Shows
Rich Habits PodcastQ&A: Hedging Against the “September Slump,” LTC Insurance, & Taxes on Worldwide IncomeIn this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! ---🔥 Ready for a free 1% match on your IRA contribution or rollover? Sign up for Public and take advantage of that, click here!---🤝 Check out our friends over at Suriance for all of your long-term health care needs, click here!---🏠 Download the Rich Habits Real Estate Hacks, click here!---💰 Download the 2025 Wealth-Building Workbook, click here!---🚀 Join 675+ other podcast listeners insid...2025-07-2438 min
Rich Habits Podcast127: How to Pay Less in Taxes w/ Karlton DennisIn this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Karlton Dennis to learn more about tax-saving strategies.The strategies shared by Karlton Dennis is this episode can be applied no matter how much you make, as everyone's personal finance situation is different. They also discuss a handful of the most consequential tax code updates from the One Big Beautiful Bill passed on July 4, 2025. ---💰 Earn 1% on all IRA contributions and 401(k) rollovers on Public! That's $1,000 in free money for every $100,000 you rollover. Click her...2025-07-2152 min
Rich Habits Podcast126: The 5 Types of Wealth w/ Sahil BloomPlease enjoy a flashback to one of your favorite Rich Habits Podcast episodes! We're excited to get back to making new content for you this week! ---In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Sahil Bloom to learn more about his framework for building wealth in our everyday lives. ---Download our FREE Financial Planning Workbook for 2025!👉 CLICK HERE!---⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here!---🚀 Sign up for the Rich Habits Network so you don't miss o...2025-07-1452 min
Rich Habits Podcast122: How to Build Wealth Without Obsessing Over MoneyIn this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share five quick, but action tips, as how to build wealth without obsessing over money. Many people falsely believe millionaire status is only achieved by people who have an "edge," or are considered a "money genius." This couldn't be further from the truth. This episode lays out a quick five step blueprint as how to reach millionaire status without money becoming your identity. ---⚡️ Sign up for a 7-day FREE trial of the Rich Habits Network, click here! Don't miss out on...2025-06-1632 min
Rich Habits PodcastQ&A: Side Hustle for Students, Too Many Stocks, & a $330K InheritanceIn this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---🗣 Join Austin and Robert in Toronto, Canada (or virtually) at the GRIT Money Summit -- click here!---Download our FREE Financial Planning Workbook for 2025!👉 CLICK HERE!---⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here!---🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here!---🔥 NEOS Funds has introduced yet another tax-efficient high-income ET...2025-02-2045 min
Rich Habits Podcast101: Conquering Your Financial Fears in 2025📲 Try this easy-to-use Retirement Calculator!
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Download our FREE Financial Planning Workbook for 2025!
👉 CLICK HERE!
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for conquering your financial fears in 2025.
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⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here!
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📚 Learn about investing with other investors on Blossom! You can also view Robert and Austin's portfolios.
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🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, ...2025-01-2046 min
Rich Habits PodcastQ&A: Investing $200K of RSUs, Buying a Failing Biz, & $1.4M Net Worth at 34In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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⭐️ Open a Bond Account on Public to lock in your 6% or higher yield today, Click Here!
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🏠 Start investing in real estate alongside Robert and Austin through the Fundrise Flagship Fund, click here!
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🚀 Sign up for the Rich Habits Network so you don't miss out on the next big investment opportunity, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Trade stocks, options, music royalties and crypto on Public – click here
⭐ Autom...2025-01-0941 min
Rich Habits Podcast87: How to Buy a Business (Step-by-Step)In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share with you how to buy a cash flowing business... step by step!
👉 Here's the Wall Street Journal article Austin mentioned.
👉 Here's a link to Frec (Direct Indexing platform)
👉 Here's a link to Monarch Money (money management)
👉 Here's a link to the Rich Habits Network (our investment community)
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If you like the show, be sure to leave us a 5 star review and share it with a friend :-) thanks!
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⭐ Download our FREE Bu...2024-10-2152 minRich Habits Podcast83: Is Art Investing Legit?In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz explore the world of contemporary artwork. They're joining by Scott Lynn, CEO of Masterworks, to learn more about the asset class' historical returns, how their pieces are sourced, stored, as well as insured.
With the recent volatility in the month of September (especially the first 10 days), having exposure to an uncorrelated asset class could be a great idea.
Both Robert and Austin invest into fine art through Masterworks.
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Skip the waitlist and invest in blue-chip art for...2024-09-2339 minRich Habits Podcast78: How to Prepare for a Recession⭐️ Click here to join the Rich Habits Network!
There are already 185 loyal listeners who have joined, and we can't wait to have you join us too! :)
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In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for preparing for an economic recession.
After all of the headline news of economic turmoil, we wanted to make sure everyone listening to our show is completely prepared for whatever might come our way over the coming months.
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⭐️ Skip the waitlist and...2024-08-1934 minRich Habits Podcast67: From $66K to $2M w/ @PersonalFinanceClubIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jeremy Schneider from @PersonalFinanceClub on Instagram!
Jeremy sold his software company for $5M in 2015. He quickly had $2.2M deposited to his checking account. Since the exit of his company, he's grown his net worth to over $5M.
Austin and Robert ask Jeremy how he invested his money, his biggest money mistakes, and his new company.
Follow @PersonalFinanceClub on Instagram
Check out Nectarine, Jeremy's new company
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👉 Join us tomorrow, June 4th, for our free options web...2024-06-0340 minRich Habits Podcast64: How to Hedge Your Portfolio (TACK) w/ Katie StocktonIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Katie Stockton of Fairlead Strategies. Katie is a statistician with decades of experience reading price action and technical indicators.
Katie shares with us a few of her favorite strategies to identify potential winning stocks as well as how anyone can begin hedging against market volatility with (TACK).
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To learn more about Fairlead Strategies, click here.
To sign up for the Fairlead Strategies Idea Generator, click here.
To follow Katie Stockton on Twitter...2024-05-1345 min
Rich Habits PodcastQ&A: Austin & Robert's Worst-Ever Investments, War Time Investing, and Solo 401(k)sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
How do the rich invest during wars?
What cryptocurrencies should I own in 2024?
What is the worst investment you've ever made?
Should I do a Mega Backdoor Roth Solo 401(k)?
How should I approach buying a new car?
Should I liquidate my Roth IRA to pay off credit card debt?
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Public has finally introduced options trading! To learn more about trading options on Public, click here.
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Save your seat for our Direct Indexing...2024-04-2532 minRich Habits Podcast60: What To Avoid When Picking a Financial Advisor in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three most important avoidances as it relates to finding and choosing a financial advisor in 2024.
High fee structure
Bad financial products
Lack of guidance and planning
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Ready to diversify 1-3% of your investment portfolio into fine artwork like Austin and Robert? Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks:
https://www.masterworks.art/richhabits
Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, A...2024-04-1532 minRich Habits Podcast55: How We Find, Analyze, and Secure New Investments (Startups, Small Biz, & Stocks)In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share how they find, analyze, and secure investments into startups, small businesses, and single stocks.
Robert kicks off the episode with suggestions as to where you can find startups raising money, he then walks us through his pizza shop's February financials, and Austin rounds off the episode with a deep dive as to how he analyzes new stock ideas.
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Bizbuysell, where Robert found his Pizza Shop
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn...2024-03-1136 min
Rich Habits PodcastQ&A: Living in a Tiny Home, Berkshire Hathaway, and Bitcoin ETFsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Automatically buy stock where you shop with Grifin – click here
⭐ Protect your family with term life insurance from Suriance – click here
⭐ Use code “Spotify” for 15% off our 4-module video course – click here...2024-02-2931 min
Rich Habits PodcastQ&A: Retiring in Your 40s, Keeping $30K in Cash, and Late Roth IRA ContributionsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!
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Watch the replay of our Covered Call webinar, click here!
Check out our Credit Card Benefit Matrix, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Automatically buy stock where you shop with Grifin – click her...2024-02-2214 minRich Habits Podcast52: The 3 Most Important Mindset Shifts Everyone Needs to MakeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the three most important mindset shifts they believe everyone needs to makes.
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Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits
Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.
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Watch the covered call webinar replay, click here!
Check out our Credit Card Benefit Matrix, click here!
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⭐ Down...2024-02-1933 min
Rich Habits PodcastQ&A: LLC vs. Sole Prop, Consolidating Investments, and the Avalanche MethodIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!
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Watch the replay of our Covered Call webinar, click here!
Check out our Credit Card Benefit Matrix, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Automatically buy stock where you shop with Grifin...2024-02-1534 minRich Habits Podcast51: The 3 Mistakes That Keep High-Earners Living Paycheck to PaycheckIn this episode of the Rich Habits podcast, Robert Croak and Austin Hankwitz share the three mistakes they see high-earners commonly make that cause them to live paycheck-to-paycheck.
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Watch the covered call webinar replay, click here!
Check out our Credit Card Benefit Matrix, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Trade stocks, options, music royalties and crypto on Public – click here
⭐ Automatically buy stock where you shop with Grifin – click her...2024-02-1231 min
Rich Habits PodcastQ&A: Our New Credit Card Benefit Matrix, Investing a Windfall, and Margin LoansIn this episode of the Rich Habits, Robert Croak and Austin Hankwitz answer your questions!
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Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!
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Check out our Credit Card Benefit Matrix, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Trade stocks, options, music royalties and crypto on Public – click here
⭐ Automatically buy stock where you shop with Gr...2024-02-0829 minRich Habits Podcast50: Real Estate is Not the Best Way to Get Rich in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz delve deep into their theory -- real estate is not the best way to get rich in 2024.
Products, brand building, and services will allow you to generate cash flow quicker (and without as much debt) than real estate. Let's dive in!
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Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings w...2024-02-0534 minRich Habits PodcastQ&A: NACA Loans, Co-Signing Student Loans, and Depreciating Real EstateIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Automatically buy stock where you shop with Grifin – click here
⭐ Protect your family with term life insurance from Suriance – click here
⭐ Watch the replay of our covered call webinar – click here
...2024-02-0124 minRich Habits Podcast49: Scaling a Small Business to Millions w/ Candace NelsonIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Candace Nelson.
Candace co-founded Sprinkles Cupcakes with her husband, Charles, in 2005. In 2012, they sold the business for 10s of millions to a private equity firm.
In this conversation, we discuss scaling a business from scratch, essential mindset shifts entrepreneurs need to make, as well as the compounding effects of small efficiencies.
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You can follow Candace on TikTok, Instagram, and Substack! You can also find her book, Sweet Success, on Amazon.
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2024-01-2938 min
Rich Habits PodcastQ&A: Stock Market All Time Highs, Roth vs. Traditional, and ArbitrageIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!
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⭐ Download our FREE Budgeting Template – click here
⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here
⭐ Automatically buy stock where you shop with Grifin – click here
⭐ Protect your family with term life insurance from Suriance – click here
⭐ Watch the replay of our covered call webinar – click...2024-01-2833 minRich Habits Podcast48: The 3 Most Important Financial Mistakes to Avoid in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three financial mistakes to avoid in 2024: carrying a balance on your credit cards, borrowing from your 401(k), and being addicted to instant gratification
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Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits
Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.
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Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our ...2024-01-2225 min
Rich Habits PodcastQ&A: Spot Bitcoin ETFs, Shiny Ball Syndrome, and Revocable TrustsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com 2024-01-1837 minRich Habits Podcast47: Exactly How Robert Buys Cash Flowing BusinessesIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz dive deep into the intricacies of finding, negotiating, and purchasing a cash flowing business.
In case you're unfamiliar, Robert recently purchased a pizza shop in a small town outside of St. Petersburg, FL. In this episode, Austin interviews Robert about the entire process.
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Learn more about FirstCard and build your credit, click here!
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about 2024-01-1536 min
Rich Habits PodcastQ&A: Dead Money, $400K in Savings, and ESPPsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com 2024-01-1139 minRich Habits Podcast46: Our 3 Favorite Investment Categories for 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite investment categories for 2024. With that being said, this is not financial advice and we very much encourage people to do their own research.
Remember, there's no such thing as timing the market. We'll be slowly dollar cost averaging into these categories all year long.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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...2024-01-0831 min
Rich Habits PodcastQ&A: ADUs, HELOCs, and $175K in SavingsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: richhabitspodcast@gmail.com 2024-01-0431 minRich Habits Podcast45: Getting Rich, Not Looking Rich, in 2024*WARNING*
This episode of the podcast includes vulgar language that might not be suitable for teenagers.
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In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz expand upon the phrase "The goal is to get rich, not look rich."
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module vide...2024-01-0229 minRich Habits Podcast44: Your 8 Favorite Rich Habits from 2023In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit your favorite 8 rich habits from 2023!
Merry Christmas, Happy Holidays, and we'll see you in 2024!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/Robe2023-12-2737 minRich Habits PodcastQ&A: FXAIX, Making Money in a Recession, and Early RetirementIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! To ask us a question for future episodes, send us an email or a DM on Instagram @richhabitspodcast.
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/2023-12-2237 minRich Habits Podcast43: Our 3 Favorite Rich Habits to Implement in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite rich habits anyone can implement in 2024.
By implementing these rich habits, you'll know exactly where you stand with your money, save thousands per year in expenses, and begin to build wealth much quicker.
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Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is hig...2023-12-1836 minRich Habits PodcastQ&A: Fannie Mae's New Mortgage, House Repairs, and Retiring EarlyIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! As always, if you have a question, be sure to ask it by emailing richhabitspodcast@gmail.com or sending us a DM on Instagram @richhabitspodcast.
Stay tuned for Monday's episode where we announce the winners of the remaining $500 in gift cards!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Earn 5.1% APY...2023-12-1428 minRich Habits Podcast42: How We're Introducing Bonds to Our Portfolios in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz introduce bonds -- specifically the bond ETF (BNDI) they're investing into throughout 2024 and 2025.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact: 2023-12-1135 minRich Habits PodcastQ&A: $350K Salary, Paying Rent Upfront, and Our Favorite BooksIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! This week's questions are specifically from Instagram.
If you have questions to ask us, send us an email at "richhabitspodcast@gmail.com," or send them on Instagram @richhabitspodcast!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video cou...2023-12-0731 minRich Habits Podcast41: Making & Investing Your First $100KIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for making and investing your first $100K.
As the great Charlie Munger once said, "it's a bitch, but you gotta do it."
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget...2023-12-0426 minRich Habits PodcastQ&A: Investing only $20/month, Pressure Washing, and ESPPsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
Fill out our listener survey for a chance to win 1 of the 10 $100 Amazon gift cards we're giving away just in time for the holiday season! Click here!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!...2023-11-3025 minRich Habits Podcast40: "What Even is a Target Date Fund?" w/ Rachel Aguirre (iShares)In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz travel to New York City to ask Rachel Aguirre of iShares "What even is a target date fund?"
Robert and Austin have been long-time skeptics of target date funds for various reasons. But when they heard iShares launched a new suite of target date fund ETFs -- they had to investigate.
Providing the best information possible to our listeners has always been and continues to be the primary goal of the Rich Habits Podcast.
We hope the information shared in...2023-11-2823 minRich Habits Podcast39: Our 3 Tips If You're Starting from Scratch in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for those of you starting from scratch in 2024 -- especially if you're in your 40s or 50s.
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Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits
Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: https://www.masterworks.com/cd
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Be sure to check out...2023-11-2021 minRich Habits PodcastQ&A: Mortgage Rates, Dividend Investing, and Small Biz FundingIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! We collect questions from Instagram (@richhabitspodcast), email (richhabitspodcast@gmail.com), as well as our Discord community.
Be sure to ask us a question for next week's episode!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!...2023-11-1623 minRich Habits Podcast38: Tax & Retirement Strategies To Do Before 2024 w/ Ankur NagpalIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Ankur Nagpal of CarryMoney.com.
Ankur sold his previous company, Teachable, for $250M. After receiving such a large lump sum of cash, became fascinated by tax optimization and retirement investing strategies. Today, he's the CEO and co-founder of CarryMoney.com, a platform that makes retirement investing for small business owners easy.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured...2023-11-1429 minRich Habits PodcastQ&A: Investing for a Newborn, $100K in Cash, and Utility PatentsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!
They touch on how to save for a house, investing for newborns, college tax write-offs, patenting a new product, and much more.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, ...2023-11-1032 minRich Habits Podcast37: Interest Rate Work-Arounds for 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for interest rate work-arounds for 2024.
Specifically, how to take advantage of them from a savings perspective, how to use them to your advantage when buying a new house, car, or boat, and how they impact your investment portfolio.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Publ...2023-11-0731 minRich Habits PodcastQ&A: VFIAX, Dividend Investing, and $200K in SavingsIn this episode of the Q&A version of the Rich Habits Podcast, Robert Croak and Austin Hankwitz discuss the difference between VOO and VFIAX, how dividend ETFs actually work, allocating $200K in savings, as well as how to start your 18-year-old kids off on the right path financially.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
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Learn more about our 4-module vide...2023-11-0230 minRich Habits Podcast36: Investing the Rich Habits WayIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their playbook for investing toward retirement. Specifically, they walk you through how to calculate a proper monthly budget, where to find extra funds, and exactly how to invest the money.
You've heard of a ton of different investing "playbooks." Let this one serve as the definitive truth.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
E...2023-10-3029 minRich Habits PodcastQ&A: Bankruptcy, HELOCs, and Student LoansIn this episode of the Rich Habits Podcast Q&A, Robert Croak and Austin Hankwitz answer your questions! They touch on bankruptcy, HELOCs, student loans, house hacking, and growing in your career.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
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Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.store/RobertJCroak2023-10-2627 minRich Habits Podcast35: Building Generational Wealth in Your 20s & 30sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for building generational wealth in your 20s and 30s. Specifically, they explore the idea of private equity / small business ownership, cryptocurrency, and artificial intelligence.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, ...2023-10-2333 minRich Habits PodcastQ&A: Starting From Scratch, Patents, and WTF is TSLYIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer questions received on Instagram and Discord.
If you'd like to ask a question, DM us @richhabitspodcast on Instagram or email us at richhabitspodcast@gmail.com!
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, ...2023-10-2026 minRich Habits Podcast34: Generating REAL Passive IncomeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite ways to generate REAL passive income.
No, not the passive income you hear about on TikTok through vending machines or laundromats -- we're talking about REAL "make money in your sleep" passive income.
By investing into music royalties, dividend-paying ETFs, and selling covered call option contracts you can begin to inch closer toward thousands per month in REAL passive income.
Learn more about covered calls, click here!
Learn more about Shrek music royalties, click...2023-10-1622 minRich Habits Podcast33: How to Calculate Your Freedom NumberIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through exactly how to calculate your "freedom number."
In other words, the amount of money you need invested to retire comfortably.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, ...2023-10-0920 minRich Habits PodcastQ&A: Student Loans, HELOCs, and the Stock MarketIn this episode of the Rich Habits Podcast Q&A Edition, Robert Croak and Austin Hankwitz answer your questions about student loans, HELOCs, the stock market, and much more!
Don't forget to send us a DM on Instagram @richhabitspodcast if you'd like to be featured in future episodes.
---
Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4...2023-10-0628 minRich Habits Podcast32: Optimizing Your 401(k), 403(b), 457(b), or ESOPIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz breakdown employer-sponsored retirement accounts. Specifically, they explain the 401(k), 403(b), 457(b), and even ESOPs.
With over 110 million Americans having access to these retirement accounts, but less than 50% of them actually taking advantage of them, we hope this episode not only teaches you what they are but also inspires you to begin using them to build wealth.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC...2023-10-0226 minRich Habits Podcast31: Demystifying the Alphabet Soup of FinanceIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the alphabet soup of finance. Specifically, we dive deep into 8 commonly used acronyms you might hear us finance nerds use in conversation.
Our goal of this podcast is to make personal finance and investing as approachable as possible. By breaking down these terms, we're hoping our listeners will feel more confident and secure in their own financial decisions, allowing them to build those rich habits we talk about all of the time.
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Be sure to check out Public's...2023-09-2528 minRich Habits Podcast30: Demystifying the Average Millionaire’s 7 Sources of IncomeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the seven sources of income the average millionaire has in the eyes of the IRS.
Not only do we explain to you what these seven sources are, but we also provide solutions the everyday investor can use to begin working toward achieving these income streams.
We also hear from Troy Cates, co-creators of the SPYI High-Income ETF. Troy provides us with a great breakdown of the ETF's income-focused objectives as well as defines who exactly the ETF is built for.
2023-09-1822 minRich Habits Podcast29: The 3 Simple Steps to WealthIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three simple steps to wealth. By following these three simple steps, building wealth for a comfortable retirement is inevitable.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: https://stan.stor2023-09-1123 minRich Habits Podcast28: Mindset Shift — Consumer to WealthIn today’s episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss the importance of making the mindset shift away from “consume consume consume” to “begin as an investor and building generational wealth.”
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, click here!
To learn more about Robert: 2023-09-0426 minRich Habits Podcast27: The 3 Reasons Preventing You From Retiring a MillionaireIn this episode of the Rich Habits Podcast, Austin Hankwitz and Robert Croak unpack the three most common reasons we see preventing people from retiring millionaires.
Specifically, the lack of retirement goals & planning, carrying high-interest debt for years and years in effort to "preserve" a nest egg, as well as only depending on one source of income.
We also share a very special announcement with our podcast listeners!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is F...2023-08-2827 minRich Habits Podcast26: Life Insurance: the Good, the Bad, and the Ugly w/ George KamelIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz welcome their very first guest — self-made millionaire and Ramsey personality, George Kamel.
For months now, we've been receiving countless questions in both our livestreams and DMs asking about life insurance. Term, whole, IUL, and everything in between.
After weeks of planning, we present to you the definitive truth about life insurance alongside an expert — George Kamel. We break down all of the terminology, which one 99% of people should choose, as well as the cost ($700K) of choosing the wrong one.
Than...2023-08-2134 minRich Habits Podcast25: Demystifying the 3 Types of IncomeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the three types of income, as well as how to anyone can begin building toward obtaining them.
We believe everyone should have more than just one form of income, so in this episode we’re going to walk you through the playbook as to how we’ve achieved these three forms of income thus far in our careers.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Be su...2023-08-1423 minRich Habits Podcast24: Top 3 Reasons People Don't Become Rich Pt. 2In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit Episode 6: the Top 3 Reasons Why People Don't Become Rich. However, in this episode they introduce three new ideas and concepts that truly put the "velocity of money" in perspective.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
...2023-08-0726 minRich Habits Podcast23: Our Biggest Financial Mistakes & How to Avoid ThemIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three biggest money mistakes. Specifically, Robert opens up about his glory days running SillyBandz, an idea he had but took the wrong advice for, as well as a nightmare real estate tenant.
We also hear from Max, Scott, and Allyson in the Q&A section of the podcast.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Be sure to check out Public's new High Yield Cash...2023-07-3127 minRich Habits Podcast22: How the Rich Keep Getting RicherIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways the rich just keep getting richer. Specifically, Robert & Austin dive deep into how the rich use leverage, real estate, and tax strategies to keep building wealth.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Ea...2023-07-2417 min
Rich Habits Podcast22: How the Rich Keep Getting RicherIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways the rich just keep getting richer. Specifically, Robert & Austin dive deep into how the rich use leverage, real estate, and tax strategies to keep building wealth.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Find a debt consolidation loan: Click Here!
Budget Template: Click Here!
To learn more about Robert: https://stan.store/robertcroak
To learn more about Austin: https://stan.store...2023-07-2400 min
Rich Habits Podcast21: How To Make Your Child a MillionaireIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies to build wealth for minors. By leveraging these three strategies, your child will be able to stay out of student loan debt, get a jump start on their retirement investing, and won't need a co-signer come 18 years of age.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Join my stock-analysis webinar on Tuesday: sign-up here!
Budget Template: https://stan.store/robertcroak/p/g...2023-07-1700 minRich Habits Podcast21: How To Make Your Child a MillionaireIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies to build wealth for minors. By leveraging these three strategies, your child will be able to stay out of student loan debt, get a jump start on their retirement investing, and won't need a co-signer come 18 years of age.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything...2023-07-1719 min
Rich Habits Podcast20: Catching Up Financially in Your 40s & 50sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top 3 ways as to how anyone can begin to "catch up" financially later in life. Wealth has NOT passed you by, it's just time to be very intentional with your money.
We talk about spending vs. investing your money, identifying and getting rid of bad debt, as well as how to truly optimize investing toward retirement.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Budget...2023-07-1000 minRich Habits Podcast20: Catching Up Financially in Your 40s & 50sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top 3 ways as to how anyone can begin to "catch up" financially later in life. Wealth has NOT passed you by, it's just time to be very intentional with your money.
We talk about spending vs. investing your money, identifying and getting rid of bad debt, as well as how to truly optimize investing toward retirement.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
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Be...2023-07-1019 min
Rich Habits Podcast19: Escaping the Poverty MindsetIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss breaking free of the poverty mindset. Specifically, getting & staying out of high-interest consumer debt, building & repairing your credit score, and how to earn (but more importantly) invest your money to build generation wealth.
Forming rich habits to one day become financially free are important, but you’ll never stick to them over the long-term unless you’ve made the shift in your mindset that you deserve to be wealthy. You can obtain wealth. No matter your upbringing, your family, or your current situation.
If...2023-07-0300 minRich Habits Podcast19: Escaping the Poverty MindsetIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss breaking free of the poverty mindset. Specifically, getting & staying out of high-interest consumer debt, building & repairing your credit score, and how to earn (but more importantly) invest your money to build generation wealth.
Forming rich habits to one day become financially free are important, but you’ll never stick to them over the long-term unless you’ve made the shift in your mindset that you deserve to be wealthy. You can obtain wealth. No matter your upbringing, your family, or your current situation.
If...2023-07-0319 minRich Habits Podcast18: Write-Offs Every Side Hustler & Business Owner Must KnowIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three favorite write-offs every side hustler and business owner must know. Specifically, we dive deep into the phone bill, the home office expense, as well as the car. As stated during the show, we're not tax accountants and this is not financial, tax, or legal advice.
Also, sorry about being camera off for this episode. My allergic reaction was BRUTAL. Thank you everyone for understanding :)
If you have a question for next week's episode, be sure to ask it...2023-06-2720 min
Rich Habits Podcast18: Write-Offs Every Side Hustler & Business Owner Must KnowIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three favorite write-offs every side hustler and business owner must know. Specifically, we dive deep into the phone bill, the home office expense, as well as the car. As stated during the show, we're not tax accountants and this is not financial, tax, or legal advice.
Also, sorry about being camera off for this episode. My allergic reaction was BRUTAL. Thank you everyone for understanding :)
If you have a question for next week's episode, be sure to ask it...2023-06-2600 minRich Habits Podcast17: Becoming the 1st Real Estate Investor in Your FamilyIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three ways to achieve financing for your real estate investments. We've learned from hosting over 100+ livestreams now on TikTok that most of you want to become real estate investors but are tripped up from the financing. We dive deep into DSCR loans, Self-Employment loans, and 203(k) loans -- all of which can help you become the first real estate investor in your family.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast2023-06-2019 min
Rich Habits Podcast17: Becoming the 1st Real Estate Investor in Your FamilyIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three ways to achieve financing for your real estate investments. We've learned from hosting over 100+ livestreams now on TikTok that most of you want to become real estate investors but are tripped up from the financing. We dive deep into DSCR loans, Self-Employment loans, and 203(k) loans -- all of which can help you become the first real estate investor in your family.
If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast2023-06-1900 minRich Habits Podcast16: Becoming Really, Really RichIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about becoming really, really rich. Specifically, how everyday people can take advantage of proven strategies and opportunities to build wealth and achieve financial freedom without "getting lucky," or winning the lottery. We walk through the strategies of buying cash flowing businesses, building a real estate portfolio, and inventing new products and technologies. This episode is one you're not going to want to miss.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything...2023-06-1331 min
Rich Habits Podcast16: Becoming Really, Really RichIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about becoming really, really rich. Specifically, how everyday people can take advantage of proven strategies and opportunities to build wealth and achieve financial freedom without "getting lucky," or winning the lottery. We walk through the strategies of buying cash flowing businesses, building a real estate portfolio, and inventing new products and technologies. This episode is one you're not going to want to miss.
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To learn more about Robert: https://stan.store/robertcroak
To learn more about Austin: https://st...2023-06-1200 minRich Habits Podcast15: How to Build a Crypto Portfolio From Scratch, the Debt Ceiling, Revocable Trusts, and 401(k) LoansIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to build a crypto portfolio from scratch, what the debt ceiling headlines mean for you, 401(k) loans, revocable trusts, and how to prioritize your wealth building journey.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download...2023-06-0628 min
Rich Habits Podcast15: How to Build a Crypto Portfolio From Scratch, the Debt Ceiling, Revocable Trusts, and 401(k) LoansIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to build a crypto portfolio from scratch, what the debt ceiling headlines mean for you, 401(k) loans, revocable trusts, and how to prioritize your wealth building journey.
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To learn more about Robert: https://stan.store/robertcroak
To learn more about Austin: https://stan.store/austinhankwitz
To learn more about NEOS Funds: https://neosfunds.com/2023-06-0500 minRich Habits Podcast14: Summer Side Hustles, Artificial Intelligence, Our Favorite Books, Robo-Advisors, and 401(k)sIn this episode of the Rich Habits podcast, Robert Croak and Austin Hankwitz shared their three favorite summer side hustles (including how to leverage artificial intelligence to be more productive), as well as answer questions about robo-advisors, our favorite finance books, and how to diversify your investments beyond the traditional 401(k).
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-mo...2023-05-3024 min
Rich Habits Podcast14: Summer Side Hustles, Artificial Intelligence, Our Favorite Books, Robo-Advisors, and 401(k)sIn this episode of the Rich Habits podcast, Robert Croak and Austin Hankwitz shared their three favorite summer side hustles (including how to leverage artificial intelligence to be more productive), as well as answer questions about robo-advisors, our favorite finance books, and how to diversify your investments beyond the traditional 401(k).
---
To learn more about Robert: https://stan.store/robertcroak
To learn more about Austin: https://stan.store/austinhankwitz
To learn more about NEOS Funds: https://neosfunds.com/2023-05-2900 minRich Habits Podcast13: How to Become a Millionaire in a Recession, Angel Investing, and Credit CardsIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz go deep into the essential mindset shifts needed to ensure investors are able to stay disciplined during a recession -- allowing them to build wealth in every economic cycle.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, ...2023-05-2322 min
Rich Habits Podcast13: How to Become a Millionaire in a Recession, Angel Investing, and Credit CardsIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz go deep into the essential mindset shifts needed to ensure investors are able to stay disciplined during a recession -- allowing them to build wealth in every economic cycle.
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Learn more about our sponsor, NEOS Funds: https://neosfunds.com/
To learn more about Robert: https://stan.store/robertcroak
To learn more about Austin: https://stan.store/austinhankwitz
Contact us: richhabitspodcast@gmail.com2023-05-2200 minRich Habits Podcast12: Tax Loopholes for Children, Funding Your Small Business, & Selling Losing StocksIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share their perspectives marketing, optimizing, and funding your small business -- as well as answering questions about tax loopholes, making your money work for you while saving for taxes, and selling losing investments.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download o...2023-05-1621 minRich Habits Podcast11: Apple's New HYSA, AI Investment Ideas, and Target Date FundsIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share their perspectives on Apple's new high-yield savings account, the recent rise of artificial intelligence, high-earner retirement accounts, target date fund beef, and how to house hack with the right tenants.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, ...2023-05-0920 minRich Habits Podcast10: Money Hacks for Marriage, Teen Money Tips, and PMIIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share three money hacks every engaged couple should consider doing + Q&A (setting up teens for financial success, getting PMI removed from your monthly mortgage payment, and understanding an investment's cost basis).
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FRE...2023-05-0219 minRich Habits Podcast9: New Housing Rule, Tax Loopholes, 401(k), and DebtIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz introduce a new episode format -- hot takes followed by question & answer. We'll discuss the new housing rule that seemingly punishes responsible consumers, dissect the Backdoor Roth IRA, debate retirement investing, and finally share our favorite quote.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module vide...2023-04-2521 minRich Habits Podcast8: Financial Mistakes to Avoid in Your 20s & 30sIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz walkthrough three financial mistakes you should actively avoid in your 20s and 30s. It's easy to fall victim to money mistakes considering financial literacy wasn't taught in school.
This episode about buying vs. leasing a car, managing credit card debt, and balancing a housing payment is a great guide to consider when correcting the mistakes.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up t...2023-04-1820 minRich Habits Podcast7: Building an Investment Portfolio from ScratchIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz walkthrough how to build an investment portfolio from scratch. Specifically, they share the specific names of tickers they'd build a new stock portfolio around, their real estate investment platform of choice, and alternative asset ideas.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!...2023-04-1119 min
Rate of Return#15: Making Health Savings Accounts more Accessible w/ Ami KumordzieIn this episode of the Rate of Return Podcast, we're going to be showcasing a separate episode I recorded for iHeartRadio and Intuit Quickbooks alongside Jannese Torres -- Mind the Business: Small Business Success Stories.
To follow Mind the Business, click here!
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Owning a small business can be one of the most rewarding and challenging things a person does. Amid an uncertain economy and ever-evolving consumer trends, there is a lot to figure out and navigate to ensure your business thrives. Join hosts Jannese Torres (Yo Quiero Dinero) and Austin Hankwitz (Rate...2023-04-0537 minRich Habits Podcast6: Top Three Reasons Why People Don't Become RichIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three reasons why people stay poor: analysis paralysis, the lack of financial literacy, as well as the fear of losing money. This is probably one of our most actionable episodes yet, so listen closely!
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video co...2023-04-0420 minRich Habits Podcast5: Making Your First Investment (Passive Income, Real Estate, and Retirement)In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways to make your first investment - specifically as it relates to generating passive income, building a real estate portfolio, and investing toward your retirement.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, ...2023-03-2822 minRich Habits Podcast4: Getting Started in Your 30s & 40sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their best advice for those who might feel like building wealth has passed them by — specifically creating your new budget and holistically evaluating where you're at, making the needed changes to your life to begin implementing your new wealth building habits, and the harsh reality of catching up.
Don't forget to share this episode with a friend who could use this advice.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the...2023-03-2119 minRich Habits Podcast3: How to Prepare for a RecessionIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three tips as it relates to preparing for a recession: building a realistic budget, polishing up your resume and cover letter, as well as diversifying your income and investments.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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Download our FREE Budget Template, ...2023-03-1425 minRich Habits Podcast2: Debunking the "Financial Tips" that Keep You PoorIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz debunk three "financial tips" they believe keep people poor: becoming fixated on a primary residence, avoiding debt, and quitting your 9-5 job to pursue a side hustle or passion.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
---
Earn 5.1% APY using a Public HYCA, click here!
Opt-in and share your email, click here!
Learn more about our 4-module video course!
Download our FREE Budget Template, ...2023-03-0723 minRich Habits Podcast1: Becoming the 1st Millionaire in Your FamilyIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three steps to take if you want to begin working toward becoming the first millionaire in their family: investing early and often, changing your mindset, and learning a new skill.
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Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M.
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⭐ Download our FREE Budgeting Template – click here
⭐ Trade stocks, options, music royalties and crypto on Public – click h...2023-02-2827 min
Rich Habits PodcastTrailer: Rich Habits PodcastIntroducing the Rich Habits Podcast -- a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert Croak is a serial entrepreneur with more than $200M in company exits under his belt. As famously known as the guy who founded the $100M company, Sillybandz, Robert is now an avid investor in restaurants real estate, equities, a...2023-02-2001 min
Rate of Return#9: Sustainable Investing (ESG) w/ Boris KhentovPaid non-client of Betterment, and views may not be representative. Click to learn more.
Betterment's Senior Vice President of Product Strategy & Sustainable Investing, Boris Khentov, joins Austin Hankwitz to talk everything ESG. We discuss product expansion since launch, the company's ESG-focused investing strategy, how they ensure their ESG investments properly reflect this ever-evolving landscape, and the rise of employer-sponsored ESG investing.
Learn more about this relationship at www.betterment.com/austin. See more reviews at the App Store and Google Play Store.2022-06-0722 min
Rate of Return#7: Makara's Diversified Crypto Baskets w/ Jesse ProudmanPaid non-client of Betterment, and views may not be representative. Click to learn more.
Betterment's Vice President of Crypto Investing, Jesse Proudman, joins Austin Hankwitz to talk everything crypto. Jesse's background and first exit to IBM, the 2018 crypto bull-run, starting Strix Leviathan during a bear market, the company's strategy for selecting "blue chip" cryptos, and Makara's recent sale to Betterment.
Learn more about this relationship at www.betterment.com/austin. See more reviews at the App Store and Google Play Store.2022-05-2327 min