Shows
The Optometry Success PodcastOnline Scheduling: Staffing Overhead Goes Up When You Don't AdaptIn this episode, we challenge optometry practice owners to rethink online scheduling, not as a tech upgrade, but as a strategic lever for growth and efficiency. We unpack the gap between simply offering online scheduling and actually driving patient adoption. If we want to elevate the patient experience and reduce administrative strain, we have to do more than turn it on. We have to communicate the why, integrate it into every patient touchpoint, and make it the natural first step when someone is ready to book. This conversation goes beyond convenience. We talk about capturing m...
2026-03-1125 minThe Optometry Success PodcastGreat Marketing On A Small BudgetIn this episode, we take on a topic that pulls at every practice owner's attention: marketing. But instead of talking about bigger budgets, mailers, or flashy tactics, we challenge the assumption that growth always requires more marketing dollars. When we look at high performing practices, many of them are not spending heavily on traditional marketing at all. We explore the idea that culture is marketing and that the patient experience is either making you remarkable or making you invisible. From online scheduling to first impressions at the front desk, we break down how the small d...
2026-03-0426 minThe Optometry Success PodcastYou don't even need a job description to find your next associateIn this episode, we talk about what it takes to grow a practice by bringing on an associate OD. We discuss timing, compensation structures, production models, and the importance of culture and long term alignment. We also share practical insight into recruiting, leadership, and creating opportunities that benefit both the practice and the associate. If growth is on your radar, this conversation offers a helpful inside look at how we think about it. Have a question for us to address in a future episode? Submit it here! Resources: Wh...
2026-02-2521 minThe Optometry Success PodcastHow to give patients choices when in the exam laneIn this episode, we share how to confidently give patients clear choices in the exam lane without creating confusion or pushback around vision and medical care. We explain how setting expectations early and taking ownership of clear communication builds trust and increases acceptance of follow up visits. We also touch on how to structure your schedule to support shorter, more frequent visits and why giving patients ownership of their decisions improves both the patient experience and practice profitability. Have a question that might be featured on a feature episode? Submit it here Subscribe o...
2026-02-1820 minThe Optometry Success PodcastWhat is "schedule health" and why should practice owners be measuring itIn this episode, we dive into the critical concept of schedule health and how it drives strategic growth, especially when adding associates. We explore how data-driven insights help us make confident, informed decisions that support sustainable scaling for our practices. Hosted By Adam Cmejla, CFP and Chad Fleming, OD, FAAO Have a question? Submit it here Subscribe on Apple Podcasts: https://shorturl.at/Fq1Ro Subscribe on Spotify: https://shorturl.at/jCtsk
2026-02-1121 minThe Optometry Success PodcastThis is why you're losing money with vision plansIn this episode, we explore how we can shift from traditional scopes of practice to a more intentional, patient-centric approach. We dive into embracing managed vision care plans, redefining our billing practices, and using strategic communication to better serve our patients. Along the way, we share actionable insights to improve practice efficiency and patient outcomes as optometry continues to evolve. Hosted By Adam Cmejla, CFP and Chad Fleming, OD, FAAO Have a question? Submit it here Subscribe on Apple Podcasts: https://shorturl.at/Fq1Ro Subsc...
2026-02-1121 minThe Optometry Success PodcastReducing business risk when adding associate ODs in an established practiceAdding associate ODs in an established practice feels risky. Let's go from risky to empowering! In this episode, we explore the mindset shifts, financial considerations, and key performance indicators necessary for successful expansion. We'll discuss how to proactively determine when your practice is ready for an associate and how to break down the investment of hiring an associate into your practice. Hosted By Adam Cmejla, CFP and Chad Fleming, OD, FAAO Have a question? Submit it here Subscribe on Apple Podcasts: https://shorturl.at/Fq1Ro Su...
2026-02-1118 minThe Optometry Success PodcastWelcome to The Optometry Success Podcast with Adam Cmejla, CFP and Chad Fleming, OD, FAAOThe Optometry Success Podcast helps private-practice optometrists build profitable, sustainable businesses with clarity and confidence. Hosted by Adam Cmejla, CFP—a financial planner and CFO to ODs nationwide—and Chad Fleming, OD, FAAO—a multi-location practice owner with decades of hands-on experience—each 20-minute episode delivers practical strategies and actionable insights you can apply right away. From leadership and financials to team culture, operations, and growth, this is your weekly dose of real-world advice for real-world practice owners. New episodes every Wednesday. Hosted By Adam Cmejla, CFP and Chad Fleming, OD, FAAO
2026-02-0801 min
The Advisors Edge PodcastS1E36 | The Future of Advisor Trust: How Fee Transparency Is Reshaping Financial Planning (UK & US)Trust is becoming the most important currency in financial advice...and fee transparency is reshaping how advisors earn it.In this episode of the Advisors Edge Podcast, co-hosts Rob Jacomen and Chad Ramberg sit down with two respected voices in the profession:🇬🇧 Kanishk, Financial Planner at Compound Wealth Planning (London)🇺🇸 Phil, Founder of Rebel Financial (United States)Together, they unpack how global trends in transparency, unbundled fees, fiduciary alignment, and education-first client experiences are redefining what it means to serve clients well.This conversation is not about products, performance, or recommendations...it’s about t...
2026-01-2751 min
New Focus on Wealth with Chad BurtonCertified Financial Planner Chad Burton On Preparing For RetirementEP Wealth Advisor CFP Chad Burton on great ways to prepare for retirement, plus information on the next seminar with EP Wealth Advisors Chad and Ryan Ignacio at the Palo Alto Elks Lodge January 15th at 6:30pm covering important tax strategies and more.
2026-01-0741 min
Moser, Lombardi and Kane1-02-26 Hour 2 - CFP Takeaways/Chad Brown/Keys to the (Depleted) Nuggets game0:00 - We were treated to a delicious slate of CFP games on New Year's Eve/New Year's Day. What did we learn from those games?19:44 - What does Chad Brown think about the CFP so far and the overall state of college football? Does he agree with Brett and Vic that Bama, and the SEC overall, are frauds who are propped up by years of previous success?39:50 - The Nuggets are running out of warm bodies to put on a basketball court. So, that being said...what are they Keys to a Nuggets victory tonight?
2026-01-0249 min
The 20:00 Georgia PodcastDawgs Win the SEC and CFP TalkJosh and Chad talk about Georgia’s 28-7 win over Alabama and talk about the CFP
2025-12-0738 min
The Kingdom Finance ShowAI Drives Q4 Market OutlookIn this episode of The Kingdom Finance Show, Chad Frantzen, CFP®, breaks down how artificial intelligence, corporate earnings, and global economics are shaping the markets in Q4 2025.Chad explains how AI continues to fuel capital spending, why high valuations could lead to short-term pullbacks, and what investors should watch as we approach 2026. He also shares insight on how long-term investors can stay steady through volatility while staying true to Kingdom principles.Learn why diversification, liquidity, and patience matter most right now—and how AI’s growth is creating both opportunity and caution in today’s market...
2025-10-2222 minThe Kingdom Finance Show21 Shutdowns Later: US Government vs Market ResilienceIn this episode of The Kingdom Finance Show, Chad Frantzen, CFP®, breaks down what the latest U.S. government shutdown really means for your investments.Discover how markets have responded to all 21 shutdowns since 1976, why the economy often bounces back, and what you can do to stay steady through political uncertainty.Chad shares data from Goldman Sachs, insights from past market trends, and a clear Kingdom perspective on how faith-filled investors can make wise financial decisions, even when Washington stalls.Gain clarity. Build confidence. Steward your money with purpose.---
2025-10-1318 minNew Focus on Wealth with Chad BurtonCertified Financial Planner Chad Burton Discusses Your RetirementRob Black looks at late Friday headlines and looking back at the week, EP Wealth's advisor Chad Burton discusses building your wealth, More on the Thursday October 16th Retirement & Wealth Strategies for Your Future seminar at the Palo Alto Elks Lodge where you can meet EP Wealth Advisors CFP Chad Burton and CFP CFA Ryan Ignacio
2025-10-0439 minThe Advisors Edge PodcastEp 26 | Helping Hands: Why Service Will Always Be the Future of Advisory Firms - feat. Ralph UjanoIn this episode of the Advisors Edge Podcast, Chad Ramberg sitd down with Ralph Ujano to explore what really drives success in the RIA and wealth management industry.👉 Forget the noise about tech and shiny tools. Ralph brings it back to the fundamentals — building a business (and a legacy) around service, trust, and helping clients in ways that can’t be automated away.You’ll discover:✅ Why “helping hands” is the real edge in client relationships.✅ How the most successful RIAs scale trust before they scale technology.✅ Where AI and automation actually fit — and...
2025-08-1949 min
Physician CentsYou've Been Matched with a Residency, Now What?You've matched—congrats! But now what? As you transition from med school to residency, financial decisions are about to get real, and the steps you take now can make a huge difference in your financial future. Many new residents don't realize how much financial planning matters at this stage—things like student loans, budgeting, and even insurance may seem like details you can handle later, but getting ahead now can save you serious money (and stress) down the road. Federal student loans, private refinancing, and income-driven repayment plans all come with deadlines and fine print that...
2025-04-0131 minPhysician CentsWhy 'Standard Contracts' for Physicians Are Anything ButMost physicians assume their first contract is a "standard agreement" that everyone signs without question. But as Kyle Claussen, CEO of Resolve, reveals in this episode, there's no such thing as a truly standard physician contract. From compensation structures to non-compete clauses and tail coverage, every detail can significantly impact your financial future and career flexibility. Yet, many doctors accept these contracts at face value, unknowingly leaving money on the table or committing to restrictive terms that could hinder them down the road. By the time a physician realizes a contract term is unfair, it's...
2025-03-1533 minThe Advisors Edge PodcastEp 014 - Financial Advisors: The Insurance Industry is a SCAM? The Hard Truth No One Talks About - feat. Steve Zeiger and Barry FlaggThe insurance industry is actively fighting against transparency.They lobby against client protections, hide critical data, and push policies that no one understands—and most agents don't even realize they're part of the problem.But today, we're pulling back the curtain.What you’ll learn in this episode:✅ The dirty little secret insurance companies don’t want you to know.✅ How 95% of agents are unknowingly selling overpriced, bad-fit policies.✅ Why brokers who don’t evolve will be obsolete in the next 5 years.✅ The one question that exposes the flaws in any life insu...
2025-03-051h 02Physician CentsIf I Can Manage My Own Investments, Why Pay an Advisor?Lots of physicians wonder: If I can manage my own investments, why pay an advisor? It's a fair question. If you're comfortable picking index funds and setting up automated contributions, what's left for an advisor to do? This conversation unpacks the real value of financial planning beyond investments. From student loans and tax decisions to asset protection and estate planning, there's much more to consider than just growing a portfolio. Many assume an advisor's worth is tied to investment management alone, but the real benefits show up in unexpected areas—especially as life and finances become more co...
2025-03-0134 minPhysician CentsDIY Investing vs. Hiring an Advisor: The Real Value BreakdownManaging your own investments can feel empowering—especially when you've done the research and built a solid plan. But when does the complexity of financial planning cross the line from DIY-friendly to requiring professional help? That's exactly what Dr. W is wondering. As a resident who's been diligently managing an all-equity portfolio, he's now questioning when and if a financial advisor would be worth the cost. What's the real value of professional advice, and how does it stack up against a well-educated, self-managed approach? We unpack the tangible and intangible benefits of working with a fi...
2025-02-1541 min
The Optometry Money PodcastImplementing a Strategic Planning Week To Level Up Your Optometry Practice with Dr. Chad FlemingQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.In this episode, Evon welcomes Dr. Chad Fleming back to The Optometry Money Podcast. Dr. Fleming shares his experiences with strategic planning and explains how setting aside time to work on the business through a strategic planning week has helped him scale his practice operations. They discuss how private practice owners can improve leadership, reduce chaos, and increase profitability through intentional planning.Evon and Dr. Fleming dive into the nuts and bolts of what a strategic planning week...
2025-02-0542 minThe Advisors Edge PodcastEp 011 - Building Community: How This Industry Legend Is Helping to Transform Women-Led Advisory Firms - feat. Bridget GrimesJoin us for a special episode of The Advisors Edge podcast as host Rob Jacomen and co-host Chad Ramberg welcome the incredible Bridget Grimes from Equita Financial Network.In this inspiring conversation, Bridget shares her journey in the financial planning industry, the challenges she faced as a woman in a male-dominated field, and the powerful community she has built to support other women in finance.Discover how Bridget and her business partner, Katie Burke, launched Equita to create a supportive network for female financial planners, focusing on collaboration, resource sharing, and empowerment.They...
2025-01-2843 min
The GridironStuds ShowCFP Championship Prediction and Round 2 NFL Picks | 2 Chumps Football PodcastIn this episode of the Two Chumps Football Podcast, hosts Chad Wilson and Emil Calamino discuss the ongoing NFL playoffs and the surprising absence of SEC teams in the college football championship. They analyze the upcoming matchup between Ohio State and Notre Dame, share their predictions, and delve into potential coaching changes in the NFL, particularly regarding the Dallas Cowboys. The hosts also provide their betting predictions for the NFL playoffs, highlighting key matchups and their insights on team performances.
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Sponsored by: Bovada Sportsbook.
Is the #1 rated online sportsbook and has been a trusted source since 2011 for wagers of...
2025-01-1839 minPhysician CentsA Deep-Dive into Disability Insurance with Larry Keller CFP®In the last couple of episodes, we've started to scratch the surface when it comes to the importance of disability insurance. Navigating the world of disability insurance as a physician can be complex, especially when it comes to understanding how medical conditions impact coverage eligibility. In this episode of Physician Cents, Larry Keller breaks down the most common medical issues that lead to disqualification or exclusion from coverage—and what you can do to protect yourself. From understanding Guaranteed Standard Issue (GSI) plans to spotting red flags with agents, Larry shares invaluable insights to he...
2025-01-1552 min
The GridironStuds ShowWhat the CFP Has Shown US + Week 20 Picks - 68% NFL WinnersIn this episode of the Two Chumps Football Podcast, hosts Chad Wilson and Emil Calomino discuss the current state of college football, including the implications of the playoffs, bowl games, and the impact of player transfers and NIL deals. They delve into the relevance of bowl games today, the dilemma of player opt-outs, and the chase for Saquon Barkley's rushing record. The conversation transitions into NFL Week 18 predictions, highlighting key matchups and betting insights.
Sponsored by Bovada Sportsbook: https://bit.ly/3AP8hPO
2025-01-0459 minPhysician CentsExploring Financial New Year's Resolutions with The White Coat Investor, Ep #20Is your financial house in order for 2025? In this special episode of Physician Cents, we're joined by Jim Dahle, the one and only "White Coat Investor," to help you tackle the financial "resolutions" every physician should embrace. From crafting a rock-solid financial plan to protecting your health and wealth, this conversation is packed with actionable advice to start the year strong. Looking for help with Disability Insurance, Physician Banking, Student Loan Refinancing, Physician Mortgages, Contract Reviews, and more? Check out our "Best of the Best" sponsors page to find a list of the professionals Chad & Tyler team up...
2025-01-0141 min
The GridironStuds Show2nd Round CFP Picks + 70% NFL Winners Still BlazingIn this episode of the Two Chumps Football Podcast, hosts Chad Wilson and Emil Calamino discuss the current state of bowl season and the NFL, including the implications of streaming services on fan engagement and viewership. They analyze the emotional investment of fans in both college and professional football, the dynamics of the college football playoff system, and the challenges facing college football in the future. The hosts also provide their predictions and insights for upcoming NFL and college football games, emphasizing the importance of emotional attachment and analytics in sports.
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Sponsored by: Bovada Sportsbook...
2024-12-2754 minNew Focus on Wealth with Chad BurtonEP Wealth Webinar - Exploring Passive Investment Options - 241216 - audioAre you looking for ways to optimize your real estate investments and potentially defer taxes? Watch our latest recording where we explore how 1031 exchanges into Delaware Statutory Trusts (DSTs) may potentially provide a path to passive income while reducing the burden of property management. Presented by Chad Burton, CFP®, this seminar walks you through the current real estate environment, trends in 1031 exchanges, and how DSTs can likely enhance your investment strategy. In this recording, we discuss topics such as: Understanding 1031 exchanges and how they work Exploring the factors of DST...
2024-12-261h 12The 20:00 Georgia PodcastCFP Preview with CraigJosh and Chad are joined by Craig to talk all things CFP and Georgia leading into this weekend’s playoff games
2024-12-1949 minPhysician CentsTackling Debt: Loan Repayment and Refinancing with Earnest.com, Ep #19Debt is a reality that most medical professionals face, with 78% of graduating medical students carrying substantial loans. It's not the easiest topic to discuss, but it's a critical one. For most, debt is a significant piece of the financial puzzle—and knowing how to manage it effectively can shape your future. In this episode, Jenny Twomey—the Community Communications Lead at Earnest—joins us to break down loan repayment and refinancing. We'll explore the pros and cons of refinancing, how to evaluate your loan options, and the key factors to consider when making these decisions. Whether you're just sta...
2024-12-1528 min
The GridironStuds ShowInsane 71% NFL Picks + NIL, Transfer Portal & CFP TalkChad Wilson and Emil Calomino dive into the current state of college football and the NFL as they approach the bowl season and playoffs. They discuss the implications of the transfer portal and NIL deals on college football, the challenges of handicapping games in this new landscape, and the evolving recruiting strategies. The hosts also share their insights on the college football playoff structure and recap their NFL picks, providing predictions for the upcoming week.
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2024-12-1255 minThe 20:00 Georgia PodcastDawgs Win the SEC/ CFP ReactionJosh and Chad Recap Georgia’s SEC Championship and talk about the CFP Playoffs Bracket
2024-12-0823 minThe 20:00 Georgia PodcastTech Review/ CFP DebateJosh and Chad talk about Georgia’s win against Tech and give their thoughts on the upcoming CFP rankings
2024-12-0226 minPhysician CentsWhy Every Physician Needs Disability Insurance with Michael Relvas, CFP®As a physician, your income is your most valuable asset—but what happens if you're unable to work due to illness or injury? Disability insurance is critical to protecting the investment you've made in your education and career. It ensures financial stability in the face of unforeseen challenges, whether it's a car accident or a cancer diagnosis. While premiums can be costly, especially during residency, starting with even a small policy is far better than having no coverage at all. In this episode of Physician Cents, Michael Relvas, CFP® joins us to explore the importance of disability ins...
2024-12-0137 minThe 20:00 Georgia PodcastUMass/ CFP ReactionJosh and Chad recap the chaos of Saturday and the Dawgs 59-21 win over UMass
2024-11-2423 min
The Optometry Money PodcastAdding Private Label to Improve Margins Without Compromising Quality with Dr. Chad FlemingQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.In this episode of The Optometry Money Podcast, host Evon Mendrin welcomes back Dr. Chad Fleming to dive into a strategy for private practice optometrists: private label products.Dr. Fleming shares his insights into how practice owners can introduce private label lenses, frames, and other products to their offerings. They discuss the financial and operational benefits, including improved margins, reduced costs, and increased flexibility, while still delivering top-quality care to patients.You'll learn:What private...
2024-11-2135 minPhysician CentsThe Best Way to Financially Support a Loved One, Ep #17If you have a family member whose expenses you plan to cover every month, how do you go about it? This listener wants to give a parent a few thousand dollars a month to help them cover expenses and have spending money. Many physicians are the highest income earners in their families. They often try to support their loved ones. How do you do this responsibly? How do you give generously without hurting yourself or the ones you're trying to help? We'll help you find the right answer for yourself—using a values-based approach—in this e...
2024-11-1531 minPhysician CentsTackling Questions New Physicians Ask with Dr. Kaveh HodaMost physicians aren't planning ahead for their finances during their training and residency—they're surviving. Many assume that once they're a full-fledged doctor, any financial issues will be resolved. You may be thinking about marriage, kids, or buying a home. But financial decisions aren't typically top-of-mind. So in this episode of Physician Cents, we'll cover some of the basic things newly minted physicians need to think about with special guest Dr. Kaveh Hoda. Looking for help with Disability Insurance, Physician Banking, Student Loan Refinancing, Physician Mortgages, Contract Reviews, and more? Check out our "Best of the B...
2024-11-0138 minPhysician CentsShould Physicians Lease Their Vehicles?We are often asked whether or not physicians should buy or lease a vehicle. While doctors are stereotyped for having expensive and flashy vehicles, we all want to make wise financial decisions when it comes to choosing a vehicle. People often spout that leasing a vehicle is just throwing money away. But is it? It can be argued that there is a time and place for leasing a vehicle over buying. We dive into the different nuances of buying vs leasing in this episode of Physician Cents. Looking for help with Disability Insurance, Physician Banking, St...
2024-10-1521 minPhysician CentsBonuses, Contract Negotiations, and Tail Insurance for Physicians, Ep #14What are some important things to consider the year you leave your residency and enter your first attending job? Transitions, no matter what they are, are typically accompanied by financial considerations. But there are many things that new physicians have to consider, from bonuses and contract negotiations to tail insurance and benefits packages. We tackle a few need-to-know topics in this episode of Physician Cents. Disclaimer: We are not attorneys and this is not legal advice. Please consult an attorney for all matters pertaining to contract negotiations. Looking for help with Disability Insurance, Physician Banking, S...
2024-10-0133 minPhysician CentsHow Women Can Navigate Financial Planning with Meg Bartelt, Ep #13As a woman in medicine, you've been in medical training, residency, and fellowship for years. You have to come up with the mental space and courage to ask for help with student debt or saving for retirement. You may have randomly looked for someone to work with—and found yourself often disappointed. In this episode, Meg Bartelt, CFP®, RICP®, MS—the owner of "FLOW Financial Planning"—shares a few ways you can simplify the process to find the best financial planner for you. Looking for help with Disability Insurance, Physician Banking, Student Loan Refinancing, Physician Mortgages...
2024-09-1522 minPhysician CentsIs a Physician Mortgage Worth It?Most traditional mortgages require at least 5% down on the home. Depending on where you're located, you may be looking at putting $10,000 down plus the addition of closing costs of 3% of the purchase price. That's a lot of cash to have on hand, which most physicians don't have right out of training. Enter the physician mortgage. For many physicians, this is the answer they've been looking for. But it can also be a trap. In this episode of Physician Cents, we share what a physician mortgage is, why they're offered, and why you shouldn't always take advantage of on...
2024-09-0115 min
The GridironStuds ShowCFP Playoff Predictions + AFC / NFC North Futures (2 Chumps Pod)Chad Wilson and Amo Calamino discuss their predictions for the 12-team college football playoff and analyze the AFC and NFC North divisions of the NFL. They highlight the challenges of predicting a 12-team playoff and the potential for upsets. They also discuss the excitement and potential growth of college football with the expanded playoff format. In the NFL, they provide their predictions for each team in the NFC North and AFC North divisions, including their win-loss records and division winners. In this part of the conversation, Chad and Emil discuss their best bets for college football and make predictions...
2024-08-2557 min
Physician CentsThe Basics of Investing for PhysiciansThe most powerful tool in personal finance is compound interest. That's why we advise physicians to stop overthinking and just get started. Ultimately, there's no magic secret sauce to investing. Start by diversifying, lowering your costs, and controlling your emotions. We share why it's so important to get started and how to choose your investment approach in this episode of Physician Cents. Looking for help with Disability Insurance, Physician Banking, Student Loan Refinancing, Physician Mortgages, Contract Reviews, and more? Check out our "Best of the Best" sponsors page to find a list of the professionals C...
2024-08-1527 min
Love, your Money - Wealth, Money, and Financial Advisor for Women248: The Worst Financial Advice on the InternetSeven years ago, I recorded a podcast episode inspired by the worst financial advice I was hearing on other podcasts at the time. A lot of things have changed since 2017, and unfortunately, a lot of things have remained the same.I decided to revisit that awful advice and give it a 2024 refresh so you can see which bad advice is still being recycled, separate what’s true from what’s trendy, and make informed, educated choices that are right for you.My goal is to help you learn how to become a sophisticated, prudent investor. That...
2024-08-0656 minPhysician Cents3 Tips for Moonlighting Physicians, Ep #9Why would a physician consider a side gig? If you're still in training, you can go from making $15 an hour to 6-8x that. Someone who's completed training may take on work to supplement their income. Moonlighting could look like anything from expert witness testimony work to medical record reviews. Whatever the dollar amount is, you have to remember you'll have to set money aside for taxes. If you don't plan for taxes at the outset, you'll end up with a large tax bill. What else do you need to know before you start moonlighting? We...
2024-07-1525 minPhysician CentsThe Backdoor Roth IRA: 2 Things You Need to Know, Ep #8A Backdoor Roth allows you to create tax-free growth on some of your excess savings. It gets a lot of attention because it feels like you're doing something wrong (you're not, we promise). So what do you need to know about the Backdoor Roth IRA? What errors do we commonly see? The Backdoor Roth is a fantastic tool. And while converting money into a Backdoor Roth IRA isn't as complicated as it's made out to be…there are a few things you should know before you dive in. We'll talk through those in this episode of Physician Cen...
2024-07-0116 minPhysician CentsNew Attendings: Let's Navigate Risk Management, Estate Planning, and InvestingYou're tackling your debt, building up an emergency fund, and planning a much-needed vacation. What's next for new attendings? Risk management, estate planning, and investing your new income. In this episode of Physician Cents, we'll share where we think you should start to give yourself the future you deserve. You will want to hear this episode if you are interested in... Risk Management: Disability and term life insurance [2:28] Estate planning: Wills, living wills, and power of attorney [8:10] Focus on maxing out your 401K, 403B, or TSP [11:42] Why you'd want to consider a Deferred Compensation Plan (457B) [15:58] These...
2024-06-1529 minPhysician CentsNew Attendings: Let's Tackle Debt, Emergencies, and Taking VacationsYou've finished your training and you're about to start an attending position. Congratulations! What should you do with your newfound cash? Should you pay off your debt? Should you build an emergency fund? Should you go on a vacation? Here's an interesting thought—Why not all three? We advise our clients to do all of these things because they're all important. Yet it can seem incredibly difficult to prioritize and plan. So in this episode, we'll lay out how and when we'd tackle each of these areas. You will want to hear this episod...
2024-06-0124 minPhysician CentsDissecting Investing in Real Estate Syndications with Dr. Tarang Patel, Ep #5What is a real estate syndication? A syndication is a way for multiple parties to pool their funds to purchase an asset. It's a way to legally aggregate a variety of sources of capital. There's been a significant rise in real estate syndications in the last few years. Investing in real estate has become popular—and for good reason. Real estate is full of great opportunities that can be rewarding. There's money to be made, tax benefit possibilities, and it's a type of investment that behaves differently. If you've got a plan in place for re...
2024-05-1534 minPhysician CentsThe Roth IRA: Traps to Avoid in the Transition YearsWhat is a Roth IRA? What are two major issues resident physicians need to be mindful of when contributing to a Roth IRA? Is there a better savings and investment option? If you're able to start saving on top of paying off student loans and living on a resident's salary, this is a topic you need to learn more about. That's why we tackle these questions in this episode of Physician Cents. You will want to hear this episode if you are interested in... [1:47] What is a Roth IRA? [3:01] The two major issues with Roth IRAs [4:58...
2024-05-0114 minPhysician CentsNavigating Emergency Funds and GSI Disability InsuranceHow much should you have in your emergency fund? Do you need to get disability insurance? These are two questions that can be hard to wrap your head around when you're learning to live on a resident's salary. We dive into why each is important and how to navigate allocating money to each in this episode of Physician Cents. You will want to hear this episode if you are interested in... How much should you have in your emergency fund? [1:34] The best places to park your emergency fund [12:09] Why you need Guaranteed Standard Issue (GSI) Disability In...
2024-04-1528 minPhysician CentsIs the SAVE Plan Your Best Option to Repay Federal Loans?What are the pros and cons of the newest income-driven repayment plan: Saving on a Valuable Education (SAVE)? What should you look out for? Who shouldn't apply for a SAVE plan? These are just a few of the questions we tackle in this episode of Physician Cents. As you're wrapping up school and launching your career, you need to be mindful of your financial future. Don't let these issues catch you by surprise. You will want to hear this episode if you are interested in... Learn more about Tyler's collaborative teaching effort [2:26] Need-to-know changes for Federal Lo...
2024-04-0131 minPhysician CentsTackling Budgeting on a Resident's SalaryWelcome to the first episode of Physician Cents! We've designed our podcast specifically for physicians to simplify complex finances and help you navigate your financial journey alongside your medical journey. Our first episodes will cover a lot of the conversations you typically have once you've been matched with your residency. In this episode, we're going to tackle budgeting, and the steps you'll need to take to pay off Federal and private student loans. You have a lot of big decisions to make about your financial future as you begin navigating life as a new resident. L...
2024-03-1534 min
New Focus on Wealth with Chad BurtonRetirement, Cognitive Health & The Gut-Brain ConnectionThe episode kicks off with a discussion on the seven steps to retirement readiness. Chad emphasizes the need for a comprehensive financial plan that goes beyond just having enough savings. He highlights the importance of tax efficiencies, safe money allocation, and planning for long-term care costs. Listeners are encouraged to attend an upcoming event hosted by Chad, where he will delve deeper into these topics. Chad also delves into the concept of linear cash flow and its significance in retirement planning. He explains how to calculate the rate of return needed to ensure a comfortable retirement and...
2024-02-0233 min
One Guy with a Mic Presents: History of Dingers and DunksCollege Football Championship Preview and NFL round upOne Guy With a Mic Presents: History of Dingers and Dunks is part of the Sports History Network - The Headquarters For Sports Yesteryear.EPISODE DESCRIPTIONCome listen to my predictions for the CFP Championship and the NFL Playoffs coming upABOUT ONE GUY WITH A MIC PRESENTS: HISTORY OF DINGERS AND DUNKSI am Chad Cain your host of One Guy with a Mic Presents: History of Dingers and Dunks. I am going to be bringing the history of baseball and basketball to life. For every one of you that d...
2024-01-0827 min
The Optometry Money PodcastBest of 2023: Financial Planning Considerations for the Early Years of Practice OwnershipQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.As we approach year-end, it's time to rewind to a popular 2023 episode! In Part 2 of a 3 part series, Evon dives into the many financial planning considerations optometrists need to think about in the early years of owning a private optometry practice - both inside the business and in the household.Once doors are open and for the first few years, you should think about:It's quite the busy time, learning and adjusting to owning the p...
2023-12-1540 min
Dotting the i with Davis and ChadE88: CFP Final 4 / Transfer Portal MADNESSListen as Davis and Chad discuss the CFP, what's going on with the transfer portal, and the current state of Buckeye Football. GO BUCKS!!!
2023-12-081h 19Dotting the i with Davis and ChadE84: Sparty Review / CFP RevealListen as Davis and Chad talk Sparty, and the newest CFP reveal. We have a ton of big things coming up so stay tuned!! GO BUCKS!!
2023-11-1550 minDotting the i with Davis and ChadE82: Rutgers Post Game / CFP Week 2Listen as we break down the Rutgers win. Davis and I get into our first heated debate on the CFP. It's all for grins. TTUN is a bunch of cheaters. GO BUCKS!!!
2023-11-0856 minDotting the i with Davis and ChadE81: Wisconsin Review / CFP IS BACK BABY!!Listen as Davis and Chad review the Wisconsin win, and talk about if the CFP committee got the first CFP rankings correct! Strap on your seatbelts IT'S CFP TIME!!!
2023-11-011h 07
New Focus on Wealth with Chad BurtonAchieving a Successful Retirement: Financial Clarity and FulfillmentIn this episode, Chad & Rob discuss various finance and investment topics, including retirement and wealth preservation. Chad highlights the importance of being prepared for retirement and the potential consequences of not doing so. Chad also explains the significance of the CFP (Certified Financial Planner) designation and how it plays a vital role in managing portfolios. Timestamps: [00:01:31] The CFP designation. [00:05:23] Retirement planning complexities. [00:08:02] Social Security and retirement. [00:11:28] Taxes in retirement. [00:17:36] Long-term care planning. [00:19:03] Medicaid planning and spousal impoverishment. [00:22:24] A sausage grinder inheritance. [00:26:49] P...
2023-08-2834 min
The GridironStuds Show2 Chumps Podcast Debut on GridironStuds - College Football PreviewIt’s a new show and a new name - The 2 Chumps Podcast is debuting on the GridironStuds Network. Emil and Chad discuss who will win each of the Power 5 Conference, what 4 teams they think will be in the CFP + their Top 5 surprises teams in college football this season. Sponsored by: Sponsored by: Bovada Sportsbook. Link: https://bit.ly/3AP8hPO
2023-08-261h 05The Optometry Money PodcastFinancial Planning Considerations for the Early Years of Practice OwnershipQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.In Part 2 of a 3 part series, Evon dives into the many financial planning considerations optometrists need to think about in the early years of owning a private optometry practice - both inside the business and in the household.Once doors are open and for the first few years, you should think about:It's quite the busy time, learning and adjusting to owning the practice and managing employees.Getting familiar with the three core financial statements in your...
2023-08-0240 min
New Focus on Wealth with Chad BurtonJoining Me Now Ep. 29: How New Models Are Changing Retirement PlanningTune in for the latest from Joining Me Now featuring an extended episode that dives into tax strategies and how to approach a complex retirement plan with your CFP. Hosts Rob Black and Chad Burton talk about the first steps taken with new clients, such as identifying personal expenses, what you're planning to do for fun, and finding your purpose in retirement. Chad explains how he takes this information to model various retirement scenarios, making it easier than ever to prepare for a successful retirement and provide a New Focus on Wealth. Also, hear about IRA to Roth conversions...
2023-05-301h 09
The Perfect RIAWhat Works Wednesday - Client Events With Chad Hufford How are you deciding ways to connect with your clients throughout the year? If it's to update them on the latest news story without any true purpose, then you might be doing them a disservice. On today's episode, Micah is joined by Chad Hufford, a fellow Alaskan from Veritas Wealth Management, to talk about how he creates events and touchpoints that help build momentum and educate his clients. Micah and Chad will also discuss the lens to view with deciding what content to share as well as why you don't have to be the expert in everything to add...
2023-03-0142 min
The GridironStuds ShowNFL Playoff Picks & MoreEmil and Chad pick every playoff game + how bad was the CFP title game, NFL firings and more. Sponsored by: Bovada Sportsbook. Link: https://bit.ly/3AP8hPO
2023-01-131h 23The Kingdom Finance ShowThe Third Great Awakening: How Kingdom Impact Investing Can Reform SocietyAs followers of Jesus, we are meant to bring an expression of God's Kingdom into every sphere of society. That includes finances. In fact, having money that is made, managed, and directed from a Kingdom perspective is critical to lasting transformation. On this flagship episode of The Kingdom Finance Show, Chad Frantzen CFP®, CEO and Co-Founder of WealthBuilders Investments and Billy Epperhart, Co-Founder of WealthBuilders Investments discuss:• What is Kingdom impact investing?• How you can invest in The Third Great Awakening • The first investment anyone should make • 3 critical steps to becoming...
2023-01-1126 min
DNP Sports ShowWhat's Chris Beard Doing Now? And CFP Championship Preview & NFL LinesChad and Coy talk about working out again and the goofballs at the gym. What's Chris Beard doing now and will he and his fiancé stay together? Michigan vs. TCU, CFP Championship preview and week 18 NFL betting lines.
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2023-01-0856 minThe GridironStuds ShowHamlin UP & MoreChad Wilson talks the Damar Hamlin injury, Harbaugh to the NFL talk, Bowl Season wrap and more + CFP Championship & NFL picks. Sponsored by: Bovada Sportsbook. Link: https://bit.ly/3AP8hPO
2023-01-0654 minDotting the i with Davis and ChadE56: Ohio State vs. Georgia PreviewDavis and Chad preview the upcoming CFP semifinal matchup between Ohio State and Georgia. GO BUCKS!!!
2022-12-291h 02The GridironStuds ShowBowl Pick ExtravaganzaEmil and Chad make their annual 10 pack of bowl picks including a pair on the College Football Playoff games + Is the transfer portal working, did the CFP get it right and more. SUBSCRIBE to the show. Sponsored by: Bovada Sportsbook. Link: https://bit.ly/3AP8hPO - If you are DB or DB coach get your copy of 101 DB Tips as mentioned on the show at: http://101DBTips.com
2022-12-091h 27Dotting the i with Davis and ChadE53: TTUN Game ReviewListen as Davis and Chad talk about what the heck happened on Saturday, the state of the program, a little CFP, and Ryan Days job security. Thanks for listening and GO BUCKS!!!
2022-11-301h 10The Optometry Money Podcast(Holiday Replay) Assessing the Health of Your Optometry Practice with Dr. Chad FlemingQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.Here's a Thanksgiving replay of a 2022 favorite, Episode 17!How do you assess the health of your optometry practice? What metrics should you look at?Dr. Chad Fleming, OD, FAAO returns to the podcast to talk all about checking the health and performance of your practice. He talks about the importance of scheduling time to step away from the day-to-day, four metrics he uses in his own practice, the importance of culture in practice performance, and more.
2022-11-231h 07Dotting the i with Davis and ChadE52: THE Game PreviewListen as Davis and Chad recap the Maryland win, talk about the current landscape of the CFP, and preview THE game vs. TTUN. GO BUCKS!!!
2022-11-231h 01Dotting the i with Davis and ChadE51: Indiana Post Game / CFP Rankings / Maryland PreviewDavis and Chad make a pitch to be sponsored by the NRA, review the Indiana game, talk some CFP, and preview our upcoming game with Maryland. GO BUCKS!!
2022-11-1756 minDotting the i with Davis and ChadE50: Northwestern Review / Indiana Preview / CFP Week 2Listen as Davis and Chad discuss the Buckeyes lackluster performance against Northwestern, the upcoming game with Indiana, and week 2 of the CFP rankings. Don't miss this one! GO BUCKS!!
2022-11-091h 04The GridironStuds ShowCFP Motivation and Trade Deadline ReckoningEmil and Chad dive into the NFL trade deadline moves, last week’s action on the Gridiron along with the first CFP rankings and picks in both college and NFL football. The guys’ NFL picks are a crazy 32-15-1 on the season. That and much more. SUBSCRIBE to the show. Sponsored by: Bovada Sportsbook. Link: https://bit.ly/3AP8hPO
2022-11-041h 28Dotting the i with Davis and ChadE49: CFP Reaction / Penn State Review / Northwestern PreviewTake a listen as Davis, Chad, and Eric "Buckeye" Boggs from the OH-IO podcast discuss the initial CFP rankings. Hear what we thought about the Penn State win and what we have to look forward to versus the Northwestern Wildcats this weekend. GO BUCKS!!
2022-11-021h 27Dotting the i with Davis and ChadE47: Way Too Early CFP Ranking / Iowa PreviewListen as Davis and Chad tell you what they think the CFP rankings would be if they came out today, and a quick preview of the upcoming game against the Hawkeyes. God Speed and GO BUCKS!!!
2022-10-211h 13The Optometry Money PodcastCreating Operational Freedom and a Sale-Ready Optometry Practice with Josh PatrickQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.How do you create freedom from the day-to-day operations of your optometry practice? How do you build a sale-ready practice? Josh Patrick, owner of Stage 2 Planning joins Evon to talk all about the importance of knowing the type of practice you want to build, how to create "operational freedom" for yourself in the practice, the importance of pre-funding your future practice buyout, the power of a customer advisory board, and so much more. He brings a...
2022-09-281h 01The Optometry Money PodcastAssessing the Health of Your Optometry Practice with Dr. Chad FlemingQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.How do you assess the health of your optometry practice? What metrics should you look at? Dr. Chad Fleming, OD, FAAO returns to the podcast to talk all about checking the health and performance of your practice. He talks about the importance of scheduling time to step away from the day-to-day, four metrics he uses in his own practice, the importance of culture in practice performance, and more.He's a wealth of knowledge, and there's a...
2022-08-031h 07The Optometry Money PodcastScaling a Practice, Building the Team, and Adding Specialties with Dr. Nick LillieQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.Dr. Nick Lillie joins Evon to talk about all the lessons he's learned from 10 years of practice ownership.Dr. Lillie owns Family Vision Optical in Allendale, Michigan, and hosts the Optometry: The Ultimate OD Podcast.He talks about lessons learned from cold-starting an optometry practice, how to build the team, how he's approaching adding an associate, when to add a specialty to the practice, and so much more. He has a great mind for business and...
2022-06-081h 18The Optometry Money PodcastCold-Starting a Specialty Vision Therapy Practice with Drs. Miki Lyn Zilnicki and Jessica LicausiQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.Is it possible to build a specialty-focused cold-start optometry practice? Do you need to take insurance or have an optical?Dr. Miki Lyn Zilnicki and Dr. Jessica Licausi join Evon to talk about how they built their cold-start optometry practice, Twin Forks Optometry. What's fascinating about their practice is it's been a pure specialty practice focused on vision therapy from day one. They've never had an optical and take very few insurance plans. Seven years later, the practice...
2022-06-0243 min
Ready For RetirementHow to Become a Better Investor with Chad HuffordIn this episode of Ready for Retirement, James discusses how to be a better investor with guest, Chad Hufford, owner of Veritas Wealth Management in Anchorage, Alaska.Questions Answered: How can you become a better investor?What should you to become a better investor and set yourself up to reach your retirement goals?How can you ensure you reach your retirement goals?We’re on YouTube! Check us out here for more content to help you create a secure retirement:
2022-05-3144 minThe Optometry Money PodcastNavigating Associate Contracts, Practice Ownership, and Partnerships with Dr. Chad FlemingQuestions? Thoughts? Send a Text to The Optometry Money Podcast! We'll answer your question on the show.How should associate optometrists prepare to become practice owners? When should practice owners bring on associates and co-owners into their optometry practice? How do you evaluate a potential partner?Dr. Chad Fleming, OD, FAAO joins Evon on the show to talk about those questions and more. Dr. Fleming brings 20 years experience as an OD and practice owner to the conversation. He and Evon dive into contract negotiations, deciding whether to become a practice owner or build a career...
2022-05-181h 03
Dollars and Dumbbells - Profit and Wealth Tips for Online Health and Fitness Coaches#19 - It’s More Than Just Physical w/ Chad MorganIn this episode, I sit down with Chad Morgan, Head Coach and CEO of Beyond Built Training.
Chad and the coaches at Beyond Built Training emphasize a mantra “More Than Just Physical” and we dive into what that means.
As Beyond Built scales into a larger business, Chad has taken on CEO duties as well as continuing to coach clients. He discusses how he approaches each day as CEO of a growing business and the investment they’re putting back into their clients by hosting in person retreats and hiring business mentorships.
Chad Morgan...
2022-02-1643 minDotting the i with Davis and ChadE37: Michigan Preview Davis and Chad discuss how TTUN makes our stomach turn. We preview the game and talk about the implications of the new CFP tanking. GO BUCKS!
2021-11-2554 minDotting the i with Davis and ChadE35: Michigan State Preview / CFP Week 3 ReactionOn this episode Davis and Chad react to the most recent CFP rankings, and we give you our take on what to expect this weekend as we take on Michigan State. GO BUCKS!!!
2021-11-1850 minDotting the i with Davis and ChadE34: Purdue ReviewDavis, Chad, and Chaz discuss the Purdue game, and whether or not the CFP or the AP poll got it right. GO BUCKS!!!
2021-11-151h 16Dotting the i with Davis and ChadE33: CFP Week 2 / Purdue PreviewChad and Chaz discuss the upcoming Purdue game as well as all of the controversy surrounding the 2nd week CFP rankings. Go Bucks!!
2021-11-1257 min