Shows
Fraud, Facts & Life Insurance with AgentVerifiedEp 17: Church Group Insurance Fraud, Broken Promises & Debt-Free LifeA church group policy that vanished. A family unable to bury their loved one. And a debt-free strategy that could change everything.In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn look at the case where an Oklahoma family discovered their church "group policy" was terminated due to non-payment… despite paying $70 a month for six years.Listen in as they also break down the Debt-Free Life approach, a strategy that uses life insurance to help families pay off mortgages, car loans, and credit cards in half the time while building cash value....
2025-10-0716 minFraud, Facts & Life Insurance with AgentVerifiedEp 16: $600K Scam, Exploited Seniors & Final Wishes That MatterA $600,000 scam. Exploited seniors. And a reminder that the right coverage and right agent can make all the difference.In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn reveal the case of an Alabama insurance agent who preyed on seniors, leaving families financially and emotionally devastated. They break down the red flags you must watch for and why verifying your agent could mean the difference between security and catastrophe.Javaughn also shares a deeply personal story about helping a woman secure affordable final expense coverage to honor her last wishes and spare her...
2025-09-3016 minFraud, Facts & Life Insurance with AgentVerifiedEp 15: $20K Fraud Case & Why a Tax-Free Retirement Beats a 401(k)A life insurance manager. Stolen checks. And a second arrest that proves justice doesn’t quit.In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn share the story of a Mobile County insurance agent who thought he’d escaped the law after stealing more than $20,000. After a grand jury indictment and a bizarre mix-up at the DA’s office, he got a second chance to turn things around… but chose fraud instead.Listen in to hear how it all went down, as well as how a simple $160/month decision could mean the difference between...
2025-09-2318 minFraud, Facts & Life Insurance with AgentVerifiedEp 14: $100K Fraud Case & What You Must Know About Term Life InsuranceA trusted agent. Vulnerable seniors. And a devastating betrayal that shook a community.In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn review the case of a St. Petersburg insurance agent accused of defrauding elderly clients out of nearly $100,000. What started as a professional relationship took a disturbing turn as the agent gained the trust of his victims, eventually becoming a caretaker while secretly manipulating them into handing over large sums of money.Listen in to hear the details, as well as what you should know about term life insurance: when it’s a...
2025-09-1617 minFraud, Facts & Life Insurance with AgentVerifiedEp 13: $500K Betrayal & The Truth About Mortgage InsuranceA longtime friend. A trusted community leader. And a fraud case that shattered lives.In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn examine the case of former agent and Chamber of Commerce treasurer Patsy Ritchey, sentenced to 28 years for stealing over half a million dollars from her own clients, friends, and even family.Listen in to hear the details of the case, as well as what you should know about mortgage protection. You'll learn why your bank’s “mortgage insurance” doesn’t actually protect you, how PMI (Private Mortgage Insurance) really works, and the...
2025-09-0923 minFraud, Facts & Life Insurance with AgentVerifiedEp 12: $10K Scam, Final Expense Coverage & The No GoFundMe CampaignA Polk County insurance agent admitted to faking policy documents—pocketing just $10,000 over six years. The outcome? A suspended prison sentence and an order to pay restitution.This week on Fraud, Facts & Life Insurance, Betsy and Javaughn expose why this “not even good at fraud” scheme serves as a cautionary tale for families and agents alike. You’ll also hear about the benefits of final expense coverage, the team’s “No GoFundMe” campaign to help families avoid financial stress during the hardest times, and leadership lessons from building a strong agency culture.Go to AgentVerifi...
2025-09-0219 minFraud, Facts & Life Insurance with AgentVerifiedEp 11: 33 Secret Policies, Altered Documents & “Insurance on Insurance”A Florida woman secretly obtains 33 life insurance policies on 29 different people, making herself the beneficiary. In Iowa, an agent alters dates on documents to transfer funds without permission.This week on Fraud, Facts & Life Insurance, Betsy and Javaughn expose Joyce Small’s multi-million-dollar policy scheme and Christopher Childers’ forged annuity transfers. Listen in as they also share how a passionate new agent is helping families by making sure “insurance on insurance” (accidental death policies) protect budgets and coverage the right way.Go to AgentVerified.com for all episodes and more information....
2025-08-2622 minFraud, Facts & Life Insurance with AgentVerifiedEp 10: $2.9M Family Scheme, 700+ Fake Policies & the Right Way to WinA family in Ohio takes insurance fraud to shocking levels by faking medical exams. In Florida, an agent allegedly fabricates 746 Aflac policies to rake in over $120K in commissions.This week on Fraud, Facts & Life Insurance, Betsy and Javaughn break down the Stevenson and Williams cases: how the scams unfolded, the red flags that could’ve stopped them, and why cutting corners always costs more in the end. They also share real-world wins from the field, including how cancer policies and living benefits have provided clients with financial breathing room during life’s toughest battles.List...
2025-08-1936 minFraud, Facts & Life Insurance with AgentVerifiedEp 09: Churned Annuities, a Maserati, and $122K VanishedAn agent scams seniors out of $1.5 million, then spends it on jewelry, real estate, and a Maserati. Another sets up fraudulent premium finance deals, hides policy info, and leaves one client holding the bag for over $1 million after Hurricane Ian.This week on Fraud, Facts & Life Insurance, Betsy and Javaughn talk about the cases of Shawn Heffernan and Al-Sweity and what their victims wish they had done differently.Listen in as they also share wins from the field, like helping a young dad protect his family with living benefits after remembering his own father’s he...
2025-08-1235 minFraud, Facts & Life Insurance with AgentVerifiedEp 08: 11 Felonies, 9 Stolen Identities & $38K in Dirty CommissionsOne agent steals $100K by faking investments and spends it on casino trips. Another writes $5 million in bogus policies using nine stolen identities. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn go over the stories of Gautam Arora and James Jones, two former agents who turned trust into fraud.They also share wins from their own agencies, like helping grandparents lock in lifelong protection for their grandkids and watching new agents confidently launch their businesses.Listen in as they discuss the red flags, the risk to real clients, and why verifying your agent...
2025-08-0532 minFraud, Facts & Life Insurance with AgentVerifiedEp 07: COVID PPP Scams, a Fraudulent Agency & Infinite BankingOne agent steals two identities to collect $100K in unearned commissions, then scams the government out of another $40K in PPP loans. Another opens a full-blown fake insurance agency and collects $38K in loans using stolen identities. This week on Fraud, Facts & Life Insurance, Betsy and Javaughn examine the cases of Seneca Birchmore and Francis Okyere, two convicted fraudsters who built their criminal empires on identity theft and lies.Listen in as they break down the red flags, the ripple effects on real agents, and how verifying your agent could stop fraud before it starts.
2025-07-2929 minFraud, Facts & Life Insurance with AgentVerifiedEp 06: $300K in Unearned Commissions & The 8-Year Fraud SpreeTwo agents collect $300K in unearned commissions before they’re even licensed. A broker steals $180K in premiums, mostly from elderly clients, and keeps going even after her license is revoked. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn examine the schemes of Kakande and Lutale’s fake applications and Karen Dondanville’s relentless premium theft.Listen in as they unpack how cracks in oversight let these schemes grow—and what you can do to stay one step ahead. You’ll learn how these scams spiraled, the red flags everyone missed, and why verifying your agent...
2025-07-2233 minFraud, Facts & Life Insurance with AgentVerifiedEp 05: The $2M Client Betrayal & The Great Medical Exam ImpersonationA trusted agent steals millions. A family fakes a medical exam to cash in on a sick relative’s life insurance. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn dive into a $2M fraud by a trusted advisor and a $2.9M scam involving a fake medical exam and a very unhealthy truth.Listen in as they expose how these scams got past the system, what could’ve stopped them sooner, and why verifying your agent could save you from major loss. These aren’t just cautionary tales—they’re wake-up calls for anyone with a policy.
2025-07-1528 minFraud, Facts & Life Insurance with AgentVerifiedEp 04: Fictitious People Policies & The $10K Fake Document SchemeAn agent creates fake clients. Another forges documents to steal millions. In this episode of Fraud, Facts & Life Insurance, Betsy and Javaughn break down two alarming cases: one involving 13 fake applications tied to Globe Life, and another where over $10,000 was stolen through fake policy documents.Listen in as they explore how these frauds slipped through the cracks, what red flags policyholders should look out for, and how AgentVerified keeps you protected. You'll come away with practical tips to safeguard your policies and avoid becoming the next victim.Go to AgentVerified.com for all...
2025-07-0836 minFraud, Facts & Life Insurance with AgentVerifiedEp 01: How Fake Insurance Agents Are Scamming Families Out of MillionsWhen life insurance goes sideways, it’s rarely an accident. Welcome to Fraud, Facts & Life Insurance with AgentVerified, the podcast that shares shocking stories of life insurance gone wrong, as well as what you need to know to avoid getting burned. Expect sharp commentary, a few gasps, and advice that could save your future self from financial disaster.In this inaugural episode, hosts Betsy Barr and Javaughn Spencer of AgentVerified go through real-life insurance fraud cases where trust was betrayed, documents were forged, and clients were left vulnerable. Listen in to learn red flags to look out fo...
2025-07-0137 minFraud, Facts & Life Insurance with AgentVerifiedEp 02: Identity Theft, Elder Abuse, and the Fake $500K PolicySome agents fake documents. Others fake entire identities. And sometimes, they just steal straight from grandma’s account. In this episode of Fraud, Facts & Life Insurance, hosts Betsy Barr and Javaughn Spencer address two outrageous fraud cases: one involving stolen agent identities and fake commissions, and another where an agent manipulated elderly clients into handing over their retirement savings.Listen in as they break down the red flags, the outrageous tactics, and how to avoid getting caught in a scam yourself, especially when it looks like everything checks out. You’ll learn why even the most convincing pape...
2025-07-0149 minFraud, Facts & Life Insurance with AgentVerifiedEp 03: $26M Chicago Scheme, Fake Deaths & The Debt-Free Life PolicyFake death certificates. Luxury cars. Entire families running life insurance scams as their side hustle. In this episode of Fraud, Facts & Life Insurance, hosts Betsy Barr and Javaughn Spencer uncover the details behind a $26 million fraud case involving 23 people, and another where an agent used stolen identities to write fake policies and collect commissions.Listen in as they unpack how these scams flew under the radar, what the two-year contestability period really protects you from, and how one family went from 28 years of debt to nearly $1M in savings using Debt-Free Life. It’s a wild mix of...
2025-07-0143 minFraud, Facts & Life Insurance with AgentVerifiedTrailer: Fraud, Facts and Life Insurance with AgentVerifiedWelcome to Fraud, Facts & Life Insurance with AgentVerified, the podcast that dives into the wild world of life insurance gone wrong. Every week, we peel back the curtain on real cases of financial chaos, and help you spot the red flags before it’s too late.
2025-06-1202 min
REV Your AgencyLeaving Obscurity in the Dust with JaVaughn Spencer & Betsy Barr | Episode 21In this episode Betsy and JaVaughn (founders of LevelUp Leads and AdvisorVerified) share their inspiration for helping insurance agents come out of obscurity, the successes and failures they've had along the way, and the keys to ensuring you end up where you are trying to go.
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2024-12-2351 min