Shows
SeedTime Money (Christian living & Personal Finances)My mom just went to heaven 𼺠(5 things I learned that might help you)What if the hardest thing you're walking through right now is actually where God is working the most - even when you can't see it? A few months ago everything was normal in our family. Linda's mom cooked a full Thanksgiving dinner, we all gathered around the table, and life felt predictable. But two weeks later everything changed forever when she got diagnosed with a tumor and went to heaven just four months after that. And here's what I discovered - while you're focused on what's not happening, you're missing what God is actually doing...2025-08-0234 minSeedTime Money (Christian living & Personal Finances)(2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about moneyIn Part 2 of our âThe prosperity gospel, the poverty gospel, and the truth most Christians missâ series, we dive into some of Jesusâ most controversial teachings on wealth. Youâve heard âsell everything,â âcamel through the eye of a needle,â and âblessed are the poor,â but what if weâve been misunderstanding who He was talking to and why? In this episode, we unpack: Why Jesus told the rich young ruler to sell everythingâand why He didnât tell Zacchaeus the same thing. The real reason wealth can be dangerous (itâs not what you think). Why Joseph of Arimathe...2025-06-2125 minSeedTime Money (Christian living & Personal Finances)(1/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: The Dangerous Lie Dividing ChristiansThis might be the most important conversation weâve had about money, faith, and the Bible. For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point? In this episode, we kick off a 5-part series where we break down: What the Prosperity Gospel gets rightâand dangerously wrong How the Poverty Gospel subtly creeps in as "humility" The parable that changed everything for...2025-06-1442 min
Faith & FinanceSimple Money, Rich Life with Bob LotichEnglish statesman Francis Bacon once wrote, âMoney is a great servant but a bad master.âIf we donât learn to manage money wisely to take control of it, it will soon master us. Itâs one way or the other. Today, Bob Lotich tells us how to be the master and not the servant when it comes to moneyâand he makes it pretty clear, as well.Bob Lotich is a high-performance financial coach and Certified Educator in Personal Finance (CEPFÂŽ) and has been named a top-20 influencer in personal finance. His wife, Linda, and their a...2025-06-0224 minSeedTime Money (Christian living & Personal Finances)AI Skills (Part 3/3): Why simply learning how to use AI can increase your income by 50%This episode is the one youâve been waiting for. No more doom. No more dread. This is the episode where we talk about what to do next â how to prepare yourself (and your income) for the rise of AI. We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3â5 years. AND we break down 5 practical ways to start (even if youâve never touched ChatGPT in your life).  What we cover: Why âAI fluencyâ already gets you paid 25â5...2025-05-1725 minSeedTime Money (Christian living & Personal Finances)AI and Money (Part 2/3): Why 40% of Jobs Might Be Gone in 10 Years â And What To Do About ItYou ever watch the movie WALL-E and think, âNo way that could be realâ? Well... buckle up. This episode is PART TWO of our conversation about Artificial Intelligence â and itâs probably the most important thing youâll hear all year. We dive deep into where AI is headed, how fast itâs moving, and why this isnât just another tech shift... it's a total civilization shift.  Hereâs what we talk about: The 3 groups emerging in the AI revolution (ownership, adapters, dependents) Why AI with a 180 IQ is already smarter t...2025-05-1025 minSeedTime Money (Christian living & Personal Finances)AI and the Bible (Part 1/3): Is Artificial Intelligence Replacing Our Faith?In this episode, we ask a big, uncomfortable question: What does AI mean for our faith? I (Bob) have been obsessed with AI latelyânot just how it works, but what it means. And Linda? Well, sheâs more on the âthis-freaks-me-outâ side of things. So this conversation got real⌠fast. We dive into: The theological implications of AI (yep, we went there). Why AI can reflect human creativity but will never have a soul. How idolatry sneaks in when we rely on AI more than God. Personal stories (like when our son was si...2025-05-0326 minSeedTime Money (Christian living & Personal Finances)5 ways we can help you thrive financially this yearToday we are walking through 5 of our most valuable resources (and some free) that will help you thrive financially this year. These are the exact tools and resources weâve used in our own lifeâplus testimonies from thousands in the SeedTime community whoâve seen breakthrough with them as well! đResources Mentioned: Simple Money, Rich Life (get it free â just cover shipping): http://seedtime.com/free The â233 Millionairesâ Cheat Sheet: http://seedtime.com/233 Prayers for Finances free PDF: http://seedtime.com/prayer True Financial Freedom church + small group curriculum: http://seedtime.com/true Real Money Method...2025-04-2633 minSeedTime Money (Christian living & Personal Finances)The biblical 'wealth transfer' myth debunked in 10 minutesYou know that verse in Proverbs that says âthe wealth of the wicked is stored up for the righteousâ? Yeah⌠we need to talk about that. For years, I heard people quoting it like a divine scratch-off ticket. Sit back, wait long enough, and eventually, poof - someone elseâs riches end up in your account. But what if thatâs not what the Bible is saying at all? đĄ In this quick but powerful episode, we break down: What Proverbs 13:22 actually means (and why most people are getting it totally wrong) Why this isn't ab...2025-04-1210 minSeedTime Money (Christian living & Personal Finances)Iâm a Financial Expert: Here are 10 Ways I Save on Groceries Every MonthLetâs be honestâgrocery prices are out of control. If you feel like youâre spending WAY too much on food, youâre not alone. In this episode, we break down 10 practical, no-nonsense ways to slash your grocery billâwithout sacrificing the food you love.  đInside this episode, we cover:  The BIGGEST grocery store mistake (and how to stop making it)  How to meal plan like a pro (even if you hate meal planning)  The secret grocery store timing trick that can save you 30%+  Why we stopped usi...2025-02-2220 minSeedTime Money (Christian living & Personal Finances)5 tips for Money and MarriageMoney and marriageâtwo things that can either bring you closer together or create some serious tension. In this episode, we break down 5 key tips to help you and your spouse get on the same financial page, stop the money fights, and build a stronger marriage in the process.  đWeâre talking about: The #1 mistake couples make with money (and how to fix it fast) How to plan your finances together without it turning into an argument The controversial topic of joint vs. separate accountsâwhat actually works? Why bud...2025-02-1532 minSeedTime Money (Christian living & Personal Finances)We Paid Off Our House at 31 (5 Unconventional Money Moves That Made It Happen)How did we crush a 30-year mortgage in just 3 years? Weâre breaking down the five unconventional money moves that made this dream a realityâand they might work for you, too.  đIn this episode, we cover: The radical mindset shifts that changed everything. Why you should never let the bank dictate how much house you can afford. The power of prayer and giving (and how they impacted our finances). Tools and strategies we used to track every dollar (and why most budgets fail). How discover...2025-02-0833 minSeedTime Money (Christian living & Personal Finances)Why Heaven Uses Gold As Pavement & What It Means For Your Money TodayIn this episode, weâre diving deep into an astonishing truth about Heavenâs streets of gold and what it teaches us about abundance, provision, and Godâs priorities. Spoiler: Heavenâs economy makes Earthâs GDP look like pocket change. But more importantly, it reshapes how we view money, trust, and the infinite resources of God. đHereâs what youâll learn: The mind-blowing value of Heavenâs streets (hint: 67 quintillion dollars worth of gold). Why God uses gold as pavement and what it tells us about His priorities. A.W. Tozerâs ins...2025-02-0110 minSeedTime Money (Christian living & Personal Finances)How to start a $10K/month coaching business in 2025If youâve ever thought, âIâve been through something life-changingâI need to share this,â then stop scrolling. This episode is for you. Weâre diving into an exclusive workshop with Bryan Harris, one of the sharpest entrepreneurs Iâve ever met, who has built a blueprint for turning your personal transformation into a $10,000/month coaching business. This isnât fluff. Itâs a proven process built on real-world experience and a decade of helping others succeed. Get ready for mindset shifts, strategies that actually work, and a step-by-step guide to turning your vision into reality....2025-01-181h 02SeedTime Money (Christian living & Personal Finances)Why Your Business Bank Account Is Holding You Back (and how to fix it with Relay)I get asked all the time by listeners like you "Hey Bob, what business bank account do you use?" Well, in todayâs episode, weâre diving into the banking solution that was a life-saver for me and that I believe every business owner should know about: Relay Bank. If you've been struggling with fees, bad customer service, or outdated systems at your current bank, this episode is for you. Hereâs What We Cover: My frustrating 17-year journey with business banking (and how I finally found the solution). What makes...2025-01-1127 min
SeedTime Money (Christian living & Personal Finances)(đ¸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care AboutEver feel like your dreams are slipping away because you "can't afford them"? We're about to flip everything you think you know about affording what you love. In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality. Here's what you'll learn: The "Priority Stack"...2024-11-3018 min
SeedTime Money (Christian living & Personal Finances)(đ¸34/40) Stop Climbing Trees If You Were Born to Swim: A Revolutionary Approach to Discovering Your True CallingWhat if everything you've been taught about success is actually holding you back from what you were created to do? In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrongâand how this massive misconception might be the very thing keeping you from discovering your true calling. Here's what you'll learn: Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential The profound truth about why some people make everything look effortless (while others st...2024-11-2328 min
SeedTime Money (Christian living & Personal Finances)(đ¸33/40)The 50/50 Rule: How To Turn Every Raise Into Both Wealth and Impact Without Feeling the PinchThe most dangerous financial trap isn't overspending. It's comfortable compromise. After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedomâwithout feeling the sacrifice. In this episode, we share: The "50-50 Rule" that transformed our approach to raises and windfalls Why financial "peace" might actually be sabotaging your spiritual growth The fascinating story of...2024-11-1625 min
SeedTime Money (Christian living & Personal Finances)(đ¸31/40) The 2-Word Money Secret Wealthy People Know (That Took Me 20 Years to Learn)20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since. Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently. đIn this episode, we reveal: The powerful mindset shift that changed everything for us Why my millionaire mentor drove a 10-year-old car (while I had a brand new...2024-11-0226 min
Faith & FinanceSimple Money, Rich Life with Bob LotichEnglish statesman Francis Bacon once wrote, âMoney is a great servant but a bad master.âIf we donât learn to manage money wisely to take control of it, it will soon master us. Itâs one way or the other. Today, Bob Lotich tells us how to be the master and not the servant when it comes to moneyâand he makes it pretty clear, as well.Bob Lotich is a high-performance financial coach and Certified Educator in Personal Finance (CEPFÂŽ) and has been named a top-20 influencer in personal finance. His wife Linda and his awa...2024-10-0824 min
SeedTime Money (Christian living & Personal Finances)(đ¸20/40)The 100X Giving Secret & Why Giving Away Money is Harder Than Making ItEver wondered if your donations are actually making a difference? We've got news for you: Your next charitable gift could be 100 times more effective than your last. No, that's not a typo. 100 times. In this episode, we're peeling back the curtain on the world of effective giving. We're challenging common assumptions, diving into cutting-edge research, and handing you the keys to becoming a giving superhero.  Here's what you're going to discover: The shocking truth about charity effectiveness (and why some of your donations might be going to w...2024-08-1740 min
SeedTime Money (Christian living & Personal Finances)(đ¸19/40) The Counterintuitive Math Behind Early Retirement That Schools Don't TeachToday, we're diving deep into the counterintuitive math behind early retirement - the kind of stuff they don't teach you in school. You'll discover: Why your paycheck size matters less than you think (Sorry, LeBron!) The shocking truth about how a 1% change in your habits could dramatically accelerate your financial goals A biblical money hack that's been hiding in plain sight for thousands of years But here's the kicker: This isn't just theory. We break down real-world examples and show you exactly how to calculate your own number. By...2024-08-1027 min
SeedTime Money (Christian living & Personal Finances)(đ¸11/40) How I Made $2,145 in 30 Days Selling My Clutter (and How You Can Too)Have you ever felt overwhelmed by the clutter in your home? What if I told you that you could not only declutter your space but also make a significant amount of money in the process? In this episode, I share my personal story of how my wife, Linda, and I made over $2,000 in just 30 days by selling items we no longer needed or wanted. You'll learn the strategies we used and the surprising results we achieved.  đDiscover: Why minimalism isn't about living with nothing, but about intentionally promoting the things you valu...2024-06-1524 min
SeedTime Money (Christian living & Personal Finances)(đ¸07/40) 10 financial prayer points you should be praying about (& the power of prayer in your finances) đ FREE Download đWhat if the key to unlocking true financial freedom isn't found in getting a raise, the latest financial hacks, or paying off all your debt? What if, instead, the answer was simply learning how to pray over your financial life? Today, we are unpacking 10 areas of your finances (or prayer points) that should be on your prayer list. đ Key Highlights: The importance of praying for your finances and why it's often neglected. Insights into our personal story of job loss and financial recovery through faith. How to pray effectively for your financ...2024-05-1845 min
SeedTime Money (Christian living & Personal Finances)(đ¸04/40) The 10-Minute Money Hack (& free app) That Helped Us Reach Our 7-Figure Giving GoalThis free app is going to be a game-changer for a lot of you listening. Some of you are nerdy and already do this, but a lot of you don't. And if you don't this might just be the easiest way to save hundreds this next month - so don't miss this one!  đ Key Highlights: How this little known app Can Put Hundreds Back in Your Bank Account Every Month How One Couple Discovered They Were Spending 4X More on Eating Out Than They Thought How to spend less witho...2024-04-2714 minSeedTime Money (Christian living & Personal Finances)Asking Millionaires: the 9 best pieces of money advice we ever receivedHey there, SeedTime family! It's Bob & Linda here, and we've just wrapped up a fantastic conversation on our latest episode, where we dive into some golden nuggets of wisdom shared by millionaires about managing money, life, and everything in between. đąđ° In this episode, we're peeling back the curtain on "Nine (Plus One) Best Pieces of Money Advice Ever Received by Millionaires"âand trust us, you won't want to miss our bonus insight! It's an episode packed with laughs, insights, and some surprising revelations.  đ Key Highlights: The Illusion of the Self-Made Millionaire: Discover why...2024-04-0123 min
SeedTime Money (Christian living & Personal Finances)(đ¸0/40) Big announcement!Hey, it's Bob! I've got some incredible news to share with you.  We're kicking off a 40-week series titled "Our 40-week checklist to giving $1 million". Join us as we unveil our strategic checklist over the rest of 2024, packed with actions to propel you forward. Let's do this together!  Each week, we'll unpack a specific action step that we took (and that you should too) that helped us reach that goal of giving away $1 million.  Let's walk the journey of faith together, anticipating God's miracles in our finances. Your part matters, and with each episode, we embark on a natural-meets-supernatural adventure. Get...2024-03-3003 minSeedTime Money (Christian living & Personal Finances)The Biblical secret to financial miracles that most Christians missIf you're seeking a breakthrough in your finances and wondering what you might be overlooking, this episode is tailored just for you. We've uncovered a pattern, a biblical approach, that seems to unlock God's provision in ways that defy human logic. Why You Should Listen: Discover the often-overlooked biblical pattern behind financial miracles and how you can apply it to your own life. Learn about the delicate balance between taking action and trusting God for the outcome, with practical examples from the Bible and real-life scenarios. Understand why God's timing and...2024-03-2728 min
Throwing MountainsGiving God Control of Your Finances with Bob LotichSend us a textWhat role does God play in your personal and family finances?When he lost his job during the financial crisis of 2008, Bob Lotich heard God calling him to do something crazy: make his blog his full-time job. There was just one problem: the blog was bringing in less than $100 a month. But Bob trusted God, and within nine months he was earning more than he had working for a big financial firm. In our interview, Bob shares what God has taught him through that experience and other experiences with g...2024-03-0649 minSeedTime Money (Christian living & Personal Finances)[Pt 1] Why we decided to adopt & our biggest mistake (and the 10 most common questions we get)Adoption. While it might not seem like a typical 'money' topic, trust us, it's significantly impacted our lives, both personally and financially. đĄEpisode Highlights Our Adoption Story: We share our journey of adopting two of our children, including the emotional and spiritual revelations experienced along the way. God's Hand in Adoption: We discuss how adoption reflects God's love and our adoption into His kingdom, emphasizing the spiritual aspect of this journey. Challenges and Realizations: From emotional struggles to practical hurdles, we delve into the complexities of the adoption process. Debu...2024-02-2832 minSeedTime Money (Christian living & Personal Finances)This is why SeedTime exists (and our 40 year goal)Today we're excited to dive into the heart of why SeedTime exists and share our 40-year vision with you.  đ Key Topics & Questions Covered Clarifying the SeedTime Mission: Understanding the 'why' behind our brand and its evolving journey. Personal Reflections: How Bob and Linda's 18-year journey has shaped SeedTime's vision. The SeedTime Credo: A powerful statement reflecting our goal of inviting God into our finances. The Impact of Christian Generosity: Discussing the potential cultural and societal changes when Christians become the most generous faith group. Redefining Cult...2024-02-2124 minSeedTime Money (Christian living & Personal Finances)She Was Paid Over $20K in ErrorâWhat She Did Next Blew us away1. Today's story is a true testament to faith, trust, and the unexpected ways God works in our finances. 2. Pardon the 'iPhone in a bathroom' sound of the mic today LOL - we had an issue and should have it fixed going forward! A little of what we are talking about... A Surprising Email: Discover the story of a SeedTime listener who faced an unexpected financial dilemmaâbeing overpaid by $20,000! A Test of Faith: Hear how this situation turned into a powerful test of faith and trust in God's provision. Deep Ins...2024-02-1415 minSeedTime Money (Christian living & Personal Finances)3 things your teen needs to know about moneyIn this episode, I'm thrilled to have my friend and teen money expert, Derek Kinney, join me for a deep dive into teaching teens about money management. Whether you're a parent to teens or just starting to educate your younger kids about finances, this episode is packed with insights, strategies, and real-life examples to guide you through this critical journey.  đ˘Here's what you'll discover: Earnings vs. Allowance: Derek shares his philosophy on this crucial aspect, emphasizing the need for teens to understand the value of earning and contributing to the family....2024-02-1034 minSeedTime Money (Christian living & Personal Finances)[DEVO] Critically important keys to succeeding as a ChristianToday, we're diving deep into the Parable of the Talents and how it holds the keys to succeeding as a Christianâyes, even in your finances. So pull up a chair, grab your Bible, and letâs get started. Are you struggling with managing not just your money but your time, relationships, and other God-given resources? Do you feel like you're holding back from multiplying your God-given talents out of fear? Want to discover how divine mandates can shift your perspective and align your life more closely with God's purposes?  He...2023-11-1819 min
Rich by IntentionHow to Build a Simple and Rich Life with Bob Lotich [Rewind][Rewind Episode] Bob Lotich, CEPFÂŽ found himself at his breaking point in his early 20âs overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money he reached a level of financial freedom he never dreamed possible: having a paid off house by age 31 and even reaching a personal goal of giving $1 million by age 40.For the last 15 years heâs shared his best lessons with over 52 million readers and listeners on his award-winning blog, SeedTime.com and S...2023-09-2036 minSeedTime Money (Christian living & Personal Finances)Our 14 point checklist we used to give $1 million (Part 2)Today, we dive into the 2nd part of looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals. So, see you on the inside! Want our 14-point checklist? DM @seedtime (https://instagram.com/seedtime), or send an email to bob@seedtime.com and request your free PDF copy!  2023-08-2720 minSeedTime Money (Christian living & Personal Finances)Our 14 point checklist we used to give $1 million (Part 1)Today we are looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals. So, see you on the inside!  Want our 14-point checklist? DM @seedtime (https://instagram.com/seedtime), or send an email to bob@seedtime.com and request your free PDF copy!  Links: ...2023-08-2424 minSeedTime Money (Christian living & Personal Finances)10 things only our closest friends know about us...We recently took a road trip and recorded this episode from our phone at a rest-stop. But, if you want to know get to know us a bit better, this episode will give you a peek into who Bob & Linda are! Enjoy!   Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtube.com/live/bh3Qnv5LO1c)! If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of...2023-08-2112 minSeedTime Money (Christian living & Personal Finances)The money secret I have been hiding from BobThis ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting? But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate⌠ đ Key Topics Covered: Weâve tested out several budgeting methods Previous budgeting methods just didnât work for us and it would lead to confusion...2023-05-2413 min
SeedTime Money (Christian living & Personal Finances)If I only knew this 16 years ago...In this episode, I share my personal journey of breaking free from a soul-crushing corporate job 16 years ago to fully stepping into a realm of blessing I could have never imagined.  In this episode you'll: Hear about the pivotal moment that inspired me to break free from the corporate world and pursue my God-given dreams Learn how trusting God's guidance led me to a radical life transformation and lasting freedom Find inspiration in the power of "20 seconds of insane courage" that changed the trajectory of my life H...2023-05-2232 minSeedTime Money (Christian living & Personal Finances)A peek into my lifelong investing planAs I was updating our 10X Investing Course, I came across a lesson that I wanted to share with you! Itâs my life-long investing plan. This lesson is broken up into four key stages and Iâll take you through each one of them. If you want to learn more, we are currently running a special on our 10X Investing Course that you can sign up for in the links below.  Links: Get 20% off our 10X Investing Course until Feb 16th, 2023 using code WINTER23 - https://seedtime.com/10X Send me a DM...2023-02-0608 minSeedTime Money (Christian living & Personal Finances)A few things we are excited about...Hey friends, today we are just chatting about some fun and exciting things happening and if you are part of this little SeedTime community, you have likely been part of them - so thank you! Oh and there might just be a mention of a $2k giveaway coming soon?!?! If you want more information about using our True Financial Freedom class (https://seedtime.com/tff) in your church, shoot me an email bob@seedtime.com and I can get you all the details!  Watch this episode on our SeedTime Money Podcast YouTube channel(ht...2023-02-0112 minSeedTime Money (Christian living & Personal Finances)Medishare: I just saved $780 in 5 mins with this little known deal for membersCalling all Medi-Share users! Thereâs a secret I want to share with you. They offer a little known program that is saving us $780 that most members miss out on. Oh and it only took my 5 minutes to get it. This is pulled from a YouTube video where I explained how you can take advantage of this⌠If you want to see the screen check it out here: https://www.youtube.com/watch?v=TLddbBs4J_s  Links Mentioned: Blood pressure monitor: https://amzn.to/3PJP7AR Curious about joining Medishare? See what i...2023-01-0706 minSeedTime Money (Christian living & Personal Finances)Our favorite Biblical hack to make giving easier and funToday we are talking about the one simple life hack that we extracted from the Bible regarding giving. Being completely honest with you I (Bob) used to hate giving and never did it cheerfully, but this simple hack has helped me fall in love with giving. Itâs been a game-changer for us and we know it will be for you too!  Links Mentioned: Simple Money, Rich Life - https://seedtime.com/smrl  These are a few of the topics we cover: How to decide the amou...2022-12-1021 min
Afford AnythingHow I Give Away 41% of My Income, with Bob Lotich#415: The average American donates 2.1 percent of their income to charity, according to data from the Giving Institute.But an ordinary couple living in Nashville, Bob and Linda Lotich, refuse to be average.When they were both 31, they decided to âgive their ageâ â they pledged to donate 31 percent of their income to worthwhile causes.Theyâve increased their charitable giving every year since, to match their age. The couple is now 41 years old, and they give away 41 percent of their income.When they began this project, the Lotichâs were earning a combined h...2022-11-3044 minSeedTime Money (Christian living & Personal Finances)Fundrise Update: This just made me want to invest MORE with themI just logged into my Fundrise account to see how much I was down now that we are unarguably in a recession, and I was blown away to see that even in the recession the Fundrise returns are WAY better than the S&P 500 this year. And then when you look at the Fundrise vs Reit returns you see the same thing - Fundrise is just crushing it right now.  Links Mentioned Get started with Fundrise with as little as $10: https://seedtime.com/2/fundrise.php Get entered into our $1,000 giveaway: https://seedtime.com...2022-11-2608 min
Bringing Her HopeBringing Her Hope Podcast: S9 E8 Financial Freedom with Eternal Impact with Linda and Bob LotichMy guests this week are Linda and Bob Lotich. Bob found himself at his breaking point in his early 20s, overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simple Biblically inspired formula, he reached a level of financial freedom he and Linda never dreamed possible. Now, Bob and Linda teach others principles, mindsets, and specific strategies needed to experience true financial freedom to impact the world around them. Â
Connect with Linda and Bob Lotich:
 https://seedtime.com/Â
https://www...2022-11-0740 min
You're Gonna Make It With Daniel Fusco'The Bible Talks a Lot About Money': Bob Lotich's 'Deeply Biblical' Approach to All Things FinancialHow do we manage money and giving? While money can be a powerful tool for advancing the Kingdom, the truth is: many people struggle with balancing, understanding, and properly using it.Author, blogger, and podcaster Bob Lotich takes a "deeply biblical" approach to helping Christians understand finances. He's the author of "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact," and he joins Daniel Fusco this week to reveal how a financial breaking point in his own life led him on a biblical path to helping others. "God I n...2022-10-2845 minSeedTime Money (Christian living & Personal Finances)I bought a pair of Burberry sunglasses - and this is whyI (Bob) never imagined I would own anything from Burberry, but thanks to Linda I now own a pair - and this is why.   Links Mentioned: Find us on Instagram: @seedtime -  https://instagram.com/seedtime Our Book: Simple Money, Rich Life - https://seedtime.com/smrl/ Feedom Company - https://freedomcompany.co/  These are a few of the topics we cover: Minimalism and your closet Value vs. cost Attractiveness of items on sale Find out more at: https://seedtime.com/  If you havenât checked out o...2022-09-2822 min
HealingLives with Corey GilbertEpisode 279 - A Conversation with Bob Lotich of Seedtime on Money, Marriage, & Kiddos 0822Episode 279 - A Conversation with Bob Lotich of Seedtime on Money, Marriage, & Kiddos 082
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Youtube video link: Â Â https://youtu.be/dBqUMP8avhgÂ
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ABOUT:
Bob Lotich is a financial coach married to a butterfly-chasing spender so he gets it. His new book Simple Money, Rich Life is the operating manual he and his wife Linda (a middle-class couple) followed to pay off over $400k of debt and reach a personal goal of giving $1 million by age 40. He currently lives in Franklin, TN with Linda and their three children.
https://seedt...2022-08-221h 07
The God and Gigs ShowGenerosity = Growth: How to Radically Expand Your Impact as a Creative with Bob Lotich, Financial CoachHow old are you? Say it out loud...remember that number... and now imagine giving that percentage of your income away.You might think that is crazy, yet that's exactly what Bob Lotich did when he felt a divine challenge from God...and now he and his wife are sharing the power of giving and financial wisdom with thousands of families around the world. In this episode, Bob shares the powerful testimony of getting control of his finances, tapping into the power of generosity and giving, and how he continues to give a percentage matching hi...2022-07-2250 min
DadAwesomeSimple Money, Rich Life: Achieve Financial Freedom and Eternal Impact (Bob Lotich)Key Takeaways  Acts of obedience can result in miracles, adventures, and boldness they've experienced as a family. Transparent money management can be the best instruction for kids. What children learn from their parents is more "caught than taught." The importance of being transparent with your children about finances far exceeds putting up a wall and believing it isn't beneficial. It's beneficial for both spouses to be involved in finances.   dadAWESOME  Weâre on a mission to add LIFE to the dad life. Weâre passionate about helping dads live fully alive as they lead their kids to Go...2022-07-0735 minSeedTime Money (Christian living & Personal Finances)Behind the scenes of the book creation (AMA with Bob & Linda)Today we have a little bit of a special for you. One of the bonuses that we offered to anyone who pre-ordered our book: "Simple Money, Rich Life" was able to attend an exclusive AMA with Linda and I. Where we went behind the scenes with: the book creation process, some of the challenges and obstacles we overcame, how we landed on the title and how all these pieces came together. And a lot of what we learned in the process. It's super long, like an hour and 40 minutes long. So if you're on a road trip and you...2022-07-061h 41
The Entrepreneurâs KitchenPursuing Wealth Creation Without The Love Of Money with Financial Coach & Author, Bob LotichSend us a textWhat if you could grow your wealth without feeling trapped by money? In this episode, financial coach and author Bob Lotich shares how to build financial freedom with a faith-based approachâso you can steward your money wisely without it controlling you.Whatâs Covered in This Episode:The mindset shift needed to create financial peace.Why traditional budgeting might not be the answer.How to align your financial goals with your values.The key to earning more without becoming consumed by money.Bob teaches principles, mindsets, and s...2022-06-2730 min
Good Money with Derrick KinneyBob LotichâThe Simple Way to Automate Your Money SuccessItâs easy to believe that money is just this overcomplicated subjectâand if you donât understand it now, you probably never will. My guest today, Bob Lotich, could not disagree more. In fact, Bob says you donât have to be a financial advisor to win with money. You just need a simple system to automate your way to financial success.  Bob is the founder of Seedtime, a community that views money as a way to change lives and have an eternal impact, not a symbol of status or security. Bob was able to pay off his ho...2022-06-1331 min
Rich by IntentionEp. 45: How to Build a Simple and Rich Life with Bob LotichBob Lotich, CEPFÂŽ found himself at his breaking point in his early 20âs overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money he reached a level of financial freedom he never dreamed possible: having a paid off house by age 31 and even reaching a personal goal of giving $1 million by age 40.For the last 15 years heâs shared his best lessons with over 52 million readers and listeners on his award-winning blog, SeedTime.com and SeedTime Money...2022-05-3136 minSeedTime Money (Christian living & Personal Finances)5 things to remember when your 401k/investments are dropping like a rockThe stock market has been dropping and a lot of people are freaking out. In this episode Bob & Linda are chatting about 5 important things to do when this happens.  Find out more at https://SeedTime.com  If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money books.â 2022-05-2323 min
Real Estate Investing Mastery PodcastHow To Live A Rich Life with Simple Money - Bob Lotich Âť Episode 1135Bob Lotich is a friend Iâve known for years. His book, âSimple Money, Rich Lifeâ doesnât have much to do with real estate, but it sure does talk about money. You could be making a ton of money in your real estate business but if youâre not living a rich life, youâre going to be miserable. Bob has a whole section in his book dedicated to a principle he calls the logic method of giving. Heâs increased his giving so much over the years and itâs always come back to him in ways he never imagine...2022-05-2338 min
SeedTime Money (Christian living & Personal Finances)Thoughts on starting a business with Graham CochraneToday Bob is chatting with business coach Graham Cochrane, author of âHow To Get Paid for What You Knowâ and founder of the Recording Revolution. Â Links Mentioned: Grahamâs Passive Income Workshop - https://www.grahamcochrane.com/gift (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Â These are a few of the topics we cover: How literally ANYONE can start a business with less than $50 Your business idea is right in front of you (4 questions to ask your...2022-05-1629 min
The Crown Stewardship PodcastEpisode 46: Earn, Manage, and Give with Joy with Bob LotichThis week on the Crown Podcast, we welcome Bob Lotich, founder of Seedtime.com. Bob joins us to discuss his newest book, Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact. Bobâs book helps readers to earn and manage their money so they can give it away with joy. Bobâs money philosophy extends way beyond wealth creation or debt elimination - generosity is one of his key financial goals (Bob gave away $1,000,000 before he was 40!). This uplifting episode will inspire you to trust God with your finances and encourage you to resp...2022-04-2827 min
Indulge In This Soul-Stirring Full Audiobook And Feel The Difference.Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichPlease visithttps://thebookvoice.com/podcasts/1/audiobook/525657to listen full audiobooks.
Title: Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact
Author: Bob Lotich
Narrator: Linda Lotich, Bob Lotich
Format: Unabridged Audiobook
Length: 5 hours 36 minutes
Release date: April 26, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Accounting & Finance
Publisher's Summary:
A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money. Broken down and stranded 1,000 miles from home with only $7 left in hi...2022-04-265h 36Begin The Breakthrough Full Audiobook Now, Thriller Fans!Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichPlease visithttps://thebookvoice.com/podcasts/1/audiobook/525657to listen full audiobooks.
Title: Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact
Author: Bob Lotich
Narrator: Linda Lotich, Bob Lotich
Format: Unabridged Audiobook
Length: 5 hours 36 minutes
Release date: April 26, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Christianity
Publisher's Summary:
A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money. Broken down and stranded 1,000 miles from home with only $7 left in his ba...2022-04-265h 36Download Top Full Audiobooks in Business & Economics, Accounting & FinanceSimple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichPlease visithttps://thebookvoice.com/podcasts/1/audiobook/525657to listen full audiobooks.
Title: Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact
Author: Bob Lotich
Narrator: Linda Lotich, Bob Lotich
Format: Unabridged Audiobook
Length: 5 hours 36 minutes
Release date: April 26, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Accounting & Finance
Publisher's Summary:
A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money. Broken down and stranded 1,000 miles from home with only $7 left in hi...2022-04-265h 36
SeedTime Money (Christian living & Personal Finances)4 steps we are taking with the record-breaking inflation right nowAccording to the latest CPI figures inflation rates are at the highest they have been since 1982 at 8.5%. In this episode Bob and Linda look at some everyday items that have increased in price by 10-40% just in the last year. And then, most importantly, we talk about 4 things we are doing to fight back against the current inflation we are all dealing with.  Links Mentioned: Inflation rates article - https://www.cnbc.com/2022/03/10/cpi-inflation-february-2022-.html Seedtimeâs email list (sign up) - https://seedtime.com/subscribe Gas savings app: Get Upside - https://app.g...2022-04-2219 min
The James Quandahl ShowMake More, Save More, and Give More than Ever Before with Bob LotichIn todayâs episode with Bob Lotich we discuss how to make more, save more, and give more money than you can ever imagine.In his early 20âs Bob found himself at his breaking point⌠Overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name.â¨Fast forward to today, Bobâs reached a level of financial freedom he never dreamed possible: owning a paid off house by age 31 and even reaching his familyâs personal goal of giving one million dollars by age 40.Listen to learn how to start giving money to oth...2022-04-121h 12
SeedTime Money (Christian living & Personal Finances)Why we should all be concerned about the impending inflation (and how to prepare)Inflation Is On The Way! Are you prepared? In this episode Linda and I are talking with Chuck Bentley, of Crown Financial Ministries. We are giving you a comprehensive understanding of inflation and how you can prepare! Â Links Mentioned: Chuck Bentleyâs Book: âSeven Gray Swans: Trends That Threaten Our Financial Futureâ - https://www.amazon.com/Seven-Gray-Swans-Threaten-Financial-ebook/dp/B08SBRL5ZP (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the...2021-03-2235 min
SeedTime Money (Christian living & Personal Finances)The last month has been difficult...Have you ever had an intense month where everything just hits all at once? This past month was one of those for us. Join us as we share our trials and as we encourage you to know that no matter what you may be going through... youâre not alone! Â Links Mentioned: Sign Up To Be On The SeedTime Email List: https://seedtime.com SeedTime On Instagram: https://www.instagram.com/seedtime (@seedtime) (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for you...2021-03-1514 min
SeedTime Money (Christian living & Personal Finances)Will more money make you happier? [with Daniel Fusco]Zig Ziglar has a quote that says "money will not make you happy, but everyone wants to find out for themselves." I have found this to be so true. In this episode, I'm excited because weâre talking with Daniel Fusco about happiness. He wrote this book called Crazy Happy, which is really fun! We're going to talk about how to find real, authentic happiness and how to do this. Â Links Mentioned: Danielâs Book âCrazy Happy: Nine surprising ways to live the truly beautiful lifeâ - https://www.amazon.com/Crazy-Happy-Surprising-Truly-Beautiful/dp/059319...2021-03-0818 min
SeedTime Money (Christian living & Personal Finances)The Meaning of StewardshipToday, Marcus Hall and I are discussing his book Spiritual Wealth. Itâs a guide to help you become a better manager of Godâs gifts. Stewardship is one of those really important topics for Christians when it comes to money. We invite you to join us as we talk about âThe Meaning Of Stewardship!â Â Links Mentioned: Spiritual Wealth by Marcus Hall - https://www.amazon.com/Spiritual-Wealth-Journey-Developing-Stewardship/dp/057877447X Marcus Hall Website:Â https://stewardshipmindset.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. T...2021-02-1517 min
SeedTime Money (Christian living & Personal Finances)Investing tips from the saunaA look at some of the insane financial advice I heard yesterday in the Sauna and what I am going to be doing about it in a month or two.  Find out more a https://SeedTime.com  If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as âa money book for people who donât read money book...2021-02-0813 min
SeedTime Money (Christian living & Personal Finances)A few updates and a fun surpriseLinda and I have a few updates to share about the podcast and where we might be headed with it in 2021. To leave a review on Apple Podcasts, just visit: https://podcasts.apple.com/us/podcast/seedtime-money/id1367163590 then click "Listen on Apple Podcasts". After the app opens, then just scroll down and click "Write a Review".  Find out more a https://SeedTime.com  If you havenât checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think youâll love it. It was...2021-02-0109 min
SeedTime Money (Christian living & Personal Finances)Divorce filings are up 34% - this will help you if you need itDid you know that divorce filings are up 34%? Join me as I sit down with Toni Nieuwhof and we discuss her new book âBefore You Split: Find What You Really Want for the Future of Your Marriage.â We are here to provide some help, if you need it. Learn how you can improve your marriage and prepare for the future of your marriage! Links Mentioned: Before You Split: Find What You Really Want for the Future of Your Marriage by Toni Nieuwhof - https://www.amazon.com/Before-You-Split-Really-Marriage/dp/0525653368 Toniâs Website:Â https://toninie...2021-01-2524 min
SeedTime Money (Christian living & Personal Finances)Mark Batterson & the habits of the truly successfulLearn the habits of the truly successful as we sit down with Mark Batterson and discuss his new book Win The Day! This book is the "jump start you need to go after God-sized goals, one day at a time!" Â Links Mentioned: Mark Batterson's Book: Win The Day: Seven Habits to Help You Stress Less and Accomplish More - https://www.markbatterson.com/books/wintheday (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Â These are a...2020-12-2824 min
SeedTime Money (Christian living & Personal Finances)How this couple paid off $52k in 7 monthsFind out how Chris and Andrea Petrie paid off $52,000 in not seven years, but in seven months! Join Linda and I as we talk with them, we're going to pick their brain to see how they paid off that much money so quickly and what we can learn from them. Â Links Mentioned: The Money Peach Podcast - https://www.moneypeach.com/podcast The Money Peach Blog -Â https://www.moneypeach.com Andrea's website -Â https://andrearobinsontv.com (Please note: links mentioned may be affiliate links which help us support our podcast and website. Tha...2020-12-1433 min
SeedTime Money (Christian living & Personal Finances)9 millionaire success habitsWe are talking about 9 Millionaire Success Habits that hopefully will inspire you. Linda and I are going to see if any of our habits line up, be sure to see if any of your habits line up, too! Â Links Mentioned: 30 Passive Income Ideas - https://youtu.be/6RSqgJieFes 7 Passive Income Ideas - https://youtu.be/6X2TG87eugM Passive Income Secrets - https://youtu.be/hksa9sp4Pb0 How I Created 5 Streams of Income (Some Passive Income) - https://youtu.be/DVRhX9uXYIc The Millionaire Next Door - https://seedtime.com/millionaire-next-door Robert Kiyosaki's C...2020-10-2607 min
SeedTime Money (Christian living & Personal Finances)How to reduce overload and create margin with Chris CookFeeling overwhelmed and stressed out with overload? Chris Cook, of Win Today Podcast, is a lifelong learner who has a pursuit of improving all areas of his life. And he does that exceptionally well. So I thought we could talk about this idea of margin and how to reduce the overload, the overwhelm, the busy-ness that so many of us struggle with. Join Chris and I as we chat about: How to reduce overload and create margin in your life! Â Links Mentioned: Six Ways to Stop the Overload in Your L...2020-10-1219 min
SeedTime Money (Christian living & Personal Finances)30 Passive Income Ideas For 2021 And BeyondToday we're talking about 30 passive income ideas for 2021 and beyond. So a friend of mine, Grant Sabatier of MillennialMoney.com (https://millennialmoney.com), has this article where he lists 62 passive income ideas. And I went through that list, and there's some really great ones in there that I want to share with you. So, I'm pulling the top 30 ideas, and we're going to go through them together. Â Links Mentioned: Grant's 62 Passive Income Ideas Article - https://millennialmoney.com/passive-income-ideas Fundrise -Â https://youtu.be/8oF7ioCzZEc Credible -Â https://seedtime.com/2/credible.php Neighbor -Â h...2020-09-2807 min
SeedTime Money (Christian living & Personal Finances)You're Budgeting WRONG If You Do Any Of These 5 ThingsFor most people, budgeting is a scary word. Are you scared by budgeting? If you feel that way, you might be doing one of these five things wrong (or maybe all of them), when it comes to budgeting. When you're doing any one of these things, it's just going to make budgeting really difficult and not a lot of fun for you. We're going to talk about what these things are and hopefully how to fix it so that you can actually enjoy budgeting and get a ton of benefit from it. Â Links Mentioned: F...2020-09-2107 min
SeedTime Money (Christian living & Personal Finances)Do you spend like a millennial?Do You Spend Like A Millennial? Linda and I are Millennials and we're going to find out if we spend money like a Millennial. Or, if we spend like a Boomer! Weâll look at our spending habits and see if they line up with study findings on how millennials spend their money, join us! Â Links Mentioned: How We Travel For Free - https://youtu.be/ZoC2Njxk184 Our Money Mastery Quiz -Â https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our...2020-09-1405 min
SeedTime Money (Christian living & Personal Finances)Passive income: 4 Things NO ONE Ever Tells YouLet's break the myths of passive income! I've earned passive income for years now and want to share with you some secrets I've learned along the way. So let's get started, here's Passive Income: 4 Things NO ONE Ever Tells You! Â Links Mentioned: 7 Ways To Make Passive Income (My Results With Each) - https://youtu.be/6X2TG87eugM Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Â ...2020-09-0707 min
SeedTime Money (Christian living & Personal Finances)Should you tithe while paying off debt?If you are in debt and struggle with tithing, this podcast is for you! I've been in debt before, and there are so many who struggle with this very same topic. Join me as I discuss whether you should tithe while paying off debt! Â Links Mentioned: Master Your Money By Ron Blue - https://amazon.com/Master-Your-Money-Step-Step/dp/0802414516 Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Â Th...2020-08-3103 min
The Crown Stewardship PodcastEpisode 12: Bob Lotich - The Power of Small Financial StepsThis week on the Crown Podcast, we welcome Bob Lotich, founder of Seedtime.com. Crown CEO Chuck Bentley and Bob Lotich discuss Bobâs financial journey: starting his marriage buried in $46K of credit card debt, to trusting God with everything, and now living generously and encouraging others to do the same. Bob shares how 2 Corinthians 9:8 encompasses his approach to his relationship with money. âAnd God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work.â2020-08-2649 min
SeedTime Money (Christian living & Personal Finances)You're Burning Your Hard-Earned Money If You Do These 8 ThingsAre you burning your hard-earned money? Join Linda and I as we find out if we are wasting money making poor financial decisions, or if we're spending money wisely. In this podcast you will learn 8 things that people do that wastes their hard-earned money! Â Links Mentioned: You're Burning Your Hard-Earned Money If You Do These 8 Things Article - https://www.lifehack.org/597870/youre-burning-your-hard-earned-money-if-you-do-these-8-things-often How I Made $2,147 Last Month By Decluttering -Â https://seedtime.com/how-i-made-2k-decluttering Our Money Mastery Quiz -Â https://seedtime.com/quiz (Please note: links mentioned may be affiliate lin...2020-08-2406 min
Redefining Wealth with Patrice WashingtonBob Lotich: The Joy in GenerosityAre you stingy when it comes to your money, or do you give it away generously? For most people, when it comes to tithing, theyâre more on the stingy side of things.
At least thatâs where todayâs guest, Bob Lotich was back in the day. Fortunately, though, with the help of his wife, Bob moved from stingy to generous giver, and by age 31, was giving 31% of his income away.
I know what youâre thinking â 31%?! Yes, 31%.
Today, Bobâs a Certified Educator in Personal Finance and writes a personal finance blog on the intersection of money and the Bible...2020-08-2046 min
SeedTime Money (Christian living & Personal Finances)How to stick to a budget (10 budgeting tips & tricks)If youâre new to budgeting, or if you need a little help with your budget, Linda and I are excited to share with you 10 Incredibly Useful Hacks To Stick With Your Budget. Plus weâll let you know how to get Our FREE Budgeting Worksheet, which is a great way to start your budget today! Â Links Mentioned: Free Budgeting Worksheet - https://seedtime.com/free-sheet The Real Money Method Course - https://seedtime.com/realmoney Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affil...2020-08-1710 min
SeedTime Money (Christian living & Personal Finances)5 Used Car Buying Tips (my exact strategy I use to save thousands)If you're in the market for a used car you need these 5 used car buying tips. I'll show you how to buy a car with my car buying tips, my exact strategy, that has saved me over $10k. So, if you're looking how to save money buying a car, you've come to the right place! Links Mentioned: One Month of Consumer Reports Online Service - https://www.consumerreports.org/cars Edmunds Total Cost To Own (TCTO) - https://www.edmunds.com CarFax Report - https://www.carfax.com AutoCheck Report - https://www.autocheck...2020-08-1013 min
SeedTime Money (Christian living & Personal Finances)7 struggles only people married to SPENDERS will understandSpenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SAVERS (who live with SPENDERS) have to put up with! Are you married to a spender? If you are, I'm sure you'll agree with some of these struggles! Â Links Mentioned: 7 Struggles Only People Married To SAVERS Will Understand - https://youtu.be/ucTqProH6Z0 Our Money Mastery Quiz -Â https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for yo...2020-08-0304 min
SeedTime Money (Christian living & Personal Finances)7 struggles only people married to SAVERS will understandSpenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SPENDERS (who live with SAVERS) have to put up with! Are you married to a saver? If you are, I'm sure you'll agree with some of these struggles! Â Links Mentioned: 7 Struggles Only People Married To SPENDERS Will Understand - https://youtu.be/bccNtiHsrgIÂ Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) ...2020-07-2706 min
SeedTime Money (Christian living & Personal Finances)Wealth Secret #5 (of 5)Join us as we finish up our book study of Craig Hillâs: âThe 5 Wealth Secrets 96% Of Us Donât Know.â In this podcast Linda and I discuss Wealth Secret #5 (of 5), that you need to know about! (If youâre following along in the book study, weâre discussing chapter 6: Leave An Inheritance For Two Generations). Â Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 How We Paid Off Our House In 3 Years -Â https://youtu.be/Iwc1mFfAUno Are Jews Wealthier Than Christians? -Â ...2020-07-2027 min
SeedTime Money (Christian living & Personal Finances)Wealth Secret #4 (of 5)Join us in our book study of Craig Hillâs : âThe 5 Wealth Secrets 96% Of Us Donât Know.â In this episode, Linda and I discuss Wealth Secret #4 (of 5) that you need to know about! (If youâre following along in the book study, weâre discussing chapter 4: Anticipate Economic Cycles). Â Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Â Th...2020-07-1329 min
SeedTime Money (Christian living & Personal Finances)Wealth Secret #3 (of 5)Join us in our book study of Craig Hillâs : âThe 5 Wealth Secrets 96% Of Us Donât Know.â In this episode Linda and I discuss Wealth Secret #3 (of 5), that you need to know about! (If youâre following along in the book study, weâre discussing chapter 3.) Â Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 âRich Dad Poor Dadâ Book by Robert Kiyosaki -Â https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 (Please note: links mentioned may be affiliate links which help us support our podcas...2020-07-0634 min
Inspired MoneyHow to Blog Full-Time and Take a Whole Year Off with Bob LotichEpisode 148: Full-time blogger, Bob Lotich talks about how he eclipsed his corporate income after blogging for just 9 months and the benefits of taking a sabbatical. Guest Biography Bob Lotich is the founder of the award-winning blog SeedTime.com and podcast SeedTime Money. He nerds out on experimenting with his money with small things like budgeting hacks, money-saving apps, and big things like radical giving, year-long sabbaticals, and other timeless financial instruction from the Bible. Bob is a Certified Educator in Personal Finance (CEPFÂŽ) and started SeedTime (formerly ChristianPF) in 2007 with a passion to h...2020-06-3057 min
SeedTime Money (Christian living & Personal Finances)Wealth Secret #2 (of 5)Join us in our book study of Craig Hillâs : âThe 5 Wealth Secrets 96% Of Us Donât Know.â In this podcast Linda and I discuss Wealth Secret #2 (of 5), that you need to know about! (If youâre following along in the book study, weâre discussing chapter 2.) Â Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 âRich Dad Poor Dadâ Book by Robert Kiyosaki -Â https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Our Real Money Method Budgeting Course - https://seedtime.thinkific.com/courses/real-money-budgeting Sign up For Our Free We...2020-06-2936 min
SeedTime Money (Christian living & Personal Finances)Wealth Secret #1 (of 5) that the 96% don't knowJoin us in our book study of Craig Hillâs : âThe 5 Wealth Secrets 96% Of Us Donât Know.â In this episode, Linda and I discuss Wealth Secret #1 (of 5), that you need to know about! (If youâre following along in the book study, weâre discussing chapter 1: Used Jars.) Â Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 âRich Dad Poor Dadâ Book by Robert Kiyosaki -Â https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194/ (Please note: links mentioned may be affiliate links which help u...2020-06-2214 min
SeedTime Money (Christian living & Personal Finances)I quit social media for 1 year (8 lessons I learned)You learn a lot about yourself when you fast from social media for an entire year. As a Christian fasting social media had some big implications. It wasn't just a detox, but quitting social media for a year was a spiritual thing for me that had some amazing benefits. Join Linda and I as we discuss the 8 biggest lessons I learned from my experience.  These are a few of the topics we cover: Taking A Sabbatical From Social Media Feeling More Present Having More Peace And Less Stress Gaining Time  Find out...2020-06-1514 min
SeedTime Money (Christian living & Personal Finances)30 purchases that will start saving you money todayWeâre always looking to save money where we can. What if I told you that spending money today can actually save you money in the long run? Join Linda and I as we tell you about 30 purchases that will start saving you money immediately!  Links Mentioned: Source article: https://www.msn.com/en-us/money/personalfinance/30-purchases-that-will-start-saving-you-money-immediately/ss-BBYASK8?li=BBnb7Kz#image=1 Produce Keeper: https://amzn.to/3aHmLlC Smartphone Protector/Screen Protector: https://amzn.to/3aJLBRN Window Insulation Kit: https://amzn.to/3aMLS6C Electricity Usage Monitor: https://amzn.to/3dV2afG Oven Thermometer: http...2020-06-0819 min
Faith and FinancesAn Interview with Bob Lotich Bob Lotich started SeedTime (formerly ChristianPF) in 2007 with a passion to help fellow believers learn how to manage their money wisely. His personal mission (and the SeedTime mission) is to make, save, grow, and give money to benefit others. Â In This Episode, We Look At: Bob's vision and success in paying off debt in order to fund God's kingdom. Bob has a "radical" plan to increase his giving to match his age, as a percentage. Not only has he done this (with God's help and, he's in his thirties) but he a...2019-08-0240 min
Afford AnythingHow and Why I Took a Mini-Retirement, with Bob Lotich#164: As an entrepreneur, Bob Lotich loves growing and expanding. But after a particularly stressful year, he realized he had burned out. He woke up one Monday morning and, for the first time since heâd started self-employment, he realized he didnât want to go to work. This was a new and uncomfortable feeling. He decided to take a mini-retirement. He had taken long breaks before. In the past, Bob had taken a full month off of work. This time, he wanted to a more ambitious break. He wanted to take a quarter off...2018-12-031h 06
SeedTime Money (Christian living & Personal Finances)5 ways to be more generousBob and Linda Lotich discuss generous giving and generous living - especially as it pertains to living a Biblical-focused Christian lifestyle. We get asked quite often about how to be generous or how to grow in generosity, and so here are our 5 best ways to be more generous. Links Mentioned: Get the FREE PDF - https://sdti.me/21-giving-verses⨠(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!)  These are a few of the topics we cover:...2018-11-1233 min
SeedTime Money (Christian living & Personal Finances)Should you ever pray for money?Should Christians be praying for money? Â It is an idea that I am pondering and I donât think I am going to pray for money any more. Join me (Bob) and Linda as we chat about it and explore this idea. Â These are a few of the topics we cover: God provides in many ways, not just with money. We almost never want the money itself, we just want the stuff. We donât want to limit God in what He can do. God knows our needs and knows what is best f...2018-09-0420 min