Cindy Kumar - Podcast Details

Shows

Her Wealthy MindsetEp 101: Why She Said No to $450K with Dr. Payal BeriMost people dream of landing a $450,000 client, but what if your gut tells you it’s not right? In this episode of Her Wealthy Mindset, I talk with Dr. Payal Beri about the moment she walked away from nearly half a million dollars because something inside her said, “No.” We explore how to trust your intuition when the money looks good, how to know when a client isn’t aligned, and why saying no can be the most powerful move you make.Connect with Dr. Payal Beri:Website | LinkedIn | Instagram 2025-07-2348 min

Her Wealthy MindsetEp: 100 The Messy Middle of BecomingIn this milestone 100th episode of Her Wealthy Mindset, I open up about the messy middle — the resistance, the self-doubt, and the mind blocks that show up while you’re becoming the woman you said you wanted to be. I’m preparing for my biggest stage yet, but what no one talks about is how hard it feels to even practice when your mind is fighting you. If you’ve ever felt stuck between saying yes and showing up, then this one’s for you.Connect with Cindy:...2025-07-1613 min

Her Wealthy MindsetEp 98: 36 Months In: What I’ve Learned From Building My Business From Scratch36 months ago, I started this business with zero followers, no roadmap, and a dream to help women feel in control of their money.In this episode, I’m taking you behind the scenes of what these last 3 years really looked like — the wins, the burnout, the growth, and the mindset shifts that changed everything.Inside:The 5 biggest lessons I’ve learned building a business from the ground upHow I scaled to 200+ clients (and why I had to slow down after that)What I had to unlearn to step into m...2025-07-0226 min

Her Wealthy MindsetEp 97: Regulated & Rich — Building a Business That Feels Safe with Nicola HarrisWhat if your income goals are clashing with your nervous system?In this episode of Her Wealthy Mindset, I’m joined by Nicola Harris — educator, somatic business mentor, and host of The Economy of Soul podcast for a powerful conversation about building a business that not only pays well… but feels safe in your body.We explore how strategy and nervous system regulation go hand-in-hand, why so many high-achieving women operate from survival mode, and how slowing down is sometimes the most profitable move you can make.Nicola shares:→ Why burnout isn’t just a min...2025-06-2546 min

Her Wealthy MindsetEp: 96 Unscaling Success: Redefining Wealth & Worth with Samantha SiffringWhat happens when the 7-figure dream starts to feel like a nightmare?In this deeply honest and refreshing conversation, Samantha Siffring — business coach, podcast host, and author shares why she chose to unscale her million-dollar business, and the identity unraveling, money mindset shifts, and personal freedom that followed.We talk about the emotional cost of chasing the wrong version of success, the shame many women feel when they want less, and how Samantha rebuilt a business that actually nourishes her not just her bank account.If you’ve ever felt trapped by the very...2025-06-2148 min

Her Wealthy MindsetEp: 95 The $26K Social Worker Who Built a Million-Dollar PortfolioDr. Annie Cole was making $26K a year, exhausted and overwhelmed until she decided to take control of her money. In this episode, she shares how she went from burnout to building a million-dollar real estate portfolio, investing over $380K, and shaving 20 years off her retirement. Now a financial educator and money coach for women, Annie breaks down the exact steps she took to budget smarter, invest with confidence, and build real wealth even when it felt impossible. Annie also hosts free weekly money workshops for women who are ready to master their...2025-06-1346 min

Her Wealthy MindsetEp 94: The Profit Lesson Your Business Coach Never Taught YouYou’ve got the offer.You’ve got the sales.You’re hitting $10K–$30K months…So why does it still feel like you can’t breathe financially?Because no one taught you how to price for profit.In this episode, Cindy breaks down the lesson most business coaches skip: how to actually build profit into your prices.We’ll cover✔️ The 3-part formula for pricing that pays you✔️ The hidden costs most women forget to factor in✔️ Why copying your coach’s pricing is keeping you brokeIf you’re making m...2025-06-1108 min

Her Wealthy MindsetEp: 92 The 3 Money Metrics That Will Change How You Run Your BusinessIf you’re making sales, getting inquiries, staying booked… but still wondering where your money is going—this episode is for you.In this episode, Cindy shares the 3 money metrics every woman needs to track monthly to stop the cash leaks and finally start building real profit.You’ll learn:Why your team might be eating up 65% of your revenueHow to calculate your true revenue per client (and what to do if it’s too low)The number one reason you’re not paying yourself—and how to fix itT...2025-05-2815 min

Her Wealthy MindsetEp 91: This Simple Math Will Change the Way You Run Your BusinessYou're booked out. You’re selling. You’re busy every single day.But your bank account? Still not adding up.In this episode, we’re talking about the one number every woman entrepreneur needs to know: your break-even point. Because the truth is—most women don’t have a money problem… they have a math problem.If you don’t know how many sales you need just to break even, you’ll keep chasing more work, more clients, more hustle—and still feel broke.I’ll break down:What your break-even point act...2025-05-2108 min

Her Wealthy MindsetLegal Mind, Mystic Heart: Raminder’s Path to PurposeWhat happens when a lawyer stops following the rules—and starts following her soul?In this episode, I sit down with Raminder Hayer—a lawyer, psychic healer, coach, and author—whose journey from high-stakes litigation to spiritual leadership will have you questioning everything you thought you had to be to “succeed.”We dive into:Her shift from fraud litigation to spiritual awakeningHow she blends legal insight with intuitive coachingWhy “success” means nothing if you're out of alignmentThe matrix we live in—and how to break free from...2025-05-1457 min

Her Wealthy MindsetGirl, Just Say You’re Broke — We’ll Still Love YouYou don’t have to fake it. You don’t have to go on the trip, split the $400 dinner, or keep swiping your card to prove you’re “doing well.” In this episode, Cindy calls out the pressure women feel to perform wealth in their friendships — and how saying “I can’t afford it right now” doesn’t make you less successful, it makes you real. This is your permission slip to stop spending money to belong, set boundaries with love, and build friendships that don’t require financial performances.Connect with Cindy:✨ Instagram:⁠⁠⁠⁠⁠...2025-05-1006 min

Her Wealthy MindsetYou Had 6 Months to Plan That Trip — Why Are You Broke Now?That luxury trip, mastermind payment, or tax bill didn’t come out of nowhere — you had months to plan for it. So why are you transferring between accounts, panicking last minute, and hoping the money magically appears? In this episode, Cindy breaks down the reactive money habits that keep women entrepreneurs in financial chaos — and how to start building a plan that lets you say yes to big opportunities without spiraling. This one’s for the girl who’s tired of pretending she “just forgot” when the bill was due.Conne...2025-05-0906 min

Her Wealthy MindsetAfraid to Be Seen? That’s Exactly Why You’re StuckWhat if the very thing you’re avoiding — being seen, telling your story, putting yourself out there — is exactly what’s holding your business back? In this episode, Cindy shares the raw truth about how uncomfortable it feels to build a personal brand, the fear of judgment and visibility, and how the biggest breakthroughs in her business came after she finally decided to stop hiding. This one’s for the woman who’s scared to take up space… but knows deep down she’s meant to be known.Connect with Cin...2025-05-0806 min

Her Wealthy MindsetShe Was Making $500K and Still Broke — Until We Fixed ThisWhat do you do when your salon is raking in half a million a year… but your bank account is empty, you're drowning in payroll stress, and you're relying on credit cards to survive? In this episode, Cindy breaks down the real story of a salon owner who looked successful on the outside — but behind the scenes, her finances were a mess. Tune in to hear how a Fractional CFO helped her take back control, stop bleeding cash, and finally feel rich for real. This one’s a wake-up call i...2025-05-0406 min

Her Wealthy MindsetThe Shame Is Louder Than the DebtNo one talks about it — but so many women feel ashamed about money.Even the successful ones.Even the ones making six figures.This episode is a soft, honest call-in for the woman who feels like she should be further ahead, who avoids checking her bank account, and who’s been silently carrying the weight of financial shame.Inside, we’ll unpack:Why money shame is so common (and so sneaky)The pressure to perform like everything’s fineWhat happens when you start saying no to things t...2025-05-0207 min

Her Wealthy MindsetYou’re Not Lazy — You’re Just Done.She’s not lazy. She’s just exhausted.Emotionally drained. Mentally checked out.And she’s been carrying everything — her business, her clients, her family — without a break.This episode is for the high-achieving woman who secretly feels like she’s falling apart.You’re not broken.You’re not behind.You’re just burned out from believing your worth is tied to how much you can hustle through.Inside, we’re unpacking:The difference between laziness and burnoutWhy rest is productiveHow to stop shaming...2025-05-0108 min

Her Wealthy MindsetYou’re Not Lazy — The Money Part Is Just Stressing You OutYou keep avoiding your business tasks…Not because you’re lazy — but because the money part feels heavy.In this episode, I’m breaking down the real reason you’re procrastinating, feeling stuck, and secretly panicking every time you log into your bank account.We’ll dive into:• The sneaky ways money avoidance shows up• Why unclear finances kill your confidence and momentum• How financial stress creates burnout (even when you’re “doing everything right”)• Monthly money rituals to get back in control — without shameYou’re not failing.You’re just operat...2025-04-2806 min

Her Wealthy MindsetYou Don’t Need to Charge More — You Need to Stop Bleeding MoneyRaising your prices won’t fix a broken business model.You can make $20K/month and still feel broke — if your money is leaking out faster than it’s coming in.In this episode, I’m breaking down why “just charge more” isn’t always the answer… and what to fix first if you want to actually keep your income.We’ll cover:When raising your rates is just a bandaidHow to audit your expenses like a CFORed flags I see in financial audits every month...2025-04-2706 min

Her Wealthy MindsetEveryone Wants a $1M Business — But No One Talks About What It Actually TakesYou’re trying to scale.But behind the scenes?Your money’s a mess. You’re underpaid. And your business is built on vibes, not numbers.In this episode, I’m breaking down what most women entrepreneurs don’t fix before trying to hit $1M — and why that’s the reason they keep spinning.We’ll talk about:The financial foundation you must have before scalingWhat to fix at $250K–$500K to avoid burnout at $1MWhy more sales won’t save you if your backend is leaking cash 2025-04-2606 min

Her Wealthy MindsetI Burned Out This Tax Season… Even Though I Was Supposed to Be PreparedI did everything “right” this year.I raised my rates. Set boundaries. Hired support.And still… I burned out during tax season.In this raw episode, I’m pulling back the curtain on what really happened behind the scenes. Because even when we’re organized and “doing better,” burnout can still creep in — especially when we’re high-achieving women who care deeply about our work.I’m sharing the patterns I noticed, the hard lessons I had to relearn, and the real shifts I’m making so I don’t keep repeating this cycle every year....2025-04-2506 min

Her Wealthy MindsetYour Bookkeeper Isn’t Your CFO — Here’s Why You Still Feel LostThink your bookkeeper has it handled?Think again.In this episode, I break down the difference between a bookkeeper, an accountant, and a CFO — and why you need all three if you're serious about building a real business.Here’s the truth:• Your bookkeeper tracks what happened• Your accountant files what happened• Your CFO helps you decide what happens nextIf you’ve ever thought, “I make good money… but I don’t know what to do with it” — this is for you.You don’t need another spreadshe...2025-04-2405 min

Her Wealthy MindsetThe Numbers No One Told You: Benchmarks Every Business NeedsYou’re making money — but somehow, there’s never enough left over.The truth? Most women entrepreneurs aren’t tracking their margins… they’re just guessing.In this episode, I’m giving you the real numbers — the benchmarks every business owner should know if they want to stay profitable:• How much you should actually pay yourself (hint: 30–50%)• The max percentage that should be going to your team (no, not 60%)• How much profit to keep (yes, you should be keeping 20–25%)If your cost of sales is 65% and you’ve got nothing left — this is the w...2025-04-2305 min

Her Wealthy MindsetThey Sold You the Dream… But the Math Ain’t MathingYou bought the course.Signed up for the mastermind.Followed the “6-figure strategy” to a T.But somehow… your bank account is still giving broke.This episode is for the woman who did the thing — but the numbers still aren’t working.We’re talking:• The fantasy math coaches use to sell you the dream• Why best-case scenario business plans leave you in debt• How to run the real numbers before you say yes• And what due diligence actually looks like as a CEOYou’re...2025-04-2206 min

Her Wealthy MindsetYou’re Making Money… So Why Are You Still Broke?You’ve got the sales.The clients.The income.But your bank account?Still giving struggle.In this episode, I break down why so many women entrepreneurs are making good money — and still feel broke. It’s not because you’re bad with money. It’s because no one taught you what to do with it.We’ll unpack:• The truth about where your money is going• Why emotional spending is killing your profits• And how my CCC Framework (Clarity, Control, Cash Flow) can fin...2025-04-2104 min

Her Wealthy MindsetWe’re Here for a Good Time, Not a Long TimeYou keep saying you’ll slow down one day.After the next launch. After you hit 6-figures. After you retire.But what if that “one day” never comes?You weren’t put here just to grind, stress over bills, and pay off a mortgage you might not even live long enough to enjoy.Three generations from now, nobody will remember the house you killed yourself trying to afford.They’ll remember how you lived.This episode is your reminder to stop postponing joy.Your money, your time, your energy — i...2025-04-2006 min

Her Wealthy MindsetYou’re Not Behind. You Just Never Stopped to Feel It.You’ve done the scary things. You’ve led the webinars. You’ve signed the clients. You’ve walked into rooms that once felt too big for you. And yet… it still doesn’t feel like enough.Sound familiar?In this episode, I’m hitting pause and getting honest. Because after working with over 200 women in 30 months, hosting events, traveling, getting opportunities I once prayed for — I realized something wild:I haven’t taken a single moment to actually feel any of it.2025-04-1904 min

Go Regulate YourselfFrom 'Feast or Famine' To Healthy Finances with Cindy KumarToday in our 'Friday's with Friends' feature we are chatting with Cindy Kumar about her journey of creating a healthy relationship with money after struggling for years. She shares about her childhood experiences growing up and what this led her to believe about money, and how this impacted her own finances in adulthood, eventually leading to her finding her life purpose. Having worked with many women over the last few years, she discusses the most common limiting beliefs that tend to interrupt a healthy relationship with money- and some tangible steps that you can take today to...2025-04-1832 min

Her Wealthy MindsetThe Universe Will Meet You When You Show UpIn this episode, I share a story that reminded me just how powerful it is to show up with intention.After coming across a life coach’s Reel that instantly resonated, I followed the nudge, sent a voice note, and ended up having the most aligned conversation — only to find out she lives 10 minutes away from me.It was a moment that reminded me: The universe is always working… but only when you do your part.We’ll talk about:How to use social media as a tool for real...2025-04-1808 min

Her Wealthy MindsetYes, I’m Taking a Vacation — And No, My Business Won’t Fall ApartLet’s normalize this:Taking a vacation doesn’t mean you don’t care about your business. It means you care about yourself just as much.In today’s episode, I’m sharing how I’m heading to Mexico during tax season — for a full week — without panic, guilt, or burnout. I’m not spiraling. I’m not hustling to make up for it.And no… my business won’t fall apart.If you’ve ever felt guilty for stepping away, afraid to take a break, or like your business can’...2025-04-1704 min

Her Wealthy MindsetStop Building Your Business for ApprovalIf your content feels boring, your offers feel forced, and your business doesn’t feel like you anymore — this is the episode you’ve been needing.Let’s talk about what happens when you build for approval instead of alignment. When you post what’s “safe.” When you sell what’s expected. When you shrink your voice to be liked instead of respected.I’ve been there. And I had to burn that version of my business to the ground to finally reconnect with my magic.If you’ve been playing it small to stay safe… You’re...2025-04-1605 min

Her Wealthy MindsetYou Are the Prize. Start Acting Like It.This episode is for the woman who’s been stuck in reaction mode — answering emails the second they come in, bending over backwards for clients, and constantly feeling behind no matter how much she’s doing.Last week, that was me.I was deep in the back-and-forth, scrambling to get everything done before heading to Mexico. I was overwhelmed, exhausted, and letting my inbox run my day.Until my coach said something that hit me hard:“If you’re the prize… why are you moving like you’re not?”That one questio...2025-04-1505 min

Her Wealthy MindsetShe Had $1 in Her Bank Account… Then Made 6 Figures: Meet the Godmother of Branding Denise ArrudaThis episode is for the woman who’s sitting on a dream but scared to bet on herself.Denise spent her last $99 to attend Rich Girl Cult. She had $1 in her bank account. And then? She went on to make six figures.Meet Denise, the Godmother of Branding — a high school dropout turned six-figure freelancer by 21 who built her empire from the ground up.She’s the mastermind behind some of the boldest brand transformations online, and today she’s dropping nothing but truth:Why weak brands don’t make money The...2025-04-1448 min

Her Wealthy MindsetHe’s Charging $500 for 15 Minutes—You’re Giving Away an Hour for Free?Let’s talk about it.Why are women so quick to give away 60-minute calls, free audits, and “pick your brain” sessions…while men slap a price tag on every damn minute?In this episode, I’m calling out the financial double standards we don’t talk about enough—and how it’s costing women thousands.We’ll break down:The real reason you feel guilty charging for your timeWhy women overdeliver, overgive, and underchargeHow men unapologetically monetize their expertiseAnd how to rewrite the scr...2025-04-1312 min

Her Wealthy MindsetIs It Too Much to Want to Be Rich? (Asking for the Version of Me Who Still Shrinks)You want to be rich.You want the soft life, the overflow, the power, the peace.But deep down…There’s that voice that says:“Don’t want too much.”“Don’t be too loud.”“Who does she think she is?”Sound familiar?In this episode, I’m unpacking:Why so many women feel shame around wanting wealthHow we’ve been conditioned to associate money with being “too much”The subconscious ways we play small to feel safeAnd how to own your rich girl en...2025-04-1204 min

Her Wealthy MindsetI’m Not Available for That AnymoreSometimes growth means walking away from things that once felt safe.A client.A routine.A version of you that settled.You're evolving.And some offers, roles, clients, and contracts?They don’t get to come with you.In this episode, I’m talking about the power of saying: “This version of me no longer says yes to that.”We’ll get into:Outgrowing client relationships without guiltHow staying too long costs you more than moneyWhy letting go is the next l...2025-04-1105 min

Her Wealthy MindsetThat Jealousy You Feel? It’s Just Untapped PotentialLet’s talk about it—the kind of jealousy you don’t post about.You see her making six figures.You see her on vacation.You see her launching effortlessly and stacking cash…And that little voice in your head? It says:“Why not me?”“How is she doing it?”“What am I missing?”In this episode, I’m breaking down:Why jealousy is actually your inner compass pointing toward what you desireHow comparison can keep you broke, bitter, and playing smallWhy we secretly puni...2025-04-1005 min

Her Wealthy MindsetYour Calendar Reflects Your Bank Account—And It ShowsIf your schedule is chaos, chances are… so is your cash flow.This isn’t about being more productive.It’s about being more in control.In this episode, I’m breaking down how time blocking can shift your entire business—not because it makes you “busier,” but because it helps you lead like a real CEO.We’ll get into:Why your calendar is low-key sabotaging your incomeHow to use time blocking to stop the “busy but broke” cycleThe exact way I block my week as a F...2025-04-0905 min

Her Wealthy MindsetWork-Life Balance Is a Lie—Here’s What Actually Makes You RichLet’s get real:Work-life balance? Cute idea.But for most women building businesses, it’s just another thing to feel guilty about.In this episode, I’m breaking down the lie we’ve been sold about balance—And what actually matters if you want to build a business that pays you and gives you peace.We’ll talk about:Why trying to “balance it all” is leaving you burnt out and brokeThe difference between boundaries and balanceWhat wealthy women focus on instead of to-do lists 2025-04-0805 min

Her Wealthy MindsetThe News Is Broke Girl Energy—That’s Why I Don’t Watch ItYou don’t need another headline telling you the world’s on fire.You need a clear mind, a clean calendar, and a financial strategy that keeps you sane.In this episode, I’m breaking down why I don’t watch the news—and why turning it off was one of the best money decisions I’ve ever made.We’ll get into:How constant doomscrolling affects your bank accountWhy the news keeps you reactive, not strategicHow to protect your energy so you can actually build wealthW...2025-04-0705 min

Her Wealthy MindsetYou Have a $200 Sephora Cart… and $0 Financial StrategyYou know every ingredient in your moisturizer.You’re religious about your skincare routine.Your cart? Full of glow drops, lip oils, and soft life vibes.But your bank account?Stressed.Your taxes? Avoided.Your finances? A whole damn mystery.In this episode, I’m calling out the glam girls, the beautypreneurs, the boss babes with a Sephora cart and no money plan.We’re talking:Retail therapy vs financial avoidanceWhy you spend with ease but panic over your numbersThe mindse...2025-04-0605 min

Her Wealthy MindsetListening Won’t Save Your Bank Account—Action WillLet’s be real: listening to money podcasts, saving budgeting tips, and binging financial content feels productive…But if you’re not doing anything with that info? Your bank account won’t magically grow.In this episode, I’m breaking down:📌 Why passive learning isn’t the same as financial growth📌 What real financial action looks like (and it’s not complicated)📌 How to go from “knowing better” to actually doing betterYou don’t need more information—you need implementation.Let’s get honest about what’s keeping you stuck… and how to finally take acti...2025-04-0505 min

Her Wealthy MindsetA Coach Who Pressures You Isn’t Coaching—She’s SellingLet’s talk about it.There’s a big difference between feeling supported… and feeling sold to.If you’ve ever left a sales call confused, anxious, or doubting yourself—but still said yes out of fear? You’re not alone.In this episode, I’m breaking down:The red flags of high-pressure coaching tacticsThe questions to ask before you investAnd why trusting your intuition is more powerful than any “limited time offer”You deserve to invest from a place of clarity—not panic.And you don’t need to pr...2025-04-0405 min

Her Wealthy MindsetYou Were Programmed Before You Could SpeakMost of the beliefs running your life right now?You didn’t choose them.You absorbed them—from your parents, your culture, your environment—before you even knew how to say "no."From 0 to 7 years old, you were a sponge. And now, as a grown woman trying to run a business, lead a life, and trust yourself… those old beliefs still show up.In this episode, we’re unpacking what’s actually yours—and what you’ve been carrying that’s never been aligned with who you are.Let’s hand back the stories that were never mean...2025-04-0304 min

Her Wealthy MindsetTax Season Is Taxing My SoulThis is the real, unfiltered side of tax season.I’m deep in client work, drowning in emails, and realizing—some of the people I said yes to… were a no for my peace.In this episode, I’m talking about the behind-the-scenes reality of carrying other people’s stress, what burnout looks like when you’re the one holding it all together, and why I’m rethinking who I work with moving forward.If you’re a service provider who feels like tax season (or any busy season) is draining your soul—this one’s for you....2025-04-0205 min

Her Wealthy MindsetYour Bank Account Will Never Outgrow Your Self-WorthYour Bank Account Will Never Outgrow Your Self-WorthFor women entrepreneurs ready to rewrite their money story.In this episode, we talk about the real reason your bank account never seems to reflect how hard you’re working — and spoiler alert: it’s not just about strategy or sales.We unpack the deep link between self-worth and income, why undercharging is a self-worth issue in disguise, and how building confidence with your money starts from within.If you’re done playing small, underpricing yourself, and feeling like you’re always “catching up” financially —...2025-04-0104 min

Her Wealthy MindsetAshley Bennington Built a 7-Figure Empire in 15 Months — Here’s How She Did ItFrom posting TikTok marketing tips to running a multi-brand consulting firm making over 7 figures — Ashley Bennington is the definition of building your own seat at the table.In this episode, Ashley shares the real story behind scaling her business from the ground up. We talk about her transition from working at Disney, Amazon, and Target to becoming a go-to voice in organic marketing and content strategy for entrepreneurs.You’ll hear:How she went from going viral to building Buy the BlazerWhat it really takes to scale without paid ads 2025-03-3149 min

Her Wealthy MindsetMoney Mirror Work: Heal Your Relationship with Wealth From the Inside OutYour relationship with money is a reflection of your relationship with yourself—and if you don’t feel safe, worthy, or confident around wealth, no amount of strategy will fix it.In this episode, we dive into the power of money mirror work—a daily practice that helps you heal your beliefs about receiving, holding, and growing money. I share how to use affirmations in the mirror, why just saying them isn’t enough, and how to actually feel them in your body so they rewire your subconscious.We’ll talk about:How childhood...2025-03-3005 min

Her Wealthy MindsetStop Selling Your Time—Start Selling Your ValueIf you’re still charging by the hour or pricing based on how long something takes you to do… you’re leaving money on the table. In this episode, I’m breaking down why time-based pricing is outdated and how to shift into VALUE-based pricing—so you get paid for your years of experience, not just your minutes on the clock. I share my own journey as a CPA with 12 years of experience, how I moved from trading time to charging for transformation, and how you can too.Connect with Me:2025-03-2903 min

Her Wealthy MindsetShe Doesn’t Chase—She Aligns: A Birthday Reflection at 34In this special birthday episode, I’m reflecting on everything the past year has taught me—about business, healing, and what it really means to feel successful.For a long time, I chased what I thought I should want. I played by the rules, looked successful on the outside, and silenced the parts of me that wanted more alignment and ease.But this past year? Everything changed.I let go of the need to prove myself.I stopped chasing and started listening.I redefined success on my own terms.And...2025-03-2604 min

Her Wealthy MindsetWhat I Find Every Time I Audit a Business (and How to Fix It)Ever wonder what’s really going on behind the scenes in a business? In this episode, I’m breaking down the most common money mistakes I find when I audit a business—whether they’re making $50k or $500k. From chaotic cash flow and unclear pricing to bloated expenses and no savings plan, these issues are way more common than you think.If you’ve ever said “I don’t know where my money is going” or “I should be making more by now,” this episode is your wake-up call. I’ll walk you through the patterns I see ove...2025-03-2506 min

Her Wealthy MindsetIf It’s Not Making You Money, Why Are You Paying for It?Let’s get real for a second…If it’s not helping you grow your business or bring more money into your bank account—why are you still paying for it?In this episode, I’m breaking down how to finally understand ROI (return on investment) in a way that makes sense. From monthly subscriptions to fancy software and paid ads that aren’t converting—I’m showing you how to stop the money leaks and start making intentional, profitable decisions in your business.We’ll cover:How to do a simple ROI audit...2025-03-2406 min

Her Wealthy MindsetDitching the Ads: How I Grew Organically Without Spending a DimeIn this episode, I’m breaking down why I ditched paid ads and how I built a profitable, aligned business using organic marketing strategies. I hired an agency, ran monthly webinars, and poured money into ads—only to realize 76% of my clients came from Instagram, referrals, and real relationships. Yup, no ad spend required.I’ll share:Why ads aren’t the magic fix you think they areWhat actually works (and it’s FREE)The power of consistency, connection, and showing up as the face of your brand...2025-03-2307 min

Her Wealthy MindsetSwipe Now, Stress Later: Why We’re Addicted to CreditIn this episode, we’re unpacking how so many of us were conditioned to rely on credit cards for everything—and why that mindset is keeping you stuck. We’ll talk about why we’ve been trained to think credit = convenience, the dangers of racking up debt in the name of points and perks, and what it actually looks like to operate from an empowered money mindset.I’ll share how I broke free from this cycle, the alternatives that helped me, and why using a line of credit with low interest can be a smarter to...2025-03-2208 min

Her Wealthy MindsetReady for a Rich Girl Reset? Here’s What 3 Months of Coaching Can Do for YouIn this episode, I’m giving you the full breakdown of the Rich Girl Reset—my 3-month private and community coaching program for women who are ready to stop feeling anxious and confused about money and finally take control of their financesHere’s what we cover:Why most women are stuck in the chaos-to-cashflow cycleWhat it really means to shift from teenage girl energy to grown rich woman energyThis isn’t just about numbers—it’s about feeling safe, empowered, and supported as you build wealth. If you’re tired of wi...2025-03-2104 min

Her Wealthy MindsetBuying Back Your Time: The Secret to Scaling Without Burning OutTime is your most valuable asset—so why are you still doing everything yourself? If you want to scale your business without working 24/7, you need to start thinking like a CEO and buy back your time.In this episode, we’re diving into:Why trying to do it all is keeping you stuck.How I realized I was my own bottleneck and what I did to fix it.Key lessons from Dan Martell’s book Buy Back Your Time.Practical steps to start outsourcing, automating, and delegating.If you’re feeling overwhelmed and over...2025-03-2006 min

Her Wealthy MindsetRewiring Your Mind & Business for Wealth with Tracey JazminIf you think making more money will solve your financial stress, this episode will challenge everything you believe about success, business, and wealth.I sat down with Holistic Business Coach & Strategist Tracey Jazmin to have a deep, honest conversation about the biggest money blocks keeping women entrepreneurs from growing and actually feeling financially free.We covered:✨ Why every business owner needs coaching to scale sustainably✨ The financial foundation you need before growing your revenue✨ The emotional side of charging what you’re worth and getting paid in full✨ How your nervous system kee...2025-03-1955 min

Her Wealthy MindsetThe 90-Day Rule: The Secret to Actually Seeing ResultsIf you’re not seeing the results you want in your business, ask yourself—have you actually given it 90 days of full commitment? In today’s episode, we’re diving into the 90-day rule and why consistency is the secret weapon to success.I’ll share:How I’m doing 90 days straight of this podcast (most people take almost 2 years to hit 90 episodes).Why most people quit too soon and never see results.The power of building momentum and stacking wins.How to apply the 90-day rule to your business, finances, and personal growth.Success...2025-03-1806 min

Her Wealthy MindsetFrom Debt to 100+ Doors: How Lisa Michaud Built a Real Estate EmpireImagine going from being hounded by creditors in your 20s to owning over 100 rental doors. That’s exactly what Lisa Michaud did—and today, she’s sharing her incredible journey with us.In this episode, Lisa gets real about:How she went from financial struggles to building a multi-million dollar real estate portfolio.The biggest mindset shifts that helped her scale.The lessons she’s learned from investing in multiple provinces.How wealth, purpose, and happiness go hand in hand.Lisa’s story is proof that no matter where you start, financial freedom is...2025-03-1755 min

Her Wealthy MindsetWinning the Lottery Won’t Fix Your Money Problems—It Exposes ThemEveryone dreams about winning the lottery and living a life of luxury. But here’s the truth—if you don’t have good money habits now, millions in your bank account won’t change that. In fact, it will only magnify your current financial struggles.In this episode, we’re breaking down:Why most lottery winners end up broke within a few years.Real-life stories of people who won it all—and lost it just as fast.How your financial habits determine your wealth, not the amount of money you have.The mindset and strategy shi...2025-03-1604 min

Her Wealthy MindsetMy Money Story & The Beliefs I Had to BreakThis episode is personal. I’m pulling back the curtain on my real, raw relationship with money—how I grew up with it, lost it, feared it, and finally learned how to master it.Growing up, money came in waves. When things were good, they were really good. My dad kept an envelope of cash in a cupboard, and we could take what we needed—it was always there. Until it wasn’t. The 2008 recession hit, and we lost it all. We had to sell our home and downsize. Suddenly, spending money felt wrong—even for things like prom...2025-03-1509 min

Her Wealthy MindsetI Spoke to a High School Business Class—Here’s What I Told ThemI had the incredible opportunity to speak to a high school business class, and let me tell you—it was a full-circle moment. Growing up, I never saw women like me talking about what a career in finance, entrepreneurship, or business actually looked like. No one told us what challenges we’d face, if university really mattered, or how to build something beyond a 9-5.In this episode, I’m sharing my experience speaking to these students, answering their unfiltered questions about success, money, and whether college is even necessary anymore. I’ll also reflect on how n...2025-03-1405 min

Her Wealthy MindsetThe 3 Money Moves That Will Instantly Boost Your Bank AccountIf you’re wondering why your bank account isn’t growing, it’s not a mystery—it’s math. In this episode, I’m breaking down the 3 things you need to do to have more money sitting in your account (and no, working harder isn’t one of them).✨ Sell more – More offers, more clients, more money. Simple.✨ Raise your prices – If you’re undercharging, you’re sabotaging your growth.✨ Audit your expenses – Where’s your money ACTUALLY going? Cut the leaks.Most women don’t have a money-making problem—they have a money-keeping problem. Let’s...2025-03-1307 min

Her Wealthy MindsetHow Rich Girl Cult Changed Everything—From Attendee to NYC Speaker!I walked into Rich Girl Cult weekend as an attendee, and I walked out as a SPEAKER for the NYC event in August! This experience was beyond anything I expected, and in this episode, I’m sharing:💎 The power of putting yourself in the right rooms with high-level women💎 The biggest mindset shifts I learned that changed my entire perspective💎 How success loves speed—why waiting is costing you massive opportunities💎 My journey from hiding behind my desk to stepping onto a stageI used to think I needed more experience, more...2025-03-1209 min

Her Wealthy MindsetBreaking the Cycle: Why Women Deserve Financial Freedom & How You Can HelpToday's episode is personal. It's not just about money—it’s about breaking the cycle of financial struggle so that no woman has to feel lost, overwhelmed, or ashamed when it comes to her finances.Right now, I have an opportunity that could change everything—not just for me, but for the women I serve and for the generations that come after us. I’ve made it to the Quarter Finals for the Entrepreneur of Impact award—a competition that could mean:✨ A feature in Forbes, bringing this mission to a global stage✨ $25K in funding to...2025-03-1206 min

Her Wealthy MindsetPivoting 75 Hard: When Life Forces You to Slow DownI started 75 Hard with full commitment—daily workouts, 3 liters of water, reading, hitting 10K steps—but life had other plans. Getting sick forced me to pause, and instead of pushing through and burning myself out, I had to pivot.In this episode, we’re talking about:What happened when I had to tap out of 75 Hard and why I made that decisionThe struggle of slowing down when you're wired to always be on the goHow I shifted my focus from pushing harder to listening to my bodyFinding a new version of discipline that balances ambiti...2025-03-1005 min

Her Wealthy MindsetYour Body Knows Before You Do—Start ListeningThat anxious feeling when opening your bank account. The tension when saying yes to a client that doesn’t feel right. The exhaustion after back-to-back calls with no time for yourself. Your body is always giving you cues—you just have to listen.In this episode, we’re talking about: How your nervous system reacts to financial stress, pricing misalignment, and business decisions Why ignoring those feelings leads to burnout, resentment, and money blocks Personal examples of when my body forced me to slow down (and what I learned from it) Simple ways t...2025-03-0905 min

Her Wealthy MindsetThe Money Mistakes Keeping You Broke (and How to Fix Them)If you feel like you're making money but somehow it's never enough, you’re probably making one (or more) of these money mistakes. And trust me—you’re not alone.In this episode, we’re diving into:The biggest money mistakes business owners make that keep them stuckWhy your business is not your personal ATM (and how to actually pay yourself)The tax mistake that could be costing you thousands every yearWhy not tracking your numbers is keeping you from scalingHow to stop running your business in survival mode and step into rich girl energy 2025-03-0804 min

Her Wealthy MindsetYou'll Drop $200 at Sephora, But Investing in Your Growth Feels ‘Too Risky’? Let’s Talk Priorities.Spending $200 at Sephora? No hesitation. Booking a last-minute trip? Easy decision. But when it comes to investing in your business, hiring a mentor, or leveling up your skills… suddenly it’s too expensive or too risky.Let’s be real—this isn’t about money, it’s about priorities.In this episode, we’re breaking down: Why most women have no problem spending on instant gratification but hesitate on things that actually create long-term wealth How shifting your money mindset will completely change your bank account Why investing in yourself speeds up your success...2025-03-0706 min

Her Wealthy MindsetYou Want 6-7 Figures, But You’re Running Your Business Like a HobbyYou say you want a six or seven-figure business, but are you actually tracking where your money is going? Are you making intentional moves, or are you just throwing things at the wall and hoping something sticks?Because let’s be real—you don’t build a multi-six or seven-figure business by accident.In this episode, we’re breaking down: Why not tracking your numbers is like getting in a car and driving with no destination How successful business owners track everything to scale faster The exact numbers you need to know in your business...2025-03-0606 min

In Her Wallet92. Self-Employed Taxes 101: Maximize Write-Offs & Avoid CRA Mistakes with CPA Cindy KumarSelf-employed? Learn how to save money on taxes, maximize write-offs, and avoid CRA mistakes in this episode of In Her Wallet!In this episode, host Sofiia sits down with Chartered Professional Accountant Cindy Kumar to break down self-employment taxes and how freelancers, consultants, and small business owners can navigate tax season with confidence.Topics covered:Key differences between taxes for employees vs. self-employed individualsSmart tax deductions & common write-off mythsAudit triggers & how to avoid red flags with the CRAShould you incorporate? The pros & cons for tax savingsHow accountants add value beyond tax software like TurboTaxMaximizing...2025-03-0539 min

Her Wealthy MindsetYou’re Not Bad with Money – You Were Never Taught: How to Go from Mess to Millionaire EnergyIf you’ve ever told yourself, “I’m just bad with money,” let’s shut that down right now. You were never taught how to manage money, invest, or build wealth—so how could you expect to just know how to do it? It’s not about being bad with money, it’s about learning the skills to go from financial chaos to confidence.In this episode, we’re covering:Why your money struggles aren’t a personal failure (it’s deeper than that)How to break free from the teenage girl spending mindsetThe simple habits that shi...2025-03-0506 min

Her Wealthy MindsetWhy Now Is the Easiest Time to Start a Business (And Most People Still Won’t)There has never been an easier time to start a business, yet so many people still hold themselves back. Twenty years ago, starting a business required office space, expensive ads, and a huge upfront investment. Now? Everything you need is at your fingertips.Want to learn marketing? It’s on YouTube.Need help with strategy? There’s a podcast for that.Looking for clients? Social media lets you reach people for free.So what’s really stopping you? Fear. Fear of failure, fear of success, fear of investing in yourself. In thi...2025-03-0406 min

Her Wealthy MindsetHow To Make Your First $100kMaking your first $100K in business isn’t about working harder—it’s about working smarter with the right strategy. In this episode, I’m breaking down exactly what it takes to hit your first six figures, including:The two ways to reach $100K (sell more or charge more)Breaking down different price points: how many clients you actually needWhy repeat clients are key (stop chasing new sales every month)Why high-ticket offers are easier to sell than low-ticketThe mindset shift you need to make six figures a realityIf you’re tired of s...2025-03-0306 min

Her Wealthy MindsetKnow Your Numbers, Grow Your Money (What You Track, Expands)Want the simplest secret to growing your business? It's knowing your numbers. In this episode, I break down exactly why tracking your income, expenses, and goals monthly isn’t just smart—it’s essential. We'll talk about how tracking your money actually boosts your abundance, reveals exactly where your business can grow, and empowers you to make confident financial decisions. Because when you get clear on your numbers, you take control of your wealth.Connect with Me:✨ Instagram:⁠⁠⁠⁠⁠@itscindykumar⁠⁠⁠⁠⁠✨ Vote for Me to Be Featured in Forbes and Win Mentorship with Daymond John! ⁠⁠⁠⁠⁠Click here...2025-03-0207 min

Her Wealthy MindsetRich Girls Save: How to Stack Cash in Your Business (Without Feeling Restricted)Real talk: Making money is great—but actually keeping it? That’s next-level. In this episode, we’re diving into how to effortlessly save money in your business, build your financial cushion, and avoid panic when unexpected expenses pop up. No more scrambling or feeling reactive—I'll walk you through exactly how to set up savings accounts, how much to put aside for taxes, emergencies, and fun, and why intentional saving will transform your business (and your peace of mind). Because rich girls know stacking cash is just as important as making it.2025-03-0105 min

Her Wealthy Mindset6 Figures in Sales vs. 6 Figures in the Bank (There's a Big Difference)We’ve all heard it: “I hit six figures!”—but what does that really mean if your bank account says otherwise? Making $100K in sales and actually having $100K in your bank are NOT the same thing. In this episode, I'm breaking down why your sales numbers don't always tell the full story, and why profit is what truly matters. You'll learn exactly what to focus on to turn your impressive sales milestones into actual money in your bank. Because flashy numbers don’t pay the bills—real wealth does.Connect...2025-02-2804 min

Her Wealthy MindsetYour Money Blocks Are Showing (Here's How to Fix Them)Let’s be real—you want more money, but deep down you're scared to look at your bank account, and thinking about your credit card bill makes your stomach flip. Those sneaky money blocks are exactly what's keeping you stuck. In this episode, I’m sharing exactly how to recognize your hidden money blocks, shift your mindset from anxiety to abundance, and finally attract the wealth you deserve. We'll talk practical tips, powerful journaling prompts, and daily exercises to clear those blocks for good. Connect with Me:✨ In...2025-02-2707 min

Her Wealthy MindsetYour Nervous System is Controlling Your Bank Balance (Here's How)Did you know your nervous system decides how much money you can actually hold onto? If managing money makes you feel anxious or stressed, your body might be blocking your abundance without you even realizing it. In this episode, I’m sharing my personal journey of understanding nervous system regulation, the tools I use daily—like EFT tapping, breathwork, and mindfulness—to calm anxiety around money, and why a regulated nervous system is the real key to building lasting wealth. It's time to stop letting panic and anxiety set your financial limits and start...2025-02-2610 min

Her Wealthy MindsetRich Girl Spending Plan: How to Manage Your Money Without Feeling RestrictedLet’s be real—budgets feel boring and restrictive. It’s time for something better: Rich Girl Spending Plan. In this episode, we’re talking all about how to manage your money intentionally without sacrificing the luxuries you love. Think designer bags, dream trips, and daily lattes—but with zero guilt. I'll share exactly how to set up your money in a way that feels empowering, clear, and aligned with your grown-rich-woman goals. Because managing your money should feel luxurious, not limiting.Connect with Me:✨ Instagram:⁠⁠⁠⁠⁠@itscindykumar⁠⁠⁠⁠⁠✨ Vote for Me to Be Featured i...2025-02-2506 min

Her Wealthy MindsetWhy Your Business Plan Isn’t Working (And What to Do Instead)Real talk: Traditional business plans are great on paper but often fall flat in real life. You mapped out the best-case scenario, but what happens when clients don’t line up at your door on opening day? In this episode, we’re diving into why typical business plans don't reflect reality, why tracking your numbers month-to-month is essential, and how to pivot from “best-case” thinking to realistic planning that actually moves your business forward.Ready to ditch the old-school business plan mindset? Let’s talk about what really works.Connect with Me:2025-02-2406 min

Her Wealthy MindsetYour Network = Your Net Worth: How to Build Connections That Actually Get You PaidIf you’re wondering why your business isn’t growing, ask yourself this—who are you surrounding yourself with?The most successful entrepreneurs aren’t just grinding behind a laptop all day—they’re in the right rooms, building connections, and putting themselves in spaces where the real opportunities happen.In this episode, we’re breaking down:✔ Why who you know is just as important as what you do✔ The biggest networking mistakes keeping you stuck✔ How to confidently connect with people without feeling awkward or fake✔ The power of masterminds, events, and getting in...2025-02-2305 min

Her Wealthy MindsetStop the Copy-Paste DMs – Build Real Connections That Actually WorkSliding into someone’s DMs with a copy-paste message isn’t networking—it’s lazy. If you’ve been sending cold DMs that sound like “Hey girl, love your page! Wanna collab?” and wondering why no one responds, this episode is for you.We’re diving into:✔ Why cold DMs feel salesy & push people away✔ How to actually build genuine relationships online✔ The power of voice notes, Zoom calls, and personal connections✔ How to spot people who just want to take from your audience without offering valuePeople don’t want to feel like just another...2025-02-2208 min

Her Wealthy MindsetIf You Feel Anxious Do ThisIf you feel like you have to be available all the time, answering messages at all hours, and keeping notifications on just in case—this episode is for you.Being constantly ‘on’ isn’t a flex. It’s a fast track to burnout.You don’t need to respond to clients at midnight. You don’t have to give out your personal number. You don’t need to feel guilty for setting boundaries.In this episode, we’re diving into:✔️ How to create clear boundaries around your time✔️ Why notifications are ruin...2025-02-2107 min

Her Wealthy MindsetSuccess Loves UrgencySuccess loves urgency.How many times have you sat on an idea, waited for the perfect time, or convinced yourself you’re not ready yet? The truth is—waiting is costing you money.The most successful people move fast—they don’t overthink, they test, they adjust, and they keep going. They don’t wait for confidence or permission; they create momentum by taking action now.In this episode, we’re diving into:✔️ Why urgency is the key to success (and how to develop it)✔️ The real cost of overthinking & delaying decisions✔️ How...2025-02-2006 min

Her Wealthy MindsetWelcome to Her Wealthy Mindset: About Me & Why This Podcast ExistsWelcome to the very first episode ofHer Wealthy Mindset! I’m Cindy, your host—CPA, CFO, finance coach, and passionate advocate for helping women feel empowered around their finances.In this episode, I’m sharing my story, why I created this podcast, and how it’s here to help you shift your mindset, take control of your money, and build the life you’ve always dreamed of.If you’ve ever felt stressed about money, overwhelmed by your finances, or stuck in the same patterns, this space is for you.We’ll talk a...2025-02-1005 min

The Budget Bitch ShowEmpowering Women in Business with Cindy Kumar @ElevatedAccountingIn this short and sweet episode, I chat with Chartered Professional Accountant - Cindy Kumar @elevatedaccounting We're discussing what can REALLY be written off in a business, why there is so much more to working with an accountant than just taxes, and how working with Cindy can elevate your overall business strategy and financial goals. You don't want to miss this one! Be sure to give us some feedback! Give us a rating, review, subscribe, and share this episode with someone if you found it valuable. xoxoxFollow me on In...2024-07-2414 min

More Than Social Podcast133: Break Industry Norms & Make More Money with Cindy KumarIn today's highly competitive business environment, standing out and achieving success requires more than just following established norms. This is particularly true in industries perceived as traditional or less exciting. Cindy Kumar, a leader in the accounting industry, is a prime example of how breaking industry norms can lead to remarkable success. In this episode, Cindy shares her unique journey and approach to business, offering valuable insights for entrepreneurs across any industry. The accounting industry, often stereotyped as dull, has seen a vibrant shake-up thanks to visionaries like Cindy. As the CEO of Elevated Accounting, Cindy challenges the conventional image...2024-04-1139 min $cindytonkin\'s podcast$ cindytonkin's podcastSachin Kumar: Be curiousSachin Kumar’s most important value is problem-solving. He wants the work he does to add value to the business. Here’s his linked in profile. It was a great pleasure to have him on the podcast today. Some of the key ideas he discusses: how smart is the new sexy why business acumen matters in a data analyst / decision scientist Einstein’s idea: if I have an hour to solve a problem, I’d spend 55 minutes understanding the question the importance of mirroring the client’s language back to them when explaining a solution (thi...2019-02-1200 min $cindytonkin\'s podcast$ cindytonkin's podcastShailenda Kumar - What's the problem?Shailendra Kumar is the author of Making Money out of data. It's not an analytics book, it's a business book. Shaily is a keynote speaker on data analytics. In this podcast he talks about the "everyone does analytics" phenomenon, the importance of articulating the business problem before anything else, and what makes a real data scientist. Here's a summary: How he prospers in a world where "everyone does analytics" Analytics as a business or strategic function, not an IT function the importance of creating the need first What problem are you solving? no one thin...2018-11-2000 min $PramodBrooke & Jubal\'s Second Date$ PramodBrooke & Jubal's Second DateSecond Date: Thomas and Cindy (Bowling for Booty) Part 1Thomas likes to take women to the bowling alley to "see what they're working with." "Bowling for booty" is what he calls it. He got hooked up on a blind date with Cynthia (Cindy) and he thought it went really well. But he's been in the gutter every since because he hasn't heard back from her since their date.2018-01-1105 min $PramodBrooke & Jubal\'s Second Date$ PramodBrooke & Jubal's Second DateSecond Date: Thomas and Cindy (Bowling for Booty) Part 2Thomas likes to take women to the bowling alley to "see what they're working with." "Bowling for booty" is what he calls it. He got hooked up on a blind date with Cynthia (Cindy) and he thought it went really well. But he's been in the gutter every since because he hasn't heard back from her since their date.2018-01-1109 min $PramodBrooke & Jubal\'s Second Date$ PramodBrooke & Jubal's Second DateSecond Date: Thomas and Cindy (Bowling for Booty) Part 1Thomas and Cindy hit the lanes for their first date. Or as Thomas calls it, Bowling for booty. Is Cindy still interested in a second date or did Thomas roll a gutter ball with his one and only chance?2017-03-2705 min $PramodBrooke & Jubal\'s Second Date$ PramodBrooke & Jubal's Second DateSecond Date: Thomas and Cindy (Bowling for Booty) Part 2We call Cindy to find out the real reason she's not calling Booty Bowler Thomas back.2017-03-2708 min