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Very Filipino ProblemsVery Filipino ProblemsS2E14 Achievement Unlocked with the Engineering ClubWhat's up everyone? Our favorite podcast is back! 2023 has started and the Engineering Club have a lot of topics to share in this quick yearend review. What a whole year of new things post-pandemic: new administration, new travel plans and price hikes for onions. Why is it so hard when we have to cover more task than usual when our workmates are leaving the company in certain crises? How are we able to manage not to get burnout even with a lot of workload and stressful environment outside? Why is it that we feel we have to do a...2023-02-1153 minElixir Of Mortgage LendingElixir Of Mortgage LendingFirst day of February 2023 & Current Market OutlookCalifornia/Florida One-Stop-Shop Home Lending Primary Residence. California/Florida Primary Residence No Ratio Loans No Income Verification However Does Have Reserve Requirements. Nationwide Non-Owner Occupied Investment Property Financing With No Tax Returns No Income Verification: Fix&Flip, Bridge Loans, Hard Money, Mixed-Use Properties, Mid-Construction & Multi-Family. #california #florida #primaryresidence #conventionalloans #fhaloans #nonqm #bankstatementloans #alternativeloans #selfemployedhomeloans #statedincome #noratioloans #noincomeverification #nonowneroccupied #investmentpropertylending #fixandflip #longtermrentals #hardmoney #bridgeloans #bre01901050 #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2023-02-0202 minElixir Of Mortgage LendingElixir Of Mortgage LendingFixNFlip No FICO Score StatesNationwide non-owner occupied investment properties 1-4 units with no income verification no FICO score offered in approximately dozen states.  #nationwide #nonowneroccupied #investmentproperty #noincomeverification #fixandflip #fixnflip #fliploans #nmls1704105 #bre01901050 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2023-01-1001 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia/Florida Owner Occupied Stated Income Loans With No Income VerificationCalifornia/Florida One-Stop-Shop Home Lending Primary Residence. California/Florida Primary Residence No Ratio Loans No Income Verification However Does Have Reserve Requirements. #nationwide #nonowneroccupied #investmentproperty #dscr #california #californiarealtor #californiarealestate #californiahomes #californiarealtors #californialiving #califlorida #florida #floridahomes #floridarealestate #floridahome #floridamortgage #mortgagelending #nmls1704105 #bre01901050 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-12-3002 minElixir Of Mortgage LendingElixir Of Mortgage LendingNationwide Bridge Loan Cash Out RefinanceNationwide Switch Bridge Loans/Fix & Flip/Hard Money Loans To Longer Term Financing, No Income Verification, Non-Owner Occupied & Investment Properties Cash-Out Refinance Available. #nationwide #nonowneroccupied #investmentproperty #fixandflip #fixnflip #fliploans #rentalpropertylending #multifamilyinvesting #longtermrentals #california #californiarealtor #californiarealestate #californiahomes #californiarealtors #californialiving #califlorida #florida #floridahomes #floridarealestate #floridahome #floridamortgage #mortgagelending #nmls1704105 #bre01901050 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-12-3002 minVery Filipino ProblemsVery Filipino ProblemsS2E12 Toxic Family Culture Problems with the Engineering Club (Part 1)The Engineering Club is back in this episode with Noel coming back to the Philippines and joining again our podcast after a short business trip in Armenia. We talked about some toxic family culture in the Philippines, including disagreeing with older family members and tolerating harmful people just because they are your relatives. Why do we always hesitate to have different opinions and expressing it in front of our family members? Why do Filipinos think that is so disrespectful to contradict older family member even though you have a valid point? Why are some of older Filipinos close minded...2022-11-1943 minVery Filipino ProblemsVery Filipino ProblemsS2E11 Job Seeker Problems with the Engineering ClubWarning! Long episode ahead. But this is a very important episode regarding the hardships every Filipino jobseeker encounter in their lives with the Engineering Club discussing certain points of our jobseeker lives. Why do we feel that local companies offer lower salaries against overseas companies? Why are employers looking for certain things that are not so important with the job they are offering? What is the Filipino padrino system and why nepotism at the workplace is really bad for us? Why is that there are a lot of contractual jobs in the Philippines and how companies are exploiting the...2022-11-121h 12Very Filipino ProblemsVery Filipino ProblemsS2E10 Childless Problems with the Engineering ClubThe Engineering Club is here to talk about how to answer the very intrusive Filipino question of either bearing a child or opting to become childless. Why are there growing numbers of young Filipinos considering being childless? What are the common considerations that affects this decision of upbringing a child? What should the government do to help people do family planning and make upbringing of children easier for starting up families? How do we evaluate ourselves when we are ready to bring a child financially and emotionally? Why do Filipinos always feeling the pressure of bringing grandchildren to grandparents even...2022-11-0551 minElixir Of Mortgage LendingElixir Of Mortgage LendingConventional V.S. Alternative Home LoansCalifornia/Florida As conventional loan rates are rising less folks are qualifying the conventional ways there are alternatives loan programs available which before seemed not as doable due to inferior terms are now closer in line with current market terms.  There are more options to qualify than just conventional programs. #california #californiahomeloans #californiarealestate #florida #floridahomeloans #floridarealestate #conventionalloans #statedincome #hardmoney #bailoutloans #secondloans #nonqm #bankstatementloans #homeloans #mortgageloans #mortgagelending #nmls1704105 #bre01901050 #elixirmortgagelending  --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-11-0204 minVery Filipino ProblemsVery Filipino ProblemsS2E08 Balikbayan Problems with Doc Lui (Episode 2 of 2)This episode is just the continuation of the previous one where Arvin and Lui talked about their recent trips in the Philippines. How important is planning when visiting Philippines and why every second counts while spending holidays there? What are good places in the Philippines that are really worth your time visiting? How majestic is the island of Palawan and what they can offer for those that are visiting Philippines for the first time? Why are most of tourist gaining weight coming from a bountiful holiday season in the Philippines? Why are Filipinos really splurging a lot of money when...2022-10-2237 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia/Florida First Time Home BuyersCalifornia/Florida First Time Home Buyers Primary Residence 3% Minimum Down Payment. #firsttimehomebuyers #homeloans #california #californiarealtors #californiarealestate #californiahomes #californialiving #florida #floridahomes #floridarealestate #floridahomes #floridamortgage #mortgagelending #nmls1704105 #elixirmortgagelending  --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-10-1404 minVery Filipino ProblemsVery Filipino ProblemsS2E06 Filipino Party Problems with the Engineering ClubIt is our birthday month this October. Hooray! Happy Birthday to us! But with our upcoming birthday celebration comes with our common Filipino problems where there are latecomers, gatecrashers, ego-maniac individuals, baby sitters and "marites" all around the Filipino party. Why do Filipinos always come in late in a party? Why is it so hard for Filipinos to make financial budget on their celebrations and deciding how much and how big the party is? Why are kids always been a part of Filipino parties? Why are Filipino foods being brought in a Filipino party always so greasy? Why is it...2022-10-0847 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia/Florida 2022 New Confirming Loan LimitsCalifornia/Florida One-Stop-Shop Home Lending Primary Residence. California/Florida Primary Residence Match & Beat Pricing Conventional Loans. New Loan Limits Up To 715K Conforming Limits With Minimum 5% Down Payment. #california #californiarealtor #californiarealestate #californiahomes #californiarealtors #californialiving #califlorida #florida #floridahomes #floridarealestate #floridahome #floridamortgage #mortgagelending #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-10-0401 minVery Filipino ProblemsVery Filipino ProblemsS2E05 Karaoke Problems with the Engineering ClubWe are back in the Philippines with the Engineering Club talking about the favorite Filipino past time of singing in the karaoke/videoke. Why do most Filipinos like to sing in the karaoke? Where is your go-to karaoke place around the Metro? Which favorite songs Filipinos like to sing in the karaoke and why do Filipinos like to sing birit songs even if they can't properly sing it? Do Filipinos really able to connect to the meaning of the songs or we just like to sing the most popular song available in the karaoke? And what are the most...2022-10-0151 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia Primary Residence Hard MoneyCalifornia Primary Residence Hard Money Home Lending With No Income Verification.  Bailout Loans Available. #california #californiarealtors #californiahomes #californiarealestate #californiarealtors #californiaprimary #primaryresidence #hardmoney #bailoutloands #homeloans #bridgeloans #mortgagelending #nmls1704105 #elixirmortgagelending  --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-09-2401 minVery Filipino ProblemsVery Filipino ProblemsS2E04 Balikbayan Problems with Doc Lui (Episode 1 of 2)Doc Lui is back in the podcast and we are to talk about our recent holiday trips from the Philippines. How expensive it is for Filipinos living abroad to plan a holiday back home in the Philippines? How did Arvin and Lui make a grand surprise to their families by coming home without the families and friends knowing their plan? Why is it that there are a lot of documentations and expenses needed for a Filipino planning to work abroad and even for those that are coming back home? What are the common adjustments to take the moment you landed...2022-09-2454 minElixir Of Mortgage LendingElixir Of Mortgage LendingFix & Flip Non-Owner-Occupied 1-4 Units NationwideNationwide Fix & Flip Non-Owner Occupied 1-4 Units Investment Properties.  Mid Construction Loans.  ADU Add On Financing.   #fixandflip #nationwide #nonowneroccupied #investmentproperty #midconstructionloans #adufinancing #rehabloans #californiarealtors #californialiving #califlorida #florida #floridahomes #floridarealestate #floridahome #floridamortgage #mortgagelending #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-09-1601 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia/Florida Attention To Under Served Home Buyers!California/Florida Underserved home buyers are now getting the attention of lenders for their home purchase needs. While market is slowing down and sellers are willing to negotiate more closing a home loan with 1st and 2nd loan will take longer it’s an option for some buyers in current housing climate. #elixirmortgagelending #nmls1704105 #california #florida #homepurchase #homeloans --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-09-0905 minVery Filipino ProblemsVery Filipino ProblemsS2E01 Talking Stage Problems with the Engineering Club (Season Opener Special)Welcome to the VFP Season Two baby! The Engineering Club is back live in this episode with another very interesting topic regarding talking stage of a relationship. What is the difference of talking stage and courting stage? How important is raising questions during this stage of building a relationship? Why are they suggesting on managing your "rupok" levels and not fall very early in the process? How is the Western dating culture differs with the Asian culture and how does it matter regarding the do's and dont’s of talking stage? How do you introduce someone to your Asian parents wi...2022-09-0353 minElixir Of Mortgage LendingElixir Of Mortgage LendingWhat is the key difference for better pricing/rate on conventional loans 2022?California/Florida- The key different for better conventional loan pricing is to cover borrowers options on optimal points as pricing does have trigger points.  So long as lenders know, understand where these triggers are and convey to borrowers there maybe some room for saving for borrowers.  #conventionalloans #california #californiahomeloans #mortgagelending #florida #floridahomeloans #homeloan #nmls1704105 #elixirmortgagelending   --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-08-2302 minElixir Of Mortgage LendingElixir Of Mortgage LendingHow much loan will I qualify for?We cover an example for debt to income ratio for a conventional loan as well as self-employed loan based on same loan amount and income. Using model you can calculate how much you can afford approximately for a loan before speaking to a lender.  We lend in California & Florida.   #california #californiarealestate #californiarealtors #californiahomes #califlorida #florida #floridarealestate #floridarealtors #floridahomes #mortgagelending #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-08-1204 minThe Tea GangThe Tea GangThe Tea on Life After ElectionsIt has been almost two months since the emotional turnout of the national elections. The Tea Gang used that time to heal and learn how to move forward. But like the phoenix, the Tea Gang has risen from the ashes and ready to conquer the airwaves once more (na-conquer ba in the first place?). In this comeback episode, Arvin, Christian and Klervin give an update on how life has been like after the elections: one is moving up the ranks, one is making a major decision and one has found a new love. Get ready cause your favorite Spotify trio i...2022-08-0148 minElixir Of Mortgage LendingElixir Of Mortgage LendingLenders Funds Drying Up Due To Margin CallDue to current market place lenders are going on margin call as a result their funds drying up causing cancelation of loans or loan fall outs. Choosing the right money source is important as some lenders despite challenging climate continued to lend. We can help secure a more reliable money source for your financing needs. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-06-2701 minVery Filipino ProblemsVery Filipino ProblemsS1E40 Online Dating Problems with the Engineering Club (Season Ender Special)Finally we got a face to face episode live in the Philippines! The Engineering Club was able to pull another interesting topic spontaneously. How is technology evolving to disrupt the dating culture? How creative Filipinos are in using different platform to look for a date? How do we explain to the older generation when we met someone coming from an online dating app? How can we avoid being a victim of dating abuses especially when meeting strangers online? What are some of not well known dating apps that serves specific purpose? Let us hear the Season One Ender with...2022-06-0749 minVery Filipino ProblemsVery Filipino ProblemsS1E39 Public School Problems with the Engineering ClubWe are back with the Engineering Club discussing how different public schooling is from private schooling in the Philippines. How different is the experience studying in public school and what are the common struggles of students? Why is there no private schools in Finland? Are tuition fees directly equate to the quality of education we have? Why do students coming from public schools being discriminated against private school goers? How different it is studying in the province and is it really more relaxed as compared to those studying from the city? And how about handling transfers? Malaya, Chito, Vanessa...2022-05-3151 minElixir Of Mortgage LendingElixir Of Mortgage LendingDifferent Mortgage Loan TiersDifferent mortgage loan tiers based on borrowers current circumstance. Borrower of a wider range of different way of producing income can get a mortgage loan. #elixirmortgagelending #nmls1704105 #mortgagelending #statedincome #bankstatements #nonqm #conventionalloans #jumboloans #fhaloan #valoans #mortgagelending #california #californiahomeloans #florida #floridahomeloans #primaryresidence  --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-05-1706 minElixir Of Mortgage LendingElixir Of Mortgage LendingLong Term Rental Financing OpportunityNationwide Long Term Rental 1-4 & Vacation Rental Financing. #portfoliolending #longtermrentals #multifamily #vacationrentals #nationwide #nonowneroccupied #investmentproperty #investmentproperties #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-05-1102 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia/Florida Stated Income Primary ResidenceCalifornia/Florida Primary Residence State Income With No Income Verification.  Stated Income Requires More Down Payment & Reserves Requirements However Does Not Require Tax Returns To Qualify.   #statedincome #primaryresidence #noincomeverification #california #californiarealestate #californiarealtors #californiahomes #califlorida #florida #floridarealestate #floridarealtors #floridahomes #mortgagelending #nmls1704105 #elixirmortgagelending  --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-05-0604 minVery Filipino ProblemsVery Filipino ProblemsS1E34 Election Problems with the Engineering ClubCelebrity endorsements, dramas and dirty politics around the 2022 Philippine Elections campaigns and Malaya, Chito and Arvin has a lot of points to discuss. Is social media really a big factor on how people decide who to vote for in the upcoming elections? How is lack of media accessibility affecting Filipinos that have farther reach to technology and information? How truthful and reliable election surveys are and what to expect with these tools? Why Filipinos vote for the popular and winnable candidate instead of voting for who they believe and support to? Are there gender preferences when electing a candidate...2022-04-2751 minElixir Of Mortgage LendingElixir Of Mortgage LendingNationwide Investor Mortgage Lending Programs Advantage In Current MarketRates on long term rentals have remained consistently the same despite conventional mortgage rates increasing significantly. While this correction is expected to come soon it’s a great time and opportunity to take advantage of long term rental programs for non- owner occupied investment properties with income verification. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-04-2304 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia/Florida One Stop Shop. Nationwide Investment Property.California & Florida borrowers can enjoy benefits of all out programs for primary residence as well as investment properties. Nationwide we offer non-owner occupied Investment property financing 1-4 units. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-04-1201 minVery Filipino ProblemsVery Filipino ProblemsS1E32 Kwentong Sabaw with the Engineering ClubThe Engineering tropa is back with their own sabaw moments during their student life. Arvin got really drunk on a Sunday midnight while having a scheduled examination on early Monday morning. Chito is attending as a panelist in a thesis defense Saturday morning when the group decided to drink out the boring Friday night before the defense. Malaya had an all-nighter to finish a report due Saturday morning but after getting very tired staying awake, he escaped the laboratory class to sleep somewhere convenient. Noel just finished an examination but he heard the topnotchers discussing a different answer from what...2022-04-1246 minVery Filipino ProblemsVery Filipino ProblemsS1E30 Filipino Time Problems with Doc LuiThe episode for today is about the dreadful Filipino habit of being late. Why being late is generally acceptable in our culture? What is the most common reason why people are late in meetings and appointments? How managing time differs between Philippines and European cultures and what can we learn from their practices as well? Why is it really a bad habit that we need to change? And why we need to make an effort not to be late and start valuing our time? Let us hear different stories from Arvin and Lui and a deep discussion about the very...2022-03-3059 minVery Filipino ProblemsVery Filipino ProblemsS1E28 Filipino Mentality with Lynette CalderonIn this episode, we go back to Bay Area with Lynette talking about how she was able to get the job on her own without the help of others. Why should we hesitate to network with Filipinos with a very different mindset from ours? Why Filipinos try to speak fluent English to pretend to be someone that we are not? How to handle discriminatory remarks when you look younger and different? And how to handle unsolicited advices and suggestions especially when it crosses the line of issuing medications and therapies? Let us hear Arvin and Lynette when they talk...2022-03-1558 minElixir Of Mortgage LendingElixir Of Mortgage LendingCash in your profit in your equity.California/Florida real estate values have appreciated and borrowers equity positions have strengthened. However debt is on the rise and using your home equity you can eliminate debt. Nationwide investment properties can be cashed out up to 80% LTV. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-02-2402 minThe Tea GangThe Tea GangThe Tea on Moving On“Mag-move on ka na!” is what we often hear from well-meaning friends when we experience heartbreak. But moving forward doesn’t just happen after breakups. In this episode, Christian seeks advice on how to break away from the vicious cycle of modern dating. Klervin reveals a major life decision. And Arvin shares his frustration with how Filipinos seem to have easily moved-on from past injustices. We pose this question to you, Teagangsters: How do we move on when those who wronged us never acknowledged their sins?2022-02-241h 15Very Filipino ProblemsVery Filipino ProblemsS1E24 Filipino Taste with Bytz GrauzulEating out is very expensive in the Nordics so it is essential for most people to learn how to cook. But how can you do it without the usual ingredients available around? How do we adopt to a very different culture of eating and cooking? What are some unusual foods we encountered here in the Nordics? How do cute animals like reindeer, bear, whale and rabbit taste like? And why are people around here very curious about the Filipino dishes? Bytz and Arvin has a lot of experiences with the kind of foods available around and how to get by...2022-02-1659 minElixir Of Mortgage LendingElixir Of Mortgage LendingNationwide FixNFlip/Long Term Rentals/Construction Financing.Nationwide non-owner occupied invest properties FixNFlip/Long Term Rentals/Construction financing. #nationwide #nonowneroccupied #investmentproperty #fixandflip #fixnflip #longtermrentals #constructionloans #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2022-02-0303 minVery Filipino ProblemsVery Filipino ProblemsS1E20 I Am Drunk Problems with Doc LuiThis episode is a quick catch up with what happened during the holiday season and our struggles with our jobs during these times. But something crazy happened during the New Year weekend that makes this episode full of excitement! Let us hear the drunk story that took an unplanned trip to Sweden without coronavirus tests and being lost in the middle of nowhere early in the morning with Arvin and Lui in the episode.2022-01-191h 01Very Filipino ProblemsVery Filipino ProblemsS1E19 Cold Weather and Midsummer Problems with Bytz GrauzulLong dark winter, cold weather and midsummer is a textbook definition of what a Nordic climate is. But coming from tropical islands, how do we cope up with a very different environment that we used to have? What are the struggles of a very dark winter and a very long sunny day during midsummer? What do we do when there are a lot of ice and snow around? And why are Filipinos happiest during the most unfortunate events like typhoons? Bytz and Arvin have a lot of experiences to share with dealing with harsh dark winter days and the...2022-01-1353 minVery Filipino ProblemsVery Filipino ProblemsS1E16 Crab Mentality Problems with Doc LuiWhy are Filipinos pulling each other down? Why does this crab mentality exist in our culture even in the early days of colonial times? Is being a poor country affecting our way of life and the way we treat others too? How do we pull each others up instead? And what are the positive and negative connotations of ”sana all”? Let us hear how Arvin and Lui discuss this toxic Filipino culture that is affecting us deep in our societal and familial level and what is our take in these pressing issues.2022-01-0651 minVery Filipino ProblemsVery Filipino ProblemsS1E13 Work Life Balance Problems with Bytz GrauzulWork-life balance is always an integral part of living the Nordic culture. How does it differ with our own working culture in the Philippines? How do the Nordic people treat Filipinos at work? Why Filipinos report to work even if sick and tired? And what do we get from paying a lot of taxes here? Bytz and Arvin a.k.a. Linus shared their interesting (and not so interesting) stories regarding working in the Nordics.2021-12-0849 minVery Filipino ProblemsVery Filipino ProblemsS1E09 Vaccination Problems with Doc LuiThe Philippines is currently lagging with the rate of vaccination as compared worldwide and this is becoming a big problem for all of us. Should we make it mandatory for every Filipinos so we can catch up? What are the steps we can do so we can vaccinate fifty percent of the people by the end of this year? Why are Filipinos so hesitant with getting the vaccines? And is it acceptable for people to be kicked out of their jobs if they are not vaccinated? Let us hear what Arvin and Lui have to say in this pressing...2021-11-0753 minElixir Of Mortgage LendingElixir Of Mortgage LendingNew Increased Conforming Loan Limits 625K California & FloridaCalifornia & Florida new conforming loan limits was increased to 625K and if for any reason home is located in a city/county where borrower needs financing above conforming loan limits we have loan programs to help. #california #florida #conformingloans #nonqm #nonconforming #homeloans #mortgageloans #nmls1704105 #elixirmortgagelending --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-10-0702 minElixir Of Mortgage LendingElixir Of Mortgage LendingLong Term Rental Financing Nationwide Updates 20212021 has been an optimistic year for our investors and financing Long Term Rentals nationwide for non-owner occupied investors with much improved rates as well as terms. This form of financing can be used for vacation rentals 1-4 units and 5+ units multi-family. #nmls1704105 #elixirmortgagelending #longtermrentals #nationwide #nonowneroccupied --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-10-0103 minVery Filipino ProblemsVery Filipino ProblemsS1E01 OFW Problems with Doc LuiThere are more than 12 Million Filipinos currently overseas and that constitutes to about 11 percent of the total population. That puts up a lot of very Filipino problems there to discover! For our pilot episode, let us hear from Arvin and Lui why they chose to leave the country, what did they miss the most from Philippines and how is the journey so far for them.2021-09-2142 minElixir Of Mortgage LendingElixir Of Mortgage LendingNationwide Portfolio LendingLong Term Rental Investment Property Financing Or Refinance Of Multiple Properties As A Blanket Single Transaction. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-05-2008 minElixir Of Mortgage LendingElixir Of Mortgage LendingNationwide Mixed-use Investment Property FinancingMixed-use properties can be more challenging to finance especially with conventional lending however lending as non-traditional investment is an option. If property is owner occupied but commercially zoned we can lend on as borrower occupied but if zoned residential it can only be financed as non-owner occupied. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-05-1002 minElixir Of Mortgage LendingElixir Of Mortgage LendingNationwide Long Term Rentals Qualify Using Debt Service Coverage RatioNationwide non-owner occupied investment properties no income verification to qualify using monthly rental income paid by tenant short term as vacation rentals or long term using tenants monthly paid rental income under contract. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-04-0803 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia/Florida Jumbo Loan ProgramsCalifornia/Florida Jumbo Loan Programs Is Used to Exceed county Loan Limits As Well As Programs Benefiting Self-Employed Borrowers. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-04-0703 minElixir Of Mortgage LendingElixir Of Mortgage LendingCA/FL Self-Employed Borrowers Looking For MortgageCalifornia/Florida Self-Employed Borrowers Seeking A Mortgage Loan Now Have More Options Than Traditional Loans Using Tax Returns. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-04-0702 minElixir Of Mortgage LendingElixir Of Mortgage LendingMid-Construction/ADU FinancingInvestors looking to finance or refinance an existing construction loan or build ADU ground up we can utilize our rehab loan program to achieve. Best results tend to be in California/Florida. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-04-0501 minElixir Of Mortgage LendingElixir Of Mortgage LendingCA/FL New 2021 Jumbo LoansCalifornia/Florida New 2021 Jumbo Loan Program With Higher Loan Limits Higher Loan Thresholds More Flexible Faster Closing Process. NMLS#1704105 --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-04-0103 minThe Sweeper podcastThe Sweeper podcast#24 Barcelona's resurgence! Laporta re-elected reaction, transfers talk and more!We are finally back! After a long time of being away, we are back with this episode where we talk all thing Barca. This club has been through a lot of changes whilst we were away. With Laporta being re-elected and the club finding form and balance, things are finally looking good for Barcelona again. Stick with us as we also discuss and hear from Arvin about his opinions on Ronald Koeman, Messi, the youngsters and the signings he wish the club would make! --- Support this podcast: https://podcasters.spotify.com/pod/show/supharat-tantanarungsee/support2021-03-3121 minElixir Of Mortgage LendingElixir Of Mortgage Lending2021 Competitive Home Purchase Market In California/FloridaBorrowers looking to purchase home in California/Florida with conventional financing in 2021 need to know to make your offers more competitive with faster closing. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2021-03-1203 minNegosyo Realtalk by Arvin OrubiaNegosyo Realtalk by Arvin OrubiaEP 10: OFW Investment, Talent Management na Negosyo, Budol Franchise at iba paNegosyo usapang Investment, Talent Management na Negosyo, Budol Franchise at iba pa. Negosyo ang tanging usapan sa podcast na ito ng mga tunay na negosyante. Ang podcast na ito ay kwentuhan ng mga negosyanteng tunay na may mga negosyo. Kung wala ka pang negosyo at gusto mo matuto mula sa mga tunay na nagnenegosyo na ay dapat lagi kang makinig dito sa Negosyo Realtalk by Arvin Orubia podcast. Negosyo ang paraan para gumanda ang takbo ng ating bansa kaya tunay na mga aral negosyo ang binabahagi natin dito mga kasosyo. Negosyo na hindi pang loloko ng ibang tao ang...2020-10-1351 minNegosyo Realtalk by Arvin OrubiaNegosyo Realtalk by Arvin OrubiaEP 9: OFW sa Saudi, Migration, Scam sa OFW, Negosyo at iba paUsapang OFW sa Saudi, Migration, Scam sa OFW, Negosyo at iba pa. Negosyo ang tanging usapan sa podcast na ito ng mga tunay na negosyante. Ang podcast na ito ay kwentuhan ng mga negosyanteng tunay na may mga negosyo. Kung wala ka pang negosyo at gusto mo matuto mula sa mga tunay na nagnenegosyo na ay dapat lagi kang makinig dito sa Negosyo Realtalk by Arvin Orubia podcast. Negosyo ang paraan para gumanda ang takbo ng ating bansa kaya tunay na mga aral negosyo ang binabahagi natin dito mga kasosyo. Negosyo na hindi pang loloko ng ibang tao ang...2020-10-1350 minThe Sweeper podcastThe Sweeper podcast#9 The epl winner and loser of this transfer window!As the international transfer window has ended, Arvin and Boss, has given our thoughts on the winners and losers of this transfer window! We discuss about teams that spent their money well and teams that hasn't acquired any of their top targets! There's a lot to look for in this episode. --- Support this podcast: https://podcasters.spotify.com/pod/show/supharat-tantanarungsee/support2020-10-0921 minThe Sweeper podcastThe Sweeper podcast#7 Thoughts on Ole's Utd & Pep's Man city!In this episode of the Sweeper podcast. We talk about both the teams  from Manchester. The host, Boss and Arvin, will discuss about Man utd's transfer policies, their squad and more. As for city, we talk about their defensive woes and a lot of other interesting topics!  --- Support this podcast: https://podcasters.spotify.com/pod/show/supharat-tantanarungsee/support2020-10-0325 minThe Sweeper podcastThe Sweeper podcast#5 Mikel Arteta's project and why Arsenal fans should be excited!In another episode of the Sweeper podcast, we have invited an Arsenal fan, Ilhan Rajan, who will share with us his views and excitement on Arsenal going into the 2020-21 season. Along with Ilhan are the hosts of the podcast Arvin and Boss with you once again.  --- Support this podcast: https://podcasters.spotify.com/pod/show/supharat-tantanarungsee/support2020-09-1819 minThe Sweeper podcastThe Sweeper podcast#4 Who will win the EPL, top scorer and more!After having seen english teams back in action. In this episode the hosts, Arvin and Boss will give our predictions of the Champions, top scorer and more! make sure to stay tune as we also explain the reason for our choices.  --- Support this podcast: https://podcasters.spotify.com/pod/show/supharat-tantanarungsee/support2020-09-1620 minElixir Of Mortgage LendingElixir Of Mortgage LendingLong Term Rentals New Alternative Solutions 1-4 Units.Using stated income as high net worth savvy investor you can get lower long term rental rates. 30 years fixed terms with competitive rate currently. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2020-07-0105 minTechnology NadiSen$eTechnology NadiSen$eNadisen$e Podcast TrailerArvin Chaudhary here, and I am  President of Nadicent Technologies.   For over 15 years, we have been advising and advocating on behalf of medium and large enterprises like yours. This is unprecedented for everyone, especially business organizations.  In this new normal, the most pressing issue we are hearing from our clients is the need to reduce COSTS, improve SECURITY, and implement robust, permanent Work From Home solutions. We created this PODCAST Series to address the concerns and questions we hear not only from our clients but also organizations like...2020-06-0301 minThe Welp ShowThe Welp ShowAce loves The Last Dance and The Good Place, Jake talks keyboards and chairs, Arvin hates his duplicate gamesEpisode 8 We talk some Last Dance and somehow wander into Kai Sotto and Muggsy Bogues, Jake recommended getting a proper chair for WFH and gaming, Arvin really hates that he has three copies of Civ 6 now.2020-05-271h 03Elixir Of Mortgage LendingElixir Of Mortgage LendingLong Term Rental Financing After CORVID-19Nationwide borrowers looking to finance 1-10 units investment property with no income verification from 400K-4M 700+ FICO. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2020-05-2602 minThe Welp ShowThe Welp ShowMessed Up Animated Movies, The Last Dance, Life is Strange, The Good PlaceWe start discussing Sausage Party, Ace has been watching Frozen, Jake really likes the Fallout franchise. Ace and Arvin lose their shit about Life is Strange's beauty.  There's some basketball talk because of The Last Dance and Ace starts watching The Good Place.2020-04-281h 20Elixir Of Mortgage LendingElixir Of Mortgage LendingProgram highlights for investors nationwide and home owner California/FloridaWith recent changes to mortgage industry and rapid program changes just highlighted on what’s available currently. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2020-04-2705 minThe Welp ShowThe Welp ShowPilot: College Friends, Best Moba Platform, RE3, Next Gen TalkEpisode 1 Arvin, Jake, and Ace talk their college history, PC vs. Console vs. Mobile talk, Resident Evil 3, and some next-gen talk. 2020-04-061h 06Elixir Of Mortgage LendingElixir Of Mortgage LendingCurrent Events During COVID-19Maximize equity in uncertain times cashing out while home values are solid and you have recent pay stubs. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2020-03-2006 minElixir Of Mortgage LendingElixir Of Mortgage LendingNationwide Investment Property Long/Short Term Rentals Improved Pricing 2020While no one knows how long home prices will continue to rise however it is more likely than not rents will not be decreasing. With that said investors are now more attracted to long term rentals or short term rentals such as vacation rentals/Airbnb's. Since the start of 2020 we've lowered our rates in the long term rental non-owner occupied no income verification programs also known as NONI. Borrowers with 680+ FICO get rewarded with lower rates on 5 year ARM and 30 years fixed programs. We offer this program in 30 states which borrowers can also add up to 2.5% of closing cost...2020-02-1606 minElixir Of Mortgage LendingElixir Of Mortgage LendingDez Gerald Certified Home Stager in Charlotte North Carolina & Georgia AreaDez Gerald is a real estate broker & stager in the Charlotte, North Carolina region with over 15 years experience in her local market her and her sisters have been working with buyers, sellers as well as investors.  Her professional experience on the local communities.  Dez Gerald CEO/Owner at DI Real Estate & Staging.  For more information you can contact her dez@direalestatestaging.com http://www.direalestatestaging.com/ Join Dez's home buyer & investor groups www.facebook.com/homebuyerrenterscircle meetup.com/wholesalers-investors-flippers #DezGerald #RealEstateBroker #Stager #NorthCarolina #Charlotte #Staging #Investors #Buyers #Sellers #Direalestatestaging #1stt...2020-01-1824 minElixir Of Mortgage LendingElixir Of Mortgage LendingCalifornia/Florida One Stop Shop Home LoansCalifornia/Florida One Stop Shop Home Loans, Jumbo, Conventional, FHA, VA, Reverse Mortgage & Bank Statement Loans.  Knowing you have options to getting into a home is important and for many folks its a choice.   --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2020-01-1505 minElixir Of Mortgage LendingElixir Of Mortgage LendingSmall Business Loans With Jack DeAngelisJack DeAngelis on his extensive experience in business for many years in several different industries as well as understanding of what small business owners go through especially in today's environment.  You can reach Jack DeAngelis directly at 949.439.7527 or yourbusinesslender@gmail.com --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2020-01-1530 minElixir Of Mortgage LendingElixir Of Mortgage LendingJack DeAngelis On Business Loans NationwideJack DeAngelis on his extensive experience in business for many years in several different industries as well as understanding of what small business owners go through especially in today's environment.  You can reach Jack DeAngelis directly at 949.439.7527 or yourbusinesslender@gmail.com --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2020-01-0330 minElixir Of Mortgage LendingElixir Of Mortgage LendingDez Gerald of Charlotte, North Carolina Real Estate Broker & Her Professional Experience (Part 1)Dez Gerald is a real estate broker & stager in the Charlotte, North Carolina region with over 15 years experience in her local market her and her sisters have been working with buyers, sellers as well as investors.  Her professional experience on the local communities.  Dez Gerald CEO/Owner at DI Real Estate & Staging.  For more information you can contact her dez@direalestatestaging.com http://www.direalestatestaging.com/ Join Dez's home buyer & investor groups www.facebook.com/homebuyerrenterscircle meetup.com/wholesalers-investors-flippers #DezGerald #RealEstateBroker #RealEstate #NorthCarolina #Charlotte #Staging #Investors #Buyers #Sellers #Direalestatestaging #1stt...2019-12-2430 minElixir Of Mortgage LendingElixir Of Mortgage LendingBianca Diaz Nationwide Credit Repair ExpertBianca Diaz advice on how to help restore credit as well as preventative steps to look out for. She can be reached directly at biancathelasvegasrealtor@gmail.com or 786.316.8659 for more information. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-12-2023 minElixir Of Mortgage LendingElixir Of Mortgage LendingNationwide Mold Inspection Expert David SnellDavid Snell education on got mold and how to solve mold issues. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-12-1423 minElixir Of Mortgage LendingElixir Of Mortgage LendingJV Contracts & Cross Collateralize Episode 1.10Ways for investors to come up with down payment for purchasing investment properties nationwide. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-12-0806 minElixir Of Mortgage LendingElixir Of Mortgage LendingWhat makes our Multi-Units different? Episode 1.9740+ FICO nationwide 44 states up to 85% LTV 1-40 units. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-12-0108 minElixir Of Mortgage LendingElixir Of Mortgage LendingMulti-units Lowest Down Payment 1.8Long term/Short term investor financing non-owner occupied with no income verification 740+ FICO with 15% down payment is one of the lowest down payments in the industry today. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-11-2307 minElixir Of Mortgage LendingElixir Of Mortgage LendingPrimary residence no tax returns no W-2’s nationwide 700+ FICO other than California 500+ FICOSelf-employed borrowers can purchase or refinance their primary residence or investment properties using P&L and CPA letter as a simpler alternative to bank statement loans. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-11-1709 minElixir Of Mortgage LendingElixir Of Mortgage LendingMulti-unit Short & Long Term Investor Financing 1.6Short & long term financing from 75+k with 660+ FICO with no income verification 3 months reserves. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-11-0806 minElixir Of Mortgage LendingElixir Of Mortgage LendingFix&Flip New To Seasoned Investors 1.5Fix&Flip details to know in 19 states to optimize investment financing. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-10-2706 minElixir Of Mortgage LendingElixir Of Mortgage LendingElixir Mortgage Lending episode 1.4Values in recent history showing up lighter and investors are digging into values even more. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-10-1905 minElixir Of Mortgage LendingElixir Of Mortgage LendingElixir Mortgage Lending 1.3 Bridge LoansBridge loan basic info to get started with your investment financing. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-10-0912 minElixir Of Mortgage LendingElixir Of Mortgage LendingElixir Mortgage Lending 1.2In this weeks episode we cover Bridge Loans based on a published article on LinkedIn by Arvin Taali. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-10-0205 minElixir Of Mortgage LendingElixir Of Mortgage LendingElixir Mortgage Lending 1.1Investors, self employed have a number of different ways they can finance their investment properties nationwide and we scratched the surface different options. --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-09-2520 minElixir Of Mortgage LendingElixir Of Mortgage LendingElixir Mortgage Lending IntroductionWeekly we will update borrowers nationwide as well locally here in California on updates to lending guidelines, benefits, drawbacks of different loan programs out there available for homeowners and investors.  Knowledge is valuable when it comes to making a decision.   --- Support this podcast: https://podcasters.spotify.com/pod/show/arvin-taali/support2019-09-2103 minMindBody Performance with Coach ArvinMindBody Performance with Coach ArvinWhat do you do when it doesn't work?One thing I am committed to is sharing my story alongside our talk about ways to recreate yours.  This was a vulnerable podcast for me as I discussed an area of my life I normally keep very private and how my last approach DIDN'T work and what my plan is moving forward.  With every unsuccessful attempt we make at anything we must always ask ourselves what we learned from it and how we will approach it differently moving forward.  The one thing that is NEVER an option is quitting...or even worse trying the same thing...2019-03-1820 minMindBody Performance with Coach ArvinMindBody Performance with Coach ArvinGive yourself permission to CELEBRATE!You need to listen to this one.  I realized something over this last weekend.  Something that's missing from so many people's lives.  It's a major obstacle standing in your way of achieving extraordinary things.  You're not owning your moments...you're not giving yourself permission to celebrate your success.  If deep down you know you're not going to allow yourself to be happy with your success...what's the point of creating it? This is one of my favorite episodes so far...enjoy! Want to dive deeper into these topics?  ...2019-03-1113 minMindBody Performance with Coach ArvinMindBody Performance with Coach ArvinDo you hear yourself when you tell your "story"?I'm blessed to be able to have daily conversations with people about growth.  About ways they can drastically improve the quality of their lives.  About how they can achieve what feels impossible.  As I continue to evolve my understanding of the psychology of change I hear things differently than most people do.  I hear what people are really saying...more importantly...what's standing in their way.  What's unfortunate is most people don't hear it...it's their story...they continue to tell it over and over again.  The only way to change your story...2019-03-0420 minMindBody Performance with Coach ArvinMindBody Performance with Coach ArvinThree Daily Disciplines That Will Change Your LifeDiscipline is a skill and like any skill it needs to be practiced in order to strengthen it.  The question is...what exactly do you practice in order to succeed with it.  I'll give you a hint...don't start with the hard stuff ;)  Want to dive deeper into these topics?  Join my private FB forum at https://www.facebook.com/groups/mindbodyperformers/ Want some daily insights? Follow me on Instagram: https://www.instagram.com/arvin_anderson/ 2019-02-2518 minWii like to podcastWii like to podcastEpisode 30: It's ok to cryThe last, saddest and "Baddest" (Bad as in good) Podcast ever. Wiik in Review on E3. New Metrioid, two Marios, Wii Fit Plus and Wii Sports Resort. Arvin and Ben also review some of their favourite and not-so-favorite games of 2009.2009-06-1400 minWii like to podcastWii like to podcastEpisode 24: Mysteries RevealedYet another delayed but jam packed episode. Ben reviews Lego Indy, Arvin reviews two awesome Nyko products. Tidbits of news, and lots of info and dates on games we're excited about.2008-07-0600 minWii like to podcastWii like to podcastEpisode 18: Welcome back ArvinArvins back from the motherland to help put out a super swank episode. Smash Bros. sells big, hackers find more exploits, rock out soon with rock band, and we impromptu some reviews for you.2008-02-1800 minWii like to podcastWii like to podcastWLTP Special: Bon Voyage!A quick intro to the new look of Wii like to podcast as Arvin is about to leave for India. To to it all off we have a couple quick stories for you as well.2008-01-2400 minWii like to podcastWii like to podcastEpisode 08: Happy Birthday Us!Arvin and Ben celebrate their birthday doing what they do best.. Smash Brothers control scheme, possible DVD playback, A Doctor trying to bank on the Wii's success. Ben gives a first part of his Nyko charging station review.2007-06-2300 minWii like to podcastWii like to podcastEpisode 07: Blasphemous BenBen commits a sin. Forums are now online, Update on JR, Strikers and more online information. Better looks at Harry Potter, Manhunt 2, and Mario Party 8. And Arvin shows you how to stream media to your Wii using Orb.2007-06-0300 minWii like to podcastWii like to podcastEpisode 06: Glorious FreedomOur Wii browser friendly site is now launched so fire up your wii. EA planning new party game. Finally some Guitar Hero info. Larger scale wii workout, and Arvin takes you through the advanced features of the new Wii Opera Browser.2007-05-0700 minWii like to podcastWii like to podcastEpisode 04: The Rumour MillLots of awesome rumors floating around as GDC ends. Miyamoto talks on the Wii and the DS. Buy or Win some sweet Wii systems. Arvin reviews Tiger Woods 2007, and we show you how to get the LED on your Wii to stay on.2007-03-1900 min