Shows
Fine AnswersHow To Keep Your Money Safe In 2025 - Paul Snow & Jay Burke | # 143In this episode we sit down with Paul Snow, Principal Lawyer and Director at HG Legal and Conveyancing, for a deep but down to earth chat about the reality of estate planning, superannuation and the not so hidden "death tax" in Australia. Paul shares his personal journey from footy fields and boxing gyms to building a thriving legal practice and why creating community, mental resilience and financial security all tie together. We unpack: 💼 Why most Aussies don't actually "own" their super the way they think they do 🏡 How to make sur...
2025-10-271h 15
Fine AnswersTurn Your Home Loan Into Wealth – Ben Kemp & Jay Burke | #142Ever wondered if your home loan or investments could actually work for you? In this episode, we dive into smart financial strategies for building long-term wealth, including: How to use margin lending to potentially grow your investments The ins and outs of debt recycling and accelerating mortgage repayment Teaching financial discipline early for your kids Rethinking work, retirement, and creating a life that matters Whether you're planning for your family, exploring smarter investment options, or curious about growing your wealth, this conversation is packed with insights you won't want to...
2025-10-2039 min
Fine Answers🎙️ Young Minds Podcast | Buying Your First Home in Australia: What No One Tells You #4Buying your first home in Australia? Let's talk about the stuff no one really explains. From saving for a deposit to dealing with banks, LMI, guarantors, and pre-approvals — we unpack what it actually takes to buy your first place (and avoid getting stuck in massive debt 💸). We're joined by financial advisor Ben from Bourke Britton Financial Partners to chat about real-life money moves, the pros and cons of building vs buying, and why serviceability matters more than you think. No jargon. No lectures. Just an honest chat about what it's really like trying to bu...
2025-10-1340 min
Fine AnswersCuriosity, Systems & Smarter Business | Jo Hall & Greg Davis #140In Episode 140, we dive into what it really takes to build smarter businesses that last. From embedding accountability and strong systems, to using data and technology more effectively, this conversation is all about moving beyond the mechanics and into the heart of sustainable growth. Jo Hall and Greg Davis share their perspectives on why curiosity matters, how leaders can create clarity for their teams, and why treating every staff member (no matter where they are in the world) like a true part of the business is essential. 👉 If you're a business owner, advisor, or just curious about the dri...
2025-09-221h 17
Fine AnswersYoung Minds Podcast #02 | From Uni to Career: Building Confidence, Experience, and Smarter Money MovesChoosing your career path straight out of high school can feel overwhelming. Should you follow passion, chase income, or just take the first opportunity that comes your way? In this episode, Daniel & Bridie chat with Delta, a financial advisor at Burke Britton, about: ✅ Finding the right job fit for your personality ✅ Why internships & work experience matter ✅ How to grow in your career (without burning bridges) ✅ Understanding leave, KPIs & workplace culture ✅ Tax basics, HECS debt & super explained Whether you're at uni, starting your first job, or just figuring life out — this episode will help you make smarter money moves...
2025-09-1532 min
Fine AnswersYoung Minds Podcast #01 | What's Keeping You Broke?🎙️ Young Minds Podcast – Episode 1 | What's Keeping You Broke? Welcome to the very first episode of the Young Minds Podcast, where we talk money, mindset, and making smart choices for the future. In this pilot episode, hosts Bridee Parker and Daniel Herceg sit down with Jay Burke to ask the big questions young people want answered: 💸 What's really keeping us broke? 📊 How can we build healthy financial habits early? 🎯 What practical steps can we take now to set ourselves up for long-term success? Jay shares insights from decades in financial planning, breaking down simple, actionable advice that young Australians can put into prac...
2025-09-0141 min
Fine AnswersThe Hidden Key to Long-Term Success with Daniel Herceg #138In this episode, we sit down with Daniel Herceg to chat about his journey into finance and how he's found his place here at Burke Britton. From starting out fresh in the industry to becoming a trusted part of our team, Daniel shares what drew him to financial planning and why helping clients goes far beyond just numbers. You'll hear his perspective on what long-term success really means — not just in wealth, but in life. With a genuine passion for supporting people and making a difference, Daniel opens up about the lessons that shaped him and the values tha...
2025-08-2531 min
Fine AnswersIs starting over really worth it? - with Sarina McLean and Taylah Neil #137In this episode of the Burke Britton Podcast, we sit down with Taylah Neil and Sarina McLean to explore what it's like to take a leap into a completely new career path. Both Taylah and Sarinaa made bold moves, stepping away from their previous industries to pursue a future in financial planning. Just months into their journey with Burke Britton, they share openly about the challenges, the steep learning curves, and the rewarding parts of helping people navigate their finances with clarity and care. From adapting to structure and process, to discovering how transferable skills can open new doors, their...
2025-08-1835 min
Fine AnswersRedefining Wealth in Australia | Lucy Gaff's Vision #127In this episode of the Fine Answers Podcast, we sit down with Lucy Gaff, Distribution Manager at Netwealth — a powerhouse in Australia's financial services scene. 🚀 Lucy shares her journey from growing up on a cattle farm in Queensland to helping reshape how Australians view wealth today. We dive into her career path, her passion for financial education, and Netwealth's initiatives like Banqer and Flux Finance, empowering the next generation with real-world money skills. 🏫💸 We also chat about her volunteer work with the Financial Advice Association Australia (FAAA) and how she's building stronger communities within the finance industry. Plu...
2025-04-2840 min
Fine AnswersHow To Deliver High Quality Support For People With Disabilities W. Gateway Support Services #126In this episode of the Fine Answers podcast, we're joined by Rohan Braddy and James Rubeli from Gateways Support Services. Together, they dive into how their organisation is tackling challenges head-on by embracing new technology and staying committed to delivering high-quality support for people with disabilities. From strategic planning and financial management to keeping their mission front and center, Rohan and James share valuable insights into what it takes to create real, lasting impact in the community. If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp
2025-04-2335 min
Fine AnswersHow Will The US Economy Affect You? W. Jonathan Tolub #125In this episode, we tackle the challenges of navigating market volatility and the importance of maintaining a steady course amidst uncertainty. With the fluctuating landscape of the economy, it's easy to feel overwhelmed, but staying true to your financial strategy and long-term vision is crucial. Whether you're in the early stages of your investment journey or approaching retirement, understanding your financial standing and managing risks effectively ensures you're not swayed by short-term market noise. Join us as we discuss the significance of consistency, the rewards of patience, and the necessity of forward-thinking—planning not just for the next quarter, bu...
2025-04-1437 min
Fine AnswersHow Will Trump Affect Your Economy? #124In this episode, we dive into the value of staying focused during uncertain times. When markets shift, it's natural to feel unsettled, but the most important moves often come from sticking to a clear plan and making decisions based on long-term goals. Whether you're just starting out or nearing retirement, it's about understanding your position, managing risk, and not letting short-term noise derail your progress. We explore why consistency matters, how patience can pay off, and the importance of looking ahead — not just for the next few months, but for the years and de...
2025-04-0830 min
Fine AnswersThe Shift to Sustainable Investing w. Caroline Ramscar - #123The investment world is changing, and responsible investing is at the forefront! 🌍💰 More investors, companies, and fund managers are shifting their focus toward sustainability, ethics, and long-term impact—but what does that actually mean for the market? In this episode of The Fine Answers Podcast, Ben Kemp sits down with ESG investment specialist Caroline Ramscar from T. Rowe Price to dive into the latest trends, the fresh talent shaking things up, and what the future of responsible investing looks like. Whether you're an investor, finance enthusiast, or just curious about how money is shaping a better w...
2025-03-3142 min
Fine AnswersWhy Do You Need A Property Valuation? w. James Mcgrath and Simon Edwards #122In this episode, Ben and Jay interview James Mcgrath and Simon Edwards from WBP Group to discuss the role of property valuers. Property valuations can vary a lot depending who you go to so it's important to discuss what a property might be worth with experts in the local area. If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burkebrittonfp Youtube: https://www.youtube.com/@BurkeBrittonFP If you are seeking personal financial advice sp...
2025-03-0355 min
Fine AnswersThe Million Dollar Estate Mistake w. Tristan Burke #121In this episode, Tristan Burke from Harwood Andrews talks about the recent changes in probate filing fees, how to protect your estate, and the role AI is playing in the legal world. We also dive into some practical tips that can help you navigate these changes and secure your estate. If you're thinking about your estate or curious about how tech is shaping law, this one's for you! 👨⚖️ If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burk...
2025-02-251h 01
Fine AnswersWhy Most Property Sales End Badly w. Vittoria De Stefano #120In this episode, we chat with Vittoria De Stefano, Principal at Harwood Andrews, about the evolving world of property and business law. She shares insights on building strong client relationships, mentoring the next generation of lawyers, and making legal advice more accessible. Don't miss this insightful discussion on leadership, growth, and the impact of clear, practical legal guidance! Check out more and connect with Vittoria and the team at - @harwood.andrews If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.c...
2025-02-1743 min
Fine AnswersChanging the Game in Banking W. Cam Murnane #119In this episode of the Fine Answers Podcast, we're chatting with Cam Murnane, the Community Development Manager at Beyond Bank Australia. Cam gives us a behind-the-scenes look at how Beyond Bank is making a real difference in local communities, especially in Geelong. From helping clubs and NFPs with banking solutions to supporting them through sponsorships and volunteering, Cam shares how everyone can get involved and give back. Tune in to hear how you can be part of the positive change in your community! If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp I...
2025-02-1034 min
Fine AnswersBuilding Mental Resilience in Sport W. Madi Browne #118From sports broadcasting to side hustles, Madi Browne does it all—and she's just getting started. In this episode, we dive into how she balances her many passions, the challenges she's faced, and the mindset that keeps her pushing forward. From career shifts to mental resilience, this conversation is all about growth, hustle, and staying ahead. Get ready for an inspiring and energizing chat you won't want to miss! If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burkebrittonfp
2025-02-0352 min
Fine AnswersThe Incredible Impact of Guide Dogs Australia w. Simon, Melanie and Zoe #117Discover the incredible impact of guide dogs — told by the people who know them best. In this episode, Jay interviews Simon McDonald-Kerr, a highly experienced orientation and mobility specialist, Melaine Robinson, Guide Dogs Victoria's Planned Giving Relationship Coordinator and Zoe Duncan, Melanie's support worker. As Burke Britton has a strong culture of philanthropy we always like to highlight the charities in our region that we see are doing great things and see how we can support them. If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: ht...
2025-01-271h 06
Fine AnswersManaging and Diversifying Fixed Income Portfolios W. Edward Leung #116In this episode of the Fine Answers Podcast, hosts Ben Kemp and Jay Burke are joined by Edward Leung, a Senior Investment Specialist and Client Portfolio Manager from Macquarie. Edward brings over 15 years of experience in the fixed income space and shares his insights on the complexities and importance of fixed income investments. Key Topics Discussed: Introduction to Fixed Income: Edward explains what fixed income is, its role as a defensive asset class, and how it differs from other investments like equities and term deposits. Market Outlook: The discussion covers the current state...
2025-01-2241 min
Fine AnswersManaging and Diversifying Fixed Income Portfolios W. Edward Leung #116In this episode of the Fine Answers Podcast, hosts Ben Kemp and Jay Burke are joined by Edward Leung, a Senior Investment Specialist and Client Portfolio Manager from Macquarie. Edward brings over 15 years of experience in the fixed income space and shares his insights on the complexities and importance of fixed income investments. Key Topics Discussed: Introduction to Fixed Income: Edward explains what fixed income is, its role as a defensive asset class, and how it differs from other investments like equities and term deposits. Market Outlook: The discussion covers the current state...
2025-01-2041 min
Fine AnswersEnsuring Sports Thrive In Our Local Community w. Ed Wilson #115What would we do without local sports in our communities? It takes a team of experts to make sure we can have sporting clubs that flourish in our local communities and if you're interested in a career in sports then don't miss this episode with Ed Wilson. If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burkebrittonfp Podcast: https://open.spotify.com/show/5k17gfi5Kw10osJmeONLoU If you are seeking personal financial...
2025-01-131h 05
Fine AnswersHow To Future Proof Your Business With AI #114Are you concerned about AI and how it will affect your business in 2025 and beyond? In this episode, Jay interviews Eden Pearson from Utilitise IT and he discusses the future of AI in business and how to ensure you aren't left behind. If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burkebrittonfp Podcast: https://open.spotify.com/show/5k17gfi5Kw10osJmeONLoU If you are seeking personal financial advice specific to your circumstances y...
2025-01-071h 00
Fine AnswersPlanning for retirement #113Do you have a plan for retirement? If you've ever thought of aged care living for yourself or for a family member you won't want to miss this episode.. If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burkebrittonfp Podcast: https://open.spotify.com/show/5k17gfi5Kw10osJmeONLoU If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com...
2024-12-301h 28
Fine AnswersPlanning for Generational Wealth #112Are you planning for generational wealth? Most people just think about their finances for the next year ahead but what about your kids and then their kids? In this episode, Jay and Ben discuss planning for generations ahead so you can be prepare for any situation. If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burkebrittonfp Podcast: https://open.spotify.com/show/5k17gfi5Kw10osJmeONLoU If you are seeking personal financial...
2024-12-2319 min
Fine AnswersHow To Turn Youtube Into A Career w. Corey Murphy #111Ever thought of turning Youtube into a career? In this episode with Corey Murphy we explore his journey from hospitality to making an income from Youtube. He shares some of the best kept secrets to growing on Youtube and the reality of what it's like to be a full time content creator If you'd like to check us out: Facebook: https://www.facebook.com/burkebrittonfp Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www.tiktok.com/@burkebrittonfp Podcast: https://open.spotify.com/show/5k17gfi5Kw10osJmeONLoU If...
2024-12-161h 05
Fine AnswersEpisode #110 - The Future of NetworkingIn Episode 110, we sit down with Sarah Milgate, Darcy O'Rourke, and Ash Heslop from Geelong Young Professionals (GYP) to explore how they're reshaping the networking scene. These three dynamic individuals share their insights on making connections that matter, building inclusive events, and adapting to the challenges of a post-COVID world. If you've ever struggled with networking or want to create more meaningful relationships, this episode is packed with practical advice and fresh ideas. Facebook: https://www.facebook.com/burkebrittonfp/ Instagram: https://www.instagram.com/burkebrittonfp/ TikTok: https://www...
2024-12-091h 00
Fine AnswersMarket Update November 2024 – Ben Kemp & Jonathan Tolub In this quarterly update, Ben Kemp from Burke Britton Financial Partners and Jonathan Tolub, Investment Director at InvestSense, unpack the latest insights from their Investment Committee meeting. Together, they explore market developments, portfolio adjustments, and the broader economic landscape. This episode highlights: U.S. Political Shifts: How the surprising outcome of the U.S. elections, with Republicans taking control of all three branches, impacts global markets and investment strategies. Economic Implications: The potential challenges of policy changes, including the effect of immigration reforms on small to medium businesses and their broader market effects. Portfolio Ad...
2024-11-2529 min
Fine Answers#109 – Planning for Freedom: Tom & Grace Parfrey on Building a Flexible LifeIn Episode 109, we sit down with Tom and Grace Parfrey to explore how careful planning and a commitment to financial freedom have allowed them to create a lifestyle of flexibility and adventure. Over the past two years, the couple has navigated house-sitting and travel across Australia while balancing work commitments and long-term financial goals. Tom, a power systems specialist, and Grace, a Pilates instructor and property manager, share their journey from traditional work routines to a more purpose-driven life that allows them to focus on their future family and financial independence. This episode highlights how understanding your financial needs...
2024-11-101h 11
Fine Answers#108 - Building Financial Success: Insights from Damien McIntyre and Simone NewmanIn Episode 108, we're excited to have Damien McIntyre, CEO of GSF Funds Management, and Simone Newman, Key Account Manager at Antares GSF, as our special guests. Join us as they share their unique insights into the world of funds management, the evolution of GSF, and the importance of building relationships in the financial services industry. From discussing the foundations of GSF to navigating the complexities of the stock market, Damien and Simone provide a behind-the-scenes look at their career journeys and offer practical tips for thriving in today's financial landscape. Whether you're an aspiring finance professional or just curious...
2024-11-041h 01
Fine Answers#107 - Empowering Youth: Michelle on Mental Health and SportsIn Episode 107, we welcome back Michelle, General Manager of Read the Play, for her second appearance on the show. Michelle discusses the incredible work her organisation is doing in providing mental health education to young people through sporting clubs. From expanding programs for younger age groups to tackling critical issues like smoking, vaping, and underage drinking, Michelle shares how Read the Play is making a difference in communities. We also dive into the ambitious goals for the future, including reaching 7,500 participants by 2025. Whether you're passionate about mental health, youth development, or community impact, this episode is filled with inspiring...
2024-10-2829 min
Fine Answers#106 – Mastering the Mortgage Game with Andrew PatersonIn Episode 106, we sit down with Andrew Paterson, Senior Mortgage Broker at Aussie Wide Financial Services, to discuss everything you need to know about navigating the world of home loans and property finance. From helping first-home buyers crack the property market to managing investment portfolios, Andrew shares insider tips on how to secure the best loan, avoid common mistakes, and build a strong financial foundation. Whether you're buying your first home or adding to your investment portfolio, this episode is packed with valuable advice for property enthusiasts at any stage Aussie Wide: https://aussiewidefs.com.a...
2024-10-2154 min
Fine Answers#105 – Harnessing AI and EOS Principles with Chris DaviesJoin us for an inspiring and insightful episode as we sit down with Chris Davies, as his journey from his roots in South Australia and Geelong to the founding of EvoLogic, and how his career has evolved into helping other businesses thrive as an EOS Implementer. In this episode, Jay and Chris dive deep into the world of AI tools, discussing how Otter and Copilot have revolutionized their transcription and show notes process, making it more efficient than ever. Discover the secrets behind developing a unified company vision and implementing the Entrepreneurial Operating System (EOS...
2024-10-1450 min
Fine Answers#103 – Insurance 101: How Much Cover Do You Really Need?In Episode 103, we tackle the often-overlooked but crucial topic of personal insurance. From life and disability cover to income protection and trauma insurance, we break down what each type of insurance does and, more importantly, how much coverage you might actually need. Learn the essentials of balancing risk, managing costs, and making informed decisions about what coverage is right for you and your family. Whether you're new to insurance or just need a refresher, this episode has got you covered! Find Us: Facebook: https://www.facebook.com/burkebrittonfp/ Instagram: https://www.instagram.com/b...
2024-09-3024 min
Fine Answers#102 – How Much Do You Really Need for Retirement?In Episode 102 of The Fine Answers Podcast, we explore one of the most critical financial questions: How much do you really need for retirement? Our hosts break down this seemingly complicated question and offer insight into retirement planning (or, as we prefer to call it, planning for the post-work phase of life). From passive income strategies to preparing for unexpected costs like aged care, this episode covers the essential steps to securing your financial future. Whether you're 10 years away from retirement or just getting started, this episode is packed with practical advice and real-world examples to help you plan...
2024-09-2325 min
Fine Answers#101 – Aged Care Insights: Navigating the Journey with ConfidenceIn this insightful episode we dive deep into the complex world of aged care with our resident expert, Delta. We explore key considerations for families navigating the emotional and financial challenges of aged care planning, including whether parents need to sell their home to enter care, how to fund large accommodation deposits, and the importance of early conversations around estate planning and power of attorney. If you're worried about your parents' future care, this episode is packed with crucial advice on how to prepare, what to expect, and how to make informed decisions. Join us for a practical and...
2024-09-1619 min
Fine AnswersA Milestone Moment - Our 100th EpisodeWe're thrilled to celebrate our 100th episode with you, our incredible listeners and community. As a Geelong-based financial planning firm, we take immense pride in our close-knit relationships with clients and our commitment to our local community. In this milestone episode, we want to take a moment to extend our heartfelt thanks to everyone who has been part of this journey. From our loyal listeners and clients to our dedicated team, your support and engagement have made reaching this landmark possible. Join us as we celebrate this significant achievement and look forward to continuing to...
2024-08-3017 min
Fine AnswersNavigating the Markets - August 2024 Insights with Ben Kemp and Johnathan TolubWelcome back to another market update, your go-to source for the latest financial insights and market trends. In this special August 2024 update, we're thrilled to welcome two expert voices to the discussion: Ben Kemp from Burke Britton Financial Partners and Johnathan Tolub from Invest Sense. Join us as Ben and Johnathan break down the key market movements and economic developments shaping the investment landscape this month. From shifts in global markets to emerging opportunities and potential risks, our guests will provide you with a comprehensive analysis to help you navigate these turbulent times. I...
2024-08-3029 min
Fine AnswersWhere there's a Will there's a Way: Fine Answers and Coulter LegalIn this episode of "Where There's a Will, There's a Way" podcast, host Stefan from Coulter Legal is joined by Jay Burke from Burke Britton Financial Partners. They delve into Jay's background, both personal and professional, as a father of five and a director at Burke Britton Financial Partners. The discussion focuses on the intersection of estate planning and financial planning, emphasising the importance of relationships and problem-solving in these fields. Jay shares insights about the dynamic nature of financial planning, the challenges of adapting to technological and legislative changes, and the significance of client-centric approaches. The conversation also...
2024-08-0923 min
Fine Answers#99 – Personality Profiling: The Key to Effective Communication Ft. Stephen SmithIn this captivating episode, the team dives deep into the world of personality profiling, exploring how this powerful tool can revolutionize the way we communicate, collaborate, and navigate our personal and professional lives. Led by psychologist Stephen Smith, who has over 20 years of experience in private profiling, the discussion uncovers the four key personality types - Dominance, Influence, Steadiness, and Conscientiousness - and how understanding these traits can unlock new levels of self-awareness, emotional intelligence, and adaptability. The conversation delves into the practical applications of personality profiling, from optimizing recruitment and team dynamics to enhancing c...
2024-08-0551 min
Fine Answers#98 – The Current Market Ft. Adam Dawes of Shaw and PartnersEpisode 98 of the Fine Answers Podcast features a special guest - Adam Dawes, senior investment advisor at Shaw and Partners, who is making his third appearance on the show. Adam shares his insights on the current state of global and domestic markets, discussing topics such as: The potential impact of the upcoming US election and the risks posed by geopolitical tensions, particularly around Taiwan and semiconductors The outlook for interest rates and inflation, and how this may affect different sectors and demographics Opportunities in the Australian market, inc...
2024-08-0248 min
Fine Answers#97 – Mortgage Broker Insights Ft. Lee Wisniewski of Fidget FinanceIn episode 97, we sit down with Lee Wisniewski, the owner of Fidget Finance, a boutique mortgage broker business based in Geelong. Lee shares his fascinating journey from fitness to finance, including how a brain hemorrhage in 2008 led him to reevaluate his career and eventually start his own mortgage brokerage. Lee provides valuable insights into the mortgage finance industry, including the impact of rising interest rates, the importance of systems and processes in scaling a business, and the key advantages of using a mortgage broker versus going directly to a bank. He also discusses hot topics l...
2024-07-2945 min
Fine Answers#96 – A Psychology of Resilience Ft. Narelle ClarkOur hosts Jay and Delta welcome psychologist Narelle Clark to share her unconventional path to her dream career. After starting in the business world, Narelle finds her calling to psychology but life keeps presenting obstacles. Just as she's ready to enroll in her degree, she meets her future husband! Juggling study, work and starting a family, Narelle's determination sees her through 16 years of education. But will motherhood derail her goals? Tune in as Narelle's redundancy from Target sparks a turning point, and an unexpected job ad leads her to mentoring under the renowned Cheryl Graham. ...
2024-07-261h 03
Fine Answers#95 – Investment Philosophy and Transparency in Finance ft. Jonathan TolubJoin our hosts, Jay and Ben, as they sit down with special guest Jonathan Tulub from Investsense for an enlightening panel discussion on the intricacies of the financial services industry. Our experts share their wealth of experience and insights, highlighting the importance of a clear investment philosophy, building strong client relationships, and staying ahead of technological advancements. In this episode, we explore the significant advantages of Separately Managed Accounts (SMAs) for both clients and financial advisors, including tax benefits and direct asset ownership. The panel emphasizes the critical role of transparency, communication, and mutual understanding b...
2024-07-2234 min
Fine Answers#93 – Understanding Client Needs: Key Insights from Jay Burke and Ben KempIn this episode of Fine Answers, Jay Burke and Ben Kemp provide invaluable insights into the importance of understanding client needs when developing investment strategies. With a keen focus on holistic financial planning, Jay and Ben emphasize the necessity of looking beyond immediate advice and considering clients' broader financial goals and circumstances. Through thoughtful discussion, Jay and Ben underscore the significance of reassessing client needs over time and adjusting investment strategies accordingly. They delve into the complexities of managing and investing large sums of money, addressing factors such as debt management, asset expenses, emergency funding, and long-term...
2024-07-0118 min
Fine Answers#92 – Market Update: Navigating Volatility with Jonathan TolubJoin hosts Jay and Ben along with special guest Jonathan Tolub, Director at InvestSense, for an in-depth market update on this episode of Fine Answers. As partners at Burke Britton Financial Partners, Jay and Ben collaborate with InvestSense to provide clients with expert investment management solutions. In this episode, Jay, Ben, and Jonathan discuss recent market trends, emerging opportunities, and strategies to navigate market volatility. With their combined expertise in financial markets, institutional investment consulting, and portfolio management, they offer valuable insights into current market dynamics and potential investment risks. Tune in as they explore...
2024-06-2419 min
Fine Answers#90 – Decoding the Federal Budget UpdateIn this episode of Fine Answers, hosts Ben Kemp and Jay Burke dissect the latest budget update and tax changes, offering valuable insights into how these developments impact individuals, small businesses, and retirees. From the introduction of a new paid superannuation scheme for parental leave payments to tax adjustments effective from July 2024, Ben and Jay break down the complexities of the financial landscape with clarity and expertise. Listeners are treated to a comprehensive overview of the budget updates, including changes to Centrelink payments and policies, tax bracket adjustments, and the implications for pensioners and carers. Ben and...
2024-06-1018 min
Fine Answers#89 Entering the Property Market: Insights from a First-Time BuyerIn this episode, Che shares his recent experience of entering the property market for the first time, discussing the planning, challenges, and decisions involved in securing his first home. Guided by host Jay Burke, the two financial planners discuss the trials and tribulations of buying your first home. From navigating deposit requirements to considering future investment opportunities, Che provides valuable insights for first-time homebuyers through his personal experience. Articles Discussed: Navigating Deposit Requirements: A Guide for First-Time Homebuyers Investment Opportunities in the Property Market: What First-Time Buyers N...
2024-06-0319 min
Fine Answers#88 Selling Property: The Wealth ShiftWelcome to "The Wealth Shift," where we dive deep into the intricacies of property transitions and wealth management. Strap in for an insightful conversation guided by our seasoned hosts, Ben and Jay, certified Financial Planners extraordinaire. Tune in to gain invaluable insights and practical advice on managing property transitions and maximizing wealth preservation. Whether you're a seasoned homeowner or contemplating your next move, "The Wealth Shift" has you covered! Articles Discussed: Transitioning Property Wealth: Ben and Jay kick off the discussion by exploring the various scenarios surrounding property sales, transitions into...
2024-05-2715 min
Fine Answers#87 The Interest Rate Rumble: Tips and TricksWelcome back to another electrifying episode of The Interest Rate Rumble, where we dive headfirst into the dynamic world of interest rates and financial strategy! In this episode, our spotlight shines on Amiee, the practice manager, and unraveling financial mysteries. Tune in as Amiee, Ben and Jay go toe-to-toe with the rate rumble, arming listeners with the knowledge and confidence to navigate the ever-changing landscape of personal finance. Whether you're a seasoned investor or a first-time homeowner, this episode promises to be a knockout! Don't miss out – your ringside seat to financial empowerment! Ke...
2024-05-2014 min
Fine Answers#86 Practice of the Year! Celebrating SuccessStep into the spotlight with us as we recount our exhilarating ride at the MP National Conference in Adelaide, where we snagged the illustrious Practice of the Year award! Join the celebration as we spill the beans on our journey towards this prestigious recognition, from the nerve-wracking nomination process to the euphoria of clinching victory. But it's not all glitz and glamour – we peel back the curtain to reveal the heart of our success: client feedback. Dive deep into the world of self-reflection and improvement as we share the highs and lows of gathering independent fe...
2024-05-1319 min
Fine Answers#85 – Building Futures: The You Thrive StoryStep into the vibrant world of rural Victoria with hosts Jay Burke and Peter Burke as they unravel the captivating tale of You Thrive Victoria alongside guests Dr. Maryann Brown and Friend Kighoma. Join them on a journey through the heartwarming connections between financial support, mentorship, and community empowerment. Discover how Peter's longstanding friendship with Bruce Anderson intertwines with You Thrive's mission to uplift rural youth through scholarships and mentorship. From humble beginnings as the Macpherson Smith Rural Foundation to a beacon of hope for rural education, explore the transformative power of giving back to rural communities. Don't miss...
2024-05-0659 min
Fine Answers#84 – Legal Landscapes Explored: Paul Gray's Not-for-Profit JourneyJoin Jay and Peter Burke as they welcome Paul Gray, Principal at Howard Andrews, to discuss his extensive work within the not-for-profit space and corporate and commercial law. Paul shares valuable insights into the diverse areas of expertise covered by Harwood Andrews, ranging from commercial contracting to mergers and acquisitions. The conversation centers heavily on Paul's work in the not-for-profit sector, highlighting the significance of understanding client needs and providing personalized solutions in this space. Peter and Paul delve into the importance of clear terms and conditions in business relationships, emphasizing the value of client-facing i...
2024-04-2156 min
Fine Answers#81 – Beyond Debate: Embracing Uniqueness and Diversity - Daniel WitthausJoin host Jay Burke in Episode 81 of the Fine Answers podcast as he sits down with Daniel Witthaus, a client, author, and advocate for LGBTQ+ inclusion. Daniel shares his remarkable journey from growing up in Geelong to challenging homophobia and promoting inclusion in schools and communities. Reflecting on his childhood, Daniel discusses the struggles he faced navigating his sexuality amidst societal expectations. Despite experiencing bullying and discrimination in high school, Daniel's resilience led him to pursue a career in psychology at Deakin University. Through candid storytelling, Daniel sheds light on the complexities of identity and the importance of creating...
2024-04-0555 min
Fine Answers#80 - Beyond Borders: A Saga of Resilience and Hope Ft. Robert Van Den DungenWelcome to The Fine Answers Podcast, where intriguing stories and deep conversations unfold. In this episode, host Jay Burke welcomes Robert Van Den Dungen, a financial planning client with a remarkable life story. Join them as they delve into Robert's journey, from his upbringing in the Netherlands to his family's migration to Australia. Born during the aftermath of World War II, Robert shares insights into his father's harrowing experiences as a political prisoner and his family's resilience amidst tumultuous times. From incarceration to liberation by American forces, Robert's narrative is a testament to the indomitable...
2024-04-0159 minFine Answers#78 - Sequencing Risk: The Silent Threat to Retirement Dreams - Jay Burke and Ben Kemp In an era marked by extreme market volatility, many Australians are stepping into their retirement years facing unprecedented financial challenges. In Episode #78 of our podcast, financial experts Jay Burke and Ben Kemp delve into the vital yet often underestimated concept of Sequencing Risk in retirement planning. Understanding Sequencing Risk: Timing of Returns: Grasp how the timing of investment returns plays a crucial role in your retirement portfolio, especially during the phase of withdrawals. Early Retirement Impact: Discover the perils of negative returns in the early years of retirement, as explained by Jay...
2024-01-1710 minFine Answers#76 – Navigating Business Finance – Pip Stork, Millennial Finance Group Today Jay is joined by Philippa "Pip" Stork, a seasoned Commercial Broker from Millennial Finance Group. With a rich background spanning over 16 years in banking and a transition into broking, Pip shares her insights and experiences in the world of finance. This episode delves into Pip's journey from her early days in Bendigo, her educational path, and the pivotal moments that led her to where she is today. Pip opens up about her day-to-day role at Millennial Finance Group, where she assists business owners in securing finance for a variety of needs, from purchasing commercial...
2024-01-1750 minFine Answers#75 - Building with Zen – CEO Lee Selkrig and BDM Samuel Piasente, Enso Homes Today Jay and Ben delve into the custom home building with special guests Lee Selkrig, Founder & Director of Enso Homes, and Samuel Piasente, Business Development Manager. Lee and Samuel share their fascinating career journeys, offering an in-depth look at their paths to leading one of Geelong's most awarded building companies. The conversation pivots to the challenges and opportunities in the property market, especially in light of the COVID-19 pandemic and its impact on the industry. This episode shines a light on the art of custom home building, exploring Enso Homes' dedication...
2024-01-1744 minFine Answers#70 - Enduring Ties: Friendship, Business, and Community - Brian Cook, Bruce Anderson & Peter Burke Today we are joined by Brian Cook, Chief Executive Officer of the Carlton Football Club, Bruce Anderson, Chairman of Youthrive Victoria and Founder of The Anderson Partnership, and Peter Burke, Founder and Director at Burke Britton Financial Partners. We discuss the lessons learned over nearly five decades of friendship, business, and community service. They unveil the foundational philosophies that have underpinned their business and personal lives, and dissect the DNA of truly effective leadership and organizational success, providing their own unique interpretations and implementations. Beyond the boardroom, Peter, Brian, and Bruce...
2024-01-1753 minFine Answers#69 - Money Matters: Raising Financially Fit Kids – Jay Burke & Ben Kemp Are you wondering how to secure your child or grandchild's financial future? Want to pass on more than just wealth, but the wisdom to use it wisely? Tune into episode 69 of the Fine Answers Podcast for essential insights! In this episode, we uncover how a modest index fund, established for a 13-year-old, grew into a robust share and property portfolio by her 33rd year. It's a journey that illustrates the profound impact of early financial education and strategic family support. We're unpacking a wealth of knowledge including: • Ea...
2023-11-1815 minFine Answers#67 – VOLI: More Good, More Often – Charlie Crozier, CEO & Founder Charlie Crozier is not your average tech Founder & CEO. Farm-raised on 7000 acres near the South Australian border, his roots are deep in soil, not silicon. But it's precisely this down-to-earth background that's powered up his drive for tech and doing right by the world, leading to the birth of VOLI. In this episode of 'Fine Answers,' Jay kicks back with Charlie to riff on his journey through the wilds of medtech, finance, real estate, big data, and blockchain—experiences that all fed into VOLI, the platform that's putting real weight behind social impact.
2023-11-181h 04Fine Answers#65 - Opening Dawes to the ASX: Investment Insights with Adam Dawes, Senior Investment Advisor at Shaw and Partners Today, we delve into the world of investment with Adam Dawes, Senior Investment Advisor at Shaw and Partners. Possessing deep expertise and extensive experience in the Australian Stock Exchange, Adam imparts invaluable insights into the current market trends and investment strategies that are actively shaping the financial landscape. Our discussion traverses Adam's journey from his early days in Canberra, starting in hospitality and transitioning to finance, and culminating at Shaw and Partners. Here, he has emerged as a prominent and respected voice in the Australian investment scene. ...
2023-11-1443 minFine Answers#64 – Rugby, Runways & Resilience – Alan Dobeson Join us as we delve into the life and lessons of Alan Dobeson, a long-term Burke Britton client who has navigated an extraordinary journey both professionally and personally. Hosted by Jay and Peter Burke, this episode offers a unique look into Alan's storied history and his deep-rooted passion for customer service, leadership, and management. Born and raised in Sydney, Alan's early life in Coogee laid the foundation for a diverse and impactful career. From humble beginnings to influential roles in the airline industry, including TAA, Australian Airlines, and Qantas, Alan's path is a testament to...
2023-11-1434 minFine Answers#61 – From Benalla to the Bar with Georgia Agar - Principal Lawyer & Founder, Agar Legal In today's episode of "Fine Answers" Delta and Jay delve into the multifaceted life of Georgia Agar, the founder and director of Agar Legal. Raised in Benalla, rural Victoria, and schooled in Shepparton, Georgia's early life was a blend of academic pursuit and sporting excellence, being preselected for the Australian Olympic team in giant slalom skiing. Georgia opens up about her journey from pursuing international business studies to finding her true calling in law, a path influenced by her father's legal practice. She gives us an inside look at the trials...
2023-11-1245 minFine Answers#60 - A Journey Through Spain and Financial Freedom - Peter Burke, Founder Burke Britton Financial Partners Today, we're thrilled to have Peter Burke, Founder and Principal of Burke Britton Financial Partners, back from his captivating trip to Spain, where we explore the intersection of wealth and wanderlust. In this episode, Peter shares his remarkable experiences from his recent journey through Spain, France, and Italy. He recounts the legacy trip to Cordoba, Spain, in honour of his partner's parents, and delves into the heart warming family moments and cultural explorations in cities like Madrid, Barcelona, and the southern coastal region. He also discusses his fascinating insights into the region's rich history, from R...
2023-11-1227 minFine Answers#56 – Personal Growth and Business Success - Aimee Lucas, Practice Manager, Burke Britton Financial Partner Aimee BRIGITTE Lucas is Practice Manager at Burke Britton Financial Partners. Having joined the practice as receptionist 12 years ago knowing little to nothing about financial planning and advice, Aimee has evolved into one of the industries most talented and admired business administrators. Aimee discusses her passion for people and process, inherited at an early age from her parents' work ethic and growing up in Portland Victoria. Jay explores Aimee's personal growth and how it has aligned unsurprisingly with Burke Britton's growth and success. They...
2023-09-2730 minFine Answers#54 - Quality Of Life & Financial Advice - Jay Burke & Delta Smith Australians with an active relationship with a financial planner are not only financially better off than unadvised Australians – they also have a better quality of life, according to new research from the Financial Planning Association of Australia (October 4, 2022). Jay and Delta discuss the unintended consequences of Royal Commission into Misconduct in the Banking, Superannuation and Financial Services industry which has left approx. 100,000 financial advice clients without advice or orphaned by their adviser, according to analysis released by Adviser Ratings (April 26, 2022). In the last 2 years the big four banks NAB, ANZ, CBA an...
2023-09-2725 minFine Answers#53 - Celebrating 10 Years - Teresa Frangos, Burke Britton Financial Partners Teresa Frangos is one of Burke Britton's longest serving team members having recently celebrated 10 years. Loved and admired by the team and clients alike, Teresa has delivered an unrivalled level and care and hospitality to everyone she meets and greets as the face and voice of Burke Britton. In this intimate and emotional chat with Director Jay Burke, Teresa shares her humble Catholic Italian upbringing and the strength and resilience of character she developed from her mother who suffered the loss of her first husband in a mine collapse in Tasmania. Te...
2023-09-2722 minFine Answers#52 – Facing the Storm – Jason Nelson, Motivate South Pacific "Not all storms come to disrupt. Some come to clear our path" – Sachin Tendulkar Jay is joined today by Jason Nelson, a client, friend, and inspiration to anyone that has had the pleasure of his friendship and his enthusiasm for life. Jay and Jason reminisce on family, friends and business connections over the last 20 years and discuss Jason's 2022 diagnosis and ongoing battle with Acute Myeloid Leukemia. Jason shares his love and passion for his family and friends, the value of financial advice and personal insurance, the lifesaving se...
2023-09-091h 02Fine Answers#51 – Avoiding Heartache: The Role of Pre-Approvals in Property Purchases – Achieve Home Loans, Will McKenzie & Selena Parfett In this episode Jay is joined by Selena Parfett and Will McKenzie from Achieve Home Loans, to explore the vital topic of pre-approvals in the context of property purchases. The episode emphasizes why obtaining a pre-approval is a crucial step in the home buying process. A pre-approval, as explained, is a conditional approval from a lender that outlines the amount you can borrow to purchase a property. While it's not a guarantee of securing a loan, it provides a critical indicator of your potential borrowing capacity, subject to specific conditions. The...
2023-09-0947 minFine Answers#49 - The Price of Secrets: The Importance of Full Disclosure in Insurance – Jay Burke & Ben Kemp Today Jay and Ben are diving into the world of personal insurance. They will be discussing everything from the basics to the complexities, loadings, exclusions, and the critical importance of full disclosure. Many people have heard about insurance loadings but may not fully understand what they entail. We'll unravel the mystery behind loadings – those extra costs that can be added to your premiums due to various risk factors. They explore common scenarios where loadings apply and how they impact your insurance costs. Exclusions in insurance policies can be a major source of...
2023-09-0930 min
Fine Answers#47 - Bell Park FC Masterplan - Jeff Jarvis, Gary Plumridge & Peter Burke "Bell Park is in my blood. We're three generations deep as Dragons. A great club to be part of." - Neil Sandwith, Life Member The Bell Park Football Club was formed in 1958 after the Bell Park Progress Association moved in 1957 that the developing area required sporting facilities for the growing population. The Bell Park Sport & Recreation Club was an original member of the Geelong and District Football League. In 1979, Bell Park was one of the ten clubs to break away from the District League following the formation...
2023-06-2453 minFine Answers#46 - 7 Deadly Sins of Estate Planning, Executors and POA's – Jay Burke and Ben Kemp It might be a stretch to call them Sins, but this conversation with Ben and Jay explore the seven questions everyone should ask of their own estate plans. Do you have a Will and Powers of Attorney? Do you know who your Executors and Powers of Attorney are? Do THEY know they are your Executor or Power of Attorney? Do you have an estate plan in place including a summary of your assets? Does your executor know what that plan is and who and how it may affect them? Does your executor and Power of Attorney...
2023-06-2414 minFine Answers#45 – A Nightmare on Administration Street - Super Beneficiary Nominations - Jay Burke, Peter Burke & Delta Smith "Before my husband's death, I thought we had our affairs in order. Now I'm dealing with a nightmare of administration" – Muriel Porter, Jan 2024 - ABC News A recent ABC News article had the phones ringing hot at Burke Britton head office with people concerned with their own estate plans, in particular beneficiary nominations on their super and super pensions. https://www.abc.net.au/news/2023-01-24/perils-of-widowhood-inherit-superannuation-will-centrelink/101862326 Given Super makes up the lion's share of pre and post retirees net worth with approx. $3.4Trillion dollars in su...
2023-06-2438 minFine Answers#44 - 20 Years of Kids+ - Shaun Cannon, CEO Kids+ will this year celebrate its 20th year providing allied health services for babies, children, and young people living with disability. CEO Shaun Cannon joins Peter and Jay for the second time on the Fine Answers podcast to provide an update on a number of major events and programs including the Kids+ Kite Festival, Surf Coast Trek, Changemakers Conference, Sports Exchange Pilot and Kids+ Scholarship Program. To hear more about Kids Plus and Shaun's background check out our first conversation on Episode #9 – No Barriers to Particpation - Shaun Cannon, CEO of Ki...
2023-06-2327 minFine Answers#41 – How Much is My House Worth? – Ricky Forte – Director/Founder, Geelong Real-estate Co Whilst it's possibly the most asked question in real estate, it's also the question requiring the most insight, vision and care to answer honestly. How much is my house worth? Ricky Forte is Director/Founder and Agent with Geelong Real Estate Co joins Ben and Jay on the Fine Answers Podcast to answer this question and many more. With a track record of success in the industry, having helped hundreds of clients buy and sell properties across the Geelong region, Ricky discusses the property market in Geelong, focusing on the opportunities...
2023-06-1934 min
Fine Answers#35 – Family Law Chaos, Conflict, Complexity & Clarity - Tara Paatsch, Special Counsel Harwood Andrews Family Law Relationship breakdown can be chaotic and full of conflict and complexity. The financial and legal unknowns combined with the emotional and sometimes physical toll can be overwhelming. Finding clarity through this chaos, conflict and complexity can be challenging, but that support network does exist. Today Jay and Ben talk with Tara Paatsch, Special Counsel in the Harwood Andrews family law practice area. Tara joined Harwood Andrews in early 2020 after practicing for several years in Geelong and exclusively in the family law jurisdiction since 2014.
2023-06-1054 min
Fine Answers#33 – Disciplined Cash Flow, Property FOMO, Debt Recycling YES or NO? Today's episode discusses the value of being informed, educated, disciplined, and interested in your finances. Knowing what you can manage yourself and knowing when you need to seek advice and support. Jay and Ben discuss the intersection between systemising cash flow, the dangers of Property FOMO and the value of Debt Recycling as a strategy to growth wealth reduce debt and pay less tax. If you are thinking about seeking advice, remember this: The person that comes prepared, has done some homework, taken personal responsibility and ownership...
2023-04-1052 min
Fine Answers#27 - Leave a Legacy, Not a Mess! – Estate Planning with Daniela Pavlovic, Principal at Harwood Andrews50% of adult Australians do not have a valid will in place. This means that approximately half of Australians die intestate or without a valid will!! Today's guest is Daniela Pavlovic, Principal in Harwood Andrews' wills and estates law practice. Daniela and her team have worked closely with Burke Britton over more than a decade developing estate plans that complement our clients financial plans. Daniela, Jay and Ben discuss the importance of proper succession planning, common misconceptions around what forms your estate, powers of attorney, the complexity of...
2023-03-2456 min
Fine Answers#24 - The $3.5 Trillion Great Australian Wealth Transfer! - This Week in Fine Answers 06/03/2023 The $3.5 Trillion Great Australian Wealth Transfer has started! The aging of Australia is only getting started with our 85+ cohort doubling by 2035. Baby boomers make up 25% of the population, but own more than half of Australia's national wealth (53%). Over the next two decades, baby boomers are set to bequeath around $3.5 trillion in assets. This is the most significant intergenerational wealth transfer in Australian history. Have you thought about your part in this? In today's episode Jay and Ben share their thoughts from the week including proposed super...
2023-03-0627 min
Fine Answers#20 - Mental Health is a Team Sport - Read the Play General Manager, Michelle Gerdtz Michelle Gerdtz is General Manager of "Read the Play" a Geelong based charitable organisation providing mental health literacy programs for junior members of sporting clubs. The program is designed to break down the stigma around mental illness. Read the Play aims to increase knowledge and awareness about mental health problems, increase knowledge about local support services & increase confidence and skills in guiding our youth to relevant support services. Michelle is a widely experienced and highly capable community leader and over her stellar 20+ year career has worked for the Australian Masters Games...
2023-02-1446 min
Fine Answers#19 - It's Easy to Grow into an Income. It's Hard to Grow Out of Expenses! - This Week in Fine Answers Having normally reserved their place as some of the most boring topics in finance; when budgeting, cash-flow, interest rates and inflation are trending topics in everyone's daily conversations, you know something BIG is brewing! Like nutrition and health, we can fall into bad habits with our finances of mindlessly consuming, blissfully unaware of the consequences of our actions whilst times are good, only to be confronted with the reality of our health when presented with an unexpected crisis. For many that crisis is here today in the form of rising cost of living and a...
2023-02-1342 min
Fine Answers#18 - Market Update - 10th Feb 2022Ben and Jay are joined by Senior Investment Advisors Adam Dawes and Sam Crompton from Shaw and Partners for this short and sharp market update. After a positive start to the year, markets are anxious to see the result of interest rate rises and the real impact on inflation and consumer spending. A pivot to resources, caution on overweight banking, a wait and see on tech, opportunity in energy and an uncertain property market remain the key market themes. If you are seeking personal financial advice specific to your circumstances you can contact t...
2023-02-1007 min
Fine Answers#17 - Certain Uncertainty - Market 2022 Review 2023 PreviewDelta, Jay, Peter, and Ben discuss the certainty of greater uncertainty in markets after a year of volatility in 2022, and how with the right planning and focus this can be turned into opportunity in 2023. They share their thoughts on everything from the Russia Ukraine war, property and share market, interest rates, fuel prices, federal election, inflation, cryptocurrency and somehow find their way to Emu and Ostrich farming! The common thread of this discussion is the importance of focusing on what is in your control financially, to position yourself to create opportunity in...
2023-01-2146 min
Fine Answers#16 - Any Ordinary Day - 2022 Reflections & Thanks with Delta, Jay, Peter & BenDelta, Jay, Peter and Ben reflect on the business challenges and achievements of 2022. In spite of market and political turbulence Burke Britton has maintained consistency and calm in the delivery of quality investment and financial advice, focused around personal relationships and surrounding our clients with the teams support. If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at www.bbfp.com.au or book a 15min call to see how we can h...
2022-12-1913 min
Fine Answers#15 - Merry Christmas 2022 from BBFP TeamAn excerpt from our 2022 year in review podcast with Peter, Jay, Delta and Ben. Wishing all of our clients a safe, festive, happy Christmas and New Year! Checkout out the full episode of our year in review on the Fine Answers Podcast, available on Spotify or wherever you listen to podcasts. The BBFP Team If you are seeking personal financial advice specific to your circumstances you can contact the team at Burke Britton Financial Partners on 0352217700, admin@bbfp.com.au, visit our website at www.bbfp.com.au or book a 15min call to...
2022-12-1802 min
Fine Answers#14 - I Do To Divorce - Tam ShielsWhen asked to write a few words 'about me' todays guest said…….." I'm a woman, divorcee, loud, girlfriend, friend, Mum, Stepmum, podcaster, health coach, adventurer, food lover, gin drinker, cancer conqueror…..I am Tam!" Tam Shiels is a client and friend who shares who experiences around separation and divorce as mum of three young children whilst finding independence both personally and financially alongside her battle with breast cancer. In todays episode we discuss the value of community and benefits of financial, legal and personal advice and how this set Tam up to thrive beyond divorce and ca...
2022-11-201h 14
Fine Answers#13 - Wombat's Wish - Nikki Dunne, Operations ManagerToday, the 17th November 2022, is Children's Grief Awareness Day. Having lost two of his sons, which in turn left four of his grandchildren without a parent, this is a cause particularly close to our Director/Founder Peter Burke. To recognise this day we welcomed Nikki Dunne, Operations Manager at Wombats Wish, to the Fine Answers Podcast. Wombats Wish, is a Geelong not-for-profit organisation that supports children who have experienced the death of a parent. Their mission is to support children and young people after the death of the...
2022-11-1656 min
Fine Answers#12 - Optimistic Pessimism - Jay Burke, Peter Burke and Ben KempInflation, cost of living and interest rates are rising. Share and property markets are declining. A War in Ukraine and a world warming. Are we at the end of days or just experiencing part of the natural cycle of markets and human nature. Never fear, because today we discussed it all and solved the problems of the world in a battle of Burke Vs Burke. Today, Ben Kemp moderates a debate between Jay Burke and Peter Burke arguing the Pessimistic (Jay) Versus Optimistic (Peter) view of the world, its risks, and its opportunities. ...
2022-11-0444 min
Fine Answers#11 - Shine Blue for River – Karl Waddell and Alex Hamilton Co-Founders of Rivers GiftOn the 7th November 2011, baby River Waddell passed away suddenly and unexpectedly in his sleep. He was just 128 days old and there was no cause found for his death. From this devastating loss, River's Gift was born with a mission to fund SIDS (Sudden Infant Death Syndrome) research, provide SIDS and infant safe sleep education and unite with other SIDS families on their grief journey. In todays episode, Jay and Delta were joined by Rivers parents and co-founders of Rivers Gift, Karl Waddell, and Alex Hamilton. Karl and Alex discuss openly their experience in losing...
2022-11-0356 min
Fine Answers#10 - Living Your Best Retirement Life – Leeanne Morrison, Geelong Retirement AdvocatesThe word retirement conjures different meaning for everyone. For some it is a milestone of achievement, relief, and exciting new beginnings, yet for others it can induce a sense of dread, confusion, and uncertainty. Regardless of how you define or feel about retirement one thing is certain; early planning and preparation is essential to allow you to make well informed and educated decisions about what right for you. Amongst the many retirement decisions both financial and lifestyle, is the decision of where and how to live. Today we are joined by Leanne Morrison from Geelong...
2022-10-2830 min
Fine Answers#9 - No Barriers to Participation - Shaun Cannon, CEO of Kids+Today we are joined by Chief Executive Officer of Kids Plus, Shaun Cannon. This episode comes two weeks out from The Kids+ Kite Festival celebrating community and inclusivity on Sunday October 2nd 2022 at Rippleside Park, Geelong. A fantastic event that we would encourage EVERYONE in Geelong to attend! https://kidspluskitesfestival.com.au/ Based in Geelong, Kids Plus Foundation was founded in 2003 by parents of children living with neurological conditions, therapists, and concerned community members in response to the gap in access to quality and regular goal focused therapy for children with cerebral palsy...
2022-09-1646 min
Fine Answers#8 - Hungry Like the Wolf – Sam Coutts & Che Durran on Life, Finance and completing their Professional Year!"It's funny how counterintuitive the markets are…The fact that you are more comfortable to invest when you've seen it performing really well, which means you end up investing at the peak. Yet you're scared to invest when it's going down, which is when it's cheapest. We should be teaching that shit at school." Today we introduce two of the newest members of the Burke Britton team in Sam Coutts and Che Durran as they begin their Professional Year in their quest to become financial advisers. Sam and Che share their decision making process in joi...
2022-09-1258 min
Fine Answers#7 - Robin Purdey - My Family and Other Animals"The decision was virtually made for me at that point. But then when you start and look at what's required to go into permanent care, it's just huge! There was no way I could have done that on my own. In no way. Because, you are suddenly faced with, Where am I going to find that sort of money? Do we have that sort of money? What's invested? what's available? what's not available? You know, I had no idea. So that's when I handed it straight over to Peter." – Robin Purdey Robin and Russell Purdey have been Bu...
2022-08-2250 min
Fine Answers#6 - Aged Care Anxiety versus Advice - Peter & Jay Burke "So many times, people will be talking to us and they're terrified about losing their home and think how can I afford it? This is normally an irrational worry given once we get the numbers we can give you some clarity around how it's going to work." – Peter Burke Todays episode is with Directors and Certified Financial Planners Jay and Peter Burke. Having provided specialised aged care advice for more than two decades Peter and Jay discuss the unprecedented growth in aged care related advice, support and education required for Australia's quickly ageing population.
2022-08-0544 minFine Answers#5 - Share more. Waste less. Every child thrives! - Geelong Mums Partnership Coordinator, Kelly SuvoltosIn todays episode we are joined by Kelly Suvoltos Partnerships Coordinator at Geelong Mums. After first volunteering in 2015, Kelly joined Geelong Mums two years later as our Teamwork Coordinator. With a background in event management, communications and marketing, Kelly is responsible for the workplace volunteering program, social media and partnerships. The vision of Geelong Mums is a future where we waste less, share more and care for every child. They are a volunteer-powered charity based in Geelong that supports families Victoria wide. Their goal is to make sure children and families are happy, healthy and s...
2022-05-2848 minFine Answers#4 - Planning Before Politics Please - Federal Budget 2022 WrapJay and Ben discuss the winners and losers from the 2022 Federal Budget through a Financial Planning lens. Where Frydo and Scomo fall short on delivering a budget full of planning opportunities, Jay and Ben extract the most juice they can out of changes to pension minimums, first home buyer schemes, cost of living allowance and marginal tax rate changes. Ben even takes the reins as Treasurer of the country for a day and lays out his own hypothetical budget and his plan for ensuring every Australian has access to quality advice. We hope y...
2022-04-0236 minFine Answers#3 - RELAX about Death, Rates and Property!Welcome to Episode 3 of The Fine Answers Podcast. Today Jay Burke, Managing Director at Burke Britton Financial Partners is joined by colleague, friend, and Certified Financial Planner Ben Kemp. We start by discussing the reluctance most people have, in discussing death and estate planning, and the risks this reluctance creates for families and finances. We look at the fear of looming interest rate rises and what action people should be taking both now and in the future to benefit from them. We unpack some client questions around how Baby Boomers can help their k...
2022-03-1439 minFine Answers#2 - Triple Threat "Russia , Recession & Rates" - Market Update with Adam DawesTodays podcast is an extract from Burke Britton Financial Partners private client market update for February 28th 2022. Given the extraordinary circumstances unfolding in Ukraine and its impacts on markets we felt it important to give some insight into our thoughts on our clients portfolios, but also to encourage those who are not yet seeking advice to review their positions and be prepared to take advantage of the volatility and opportunity that will exist. This conversation was hosted by Managed Director and Certified Financial Planner Jay Burke, Certified Financial Planner Ben Kemp and features Senior Investment Advisor Adam D...
2022-02-2813 minFine Answers#1 - Rust Never Sleeps - 21 Years in Business with Peter Burke, Founder & Director at Burke Britton Financial Partners To celebrate Burke Britton Financial Partners 21st year we launch the "Fine Answers" podcast. We introduce our Founder and Principal Director, Peter Burke interviewed by his son, business partner and Managing Director, Jay Burke. Peters takes us through his origin story, from humble beginnings in the Wimmera as one of eleven children, a Guinness World Record family, married at 19, career uncertainty, family tragedy, business mistakes, friendships and community involvement culminating at age 67 as one of the countries most successful and well respected Financial Advisers. Peter explains what Financial Planning actually is, the evolution of advice a...
2022-02-281h 01