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Showing episodes and shows of
Chris And Ericka Young
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For Better and Worth
Ep 117: Game Changer - Inside the NIL Hustle
You don’t need to have a student-athlete in your life to appreciate the valuable lessons from the world of NIL (Name, Image, and Likeness) deals. These agreements are transforming college sports and shaping the financial futures of young athletes. Inspired by the Amazon Prime series The Money Game: LSU, we dive into the opportunities and challenges student-athletes face as they navigate this evolving financial landscape. Join us as we share our insights, best practices, and the life lessons we’ve taken away from this eye-opening documentary. It’s an engaging and thought-provoking journey you won’t want to...
2025-03-19
36 min
For Better and Worth
Ep 99: The Unspoken Truth About Final Expenses
Let's be honest—this is a topic most people would rather avoid. However, we believe it's essential to discuss it. In this episode, we delve into a crucial subject that often gets overlooked: preparing for funeral expenses. We’ll explore the key considerations during this significant time, empowering you to make informed choices that ensure peace of mind and financial security for you and your loved ones. Join us as we clarify the financial differences between cremation and burial, allowing you to make educated decisions for yourself and possibly others. We’ll also emphasize the vital role of lif...
2024-11-13
43 min
For Better and Worth
EP 98: Emergency Funds for All; Because Life Doesn't Send Warnings Before the Plot Twist!
In this episode, we’re diving into the lifesaver that is the emergency fund! We discuss why every young adult and college kid should have a financial safety net and why YOU should too! Depending on credit cards alone is a risk we don't endorse! Learn how a little preparedness can turn unexpected emergencies into into mere speed bumps on your financial journey. And listen in to find out about the most recent emergency in our own family that prompted this discussion. You don't want to miss it! Our website: www.forbe...
2024-11-06
37 min
For Better and Worth
EP 97: Yep We're Money Nerds!
This week, get the behind the scenes of our exhilarating experience at FinCon 2024. This was more than just a conference—it was a gathering of passionate money nerds, like you and us, eager to learn, connect, and grow. We love this annual gathering because we always discover the latest tips and strategies to elevate our podcast to new heights. Listen in to hear our takeaways and what migth be coming to our For Better AND Worth community. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forb...
2024-10-30
34 min
For Better and Worth
Ep 96: Financial Health for the Entire Family with PSECU
Financial health is a goal many families strive for but often find challenging to achieve. That’s where PSECU comes in, offering something for everyone and making financial wellness accessible to families across not just Pennsylvania but also across the country. Whether you're teaching your children about the value of a dollar or managing multiple financial responsibilities, PSECU is here to support your family's financial journey. In this episode we talk with Wyatt Troxell from PSECU to discuss the many ways they provide guidance for families looking to improve their financial health. Tune in to he...
2024-10-23
32 min
For Better and Worth
Ep 95: The Holidays are Coming
The holiday season is a time of joy, celebration, and togetherness. Yet, for many couples, it can quickly become a whirlwind of stress and financial strain. But fear not! With a little planning and communication, you and your partner can breeze through the holidays with ease and create unforgettable memories together. Here's how you can start preparing now for a more joyful, stress-free holiday season without the holiday financial hangover. Listen to this week's episode to hear the one thing that we do to ensure financial success throughout the holiday season. ...
2024-10-16
37 min
For Better and Worth
Ep 94: What If You Lost It All?
Imagine waking up one day to find that all your savings have vanished. It's a scenario many of us hope to never face, yet it's crucial to be prepared. Whether due to a hurricane, a business failure, or a market downturn, the emotional impact of losing everything can be overwhelming. This can be scary for anyone. In this episode we discuss how this might make us feel and how we'd try to shore up our finances. Developing a solid emergency plan in advance can provide a sense of security and clarity during chaotic times. We believe however...
2024-10-09
36 min
For Better and Worth
Ep 93: What if you won the lottery?
In this episode, we delve into the captivating question, "What if you won the lottery?" Join us as we explore how planning a "lottery date" could serve as a powerful catalyst for dreaming big and planning your future. This exercise can help you overcome mental barriers and ignite fresh ideas. Whether you're feeling stuck or seeking a new perspective on your goals, this episode will encourage you to think bigger and strategize smarter. While we don't advocate playing the lottery, we emphasize the importance of envisioning grand possibilities to energize your ambitions. Listen in to...
2024-10-02
37 min
For Better and Worth
Ep 92: Keep the Relationship Alive
To celebrate Ericka's birthday and add some excitement to our relationship, we decided to have a role-play date! It was a fun and thrilling experience that allowed us to step outside our comfort zones. And it got a little spicy in a good way! When you care deeply for someone, it’s easy to take them for granted and just go with the flow. Sometimes, all you need is a little change to reignite the spark. Tune in to this week’s episode to find out exactly how we made it happen and whether we’d do it...
2024-09-25
38 min
For Better and Worth
Ep 91: Is $1M Enough?
These days, it seems like everyone aspires to be a millionaire. This coveted figure symbolizes success, and currently, we're witnessing a surge in newly-minted millionaires as wealth accumulates at an unprecedented rate. In this episode, we explore the shifting landscape of wealth demographics, noting how billionaires are becoming younger and Americans, in general, are growing wealthier. But the question remains: Is $1M enough for a comfortable retirement? Join us as we discuss these topics and our opinion on what it takes to retire. This episode is sponsored by PSECU. To find o...
2024-09-18
35 min
For Better and Worth
Ep 90: In Sickness and In Health
When you walk down the aisle and say "I do," no one anticipates the challenging moments that come with "in sickness and in health." That part can be tough! In this episode, we delve into our recent struggles that compelled each of us to step up for the other. Supporting one another during difficult times requires empathy, patience, and a great deal of love. What does it truly mean to be there for your partner when they're facing hardships? We share our personal experiences and offer practical advice on how to show up when it matters most.
2024-09-11
36 min
For Better and Worth
Ep 89: How to Thrive in the Sandwich Generation
This week, we explore the realities and challenges faced by the "Sandwich Generation." We are right in the middle of this phase of life. It involves the intricate balance of caring for young adult children while also addressing the needs of aging parents. We discuss the mental and emotional hurdles that often lead to unexpected stress and anxiety. But don’t worry—we're here to provide valuable advice and support to help you navigate this demanding yet rewarding stage of life. This episode is sponsored by PSECU. To find out more go to...
2024-09-04
35 min
For Better and Worth
Ep 88: Is a Recession on the Horizon?
In this episode, we address a pressing question on many minds: Is a recession looming? Recently, the stock market suffered a dramatic one-day decline, raising concerns among investors and the general public about the potential long-term effects on our economy. This week, we will explore: The risks of relying too heavily on job security. Practical strategies to enhance your personal economy. Tune in now to ensure you don't miss a moment! This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our we...
2024-08-28
36 min
For Better and Worth
Ep 87: Celebrating 26 Years of Marriage: The Highs, Lows, and Everything In-Between
Welcome to our special 26th wedding anniversary episode! 🎉 In this heartfelt and candid chat, we reflect on over two and a half decades of marriage. Have you often wondered, "How do you make a marriage last?" Well, we're here to share our story, from the most challenging moments to the most fun seasons we've experienced together. It hasn't always been easy but we'd both agree our journey has been worth it! Tune in to hear about all of it! This episode is sponsored by PSECU. To find out more go to...
2024-08-21
38 min
For Better and Worth
Ep 86: Can Giving Propel You Out of Debt?
In this episode, we tackle a common yet complex question that many people face while managing their finances: Should you continue to give and/or tithe while working your way out of debt? This dilemma often weighs heavily on individuals, especially those who have strong faith-based commitments that encourage generosity. We will examine the balance between maintaining these commitments and the practicalities of budgeting effectively. Join us as we explore the ins and outs of giving during financially challenging times, discussing not only the spiritual aspects but also the emotional and psychological impacts of generosity.
2024-08-14
33 min
For Better and Worth
EP 85: Your Kid is NOT an Olympian!
I hate to be the bearer of bad news, but the reality is, your kid isn’t heading to the Olympics. Every year, countless parents invest thousands of dollars in sports, camps, training, and more, often not with the intention of creating the next Simone Biles, yet they spend as if it were a real possibility. Join us for this week's episode, where we discuss the financial and other commitments necessary to nurture an Olympian. If that path isn’t suitable for your child, what is a reasonable amount to spend on their activities, and when should you...
2024-08-07
33 min
For Better and Worth
Ep 84: Don't be a Financial Knucklehead
It is easy to get stubborn about financial decisions. It's our money and what we do with it is very personal. Plus, we don't want someone else to tell us what to do! Have you felt like this? Many times we reject sound wisdom simply because someone else suggested it. Check out this week's episode to learn about how being a knucklehead can cost you financially. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Ge...
2024-07-31
33 min
For Better and Worth
Ep 83: Tik Tok made me buy it
On this week's episode, we dive into the irresistible power of social media in shaping our shopping habits. Have you ever wondered how TikTok, Instagram or Facebook sway your buying decisions? We’ve got you covered with fascinating insights and top tips to make smarter purchases. You’re not alone in battling those impulsive buys—trust us, we feel the struggle too! Tune in and join the conversation! This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com
2024-07-24
34 min
For Better and Worth
Ep 82: Being Sick is EXPENSIVE!
In this episode, we dive deep into the financial burdens of being ill and explore strategies to manage both your health and your money effectively. From rising medical bills to the hidden costs of being sick, we uncover why illness can be so expensive and what you can do to mitigate these costs. Join us as we discuss Ericka's knee rehab expenses, the importance of preventive medicine, and practical tips to budget for healthcare. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: ww...
2024-07-17
38 min
For Better and Worth
Ep 81: Is it Time to Upgrade your Ride?
Transportation is essential, but the real dilemma is deciding how much to spend and when. In this episode, we invite you into our internal discussion about adding another vehicle to our household. We explore our financial considerations, the evolving car spending habits of the average American, and the long-term impact of car debt on financial goals. Finally, we offer a step-by-step approach for couples to make informed and responsible major financial decisions together. Tune in now and join the conversation on whether it's time to upgrade your ride! This ep...
2024-07-10
37 min
For Better and Worth
Ep 80: Revitalize Your Financial Goals and Finish the Year Strong
In this episode, we revisit the goals you set in January and reflect on your progress. We explore why goals often fall by the wayside and share strategies to reignite your motivation. We'll provide a framework to assess your achievements, celebrate small wins, and discuss how to adapt when life throws curveballs. Finally, we'll offer actionable steps to help you finish the year strong, emphasizing that January isn't the only time to set goals. Tune in to get some practical advice to keep you and your partner on track with your financial goals.
2024-07-03
35 min
For Better and Worth
Ep 79: Why Estate Planning Matters More Than You Think
In this episode, we tackle the crucial subject of estate planning and why it's essential for everyone, not just the wealthy. We discuss significant life events that require plan updates and the potential consequences of neglecting setting up an estate plan altogether. Our myth-busting episode clarifies that having an 'estate' doesn't necessitate great wealth. We provid actionable tips for protecting your assets and legacy at any income level. his episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.forbetterandworth.com Ge...
2024-06-26
36 min
For Better and Worth
Ep 78: What are you saving for?
We're always told to save money, but do we really understand why? In this episode, we dive into the importance of saving and show you how to prioritize your own goals. Saving money is vital for financial stability and future planning. Many struggle to save due to unclear goals, living paycheck to paycheck, or lifestyle inflation. By setting specific objectives and adopting disciplined saving habits, you can overcome these challenges and secure your financial future. Join us to unlock the secrets of smart saving! This episode is sponsored by PSECU. To f...
2024-06-19
42 min
For Better and Worth
Ep 77: Has Tipping Culture Gone Overboard?
In this episode, we explore how tipping has transformed over the years. Since COVID, tipping seems to be expected in more and more scenarios. With life becoming increasingly costly, understanding where, when, and how much to tip can feel confusing, annoying, and downright frustrating. We'll cover various aspects of tipping—from local norms to international practices, and even touch upon the emotional weight tipping carries in today's society. Join us for insightful tips (pun intended) and perhaps even more questions about today's tipping culture. This episode is spon...
2024-06-12
38 min
For Better and Worth
Ep 76: We took our DREAM vacation!
This week, we share the exhilarating experience of our dream vacation to South Africa. Join us as we discuss how spending all the money on this trip was absolutely worth it, and why being able to travel was a key motivation for getting out of debt. We share highlights of the trip including the breathtaking landscapes, vibrant culture, and unforgettable moments we experienced in South Africa. Trips like this are worth all the effort spent working on positive money habits, getting out of debt, and building secure savings. This is the injection of m...
2024-06-05
38 min
For Better and Worth
Ep 75: You Have Not Because You Ask Not!
This episode is all about avoiding missed financial opportunities! Discover how to identify opportunities, make informed decisions, and ask the right questions. We discuss how flexibility with overbooked flights can earn you cash and/or vouchers. You can save money by renegotiating or switching service providers for your cable, internet, or cell phone. It is also wise to evaluate and possibly switch providers to save on health, auto, or home insurance. Life gets expensive but some of these strategies help manage lifestyle inflation without sacrificing happiness. Listen in to this week's episode and he...
2024-05-29
32 min
For Better and Worth
Ep 74: Does the Empty Nest Mean an Empty Bank Account?
As your kids leave home, you might wonder about the impact on your finances. We're here to debunk myths and offer insights to consider. We often anticipate a dramatic decrease in our grocery bills. But is that really the case? We share insights into how food expenses evolve and why your dream of a shrinking grocery budget might not materialize as expected. With the kids out of the house, many of us feel the urge to explore and travel more. Although it's fun these costs can skyrocket. The empty nest phase brings about a...
2024-05-22
36 min
For Better and Worth
Ep 73: Is Financial Contentment Possible?
In a world overflowing with media; finding contentment with what we've got feels like an endless uphill battle. We dive into the question... is it truly possible to achieve a state of financial contentment? We explore the dynamics between contentment in personal achievements versus financial aspirations. Does reaching new heights in our careers and personal lives inherently breed discontent with our current situations? Whether you're wrestling with financial discontent or seeking ways to appreciate the here and now, this episode offers a fresh perspective on achieving a balanced, fulfilling life. Tune in...
2024-05-15
36 min
For Better and Worth
Ep 72: The Bank of Mom and Dad
In today's episode, we explore a topic close to every parent's heart: the delicate balance of supporting our children while encouraging their independence. It's a fine line between offering a helping hand and potentially hindering their growth by making life a little too comfortable. We're peeling back the layers on the financial support parents provide to their adult children – from covering basic needs to footing bills that ensure a struggle-free life. But at what cost? Are we nurturing their potential or inadvertently clipping their wings? We even share our own areas where we still support ou...
2024-05-08
38 min
For Better and Worth
Ep 71 The Great Debate: To Credit or Not to Credit?
This episode tackles the complex world of credit cards, from their benefits to their pitfalls. We cover topics like smart spending habits, the dark side of credit card use, and misleading industry practices. Things get a bit personal as we share our own experiences with credit cards and how they once caused tension in our relationship. Spoiler alert... it wasn't pretty. Tune in to hear best practices and more. This episode is sponsored by PSECU. To find out more go to: PSECU.com/forbetterandworth Our website: www.for...
2024-05-01
35 min
For Better and Worth
Ep 70: Do You Fall for the Amazon Trap?
In today’s episode, we take a deep dive into the world of Amazon shopping, asking the critical question: Is Amazon a trap? Anyone who has experienced the sheer convenience of clicking and receiving almost anything within 24 hours knows the rush it can bring. But what happens when this convenience starts to chip away at your budget and, more importantly, your financial goals as a couple? Join us as we uncover the hidden impacts of Amazon's convenience and share practical tips for setting healthy boundaries. Our website: www.forbetterandworth.com Ge...
2024-04-24
36 min
For Better and Worth
Ep 69: Are Your Student Loans Forgiven?
Millions of Americans are scrambling to get a piece of the student loan forgiveness programs currently being rolled out. Are you one of them? But so many of us have questions about the impact and what it all means. Will it make a lasting difference? Is it fair to those who paid their debt? What will our children face when they go to college? All of these questions are valid. Listen to this week's episode to hear our thoughts, recommendations, and a few rants about it all. Our website: www.forbetterandworth.co...
2024-04-17
34 min
For Better and Worth
Ep 68: I Got Scammed
In this episode, we're taking a transparent and personal look at the unsettling experience of financial security breaches. Even as a seasoned financial coaching expert, vulnerability to fraud and identity theft remains a stark reality. Have you or someone you know been jolted by the far-reaching impacts of financial intrusion? Listen in as we open up about our recent encounter with this exact issue. Our story is a reminder that these violations can happen to anyone. We'll share the practical steps we took immediately after discovering the breach and discuss strategies to safeguard your financial...
2024-04-10
34 min
For Better and Worth
Ep 67: Turn up the Volume on Loud Budgeting
Everybody's talking about it! Loud budgeting has taken over as a way to manage your money and let other's know what you are up to. This week we dive into the ins and outs of what loud budgeting really is and what makes it different if at all from how we've traditionally looked at budgeting. Maybe you will decide to join in and amplify your budgeting message. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our loca...
2024-04-03
37 min
For Better and Worth
Ep 66: Whose Money is it Anyway? The Quandary of Yours, Mine and Ours
Do you often have these questions: Where should we put our money? Is my money OUR money? Should I stash some money? Where is all the money? These questions plague most couples trying to find commonality with their hard-earned funds. Check out this week's episode as we dive into the complexities and potential ease of deciding where to put it all and who then has access. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our...
2024-03-27
34 min
For Better and Worth
Ep 64: Are You a Financial Optimist or Pessimist?
How you view money is largely based on whether you typically take an optimistic or pessimistic point of view. Although neither perspective is right or wrong, it helps you know how your partner sees the world through their money lens. This week's podcast episode breaks down some of the advantages and disadvantages to the way the way we approach money decisions and behaviors. And we give you insight on how to make sure you honor differing ideas. Tune in to hear more! Our website: www.forbetterandworth.com Get Ericka's boo...
2024-03-13
36 min
For Better and Worth
Ep 63: Money Dates: How to Make Talking About Money Fun
Many couples have a hard time talking about money with one another. There are emotions, history, and maybe even feeling like you don't have enough that taint the conversation. It might be good to rename money talks altogether. Money dates allow you to set the stage for positive, healthy, and productive talks. Listen in to this episode for ideas on how to have fun while discussing money, how long these conversations should be, and what to avoid if needed. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unash...
2024-03-06
32 min
For Better and Worth
Ep 62: I Spent $150 on 50 Cent
Have you ever found yourself in a situation where your spending habits took a wild, somewhat comical turn? That's exactly the adventure Ericka embarked on recently. This moment involves an unexpected guest in the neighborhood - none other than 50 Cent. Yes, you read that right! Join us as we dive into this hilarious adventure, proving that some moments, though seemingly frivolous at first glance, can enrich our lives in ways money can never measure. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have...
2024-02-28
37 min
For Better and Worth
Ep 61: Unpacking How Love Languages Impact Your Finances
For years we have been fans of the Five Love Languages. The principles in this book have shaped how we work with each other in our marriage and in our relationships with our daughters. It's time to embrace the power of understanding how to love your partner well. AND how these love languages could affect your financial lives. Listen in to find out how to meet each other needs and make deposits into their love bank. Your partner will thank you for listening in! Our website: www.forbetterandworth.com Ge...
2024-02-21
32 min
For Better and Worth
Ep 60: Love Beyond Valentine's Day; Cultivating Year-Round Relationship Goals
Social media is full of images of couples expressing their love and admiration for each other. But does this picture represent true “relationship goals?” Valentine's Day allows you to go the extra mile with the one you love. Are you participating? Do you give gifts? Are you going out with your honey? No matter what you do make sure your honey knows you love them 365 days a year. This is true relationship goals. Tune in as we discuss what we value in a relationship, who has inspired us, and some keys to a successful relationship. ...
2024-02-14
38 min
For Better and Worth
Ep 59: Unmet financial expectations and other things couples don't say out loud...
Navigating the tides of expectations within our closest bonds can be tricky. The weight of what's spoken, silent, or unrealistic can feel heavy if ignored. Join Chris and Ericka as they unravel the complexities of financial expectations and share their journey of transforming individual burdens into shared goals. Tune in and discover how you, too, can master the delicate balance of financial expectation with grace and solidarity, and find your rhythm, together as a team. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Hav...
2024-02-07
36 min
For Better and Worth
Ep 58: The Illusion of Money: Why More Money May Not Be the Answer
One of the most common beliefs in our society is that more money can solve all problems. People presume that high income provides access to a good life, and that it's the ultimate purpose of our existence. But is this really the case? Some studies suggest that having more money can backfire and cause more problems than solutions. In this episode, we disagree and then agree many times. This topic isn't easy and we've had to navigate it in our own lives. Our website: www.forbetterandworth.com Get Ericka's boo...
2024-01-31
35 min
For Better and Worth
Ep 57: Start Now to Avoid the Holiday Hangover This Year
The holiday season is a time of joy, celebration, and often, overspending. Many people indulge in impulsive purchases, expensive gifts, and lavish decorations that end up leaving them with a financial hangover that extends well into the new year. For couples, this can be a particularly challenging time, as conflicting spending habits and goals can lead to resentment and stress in their relationship. In this episode, we will discuss tips and strategies for couples to navigate the holiday season and avoid a financial hangover beginning today! Our website: www.forbetterandworth.com...
2024-01-24
32 min
For Better and Worth
Ep 56: Milestone birthdays are a good time for reflection and planning
Turning 50 is a significant milestone in life. It marks a new chapter in the journey of aging and prompts a reflection on past achievements and future goals. Aside from the personal and emotional aspects, it is also a time for financial planning and strategizing. Chris just had this milestone birthday and you get to listen in to how he really feels about it! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect wit...
2024-01-17
42 min
For Better and Worth
Ep 55: Is Risk Taking an Essential Strategy to Your Financial Success?
Do you stick to the predictable path, play it safe, and avoid financial risks? Many of us do! But, the role of risk-taking cannot be overlooked when it comes to making progress in life. it can be scary to take chances though, especially with money. This episode is dedicated to understanding what it means to take financial risks and how it can help you potentially achieve success faster. Listen in if you've been a bit slower to take risks like we were and hear what we wish we'd done differently along the way.
2024-01-10
32 min
For Better and Worth
Ep 54: Goal Setting; It's Not Just a New Year Thing
Happy New Year! As you start this year, it’s important to recognize that setting and achieving financial goals can be daunting, especially when done as a team. This week, listen in to how Chris and Ericka approach goal-setting. They discuss what has worked and what isn't helpful too. In this episode, we will cover the importance of setting individual goals before sharing them with your partner, establishing a plan for dealing with financial decisions and difficulties, and the essential elements for effectively setting and achieving financial goals as a couple. Our w...
2024-01-03
37 min
For Better and Worth
Ep 53: Two Peas one PODcast: For Better and Worth + Modern Husbands
Money may not be the most romantic subject for most people, but it is among the leading causes of conflicts among couples. Soo… it can’t be ignored. Different people have different attitudes, patterns, and beliefs when it comes to their finances. It's crucial to have open and honest conversations about money and actively work towards reaching shared financial goals. In this podcast episode, we have a conversation with the hosts of Modern Husbands about how to have healthy money dialogues with your partner and prioritize the right topics for you. Our webs...
2023-12-27
43 min
For Better and Worth
Ep 52: Saying Goodbye to Mint but NOT Goodbye to Tracking Your Money
The news of Mint being discontinued at the end of 2023 has left many of its users frustrated and annoyed. It’s understandable considering that Mint was a free, easy-to-use financial management tool that had become a beloved staple for many. So, what happens now? Should we all just give up on tracking our finances? Listen in to this week's episode as Chris and Ericka discuss the importance of maintaining a tracking system in addition to your budgeting habits. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money...
2023-12-20
36 min
For Better and Worth
Ep 51: Navigating Gift-Giving with Shared Finances
The holidays are a time of joy, but they can also be stressful when it comes to gift-giving. This stress can be amplified when you share a bank account with your significant other and the element of surprise could be compromised. However, there are ways to navigate this situation and still maintain the joy of gift-giving. In this episode, we will discuss the complications of gift-giving when sharing a bank account, the importance of preparation when buying gifts, and how to maintain the surprise element of gift-giving. Our website: www.forbetterandworth.com...
2023-12-13
37 min
For Better and Worth
Ep 50: The Golden Age - Lessons We Didn't Learn from the Golden Bachelor
We recently watched a show called "The Golden Bachelor," which follows a senior bachelor looking for love.. The show was entertaining and highlighted the importance of finding love and companionship in one's golden years. It didn’t however touch on the need for financial planning and security in these golden years. In this episode, we discuss a few critical factors to have in place as you age. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotli...
2023-12-06
31 min
For Better and Worth
Ep 49: Break the Paycheck-to-Paycheck Cycle
Living paycheck to paycheck is the harsh reality for 70% of Americans, regardless of income. Face it... The cost of living is never going to drop, unfortunately. It is our responsibility to improve our own financial management skills and stop living close to the edge. In this episode, Chris and Ericka discuss their experience with paycheck-to-paycheck living and explore effective ways to overcome it for good. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spot...
2023-11-29
39 min
For Better and Worth
Ep 48: "Trap" Friday - Enjoy Thanksgiving and Don't Break the Bank!
With the holiday season upon us, it's easy to get caught up in the frenzy of shopping and consumerism. But let's not forget what comes before all of that - Thanksgiving. Unfortunately, there is a tendency to overlook this special holiday and immediately start our holiday shopping. Black Friday then quickly turns into "Trap" Friday. We rush through the aisles, grabbing the best deals and gifts, without taking a moment to pause and reflect on the true meaning of Thanksgiving. Listen in to this week's episode as Chris and Ericka give tips and strategies to n...
2023-11-22
36 min
For Better and Worth
Ep 47: Can Your Relationship Survive a Home Renovation?
Embarking on a home renovation journey can feel overwhelming, regardless of your financial situation. Just ask Chris and Ericka, who recently took on a project full of ups and downs. But trust us, it was absolutely worth it! With proper planning, budgeting, and open communication, your home upgrade can turn into a rewarding experience. Join us in this podcast episode as we explore effective strategies for navigating significant projects while staying on track both financially and relationally. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Con...
2023-11-15
35 min
For Better and Worth
Ep 46: How To Talk About Your Credit Scores With Your Partner (Without Stressing Out!)
Among the many financial factors that contribute to financial stress, credit reports and scores often remain unspoken taboos. Many couples shy away from discussing their credit reports and scores in fear of exposing their financial shortcomings and the perceived stigma associated with poor credit. It is crucial to break down the fear surrounding credit reports and scores to normalize the conversation and make improvements when necessary. In this episode, we will delve deeper into our credit story and explore the importance of discussing credit reports and scores in relationships. Our website: www.forbetterandworth.co...
2023-11-08
39 min
For Better and Worth
Ep 45: Finding Your People: Our Experience at FinCon23 in New Orleans
Ericka and Chris record LIVE at FinCon 2023! They describe the event and its significance to their work. They share key takeaways which included a strong sense of collaboration, readiness for content sharing, potential partnerships and collaborations, and new ideas discussed at the conference. If you want to learn more about FinCon and its impact on financial content creators, listen in! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local TV spotlight Connect with us...
2023-11-01
27 min
For Better and Worth
Ep 44: NIL Deals: Financial Touchdown or Fumble? – The Impact and Importance of Financial Education for College Athletes
Are college athletes set up for success or failure with NIL deals? It might be the dream of every college athlete to increase their bank account or drive a nice car, but is it helping or hurting them? Many college athletes hope to go on to lucrative careers in professional sports, but the truth is most athletes won't get there. Name, image, and likeness deals can provide some much-needed relief during the lean college years. In this episode, listen in as Chris and Ericka volley on opposite ends of this debate about college NIL deals. The...
2023-10-25
36 min
For Better and Worth
Ep 43: The Paradox of More Money: How It Can Create More Financial Problems
Have you ever found yourself thinking that if you had more money, your financial problems would disappear? It's a common assumption, but is it actually true? In this episode, Chris and Ericka explore the paradox of more money and how it can potentially create more financial problems. We discuss real statistics and delve into personal experiences to help you reflect on your own approach to money management. Finally, provide some tips to help you avoid the pitfalls of more money and lead a more financially secure life. Tune in now! Our we...
2023-10-18
35 min
For Better and Worth
Ep 42: Is Your Self Worth Tied to Your Net Worth?
Many of us tend to measure our worthiness through our net worth. We believe that the more money we have, the more successful we are. The fact is, money is just a means to an end, and it should not define our worth. In this podcast episode, Chris and Ericka delve deep into the crucial balance between self-worth and net worth and the path to thriving financially. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Check out our local...
2023-10-11
35 min
For Better and Worth
Ep 41: It's Me or the Dog
Pets can bring joy, comfort, and companionship to our lives. For many of us, our pets are part of our family and their companionship is invaluable. However, when it comes to pet ownership, couples may have different perspectives and priorities that can lead to conflicts. These disagreements can range from who should take care of the pet to how much money should be spent on pet care. This can put a strain on the relationship, particularly when it comes to finances. In this podcast episode, Chris and Ericka will share their unexpected experiences with p...
2023-10-04
36 min
For Better and Worth
Ep 40: Growing Up in a Single-Parent Household Has Its Advantages
Growing up in a single-parent household can be challenging, but it can also provide valuable life lessons. Both Chris and Ericka grew up in single-parent households, and they credit their upbringing with teaching them responsibility, work ethic, hustle, and resilience. Listen in to hear how they feel about the advantages of having a single parent. There are benefits and life skills gained from growing up in a single-parent household and it can help families raising children to be financially responsible. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Mon...
2023-09-27
38 min
For Better and Worth
Ep 39: It Takes Courage to Have Meaningful Money Conversations
Money can be funny. But, most of the time talking about money isn't funny at all! In this episode, Chris and Ericka discuss how it takes courage to have meaningful money conversations in relationships. Identifying personal hot buttons around money helps people understand what is required in order to elevate the conversation. We share our own experiences where courage was necessary. It took courage to make some financial decisions but the outcomes are worth the effort. Although you may not be able to see that right away. Having these conversations can help...
2023-09-20
35 min
For Better and Worth
Ep 38: What is the Cost of Doing Nothing With Your Finances?
Sometimes it just feels good to do nothing. Just chillin' out, relaxing, and allowing life to happen without your intervention feels good. Until it doesn't. It is important to think about what you might be missing in life if you don't change your money habits. There may be adventures, experiences, causes, etc. that you can't participate in if you don't get your financial house in order. Waiting isn't always going to work in your favor. Especially with money. Listen to Chris and Ericka discuss how the cost of staying the same financially could be harmful a...
2023-09-13
36 min
For Better and Worth
Ep 37: How to Plug the Money Leaks
Have you ever found yourself wondering where does all of my money go? Do you have this feeling that one day the bottom will fall out, a major life event will happen or you won't have enough cash to weather an important storm? These concerns affect everyone. However, the small "money leaks" could be the real culprit that makes you feel like you don't have enough when you need it. Tune in to hear how Chris and Ericka have handled these money leaks and get some tips on plugging them up yourself. ...
2023-09-06
39 min
For Better and Worth
Ep 36: You Don't Always Have to See Eye to Eye - The Visionary and Realist Can Co-Exist
Sometimes our differences cause us to feel like we are in two different spectrums. One partner may cast a vision and dream. The other partner may see only in terms of today and the reality of a situation. Neither perspective is better than the other. The way we view life may vary from moment to moment. Learning to appreciate our differing views and use them for the good of the relationship is where the magic happens. Check out how Chris and Ericka see the world as either visionaries or realists and hear the benefits of b...
2023-08-30
33 min
For Better and Worth
Ep 35: How to Get Through an Argument Without Ruining Your Relationship
Call it whatever you want: a fight, disagreement or argument. No matter how you name it the way you handle these tender moments is critical. Chris and Ericka have termed their disagreements in a way that keeps in mind the big picture. Listen in as they share ways they have been able to move through challenging times and still like each other. You won't agree on everything but you can agree on how you will navigate heating discussions to preserve your friendship and relationship. You don't want to miss this one! ...
2023-08-23
36 min
For Better and Worth
Ep 34: You Don't Need All the Answers to Teach Your Kids About Money
If you don't enjoy talking about money with your partner, it is probably hard to discuss it with your kids That is the challenge a lot of people face. We have all made mistakes with money and many times we choose to shield those moments from our kids. But, what if we invited them to share in the wins and losses? What if we discussed money even when we didn't feel like it? What if we taught money lessons while we were learning too? In this episode, you will hear exactly how Chris and Ericka...
2023-08-16
34 min
For Better and Worth
Ep 33: It's the 25th Anniversary Edition!
It's been 25 years since we got married! Most marriages don't make it this long. Chris and Ericka don't take that for granted. In this episode, they reminisce, share tips for longevity, and think about what they look forward to next. Although marriage is beautiful and well worth the journey it also takes intentionality to go the distance. Listen in to hear how they've handled (or juggled) it all. You don't want to miss this one! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Convers...
2023-08-09
42 min
For Better and Worth
Ep 32: You Can Learn Money Lessons From Any Generation
In this episode, Chris and Ericka chat with their daughter Olivia Young, a current college student. Her Gen Z perspective and wise approach to college choice and savings provide valuable insights for anyone who tunes in. If you have kids listen in. If your kids are college-bound listen in. If you are an adult looking to get your financial house in order... listen in. Even Chris and Ericka received some good nuggets from their own daughter. You don't want to miss this one! Our website: www.forbetterandworth.com Get Ericka...
2023-08-02
33 min
For Better and Worth
Ep 31: Financial Lessons from a Millennial
We can learn a lot from generations that come after us. As a special treat, this week we dive into the perspective of our oldest daughter Faith. Listen in as she shares about what it was like to grow up in our household, her thoughts on budgeting, and what goal she's working on right now. She made us laugh and also very proud. Her advice to parents and her peers is priceless. You don't want to miss this episode! Our website: www.forbetterandworth.com Get Ericka's book, Naked...
2023-07-26
29 min
For Better and Worth
Ep 30: Do Good but Not Too Good
Have you ever felt like people want you to do good but not too good? There seems to be a limit to what other people can handle when it comes to your success. This could cause you to censor your wins and successes simply because of what other might say. It is hard to decide when, how, and which whom to share your financial progress. But it might be better to not care about the naysayers all together. This week Chris and Ericka share how their financial wins caused some reflection and made them take...
2023-07-19
38 min
For Better and Worth
Ep 29: Is Being in Debt a Moral Issue?
There are lots of feelings and emotions around having debt and/or using credit. The emotions can lead you to feel like you've done something wrong on your financial journey. And maybe you have made mistakes. But we've all done that, right? So, how do you handle the dlemma over the "rights" and "wrongs" of being in debt? Is there an actual right way to maneuver in life financially? Tune in this week to hear how Chris and Ericka view this potential moral dilemma and what to do about it. Our we...
2023-07-12
34 min
For Better and Worth
Ep 28: Do You Have Non-Negotiables?
Everyone has their limits. Even if you don't say it out loud you know where the lines are drawn. You could have spending limits, relationship barriers, or family boundaries. These limits help you feel safe and keep you feeling like you can make it when times get tough or money is tight. Have you thought about the things you either can't live without or the places in your relationship that you literally won't touch? In this episode, Chris and Ericka share what they call "non-negotiables" or "no matter what's." It can be very helpful to kno...
2023-07-05
37 min
For Better and Worth
Ep 27: I'm Throwing Caution to the Wind: Forget the Budget!
Have you ever felt like you wanted to forget the budget, stop tracking your expenses, and just relax financially? Everyone has! Doing this stuff consistently is hard! What you do in these moments is key. There are some important concepts to think about when you are at a point where you are tired of the financial journey. Even financial gurus and experts have days where they get sick and tired of doing the "right thing." Hear about how Chris and Ericka navigate these moments. Our website: www.forbetterandworth.com Get...
2023-06-28
35 min
Marriage Kids and Money: Personal Finance for Families
Become a Millionaire Couple (Even if You Disagree Financially) | Chris and Ericka Young
Can you disagree financially in marriage and still become a millionaire couple? Well, I'm excited to introduce to Ericka Young and Chris Young ... because that description fits them perfectly!Also, we're back with our Net Worth Win segment. We're featuring Lawrence Delva-Gonzalez from the Financial Griot Podcast. He's sharing how he grew his net worth by $500k in just 3 years!RESOURCES**Sponsors + Partners + Deals: https://www.marriagekidsandmoney.com/sponsorsTrack your net worth with Empower for FREE: https://www.marriagekidsandmoney.com/empower (affiliate link)Chris and Ericka Young...
2023-06-26
38 min
For Better and Worth
Ep 26: How Much is Enough?
Have you ever wondered about how much money you need to have and then how much is actually ENOUGH? Is there an amount of money in which you will be happy and taken care of for life? And can you even save Enough? The answer to this question is as unique as the person being asked. But trying to understand how much is enough brings up other discussions especially if you and your partner don't see eye to eye on what it is and how to get there. Check out this week's episode to see wha...
2023-06-21
39 min
For Better and Worth
EP: 25 Does Iron Sharpen Iron... Financially?
Couples, partners, spouse, etc can get on each others last nerves! But, there is always something for us to learn from each other. AND that learning can strengthen the relationship. It takes intention to identify and appreciate our differences and what we both bring to the financial table. Listen in to find out how we see the best in each other and use our gifts to their best ability. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Con...
2023-06-07
33 min
For Better and Worth
Ep: 24 Friends Take'em or Leave'em on the Financial Freedom Journey?
Sometimes it is hard to talk about money, especially with friends. Finding support, partners in debt-freedom or simply encouragement can be hard. We have navigated a variety of relationships and even moments that were surprising on our journey to financial freedom on our terms. No matter what you desire in the future, getting there is so much more fun with friends who "get you." Listen in to hear more about how to speak up for yourself AND ensure you aren't alone when you find your version of freedom. Our website: www.forb...
2023-06-07
33 min
For Better and Worth
Ep: 23 Have You Heard of the 10 Year Twitch?
Most people have heard of the 7-year itch in marriage. But what about the 10-year twitch? We aren't sure if that is a real syndrome but we do know that it was around that time when we struggled a little bit. Every relationship has its ups and downs. We found ourselves in a challenging moment during what was supposed to be a happy or exciting time. Maybe it was for one of us but not all of us. Listen to this week's episode to hear how we navigated this season. Our websi...
2023-05-31
37 min
For Better and Worth
Ep: 22 Go From Surviving a Layoff to Thriving During a Layoff
Companies are letting people go at record rates. It is scary to think about what could happen to your income and how to land on your feet despite the uncertainty. We've experienced our own times of job turmoil with layoffs. Those times weren't easy, but there were good lessons learned and it definitely shifted our perspectives for the better. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth
2023-05-24
34 min
For Better and Worth
Ep 21: How Do You Enjoy The Journey?
We took trips while getting out of debt. Were they extravagant? Nope! But enjoying the journey helps you stay the course. We enjoy trips and we spend money on it consistently. It is an investment in our relationship. Listen in to hear HOW we do it and why it is so important. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung...
2023-05-17
34 min
For Better and Worth
Ep 20: Your Money is My Money AND My Money is My Money!
Our favorite show brought up a topic that gave us pause. So we tackle the question... who's money is it anyway??! No matter who brings in the income and how much they bring in, conflict can arise when demands are present. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
2023-05-10
42 min
For Better and Worth
Ep 19: Real Estate Mishaps and What We Wish We Knew Back Then
Buying a home is typically the largest purchase you will make. Mistakes in this area can cost you... BIG. Trust us, we know. Tune in as we share our mishaps, regrets, and frustration with real estate. Sometimes we got it right and sometimes we got it all wrong. Have you been there too? Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial C...
2023-05-03
38 min
For Better and Worth
Ep 18: Our 1st Guest on the Podcast! Ryan Armstrong, Founder of Guac
Do you have a hard time saving money? Sometimes it is hard to find ways to save and keep it tucked away. For our inaugural guest podcast we have invited Ryan Armstrong, President and Co-Founder of Guac to chat with us about an amazing new way to save. During this episode you get all the details about how this FREE app works and the benefits of using it as you work to achieve your financial goals. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every...
2023-04-26
33 min
For Better and Worth
Ep 17: Our 1st EconoMe!
We went to our 1st EconoMe Conference! This is where enthusiasts of the Financial Independence Retire Early (FIRE) movement come to learn, make friends, and get inspired. Nearly 500 people who desire a new American Dream on their own terms sat in sessions or workshops and gained new "fire" for their version of how to live life. Listen in... this might be a conference you want to attend for motivation on your next financial steps. Check out past EconoMe main stage speakers: https://www.youtube.com/@economeconference2064/videos Our website: www.fo...
2023-04-19
31 min
For Better and Worth
Ep 16: The Lies We Believe About Marriage
Have you been told lies about what marriage really requires? Yep, we all have. Blindly following the advice or idealistic view from someone else's eyes isn't setting a good foundation for truth or success in marriage. This week we discuss the lies we once believed and shed light on healthier ways to view that topic. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial C...
2023-04-12
31 min
For Better and Worth
Ep 15: What is Your Definition of Wealth?
People define rich, wealthy, and millionaire differently. But if you can't identify the target you won't know if you've reached it right? Tune in as Chris and Ericka shine a light on these terms and give perspective and how to view them objectively. Then you get to decide what level of wealth you are striving for. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @ericka...
2023-04-05
31 min
For Better and Worth
Ep. 14: I'm In My Bag, Just Not That One!
Luxury and name brands matter to some people. But, this can be a hurdle to accomplishing your long term financial goals. In this episode, we talk about what really matters most. This was one of the most popular topics from our interview with Anthony O'Neal on the Table. Listeners couldn't believe what Ericka said. We recap and dive deeper into the conversation. Check out the original interview with Anthony O'Neal here. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have ...
2023-03-29
40 min
For Better and Worth
Ep. 13: Could we have gotten out of debt faster?
Getting out of debt can take time. No one wants it to take longer than necessary to get free, but life gets in the way. The Young's journey included detours, pitstops, emergencies, and of course children. These things can change when you accomplish your goals. Do Chris and Ericka have any regrets? Find out by listening in. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka...
2023-03-22
30 min
For Better and Worth
Ep. 12: King Kong Ain't Got Nothing on Me! - Who's Really in Control?
The power struggle for control can derail progress with your money. In any relationship there could be a challenge trying to understand roles and responsibilities. But if that turns into a tug of war for power problems can ensue. This week's episode dives into this critical pieces to your financial success including boundary setting. Don't allow the quest for power to impact your relationship negatively. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Insta...
2023-03-15
36 min
For Better and Worth
Ep. 11: Needs vs. Wants and the Battle to Keep up with the Kardashians
Sometimes we can confuse needs and wants. Our desires can be so strong that we mislabel them a need and the budget gets out of control. Depending on where you are on your financial journey the needs and wants could change. Listen to hear what Chris and Ericka think about the must-haves in a budget and how to still live a full life without deprivation. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instag...
2023-03-08
38 min
For Better and Worth
EP. 10: How to Make Financial Decisions When You Don't See Eye to Eye
Emergencies happen at the most inconvenient times. What do you do when you need to make an important decision but emotions are high, viewpoints differ, and you don't want to part with your hard earned cash? Listen in as Chris and Ericka discuss a recent emergency. Ericka didn't want to engage in any money conversations! What did they do? Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth E...
2023-03-01
35 min
For Better and Worth
Ep. 9: Let's Put a Dent in that Wealth Gap
Wealth building can feel like a daunting task. Retirement seems like so far away that planning can be put off. But, if you aren't consistent you'll never get there. Chris and Ericka share tips on how to set your big picture goal, continue on the right path, and what to do when you get off track. There's also a bit of inspiration to motivate you to action. Listen all the way to the end! Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money Conversations Every Couple Must H...
2023-02-22
37 min
For Better and Worth
Ep. 8: It’s time to get Naked… with your Money and your Honey that is!
Do you have a hard time figuring out where to begin a healthy money conversation with your partner? It is common for these money talks to turn into money fights. It doesn’t have to be this way though. Learn some tips on how to have productive, effective, and healthy conversations about money. We are also celebrating the 6-year anniversary of Ericka’s book, Naked and Unashamed: 10 Money Conversations Every Couple Must Have. Get the inside scoop on how it came to be. Our website: www.forbetterandworth.com Get Ericka's book, Naked and...
2023-02-15
40 min
For Better and Worth
Ep 7: Kids are expensive! Should you wait to have kids until you are “financially prepared?”
Kids cost money, and a lot of it! There is a common thought that people need to wait until they reach certain financial milestones before they have children. Listen in as Chris and Ericka share how their parenting journey began. Teaser alert: they weren't ready! From tackling debt, managing emotions, and handling diversions you will hear several ways they made parenthood work no matter what. Our website: www.forbetterandworth.com Connect with us: Instagram: @forbetterandworth YouTube: @forbetterandworth Ericka: @erickayoungofficial Chris: @1cbyoung
2023-02-08
37 min
For Better and Worth
Ep 6: Don’t talk about the numbers first! Your money past could be holding you back.
Tune in as Chris and Ericka share their upbringing and how it shaped them into who they are today. Shout out to all the single parents holding it down! It is no secret that finances in a single parent household are tight. Everyone's upbringing has its own challenges. Therefore, when you start having money conversations with your partner reflect on your past before you talk about the actual numbers. Your money past is a critical piece of your money story. Our website: www.forbetterandworth.com Get Ericka's book, Naked and Unashamed: 10 Money C...
2023-02-01
29 min
For Better and Worth
Ep 5: How We Did it: Our Get out of Debt Story
Chris and Ericka tell the story about why they were motivated to get out of debt and the process they went through. It can be easy to look at your finances and say, “How did we end up here?" Hear how Chris made a pivotal move to get us both headed in the right direction. Eventually we pulled our friends into this debt-free journey. You don't have to do it alone! Life happens. We experienced job loss, major roadblocks, etc. but we stayed the course. Don't let the pitfalls keep you down. Our website...
2023-01-24
34 min
For Better and Worth
Ep 4: We did what they told us to do... and then the debt and some regret followed.
Were you told to go to college and you will be able to get a job and life would be easier? Somebody definitely told us that! Listen in to hear how Chris and Ericka initially took traditional paths and careers but found there was something else in store for them. Their paths shifted a few times during college and after. The possibilities were endless and growing up in the city they didn’t always have the best direction. However they never had a lack of MOTIVATION. Listen in on how they took risks with jobs, careers and where...
2023-01-24
38 min
For Better and Worth
Ep 3: Was it love at first sight? And would it last after pre-marital counseling?
Hear the story of how Chris and Ericka met. This is where it all began and started their journey together. They were all in! Listen to learn about how they handled their 1st money conversation. That was uncomfortable! Enter our world of counseling, credit reports, and other early life realizations. You will laugh as you listen and find yourself in the middle of their story. It takes some persistence and determination to MAKE things happen. That is exactly what they needed to employ just to get married. Our website: www.forbetterandworth.com
2023-01-24
34 min
For Better and Worth
Ep 2: Meet the Youngs! We are recovering debtors, married 25 years, and still like each other!
Allow us to introduce ourselves... we are Chris and Ericka Young. We have talked about beginning a venture together for years and now it's time to put "Action" behind our thoughts and words. We have been together for a loooong time and believe that anyone can learn from the ups and downs we have experienced. Ericka is a passionate financial coach of 18 years and loves to see couples win with their money. Chris has worked in Corporate America for years, and together they have been determined to change their family tree. It's time to see other fa...
2023-01-22
19 min
For Better and Worth
Ep. 1 Get all the details about the For Better and Worth Podcast launch!
Chris and Ericka Young are the creators of For Better and Worth. Listen in to learn about why they are starting this ongoing conversation about relationships and money. It's fun, engaging, and worth the investment of your time. Stay tuned for more episodes dropping soon!
2023-01-15
03 min