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Thrive Through the FireThrive Through the FireEpisode 19: Inviting God Into Your Finances with Bob and Linda LotichIn this episode, I sit down with Bob and Linda Lotich, authors of Simple Money, Rich Life, to talk about something so many of us struggle with: money. But we don’t just talk dollars and cents. We talk about faith. About trusting God when your bank account is empty. About surrendering control when things feel impossible. And about what happens when we invite God into every area of our finances.Bob shares his powerful testimony of hitting financial rock bottom and how that desperation led him to cry out to God, and hear Him clearly. Linda op...2025-08-0458 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)My mom just went to heaven 🥺 (5 things I learned that might help you)What if the hardest thing you're walking through right now is actually where God is working the most - even when you can't see it? A few months ago everything was normal in our family. Linda's mom cooked a full Thanksgiving dinner, we all gathered around the table, and life felt predictable. But two weeks later everything changed forever when she got diagnosed with a tumor and went to heaven just four months after that. And here's what I discovered - while you're focused on what's not happening, you're missing what God is actually doing...2025-08-0234 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)(2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about moneyIn Part 2 of our “The prosperity gospel, the poverty gospel, and the truth most Christians miss” series, we dive into some of Jesus’ most controversial teachings on wealth. You’ve heard “sell everything,” “camel through the eye of a needle,” and “blessed are the poor,” but what if we’ve been misunderstanding who He was talking to and why?  In this episode, we unpack: Why Jesus told the rich young ruler to sell everything—and why He didn’t tell Zacchaeus the same thing. The real reason wealth can be dangerous (it’s not what you think). Why Joseph of Arimathe...2025-06-2125 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)🤖 33 Ways We're Actually Using AI in Real Life (Not Just Theory)In this episode, we answer YOUR questions about how we’re using AI—personally, spiritually, and professionally. We’re not here to debate whether AI is “good” or “evil.” We’re here to share how we're using it practically—as a business tool, a parenting helper, a writing assistant, a garden coach, and even a wardrobe consultant. And yep, Linda's officially a soft summer. We get into the nitty gritty: The custom GPT we built for flipping items on eBay The podcast producer GPT that writes our show notes  How AI helps with p...2025-06-0744 minStRest with Kerstin LindquistStRest with Kerstin LindquistTrust Over Balance Sheets — Bob & Linda Lotich on Finding True Financial FreedomThis is StRest! In this episode, Kerstin Lindquist welcomes Bob and Linda Lotich—authors of Simple Money, Rich Life, hosts of the SeedTime Money Podcast, and creators of church‑based money courses. The Lotichs share candid stories of crushing debt, radical generosity (giving Bob’s age as a percentage of income), paying off their mortgage in nine months, and taking month‑long sabbaticals while their business grew. They unpack why “true financial freedom” is peace in any circumstance, not a magic dollar figure, and how listening prayer plus practical action can break money stress. From the “Never 100 Rule” (never spend 100 % of...2025-06-061h 09Susie Larson LiveSusie Larson LiveFive Money Beliefs that Hold You Back with Bob and Linda LotichAuthor Bob Lotich and his podcast co-host Linda Lotich share biblical principles for your finances. Bob’s book is “Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact” Find their podcast here. Find more about Real Money Budgeting here Get Bob's blog post about stewardship here Faith Radio podcasts are made possible by your support. Give now: click here2025-05-2050 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)AI and the Bible (Part 1/3): Is Artificial Intelligence Replacing Our Faith?In this episode, we ask a big, uncomfortable question: What does AI mean for our faith? I (Bob) have been obsessed with AI lately—not just how it works, but what it means. And Linda? Well, she’s more on the “this-freaks-me-out” side of things. So this conversation got real… fast. We dive into: The theological implications of AI (yep, we went there). Why AI can reflect human creativity but will never have a soul. How idolatry sneaks in when we rely on AI more than God. Personal stories (like when our son was si...2025-05-0326 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)The biblical 'wealth transfer' myth debunked in 10 minutesYou know that verse in Proverbs that says “the wealth of the wicked is stored up for the righteous”? Yeah… we need to talk about that. For years, I heard people quoting it like a divine scratch-off ticket. Sit back, wait long enough, and eventually, poof - someone else’s riches end up in your account. But what if that’s not what the Bible is saying at all? 💡 In this quick but powerful episode, we break down: What Proverbs 13:22 actually means (and why most people are getting it totally wrong) Why this isn't ab...2025-04-1210 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)We Paid Off Our House at 31 (5 Unconventional Money Moves That Made It Happen)How did we crush a 30-year mortgage in just 3 years? We’re breaking down the five unconventional money moves that made this dream a reality—and they might work for you, too.   🔎In this episode, we cover: The radical mindset shifts that changed everything. Why you should never let the bank dictate how much house you can afford. The power of prayer and giving (and how they impacted our finances). Tools and strategies we used to track every dollar (and why most budgets fail). How discover...2025-02-0833 minSusie Larson LiveSusie Larson LiveFollowing God, not your finances with Bob and Linda LotichAuthor Bob Lotich and his podcast co-host Linda Lotich share biblical principles for your finances. Bob’s book is “Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact” Find their podcast here. Faith Radio podcasts are made possible by your support. Give now: click here2025-01-3051 minThe Journey to Becoming | Christian Living, Personal Development, Planning, Thriving Relationships, Routines, Personal Growth, Christian Women, Motherhood, Time Management, Schedules, Reduce OverwhelmThe Journey to Becoming | Christian Living, Personal Development, Planning, Thriving Relationships, Routines, Personal Growth, Christian Women, Motherhood, Time Management, Schedules, Reduce Overwhelm54 | From Overwhelmed to Empowered: A Faith-Based Approach to Finances with Bob & Linda Lotich: Part 2Finances are one of the biggest sources of stress for many of us. From budgeting struggles to debt and uncertainty about how to manage money, it can feel overwhelming and even hopeless at times. But what if there was a way to approach your finances that brought clarity, peace, and freedom? In this powerful episode, we’re joined by Bob and Linda, a couple who transformed their lives by putting God first in their finances. They share how their decision to trust and honor God with their money not only brought financial stability but also deepened their fa...2025-01-1619 minThe Journey to Becoming | Christian Living, Personal Development, Planning, Thriving Relationships, Routines, Personal Growth, Christian Women, Motherhood, Time Management, Schedules, Reduce OverwhelmThe Journey to Becoming | Christian Living, Personal Development, Planning, Thriving Relationships, Routines, Personal Growth, Christian Women, Motherhood, Time Management, Schedules, Reduce Overwhelm53 | From Overwhelmed to Empowered: A Faith-Based Approach to Finances with Bob & Linda Lotich: Part 1Finances are one of the biggest sources of stress for many of us. From budgeting struggles to debt and uncertainty about how to manage money, it can feel overwhelming and even hopeless at times. But what if there was a way to approach your finances that brought clarity, peace, and freedom? In this powerful episode, we’re joined by Bob and Linda, a couple who transformed their lives by putting God first in their finances. They share how their decision to trust and honor God with their money not only brought financial stability but also deepened their fa...2025-01-1338 minSusie Larson LiveSusie Larson LiveMaking your money work for you with Bob and Linda LotichAuthor Bob Lotich and his podcast co-host Linda Lotich share from his Bob’s book “Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact.” Find the blog post Susie refers to here Fundrise.com Acorns App Investment Class LifeLock Faith Radio podcasts are made possible by your support. Give now: click here2024-12-1850 minMarriage After God - Biblical advice, practical tips, and inspiring stories to strengthen your relationship and deepen your spiritual connectionMarriage After God - Biblical advice, practical tips, and inspiring stories to strengthen your relationship and deepen your spiritual connectionFrom Financial Mess to Miracles - Interview with Bob & Linda LotichIn today's episode of the Marriage After God podcast, Aaron interviews Bob and Linda Lotich, founders of Seed Time and authors of "Simple Money Rich Life," who vulnerably share their journey from financial chaos to Kingdom-focused stewardship. Through their story, they reveal how God transformed not just their finances, but their marriage and ministry.In this wisdom-filled conversation, we explore:How God turned their financial mess into a ministry that's helping thousandsWhy unity in financial decisions strengthens marriage relationshipsThe surprising way God challenges us to give even while paying off debtHow fear and impatience can lead...2024-12-121h 04SeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)(💸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care AboutEver feel like your dreams are slipping away because you "can't afford them"? We're about to flip everything you think you know about affording what you love. In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality. Here's what you'll learn: The "Priority Stack"...2024-11-3018 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)(💸34/40) Stop Climbing Trees If You Were Born to Swim: A Revolutionary Approach to Discovering Your True CallingWhat if everything you've been taught about success is actually holding you back from what you were created to do? In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrong—and how this massive misconception might be the very thing keeping you from discovering your true calling. Here's what you'll learn: Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential The profound truth about why some people make everything look effortless (while others st...2024-11-2328 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)(💸33/40)The 50/50 Rule: How To Turn Every Raise Into Both Wealth and Impact Without Feeling the PinchThe most dangerous financial trap isn't overspending. It's comfortable compromise. After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedom—without feeling the sacrifice. In this episode, we share: The "50-50 Rule" that transformed our approach to raises and windfalls Why financial "peace" might actually be sabotaging your spiritual growth The fascinating story of...2024-11-1625 minSusie Larson LiveSusie Larson LiveBeing Purposeful with your finances with Bob and Linda Lotich Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author Bob Lotich and his podcast co-host Linda Lotich share from his Bob’s book “Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact.” Find the blog post Susie refers to here Here are the websites Bob mentions: One Main Trim (to find your subscriptions)Learn more about tracking your spending here Study more about finances in 2 Corinthians 8 and 9 Faith Radio podcasts are made possible by your support. Give now: click here2024-11-1350 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)(💸31/40) The 2-Word Money Secret Wealthy People Know (That Took Me 20 Years to Learn)20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since. Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently. 🔎In this episode, we reveal: The powerful mindset shift that changed everything for us Why my millionaire mentor drove a 10-year-old car (while I had a brand new...2024-11-0226 minSusie Larson LiveSusie Larson LiveGiving God all control with Bob and Linda Lotich Are you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author Bob Lotich and his podcast co-host Linda Lotich share from his Bob’s book “Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact.”  Faith Radio podcasts are made possible by your support. Give now: click here2024-10-1050 minSusie Larson LiveSusie Larson LiveThree costly lies about money with Bob and Linda LotichAre you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author Bob Lotich and his podcast co-host Linda Lotich share from his Bob’s book “Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact.” Costly lies about money: Lie #1: Money is the root of all evil Lie #2: I'll never have enough Lie #3: It's just too risky Find out more about their podcast here Faith Radio podcasts are made possible by your support. Give now: click here 2024-09-1850 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)(💸20/40)The 100X Giving Secret & Why Giving Away Money is Harder Than Making ItEver wondered if your donations are actually making a difference? We've got news for you: Your next charitable gift could be 100 times more effective than your last. No, that's not a typo. 100 times. In this episode, we're peeling back the curtain on the world of effective giving. We're challenging common assumptions, diving into cutting-edge research, and handing you the keys to becoming a giving superhero.   Here's what you're going to discover: The shocking truth about charity effectiveness (and why some of your donations might be going to w...2024-08-1740 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)(💸19/40) The Counterintuitive Math Behind Early Retirement That Schools Don't TeachToday, we're diving deep into the counterintuitive math behind early retirement - the kind of stuff they don't teach you in school. You'll discover: Why your paycheck size matters less than you think (Sorry, LeBron!) The shocking truth about how a 1% change in your habits could dramatically accelerate your financial goals A biblical money hack that's been hiding in plain sight for thousands of years But here's the kicker: This isn't just theory. We break down real-world examples and show you exactly how to calculate your own number. By...2024-08-1027 minSusie Larson LiveSusie Larson LiveWhat your heart has to do with your finances with Bob and Linda LotichAre you stuck in a dead-end job, living paycheck-to-paycheck, and overwhelmed by debt? Author Bob Lotich and his podcast co-host Linda Lotich share from his Bob's book “Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact.” Read more about this topic on their blog, found here Faith Radio podcasts are made possible by your support. Give now: click here  The Shocking Truth about Money and Happiness2024-08-0550 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)(💸11/40) How I Made $2,145 in 30 Days Selling My Clutter (and How You Can Too)Have you ever felt overwhelmed by the clutter in your home? What if I told you that you could not only declutter your space but also make a significant amount of money in the process? In this episode, I share my personal story of how my wife, Linda, and I made over $2,000 in just 30 days by selling items we no longer needed or wanted. You'll learn the strategies we used and the surprising results we achieved.   🔍Discover: Why minimalism isn't about living with nothing, but about intentionally promoting the things you valu...2024-06-1524 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Asking Millionaires: the 9 best pieces of money advice we ever receivedHey there, SeedTime family! It's Bob & Linda here, and we've just wrapped up a fantastic conversation on our latest episode, where we dive into some golden nuggets of wisdom shared by millionaires about managing money, life, and everything in between. 🌱💰 In this episode, we're peeling back the curtain on "Nine (Plus One) Best Pieces of Money Advice Ever Received by Millionaires"—and trust us, you won't want to miss our bonus insight! It's an episode packed with laughs, insights, and some surprising revelations.   🔍 Key Highlights:  The Illusion of the Self-Made Millionaire: Discover why...2024-04-0123 minRich MartinRich MartinThe Rich Martin Podcast | Episode 38-Navigating Finances & Faith A Deep Dive with Bob & Linda LotichNavigating Finances and Faith: A Deep Dive with Bob and Linda Lotich In this episode of the Rich Martin Podcast, host Rich Martin interviews Bob and Linda Lotich, founders of Seed Time Ministry (www.seedtime.com), which helps individuals and churches globally manage money with a Christian perspective. They discuss the importance of viewing money through a biblical lens, teaching financial stewardship, and the impact of integrating God into financial decisions. Highlighting practical methods and transformative insights, the conversation touches on tithing, charitable giving, and achieving financial freedom while maintaining a heart for God. The Lotichs share...2024-03-1839 minSpiritual Brain Surgery with Dr. Lee WarrenSpiritual Brain Surgery with Dr. Lee WarrenUsing Your Gifts in a Godly Way: Bob and Linda Lotich on Kingdom FinancesMoney and Finances Can Be a Constant Source of StressBob and Linda Lotich are here today to talk about a different way to live, and they have a unique and surprising story.  Bob Lotich found himself at his breaking point in his early 20’s overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money, he reached a level of financial freedom he never dreamed possible: having a paid-off house by age 31 and even rea...2024-03-1253 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)[Pt 1] Why we decided to adopt & our biggest mistake (and the 10 most common questions we get)Adoption. While it might not seem like a typical 'money' topic, trust us, it's significantly impacted our lives, both personally and financially. 💡Episode Highlights  Our Adoption Story: We share our journey of adopting two of our children, including the emotional and spiritual revelations experienced along the way. God's Hand in Adoption: We discuss how adoption reflects God's love and our adoption into His kingdom, emphasizing the spiritual aspect of this journey. Challenges and Realizations: From emotional struggles to practical hurdles, we delve into the complexities of the adoption process. Debu...2024-02-2832 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)This is why SeedTime exists (and our 40 year goal)Today we're excited to dive into the heart of why SeedTime exists and share our 40-year vision with you.   🔍 Key Topics & Questions Covered Clarifying the SeedTime Mission: Understanding the 'why' behind our brand and its evolving journey. Personal Reflections: How Bob and Linda's 18-year journey has shaped SeedTime's vision. The SeedTime Credo: A powerful statement reflecting our goal of inviting God into our finances. The Impact of Christian Generosity: Discussing the potential cultural and societal changes when Christians become the most generous faith group. Redefining Cult...2024-02-2124 minMarriage & Money Podcast | Marriage, Money, Faith | Christian Podcast for Couples | [The Jolie Harris Show]Marriage & Money Podcast | Marriage, Money, Faith | Christian Podcast for Couples | [The Jolie Harris Show]Trusting God In The Trenches: From Job Loss To Multiple 6-Figures & Beyond w/ Bob & Linda LotichSend me a text! (I might answer you in an episode)Living paycheck to paycheck can make entrepreneurial success seem out of reach. But for Bob and Linda Lotich, it was the perfect situation for God to do the impossible and get glory from it!In this interview, I sat down with the founders of the award-winning blog, Seedtime.com, and co-hosts of the SeedTime Money podcast to talk about their remarkable journey of faith and success in business that started with one simple but scary act of obedience.You'll...2024-02-1946 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)She Was Paid Over $20K in Error—What She Did Next Blew us away1. Today's story is a true testament to faith, trust, and the unexpected ways God works in our finances.  2. Pardon the 'iPhone in a bathroom' sound of the mic today LOL - we had an issue and should have it fixed going forward! A little of what we are talking about... A Surprising Email: Discover the story of a SeedTime listener who faced an unexpected financial dilemma—being overpaid by $20,000! A Test of Faith: Hear how this situation turned into a powerful test of faith and trust in God's provision. Deep Ins...2024-02-1415 minThe BetterLife PodcastThe BetterLife Podcast#48: Bob & Linda LotichBob and Linda Lotich are authors and personal finance teachers whose work has reached 15 million people over 15+ years.In this episode, they tell the story of rebuilding their own "financial house of cards" in their 20s, how simplicity helps you build wealth, talking about money with your spouse, spenders vs. savers in marriages, and how they became the go-to financial voice for Christians worldwide.They also talk about:- What the Bible really says about money- Their #1 tip for avoiding "money marriage fights"- Their approach to debt and why they...2024-02-051h 31The BetterLife PodcastThe BetterLife Podcast#48: Bob & Linda LotichBob and Linda Lotich are authors and personal finance teachers whose work has reached 15 million people over 15+ years.In this episode, they tell the story of rebuilding their own "financial house of cards" in their 20s, how simplicity helps you build wealth, talking about money with your spouse, spenders vs. savers in marriages, and how they became the go-to financial voice for Christians worldwide.They also talk about:- What the Bible really says about money- Their #1 tip for avoiding "money marriage fights"- Their approach to debt and why they...2024-02-051h 31Let\'s Unpack That with Alex & Grace | Christian Life Coaching, Faith, Marriage & ParentingLet's Unpack That with Alex & Grace | Christian Life Coaching, Faith, Marriage & ParentingFrom $7 To Giving AWAY $1 MILLION: TRUE Financial Freedom with Bob & Linda Lotich (SeedTime Money) | Ep. 40Bob Lotich found himself at his breaking point in his early 20’s overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name.After crying out to God for wisdom and discovering a simple Biblically-inspired formula, he reached a level of financial freedom he never dreamed possible: having a paid-off house by age 31 and even reaching a personal goal of giving $1 million AWAY by age 40. Today, we're excited to share this "rich" conversation on the intersection of faith and finances - and seeing the "impossible" become reality - with Bob and Linda Lotich: the po...2024-01-0851 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Does God care more about paying off debt than ending child abuse?Hey friends, I recently shared how God helped Linda and me pay off our mortgage in just 9 months, and while hundreds of commenters were thrilled at what God did, some questioned the intentions or priorities behind it. If you've ever wondered why God would answer "superficial" prayers over what might seem like more critical issues, this episode is a must-listen for you.   🎙 What We're Covering: Why Would God Help with "Selfish Prayers"? Addressing the doubts and concerns raised about why God would help someone pay off debt rather than solve world hung...2023-10-2518 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)10 things only our closest friends know about us...We recently took a road trip and recorded this episode from our phone at a rest-stop.  But, if you want to know get to know us a bit better, this episode will give you a peek into who Bob & Linda are!  Enjoy!     Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtube.com/live/bh3Qnv5LO1c)! If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of...2023-08-2112 minCalled to Lead - Network Marketing | Scale Without Social Media | Christian Leadership | Social Selling StrategyCalled to Lead - Network Marketing | Scale Without Social Media | Christian Leadership | Social Selling Strategy088 | Ask the Expert: How to Earn All You Can by Listening to the Lord with Simple Money, Rich Life Authors + SeedTime Podcast Hosts Bob + Linda LotichThis week Heather interviews Bob and Linda Lotich from the Seedtime Podcast and Authors of "Simple Money Rich Life." Join them as they share biblical wisdom about finances and share their time-tested principles of giving all you can, saving all you can, earn all you can, and enjoying it all.  Hear their amazing story and some of the awesome things God has done in and through Bob and Linda's life.   Episode Highlights:・Taking natural action isn't bad, but be sure to allow God to bring in the supernatural ・Acknolwedge the source of everything in your life...2023-08-0436 minThe Fully Known PodcastThe Fully Known Podcast#32 How to have True Financial Freedom! INTERVIEW: w/ Bob and Linda Lotich Seedtime Money Podcast Today we Interview Bob and Linda Lotich from the Seedtime Money Podcast and Seedtime.com! To date we have payed off over $5000 of debt in the last 3 months, and learned how to communicate about money in a healthier way with each other by simply applying the principals we have learned in the Seedtime True Financial Freedom Class.Bob and Linda Lotich have spent the last 15 years helping millions discover true financial freedom with their award-winning blog SeedTime.com and SeedTime Money podcast. Unlike most financial experts, they lead with grace over judgement and focus on creating hope while washing...2023-07-0355 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)The money secret I have been hiding from BobThis ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting? But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate…   🔑 Key Topics Covered: We’ve tested out several budgeting methods Previous budgeting methods just didn’t work for us and it would lead to confusion...2023-05-2413 minWOVE Inspiration - People With a Story, Giving God the Glory!WOVE Inspiration - People With a Story, Giving God the Glory!From Financially Struggling To Giving Away Millions with guest Linda Lotich of SeedTime Money Podcast!Are you struggling to make ends meet? Are the arguments with your spouse always about money? Linda Lotich is an expert in helping you save, give, and manage your money the way God intended. Not only does Linda share tips on ways to live on a budget and still buy what you desire, but also offers wisdom on how she and her husband Bob overcame money being a constant point of tension in their marriage. Bob and Linda are the hosts of the SeedTime Money Podcast. Bob is the author of the book, Simple Money, Rich Life, the Founder...2023-01-2533 minThe Naked Marriage with Dave & Ashley WillisThe Naked Marriage with Dave & Ashley WillisFinancial Unity in Your Marriage with Bob and Linda LotichYour Best Year of Marriage // Day 4In this episode, we are joined by our friends Bob & Linda Lotich. Bob and Linda run https://seedtime.com/ and are dedicated to seeing couples live more generous lives.Grab their book here: https://seedtime.com/smrl/?nab=0-----For all other links mentioned in the episode & more XO content, visit: https://linktr.ee/nakedmarriage Learn more about your ad choices. Visit megaphone.fm/adchoices2023-01-0433 minThe Proverbs 31 Ministries PodcastThe Proverbs 31 Ministries Podcast"God's Best in Your Finances" With Bob and Linda LotichMoney can be an uncomfortable topic. But what if God has something better in store for the way you look at your finances?Financial coaches Bob and Linda Lotich understand the tension that comes with money and know what it's like to have a complicated relationship with it. On this episode, they teach us the three financial mistakes we are likely making and how to overcome them so we can experience God's best in our financial lives. With its biblical teaching and practical application, you won't want to miss this episode!Related Resources: M...2022-12-0636 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Fundrise Update: This just made me want to invest MORE with themI just logged into my Fundrise account to see how much I was down now that we are unarguably in a recession, and I was blown away to see that even in the recession the Fundrise returns are WAY better than the S&P 500 this year. And then when you look at the Fundrise vs Reit returns you see the same thing - Fundrise is just crushing it right now.    Links Mentioned  Get started with Fundrise with as little as $10: https://seedtime.com/2/fundrise.php Get entered into our $1,000 giveaway: https://seedtime.com...2022-11-2608 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)A 4-part framework to casting your financial cares on the LordToday we are looking at a Biblical 4-part framework you can use today to begin casting your financial cares (or really any cares) on the Lord. We need to remember that the Lord is our strength and he cares for us. So if you need encouragement, especially in your financial situation, you’ve come to the right place! Links Mentioned: ● Simple Money Rich Life - https://seedtime.com/smrl ● Secrets to Powerful Prayer by Lynne Hammond and Patsy Camenteti - https://www.amazon.com/Secrets-Powerful-Prayer-HAMMOND-LYNNE/dp/157399300X/ (Please note: links mentioned may be affil...2022-11-1921 minCoffee and Bible Time PodcastCoffee and Bible Time PodcastSeason 4 Ep. 42 - How to Achieve Financial Freedom that Leaves an Eternal Impact w/ Guests Bob and Linda LotichToday we are going to be talking about “How managing our money can be made simple.” As Christians, God has called us to manage our money well and to be good stewards of that money. Being responsible with the gifts He has given us and extending that blessing to others is pleasing to God. Inviting Him into our financial planning and goal-setting is a key component to our financial success. So many of us, however, struggle in the area of money management and finances. Not that we intend to ever be irresponsible with what God has given us, but it c...2022-10-2849 minCoffee and Bible Time PodcastCoffee and Bible Time PodcastSeason 4 Ep. 42 - How to Achieve Financial Freedom that Leaves an Eternal Impact w/ Guests Bob and Linda LotichToday we are going to be talking about “How managing our money can be made simple.” As Christians, God has called us to manage our money well and to be good stewards of that money. Being responsible with the gifts He has given us and extending that blessing to others is pleasing to God. Inviting Him into our financial planning and goal-setting is a key component to our financial success. So many of us, however, struggle in the area of money management and finances. Not that we intend to ever be irresponsible with what God has given us, but it can...2022-10-2747 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)I bought a pair of Burberry sunglasses - and this is whyI (Bob) never imagined I would own anything from Burberry, but thanks to Linda I now own a pair - and this is why.     Links Mentioned: Find us on Instagram: @seedtime -  https://instagram.com/seedtime  Our Book: Simple Money, Rich Life - https://seedtime.com/smrl/  Feedom Company - https://freedomcompany.co/    These are a few of the topics we cover: Minimalism and your closet Value vs. cost Attractiveness of items on sale Find out more at: https://seedtime.com/   If you haven’t checked out o...2022-09-2822 minShe Lives Fearless PodcastShe Lives Fearless PodcastSeason Eleven: Simple Money, Rich Life with Bob and Linda Lotich In this week's episode on the She Lives Fearless Podcast, Hosts Holly Newton and Dina Gonsar chat with Bob and Linda Lotich - authors of Simple Money, Rich Life.Once they combined their financial messes, Bob and Linda spent the next couple years paying off their $46k of debt in their first years of marriage.Then at age 31 they began “giving their age” as a percentage of their income (31% at the time) and increasing each year. While this should have slowed their progress towards their goal of paying off their mortgage, they...2022-09-1330 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)36% of people making $250k/yr are living paycheck to paycheckI read this really interesting article today. You're not gonna believe this. I was pretty surprised by it, but it says that 36% of Americans making $250,000 a year are living paycheck to paycheck. That is shocking. So, Linda and I are going to break this down at what we've identified from the opportunities we had to talk to thousands of students now. Links Mentioned: Bloomberg Article  Real Money Method (our budgeting course) - https://www.bloomberg.com/news/articles/2022-06-01/a-third-of-americans-making-250-000-say-costs-eat-entire-salary  http://www.seedtime.com/rmm  Simple Money, Rich Life (our book) - https://seed...2022-08-1309 minThe Messenger Movement with Tamra AndressThe Messenger Movement with Tamra Andress$7 to 7-figures: Seed, Time, and Harvest with Bob and Linda LotichYou are going to be amazed by what seed time means to Bob and Linda Lotich, and how they are living a Simple Money Rich Life concept Bob wrote a book about. They live it, and they’re also breathing it with their 21 day Kickstart to Stress-Free Money Management, They also have a podcast, Seedtime Money that you’ve gotta tune in and more importantly.I love their testimony, and it took the entire show for them to share it because I kept interjecting with questions. Imagine that - me talking - no way! But really Bob and...2022-07-261h 03Living On MissionLiving On MissionEpisode 44: "Simple Money, Rich Life" with Bob and Linda LotichMoney is SUCH a sensitive topic... I know. But it's also something that can either wreak havoc on our lives and relationships, or we can choose to invite God into our finances and steward it in a way that brings JOY and PEACE! That's what I LOVE about today's guests!  Bob and Linda Lotich are on the front lines of encouraging us to STEWARD what God has given us with boldness, courage and conviction, but they do it in a way that is FUN and DOABLE! Listen in today as they share their s...2022-07-1131 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Behind the scenes of the book creation (AMA with Bob & Linda)Today we have a little bit of a special for you. One of the bonuses that we offered to anyone who pre-ordered our book: "Simple Money, Rich Life" was able to attend an exclusive AMA with Linda and I. Where we went behind the scenes with: the book creation process, some of the challenges and obstacles we overcame, how we landed on the title and how all these pieces came together. And a lot of what we learned in the process. It's super long, like an hour and 40 minutes long. So if you're on a road trip and you...2022-07-061h 41SeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)5 things to remember when your 401k/investments are dropping like a rockThe stock market has been dropping and a lot of people are freaking out. In this episode Bob & Linda are chatting about 5 important things to do when this happens.   Find out more at https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as “a money book for people who don’t read money books.” 2022-05-2323 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)If you feel stuck or passed over, listen to this…Today I want to share a story of my biggest career failure in hopes that it might encourage you if you feel stuck, passed over, or in a hopeless situation. Know that there is hope and God has a plan for what you have to offer the world! Join Linda and I as we share with you our story. Link Mentioned: Our Book: Simple Money, Rich Life - https://seedtime.com/smrl  (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) 2022-05-2322 minCrystal Paine ShowCrystal Paine Show170. Making Sabbath Rest a Priority (with Bob & Linda Lotich)“Start where you are.” Such a short statement but it has such a huge impact. In this episode of The Crystal Paine Show, Bob and Linda Lotich, authors of their new book Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact, talk about how they’ve made Sabbath a priority in their home and lives and how to just start where you are. In this age of busyness when we all have a lot on our plates, is Sabbath rest even possible? If so, what would that look like? We delve...2022-05-1732 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)10 items to cut from your budget to save $500/monthLinda and I share 10 different things that you might be able to cut to save up to $500 a month! Plus we threw in a few extras at the end that could save you much more. And find out one of our favorite impulse purchases that we’ve made recently. It may or may not change your life.   Links Mentioned: Article mentioned - https://rachelkgunc.medium.com/the-10-items-i-cut-from-my-budget-to-save-an-additional-five-hundred-bucks-a-month-7a3073e97bae  The 5 best and worst car insurance companies as rated by consumers - https://seedtime.com/the-5-best-and-worst-car-insurance-companies-as-rated-by-consumers  BillCutterz - ​​https://billcutterz.com  Our Book: Simp...2022-05-0922 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)5 lessons from a secretary who invested her way to $7.2 millionThere’s a really interesting story that I came across about a woman who was a lifetime secretary for 43 years and she invested her way to 7.2 million dollars! Which I think is really cool. Because it proves this thing that we are constantly trying to hammer home: you don't need a high income in order to have a high AUM (assets under management), or net worth. Linda and I are going to discuss the 5 lessons to take away from her investing story.   Links Mentioned: Article link https://westwoodgroup.com/insight/the-curious-case-of-grace-groner Our 10X Investing Cou...2022-04-2516 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)4 steps we are taking with the record-breaking inflation right nowAccording to the latest CPI figures inflation rates are at the highest they have been since 1982 at 8.5%. In this episode Bob and Linda look at some everyday items that have increased in price by 10-40% just in the last year. And then, most importantly, we talk about 4 things we are doing to fight back against the current inflation we are all dealing with.   Links Mentioned: Inflation rates article - https://www.cnbc.com/2022/03/10/cpi-inflation-february-2022-.html Seedtime’s email list (sign up) - https://seedtime.com/subscribe  Gas savings app: Get Upside -  https://app.g...2022-04-2219 minThe MapleMoney ShowThe MapleMoney ShowAnything Is Possible When You Give, with Bob and Linda LotichWhen you look around, it’s easy to see how much need there is in our world. But how do you increase your charitable giving when life seems to be getting more expensive every year? For the past 15 years, Bob and Linda Lotich have shared their best money lessons on their award-winning blog, SeedTime, and the SeedTime Money Podcast. They recently wrote a book, titled Simple Money, Rich Life. Bob and Linda joined the show this week to explain what led them to start “giving their age” as a percentage of their income towards charity every year. Bob’s...2022-04-1328 minIMbetween Podcast on Marriage, Parenting, Faith, and Everything In BetweenIMbetween Podcast on Marriage, Parenting, Faith, and Everything In BetweenFinances Are Killing My Marriage. What Do I Do? with Bob and Linda LotichWith the rising costs of gas, groceries, and pretty much everything in life, are you feeling the financial strain like we are? In Episode 156, we’re so thankful to be talking with the founders of SeedTime money, Bob and Linda Lotich. They answer the tough question, "Finances are killing my marriage. What do I do?"Bob and Linda Lotich have spent the last 15 years helping millions discover true financial freedom with their award-winning blog SeedTime.com and SeedTime Money podcast.Unlike most financial experts, they lead with grace over judgement and focus on cr...2022-04-1243 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)10 things about money I wish I would have learned earlierToday we are talking about 10 money lessons that I wish I would have learned when I was young. I probably still need to learn some of these money lessons, as we're all a work in progress. There’s a lot of good points here that Linda and I want to share with you. Whether you are young, whether you're old, or if you have a young child… I think there’s going to be a lot of value in this episode for you!   Links Mentioned: Article - 10 money lessons I wish I learned...2022-01-3125 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)3 Side Hustle Ideas for 2022There has never been a better time than now to have a side hustle! Earning extra cash can be done by just about anyone. In this episode, Linda and I are sitting down with Peggy Leyden to discuss the 3 side hustle ideas she and her husband took advantage of during the pandemic that paid well! We encourage you to try one (or all) of these ideas!   Links Mentioned: Make money decluttering your home (I made $2k) - https://youtu.be/Or1kKO6_KwA How to pay off debt on a low income (p...2021-12-2921 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Why I am not ANTI credit cardsEverybody knows Dave Ramsey hates credit cards. And it's funny, people just assume that I feel the same way. However, we don't share the same credit card philosophy. I'm not ANTI credit cards, just like I'm not anti mortgage or anti car loan. Now there are facets that we do agree with and we're gonna talk about that. So join Linda & I as we discuss our credit card philosophy!   Links Mentioned: Our Sapphire Preferred Credit Card review- https://seedtime.com/chase-sapphire-preferred How we travel for free - https://seedtime.com/f...2021-11-2913 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)The 3 types of tithing, and the 2 you shouldn't doI've been writing about money, for money to Christians, for the last 14 years. And I get a lot of questions about tithing. There's nothing more controversial that I've ever written than on this topic. I found an awesome article by Dean Shriver that Linda and I thought was very interesting. We’re going to be discussing it and sharing with you the 3 types of tithing and the 2 you shouldn’t do! Join in!   Links Mentioned: Tithing article by Dean Shriver - https://www.sermoncentral.com/pastors-preaching-articles/dean-shriver-can-we-preach-the-tithe-648  Giving our age as a percen...2021-11-2215 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)5 mindless money habits that save $10,128 a yearSo many of us spend money that we don’t realize we’re spending. Linda and I want to help you instill 5 mindless money habits that can save you a lot of money each year! We’re big advocates of budgeting and we were not surprised that this habit made the list, but we found some new money saving habits that are pretty cool!   Links Mentioned: Article by Rachel Gideon - https://medium.com/financial-independence-retire-early/the-5-mindless-money-habits-that-save-me-an-effortless-10-128-a-year-6acf175efe SeedTime Real Money Method course - https://seedtime.com/realmoney (Please note: links m...2021-10-1812 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)7 things people who are good with money NEVER buyWe found a list of the “seven things that people who are good with money never buy,” that we want to share with you! Linda and I are going to go through this list and see how we stack up. And you can judge for yourself to see how you're doing, too. Let’s see if we are good with money or not! Links Mentioned: Original Business Insider article - https://medium.com/business-insider/7-things-people-who-are-good-with-money-never-buy-70cfff912729 Chase Sapphire Preferred Credit Card - https://seedtime.com/chase-sapphire-preferred How we travel for free - https://seedtime.com/free-travel Freedo...2021-10-1123 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)The 3 best investing lessons I learned from my millionaire mentorToday we're talking about some of the three of the best investing lessons I learned from my millionaire mentor. Linda and I share with you our return on investing results, the before and after of the lessons that he gave, and we will also let you know how you can get started investing!   Links Mentioned: SeedTime 10 X Investing Course - https://seedtime.com/10x  (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are...2021-09-2721 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Linda is overwhelmed and torn between work and familyCalling all moms! If you find yourself torn between your work and your family, that tension probably has you feeling overwhelmed. Know that you’re not alone! Linda invites you to some girl chat with Michelle and Somer, from She Works His Way, as they discuss being a working mom, and just a mom in general. And, that you can find true rest in Jesus!   Links Mentioned: She Works His Way (website and community) - https://sheworkshisway.com She Works His Way Book: https://www.amazon.com/She-Works-His-Way-Get-Things-Done/dp/0764237691 (Please note: links mentioned may...2021-09-2031 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Hiding purchases from your spouse? (Listen to this)Linda and I talk about hiding purchases from your spouse. If you do this, you need to watch this. Or if you have a spouse who does this, you probably need to talk about it together. Join us as we share with you how we solved hiding purchases in our marriage!   Links Mentioned: Follow SeedTime on Instagram (@seedtime): https://www.instagram.com/seedtime SeedTime Real Money Method course (the budgeting method we used to overcome hiding purchases in our marriage!) - https://seedtime.com/realmoney (Please note: links mentioned may be a...2021-08-3015 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)How This Couple Paid Off Over $229K In DebtMel and Murph Stewart (of FitNFunds) have an amazing story. Linda and I were so blown away by their accomplishment that we had to share their feat as an encouragement to all of our Seedtime community. Ready for it? They have paid off over $229,000 in debt!!! Join us as we discuss their debt-free journey and how they tackled eliminating that huge amount of debt!   Links Mentioned: Mel & Murph’s website: http://fitnfunds.com Following Mel & Murph on Instagram: https://www.instagram.com/fitnfunds (Please note: links mentioned may...2021-07-1220 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)How To Homeschool While Not Losing Your Job (or your mind)There's a lot of new homeschooling parents post 2020. With so many new to homeschooling, we’re needing some sound advice. So we're turning to homeschool expert Linsey Knerl to help us out. Join Linda and I as we discuss homeschooling hacks with Linsey and also her new book "Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind)!" Links Mentioned: Linsey’s website: https://www.linseyknerl.com Linsey’s book "Homeschool Hacks: How to Give Your Kid a Great Education Without Losing Your Job (or Your Mind)”: https...2021-07-0521 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Fix Your Money Mindset (how to start thinking like the wealthy)Do you think like a poor person? I found an article from medium.com that states, "if you want to be rich, you need to stop thinking like a poor person." There's a lot of really good points made. And, there are things that I think are important to talk about. Join Linda and I as we discuss how you can fix your money mindset! L inks Mentioned: Medium.com Article: https://medium.datadriveninvestor.com/if-you-want-to-be-rich-you-need-to-stop-thinking-like-a-poor-person-e4ee7c668682 Our Investing Course: https://seedtime.com/10x Real Estate Investing With Fundrise: https://seedtime...2021-06-2827 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Stop Trying So Hard... (and enjoy life more)Today we're going to talk about something that not everyone may need to hear. Some people need to hear the opposite message. But, use your own wisdom on whether or not this is for you, or if you may know someone who could benefit from this. Linda and I are talking about: Why it might be beneficial to stop trying so hard. And what could result from that? It’s a much more stress-free life!   Links Mentioned: Derek Sivers Interview: https://youtu.be/amS0u15AL14 Prayers For Finances Sheet: https://seedtime.com...2021-06-2112 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Buying a house with cash, Parenting, and Finding balance with Crystal PaineHave you ever felt like you’ve failed as a parent? I’m sure this is something every parent feels at some point. Linda and I are sitting down with Money Saving Mom, Crystal Paine, to discuss her new book Love-Centered Parenting. She shares with us the no-fail secret to launching your kids. And, how you too can parent with grace through love-centered parenting! Links Mentioned: • Money Saving Mom - https://moneysavingmom.com • Love-Centered Parenting - https://www.amazon.com/gp/product/B08CJDSY12/ref=dbs_a_def_rwt_bibl_vppi_i0...2021-05-1034 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)How To Find The Best Price For All The Stuff You BuyAre you looking for a quick and easy way to find the best price for something you're planning on buying? I have fine-tuned some money saving buying processes that I want to share with you! Linda and I will also give you some hacks that we have found over the years to not only save money online, but also in store!   Links Mentioned: • Rakuten - https://seedtime.com/rakuten
 • eBay - http://www.ebay.com
• Amazon - http://www.amazon.com • Camel Camel Camel - http://CamelCamelCamel.com 
• Save Mon...2021-04-1911 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)These Cities Are Paying People Up To $16k To Move ThereIf you were paid to move, would you? It’s surprising to know that you actually can be paid to move to certain U.S. cities. In this episode, Linda and I are discussing the benefits of moving. And, we’ll let you know how you can find out which cities are offering this cash incentive!   Links Mentioned: https://MakeMyMove.com  (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover:2021-04-1206 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Why we should all be concerned about the impending inflation (and how to prepare)Inflation Is On The Way! Are you prepared? In this episode Linda and I are talking with Chuck Bentley, of Crown Financial Ministries. We are giving you a comprehensive understanding of inflation and how you can prepare!   Links Mentioned: Chuck Bentley’s Book: ”Seven Gray Swans: Trends That Threaten Our Financial Future” - https://www.amazon.com/Seven-Gray-Swans-Threaten-Financial-ebook/dp/B08SBRL5ZP (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the...2021-03-2235 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)A few updates and a fun surpriseLinda and I have a few updates to share about the podcast and where we might be headed with it in 2021. To leave a review on Apple Podcasts, just visit: https://podcasts.apple.com/us/podcast/seedtime-money/id1367163590 then click "Listen on Apple Podcasts". After the app opens, then just scroll down and click "Write a Review".   Find out more a https://SeedTime.com   If you haven’t checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you’ll love it. It was...2021-02-0109 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)How this couple paid off $52k in 7 monthsFind out how Chris and Andrea Petrie paid off $52,000 in not seven years, but in seven months! Join Linda and I as we talk with them, we're going to pick their brain to see how they paid off that much money so quickly and what we can learn from them.   Links Mentioned: The Money Peach Podcast - https://www.moneypeach.com/podcast The Money Peach Blog - https://www.moneypeach.com Andrea's website - https://andrearobinsontv.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Tha...2020-12-1433 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)9 millionaire success habitsWe are talking about 9 Millionaire Success Habits that hopefully will inspire you. Linda and I are going to see if any of our habits line up, be sure to see if any of your habits line up, too!   Links Mentioned: 30 Passive Income Ideas - https://youtu.be/6RSqgJieFes 7 Passive Income Ideas - https://youtu.be/6X2TG87eugM Passive Income Secrets - https://youtu.be/hksa9sp4Pb0 How I Created 5 Streams of Income (Some Passive Income) - https://youtu.be/DVRhX9uXYIc The Millionaire Next Door - https://seedtime.com/millionaire-next-door Robert Kiyosaki's C...2020-10-2607 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Do you spend like a millennial?Do You Spend Like A Millennial? Linda and I are Millennials and we're going to find out if we spend money like a Millennial. Or, if we spend like a Boomer! We’ll look at our spending habits and see if they line up with study findings on how millennials spend their money, join us!   Links Mentioned: How We Travel For Free - https://youtu.be/ZoC2Njxk184 Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our...2020-09-1405 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)You're Burning Your Hard-Earned Money If You Do These 8 ThingsAre you burning your hard-earned money? Join Linda and I as we find out if we are wasting money making poor financial decisions, or if we're spending money wisely. In this podcast you will learn 8 things that people do that wastes their hard-earned money!   Links Mentioned: You're Burning Your Hard-Earned Money If You Do These 8 Things Article - https://www.lifehack.org/597870/youre-burning-your-hard-earned-money-if-you-do-these-8-things-often How I Made $2,147 Last Month By Decluttering - https://seedtime.com/how-i-made-2k-decluttering Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate lin...2020-08-2406 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)How to stick to a budget (10 budgeting tips & tricks)If you’re new to budgeting, or if you need a little help with your budget, Linda and I are excited to share with you 10 Incredibly Useful Hacks To Stick With Your Budget. Plus we’ll let you know how to get Our FREE Budgeting Worksheet, which is a great way to start your budget today!   Links Mentioned: Free Budgeting Worksheet - https://seedtime.com/free-sheet The Real Money Method Course - https://seedtime.com/realmoney Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affil...2020-08-1710 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)7 struggles only people married to SPENDERS will understandSpenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SAVERS (who live with SPENDERS) have to put up with! Are you married to a spender? If you are, I'm sure you'll agree with some of these struggles!   Links Mentioned: 7 Struggles Only People Married To SAVERS Will Understand - https://youtu.be/ucTqProH6Z0 Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for yo...2020-08-0304 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)7 struggles only people married to SAVERS will understandSpenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SPENDERS (who live with SAVERS) have to put up with! Are you married to a saver? If you are, I'm sure you'll agree with some of these struggles!   Links Mentioned: 7 Struggles Only People Married To SPENDERS Will Understand - https://youtu.be/bccNtiHsrgI  Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) ...2020-07-2706 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Wealth Secret #5 (of 5)Join us as we finish up our book study of Craig Hill’s: “The 5 Wealth Secrets 96% Of Us Don’t Know.” In this podcast Linda and I discuss Wealth Secret #5 (of 5), that you need to know about! (If you’re following along in the book study, we’re discussing chapter 6: Leave An Inheritance For Two Generations).   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 How We Paid Off Our House In 3 Years - https://youtu.be/Iwc1mFfAUno Are Jews Wealthier Than Christians? - ...2020-07-2027 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Wealth Secret #4 (of 5)Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.” In this episode, Linda and I discuss Wealth Secret #4 (of 5) that you need to know about! (If you’re following along in the book study, we’re discussing chapter 4: Anticipate Economic Cycles).   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   Th...2020-07-1329 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Wealth Secret #3 (of 5)Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.” In this episode Linda and I discuss Wealth Secret #3 (of 5), that you need to know about! (If you’re following along in the book study, we’re discussing chapter 3.)   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 “Rich Dad Poor Dad” Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 (Please note: links mentioned may be affiliate links which help us support our podcas...2020-07-0634 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Wealth Secret #2 (of 5)Join us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.” In this podcast Linda and I discuss Wealth Secret #2 (of 5), that you need to know about! (If you’re following along in the book study, we’re discussing chapter 2.)   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 “Rich Dad Poor Dad” Book by Robert Kiyosaki -  https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Our Real Money Method Budgeting Course - https://seedtime.thinkific.com/courses/real-money-budgeting Sign up For Our Free We...2020-06-2936 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Wealth Secret #1 (of 5) that the 96% don't knowJoin us in our book study of Craig Hill’s : “The 5 Wealth Secrets 96% Of Us Don’t Know.” In this episode, Linda and I discuss Wealth Secret #1 (of 5), that you need to know about! (If you’re following along in the book study, we’re discussing chapter 1: Used Jars.)   Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 “Rich Dad Poor Dad” Book by Robert Kiyosaki -  https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194/ (Please note: links mentioned may be affiliate links which help u...2020-06-2214 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)I quit social media for 1 year (8 lessons I learned)You learn a lot about yourself when you fast from social media for an entire year.  As a Christian fasting social media had some big implications.  It wasn't just a detox, but quitting social media for a year was a spiritual thing for me that had some amazing benefits. Join Linda and I as we discuss the 8 biggest lessons I learned from my experience.   These are a few of the topics we cover: Taking A Sabbatical From Social Media Feeling More Present Having More Peace And Less Stress Gaining Time   Find out...2020-06-1514 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)30 purchases that will start saving you money todayWe’re always looking to save money where we can. What if I told you that spending money today can actually save you money in the long run?  Join Linda and I as we tell you about 30 purchases that will start saving you money immediately!   Links Mentioned: Source article: https://www.msn.com/en-us/money/personalfinance/30-purchases-that-will-start-saving-you-money-immediately/ss-BBYASK8?li=BBnb7Kz#image=1 Produce Keeper: https://amzn.to/3aHmLlC Smartphone Protector/Screen Protector: https://amzn.to/3aJLBRN Window Insulation Kit: https://amzn.to/3aMLS6C Electricity Usage Monitor: https://amzn.to/3dV2afG Oven Thermometer: http...2020-06-0819 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)10 common budgeting questions answeredJoin Lauren, Linda and I as we discuss the 10 most common budgeting questions from our Real Money Budgeting students. Even if you aren't in our Real Money course, you get to tag along as we answer these questions as well as the life changing benefits of having a budget.   Links Mentioned: Our Real Money Budgeting Course - https://seedtime.com/realmoney (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the to...2020-05-2534 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)5 Corona-proof side hustles to make some moneyIf you have lost your job or lost hours due to the craziness of the pandemic, here are some side hustle ideas that might help you make a few bucks until life returns to "normal.” Now is a terrific time to make money or start a business. Join Linda and I as we discuss Corona-Proof ways to make money. Links Mentioned: Amazon - https://www.amazon.com/  LiveOps - https://liveops.com/  TakeLessons - https://takelessons.com/  InstaCart - https://www.instacart.com/  eBay - https://www.ebay.com/  (Please note: links mentioned may be...2020-05-1119 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)How to actually BENEFIT from the quarantineYou don’t have to be bored or feel like it’s groundhog day while in quarantine. Maybe you even think that quarantine can’t be a good thing. We’re here to tell you that it can be a very good thing. In this episode, Linda and I discuss how you can actually BENEFIT from the quarantine! Links Mentioned: Our Sabbatical Year Miracle: https://youtu.be/nlDa_EJdYlg The Rest of God (book by Mark Buchanan): https://www.amazon.com/Rest-God-Mark-Buchanan/dp/0849918707 (Please note: links mentioned may be affiliate links which help us suppor...2020-05-0425 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)The Bible and Money (3 Practical Tips for 2020)Did you know the Bible is a great place to get financial advice? Like many subjects in the Bible, these money lessons are still relevant today. God's word is full of financial lessons and money advice… although one may not think to get financial advice from the Bible. Join my wife Linda and I as we discuss Bible & Money (3 Practical Tips For Today)!   Links Mentioned: Free Email Course: How to Master Your Money Using Biblical Principles - https://seedtime.com Study by Creditcards.com - https://www.creditcards.com/credit-card-news/co-s...2020-04-0611 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)8 habits of successful (and wealthy) peopleI love studying the habits of successful people to get ideas of what makes them stand out. In this video Linda and I discuss 8 of the key success habits of wealthy and successful people to see what we all can learn   Links Mentioned: Our Real Money Budgeting Course - https://seedtime.com/rmb-waitlist Article of 8 Habits of Wealthy & Successful People - https://yourfinancialtoolkit.com/8-habits-of-wealthy-and-succesful-people How to Invest With Little Money - https://youtu.be/EVGJvvbdbx8 (Please note: links mentioned may be affiliate links which help us support our podcast and website. T...2020-03-2311 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)5 ways to be more generousBob and Linda Lotich discuss generous giving and generous living - especially as it pertains to living a Biblical-focused Christian lifestyle. We get asked quite often about how to be generous or how to grow in generosity, and so here are our 5 best ways to be more generous. Links Mentioned: Get the FREE PDF - https://sdti.me/21-giving-verses
 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)   These are a few of the topics we cover:...2018-11-1233 minSeedTime Money (Christian living & Personal Finances)SeedTime Money (Christian living & Personal Finances)Should you ever pray for money?Should Christians be praying for money?  It is an idea that I am pondering and I don’t think I am going to pray for money any more. Join me (Bob) and Linda as we chat about it and explore this idea.   These are a few of the topics we cover: God provides in many ways, not just with money. We almost never want the money itself, we just want the stuff. We don’t want to limit God in what He can do. God knows our needs and knows what is best f...2018-09-0420 min