Shows
Smarter Vet Financial PodcastEpisode 176 - Your Financial Destiny—Not Enough, Plenty, or Don't CareSend us a textIn this episode of The Smarter Vet Podcast, CJ Burnett and Tom Seeko dive into the often-overlooked emotional and behavioral side of financial planning. From the weight of student loans to the comfort of feeling financially secure, they unpack the different mindsets people have about their futures—and how those perspectives shape real-world outcomes.They explore how spending and saving habits, tax management, and overall financial awareness can either accelerate or stall your growth. You’ll discover why understanding your “financial camp” is key, and how proactive planning can replace uncertainty with pea...
2025-08-2221 minSmarter Vet Financial PodcastEpisode 175 - Want Better Follow-Through? Make It Easier to Say YesSend us a textIn this episode of The Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko dive into a powerful yet often overlooked principle in both veterinary practices and financial planning: make it easy. They unpack how simplifying client interactions, streamlining internal processes, and being mindful of cognitive biases can drastically improve decision-making, satisfaction, and follow-through.Whether you're scheduling appointments or guiding financial choices, reducing friction is the key to better outcomes. Tune in to learn actionable strategies to create a more welcoming experience, limit overwhelm, and ultimately build stronger, longer-lasting client relationships.
2025-08-1518 minSmarter Vet Financial PodcastEpisode 174 - Fact or Bias? What's Your Financial Plan Built OnSend us a textIn this episode of The Smarter Vet Financial Podcast, hosts CJ Burnett and Tom Seeko unpack why even high earners often struggle to save—and what to do about it. After some lighthearted banter, they dive into the psychology behind spending and introduce a powerful solution: the Wealth Coordination Account (WCA).This simple but strategic system involves routing all income into a separate account before sending a controlled amount to your personal checking. The result? You limit lifestyle creep and start saving with intention.CJ and Tom ex...
2025-08-0818 minSmarter Vet Financial PodcastEpisode 173 - For Practice Owners: Selling Your Business Way Before You RetireSend us a textIn this episode of The Smarter Vet Podcast, CJ Burnett and Tom Seeko break down what business owners need to know about selling their business — from why timing is critical to why age shouldn’t dictate your exit. They challenge traditional views of retirement, highlight the difference between revenue and true profit, and explain how intentional living and solid financial planning can help you achieve independence beyond your business. If you’re thinking about selling or planning for the future, this episode is a must-listen.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/W...
2025-08-0120 minSmarter Vet Financial PodcastEpisode 172 - 5 Critical Insurable Interests Every Veterinary Practice Owner Should KnowSend us a textLife insurance is about more than just replacing income — especially for veterinary practice owners. In this episode of The Smarter Vet Podcast, Tom Seeko and CJ Burnett break down the five key insurable interests every practice owner should understand: human life value, business value, key person coverage, outstanding debts and mortgages, and estate planning strategies. You’ll learn how each of these plays a role in protecting your practice, securing your family’s future, and ensuring your business can thrive even during unexpected challenges. Tune in to discover how proper risk management through life i...
2025-07-1818 min
PAWSitive Leadership PodcastNext-Level Financial Planning with Tom Seeko, CExP and CJ Burnett, CExPIn this episode, Andrea and David sit down with Tom Seeko and CJ Burnett, Co-Founders of Florida Veterinary Advisors, for a deep and practical conversation on financial clarity and independence. They explore the realities behind financial success, the importance of insurance, creating effective financial exit plans, and everything in between.
Tom Seeko is a Certified Exit Planner, Financial Advisor, Best-Selling Author, and Podcast Host. He’s joined by his business partner, CJ Burnett—also a Financial Advisor, Speaker, and Best-Selling Author. Together, they bring a refreshing approach to money management, offering veterinarians and professionals a clear framework for...
2025-07-1646 minSmarter Vet Financial PodcastEpisode 171 - Decoding Home Ownership: Your Guide to Smart BuyingSend us a textThinking about buying a home? In this episode of The Smarter Vet Podcast, Tom Seeko and CJ Burnett unpack what every veterinary professional should know before purchasing property. From financial preparedness and market timing to avoiding overspending and aligning your purchase with personal and lifestyle goals, this episode is packed with actionable insights. Tom and CJ also highlight the value of working with experienced mortgage brokers and real estate agents — and why getting pre-approved before house hunting can make or break your success. Don’t miss this essential guide to stress-free and financially soun...
2025-07-1126 minSmarter Vet Financial PodcastA Candid Talk About Mental Health with Dr. William Anton, Licensed Psychologist and 3-Time Book AuthorSend us a textIn this eye-opening episode of the Smarter Vet Financial Podcast, hosts Tom Seeko and CJ Burnett sit down with Dr. William Anton, founder of CEOeffectiveness.com, for a powerful discussion on personal development and the often-overlooked importance of mental health—especially among high-performing professionals.Dr. Anton challenges the outdated stigma around therapy and psychological coaching, describing it as the “emotional equivalent of graduate school” for those seeking to live and lead more effectively. He unpacks how early life experiences shape the way we see ourselves and the world—and how many of those...
2025-07-0443 minSmarter Vet Financial PodcastEpisode 170 - Annuities: Sorting Fact from Fiction in Your Financial PlanSend us a textIn this episode of the Smarter Vet Podcast, Tom Seeko and CJ Burnett tackle the common myths and misconceptions about annuities. From misunderstandings about high fees to assumptions that annuities are only for retirees, they break down what you really need to know. Tom and CJ explain key features like surrender charges, internal costs, and guaranteed income options, highlighting why it’s essential to dig deeper than the online noise. Tune in for a clear, balanced perspective on a topic that’s often misunderstood.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Wa...
2025-06-1321 min
The Veterinary Ledger PodcastEpisode 12- Florida Veterinary Advisors: Navigating Financial Planning for VeterinariansIn this conversation, Tom Seeko and CJ Burnett from Florida Veterinary Advisors discuss the importance of financial planning for veterinarians, focusing on liquidity, cash flow management, and retirement planning. They emphasize the need for personalized financial strategies and the significance of diversifying assets to ensure a comfortable lifestyle post-retirement. The discussion also touches on the challenges faced by veterinarians in managing their finances and the role of financial advisors in providing clarity and direction.
2025-05-2320 minSmarter Vet Financial PodcastEpisode 168 - What’s Really Driving the Economy Right Now—And Why It Matters to YouSend us a textIn this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down how current global events, inflation, and rising interest rates are affecting both the economy and everyday financial decisions—from buying a home to running a veterinary practice. They explore why pricing adjustments are crucial for business owners, how to navigate uncertain investment opportunities, and the difference between smart investing and speculation. Tune in for practical tips on building long-term financial stability through budgeting, planning, and emergency savings. Extra resources galore!Listen to more episodes: htt...
2025-05-2319 minSmarter Vet Financial PodcastEpisode 167 - Do You Have Enough Life Insurance?Send us a textIn this episode of the Smarter Vet Financial Podcast, CJ Burnett and Tom Seeko break down the critical role life insurance plays for veterinarians and business owners. They cover the key differences between term and permanent policies, common uses beyond just death benefits—like income replacement and business buyouts—and why reviewing your coverage regularly is essential. Whether you own a practice or just want peace of mind, this episode helps you align your life insurance with your financial goals.Extra resources galore!Listen to more episodes: https://flve...
2025-05-1619 minSmarter Vet Financial PodcastEpisode 164 - How Could Tariffs Change the Way You Live?Send us a textCohosts CJ Burnett and Tom Seeko dive into the anxiety many veterinarians feel about current events, like tariffs and economic uncertainty. While we can’t control everything, they highlight how having a financial plan in place ahead of time can help you stay calm and avoid knee-jerk decisions. Just like preventative care in veterinary medicine, a solid financial plan helps you prepare for the unexpected. They also suggest looking into guaranteed and liquid investments—and focusing your energy on the things you can control. Discover our book “Unleashed: The Financial Clarity Every V...
2025-04-1819 minSmarter Vet Financial PodcastEpisode 163 - For Veterinarians That Worry A LOTSend us a textCohosts CJ Burnett and Tom Seeko discuss a heavily felt topic that is not often talked about openly. There are good reasons why people stress, and sometimes those stressors can be a result of poorly communicated expectations and prior life experiences. This episode is meant to help expand your mind and, hopefully, see things a bit differently than before to "unstuck" yourself. They explore the impact of negative thinking and stress on overall well-being, drawing parallels between mental burdens and physical hindrances. The hosts discuss strategies for managing worry and achieving a...
2025-04-1122 minSmarter Vet Financial PodcastEpisode 162 - Things to consider when transferring an IRA to a 401(k)Send us a textCohosts CJ Burnett and Tom Seeko discuss a common question people ask when a veterinarian starts a new job or when a practice owner starts a 401(k). Before combining all your IRAs into an employer-provided 401(k), there are a few vital considerations and questions to ask. Join CJ and Tom before taking that next step so you can get the most from your savings and investments. Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs”Buy Now: Book – Unleashed | Florida Veterinary Advisors—–Extra resources galore!Listen...
2025-04-0417 minSmarter Vet Financial PodcastEpisode 158 - What Does My Credit Score Mean?Send us a textIn this episode of The Smarter Vet Podcast, financial advisors CJ Burnett and Tom Seeko break down the truth about credit scores—what they really mean, how they’re calculated, and why a high income doesn’t automatically guarantee a great score. They explore the history of credit cards, the key factors that influence credit scores (like payment history and credit utilization), and the practical steps veterinarians can take to improve theirs.From paying off credit cards weekly to keeping an eye on free annual credit reports, CJ and Tom share smart...
2025-02-2120 minSmarter Vet Financial PodcastEpisode 157 - America's Most Googled Financial QuestionsSend us a textWhat are the most Googled financial questions in America? In this episode of the Smarter Vet Financial Podcast, hosts Tom Seeko and CJ Burnett break down the top-searched money topics by state—revealing trends in student loans, mortgages, car loans, and retirement planning. They analyze what these searches say about financial habits, debt culture, and the growing need for financial literacy. Don’t miss this eye-opening discussion that could change the way you think about money.Discover our book “Unleashed: The Financial Clarity Every Veterinarian Needs” Buy Now: Book - Unleashe...
2025-02-1420 min
The Vet Blast Podcast presented by dvm360Financial wellness for veterinary professionalsCheck out our 2025 Fetch Conferences for a Wicked savings here.
CJ Burnett, CExP, is an owner and financial advisor with The Next Step Planning Group & Florida Veterinary Advisors. He also hosts a podcast that discusses a wide range of financial topics for veterinarians called "The Smarter Vet Podcast." In 2024 he authored a book: "Unleashed: The Financial Clarity Every Veterinarian Needs."
In 2022 Burnett was invited to join a board of a dozen advisors that produces the educational content for financial advisors across the United States. When speaking at financial advisor conferences, he reaches nearly 1,700 financial advisors per year t...
2024-11-2718 minSmarter Vet Financial PodcastEpisode 144 - Want to Pay Off Your Mortgage? What to Consider Before You DoSend us a textCJ Burnett and Tom Seeko, cofounders of Florida Veterinary Advisors, talk about a controversial topic about mortgages and the stress that people experience to pay them off as quickly as possible to get rid of the debt. Housing costs are something that will not go away. Even after the mortgage payment is gone, taxes, insurances, and other maintenance costs will continue to exist. Most times people struggle with the thought about making payments so they decide to accelerate payments or make a huge payment towards a mortgage. But… have they considered what was gi...
2024-11-0118 min
Vet Life ReimaginedGetting Financially Smarter: Tom Seeko & CJ BurnettSend us a textIn this episode of Vet Life Reimagined, Tom Seeko and CJ Burnett, financial advisors and hosts of the Smarter Vet Financial podcast, discuss the importance of financial clarity in the veterinary profession. They share their personal journeys into finance, emphasize the significance of financial habits and behaviors, and how these play a role in veterinary careers. The duo also highlights common financial missteps, the evolution of financial mindsets in the veterinary field, and the importance of matching with the right financial advisor. Additionally, they stress the value of planning for career and personal...
2024-10-2147 minSmarter Vet Financial PodcastEpisode 143 - Hurricane Milton and Helene, When It’s Too Late to PrepareSend us a textCJ Burnett and Tom Seeko, cofounders of Florida Veterinary Advisors, talk about their first-hand encounter with two major hurricanes and how the unexpected can become so real. During this episode, you will hear about their personal experiences and how the impact of natural disasters can happen so quickly and devastatingly. Take our quick quiz to see how protected you are https://flveterinaryadvisors.com/protected-assessment/Find our book "Unleashed: The Financial Clarity Every Veterinarian Needs" at https://lnkd.in/ehqujdf8-----Extra resources galore!Listen to...
2024-10-1817 min
VETgirl Veterinary Continuing Education PodcastsSome Financial Life Hacks with CJ Burnett and Tom Seeko
2024-10-0729 minVETgirl Veterinary Continuing Education PodcastsSome Financial Life Hacks with CJ Burnett and Tom Seeko | VETgirl Veterinary Continuing Education PodcastsIn this VETgirl veterinary continuing education podcast, we interview financial advisors Tom Seeko and CJ Burnett, co-founders of Florida Veterinary Advisors. Financial health, like mental and physical health is important! Tune in as we discuss financial life hacks for veterinary professionals.
2024-10-0729 minVETgirl Veterinary Continuing Education PodcastsSome Financial Life Hacks with CJ Burnett and Tom Seeko | VETgirl Veterinary Continuing Education PodcastsIn this VETgirl veterinary continuing education podcast, we interview financial advisors Tom Seeko and CJ Burnett, co-founders of Florida Veterinary Advisors. Financial health, like mental and physical health is important! Tune in as we discuss financial life hacks for veterinary professionals.
2024-10-0729 min
My Veterinary LifeFocus On Wellbeing: What Do Finances Have to Do With It?In this episode, we are continue a three-part miniseries focused on wellbeing and the topic of the day is financial wellbeing! We are joined by Tom Seeko and CJ Burnett of Smart Vet Financial Podcast and Florida Veterinary Advisor to share their insights on improving your relationship with finances and to discuss the impact this has on your wellbeing. We discuss small steps you can take to have big impacts on your wellbeing no matter what stage of your career you are in. It’s a great conversation and we are so excited to share this information with you.
2024-09-1930 min
Veterinary Business PodcastGoing From Business Dependence To Financial IndependenceFeeling the weight of student loans but dreaming of financial freedom? Veterinarians, this session is for you! Tom Seeko and CJ Burnett, Financial Advisors and Co-founders of Florida Veterinary Advisors with a passion for helping vets achieve their goals, are here to break down the complexities of managing your finances. Learn how to tackle student loan debt strategically, build wealth that goes beyond the value of your practice, and most importantly, plan for a secure and comfortable retirement.
2024-05-0933 minVETgirl Veterinary Continuing Education PodcastsDo you need a financial advisor? with Tom Seeko and CJ Burnett
2024-03-1122 minVETgirl Veterinary Continuing Education PodcastsDo you need a financial advisor? with Tom Seeko and CJ Burnett | VETgirl Veterinary Continuing Education PodcastsIn this VETgirl veterinary continuing education podcast, we interview financial advisors Tom Seeko and CJ Burnett, co-founders of Florida Veterinary Advisors. VETgirl? I have a financial advisor, so the question is, do YOU need a financial advisor? Do you need one who understands the veterinary industry? Tune in as we discuss some of the biggest hurdles that veterinarians experience within their finances, challenges that practice owners can face, and the resources available to the veterinary industry.
2024-03-1122 minVETgirl Veterinary Continuing Education PodcastsDo you need a financial advisor? with Tom Seeko and CJ Burnett | VETgirl Veterinary Continuing Education PodcastsIn this VETgirl veterinary continuing education podcast, we interview financial advisors Tom Seeko and CJ Burnett, co-founders of Florida Veterinary Advisors. VETgirl? I have a financial advisor, so the question is, do YOU need a financial advisor? Do you need one who understands the veterinary industry? Tune in as we discuss some of the biggest hurdles that veterinarians experience within their finances, challenges that practice owners can face, and the resources available to the veterinary industry.
2024-03-1122 minMy Veterinary LifeThe Next Right Steps in Finances with Florida Veterinary Advisors, CJ Burnett and Tom SeekoIn the final installment of New Year, New Ideas our focus is on finances. We are joined by Tom Seeko and CJ Burnett of Florida Veterinary Advisors and the Smarter Vet Financial Podcast. They share how to make finances approachable so you can avoid ‘ostrich syndrome’ and take small steps to improve your financial wellbeing. At the heart of this conversation is approaching everything with curiosity and understanding your why. There is a lot to learn in this episode, and we are excited to share it with you!Remember we want to hear from you! Please be sure to s...
2024-01-2528 minSmarter Vet Financial PodcastEpisode 112 - Are Your Student Loans a BIG deal?Send us a textCofounders, CJ Burnett and Tom Seeko, of Florida Veterinary Advisors discuss the highly debated subject of the amount of student loans that veterinarians have when getting out of school. Sometimes loans can be a burden due to the amount of money needed to repay them, but they could also be used as a tool to help get you to the next step in your career. In this episode, CJ and Tom discuss how to view your loans from a different perspective and how you have the potential to eventually retire and not live...
2024-01-1214 min
Your Pet Matters(Official 107.7 The Bronc Podcast)Your Pet Matters- Financial AdvisorsOn this episode of Your Pet Matters, Dr T interviews CJ Burnett and Tom Seeko, who are finical advisors for veterinarians and founders of Florida Veterinary Advisors, about why this job is important for a veterinarian's future. This is a re-run of a previous episode.
2022-11-1243 minYour Pet Matters(Official 107.7 The Bronc Podcast)Your Pet Matters- Financial AdvisorsOn this episode of Your Pet Matters, Dr T interviews CJ Burnett and Tom Seeko, who are finical advisors for veterinarians and founders of Florida Veterinary Advisors, about why this job is important for a veterinarian's future. This is a re-run of a previous episode.
2022-09-0343 min
Your Pet Matters(Official 107.7 The Bronc Podcast)Your Pet Matters- Financial AdvisorsOn this episode of Your Pet Matters, Dr T interviews CJ Burnett and Tom Seeko, who are finical advisors for veterinarians and founders of Florida Veterinary Advisors, about why this job is important for a veterinarian's future. This is a re-run of a previous episode.
2022-06-1143 min
PAWSitive Leadership PodcastSavvy Financial Planning with Tom Seeko, CExP and CJ Burnett, CExPIn this episode, Andrea and David chat with Tom and CJ of Florida Veterinary Advisors about all things business and personal finance. 401Ks, IRAs, cash flow management, oh my! So many practice managers and owners are not taking advantage of planning for current and future (think retirement) financial needs. Tom and CJ’s expertise in this area is invaluable and they specialize in the veterinary industry! For practice owners and managers alike, this episode is not one to miss. Join us, grab a cup of coffee, or pour a glass of wine, enjoy the session! Stay happy and sane!
2022-02-2353 min
The Collaborative Vet Podcast - Michael Dr.T TokiwaBest Exit Strategy Advice - Featuring Tom Seeko and CJ Burnett of Florida Veterinary AdvisorsCJ and Tom are unique in the industry. They are Financial Advisors, AND they are Certified Exit Strategists. In this video they provide the best advice for your exit from ownership. Concepts like, for retirement, you need to concentrate on your person life, not your business, how some strategies of living off the interest of investments sometimes don’t work out, and other gems. It’s advice well worth listening too! To learn more about Tom and CJ visit www.flvetadvisors.com
2021-12-1014 min
Vet Candy – Veterinary Lifestyle, News & LearningTom Seeko and CJ Burnett give us smart money tips for the holidaysThe holidays are a wonderful time of the year. While many of us will use the time to reconnect with family and friends, some of us are just looking forward to having time to relax from the normal day to day grind.
Holidays are also a time when we like to spend money. In fact, according to Deloitte, the average American household is expected to spend about $1463 dollars on holiday gifts, goodies and travel this year.1
Depending on your viewpoints on money, thinking of spending that much money might make you stressed. When it comes to spe...
2021-12-0752 minThe Collaborative Vet Podcast - Michael Dr.T TokiwaOrigin Stories - Florida Veterinary AdvisorsMeeting these guys and recording for the show inspired me to seek their guidance on my financial future. Tom Seeko and CJ Burnett are young, driven, and success financial advisors and exit strategy professionals. Their experience in the human medical field and now veterinary industry helps them guide veterinarians and business owners on making the right decisions from on their financial futures to purchasing or selling a practice. This is their origin story.
2021-08-2110 minYour Pet Matters(Official 107.7 The Bronc Podcast)Your Pet Matters- Financial AdvisorsOn this episode of Your Pet Matters, Dr T interviews CJ Burnett and Tom Seeko, who are finical advisors for veterinarians and founders of Florida Veterinary Advisors, about why this job is important for a veterinarian's future.
2021-07-2443 min
Vet Chat With UsFinancial Planning with Tom Seeko and CJ BurnettFeaturing co-founders of Florida Veterinary Advisor and co-hosts of the Smarter Vet Podcast, Tom Seeko and CJ Burnett, this episode aims to help #NextSquad listeners gain tips for financial planning during their careers in vet medTom Seeko graduated from the University of South Florida with a finance degree and is a fully licensed financial advisor with his Certified Exit Planning designation (CExP). Tom has worked with veterinarians since 2014 on all different financial matters including income protection, debt repayment, business planning, estate planning, taxation, etc. Tom is the co-founder of Florida Veterinary Advisors and the co-host...
2021-07-1247 minMy Veterinary LifeWelcome to the Profession Class of 2021 with Florida Veterinary Advisors“Really thinking about financial tools as tools, not as the goal. Right? So, you know when you build a home, the goal is to build a home, it’s not to buy tools. But you need to buy tools in order to build a home. And I think when it comes to financial stuff, when it comes to 401Ks and investment accounts, bitcoin and auto insurance, homeowner’s insurance- all of it. They’re all products. They’re all what they consider financial products. And when you have products, recognizing that they in and of themselves are not the plan.”O...
2021-04-2945 min
The Veterinary Marketing PodcastEpisode 214: How To Improve Your Employment Marketing At Your Veterinary Practice.In Todays Episode we are joined by special guests Tom Seeko and CJ Burnett from Flordia Veterinary Advisors where we talk about how you can improve your employment marketing at your veterinary practice. Using offer creation to attract the right kind of employees for your veterinary practice Founders Tom Seeko and CJ Burnett teamed up to create Flordia veterinary advisors in 2014 where they specialize as financial advisors to help busy veterinarians, veterinary students, and practice owners across the country with their financial planning. We cover how we can make offers attractive to attract new employees a...
2021-01-1244 minMy Veterinary LifeFinancial Wellbeing During COVID-19We are pleased to share another bonus episode today! We are joined by Tom Seeko and CJ Burnett. They are co-founders of Florida Veterinary Advisors and Co-hosts of the Smarter Vet Podcast. While we recognize that financial wellbeing is important year-round, it has become top of mind for most of us during the COVID-19 pandemic. Tom and CJ take us through some practical items we can think about to that can help improve financial wellbeing. We truly appreciated their straightforward approach to debt and finances. We walked away with great knowledge and ideas to help improve our own financial wellbeing...
2020-05-2639 min