Shows
Check Your BalancesReal Estate Update with Adrienne MessecaThis week, The Realtress, Adrienne Messeca joins us to talk about the big news in real estate. From lawsuits to how much you'll pay your agent while buying, there is a lot changing right now. Tune in for our update this week, and check out her blog: https://adriennemesseca.substack.com/Email your questions for the show to checkyourbalances@outlook.com to be featured on upcoming episodes!Check this episode out on YouTubeFind us on InstagramSend us a textSend your questions for upcoming show to checkyourbalances@outlook...
2024-04-0330 minCheck Your BalancesPermission to Spend Your MoneyMatt Trogdon, CFP joins us for this week's episode to talk about the ways a financial plan can give you permission to spend more of your money rather than saving it. Whether you want permission for the little things or the big things, knowing where you stand can make those choices more comfortable.Send your questions for the show to checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2023-04-2629 minCheck Your BalancesYear End Planning IdeasAs 2022 comes to a close, Ross and Dan kick around planning ideas you may want to consider before we kick off 2023. Should you be thinking about tax loss harvesting or tax gain harvesting? The answers lie ahead in this weeks episode.Send your questions for our January mailbag episode to checkyourbalances@outlook.com to have them featured on the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-12-1429 minCheck Your BalancesDecember MailbagThis week Ross and Dan tackle questions from listeners on topics ranging from the 5-year rule for Roth IRAs to books to learn more about bond investing.Submit your questions to the show to checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-12-0736 minCheck Your BalancesDealing with Job LossMany high profile tech companies have already announced largescale layoffs, and it is likely we will see more to come in the future. In this episode, Ross and Dan address what you should be thinking about if you or someone you know is facing job loss....and do you know your blood type?E-mail your questions for the show to checkyourbalance@outlook.com for a chance to be featured on our December mailbag episode!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on I...
2022-11-3028 minCheck Your BalancesHappy Thanksgiving from Check Your Balances!The Check Your Balances team wishes a happy and meaningful Thanksgiving to all our listeners. We hope you enjoy the holidays and look forward to getting back to our regularly scheduled program next week.E-mail checkyourbalance@outlook.com to weigh in on the best Thanksgiving side dishes!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-11-2306 minCheck Your BalancesWhat in the FTX is going on here?The collapse of a $32 billion dollar market cap exchange is a story that seems to just be getting started. Ross and Dan weigh in with a high level review of what's going on, and what it means moving forward.E-mail your questions for the show to checkyourbalance@outlook.com to have a question featured on the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-11-1631 minCheck Your BalancesSide HustlesMatt Trogdon, CFP joins the show to talk about all things side hustle. From the aversions that people have when considering them to some simple ideas that can be pursued. The team shares their insight on what kind of impact a side business can have.E-mail your questions for the team to checkyourbalances@outlook.com to be featured on the show and a chance to get one of the last remaining CYB coffee mugs!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-11-0927 minCheck Your BalancesMailbag: Wash Sales, Long-Term Care and More!Kicking off November with a mailbag episode where we talk through your feedback and answer questions on wash sales and long-term care needs!E-mail your questions for the show to checkyourbalances@outlook.com to get one of the few remaining CYB coffee mugs!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-11-0225 minCheck Your BalancesThe Role of BondsAt the risk of putting you to sleep, Ross and Dan try to take on bonds. As an incredibly large, meaningful, and often misunderstood asset class, the primer on how and why bonds might belong in your portfolio is hopefully helpful.Ross talks briefly about this chart showing the 10 year treasury yield relative to the real yield, and we know you love a good chart.Send your questions for the show to checkyourbalances@outlook.com to have questions or topics featured!Send us a textSend your questions for upcoming show...
2022-10-2625 minCheck Your BalancesCost of Living AdjustmentsRoss and Dan talk through cost of living updates as they relate to Social Security as well as the cost of having children. See the Washington Post's coverage of Brookings Institute data on costs of childcare: https://www.washingtonpost.com/business/interactive/2022/cost-raising-child-calculator/Send your questions or what you a decluttering to checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-10-1921 minCheck Your BalancesAssumable Loans, Social Security and Insurance OptionsThis week Ross and Dan explore three possible strategies for the challenging environment we find ourselves in. Whether you're considering a home transaction or looking for cash, we just might have an idea that will help.E-mail questions or topic suggestions to the show at checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-10-1224 minCheck Your BalancesCan Saving for Retirement Wait?A recent article from MarketWatch suggests that many young people should not be saving for retirement. Ross and Dan react. You can read the article by clicking here.We love hearing from you! Send any comments or questions to checkyourbalances@outlook.com for the chance to be featured on the show.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-10-0521 minCheck Your BalancesSeptember Mailbag: Tax Withholding Strategies & Access to Roth OptionsThis week Ross and Dan dive into the mailbag to answer listener questions on tax withholding possibilities as well as why there aren't always as many Roth options available as there should be.Send your questions for the show to checkyourbalances@outlook.com to have a question featured and get a CYB coffee mug if you want one!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-09-2825 minCheck Your BalancesDoom and GloomForget beets, bears and Battlestar Galactica...this week it is all about burgers, buyouts, and bear markets! Join Ross and Dan as they tackle some listener questions and address the bearish sentiments expressed last week.Send your questions for the show to checkyourbalances@outlook.com for the chance to be featured.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-09-2129 minCheck Your BalancesPrivate Companies We Wish We Could BuyRoss and Dan reveal 6 different private companies that they wish they had the opportunity to learn more about and possibly invest in.And we immediately have to retract our shade thrown at the Washington Commanders as apparently the mugs were not in the stadium.Speaking of mugs... shoot your questions for the show to checkyourbalances@outlook.com and we will send you a Check Your Balances coffee mug for your contribution (while supplies last)!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on...
2022-09-1424 minCheck Your BalancesInterview with David BlanchettDavid Blanchett is the Managing Director and Head of Retirement Research with PGIM DC Solutions. His work has been featured prominently in many industry publications as well as the Wall Street Journal. This week, he shares some of his research with the Check Your Balances team. Keep up to date on David's research by visiting his website:https://www.davidmblanchett.com/Have questions or thoughts for the podcast? Email us at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on...
2022-09-0729 minCheck Your BalancesSummer Hodgepodge: Student Loan Relief & MoreA sad tale of the sandwich that never got eaten, Ross and Dan follow up on the $100 Million deli. They also discuss the student loan relief package and the food budget of a 20-something high-earner in DC. E-mail us with questions at checkyourbalances@outlook.com with show topics, questions, or feedback!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-08-3122 minCheck Your BalancesThe Integrated Life with Sharon SchneiderThis week we are joined by Sharon Schneider, author of Handbook for an Integrated Life: A Practical Guide to Aligning Your Everyday Choices with Your Internal Compass. Sharon has overseen the deployment of over $1.5 Billion in philanthropic capital for some of America's most prominent families, and has now written a guide on how to be more purposeful with the dollars flowing through your household budget.Visit Sharon's website: https://www.theintegratedlife.com/Click here to get your copy of Handbook for an Integrated LifeHave questions for Ross and Dan? Email us at checkyourbalances@ou...
2022-08-2432 minCheck Your BalancesInvesting in Real EstateRoss and Dan clarify their position that they aren't (complete) bears when it comes to real estate investing, but they want to consider the range of options available. Check out this week's show to hear some of their favorite ways to access a lucrative asset class.Send your stories or questions for the show to checkyourbalances@outlook.com to be featured!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-08-1728 minCheck Your BalancesGetting a Late Start to SavingAre you one of the many people who feel they got a late start saving for their future? In this episode, we discuss how to approach your finances if you fall into that camp. Ross also gets a rare message of support for one of his unpopular opinions. Send your questions to checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-08-1028 minCheck Your BalancesThe Most Important NumberIs it possible to boil your financial planning down to a single critical number? In this week's episode, Ross and Dan try to get to the bottom of that question. Send your questions and thoughts on rice cakes to checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-08-0327 minCheck Your BalancesPoint-CounterpointReady for a financial planning throwdown? Ross and Dan go head to head as they debate heated topics in financial planning. Friend of the show Matt Trogdon joins as moderator. In the episode Dan made reference to a book, but forgot the name. It was The Outsiders by William N. Thorndike, Jr., which tells the story of 8 unconventional CEOs and how their approach to capital allocation led to their success.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-07-2733 minCheck Your BalancesTravel Talk with Andrea SachsWashington Post reporter Andrea Sachs joins the show to talk about what is going on in the travel market today, and where the deals still exist if you're looking. In an era where everybody seems to want travel built into their financial plan, we thought it was important to share.Send your questions on personal finance, investing, or business to the show at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-07-2028 minCheck Your BalancesThe Biggest Loser: Thinking About Stocks with Big LossesOn this week's episode we discuss our feelings for Jimmy Buffet's music and review our thoughts on App Economy Insight's article, How To Handle Big Losers.Submit questions for the show to checkyourbalances@outlook.com to have Ross and Dan weigh in!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-07-1327 minCheck Your Balances5 Levels of Financial IndependenceWe celebrate Independence Day with a breakdown of how we define 5 (or is it 6?) levels of financial freedom. Our simple to understand framework should apply to wherever you are in your financial life today and give you a target for how to get to the next step.Submit questions for the show to checkyourbalances@outlook.com to have Ross and Dan weigh in!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-07-0626 minCheck Your BalancesThe Scout MindsetHow can approaching things with a "scout mindset" make us better investors? Ross and Dan discuss their takeaways from Julia Galef's book The Scout Mindset: Why Some People See Things Clearly and Others Don't.Shoot a note to checkyourbalances@outlook.com with any questions, comments, or jokes for the team!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-06-2922 minCheck Your BalancesSECURE 2.0 - What's coming?It feels like just yesterday we were talking about what was in the first SECURE act, and now we get to talk about the sequel. Ross and Dan talk about what is expected (and stupid) in the current proposals. Send your questions to checkyourbalances@outlook.com to have them answered on our air! Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-06-2224 minCheck Your BalancesFPA Takeaways: Upstream Gifting, QSBS ExclusionsRoss and Dan recap their takeaways from last week's Financial Planning Association conference. In particular they cover two strategies that can help avoid capital gains tax: upstream gifting, and the qualified small business stock exclusion.E-mail your questions or thoughts for Ross and Dan to checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-06-1519 minCheck Your BalancesIs a recession coming?Do you share the same financial concerns as Cardi B? We think you might. This week's show addresses a 20:1 stock split and how negative the overall sentiment seems right now. The chart Ross references in the show can be seen here.E-mail your questions for Ross and Dan to checkyourbalances@outlook.com to have them weigh in!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-06-0822 minCheck Your BalancesLeaving and Receiving GiftsRoss and Dan dive into the mailbag for this episode. They tackle a listener question on how to think about inherited assets as well as the strategies for saving money on behalf of your kids. E-mail your questions for the show to checkyourbalances@outlook.com.We're YouTubers! Smash that subscribe button to check out our video content.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-06-0123 minCheck Your BalancesNowhere to hide?This week Dan and Ross consider whether life insurance could act as a safe haven in what we're calling the "Nowhere to hide" market. And we also answer a listener question about where to focus savings.E-mail your questions for the show to checkyourbalances@outlook.com.YouTube Channel coming soon... Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-05-2521 minCheck Your BalancesRobert Brokamp - Rule Your RetirementThis week, we are joined by our old friend Robert "Bro" Brokamp, from Motley Fool's Rule Your Retirement service. Tune is as we talk financial calculators, financial therapy, and more! Test out CalcXML's retirement calculator by clicking here.Join Robert Brokamp's Rule Your Retirement Service here.Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-05-1829 minCheck Your BalancesNick Maggiulli - Just Keep BuyingThis week, Nick Maggiulli joins the podcast to talk about his new book Just Keep Buying: Proven Ways to Save Money and Build Your Wealth. He's also the author of the blog Of Dollars and Data, and the Chief Operations Officer at Ritholtz Wealth Management. We are thrilled to have Nick join us!Shoot us an email with your personal finance and investing questions at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-05-1131 minCheck Your BalancesWrong Decisions, Right OutcomesInspired by the story of Fred Smith gambling to save FedEx early on, Ross and Dan explore scenarios where wrong financial decisions may have positive outcomes.Send questions for the show to checkyourbalances@outlook.com to be featured on the show.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-05-0420 minCheck Your BalancesPositive Actions in Negative MarketsMarket got you down? Ross and Dan kick around positive actions that you can (potentially) take in a negative market.Send questions for the show to checkyourbalances@outlook.com to be featured on the show (and get a CYB mug!).Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-04-2722 minCheck Your BalancesStudent Loans with Anna HelhoskiOn this episode, Ross and Dan are joined by Anna Helhoski - Nerdwallet's authority on Student Loans. Read more from Anna by visiting her Nerdwallet profile here:https://www.nerdwallet.com/blog/author/anna/Email us at checkyourbalances@outlook.com if you have any questions or comments for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-04-2027 minCheck Your BalancesDoes the traditional 401(k) suck?This week we're calling it a rant episode. Ross and Dan take on some very broad tax advice being given out on social media, and debate whether you should get excited about stock splits. Submit your financial planning questions to checkyourbalances@outlook.com to be featured on the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-04-1324 minCheck Your BalancesFIRE with Sean Gates, CFPOur former colleague, the recently retired, Sean Gates, joins us to talk about his journey. Sean has embraced the Financial Independence Retire Early (FIRE) movement for his entire career and has just recently made the transition out of full time work. Hear more about his story on this week's show.To submit your personal finance questions or thoughts tot he show, email us at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-04-0638 minCheck Your BalancesCryptocurrency with Dr. Lawrence WhiteThis week we are joined by George Mason University professor Dr. Lawrence White. Dr. White has spent his academic career studying monetary systems, banking, and more recently cryptocurrencies. He joins the show to share what is going on in the space and how crypto is being used.Submit your questions for the show to checkyourbalances@outlook.com to have a question featured!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-03-3030 minCheck Your BalancesRegret as a ToolInspired by Dan Pink's new book The Power of Regret, Ross and Dan reflect on how regret has played a part in their financial planning practice. Also, Dan shaved his beard and head to support St. Baldrick's Foundation.Send us your questions and thoughts to checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-03-2321 minCheck Your BalancesCouples and MoneyResident "engaged guy" Matt Trogdon joins the show to talk about how he and his fiancée are dealing with combining finances. Send your questions for the show to checkyourbalances@outlook.com. Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-03-1627 minCheck Your BalancesiBuying (or iSelling) - Ross Sold His HouseRoss sold his home recently and details what an exploration of the iBuying process was like. A farewell episode to "Dirty Mike and the Boys."Send your questions for the show to checkyourbalances@outlook.com. Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-03-0926 minCheck Your BalancesJanice Gets a Job OfferOf course more money is better than less money (unless you ask Biggie, in which case mo money is mo problems), but how much can a shift in salary impact your retirement trajectory? Ross and Dan create a scenario for their made up client, Janice McExample, to see how it plays out.Email us at checkyourbalances@outlook.com if you have any questions for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-03-0221 minCheck Your BalancesDonor Advised FundsElon Musk has been in the news for giving away Tesla stock, and the news presented an interesting slant on Donor Advised Funds (DAF). Ross and Dan weigh in with their take on why DAF accounts can be a powerful planning tool and how you might consider using them.Submit questions to the show to checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-02-2323 minCheck Your BalancesEstate Planning and UncertaintyRoss and Dan explore the basics of estate planning that everyone needs, and how to plan effectively in an area with so many variables. You'll also get to hear about Dan's second career path that could have been at the end.Submit questions to checkyourbalances@outlook.com to have them featured on the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-02-1626 minCheck Your BalancesMorningstar's New Safe Withdrawal Rate; ETFs Vs Index FundsThis week we unpack Morningstar's report entitled: The State of Retirement Income: Safe Withdrawal Rates. Do we need to replace the old 4% rule with the 3.3% rule? We also address the differences between ETFs and Mutual Funds when it comes to index investing.You can download Morningstar's report using this link.Do you have a question or comment you'd like covered on the show? Email us at checkyourbalances@outlook.com and maybe the spirit will inspire Ross to mail Check Your Balances mugs once again.Send us a textSend your questions for u...
2022-02-0931 minCheck Your BalancesBusiness Lessons From Our Favorite ShowsWhat real life lessons about business and investing can we learn from scripted television? This week, Ross and Dan pull back the curtain on their TV habits and share some moments from The Office and Silicon Valley that ring true in real life.Have you had any "a-ha" moments watching your favorite TV show? We'd love to hear about it! Email us at checkyourbalances@outlook.com to share your takeaways with us.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-02-0222 minCheck Your BalancesCelebrating Our First Year with a Market CorrectionA roundtable discussion of how to keep the recent market movement in context and focus on the big picture of your personal financial plan. Ross and Dan are joined by Matt Trogdon to discuss how the market has started 2022, and some strategies that we are using to relax along the way.Send your financial planning questions to us at checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-01-2627 minCheck Your BalancesAn Interview with Brian FeroldiYouTuber, investor, speaker, and author Brian Feroldi joins the show to talk about the inspiration for his series of personal finance graphics and the book he has coming out this spring.Pre-order Brian's Book: Why Does the Stock Market Go UpFollow Brian on: YouTube, Instagram, TwitterSend your questions for Ross and Dan to us at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-01-1924 minCheck Your BalancesWe Make an NFTRoss and Dan were on a mission to bring to life Bill Mann's vision of a Monkey Butt on the blockchain. They did so by creating the Monkey Butt NFT! This week, we discuss what the process was like to create an NFT, and we also address a listener question about financial aid for college.To view the Monkey Butt NFT on Rarible click here. Worth a chuckle, but not your hard earned dollars. We don't recommend purchasing it.If you have personal experience with NFTs or any questions about personal finance, send your notes to c...
2022-01-1223 minCheck Your BalancesJanuary Mailbag EpisodeWe kick off the year feeling 22 and addressing listener questions! This week we address improving a credit score, differences in 529 and ABLE accounts, Fully Paid Securities Lending, and even a hint of Payment For Order Flow. Send your questions to checkyourbalances@outlook.com to be featured on the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2022-01-0527 minCheck Your Balances2021: A Market ReviewAs the year comes to a close, Ross and Dan review the performance of several major stock indexes and discuss their takeaways from 2021. They also address Vanguard's Market Perspectives report which offers their 10 year asset class forecasts. Have you dozed off yet? E-mail us at checkyourbalances@outlook.com with your biggest investing takeaways from the year!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-12-2931 minCheck Your BalancesHoliday Gift GuideDo you need last minute gift ideas for the finance nerd in your life? Check out our gift guide for 2021 to help round out your shopping list for the year!E-mail us at checkyourbalances@outlook.com if you have questions for our year end wrap up show next week, or personal finance questions that we can help with!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-12-2219 minCheck Your BalancesThe name's Bond...I Bond.Many of us have experienced inflation to this point in 2021 through rising costs, however there is a flip side to that coin! Series I Savings Bonds, which pay an interest rate tied to inflation, are paying attractive rates. In this episode we discuss I Bonds, and Ross takes us through what it was like to purchase one through TreasuryDirect.gov.Have you reached any personal financial milestones in 2021? Let us celebrate your success! Email us at checkyourbalances@outlook.com to potentially be featured!Send us a textSend your questions for upcoming show to c...
2021-12-1526 minCheck Your BalancesTalking with Andrew Schear of Practical Personal FinanceThis week we welcome Andrew Schear of the Practical Personal Finance YouTube channel to the show. Andrew is a personal finance enthusiast that has documented his own journey and has created a library of more than 180 videos teaching finance concepts in simple, easy-to-understand, language.To submit a question for our show, email us at checkyourbalances@outlook.com to potentially be featured!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-12-0830 minCheck Your BalancesTalking Taxes with the Tax GirlThis week we talk taxes with Kelly Phillips Erb, aka the Tax Girl. Together we discuss the challenges of navigating the tax landscape, and Kelly offers some controversial takes on home ownership and Roth IRAs.You can find Kelly's podcast, blog, and more by visiting: https://www.taxgirl.com/If you'd like to submit questions or air grievances you can contact us at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-12-0136 minCheck Your BalancesFunemployment and Thanksgiving!Once again, Matt Trogdon, CFP joins the show to talk about his experience going through a job transition over the summer which he lovingly refers to as "Funemployment." You can read his Preservation Mode article that he wrote for Humble Dollar.And to submit your questions for our show, email checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-11-2427 minCheck Your BalancesRent, Buy, and PMIRoss and Dan have real estate on the brain again. This week they discuss the tough rental market, along with some potential money saving tips whether you already own a home or are in the market for one. Send your questions for the show to checkyourbalances@outlook.com and receive a CYB mug while supplies last!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-11-1722 minCheck Your BalancesSmall-Cap and International Investing: A Discussion with Bill MannBill Mann joins the show this week to discuss how to think about international investing, changes to the small-cap landscape, and even... crypto. Send your questions for the show to checkyourbalances@outlook.com and receive a CYB mug while supplies last!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-11-1034 minCheck Your BalancesBalancing Short- and Long-Term GoalsOn this week's episode the team tackles a listener question which spurs a conversation on balancing short- and long-term goals. Ross lets us in on a wedding planning hack. And where in the world is Tyler?Submit any comments or questions you may have for the show to checkyourbalances@outlook.com and receive a free mug while supplies last!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-11-0325 minCheck Your BalancesHappy Halloween: Financial Planning Horror StoriesRoss and Dan welcome Matt Trogdon, CFP to the show for the first time to share financial planning horror stories from celebrity life and beyond! Make sure you don't miss this special Halloween episode of Check Your Balances.Submit horror stories or any questions you may have for the show to checkyourbalances@outlook.com to receive a free mug while supplies last!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-10-2725 minCheck Your BalancesSelf-Directed IRAs: An Interview with Mat SorensenMat Sorensen, an attorney and the CEO of Directed IRA, joins us on this week's show to discuss how IRA funds can be used to make investments beyond traditional securities. This week's show explores a broader investment universe through a lesser known structure.You can learn more about Mat Sorensen and Self-Directed IRAs here on his website.Send your questions for the show to checkyourbalances@outlook.com to receive a CYB mug!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-10-2024 minCheck Your BalancesCoast FI(RE) and Lifestyle DriftA new term in financial planning to unpack, and one of the key problems that could prevent it from working for you! Check out this week's show on what the Coast FIRE movement is and how little choices make the difference on it working.Email us at checkyourbalances@outlook.com with your Coast FIRE plans or any stories of personal lifestyle creep that you've experienced!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-10-1322 minCheck Your BalancesRicher, Wiser, Happier: A Chat with William GreenOn this week's episode we welcome William Green, author of Richer, Wiser, Happier. His book draws on his interviews with some of the world's greatest investors and highlights the principles and habits that make them successful. In his chat with Dan, they discuss how many of these lessons extend beyond the world of investing. You can learn more about William Green and his work by visiting https://www.williamgreenwrites.com/.E-mail us at checkyourbalances@outlook.com to submit questions for the show!Send us a textSend your questions for upcoming show...
2021-10-0653 minCheck Your BalancesWhen to SellPeople often grow comfortable with buying stocks, but how should you think about selling them? Ross and Dan talk about a few of the situations where you should say goodbye to shares within your portfolio. E-mail us at checkyourbalances@outlook.com to submit questions for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-09-2921 minCheck Your BalancesPersonal Finance Lessons from the MoviesWhat personal finance lessons can we take away from a Will Ferrel movie? Check out this week's show to find out as Ross and Dan break down personal finance lessons from some popular movies.E-mail us at checkyourbalances@outlook.com to submit questions for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-09-2224 minCheck Your BalancesEpisode 33: Understand your "Options"In a world where yield is hard to come by, learn how you can leverage simple options strategies to boost portfolio income. Email your questions for the show to checkyourbalances@outlook.com to potentially have your question featured!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-09-1525 minCheck Your BalancesEpisode 32: Back to School - Our Financial Literacy CurriculumAs kids head back to school for the fall, Ross and Dan breakdown what would be in their financial literacy course if they got to design it for high school students.Email your questions for the show to checkyourbalances@outlook.com to potentially have your question featured!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-09-0825 minCheck Your BalancesEpisode 31: The Advisory Business, Interview with Alan MooreThis week Ross and Dan are joined by Alan Moore. He is the CEO and co-founder of XY Planning Network, which has created a community of over 1,000 fee-only advisors focused on serving Gen X and Gen Y clients. To submit questions or topics for the show, email us at checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-09-0138 minCheck Your BalancesEpisode 30: Talking Banking with Dr. Terri FriedlineDr. Terri Friedline is the author of Banking on a Revolution and a professor at University of Michigan. She joins Ross and Dan to talk about underbanked and unbanked communities and structural reform that is needed in the banking system.To submit questions or topics for the show, email us at checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-08-2536 minCheck Your BalancesEpisode 29: Advice To Our Younger SelvesThe blog post Go Big, Then Stop by Nick Maggiulli inspired Ross and Dan to think about advice they would give to their younger selves. They reflect on the early days of their careers, the power of compounding, and the risks of faking it until you make it.Submit questions or feedback to the show using checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-08-1823 minCheck Your BalancesEpisode 28: Should you rollover your 401(k)?A mailbag episode, Ross and Dan read listener responses to how they'd spend lottery winnings and answer questions on net worth and 401(k) rollovers. There's a lot to unpack this week!Submit questions or feedback to the show using checkyourbalances@outlook.com!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-08-1129 minCheck Your BalancesEpisode 27: What can we learn about planning from the lottery?We examine the math on how lottery payouts are actually made and then apply those same fundamentals to a much more likely scenario... pension planning! Check out this week's episode whether you're thinking about your pension or the Powerball.Receive a Check Your Balances mug by sending in great questions for the show at checkyourbalances@outlook.com (while supplies last!).Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-08-0426 minCheck Your BalancesEpisode 26: Revisiting the SECURE ActAt the end of 2019 a major piece of tax legislation was signed into law. The SECURE Act may have flown under the radar of many Americans as our focus quickly shifted towards a global pandemic. On this episode Ross and Dan review some major provisions of the SECURE Act and what they might mean for you.E-mail us at checkyourbalances@outlook.com with your questions or feedback for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-07-2823 minCheck Your BalancesEpisode 25: Cash Allocations and BeyondHow much cash is too much in your portfolio? Ross and Dan launch from a listener question into their theory about allocation bands and how you choose to treat risk in your portfolio. They also react to Malcom Gladwell's enthusiasm for self-driving cars.E-mail us at checkyourbalances@outlook.com with your questions or feedback for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-07-2128 minCheck Your BalancesEpisode 24: Talking Budgets with Kimberly PalmerKimberly Palmer, author of "Smart Mom, Rich Mom" and personal finance expert at NerdWallet, joins the show to talk about budgeting. Ross and Dan have historically considered themselves "anti-budgeters", but Kimberly flips them by offering a simple and practical framework for regaining control of your spending.E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-07-1422 minCheck Your BalancesEpisode 23: All Things InsuranceRoss and Dan ambitiously try to tackle life insurance, disability insurance, and long-term care insurance in a single episode. How to think about what you really need, and what products get sold in all the wrong ways.E-mail checkyourbalances@outlook.com to submit questions or feedback to the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-07-0738 minCheck Your BalancesEpisode 22: Relocation and InflationRoss and Dan answer a listener question on relocation, provide a helpful (free) resource for estimating your costs, and unpack what the bond market is currently telling us to expect in terms of inflation.Shoot us an email at checkyourbalances@outlook.com to let us know where you're thinking of relocating to in retirement or with other questions for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-06-3024 minCheck Your BalancesEpisode 21: 10 Concepts to Make You a Better InvestorRoss and Dan compile a list of 10 of the most powerful concepts, mantras, and lessons they have learned about investing. Whether they help with your mindset, developing good habits, or combating a dangerous bias, we hope you take something positive from this week's show.Shoot an email to checkyourblaances@outlook.com to share your favorite investing lesson or a question you'd like Ross and Dan to weigh in on!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-06-2329 minCheck Your BalancesEpisode 20: Health and Wealth with Dr. Michelle FritschDr. Michelle Fritsch, author of Preventative Maintenance for a High Mileage Life, joins the show to talk about health when making the transition into retirement. Her background as a pharmacist uncovered gaps that need addressing in the medical field that she is actively working to solve.Learn more about Michelle at retirewellness.com or email her at michelle@retirewellness.com.E-mail us your personal finance questions or topics at checkyourbalances@outlook.com.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-06-1626 minCheck Your BalancesEpisode 19: Active vs Passive InvestingRoss and Dan weigh in on one of the biggest debates in the investing world: active versus passive investing. E-mail us at checkyourbalances@outlook.com with questions for the show or anything you'd like us to weigh in on!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-06-0926 minCheck Your BalancesEpisode 18: Could annuities improve your investing?A new Dalbar study suggests that investors with variable annuities did better in 2020. Ross and Dan unpack some of the possible reasons and discuss whether data like this would alter our traditional thinking around retirement income.E-mail us at checkyourbalances@outlook.com with questions for the show or anything you'd like us to weigh in on!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-06-0224 minCheck Your BalancesEpisode 17: ScamsRoss and Dan receive an email from a "listener" in need of assistance. This spurs a conversation about common scams and some preventative measures people should be taking.Send us what you're excited to do with your free time to checkyourbalances@outlook.com or submit questions or topics you'd like to hear us cover on our show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-05-2626 minCheck Your BalancesEpisode 16: What are you excited for in retirement?Could a new framework around what retirement means let you get to the fun stuff early? Ross and Dan discuss different ways to think about what retirement could be and what they learned in starting their business about financially preparing for mini-retirements.Send us what you're excited to do with your free time to checkyourbalances@outlook.com or submit questions or topics you'd like to hear us cover on our show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-05-1924 minCheck Your BalancesEpisode 15: Jordan Josephs, Celebrity Business ManagerHow realistic are TV shows like Ballers and Entourage? This week we invited Jordan Josephs to answer that question and more as he gives us a glimpse into his life. Jordan has been named as one of Billboard's top business managers for 2021 and awarded Variety's "Business Manager Elite" title. Email us at checkyourbalances@outlook.com for questions or topics you want us to cover on our show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-05-1249 minCheck Your BalancesEpisode 14: Scott Lloyd Talks Taylor SwiftTaylor Swift is in the process of recording fresh versions of her first six studio albums. She is doing this because she does not own the master recordings of those original tracks, and hopes to regain control of her music by creating new versions ("Taylor's Versions" as she calls them). To learn more about Taylor Swift's efforts, and to more broadly explore intellectual property rights, we welcome Scott Lloyd to the show. He is a principal with the law firm Offit Kurman and does work in the intellectual property space. Email us at checkyourbalances@outlook.com w...
2021-05-0530 minCheck Your BalancesEpisode 13: The Side HustleRoss and Daniel discuss side hustles, offer their thoughts on rental real estate, and share why you should beware if you happen upon raccoons in your attic. Email us at checkyourbalances@outlook.com to submit questions or topics for discussion on the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-04-2825 minCheck Your BalancesEpisode 12: Target Date Funds & $100(ish) Million DeliRoss and Dan unpack some of the financial statements on a single deli that trades as a public company with an eye popping valuation, as well as review an incredibly prominent financial product that you may have in your 401(k) right now. Email us at checkyourbalances@outlook.com to submit questions or topics for discussion on the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-04-2123 minCheck Your BalancesEpisode 11: Talking Credit Cards with Sara Rathner from Nerd WalletThe "Credit Card Queen," as we appointed her, Sara Rathner from Nerd Wallet joins the show this week to talk all things credit cards! We also dive into the importance of bringing nuance to financial media.Email us at checkyourbalances@outlook.com for questions or topics you want us to cover on our show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-04-1437 minCheck Your BalancesEpisode 10: Together We Bake & Helpful TipsWe are thrilled to welcome Together We Bake to our show to share some of the great work they are doing in the Northern Virginia community to support women in the area. We also kick off financial literacy month with some shortcuts for math and quick tips that we use as planners.Email us at checkyourbalances@outlook.com with questions or ideas that you want us to share on the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-04-0729 minCheck Your BalancesEpisode 9: Crooked Crab BrewingThe founders of Crooked Crab Brewing join our show to tell the story of how three friends put their combined skills together to create an award winning up-and-comer of a craft brewery. Email us at checkyourbalances@outlook.com if you've got feedback, finance questions, or topics you want to hear us cover!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-03-3141 minCheck Your BalancesEpisode 8: Decoding AcronymsThe language of investing is constantly changing - are you keeping up to date? Join Ross and Dan as they explore a few acronyms showing up more frequently in the world of finance. Be sure to stick around until the end for their rapid fire "meme-talk" round.E-mail us at checkyourbalances@outlook.com to submit your questions for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-03-2433 minCheck Your BalancesEpisode 7: Managing the DownsideIt has been shown that people hate losing money about twice as much more than they like making it. How does that translate to the way you look at your portfolio during turbulent markets? Ross and Dan discuss their philosophy on managing the downside in this week's show. E-mail us at checkyourbalances@outlook.com to submit your questions for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-03-1729 minCheck Your BalancesEpisode 6: Roth, Social Security, and Tax SmoothingIs the Roth IRA for you? When should you file Social Security? When does it make sense to accelerate your taxable income? Ross and Dan talk through three common planning issues in this week's show.E-mail us at checkyourbalances@outlook.com to submit your questions for the show!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-03-1021 minCheck Your BalancesEpisode 5: 10 Takeaways from Warren Buffet's 2021 Letter to ShareholdersInvesting icon Warren Buffet writes a letter to Berkshire Hathaway shareholders each year. Ross and Dan break down the 2021 letter and share their top 10 takeaways that you can apply to your financial life and investing. E-mail us at checkyourbalances@outlook.com if you had a different take or with any questions that you think we should cover in upcoming shows!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-03-0322 minCheck Your BalancesEpisode 4: An Interview with Chef Jonathan KrinnThe chef and restaurateur behind the award winning Clarity restaurant in Vienna, VA joins us to talk about his journey and what it has been like adapting a restaurant in the pandemic. There are lessons for all business owners and entrepreneurs in the way chef Krinn has been able to navigate the situation.E-mail us at checkyourbalances@outlook.com with any feedback, questions, or to participate in this week's gift card challenge! And visit clarityvienna.com to learn more about our guest and his establishment.Send us a textSend your questions for...
2021-02-2426 minCheck Your BalancesEpisode 3: Kids and InvestingCollege savings plans, picking stocks your kids will understand, and more. Our resident Advisor-Dad takes you through his process and what you need to be thinking about if you're interested to get your kids started on their investing journey.E-mail us at checkyourbalances@outlook.com with questions you want us to cover and feedback!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-02-1732 minCheck Your BalancesEpisode 2: Myths About Retirement FinancesShould you make it a goal to payoff your mortgage? Do you need to convert to a dividend focused portfolio? What's the right allocation for your age? This week Ross and Dan unpack 3 common myths that investors have as they approach retirement.Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-02-1024 minCheck Your BalancesEpisode 1: An Interview with Morgan HouselMorgan Housel, author of The Psychology of Money and partner at The Collaborative Fund joins Ross and Dan to discuss his book. Check Your Balances is a journey through investing, personal finance, and business with an emphasis on always understanding the tradeoffs. Ross and Dan unpack common financial planning anecdotes and lore to help listeners get down to what will really make the most impact for them. Subscribe so you don't miss an episode!Send us a textSend your questions for upcoming show to checkyourbalances@outlook.com @checkyourbalances on Instagram
2021-02-0336 min