Shows
Rich Habits Podcast151: Our 2026 "Money Calendar"In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to approach 2026 month by month to ensure you're checking all of the financial boxes. ---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---💰 Introducing the NEOS Ethereum High Income ETF (NEHI) -- your new favorite was to earn tax-efficient monthly income on your Ethereum position. Click here!---🏠 Ready to jump into real estat...
2026-01-0536 min
Rich Habits Podcast150: Build Wealth Without Counting Every DollarIn this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about building an "anti-budget" in 2026. ---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---💰 Introducing the NEOS Ethereum High Income ETF (NEHI) -- your new favorite was to earn tax-efficient monthly income on your Ethereum position. Click here!---🏠 Ready to jump into real estate investing? It's time to give the Fundrise Flagship Fund...
2025-12-2938 min
Rich Habits Podcast149: Fixing the Hidden Hangover of Holiday DebtIn this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz fix the hidden hangover of holiday debt. ---🎨 Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: masterworks.art/richhabits---💸 Use Public to build your own investable index with Generated Assets! You'll also receive an uncapped 1% on all IRA and 401(k) transfers and rollovers!Click here!---💰 Introducing the NEOS Ethereum High Income ETF (NEHI) -- your new favorite was to earn tax-efficient mo...
2025-12-2232 min
Rich Habits Podcast87: How to Buy a Business (Step-by-Step)In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share with you how to buy a cash flowing business... step by step! 👉 Here's the Wall Street Journal article Austin mentioned. 👉 Here's a link to Frec (Direct Indexing platform)👉 Here's a link to Monarch Money (money management)👉 Here's a link to the Rich Habits Network (our investment community)---If you like the show, be sure to leave us a 5 star review and share it with a friend :-) thanks!---⭐ Download our FREE Bud...
2024-10-2152 minRich Habits Podcast74: Our Disagreements with Dave RamseyIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three biggest disagreements with Dave Ramsey. Despite popular belief, we're aligned with Dave on a few things... don't have a mortgage in retirement, get rid of the high-interest car debt, etc. However, there are a few things we completely disagree with. In this episode, we dive into them and explain our side of the story and why we believe our perspective will help the average American reach financial freedom earlier. ---💥 Join 45,000+ other investors and subscribe to...
2024-07-2239 minRich Habits Podcast71: The #1 Cause of Bankruptcy in the USAIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz get personal with their own life situations and past traumas. We share our own perspectives on aging parents, as well as how to prevent the #1 cause of bankruptcy in the USA. ---Learn more about long-term care insurance & term life insurance by visiting Suriance's website: suriance.com/richhabits---Sign up for your 30-day free trial of the all-in-one personal finance app, Monarch Money! Visit monarchmoney.com/habits---Join over 43,000+ other...
2024-07-0144 minRich Habits Podcast70: Finding an Extra $2,000 / Year to InvestIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz flip things around. Instead of talking about setting your family up for generations or optimizing your tax situation, they instead wanted to cater an entire episode around the person who's living paycheck to paycheck and trying to dig themselves out of a hole. Personal finance is personal. We all have a unique relationship with money. Some people have it in abundance, others work countless hour every week to earn it. Regardless of your situation, we hope this episode can help you find...
2024-06-2443 minRich Habits Podcast69: This Episode Will Save You Thousands (Seriously)In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about tax loss harvesting. They also welcome Mo, the CEO of Frec.com, to the show to break down direct indexing + tax loss harvesting in a more intricate way. ---Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabitsPurchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.See important Masterworks disclosures: https://www.masterworks.com/cd...
2024-06-1743 minRich Habits Podcast68: Financial Concepts You Need to KnowIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz break down three financial concepts you need to know. Dividend ReinvestmentSavings Rate vs. Rate of ReturnNet Income vs. Free Cash FlowThere are of course several other concepts that are important for building wealth and analyzing new investments, but these concepts will get anyone moving in the right direction!Don't forget to subscribe to the new Rich Habits Newsletter! 2,300 of you already have since it's launch only 4 weeks ago :) thank you!---👉 Discover new stock ideas and analysis on...
2024-06-1034 minRich Habits Podcast67: From $66K to $2M w/ @PersonalFinanceClubIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jeremy Schneider from @PersonalFinanceClub on Instagram!Jeremy sold his software company for $5M in 2015. He quickly had $2.2M deposited to his checking account. Since the exit of his company, he's grown his net worth to over $5M. Austin and Robert ask Jeremy how he invested his money, his biggest money mistakes, and his new company. Follow @PersonalFinanceClub on InstagramCheck out Nectarine, Jeremy's new company---👉 Join us tomorrow, June 4th, for our free options webinar wit...
2024-06-0340 minRich Habits Podcast66: The Financial Playbook for Recent GraduatesIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their financial playbook for recent graduates. How to retire a multi-millionaire, excel in your career, and get across the finish line. ---Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabitsPurchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.See important Masterworks disclosures: https://www.masterworks.com/cd---...
2024-05-2739 minRich Habits PodcastQ&A: Handling a $100K Salary, Investing with $50 / Month, and DownsizingIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! How should I invest for my kids? How to optimize real estate assets. Investing $50 / month as a college student. Should I make double mortgage payments? How do I handle $68K in student debt with a $100K salary? Should I prioritize a Traditional IRA or Roth IRA? Handling your idle cash when preparing to buy a house.---Subscribe to the Rich Habits Newsletter, click here!---Public has finally launched options trading on their platform! To create an account and begin trading options, click here!---Regis...
2024-05-2336 minRich Habits Podcast65: EXCLUSIVE Interview w/ BlackRock (Bitcoin ETF)In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz sit down with Jay Jacobs, the Head of Thematic Investing and Active ETFs at BlackRock to discuss their IBIT Spot Bitcoin ETF. To learn more about IBIT, click here!---Subscribe to the Rich Habits Newsletter, click here!Join us for an Options Trading Webinar, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Pu...
2024-05-2022 minRich Habits Podcast64: How to Hedge Your Portfolio (TACK) w/ Katie StocktonIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Katie Stockton of Fairlead Strategies. Katie is a statistician with decades of experience reading price action and technical indicators. Katie shares with us a few of her favorite strategies to identify potential winning stocks as well as how anyone can begin hedging against market volatility with (TACK). ---To learn more about Fairlead Strategies, click here.To sign up for the Fairlead Strategies Idea Generator, click here.To follow Katie Stockton on Twitter...
2024-05-1345 minRich Habits Podcast63: These 3 Mindset Shifts Will Make You a MillionaireIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the three most important mindset shifts everyone must make to become a millionaire. ---Discover Yahoo Finance's redesigned website and sync your existing brokerage accounts, click here!---Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabitsPurchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.See important Masterworks disclosures: h...
2024-05-0631 minRich Habits Podcast62: The Top 3 Wealth-Killers in AmericaIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz debunk the top three wealth-killers in America. ---Save your seat at our FREE webinar all about Direct Indexing, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use...
2024-04-2934 min
Rich Habits PodcastQ&A: Austin & Robert's Worst-Ever Investments, War Time Investing, and Solo 401(k)sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!How do the rich invest during wars? What cryptocurrencies should I own in 2024?What is the worst investment you've ever made?Should I do a Mega Backdoor Roth Solo 401(k)?How should I approach buying a new car?Should I liquidate my Roth IRA to pay off credit card debt?---Public has finally introduced options trading! To learn more about trading options on Public, click here.---Save your seat for our Direct Indexing...
2024-04-2532 minRich Habits Podcast61: Three Reasons the Stock Market Could Go Down in 2024In this episode of the Rich Habits Podcast Robert Croak and Austin Hankwitz walk through three different reasons that could catalyze a stock market drawdown in 2024. ---Save your seat at our FREE webinar all about Direct Indexing, click here!---Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabitsPurchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: https://www.masterworks.com/cd...
2024-04-2230 minRich Habits Podcast59: How to Generate Your First $1,000 of Passive IncomeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their simple strategy that anyone can implement regarding passive income. The ETFs mentioned in the call include: SPYI and QQQI---To watch the webinar's replay, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your...
2024-04-0823 min
Rich Habits PodcastQ&A: $1M in Real Estate, Paying Off $110K in Student Loans, and PensionsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here⭐ Optimize yo...
2024-04-0432 minRich Habits Podcast58: 3 Financial Strategies Everyone Must Know To Ensure a Happy Engagement & MarriageIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite financial strategies everyone must know to ensure a happy engagement and marriage. Specifically, we share how important it is to be on the same page about money, retirement, as well as setting your children up for financial independence. ---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where yo...
2024-04-0139 min
Rich Habits PodcastQ&A: Settlements, $1,400 Car Payments, and $35K of Credit Card DebtIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! If you want to ask us a question for a future episode, feel free to send us a DM on Instagram (richhabitspodcast) or an email (richhabitspodcast@gmail.com)!---To listen to Public's new podcast, The Rundown, click here!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Ca...
2024-03-2847 minRich Habits Podcast57: Diversification in 2024: Three Undiscovered StrategiesIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies they use to achieve diversification in their own portfolios. By staying diversified, they're able to build wealth uncorrelated to the whims of the Federal Reserve and the stock market. ---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect y...
2024-03-2527 min
Rich Habits PodcastQ&A: $1M Inheritance, $500K in Student Loans, and FarmingIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions. ---To listen to Public's new podcast, The Rundown, click here!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – clic...
2024-03-2142 minRich Habits Podcast56: The 3 Phases of Building Financial FreedomIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz dive deep into the three phases of building financial freedom. Everyone has to start somewhere. No matter where you are in your wealth building journey, understanding the priorities in front of you is the most important realization you can have. ---Sign up for our new Webinar, click here!---Automatically buy stock where you shop with Grifin, click here!---Skip the waitlist and invest in blue-chip art for the very first time by signin...
2024-03-1827 min
Rich Habits PodcastQ&A: Doubling My Income, Life Insurance, and SEP IRAsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---To listen to Public's new podcast, The Rundown, click here!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – cl...
2024-03-1444 minRich Habits Podcast55: How We Find, Analyze, and Secure New Investments (Startups, Small Biz, & Stocks)In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share how they find, analyze, and secure investments into startups, small businesses, and single stocks.Robert kicks off the episode with suggestions as to where you can find startups raising money, he then walks us through his pizza shop's February financials, and Austin rounds off the episode with a deep dive as to how he analyzes new stock ideas.---Bizbuysell, where Robert found his Pizza Shop---⭐ Download our FREE Budgeting Template – click here⭐ Earn...
2024-03-1136 min
Rich Habits PodcastQ&A: Buying a Vending Machine, Wholesaling, and Selling an InventionIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Sign up for our next webinar, click here!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – cl...
2024-03-0732 minRich Habits Podcast54: Our Bitcoin Profit-Taking StrategiesIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share a few strategies related to investing into Bitcoin. Portfolio composition, volatility expectations, and profit taking. ---To listen to Public's new podcast, The Rundown, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insuran...
2024-03-0437 min
Rich Habits PodcastQ&A: Living in a Tiny Home, Berkshire Hathaway, and Bitcoin ETFsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Use code “Spotify” for 15% off our 4-module video course – click here...
2024-02-2931 min
Rich Habits PodcastQ&A: Retiring in Your 40s, Keeping $30K in Cash, and Late Roth IRA ContributionsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---Watch the replay of our Covered Call webinar, click here!Check out our Credit Card Benefit Matrix, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin – click her...
2024-02-2214 minRich Habits Podcast52: The 3 Most Important Mindset Shifts Everyone Needs to MakeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about the three most important mindset shifts they believe everyone needs to makes. ---Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits Purchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. ---Watch the covered call webinar replay, click here!Check out our Credit Card Benefit Matrix, click here!---⭐ Downl...
2024-02-1933 min
Rich Habits PodcastQ&A: LLC vs. Sole Prop, Consolidating Investments, and the Avalanche MethodIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---Watch the replay of our Covered Call webinar, click here!Check out our Credit Card Benefit Matrix, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin...
2024-02-1534 minRich Habits Podcast51: The 3 Mistakes That Keep High-Earners Living Paycheck to PaycheckIn this episode of the Rich Habits podcast, Robert Croak and Austin Hankwitz share the three mistakes they see high-earners commonly make that cause them to live paycheck-to-paycheck. ---Watch the covered call webinar replay, click here!Check out our Credit Card Benefit Matrix, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Grifin – click her...
2024-02-1231 min
Rich Habits PodcastQ&A: Our New Credit Card Benefit Matrix, Investing a Windfall, and Margin LoansIn this episode of the Rich Habits, Robert Croak and Austin Hankwitz answer your questions!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---Check out our Credit Card Benefit Matrix, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Trade stocks, options, music royalties and crypto on Public – click here⭐ Automatically buy stock where you shop with Gr...
2024-02-0829 minRich Habits Podcast50: Real Estate is Not the Best Way to Get Rich in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz delve deep into their theory -- real estate is not the best way to get rich in 2024. Products, brand building, and services will allow you to generate cash flow quicker (and without as much debt) than real estate. Let's dive in!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings w...
2024-02-0534 minRich Habits PodcastQ&A: NACA Loans, Co-Signing Student Loans, and Depreciating Real EstateIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Watch the replay of our covered call webinar – click here
2024-02-0124 minRich Habits Podcast49: Scaling a Small Business to Millions w/ Candace NelsonIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Candace Nelson. Candace co-founded Sprinkles Cupcakes with her husband, Charles, in 2005. In 2012, they sold the business for 10s of millions to a private equity firm. In this conversation, we discuss scaling a business from scratch, essential mindset shifts entrepreneurs need to make, as well as the compounding effects of small efficiencies. ---You can follow Candace on TikTok, Instagram, and Substack! You can also find her book, Sweet Success, on Amazon. ---
2024-01-2938 min
Rich Habits PodcastQ&A: Stock Market All Time Highs, Roth vs. Traditional, and ArbitrageIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Public has finally released options trading on their platform! To learn more about all of the product features Public offers, click here!---⭐ Download our FREE Budgeting Template – click here⭐ Earn 5.1% on your savings with a High-Yield Cash Account – click here⭐ Automatically buy stock where you shop with Grifin – click here⭐ Protect your family with term life insurance from Suriance – click here⭐ Watch the replay of our covered call webinar – click...
2024-01-2833 minRich Habits Podcast48: The 3 Most Important Financial Mistakes to Avoid in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three financial mistakes to avoid in 2024: carrying a balance on your credit cards, borrowing from your 401(k), and being addicted to instant gratification ---Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabitsPurchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more.---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our ...
2024-01-2225 minRich Habits Podcast47: Exactly How Robert Buys Cash Flowing BusinessesIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz dive deep into the intricacies of finding, negotiating, and purchasing a cash flowing business. In case you're unfamiliar, Robert recently purchased a pizza shop in a small town outside of St. Petersburg, FL. In this episode, Austin interviews Robert about the entire process. ---Learn more about FirstCard and build your credit, click here!Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Ro...
2024-01-1536 min
Rich Habits PodcastQ&A: Dead Money, $400K in Savings, and ESPPsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. Th
2024-01-1139 minRich Habits Podcast46: Our 3 Favorite Investment Categories for 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite investment categories for 2024. With that being said, this is not financial advice and we very much encourage people to do their own research. Remember, there's no such thing as timing the market. We'll be slowly dollar cost averaging into these categories all year long. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---
2024-01-0831 min
Rich Habits PodcastQ&A: ADUs, HELOCs, and $175K in SavingsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: richhabitspodcast@gmail.com ---Hankwitz Group LLC has an existing business relationship with NEOS Investment Management LLC. The opinions expressed are those of the auth
2024-01-0431 minRich Habits Podcast45: Getting Rich, Not Looking Rich, in 2024*WARNING*This episode of the podcast includes vulgar language that might not be suitable for teenagers. ---In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz expand upon the phrase "The goal is to get rich, not look rich." Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video...
2024-01-0229 minRich Habits Podcast44: Your 8 Favorite Rich Habits from 2023In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit your favorite 8 rich habits from 2023!Merry Christmas, Happy Holidays, and we'll see you in 2024!---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/Rober...
2023-12-2737 minRich Habits PodcastQ&A: FXAIX, Making Money in a Recession, and Early RetirementIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! To ask us a question for future episodes, send us an email or a DM on Instagram @richhabitspodcast. Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/R...
2023-12-2237 minRich Habits Podcast43: Our 3 Favorite Rich Habits to Implement in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite rich habits anyone can implement in 2024. By implementing these rich habits, you'll know exactly where you stand with your money, save thousands per year in expenses, and begin to build wealth much quicker. ---Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabits---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is hig...
2023-12-1836 minRich Habits PodcastQ&A: Fannie Mae's New Mortgage, House Repairs, and Retiring EarlyIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! As always, if you have a question, be sure to ask it by emailing richhabitspodcast@gmail.com or sending us a DM on Instagram @richhabitspodcast. Stay tuned for Monday's episode where we announce the winners of the remaining $500 in gift cards!---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY...
2023-12-1428 minRich Habits Podcast42: How We're Introducing Bonds to Our Portfolios in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz introduce bonds -- specifically the bond ETF (BNDI) they're investing into throughout 2024 and 2025. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroakTo learn more about Austin: https://stan.store/austinhankwitzContact: ri
2023-12-1135 minRich Habits PodcastQ&A: $350K Salary, Paying Rent Upfront, and Our Favorite BooksIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! This week's questions are specifically from Instagram. If you have questions to ask us, send us an email at "richhabitspodcast@gmail.com," or send them on Instagram @richhabitspodcast!---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video cour...
2023-12-0731 minRich Habits Podcast41: Making & Investing Your First $100KIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for making and investing your first $100K. As the great Charlie Munger once said, "it's a bitch, but you gotta do it." ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget T...
2023-12-0426 minRich Habits PodcastQ&A: Investing only $20/month, Pressure Washing, and ESPPsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! Fill out our listener survey for a chance to win 1 of the 10 $100 Amazon gift cards we're giving away just in time for the holiday season! Click here!---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!
2023-11-3025 minRich Habits Podcast40: "What Even is a Target Date Fund?" w/ Rachel Aguirre (iShares)In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz travel to New York City to ask Rachel Aguirre of iShares "What even is a target date fund?"Robert and Austin have been long-time skeptics of target date funds for various reasons. But when they heard iShares launched a new suite of target date fund ETFs -- they had to investigate. Providing the best information possible to our listeners has always been and continues to be the primary goal of the Rich Habits Podcast. We hope the information shared in...
2023-11-2823 minRich Habits Podcast39: Our 3 Tips If You're Starting from Scratch in 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for those of you starting from scratch in 2024 -- especially if you're in your 40s or 50s. ---Skip the waitlist and invest in blue-chip art for the very first time by signing up for Masterworks: https://www.masterworks.art/richhabitsPurchase shares in great masterpieces from artists like Pablo Picasso, Banksy, Andy Warhol, and more. See important Masterworks disclosures: https://www.masterworks.com/cd---Be sure to check out...
2023-11-2021 minRich Habits PodcastQ&A: Mortgage Rates, Dividend Investing, and Small Biz FundingIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! We collect questions from Instagram (@richhabitspodcast), email (richhabitspodcast@gmail.com), as well as our Discord community. Be sure to ask us a question for next week's episode!---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!
2023-11-1623 minRich Habits Podcast38: Tax & Retirement Strategies To Do Before 2024 w/ Ankur NagpalIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz are joined by Ankur Nagpal of CarryMoney.com. Ankur sold his previous company, Teachable, for $250M. After receiving such a large lump sum of cash, became fascinated by tax optimization and retirement investing strategies. Today, he's the CEO and co-founder of CarryMoney.com, a platform that makes retirement investing for small business owners easy. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured...
2023-11-1429 minRich Habits PodcastQ&A: Investing for a Newborn, $100K in Cash, and Utility PatentsIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! They touch on how to save for a house, investing for newborns, college tax write-offs, patenting a new product, and much more. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-11-1032 minRich Habits Podcast37: Interest Rate Work-Arounds for 2024In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for interest rate work-arounds for 2024. Specifically, how to take advantage of them from a savings perspective, how to use them to your advantage when buying a new house, car, or boat, and how they impact your investment portfolio. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Publ...
2023-11-0731 minRich Habits PodcastQ&A: VFIAX, Dividend Investing, and $200K in SavingsIn this episode of the Q&A version of the Rich Habits Podcast, Robert Croak and Austin Hankwitz discuss the difference between VOO and VFIAX, how dividend ETFs actually work, allocating $200K in savings, as well as how to start your 18-year-old kids off on the right path financially. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video...
2023-11-0230 minRich Habits Podcast36: Investing the Rich Habits WayIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their playbook for investing toward retirement. Specifically, they walk you through how to calculate a proper monthly budget, where to find extra funds, and exactly how to invest the money. You've heard of a ton of different investing "playbooks." Let this one serve as the definitive truth. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Ea...
2023-10-3029 minRich Habits PodcastQ&A: Bankruptcy, HELOCs, and Student LoansIn this episode of the Rich Habits Podcast Q&A, Robert Croak and Austin Hankwitz answer your questions! They touch on bankruptcy, HELOCs, student loans, house hacking, and growing in your career. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store/RobertJCroak...
2023-10-2627 minRich Habits Podcast35: Building Generational Wealth in Your 20s & 30sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three best tips for building generational wealth in your 20s and 30s. Specifically, they explore the idea of private equity / small business ownership, cryptocurrency, and artificial intelligence. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-10-2333 minRich Habits PodcastQ&A: Starting From Scratch, Patents, and WTF is TSLYIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer questions received on Instagram and Discord.If you'd like to ask a question, DM us @richhabitspodcast on Instagram or email us at richhabitspodcast@gmail.com!---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-10-2026 minRich Habits Podcast34: Generating REAL Passive IncomeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite ways to generate REAL passive income. No, not the passive income you hear about on TikTok through vending machines or laundromats -- we're talking about REAL "make money in your sleep" passive income. By investing into music royalties, dividend-paying ETFs, and selling covered call option contracts you can begin to inch closer toward thousands per month in REAL passive income. Learn more about covered calls, click here!Learn more about Shrek music royalties, click...
2023-10-1622 minRich Habits Podcast33: How to Calculate Your Freedom NumberIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through exactly how to calculate your "freedom number." In other words, the amount of money you need invested to retire comfortably. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-10-0920 minRich Habits PodcastQ&A: Student Loans, HELOCs, and the Stock MarketIn this episode of the Rich Habits Podcast Q&A Edition, Robert Croak and Austin Hankwitz answer your questions about student loans, HELOCs, the stock market, and much more!Don't forget to send us a DM on Instagram @richhabitspodcast if you'd like to be featured in future episodes. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4...
2023-10-0628 minRich Habits Podcast32: Optimizing Your 401(k), 403(b), 457(b), or ESOPIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz breakdown employer-sponsored retirement accounts. Specifically, they explain the 401(k), 403(b), 457(b), and even ESOPs. With over 110 million Americans having access to these retirement accounts, but less than 50% of them actually taking advantage of them, we hope this episode not only teaches you what they are but also inspires you to begin using them to build wealth. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC...
2023-10-0226 minRich Habits Podcast31: Demystifying the Alphabet Soup of FinanceIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the alphabet soup of finance. Specifically, we dive deep into 8 commonly used acronyms you might hear us finance nerds use in conversation. Our goal of this podcast is to make personal finance and investing as approachable as possible. By breaking down these terms, we're hoping our listeners will feel more confident and secure in their own financial decisions, allowing them to build those rich habits we talk about all of the time. ---Be sure to check out Public's...
2023-09-2528 minRich Habits Podcast30: Demystifying the Average Millionaire’s 7 Sources of IncomeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the seven sources of income the average millionaire has in the eyes of the IRS. Not only do we explain to you what these seven sources are, but we also provide solutions the everyday investor can use to begin working toward achieving these income streams. We also hear from Troy Cates, co-creators of the SPYI High-Income ETF. Troy provides us with a great breakdown of the ETF's income-focused objectives as well as defines who exactly the ETF is built for.
2023-09-1822 minRich Habits Podcast29: The 3 Simple Steps to WealthIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three simple steps to wealth. By following these three simple steps, building wealth for a comfortable retirement is inevitable. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: https://stan.store...
2023-09-1123 minRich Habits Podcast28: Mindset Shift — Consumer to WealthIn today’s episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss the importance of making the mindset shift away from “consume consume consume” to “begin as an investor and building generational wealth.” ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, click here!To learn more about Robert: ...
2023-09-0426 minRich Habits Podcast27: The 3 Reasons Preventing You From Retiring a MillionaireIn this episode of the Rich Habits Podcast, Austin Hankwitz and Robert Croak unpack the three most common reasons we see preventing people from retiring millionaires. Specifically, the lack of retirement goals & planning, carrying high-interest debt for years and years in effort to "preserve" a nest egg, as well as only depending on one source of income. We also share a very special announcement with our podcast listeners! ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is F...
2023-08-2827 minRich Habits Podcast26: Life Insurance: the Good, the Bad, and the Ugly w/ George KamelIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz welcome their very first guest — self-made millionaire and Ramsey personality, George Kamel. For months now, we've been receiving countless questions in both our livestreams and DMs asking about life insurance. Term, whole, IUL, and everything in between. After weeks of planning, we present to you the definitive truth about life insurance alongside an expert — George Kamel. We break down all of the terminology, which one 99% of people should choose, as well as the cost ($700K) of choosing the wrong one. Than...
2023-08-2134 minRich Habits Podcast25: Demystifying the 3 Types of IncomeIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz demystify the three types of income, as well as how to anyone can begin building toward obtaining them. We believe everyone should have more than just one form of income, so in this episode we’re going to walk you through the playbook as to how we’ve achieved these three forms of income thus far in our careers. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be su...
2023-08-1423 minRich Habits Podcast24: Top 3 Reasons People Don't Become Rich Pt. 2In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz revisit Episode 6: the Top 3 Reasons Why People Don't Become Rich. However, in this episode they introduce three new ideas and concepts that truly put the "velocity of money" in perspective. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---
2023-08-0726 minRich Habits Podcast23: Our Biggest Financial Mistakes & How to Avoid ThemIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three biggest money mistakes. Specifically, Robert opens up about his glory days running SillyBandz, an idea he had but took the wrong advice for, as well as a nightmare real estate tenant. We also hear from Max, Scott, and Allyson in the Q&A section of the podcast. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be sure to check out Public's new High Yield Cash...
2023-07-3127 minRich Habits Podcast22: How the Rich Keep Getting RicherIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways the rich just keep getting richer. Specifically, Robert & Austin dive deep into how the rich use leverage, real estate, and tax strategies to keep building wealth. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Ear...
2023-07-2417 minRich Habits Podcast21: How To Make Your Child a MillionaireIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their three favorite strategies to build wealth for minors. By leveraging these three strategies, your child will be able to stay out of student loan debt, get a jump start on their retirement investing, and won't need a co-signer come 18 years of age. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything...
2023-07-1719 minRich Habits Podcast20: Catching Up Financially in Your 40s & 50sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top 3 ways as to how anyone can begin to "catch up" financially later in life. Wealth has NOT passed you by, it's just time to be very intentional with your money.We talk about spending vs. investing your money, identifying and getting rid of bad debt, as well as how to truly optimize investing toward retirement. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast---Be...
2023-07-1019 minRich Habits Podcast19: Escaping the Poverty MindsetIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz discuss breaking free of the poverty mindset. Specifically, getting & staying out of high-interest consumer debt, building & repairing your credit score, and how to earn (but more importantly) invest your money to build generation wealth. Forming rich habits to one day become financially free are important, but you’ll never stick to them over the long-term unless you’ve made the shift in your mindset that you deserve to be wealthy. You can obtain wealth. No matter your upbringing, your family, or your current situation. If...
2023-07-0319 minRich Habits Podcast18: Write-Offs Every Side Hustler & Business Owner Must KnowIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three favorite write-offs every side hustler and business owner must know. Specifically, we dive deep into the phone bill, the home office expense, as well as the car. As stated during the show, we're not tax accountants and this is not financial, tax, or legal advice. Also, sorry about being camera off for this episode. My allergic reaction was BRUTAL. Thank you everyone for understanding :)If you have a question for next week's episode, be sure to ask it...
2023-06-2720 minRich Habits Podcast17: Becoming the 1st Real Estate Investor in Your FamilyIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their top three ways to achieve financing for your real estate investments. We've learned from hosting over 100+ livestreams now on TikTok that most of you want to become real estate investors but are tripped up from the financing. We dive deep into DSCR loans, Self-Employment loans, and 203(k) loans -- all of which can help you become the first real estate investor in your family. If you have a question for next week's episode, be sure to ask it through Instagram DMs! @richhabitspodcast
2023-06-2019 minRich Habits Podcast16: Becoming Really, Really RichIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about becoming really, really rich. Specifically, how everyday people can take advantage of proven strategies and opportunities to build wealth and achieve financial freedom without "getting lucky," or winning the lottery. We walk through the strategies of buying cash flowing businesses, building a real estate portfolio, and inventing new products and technologies. This episode is one you're not going to want to miss. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything...
2023-06-1331 minRich Habits Podcast15: How to Build a Crypto Portfolio From Scratch, the Debt Ceiling, Revocable Trusts, and 401(k) LoansIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through how to build a crypto portfolio from scratch, what the debt ceiling headlines mean for you, 401(k) loans, revocable trusts, and how to prioritize your wealth building journey. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download ou...
2023-06-0628 minRich Habits Podcast14: Summer Side Hustles, Artificial Intelligence, Our Favorite Books, Robo-Advisors, and 401(k)sIn this episode of the Rich Habits podcast, Robert Croak and Austin Hankwitz shared their three favorite summer side hustles (including how to leverage artificial intelligence to be more productive), as well as answer questions about robo-advisors, our favorite finance books, and how to diversify your investments beyond the traditional 401(k). ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-mod...
2023-05-3024 minRich Habits Podcast13: How to Become a Millionaire in a Recession, Angel Investing, and Credit CardsIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz go deep into the essential mindset shifts needed to ensure investors are able to stay disciplined during a recession -- allowing them to build wealth in every economic cycle. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-05-2322 minRich Habits Podcast12: Tax Loopholes for Children, Funding Your Small Business, & Selling Losing StocksIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share their perspectives marketing, optimizing, and funding your small business -- as well as answering questions about tax loopholes, making your money work for you while saving for taxes, and selling losing investments. --- Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our...
2023-05-1621 minRich Habits Podcast11: Apple's New HYSA, AI Investment Ideas, and Target Date FundsIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share their perspectives on Apple's new high-yield savings account, the recent rise of artificial intelligence, high-earner retirement accounts, target date fund beef, and how to house hack with the right tenants. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-05-0920 minRich Habits Podcast10: Money Hacks for Marriage, Teen Money Tips, and PMIIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz share three money hacks every engaged couple should consider doing + Q&A (setting up teens for financial success, getting PMI removed from your monthly mortgage payment, and understanding an investment's cost basis). ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE...
2023-05-0219 minRich Habits Podcast9: New Housing Rule, Tax Loopholes, 401(k), and DebtIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz introduce a new episode format -- hot takes followed by question & answer. We'll discuss the new housing rule that seemingly punishes responsible consumers, dissect the Backdoor Roth IRA, debate retirement investing, and finally share our favorite quote. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video...
2023-04-2521 minRich Habits Podcast8: Financial Mistakes to Avoid in Your 20s & 30sIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz walkthrough three financial mistakes you should actively avoid in your 20s and 30s. It's easy to fall victim to money mistakes considering financial literacy wasn't taught in school. This episode about buying vs. leasing a car, managing credit card debt, and balancing a housing payment is a great guide to consider when correcting the mistakes. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up t...
2023-04-1820 minRich Habits Podcast7: Building an Investment Portfolio from ScratchIn this episode of the Rich Habits Podcast, Robert Croak & Austin Hankwitz walkthrough how to build an investment portfolio from scratch. Specifically, they share the specific names of tickers they'd build a new stock portfolio around, their real estate investment platform of choice, and alternative asset ideas. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!...
2023-04-1119 minRich Habits Podcast6: Top Three Reasons Why People Don't Become RichIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three reasons why people stay poor: analysis paralysis, the lack of financial literacy, as well as the fear of losing money. This is probably one of our most actionable episodes yet, so listen closely! ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video cou...
2023-04-0420 minRich Habits Podcast5: Making Your First Investment (Passive Income, Real Estate, and Retirement)In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three ways to make your first investment - specifically as it relates to generating passive income, building a real estate portfolio, and investing toward your retirement. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-03-2822 minRich Habits Podcast4: Getting Started in Your 30s & 40sIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their best advice for those who might feel like building wealth has passed them by — specifically creating your new budget and holistically evaluating where you're at, making the needed changes to your life to begin implementing your new wealth building habits, and the harsh reality of catching up. Don't forget to share this episode with a friend who could use this advice. ———Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the...
2023-03-2119 minRich Habits Podcast3: How to Prepare for a RecessionIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three tips as it relates to preparing for a recession: building a realistic budget, polishing up your resume and cover letter, as well as diversifying your income and investments. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-03-1425 minRich Habits Podcast2: Debunking the "Financial Tips" that Keep You PoorIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz debunk three "financial tips" they believe keep people poor: becoming fixated on a primary residence, avoiding debt, and quitting your 9-5 job to pursue a side hustle or passion. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---Earn 5.1% APY using a Public HYCA, click here!Opt-in and share your email, click here!Learn more about our 4-module video course!Download our FREE Budget Template, ...
2023-03-0723 minRich Habits Podcast1: Becoming the 1st Millionaire in Your FamilyIn this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share three steps to take if you want to begin working toward becoming the first millionaire in their family: investing early and often, changing your mindset, and learning a new skill. ---Be sure to check out Public's new High Yield Cash Account paying 5.1% APY. This is higher than anything else on the market and is FDIC insured up to $5M. ---⭐ Download our FREE Budgeting Template – click here⭐ Trade stocks, options, music royalties and crypto on Public – click h...
2023-02-2827 min
Rich Habits PodcastTrailer: Rich Habits PodcastIntroducing the Rich Habits Podcast -- a financial literacy podcast for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday as they demystify the financial habits of the rich, share their own mistakes and shortcomings, and lay out the blueprint for you to succeed with money.
Robert Croak is a serial entrepreneur with more than $200M in company exits under his belt. As famously known as the guy who founded the $100M company, Sillybandz, Robert is now an avid investor in restaurants real estate, equities, a...
2023-02-2001 min