Shows
ReassuranceMonoline & More: A Candid Chat with Janessa VanderheydenIn this special episode, I sit down with Janessa Vanderheyden from Monoline to dive into the evolving world of personal umbrella insurance. We explore why standalone umbrella policies are more relevant than ever, how Monoline is reshaping the insurance industry with cutting-edge technology and old-school customer service, and what’s on the horizon for this game-changing carrier. If you're an agent or a policyholder looking to understand the value of extra liability protection in today's litigious world, this episode is a must-listen!Key Topics Covered:The shift in personal insurance markets: Why Monoline umbrella policies are in...2025-05-0127 minReassuranceA Year of Reassurance: My Journey and Why Advocacy MattersIt’s our one-year anniversary of the Reassurance Podcast! In this special episode, I reflect on why I started the podcast, my journey in the insurance industry, and the critical role of claims advocacy. From my early days at BCU Risk Advisors to a life-changing moment that shaped my perspective on advocacy, I share insights into why having the right advisor truly matters. I also open up about how my professional experiences prepared me to advocate for my son in a deeply personal way—and how that journey has made me an even better advocate for my clients.Ke...2025-04-0112 minReassuranceFrom Renters to Homeowners: Navigating Insurance with Kelly Weiss and Jason StrattonTransitioning from renter’s insurance to homeowner’s insurance can be overwhelming, and missing key coverage could leave you financially exposed. In this episode, Kelly Weiss joins The Jason Theory Podcast to break down:✔️ Why renters insurance is a must-have (and why your landlord’s policy doesn’t cover you)✔️ Hidden risks in condo and homeowner policies—like water damage, liability, and loss of use✔️ Why flat roofs, below-grade spaces, and wood shake roofs are causing coverage issues✔️ How the insurance market is shifting in 2025 and what that means for your rates✔️ Why working...2025-03-011h 15ReassuranceLove, Sparkle, Protect: Insuring Your Cherished JewelryJewelry isn’t just an accessory—it’s an investment, a memory, and a symbol of love. But is it properly protected? In this episode of The Reassurance Podcast, we dive into why specialized jewelry insurance is essential and how policies from carriers like Chubb, Berkley One, Cincinnati Private Client, Vault, and PURE can offer superior coverage.Key Topics:Why homeowners' insurance isn't enough for high-value jewelryThe benefits of standalone valuable articles policiesCoverage perks like worldwide protection, zero deductibles, and breakage coverageReal-life claims examples that highlight why this coverage mattersHow to get started with appraisals and policy...2025-02-1007 minReassurance2025 Insights: Navigating the year ahead!Insurance is evolving—are you ready? In this episode of The Reassurance Podcast, we break down what’s ahead in 2025 and how to protect your assets, family, and legacy.Key Topics:Rising premiums: Home, auto, and umbrella insurance costs continue to climbCyber threats: Identity theft and ransomware risks are higher than everNatural disasters: More severe weather events demand better coverageGenerational wealth: Estate planning is critical before tax changes in 2026Stay ahead of the curve with expert insights and proactive strategies. Listen now!Visit us at www.bcurisk.com2025-02-0107 minReassuranceIn the Wake of Wildfires: Insurance Tips to Help You RecoverIn today’s episode, we’re diving into an essential topic for those facing the devastating reality of wildfires: how to navigate the insurance claims process effectively.We start with actionable advice for filing a claim. From contacting your insurer promptly to documenting damage with photos and videos, every step matters in expediting your recovery. I also highlight the importance of keeping detailed records of expenses, such as temporary lodging and meals, as these may be reimbursed under your policy’s additional living expenses coverage (ALE).Creating a comprehensive home inventory is another critical step. Though...2025-01-1406 minReassuranceProtecting Your Home's Hidden Systems with Equipment Breakdown and Service Line CoverageIn this episode of the Reassurance Podcast, we break down the two essential but often overlooked homeowners insurance endorsements: -Equipment Breakdown Coverage-Service Line Coverage. From unexpected furnace failures to costly water line repairs, I share real-life examples of how these coverages can save you thousands. Learn what’s covered, why it matters, and how adding these cost-effective protections can provide you with financial security and peace of mind when the unexpected happens. Tune in and let’s make sure your home is fully protected!Learn more about BCU Risk...2025-01-0307 minReassuranceClick Safe: Insuring Your Digital World with CYBER coverageIn this episode, we dive into the growing importance of cyber insurance as online activity surges during the holiday season. From phishing scams and ransomware to smart device vulnerabilities, I explore the rising threats of cybercrime, using insights from Chubb's 2024 Wealth Report. Learn about the key protections offered by cyber insurance, including fraud coverage, cyber extortion, and data recovery. I also share practical tips to strengthen your digital defenses and explain why cyber coverage is a must-have in today’s digital-first world. Stay safe, secure, and insured this holiday season! Visit our website www.bcurisk.com2024-12-0908 minReassuranceRising Waters: Navigating Flood CoverageIn this episode, we dive into the crucial topic of flood insurance. As we wrap up a challenging hurricane season, it's clear that flood coverage is more essential than ever—not just for those in high-risk zones. Explore the differences between NFIP and private flood insurance, covering key aspects like limits, additional living expenses, and claims processes. Whether you're at risk from severe weather or unexpected water runoff, learn why a comprehensive flood policy could be the right move for your home.Visit us for more at www.bcurisk.comFollow us on socials for mo...2024-11-0107 minReassuranceClaim Examples - Valuable Articles!In this bonus episode of the Reassurance Podcast, Chelsey dives into real-life examples of valuable articles claims to show why this coverage is essential. From a stolen diamond bracelet to a damaged family heirloom painting and lost high-value jewelry, these stories illustrate how a tailored policy can protect your most cherished possessions. Learn how valuable articles policies provide flexibility, worldwide coverage, and peace of mind when the unexpected happens.To learn more, visit us at www.bcurisk.com2024-10-1806 minReassuranceClaims Examples - Homeowners policies and Beyond!In this episode of the Reassurance Podcast, we share real-life claim examples to highlight the critical role insurance plays in protecting against unexpected events. From burst pipes and house fires to severe weather damage and tragic liability incidents, we walk you through stories that illustrate how having the right coverage can make all the difference. Tune in to learn why comprehensive policies matter and how they can save you from financial and emotional stress in times of crisis. To learn more, visit us at www.bcurisk.com2024-10-0107 minReassuranceThere is VALUE in a Valuable Articles policy!In this episode of the Reassurance Podcast, I delve into the importance of valuable articles policies for protecting your most cherished possessions, like fine jewelry, art collections, and family heirlooms. We break down how these specialized policies go beyond standard homeowners or renters insurance, offering worldwide coverage, protection against breakage, and even up to 150% of the scheduled value in certain cases. Tune in to discover why adding a valuable articles policy can bring you peace of mind and financial security.2024-09-0206 minReassurancePersonal Insurance Market Update - BONUSIn this special bonus episode, host Chelsey Rabalais turns things over to BCU Risk Advisors’ founding partner, Jeff Cline. He presents a deep dive into the current personal insurance market. Jeff discusses the effects of the ongoing hard market, covering rising premiums, climate-related risks, the shift to excess and surplus lines insurers, and the importance of adequate personal liability coverage. This episode provides practical tips and expert advice to help listeners make informed decisions about protecting their assets in today’s evolving insurance landscape. Tune in for essential updates and strategies to navigate the challenges of the current insurance mark...2024-08-2315 minReassuranceEndorsements - Endorsements - Oh My!!Essential Homeowner's Insurance Endorsements ExplainedIn this episode of the Reassurance Podcast, host Chelsea dives into the crucial endorsements that can be added to a homeowner's insurance policy. These include equipment breakdown, service line, cyber, water backup, and flood coverage. Each coverage is explained in detail, highlighting their importance and the specific risks they protect against. Practical tips on coverage limits, costs, and recommendations are provided to help homeowners make informed decisions. Tune in to learn how these endorsements offer valuable protection and peace of mind for your home and personal belongings.00:00 Introduction to the R...2024-08-0109 minReassuranceHomeowners and Condo Coverage 101Join us as we break down the complexities of insurance into simplified and straightforward language, empowering you to protect what matters most with confidence. From understanding homeowners and condo policies to exploring additional coverages like cyber, flood, and equipment breakdown, we cover it all. Tune in for a deeper dive into insurance topics, ensuring you're adequately protected in every aspect of your life.Stay informed, stay confident, and stay insured with the Reassurance Podcast.2024-07-0108 minReassuranceRenters Insurance 101Welcome to the BCU Risk Advisors podcast, your go-to source for all things personal insurance! I'm your host, Chelsey Rabalais, an industry-leading insurance broker dedicated to helping successful individuals and families navigate the complexities of auto, home, health, and life insurance. In this episode, we’re breaking down the essentials of renters insurance and why it's a crucial safety net for renters.We’ll cover the three main components of a renters insurance policy:Personal Property Coverage: Protects your belongings like furniture, electronics, and clothes from damage, theft, or destruction.Liability Coverage: Covers medical bill...2024-06-0106 minReassuranceCauses of Loss AKA PerilsIn this episode of the Reassurance Podcast, we delve into the world of insurance perils. We break down the complexities of insurance into simplified terms. Perils are the specific events or circumstances covered by insurance policies, protecting individuals and families from financial consequences. From fire to theft, vandalism to water damage, we explore the perils typically covered under homeowners, renters, and auto insurance policies. Gain valuable insights to ensure you're adequately protected against potential risks. Stay informed and stay insured with the Reassurance Podcast!2024-05-0105 minReassuranceGet to know BCU Risk Advisors!In today's podcast, we're diving into the story of BCU Risk Advisors – the cool crew shaking things up in risk management. Ever wondered why Bruce, Jeff and Bill started BCU? Tune in and find out! Hear what makes BCU stand out in the market. Don't forget to check out the YouTube mentioned in today's episode. You'll get to understand why we have our intro/outro music!Enjoy!Make sure to give us a follow on social:Facebook | Instagram | LinkedIn2024-04-0207 minReassuranceTrailerJoin us as we break down the world of personal insurance. Brought to you by BCU Risk Advisors - https://www.bcurisk.com/! 2024-03-0500 min