Shows
The Property Couch(LIVE) RBA Feb 2026 | RBA Reverses Course After Inflation SurgesThe RBA has officially reversed course, lifting the cash rate by 0.25% as inflation rises again. Ben Kingsley and economist Evan Lucas break down why the Board moved so quickly, what the data is telling us, and what to watch as 2026 unfolds. 💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review your options. LISTEN TO THE FIRST 20 EPISODES HERE >> MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https://bit.ly/3OT86bW 👉 Web platform...
2026-02-031h 08
The Property Couch578 | How They Built a $125K Rental Income Stream Before Hitting Their Mid-30s – Chat with BenWhat does it look like when someone backs themselves, takes calculated risks and refuses to sit on the sidelines?That’s the story of Ben, a chiropractor, business owner, husband, dad and long-time TPC listener who built his financial future with purpose, action and his motto: “No risk, no magic.”From growing up in a middle-class Egyptian-Australian family with first-class values, to chasing status in a BMW, to burning out and rediscovering his purpose… Ben’s journey proves that wealth isn’t about luck; it’s about habits, behaviour and backing yourself. This is the he...
2025-12-251h 05
The Property CouchRBA Nov 2025 | Stagflation Risk Emerges as Confidence DropsThe Reserve Bank of Australia has just made its November 2025 cash rate announcement, and the decision lands amid a whirlwind of competing economic signals. Join Ben Kingsley and resident economist Evan Lucas as they dive deep into what’s really driving the headlines… from inflation and interest rates to housing market dynamics and the growing risk of stagflation. If you’re trying to make sense of where the economy might go next, this episode is one to tune in to. 💡 Thinking about refinancing or adjusting your loan strategy? Let our team help you review y...
2025-11-0440 min
Mo Money#472 How to Retire on $3K a Week w. Ben KingsleyIn this episode of the Mo Money podcast, we talked to Ben Kingsley on how to retire on three grand a week. So, Ben is a property guy, a mortgage broker, and he's just put out a book on, essentially, how to retire on $3,000 a week. So, he talks about how you can actually do that with property, what the strategy is as you're building your assets, as well as when you're transitioning to actually living on those from an income perspective. He gets into a bit around borrowing structures, the property areas at the moment that...
2025-10-1646 min
The Property CouchTPC Gold | The Truth About Good Property Investment AdviceIn this TPC Gold episode, we rewind the clock to a timeless chat with our very own Ben Kingsley — recorded just after he won Property Investment Advisor of the Year for the second year in a row.While the awards are worth celebrating, what makes this conversation truly evergreen is the insight into why great property advice matters, and how to spot it. For the original episode, tune in here: Episode 36 | Journey of the Property Investment Advisor of the Year.LISTEN TO THE FIRST 20 EPISODES HERE >>
2025-10-1409 min
The Property Couch563 | Property Crash: The Surefire Way to Collapse the MarketThis week on The Property Couch, we’re not sitting down with Ben Kingsley, co-host of The Property Couch… But Ben Kingsley, Chair of the Property Investors Council of Australia (PICA), and he’s here with a serious warning.As the peak body representing everyday property investors, advocating for consumer protection, ethical practices, and a sustainable rental market, PICA recently wrote to every major trade association across Australia, from the Real Estate Institutes to leading mortgage broker bodies.In it, PICA is calling out the rise of:Get-rich-quick advertising 🎯Unlicensed financial...
2025-09-111h 13
The Property CouchRBA April 2025 | “Tariff-ying” Times: How Trump’s Policies Could Affect AustraliaWhat’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table? In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward: https://empowerwealth.com.au/services/mortga...
2025-04-011h 20
The Property CouchRBA Feb 2025 | Rate Cut CONFIRMED! Mortgage Holders RejoiceThe Reserve Bank of Australia (RBA) has officially reduced interest rates, delivering the first cut in years! With inflation easing and many Australians struggling under higher mortgage repayments, this decision was widely expected by economists and financial experts. Join Ben Kingsley and Evan Lucas as they provide insights on what this rate change means for homeowners, investors, and the economy. 💡 Thinking about refinancing or adjusting your loan strategy? Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward: https://th...
2025-02-181h 26
The Property CouchRBA Dec 2024 | Trump 2.0: A New Chapter for Australia and Global Economies?The FINAL RBA Cash Rate Announcement of 2024 is here! Join Ben Kingsley and Evan Lucas as they dive into the RBA’s latest decision and discuss economic trends from Australia and around the world. Here’s what they cover: 📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today! 🏠 What's Happening Back Home?: The current state of the Australian economy, focusing on GDP growth, productivity challenges, government spending, and the implications of RBA's monetary policy.📉 What's...
2024-12-101h 08
The Property CouchRBA November 2024 | Our Predictions Clash: When Will Rates Drop?Welcome to the second-last RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEDT) today! 🇦🇺 Australia’s Sticky Inflation and Next Rate Cut: Inflation is still the big focus for Australia. Plus, Ben and Evan don’t quite agree on where rates will go in 2025 – leading to a $50 bet! 🇺🇸 All Eyes on the US Federal Electi...
2024-11-051h 06
The Property Couch517 | “Negative Gearing Needs to Go”: Have Bryce & Ben Changed Their Mind?“Negative gearing is symptomatic of a dysfunctional & inequitable property market!” 🏚️💸 Folks, this is a quote from Ash, one of today’s fantastic question-askers. And if you’ve been listening to our previous episodes, you'll know Bryce & Ben have been fighting tooth and nail AGAINST abolishing Negative Gearing… 🥊✊ Has the question made them change their minds?! Tune to hear Ben and Ash get into the great negative gearing debate and answer – should it be removed? If yes, what are the alternatives?? Plus we cover: 🏆 We’re going against THE Noel Whittaker...
2024-10-241h 10
The Property CouchRBA September 2024 | Can We Expect a Rate Cut This Side of Christmas?The sixth RBA Cash Rate Announcement of 2024 is here! Join Ben Kingsley and Evan Lucas as they break down the RBA’s latest decision and dig into economic trends from Australia and around the world. Here’s what they cover: 📺 The RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 🌍 Geopolitical Tensions in the Middle East: How are these events shaking up global inflation and supply chains? 📉 The Federal Reserve’s Surprise Rate Cut: US inflation mi...
2024-09-241h 10
The Property CouchRBA August 2024 | Why Australia is OUT of Cycle with the Rest of the WorldWelcome to the fifth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s latest cash rate decision, as announced at 2.30pm (AEST) today! 📈 Australia’s Rising Inflation: Annual inflation in Australia is up to 3.8%, but still within the long-term trend. Property prices are mixed, with Sydney's growth slowing and Perth and Adelaide showing strong growth. 🤷 Mixed Signals In the US: The US...
2024-08-0659 min
The Property CouchRBA June 2024 | Australia Faces Slowest GDP Growth in DecadesWelcome to the fourth RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas! Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Cash Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEST) today! 📈 Australia's GDP Growth Woes: Australia’s economic growth has slowed significantly, with GDP growth hitting its lowest since the early '90s recession. But population growth is helping to keep the country from a full-blown recession. Meanwhile, the RBA is getting rest...
2024-06-181h 10
The Property Couch496 | Don't Sell the Goose That Lays the Golden EggIn Episode 496, we're back with a jam-packed Q&A Day! Discover everything you need to know before investing in Victoria, from understanding the state's "blowout budgets" to navigating the biggest risks that make buying in Melbourne a “2030 conversation.” We also break down why the buy-and-hold strategy still works, even for single investors with lower incomes. (After all, would you sell the goose that lays the golden egg?) Plus, learn why housing shouldn’t be linked to income and hear real data from a listener on his journey to a $1M passive income. Tune in no...
2024-05-301h 03
The Property CouchRBA May 2024 | The Inflation Psychology StoryWelcome to the third RBA Rate Release of 2024 with Ben Kingsley and Evan Lucas!Here's a sneak peek into what our hosts cover in today's episode: 📺 RBA’s Interest Rate Decision: Find out all about the Reserve Bank of Australia’s cash rate decision, as announced at 2.30pm (AEDT) today! 📈 Australia's Inflation Challenges: The Q1 inflation rate is at a stubborn 3.6%, which is above the RBA's comfort zone of 2-3%. Find out why non-tradables like healthcare and rental housing are giving inflation a nudge, as well as the potential interest r...
2024-05-071h 17
The Property CouchRBA Mar 2024 | Are We Facing Challenges with Sticky Inflation?Welcome to the second RBA Rate Release of 2024! Join Evan Lucas and Ben Kingsley as they reunite to decipher the latest economic trends and data in this month’s episode, including: 📈 Sticky Inflation in the US: Delve into inflation and its tenacity within the US economy. 📊 Deep Dive into December GDP Quarter Numbers: Take a close look at the recently released GDP quarter numbers for the Australian market.🏦 Bank of Japan's Interest Rate Decision: Explore the deliberations of the Bank of Japan...
2024-03-191h 13
The Property CouchWhy an Abundant Mindset is the Formula for Financial FreedomIn this week's episode, Ben makes a guest appearance on The Australian Property Investment Podcast, hosted by Aaron-Christie David. From dissecting why money isn’t as simple as “in and out” bank transactions to exploring why home ownership is still possible for new investors and generational renters, this week’s episode is all about the power of an Abundance Mindset. Here’s a sneak peek of what else we cover... 🇦🇺 Is the Great Australian Dream dead? 🏠 The #2 biggest mistakes Ben made in property 💡 How Ben and Michael designed a revolutionary money management system 🕰 Bu...
2024-02-1351 min
The Property CouchRBA Nov 2023 | Inflation – Material Enough?Hey folks, it's that time again for our Monthly Economic and RBA update! This time around, Ben got his sight set on a few key things: RBA's November Board Meeting: We've all been eagerly waiting to see if the RBA is going to hike the cash rate again. This could mark the 13th time they've done it in this upward cycle. Find out more in this episode! Inflation Rant: Hold onto your hats because Ben got a bit of a rant brewing about inflation. Property Market Scoop: Of course, last but not lea...
2023-11-061h 09
The Property CouchRBA Cash Rate August 2023 & Australian Housing Market UpdateAnother month down and yet another close call by the RBA! Welcome back to Ben’s RBA and Economic Update. Join Ben as he unpacks the RBA's latest decision. He delves into the impact of rising interest rates in the US and the intricacies of the woes happening in the home-building landscape. Additionally, he provides in-depth insights into the latest property market updates, offering a comprehensive view of the evolving industry. Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial decisions. In today...
2023-08-011h 14The Property CouchRBA Cash Rate June 2023: RBA's Tough Call, Wage Growth vs. Productivity Battle & What's driving Property ValuesAnother month down and yet another close call by the RBA! Welcome back to Ben’s RBA and Economic Update. Join Ben as he unpacks the RBA's latest decision. From navigating loan default aversion to the RBA’s interest rate dilemma, the Aussie economy’s wage growth vs productivity battle, mortgage prison insights, cash flow management tips, and unexpected property price surges. Tune in to stay updated on the latest market developments and gain valuable insights for making informed financial decisions. In today’s RBA release, here are our key themes for...
2023-06-061h 16The Property CouchRBA Cash Rate May 2023: Banking Woes, RBA's Close Call & Property Inflection PointThe temperatures are dropping, the end of the financial year is looming and the Reserve Bank of Australia have just released their cash rate folks! The RBA’s May update is packed with global news, from Banking Woes in the US to the train wreck that is the UK economy, I also cover the Property Market Inflection Point and deep dive into a Rental Yield Analysis. Tune in now to hear Ben’s evaluation of the update and his predictions for the future! Tune in to this episode where Ben unpacks three key the...
2023-05-0258 minThe Property CouchRBA Cash Rate April 2023: The Close Rate CallWelcome back to Ben’s RBA and Economic Update where this month's announcement could mark a “turning point” for Australia... Will the Reserve Bank of Australia finally end the country’s 11-month rate hike or is the inflation genie still out of the bottle?! Ben unpacks this momentous decision and what it means for Australia’s future (can we expect more rate rises?!). Plus, we’re diving into the latest market data which sees the country recording its largest drop in retail spending – ever (outside of COVID). Zooming out, Ben explores the latest news gl...
2023-04-0459 minThe Property Couch434 | “It Is A Minefield”: Unboxing Tax Structures and Myths - Chat with Julia HartmanThe ONE tax question we get asked all the time is... What name should I put my tax structure in?!?And, as Ben says, “It is a minefield.” To help you avoid getting into any tricky situations we’re unpacking everything you need to know about tax structures in 2023.Did we mention...We’ve got help from one of the best!Re-joining us in the studio (For the FIRST time in 2023 – which we’re BEYOND pumped!!) is Julia Hartman: Founder of BanTACS, Leading Tax Consultant at Empower Wealth and Tax structure extraordinair...
2023-03-161h 33The Property CouchRBA Cash Rate March 2023: Is Now The Time To Act?Welcome back to another monthly RBA update and yet another cash rate hike. (No surprises here folks!).Tune in now to find out whether we’ve crept up another 25 basis points bringing the rate to 3.60%, or if the Reserve Bank of Australia has decided to jawbone consumers this month to curb spending. Overarching all this is the goliath question... If the economy is slowing (tick), unemployment is rising (tick), and wages are contained (tick), then why haven’t we seen interest rates pause!?! Listen now to hear Ben dive into this quest...
2023-03-0757 minThe Property Couch432 | Another Tax Grab…What 62.5%?!?!It’s sad but true, we’re back covering yet ANOTHER tax grab that’s set to take 62.5% of your earnings...The Windfall Gains Tax. 🤯Welcome back to our first Q&A session for 2023 where we’re tackling this shocking tax grab, along with a line-up of fantastic questions like… 👉 Should I renovate and rent now or rent then renovate later?!👉 Why buy Established over new housing?! (How much do you really benefit?)👉 And if diversification is the key to growth, should one expand their investments beyond property?! Another jam-packed episode that sees Ben more fire...
2023-03-021h 18The Property CouchRBA Cash Rate February 2023: The Inflation Peak Has Passed, So What’s Next?Welcome back to a new year and Ben’s first RBA report for 2023!After a month’s hiatus, Australia’s economic landscape has changed rapidly. Will the board decide to mirror December’s 0.25 rate rise or is a larger rate hike in order?Tune in to find out, plus Ben covers the highs and lows of the domestic market from the ASX’s surprise positive results to falling unemployment and business sentiment. Of course, Ben also dives into the biggest news from around the world including the US’ “disinflationary” period, China’s relaxing lockdown laws, and...
2023-02-0759 minThe Property CouchRBA Cash Rate November 2022: Rate Hike Again But When Will It Stop?While the race that stops a nation will have the eyes of Australians everywhere today, another decision drawing just as much interest has been released. In the Reserve Bank of Australia’s (RBA) November release – which happens to coincide with Victoria’s Melbourne Cup Day – Ben breaks down our seventh consecutive rate hike from the data behind this decision to how can we, as consumers, can curb interest rates. And, of course, it’s not a monthly RBA update unless it’s jam-packed! We’ll hear Ben explain the headline changes (and 2 of his biggest disap...
2022-11-0151 minThe Property CouchBonusisode | The Art of Investing in Volatile Markets - Chat with Michael SavyWith the turbulent state of today’s markets, it’s no surprise that there’s been a lot of noise around the future of Australia’s market and what it means for investors. With many conflicting trends and numbers — and a lack of clarity around the origins of Australia’s inflation — it’s hard to know what remedy is needed from the Reserve Bank of Australia or how to keep successfully investing in such markets.In Part 2 of this educational series, Ben Kingsley, Managing Director of Empower Wealth and Michael Savy, Partner and Chief Financial Planner of Empower Wealth...
2022-10-1132 minThe Property CouchRBA Cash Rate October 2022: How To Stop Inflation Psychology!Overnight Update: This video was filmed & produced before the UK’s mini-budget was scrapped.Folks, Ben’s RBA Monthly Update doesn’t get much bigger than this… The Reserve Bank of Australia has once again lifted interest rates, property market sentiment is shifting fast, and despite all, Australia’s retail spending remains at record high levels. Tune in now to find out if we have finally broken the 50 basis point hike rate trend as we slowly rise above a neutral cash rate.Meanwhile, on the global scene...
2022-10-041h 02The Property Couch408 | Is It Time To Sell Up?!To sell, or not to sell, that is the question being asked by Queensland’s property investors. We’re back with yet another gigantic Q&A, involving one of the most contested issues in Australia’s property market: Queensland’s New Land Tax. We’ll be revealing the realistic options that property investors have and as Bryce says, how to defeat “the monsters under the bed” when it comes to scary situations like this. And we balance out these topical questions with some evergreen challenges faced by investors.
2022-09-151h 09The Property Couch405 | Why the Great Australian Renter's Tax is Everyone’s Problem!?Folks — full disclosure — today’s episode was NOT originally in the plan.Today you’ll be listening to Bryce interviewing Ben Kingsley as the Chair of the Property Investment Professionals of Australia (PICA) on Australia’s greatest renter’s tax ever introduced.Free Stuff Mentioned… Complete PIPA’s 2022 Sentiment Survey: Let us know your experiences and have your voice heard on issues such as QLD’s Land Tax. This is perhaps the most important Sentiment Survey ever done – Click here to complete the survey now. Read APRA’s reforms here:2017 –...
2022-08-251h 28The Property Couch392 | “Don’t land the plane during a storm": Should you change investment plans?! - Q&AWe repeat! Do NOT land the plane during a storm!! What do we mean by this…? Well, in our minds, changing your investment plan due to changing circumstances is kinda like planning a flight and lifting off the runway and then hitting stormy weather.Should you try and land the plan in the middle of the storm?!? You’ll have to tune in to the episode to find out what we think!! Since it’s a Q&A of course we’re flying this plane...
2022-05-261h 12The Property CouchRBA Cash Rate May 2022: Cash Rate to 0.35% - Find out what’s next here!As we speed through the first half of 2022, we’re back with another announcement from the Reserve Bank of Australia! The RBA’s May update is not only packed with global economic news from the ongoing war in Ukraine to China’s hard lockdowns but sees the RBA raise interest rates for the first time in 11.5 years. Tune in now to hear Ben’s evaluation of the update and his predictions for the future! Here are our three other key themes for this month’s economic Global inflat...
2022-05-0347 minThe Property CouchRBA Cash Rate March 2022: When Will We Have The First Rate Rise?There’s a lot happening in the world since Ben’s previous RBA update and unfortunately, there’s not a lot of great news out there from a geopolitical point of view.Tune in to this episode where Ben unpacks three key themes for this month’s economic update:What does Russia’s invasion of Ukraine mean for the global economy?When will the first rate rise be?How will the reopening of international borders affect the Australian economy?Plus, Ben also includes his latest news and commentary on…The Russia-Ukrai...
2022-03-0147 minThe Property CouchRBA Cash Rate February 2022: Biggest Sure Bet Prediction for Property this yearIt’s the first RBA Announcement for the year folks so there are lots to catch up on (take the inflation numbers for example)!Tune in to this episode where Ben unpacks three key themes for this month’s economic update:The global Omicron wave of the pandemic still playing havoc with the world’s and the Australian economies.Will the RBA hold it nerve on the cash rate in 2022, or will the risk of rising inflation force its hand?What is my biggest sure bet prediction for property this year?Plus, Ben al...
2022-02-0144 minThe Property CouchHappy Birthday Ben! 🥳🥳Ben turns 50 today so let’s show him we care by giving him a shout-out on our socials, Facebook or Insta, and if you have a story to share on how he has helped you with your property, finance and money management then he’d love to hear it!Happy Birthday Ben!Hip hip hooray! Hope you’re throwing a line in the water today old mate!LISTEN TO THE FIRST 20 EPISODES HERE >>MOORR MONEY MANAGEMENT APP: 👉 Apple: https://apple.co/3ioICGW 👉 Google Play: https...
2021-08-2102 minThe Property Couch350 | How BEN Did It: A Passive Income of $190,000 Per Year… At 50!Meet Ben Kingsley – Oh, wait. You probably have.Not Gandhi, the other one.The co-host of this podcast?Yeah, THAT Ben.Today Bryce is INTERVIEWING him, which might sound a bit odd. But, stick with us, ‘cos we promise you it’s going to be an episode you won’t ever forget, folks!Why? Well, Ben has practiced what he preaches. That is – he has personally built his own property portfolio, played the long game and for his 50th birthday this month, he will gift himself a passive income of...
2021-08-051h 24The Property CouchRBA February 2021 - “Up, Up & Away” For The Aussie Property Market…?This video features Ben’s update on the Reserve Bank of Australia’s cash rate, and because it is the FIRST cash rate announcement for 2021 — and a significant amount has happened between his last RBA video until now — he has a lot to share with you.And one of those things is very, very exciting indeed.It just might have a bit to do with, well, double-digit growth for property prices…And because a significant amount has happened between the last announcement until now (locally here in Australia AND globally)… Ben has a lot to share wit...
2021-02-0234 minThe Property CouchRBA May 2020 - Three Critical Themes Unfolding In The Economy Right Now --- And How They Impact Property Prices!It’s the full month after Australia’s social restrictions so… what should we expect in today’s RBA Board meeting?One thing for sure, the cash rate remains at 0.25% and while there isn’t too much of a surprise there, Ben is about to walk you through the THREE CRITICAL THEMES unfolding with regards to the direction, outlook and recovery of the economy; both here in Australia and globally.Free Resources mentioned in this Update:Ben’s Blog on ‘Talking Up’ Property or Subject Matter Knowledge? – Property Prices in the Short Term: Read hereRBA...
2020-05-0546 minThe Property CouchRBA April 2020 - Lockdown, AUS Recession And What This Will Mean For The World EconomyYes, it’s the first Tuesday of the month… which means the RBA Board has met and kept the cash rate on hold at 0.25%.This video features Ben’s update on the cash rate… as well as a DEEP dive on the data that’s spreading across the economy as the world tries to navigate through COVID-19.Ben will be talking about the economic mess we’re likely to see — in terms of a Recession here in Australia — how long this will last, and how long we can expect to be living in lockdown conditions until things pic...
2020-04-0737 minThe Property CouchRBA March 2020 - The Coronavirus Spreads Right Across The EconomyIt’s the first Tuesday of the month which means the RBA Board has met and announced the official cash rate! And to no surprise, they’ve decided to cut it by 25 basis points to 0.5%. Now, this commentary features Ben’s update on the cash rate as well as the biggest impact on the data this month…“COVID-19”, aka… The Coronavirus!As you’re probably aware, the coronavirus has NOT slowed… in fact, it’s definitely leaving its mark on the economy… globally, as well as here in Australia. To give you an idea… last week alone, six trillion...
2020-03-0319 minThe Property CouchRBA February 2020 - Bushfire Crisis, Coronavirus & Our Economic OutlookThe start of the decade doesn’t look great at the moment. At the end of last year, we faced with a bushfire crisis domestically and now, internationally, we are looking at a coronavirus outbreak. So, what’s in store for this month’s RBA Cash Rate Decision? Here’s what Ben will be unpacking in this month’s session:The impact of the bushfire crisis, drought and coronavirus to Australia’s EconomyThe US-China have sealed Phase One of the deal. What will we be expecting from now onwards?Brexit and what does it mean to us?The infla...
2020-02-0418 minThe Property CouchRBA December 2019 - Two Big Stories from the RBAIt’s the final cut of the year folks! Did you know… for 34 months between August 2016 and May 2019, the cash rate was on hold at 1.5%? And just this year alone, we’ve got three cuts! More about that in today’s RBA Commentary. Now, what’s in store for this month’s RBA Cash Rate Decision? Here’s what Ben will be unpacking in this month’s session:What’s forecasted for the Global Economy in 2020RBA’s Unconventional Monetary Policy – What they thought of 2019 and what they have in mind for 2020Update on equity and housing market – Are we...
2019-12-0324 minThe Property CouchRBA November 2019 - Signs that the Economy may be on the Up?After three cuts this year alone, will we be expecting a fourth cut? It’s the first Tuesday of the month folks which means the Reserve Bank of Australia has just released their official cash rate!And it looks like there is a bit more positivity coming into the economy! Here’s what Ben will be unpacking in this month’s session:What’s happening in the US and the Fed Reserve?Update on the US-China Trade Deal and how it’ll impact the rest of the worldThe IMF Global Forecast for 2020Where is Australia’s inflation tr...
2019-11-0517 minThe Property CouchRBA October 2019 - Third Time Lucky?It’s the first Tuesday of the month folks which means the RBA Board has met and announced the official cash rate!So… are the 75% of economists out there correct?? … has there been a THIRD CASH RATE DROP this year? Tune in to find out more.And here’s what Ben will be unpacking in this month’s session:What has influenced RBA’s Cash Rate decision?Has the tax cut shown any impact in recent months’ data?What’s holding the economy at the moment?Will there be any Fiscal Policies from the Governm...
2019-10-0117 minThe Property Couch249 | Four Phases to EVERY Renovating or Building Project - Chat with Amelia Lee from Undercover ArchitectConsidering renovating or building your own home? If so, this is the perfect episode for you!! Here’s why…We’ve got Amelia Lee, the architect behind Undercover Architect, an award-winning online resource to teach folks how to design, build or renovate their homes. To give you an idea, she’s been in the industry for over 25 years and has solid personal experience in the trenches as a “serial renovator”!And the best part? Amelia’s on a serious mission to take the “bamboozle” out of the renovation, building and design process!‘Cos let’s b...
2019-09-121h 04The Property CouchRBA August 2019 - Should you be FIXING your Rate?This is NOT the time to fix your mortgage.It’s odd, isn’t it? The cash rate is at an all-time low and the lenders have been cutting their rates, both fixed and variable. So why is it not the time to go for a fixed loan?We know it’s a big statement and that’s why Ben will be explaining all that in today’s RBA commentary folks! Apart from that, he’ll also be covering a variety of topics such as:What’s happening with the US-China Trade Deal and how d...
2019-08-0618 minThe Property CouchRBA July 2019 - Twice in a row?!75% of economists predicted another rate drop… Are they right?… or wrong?As mentioned previously, unemployment and wage growth is a priority for the RBA and despite last month’s cut, there wasn’t a lot of movement found in these two economic indicators.So the RBA Board has decided to drop another 25 basis points bringing the cash rate to 1%. Find out what other factors have triggered this decision including if the US-China Trade Deals has anything to do with it!AND if you’d like more data on Ben’s commentary today, here are a few re...
2019-07-0214 minThe Property Couch235 | Money Hacks from the Money Queen - Chat with Effie ZahosFolks, we’re up and about today!Because not only is our dear friend Effie Zahos… aka the Money Queen… finally back on the Couch with us (It was WAAAY back in Episode 105 that we last checked in with her)… there’s also been a bit of a rate movement this week… the first in nearly 3 years! (Well, that, and our footy teams’ played each other on the weekend and Bryce came out on top of ol’ mate Kingsley!!)What this rate movement means is a little more money in the bank for...
2019-06-061h 19The Property CouchRBA June 2019 - Why there's more to this Rate Cut than you think...So… no surprises here folks. We’ve got a rate cut!Phillip Lowe already indicated RBA’s decision to cut the cash rate two weeks ago in his Address to the Economic Society of Australia.Nonetheless, we are still excited to share that the cash rate is now at 1.25%.AND there are heaps to unpack today folks and is probably the longest RBA Commentary that Ben has ever done. Before we get there, here are a few resources that he’s mentioned:RBA’s Statement on Monetary Policy – May 2019The Morrison Government’s First Home L...
2019-06-0424 minThe Property Couch234 | Have We Bottomed Out Sooner Than We Thought? The Exclusive Data Insights from Louis Christopher from SQM ResearchWell, well, well…. Have we hit the bottom of the market folks???In the shadows of the election — aka the Coalition’s surprise victory — it appears that confidence has returned to the property market!And now the crystal ball question — “When’s the bottom of the property market happening?” may not be as cryptic (or as distant from us!!) as we first thought!So. What do we mean by this?Well, let’s put it another way… We jumped on a plane last week especially to bring you back the insights from to...
2019-05-301h 25The Property Couch232 | Are All Tenants the Same?Have you ever thought about WHO will be living in your investment propertyChances are, you have! Because folks… an investment property is pretty useless without a tenant/s in it!! After all, you need these guys to help pay off your mortgage!So. Are they all the same??What TYPES of tenants are out there and what can you expect from each one?Well, here’s the deal… we think there are FOUR tiers of tenants.Let’s meet them, shall we?Oh, and FYI: Ben...
2019-05-1653 minThe Property Couch231 | Q&A: How Will Changes to Negative Gearing Impact Investors?Have you ever wanted to know how the changes to negative gearing will affect YOU???Because folks, let’s face it… Labor’s policy to turn the lights out on negative gearing isn’t just going to affect the property market and potentially the ENTIRE Australian economy… the policy IS going to impact property investors, whether we like it or not.So we want you to be prepared and know what’s coming our way! And that’s why earlier in the week, we asked our Facebook Tribe, “What’s your #1 Question on Negative Gearing?”
2019-05-091h 02The Property CouchBonusisode - Negative Gearing Policy removed from Labor's HomepageFolks, if you haven’t noticed the level of activities that had been happening on our show recently, there were heaps of things going on regarding Labor’s Proposed Negative Gearing policies.Long story short.. Two weeks ago, Ben as the Chair of Property Investors Council of Australia (PICA), discovered that Labor and the Parliamentary Budgeting Office (PBO) had been using incorrect data in their costing for the proposed Negative Gearing Policy.Since then, Ben had been speaking to researchers, aggregators, politicians, lenders and real estate agents to find out what’s the actual rate of inv...
2019-04-1811 minThe Property Couch227 | Exposed: “Dodgy Data” Driving Labor’s Negative Gearing PolicyFolks, let’s just say… it’s been a week!!!You know that exclusive story we shared with you in last week episode?? Well, it’s, ahh, hit the headlines… BIG TIME!Don’t know what we’re talking about? Here’s a Quick Recap…Ben was listening to Chris Bowen (Shadow Treasurer of the Labor Party) on ABC’s Insiders: The Interview. Bold Statement made. Rather bold in fact (Listen to ABC’s audio here). Chris Bowen quotes that 96% of properties negatively geared are Established Properties. Ben nearly “loses his cornflakes”. Where had Labor got their data from...
2019-04-1154 minThe Property CouchRBA April 2019 Announcement - Are you prepared for what's to come?Folks, we’ve got a very FULL week ahead of us!Firstly, it’s the first Tuesday of the month which means the RBA Board has met and announced the official cash rate.And tonight at 7:30 PM (AEDT) is Budget Night! We’ll be hearing from Treasurer Josh Frydenberg and many are expecting some cash splurge. As indicated by the recent economic data, we need some good old stimulus in the economy.This is then followed by a reply from the Labor party on Thursday! Do they agree? Do they not? Not to mentio...
2019-04-0212 minThe Property CouchRBA March 2019 Announcement - When should you expect the next rate cut?It’s the first Tuesday of the month folks… which means the RBA Board has met and announced the official cash rate for March 2019!As widely anticipated, the Cash Rate has remained at 1.5%.Now if you tuned in to last week’s episode with Dr Andrew Wilson, you would notice that he forecasted the next rate cut to be as early as April!Bill Evans, Chief Economist at Westpac on the other hand, is anticipating not one, but two rate cuts in the second half of the year.What has triggered this and wh...
2019-03-0508 minThe Property Couch218 | Banking Royal Commission's Final Report and The Warning Signs of an Economy in TroubleFolks, while we’d love to bring you GOOD news all the time, unfortunately, some things — like the economy! — are simply out of our hands So if you heard from us this morning because you receive our VIP emails (download the free chapter of Make Money Simple Again if want to be a part of our tribe), then you’ll know that the economy in not looking…… ahh…… too crash hot.Here’s why..As we’ll soon explain, there’s quite a few reasons why the Australian economy’s underperforming — but here’s the TOP TWO big things we...
2019-02-071h 06The Property CouchRBA Feb 2019 Announcement - What's causing the deterioration in our economy?Today’s RBA announcement is more important than all of last year’s “business as usual” announcements… which is why Ben has dedicated more time to explaining it this time around.Yes, the Cash Rate has remained at 1.5%.But that’s more to this episode than just the cash rate. Why?Because there are now more data flowing in, suggesting that over the last quarter of last year, the economy appears to be in sharp decline.In this episode, Ben explains to you why he thinks this is happening, what’s going to happe...
2019-02-0521 minThe Property CouchRBA Dec 2018 Announcement - Stock Market CorrectionsIt’s the first Tuesday of the month Ben… which means the RBA Board has met and announced the official cash rate!Ben’s update today focuses on not only the cash rate but on the biggest story of the last six weeks as well… the stock market corrections!Plus, Ben explains why Scott Morrison’s latest announcement signals the timing of the upcoming election, and how this will impact the economy moving forward.So… for the last Cash Rate announcement of 2018, what will be RBA’s decision on the cash rate?Most namel...
2018-12-0406 minThe Property Couch197 | Our Embarrassing True Stories: What Was Money Like in Our Own Lives?Normally personal stories about money stay secret… up until this episode!The truth is folks — it’s not really the “done” thing to have a conversation about money, is it? Almost always, there’s this societal expectation to throw money matters — the real truth of your financial situation— off the table and bury it in the overflowing junk drawer.After all, talking about money is embarrassing, right?Well… not anymore!!Today folks, we’re attempting to lead by example — so we’re simply going for it! We’re going to get real and vulnerable and we’...
2018-11-0852 minThe Property CouchRBA Nov 2018 Announcement - When Will RBA Move Rates?Hello folks, as promised, we’ll be posting Ben’s short commentary on the RBA Cash Rate Decision on a regular basis!Let us know if you like this segment below! So, on this Melbourne Cup Tuesday, what will be RBA’s decision on the cash rate?Let’s start with some positive news! The seasonally adjusted unemployment rate has unexpectedly dropped to 5% in September 2018, the lowest job rate since April 2012 while markets estimated 5.3%. But what about wage growth?Ben will be unpacking how this will be affecting the RBA’s decision t...
2018-11-0604 minThe Property Couch180 | Building A Portfolio in a Changing Market - LIVE Q & A in MelbourneYou don’t want to fork out the big bucks (probably the most you’ve ever spent) on a property that’s going to end in little-to-no return come market crash, right? Not to mention, you don’t want this said “investment” to wind up in an economic tsunami, which by the way, WILL happen when life follows the fate of a catchy news headline.So… is that what’s really what’s happening here? Is the market seriously “bottoming out”… because, as far as we see it folks, we’re sitting pretty happy where we are!BUT for the record...
2018-07-1254 minThe Property Couch163 | Infrastructure: What’s the Game Changer for Property?We’re going off the cuff today, folks! Yep, there’s been no prep behind this podcast… BUT we guarantee it’s still going to be golden!Why?? It all started (yesterday) when Ben created a little pop quiz for the staff at our company… and his question is:What is the No.1 infrastructure needed to grow property prices?Based on the banter that spread through our office, the answer might also surprise you!!So, let’s drill it down to these two points:How are megacities built?What’s the c...
2018-03-1550 minThe Property Couch125 (Part 2) | Everything You Need To Know About Picking The Next Hotspot – Chat with Jeremy SheppardDid we deliver on the gold in PART ONE?Jeremy Sheppard, also the Director of Research at Select Residential Property, definitely has a serious knack for data collection and analysis, doesn’t he? Chasing the tail of Part One, PART TWO unpacks the remaining 3 of the 8 fundamental indicators that affect demand and supply.The last 3 are:Vendor DiscountRental YieldRenters versus owner-occupiersYep. Did we warn you that this episode could be quite overwhelming? Stay with us.It’s been no secret that...
2017-07-2032 minThe Property Couch103 (Part 1) | Chat with Jan Somers, Housewife And Property MultimillionaireWe are extremely excited here on The Property Couch this week to announce the long-awaited meeting with our special guest today, JAN SOMERS (as we’re sure you would agree)! With a successful property portfolio spanning over 40 years with countless properties within the country, Jan is an inspirational, property-investing mogul who we all could learn a lot from. As we gained so much gold from the hour-long chat, we’ve had to split the episode into two! In this first part, Bryce Holdaway and Ben Kingsley discuss the following areas with Jan:What got her into prop...
2017-02-1636 minThe Property Couch102 | Do We Have A Housing Affordability Issue?Finally, back in the studio again this week and as mentioned in Ben’s latest RBA cash rate announcement video, this episode of the podcast has Bryce and Ben talking about the all-time hot debate topic: The Housing Affordability Issue. But before that, we just want to highlight that the podcast has reached another one of our milestones!1,027,000 DOWNLOADS!A big thank you to all of our listeners for tuning in! We wouldn’t have been able to achieve this without your support, reviews, feedback and all the amazing questions that you’ve sent i...
2017-02-0944 minThe Property Couch90 | Future of the Australian Property Market Post Donald Trump – Chat with Tim LawlessToday’s episode is special guest day and joining Bryce Holdaway and Ben Kingsley is Australia’s leading property analyst and CoreLogic’s Director of Research, Tim Lawless, who will discuss the future of each state in Australia. Following on from last week’s episode of President-Elect, Donald Trump and the uncertainty his win will have on the market; Bryce, Ben and Tim move on to discuss what the positives to follow are due to the presidential win, even though it is still early days.So in today’s episode, the main areas these three will be talking ab...
2016-11-1846 minThe Property Couch88 | Q&A - Investing in Newly Developed Areas, Getting into the Property Market, Career as a Buyers Agent and moreLast week’s podcast had been quite an interesting one! We strongly recommend you listen to it twice to make sure you don’t miss out on Dr Andrew Wilson’s outlook on the Australian Property Market. This week, we are going back to the Question and Answer episode and Bryce Holdaway and Ben Kingsley will be discussing:Question on a career as a property professional from Hayden: Question on new developments from Brad: Question on the next step in property investing from Damien: Question on cash flow from Ben: Question o...
2016-11-0340 minThe Property Couch87 | What's the Future of the Australian Property Market? - Chat with Dr Andrew Wilson, Chief Economist for the Domain GroupIf you were at the Sydney Property Buyer Expo last weekend, you probably listened to this episode already but for those of you who weren’t there, Bryce Holdaway and Ben Kingsley recorded a LIVE Podcast with Dr Andrew Wilson on the Future of the Australian Property Market! Dr Andrew Wilson is the Chief Economist for the Domain Group and is an appointed housing market expert and adviser to the Federal Government funded, Australian Urban Research Infrastructure Network. He holds a PhD and Masters by Research in Housing Market Economics and has previously held senior property and co...
2016-10-2740 minThe Property Couch85 | Is NOW The Time To Invest In Property In Australia?Are you into economics, numbers, trend lines and the Property reports released by CoreLogic? If you are, this episode is just for you! It can be a bit heavy and we recommend you download CoreLogic Monthly Housing & Economic Chart Pack for October 2016 to have a full understanding of what Bryce and Ben would be talking about today. Their focus is on Page 10 of the report, titled Investor lending is picking up again as owner-occupier lending fades a little.Bryce and Ben are also a bit concerned about the current market’s movement and if we are heading to...
2016-10-1340 minThe Property Couch78 | Ten Biggest Risks when Investing in Property in AustraliaInvesting in property is considered a relatively safe investment class but as with other types of investments, there are some downfalls that you need to be aware of. So in this week’s podcast, Bryce Holdaway and Ben Kingsley will be sharing their ten biggest property investment risks.They will be unpacking this list from a macro point of view such as factors that are beyond an investor’s control down to a micro level. Bryce and Ben will also be discussing some risk mitigation strategies that investors can apply when building their property portfolio.The...
2016-08-2545 minThe Property Couch77 | Right Strategy in the Right Market at the Right TimeWhat is the possibility of investing in property with the right strategy, in the right market, and at the right time? Well, that depends. Now, we know this sounds really vague but in order to determine that, one needs to ask if they have the right understanding in the first place? Because it is very dangerous if the perception of the right strategy or the right market is wrong and you go ahead and build a property portfolio based on your assumptions. For example, if Alex believes that capital growth is the right strategy and buying within a 5km...
2016-08-1840 minThe Property Couch63 | Q&A - What’s the next step to building a portfolio, size of the portfolio, IP or PPOR and diversifying wealth strategyIt’s Q&A time again! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Next step to building a portfolio question from Derrick: Size of portfolio question from Jason: Question on leverage from James: IP or PPOR question from Karla: Case study question from Deanna: I am 22 yrs old and am convinced of the benefits of property as a long-term wealth-building strategy, for now, I am trying to develop as much understanding as I can...
2016-05-1238 minThe Property Couch62 | Does the Great Australian Dream still exist?What a week in the property industry!It started off with ABC’s Four Corners Monday night segment called Home Truths. This episode focused on housing affordability and negative gearing and they interviewed a few parties for this segment.Following that, we have the Cash Rate announcement at 2:30 pm on Tuesday. As widely expected, the Reserve Bank of Australia has dropped the cash rate by 25 basis points to 1.75%. A few factors contributed to this decision but one of the main reasons is the deflation recorded in the January – March 2016 CPI data. Alth...
2016-05-0537 minThe Property Couch59 | Rentvesting: What Is It and Who Is It For?As mentioned in the podcast, Bryce Holdaway and Ben Kingsley will be talking about rentvesting today!It’s not a common property investing strategy but it is gaining some momentum amongst Australian property investors. In fact, Ben was asked to write about this for the recent cover story of Money Magazine.In this episode, our hosts will be explaining what this strategy is all about. The concept is fairly simple but it is important to note that rentvesting is NOT for everyone. You need to look at your numbers and make sure that it...
2016-04-1436 minThe Property Couch56 | Q&A - Exiting a contract, crowdfunding, what's the impact of global events on Australia Property Market and moreIt’s Q&A time! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Exiting a contract question from Alex.Crowdfunding questions from Carol: What is “crowdfunding” and how will it work?Ownership questions from Rob: What property ownership structure should investors use when buying an investment property? Individual, trust, company etc. Is there a need to balance tax advantages with long-term asset protection on this issue?Global events question from Co...
2016-03-2433 minThe Property Couch54 | Q&A - Entry into the property investment market, debt reduction and investing in house and land packagesIt’s Q&A time! This week on The Property Couch, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Entry into the property investment market question from Aaron: Hi guys! could you possibly talk about entry into the property investment market? Specifically how much money do you need? I have some money sitting in a term deposit but I have heard that you need more like $40,000 before you can even look at starting out. If that’s true, then I need to k...
2016-03-1031 minThe Property Couch50 | Q&A - Credit card management, professional fees, LOC for negative cash flows, adding value via reno and interest only loansOnly a couple more weeks left to our Summer Series. This week, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Credit card management question from Peter on Facebook: I want to adopt your setup but worry about using a credit card, considering we don’t have one currently. Thoughts?Professional Fees questions from Andrew: I am a first-time investor with limited funds for my purchase, and I am trying to get an idea whether or not I could...a) even afford th...
2016-02-1132 minThe Property Couch49 | Possibility of an out-of-cycle rate rise and media commentaries on the Property MarketThe Governor and Reserve Bank have decided to keep interest on hold at 2% in the cash rate announcement this month. But will there be another out-of-cycle rate rise by the lenders? We’ve seen it last year when interest rates on residential loans were raised but what are the chances that it’ll happen again this year? Bryce and Ben talks about this in today’s episode. They will also be talking about the recent hype in media commentaries regarding the Australian Property Market.Not to forget our promise for the Summer Series, these are the Q&As for...
2016-02-0433 minThe Property Couch46 | Q&A - Things we would have done differently, Buying sight unseen, Tax and purpose of property, Investment grade in regional centres and Joint venturesWe are back on with the Questions and Answer time for our Summer Series. This week, Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. Thanks again for submitting your questions!Question from Alex: Knowing what you know now, what 5 things would you both have done differently?Buying sight-unseen questions from Lewis : Best advice for buying property without being able to walk through the property.The best area to buy in Australia if you don’t know where in Oz you want to move back too!Q...
2016-01-1431 minThe Property Couch44 | Q&A - Building cash reserve, Next-door suburbs, Property professionals, Offset accounts, Buying at a premium, How to be a BA & Renovating for ProfitFor the last episode of 2015 and as promised for our Summer Series, we will be going through quite a few questions! Bryce Holdaway and Ben Kingsley will be answering the questions below from our fellow listeners. It’s going to be a full-on one so sit tight! :Building cash reserve question from Maria: Can you please discuss how to build cash reserve buffers into your property investment plan, and the options for funding unexpected large expenses like medical expenses and family needing financial assistance?Investing on the suburb next-door questions from...
2015-12-3133 minThe Property Couch39 | Post-Purchase Process for Investment PropertiesAs mentioned before, getting the right strategy and perfecting the art of asset selection is crucial to any property investor. But what happens once the contract is signed? This time on The Property Couch, Bryce Holdaway and Ben Kingsley talks about the post-purchase process when buying an investment property.Bryce started off the podcast with an analogy. Imagine you are on board a plane and it’s about to depart. When a plane takes off, from the moment it leaves the tarmac to the point it levels out at 30,000 feet, that’s when it uses most of its...
2015-11-2636 minThe Property Couch37 | Understanding the Scarcity factor in Property InvestmentScarcity. It is one of the three filters in our asset selection criteria and you’ve probably heard Bryce and Ben talking about it numerous times in previous podcasts. In this current market condition, it is more important than ever to ensure you nailed the scarcity factor right. But how do you determine if a property is scarce or not? In this episode, our hosts will be breaking the scarcity factor into two parts and will be sharing their very own. “Scarcity Scale”. As mentioned previously, location usually does the heavy lifting on the performance of an a...
2015-11-1233 minThe Property Couch36 | Journey of the Property Investment Advisor of the YearIt’s confirmed! Ben Kingsley is the Property Investment Advisor of the Year 2015 Award! This is the second year we’ve championed the PIA Category of the Reader’s Choice Award organised by Your Investment Property Magazine. But this is not a reflection of an individual’s work. Thanks to all of our team members at Empower Wealth and all of you who voted for us. We wouldn’t have done it without our customers and loyal listeners' ongoing support. To celebrate this win, Bryce will be asking Ben to share some of his personal journey on:His daily...
2015-11-0531 minThe Property Couch34 | Q&A - Investing in Commercial Property, Fixing your Loan, Using a BA and Estimated Growth & Returns for Property PlansIt’s another Q&A episode! We are loving these Q&A episodes. If you have a property-related question that you couldn’t solve or needs an opinion on, please do not hesitate to let us know here. In this episode, Bryce Holdaway and Ben Kingsley will be addressing some topics:Using a Buyers Agent question from Tim: For a person that is looking to purchase an investment property where they’ve already educated themselves on property investment from Podcasts, read property investment books and attended seminars and they’ve done all their due diligence from getting...
2015-10-2231 minThe Property Couch33 | Q&A - Investing with Equity, First Home Buyers Tips, Buy-Reconstruct-Sell Strategy and Leasing to RelativesIt’s Q&A time! In this episode, Bryce Holdaway and Ben Kingsley will be addressing some topics:Finance-related question from Kat: Would you please explain more about using equity? E.g. I heard from a broker that one needs to refinance the loan on the existing property – does this mean the old property and the new one to be purchased are tied together? To assess the equity available, does one first need to pay for a valuation report on the existing property?Leverage question from Naomi: Selling my investment property to pay...
2015-10-1530 min