.com/the-money-challengeThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder...
2022-05-2530 minMore Than MoneyEpisode 94 | How To Reduce Money Arguments With Your SpouseMoney arguments are common in marriages. How can you and your spouse reduce these blow ups? In this episode, Art helps a listener think through this question. Notes:1. Remember God’s design for marriage.2. Acknowledge God didn’t entrust you with money to destroy your marriage.3. Place marital goals over financial goals. 4. Recognize money arguments may reveal some deeper issue in your marriage. 5. Understand each other’s money personality.6. Give your spouse the grace you give yourself.7. Go somewhere else to talk finances. Money Challenge—Join the More Than Mon...
2022-05-1830 minMore Than MoneyEpisode 93 | 3 Financial Decisions That Will Hurt Your MarriageFinancial infidelity is on the rise. How can you protect your marriage? In this episode, Art, Katie, and Taylor discuss three financial decisions married couples must avoid. Notes:Marriage Destroyer #1: Separate accounts.Marriage Destroyer #2: Secret accounts.Marriage Destroyer #3: Unilateral Decision-making.Money Challenge—Combine your accounts. If you are married, title all accounts in both names. In the event where joint ownership is not possible (like a retirement account), make sure both have access to the account. Resources mentioned: The Essential Emergency Binder | Buy it here: https://www.artrainer.co...
2022-05-1138 minMore Than MoneyEpisode 92 | 5 Teachings That Will Change EverythingYou and your money were meant for more. In this episode, Art shares five teachings found in Scripture that positively alter your relationship with money. If taken seriously, these teaching can change everything.Notes:1. God owns everything.2. Stewardship is not about maintaining the status quo.3. For better or worse, money will shape you heart.4. The biblical patter of stewardship is: Give, Save, Live.5. Debt will mess you up.Listener questions answered:Should an elderly couple with adult children get a prenup?Resources mentioned: The...
2022-05-0435 minMore Than MoneyEpisode 91 | How To Stop Spending So Much MoneyHave you been known to overspend? If so, this episode is for you! Overspending creates significant financial problems. On this episode, Art and Taylor talk about how to rein in your bad spending habits. Notes:1. Really believe that money management reflects heart management2. Consider the opportunity cost. 4. Create a blueprint for mission.5. Always make a list before you shop.6. Automate as much as possible. 7. If necessary, consider the envelope system.Resources mentioned:The Psychology of Money | Buy it here: https://www.amazon.com/Psychology-Money-Timeless-lessons-happiness/dp/0857197681...
2022-04-2738 minMore Than MoneyEpisode 90 | 8 Money Lessons I Learned From Running a MarathonTraining and running a marathon provides many lessons that apply to our financial journeys. In this episode, Art talks about eight lessons he learned that will help you get financially healthy. Plus, Art answers a couple of listener questions.Notes:1. You need a why.2. You can’t just show up and expect to finish.3. You need a plan.4. Don’t underestimate the power of discipline.5. Avoid all unnecessary weight.6. You must believe you can reach your goal.7. Surround yourself with the right people.8. Be generous during the journey.
2022-04-2042 minMore Than MoneyEpisode 89 | 5 Lies That Are Keeping You From Financial HealthStop believing the lies! There are several lies that, if believed, will keep you from getting and remaining financially healthy and, ultimately, experiencing God’s design for your money. In this episode, Art and Taylor discuss five of the lies. Resources mentioned:The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that ma...
2022-04-1331 minMore Than MoneyEpisode 88 | Should I Quit My Job?On this episode, Art and Katie discuss a question from a financially struggling teacher. She wonders if quitting her current job and jumping into a higher paying profession is the right move for her. Resources mentioned:Find More Money | Buy it here: https://www.artrainer.com/find-more-moneyThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps...
2022-04-0639 minMore Than MoneyEpisode 87 | 5 Secrets Of Financially Healthy PeopleHow does someone get and remain financially healthy? In this episode, Art and Taylor reveal five secrets of financially healthy people. Plus, Art talks about his recent marathon race…way too much. You will find yourself learning and laughing throughout this episode. Listener Question:My net worth is in the negative. I don't WANT to know exactly what it is because it is too depressing.Resources mentioned:Month-End Check Up (limited time only): https://www.artrainer.com/The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder
2022-03-3034 minMore Than MoneyEpisode 86 | What Is My Net Worth & Why Is It So Important?On this episode, Art and Taylor talk about a person’s net worth—what it is, how to calculate it, and how to increase it. Plus, they answer a listener question about selling a car in this crazy automobile market. Listener question:I have a 2018 Honda Pilot that I bought in late 2019. Right now, I can sell my car at a profit. Should I take advantage of this, or should I just hold on to the car? Resources mentioned:The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder
2022-03-2338 minMore Than MoneyEpisode 85 | Are You Ready For Student Loan Payments To Restart?Student loan repayment starts back up on May 1. Are you ready? In this episode, Art gets you prepared for your student loan payment. Listener Question:Should I buy a home in this crazy market?Resources mentioned:The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive helps churches increase giving in 3 ways: software that makes giving...
2022-03-1630 minMore Than MoneyEpisode 84 | How Do I Budget With All This Crazy Inflation?The financial world is a little crazy right now. The stock market has been down while inflation has been up. Let’s not even start talking about gas prices. What are we to do? In this episode, Art discusses how to avoid making emotionally driven investment decisions and how to budget during times of inflation.Listener Question:When is it okay for me to purchase a luxury item?Resources mentioned:Giving Together | Buy the book here: https://www.gospelpatrons.org/books/giving-togetherThe Essential Emergency Binder | Buy it here: https://ww...
2022-03-0936 minMore Than MoneyEpisode 83 | Is Saving For Retirement Hoarding? | Guest: John RinehartGod has designed you for generosity. In this episode, Art talks with John Rinehart of Gospel Patrons about giving as a community. Plus, Art answers a few listener questions, like “Is saving for retirement hoarding?”Listener Question:Is Saving for Retirement Hoarding?Should I tithe off gross or net income?Resources mentioned:Giving Together | Buy the book here: https://www.gospelpatrons.org/books/giving-togetherThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to g...
2022-03-0235 minMore Than MoneyEpisode 82 | Keep A Mortgage For Tax Savings? | Guest: Andy HillShould you keep a mortgage for tax savings? Many ask this question. On this episode, Art talks with Andy Hill about why paying off your mortgage is usually worth no longer having the tax deduction. Listener Question:Get a 10% return or pay off my 4% loan?Resources mentioned:Marriage, Kids, and Money | Visit Andy's website here: https://marriagekidsandmoney.com/The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that...
2022-02-2331 minMore Than MoneyEpisode 81 | Overcome The Buy Now, Pay Later Temptation | Guest: George KamelThe usage of buy now, pay later services is rapidly growing. This is a problem. On this episode, Art talks with Ramsey Personality, George Kamel, about the financial dangers of these services and how to overcome the buy now, pay later temptation.Listener Question:Car prices are going crazy. Should I buy a car?How do I budget during times of inflation?Resources mentioned:The Money Challenge | Buy it here: https://www.artrainer.com/the-money-challengeFind More Money | Buy it here: https://www.artrainer.com/find-more-money...
2022-02-1638 minMore Than MoneyEpisode 80 | How To Pay Off Debt With Limited IncomeDebt is a burden. You desperately want to get rid of it, but your income is limited. What do you do? In this episode, Art talks about how you can increase your financial margin to pay off debt more quickly.Listener Question:How much housing allowance should I take?Resources mentioned:The Money Challenge | Buy it here: https://www.artrainer.com/the-money-challengeFind More Money | Buy it here: https://www.artrainer.com/find-more-moneyThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode...
2022-02-0933 minMore Than MoneyEpisode 79 | Guard Yourself Against These 4 Pricing StrategiesVarious pricing strategies surround you every time you walk into a store. In this episode, Art talks about four pricing strategies that you need to guard yourself against. Plus, Art answers a few listener questions. Listener Question:1. Debt snowball method or debt avalanche method?2. Should I include my match as part of my 15% retirement savings goal?Resources mentioned:The Money Challenge for Teens | Buy it here: https://www.artrainer.com/the-money-challenge-for-teensThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:
2022-02-0233 minMore Than MoneyEpisode 78 | 13 Companies That Pay For CollegeDid you know that there are companies out there that will pay for some or all of an individual’s college tuition? In this episode, Art shares thirteen of those companies. He also answer a couple of listener questions.Listener Question:Should I wait until the government pays off my student loans?Florida Prepaid or a 529 Plan?Resources mentioned:The Money Challenge for Teens | Buy it here: https://www.artrainer.com/the-money-challenge-for-teensThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:
2022-01-2636 minMore Than MoneyEpisode 77 | What Is God’s View On Wealth? | Guest: John CortinesWhat is God’s view on wealth? Why should I stop asking, “How much should I give?” Is it okay to decrease my giving? On this episode, author of God and Money, John Cortines, joins Art to help think through what God says about money.Listener Question:Is it okay for me to decrease my giving?Is there anything lost when someone gives online?Resources mentioned:God and Money | Buy it here: http://www.godandmoney.net/The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binder
2022-01-1932 minMore Than MoneyEpisode 76 | Should I Refinance My Car Loan?Should you refinance your car loan? How can I achieve my goals for 2022? How much should I save for college? In this episode, Art answers several of your money questions. Listener Questions:How can I do a better job of keeping my New Year’s Resolutions this year?Do you have an opinion about refinancing car loans to a lower interest rate so that more goes to principal and gets paid off quicker?How much do I need to save for my kid’s college?Resources mentioned:The Esse...
2022-01-1229 minMore Than MoneyEpisode 75 | How To Get Your Spouse On Board With Being Debt-Free | Guests: Melissa & Murphey StewartMoney is the number one issue married couples argue about. In this episode, Art talks with Melissa and Murphey Stewart about their debt-free journey and how to get your spouse on board with eliminating debt. Notes:1. Discuss your “Why.”2. Have Weekly budget meetings.3. Have consistent communication.4. Have mini celebrations.Listener Question:When should I tell my boyfriend about my debt?My fiancé wants a prenup. Do you think this is a good idea? There is something about it that makes me uncomfortable.Resources mentioned:...
2022-01-0538 minMore Than MoneyGreatest Hits of 2021! Should A Pastor Pay Off Their Mortgage? | Guest: Dr. Thom RainerIt is New Year’s Eve. We hope you had a wonderful 2021. This week, we are closing out 2021 by playing, some of our greatest hits from the past year. This episode is the fifth and final greatest hit. In the episode, Art talks with Dr. Thom Rainer about whether ministers should pay off their mortgage, knowing it will impact their housing allowance. Listener question answered:Are pastors required to take minimum distributions from their 403(b)?Notes:Housing Allowance for Ministers: Made Easy | Buy it here: https://www.amazon.com/Housing-Allowance-Ministers-Made-Easy/dp/1731052367
2021-12-3141 minMore Than MoneyGreatest Hits of 2021! 3 Must-Know Financial Tools | Guest: Robby ScholesIt’s almost New Years. This week, we are closing out 2021 by playing some of our greatest hits from the past year. This episode is the fourth of our greatest hits from 2021. It caught a lot of traction with our listeners. In the episode, Art and Robby Scholes discuss three financial tools you need to know. And they have some good laughs in it as well. Listener question answered:Question 1: Should I pay off debt or save for retirement first? Also, should I take from my retirement to pay off debt?Question 2: I am co...
2021-12-3030 minMore Than MoneyGreatest Hits of 2021! Should You Give Money to The Homeless Man at The Traffic Light? | Guest: Dr. David W. JonesWe are closing out 2021 by playing some of our greatest hits from the past year. And man, this one was a big episode. In this episode, Art asks Dr. David W. Jones, a financial ethicist, some common but difficult questions. Listener questions answered:Should I use the money to invest in the stock market or pay off my mortgage?Notes:8 Money Milestones | https://www.artrainer.com/8-money-milestonesThe Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get...
2021-12-2836 minMore Than MoneyGreatest Hits of 2021! How To Budget for A Family Of 10 | Guests: Jimmy and Kristin ScrogginsWe are doing something different this week. We decided to close out 2021 with some of our greatest hits from the past year. So, from now until Friday, we will share with you one episode that we and the More Than Money listeners loved. This first greatest hit is the episode where Art interviews Jimmy and Kristin Scroggins about how to budget for a family of 10. Listener questions answered:Is it worth the effort trying to find a better rate on our Liquid Money Market account for our emergency fund? We currently earn .15% dividend rate with our...
2021-12-2731 minMore Than MoneyEpisode 74 | Your Financial State Of The Union? | Guest: Matthew MorvayYou need to know your financial reality, and we have the tool to help you do just that. On this episode Art talks with Matthew Morvay about the Financial State of the Union. Notes:1. Review your generosity.2. Review your cash.3. Review your debt.4. Review your retirement. 5. Review your net worth.6. Review your goals.Listener Question:What is the best company to open a brokerage account with?Resources mentioned:The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode...
2021-12-2238 minMore Than MoneyEpisode 72 | How To Flip Lawnmowers & Avoid Student Loan Debt | Guest: David WilsonOn this episode, Art has a conversation with David Wilson, a debt-free college graduate who was featured in the documentary, Borrowed Future. David tells how he avoided student loan debt through a little creativity. Plus, Art answers a couple of listener questions. Resources mentioned:Borrowed Future | Watch the documentary here: https://www.ramseysolutions.com/shows/borrowed-future-documentarysavingforcollege.com The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches...
2021-12-0835 minMore Than MoneyEpisode 71 | Is Money Bad? | Guest: Derrick KinneyOn this episode, Art has a conversation with Derrick Kinney of Good Money Framework about his money story, new book, and how to use money for the advancement of God’s Kingdom. Notes:The Good Money Revolution by Derrick Kinney | Pre-order here: https://www.amazon.com/Good-Money-Revolution-Make-More/dp/1637630174The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to reach their community. SecureGive he...
2021-12-0136 minMore Than MoneyEpisode 70 | Is Online Giving Less Spiritual? | Guest: Marty BakerIn this episode, Art discusses online giving with the founder of SecureGive, Marty Baker. Plus, Art and Taylor answer a question about whether it is okay to postpone giving until someone gets out of a financial mess. Listener question answered:1. Should I automate my giving? Is there anything that a person misses out on spiritually when they give online?2. I am in a very difficult financial place. I made some bad purchases and now I owe a significant amount of money. Is it okay to postpone my giving until I get out of my...
2021-11-2438 minMore Than MoneyEpisode 69 | Secret Habits Of Debt-Free People | Guest: Talaat McNeelyDebt free people are creatures of habit. In this episode, Talaat McNeely comes on MTM to discuss some secret habits of debt-free people. Plus, Art and Katie answer a question regarding a spouse who doesn’t seem motivated to pay off debt. Money questions:What are your thoughts on apps like Acorns that automatically take change from your bank transactions for saving and investing purposes? My husband and I have significant debt. It stresses me out, but he doesn’t seem to care. He never wants to do anything about it. How can I get...
2021-11-1741 minMore Than MoneyEpisode 68 | Should A Pastor Pay Off Their Mortgage? | Guest: Dr. Thom RainerPastors have some unique financial challenges that lead to particular questions. In this episode, we tackle a few of those questions like, “Should a pastor pay off their mortgage?”Listener question answered:Are pastors required to take minimum distributions from their 403(b)?Notes:Housing Allowance for Ministers: Made Easy | Buy it here: https://www.amazon.com/Housing-Allowance-Ministers-Made-Easy/dp/1731052367The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that help...
2021-11-1041 minMore Than MoneyEpisode 62 | How To Help Your Kids Become Financially Responsible | Guest: Bryan LarkHow do I teach my kid to be financially responsible? On this episode, Art talks with Bryan Lark, author of One Kid, One Dollar, about how parents can help their kids become financially responsible. Money questions:I have 2 young kids. What is the best tool you have found for helping your kids understand how to take care of money?I am approaching the point when I can start taking Social Security. Should I take it now or wait?Notes:One Kid, One Dollar | Buy it here: https://amzn.to/3m8...
2021-09-2933 minMore Than MoneyEpisode 60 | Why Are Home Prices So High?Home prices are going crazy! What’s going on? In this episode, Art answers listener questions about home purchases and mortgages.Money questions:Why are home prices so high right now, and when will they drop?I can get a mortgage by only putting 3% down. I know you aren’t a big fan of these loans, but I am worried that I will never get a home if I don’t buy now because the costs keep going up. This is my only option. Thoughts?What do you prefer—15- or 30-year mortgage...
2021-09-1527 minMore Than MoneyEpisode 59 | How To Talk Young Kids About Money | Guest: Sarah RainerAs parents, we want our kids to understand God’s design for money. Unfortunately, many parents don’t know where to start, especially if they have young kids.Money questions:JWe are a young family with a 17-month son and one on the way. We have $20,000 in student loans so we know that college is expensive. What should we do first—pay off our student loans or start saving for our children’s college? We have a baby on the way. Should we slow down our debt snowball to ensure that we have enough for deli...
2021-09-0832 minMore Than MoneyEpisode 56 | I Have No Assets. Should I Get A Will? | Guest: Leo SaboJake and his wife have children but no significant assets. Should they get a will? On this episode, Art discusses wills and trusts with Leo Sabo, president of Christian Stewardship Network. Listener questions:My wife and I have a couple of young kids, but we don’t have many assets. When should I get a will?Notes:Splitting Heirs | Buy the book here: https://www.amazon.com/Splitting-Heirs-Children-Without-Ruining/dp/0802413765The Essential Emergency Binder | Buy it here: https://www.artrainer.com/essential-emergency-binderEpisode Sponsor:Our sponsor SecureGive ha...
2021-08-1831 minMore Than MoneyEpisode 55 | How Do I Prepare For College Costs With 7 Kids?How do I prepare for college costs with 7 kids? How should I prepare for another economic downturn? What is the most important thing about money I should teach my child?In this episode, Art answers several listener questions.Listener questions:1. How do I prepare for college costs with 7 kids?2. My son will go to college next year. I am thinking about purchasing a home wherever he goes to college for him and some roommates to live in. What are your thoughts?3. How should I prepare for another economic downturn?4. What is the...
2021-08-1125 minMore Than MoneyEpisode 53 | 5 Good Ways To Spend MoneyGive generously. Save wisely. Live appropriately. That’s the 3-step financial pattern we see in the Bible. And most of the time, we talk about those first two steps—give generously and save wisely. In this episode, Art answers listener questions, including one about living appropriately and spending money.Listener questions:1. You say give generously, save wisely, and live appropriately. What does it mean to live appropriately, and what are some good ways to spend my money?2. What do you think about USDA loans?3. What is one thing you would do differently as a...
2021-07-2828 minMore Than MoneyEpisode 49 | God, Greed & The (Prosperity) Gospel | Guest: Costi HinnOn this episode, Art talks with Costi Hinn about his life story and his book, “God, Greed, and the (Prosperity) Gospel.” Plus, Art answers questions about 529 plans and retirement savings.Listener questions answered:I am curious whether you have Roth or Traditional IRAs in mind when recommending a 15% savings rate.I am a bit overwhelmed by looking through info for all 50 states to find the best. Are there a few off the top of your head that you’d recommend.Notes:God, Greed, and the (Prosperity) Gospel | Find it here: https...
2021-06-3036 minMore Than MoneyEpisode 48 | Is It Okay For A Church To Accept Someone’s Lottery Winnings?Is it okay for a church to accept someone’s lottery winnings? When is it wrong for a church to accept designated gifts? Is it okay to accept personal gifts from church members? Listener question answered:I am a bi-vocational pastor. My ministry income is about 10% of my total income. Are there any unique ways churches should allocate pastoral pay packages (distributed between housing allowance, mileage reimbursement, etc.) when the pastor does not depend on the funding to provide for his family?How should "cost of living" and inflation factor into the modest raises mi...
2021-06-2333 minMore Than MoneyEpisode 46 | 6 Bad Reasons For Choosing A CollegeIn this episode, Art answers several money questions from More Than Money listeners.Listener question answered:We are starting the college search process for my child. What tips do you have for us. I don’t want her going into debt for school.I’m single and just starting out on my financial journey. What suggestions do you have for someone like me?Why do you tell us to get our company match before paying off debt?I love how you talk about how God designed us for generosity and that...
2021-06-0929 minMore Than MoneyEpisode 45 | 5 Books For Your Summer Reading ListLooking for a few good books to read this summer? In this episode, Art provides his top five (or six) recommended books on money. Listener questions answered:Where should I put my child’s savings? In a savings account?Should I invest in Bitcoin?Notes:Redeeming Money by Paul David TrippGospel Patrons by John RhineThe Money Challenge by Art RainerThe Millionaire Next Door by Thomas J. Stanley and William D. DankoThe Automatic Millionaire by David BachThe Psychology of Money by Mo...
2021-06-0231 minMore Than MoneyEpisode 43 | Can Pastors Negotiate Their Salary? | Guest: Dr. Thom RainerIn this episode, Thom Rainer joins Art to answer some FAMQ (Frequently Asked Money Questions) of ministers. Art also announces a new giveaway from SecureGive!Listener questions answered:1. We often discuss the difference between a pastor’s salary and the pastor’s compensation package. What is the difference and why is it important for a pastor to understand the difference?2. Before taking a pastoral position, can a pastor negotiate the salary? How should he go about doing that?3. Housing allowances are a big deal for ministers. What is a housing allowance and how...
2021-05-1928 minMore Than MoneyEpisode 42 | 3 Steps To Becoming More Openhanded With Our Money | Guest: John RinehartJohn Rinehart from Gospel Patrons joins us to share a few practical steps to becoming more openhanded with our money. Art also answers question about paying for Disney World and whether or not to sell your home.Listener questions answered:I want to take our family to Disney World this year, but we don’t have the money right now. My husband typically gets a bonus at the end of the year that would cover the costs. What do you think about paying for it with a credit card, knowing we can pay it off at th...
2021-05-1230 minMore Than MoneyEpisode 41 | 5 Lessons Learned From Paying Off Our MortgageThe Rainer's paid off their mortgage. Woohoo! In this episode, Sarah joins Art to have a conversation about the lessons they learned along the way. Listener question answered:Should I pay off my mortgage? I am a pastor with a housing allowance and I don’t want to mess anything up. What do you think?Notes:Lessons Learned:1. Know your why.2. Buy a house you can afford.3. Have a plan.4. Stay focused (this is a long journey).5. Be flexible (this is a long journey).No...
2021-05-0525 minMore Than MoneyEpisode 29 | Destroy Your Student Loan Debt | Guest: Anthony ONealUnderstandably, student loan debt has been a really big topic recently. According to a recent study, 44.7 million Americans have student loan debt. On this episode, we welcome Ramsey personality, Anthony ONeal, to discuss how to get rid of your student loan debt.Listener question answered:What is your opinion on the government paying off student loan debt?Notes:Destroy Your Student Loan Debt: The Step-by-Step Plan to Pay Off Your Student Loans Faster by Anthony ONeal | Buy it here: https://amzn.to/3aMfl1DDebt Free Degree by Anthony ONeal...
2021-02-1028 minMore Than MoneyEpisode 28 | 3 Must-Know Financial Tools | Guest: Robby ScholesIt is time to learn about some important financial tools that are out there. In this episode, Art talks with financial expert, Robby Scholes, about three must-know financial tools. It is fun and informative conversation. Plus, Art answers questions about debt, retirement, and Social Security.Listener question answered:Question 1: Should I pay off debt or save for retirement first? Also, should I take from my retirement to pay off debt?Question 2: I am considering taking Social Security early at age 62. Can I also work full time?Notes:3 Reasons not to...
2021-02-0330 minMore Than MoneyEpisode 21 | Redeeming Money | Guest: Paul David TrippIn this episode, Art talks with Paul David Tripp about how Scripture shines a light on the real reasons we struggle with money, and why we don’t fix debt with a budget. Listener questions answered:When one adult child is a very poor money manager, what is the best way to set up a will so that an inheritance does not make the problem worse?Episode Sponsor:Most churches struggle to get people to give. SecureGive has created a system that helps churches increase giving so their ministry is funded to re...
2020-12-1625 minMore Than MoneyEpisode 20 | 5 Ways Your Resentment Of Money Is Ruining The World | Guest: Derrick KinneyDoes your view on money hurt you? For many, the answer is “yes.” In this episode, I ask Derrick Kinney, the CEO of Good Money Framework, to discuss how a person’s resentment of money is ruining the world. Listener questions answered:How one can be sacrificial in giving while paying off debt?Roth or Standard IRA?”Other notes:1. Money represents scarcity and strain.2. You see money as working against you.3. Your family money tree did not grow.4. There’s not enough money to fulfill your dreams.5. Th...
2020-12-0928 minMore Than MoneyEpisode 19 | $50,000 In Student Loan Debt Paid Off! | Guest: Roshaun FreemanI’ve been eager to share my friend, Roshaun Freeman’s story for some time. Here was a guywho had seemingly everything against him, including cerebral palsy. Yet, he crushed $50,000 in student loan debt. Get ready to be inspired.Here are my takeaways from Roshaun Freeman’s story:1. We have to take responsibility for our decisions.2. Getting out of debt takes focus and sacrifice.3. Getting out of debt is more than possible for you.Episode Sponsor:Most churches struggle to get people to give. SecureGive has created a system...
2020-12-0227 minMore Than MoneyEpisode 18 | 7 Year-End Money Moves You Should Make | Guest: Talaat McNeely2020 is almost over! It is time to get your year-end plan together. And in this episode, we are talking with Talaat McNeely from HisAndHerMoney.com about the year-end money moves you should be making.Listener questions answered:What is the best way to start saving for a child's future college fund?Should I rent and save 15% for retirement or reduce my retirement savings and put it toward a down payment on a house.Other notes:Moves you should make before year-end1. Review your last 12 months of spending2...
2020-11-2527 minMore Than MoneyEpisode 15 | How To Become The World's Greatest Virtual Employee | Guest: Lisa ZeeveldIn this episode, Art answers questions about down payments on homes and how newlywed couples can combine their finances. Art also talks to Lisa Zeeveld, the COO of Belay Solutions, about being the world’s greatest virtual employee. Listener questions answered:What’s the best way for a newly married couple to go about combining their finances?Is it really necessary to save 20 % to buy a home?Other notes:Here are the three questions which you should be able to answer “yes”:1. Do you plan on living there for at l...
2020-11-0428 minMore Than MoneyEpisode 14 | How The Rainers Navigate Finances In Marriage | Guest: Sarah Rainer“How do you handle finances in your marriage?” I get this question a lot. So, I’ve invited my wife, Sarah, to talk about how we navigate finances in the Rainer household. And we also answer some more of your money questions like, “Why does money cause so much stress in relationships?”Listener questions answered:Why does money cause so much stress in relationships?Where do we go next financially once we get our house? Retirement? Investing?Sarah, what is it like being married to the true and better Dave Ramsey?Other...
2020-10-2825 minMore Than MoneyEpisode 8 | Ministers & Money Struggles | Guest: Carey NieuwhofWhy are ministers often hesitant to talk about money? In this episode, we hit on a topic that’s often ignored—ministers and money. We are going to hear from best-selling author, Carey Nieuwhof, on the subject. And of course, we are going to answer some money questions.Listener questions answered:Question #1: How much/often should a church preach on money? In your opinion, would a class be better?Question #2: Does it raise suspicion with the IRS if you raise or lower your housing allowance designation during the year either as you get used to l...
2020-09-1627 minMore Than MoneyEpisode 3 | Why Retirement Is Different For Baby Boomers | Guest: Thom RainerWhy do we talk about retirement? Because we want your retirement years to be some of themost generous years of your life, able to use your time and your money to be part of advancing God’s Kingdom in your community and around the world. Because the Great Commission doesn’t stop when your retirement starts. And in this episode, we focus on Baby Boomers.Listener questions answered:Question #1: How do I get started investing?Question #2: Should I invest in Bitcoin?Other Notes:Kingdom Advisors: https://kingdomadvisors.com/
2020-08-2627 min