Shows
The Gap MindersEpisode 107 | Chase Peckham, Director of Community Outreach, San Diego Financial Literacy CenterIn this excellent episode, Nancy and Jose are joined in the studio by Chase Peckham, the Director of Community Outreach at the San Diego Financial Literacy Center. Learn about Chase's experience and observations around financial literacy. He reflects on his early experiences of being read to by his parents and how he later discovered his talent for storytelling when reading to his own kids. He thinks back on the books that had a profound influence on his life, such as "Rocky" and "The Count of Monte Cristo," which gave him a passion for storylines with strong protagonists.2024-05-0738 min
Life is Life!Keri Peckham and Colon Cancer Awareness Focus of Charity Golf TournamentChase Peckham and the boys announce the rebranding of the Boost for Our Heroes Golf Classic to focus on colon cancer awareness in honor of his late wife, Keri Peckham. The tournament will raise money for the @ColonCancerCoalition and the @ColonClub to promote early onset colon cancer awareness. Chase discusses the importance of advocating for oneself and getting regular colonoscopies. He emphasizes that colon cancer is not as well-marketed as breast cancer but is becoming one of the largest cancer deaths in recent years mostly because it isn't found early enough. The tournament will take place on Monday, October 28...2024-04-2615 minLife is Life!I'm Still Here, Age is Just a Number with Jeff CiccarellaIn this episode, Jeff Ciccarella shares part of his life story that with Chase and Burner, He discusses his love with baseball at Mater Dei HS and Loyola Marymount as well as how he met his wife, Christy in an odd place to strike up a romance. They navigated a long-distance relationship eventually, getting married and facing the challenges of starting their life together. This conversation explores the journey of facing a cancer diagnosis, reflecting on his experience of undergoing treatment and the support he received from friends, family and medical professionals. The conversation also highlights the anxiety and...2024-03-211h 28Life is Life!I Wanted to Be a Good Father with Matthew SunMatthew Sun joins Chase and Brian and shares his background as well as his fathers immigration journey from China to the United States. He discusses growing up in the Bay Area and the challenges he faced as a minority and a kid without direction. Matthew's story highlights the importance of family, perseverance, and finding one's path in life, his decision to join the Army and the structure and opportunities it provided during his career. The transition from military life to that of a civilian and how that shaped and prepared his journey into real estate Matthew's love for his...2024-03-051h 03Life is Life!Happy Valentines Day... "What's your Credit Score"?In this episode, Chase and Phil discuss their Valentine's Day traditions and the stress that can come with the holiday. They also talk about the changing dynamics of Valentine's Day without Keri and how the kids celebrate it differently at different ages. The conversation then shifts to a new dating app that requires a minimum credit score to join, and the importance of discussing finances in relationships. They also share their thoughts on watching dating shows and the entertainment value they provide. The episode concludes with well wishes for Valentine's Day.TakeawaysValentine's Day...2024-02-1427 minLife is Life!How to Succeed in Leadership? Put Others First!Chase and Burner sit down with Paul McClintock who shares his journey from humble beginnings outside of St. Louis to finding his passion in Southern California. Paul reflects on his early life and education, growing up in Missouri and studying finance at the University of Missouri. They discuss his experiences in the medical device sales industry, including relocating to Southern California and the challenges and rewards of the job. He also discusses his transition to leadership positions and the fulfillment he finds in patient care even when not being the doctor himself. He emphasizes the importance of setting goals...2024-02-081h 15Life is Life!The Season of Traditions, Family, Friends a Bit of Stress and DysfunctionIn today's episode, Chase and Phil discuss the holiday season and the stress and challenges that come with it. They talk about keeping traditions alive, navigating different family traditions, and adjusting to changes in family dynamics. They also share coping strategies for dealing with holiday stress and dysfunctional family gatherings. The hosts reflect on their own holiday traditions and share a humorous story about a dysfunctional family sundae. Happy Holidays and Happy New Year!TakeawaysThe holiday season can be stressful and challenging, especially when it comes to navigating different family traditions and adjusting...2023-12-1932 minLife is Life!How to Cope with Loss and Life's Stresses with Family Therapist Megan BroderickSummaryIn this conversation, Chase, Phil, and Megan Broderick discuss the complex nature of grief and the importance of creating a safe space for individuals to express their feelings. They explore the different types of grief and the stages of grief, emphasizing that everyone's grief journey is unique. Megan shares insights on supporting children and families dealing with grief, highlighting the need for validation and open communication. They also discuss the role of self-care and vulnerability in parenting and the importance of making repairs in relationships. The conversation concludes with a focus on...2023-12-051h 00Life is Life!Keri Peckham Part II: Finding Our WayTo those close to Chase or anyone within earshot, it was no secret his wife, Keri, was his world. He is not shy to yell it from a rooftop. In part two of this difficult conversation, Chase reflects on the journey of losing his wife, Keri, and navigating life without her. He discusses the pain and sadness that still lingers, but also emphasizes the importance of moving forward and facing adversity. Chase shares how he and his children are coping with the loss and the support they have received from their community. He also talks about the challenges of...2023-11-1452 minLife is Life!The Day Our Lives Changed ForeverIn 2021 Chase's wife Keri was diagnosed with with a life altering illness that would change the course of theirs and their kids lives. This conversation delves into the journey of Peckham's as they navigate her battle with cancer. The chapters cover various aspects of their experience, from seeking the best specialists to facing the reality of the disease and living day to day. They also discuss the discovery of genetic testing and the impact it has on their children's future. The conversation explores Keri's decline and visible illness, as well as the perspective of Brian, a close friend. It...2023-11-031h 09Life is Life!Welcome to Life is Life!Welcome to Life is Life. This episode we reintroduce Chase and Felipe and welcome Brian Blackburn into the fold! This is the beginning of an amazing year ahead where we talk about the trials and successes in business life, personal life, fatherhood, marriage, death and so much more, after all Life is Life!!!!Support the show2023-10-2013 min
Life is Life!Homeowners Disaster! Happy Thanksgiving, I have a Leak in My CeilingThe American dream, being a homeowner! Owning a home is an accomplishment that almost all of us aspire too. But... Sometimes I miss the days of calling my landlord when things break and things do break! One of the most difficult breaks is when you see water dripping from an area of the house that it shouldn't. Where is it coming from? Oh, if it only were that easy!This week the crew discusses Chase's Thanksgiving weekend of playing cat and mouse with the dripping water that was coming from his kitchen ceiling and the steps he...2022-12-0235 min
Life is Life!Medical Bills - What Dr.'s Really Want Us to Understand with Dr. VirgieIn all the years we have been working with individuals to get a handle on their debt and finances medical debt has been a large part of it. Not just the huge bills that we hear about but even the simple co-pays or co-insurance that can throw a families budget out of whack. Dr. Virgie Bright Ellington, MD an internal medicine physician and medical billing expert. With more than 20 years experience in primary care, psychiatric settings, and as a health insurance executive, Virgie has made it her life goal to help patients navigate the conundrum that is th...2022-09-2357 min
Life is Life!3 Financial Topics Economists and Financial Coaches Disagree OnThere is no one size fits all solution to personal finances. So as you can imagine disagreements amongst professionals happen all the time. What happens when most professionals agree and the people disagreeing happen to be economists and mathematicians? Can we be right and wrong at the same time?In this episode we discus an article Chase came across in Inc. Magazine that covered three popular financial tips that don't add up according to mathematicians and economist. Yes, we are looking at you snowball method! We know that "numbers never lie," but do they sometimes fail to...2022-09-0929 min
Life is Life!Does it Make Cent$ to Spend on Kids Birthday Parties?Children's birthday parties, anyone with kids and even those without, have attended. Parents sit around and have a drink or grab a bite to eat as kids run around with their friends and enjoy being the center of attention. But how memorable are they? Do you remember your ninth or tenth birthday party? More importantly, how much do they cost? Are there better ways to spend your money and time on your kids? In this episode Felipe shares his idea for doing away with the parties and giving control to his kids. All while saving money, reducing s...2022-09-0228 min
Life is Life!Preparing your Child's for Real Life ExpensesIt's that time of year when parents drop off their little ones at college campuses near and far. Did they pack their socks? Will they remember to call home? Or at least add you on Instagram so you can see that they are safe?Some of the big questions parents are asking themselves are all about money. Are they ready to handle their own money? Will they be asking for a mommy or daddy bailout before the semester's end? Will student loans and credit cards lead to years of debt?In this episode Chase returns a...2022-08-2633 min
Life is Life!#144 Playing the Lottery? Smart Investment Strategy or Gambling?Mega Millions Lottery jackpot moved over the billion mark for the fourth time since it was introduced in 1996 in five states. Now in 45 states Mega Millions is one of the two largest lottery's in the nation. Is playing the lottery a smart move? chances of winning aren't great yet millions of people play each year.Today Felipe and Chase discuss the lottery phenomena and whether it is smart to throw a few dollars on a ticket from time to time.Support the show2022-07-2823 min
Life is Life!#142 Card Declined!Card declined! It has happened to all of us, the moment your card is declined and you feel the entire store is just watching you. Or maybe you forgot your money on the way to the store or you missed the "cash only" sign at the door? Embarrassing money situations come up and it doesn't always mean your finances are in trouble. This week Felipe shares a few embarrassing stories of his, one of his wife, and even of of Chase. Support the show2022-07-1517 min
Life is Life!#132 The Argument for Financial Literacy to Be Taught in SchoolsMath, science, social studies, history, english are of course , the core of studies our children learn in school from the time they start in kindergarten all the way through 12th grade. These subjects and others as they grow are crucial in the development of our kids as they prepare for college or the real world. But what about a skill that every single one of will have to use on a daily basis at some point?In todays episode Chase and Felipe discuss the age old question that has again found itself in the news. Who should...2022-05-0629 min
Life is Life!#124 Could You Pay For College With the Money you Spent on Youth Sports?Youth sports is a billion dollar business that has completely changed the landscape of how our kids participate. Sports used to be seasonal, soccer in the fall, basketball in the winter, baseball and softball in the spring; enjoy your summer break. Not anymore, kids are starting earlier and playing longer seasons. Parents can pay as much $1,200 for six year olds to play soccer year round.Chase just got back from a volleyball qualifying tournament in Salt Lake City and has two children in three travel/club sports and one pop warner. The Talk Wealth To Me Crew...2022-03-1146 min
Life is Life!#122 Can Gaming Teach Financial Capability and Responsibility?Gaming has become a part of our fabric. It's not just kids and teens spending endless hours staring at a screen. Video games have been popular since the Ralph Baer, licensed his console to Magnavox which sold to consumers as the Odyssey in 1972, according to History.com. From Intelevision to Atari, Nintendo to Sega and Xbox to Play Station the video game Industry blown up and generations are playing every day. Parents struggle with how much is enough and what kind of games should they be aloud to play? But the cost of these systems, games, downloads, equipment and d...2022-02-2538 min
Life is Life!#121 House poor in Seattle, Reaching for HappinessIt’s safe to say that during the pandemic even some of the most disciplined spenders made an impulse buy or two. What happens when that impulse buy is the largest purchase of your life? With the boom in the housing market many took a leap and purchased a home. Now as the dust is settling are there regrets? The team sits down to talk about a story in the New Your Times about individuals who looking back feel it may have been better to wait. One example in particular got the debate going. Is it possible to...2022-02-1842 min
Life is Life!#118 What to do About Time Off Work for Parents with the Resurgence of CovidBoth Chase and Felipe recently had children sent home from school due to COVID or exposure to COVID and that got them thinking. What extra financial burdens is this causing parents who can't work from home to care for their children? What about people who's job requires them to be in person? Are there laws to protect the worker? Also, a special thank you to all of those who keep the things running! Support the show2022-01-2822 min
Life is Life!#100 TWTM 100 Episode - A journey from budgeting and Financial Infidelity to Pandemics and Life Altering NewsTwo years ago, the San Diego Financial Literacy Center and DebtWave Credit Counseling, came together to produce and publish a podcast all about money. We called it Talk Wealth To Me, and today we’re celebrating our 100th episode! While there are a multitude of podcasts about personal finance, our goal for this show was to really strip down financial concepts, to talk beyond how to create a budget or how to responsibly use a credit card or invest. We wanted to share with you information about the psychology of money, to give you tips on ho...2021-08-2743 min
Life is Life!#097 Student Loan News and its Potential ImpactThe world of federal student loans is changing. Especially for all of those looking to take advantage of the Public Student Loan Forgiveness (PSLF) programs. The Pennsylvania Higher Education Assistance Agency (PHEAA) or Fedloan, one of the largest student loan servicers and the only servicer handling PSLF loans recently announced it will not be looking to renew its contract as a student loan servicer. What does that mean to the millions who currently have Fedloan as their servicer? What should you do now to prepare? What should you be on the lookout for? Will your loan or forgiveness terms...2021-08-0629 min
Life is Life!#093 Financial Lessons We Learned From "Friends" Without Knowing ItIt’s hard to find a show that has had a greater cultural impact on American life than the 90s television sitcom "Friends." From “The Rachel” haircut, to the holiday armadillo, “Smelly Cat”, and even the “I’ll Be There for You” theme song, "Friends" is a show that continues to feel relevant and relatable – even though it’s been more than a decade since the finale aired in May 2004! So relatable that the Talk Wealth to Me crew brought on a guest that wasn't born until 2008!What does "Friends" have to do with personal finance? It turns out, so many t...2021-07-0938 min
Life is Life!#090 Shootin the Financial $h!t- Can I spend $ on myself when I am in Debt?If you have listened to this podcast often you know that we bring up budgeting in some way in just about every episode. This is because creating a spending plan (budget) is crucial to the health of your finances, especially if you are trying to pay back debt that you accumulated earlier in your life. This doesn't mean that you have to do without completely though. In this episode Chase and Phil discuss how you can create that plan to pay back the debt and still leave some for you to enjoy the life you are living now.2021-06-1837 minLife is Life!#073 Shootin the Financial Sh_t! Pet Ownership & Painful DecisionsThis week the guys discuss the very difficult and often heart-wrenching decisions that need to be made by pet owners when caring for an ill pet. Chase discusses the roller coaster ride it has been with his dog, Jackson, over the last two years. Not just the emotional toll of caring for a sick dog, but the very real financial decisions that go with it. Most pet owners will endure this at least once in their pet's lifetime. What treatments do we choose? What is the cost involved in those treatments? Will it cure them or just sustain a...2021-02-1930 min
Life is Life!#071 The Unusual and Crazy World of Credit Scores with Crystal WilliamsThe #1 most misunderstood topic in the world of personal finance (outside of investing) is consumer credit. We are constantly asked how to improve a credit score, and people expect that there is one clear answer, and they will be able to fix or build it with a tweak here or there. Many people don't even know that they have a credit rating and are shocked if it's not a good one. This week we sit down with DebtWave Credit Counseling's Consumer credit expert and coach, Crystal Williams. She has helped hundreds of DebtWave clients and many others n...2021-02-0535 min
Life is Life!#070 Roses are Red, Violets are Blue, Valentines on a Budget is Sweet TooIf you know our guys or have watched them present you know the truth. They may be the pros but this week's guests are the ones who keep their finances organized. Plus they can't do a #valentines episode without their better half. Valentines Day can bring a lot of emotions, emotions that can change throughout the years based on where you are in life. One thing that doesn't change is the perception that it is an expensive holiday. But does it have to be? Join us for the Valentines Day edition of Talk Wealth to Me.Support t...2021-01-2937 min
Life is Life!#069 Baby Steps Over Blue MondayBring on 2021! We kick off the new year with the importance of family at the forefront of our minds. We have just come off the holidays and let's face it the oddest of holidays it was for many families as traditions took a back seat to a virus. But the realities of the the holidays and a new year come to attention as credit card bills start coming in and the anxieties and frustrations that can come with it. Everyone has heard of #BlackFriday and #CyberMonday and hopefully #GivingTuesday but #BlueMonday has come and gone and most may not...2021-01-2232 min
Life is Life!#068 Why Don't We Learn More About Money When We're Kids? With Andrea FerreroBring on 2021! We kick off the new year with the importance of family at the forefront of our minds. Financial education, financial literacy, financial capability or any name we want to put on it is at the heart of Talk wealth to Me. It is what we're passionate about and what we firmly believe people really want and yet most have not received it. Well, we have a treat for you today! Our guest is the Co-Founder and Executive Director of Pockets Change, an organization that started with this question, “Why don’t more of us learn about money when...2021-01-1553 minLife is Life!#067 Secret to a Healthy Relationship & Finances: COMMUNICATE!This has come up in almost every episode of Talk Wealth to Me since we began the podcast in 2019. It is a major part of workshops we deliver to schools, communities and organizations all over San Diego and beyond. It is the backbone of every personal and professional relationship. Yet many don't do it, for different reasons. Communication is vitally important especially when it comes to relationships. Money is the #1 reason for divorce, and according to a survey by Ally Bank 36 percent of couples reported that money was the biggest source of stress in their relationship. In th...2020-12-1832 min
Life is Life!#066 Shootin the Financial $h%! - Flipping the ScriptShootin the Financial S%# is back for a deep yet humorous look at the way we look at money. Many studies have shown that we can train our brains to look at situations differently by telling a different story or looking at it from another angle, this is no different with how we look and feel about money and finances. The Shootin crew sits down and discusses different ways to look at our #moneymindset and and how they themselves have evolved over the years. In a year that has been so out of the ordinary the practice of #f...2020-12-1151 min