Shows
Millionaires Unveiled399: Net Worth Of $5.0M+ - Behind the Mic: A Personal Update + Retirement Discussion w/ Jace's ParentsSummary In this episode, the hosts Jace and Stacey share a personal financial update and Jace's parents make a reappearance as they discuss the complexities of retirement, particularly focusing on the baby boomer generation. They share personal financial updates, explore the emotional and mental challenges of transitioning into retirement, and highlight the importance of planning for a fulfilling life post-work. The conversation includes insights from the hosts' parents, who are navigating their own retirement considerations, emphasizing the need for financial preparedness and the impact of work on identity. In this conversation, they explore the multifaceted...2025-03-031h 20Millionaires Unveiled393: Net Worth Of $4.6M - Broke to Bougie: Divorce, Restart, and The High Life With Christian LouboutinsSummary In this episode of the Millionaires Unveiled podcast, host Jace interviews John, a tech professional with a remarkable financial journey. John shares his background as a first-generation immigrant from Argentina, his current net worth of $4.6 million, and the strategies he employed to build his wealth. The conversation delves into his experiences with home equity, investment portfolios, and the importance of financial literacy. John discusses the balance between enjoying life and maintaining financial discipline, as well as his plans for early retirement. This insightful discussion offers valuable lessons on personal finance, investment strategies, and the mindset needed...2025-01-2147 minMillionaires Unveiled391: Net Worth Of $862M - 2024 Millionaire Insights: A Year In ReviewSummary In this episode Jace and Stacey reflect on the highlights of 2024, discussing the impressive net worth of guests, the impact of inflation on wealth, and the diverse stories of millionaires. Jace emphasizes the importance of financial planning, the various paths to wealth, and the shifts in asset allocation among millionaires. The conversation provides valuable insights into personal finance and investment strategies for listeners. The collective net worth of all the guests this year hit was $862 million. In this conversation, Jace discusses various aspects of financial planning and investment strategies, emphasizing the importance of maximizing f...2025-01-0654 minMillionaires Unveiled371: Net Worth Of $15M - From Federal Prison to Serial EntrepreneurshipSummary Byron has a net worth of around $15 million. He is a fractional CFO and CPA and has his own firm but invests heavily in small and private businesses. He emphasizes the importance of understanding numbers in running a business and the value of tax strategy. He prefers investing in businesses where he can partner with people who have complementary skills. He tells the story of what lead him to federal prison in college and the journey he took to get out and redeem himself. Byron has had both successful and failed investments, but he believes that...2024-08-1959 minMillionaires Unveiled336: Millionaires Unveiled Year in Review2023 in Review Jace and Stacey break down lessons learned in a year in review, personal changes to their investment strategy and overall wrap up of a few main data points from the show in general. 2023-12-2944 min
What Are You Made Of?Consistently Consistent: Inside the Mind of Millionaires Unveiled Host, Jace MattinsonIn this episode, join host Mike C-Roc as he sits down with Jace Mattinson, the seasoned host of the Millionaires Unveiled podcast. With over 300 episodes under his belt, Jace shares the untold story of what it takes to consistently produce a successful podcast and the importance of longevity in the podcasting world.
Jace, a husband and father of three based in Austin, Texas, brings a wealth of experience as a former CPA and CFO of a building material company. Now, he's back in the game after a non-compete, leading a roll-up in the building...2023-12-0431 minMillionaires Unveiled328: Happy Anniversary - A short rundown of 6 epic yearsJace and Stacey discuss a little bit about the last 6 years, lessons learned, favorite epsidoes, etc. 2023-11-1731 minMillionaires Unveiled325: 18 Summers - A Quick Deep DiveJace and Stacey take a quick deep dive into 18 Summers. The framework, why it works and how millionaires apply it. 2023-11-0316 minMillionaires Unveiled300: Net Worth of $1.0M+ - Former Float Driver & Nurse: Jace's Parents Share Their StoryJeff and Dawn (Jace's Parents) have a current Net Worth of $1.0+ million. They are in their early 60's and late 50's. 25% is in real estate, 60% is in retirement and other market investments and the remainder in cash and personal items. 2023-06-261h 37
Passive Wealth PrinciplesJace Mattinson | How to Build Scalable and Sellable BusinessesHis interest in entrepreneurship, building wealth and personal finance began at a very young age and he believes he always had it in his blood. So, his journey to success actually started with selling snow cones and candy as a kid. At 27 years old he took the opportunity to get from a CPA to structuring a leveraged buyout of a 250 person and 30 store company, and then have a nine-figure exit on it.This is just a small part of today’s guest’s incredible story.In this special episode of the Catching Knives podca...2022-06-141h 08
Millionaires Unveiled216: Net Worth of 1.3M - Female CPA Working in Public AccountingDanielle is a working mother, CPA, and investor! She has a current net worth of 1.3MM and is in her early 30's. Danielle has more than 700K in retirement accounts, 170K in home equity, and 250K in a traditional brokerage account. We discuss her career in public accounting, buying and selling houses (her husband was in the military so they bought and sold often), future financial goals, her investing start from a young age, and financial confidence/happiness.2021-12-1351 min
Millionaires Unveiled199: Net Worth of 1M - 32-year-old CPAKevin has a net worth just over one million. Of the one million, over 80% is invested in the stock market, while the remainder is in cash (80K or one year of expenses) and other holdings. He shares details on his small business investments (20K) and the importance of contributing early to your 401(k). Kevin and his wife paid off over 40K of student loans and aggressively worked to increase their household income and savings rate. www.millionairesunveiled.com2021-08-1650 min
Millionaires Unveiled161: Net Worth of 1.0M - Jace Shares His Millionaire Story!Jace is interviewed on his own show to share his millionaire story! He unveils his portfolio allocation which includes 400K in retirement accounts along with holdings in both small business and real estate. He discusses mindset, goal-setting, intentionality, and how it all started from working a paper route and a lawn care business. Jace also shares general mistakes and advice from his financial path and how he was able to reach millionaire status at such a young age. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unv...2020-11-231h 27
Millionaires Unveiled148: Net Worth of 1M+ - Entrepreneur; How Much to Invest Back Into Your BusinessNathan is an entrepreneur who has started several business and has a net worth of over one million dollars. We discuss his entrepreneurial journey and how he has started each of his businesses with less than $5K. He shares how he invests money outside of his business and his thinking for how much to put back into the business. We also discuss advertising methods and when to hire a virtual assistant. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled2020-08-2438 min
Millionaires Unveiled147: Net Worth of 1.0M - "Don't Buy More House than You can Afford"Today's guest, Doug has a net worth of about one million dollars. He started his financial journey with Dave Ramsey and is diversified between the stock market, HSA, real estate, and an employee stock ownership plan (ESOP). We discuss his ESOP plan and how it works as well as his decision to start investing in real estate. Doug shares details on his portfolio allocation as well as details behind his first real estate deal. He currently owns and self manages 11 units. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Tw...2020-08-1743 min
Millionaires Unveiled146: Net Worth of 2.4M - Air Force Pilot - "Money is Just a Tool"Phillip has a net worth of 2.4M. He's an Air Force pilot, and his wife also works as a pilot for a major airline. He is 39 years old and has several rental properties which cash flow 3K a month. Phil talks about self managing his rentals, the platform he used to buy them, and the numbers behind the purchases. He talks about money being a tool, and that family and experiences are what matter most. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled2020-08-1056 min
Millionaires Unveiled145: Net Worth of 5.4M - Retired Chiropractor, Net Worth at 33 was $0John is a retired chiropractor with a net worth of over five million dollars. Additionally, he has monthly passive income of 20K. At the age of 30, he set a goal to have passive income of 220K annually. His financial motivation kicked in at the age of 30 when he read the book, "Think and Grow Rich." At the age of 33, he had a net worth of $0. He discusses his mindset shift, investing strategy, and the book he wrote titled, "The Wealthy Gardener." - https://amzn.to/2DfLfqm Email us at - millionairesunveiled@gmail.com Website - ww...2020-08-0349 min
Millionaires Unveiled144: Guest Interview - Chris Hogan - Debt for Real Estate Investing and International Index FundsChris Hogan, author of the books "Everyday Millionaires" and "Retire Inspired" joins us for today's episode. He talks about the three things that hold people back from success, how much one needs to retire, and why an emergency fund is no longer optional. Chris also talks about debt in real estate investing and why he considers it a risk. We talk about the impact of COVID on personal finances and what people can do now to ensure they are financially secure. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twi...2020-07-2734 min
Millionaires Unveiled143: Net Worth of 1.6M - Bought Tesla at $34 Per ShareToday's guest, Randy, has a net worth of 1.6M. Of his nearly one million dollars in market investments, 20% is invested in single stocks including Tesla, Apple, and Amazon. 50% of his stock investments are in VTSAX. He also has one rental property which breaks even. He's in his late 40's and share the importance of continual education and creating a plan for one's life. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled2020-07-2042 min
Millionaires Unveiled142: Net Worth of 1M - Discovering Dave Ramsey After Significant Consumer DebtDennis is an IT sales professional with a net worth of over one million dollars. He takes a three bucket investing approach which includes, a) cash, b) 60-40 stocks to bonds, and c) a nearly 100% equity bucket. Dennis talks about whether to pay off one's home, and how he was able to overcome $283K of debt. He's currently 40 years old and had a college GPA of 2.67. Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled 2020-07-1348 min
Millionaires Unveiled141: Net Worth of 500K - Being Broke is a Choice, Eight Single Family RentalsAlex has a current net worth of 500K and owns eight single family rentals and one multifamily investment property. He didn't start saving and investing until he was about 30 years old. Alex shares the details of his real estate deals including the strategy behind his single family rentals. He discusses the value of passive income, real estate vs. equity investments, and provides investing advice. Check out his blog at www.brokeisachoice.com Email us at - millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled 2020-07-0646 min
Millionaires Unveiled140: Net Worth of 2.2M - Airline Pilot Who Didn't Make 100K Until Age 46John is an airline pilot for a major airline and has a current net worth of 2.2M. On average, he made just 18K in his twenties, 50K in his 30's, and 90-100K on average in his 40's. He became a millionaire at the age of 46 - the same age he first made 100K. 73% of his 401K and Roth holdings are in single stocks while the remainder are in mutual and index funds. He discusses the cost of flight school, the benefits of being a pilot, and how he has shifted his mindset to increase his spending. E...2020-06-2954 min
Millionaires Unveiled139: Net Worth of 1.3M - 30-Year-Old Living in a 75K TownhouseMatt has a current net worth of over $1.3 million dollars. Together with his wife, they have a household income of about 250K which has increased steadily over the years. He discusses why he invests virtually nothing in international stock, the importance of Roth IRA's for children, and how being financially successful has removed stress from his life. Matt currently works as a portfolio manager and financial advisor. Email us at: millionairesunveiled@gmail.com Website - www.millionairesunveiled.com Twitter - @Mill_Unveiled Sponsor - www.savethechildern.org/savekids2020-06-2155 min
Millionaires Unveiled138: Guest Interview - Who do You Want Your Future Self to be?Today's guest is Dr. Benjamin Hardy, author of "Personality Isn't Permanent" and "Willpower Doesn't Work." Ben brings a different lesson to the show in working to control the outcome of your life. He shares that personalities can constantly change, addictions and past hardships can be overcome, and the vision one sets for their future self is a critical piece of success. Check out his new book at https://www.penguinrandomhouse.com/books/607021/personality-isnt-permanent-by-benjamin-hardy-phd/. 2020-06-1541 min
Millionaires Unveiled137: Net Worth of 1.5M - Tracking Net Worth Monthly for 18 YearsMark has a current net worth of 1.5 million. He's invested primarily in the stock market but also has a self storage investment, his primary residence, real estate, and a 529 plan. He's tracked his net worth consistently for the last 18 years. Mark also wrote a book titled, "Dad's Little Book of Wisdom: A Guide for Young Professionals to Achieve More, Earn More, and Live a Good Life" (https://amzn.to/3haoLpQ). He shares details on his career and how faith has played an important role in his journey.2020-06-0849 min
Millionaires Unveiled136: Net Worth of 3.1M - The Importance of Lifelong Learning and Self-ImprovementToday's show highlights the story of BK. He has a current net worth of just over three million. He has money invested in both commercial real estate and the stock market. He previously used a financial counselor but currently does not. He reads about seven books a month and stresses the importance of continuous learning and self-improvement. BK's market investments are mostly invested in index funds and he holds 200K in cash.2020-06-0151 min
Millionaires Unveiled135: Net Worth of 30M - "I Want Control Over my Assets" - 3,700 Apartment UnitsTim Bratz is today's guest and has a current net worth of 30 million dollars. 97% of his net worth is composed of multifamily real estate. He owns and operates about 3,700 units and has a portfolio value of nearly $300 Million. He's 34 years old and reached his first million at age 29. Tim shares how he got involved in real estate, the structure of his investments, and three rules for successfully investing in real estate. 2020-05-2653 min
Millionaires Unveiled134: Net Worth of 1.1M - 15K of Monthly Passive IncomeNate is a real estate investor, business/life coach, and dad. We discuss his career history and progression, as well as how he started investing in real estate. He shares details about his first deal and some of the struggles and success from the purchase. Nate talks about his 15K of passive income monthly from real estate as well as what he's teaching now to the clients whom he coaches. Check out his website at http://www.natebaileyspeaks.com/.2020-05-1842 min
Millionaires Unveiled133: Guest Interview - 7,500 Single Family Rental Flips and a COVID-19 DiagnosisToday's guest is Lee Kearney who has extensive experience in buying (via a variety of methods) and flipping single family homes; he has flipped over 7,000 homes in his career. We discuss how to find the homes including mailers, calling sellers, foreclosures, auctions, MLS systems, etc.. Lee shares the details of both a horror story and his best deal and also shares his recent experience (he was close to being on a ventilator) with COVID-19. 2020-05-1140 min
Millionaires Unveiled132: Net Worth of 3.0M - 250K of Passive Income Annually with Financial SamuraiSam from Financial Samurai has a net worth of three million and makes 250K in passive income annually. He discussed his career in finance for 13 years before retiring early. Sam shares the good and bad from early retirement, his net worth allocation, and his experience with investing in real estate crowd funding platforms. He also talks abut negotiating a severance upon leaving a job. 2020-05-0444 min
Millionaires Unveiled131: Net Worths of 4.3M & 2.3M - Interview Follow-ups and Stocks to BuyToday's episode features our first follow-up round of interviews. We follow-up with the interviewees who originally aired on episodes #48 and #109. With Jeff from episode #109, we discuss his retirement and what stocks he's currently buying and trading. With Debt Free Dr, we discuss how and why his portfolio has changed. They also share general financial and investing advice. 2020-04-2750 min
Millionaires Unveiled130: Net Worth of 1.7M - Female Who Moved Forward After Divorce and Overcame 250K in DebtToday's show features Tiffany, with a current net worth of 1.7 million. We discuss all things personal finance including her investment allocation which includes both money in the equity markets and five single family rentals. She talks about finding and managing those rentals, the 3K in net monthly cash flow, and how she got started in real estate. Tiffany shares her insight on goal setting and how that has been one driver of her success. She has a terrific story, mindset, and attitude!2020-04-2034 min
Millionaires Unveiled129: Net Worth of 700K - 30-Year-Old Cyber Security Expert Who Paid off 150K in Student LoansMichael is a 30-year-old cyber security expert with a net worth of 700K. He has been very successful and even paid off 150K in student loans. He shares his investment allocation which is nearly 50% in his Roth account and 85% in equities. Michael also discusses how he was able to grow his income so quickly and accelerate his career. He gives away 15-20% of his money, pays a regular tithe, and will soon be a millionaire!2020-04-1347 min
Millionaires Unveiled128: Net Worth of 12M - Single Family Homes with Jason HartmanWe talk with today's guest, Jason, about single family home investing, property management vs. self managing, cyclical and linear housing markets, and how to value a small business. Jason talks about how he became involved with real estate at the age of 20 and shares details on his first deal. He guides us through what to look for when purchasing a single family home rental and the importance of standardization when analyzing deals. 2020-04-0640 min
Millionaires Unveiled127: Net Worth of 1.0M - Financial Independence in a Foreign LandDave is today's guest with a net worth around one million dollars. He currently lives in Israel, previously worked as a lawyer, and is now on his path to financial independence. We discuss having a financial goal, what financial independence means, cost of living in Israel, and his life journey. Check out his current book titled, "The Cash Machine, A Tale of Passion, Persistence, and Financial Independence." https://www.amazon.com/Cash-Machine-Persistence-Financial-Independence-ebook/dp/B082P81146 2020-03-3037 min
Millionaires Unveiled126: Net Worth of 1.0M - Female Radiologist and MotherBarbara, a radiologist and toddler mom, is today's guest on the show. She has a current net worth of just over one million dollars. Besides her portfolio allocation, we discuss her career as a physician, paying off her student debts, finding work/life balance, working in a male dominated field, plans for her financial future, and more. 2020-03-2341 min
Millionaires Unveiled125: Net Worth of 1.1M - Budgets Are Sexy with J. MoneyJ. Money from the popular blog, Budgets Are Sexy, is the guest on today's episode. He shares his net worth and portfolio allocation which primarily consists of investments in VTSAX, the Vanguard Total Stock Market Index. We discuss the FIRE movement, money and happiness/fulfillment, how much one spends in retirement, and the range of his household income. Check out his blog at https://www.budgetsaresexy.com/.2020-03-1647 min
Millionaires Unveiled124: Net Worth of 2.3M - Immigrant Who Came to the U.S. with Only $1,000John immigrated from India to the U.S. with only $1,000. He shares his story of working his first job to building a net worth of over 2.3 million. He lives in a high cost of living area and shares his asset allocation which consists of 1MM in real estate, 300K in a 401(k), 200K in a Roth, 400K in taxable accounts and the remainder in other investments including lawsuit settlements. John also shares how he's been able to manage his career and raise his income from 40K to over 200K annually. Check out his blog at htt...2020-03-0938 min
Millionaires Unveiled123: Guest Interview - Finances in Marriage with the Money CoupleToday's guest interview features the money couple. We discuss all things finances in marriage and why/how 70% of couples whom divorce do so because of financial stress/issues. Scott and Bethany talk about the five money personalities, and share how learning about your money personality can help in marriage. They also share that it costs, on average, 275K to raise a kid from kindergarten through four years of college. https://themoneycouple.com/2020-03-0239 min
Millionaires Unveiled122: Net Worth of 1M+ - 59 Years Old and Retired for 18 YearsToday's interview features Nords, who is retired from the Navy after a 30 year career. He has been retired for 18 years. We discuss numerous topics including when to convert a traditional IRA to a Roth, military pensions, travel hacking, and financial independence. Nords currently lives in Hawaii and shares ideas about philanthropic causes and how to teach your kids about money. Sponsor: www.startfromzero.com/millionaire2020-02-2456 min
Millionaires Unveiled121: Net Worth of 1.1M - Single Pharmacist Who Got a Late(r) StartToday's interview features Brian, a pharmacist, with a current net worth of $1.1 million. He is invested mostly in the equity markets with a 401(k), roth, and traditional investment accounts. Brian shares his story of when personal finance and investing became a priority, his history with real estate, plans and financial goals for the future, and his experience dealing with two different financial advisers. Podcorn website: https://podcorn.com/podcasters/ 2020-02-1741 min
Millionaires Unveiled120: Net Worth of 7M - Retired Engineer; Max Salary was 80KSam is a retired engineer and has a current net worth of around seven million. He also has seven single family rentals which net about 7K in cash flow monthly. He shares his thoughts on how and when to invest, personal development and self help books, real estate investing, retirement accounts, and more. We also ask about what he plans to do with his money in the future, the state of the equity markets, and whether or not he should sell some of his stock portfolio. 2020-02-101h 03
Millionaires Unveiled119: Guest Interview - Net Worth of 140K - 24-Year-Old Living & Working on a YachtToday's show features Alex, a 24-year-old who lives and works full time on a yacht. He saves 80-90% of his money as he has few expenses on board. He shares his life and financial story including his desire to be financially independent. He invests primarily in index funds and talks about what he does during the day while working on the yacht, how much the yacht is used, how much it costs to operate, and more. Check out his blog at https://themoneydock.com/.2020-02-0343 min
Millionaires Unveiled118: Net Worth of 3M - Stay at Home MomGigi and her husband have a current net worth of three million dollars. She is a stay at home mom, while her husband is an engineer. Gigi tells their financial story including how they budget, save for kids college, purchase (or receive) cars, and plan for retirement. She shares terrific advice about "knowing who you are" when investing, and making your money work for you. Booknotes: https://booknotes.page.link/millionaires2020-01-2744 min
Millionaires Unveiled117: Net Worth of 1.4 - Quit Like a Millionaire, Millenial RevoultionKristy and Bryce retired at the ages of 31 and 32 from their computer engineering jobs and have been traveling the world since 2015. They quit with a net worth of $1MM and have since grown that to $1.4MM. Their combined income ranged from 60K to 140K while working. We discuss their story, travels, investment mindset, backup plans for a market correction, and Kristy's background of growing up in China and living on 44 cents a day. Booknotes: https://booknotes.page.link/millionaires2020-01-2043 min
Millionaires Unveiled116: Net Worth of 1.3M - Family Therapist with Lease to Buy OptionsShiloh has a current net worth of $1.3MM and is primarily invested in real estate. He has 45 single family homes, several of which have lease to buy options. He also has about 35 multi family units and holds about 300K in cash. Shiloh discusses his investment and career journey including starting his career making 35K annually. He also divulges his unique real estate strategy, talks about hard money lending, and unveils financial goals for the future. Booknotes: https://booknotes.page.link/millionaires2020-01-1346 min
Millionaires Unveiled115: Net Worth of 1.4M - NYC Firefighter with a Side HustleToday's show features Chris, an NYC public firefighter. He shares insight into his portfolio allocation, side businesses, and investing mindset. He discusses his career as a firefighter and what one can expect to make in the career. He shares that he and his family have a 50% savings rate and spend 120K annually. Chris also talks about learning from one's mistakes and if/when ge plans to use a financial advisor in the future.2020-01-0649 min
Millionaires Unveiled114: Net Worth of 1.0M+ - Don't Be Afraid to Make MistakesTom is a small business entrepreneur, consultant, therapist, and author among other things. He discusses starting his therapy business after leaving a comfortable corporate job. Tom shared how he bootstrapped the company, including finding clients and funding. He shares detailed %'s of his portfolio allocation which includes both marketable securities and real estate holdings. He has also written a book on effective communication called, "Task: Performance Based Communication" - https://amzn.to/2F30S1P2019-12-3054 min
Millionaires Unveiled113: A Billionaire's Balance SheetOn this week's show we divulge a billionaire's balance sheet. We also discuss items that have stood out to us after interviewing more than 100 millionaires. Furthermore we talk about how much personal real estate to have as a percentage of one's net worth and budgeting. 2019-12-2322 min
Millionaires Unveiled112: Net Worth of 17.5M - Disabled and on Life Support, Passive Income Kept My Family a Family"I literally had nothing. I couldn't hug my own children, I couldn't eat, I couldn't drink, (and) I had no job." These are impactful and inspiring words shared by our guest AJ Osborne. On this show he shares his life story including starting his career selling insurance, then turning to cash flowing real estate with primarily self storage. Months after having his fourth child, AJ was diagnosed with a rare disease which soon cause him to be completely disabled. In this episode he shares not only his struggles, but his difficult and motivating journey back.2019-12-1648 min
Millionaires Unveiled111: Guest Interview - David Stein, What Investment Return Should You Plan for?David Stein, podcast host and author of the podcast/book titled, "Money for the Rest of Us" joins us for today's interview. We discuss David's background as an institutional investor and money manager, his asset allocation, and his thoughts on what return one should plan for in the future. He also shares advice on cash flow, portfolio allocation, real estate, and risk. Check out his new book at https://amzn.to/341qLt4 and his website at https://moneyfortherestofus.com/.2019-12-0935 min
Millionaires Unveiled110: Net Worth of 1.2M - A Career in Public EducationOur guest today is Ed from https://educatorfi.com/. He has a current net worth of 1.25M. He has about 300K in real estate, including a vacation home, 200K in cash, and 700K in the market. We discuss his career in public education including his journey from teacher to principal to district administrator. Furthermore we discuss how he paid off over 125K in debt. Ed also shares terrific advice on 403(b) and 457 retirement account planning and pensions.2019-12-0241 min
Millionaires Unveiled109: Net Worth of 4.1M - 150K in Apple Stock and a Yellowstone CabinJeff has a current net worth of four million. He has about one million in retirement accounts, two million in after-tax investment accounts, 500K in his primary residence, 300K in a rental property, and 300K in a small business. We discuss market investing including managing short-term capital gains and which stocks to buy. Jeff also shares his thoughts on retiring early and managing one's finances throughout life.2019-11-2550 min
Millionaires Unveiled108: Net Worth of 350K - Military Millionaire in the MakingDavid has a current net worth of 350K. His asset allocation is 50K in retirement accounts, 250K in real estate, and 50K in cash and index funds. We discuss his financial journey and real estate investments which include house-hacking, duplexes, multifamily housing, single family housing, Airbnb, and land. David also gives advice unique to those serving in the military such as VA loans and housing allowances. Check out his blog at https://www.frommilitarytomillionaire.com/. 2019-11-1838 min
Millionaires Unveiled107: Guest Interview - Retire Before Mom and Dad with Rob BergerRob Berger, author of Retire Before Mom and Dad: The Simple Numbers Behind a Lifetime of Financial Freedom joins us for this episode. We discuss his financial journey which includes quitting his job after making partner at a D.C. law firm. Rob shares his portfolio allocation, his thoughts on what it means to "retire," how much money one needs in retirement, and how much to save along the way. We also talk about the small choices of saving and investing that are instrumental to a life of financial success. 2019-11-1142 min
Millionaires Unveiled106: Net Worth of 4.5M - Live the Life You WantJustin has a current net worth of 4.5M. Following his college graduation, he attended law school and worked for a law firm and large energy company. After just a couple years of working, he realized the corporate life wasn't for him and turned to an entrepreneurial journey. He currently owns several rental properties and receives over 50K in monthly rental income. He also discusses purpose, goal-setting, one's tribe or circle of friends, mindset, and attitude. 2019-11-0441 min
Millionaires Unveiled105: Net Worth of 850K - Female STEM Consultant Saving 50K AnnuallySherry, a STEM (Science, Technology, Engineering, and Mathematics) consultant paid off 60K of student loan debt in 18 months. She also worked tirelessly to increase her income from 60K to 250K annually. She saves an average of 50-60K each year. Sherry's parents won the lottery when she was young, and she discusses the decisions her parents made with the money and how it affected her life. She also shares her portfolio allocation, mistakes made, and the advice she'd give someone in her similar situation.2019-10-2842 min
Millionaires Unveiled104: Net Worth of 3.0M - "I Couldn't Afford to Go to McDonalds"Mark shares his amazing story about being in debt to reaching a net worth of $3 million dollars. He currently has seven paid for condo rental units, a paid for house, and 800K in IRA's. He discusses how he overcame debt, and the intentional decisions his family made to save and invest. Mark recently retired and divulges what he's learned in retirement. He also shares that his household spending has increased from about 60K to 150K annually (mostly due to traveling). 2019-10-2146 min
Millionaires Unveiled103: Guest Interview - Choose Financial Independence with Chris MamulaToday's interview features Chris Mamula, co-author of the new book, "Choose FI: Your Blueprint to Financial Independence." We discuss his background and how he was able to retire at the age of 41. Chris shares input on health insurance when retired, what surprised him upon retirement, how he personally invests, and how to transfer net worth to cash flow/income. He divulges the story behind the book and also what stood out to him from his research and writing. Check out the book at https://amzn.to/2IOPgBI. 2019-10-1437 min
Millionaires Unveiled102: Net Worth of 1.9M - Handyman and Vending MachinesLarry has a current net worth of 1.9M. He currently works as a handyman but started and worked with several small businesses including, but not limited to, vending machines, trucking, sewer management, and truck repairs. He discusses several different ventures including why they started and ultimately ended. Larry talks about how to start and scale a small business, as well as knowing when to sell. He is 55 years ago, debt adverse, and just paid off his home last year.2019-10-0741 min
Millionaires Unveiled101: Interviews Recap, What Have We Learned?In this episode we discuss how and why the show was started, highlights and lowlights along the way, favorite interviews, and some of the things that we've learned from interviewing nearly 100 everyday millionaires. We also discuss upcoming plans for the show including a new website. 2019-09-3026 min
Millionaires Unveiled100: Net Worth of $100M - Build an Intentional Life with David OsbornDavid Osborn is an author, real estate investor, world traveler, mentor and father. He's the author of three books, Wealth Can't Wait, Miracle Morning Millionaires, and Tribe of Millionaires. We discuss intentionality, goal-setting, passive income, risk-taking, mindset, one's tribe or influencers, education and learning, and more. He shares how he was able to grow his net worth from -$1,500 at age 26 to around nine figures today. Check out his new book at https://www.tribeofmillionaires.com/checkout-page.2019-09-2353 min
Millionaires Unveiled99: Net Worth of 5.5M - Mid 60's Female, Never Made Over $82KDiane shares her inspiring story of saving and investing her way to financial success. She worked first as an engineer, and then taught engineering; she never made over $82,000. Furthermore, she has four children, three homes, and 4.9MM in her IRA. She discusses her asset allocation and investing mistakes and advice. She shares that she consistently put 10% into retirement and lived frugally. 2019-09-1635 min
Millionaires Unveiled98: Net Worth of 1.8M - 52 Single Family Rentals, $67K Monthly Rental IncomeToday's episode features Chris with a net worth of $1.8MM. Of the $1.8MM, 70% is invested in real estate. Together with his business partner, they own 52 single family rentals. He discusses all things real estate including his first deal, self managing all the homes, financing, due diligence, sending mailers, etc.. He collects about $67K monthly in rental income and nets about $11K monthly. Beyond real estate, he has 14% of his net worth in cash, and 16% in retirement accounts. 2019-09-0945 min
Millionaires Unveiled97: Net Worth of 1.1M - Female on FIRE, Paid off $110K of Student LoansCourtney and her wife have a current net worth of $1.1MM. About $600K of that is invested in the market, 60% of which is in stocks, and 15% in bonds. They also hold a significant portion of their net worth, about 25% in cash and have $210K in home equity. We discuss her mindset on FIRE, her FIRE number, safe withdrawal rates, and how she and her wife overcame student loan debt of $110K. Their household spending is about $25K annually including about $450 per month on food. 2019-09-0240 min
Millionaires Unveiled96: Guest Interview - Passive Real Estate Investing with Marco SantarelliToday's interview features Marco, host of the popular real estate investing podcast, "Passive Real Estate Investing." We discuss his investing history, his 10 rules for successful real estate investing (http://www.noradarealestate.com/blog/10-rules-of-successful-real-estate-investing/), goal setting, investing in markets outside of your own, and the mindset behind success. Check out his podcast at https://www.passiverealestateinvesting.com.2019-08-2638 min
Millionaires Unveiled95: Net Worth of 630K - Teacher with Side HustlesDon and his wife are both teachers. They have combined teaching income of about $125K. On top of teaching, they earn about $20K in additional income from side hustles. He discusses how he earns income on the side and the positive attitude needed to increase your earnings. They have about $350K in retirement accounts, $10K in cash, $7K in gold, and $7K in a 529 plan. Don also discusses his pension and provides advice to others who are pension eligible. Furthermore, he and his wife spend about $75K annually. 2019-08-1945 min
Millionaires Unveiled94: Net Worth of 1.4M - Female, Mid 30's, Started with 35K JobThis week's episode highlights Ericka with a current net worth of 1.4M. She is married and has seven rental units, most of which are single family houses (from which she currently makes about 10K a month in passive income). She and her husband have 60% of their net worth in real estate, 25% in equities, 12% in cash, and 3% in other including crypto. Ericka has a motivating story about growing her annual salary from 35K to over six figures, and unveils her journey to millionaire.2019-08-1240 min
Millionaires Unveiled93: Net Worth of 1.0M - The Loonie Doctor, Don't get Financially HosedToday's interview features the Loonie Doctor, a Canadian physician who blogs at https://www.looniedoctor.ca/. He discusses his investment allocation (and why he's chosen that allocation), why doctors are notoriously bad with money, how investment vehicles in Canada differ from those in the US, his experience with financial advisors, and why it's important to keep learning and trying new things.2019-08-0540 min
Millionaires Unveiled92: Guest Interview - Self Storage InvestingKris joins us to discuss his story and the benefits of investing in self storage. He personally started investing in real estate by buying duplexes with the goal of owning 50 total units that cash flowed to fit his lifestyle. He then decided to invest in a ground-up multi-family development before turning his attention to self storage. Kris discusses the ins and outs of self storage and shares why it's a great investment. Read more about him and his company at https://www.reliantinvestments.com/.2019-07-2951 min
Millionaires Unveiled91: Net Worth of 650K - 33-Year-Old Sales Manager on FIRETodd, a 33-year-old sales manager (wife works in project management), shares his story and investment allocation. He and his wife have a current net worth of $650K with $525K invested in equities. Of the $525K, roughly 70% is invested domestically, while 30% is invested internationally. Todd also discusses changing one's investment allocation over time, living in a high cost of living area, and what FIRE means for him. He also shares that they spend about $100K annually. 2019-07-2241 min
Millionaires Unveiled90: Net Worth of 8.0M - Entrepreneur Investing $300K Per Year in VTSAXToday's interview features the story of a successful entrepreneur and investor. Mr. Hobo Millionaire shares his thoughts on paying his home off early (in only three years), Airbnb rental strategies, and the ups and downs of his entrepreneurial journey. He also shares his favorite books, the mistakes he's made, and his plans for retirement. Check out his blog at https://mrhobomillionaire.com/.2019-07-1545 min
Millionaires Unveiled89: Net Worth of 10.0M - Driving a Honda OdysseyJeff joins us for today's interview where we discuss his entrepreneurial journey including the ups and downs, trading stocks including calls and options, the current state of the market, and his financial viewpoints on insurance, generational wealth, and changing one's lifestyle when net worth increases. Jeff is the co-founder of ragingbull.com and first reached millionaire status in his early 30's. 2019-07-0843 min
Millionaires Unveiled88: Guest Interview - Mrs. FrugalwoodsMrs. Frugalwoods joins us for this show to discuss frugal living, FIRE, investing, and being intentional with one's decision making. She shares thoughts on raising kids while working, what it's like living (and growing lots of food) on a 66 acre property in Vermont. We also talk about real estate investing, how her interest in personal finance started and what FIRE means to her. Check out her blog at https://www.frugalwoods.com/.2019-07-0137 min
Millionaires Unveiled87: Net Worth of 15.0M - Broke Immigrant To Land BuyerJack, with a current net worth of nearly $15 million is a land and real estate investor. He is an immigrant from Germany who started with nothing but student loan debt. He took a low paying job out of college and eventually started buying land. Jack has numerous single family rentals and shares how to best manage both single and multifamily investments. He shares his mistakes, advice, and strategies on investing. Find out more about him at https://www.jackbosch.com/.2019-06-2442 min
Millionaires Unveiled86: Net Worth of 5.0M - Australian Swimmer Turned Financial AdvisorPete currently lives in Australia and works as a financial advisor. His net worth is split into three different buckets - real estate, equity investments, and small business. He discusses his background and story including almost being an Australian Olympic swimmer before finding the financial planning industry. He was 35 years old when he hit his first million. Pete now travels extensively and enjoys spending time with family and friends while helping others on their journey through life.2019-06-1742 min
Millionaires Unveiled85: Net Worth of 1.2M - Teacher with a $70K HouseThis episode features Jerry with a current net worth of 1.2M. He and his wife are both teachers and overcame student debt of almost $50K. At the age of 35, Jerry and his wife had a net worth of zero. Through contributing to retirement accounts and frugal habits, they have become millionaires. Jerry divulges his investment allocation which includes a 529 plan, an HSA, and 925K in the Vanguard total stock market index fund.2019-06-1041 min
Millionaires Unveiled84: Guest Interview - Vanguard Head of U.S. Wealth Planning, Maria BrunoMaria Bruno is the head of U.S. wealth planning research at Vanguard. We discuss the current state of the market and specific trends Vanguard has discovered from their research. Maria shares insights on Roth vs. Traditional investments, Roth IRA conversions, required minimum distributions, and U.S. vs. international allocation. She also discusses Vanguard's investing principles and how much one should consider taxes in their investment planning. https://vanguardblog.com/author/maria-bruno/2019-06-0332 min
Millionaires Unveiled83: Net Worth of 5.5M - Maintenance Man to MillionaireGlenn, with a current net worth of $5.5M is a multifamily investor and syndicator. He started his real estate journey as a repair man and leasing agent and later started buying his own apartment complexes. Glenn shares his insightful and honest life story in which he had to start fresh from being over leveraged and losing a job during the 2008 recession. He shares a powerful story of the determination to succeed and the ability to regain hope, success, and wealth.2019-05-2846 min
Millionaires Unveiled82: Net Worth of 15.0M - Penny Stock TradingTim Sykes is a penny stock trader who has earned millions after starting with just $12,000. Tim discusses the ins and outs of penny stock trading including how to get started, how much to invest, what to invest in, where to look, and the mindset to have. Tim also discusses success in both business and life and provides excellent advice on being honest and patient in both investing and life.2019-05-2034 min
Millionaires Unveiled81: Net Worth of 1.2M - What Should I do with $200K of Cash?Steve, an entrepreneur in his young thirties, recently received a payout from his tech company. Besides his $200K in cash holdings, he also has $500K in home equity, $200K in the market, and an additional $200K in business equity. Of the money invested in the market, over 50% is invested in the S&P. He discusses his career path in technology and computer science, how equity in a new business works, and concludes with terrific advice on balancing one's career and family. 2019-05-1343 min
Millionaires Unveiled80: Net Worth of 1.1M - 31-Year-Old Executive with Growing IncomeDom, a 31-year-old executive has worked tirelessly to build up not only his income but also himself. He discusses how he was able to grow his income so quickly (combined income of $165K in 2012 to $475K in 2018), how he invests (32% primary residence, 17% S&P index fund, 17% other real estate, 22% company equity, 8% life settlements, 3% cash, 1% cars), and the mistakes he's made along the way. Dom also provides insight into personal development, paying off one's mortgage, and investing strategies.2019-05-0639 min
Millionaires Unveiled79: Net Worth of 2.2M - 20 Single Family Rentals on a $100K Military SalaryRich, with a current net worth of about $2.2M, is currently living abroad as an officer in the military. He has a portfolio of 20 single family rental homes. He currently makes about $100K a year in passive income from his rentals. Each home is worth about $80K and was often purchased for much less. Rich considers himself part of the FIRE community, specifically fatFIRE. He discusses how he built his real estate portfolio and how he manages them from abroad. 2019-04-2941 min
Millionaires Unveiled78: Guest Interview - Mobile Home Park Investing with Kevin BuppToday's guest, Kevin Bupp, is the host of the popular podcast, "Real Estate Investing for Cash Flow." We talk about real estate investing and primarily mobile home park investing. How are mobile home park investments different than single and multifamily investing? What are the pros and cons of the investment? How does one get started in the space? Kevin also discusses his financial and investment journey and provides excellent advice for financial success. 2019-04-2243 min
Millionaires Unveiled77: Guest Interview - Damion Lupo, What is Financial Freedom?Damion Lupo, an entrepreneur, author, and real estate investor shares his story of reaching a net worth of $20 million before losing it all in the 2008 financial crisis. Damion talks about how he rebounded from the loss and now has a goal to free one million people from financial bondage. We also discuss mastering goals and having a purpose, the psychology of success, building confidence, and the importance of mentors and masterminds.2019-04-1541 min
Millionaires Unveiled76: Net Worth of 7.0M - "I'd like to be Worth $100 Million Dollars"Scott, an asset protection attorney with a net worth of seven million unveils his portfolio and investing strategy. He also owns a growing business which isn't included in his net worth calculation. We discuss how much one should reallocate back into his/her business, goals for the future, and when enough is enough. Scott also talks about what he looks for in a real estate investment, and provides asset protection advice.2019-04-0825 min
Millionaires Unveiled75: Net Worth of 1.4M - $40K in Facebook StockHunter, with a current net worth of $1.4M is a financial adviser. We discuss who needs a financial adviser, the benefits of having one, when one should hire an adviser and several of the common misconceptions related to the industry. Hunter has about $700K between two houses, $500K in the market between both traditional investment and retirement accounts as well as holdings in different single stocks including Facebook, Google, Amazon and Netflix. 2019-04-0141 min
Millionaires Unveiled74: Net Worth of 1.7M - Female Nurse with Eight Single Family RentalsThis interview features Allison, a nurse with a net worth of $1.7M. Her husband also works as an engineer. Together they have eight single family rentals, half of which are paid off; the rentals cash flow about $50K annually. They hold about one $1M in equity investments and nearly $700K in real estate. Allison also invests in her 401(k) and a thrift savings plan. Within her equity investments, 90% is in stocks and 10% in bonds. 2019-03-2539 min
Millionaires Unveiled73: Guest Interview - Robert Kiyosaki, "Rich Dad Poor Dad"Today's guest interview features Robert Kiyosaki, the famous author of "Rich Dad Poor Dad." Robert discusses his investing mindset, the importance of continuing education, and the game of getting rich. He also unveils the assets in which he invests, and his view on debt. He shares what it takes to be successful and how failures can be turned into a success. Robert also talks about his new book, Fake: Fake Money, Fake Teachers, Fake Assets: How Lies Are Making the Poor and Middle Class Poorer.2019-03-1813 min
Millionaires Unveiled72: Net Worth of 500K - 31 Years Old, Journey to Financial IndependenceSteve is 31 years old with a current net worth of 500K. He has 100K in home equity, 100K in the Vanguard index fund, VTSAX, 230K in retirement accounts, and about 40K total in educations savings accounts, cash, and a 529 plan. He and his wife (school teacher) have one child and spend about 50K per year; they currently save about 60K per year. Steve discusses how he was able to grow his income, how to work with your spouse on money, and the affect goal setting has had on his financial success. 2019-03-1133 min
Millionaires Unveiled71: Net Worth of 7.5M - No Index Funds; 70% in One Small BusinessTaylor is a financial adviser and small business investor. He has opened/invested in an insurance company, consulting practice, and a healthcare provider. He discusses his portfolio allocation including the criteria used to invest in small businesses; he doesn't own any index or mutual funds. He also provides terrific advice on how to work with one's spouse on money and how being on the same page with investments and spending is essential. 2019-03-0437 min
Millionaires Unveiled70: Guest Interview - Brad From ChooseFIBrad, co-host of the popular personal finance podcast, ChooseFI explains how the podcast got started and what it means to be "financially independent." He talks about intent, how much one needs to retire on a certain lifestyle, and how to get started toward financial independence. He also shares insights on his investment portfolio, health insurance advice for those who are retired or self employed, investing mistakes he's made, and tips for financial success.2019-02-2543 min
Millionaires Unveiled69: Guest Interview - Thomas Stanley's Daughter, Sarah Fallaw, The Next Millionaire Next DoorSarah Fallaw, co-author of the new book, The Next Millionaire Next Door, and daughter of Thomas Stanley, author of The Millionaire Next Door, shares insights and data from both the new book, her experiences, and her father. We discuss her recent millionaire studies including how millionaires spend and save their money, what cars they drive, their level of education, and income levels. She divulges how recent findings have differed from the original studies and provides terrific financial advice. 2019-02-1830 min
Millionaires Unveiled68: Net Worth of 4.0M - A Millionaire Next DoorAndy, with a current net worth of 4.0M, started investing in his 20's. He has 2.7M in retirement accounts, 780K in real estate, 50K in a 529 plan, 260K in music royalties, and 150K in cash. Andy discusses his path to wealth, how he acquired four rental properties, and provides terrific advice for being financially prepared. To learn more about Andy, check out his interview with the Dave Ramsey team at https://www.youtube.com/watch?time_continue=8&v=W9Ghh1f-Igc. 2019-02-1132 min
Millionaires Unveiled67: Net Worth of 12.5M - The Wealthy AccountantKeith, the wealthy accountant has a current net worth of approximately 12.5M. Keith discusses his story and path to wealth including his humble beginnings as a farmer. Keith hit his first million at age 31 and unveils his route to financial success which included primarily small business and real estate investments. He provides terrific advice on how to build your net worth, how to stay focused, and shares the best financial advice he ever received. 2019-02-0437 min
Millionaires Unveiled66: Net Worth of 1.7M - Builds and Sells WebsitesMarc has a current net worth of 1.7M. After quitting his job at the age of thirty, he started building and selling websites. He has since sold six websites ranging in price from $10,000 to $500,000; he has sold several sites for six figures. Marc discusses his unique journey to wealth, the strategy around building websites and knowing when to sell, and how to value one's website or blog. Marc also divulges how much he holds in cash and in which Vanguard funds he invests. 2019-01-2838 min
Millionaires Unveiled59: Guest Interview - Jaime Masters From Eventual MillionaireToday's guest, Jaime Masters, is a business coach and hosts the popular podcast, "Eventual Millionaire" where she interviews millionaire business owners. We discuss numerous topics including how to allocate money between one's business and other investments, finding success in the journey, the role of coaches and masterminds, and when to make new hires and the process of doing so. Check out the free resources mentioned at https://eventualmillionaire.com/jace/2018-12-1034 min
Millionaires Unveiled55: Guest Interview - Tom Wheelwright on TaxesTom Wheelwright, CPA is best known for making taxes fun and understandable. He specializes in helping entrepreneurs and investors build wealth through permanently reducing taxes. We discuss the new tax law including issues of divorce and alimony, real estate depreciation, car depreciation, business structuring, and how involved one should be with their own taxes. Check out his recent book "Tax Free Wealth: How to Build Massive Wealth by Permanently Lowering Your Taxes." http://wealthability.com/tfwamazon2018-11-1216 min
Millionaires Unveiled43: Net Worth of 1.2M - CPA with Timeshares and a Work-Life BalanceToday's episode features a CPA who has worked in both public and private accounting. She has continually strived to be frugal, invest, and grow her net worth. She has a current net worth of 1.2M. Dora mentions that she used to be a workaholic, but now works for the government in a job with better work-life balance. Her range of income during her working life has been $19,000 - $180,000. We discuss her financial history, investing strategies, and plans for the future.2018-08-2034 min
Millionaires Unveiled32: Net Worth of 2.2M - Buying Real Estate on Credit CardsFinance Stoic (http://financestoic.com/) is a CPA in Canada with a current net worth of 2.2M and a net worth goal of 6.0M. He hit his first million at 37 years old and his second million just a couple years later. He's invested primarily in real estate and discusses how he started in real estate and how he financed multiple properties on credit cards. He unveils his plan for the future and the decisions behind his asset allocation. He also answers several rapid fire questions including his most expensive jeans, shoes, and car as well as his college GPA.2018-06-0436 min