Chai Pe Kharcha - Podcast Details

Shows

Chai pe Kharcha - NRI Personal Finance MattersCareer Growth in Your 20s as a NRI | Real experience and perspectiveIn this episode, we provide NRIs with valuable insights into personal finance, career decisions, and living abroad. Featuring Manas Sharma, a product manager at Grab, we discuss his professional journey and why he moved to Singapore, alongside his future academic plans in the U.S. Explore the financial challenges and opportunities NRIs face, including the benefits of pursuing an MBA in the U.S., and discover how to balance skills and career advancements with smart financial planning. Delve into the quality of life in Singapore, compare it with India, and get practical tips on community engagement and managing living...2024-10-2329 min

Chai pe Kharcha - NRI Personal Finance MattersWhat is it like to be an Indian expat in London? Real ExperienceIn this episode of Chai Pe Kharcha, we chat with Abhilash Surendran, a seasoned NRI now residing in London, about his personal and professional journey across Asia and Europe. Abhilash shares practical insights on navigating financial decision-making as an NRI, touching on salary expectations, cost differences between cities like Singapore and London, and the importance of financial independence and early retirement planning (FIRE). Listen as he discusses cultural immersions from his extensive travels, the importance of slow travel, and offers advice on integrating into new environments. The episode covers the nuances of living in high-cost cities and planning for...2024-10-1753 min

Chai pe Kharcha - NRI Personal Finance MattersWhat's It Really Like for Indians Living in Australia? Real ExperienceIn this episode of Chai Pe Kharcha, we have a unique couple as guests, Rohan and Akansha, to discuss their experiences living in Australia. As Immigrants, they share insights into the high quality of life, clean environment, and the welcoming culture they've found in Australia, while also discussing the practicalities of cost of living, tax systems, and financial planning. Focusing deeply on topics like healthcare, daycare costs, housing, and investment strategies, they offer a comprehensive view of transitioning to life in Australia and how it markedly contrasts with potential alternatives. Whether for those pursuing NRIs' relocation or interested in...2024-10-091h 01

Chai pe Kharcha - NRI Personal Finance MattersNRI starting a business aboardJoin us in this episode of Chai Pe Kharcha as we delve into the intriguing journey of Shrugal, an NRI entrepreneur based in Singapore. We explore the intricacies of starting and managing a business outside India, focusing on the manufacturing sector. Discover the challenges faced in product scaling, finding the right suppliers, and managing startup finances. Shrugal shares his personal story of venturing solo in the consulting space and provides insights into his investment strategies, both in India and abroad. Whether you're interested in entrepreneurship, consulting, or personal finance, this episode offers valuable lessons and actionable advice for NRIs...2024-10-0354 min

Chai pe Kharcha - NRI Personal Finance MattersMoving from Singapore to Thailand. NRI prepIn this episode Ishan shares his personal experience as he prepares to move from Singapore to Thailand, covering topics like housing, financial arrangements, local amenities, and the cost of living. From managing housing expectations and rental costs to understanding the local food options and tax benefits for expats, this episode offers practical advice for a smooth transition. #chaipekharcha #singapore #thailand #nri 00:00 Introduction and Overview 00:31 Meet the Hosts and Episode Agenda 00:59 Ishan's Relocation Journey 02:12 Housing Considerations in Thailand 06:47 Cost of Living: Food and Daily Expenses 09:27 Pros and Cons of Living in Bangkok 12:29 Financial Planning and Tax Benefits 20:48 Banking and Credit...2024-09-2624 min

Chai pe Kharcha - NRI Personal Finance MattersFed cuts rate, how does it impact Indian economy?In this episode the hosts discuss the implications of the recent rate cuts by the US Federal Reserve. Delving into how this move affects not just the US but global markets, they explore its impact on India's economy, including potential RBI rate cuts, changes in gold and oil prices, and sector-specific effects such as in the pharma industry. The episode also covers the broader economic shifts post-COVID, inflation variations within different regions of India, and the risks involved in the current global financial landscape. Join us for an interesting analysis of these critical financial developments. 00:00 Introduction and Welcome 01:02 Understanding...2024-09-2216 min

Chai pe Kharcha - NRI Personal Finance MattersDo you need a financial advisor?#chaipekharcha #financialadvisor In this episode tailored for NRIs interested in personal finance, we delve into the often-debated topic of whether or not one needs a financial advisor. Ritesh MD SYFE shares his perspective from managing a digital investment platform, emphasizing the importance of guidance in making smart investment decisions. He discusses the dynamics of market behavior, the complexities of tax planning, and the benefits of having a structured financial plan. He also introduces Syfe, a versatile investment platform, offering managed portfolios and free advisory sessions to cater to both novice and sophisticated investors. Learn why having the right financial...2024-09-1210 min

Chai pe Kharcha - NRI Personal Finance MattersNRI investments discussed with MD of a top wealth management platform in SingaporeInvestment Strategies and Mistakes NRIs Should Avoid | Interview with Ritesh Ganeriwal In this episode of Chai Pe Kharcha, we delve into the world of NRI investment strategies with our special guest, Ritesh Ganeriwal. From his journey as an NRI in Singapore to his insights on ETFs and personal finance management, Ritesh offers invaluable advice for NRIs looking to navigate global markets. We discuss the benefits of ETFs, the importance of starting early with investments, and common financial mistakes to avoid. The conversation also covers the intricacies of repatriating funds to India, global diversification, and selecting the right investment platforms...2024-09-1134 min

Chai pe Kharcha - NRI Personal Finance MattersCost of living in Singapore, discussed by NRIs living thereIn this episode of Chai Pe Kharcha, we dive into the comprehensive details of the cost of living in Singapore, tailored for prospective NRIs. The speakers, who have lived in Singapore for over a decade, share their personal experiences and break down living expenses based on different life stages—single individuals, couples, and families with kids. The video covers various categories such as rent, utilities, groceries, transportation, and more, while also providing insightful tips on possible cost optimizations. Whether you’re considering a move or just curious about living costs in this vibrant city-state, this episode is packed with prac...2024-08-2239 min

Chai pe Kharcha - NRI Personal Finance MattersNavigating Entrepreneurship and Tech Careers in Dubai as an NRIIn this episode we dive deep into the entrepreneurship landscape in Dubai. Our guest discusses funding, low barriers to entry, and the prevalence of co-founders in the region. We also explore career opportunities in the tech industry outside of India, comparing prospects in Singapore and Dubai, and provide advice for NRIs on transitioning to these markets. Additionally, we touch upon employment opportunities for spouses, optimizing family moves, and financial independence targets. Tune in for valuable insights and practical advice for NRIs considering an international career move. 00:07 Entrepreneurship Scene in Dubai 02:23 Career Transition Advice for Tech Professionals 09:15 Opportunities for Spouses...2024-08-0820 min

Chai pe Kharcha - NRI Personal Finance MattersCost of Living in Dubai compared to SingaporeIn this episode, we have a discussion with Himanshu, an NRI currently residing in Dubai. Himanshu shares his journey from India to Dubai via Singapore, detailing his career in data engineering, analytics, and his experiences working with top companies like across regions. The conversation covers an in-depth analysis of living costs in Dubai, including rent, utilities, groceries, transport, and helpers, comparing them with those in Singapore and India. Himanshu also touches upon his investment strategies, highlighting his focus on Indian markets and future real estate plans. This episode is a comprehensive guide for NRIs contemplating a move to Dubai...2024-08-0128 min

Chai pe Kharcha - NRI Personal Finance MattersFinancial Freedom and Life balance (with Jay Shah part 3)In this episode, Jay Shah ( co-founder of One Tree Hill Prime Wealth https://onetreehill.in/ and / https://www.instagram.com/othwealth and / https://www.youtube.com/channel/UCGYubL9GjJLVeUpEKJTBX0w ) delves into his investment portfolio allocation, with a strong focus on equities and zero real estate investment. He explains how dividing investments among large, mid, and small caps can balance risk and returns. Jay also discusses various investment avenues such as direct equity, mutual funds, and more. He offers insights into the financial decision-making process, especially for NRIs, emphasizing the importance of understanding one's comfort level and unique circumstances...2024-07-2723 min

Chai pe Kharcha - NRI Personal Finance MattersFinancial Freedom and Life balance (with Jay Shah part 2)In this episode we delve into the concept of the Financial Independence, Retire Early (FIRE) movement and its various aspects with Jay Shah ( co-founder of One Tree Hill Prime Wealth https://onetreehill.in/ and https://www.instagram.com/othwealth and https://www.youtube.com/@OneTreeHillPrime ). Jay shares insights on calculating your personal FIRE number using simple tools like Excel, the importance of adjusting assumptions over time, and the difference between achieving a number and finding a fulfilling lifestyle. We also touch upon the mindset and philosophy required to attain financial independence. Additionally, the episode covers the pros and cons o...2024-07-1829 min

Chai pe Kharcha - NRI Personal Finance MattersFinancial Freedom and Life balance (with Jay Shah part 1)In this episode of Chai Pe Kharcha, we welcome Jay Shah, co-founder of One Tree Hill Prime Wealth (https://onetreehill.in/ and https://www.instagram.com/othwealth). Jay shares his journey in wealth management, having previously scaled the Edelweiss Alpha Fund impressively. He discusses the principles of portfolio construction, risk management versus returns, and the importance of financial freedom and life balance. Jay also shares his personal decision to relocate to a tier-two city for a better quality of life. NRIs interested in personal finance will find valuable insights on navigating the complexities of wealth management and achieving financial...2024-07-1125 min

Chai pe Kharcha - NRI Personal Finance MattersWe spoke to our past episodesIn this intriguing episode of Chai Pe Kharcha, hosts delve into an experimental session with an AI as their guest. The AI, answers questions based on transcripts from previous episodes. Topics span from the top expenses for NRI parents to ranking countries based on various aspects for NRIs and preferred asset classes. The AI's responses are analyzed for efficacy and accuracy, providing a unique perspective on personal finance for NRIs. Viewers are encouraged to comment with their questions and feedback, which might be incorporated in future episodes. Stay tuned for more insightful discussions on NRI financial strategies. 00:00 Introduction to...2024-07-0411 min

Chai pe Kharcha - NRI Personal Finance MattersA NRI Journey from Student Savings to Investments in Singapore Part 2Join us in this episode as we delve into the challenges and strategies of navigating career fairs, deciphering investment philosophies, and balancing financial decisions from a woman's perspective. Raka shares her experiences on diversification in investments, cultural experiences in Singapore, and the unique dynamics of NRI life. Hear insightful discussions on how education, job hunting, and cultural engagement shape the NRI experience, especially in a competitive environment like Singapore. Additionally, we explore the concept of financial independence and the strategic path to achieving it.You can see part 1 of the episode here - https://youtu.be/AYDygRPs7g8 00:00 Navigating...2024-06-2723 min

Chai pe Kharcha - NRI Personal Finance MattersA NRI Journey from Student Savings to Investments in SingaporeIn this episode of 'Chai Pe Kharcha,' we sit down with Raka Banerjee, an NRI living in Singapore for the past seven years. Raka shares her journey, starting from her student days in India to her professional career in Singapore. She covers her saving strategies, her thoughtful approach to personal finances, and her entry into the investment world, including crypto and stocks. We also discuss the importance of having financial support from family, the challenges and benefits of studying abroad, and the transition from individual to family-oriented financial planning. Join us for an insightful conversation packed with practical...2024-06-2026 min

Chai pe Kharcha - NRI Personal Finance MattersImpact of election results on financial perspectiveIn this episode of Chai Pe Kharcha, we discuss the impact of the recent Indian election results on personal financial decisions. NRIs interested in personal finance will find this episode particularly insightful as we explore market reactions, investment strategies, and the potential policy shifts under a coalition government. Our hosts, though not financial experts, share their perspectives on maintaining discipline in SIPs, increasing investments, balancing portfolios with FMCG stocks, and the importance of human capital and infrastructure development in India. We also address the psychological aspects of investing amidst market volatility and the role of a strong opposition in...2024-06-1725 min

Chai pe Kharcha - NRI Personal Finance MattersEp 41: What NRIs Need to Know About Investing in Indian Real EstateIn this episode tailored for NRIs interested in personal finance, our guest shares valuable insights on buying property in India. Discussing everything from securing early discounts through substantial down payments to understanding the intricacies of the Indian real estate market, we cover how to identify upcoming projects, the importance of choosing reputable builders, and the financing options available for NRIs. Learn about managing rental properties remotely, engaging property management companies, and various payment plans that could benefit overseas investors. Additionally, the discussion touches upon the importance of understanding real estate as an investment, ensuring robust returns, and planning for...2024-06-0830 min

Chai pe Kharcha - NRI Personal Finance MattersEp 40 NRI making money in Real Estate! | Investment Secrets Revealed #business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha 2024-05-3029 min

Chai pe Kharcha - NRI Personal Finance MattersEp 39: Ex NRI reveals his entrepreneurial journey from Singapore back to India part 2 #business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha 00:00 Introduction00:20 Pre-Entrepreneurial Financial Decisions as an NRI in Singapore01:19 Investment Strategies and Asset Diversification02:46 Venturing into the U.S. Market and Real Estate Investments04:10 Financial Considerations When Moving Countries05:08 Diversifying Assets: Real Estate and Startups06:35 Understanding Taxation Between Singapore and India08:00 Managing Tax Residency and International Investments09:27 Hiring Experts for Financial Management in Startups11:23 Financial Responsibilities of a CA in...2024-05-1622 min

Chai pe Kharcha - NRI Personal Finance MattersEp 38: Ex former NRI reveals his entrepreneurial journey from Singapore back to India #finance #business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha 2024-05-1127 min

Chai pe Kharcha - NRI Personal Finance MattersEp 37 The Random ShowA show where we discuss random unconnected things to NRI personal finance. 2024-05-0423 min

Chai pe Kharcha - NRI Personal Finance MattersEp 36: Global Metros - Seattle VS Singapore With Pavan Part 2 #finance #business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha 2024-04-2929 min

Chai pe Kharcha - NRI Personal Finance MattersEp 35: Global Metros - Seattle VS Singapore With Pavan Part 1 #finance #business #money #investing #financialfreedom #investment #entrepreneur #trading #stockmarket #stocks #wealth #invest #bitcoin #success #forex #motivation #realestate #investor #cryptocurrency #accounting #personalfinance #crypto #financialliteracy #wallstreet #smallbusiness #credit #entrepreneurship #marketing #trader #financetips #chaipekharcha 2024-04-1919 min

Chai pe Kharcha - NRI Personal Finance MattersEp 34: Chai Pe Kharcha Origin Story 2024-04-1521 min

Chai pe Kharcha - NRI Personal Finance MattersEp 33: An NRI Perspective on Planning for Your Child's FutureIn this episode of 'Chai Pe Kharcha,' NRI professionals Ishaan and Siddharth delve into the intricacies of planning for children, focusing on the financial and social responsibilities of parenthood. They discuss everything from the unexpected costs of raising a child, such as diapers and education, to the importance of teaching children the value of money and investing for their future. Despite not being financial experts, their real-life experiences and insights offer valuable guidance for both prospective and current parents on preparing financially and emotionally for raising children abroad. The conversation covers educating children about finances, budgeting for their...2024-04-0125 min

Chai pe Kharcha - NRI Personal Finance MattersEp 32: Reverse Brain Drain: NRIs Returning to IndiaIn this episode of Chai Pe Kharcha, hosts Siddharth and Rohit, two NRI professionals, engage in a detailed discussion about the phenomenon of reverse brain drain, especially concerning NRIs moving back to India. They define brain drain and its reverse, explore reasons behind the trend including economic opportunities in India and lifestyle factors, and discuss implications for personal finance and quality of life. The conversation also touches on political stability, cultural pride, and the aspirations of the younger generation. Furthermore, they consider the challenges and considerations for NRIs returning to India, such as pollution and safety concerns, while highlighting...2024-03-2130 min

Chai pe Kharcha - NRI Personal Finance MattersEp 31: The Impact of AI on Personal FinanceIn today's episode, we discuss the developments and potential impact of Artificial Intelligence (AI) on society, personal finance, investment strategies, and the job market. We even discuss potential applications of AI - from content generation in social media to financial fraud detection in banking. We then explore how AI could reshape personal finance management and investment strategies through personalized advice and automated investing, yet caution against overreliance and the uniformity of advice AI might generate. Useful YouTube channels to follow for AI updates - https://www.youtube.com/@WesRothhttps://www.youtube.com/@mreflow https://www...2024-03-1830 min

Chai pe Kharcha - NRI Personal Finance MattersEp 30: Financial Independence and Early Retirement RulesIn today's episode, we explore Financial Independence, Retire Early (FIRE) principles with the group. The discussion is triggered by a recent article examining the 4% withdrawal rule in India, proposing a reduction to 3% due to India's different inflation, equities, and stock market returns. The hosts share their FIRE numbers and reveal the variables and customizations to their FIRE goals, mostly rooted in their current lifestyles and aspirations. The podcast offers a refreshingly honest take on financial independence and personal finance, highlighting the importance of contextual, individual factors in retirement planning. Source Article: https://www.thehindubusinessline...2024-03-0826 min

Chai pe Kharcha - NRI Personal Finance MattersEp 29: Global Metros - Prague with Gayathri (Part 2)In today's episode, we continue our conversation with Gayathri. This part of the conversation focuses on managing properties in India while being overseas, the reasons and experience of shifting from India to Prague, managing children in a new environment/friends/culture, and financial planning for the future.2024-02-2926 min

Chai pe Kharcha - NRI Personal Finance MattersEp 28: Global Metros - Prague with Gayathri (Part 1)In today's episode, we speak with Gayathri who joins us from Prague. Gayathri shares her journey from India to Prague and her evolving relationship with money. She recounts how she bought her first house at a young age and how she is teaching her children to understand the value of money. She also offers interesting insights on diverse investments like SIPs, stocks, commodities, real estate and even forex trading. A key takeaway is her emphasis on financial discipline and using assets as a basis of lifestyle rather than indulgence.2024-02-2329 min

Chai pe Kharcha - NRI Personal Finance MattersEp 27: The Alibaba ConundrumIn today's episode, we get together to discuss a recent post by one of our own. Ishan invested in Alibaba a while back and the stock has gone through many ups and downs. Mostly downs. We take the example of Alibaba to discuss investment philosophy, how we look at value in a company and what the future could hold for this company. Link to Ishan's post - https://www.linkedin.com/feed/update/urn:li:activity:7163937160608333825 Friendly reminder that this is not investment advice. Please research before investing in stocks or speak to a competent...2024-02-1525 min

Chai pe Kharcha - NRI Personal Finance MattersEp 26: Global Metros - Dublin with Gaurav (Part 2)In today's episode, we continue our conversation with Gaurav, who shares his journey as an NRI and explores how spending habits change due to currency conversion rates when living overseas. The discussion further delves into the cost of living in Dublin, especially with a family, highlighting expenses like housing, utilities, groceries, and childcare. The final segment touches upon the emotional aspect and reasons for changing your nationality.2024-02-0826 min

Chai pe Kharcha - NRI Personal Finance MattersEp 25: Global Metros - Dublin with Gaurav (Part 1)In today's episode, we speak with Gaurav Shukla who joins us from Dublin. Gaurav shares his journey of the evolving relationship with money. He also shares his current investment philosophy, with a focus on real estate and buying property outside of India. The discussion also covers the FIRE (Financial Independence, Retire Early) movement and everyone's early retirement savings goal. 2024-02-0127 min

Chai pe Kharcha - NRI Personal Finance MattersEp 24: Alternate Outlook with VinodIn today's episode, we speak with Mr. Vinod Kumar Singh, who turned the NRI dream into reality — working abroad, saving money, building a lucrative investment portfolio, and retiring early in India. With over 30 years of investing experience, he shares practical insights for smarter financial decisions for a secure future.2024-01-2729 min

Chai pe Kharcha - NRI Personal Finance MattersEp 23: Global Metros - Seattle with Yash (Part 2)In today's episode, we continue our conversation with our old friend and colleague Yash who currently resides in Seattle, USA. The discussion centres around Yash's personal finance habits, investment strategies and future monetary plans. We also delve into the cost of living in Seattle, the tax implications, and insights into the American healthcare system. 2024-01-1817 min

Chai pe Kharcha - NRI Personal Finance MattersEp 22: Global Metros - Seattle with Yash (Part 1)In today's episode, we speak to our old friend and colleague Yash who currently resides in Seattle, USA. The discussion centres around Yash's personal finance habits, investment strategies and future monetary plans. We also delve into the cost of living in Seattle, the tax implications, and insights into the American healthcare system. 2024-01-1129 min

Chai pe Kharcha - NRI Personal Finance MattersEp 21: Global Metros - Singapore with Varun (Part 2)In today's episode, we continue our conversation with Varun about Singapore & personal finance choices. Topics include ETFs, insurance, the importance of investing in multiple markets, and achieving financial independence. We share our anecdotes as usual, while Varun brings his perspective as he figures out his financial goals. As promised here is Varun's Instagram channel - @varunlikestosing 2024-01-0526 min

Chai pe Kharcha - NRI Personal Finance MattersEp 20: Global Metros - Singapore with Varun (Part 1)In today's episode, we start a new series where we will try to unveil what life is like in various cities around the world. If you're looking to move to a new place or get tips from people in your global city, this should be a fun listen. Today, we are joined by a friend and colleague, Varun, to discuss the wonderful city-state of Singapore. Varun shares his experience and perspectives about investments, money management, and the importance of savings. We further discuss different investment instruments, the impact of currency depreciation, and the diversity...2023-12-2829 min

Chai pe Kharcha - NRI Personal Finance MattersEp 19: The Year-end Financial ReviewIn today's episode, we share our personal experiences and strategies for tracking earnings, savings, and investments throughout the year. The discussion also sheds light on the importance of budget planning, tracking expenses, financial discipline, and the psychological aspect of feeling financially secure. We further delve into investing, emphasizing making informed and disciplined decisions rather than blindly following market trends. The conversation concludes with an agreement that while tracking gives a sense of control, it also aids in better financial decision-making, ultimately leading to an improved quality of life.2023-12-2129 min

Chai pe Kharcha - NRI Personal Finance MattersEp 18: Recession ResilienceIn today's episode, 3 of our regulars get together to discuss their preparations for a possible 2024 recession and how they're planning their portfolios. They dive into the impact of global events such as wars and elections, and the constant flux of information on their investment decisions. The trio also explore the concept of financial 'bubbles', the role of tech and AI, varied asset classes and the importance of remaining versatile and resilient in the face of market changes.2023-12-1431 min

Chai pe Kharcha - NRI Personal Finance MattersEp 17: The Travel Dilemma - Wanderlust or Homebound?In today's episode, we dissect the struggle of travel planning as NRIs. We discuss juggling the desire to explore the world with the constraints of limited leave, budgeting, and familial obligations. You'll hear our strategies, travel tips, and hacks on how to maximize the value of currency conversion. Lastly, we tackle the topic of budgeting for travel, offering interesting ways to manage and save for travel expenses. 2023-12-0824 min

Chai pe Kharcha - NRI Personal Finance MattersEp 16: Alternate Outlook with Avinash (part 2)In today's episode, we discuss personal finance and investment strategies with Avinash Mehta, a certified investment professional based out of Nagpur, India. As founder of Big Capita, Avinash specializes in advising NRIs and comes with rich experience in wealth management. In this episode we discuss the importance of consulting a qualified financial professional for managing finances in different countries, like India, Singapore, and the U.S. Special emphasis is put on understanding taxation laws, managing investments in terms of equity and mutual funds, and the relevance of capital gain tax in different countries. The effect of currency fluctuation on...2023-11-3023 min

Chai pe Kharcha - NRI Personal Finance MattersEp 15: Alternate Outlook with Avinash (part 1)In today's episode, we discuss personal finance and investment strategies with Avinash Mehta, a certified investment professional based out of Nagpur, India. As founder of Big Capita, Avinash specializes in advising NRIs and comes with a rich experience in wealth management. Avinash explains the importance of having a clear financial structure and of being aware of one's investment purpose. He also discusses the complexities related to NRIs' investment preferences, which range from real estate enthusiasm to random insurance plan acquisitions. Avinash points out the need for addressing currency risks, geographical switches, and taxation issues, emphasising the significance of knowledge...2023-11-2423 min

Chai pe Kharcha - NRI Personal Finance MattersEp 14: Retirement PlanningIn today's episode, we discuss how each of us is preparing for the eventuality of retirement. The conversation takes on aspects like the definition of retirement for each individual, the possible locations of retirement, their potential activities post-retirement, and the challenge of planning finances for the unknown future. It's another deeply personal topic, so hear our takes on how we are thinking of retirement and what factors come into play for us.2023-11-1717 min

Chai pe Kharcha - NRI Personal Finance MattersEp 13: Balancing Finances between India and AbroadIn today's episode, we discuss a crucial financial decision for any expat - how much money should one keep in their home country while living overseas? We share our perspectives on this topic as we discuss financial allocations, consideration of home country bias, advantages and disadvantages, and considerations for future property investment. The panel delves into various scenarios and potential strategies, emphasizing that personal finance decisions should be personalized and well-thought-out.2023-11-0924 min

Chai pe Kharcha - NRI Personal Finance MattersEp 12: Alternate Outlook with Aditi (Part 2)In today's episode, we follow up from our previous episode regarding advisors - by getting an actual advisor to come in and chat with us. Aditi Mittal, currently at Manulife in Singapore, focuses specifically on NRIs. This was a long and engaging chat, so the episode is uploaded in 2 parts. Please listen to Part 1, to enjoy the full chat. 2023-11-0221 min

Chai pe Kharcha - NRI Personal Finance MattersEp 11: Alternate Outlook with Aditi (Part 1)In today's episode, we follow up from our previous episode regarding advisors - by getting an actual advisor to come in and chat with us. Aditi Mittal, currently at Manulife in Singapore, focuses specifically on NRIs. This was a long and engaging chat, so the episode is uploaded in 2 parts.2023-10-2520 min

Chai pe Kharcha - NRI Personal Finance MattersEp 10: Who needs advice, anyway?In today's episode, we discuss why someone should or shouldn't look for a financial advisor. We discuss our experiences, good & bad, on what constitutes a good financial advisor and how important it is for the financial advisor's incentives to be aligned with the client.2023-10-1918 min

Chai pe Kharcha - NRI Personal Finance MattersEp 9: Ghar Wapsi, The Itch to Return HomeIn today's episode, we discuss a topic close to every NRIs heart. We have all discussed this - what's the right time to go back home? Is there a right time? We discuss our perspectives on what could help decide if you are ready to go back to India 2023-10-1319 min

Chai pe Kharcha - NRI Personal Finance MattersEp 8: To Crypto or Not to CryptoIn today's episode, the group discusses whether Crypto is part of their investment philosophy. You may love, or not understand them, but you can definitely not ignore the phenomenon of cryptocurrencies. We try to analyze both sides of the argument and share some of our experiences with Crypto 2023-10-0427 min

Chai pe Kharcha - NRI Personal Finance MattersEp 7: Alternate Outlook with ThomasIn today's episode, one of our regulars has gone missing, but we have got Thomas joins us to share his experience investing in Gold, FX and Real Estate. Portfolio diversification is a crucial strategy, and the group has a range of thoughts on the subject.2023-09-2825 min

Chai pe Kharcha - NRI Personal Finance MattersEp 6: Building our PortfoliosIn today's episode, we discuss the different portfolio allocation that each of us currently have. We also briefly discuss the sources of information we use to identify a good investment opportunity - Ishan's screeners - Value Investors Club, Magic Formula Investing Rohit & Madhwesh follow - Moneycontrol 2023-09-2118 min

Chai pe Kharcha - NRI Personal Finance MattersEp 5: Tools for the TradeIn today's episode, we discuss how we used various tools & automation to track our investments and overall portfolio. Are you partial to spreadsheets or smart apps? As always there is a diversity of thought on the tools & how often we use them for investments. Additional episode notes: Sidd's blog - https://medium.com/@siddss/monitoring-stock-price-anomalies-using-google-sheets-1e21dcc34e0c Rohit's LinkedIn post - https://www.linkedin.com/pulse/my-5-spreadsheet-financial-plan-rohit-kumar-maskara 2023-09-1424 min

Chai pe Kharcha - NRI Personal Finance MattersEp 4: Surveillance on SpendingIn today's episode, we discuss the need for tracking our expenses, the different ways we do it & how much detail we go into when looking at our expenses. Knowing what you spend is an important step to identifying how much you need to earn, save & invest.2023-09-0721 min

Chai pe Kharcha - NRI Personal Finance MattersEp 3: The Cushion of Emergency FundsIn today's episode, we all agree on the need to save for a rainy day & build financial resilience. But how much is enough, and what are the different ways of thinking about liquid assets? 2023-09-0717 min

Chai pe Kharcha - NRI Personal Finance MattersEp 2: The Case for InsuranceIn today's episode, we get together to discuss our views on the need for Insurance, the different types of insurance & how insurance needs for NRIs change as we manage life & assets in 2 countries 2023-09-0724 min

Chai pe Kharcha - NRI Personal Finance MattersEp 1: What's different for NRIs?A few NRI friends get together and have a casual conversation about their personal finance planning. Everyone has a slightly different perspective on managing money, at different life stages and varying backgrounds. In today's episode we have a quick chat to discuss how personal finance changes when you move outside India. 2023-09-0610 min

The Anokha showChai pe Kharcha Factorial Episode 19if you are thinking after 2014 no corruption happened or only opposition doing it , then I have something for you which could change your belief. To know more check out this episode 2023-05-0709 min

Sun Lo Jee, SonulogyEp. 23: Chai Pe KharchaThis week Nilpari calls Suno to help her to promote her latest book 'Chai and Acidity.' Featuring Trupti Khamkar (@trupti_khamakha) as Nilpari Aadar Malik (@TheAadarGuy) as Sonu Navin Noronha (@houseofnoronha) as Pawan Kumar You can listen to this show and other awesome shows on the IVM Podcast App on Android: https://goo.gl/tGYdU1 or iOS: https://goo.gl/sZSTU5 You can check out our website at http://www.ivmpodcasts.com/See omnystudio.com/listener for privacy information.2018-09-0510 min