Shows
McIntire Retirement Services Game Plan For RetirementConstructing Your Retirement PlanIn this episode, we take a broad look at how to think about and organize your long-term financial future. The video offers general perspectives on approaching retirement planning and invites you to consider what a sustainable path might look like for your own situation. If you're interested in preparing for the years ahead, this overview can help you get started. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-11-2230 minMcIntire Retirement Services Game Plan For RetirementGiving Financial GiftsGiving money can be nice, but giving a financial head start is even better. In this video we explore smart ways to give meaningful financial gifts such as 529 college savings plans, custodial Roth IRAs, and other long-term options that can grow over time. You will learn how these accounts work, the tax benefits they offer, and how to choose the right one based on your goals and the recipient's age. This video is perfect for parents, grandparents, or anyone who wants their gift to keep on giving. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-11...
2025-11-1530 minMcIntire Retirement Services Game Plan For RetirementProactive Tax StrategiesIn this episode, we discuss how taxes influence retirement planning and explore strategies to manage their impact. The conversation covers how different retirement accounts are taxed, the role of Roth conversions, and the timing of withdrawals and income. It also considers how Social Security and investment decisions fit into a broader tax-aware approach to building a sustainable retirement plan. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-11-0830 minMcIntire Retirement Services Game Plan For RetirementEnd Of Year PlanningAs the year wraps up, it's a good time to take stock of your financial situation and consider any adjustments before heading into the new year. In this video, we discuss practical year-end planning steps, including tax considerations, investment reviews, and retirement contributions. Our goal is to share general insights to help you think through your own planning process and prepare for the months ahead. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-11-0130 minMcIntire Retirement Services Game Plan For RetirementAvoiding A Trick Or Treat RetirementHalloween and retirement might have more in common than you'd think. This video explores the parallels between the two — from the "tricks" that can catch people off guard, like unexpected expenses or poor planning, to the "treats" that come with thoughtful preparation. It's a lighthearted look at how a few small decisions today can shape the experience of retirement later on. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-10-2530 minMcIntire Retirement Services Game Plan For RetirementFalling Interest Rates & Your MoneyIn recent months, interest rates have begun to decline after a period of steady increases, raising important questions about what this shift means for the economy. This video examines the key factors behind the fall in rates, including changes in inflation, central bank policy decisions, and broader economic conditions. It also looks at how lower rates influence borrowing costs, savings returns, business investment, and housing markets. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-10-1130 minMcIntire Retirement Services Game Plan For RetirementA Good Retirement IncomeWhat makes for a good retirement income? In this video, we take a thoughtful look at what that idea really means and how it can vary from person to person. Rather than offering one-size-fits-all answers, this discussion focuses on the bigger picture—how to think about income in retirement, what factors might shape your needs, and why planning ahead matters. Whether you're nearing retirement or simply curious about the future. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-10-0430 minMcIntire Retirement Services Game Plan For RetirementFoundation FirstBuilding a strong foundation is key to approaching retirement with confidence. In this video, we explore the essential steps and strategies that help create a solid base for your financial future. From understanding your goals to organizing your resources, laying the groundwork early can make navigating later stages smoother and more effective. Discover practical insights and strategies to help you plan ahead and strengthen your retirement foundation. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-09-2730 minMcIntire Retirement Services Game Plan For RetirementRetirement RealizedRetirement is a milestone we imagine for years, but it feels very different once it finally arrives. It's not just about leaving a career behind—it's about stepping into a whole new chapter of life. In this video, I share reflections on the emotions, changes, and lessons that come with this transition. Retirement offers time for family, hobbies, and personal growth, but it also takes some adjustment. Join me as I explore what it really means to realize retirement. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-09-2030 minMcIntire Retirement Services Game Plan For RetirementInterest Rates & Fixed IncomesIn this episode, we take a general look at how interest rates connect with fixed incomes, especially in the context of retirement. The discussion touches on the ways rate changes can relate to financial situations and what that might mean for people who depend on steady income sources later in life. The aim is to offer background and context rather than detailed guidance, giving viewers a chance to think about how shifts in interest rates and retirement income sources might intersect. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com...
2025-09-1330 minMcIntire Retirement Services Game Plan For RetirementLegacy PlanningEver wonder what becomes of the things you've worked hard for after you're gone? This episode takes a closer look at the idea of legacy planning and why it matters. We'll talk about the importance of making your wishes clear, preparing for the future, and thinking through the steps that can help bring peace of mind to you and your loved ones. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-09-0630 minMcIntire Retirement Services Game Plan For RetirementLabor DayAs Labor Day approaches, it's a fitting time to think about the future. In this episode, we explore some important aspects of retirement planning. Whether you're early in your career or approaching retirement, this discussion offers insights to consider as you plan ahead. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-08-3030 minMcIntire Retirement Services Game Plan For RetirementA Proactive Plan For A Reactive MarketIn an environment where markets can shift overnight, reacting without a plan often leads to confusion, missed opportunities, and unnecessary risk. "A Proactive Plan for a Reactive Market" takes a grounded approach to navigating economic uncertainty with intention rather than impulse. This video is not about quick fixes or bold promises—instead, it's a thoughtful exploration of how to cultivate resilience, strategic foresight, and adaptability in the face of rapid change. We'll look at key principles for developing a framework that anticipates volatility while remaining rooted in your core objectives. From mindset shifts to structural strategies, this discussion encourages vi...
2025-08-2330 minMcIntire Retirement Services Game Plan For Retirement5 Pillars Of PlanningRetirement isn't a finish line—it's a transition that calls for structure, reflection, and long-range thinking. "5 Pillars of Planning for Retirement" explores key components that often shape a stable retirement strategy: income planning, investment approach, healthcare considerations, legacy intentions, and risk management. This episode takes a measured look at how each of these elements can work together to support life beyond a paycheck. It's less about prediction, more about preparation—and how aligning these pillars with your personal priorities can create more clarity around the path ahead. Whether you're mapping out your first steps or revisiting an existing plan, this...
2025-08-0230 min
It's Time to Rise UpPrepare For Revival Part 2 - with Pastors Chris Hoyer, Dan Wermuth, and David Pizinger - 23Send us a textWhat begins as a desperate cry in life's darkest moments can ignite a fire that transforms not only your life but the lives of everyone you encounter. This powerful conversation with local pastors Chris Hoyer, Dan Wermuth, and Dave Pizinger explores the heart of true revival through their raw, personal testimonies.When doctors told Pastor Dave his wife would spend the rest of her life in a nursing home after a stroke, desperation led to a supernatural encounter. "Fire of God!" he declared, and immediately witnessed a miracle that defied medical...
2025-07-2942 minMcIntire Retirement Services Game Plan For RetirementUtilizing Your 401KYour 401(k) is a key part of planning for retirement. In this video, we explore how 401(k) plans fit into a broader retirement strategy. From understanding contributions and employer matches to considering taxes and long-term goals, this overview can help you think more clearly about how your 401(k) supports your future retirement needs. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-07-2630 minMcIntire Retirement Services Game Plan For RetirementGamePlan For The Second HalfAs we move into the second half of the year, it's a good time to pause and reassess—not just where the markets are headed, but where we are in our own lives and plans for the future. This episode takes a step back from the noise to look at the broader picture of financial well-being, with a particular focus on how we approach retirement planning as the seasons shift. It's not about quick fixes or predictions, but about using this midpoint as an opportunity to reflect on priorities, routines, and the long arc of preparation. Whether retirement feels fa...
2025-07-1230 minMcIntire Retirement Services Game Plan For RetirementFinancial IndependenceIn this episode, we take a closer look at what financial independence really means—beyond catchphrases and surface-level advice. It's not about chasing a perfect number or following a rigid formula, but about understanding how money fits into the broader picture of your life, choices, and values. We talk about how the meaning of independence can shift over time, how it's influenced by personal and cultural expectations, and why it's often less about a finish line and more about an evolving relationship with security, freedom, and responsibility. This episode is less about giving answers and more about raising questions—enco...
2025-07-0530 minMcIntire Retirement Services Game Plan For RetirementHot TopicsThe world is constantly changing, and with it, the conversations around money, markets, and global trends continue to evolve in complex and unexpected ways. In this episode, we reflect on some of the major issues that are shaping the present moment—from the uncertainties in global economies to the subtle shifts in how people are approaching wealth, risk, and long-term planning. It's less about giving clear answers and more about exploring the questions that matter, offering perspective on the interconnected forces—political, social, technological—that influence how financial landscapes develop. Whether you're deeply involved in the world of finance or jus...
2025-06-2828 minMcIntire Retirement Services Game Plan For RetirementThe Great Wealth TransferRetirement brings a new chapter in how people think about money and what comes next. This video explores some of the ways money is managed after working years are over, and how people consider what happens to their finances down the road. There are no promises or specific advice here—just an overview of common themes around money, legacy, and planning for the future. If you're interested in understanding more about this stage of life and the choices involved, this video may offer some useful perspectives.🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or on...
2025-06-2130 minMcIntire Retirement Services Game Plan For RetirementA Good Retirement IncomeWhat makes for a good retirement income? In this video, we take a thoughtful look at what that idea really means and how it can vary from person to person. Rather than offering one-size-fits-all answers, this discussion focuses on the bigger picture—how to think about income in retirement, what factors might shape your needs, and why planning ahead matters. Whether you're nearing retirement or simply curious about the future. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-06-1430 minMcIntire Retirement Services Game Plan For RetirementUtilizing Your 401KYour 401(k) is a key part of planning for retirement. In this video, we explore how 401(k) plans fit into a broader retirement strategy. From understanding contributions and employer matches to considering taxes and long-term goals, this overview can help you think more clearly about how your 401(k) supports your future retirement needs. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-06-0730 minMcIntire Retirement Services Game Plan For RetirementA Proactive Plan For a Reactive MarketIn an environment where markets can shift overnight, reacting without a plan often leads to confusion, missed opportunities, and unnecessary risk. "A Proactive Plan for a Reactive Market" takes a grounded approach to navigating economic uncertainty with intention rather than impulse. This video is not about quick fixes or bold promises—instead, it's a thoughtful exploration of how to cultivate resilience, strategic foresight, and adaptability in the face of rapid change. We'll look at key principles for developing a framework that anticipates volatility while remaining rooted in your core objectives. From mindset shifts to structural strategies, this discussion encourages vi...
2025-05-2430 minMcIntire Retirement Services Game Plan For RetirementNow Is The Time For PlanningPlanning for retirement is a step that can impact your financial security. The earlier you start, the more time you have to grow your savings, adjust your strategy, and explore financial tools that can support your retirement goals. Whether you're just beginning to save or reassessing your long-term financial outlook, taking action sooner rather than later can help set a solid foundation for the future. In this episode, we'll discuss the importance of early retirement planning, how to develop a practical strategy, and key factors to consider along the way. From understanding investment options to managing risk...
2025-05-1730 minMcIntire Retirement Services Game Plan For Retirement6 Myths Of RetirementRetirement planning can be confusing, and there's a lot of information out there. In this episode, we break down six common myths that could be holding you back from a secure future. What do you need to know? Watch now to find out. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-05-1030 minMcIntire Retirement Services Game Plan For RetirementDefensive StrategiesThis episode dives into defensive financial strategies—practical ways to protect your money and stay financially stable during times of uncertainty. Instead of focusing on high-risk, high-reward tactics, defensive strategies emphasize minimizing losses, managing risk, and creating a strong foundation for long-term security. Topics covered include building emergency savings, choosing more conservative investments, maintaining proper insurance coverage, and making decisions that align with your personal goals and risk tolerance. These strategies are especially relevant in volatile markets or as you approach major life transitions like retirement. The goal isn't to predict the future, but to be prepared for it. 🔔 Subsc...
2025-04-1930 minMcIntire Retirement Services Game Plan For RetirementMarket VolatilityMarket volatility refers to the frequent and sometimes unpredictable changes in asset prices, often driven by economic data, interest rate shifts, political events, corporate earnings, or broader global uncertainty. In this video, we take a closer look at how volatility shows up in the markets, what it can signal about investor sentiment, and how it affects both short-term fluctuations and long-term investment strategies. While volatility can feel unsettling, it's a natural part of how markets function. Instead of offering blanket advice, this discussion is meant to help viewers better understand the forces at play during volatile periods and consider...
2025-04-1230 minMcIntire Retirement Services Game Plan For RetirementTariffs & TidinessSpring can be a good time to get organized, and that includes your finances. This video covers a few ways to review your financial situation, like checking your budget, updating documents, and taking stock of your investments. It also touches on how tariffs might be influencing prices and the broader economic landscape. It's a mix of practical cleanup tips and a look at some of the outside factors that could impact your financial plans. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-04-0530 minMcIntire Retirement Services Game Plan For Retirement10 Ways to Maximize Social SecurityIn this episode, we dive into 10 essential strategies for maximizing your Social Security benefits. Whether you're approaching retirement or already there, understanding the best timing for your claim, managing tax implications, and knowing how to coordinate with other income sources can make a big difference. We'll discuss when to claim, tips for increasing your monthly benefit, and ways to minimize taxes on Social Security income. Tune in for a comprehensive guide that can help you get the most out of the benefits you've earned over a lifetime of work! For more information, contact Chris McIntire at (800) 868-1194 or online...
2025-03-2930 minMcIntire Retirement Services Game Plan For RetirementLuck VS PlanningMany people believe luck plays a big role in retirement—hitting the jackpot with investments, getting an unexpected inheritance, or simply avoiding financial setbacks. But is luck really a strategy? In this video, we break down the key differences between relying on chance and building a solid retirement plan. From smart investing and tax strategies to long-term financial habits, we'll show you how to take control of your future instead of leaving it up to luck. Watch now to learn why a well-structured plan beats wishful thinking every time! 🔔 Subscribe for more financial insights! For more information, contact Chris McInt...
2025-03-2130 minMcIntire Retirement Services Game Plan For RetirementRetire Ready PT2Retire Ready Part 2 builds on the foundation from Part 1, diving deeper into the strategies that can help you achieve a secure and stress-free retirement. In this video, we'll explore advanced planning techniques, including tax-efficient withdrawal strategies, Social Security optimization, and ways to protect your assets from inflation and market volatility. We'll also discuss estate planning essentials and healthcare considerations to ensure your financial well-being in retirement. No matter your stage in the retirement journey, these insights will help you make informed decisions and stay on track toward your goals. 🔔 Subscribe for more financial insights! For more information, contact Chris McI...
2025-03-1530 minMcIntire Retirement Services Game Plan For RetirementRetire Ready Part 1Planning for retirement can feel overwhelming, but understanding the right steps can help you move forward with confidence. In Retire Ready Part 1, we explore the essential building blocks of a solid retirement plan. Learn how to evaluate your current savings, set realistic goals, and navigate common financial considerations like 401(k)s, IRAs, and other investment options. We'll also discuss key factors such as budgeting, risk tolerance, and the importance of starting early—no matter where you are in your career. Whether you're beginning your retirement journey or fine-tuning your existing plan, this video provides valuable insights to help you ta...
2025-03-0830 minMcIntire Retirement Services Game Plan For RetirementThe Retirement Spending PlanUnderstanding how to manage your finances in retirement is crucial. In this episode, we explore the basics of building a retirement spending plan, covering key considerations like essential expenses, unexpected costs, and maintaining your desired lifestyle. Whether you're just starting to think about retirement or are already there, this guide offers insights to help you navigate your financial future. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-03-0130 minMcIntire Retirement Services Game Plan For RetirementNow is the Time to Start Planning for RetirementPlanning for retirement is a step that can impact your financial security. The earlier you start, the more time you have to grow your savings, adjust your strategy, and explore financial tools that can support your retirement goals. Whether you're just beginning to save or reassessing your long-term financial outlook, taking action sooner rather than later can help set a solid foundation for the future. In this video, we'll discuss the importance of early retirement planning, how to develop a practical strategy, and key factors to consider along the way. From understanding investment options to managing risk...
2025-02-2230 minMcIntire Retirement Services Game Plan For RetirementTax PlanningIn the world of personal finance, there's a misconception that only the wealthy have access to certain financial advantages. However, the truth is, the tax code treats everyone equally, regardless of net worth. The key is understanding how to leverage tax advantages tailored to your situation. That's why it's crucial to ask yourself, 'How am I managing my taxes now and in the future?' and 'Am I utilizing the most effective strategies to minimize my tax burden?' Unfortunately, tax planning often takes a back seat in financial discussions. While investments and market chatter dominate the conversation, proactive...
2025-02-0830 minMcIntire Retirement Services Game Plan For RetirementManaging Your 401KIn this episode, we share essential tips to help you make the most of your 401(k) in 2024. Whether you're just starting to save or have been investing for years, these strategies can help you navigate your retirement plan with confidence. We'll cover everything from contribution limits to employer matches, giving you practical insights to consider for your 401(k) strategy. Be sure to subscribe for more financial insights and helpful tips. For more information, contact Chris McIntire at (800) 868-1194 or visit https://mcintireretirementservices.com/.
2025-02-0130 min
We've all got StoriesJack RabbitJack Rabbit Jack's repeated failures in relationships and career are analyzed through multiple perspectives. A librarian
interprets his patterns as karmic lessons in balance and self-worth,
suggesting he consistently gives too much and needs to earn respect
rather than buy it. Ida frames Jack's issues through an archetypal lens, linking his behavior to primal instincts and the need for assertive action. Angela offers a religious critique, highlighting the breakdown of marriage vows and the importance of moral commitment. Rosanna,
from a spiritual viewpoint, explains Jack's predicament through energy
dynamics and the need for self-work before seeking new relationships.
The...
2025-01-3113 minWe've all got StoriesBaby I'm BackThe text presents a case study of a baby seemingly exhibiting traits and knowledge suggesting reincarnation of his maternal great-grandfather. Multiple perspectives are offered,
including a spiritualist who supports the reincarnation theory, a
materialist who attributes the observations to psychological biases, and
a religious individual who dismisses the notion. The discussion expands upon broader concepts
such as the recurrence of historical patterns, the persistence of
karma, and the inherent knowledge and abilities that some children
possess. Ultimately, the text encourages readers to contemplate
their own beliefs about reincarnation and the nature of human
experience. The moderator concludes by posing...
2025-01-3115 minWe've all got StoriesThe Business of SuicideThe text presents a multifaceted discussion on suicide, exploring diverse perspectives from a psychic reading, religious viewpoints, and societal interpretations. A psychic reading reveals a past-life suicide that didn't impact the client's current life, while religious and spiritual beliefs offer contrasting opinions on the morality and consequences of suicide. The discussion also examines societal views on suicide,
differentiating between "good" suicides (those serving power structures
or religious causes) and "bad" suicides (typically self-centered acts),
highlighting the double standard in judging these acts. Ultimately, the text questions the societal stigma and control mechanisms surrounding suicide, prompting reflection on personal judgment...
2025-01-3114 minWe've all got StoriesFamily MattersGail's story highlights the devastating consequences of a lifelong lie. Hidden
from her at birth, her adoption caused a profound sense of not
belonging, leading to depression, self-harm, and multiple suicide
attempts. A spiritual reading revealed her adoption, validating her feelings and offering a path toward healing. The
text explores the impact of this secret on Gail's life and raises
broader questions about family identity, societal lies, and the
importance of truth. Commentators discuss the
biological, psychological, and spiritual aspects of family connection
and the societal ramifications of withheld truth.
2025-01-2922 minWe've all got StoriesMessage from a CrowA grieving mother, after the death of her son, finds comfort and a renewed sense of motherhood in a family of crows that nests in her backyard. Various perspectives
are offered, including spiritual interpretations suggesting the crows
are messages from her deceased son, psychological explanations
attributing the experience to coping mechanisms, and religious
interpretations viewing the crows as divine intervention. The narrative explores the multifaceted ways
people process grief and find meaning in seemingly coincidental events,
questioning whether these occurrences are simply coincidences or
messages from loved ones. The text ultimately leaves the interpretation open to the reader, highlighting...
2025-01-2913 minMcIntire Retirement Services Game Plan For RetirementFinancial IndependenceExplore the journey to financial independence in this video. We cover key concepts and strategies that can help you achieve financial freedom and live life on your terms. 🔔💡 For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2025-01-2530 minMcIntire Retirement Services Game Plan For RetirementMarket VolatilityMarket volatility can be intimidating, especially when you see sudden dips or spikes in your investment portfolio. But what does volatility really mean, and how should you respond as an investor? In this episode, we'll break down the concept of market volatility, explain why it happens, and discuss how it can impact your financial goals. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2025-01-1829 minMcIntire Retirement Services Game Plan For RetirementPlanning For The Year AheadIn this episode, Chris McIntire discusses practical ways to approach financial planning for the year ahead. Whether it's organizing your budget, setting clear goals, or preparing for long-term milestones like retirement, this conversation offers insights to help you feel more confident about managing your finances. Tune in for straightforward tips and strategies that can make a difference in your financial decisions. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.
2025-01-1130 minMcIntire Retirement Services Game Plan For RetirementCalculating Your Retirement NumberAre you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.
2025-01-0430 minMcIntire Retirement Services Game Plan For RetirementFinish Strong & Start FreshAs the year wraps up, it's a great opportunity to review your finances and prepare for the year ahead. In this video, we'll talk about practical ways to close out the year with confidence, like reviewing your budget, checking in on your investments, and making the most of any last-minute opportunities. We'll also discuss simple steps to start the new year with a clear plan and focus. It's all about finishing strong and entering the next chapter with purpose. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-12-2830 minMcIntire Retirement Services Game Plan For Retirement6 Myths Of RetirementRetirement planning can be confusing, and there's a lot of information out there. In this episode, we break down six common myths that could be holding you back from a secure future. What do you need to know? Watch now to find out. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-12-2130 minMcIntire Retirement Services Game Plan For RetirementRetirements Biggest ExpensesRetirement comes with its own set of significant expenses that can impact your savings. This video takes a closer look at the biggest costs retirees typically face, including healthcare, housing, and taxes. By understanding where your money might go, you can make more informed decisions and better manage your finances during this stage of life. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-12-1430 minMcIntire Retirement Services Game Plan For RetirementThe Retirement Spending PlanUnderstanding how to manage your finances in retirement is crucial. In this episode, we explore the basics of building a retirement spending plan, covering key considerations like essential expenses, unexpected costs, and maintaining your desired lifestyle. Whether you're just starting to think about retirement or are already there, this guide offers insights to help you navigate your financial future. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-12-0730 minMcIntire Retirement Services Game Plan For RetirementShopping For Financial GiftsNot sure what to give this year? In this episode, Chris McIntire explores financial-themed gift ideas that are thoughtful and practical. Whether it's for the holidays or another special occasion, these options can help support someone's financial journey in a meaningful way. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-11-3030 minMcIntire Retirement Services Game Plan For RetirementANNUITIES, LIFE INSURANCE, & LTCIn this episode, we explore the basics of annuities, life insurance, and long-term care (LTC). Discover the different types, benefits, and considerations for each. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-11-2330 minMcIntire Retirement Services Game Plan For RetirementLast Minute PlanningAs the year wraps up, it's time to take a closer look at your retirement plan and consider adjustments that could impact your financial future. In this episode, we'll explore essential steps for end-of-year retirement prep, including tax implications, investment rebalancing, and contribution strategies. We'll also touch on how current market trends and inflation might influence your retirement savings. This guide is here to help you navigate year-end planning with a clearer perspective, whether you're approaching retirement or still building your nest egg. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-11-1630 minMcIntire Retirement Services Game Plan For Retirement10 Ways To Maximize Social SecurityIn this episode, we dive into 10 essential strategies for maximizing your Social Security benefits. Whether you're approaching retirement or already there, understanding the best timing for your claim, managing tax implications, and knowing how to coordinate with other income sources can make a big difference. We'll discuss when to claim, tips for increasing your monthly benefit, and ways to minimize taxes on Social Security income. Tune in for a comprehensive guide that can help you get the most out of the benefits you've earned over a lifetime of work! For more information, contact Chris McIntire at (800) 868-1194 or online...
2024-11-0930 minMcIntire Retirement Services Game Plan For Retirement6 Core Issues PT 2This is the second part of "6 Core Issues" series. This episode explores the 6 core issues that can shape your retirement. We'll cover important topics like savings management, tax considerations, healthcare costs, and investment strategies. Whether you're planning for retirement or already there, these key factors are worth understanding to help navigate your financial future with more clarity. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-11-0230 minMcIntire Retirement Services Game Plan For Retirement6 Core IssuesThis episode explores the 6 core issues that can shape your retirement. We'll cover important topics like savings management, tax considerations, healthcare costs, and investment strategies. Whether you're planning for retirement or already there, these key factors are worth understanding to help navigate your financial future with more clarity. For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-10-2630 minMcIntire Retirement Services Game Plan For Retirement6 Retirement Drawdown Strategies🌟 Planning for retirement? 🌟 Discover key drawdown strategies to manage your savings effectively. Learn the basics and tips to help you navigate your retirement years. Watch now for insights! 💸📈 For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-10-1930 minMcIntire Retirement Services Game Plan For RetirementOptimize Retirement IncomeIncome planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.
2024-10-1230 minMcIntire Retirement Services Game Plan For RetirementOptimizing Your Retirement IncomeIncome planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.
2024-10-0530 minMcIntire Retirement Services Game Plan For RetirementManaging Your 401K In 2024In this episode, we share essential tips to help you make the most of your 401k in 2024. Whether you're new to saving or a seasoned investor, these strategies can help you get the most out of your retirement plan. Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-09-2830 minMcIntire Retirement Services Game Plan For RetirementWashington & Your RetirementLearn how decisions from Washington may affect your retirement savings and plans. Chris Mcintire explains the key changes to watch out for. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-09-2130 minMcIntire Retirement Services Game Plan For RetirementPreparing Your Financial LegacyWondering what happens to your assets after you pass away? This epsiode covers the basics of legacy planning, helping you consider the steps to take for your financial future. Make sure your wishes are known and understood. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-09-1429 minMcIntire Retirement Services Game Plan For Retirement6 MYTHS OF RETIREMENTRetirement planning can be confusing, and there's a lot of information out there. In this episode, we break down six common myths that could be holding you back from a secure future. What do you need to know? Watch now to find out. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-09-0730 minMcIntire Retirement Services Game Plan For RetirementLabor DayAs Labor Day approaches, it's a fitting time to think about the future. In this episode, we explore some important aspects of retirement planning. Whether you're early in your career or approaching retirement, this discussion offers insights to consider as you plan ahead. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-08-3130 minMcIntire Retirement Services Game Plan For RetirementAre You Ready?Wondering if you're truly prepared for the next stage of your life? In this episode, we explore key considerations that every individual should think about as they approach retirement. It's not just about the numbers—it's about your future. Are you ready? 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-08-2430 minMcIntire Retirement Services Game Plan For RetirementMarket VolatilityMarket volatility can be intimidating, especially when you see sudden dips or spikes in your investment portfolio. But what does volatility really mean, and how should you respond as an investor? In this episode, we'll break down the concept of market volatility, explain why it happens, and discuss how it can impact your financial goals. 🔔 Subscribe for more financial insights! For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-08-1729 minMcIntire Retirement Services Game Plan For RetirementOptimizing Retirement IncomeIncome planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.
2024-08-1030 minMcIntire Retirement Services Game Plan For RetirementANNUITIES, LIFE INSURANCE, & LTCIn this video, we explore the basics of annuities, life insurance, and long-term care (LTC). Discover the different types, benefits, and considerations for each. 🔔 Subscribe for more financial insights!For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-07-2730 minMcIntire Retirement Services Game Plan For Retirement6 Retirement Drawdown Strategies🌟 Planning for retirement? 🌟 Discover key drawdown strategies to manage your savings effectively. Learn the basics and tips to help you navigate your retirement years. Watch now for insights! 💸📈 For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-07-2030 minMcIntire Retirement Services Game Plan For RetirementUnderstanding Your Investment OptionsWelcome to our investment options breakdown! From basic bank accounts to high-stakes stocks, we've got you covered. Learn about CDs, bonds, stocks, mutual funds, annuities, ETFs, and tax strategies for a brighter financial future. Stick around for insightful tips and valuable insights. If you need personalized guidance, feel free to reach out to us at McIntire Retirement Services. Let's navigate your financial journey together! 💼💰 For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-07-1330 minMcIntire Retirement Services Game Plan For Retirement9 Critical RisksConcerned about financial risks? Explore the basics of identifying and understanding potential financial threats. Stay informed and navigate your finances with confidence. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2024-07-0630 minMcIntire Retirement Services Game Plan For RetirementFinancial IndependenceExplore the journey to financial independence in this video. We cover key concepts and strategies that can help you achieve financial freedom and live life on your terms. 🔔💡 For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2024-06-2930 minMcIntire Retirement Services Game Plan For RetirementWill Washington Wipe Out RetirementIn this episode, we explore how upcoming elections and changes in tax policies from Washington could impact retirement. By looking at economic trends and expert opinions, we aim to provide a clear picture of what might lie ahead for retirement savings. Stay informed about the potential changes that could affect your financial future. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2024-06-2230 minMcIntire Retirement Services Game Plan For RetirementThings To Do For A Successful RetirementWelcome! 🌟 In this episode, we're delving into the financial side of retirement planning. 🏝️ As retirement approaches, it's crucial to consider a more conservative approach with your finances. We'll discuss strategies to help you navigate this transition and ensure stability and security for your golden years. Subscribe and ring the bell for more insights on managing your finances and preparing for retirement. 🔔💡 For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2024-06-1530 minMcIntire Retirement Services Game Plan For RetirementRetirement Income PlanningIn this episode, we explore the basics of planning for retirement income. Learn about different income sources, smart investment choices, and strategies to help ensure a comfortable retirement.For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2024-06-0830 minMcIntire Retirement Services Game Plan For RetirementPlanning For CollegeJoin Chris Mcintire in this episode as we discuss practical college savings tips for families, including insights on the popular 529 plan. Learn valuable strategies and expert advice to navigate the path of financial planning for your child's education. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2024-06-0130 minMcIntire Retirement Services Game Plan For RetirementMost Discussed Financial QuestionsIn this video, we discuss the most pressing financial questions for those approaching retirement. Whether you're planning to retire soon or are already enjoying your golden years, we offer valuable insights to help you navigate your financial future. 📊💸 For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/. More content like this is always available on our Youtube channel "@GamePlanForRetirement", because we believe Planning Matters.
2024-05-2530 minMcIntire Retirement Services Game Plan For RetirementUnderstanding Your 401KUnlock the secrets to optimizing your retirement savings with our comprehensive episode on the pros and cons of your 401(k)! Discover why employer-sponsored plans like the 401(k) are vital tools for securing your financial future. From the convenience of automatic contributions, to the allure of employer matches, and the various investment choices within, we explore every aspect of your retirement plan. Learn how to navigate tax-deferral and Roth options, seize control of your investments with in-service distributions, and avoid common pitfalls like leaving old 401(k)s behind. Plus, specific conversations on target date funds, managing risk, and understanding contribution...
2024-05-1830 minMcIntire Retirement Services Game Plan For RetirementRetirement ReadyAre you #readytoretire? Like, really ready? Not just tired of work and wishing to quit, but financially prepared for 20 to 30 years or more of unemployment? If you're retirement-minded and aiming for confidence when that day comes, tune in to this week's #GamePlanForRetirement as @ChrisMcIntire reviews the essential questions to answer to gauge your retirement readiness. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2024-05-1130 minMcIntire Retirement Services Game Plan For RetirementEnsure Your Financial Future: Income Allocation ExplainedSecure your financial future by mastering Income Allocation with Chris McIntire in "Ensure Your Financial Future: Income Allocation Explained." This insightful video clarifies the key strategies you need to plan confidently for retirement. Chris, a seasoned financial advisor, dives into practical methods to calculate your retirement number, discusses the significance of Income Allocation, and outlines the specific risks it mitigates. Here's what you'll discover: **Effective Calculation Methods:** Learn how to determine the amount you need to retire with peace of mind. - **Income Allocation Strategies:** Understand how to structure your retirement plan for optimal income distribution. - **Risk...
2024-05-0430 minMcIntire Retirement Services Game Plan For RetirementOptimizing Your Retirement IncomeIncome planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.
2024-04-2730 minMcIntire Retirement Services Game Plan For RetirementCalculating Your Retirement NumberAre you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.
2024-04-2030 minMcIntire Retirement Services Game Plan For RetirementOptimizing Your Retirement IncomeIncome planning is a critical part of planning for you to be ready for a confident retirement. Chris McIntire discusses how important income planning is. When you finally put in your retirement resignation, you want to be confident you're going to have consistent, dependable, lasting income. To craft your written Game Plan for Retirement written income plan, contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/.
2024-04-1330 minMcIntire Retirement Services Game Plan For RetirementCalculating Your Retirement NumberAre you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.
2024-04-0730 minMcIntire Retirement Services Game Plan For RetirementControl, Minimize, Even Eliminate Taxes In RetirementTaxes are the biggest expense between making money and keeping it, so taxes should be managed proactively too. On this episode, we will discuss Roth strategies as a means of controlling the expense of taxation on your wealth and discuss some specifics on the opportunity to take advantage and maximize your Roth balance. For Information contact Chris McIntire with McIntire Retirement Services at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/. For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/. More...
2024-03-3030 minMcIntire Retirement Services Game Plan For RetirementTax Planning w/ Becky Swansberg💰💰💰 Financial confidence through educated planning💰💰💰 We you enjoyed this week's episode of Tax Planning. It was a pleasured being joined by Becky Swansberg, make sure to go show her some love at https://www.stonewoodfinancial.com/. For information contact Chris McIntire at the team at McIntire Retirement Services through visiting the website at https://mcintireretirementservices.com/ or by phone at (800) 868-1194
2024-03-1630 minMcIntire Retirement Services Game Plan For RetirementRetirement ReadyAre you #readytoretire? Like, really ready? Not just tired of work and wishing to quit, but financially prepared for 20 to 30 years or more of unemployment? If you're retirement-minded and aiming for confidence when that day comes, tune in to this week's #GamePlanForRetirement as @ChrisMcIntire reviews the essential questions to answer to gauge your retirement readiness. For more information contact Chris McIntire from McIntire Retirement Services at (800) 868-1194 and visit the website https://mcintireretirementservices.com/.
2024-03-0930 minMcIntire Retirement Services Game Plan For RetirementUnderstanding Your Investment OptionsWelcome to our investment options breakdown! From basic bank accounts to high-stakes stocks, we've got you covered. Learn about CDs, bonds, stocks, mutual funds, annuities, ETFs, and tax strategies for a brighter financial future. Stick around for insightful tips and valuable insights. If you need personalized guidance, feel free to reach out to us at McIntire Retirement Services. Let's navigate your financial journey together! 💼💰 For more information, contact Chris McIntire at (800) 868-1194 or online at https://mcintireretirementservices.com/.
2024-03-0230 minMcIntire Retirement Services Game Plan For RetirementTax PlanningIn the world of personal finance, there's a misconception that only the wealthy have access to certain financial advantages. However, the truth is, the tax code treats everyone equally, regardless of net worth. The key is understanding how to leverage tax advantages tailored to your situation. That's why it's crucial to ask yourself, 'How am I managing my taxes now and in the future?' and 'Am I utilizing the most effective strategies to minimize my tax burden?' Unfortunately, tax planning often takes a back seat in financial discussions. While investments and market chatter dominate the conversation, proactive...
2024-02-2430 minMcIntire Retirement Services Game Plan For RetirementCalculating Your Retirement NumberAre you wondering about the financial requirements for retirement? Join us in this insightful program where we'll dive deep into understanding your retirement number. We'll explore practical methods for calculating it, the significance of adopting an Income Allocation strategy to tackle this challenge, and the specific risks it can mitigate. Additionally, we'll outline key considerations for structuring the Income Allocation portion of your retirement plan. Don't miss out on this comprehensive discussion aimed at providing clarity and guidance on your path to a secure retirement. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.
2024-02-1730 minMcIntire Retirement Services Game Plan For RetirementCaring For Loved OnesDiscover the intricacies of family care and financial well-being in this week's episode! Join us for a conversation with Chris McIntire as we delve into the delicate balance between love and money in caring for your loved ones. Gain practical insights and thoughtful perspectives on navigating these crucial aspects of life. It's an engaging discussion that provides valuable considerations for your family's future. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com.
2024-02-1030 minMcIntire Retirement Services Game Plan For RetirementNavigating Financial Pitfalls 🚀Join us as we dissect common financial missteps – from inadequate savings to the fear of spending. Dive into the intricacies of tax deferrals, optimize Social Security, and learn practical strategies for a smoother financial journey. Subscribe for concise insights into money matters. Contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.💡💰 #financialwisdom #retirementplanning
2024-02-0330 minMcIntire Retirement Services Game Plan For RetirementUnderstanding Your 401K🤔 Curious about 401(k)s? 🧐 Explore the ins and outs with Chris McIntire from McIntire Retirement Services, the good, the not-so-good, and everything in between. Get insights for smarter financial moves. No fluff, just real talk. Dive in and navigate the 401(k) landscape with us 🚀! Contact Chris McIntire at (800) 868-1194 and visit the website at https://mcintireretirementservices.com/. #401kExplained #FinancialInsights #RetirementTalk
2024-01-2730 minMcIntire Retirement Services Game Plan For RetirementPlanning For The Year(s) Ahead2023 has been a year unlike any other; we have had our share of ups and downs. Thankfully, the stock markets ended up more up than down. So, how do we plan ahead for an equally as unpredictable 2024 and beyond? One of the main things that careful planners prepare for while working and earning income is TAXES. As Chris McIntire discusses, this year and next year may be an especially important tax planning opportunity not to miss. With the upcoming tax season and potential portfolio loose ends, now is a great time to speak with Chris and get your finances...
2024-01-2030 min
McIntire Retirement Services Game Plan For RetirementLet's Start The New Year Off RightOften times we hear about "The Year In Review", looking back at major events that have happened in the prior year. In our personal financial lives, this is also what we do during tax preparation. Filing taxes is literally putting together a personal "Financial Year In Review", but we are planners. This is a show about planning. Planning is about looking forward and being proactive, not looking back, being historical, or being reactive. Certainly, we can gain some knowledge from history (maybe we should gain and retain a little more), but we have to plan ahead and keep moving...
2024-01-1330 minMcIntire Retirement Services Game Plan For RetirementNew Year, New Financial You?2023 has been a year unlike any other; we have had our share of ups and downs. Thankfully, the stock markets ended up more up than down. So, how do we plan ahead for an equally as unpredictable 2024 and beyond? One of the main things that careful planners prepare for while working and earning income is TAXES. As Chris discusses, this year and next year may be an especially important tax planning opportunity not to miss. With the upcoming tax season and potential portfolio loose ends, now is a great time to speak with Chris McIntire and get your finances and tax...
2024-01-0630 min
McIntire Retirement Services Game Plan For RetirementYear End Wrap UpPlanning is about looking ahead and being prepared to take advantage of opportunities. There are very few opportunities where we know what the future holds. The changes we discussed today are just a few of these opportunities to glimpse into the future and prepare. The time to plan for next year is now! You MUST have a plan to get your financial life in order and make the most progress possible! For more information on this and many other important financial topics, contact Chris McIntire at (800) 868-1194 or visit the website at https://mcintireretirementservices.com/.
2023-12-3030 min
McIntire Retirement Services Game Plan For RetirementProcrastinationMany (probably too many) are out doing last-minute Christmas shopping this weekend. Some studies show that people (men in particular) wait until the last minute, even right up until Christmas Eve to even start shopping for Christmas. Unfortunately, we also have this same quality of procrastination when it comes to our financial planning and well-being. Let's talk about the psychology of financial procrastination and how damaging it can be. This is not a "guilt trip". This is a proactive reminder that some things are too important to "wait until later". For more information on this and many other important...
2023-12-2430 min