Shows
Polity Matters89. Crash Course on the PCA General AssemblyJared, Scott, and Ben spend time with friend of the show Steve Dowling, discussing the week of General Assembly and what we might expect at the 52nd.Fred Greco's Overtures RoundupJacob Gerber's Parliamentary Procedure for Presbytershttps://pcaga.orgSend us a text message! (but bear in mind the we can't see who sends it unless you tell us...)Support the showScott's TwitterJared's TwitterBen's Twitter2025-06-1639 min
ThinkstScapesThinkstScapes Research Roundup - Q4 - 2023LLMs ain't making life any easierAbusing Images and Sounds for Indirect Instruction Injection in Multi-Modal LLMsTsung-Yin Hsieh, Ben Nassi, Vitaly Shmatikov, and Eugene Bagdasaryan[Slides] [Paper] [Code]Tree of Attacks: Jailbreaking Black-Box LLMs AutomaticallyAnay Mehrotra, Manolis Zampetakis, Paul Kassianik, Blaine Nelson, Hyrum Anderson, Yaron Singer, and Amin Karbasi[Paper] [Code]Avoiding the basilisk's fangs: State-of-the-art in AI LLM detectionJacob Torrey[Slides] [Code] [Video]Dystopian much: The Rise of the Influence MachinesNea Paw2024-02-2829 minPolity Matters18. Trying to Claim Apostolic Authority (Witherow's 1st Principle)The polity bros are joined by kindred spirit Jacob Gerber to discuss Witherow’s first principle of the apostolic church: the Office-Bearers are Chosen by the People.Jacob Gerber, pastor of Harvest PCA@jacobgerberJacob's book! (get a copy)Polity Matters 13: BCO 8.1-8.4 (The Elder)Polity Matters 14: BCO 8.5-8.10 (The Elder)Polity Matters 15: BCO 9 (The Deacon)Called to the Ministry by Ed ClowneySend us a text message! (but bear in mind the we can't see who sends it unless you tell us...)Support the show...2024-01-0950 min
The Everyday Real Estate InvestorFinancing Update & 2024 OutlookAs we near the end of 2023, and with so much happening in the finance world in the last few weeks, it's time to check in again with our lending expert Grant Schroeder to get another update! We talk about what's been happening with rates, what the Fed has been doing (and is likely to do moving forward) and what to expect as we head into 2024. Make sure you're watching and understanding where things are going so you can position yourself for success in this next year!2023-12-1828 minPolity Matters13. I'm Very Interested In Plumbing (BCO 8.1-8.4)The first annual Polity Matters Holiday Gift Guide is here! And also the guys are joined by TE Fred Greco to discuss BCO 8 on The Elder.BCO onlineFred is the pastor of Christ Church Katy, TX. Witherow’s Apostolic Church (series in January) Presbyterianism by Samuel MillerZebra double-ended highlightersJacob Gerber’s Parliamentary Procedure for PresbytersJames Bannerman's The Church of ChristWitherow's I Will Build My ChurchESV Creeds and Confessions BibleCoffee subscriptionRobe...2023-11-2851 minThe Everyday Real Estate InvestorPivotThis episode comes with a big dose of irony, and could possibly even be interpreted as a bit hypocritical, especially if you listened to last weeks episode on Staying the Course. Today we talk about shifts in your business - pivoting, taking a pause, and "strategic quitting" - as I announce doing so myself, for a season, with the podcast. One can only invest their time in so many things, and cannot be their best in any of it if they are spread too thin. Sometimes it takes making a hard decision, but being decisive in that decision vs...2023-11-0613 minThe Everyday Real Estate InvestorStaying the Course - Continuing On When the Road Gets ToughLet's be real...business, and life, can be difficult and bring many challenges along the road we travel. Right now we certainly see some challenges on a larger scale - a questionable economy, high interest rated wreaking havoc, wars and global conflict, an upcoming election...to name a few. On top of all of that, you may be facing personal or business challenges yourself. So, what do you do when you find yourself in that place? Whether it's a business or personal life situation, you have a few options...but one of them is to stay the course, and...2023-10-2321 minThe Everyday Real Estate InvestorTo Flip or to Hold? - That is the QuestionWhenever you're looking at a deal, there are multiple exits you can - and should - be considering. Most investors have a "main" strategy that they employ on a regular basis, from "buy and never sell" to "flip and never keep". But, whatever end of that spectrum you find yourself on, you should always be asking questions to make sure you're making the right investment decision. As a "hold" or long-term investor, you still may consider something short term from time to time. As a "flipper", you should absolutely be considering holding some of the right properties. So, which...2023-10-1624 minThe Everyday Real Estate InvestorInvestment Property Due Diligence - What to Look at Before Closing on a DealDue Diligence...it's not the most sexy topic within the realm of real estate investing, but it a critical one. While most of us would rather be talking about big deals, high returns and home run projects, the truth is that those things will never happen without proper due diligence when getting into a deal. Today we're going to talk about just that, and some of the things you need to be considering before you close on any investment property. While far from everything you need to be looking at, this list will get you started in the right...2023-10-0238 minThe Everyday Real Estate InvestorLending Update with Grant SchroederIt's that time again...time for another financing and market update with one of our favorite guests, Grant Schroeder of Academy Mortgage. We'll talk about the Fed, mortgage rates, inventory levels, supply and demand, what to expect over the next months and more! We'll also touch on one of the big questions many investors are asking...does buying a new investment even make sense in today's market, and if so what strategies still work, even with much higher rates than we've seen in recent past. Make sure you tune in to stay up to date on what's happening and...2023-09-2545 minThe Everyday Real Estate Investor"Living in the Gap" - An Interview with Dr. Eric HolsappleToday we have another spectacular guest on as we meet Dr. Eric Holsapple, founder of Living in the Gap and bestselling author of Profit with Presence: The Twelve Pillars of Mindful Leadership". Eric shares about his journey to business success as a real estate investor and developer, and how it brought him to a place of discovering that, while successful by society's standards, he was unhappy and stressed. He found practicing mindfulness to be paramount in helping him get through and to the other side, where it also led him to his passion - practicing and sharing mindfulness with...2023-09-1835 minThe Everyday Real Estate Investor"Retire in 10" - Syndication and Passive Investing with Justin MoyToday we have another fantastic guest on the show, Justin Moy, managing partner of Presidents Club Investors. Justin has an inspiring story to share about his real estate journey. As a young sales agent, he struggled, but stuck with it to find success. From there, he found his way to his current role and passion, helping others turn their "one time" income into long-term investment and passive income, specifically focusing on assisting other commission-based sales agents. With Presidents Club Investors he helps passive investors participate in excellent investment opportunities around the country, where they can make sure their money...2023-09-1143 minThe Everyday Real Estate InvestorInterview with "Everyday Investor" Mike HardyToday I'm joined by another incredible guest, Mike Hardy. Mike is a true "everyday investor". With a background in the financial services industry, Mike started with a single triplex and grew to being involved in over 100 properties, with 20 doors of his own. Mike is also the managing partner for Churchill Mortgage, with a top 1% producing team, as well as principal of CYRUS Opportunity Zone Fund. In our conversation we'll discuss how Mike got started, opportunities and hurdles he had along the way, and what he's doing now with his investing and the fund he manages. We'll also dive into...2023-09-0444 minThe Everyday Real Estate InvestorMy Reflections After Two Weeks AwayIt seems that every time I get away from the hustle and grind of everyday life and business, I always come away with new lessons and reminders about both. This last time, as I was recently gone for almost 2 weeks - first at Scout camp with my boys, and then on a family camping & fishing outing - proved to be no different. Sometimes the simplest of things, the slight observations we can make when we're not distracted with the constant ringing of the phone or pinging of text and email, can give us those insights we need to push...2023-08-2826 minThe Everyday Real Estate InvestorFrom Losing Everything to Buying Mobile Home Parks - Interview with Kevin BuppToday we're back with an amazing guest on the show! Kevin Bupp, host of the popular podcast "The Real Estate Investing for Cash Flow Podcast", is the Founder & CEO of Sunrise Capital Investors, which invests in mobile home parks, parking lots, apartments, offices, and single family homes all across the US. He has 16 years of experience in educating investors to locate, acquire, and create “higher than average” returns from the widely misunderstood niche of mobile home park investing. He is also the #1 bestselling author of the new book "The Cash Flow Investor: How to Create Financial Freedom Investing in Comm...2023-08-2148 minPolity Matters0. How to Ruin This Meeting Decently & In Order (Podcast Introduction)Scott, Jared, and Ben introduce themselves and discuss the plans for Polity Matters. Where we’re headed (beginning September 5!):Bring Your Own BCO (Fall): PCA BCO chapter by chapter.Before the Book (Winter): History, theology, philosophy of politySome Assembly Required (Spring): In anticipation of PCA GA, assembly operations, overtures, amendmentsParliamentary Inquiry (Summer): Robert’s Rules, parliamentary procedureResourcesMorton Smith's Commentary on the BCO (2007)F.P. Ramsay's Exposition of the Form of Government and the Rules of Discipline of the PCUS (1898)pcahistory.orgJ. Aspinwall Hodge's What is P...2023-08-1538 minThe Everyday Real Estate InvestorRent Your Way to Retirement - Turnkey Investing with Zach Lemaster of Rent To RetirementOn today's show I welcome back guest Zach Lemaster of Rent To Retirement! Zach and his company are one of the top turnkey real estate providers in the country, offering both new construction and rehab properties, rent ready, so you can put your money to work and start getting cashflow immediately. We talk about the turnkey model, some of the nuances of investing in turnkey properties and a bit about a few of the markets Rent To Retirement is involved in. We also touch on the market as a whole, and the general outlook moving forward. You won't want...2023-08-0730 minThe Everyday Real Estate InvestorRaising Capital & Finding Your Niche with Brad ShepherdOn this episode I'm excited to get back to one of the main components of the show...talking to everyday people about their journey and the success they've found in real estate investing.You've heard me say it before...the amazing thing about real estate, and the potential downfall, is the incredible number of ways you can make money and the many different directions you can take your business. Today we'll talk with Brad Shepherd, managing partner of Sugarhouse Investments, who himself has been through the journey of finding his way in real estate, finally landing in his sweet...2023-07-3140 minThe Everyday Real Estate InvestorLearning to Adapt During Times of ChangeAdaptation is absolutely necessary to thrive during times of change...and all times are times of change. In business, if you're not nimble and able to adapt, someone else will be, and you're going to fall behind. In life, the unexpected happens. In your day-to-day, things come up that cause you to need to pivot from your plans. Today we'll discuss why it's necessary to be able to adapt, and how to set yourself up to do so for success in a world that is constantly changing. 2023-07-2424 minThe Everyday Real Estate InvestorAvoiding "Shiny Object Syndrome" and Finding FocusLife is full of opportunity. It's also full of distractions. Even good opportunities can be a bad thing if they pull you away from what you should be focusing on. Today we'll talk about what I call "shiny object syndrome" - letting the newest or latest, the "easier" or the most recent on your radar lead the way in how you spend your time and efforts instead of your thought out strategy and goals. Let's dive into how to recognize and overcome these potential distractions, and how to make sure you're keeping focused so you can stay on track...2023-07-1723 minThe Everyday Real Estate InvestorVolatility in the Real Estate MarketWith the finance markets continuing to be volatile, it's time for another update with our friend Grant Schroeder at Academy Mortgage. In this episode we'll discuss the current market and where we think things are heading. When things continue to change rapidly, it's even more important to stay up to date on the market! The great news is that when you're well informed, that's how you find opportunity, no matter what the market is doing.2023-07-1030 minThe Everyday Real Estate InvestorTrials - Overcoming Adversity to Thrive in LifeLet's be real...life isn't always easy. If you've had it pretty good to this point, know this...trials and challenges will come. Exactly what they are and when they'll come, that's impossible to say. But, inevitably, they will come. Whether a business challenge, financial struggle or a health concern, there are so many areas of our life we can face these trials in. I know what you're thinking...what a downer of a topic! But it's important to be aware that these these will come, so you're prepared with a solid foundation and strong mental attitude to handle...2023-07-0324 minThe Everyday Real Estate InvestorInflation - Using Our Economic Reality to Your BenefitInflation. It's been a hot topic of conversation over the past year or so as the rate of inflation has been higher than we've seen in decades. But the reality is, inflation is always happening in our economy...in fact, the powers that be openly admit that they target certain levels of inflation. What that mean for every person in our country is that your purchasing power is constantly going down, and your level of wealth is worth less in the future than it is today. Bad news right? Or is it? If you go into your investments with...2023-06-2617 minThe Everyday Real Estate InvestorTop Takeaways After 4 DecadesToday marks a milestone for me - 4 decades on this planet - as I celebrate my 40th birthday. I've learned a lot of lessons over the years, as you do with life experience. As I self-reflect on everything that's happened in my life so far, and prepare for the next decade and beyond, today I'll share 10 of my top takeaways and lessons learned after 40 years. Life is full of ups and downs, of victories and challenges. It's up to us to take the lessons from each and apply them for a more successful, fulfilling and impactful future.2023-06-1930 minThe Everyday Real Estate InvestorYour ONE Thing - Finding Focus for Massive SuccessAs an entrepreneur - heck, even just living life - there are always so many things on our lists that we could be doing. The challenge is in deciding what things you should be doing, and which you should be doing first. Using lessons from Gary Keller's book "The ONE Thing", today we'll take some of the highlights from his book and discuss how you can easily figure out that "ONE Thing" that you should be focusing on today, this week, this month to drive massive results in your business and your life. Stop scrambling, quit living without direction...2023-06-1218 minThe Everyday Real Estate InvestorUsing Your Retirement Funds to Invest in Real EstateUsing your retirement account to invest in stocks, mutual funds and the like is widely accepted as just "what you do" with retirement accounts. But did you know you can use your retirement accounts to invest in almost anything, including real estate? If you didn't, you're not alone - many people discover this fact much later than they would have hoped! Today we sit down with Tina Colson of IRA Advantage and touch on the basics of using your retirement accounts to invest in real estate. You'll get the foundation to start exploring this as an option for yourself...2023-06-0530 minThe Everyday Real Estate Investor"Wide Stance" or Target Niche? Which Business Model is Best?There are 2 main ways you can build your business - you can have a hyper-targeted approach, the "get rich in a niche" method, or you can have a "wide stance" with multiple angles, strategies and approaches. On this episode we'll dive into both of these options and talk about the pros and cons of each. As with most things, there isn't necessarily a "right" or "wrong" answer, but it's important to fully consider each before deciding which way to build your own business. Join me as we look into these 2 approaches so you can discover which might be the...2023-05-2926 minThe Everyday Real Estate InvestorNo Bad Days - From Bankruptcy to Financial Freedom with Jeffrey HolstWhether in our real estate investing career or throughout life, we will undoubtedly at some point find ourselves in challenging circumstances. The question is, when you're there, how will you respond? In today's podcast we get the privilege of listening in as I chat with Jeffrey Holst to hear his comeback story. Jeff went from a potential catastrophic medical diagnosis and personal bankruptcy to financial freedom in real estate. Listen in as we discuss his key components to success as he went from a life low point to owning 50 units and achieving financial freedom, while at the same time...2023-05-2234 minThe Everyday Real Estate InvestorCrash, Correction or Continued Appreciation?What does the future of the real estate market look like? Are we heading into a crash, a market correction, or area we going to see markets continue to appreciate? Today I have guest Mike Nuss of Rare Bird Acquisitions on as we discuss market conditions and what to expect moving forward. Keeping your eye on the many aspects of the real estate market, as well as the outside forces that can affect it, is key to making good, informed investment decisions. Listen in as Mike and I give our take on what's going on in the real estate...2023-05-1538 minThe Everyday Real Estate InvestorDon't Make These 4 Marketing Mistakes!Great marketing is key to success for any business, including real estate investing. But effective marketing can be complicated, and there are MANY things you can do wrong that will kill your return on investment with your marketing. Today we'll touch on 4 mistakes many make with their marketing that have a huge impact on whether or not it's effective. Listen in so YOU are not making these same mistakes, and find ways to improve your marketing for better results!2023-05-0822 minThe Everyday Real Estate Investor4 Ways To Get Started in Real Estate With Little To No MoneyWhen you have money set aside to invest, getting into real estate investing can seem easier. What about if you want to get in the game but don't have a lot of capital to work with? Today we're going to explore 4 ways YOU can get started in real estate without having a ton of money to invest. These are ways to get started so you're active and around real estate on a regular basis and can learn and gain the knowledge necessary to be successful as an investor long-term. Use one or all of these as building blocks for...2023-05-0119 min
No Lights! No Camera! Action!Dubbers: The Lost Tapes - Fant4stic (FULL AUDIO ONLY TRACK)This is the full unedited audio track for our improvised dub of Fant4stic (the 2015 Fantastic Four movie). To enjoy the full experience, you will need your own copy of the film to sync up with this audio track. Make sure you have the film paused at 0:00 and muted, and use the countdown included on this track to press play at the right moment. Enjoy the dub!
CAST:
Alex as Reed Richards/Victor Von Doom/Reed's dad/Marvel Studios Executive/The Game/Narrator
Noah as Sue Storm/Mole Man/Explosions...2023-04-241h 44The Everyday Real Estate InvestorThe Levers of Supply & DemandSupply and demand is often spoken about as THE driver behind pricing. Usually inventory levels and absorption rates are the main metrics being discussed. But, behind the scenes there are other factors that can directly influence both supply and demand. Today we'll talk about a number of these levers that, whether purposefully or not, have a huge affect on markets - both locally and nationally. These are things you absolutely want to be watching, understand how they work and know where they're headed to be able to make the best decisions in your real estate investments.2023-04-2420 minThe Everyday Real Estate Investor5 Keys to Success in Real Estate InvestingThere are many factors that contribute to your success (or lack of) in real estate investing. In this episode we're going to discuss a handful of those that are key to both your initial and ongoing success as a real estate investor. This is absolutely not a full list, but these 5 are ones that you want to make sure you have a good handle on in your investing business.2023-04-1716 min
Silver Screen BiasesChecking it Twice ft. Jacob Daniel WinogradThis week we are joined by Jacob Daniel Winograd of the Biblical Anarchy Podcast to discuss Steven Spielberg's 1993 film Schindler's List!Spoilers ahead!LinksWatch Schindler's ListSchindler's List on IMDBSchindler's List on Rotten TomatoesSchindler's List on LetterboxdRead Schindler's Ark by Thomas KeneallyBiblical Anarchy PodcastBiblical Anarchy Podcast on YouTubeBen Shapiro / Cenk Uygur DebateGlenn GreenwaldJimmy DoreMises CaucusDave SmithTom WoodsFreedom! by Adam KokeshScott Horton on Biblical AnarchyJacob Daniel Winograd on TwitterDaniel318.comWatch Star Wars: Episode IV – A New HopeSend us a text The Tuttle TwinsThe Tuttle Twins books.Disclaimer: This post conta...2023-04-171h 48The Everyday Real Estate InvestorThe Foundation for Success in Real Estate and in LifeThe key concepts of how to be successful in business as well as in life are very similar. Not only that, but success in business is nothing without success in the other areas of your life. Today we'll talk about 10 things to consider to set yourself up for success in both. Whether you're just starting or have been on the real estate investing journey for some time, it's important to remember and keep perspective on these things. If you haven't already, spend some time thinking deeply through these to make sure you have the proper foundation for overall success.2023-04-1033 minThe Everyday Real Estate InvestorQuestions to Ask Yourself Before InvestingBuying investment real estate is powerful...but what makes it even more powerful is when you align your goals with your investment strategy, and take the right daily actions towards that goal. It all starts with asking yourself some simple questions to really understand your goals, your mindset behind investing and a few other key pieces to the puzzle. Listen in today as I give you a handful of questions you should be asking yourself, both as a beginning investor and from time to time as an experienced investor, to make sure you're heading down the right path to...2023-04-0324 minThe Everyday Real Estate InvestorMarket & Lending Update with Grant SchroederThings continue to change rapidly, so it's time to talk with our lending expert Grant Schroeder again to see what's going on in the lending world and what to expect. We'll touch on what's going on with the Fed, what's happening in the real estate market and a few other things to pay attention to so you can make great investment decisions and be confident moving forward. 2023-03-2736 minThe Everyday Real Estate InvestorThe Top 5 Reasons to Invest in Real Estate...According to AIOk, I'll admit I'm not nearly as caught up on everything going on with AI as maybe I should be. I also know this just barely scratches the surface on what AI is capable of, and answering a question is a pretty basic function for it. But, nonetheless I thought it would be fun to just explore it in a very simple way. On today's episode I ask ChatGPT for the top 5 reasons to invest in real estate. I ask it live on the podcast, so shooting from the hip I'll add my thoughts to its answers, and a...2023-03-2021 min
The Challenge HistorianWorld Championship Episode 3 RecapA blatant and pointless backstab has the Challenge house on edge! Plus: Danny and Sarah are skeptical of all the legends (partners included), Tori seems to think she’ll eventually get to be partnered with Jordan, Ben films a cleaning only edition of MTV Cribs, Benja reminds Jodi that she is amazing, then does so again, and again, and again, and again... Nelson and Jujuy can’t get momentum, and did we mention that Jonna just lied through her teeth and now KellyAnne is in full blown spite mode? It’s the Challenge World Championship Episode 3 recap, topics include:C...2023-03-1640 minThe Everyday Real Estate InvestorGetting Started, Overcoming Obstacles, Economics & More with Sep BekamIn this episode I get the opportunity to sit down and talk to one of the people that immediately comes to my mind when I think of an "everyday" real estate investor. Sep Bekam of Bekam Investment Group is down to earth and humble, even self-admittedly a bit shy, but has done and is continuing to do big things in real estate investment.
We'll talk about a broad stroke of topics, from getting started, to overcoming obstacles during an investment, to raising capital and syndication, to economic outlook - and of course throw in a pinch of...2023-03-1348 minThe Everyday Real Estate InvestorTax Strategies for Real Estate InvestorsTime for everyone's favorite topic....taxes! With tax season here, it's a fitting time to talk about this. While this isn't most people's topic of choice when mingling at a party or hanging out with friends, it SHOULD be at the top of your list to be discussing with your chosen professionals often. In this episode I talk with my CPA Blake Kosareff of SBA Tax as we discuss some of the tax benefits of investing in real estate. Not only that, you'll discover why you should be EXCITED to talk about taxes. Taxes shouldn't be a topic you "...2023-03-0637 minThe Everyday Real Estate InvestorCommitmentToday we talk about a big word - commitment. This word is often used but its true meaning is almost never fully understood when it's said. It's thrown around lightly and used outside of its original intent, without the strength of the pledge that was meant to be behind it. A commitment to a marriage - with the mindset of an "out" if it doesn't go as planned. A commitment to a goal - until the going gets tough and the hurdles get too high. These are just a couple things that often get put in the "commitment" category...2023-02-2722 minThe Everyday Real Estate InvestorInvestor Marketing and Targeting Motivated Sellers with Dan Barrett of Adwords NerdsGood marketing is the backbone of any business. After all, how can people do business with you if they don't know who you are, what you do and why THEY should do business with YOU? I remember hearing Grant Cardone say recently - and probably has said often - that "You're only worth as much as how well you're known". Your success in business is in direct relation to how well people know you and how you can help them get the results THEY'RE after. In today's episode I talk to Dan Barrett of Adwords Nerds, and we discuss...2023-02-2047 minThe Everyday Real Estate InvestorPassive Investing with Martin SaenzIn today's episode I talk with Martin Saenz of Bequest Funds, who runs a real estate investment fund focused on commercial real estate and note investing. When a layoff from a corporate job forced the issue on pursuing entrepreneurship, it led the way to a path where he now is running a fund that holds $75 million in assets. Martin is passionate about educating investors on the asset classes he works in, and making sure his investors are served well and can expect solid returns. We'll also talk about the fact that active investing isn't for everyone, BUT you can...2023-02-1333 minThe Everyday Real Estate InvestorWhy NOW is the Time To Invest in Real EstateIs now the right time to buy real estate? What about a possible market crash or correction? What if prices come down? What if the economy goes into recession? In today's podcast, I'm going to go over why NOW is the time you should absolutely be investing in real estate! Don't miss opportunity by sitting on the sidelines! Listen to this episode to learn why YOU should be continuing to look at real estate investments and acquiring more property.2023-02-0619 minThe Everyday Real Estate Investor7 Thoughts That Will KILL Your Investing BusinessThere are a lot of things that can negatively affect your business. From poor systems and follow up, to bad underwriting and analysis, there are many things you need to make sure you have dialed in for your business to succeed to a high level. Today we'll dive back into mindset and discuss the foundation of your business - your thoughts and beliefs. The voice between your ears is critical to your success, and we'll go over 7 thoughts that will absolutely KILL your investing business. You'll leave with a new awareness around some thoughts that may need to be...2023-01-3029 min
The Reckless MusecastThe Reckless Musecast Ep. 60 - Get Free Speech'dIn this episode, Ben and Joe talk about Jacob Mchangama's book, Free Speech: A History from Socrates to Social Media; the battle for free speech throughout history; and why it's so important to preserve free speech today.
"...truth can be arrived at only through the untrammeled contest between and among competing opinions, in which as many viewpoints as possible are given a fair and equal hearing. It has therefore always been our contention that laws, mores, practices and prejudices that place constraints on freedom of expression are a disservice to society." - Nelson Mandela
2023-01-241h 34The Everyday Real Estate InvestorLending Update For the New Year with Grant SchroederThe new year has started, and already we're starting to see some momentum again in the market. Will it continue? In today's episode we'll check in with Grant Schroeder at Academy Mortgage to get an update on the current lending market, what he sees going on right now within his business and where things are likely heading in the coming months as we head into the spring buying market. Don't miss these important insights as you go after your investing goals for 2023!2023-01-2330 minThe Everyday Real Estate InvestorThe Time is Now - Living for TodaySometimes life throws us the unexpected, and with it a big dose of perspective. This past week started with one of those moments for me, and I can't help but go back to the basics of life. All our goals, all our accomplishments and "success" mean nothing without proper perspective and priorities. I wasn't as thorough and eloquent as I'd hoped to be in this with the fog I'm walking in from this week, but I hope the message is still heard with clarity and brings you back to evaluating the focus and priorities of your own life.2023-01-1615 minThe Everyday Real Estate InvestorLand Flipping with Peter ReeseThis week I chat with guest Peter Reese of Reelvest Properties and Turning Profit about a fascinating niche - investing in land. Peter found this sector of real estate investing not too long ago, has run with it and not looked back! We talk about how to look for deals you can turn quickly for big profits, and how you can start with very little to invest! There is huge potential in this niche, so don't miss this one!2023-01-0934 minThe Everyday Real Estate InvestorA New Year - Creating Clarity & Setting Goals for Extraordinary ResultsThe New Year is here...time to go after our goals and improve upon what we were able to accomplish in 2022. But it all starts with Clarity and knowing exactly what it is you're wanting to achieve. Without clarity, it's impossible to set effective goals, and your day-to-day can become frustrating when you don't have that focused intent and KNOW what it is you need to be prioritizing. Today we'll talk a bit about getting clarity in your own life to make sure you have a solid foundation for setting you goals, so you can set yourself up for...2023-01-0223 minThe Everyday Real Estate InvestorInvestment Strategies for the New YearHere we go...less than a week before we're in another new year. Looking ahead, what are some of the strategies to keep on your radar in this new year? In this episode we'll discuss some of the opportunities I see ahead of us, and the strategies that go along with them. Market conditions change - that doesn't mean you should stop investing, it just means your strategies need to change along with it. Together we'll look at which strategies you should be focusing on as we launch into 2023.2022-12-2629 min
The Everyday Real Estate InvestorHOW TO: Do Your Annual DebriefWith the end of the year in site, now is the time for you to start your annual debrief! If you're not familiar with this, have no fear! This episode will break down the importance of conducting a yearly debrief and all of the questions you can ask yourself to get a full assessment of your progress in 2022 and your goals for 2023. I encourage you to take a half day or even a full day if you can, to go through these questions and self-evaluate. Now is the time to set yourself up for success in the new year...2022-12-1930 min
The Everyday Real Estate InvestorNegotiation & The Art of PersuasionIn this week's episode, we are covering the long awaited topic of negotiation and the art of persuasion. So many people view negotiation as a battle with two opponents on either side trying to get what they want. I see it differently. I think the best way to negotiate is to sit on the same side of the table and ask how you can both get what you want. To be able to do that you have to understand the art of persuasion and how know what the seller wants without them even saying it. In this episode we...2022-12-1224 min
The Everyday Real Estate InvestorLENDING UPDATE with Grant SchroederThis week I am joined by Grant Schroeder of Academy Mortgage for the third time for another great discussion on the current state of the lending market. I love bringing Grant on because he is so knowledgeable in the mortgage arena and he brings so much insight to the table. Listen in for an inflation update (finally a good one!), expected trends for 2023, the future of supply and demand, and so much more. We also take a few moments to point out all of the things your lender should be doing for you (hint: it's a lot more than...2022-12-0531 min
The Everyday Real Estate InvestorMINDSET HACKSThis week we are going to focus on the importance of your mindset. You can have all the numbers worked out, but if you don't have the right mindset , you are not going to be as effective as you want to be! There are so many small changes that you can make in your everyday life that will have a drastic effect on your workday as an entrepreneur. Get your notes out because we are going cover a lot of ground in this advice episode! 2022-11-2831 min
The Everyday Real Estate InvestorBEING THANKFUL IN CHALLENGING TIMESWith Thanksgiving right around the corner, I thought it was only fitting that this week's show highlights the reason for the season - thankfulness. It is really difficult to experience true thankfulness when you are in the middle of the hustle and bustle of your every day life. So, this week I want to take some time to stop and express a few things that we can all be grateful for this holiday season.2022-11-2120 min
The Everyday Real Estate InvestorValue-Add Real Estate - How To Create EquityI am very excited for this weeks episode because we are discussing one of the biggest differentiators between real estate investing and other investing channels. In real estate, there are many ways that you can have control over the value of the property. Today we are breaking down the difference between found equity and forced equity. I am also going to give you multiple ideas to get you started in creating value in your next property. You won't want to miss this episode!2022-11-1527 min
The Everyday Real Estate InvestorCREATIVE FINANCING - Tools To Create DealsYou have heard me talk about the power of creative financing a lot on the show. But, this week I am covering 4 specific solutions that I bet you have never considered in your investing career! Adding these tools to your tool belt will not only allow you to create more deals for yourself, but it will broaden your area of expertise so you can reach a broader type of seller! In today's market, sellers are more open to hearing ideas and ways to get their property sold. So, take the time to learn how to creatively take control of...2022-11-0826 min
The Everyday Real Estate InvestorFACING FEARS & FINDING SUCCESSThis week, we are breaking down a handful of fears that every entrepreneur experiences at one time or another in their career. These fears do nothing but hold you back from going after the life of your dreams, so it is my mission to combat them with the harsh truth. No more hiding behind your excuses. It's time to face the music and find the success you have been creaming about!
2022-10-3128 min
The Everyday Real Estate InvestorChallenges (AND Opportunities) In Today's MarketFor every challenge that you come across whether in the real estate market as a whole or on an individual deal, there is always an opportunity on the other side. When you throw up your hands at the front end of the challenge, you will get nowhere as an investor. Today I am going to unwrap 3 challenges in the market that actually have immense benefits that come along with them. This is where your creative juices come in. As an investor, you have the opportunity to solve problems most people can't - the bigger the problem the more you...2022-10-2422 min
The Everyday Real Estate InvestorSTOP Letting Today's Interest Rates STOP You!In today's solo episode, I want to address the elephant in the market which is INTEREST RATES. Unless you live under a rock, you know that the interest rates are high and that they are scaring off a lot of buyers from entering into transactions. I want to put my 2 cents into the conversation by telling you that the interest rates don't have to stop you from getting in the game. Find out some practical ways to look at your next deal without being frightened by the cost of the money you are taking out. It all boils down...2022-10-1720 min
The Everyday Real Estate InvestorDaniel Derrick - Family, Scaling Business & Solving ProblemsThis week I sat down with Daniel Derrick, the definition of real estate investor and entrepreneur as well as founder of Living Hope roofing and renovation based out of Tigard, OR. In this episode, I had the privilege of hearing Daniel take us on the wild ride that has been his young adult life. Hear him tell the story of how he pivoted his mobile home flipping company into a scalable roofing business as a green entrepreneur just trying to make it work. Daniel also shares a recent success story for the ages that will have you on the...2022-10-111h 09
The Everyday Real Estate InvestorAssumptions = Missed OpportunitiesHave you ever missed out on an opportunity because you were too afraid to ask? Did you know that same thing happens all the time in real estate investing?
Today I will be covering 3 of my past deals that would not have been possible if I stopped at the surface of each situation. If I would have made an assumption about these deals without asking questions and had stopped there, they wouldn't have happened! Plus, all three ended up being great deals for me in the end. Learn the power of conversation and why it is so i...2022-10-0323 min
The Everyday Real Estate InvestorUnderstanding Today's Loan Market (Feat. Grant Schroeder)This week I am joined again by Grant Schroeder, Academy Mortgage loan specialist. I had Grant on the show again this week because there is a lot of volatility in the loan market over the last couple of weeks that I wanted to shed some insight on. Find out the real relationship between fed funds rate and interest rates and why the market is actually a lot healthier than it was last year. On top of this, Grant shares some exciting loan products designed for everybody from first time home buyers, to investors and house hackers. We also touch...2022-09-2646 min
The Everyday Real Estate InvestorWorking with Wholesalers (feat. Brian Duhrkoop)Wholesaling is a sector of the real estate world that many find intriguing but hard to understand. That is why I am so excited about my special guest this week, Brian Duhrkoop, who unlocks the definition and best practices of wholesaling that he has uncovered in his career. Brian has a unique story of entry into the real estate world that is worth hearing for anyone who finds themselves still working their 9-5 job. Brian shares some key tenants of his relationship-based approach on wholesaling that are foundational for building a strong reputation in this business. As an investor...2022-09-1950 min
The Everyday Real Estate InvestorInterview with Jay HinrichsThis week I sat down with Jay Hinrichs, owner of JLH Capital Partners. Jay has a vast aray of experience in the real estate investing industry - including everything from timber and wood product harvesting, hard money lending, and single family residential development. In this episode, Jay unpacks how he got into the real estate world back before the 2008 crash and some of his first real estate transactions that just might blow your socks off. Hear from another industry expert on the current status of our housing market and how it compares to the 08 crash as well. Jay was...2022-09-1238 min
The Everyday Real Estate InvestorHOW TO: Pick a Market To Invest InEver wonder about the possibility of investing somewhere outside of your local market? Maybe that doesn't even seem possible or reasonable as a new investor. Allow me to introduce a process of choosing your investment markets that will open you up to a new level of success. Your investment needs to help you accomplish your financial goals and it is highly possible your own backyard won't allow you to do that in the most efficient way. In this episode, you will learn how to analyze a potential market and what questions to ask when looking at it's growth potential...2022-09-0528 min
The Everyday Real Estate InvestorHow To Make Money in a Down MarketWith all the talk of the real estate market slowing down and a potential downturn, I thought it would be a perfect time to discuss how to still make money when a market is trending down, IF that is in fact where we're headed. In today's episode, we'll talk about a few different angles, touching on investor mindset as well as strategy, to give you some tools to use if we do find ourselves in a downward cycle in the near future. Buying low and selling high in a rising market makes everyone look like a great investor. It's...2022-08-2926 min
The Everyday Real Estate Investor4 THINGS THAT HOLD INVESTORS BACKEverybody has reasons to hold back, to not go all in, to make excuses on why they can't start investing. But, it turns out that a lot of our excuses are the SAME! So many of us are in the same boat mentally without ever knowing it. What if we all acknowledged the fears that are holding us back and decided to go after our dreams anyway? What if we got creative with our resources instead of saying we don't have the capital to start? What if we stopped complaining that we don't have the time to fit it...2022-08-2234 min
The Everyday Real Estate InvestorSetting Up Your Flips For SuccessIf you are in the real estate investing game, you have heard of house flipping. In fact, this is one of the most common ways to get into real estate investing. Today you will learn how to make your flip shine so that you can stand out from the house next door. These are some do's and don't if you are in the flipping game that will help you make a much more successful deal and save yourself a lot of headache. We are going to go over everything from dangers of doing the work yourself to the primacy...2022-08-1533 min
The Everyday Real Estate InvestorREALITIES OF TODAY'S MARKETIf you pay attention to the headlines, you know that there have been rumors of market crashes and reliving the '07 housing crisis in the coming days. Thankfully, this is just not the reality we live in. There are a lot of half-truths and straight lies that get thrown around the media, so today I am here to talk about some TRUTHS in the market, ie: what the market is actually doing. Yes, the market has slowed down, rates are starting to settle down, and we are technically in a recession - but, we need to gain some perspective...2022-08-0827 min
The Everyday Real Estate InvestorQuick Metrics For Initial AnalysisIn today's episode, we are going to unpack a few key formulas that every real estate investor needs to have in their back pocket when considering a deal. Now, don't freak out just because I just brought up math! These formulas are super easy to calculate, anybody can do them! The important thing is to practice running these numbers so you can get the hang of them and use them comfortably. Rather than going in blind, these simple formulas will give you guidance on whether a potential property is worth your time. Now, go run those numbers!2022-08-0125 min
The Everyday Real Estate InvestorLending Update & Investor Loan Options with Grant SchroederThis week I am joined by my good friend, Grant Schroeder, who is a top notch loan officer with Academy Mortgage based in Newberg, OR. Grant unpacks everything from his goals that started him on the path of real estate investing, to what lenders look at in the pre-approval process, to the current state of the mortgage world, to some of the great loan products that Academy Mortgage offers to investors. My hope is that this episode will show you just how important it is to have a personal relationship with your loan officer, rather than getting your quote...2022-07-2546 min
The Everyday Real Estate InvestorHow To Adopt an Investor MindsetWhat class were you in when you learned how to think like an investor? Oh wait, you missed that class? Nope, it just doesn't exist! This week we are covering some mindset shifts that are not given to us in formal education. We are taught to measure work by hours in the day, but that is one of the first things to go as an investor. We are taught to avoid mistakes at all costs, but mistakes are inevitable in the learning process and we have to learn how to grow from them. Social media has taught us that...2022-07-1823 min
The Everyday Real Estate InvestorInterview with Evan BellingarThis week, we are joined by Evan Bellingar of Bellingar Estates in Newberg, OR who has found himself owning over 70 doors after many years in the real estate investing game. Evan and his wife stumbled into real estate investing as a young married couple looking to make some extra cash. From there, they realized the power of the passive income that real estate investing provides so they started their slow, but steady investing strategy. This episode is packed full of great advice including everything from thinking long-term, to entering tertiary markets, and the power of networking. All of that...2022-07-1133 min
The Everyday Real Estate InvestorFreedom Through Real EstateThis week is the 4th of July so it is only right to talk about the freedom that is afforded to you when you start investing in real estate. Are you looking to get away from your W-2 career? Are you tired of working your 9 to 5 just to meet your monthly expenses? Do you ever wonder if it is possible to replace that income so that you can focus your time on things you are more passionate about? I firmly believe that real estate investing is one of the best ways to create the freedom you are looking for...2022-07-0419 min
The Everyday Real Estate InvestorTurnkey Investing - Interview with Zach LemasterIn this week's episode, I sit down with owner of Rent To Retirement, Zach Lemaster to talk all things turnkey investing. Listen in to learn how Zach got into real estate in the first place, how he and his wife replaced their income with their real estate business, and learn from some of the mistakes that Zach has made along the way. We also talk a lot about turnkey investment options...a wonderful strategy especially for busy folks and a great way to get rid of the "I don't have time to invest in real estate" excuses. If you...2022-06-2739 min
The Everyday Real Estate InvestorAnswering Investing FAQ'sThis week, I wanted to address multiple topics that I have seen continue to come up among many online forums and investment groups. We are going to be answering questions like "What should I do with my money?", "Should I buy now, given the current market?", and "How do I get started?". If you have ever dipped your toes in investing, you have asked yourself all of these questions a time or two without a clear answer in sight. Stop waiting for someone to tell you how to spend your money. Grow your mindset so that you can make...2022-06-2027 min
The Everyday Real Estate InvestorBe a Deal Detective - Find Opportunities Others MissHunting for deals can be frustrating in a market that’s tight on inventory. In today’s episode we’ll talk about 5 things to consider when looking at a deal to help you see opportunities others miss. If your analysis stops at looking at ask price vs value, I guarantee you’re missing out on some great opportunities. After this episode, you’ll leave with a new mindset going into your initial analysis and a few additional questions to be asking before you pass on a potential great deal!2022-06-1317 min
The Everyday Real Estate InvestorMarket Analysis 101There are a ton of things to look at when analyzing and choosing a market to invest in. Where do you start? In this episode I go over a handful of things to be looking at when analyzing the market to get you headed in the right direction. Using these you can start to narrow down the markets that are going to be the best option for you and your own personal investment goals.2022-06-0617 min
The Everyday Real Estate InvestorLessons Learned From My First DealWould you believe me if I told you that I got my first deal for only $2000? In this week's episode we are unpacking some of the lessons I learned from that very first deal, which are relevant to both the brand-new investor as well as the seasoned veteran. All the lessons are part practical, part philosophy and mindset. Wherever you are at in your investing journey, these are some timeless nuggets that I guarantee will propel your business forward if you implement them into your daily routine. 2022-05-3020 min
The Everyday Real Estate InvestorAvoiding Mistakes…I got a dose of humility on this episode! Today we go through some common mistakes made by investors, especially those newer to the investing game. Along with each mistake, I give tips to avoid making the same mistake in your investing. Mistakes happen, but it's better if you can learn from someone else’s mistake instead of your own!2022-05-2328 min
The Everyday Real Estate InvestorMoving from “The Waiting Place” to Taking ActionIn this episode we start with the philosophical and mindset side of the equation, and then move into some practical steps for your investing business. With the help of taking a little from Dr. Seuss, we are going to uncover how to get out of "The Waiting Place" and instead feel confident about taking action. We’ll also talk about some ways to cover your downside and steps you can take to give yourself the best chance of success, which helps take out a lot of the fear of the unknown - a big part of what often keeps us fr...2022-05-1611 min
The Everyday Real Estate InvestorHOW TO: Create Win-Win Solutions - Focus on Seller NeedsWant to know the best way to get exactly what you want out of your next deal? Stop thinking only about what you want out of the seller and what is good for you. Listening and asking the right questions so that you can truly understand the seller's situation can help you structure your offer to fit them and their needs, while still creating a deal for yourself. I am sharing this pro tip that I learned over my years in the real estate industry so that you can start implementing it today! In this week's episode you'll learn...2022-05-0917 min
The Everyday Real Estate InvestorProperty Management | Interview with Dan HayesThis week, I sat down with property manager and investing guru, Dan Hayes. Dan started his career, like many, in the corporate world but quickly wanted to know how to make his money work for him. It wasn’t long until he found real estate investing and grew to love it so much that he retired from his corporate position and started a family-run residential property management business that now manages over 1,000 properties across the state of Oregon. Dan shares some incredibly valuable insight on setting up your team around you, mistakes he learned from early on, the importance of...2022-05-0236 min
The Everyday Real Estate InvestorHOW TO: Use Your Equity StrategicallyEquity by itself is dead. In this episode, learn how to stop letting your equity be lazy and in turn make strategic moves to progress toward financial freedom. We’ll talk about a couple different ways to get to your equity so you can put it to work and create returns so you can buy more assets while still keeping a cashflow on your property. At the end of the episode, get some practical next steps to move forward toward making your equity work for you. 2022-04-2518 min
The Everyday Real Estate InvestorInterview with Chace Fraser - Mr. House HackIn this episode I sit down with Chace Fraser, also known as Mr. House Hack to unwrap all of the ins and outs of the house hacking real estate investing strategy. This episode is highly valuable to anyone interested in house hacking but doesn't know where to start or how to progress. Chace walks through his roundabout journey to house hacking - the ups and downs, the pro tips, and the lessons he has learned along the way. Get ready for a huge download of investing strategy knowledge and inspiration from Mr. House Hack.2022-04-1826 min
The Everyday Real Estate InvestorCouples Who Invest Together, Stay TogetherIn this week’s episode I sat down with Victoria & Devin Geiger, a young entrepreneurial couple who has successfully acquired 4 investment properties in their first 2 years of investing. This couple is the epitome of putting in sweat equity, balancing business and marriage, and setting up for a financially free future through real estate investing at a young age. Victoria & Devin share their journey of how real estate investing from the time they were in college, has allowed them the foundation to make a stronger impact in other areas of their life. My hope is that this couple will inspire yo...2022-04-1125 min
The Everyday Real Estate InvestorThe 4 Parts of Real Estate ReturnsIn today's episode, I am going to cover how real estate returns actually work and the four key components to be looking at to calculate total return. Without looking at all parts, you could be underestimating your current or potential returns, which leads to making poor investment decisions. We’ll also touch a bit on leverage, and how it can massively increase your overall returns.2022-04-0419 min
The Everyday Real Estate InvestorBuilding Your Real Estate Investment Business With Growth in MindMost real estate investors get started in a similar way…they start learning about it, get the “real estate bug” and jump in with both feet. While the enthusiasm and energy is great, sometimes it’s better to step back and plan some things out first. Today we’ll talk about a few things to think about before your jump in, or as your just about to scale your existing investment business. Building with growth in mind is critical, even if you don’t plan on growing a massive real estate investment business. We’ll discuss why that is, and what to co...2022-03-2814 min
The Everyday Real Estate Investor3 Strategies For Getting Started in Real Estate InvestingToday we’ll talk about 3 strategies that work well to get into the real estate investing game. It doesn’t have to be complicated, but it does take knowing what your options are and figuring out which direction you want to go. Let’s talk about a few easy, basic ways to get started on your real estate journey!2022-03-2114 min
The Everyday Real Estate InvestorDon’t buy that investment property…until you do this firstWhen investing in real estate, most people start with the property…which is the last thing you should be looking at. Today we’ll be talking about what you really should be starting with, and why the property itself is the last of the steps.2022-03-1412 min
The Everyday Real Estate InvestorWelcome to The Everyday Real Estate InvestorCalling BS on myself - no more excuses - and finally launching. Let’s discuss mindset, and what this podcast is all about - the every day person trying to build life and freedom through real estate. How do we make that happen with so much else going on? When you already have a full-time career? When you can’t figure out what the first steps are? Let’s go on this journey together as we explore how to make it happen, and help you build a plan to get you to your real estate (and life) goals!2022-03-0710 min
The Everyday Real Estate Investor5 things you need to start or scale your real estate businessToday we’ll talk about 5 things you need to be able to launch or scale your existing real estate business. These are super important factors to consider and reflect on to have the greatest chance of achieving your real estate investment goals.2022-03-0710 min
The Everyday Real Estate InvestorBefore you start investing…When most people start investing in real estate, they think about the financial side - creating cash flow, building wealth - but what they’re really after is FREEDOM. Today we’ll talk about starting with this in mind - remembering that freedom, not cash - is what we’re really after.2022-03-0711 min
This Week in BlernsballEpisode 70 - Cleveland Guardians of the GalaxyGood job Cleveland, not only are you not Detroit, you have a baseball team name that isn't a racist slur (starting in 2022)!
The Rays are loading up for another run, getting Nelson Cruz from Minnesota. Is Champa Bay ready to add another boat parade to the mix?
Where does the NL West end up? With their top three teams all duking it out for supremacy in the division, it's shaping up to be one heck of a pennant race.
International Baseball Edition! Your favourite ex-MLB stars and stars of tomorrow take on the...2021-07-2947 min
Tight 5 TalksTight 5 Talks - The One with Ben from The Rugby ExchangeI'm very excited to share my talks with Ben, who at one point was a Collegiate All-American Wrestler at UC Davis and left the sport for Rugby, where he found a lot of success and later became an All-American as well. I met Ben while we both played college rugby and both selected to a touring side hosted by what would eventually become the Glendale Raptors (now MLR franchise Colorado Raptors) Coaching staff in Mark Bullock. The tour was to the Aspen Ruggerfest and it was the last time I thought about doing much else other than...2020-11-241h 14Tight 5 TalksTight 5 Talks - The One with Ben FranksSitting down with All Black, Crusader, Hurricane, Northampton Saint LEGEND and the newest scrum coach for the Llanelli Scarlets in Wales, Ben Franks. Ben has won just about everything there is to win, he squats all the weights and blows up all the scrums, all over the world. I met Ben during a Captains run at the Franklin Gardens and reached out to him to ask if he'd be interested in talking about rugby, Mexican food, scrums and traveling to which he answered emphatically, "yea, nah bro. Sounds cool" So there you have it, give...2020-11-0440 min