Shows
SeedTime with Bob and Linda LotichChristians Are Getting THIS Wrong About Giving (and why it's hurting us more than we realize) Jesus said, "Don't let your left hand know what your right hand is doing." But does that really mean Christians should never talk about giving? In this episode, Bob and Linda tackle one of the most misunderstood passages in the Bible—and why misreading it has quietly hurt generosity, discipleship, and spiritual growth in the church. Sparked by a viral clip referencing Matthew 6, they walk through what Jesus was actually addressing (motive, not visibility), why public generosity shows up all over Scripture, and how sharing testimonies—when done with the right heart—can inspire radical obedience in others. This isn't about bra...
2025-12-2730 minSeedTime with Bob and Linda LotichFaith isn't what you think it is (Bible Study)Most of us were taught that faith means "trying really hard to believe" — especially with our finances. But in the Bible-study-style episode, Bob & Linda unpack Hebrews 11, Romans 10:17, and Jesus' "abide" teaching to reveal a surprising truth: 👉 Biblical faith isn't mustered. It's received. And once you see that, anxiety shrinks, striving stops, and finances shift. Join Bob & Linda as they walk through their own misconceptions about faith, why effort-based Christianity wears us out, and how to let God grow real, evidence-bearing faith in your financial life. This one is equal parts devotional, Bible study, and s...
2025-12-2031 minSeedTime with Bob and Linda LotichShould Christians Give When Their Spouse Disagrees? (what to do when your spouse says 'no')Today, Bob & Linda open up about one of the hardest seasons of their marriage — a months-long battle over a life-altering decision that left them in tears, confusion, and deep disunity. What they learned in that painful stretch has become the backbone of how they help couples navigate money disagreements today… especially when one spouse feels called by God to give and the other isn't on board. If you've ever wrestled with:"What do I do when I feel God nudging me to give — but my spouse isn't there?"…this episode will minister to you deeply. Toget...
2025-12-1327 minSeedTime with Bob and Linda LotichThe Hidden Costs of Entrepreneurship No One Talks AboutEveryone online makes entrepreneurship look like the ultimate path to freedom—but the truth is far more complicated. After 18 years of building SeedTime, Bob & Linda open up about what most people never say out loud: the failures, the mental load, the pivots, the spiritual battle, and why starting a business isn't automatically God's will for everyone. If you're dreaming of quitting your job… or you already have a business and feel the weight of it… this honest, hope-filled conversation will help you discern your next step with wisdom, peace, and biblical grounding. What We...
2025-12-0628 minSeedTime with Bob and Linda LotichWhy you can't actually "get rich quick" (with Mark Batterson)Pastor and bestselling author Mark Batterson joins Bob to unpack one of the most misunderstood principles of growth: the way breakthroughs actually happen—gradually, then suddenly. From Warren Buffett's compounding to Jim Carrey's famed $10M check, to the long arc of ministry, writing, generosity, and family life, this conversation is a hopeful reset for anyone who feels "behind." In This Episode Why most "overnight success" stories take decades What 95-year-olds say they would do differently (and how it should change our lives today) The "25-year time machine" mindset that makes ordinary moments priceless Why yo...
2025-11-2935 minSeedTime with Bob and Linda LotichWhat EVERY Christian Parent Wishes They Could Do One More TimeIn this tender, emotional episode, Bob and Linda open up about a simple idea that completely reframed how they parent: the "$50,000 Moment." It started with a story Bob read — one so moving he couldn't finish it without crying — about a dad who imagined paying $50,000 to relive a single bedtime with his 10-year-old. That thought experiment changed him, and now it's changing the Lotich household too. If you're a parent (or even if you aren't), this episode will recalibrate how you see the people in your life and remind you of the beauty tucked into ordinary days...
2025-11-2215 minSeedTime with Bob and Linda LotichThe 29-word sentence in the Bible that literally puts God's name on youJust a 4-minute little reminder today! What if one short, 29-word sentence from the Bible could shift the atmosphere in your home, change how you see your finances, and remind you that God Himself has placed His name on you? In this episode, Bob & Linda dive into the Aaronic blessing from Numbers 6 — a prayer that God commanded to be spoken over His people. You've probably heard it before, maybe even sung it in church, but chances are you've never fully realized its power in your daily life 📖 Scripture highlight: "May the Lord bless you and prote...
2025-11-1504 minSeedTime with Bob and Linda LotichJesus doesn't normalize money stress...71% of Americans admit they're losing sleep over money—but Jesus already gave us the cure in the most famous sermon ever preached. In this episode, Bob and Linda unpack the surprising connection between mammon, anxiety, and misplaced treasure—and share the one simple prayer that can break financial fear and open the door to God's peace and provision. They walk through Matthew 6:19–34, revealing how birds and lilies understand something most believers forget: your value isn't in what you own—it's in who owns you. What You'll Learn: The hidden link between serving mammon a...
2025-11-0128 minSeedTime with Bob and Linda LotichThe #1 Mistake Christians Make When it Comes to GivingWhat if the greatest danger in our giving isn't how much we give—but why we give? In this episode, Bob and Linda unpack one of the most shocking stories in Acts 5: the tale of Ananias and Sapphira. Why did God respond so severely—and what does it reveal about our own struggles with wealth, legacy, and generosity? Together, we wrestle with the tension between leaving an inheritance (Proverbs 13:22) and practicing radical generosity (Acts 4, Matthew 6:33). You'll hear how this tension has played out in our own finances, and we'll share a 4-part framework to h...
2025-10-2526 minSeedTime with Bob and Linda LotichTeaching teens about money (here's what you need to know)If your teen is starting to earn money—or even just asking bigger financial questions—this episode will give you the tools to start them off on the right foot. Bob & Linda share how they're teaching their own kids about money, why the Real Money Method works even for high schoolers, and how to weave generosity, saving, and wise spending into everyday life. You'll also hear how apps like Greenlight can help, why starting investing early pays off, and the tension Christian parents face between "nudging" kids toward giving vs. letting them choose it themselves.
2025-10-1811 minSeedTime with Bob and Linda LotichThe #1 thing destroying wealthy/successful Christians (w/ John Bevere)Pride is sneaky. It hides behind our success. It masks itself as "spiritual maturity." It even whispers, "Look at how humble you are." And if we're not careful, pride will be the very thing that takes us out. In this episode, Linda and I unpack a conversation with John Bevere that completely reframed how I see wealth, success, and following Jesus. We dive into the #1 thing that's quietly destroying successful Christians — and why humility isn't just a virtue, it's survival. Here's what we cover: Why King Uzziah's downfall in...
2025-09-1329 minSeedTime with Bob and Linda LotichChatGPT says these 10 money wasters are keeping you brokeThis episode was eye-opening. I asked ChatGPT what keeps everyday Americans broke—and some of the answers hit way too close to home. Linda and I went through the list together and realized that many of us are quietly wasting thousands of dollars every single year without even realizing it. In this episode, we break down 10 money wasters that sneak into your life: If you take just one or two of these seriously, you could literally save hundreds of thousands of dollars over the next decade. Resources Mentioned in this...
2025-08-3029 minSeedTime with Bob and Linda LotichMy mom just went to heaven 🥺 (5 things I learned that might help you)What if the hardest thing you're walking through right now is actually where God is working the most - even when you can't see it? A few months ago everything was normal in our family. Linda's mom cooked a full Thanksgiving dinner, we all gathered around the table, and life felt predictable. But two weeks later everything changed forever when she got diagnosed with a tumor and went to heaven just four months after that. And here's what I discovered - while you're focused on what's not happening, you're missing what God is actually doing...
2025-08-0234 minSeedTime with Bob and Linda Lotich(2/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: What Jesus actually said about moneyIn Part 2 of our "The prosperity gospel, the poverty gospel, and the truth most Christians miss" series, we dive into some of Jesus' most controversial teachings on wealth. You've heard "sell everything," "camel through the eye of a needle," and "blessed are the poor," but what if we've been misunderstanding who He was talking to and why? In this episode, we unpack: Why Jesus told the rich young ruler to sell everything—and why He didn't tell Zacchaeus the same thing. The real reason wealth can be dangerous (it's not what you think). Why Joseph of Arim...
2025-06-2125 minSeedTime with Bob and Linda Lotich(1/5) The prosperity gospel, the poverty gospel, and the truth most Christians miss: The Dangerous Lie Dividing ChristiansThis might be the most important conversation we've had about money, faith, and the Bible. For years, we've wrestled with it. One side says God wants you rich. The other says being poor makes you holy. But neither seemed to fully line up with Scripture. What if both extremes missed the point? In this episode, we kick off a 5-part series where we break down: What the Prosperity Gospel gets right—and dangerously wrong How the Poverty Gospel subtly creeps in as "humility" The parable that changed everything for us...
2025-06-1442 min
Faith & FinanceSimple Money, Rich Life with Bob LotichEnglish statesman Francis Bacon once wrote, “Money is a great servant but a bad master.”If we don’t learn to manage money wisely to take control of it, it will soon master us. It’s one way or the other. Today, Bob Lotich tells us how to be the master and not the servant when it comes to money—and he makes it pretty clear, as well.Bob Lotich is a high-performance financial coach and Certified Educator in Personal Finance (CEPF®) and has been named a top-20 influencer in personal finance. His wife, Linda, and their a...
2025-06-0224 minSeedTime with Bob and Linda LotichAI Skills (Part 3/3): Why simply learning how to use AI can increase your income by 50%This episode is the one you've been waiting for. No more doom. No more dread. This is the episode where we talk about what to do next — how to prepare yourself (and your income) for the rise of AI. We share 5 reasons why learning AI is now the most important thing you can do to grow your earning potential over the next 3–5 years. AND we break down 5 practical ways to start (even if you've never touched ChatGPT in your life). What we cover: Why "AI fluency" already gets you paid 25–50% more H...
2025-05-1725 minSeedTime with Bob and Linda LotichAI and Money (Part 2/3): Why 40% of Jobs Might Be Gone in 10 Years — And What To Do About ItYou ever watch the movie WALL-E and think, "No way that could be real"? Well... buckle up. This episode is PART TWO of our conversation about Artificial Intelligence — and it's probably the most important thing you'll hear all year. We dive deep into where AI is headed, how fast it's moving, and why this isn't just another tech shift... it's a total civilization shift. Here's what we talk about: The 3 groups emerging in the AI revolution (ownership, adapters, dependents) Why AI with a 180 IQ is already smarter than Einstein How 90% of...
2025-05-1025 minSeedTime with Bob and Linda LotichAI and the Bible (Part 1/3): Is Artificial Intelligence Replacing Our Faith?In this episode, we ask a big, uncomfortable question: What does AI mean for our faith? I (Bob) have been obsessed with AI lately—not just how it works, but what it means. And Linda? Well, she's more on the "this-freaks-me-out" side of things. So this conversation got real… fast. We dive into: The theological implications of AI (yep, we went there). Why AI can reflect human creativity but will never have a soul. How idolatry sneaks in when we rely on AI more than God. Personal stories (like when our son was...
2025-05-0326 minSeedTime with Bob and Linda Lotich5 ways we can help you thrive financially this yearToday we are walking through 5 of our most valuable resources (and some free) that will help you thrive financially this year. These are the exact tools and resources we've used in our own life—plus testimonies from thousands in the SeedTime community who've seen breakthrough with them as well! 📚Resources Mentioned: Simple Money, Rich Life (get it free – just cover shipping): http://seedtime.com/free The "233 Millionaires" Cheat Sheet: http://seedtime.com/233 Prayers for Finances free PDF: http://seedtime.com/prayer True Financial Freedom church + small group curriculum: http://seedtime.com/true Real Money Method (L...
2025-04-2633 minSeedTime with Bob and Linda LotichThe biblical 'wealth transfer' myth debunked in 10 minutesYou know that verse in Proverbs that says "the wealth of the wicked is stored up for the righteous"? Yeah… we need to talk about that. For years, I heard people quoting it like a divine scratch-off ticket. Sit back, wait long enough, and eventually, poof - someone else's riches end up in your account. But what if that's not what the Bible is saying at all? 💡 In this quick but powerful episode, we break down: What Proverbs 13:22 actually means (and why most people are getting it totally wrong) Why this isn't about...
2025-04-1210 minSeedTime with Bob and Linda LotichI'm a Financial Expert: Here are 10 Ways I Save on Groceries Every MonthLet's be honest—grocery prices are out of control. If you feel like you're spending WAY too much on food, you're not alone. In this episode, we break down 10 practical, no-nonsense ways to slash your grocery bill—without sacrificing the food you love. 🚀Inside this episode, we cover: The BIGGEST grocery store mistake (and how to stop making it) How to meal plan like a pro (even if you hate meal planning) The secret grocery store timing trick that can save you 30%+ Why we stopped using G...
2025-02-2220 minSeedTime with Bob and Linda Lotich5 tips for Money and MarriageMoney and marriage—two things that can either bring you closer together or create some serious tension. In this episode, we break down 5 key tips to help you and your spouse get on the same financial page, stop the money fights, and build a stronger marriage in the process. 🔎We're talking about: The #1 mistake couples make with money (and how to fix it fast) How to plan your finances together without it turning into an argument The controversial topic of joint vs. separate accounts—what actually works? Why bud...
2025-02-1532 minSeedTime with Bob and Linda LotichWe Paid Off Our House at 31 (5 Unconventional Money Moves That Made It Happen)How did we crush a 30-year mortgage in just 3 years? We're breaking down the five unconventional money moves that made this dream a reality—and they might work for you, too. 🔎In this episode, we cover: The radical mindset shifts that changed everything. Why you should never let the bank dictate how much house you can afford. The power of prayer and giving (and how they impacted our finances). Tools and strategies we used to track every dollar (and why most budgets fail). How discovering and mo...
2025-02-0833 minSeedTime with Bob and Linda LotichWhy Heaven Uses Gold As Pavement & What It Means For Your Money TodayIn this episode, we're diving deep into an astonishing truth about Heaven's streets of gold and what it teaches us about abundance, provision, and God's priorities. Spoiler: Heaven's economy makes Earth's GDP look like pocket change. But more importantly, it reshapes how we view money, trust, and the infinite resources of God. 🔎Here's what you'll learn: The mind-blowing value of Heaven's streets (hint: 67 quintillion dollars worth of gold). Why God uses gold as pavement and what it tells us about His priorities. A.W. Tozer's insight on the most imp...
2025-02-0110 minSeedTime with Bob and Linda LotichHow to start a $10K/month coaching business in 2025If you've ever thought, 'I've been through something life-changing—I need to share this,' then stop scrolling. This episode is for you. We're diving into an exclusive workshop with Bryan Harris, one of the sharpest entrepreneurs I've ever met, who has built a blueprint for turning your personal transformation into a $10,000/month coaching business. This isn't fluff. It's a proven process built on real-world experience and a decade of helping others succeed. Get ready for mindset shifts, strategies that actually work, and a step-by-step guide to turning your vision into reality.
2025-01-181h 02SeedTime with Bob and Linda LotichWhy Your Business Bank Account Is Holding You Back (and how to fix it with Relay)I get asked all the time by listeners like you "Hey Bob, what business bank account do you use?" Well, in today's episode, we're diving into the banking solution that was a life-saver for me and that I believe every business owner should know about: Relay Bank. If you've been struggling with fees, bad customer service, or outdated systems at your current bank, this episode is for you. Here's What We Cover: My frustrating 17-year journey with business banking (and how I finally found the solution). What makes Relay different...
2025-01-1127 min
SeedTime with Bob and Linda Lotich(💸35/40) The Hidden Money Hack: How to Afford Your Dreams By Spending Less on Things You Don't Actually Care AboutEver feel like your dreams are slipping away because you "can't afford them"? We're about to flip everything you think you know about affording what you love. In this episode, we reveal the counter-intuitive truth about funding your passion projects and bucket list goals - without earning a single dollar more than you do right now. You'll discover how a wannabe pilot unlocked his childhood dream through one simple spending shift, and how you can use the same principle to transform your financial reality. Here's what you'll learn: The "Priority Stack"...
2024-11-3018 min
SeedTime with Bob and Linda Lotich(💸34/40) Stop Climbing Trees If You Were Born to Swim: A Revolutionary Approach to Discovering Your True CallingWhat if everything you've been taught about success is actually holding you back from what you were created to do? In this game-changing episode, we dive deep into why Einstein believed we've been measuring human potential all wrong—and how this massive misconception might be the very thing keeping you from discovering your true calling. Here's what you'll learn: Why traditional markers of success (SAT scores, job titles, net worth) are often misleading indicators of your true potential The profound truth about why some people make everything look effortless (while others st...
2024-11-2328 min
SeedTime with Bob and Linda Lotich(💸33/40)The 50/50 Rule: How To Turn Every Raise Into Both Wealth and Impact Without Feeling the PinchThe most dangerous financial trap isn't overspending. It's comfortable compromise. After years of telling ourselves "I'll give more when I get my next raise," we discovered a profound truth: Without a system, good intentions evaporate into lifestyle inflation. But through this simple rule, we found a way to increase both our giving AND our financial freedom—without feeling the sacrifice. In this episode, we share: The "50-50 Rule" that transformed our approach to raises and windfalls Why financial "peace" might actually be sabotaging your spiritual growth The fascinating story of...
2024-11-1625 min
SeedTime with Bob and Linda Lotich(💸31/40) The 2-Word Money Secret Wealthy People Know (That Took Me 20 Years to Learn)20 years ago, I read a single book that transformed how I think about money forever. Inside was a 2-word phrase that has driven nearly every financial decision I've made since. Here's the truth: Most people make financial decisions based on immediate gratification. They buy new cars, upgrade their gadgets, and focus on short-term pleasure while neglecting long-term wealth building. But the wealthy think differently. 🔎In this episode, we reveal: The powerful mindset shift that changed everything for us Why my millionaire mentor drove a 10-year-old car (while I had a brand new...
2024-11-0226 min
Faith & FinanceSimple Money, Rich Life with Bob LotichEnglish statesman Francis Bacon once wrote, “Money is a great servant but a bad master.”If we don’t learn to manage money wisely to take control of it, it will soon master us. It’s one way or the other. Today, Bob Lotich tells us how to be the master and not the servant when it comes to money—and he makes it pretty clear, as well.Bob Lotich is a high-performance financial coach and Certified Educator in Personal Finance (CEPF®) and has been named a top-20 influencer in personal finance. His wife Linda and his awa...
2024-10-0824 min
SeedTime with Bob and Linda Lotich(💸20/40)The 100X Giving Secret & Why Giving Away Money is Harder Than Making ItEver wondered if your donations are actually making a difference? We've got news for you: Your next charitable gift could be 100 times more effective than your last. No, that's not a typo. 100 times. In this episode, we're peeling back the curtain on the world of effective giving. We're challenging common assumptions, diving into cutting-edge research, and handing you the keys to becoming a giving superhero. Here's what you're going to discover: The shocking truth about charity effectiveness (and why some of your donations might be going to...
2024-08-1740 min
SeedTime with Bob and Linda Lotich(💸19/40) The Counterintuitive Math Behind Early Retirement That Schools Don't TeachToday, we're diving deep into the counterintuitive math behind early retirement - the kind of stuff they don't teach you in school. You'll discover: Why your paycheck size matters less than you think (Sorry, LeBron!) The shocking truth about how a 1% change in your habits could dramatically accelerate your financial goals A biblical money hack that's been hiding in plain sight for thousands of years But here's the kicker: This isn't just theory. We break down real-world examples and show you exactly how to calculate your own number. By...
2024-08-1027 min
SeedTime with Bob and Linda Lotich(💸11/40) How I Made $2,145 in 30 Days Selling My Clutter (and How You Can Too)Have you ever felt overwhelmed by the clutter in your home? What if I told you that you could not only declutter your space but also make a significant amount of money in the process? In this episode, I share my personal story of how my wife, Linda, and I made over $2,000 in just 30 days by selling items we no longer needed or wanted. You'll learn the strategies we used and the surprising results we achieved. 🔍Discover: Why minimalism isn't about living with nothing, but about intentionally promoting the things you val...
2024-06-1524 min
SeedTime with Bob and Linda Lotich(💸07/40) 10 financial prayer points you should be praying about (& the power of prayer in your finances) 🎉 FREE Download 🎉What if the key to unlocking true financial freedom isn't found in getting a raise, the latest financial hacks, or paying off all your debt? What if, instead, the answer was simply learning how to pray over your financial life? Today, we are unpacking 10 areas of your finances (or prayer points) that should be on your prayer list. 🔍 Key Highlights: The importance of praying for your finances and why it's often neglected. Insights into our personal story of job loss and financial recovery through faith. How to pray effectively for your financ...
2024-05-1845 min
SeedTime with Bob and Linda Lotich(💸04/40) The 10-Minute Money Hack (& free app) That Helped Us Reach Our 7-Figure Giving GoalThis free app is going to be a game-changer for a lot of you listening. Some of you are nerdy and already do this, but a lot of you don't. And if you don't this might just be the easiest way to save hundreds this next month - so don't miss this one! 🔍 Key Highlights: How this little known app Can Put Hundreds Back in Your Bank Account Every Month How One Couple Discovered They Were Spending 4X More on Eating Out Than They Thought How to spend less wit...
2024-04-2714 minSeedTime with Bob and Linda LotichAsking Millionaires: the 9 best pieces of money advice we ever receivedHey there, SeedTime family! It's Bob & Linda here, and we've just wrapped up a fantastic conversation on our latest episode, where we dive into some golden nuggets of wisdom shared by millionaires about managing money, life, and everything in between. 🌱💰 In this episode, we're peeling back the curtain on "Nine (Plus One) Best Pieces of Money Advice Ever Received by Millionaires"—and trust us, you won't want to miss our bonus insight! It's an episode packed with laughs, insights, and some surprising revelations. 🔍 Key Highlights: The Illusion of the Self-Made Millionaire: Discover wh...
2024-04-0123 min
SeedTime with Bob and Linda Lotich(💸0/40) Big announcement!Hey, it's Bob! I've got some incredible news to share with you. We're kicking off a 40-week series titled "Our 40-week checklist to giving $1 million". Join us as we unveil our strategic checklist over the rest of 2024, packed with actions to propel you forward. Let's do this together! Each week, we'll unpack a specific action step that we took (and that you should too) that helped us reach that goal of giving away $1 million. Let's walk the journey of faith together, anticipating God's miracles in our finances. Your part matters, and with each episode, we embark on a natural-meets-supernatural adventure. Get...
2024-03-3003 minSeedTime with Bob and Linda LotichThe Biblical secret to financial miracles that most Christians missIf you're seeking a breakthrough in your finances and wondering what you might be overlooking, this episode is tailored just for you. We've uncovered a pattern, a biblical approach, that seems to unlock God's provision in ways that defy human logic. Why You Should Listen: Discover the often-overlooked biblical pattern behind financial miracles and how you can apply it to your own life. Learn about the delicate balance between taking action and trusting God for the outcome, with practical examples from the Bible and real-life scenarios. Understand why God's timing and...
2024-03-2728 min
Throwing MountainsGiving God Control of Your Finances with Bob LotichSend us a textWhat role does God play in your personal and family finances?When he lost his job during the financial crisis of 2008, Bob Lotich heard God calling him to do something crazy: make his blog his full-time job. There was just one problem: the blog was bringing in less than $100 a month. But Bob trusted God, and within nine months he was earning more than he had working for a big financial firm. In our interview, Bob shares what God has taught him through that experience and other experiences with g...
2024-03-0649 minSeedTime with Bob and Linda Lotich[Pt 1] Why we decided to adopt & our biggest mistake (and the 10 most common questions we get)Adoption. While it might not seem like a typical 'money' topic, trust us, it's significantly impacted our lives, both personally and financially. 💡Episode Highlights Our Adoption Story: We share our journey of adopting two of our children, including the emotional and spiritual revelations experienced along the way. God's Hand in Adoption: We discuss how adoption reflects God's love and our adoption into His kingdom, emphasizing the spiritual aspect of this journey. Challenges and Realizations: From emotional struggles to practical hurdles, we delve into the complexities of the adoption process. Debu...
2024-02-2832 minSeedTime with Bob and Linda LotichThis is why SeedTime exists (and our 40 year goal)Today we're excited to dive into the heart of why SeedTime exists and share our 40-year vision with you. 🔍 Key Topics & Questions Covered Clarifying the SeedTime Mission: Understanding the 'why' behind our brand and its evolving journey. Personal Reflections: How Bob and Linda's 18-year journey has shaped SeedTime's vision. The SeedTime Credo: A powerful statement reflecting our goal of inviting God into our finances. The Impact of Christian Generosity: Discussing the potential cultural and societal changes when Christians become the most generous faith group. Redefining Cul...
2024-02-2124 minSeedTime with Bob and Linda LotichShe Was Paid Over $20K in Error—What She Did Next Blew us away1. Today's story is a true testament to faith, trust, and the unexpected ways God works in our finances. 2. Pardon the 'iPhone in a bathroom' sound of the mic today LOL - we had an issue and should have it fixed going forward! A little of what we are talking about... A Surprising Email: Discover the story of a SeedTime listener who faced an unexpected financial dilemma—being overpaid by $20,000! A Test of Faith: Hear how this situation turned into a powerful test of faith and trust in God's provision. Deep Ins...
2024-02-1415 minSeedTime with Bob and Linda Lotich3 things your teen needs to know about moneyIn this episode, I'm thrilled to have my friend and teen money expert, Derek Kinney, join me for a deep dive into teaching teens about money management. Whether you're a parent to teens or just starting to educate your younger kids about finances, this episode is packed with insights, strategies, and real-life examples to guide you through this critical journey. 📢Here's what you'll discover: Earnings vs. Allowance: Derek shares his philosophy on this crucial aspect, emphasizing the need for teens to understand the value of earning and contributing to the family....
2024-02-1034 minSeedTime with Bob and Linda Lotich[DEVO] Critically important keys to succeeding as a ChristianToday, we're diving deep into the Parable of the Talents and how it holds the keys to succeeding as a Christian—yes, even in your finances. So pull up a chair, grab your Bible, and let's get started. Are you struggling with managing not just your money but your time, relationships, and other God-given resources? Do you feel like you're holding back from multiplying your God-given talents out of fear? Want to discover how divine mandates can shift your perspective and align your life more closely with God's purposes? He...
2023-11-1819 min
Rich by IntentionHow to Build a Simple and Rich Life with Bob Lotich [Rewind][Rewind Episode] Bob Lotich, CEPF® found himself at his breaking point in his early 20’s overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money he reached a level of financial freedom he never dreamed possible: having a paid off house by age 31 and even reaching a personal goal of giving $1 million by age 40.For the last 15 years he’s shared his best lessons with over 52 million readers and listeners on his award-winning blog, SeedTime.com and S...
2023-09-2036 minSeedTime with Bob and Linda LotichOur 14 point checklist we used to give $1 million (Part 2)Today, we dive into the 2nd part of looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals. So, see you on the inside! Want our 14-point checklist? DM @seedtime (https://instagram.com/seedtime), or send an email to bob@seedtime.com and request your free PDF copy!
2023-08-2720 minSeedTime with Bob and Linda LotichOur 14 point checklist we used to give $1 million (Part 1)Today we are looking at our 14-Point Checklist to Give Away a Million Dollars. We delve into our personal journey of giving away a million dollars and break down a 14-point checklist that guided us. This isn't just about our experience; it's about providing you with ideas and inspiration to reach your own financial and giving goals. So, see you on the inside! Want our 14-point checklist? DM @seedtime (https://instagram.com/seedtime), or send an email to bob@seedtime.com and request your free PDF copy! Links: ...
2023-08-2424 minSeedTime with Bob and Linda Lotich10 things only our closest friends know about us...We recently took a road trip and recorded this episode from our phone at a rest-stop. But, if you want to know get to know us a bit better, this episode will give you a peek into who Bob & Linda are! Enjoy! Watch this episode on our SeedTime Money Podcast YouTube channel(https://youtube.com/live/bh3Qnv5LO1c)! If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the...
2023-08-2112 minSeedTime with Bob and Linda LotichThe money secret I have been hiding from BobThis ought to be a fun one in which other married couples can relate to. Have you ever felt out of sync when it comes to your finances and budgeting? But what if there's a crack in the budget? We invite you to our conversation where Linda shares this "money secret" that she's been hiding from Bob. Let us know if you can relate… 🔑 Key Topics Covered: We've tested out several budgeting methods Previous budgeting methods just didn't work for us and it would lead to confusion and oversp...
2023-05-2413 min
SeedTime with Bob and Linda LotichIf I only knew this 16 years ago...In this episode, I share my personal journey of breaking free from a soul-crushing corporate job 16 years ago to fully stepping into a realm of blessing I could have never imagined. In this episode you'll: Hear about the pivotal moment that inspired me to break free from the corporate world and pursue my God-given dreams Learn how trusting God's guidance led me to a radical life transformation and lasting freedom Find inspiration in the power of "20 seconds of insane courage" that changed the trajectory of my life H...
2023-05-2232 minSeedTime with Bob and Linda LotichA peek into my lifelong investing planAs I was updating our 10X Investing Course, I came across a lesson that I wanted to share with you! It's my life-long investing plan. This lesson is broken up into four key stages and I'll take you through each one of them. If you want to learn more, we are currently running a special on our 10X Investing Course that you can sign up for in the links below. Links: Get 20% off our 10X Investing Course until Feb 16th, 2023 using code WINTER23 - https://seedtime.com/10X Send me a DM o...
2023-02-0608 minSeedTime with Bob and Linda LotichA few things we are excited about...Hey friends, today we are just chatting about some fun and exciting things happening and if you are part of this little SeedTime community, you have likely been part of them - so thank you! Oh and there might just be a mention of a $2k giveaway coming soon?!?! If you want more information about using our True Financial Freedom class (https://seedtime.com/tff) in your church, shoot me an email bob@seedtime.com and I can get you all the details! Watch this episode on our SeedTime Money Podcast YouTube channel(ht...
2023-02-0112 minSeedTime with Bob and Linda LotichMedishare: I just saved $780 in 5 mins with this little known deal for membersCalling all Medi-Share users! There's a secret I want to share with you. They offer a little known program that is saving us $780 that most members miss out on. Oh and it only took my 5 minutes to get it. This is pulled from a YouTube video where I explained how you can take advantage of this… If you want to see the screen check it out here: https://www.youtube.com/watch?v=TLddbBs4J_s Links Mentioned: Blood pressure monitor: https://amzn.to/3PJP7AR Curious about joining Medishare? See what it w...
2023-01-0706 minSeedTime with Bob and Linda LotichOur favorite Biblical hack to make giving easier and funToday we are talking about the one simple life hack that we extracted from the Bible regarding giving. Being completely honest with you I (Bob) used to hate giving and never did it cheerfully, but this simple hack has helped me fall in love with giving. It's been a game-changer for us and we know it will be for you too! Links Mentioned: Simple Money, Rich Life - https://seedtime.com/smrl These are a few of the topics we cover: How to decide the amount yo...
2022-12-1021 min
Afford AnythingHow I Give Away 41% of My Income, with Bob Lotich#415: The average American donates 2.1 percent of their income to charity, according to data from the Giving Institute.But an ordinary couple living in Nashville, Bob and Linda Lotich, refuse to be average.When they were both 31, they decided to “give their age” – they pledged to donate 31 percent of their income to worthwhile causes.They’ve increased their charitable giving every year since, to match their age. The couple is now 41 years old, and they give away 41 percent of their income.When they began this project, the Lotich’s were earning a combined h...
2022-11-3044 minSeedTime with Bob and Linda LotichFundrise Update: This just made me want to invest MORE with themI just logged into my Fundrise account to see how much I was down now that we are unarguably in a recession, and I was blown away to see that even in the recession the Fundrise returns are WAY better than the S&P 500 this year. And then when you look at the Fundrise vs Reit returns you see the same thing - Fundrise is just crushing it right now. Links Mentioned Get started with Fundrise with as little as $10: https://seedtime.com/2/fundrise.php Get entered into our $1,000 giveaway: https://seedtime.com...
2022-11-2608 min
Bringing Her HopeBringing Her Hope Podcast: S9 E8 Financial Freedom with Eternal Impact with Linda and Bob LotichMy guests this week are Linda and Bob Lotich. Bob found himself at his breaking point in his early 20s, overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simple Biblically inspired formula, he reached a level of financial freedom he and Linda never dreamed possible. Now, Bob and Linda teach others principles, mindsets, and specific strategies needed to experience true financial freedom to impact the world around them.
Connect with Linda and Bob Lotich:
https://seedtime.com/
https://www...
2022-11-0740 min
You're Gonna Make It With Daniel Fusco'The Bible Talks a Lot About Money': Bob Lotich's 'Deeply Biblical' Approach to All Things FinancialHow do we manage money and giving? While money can be a powerful tool for advancing the Kingdom, the truth is: many people struggle with balancing, understanding, and properly using it.Author, blogger, and podcaster Bob Lotich takes a "deeply biblical" approach to helping Christians understand finances. He's the author of "Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact," and he joins Daniel Fusco this week to reveal how a financial breaking point in his own life led him on a biblical path to helping others. "God I n...
2022-10-2845 minSeedTime with Bob and Linda LotichI bought a pair of Burberry sunglasses - and this is whyI (Bob) never imagined I would own anything from Burberry, but thanks to Linda I now own a pair - and this is why. Links Mentioned: Find us on Instagram: @seedtime - https://instagram.com/seedtime Our Book: Simple Money, Rich Life - https://seedtime.com/smrl/ Feedom Company - https://freedomcompany.co/ These are a few of the topics we cover: Minimalism and your closet Value vs. cost Attractiveness of items on sale Find out more at: https://seedtime.com/ If you haven't checked out our bes...
2022-09-2822 min
HealingLives with Corey GilbertEpisode 279 - A Conversation with Bob Lotich of Seedtime on Money, Marriage, & Kiddos 0822Episode 279 - A Conversation with Bob Lotich of Seedtime on Money, Marriage, & Kiddos 082
Youtube video link: https://youtu.be/dBqUMP8avhg
ABOUT:
Bob Lotich is a financial coach married to a butterfly-chasing spender so he gets it. His new book Simple Money, Rich Life is the operating manual he and his wife Linda (a middle-class couple) followed to pay off over $400k of debt and reach a personal goal of giving $1 million by age 40. He currently lives in Franklin, TN with Linda and their three children.
https://seedt...
2022-08-221h 07
The God and Gigs ShowGenerosity = Growth: How to Radically Expand Your Impact as a Creative with Bob Lotich, Financial CoachHow old are you? Say it out loud...remember that number... and now imagine giving that percentage of your income away.You might think that is crazy, yet that's exactly what Bob Lotich did when he felt a divine challenge from God...and now he and his wife are sharing the power of giving and financial wisdom with thousands of families around the world. In this episode, Bob shares the powerful testimony of getting control of his finances, tapping into the power of generosity and giving, and how he continues to give a percentage matching hi...
2022-07-2250 min
DadAwesomeSimple Money, Rich Life: Achieve Financial Freedom and Eternal Impact (Bob Lotich)Key Takeaways Acts of obedience can result in miracles, adventures, and boldness they've experienced as a family. Transparent money management can be the best instruction for kids. What children learn from their parents is more "caught than taught." The importance of being transparent with your children about finances far exceeds putting up a wall and believing it isn't beneficial. It's beneficial for both spouses to be involved in finances. dadAWESOME We're on a mission to add LIFE to the dad life. We're passionate about helping dads live fully alive as they lead their kids to...
2022-07-0735 minSeedTime with Bob and Linda LotichBehind the scenes of the book creation (AMA with Bob & Linda)Today we have a little bit of a special for you. One of the bonuses that we offered to anyone who pre-ordered our book: "Simple Money, Rich Life" was able to attend an exclusive AMA with Linda and I. Where we went behind the scenes with: the book creation process, some of the challenges and obstacles we overcame, how we landed on the title and how all these pieces came together. And a lot of what we learned in the process. It's super long, like an hour and 40 minutes long. So if you're on a road trip and you...
2022-07-061h 41
The Entrepreneur’s KitchenThe Right Way to Build Wealth: Faith-First Financial Wisdom with Bob LotichSend us a textWhat if you could grow your wealth without feeling trapped by money? In this episode, financial coach and author Bob Lotich shares how to build financial freedom with a faith-based approach—so you can steward your money wisely without it controlling you.What’s Covered in This Episode:The mindset shift needed to create financial peace.Why traditional budgeting might not be the answer.How to align your financial goals with your values.The key to earning more without becoming consumed by money.Bob teaches principles, mindsets, and s...
2022-06-2729 min
Good Money with Derrick KinneyBob Lotich—The Simple Way to Automate Your Money SuccessIt's easy to believe that money is just this overcomplicated subject—and if you don't understand it now, you probably never will. My guest today, Bob Lotich, could not disagree more. In fact, Bob says you don't have to be a financial advisor to win with money. You just need a simple system to automate your way to financial success. Bob is the founder of Seedtime, a community that views money as a way to change lives and have an eternal impact, not a symbol of status or security. Bob was able to pay off his house by a...
2022-06-1331 min
Rich by IntentionEp. 45: How to Build a Simple and Rich Life with Bob LotichBob Lotich, CEPF® found himself at his breaking point in his early 20’s overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name. After crying out to God for wisdom and discovering a simpler (and far more effective) approach to money he reached a level of financial freedom he never dreamed possible: having a paid off house by age 31 and even reaching a personal goal of giving $1 million by age 40.For the last 15 years he’s shared his best lessons with over 52 million readers and listeners on his award-winning blog, SeedTime.com and SeedTime Money...
2022-05-3136 minSeedTime with Bob and Linda Lotich5 things to remember when your 401k/investments are dropping like a rockThe stock market has been dropping and a lot of people are freaking out. In this episode Bob & Linda are chatting about 5 important things to do when this happens. Find out more at https://SeedTime.com If you haven't checked out our best-selling book Simple Money, Rich Life (https://seedtime.com/smrl/), we think you'll love it. It was named the 2022 Book of the Year by ICFH and has over 600 5-star reviews on Amazon, and is best described as "a money book for people who don't read money books." You...
2022-05-2323 min
Real Estate Investing Mastery PodcastHow To Live A Rich Life with Simple Money - Bob Lotich » Episode 1135Bob Lotich is a friend I’ve known for years. His book, “Simple Money, Rich Life” doesn’t have much to do with real estate, but it sure does talk about money. You could be making a ton of money in your real estate business but if you’re not living a rich life, you’re going to be miserable. Bob has a whole section in his book dedicated to a principle he calls the logic method of giving. He’s increased his giving so much over the years and it’s always come back to him in ways he never imagine...
2022-05-2338 min
SeedTime with Bob and Linda LotichThoughts on starting a business with Graham CochraneToday Bob is chatting with business coach Graham Cochrane, author of "How To Get Paid for What You Know" and founder of the Recording Revolution. Links Mentioned: Graham's Passive Income Workshop - https://www.grahamcochrane.com/gift (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover: How literally ANYONE can start a business with less than $50 Your business idea is right in front of you (4 questions to ask yo...
2022-05-1629 min
The Crown Stewardship PodcastEpisode 46: Earn, Manage, and Give with Joy with Bob LotichThis week on the Crown Podcast, we welcome Bob Lotich, founder of Seedtime.com. Bob joins us to discuss his newest book, Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact. Bob’s book helps readers to earn and manage their money so they can give it away with joy. Bob’s money philosophy extends way beyond wealth creation or debt elimination - generosity is one of his key financial goals (Bob gave away $1,000,000 before he was 40!). This uplifting episode will inspire you to trust God with your finances and encourage you to resp...
2022-04-2827 min
Indulge In This Soul-Stirring Full Audiobook And Feel The Difference.Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichPlease visithttps://thebookvoice.com/podcasts/1/audiobook/525657to listen full audiobooks.
Title: Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact
Author: Bob Lotich
Narrator: Linda Lotich, Bob Lotich
Format: Unabridged Audiobook
Length: 5 hours 36 minutes
Release date: April 26, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Accounting & Finance
Publisher's Summary:
A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money. Broken down and stranded 1,000 miles from home with only $7 left in hi...
2022-04-265h 36Begin The Breakthrough Full Audiobook Now, Thriller Fans!Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichPlease visithttps://thebookvoice.com/podcasts/1/audiobook/525657to listen full audiobooks.
Title: Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact
Author: Bob Lotich
Narrator: Linda Lotich, Bob Lotich
Format: Unabridged Audiobook
Length: 5 hours 36 minutes
Release date: April 26, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Christianity
Publisher's Summary:
A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money. Broken down and stranded 1,000 miles from home with only $7 left in his ba...
2022-04-265h 36Download Top Full Audiobooks in Business & Economics, Accounting & FinanceSimple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact by Bob LotichPlease visithttps://thebookvoice.com/podcasts/1/audiobook/525657to listen full audiobooks.
Title: Simple Money, Rich Life: Achieve True Financial Freedom and Design a Life of Eternal Impact
Author: Bob Lotich
Narrator: Linda Lotich, Bob Lotich
Format: Unabridged Audiobook
Length: 5 hours 36 minutes
Release date: April 26, 2022
Ratings: Ratings of Book: 5 of Total 3
Ratings of Narrator: 5 of Total 2
Genres: Accounting & Finance
Publisher's Summary:
A hope-filled money guide to increase savings, earnings, and giving and actually enjoy it all while designing a life of freedom and eternal impact, from the founder of SeedTime Money. Broken down and stranded 1,000 miles from home with only $7 left in hi...
2022-04-265h 36
SeedTime with Bob and Linda Lotich4 steps we are taking with the record-breaking inflation right nowAccording to the latest CPI figures inflation rates are at the highest they have been since 1982 at 8.5%. In this episode Bob and Linda look at some everyday items that have increased in price by 10-40% just in the last year. And then, most importantly, we talk about 4 things we are doing to fight back against the current inflation we are all dealing with. Links Mentioned: Inflation rates article - https://www.cnbc.com/2022/03/10/cpi-inflation-february-2022-.html Seedtime's email list (sign up) - https://seedtime.com/subscribe Gas savings app: Get Upside - https://app.get...
2022-04-2219 min
The James Quandahl ShowMake More, Save More, and Give More than Ever Before with Bob LotichIn today’s episode with Bob Lotich we discuss how to make more, save more, and give more money than you can ever imagine.In his early 20’s Bob found himself at his breaking point… Overwhelmed by debt and stranded 1,000 miles from home with only $7 to his name.
Fast forward to today, Bob’s reached a level of financial freedom he never dreamed possible: owning a paid off house by age 31 and even reaching his family’s personal goal of giving one million dollars by age 40.Listen to learn how to start giving money to oth...
2022-04-121h 12
SeedTime with Bob and Linda LotichYou're Budgeting WRONG If You Do Any Of These 5 ThingsFor most people, budgeting is a scary word. Are you scared by budgeting? If you feel that way, you might be doing one of these five things wrong (or maybe all of them), when it comes to budgeting. When you're doing any one of these things, it's just going to make budgeting really difficult and not a lot of fun for you. We're going to talk about what these things are and hopefully how to fix it so that you can actually enjoy budgeting and get a ton of benefit from it. Links Mentioned: F...
2020-09-2107 min
SeedTime with Bob and Linda LotichDo you spend like a millennial?Do You Spend Like A Millennial? Linda and I are Millennials and we're going to find out if we spend money like a Millennial. Or, if we spend like a Boomer! We'll look at our spending habits and see if they line up with study findings on how millennials spend their money, join us! Links Mentioned: How We Travel For Free - https://youtu.be/ZoC2Njxk184 Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our po...
2020-09-1405 min
SeedTime with Bob and Linda LotichPassive income: 4 Things NO ONE Ever Tells YouLet's break the myths of passive income! I've earned passive income for years now and want to share with you some secrets I've learned along the way. So let's get started, here's Passive Income: 4 Things NO ONE Ever Tells You! Links Mentioned: 7 Ways To Make Passive Income (My Results With Each) - https://youtu.be/6X2TG87eugM Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) ...
2020-09-0707 min
SeedTime with Bob and Linda LotichShould you tithe while paying off debt?If you are in debt and struggle with tithing, this podcast is for you! I've been in debt before, and there are so many who struggle with this very same topic. Join me as I discuss whether you should tithe while paying off debt! Links Mentioned: Master Your Money By Ron Blue - https://amazon.com/Master-Your-Money-Step-Step/dp/0802414516 Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) Th...
2020-08-3103 min
The Crown Stewardship PodcastEpisode 12: Bob Lotich - The Power of Small Financial StepsThis week on the Crown Podcast, we welcome Bob Lotich, founder of Seedtime.com. Crown CEO Chuck Bentley and Bob Lotich discuss Bob’s financial journey: starting his marriage buried in $46K of credit card debt, to trusting God with everything, and now living generously and encouraging others to do the same. Bob shares how 2 Corinthians 9:8 encompasses his approach to his relationship with money. “And God is able to bless you abundantly, so that in all things at all times, having all that you need, you will abound in every good work.”
2020-08-2649 min
SeedTime with Bob and Linda LotichYou're Burning Your Hard-Earned Money If You Do These 8 ThingsAre you burning your hard-earned money? Join Linda and I as we find out if we are wasting money making poor financial decisions, or if we're spending money wisely. In this podcast you will learn 8 things that people do that wastes their hard-earned money! Links Mentioned: You're Burning Your Hard-Earned Money If You Do These 8 Things Article - https://www.lifehack.org/597870/youre-burning-your-hard-earned-money-if-you-do-these-8-things-often How I Made $2,147 Last Month By Decluttering - https://seedtime.com/how-i-made-2k-decluttering Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate lin...
2020-08-2406 min
Redefining Wealth with Patrice WashingtonBob Lotich: The Joy in GenerosityAre you stingy when it comes to your money, or do you give it away generously? For most people, when it comes to tithing, they’re more on the stingy side of things.
At least that’s where today’s guest, Bob Lotich was back in the day. Fortunately, though, with the help of his wife, Bob moved from stingy to generous giver, and by age 31, was giving 31% of his income away.
I know what you’re thinking – 31%?! Yes, 31%.
Today, Bob’s a Certified Educator in Personal Finance and writes a personal finance blog on the intersection of money and the Bible...
2020-08-2046 min
SeedTime with Bob and Linda LotichHow to stick to a budget (10 budgeting tips & tricks)If you're new to budgeting, or if you need a little help with your budget, Linda and I are excited to share with you 10 Incredibly Useful Hacks To Stick With Your Budget. Plus we'll let you know how to get Our FREE Budgeting Worksheet, which is a great way to start your budget today! Links Mentioned: Free Budgeting Worksheet - https://seedtime.com/free-sheet The Real Money Method Course - https://seedtime.com/realmoney Our Money Mastery Quiz - https://seedtime.com/quiz (Please note: links mentioned may be affiliate links w...
2020-08-1710 min
SeedTime with Bob and Linda Lotich5 Used Car Buying Tips (my exact strategy I use to save thousands)If you're in the market for a used car you need these 5 used car buying tips. I'll show you how to buy a car with my car buying tips, my exact strategy, that has saved me over $10k. So, if you're looking how to save money buying a car, you've come to the right place! Links Mentioned: One Month of Consumer Reports Online Service - https://www.consumerreports.org/cars Edmunds Total Cost To Own (TCTO) - https://www.edmunds.com CarFax Report - https://www.carfax.com AutoCheck Report - https://www.autocheck...
2020-08-1013 min
SeedTime with Bob and Linda Lotich7 struggles only people married to SPENDERS will understandSpenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SAVERS (who live with SPENDERS) have to put up with! Are you married to a spender? If you are, I'm sure you'll agree with some of these struggles! Links Mentioned: 7 Struggles Only People Married To SAVERS Will Understand - https://youtu.be/ucTqProH6Z0 Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for yo...
2020-08-0304 min
SeedTime with Bob and Linda Lotich7 struggles only people married to SAVERS will understandSpenders vs savers. Nerds vs free spirits. In this video, Linda and I look at 7 of the struggles that we SPENDERS (who live with SAVERS) have to put up with! Are you married to a saver? If you are, I'm sure you'll agree with some of these struggles! Links Mentioned: 7 Struggles Only People Married To SPENDERS Will Understand - https://youtu.be/bccNtiHsrgI Our Money Mastery Quiz - https://seedtime.com/ppp-credit-score (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) ...
2020-07-2706 min
SeedTime with Bob and Linda LotichWealth Secret #5 (of 5)Join us as we finish up our book study of Craig Hill's: "The 5 Wealth Secrets 96% Of Us Don't Know." In this podcast Linda and I discuss Wealth Secret #5 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 6: Leave An Inheritance For Two Generations). Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 How We Paid Off Our House In 3 Years - https://youtu.be/Iwc1mFfAUno Are Jews Wealthier Than Christians? - https://youtu.be...
2020-07-2027 min
SeedTime with Bob and Linda LotichWealth Secret #4 (of 5)Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode, Linda and I discuss Wealth Secret #4 (of 5) that you need to know about! (If you're following along in the book study, we're discussing chapter 4: Anticipate Economic Cycles). Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 (Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These ar...
2020-07-1329 min
SeedTime with Bob and Linda LotichWealth Secret #3 (of 5)Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode Linda and I discuss Wealth Secret #3 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 3.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 (Please note: links mentioned may be affiliate links which help us support our podcast and we...
2020-07-0634 min
Inspired MoneyHow to Blog Full-Time and Take a Whole Year Off with Bob LotichEpisode 148: Full-time blogger, Bob Lotich talks about how he eclipsed his corporate income after blogging for just 9 months and the benefits of taking a sabbatical. Guest Biography Bob Lotich is the founder of the award-winning blog SeedTime.com and podcast SeedTime Money. He nerds out on experimenting with his money with small things like budgeting hacks, money-saving apps, and big things like radical giving, year-long sabbaticals, and other timeless financial instruction from the Bible. Bob is a Certified Educator in Personal Finance (CEPF®) and started SeedTime (formerly ChristianPF) in 2007 with a passion to h...
2020-06-3057 min
SeedTime with Bob and Linda LotichWealth Secret #2 (of 5)Join us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this podcast Linda and I discuss Wealth Secret #2 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 2.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194 Our Real Money Method Budgeting Course - https://seedtime.thinkific.com/courses/real-money-budgeting Sign up For Our Free We...
2020-06-2936 min
SeedTime with Bob and Linda LotichWealth Secret #1 (of 5) that the 96% don't knowJoin us in our book study of Craig Hill's : "The 5 Wealth Secrets 96% Of Us Don't Know." In this episode, Linda and I discuss Wealth Secret #1 (of 5), that you need to know about! (If you're following along in the book study, we're discussing chapter 1: Used Jars.) Links Mentioned: "The 5 Wealth Secrets 96% Of Us Don't Know" Book by Craig Hill - https://amzn.to/2BSuJf5 "Rich Dad Poor Dad" Book by Robert Kiyosaki - https://www.amazon.com/Rich-Dad-Poor-Teach-Middle/dp/1612680194/ (Please note: links mentioned may be affiliate links which help us su...
2020-06-2214 min
SeedTime with Bob and Linda LotichI quit social media for 1 year (8 lessons I learned)You learn a lot about yourself when you fast from social media for an entire year. As a Christian fasting social media had some big implications. It wasn't just a detox, but quitting social media for a year was a spiritual thing for me that had some amazing benefits. Join Linda and I as we discuss the 8 biggest lessons I learned from my experience. These are a few of the topics we cover: Taking A Sabbatical From Social Media Feeling More Present Having More Peace And Less Stress Gaining Time Find out...
2020-06-1514 min
SeedTime with Bob and Linda Lotich30 purchases that will start saving you money todayWe're always looking to save money where we can. What if I told you that spending money today can actually save you money in the long run? Join Linda and I as we tell you about 30 purchases that will start saving you money immediately! Links Mentioned: Source article: https://www.msn.com/en-us/money/personalfinance/30-purchases-that-will-start-saving-you-money-immediately/ss-BBYASK8?li=BBnb7Kz#image=1 Produce Keeper: https://amzn.to/3aHmLlC Smartphone Protector/Screen Protector: https://amzn.to/3aJLBRN Window Insulation Kit: https://amzn.to/3aMLS6C Electricity Usage Monitor: https://amzn.to/3dV2afG Oven Thermometer: https...
2020-06-0819 min
Faith and FinancesAn Interview with Bob Lotich Bob Lotich started SeedTime (formerly ChristianPF) in 2007 with a passion to help fellow believers learn how to manage their money wisely. His personal mission (and the SeedTime mission) is to make, save, grow, and give money to benefit others. In This Episode, We Look At: Bob's vision and success in paying off debt in order to fund God's kingdom. Bob has a "radical" plan to increase his giving to match his age, as a percentage. Not only has he done this (with God's help and, he's in his thirties) but he a...
2019-08-0240 min
Afford AnythingHow and Why I Took a Mini-Retirement, with Bob Lotich#164: As an entrepreneur, Bob Lotich loves growing and expanding. But after a particularly stressful year, he realized he had burned out. He woke up one Monday morning and, for the first time since he’d started self-employment, he realized he didn’t want to go to work. This was a new and uncomfortable feeling. He decided to take a mini-retirement. He had taken long breaks before. In the past, Bob had taken a full month off of work. This time, he wanted to a more ambitious break. He wanted to take a quarter off...
2018-12-031h 06
SeedTime with Bob and Linda Lotich5 ways to be more generousBob and Linda Lotich discuss generous giving and generous living - especially as it pertains to living a Biblical-focused Christian lifestyle. We get asked quite often about how to be generous or how to grow in generosity, and so here are our 5 best ways to be more generous. Links Mentioned: Get the FREE PDF - https://sdti.me/21-giving-verses
(Please note: links mentioned may be affiliate links which help us support our podcast and website. Thanks for your support!) These are a few of the topics we cover:...
2018-11-1233 min
SeedTime with Bob and Linda LotichShould you ever pray for money?Should Christians be praying for money? It is an idea that I am pondering and I don't think I am going to pray for money any more. Join me (Bob) and Linda as we chat about it and explore this idea. These are a few of the topics we cover: God provides in many ways, not just with money. We almost never want the money itself, we just want the stuff. We don't want to limit God in what He can do. God knows our needs and knows what is best for us...
2018-09-0420 min