Shows
Bear Your Shield PodcastBYS - National Human Trafficking Awareness MonthBear Your Shield against human trafficking and sextortion!Tracy Scheffler, founder of 5-Stones Dodge County in Wisconsin, returns to the BYS studio to discuss key points on the topic of sextortion. January is National Human Trafficking Awareness month, and Tracy shares some key tips on how to help keep our children and grandchildren safe.
2026-01-1739 min
FreibitDigitale Souveränität: Privatwirtschaft abgehängt?In dieser Folge sprechen Frederik Bernard und Lennard Scheffler über die Rolle von Open Source in der freien Wirtschaft und warum Digitale Souveränität nicht nur eine Aufgabe des Staates ist.Die beiden diskutieren, warum trotz 73 % Open-Source-Nutzung (Bitkom Studie Open Source Monitor 2025) in Unternehmen die Kernprozesse oft proprietär bleiben, welche kulturellen und wirtschaftlichen Hürden dahinterstecken und wie Unternehmen von Open-Source-Strategien profitieren könnten.Außerdem: Ist Bequemlichkeit der größte Feind von Souveränität? Welche Risiken entstehen, wenn Open-Source-Projekte zu wenig Unterstützung erhalten? Plus spannende Gedanken zu neuen Geschäftsmodellen rund um Open...
2025-12-1246 minBear Your Shield PodcastBYS - Independence Day - Part 2Ron Scheffler is joined by his sons Jacob and Clay, and his son-in-law, Brendan, who discuss what it was like to grow up into independence from their father into adulthood. This is part two of a discussion that revolves around parenting, especially focused on the relationships between fathers and sons. Check out this episode for some lessons learned to help you protect your relationships with your children.Bear Your Shield for your family!
2025-11-2638 minFreibitcode.talks Special: KI-Agenten – mehr als nur ein Hype?In dieser Folge sprechen Frederik Bernard und Lennard Scheffler über die code.talks in Hamburg und sprechen über das heißeste Thema der Tech-Welt: KI-Agenten.Die beiden diskutieren, wie KI nicht nur Code schreibt, sondern komplette Entwicklungsprozesse automatisiert. Außerdem erfährst du, was hinter dem Model-Context-Protokoll (MCP) steckt und warum es als Standard für Agenten gilt.Und: Welche Auswirkungen hat diese Entwicklung auf die Zukunft des Programmierens? Wird Code bald nur noch eine „Zwischenschicht“ sein? Plus ein Blick auf spannende Use Cases von Blender bis hin zu automatisierten Marketingprozessen.Danke fürs Zuhören...
2025-11-2247 minBear Your Shield PodcastBYS - Independence Day - Part 1Ron Scheffler is joined by his sons Jacob and Clay, and his son-in-law, Brendan, who discuss what it was like to grow up into independence from their father into adulthood. This is part one of a discussion that revolves around parenting, especially focused on the relationships between fathers and sons. Check out this episode for some lessons learned to help you protect your relationships with your children.Bear Your Shield for your family!
2025-11-2137 minBear Your Shield PodcastBYS - Against Human TraffickingFirst guest, Tracy Scheffler, founder of 5-Stones Dodge County, joins the BYS Podcast to discuss the local fight against sex trafficking.
2025-10-1531 min
Scottie Scheffler - Biography FlashBiography Flash: Scottie Scheffler's Bahamas Three-Peat Quest and LIV Golf RumorsScottie Scheffler Biography Flash a weekly Biography.Scottie Scheffler, the undoubted king of golf right now, is making headlines again as the world turns its eyes to the tail end of another remarkable season. According to the Hero World Challenge official website and the PGA Tour, Scheffler is confirmed to defend his title in the Bahamas this December—an event he’s won the last two years—marking his pursuit of a historic three-peat. The 20-player field, announced this week, features six of the world’s top 10, but it’s Scheffler’s name leading the marquee, alongside major winners like...
2025-10-1203 minFreibitProjektmanagement für öffentliche Verwaltungen: PMFlex als Lösung?In dieser Episode tauchen Frederik Bernard und Lennard Scheffler tief ein in die Welt des modernen Projektmanagements – mit einem besonderen Fokus auf PMFlex, einer Open-Source-Initiative des Bundesamts für die öffentliche Verwaltung. Sie sprechen über die Herausforderungen klassischer Projektsteuerung und wie neue Elemente der agilen Zusammenarbeit Projekte auf ein neues Level heben können.Außerdem: Erfahre in dieser Folge, was ein kaputtes Fahrradteil mit Open Source zu tun hat und warum offene Systeme nicht nur in der Software, sondern auch in der Hardware eine Rolle spielen.Danke fürs Zuhören und vergiss ni...
2025-10-0252 minFreibitWarum scheitert Open Source manchmal?In dieser Folge sprechen Frederik Bernard und Lennard Scheffler über die Probleme, die häufig bei der Einführung von Open-Source-Software auftreten. Ob München oder andere Städte: Viele ambitionierte Open-Source-Initiativen wurden gestartet, manche erfolgreich umgesetzt, oft aber auch wieder zurückgerollt. Warum ist das so?Die beiden diskutieren, woran solche Projekte scheitern, obwohl der politische Wille vorhanden ist. Sie beleuchten technische, organisatorische und vor allem menschliche Faktoren, denn Open Source bedeutet nicht nur Technologie, sondern auch Veränderung.Danke fürs Zuhören und vergiss nicht, FREIBIT zu abonnieren, um keine spannende...
2025-09-1748 min
Conversations About The Bible | Untwisting Scripture52: Why Does God Feel Silent When I Pray? | The Parable of the Persistent WidowEver prayed and felt like heaven was quiet? In this episode of Untwisting Scripture, co-hosts Lisa Scheffler and Jan Touchberry walk through the parable of the persistent widow (Luke 18) and what it reveals about God’s justice, timing, and heart for His people.This episode gently untangles the confusion around unanswered prayer, reminds us why persistence matters, and challenges common misconceptions about the Bible—including why the “red letters” might not mean what you think.If you're wrestling with hard questions like “Why isn’t God answering?”, “Is the Bible reliable if the Gospels differ?”, or “Can I keep pra...
2025-06-2433 minConversations About The Bible | Untwisting ScriptureEp. 51: What Are You Doing with What You've Been Given? | The Parable of the Ten MinasEpisode Title: What Are You Doing with What You've Been Given? | The Parable of the Ten MinasEpisode Summary:In this episode of Untwisting Scripture, Lisa Scheffler and Jan Touchberry unpack one of Jesus' lesser-known parables—the Parable of the Ten Minas from Luke 19. It’s a story that might not make the Sunday school highlight reel, but it’s rich with historical context, prophetic weight, and a powerful call to action for believers today.From Jesus’ final journey to Jerusalem to the political history embedded in the parable, Lisa and Jan take listeners deep into the...
2025-06-1738 minConversations About The Bible | Untwisting ScriptureEP. 39: In The World But Not Of ItDo you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about understanding the Bible and the impact it can have on our lives.We believe that even though we are not made for this world, our presence here means we need to stand firm and represent the truth of the gospel and Jesus Christ well.This week, we explore how to navigate these tricky subjects while staying true to our faith and our witness. Whether you're wrestling with questions about living out your faith...
2025-03-2532 minConversations About The Bible | Untwisting ScriptureEp. 12 | Can I Get A Witness - Let's Talk PoliticsDo you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about understanding the Bible and the impact it can have on our lives.
In this season, "Can I Get a Witness?", we dive deep into some of the more challenging and sometimes controversial topics that believers face today. This week, we’re addressing a hot-button issue: How should we, as Christians, deal with politics in a heated political climate?
With tensions high and opinions strongly divided, how can be...
2024-09-1726 minConversations About The Bible | Untwisting ScriptureEp. 11 | Can I Get A Witness - Being Offended By Non-BelieversDo you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about understanding the Bible and the impact it can have on our lives.
In this season, we dive deep into some of the more challenging and sometimes controversial topics that believers face today. This week, we’re exploring a crucial question: How do we handle disagreements with people who aren’t Christians?
As believers, we know we are not made for this world, yet we live in it. How...
2024-09-1040 minConversations About The Bible | Untwisting ScriptureEp. 10 | Can I Get A Witness - In The World Not Of ItDo you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about understanding the Bible and the impact it can have on our lives.
In this episode, we kick off our brand-new series, "Can I Get a Witness?" where we dive deep into some of the more challenging and sometimes controversial topics that believers face today. We believe that even though we are not made for this world, our presence here means we need to stand firm and represent the truth of the gospel and Jesus Christ...
2024-09-0336 minConversations About The Bible | Untwisting ScriptureEp. 7 | Season 1 - Ripped Out Of Context - Matthew 18:19-20Do you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about the Bible as we seek to understand it and the difference it can make in our lives.
This week we tackle Matthew 18:19-20
“Again, truly I tell you that if two of you on earth agree about anything they ask for, it will be done for them by my Father in heaven. For where two or three gather in my name, there am I with them.”
RE...
2024-08-0639 minConversations About The Bible | Untwisting ScriptureEp. 6 | Season 1 - Ripped Out Of Context - Romans 8:28Do you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about the Bible as we seek to understand it and the difference it can make in our lives.
This week we tackle Romans 8:28. We know that all things work for good for those who love God,* who are called according to his purpose.
Follow us in IG:
@lisascheff
@jantouchberry
2024-07-3033 minConversations About The Bible | Untwisting ScriptureEp.5 | Season 1 - Ripped Out Of Context - 1 Corinthians 13:4-8Do you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about the Bible as we seek to understand it and the difference it can make in our lives.
This week we tackle 1 Corinthians 13:4-8. 4 Love is patient, love is kind. It does not envy, it does not boast, it is not proud. 5 It does not dishonor others, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. 6 Love does not delight in evil but rejoices with the truth. 7 It always p...
2024-07-2322 minConversations About The Bible | Untwisting ScriptureEp.4 | Season 1 - Ripped Out Of Context - Revelation 3:20Do you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about the Bible as we seek to understand it and the difference it can make in our lives.
2024-07-1629 minConversations About The Bible | Untwisting ScriptureEp.3 | Season 1 - Ripped Out Of Context - Jeremiah 29:11Do you have questions about the Bible? So do we! Join us, Lisa Scheffler and Jan Touchberry, for a weekly conversation about the Bible as we seek to understand it and the difference it can make in our lives.
Find the Faith Life Study Bible - http://biblia.com
Verse Mapping through The James Method - https://thejamesmethod.com
2024-07-0940 min
Leuchtturm zum SonnenuntergangLzS 1 - Im Gespräch mit Claus Scheffler
Sonja Böhm
Bestattungen Michael Schütt
Bestattungen Michael Schütt
Leuchtturm zum Sonnenuntergang
Claus Scheffler
Claus ist seit über 30 Jahren als Pastor im Süden von Hamburg tätig und wir reden u.a. über die Kraft des Gebetes.
Shownotes
Wer unsere Arbeit an diesem Podcast unterstützen möchte, kann dies über Steady machen.
Wir freuen uns, wenn ihr den Podcast, dort wo es möglich ist, rezensiert, bewertet oder Sterne vergebt. Und es ist wunderbar, wenn ihr diesen Podcast an Freunde und Familie weiterempfehlt.
2024-04-2436 minLeuchtturm zum SonnenuntergangLzS 1 - Im Gespräch mit Claus Scheffler
Sonja Böhm
Bestattungen Michael Schütt
Bestattungen Michael Schütt
Leuchtturm zum Sonnenuntergang
Claus Scheffler
Claus ist seit über 30 Jahren als Pastor im Süden von Hamburg tätig und wir reden u.a. über die Kraft des Gebetes.
Der Beitrag LzS 1 – Im Gespräch mit Claus Scheffler erschien zuerst auf .
2024-04-2436 min
On the Right Side of the Market™Three Minute Trend Talk™ - The Fed's Big ProblemWelcome to this Three Minute Talk™ for Tuesday, April 2nd, 2024. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
Just recently, inflation has unexpectedly begun to heat back up, and as a result nearly all investment assets have once again started to turn lower, some strongly and some only modestly. The direction of rates is one of the powerful forces in our system, and it’s worth paying attention to. We do, every day, and I for one think that the Fed may have a big problem on its hands.
Mark S...
2024-04-2204 minOn the Right Side of the Market™Three Minute Talk™ - The Tax Man ComethWelcome to this Three Minute Talk™ for Tuesday, April 2nd, 2024. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
Just a quick check-in today ahead of the mid-April tax filing deadline in a couple of weeks and to let you know that we’re here to help! As much as we all hate to think about it, it’s important to remember that there’s at least one silent partner in your investment accounts, and sometimes two. I’m talking about Uncle Sam and sometimes your particular State’s Department of Revenue.
2024-04-0203 minOn the Right Side of the Market™Three Minute Talk™ - Inflation InflationWelcome to this Three Minute Talk™ for Tuesday, February 27, 2024 . I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
In case you’re in a hurry, here are three things to know right now: First, the recent hotter-than-expected read on inflation sent a one-day ripple through the markets as fears are growing that the Fed might have to hold rates higher for longer than expected. Second, money market yields continue to hold at annual rates just a tick above 5.00%. That’s healthy and is an attractive alternative to expected returns on some parts of th...
2024-02-2604 minOn the Right Side of the Market™Three Minute Trend Talk™ - 2023 RecapWelcome to this Three Minute Talk™ for Tuesday, February 13 , 2024 . I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
Well, 2023 is officially in the books, and you know what? It was a solid year for our clients as a more cooperative market environment helped to produce measurable progress toward both investment and financial goals.
Mark Scheffler, AIF® SVP - Senior Wealth Advisor hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all managed portfolios, global investment trends, and more (select 1080p HD for b...
2024-02-1204 minOn the Right Side of the Market™On the Right Side of the Market™ - Discovering Corporate TrusteesWelcome to this special edition of On the Right Side of the Market Podcast™ for Wednesday, December 13, 2023. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.For the overwhelming majority of our clients, the issue of estate planning is critical. Whether it’s a simple will or a more complex trust, the wealth you’ve accumulated needs to be well-tended and well-managed, and at some point in the distant future needs to be distributed at the end of your life. The reality is that none of us will live forever; but what if in a...
2023-12-1305 minOn the Right Side of the Market™Three Minute Trend Talk™ - Back to NormalWelcome to this Three Minute Trend Talk™ for Thursday, December 7, 2023. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group. Our flexible investment allocations have definitely tilted in a more assertive direction, with on-target exposure to all assets we want to own. That’s a big change from just a month or so ago. And as we work our way to the end of 2023, Peter and I have been pleased with the performance of our core flexible strategies and hybrids this year. We often compare our outcomes to either the returns you can get from r...
2023-12-0704 minOn the Right Side of the Market™Three Minute Trend Talk™ - Thanksgiving 2023Welcome to this Three Minute “Thanks” Talk™ for Tuesday, November 21, 2023. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
Without a doubt, my favorite episodes of these podcasts have been the Thanksgiving editions. It’s my favorite holiday – truly – because it’s really one that I think should be celebrated not just on a Thursday near the end of November but every day. Gratitude is tops in my book of human virtues – it makes every moment of every day feel special - and I’ve got this year’s list of things for which I’m es...
2023-11-2103 min
On the Right Side of the Market™Three Minute Trend Talk™ - Pressure ReleaseWelcome to this Three Minute Trend Talk™ for Tuesday, November 7, 2023. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
Two weeks ago I said that once the Fed see evidence of a slowing economy they’d signal it to the markets and the response would be immediately positive. They saw just that, they said so, and the response was exactly as predicted. But it’s important to be clear that the pressure release on the markets last week still only brought much of the market closer to breakeven for the year.
Mar...
2023-11-0703 min
On the Right Side of the Market™Three Minute Trend Talk™ - The Trick or Treat MarketWelcome to this Three Minute Trend Talk™ for Wednesday, November 1, 2023. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
It’s appropriate that we’re chatting the day after Halloween because the broad markets have definitely taken a turn for the worse, and the way we’re currently positioned in both our flexible and hybrid strategies couldn’t be any more defensive.
Mark Scheffler, AIF® SVP - Senior Wealth Advisor hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all managed port...
2023-11-0103 minOn the Right Side of the Market™Three Minute Trend Talk™: Far Far AwayWelcome to this Three Minute Trend Talk™ for Wednesday, October 25, 2023. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
Just a quick check-in today to let you know that our flexible and hybrid strategies are currently invested far, far away from our targets, and that’s on purpose. And although we’d prefer to be invested in our targeted assets, there’s a great reason not to be, and it’s simple: the current market environment just isn’t favorable for most of them.
Mark Scheffler, AIF® SVP - Senior Wealth Ad...
2023-10-2503 minOn the Right Side of the Market™Three Minute Trend Talk™ - The Jekyll and Hyde MarketWelcome to this Three Minute Trend Talk™ for Thursday, October 19, 2023. I’m Mark Scheffler, Senior Vice President and Senior Wealth Advisor for Johnson Financial Group.
In case you’re in a hurry, here are three things to know right now. First, the market has become significantly less predictable over the past few weeks as interest rates have charged higher and then fell back late last week. It’s prudent to be cautious heading into an earnings season that will undoubtedly amp up volatility. Second, we’re in kind of a strange market environment right now where bad news is ac...
2023-10-1903 minOn the Right Side of the Market™Three Minute Trend Talk™ - Meet Brian Andrew CIOWelcome to this special edition of the On the Right Side of the Market Podcast, I’m Mark Scheffler, Senior Vice President for Wealth with Johnson Financial Group.
We announced Appleton Group’s merger with Johnson Financial Group almost 2 months ago, and the integration has been even smoother than expected. Over the past two months we’ve integrated all of our IT systems, all of our trading and strategy management systems, email, phones, and many more behind the scenes operational systems that continue to help us run efficiently. And behind all of this work are some incredi...
2023-10-1805 minOn the Right Side of the Market™Three Minute Trend Talk™ - Bond Market StrugglesWelcome to this three-minute trend talk for Tuesday, September 26, 2023. I’m Mark Scheffler, CEO and Founder of Appleton Group.
In case you’re in a hurry, here are three things you need to know right now. First, the nearly year-long recovery rally in large cap growth and large cap blend tech has run its course, with these positions having achieved significant advances off of last year’s lows. We’ve now taken solid profits in both of these areas in our flexible and in our hybrid strategies. Second, our overall allocations have recently become significantly more defensive, with the...
2023-09-2604 minOn the Right Side of the Market™Three Minute Trend Talk™ - Announcing Johnson Financial Group MergerWelcome to this Three Minute Trend Talk for Thursday, September 21, 2023. I'm Mark Scheffler, CEO and founder of Appleton Group.
I want to share some very exciting news at our firm! For the last 21 years we’ve operated as an independent registered investment advisory firm, and we’re excited to announce that on October 1, will become a part of another well-known company -- Johnson Financial Group. Although separate and distinct companies, Johnson Financial Group was founded by the same family that started the S.C. Johnson family of companies more than 130 years ago...
Mark Scheffler, AIF® and C...
2023-09-2103 minOn the Right Side of the Market™Three Minute Trend Talk™ - September StumbleFirst, markets stumbled during the early going in September, which isn’t surprising to us because seasonal weakness during this month is common, and our neutral posture reflects a suitable cautious outlook right now. Second, like so many homeowners in the City of Appleton and elsewhere, the sharp uptick in home prices has finally hit tax assessments, with higher valuations of 20-30% seeming to be common. Third, a very possible United Auto Workers’ strike is a reflection of the current inflationary spiral we’re in. The union is asking for a reduction in hours worked, improved benefits, and a 40% wage h...
2023-09-1204 minOn the Right Side of the Market™Three Minute Trend Talk™ - End of SummerWelcome to this three-minute trend talk for Tuesday, September 5, 2023. I’m Mark Scheffler, CEO and Founder of Appleton Group.
In case you’re in a hurry, here are three things you need to know right now: First, Labor Day marks the official end of summer investing season and on balance the summer started stronger than it ended, led by technology which continues to be our largest single sector exposure. Second, the fight against inflation is still a struggle that has to be won, but it’s unfolding a LOT like it did in the early 1970s – and that sho...
2023-09-0504 minOn the Right Side of the Market™Three Minute Trend Talk™ - Professors on StrikeWelcome to this three-minute trend talk for Tuesday, August 8, 2023. I’m Mark Scheffler, CEO and Founder of Appleton Group.
I recently travelled to Scotland to attend my son’s college graduation and it was a trip to remember! The airports were packed, the airline I flew with lost my luggage, and because of the strong economy, there was no one available to help. His graduation was bittersweet because although he finished his classes and turned in his dissertation, his professors refused to turn in his final grades because they’re on strike. They want better wages, better workin...
2023-08-0803 minOn the Right Side of the Market™Three Minute Trend Talk™ - Bounceback MarketThe “bounceback” market we’re in is now 6 months old, and our flexible, hybrid and traditional strategies all finished last quarter at yearly highs. We’ve spent a LOT of time this year on the right side of the market, especially in tech and large cap growth and we’ve minimized our exposure to those parts of the market whose risks continue to be high with little to show for it. It’s been a really good first half of the year.
Ok, let’s jump right in. Three minutes starts now.
Mark Scheffler, AIF® and CEO of Apple...
2023-07-2503 minOn the Right Side of the Market™Three Minute Trend Talk™ - Twin StrategiesWelcome to this Three-Minute Trend Talk for Tuesday, June 13th 2023. I’m Mark Scheffler CEO and founder of Appleton Group.
In case you’re in a hurry, here are three things to know right now. First, the asset allocation adjustments we’ve been making this year in response to market turns have been working quite well, especially in tech and other large-caps. Second, I’ve been thinking a lot lately about the twin role of both highly flexible investment strategies and less-flexible static strategies. At the end of the day, they both have important roles to play in a wel...
2023-06-1304 minOn the Right Side of the Market™Three Minute Trend Talk™ - Listen to the Bond MarketWelcome to this Three-Minute Trend Talk for Thursday, May 25th 2023. I’m Mark Scheffler CEO and founder of Appleton Group.
I’m going to talk frankly and as honestly as I can when I say that there are three resources that we should all be listening to when it comes to the likelihood of a debt default: President Biden, Speaker McCarthy, and the market itself. And I think it’s worth listening to the markets, and in particular what the bond market is saying.
Mark Scheffler, AIF® and CEO of Appleton Group LLC (an SEC-Registered Investmen...
2023-05-2504 minOn the Right Side of the Market™Three Minute Trend Talk™ - Debt Ceiling Part 2Welcome to this special edition of our three-minute trend talk for Tuesday, May 16th 2023. I’m Mark Scheffler CEO and founder of Appleton Group.
As I mentioned last week, there’s a topic that’s likely to be in the headlines a lot over the coming weeks and months and that the issue of the U.S. debt ceiling, which is the maximum amount of national debt authorized under current law. So what if Congress passes a spending bill that would result in an increase to the national debt? Well, since World War I that very situation has hap...
2023-05-1603 minOn the Right Side of the Market™Three Minute Trend Talk™ - Debt Ceiling Part 1Welcome to this special edition of our three-minute trend talk for Tuesday, May 9th 2023. I’m Mark Scheffler CEO and founder of Appleton Group.
There’s a topic that’s likely to be in the headlines a lot over the coming weeks and months and that the issue of the U.S. debt ceiling. Our spending has grown considerably through both Republican and Democratically-controlled congresses and has been signed by Presidents from both parties. We’re now at $31 trillion of debt, and the interest on that debt this year will cost more than the entire defense budget. But not rai...
2023-05-0903 minOn the Right Side of the Market™Three Minute Trend Talk™ - Soft Landing AheadIn case you’re in a hurry, here are three things to know right now: First, unemployment and GDP data is showing a healthy economy with fewer jobs being created than last year and total economic output slowing modestly. Normally that’d be bad news, but the market is not taking it that way. Second, banks are starting to get more choosey about who they lend money to, and that makes sense because of some of the high-profile bank failures of late. And third, in the next month or two we’re going to hear a lot more about the de...
2023-05-0204 minOn the Right Side of the Market™Three Minute Trend Talk™ - Covering All Your BasesOver the years, I’ve found it best to keep things as simple and straightforward as possible. That’s not always easy because we live in a complex world with lots of moving parts. But in the current market environment, there are three basic opportunities to cover your bases and diversify your retirement savings in ways that are simple and easy to understand. And with the opening of Brewers season now here, it’s time to throw in as many cheesy baseball analogies as I can think of, but just this once.
Mark Scheffler, AIF® and CEO of Apple...
2023-04-1102 minOn the Right Side of the Market™Three Minute Trend Talk™ - Q1 Went According to PlanIn case you’re in a hurry, here are three things you need to know. First, the first quarter of the year is in the books and it went according to plan. Last year’s losing sectors were among the top-performers and last years winners lagged pretty badly. Textbook. Second, the bank struggles of March increase the likelihood that the Fed might actually be done raising rates. And third, OPEC just surprised the oil markets with an unexpected cut in production, which increased oil prices right out of the gate today. My thought is that such a move is help...
2023-04-0304 minOn the Right Side of the Market™Three Minute Trend Talk™ - Buckets of OpportunityWe've been saying for 20 years that it would be great to get back to a more normal and balanced market environment and away from the ultra low interest rates that were necessary following the attacks of 9/11 and the Great Recession of 2008. So the silver lining of this inflationary period is that the markets have reset to an environment in which fixed rate or what some might call “risk free” investing is now a much more viable path, at least for a while. And that's an important thing to consider because it means that we can really get back to a mo...
2023-03-2904 min
On the Right Side of the Market™Three Minute Trend Talk™ - An Ounce of PreventionIn case you’re in a hurry, here are three things to know right now. First, the high-profile bank struggles of the past few weeks highlight just how important and interconnected every financial institution is. And since these are all social institutions, it makes sense that society – you and me and everyone else – take steps to protect depositors. Second, Appleton Group automatically converted most money market assets in managed accounts to assets backed by U.S. Treasuries. It’s worth mentioning again the double benefit of higher yields and increased security. And third, you all know how much I love the w...
2023-03-2004 minOn the Right Side of the Market™Three Minute Trend Talk™ - Go Big or Go HomeWow, these are interesting times but in case you’re in a hurry here are three things you need to know: First, you’ve probably already heard the news that there was a major bank failure last Friday, the biggest since 2009 which is sending ripples through the banking sector and through the bond market. It’s a major concern, and the strategy adjustments we made over the past couple of weeks are really helping. Second, remember those great rates on Treasuries we talked about last week? They’re gone, following a two-day move in interest rates that should have taken tw...
2023-03-1404 minOn the Right Side of the Market™Three Minute Trend Talk™ - Interest Rates on Tradable Money Markets Now at 15-Year HighsAs the Fed has raised rates, the interest paid on sweep money market funds has gone from next to nothing a year ago and to just under a half-percent per year right now. That’s a big move. But it’s nothing compared to the dramatic and relatively sudden increase in the rates on tradable money markets, which are now well above 4.0%.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best...
2023-03-0804 minOn the Right Side of the Market™Three Minute Trend Talk™ - CD and Short-Term Treasuries Are Seeing a LOT of InterestI want to talk about one thing today and that’s a certain kind of investment (2 actually), that for the better part of 15 years had been a dead end. I’m talking about CDs and short-term treasuries. These vehicles are not a part of our flexible strategies since they’re designed to be held until maturity and shouldn’t. be actively bought and sold. But when the Fed started to raise rates early last year, rates shot up for all kinds of fixed income investments which finally makes them attractive for a lot of investors and savers.
And right...
2023-03-0204 minOn the Right Side of the Market™Three Minute Trend Talk™ - CD and 1-yr Treasury Rates at 15-Year HighsIn case you’re in a hurry, here are three things to know right now. First, CD and 1-yr treasury rates are back to where they were 15 years ago, and Appleton Group has access to a national marketplace of some of the highest rates available nationally. For investors wanting to balance the potential for higher returns with a whole lot more predictability, we’ve got you covered. Second, with a lot of crosscurrents in the economy and the markets right now, we’re taking a neutral posture with most of our flexible strategies which are holding 50-60% cash. We’re not i...
2023-02-2803 minOn the Right Side of the Market™Three Minute Trend Talk™ - February 7, 2023In case you’re in a hurry, here are three things to know right now. First, 2023 is off to a solid start for both the markets and our managed strategies across the board. That’s not surprising since markets had put in a floor back in early December and we’ve been invested more assertively since then. Second, last week’s blockbuster employment number was a real shocker – more than a half million jobs created last month despite massive planned layoffs in the tech sector. You’d think that’d be good news, but it’s not – it means that the Fed is go...
2023-02-0704 minOn the Right Side of the Market™Three Minute Trend Talk™ - Best of Times, Worst of Times Part 2As fiduciaries, it’s our obligation to present both optimistic and pessimistic scenarios for 2023 objectively and without bias. And as fellow investors and participants in a western-style free market economy, we certainly would prefer an optimistic case for the markets in the New Year. Who wouldn’t?
But of course that’s not up to us; that chapter is the most desirable, but might not be the most realistic. Now the case for the bears.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in al...
2023-01-2305 minOn the Right Side of the Market™Three Minute Trend Talk™ - Best of Times, Worst of Times Part 1With 2022 now behind us, it’s time to look forward to what the New Year could bring. And as is often true, there’s a powerful optimistic case to be made for the bulls, and a very convincing and pessimistic case to be made on behalf of the bears.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2023-01-1803 minOn the Right Side of the Market™Three Minute Trend Talk™ - Christmas WishesIt’s been our tradition for the week before Christmas to share my wish list that I send to Santa ahead of Christmas Eve. I believe with all my heart that Santa IS real, of course, but he works his magic through us as his elves in sometimes mysterious ways. I never ask for the gift of presents under the tree but instead for whatever non-material things may be missing from our lives.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group...
2022-12-1903 minOn the Right Side of the Market™Three Minute Trend Talk™ - Peak InflationRecent data is definitely showing confirming evidence that inflation has peaked and now the process of what we’d call “dis-inflation” has started. And as a result, we’re a LOT closer to our intended targets in every single strategy – which means that we’re nearly fully invested and are taking advantage of recent support for both equities and fixed income.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution...
2022-12-1304 minOn the Right Side of the Market™Three Minute Trend Talk™ - Thanksgiving Week EditionIt’s been our tradition during Thanksgiving week to turn away from the news of the markets and the economy to focus on what this week is all about, gratitude for all of the great things that we have in our lives and for the things that money just can’t buy.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2022-11-2302 minOn the Right Side of the Market™Three Minute Trend Talk™ - Suddenly Looking a Bit BetterThis morning’s read on inflation showed real progress being made in stabilizing prices, albeit still at higher levels than a year ago. But any progress is welcome and the markets are responding nicely.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2022-11-1004 minOn the Right Side of the Market™Three Minute Trend Talk™ - A Different WorldWe recognize that the world is quite a bit different today than it was a year ago, with an incredibly strong labor market, global inflation as high as it is and with the war in Ukraine continuing. And in response to a changing market environment, we've made a few minor strategy modifications worth noting.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2022-10-2505 minOn the Right Side of the Market™Three Minute Trend Talk™ - A Brighter Future is AheadWe want to take a moment to offer our thoughts not so much on where we are with the economy and the markets but rather where we think we’re headed as we round out a very challenging 2022 and look forward to 2023 and beyond. But let us start by saying that we believe there is a very bright future ahead for all of humanity but with a few enormous challenges that society will have to overcome first. And it won’t be without some inconveniences.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and eco...
2022-10-1105 minOn the Right Side of the Market™Three Minute Trend Talk™ - Broken BondsTo see just how unpredictable this year’s market has been, we only need to look at the unusual declines in inflation-protected treasuries (TIPS). The idea is that when inflation is high, the interest rates on these bonds are reset at a higher rate to compensate for any inflation that exists in the economy. But through yesterday, a typical TIPS fund is DOWN more than 16% for the year. How? That doesn’t make sense. Or does it?
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in...
2022-09-2705 minOn the Right Side of the Market™Three Minute Trend Talk™ - A Trip Down Memory LaneOne of my big projects for the week is that my 2009 book titled “On the Right Side of the Market” will be hitting the audio bookshelves next week on Audible and it’s been a rewarding trip down memory lane as I’ve been narrating the book myself. Re-reading the book has reinforced that while it was written 12 years ago we’re still dealing with nearly every issue I wrote about, and it’s still as relevant today as it was back in 2009. The fallout of high-risk policies that were first enacted more than a decade ago are coming home to roos...
2022-09-2205 minOn the Right Side of the Market™Three Minute Trend Talk™ - Wild Swings Continue but We're Still DefensiveMarket volatility continues to be high, with wild swings both up and down. We're far away from where we want to be invested right now, and that's on purpose.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2022-09-1403 minOn the Right Side of the Market™Three Minute Trend Talk™ - Gravity & SlingshotsNASA is headed back to the moon with the Artemis I mission, and will have to escape the earth’s gravity and use the gravity of the moon to slingshot back. What does that have to do with investing? Stay tuned…
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2022-08-2904 minOn the Right Side of the Market™Three Minute Trend Talk™ - It's Not About CruditéIt's been a good month for the markets, but the economy is still struggling under the weight of a strong dollar and 20-year delays in U.S. energy policy reform.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2022-08-2404 minOn the Right Side of the Market™Three Minute Trend Talk™ - This is WeirdMarkets have recently turned nicely higher, but it might not be for the reason you think.
Mark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2022-08-1603 min
On the Right Side of the Market™Three Minute Trend Talk™ - Inflation Reduction ActMark Scheffler, AIF®, hosts this Three Minute Trend Talk™, highlighting current investment and economic issues, clearTREND® recommendations for the positions used in all Appleton Group managed portfolios, global investment trends, and more (select 1080p HD for best resolution, 720p HD for slower connections).
2022-08-0903 min
Geschichtenzauber - von Geschichten verzaubertFolge 57: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 28Adventskalendertürchen 24
Frohe Weihnachten!
2021-12-2408 min
Geschichtenzauber - von Geschichten verzaubertFolge 56: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 26 +27Adventskalendertürchen 23
2021-12-2315 min
Geschichtenzauber - von Geschichten verzaubertFolge 55: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 24 +25Advebtskalendertürchen 22
2021-12-2213 min
Geschichtenzauber - von Geschichten verzaubertFolge 54: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 23Adventskalendertürchen 21
2021-12-2107 min
Geschichtenzauber - von Geschichten verzaubertFolge 53: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 22Adventskalendertürchen 20
2021-12-2008 min
Geschichtenzauber - von Geschichten verzaubertFolge 52: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 21Adventskalendertürchen 19
2021-12-1907 min
Geschichtenzauber - von Geschichten verzaubertFolge 51: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 20Adventskalendertürchen 18
2021-12-1805 min
Geschichtenzauber - von Geschichten verzaubertFolge 50: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 19Adventskalendertürchen 17
2021-12-1707 min
Geschichtenzauber - von Geschichten verzaubertFolge 49: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 18Adventskalendertürchen 16
2021-12-1606 min
Geschichtenzauber - von Geschichten verzaubertFolge 48: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 16 + 17Adventskalendertürchen 15
2021-12-1512 min
Geschichtenzauber - von Geschichten verzaubertFolge 47: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 15Adventskalendertürchen 14
2021-12-1409 min
Diaspora Talk Podcast#26 mit N. Linh Ha, VietStartUp e.V.Diaspora Talk Podcast mit Tanja Scheffler und Rafael Sánchez-Moreno
Linh Ha ist in Vietnam geboren und aufgewachsen. Vor 11 Jahren kam sie im Rahmen eines Stipendiums nach Deutschland zum Studium. Sie hat einen Abschluss in Master of Science in Wirtschaftspsychologie und arbeitet zurzeit im Bereich Personalentwicklung beim Beratungsunternehmen Sopra Steria SE in Hamburg. Neben dem Studium und der Arbeit engagiert sie leidenschaftlich für soziale Projekte insbesondere für die Vietnamesische Diaspora Community in Deutschland. Aktuell ist sie Vorstandsmitglied des Viet Startups Netzwerks in Europa und arbeitet ehrenamtlich beim Vielfalt Vietnam e. V. als Trainerin für ein Projekt zum...
2021-12-131h 00
Geschichtenzauber - von Geschichten verzaubertFolge 46: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 14Adventskalendertürchen 13
2021-12-1310 min
Geschichtenzauber - von Geschichten verzaubertFolge 45: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 13Adventskalendertürchen 12
2021-12-1210 min
Geschichtenzauber - von Geschichten verzaubertFolge 44: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 12Adventskalendertürchen 11
2021-12-1108 min
Geschichtenzauber - von Geschichten verzaubertFolge 43: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 11Adventskalendertürchen 10
2021-12-1008 min
Geschichtenzauber - von Geschichten verzaubertFolge 42: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 10Adventskalendertürchen 9
2021-12-0905 min
Geschichtenzauber - von Geschichten verzaubertFolge 41: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 9Adventskalendertürchen 8
2021-12-0806 min
Geschichtenzauber - von Geschichten verzaubertFolge 40: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 8Adventskalendertürchen 7
2021-12-0707 min
Geschichtenzauber - von Geschichten verzaubertFolge 39: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 7Adventskalendertürchen 6
Heute ist Nilolaustag!
2021-12-0607 min
Geschichtenzauber - von Geschichten verzaubertFolge 38: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 6Adventskalendertürchen 5
2021-12-0506 min
Geschichtenzauber - von Geschichten verzaubertFolge 37: "Rettet Weihnachten!" von Kristin Scheffler, Kapitel 5Adventskalendertürchen 4
2021-12-0409 min
Geschichtenzauber - von Geschichten verzaubertFolge 36: "Rettet Weihnachten!" von Kristin Scheffler , Kapitel 3+4Adventstürchen 3
2021-12-0310 min
Geschichtenzauber - von Geschichten verzaubertFolge 35: "Rettet Weihnachten!"von Kristin Scheffler , Kapitel 2Adventskalendertürchen 2
2021-12-0207 min
Geschichtenzauber - von Geschichten verzaubertFolge 34: "Rettet Weihnachten!" von Kristin Scheffler , Kapitel 1Adventskalendertürchen 1
Hallo, lieber Lauscher und liebe Lauscherin! Heute beginnt mein Adventskalender zum Hören!
"Rettet Weihnachten" ist eine wundersame Geschichte über Freundschaft, Zusammenhalt und die Vorfreude auf Weihnachten. Täglich kannst du das Abenteuer verfolgen.
Für Polly, Pia und Tim beginnt dieses Abenteuer mit einer erstaunlichen Begegnung im Wald...aber ich will natürlich nicht zu viel verraten.
Deshalb wünsche ich dir jetzt viel Spaß beim Lauschen!
2021-12-0108 min
Diaspora Talk Podcast#25 mit Dr. Mariame Racine Sow, Forward for Women e.VDiaspora Talk Podcast mit Tanja Scheffler und Rafael Sánchez-Moreno
Dr. Mariame Racine Sow studierte Soziologie und promovierte in Pädagogik an der Johann Wolfgang von Goethe - Universität in Frankfurt am Main.
Seit 2011 ist sie in der Bildungsarbeit tätig und trainiert mit Frauen und Männer aus 16 afrikanischen Organisationen und
Vereinen zu den Themen Genderrollen und Erziehungs-Muster. Unter anderem sprechen Sie da über das afrikanisches Verständnis von Eltern - und Kinder-Rollen, Rolle und Auftrag der Schule und die des Jugendamtes
Zudem ist sie Sozialberaterin in der Flüchtlingsunterkunft des ASB und Projektl...
2021-11-291h 02
Geschichtenzauber - von Geschichten verzaubertFolge 25: Die bärenstarke Anna von Ursel SchefflerKlein, aber oho! So kann man die bärenstarke Anna beschreiben. Sie ist klug und mutig und sie kommt jetzt in die Schule. Sie lässt sich nicht von größeren Jungen ärgern oder vom Hausmeister und Schulrektor beleidigen…. Zum Ende der Geschichte hänge ich dir noch das Lied „Juche, ich bin ein Schulkind“ von der Schallplatte „Hopp hopp hopp, Pferdchen Lauf Galopp“ an. Viel Spaß beim Lauschen!
2021-08-0823 min
2021-03-011h 39
Tech Diva SuccessNicole Scheffler: Own it by taking 100% responsibilityAre you a powerful, driven woman in technology -- making an impact in a male dominated field? Tune in to hear Nicole Scheffler, the Tech Diva herself, share a foundational success principle that helps women in all stages of their career own their success. Nicole is a certified success coach and recent author on this topic in the book Pillars of Success with Jack Canfield. She takes her training, 15+ year tech career, and personal experience to showcase the relationship between your behavior and the situational outcomes. Listen in to learn how you can take 100% responsibility for your career and o...
2020-12-0122 min