Shows
The Financial Independence Show$1,500 per Month to Travel in Southeast Asia (Justin’s 3-Month Recap)Today, we bring you our second episode covering Justin’s six-month journey across Asia and Europe.
Luckily, Justin loves documenting the numbers, so you’ll get the most in-depth breakdown of expenses you could hope for.
Listen in to see how he’s living it up in paradise for $45/day.
That number includes accommodation, restaurants, groceries, gyms, activities, government fees, random purchases…literally everything.
Here’s a high-level breakdown for Justin’s half of the full Southeast Asia portion of his 6-month trip:
Transportation: $582
Accommodation: $1,368
Activities: $1,543
Restaurants: $299
Groceries: $242
Gov Fees: $32
Misc: $42
Gy...2025-05-0751 minThe Financial Independence Show$2,052 for 5 Weeks in Southeast Asia (Justin’s 1-Month Recap)Today we bring you our first episode since Justin hit the road on his six-month journey across Asia and Europe.
Luckily, Justin loves documenting the numbers so you’ll get the most in-depth breakdown of expenses you could hope for.
Listen in to see how he’s living it up in paradise for $55/day.
That number includes accommodation, restaurants, groceries, gyms, activities, government fees, random purchases…literally everything.
Here’s a high-level breakdown for Justin’s half of the first 37 days expenses:
Transportation: $305
Accommodation: $590
Activities: $838
Restaurants: $134
Groceries: $82
Gov Fees: $32
Misc: $20
Gym: $51
...2025-02-2151 minThe Financial Independence Show2025 Goals and Updates (+ a Major Podcast Announcement)Today we bring you our goals for 2025 along with some upcoming changes to the podcast.
Every year, we like to map out some of our goals and what we aim to accomplish.
We break these down into the following categories:
Money/Finance
Fitness
Family/Relationship
Other
Some examples of Cody’s goals include:
Doubling down on what works for business and finance
Completing an Ironman
Cutting out bad relationships and doubling down on good ones
Completing the build for his “forever” home
Some of Justin’s Goals include:
Running a sub-22-m...2025-01-0100 minThe Financial Independence ShowElection Aftermath, Controlling Your Controllables, and Giving ThanksIn this episode, Cody and Justin discuss what they're thankful for and the importance of focusing on what you can control.
We recorded this episode shortly after Election Day.
Elections leave a lot of people feeling defeated and a lot of people feeling like they've won.
The reality is that neither is true.
You are the most critical variable in your financial independence journey, regardless of who's sitting in the Oval Office.
The key is to focus on what you can control and to appreciate the privilege that you have.
Even if things don't seem rosy, the hardest experiences often s...2024-11-2724 minThe Financial Independence ShowThis Side Hustle Will Blow Your MindCody joins Amy Porterfield on the Online Marketing Made Easy podcast to talk all about digital products.
He covers topics such as:
The best platforms to sell digital products
How to find digital products you might already own
How to get more subscribers using printables
How to make more money with digital products
How to add digital products to your existing business
And all about what’s inside his E-Printables course.
Hope this helps someone else start their digital product journey.
If you enjoyed this, please share this episode with a friend!
Links from The Episode
E-Printables Course (with FI Sho...2024-11-1332 minThe Financial Independence Show$5,000,000 Net Worth & 2,000,000 Downloads2,000,000 downloads!
And it's all thanks to listeners, viewers, and readers like yourself.
In today's episode, we reflect on everything that has changed and everything that hasn't.
Cody & Justin have increased their net worths by a combined $5,000,000!
Justin retired 10 years sooner than he ever imagined.
Cody created a multi-seven-figure business around an idea he never even considered.
Those are just a couple of big highlights with other highlights including:
New Investment Strategies
Flips
AirBnB - ownership and management
Covered Calls
Syndications
Hard Money Loans
Lifestyle Changes
Girlfriends have become Wife/Fiance
Justin stopped drinking
Cody and Justin are in even better...2024-10-3000 minThe Financial Independence Show$46 Per Day to Travel The WorldIn this episode, Cody and Justin discuss how Justin will travel the world for 6 months at a shockingly low price.
In total, the trip will cover 161 days as currently planned.
The cost is only $46 per day!
That cost includes flights, trains, ferries, accommodation, and activities for one person.
Below you can find the locations Justin will be visiting,
We've also included the packing list since Justin is only taking a small backpack for the entire trip.
Locations include:
Philipines
Manila
Coron
El Nido
Indonesia
Ubud
Gili Islands
Nusa Islands
Vietnam
Hanoi
Ninh Binh
Cat Ba
Thailand
Krabi
Koh Lanta
Chiang...2024-10-1642 minThe Financial Independence ShowFinancial Independence Through Digital Products (+ E-Printables Course Sneak Peek)Cody shares his digital product journey on the How to Sell Your Stuff on Etsy podcast with Lizzie Smiley.
He covers topics such as:
How to find profitable products
Keyword research and SEO
Strategies for making more sales
Student success stories
Why Etsy is the best platform for beginners
And all about what's inside his E-Printables course.
Hope this helps someone else start their digital product journey.
If you enjoyed this, please share this episode with a friend!
Links from The Episode
E-Printables Course (with FI Show discount)
How to Sell Your Stuff on Etsy podcast
YouTube Interview
https://youtu...2024-09-2541 minThe Financial Independence ShowThe Future of Live Events (+ FinCon Sneak Peek) | Philip TaylorIf you love the personal finance space, chances are you've heard of FinCon.
Today, we bring you Philip Taylor who created and grew FinCon into the massive pillar of the community it is today.
For loooong time listeners, you may remember Cody interviewing PT at FinCon back in 2018.
You'll hear the origins, the heights, the COVID-19 survival, and the future of FinCon in this episode.
PT isn't stopping with one conference and is now running a second called TravelCon in addition to expanding his family's accountant business.
Don't forget to snag your ticket to FinCon while you still can.
This...2024-09-1848 minThe Financial Independence ShowReaching New Heights (Kilimanjaro Recap)In this episode, Cody and Justin discuss Justin's recent summit of Kilimanjaro.
You'll learn all the details, pricing, and considerations if you're interested in this major summit, as well as the mental growth and lessons learned from pushing your body to the extreme and living without your normal luxuries.
Some topics include:
What to pack
Cost of the trip
A typical day on the hike
Overcoming mental hurdles
Embracing simplicity
Even though he battled sickness every day of the hike, Justin would highly recommend trying this summit.
And even if you don't, hopefully this episode inspires you to try something...2024-09-0431 minThe Financial Independence ShowMaking Over $75,000 per Month with These Passive Income StreamsCody shares how he's able to earn over $75,000 per month in passive income on the Forget About Money Podcast.
His big four are:
Digital Products
Real Estate
Affiliate Marketing / Sponsorships
Stock market investments (doesn't really count, but we explain)
If you enjoyed this, please share this episode with a friend!
YouTube Interview
https://www.youtube.com/watch?v=g1bh6ZIld6w&t=1276s
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab...2024-08-2800 minThe Financial Independence ShowIndex Funds vs. Stock PickingIn this episode, Cody and Justin discuss one of the most heated investing arguments.
Should you hand-select the "best" companies, or invest in the total stock market?
Some topics include:
Individual stocks are often investors' first exposure to the stock market
The mental drag of stress from volatility
How individual stocks can scratch the itch
Setting non-negotiable limits
More certain path to FI vs the potential for a home run
Bad bets we've made on individual stocks
As part of this discussion, we compared several individual stocks against VTSAX.
VTSAX is an index fund Vanguard offers and tracks the total...2024-08-1433 minThe Financial Independence ShowPreparing for a Bear MarketIn this episode, Cody and Justin talk about something we thankfully haven't had to deal with for the majority of the last 10 years.
We’re talking Bear Markets and Recessions.
We originally aired this episode back in 2022.
This goes to show that there will always be cycles.
Should your investment strategy change?
Is there anything you can do to lessen the blow?
How do inflation and mortgage rates factor in?
Can you spin a recession into a positive thing for you?
We’re going to cover all this and more.
We hope you found value in the episode, if you did...2024-08-0729 minThe Financial Independence ShowFrom Low-Income to Retired at 33 | BiggerPockets MoneyWhat kind of wild advantages do you need to retire at 33 comfortably?
How extreme must the deprivation be to do this without a miracle?
What if we told you that there's no inheritance needed and you can thrive while on the journey?
Justin shares his full journey (including all of the numbers) and how he retired at age 33 on BiggerPockets Money.
Some topics include:
Low-Income to FI
Searching for Time Freedom
Starting to Invest
Calculating Your FI Number
How Much He Spends
Income and Savings Rates
What He's Investing In
Create Your FIRE Plan!
If you enjoyed this, please share t...2024-07-2423 minThe Financial Independence ShowFinances & Fitness (How to Win on Easy Mode)Cody & Justin have worked hard on their finances and fitness over the past few years.
Through these pursuits, they've noticed many similarities in the methods it takes to be successful in both.
Some of these areas include:
Compounding
Tracking
Social norms
Mentality
Budgeting
Unfortunately, the fitness and finance worlds have been purposely overcomplicated for financial gain.
We hope we can break through all that noise for you and show you how simple it can be.
If you enjoyed this episode, please share it with a friend!
Join the Community
We’d love to hear your comments and questions about this we...2024-07-1734 minThe Financial Independence ShowFinancial Freedom in Your 20s | BiggerPockets MoneyIs it really possible to reach financial freedom in your 20s?
Cody shares his full journey (including all of the numbers) and how he reached financial freedom at 25 on BiggerPockets Money.
If you enjoyed this, please share this episode with a friend!
Links From the Episode
Cody on BiggerPockets Money
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an e...2024-07-1026 minThe Financial Independence ShowThe $1 Per Use Rule & A Close EncounterIt's been a while since Cody & Justin were able to catch up on life's events, so you'll hear all about it on today's episode.
You'll hear about Cody's latest house flip and Justin's Alaska/Portland/Washington/Puerto Rico/Africa adventures
They'll also take you through some interesting finance articles they read recently including:
A California law that will require high schoolers to learn personal finance before graduation
A new spending rule that helps give your discretionary spending category some direction
Cody and Justin are constantly getting into something new so we hope you enjoy this opportunity to get all caught...2024-07-0333 minThe Financial Independence ShowCody’s Income Streams and How He Used Them to Reach FI | Growth HouseCody breaks down his various income streams on the Growth House Podcast and how he used them to reach FI at age 25.
If you enjoyed this, please share this episode with a friend!
Links From the Episode
Jesse Ray on The FI Show
Growth House Podcast
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at...2024-06-2600 minThe Financial Independence ShowHow We Spend Our MoneyCody & Justin both "retired" pretty early and are known to be frugal, but what do they surprisingly splurge on?
That's exactly what you'll hear in today's episode.
We cover travel, services, luxury items, health, etc.
Some things, like Justin's cell phone upgrades or Cody's gourmet meats, might surprise you.
Overall, it's abundantly clear after hearing this episode that you can maintain a healthy budget, retire early, and live an amazing life while doing so.
Thank you all for listening and may this episode help you on your path to a financially independent future.
Join the Community
We’d love to he...2024-06-0500 minThe Financial Independence Show$50K/mo in Passive Income with POD, FBA, and More | Ryan HogueWhat's better than just making money?
Making money while you sleep.
Ryan Hogue joins us today to give us a major deep dive into several passive income streams.
The two big ones are fulfillment by Amazon (FBA) and print-on-demand (POD).
Print-on-demand is especially compelling because it requires no risk and is extremely passive.
Just come up with an idea...or even just a word.
Customers get that on a shirt, bag, mug etc.
Or maybe you can find a unicorn product to sell via Amazon FBA.
Ryan has built up $50K/mo in passive income with these side hustles!
You...2024-05-2900 minThe Financial Independence ShowInsurance – Breaking Down the Basics | Sa El (Replay)In today’s episode, Cody and Justin are joined by the insurance guru from Simply Insurance, Sa El.
Sa El got started after a tragedy in the family and is now trying to make sure that never has to happen to anyone else.
In this episode, we cover every type of personal insurance:
Health
Dental
Life
Renters
Car
and more
We also jump into the problems with our health insurance system in the United States and things on the horizon to give us more transparency.
For you money nerds like us, we also discuss parent’s life insurance and how beco...2024-05-0152 minThe Financial Independence ShowKnowing THIS is The Key To FIWhat is that one thing you know would make you happy?
The problem with that answer, is that often what we know turns out not to be true.
We often think we need more (time, things, square footage, vacations, etc).
In reality, what we need to be happy is already within reach, the real problem is our mindset or confusion of priorities.
Cody and Justin reflect on travels to places where people have so much less material wealth but so much more happiness.
They also cover the mental traps around chasing more they've fallen victim to.
The warning to the...2024-03-2000 minThe Financial Independence ShowHow Justin Hit FI at 30 | Fit Rich LifeThis episode is a re-air of the Fit Rich Life Podcast episode which explores Justin Taylor's journey of utilizing creativity and determination to accumulate freedom-giving wealth.
Get a step-by-step breakdown of just how he reached financial independence at age 30.
In this episode, you will learn about:
Using Adversity as Fuel to Pursue Higher Education
How Justin Reversed Engineered His Way to Happiness
Justin's Use of Creative Thinking to Reach Millionaire Status
CampFI: A Camp for Financial Independence and Wealth Creation
The Mega Backdoor Roth Strategy
Justin's Journey to Financial Freedom
Fitness Transformation & Much More!
Key Quotes:
“Do what's best for yo...2024-02-211h 44The Financial Independence Show2023 Recap – Money Hacks, Health Goals, and Lots of TravelAnother year down!
The guys break down what they accomplished in 2023 and where they stand going into 2024.
They're entering 2024 with a combined net worth of $4.2M while also being in the best shape of their lives.
Cody is now married and Justin is now retired.
Those are some major life updates and it's amazing how much changes each and every year.
Justin had his first calendar year of giving up alcohol and Cody keeps adding to his list of successful businesses.
The guys break down the episode into three major categories:
Wealth
Health
Travel
It's a financial podcast so of...2024-01-0342 minThe Financial Independence ShowHow Cody Reached FI at 25 | Action AcademyThis episode is an interview with Cody from October 2022 on the Action Academy Podcast where he explains how he reached FI at 25 and built a 7-figure business.
If you enjoyed it, please share this episode with a friend!
Links From the Episode
Action Academy Podcast
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay in touch and get involved in The FI Show community!
Grab the Ultimate FI Spreadsheet
Join our Facebook Group
Leave us a voicemail
Send an email to contact [at] TheF...2023-12-2726 minThe Financial Independence ShowJustin’s Biggest Announcement YetToday has been a long time coming...
When we started this podcast Justin's, net worth was less than $300k.
His goal was to retire in 2034.
Fast forward 5 years and he's blown past those metrics and goals.
Justin had planned on retiring in June of 2024, once his restricted stock matured.
Due to an acquisition of his company, which led to a layoff, that timeline was accelerated.
It's all good news though!
He still gets his pay and his stock and gets to retire that much sooner.
Justin had already been Financially Independent, but now he gets to tack on the RE...2023-12-0636 minThe Financial Independence ShowHe Bought a House for $5,000Real estate prices are out of control... right?
In today's episode, you'll hear how Justin bought a house for just $5,000.
No, that's not a typo, $5K!
The craziest thing is that the place is in decent condition:
Single level
Concrete foundation
Simplest roof possible
No interior water damage
This house is a big project, but Justin estimates he can finish everything for under $25,000.
After running the numbers, this property should blow the 1% rule out of the water.
Justin is expecting to rent from anywhere between $700-$850 depending on how nice he ends up making it and how it's rented.
We'll d...2023-11-0124 minThe Financial Independence ShowHow This Mailman Retired at 27 (Replay) | Jimmy RidenhourIn today’s episode, Cody and Justin bring you back to one of our favorite episodes ever!
This is the story of Jimmy Ridenhour who, unlike most of our guests, has no blog, book, or podcast. This was actually Jimmy's first interview ever.
That doesn’t mean his story isn’t remarkable.
Jimmy’s story starts out with a very tragic start that involves murder and family turmoil but he amazingly finds his way to success and has an unmatched amount of positive vibes when you meet him in person.
After that tragic start, Jimmy landed on his feet (literally) as a mai...2023-10-0447 minThe Financial Independence ShowEntrepreneur vs. Employee Path to FI (Mad Fientist Replay)We (Cody and Justin) have both achieved financial independence through drastically different paths.
This episode was a takeover episode for The Mad Fientist's podcast where we break down the similarities and differences between an employee's path (Justin) and an entrepreneur's path (Cody) to FI!
Highlights:
Live-in flip vs. house hacking
The sweet spot for buying used cars
Why focusing on fixed expenses is important
How to 5x your corporate income
The unlimited upside of entrepreneurship
How to get started investing if you're scared/nervous
Nest-egging vs. cash-flowing your way to financial independence
The benefits of a Solo-401(k) for entrepreneurs
...2023-05-3141 minThe Financial Independence Show$100 on Groceries … Per MonthSpending too much on groceries each month?
In this episode, Cody interviews Justin about his $107/mo grocery bill.
For many years this number floated closer to $70, but with inflation and a larger focus on getting in great physical shape, that number has grown but is still insanely low.
And not only do we cover meal ideas, but we also cover the basics of shopping.
List or no list
How often to shop
What to buy
Where to find deals
How to navigate the store
Take a look at this meal below which is a typical meal for Justin.
This plate...2023-04-1238 minThe Financial Independence ShowRoth vs. Traditional | Cody GarrettRoth vs Traditional is one of the oldest arguments in the financial independence space.
Today we're settling the debate!
The reality is that there is no "right" answer but there is a right answer for you.
Cody Garrett brings his expertise to help you decide which one fits your path.
He is a fee-based financial advisor at Measure Twice Financial.
Cody had already put together a great resource that breaks down Roth vs Traditional.
But we're taking it a step further by peppering Cody with all the questions you could ask on this age-old debate.
Have a friend you want...2023-04-0558 minThe Financial Independence ShowWhy You CAN Retire Early (Dispelling The Top 10 Myths)In this episode, Cody and Justin rip apart an article detailing The Top 10 Reasons Why You Shouldn't Retire Early.
The topics included:
Expensive Healthcare
Accessing nest egg early
Missing out on compounding interest
Living a long time
Expenses going up in retirement
Rising housing costs
Extra income is hard to come by
Too much time on your hands
You'll need to make new friends
Retirement is tough on relationships
We know our audience is way better than the personas used to often scare the early retirement community.
Our hope is this will give you a little more peace of mind...2023-03-0846 minThe Financial Independence Show2023 Goals and StrategiesIn this episode, Cody and Justin share their goals and strategies for 2023.
The goals were loosely broken into a few groups.
Finance
Justin: Hitting $2k/month from covered calls, eliminating car payment, covering half of the mortgage via Airbnb & Turo
Cody: Solo 401K, tax optimization through real estate, syndications, angel investing, spending more on time-saving services
Business
Cody: Doubling down on Gold City Ventures, podcast growth, rental properties
Justin: Upskilling his direct reports and finding them leadership opportunities
Travel
Cody: Slow travel & workations
Justin: Take his dad on his first international trip, more trips w/ close friends, establish a Trusted...2023-02-0100 minThe Financial Independence ShowCan You Believe This Happened? 2022 ReflectionIn this episode, Cody and Justin reflect on 2022 and all of the changes that have happened.
Cody utilized a vision board going into the year... and Justin was a bit less planned, but both guys came away with some amazing updates and insights.
Some topics included:
Justin found a lot more purpose and happiness with work
Cody more than tripled revenue in his main business, Gold City Ventures
Justin increased his salary by 23.5%
Cody launched 2 Airbnbs and is flipping his first property
Both guys did a ton of traveling
Both guys put a lot of time and energy into their...2022-12-2853 minThe Financial Independence ShowThe Speeds of Financial IndependenceIn this episode, Cody and Justin walk listeners through six unique and relatable paths to financial independence.
We cover the assumptions and profile and then determine exactly how long it will take that person to retire.
This was a fun episode that involved a lot of research going into the backgrounds of these scenarios.
At a high level, the six paths include:
Dual Income, no kids, high W2 earners, high cost of living area
Single Income, two kids, lower W2 earner, low cost of living area
Dual Income, two kids, medium W2 earners + real estate, medium cost of living area
...2022-10-0500 minThe Financial Independence ShowFrom Addiction to Multimillionaire | Justin David CarlToday's episode features Justin David Carl aka Dragon, creator of Alchemize Life and Fit Rich Vegan.
If you look at Justin today you'll see Life Alchemist, Entrepreneur, Holistic Wellbeing Thought-Leader, Podcaster, Fitness & Money Coach, Fashionista, Spiritual Hipster, and the list goes on.
That wasn't always true though...
Justin had spent most of his younger years with the singular goal of getting into Stanford, which he eventually did.
However, he found himself leaving Stanford for a career in nightlife.
It was there that Justin started realizing his entrepreneurial abilities... but they came at a cost.
Although he was making great making, h...2022-09-2155 minThe Financial Independence ShowFinancial Independence FlowchartIn this episode, Cody and Justin walk listeners through the step-by-step flow of what to do with your money at each stage of your financial journey.
Using an excellent flowchart from Reddit as a starting point, we break down the full decision tree and give you our own opinions as well (even the controversial ones).
This flowchart is broken down into the following main stages:
Budgeting
Emergency Fund
Employee-Sponsored Matching funds
High-interest debt
IRAs
401k/403b/HSA
Financial Independence / Life Goals
We think this will be an episode you'll want to revisit again and again the further you go down...2022-08-3145 minThe Financial Independence ShowHow to Prepare for a RecessionIn this episode, Cody and Justin talk about something many listening to the show have never had to navigate until now.
We're talking Recessions and Bear Markets.
Should your investment strategy change?
Is there anything you can do to lessen the blow?
How do inflation and rising mortgage rates factor in?
Could this actually be a positive opportunity?
We're going to cover all this and more.
We hope you found value in the episode, if you did, subscribe, leave a review, and share with a friend!
Links From the Episode
"Should You Be Worried About Inflation" episode
Join the Community
...2022-07-1300 minThe Financial Independence ShowHow to Level Up in Your CareerIn this episode, Cody interviews Justin on how he has navigated corporate moves both internally and externally.
We'll talk about how you can find those better opportunities from an inbound and outbound method. These can be within your current company or swapping companies altogether.
A big piece of this is filtering and comparing opportunities. In many jobs, the compensation isn't just one simple number. You need to think about base pay, variable, equity, 401k, health insurance, etc, etc.
No need to worry though, the guys break this all down in a very simple systematic way.
There will also be tactical...2022-04-2733 min
The FI ShowHow Far We've ComeIn this episode, Justin & Cody take a look back on what all has changed in their lives since the show started back in October 2018.It's hard to believe that the show has been going for so long but there's no sign of slowing down.In 2018:Justin was still in the Air ForceCody was working a corporate finance gigJustin planned to work until age 43Cody thought he'd keep climbing the ladderObviously, Justin and Cody are no fortune-tellers...Fast-forward to today and Cody has built an insanely profitable online presence, Justin made...2022-03-1550 minThe Financial Independence ShowHow Far We’ve ComeIn this episode, Justin & Cody take a look back on what all has changed in their lives since the show started back in October 2018.
It's hard to believe that the show has been going for so long but there's no sign of slowing down.
In 2018:
Justin was still in the Air Force
Cody was working a corporate finance gig
Justin planned to work until age 43
Cody thought he'd keep climbing the ladder
Obviously, Justin and Cody are no fortune-tellers...
Fast-forward to today and Cody has built an insanely profitable online presence, Justin made the jump to corporate America and multiplied...2022-03-1550 minThe Financial Independence ShowShould You Be Worried About Inflation? Maybe NotIn this episode, Justin and Cody give their take on inflation.
If you've been on social media or watched the news recently, you might have seen the 6.2% inflation rate over the past year.
Everyone in this space loves formulas and hard math, but we'll tell you why patience and flexibility might be even more powerful tools.
Here are a few examples of the inflation we're seeing if you hadn't heard:
Bacon -> up 20%
Used cars -> up 26%
Gasoline -> up 49%
Beef -> up 20%
Don't get too frightened though, we have the answers to keeping you on your FI path even...2021-11-1631 minThe Financial Independence ShowHow to Travel Cheap Like a ProIn this episode, Cody & Justin spill the beans on all the tips, tricks, and hacks they use to travel the world for a fraction of the cost.
Of course, you'll hear about credit card hacks, but it doesn't stop there.
Where to stay, how to decide, when to leave, how to pay... it's all covered in this episode.
Take a listen and let us know if you've discovered a travel hack that we missed or let us know the one you're most excited to try.
Links From the Episode
Scotts Cheap Flights
Dollar Flight Club
Hopper
Google Flights
Award Hacker
...2021-10-2636 minThe Financial Independence ShowThe Multiple Paths to Early Retirement and Passive Income | Earn & InvestThis week, we're re-airing an episode from the Earn & Invest podcast where Cody & Justin were interviewed along with Rachel Richards.
Doc G delves into how passive income has evolved in this post-COVID era in addition to examining the many different paths to financial independence.
Tune in to hear our thoughts and experiences in the current economic environment and how it's affected our financial situations.
Enjoy!
Links from the Episode
Earn & Invest Podcast
Money Honey Rachel
Join the Community
We’d love to hear your comments and questions about this week’s episode. Here are some of the best ways to stay...2021-10-191h 00The Financial Independence ShowNew Purchases, Business Goals, and FinCon 2021In this episode, The FI Show Guys reflect on FinCon 2021 along with some big personal updates.
We've been going to FinCon for over 4 years now and we love it. It's the one time of year we get to hang out with all of our favorite personal finance people in real life!
It's also super motivating seeing other peoples' success and figuring out how to implement their strategies into our own lives and businesses.
For our personal updates, we talk about:
How Justin made $1,675 through just the transaction of his house
How Cody is fired up to take his businesses to...2021-09-2831 minThe Financial Independence ShowResiliency, Networking, and Creating Your Own Path – July 2021 RoundupIn this roundup episode, the FI Show Guys talk about resiliency, creating your own unique path, and the power of networking.
Our last three guests -- Allegra Paris, Jennifer Magley, and Ryan Helms -- all taught us that success doesn't happen overnight. It's through repeated hard work, embracing and learning from failure, and bringing the right people into your inner circle.
Want to hear how Cody and Justin have witnessed similar experiences in their own lives? Then this episode is for you!
We hope you take this episode and think about how you can utilize some of these tactics and...2021-07-2727 minThe FI ShowReal Estate Roundup | Our Experiences with Real Estate InvestingToday's episode features your hosts Justin and Cody discussing Real Estate.They both had no idea how real estate was an investment because their parents lived in the same homes their entire life. It wasn't an investment, it was just home.Fast forward and Cody starts finding profitable properties in Connecticut after he extends his sights past his home state of Massachusetts. Then Justin gets into the game through REITs and a syndication.Real estate investing can be extremely powerful due to its leverage...2021-06-0235 minThe Financial Independence ShowReal Estate Roundup | Our Experiences with Real Estate InvestingToday's episode features your hosts Justin and Cody discussing Real Estate.
They both had no idea how real estate was an investment because their parents lived in the same homes their entire life. It wasn't an investment, it was just home.
Fast forward and Cody starts finding profitable properties in Connecticut after he extends his sights past his home state of Massachusetts. Then Justin gets into the game through REITs and a syndication.
Real estate investing can be extremely powerful due to its leverage and protection against inflation (if done correctly). However, renting also has its merit and real estate...2021-06-0135 minThe Financial Independence ShowTransparency, Balance, and Telling Your StoryToday's episode features your hosts Justin and Cody discussing authenticity and work-life balance.
Both Cody and Justin are very open about their finances and love sharing both their failures and successes. Why? Because real stories give real inspiration. This is a crazy journey to suggest so having real data to back it up helps give confidence.
The more authentic voices out there, the higher the chances are that someone can find a story they relate with.
The episode is rounded out with a discussion on work-life balance. At the end of the day, there will always be more work, but...2021-04-2723 minThe FI ShowTransparency, Balance, and Telling Your StoryToday's episode features your hosts Justin and Cody discussing authenticity and work-life balance.Both Cody and Justin are very open about their finances and love sharing both their failures and successes. Why? Because real stories give real inspiration. This is a crazy journey to suggest so having real data to back it up helps give confidence.The more authentic voices out there, the higher the chances are that someone can find a story they relate with.The episode is rounded out with a discussion on work-life balance. At the end of the day...2021-04-2723 minThe Financial Independence ShowShould You Follow Your Passion?Today's episode features your hosts Justin and Cody discussing the art of following your passion.
Justin still works a more typical corporate job while Cody took to entrepreneurship almost immediately. When you're faced with the decision of which way to go, what do you do?
In this episode, you'll hear the hosts talk about their personal views on the situation as well as tips to help make you successful regardless of which path you choose.
Don't sit and suffer a miserable job you hate, but don't YOLO and quit a job en route to financial ruin. Now it is time...2021-03-3034 minThe FI ShowShould You Follow Your Passion?Today's episode features your hosts Justin and Cody discussing the art of following your passion.Justin still works a more typical corporate job while Cody took to entrepreneurship almost immediately. When you're faced with the decision of which way to go, what do you do?In this episode, you'll hear the hosts talk about their personal views on the situation as well as tips to help make you successful regardless of which path you choose.Don't sit and suffer a miserable job you hate, but don't YOLO and quit a job en route...2021-03-3034 minThe Financial Independence ShowEarly Lessons in Personal FinanceToday's episode features the hosts (Justin & Cody) who share their early lessons in personal finance.
How did two guys from completely different backgrounds both get so inspired to retire early? Who influenced them?
Stop by and listen to some quirky stories of how they came to be passionate about personal finance and some tips for how you can inspire others around you.
Share this episode with those friends who just need a little boost, but for now, sit back and take a listen.
Links From the Episode
Justin's Blog: Saving Sherpa
Cody's Blog: Fly to FI
Join the Community
We’d...2021-03-1043 minThe FI ShowEarly Lessons in Personal FinanceToday's episode features the hosts (Justin & Cody) who share their early lessons in personal finance.How did two guys from completely different backgrounds both get so inspired to retire early? Who influenced them?Stop by and listen to some quirky stories of how they came to be passionate about personal finance and some tips for how you can inspire others around you.Share this episode with those friends who just need a little boost, but for now, sit back and take a listen.Links From the EpisodeJustin's Blog...2021-03-1043 minThe Financial Independence ShowMindset and Financial IndependenceToday's episode is another one led by your awesome Co-hosts (Justin & Cody).
The topic today is all about the mental part of our journeys to financial independence. Good and Bad.
Depression, joy, grit, relaxing, purpose, people...this episode has it all.
So take a moment and hear from the FI Show guys as they open up the curtain on mental hurdles they've faced and the strategies they've used to overcome them.
Highlights From the Episode
Realizing it's not about the money
Finding your tribe
Working too hard
Comparison: the thief of joy
Finding purpose
Giving back
....And much more
Join...2021-02-1629 minThe Financial Independence ShowGeoarbitrage Case Studies | Diving into the Numbers with Cody & JustinToday's episode rounds out our series on utilizing your location as a tool to financial independence and is led by just thew of us hosts.
You may hear this idea called geo-arbitrage. We wanted to pick two locations where we would actually like to take a test run of financial independence in a foreign country.
Cody picked Santiago, Chile and Justin picked Porto, Portugal.
This episode covers an honest and holistic look at what it would cost for a couple to live in these countries while still really exploring and enjoying them.
Take a listen and consider where you'd move...2021-01-2633 minThe FI ShowGeoarbitrage Case Studies | Diving into the Numbers with Cody & JustinToday's episode rounds out our series on utilizing your location as a tool to financial independence and is led by just thew of us hosts.You may hear this idea called geo-arbitrage. We wanted to pick two locations where we would actually like to take a test run of financial independence in a foreign country.Cody picked Santiago, Chile and Justin picked Porto, Portugal.This episode covers an honest and holistic look at what it would cost for a couple to live in these countries while still really exploring and enjoying them.2021-01-2633 minThe Financial Independence ShowHealthcare 2020 Roundup | Listener Q&A and Personal ExperienceToday's episode features your two podcast hosts, Justin & Cody.
The cover guest questions on topics like medical bill negotiations, pricing, plan types, coverage when traveling, and more.
They also let listeners in on exactly how they get their coverage now, and for Justin, how he plans to manage this once he no longer has that W-2 job.
This topic is crucial for everyone listening so don't miss this one.
Links From the Episode
https://uncoveredhc.com/blog/the-top-healthcare-transparency-sites-2019/
https://www.icd10data.com/ICD10CM/Codes
ehealthinsurance.com
healthcare.gov
https://uncoveredhc.com/blog/how-to-choose-the-best-health-insurance-for-2020/ https://uncoveredhc.com/blog/paying-for-health-insurance/
...2020-10-2131 minThe Financial Independence Show100 Life Updates and The FI Show EvolutionToday's episode features your very own hosts Justin from Saving-Sherpa and Cody from Fly to FI.
We just wanted to celebrate our 100th episode!
Both of us give you a rundown on all the big life events that have taken place this year.
Cody bought three investment properties and Justin hit FI at age 30!
There's so much more so you won't want to miss this one.
Episode Summary
What You Can Expect To Hear
Justin hits FI
Cody buys 3 properties
Cody goes Vegan
Justin sells his van
Justin moves to Texas
Cody learns lessons from entrepreneurship
We also celebrate accomplishments...2020-09-2950 minThe FI Show100 Life Updates and The FI Show EvolutionToday's episode features your very own hosts Justin from Saving-Sherpa and Cody from Fly to FI.We just wanted to celebrate our 100th episode!Both of us give you a rundown on all the big life events that have taken place this year.Cody bought three investment properties and Justin hit FI at age 30!There's so much more so you won't want to miss this one.Episode SummaryWhat You Can Expect To HearJustin hits FICody buys 3 propertiesCody goes VeganJustin sells his vanJustin moves to...2020-09-2949 minThe Financial Independence ShowSetting Your Financial Goals for 2020In today's episode, you'll hear from just your Hosts! That's right, no guests today, but plenty of voices will be heard.
This episode is covering the 2020 goals we sourced from our Community Facebook Page.
In today's episode, the guys share with you the powerful goals The FI Show group set for 2020.
As always the Community Facebook Page has set the bar high and brought us some impressive ambitions that we can't wait to follow and help motivate!
As always the hosts will also be transparent with their financial goals for 2020.
Hopefully, you enjoy this special episode!
Listen, learn, and let...2020-02-2531 minThe Financial Independence Show10 Money Tips for 2019In today's episode, you'll hear from just your Hosts! That's right no guests to save the day.
As a reminder, Justin chronicles his life at Saving-Sherpa.com and Cody writes at FlytoFI.com
In today's episode, the guys tackle 10 financial tips they always hear and give their take on what's true.
Hopefully, you enjoy this special episode!
Listen, learn, and let us know what you think.
Episode Summary
Credit Card Balances
We discuss why you should ALWAYS be using a credit card
The need for setting up autopay to pay off the full balance
Neither of us recommends carrying any...2019-12-2438 minThe FI Show10 Money Tips for 2019In today's episode, you'll hear from just your Hosts! That's right no guests to save the day.As a reminder, Justin chronicles his life at Saving-Sherpa.com and Cody writes at FlytoFI.comIn today's episode, the guys tackle 10 financial tips they always hear and give their take on what's true.Hopefully, you enjoy this special episode!Listen, learn, and let us know what you think.Episode SummaryCredit Card BalancesWe discuss why you should ALWAYS be using a credit cardThe need...2019-12-2438 minThe Financial Independence ShowThe Financial Freedom Summit | Grant Sabatier & PT MoneyIn today's episode, you'll hear about the Financial Freedom Summit!
To help us cover the summit we bring on Grant Sabatier from Millennial Money and PT Money who created FinCon.
This summit is for everyone. It's not a blogger conference, it's for everyone who is trying to improve their relationship with money.
The Summit is May 1st - 3rd, 2020 in St. Louis.
Listen as we uncover why we are so excited about a conference that you surely won't want to miss.
Episode Summary
We start off by getting PT Money's background who started as a CPA
He would then go...2019-10-2258 minThe Financial Independence ShowBlackjack Your Way to Financial Independence | Colin Jones from Blackjack ApprenticeshipIn today's episode, you'll hear how to get to financial independence via Blackjack (wait, what?).
Yep, that's right. Cody and Justin are joined by Colin Jones from Blackjack Apprenticeship.
Colin got an education in mathematics and started out as a teacher.
A buddy introduced him to card counting and changed his financial path forever.
He turned a couple thousand dollars he and his wife had saved and tried his hand at the card tables. That small amount of seed money would lead to millions in earnings, a team of prolific card counters, a documentary and his website where he looks...2019-10-0842 minThe Financial Independence ShowFrom Family Bankruptcy to Multiple Income Streams | Ben Le FortIn today's episode, Cody and Justin are joined by Ben Le Fort.
Ben is Canadian and has an awesome back story.
His parents were financially unstable even to the point of needing Ben to help with the mortgage as a teenager and bankruptcy.
Ben would go on to turn things around and is now on the financial fast track. He and his wife now own two properties and are saving aggressively towards retirement.
Fun note, one of those properties is actually the home that his parents now live in.
Listen and read below to hear his amazing journey.
Episode Summary
...2019-10-0139 minThe Financial Independence ShowEntrepreneurship Unveiled | Taylor Offer from FEAT SocksIn today's episode, Cody and Justin are joined by Taylor Offer from FEAT Socks.
This 26-year-old has been making millions since he was 22 from selling socks.
Yes, you heard us right...Socks. But FEAT Socks aren't your average socks and Taylor isn't your average entrepreneur.
Taylor gave up a prestigious investment banking internship to follow his dreams and create a business.
There was failure and even an unhealthy amount of success. Today Taylor has streamlined business and his life and ready to show you how.
Listen and read below to hear his amazing journey.
Episode Summary
We welcome Taylor from...2019-09-2445 minThe FI ShowEntrepreneurship Unveiled | Taylor Offer from FEAT SocksIn today's episode, Cody and Justin are joined by Taylor Offer from FEAT Socks.This 26-year-old has been making millions since he was 22 from selling socks.Yes, you heard us right...Socks. But FEAT Socks aren't your average socks and Taylor isn't your average entrepreneur.Taylor gave up a prestigious investment banking internship to follow his dreams and create a business.There was failure and even an unhealthy amount of success. Today Taylor has streamlined business and his life and ready to show you how.Listen and read below...2019-09-2445 minThe Financial Independence Show1500 Days to Freedom LIVE at FinCon | Carl & Mindy JensenIn today's episode, Cody and Justin are joined by Carl and Mindy Jensen from 1500 Days.
This power couple is a staple in the financial independence space.
We had a blast recording live at FinCon and can't wait for you to hear.
Discover the origin of the 1500 day blog, the dinosaurs, and why Carl will never be a plumber
Listen and read below to get all the wisdom from Carl and Mindy.
Episode Summary
Carl discovered FIRE after having a bad day at work at age 37
He ended up setting a goal of retiring in 1500 days
He met his goal at...2019-09-1734 minThe Financial Independence ShowThe Low Income Path to FI | Chad MethnerIn today's episode, Cody and Justin are joined by Chad Methner from Little Brother Life Coach.
Chad really wants to encourage people how to reach FI even if they're nowhere near a six-figure salary.
We discuss his battles during the recession, finding himself in a job he hated, and how he came through it all. You'll catch Chad now helping others through coaching and setting up local meetups.
It's a unique angle so go listen and follow along with the summary below and make sure to check out the links at the bottom of the page.
Episode Summary
Chad first...2019-09-0332 minThe Financial Independence ShowFinancial Independence in the Military | Military DollarIn today's episode, Cody and Justin are joined by the magnificent Military Dollar.
Justin really had a blast getting to vent the military money misunderstandings with someone who could relate.
Everything gets covered here. Military housing, insurance, investing and of course retirement.
Listen and follow along with the summary below and make sure to check out the links at the bottom of the page.
Episode Summary
When she was in college she didn't have a lot of money
Her parents were also draining on her finances some in college
It was clear to her that she needed to get her f...2019-08-2055 minThe FI ShowFinancial Independence in the Military | Military DollarIn today's episode, Cody and Justin are joined by the magnificent Military Dollar.Justin really had a blast getting to vent the military money misunderstandings with someone who could relate.Everything gets covered here. Military housing, insurance, investing and of course retirement.Listen and follow along with the summary below and make sure to check out the links at the bottom of the page.Episode SummaryWhen she was in college she didn't have a lot of moneyHer parents were also draining on her finances some in...2019-08-2055 minThe Financial Independence ShowManaging Monthly Expenses with Cody & JustinIn today's episode, Cody and Justin take you on a behind the scenes tour of their monthly budgets.
For some context, Cody is 23 and moving to Boston in September and Justin is 29 living in Boston with his girlfriend. Neither of them has kids.
It's also important to note that despite their low monthly expenses, Justin and Cody do not feel deprived whatsoever. They're both enjoying life to the fullest.
Ready to nerd out on some numbers? Let's dive in.
Housing
Justin - Currently paying $837 per person in Boston for a 2BR apartment.
Cody - Paying $600 to share a room in...2019-07-2328 minThe FI ShowManaging Monthly Expenses with Cody & JustinIn today's episode, Cody and Justin take you on a behind the scenes tour of their monthly budgets.For some context, Cody is 23 and moving to Boston in September and Justin is 29 living in Boston with his girlfriend. Neither of them has kids.It's also important to note that despite their low monthly expenses, Justin and Cody do not feel deprived whatsoever. They're both enjoying life to the fullest.Ready to nerd out on some numbers? Let's dive in.HousingJustin - Currently paying $837 per person...2019-07-2328 minThe Financial Independence ShowThe Dreamer’s Path to FI | Diego CorzoIn today's episode, Cody and Justin are joined by Diego Corzo from House Hacking Club.
His story is incredible and highlights why so many view America as the land of opportunity.
Diego didn't even know he was undocumented until he attempts to get a drivers license. He faced a ton of obstacles but never stopped trying.
Some luck and hard work meant he ended up qualifying for the Defense Action on Childhood Arrivals and DREAMER acts.
Now Diego is living a successful life, spreading his story through places like TED talks...and yes paying a healthy sum of taxes.
So...2019-07-0945 minThe Financial Independence ShowIs Side Hustling Right for You? (+Sneak Peek into Side Hustle Courses)In today’s episode, Cody and Justin are joined by a third co-host! J from FIRE Drill Podcast / Millennial Boss.
The three discuss their experiences with side hustling and also talk about the new Side Hustle Courses that Cody and Julie (J) are launching.
There are also testimonials from several side hustlers who just recently took the course and are starting to earn real money online.
Whether you want to become a digital nomad, build an online empire, or just earn some additional income outside of your day job, we've got you covered.
Join us in this episode and learn wh...2019-06-2549 minThe FI ShowIs Side Hustling Right for You? (+Sneak Peek into Side Hustle Courses)In today’s episode, Cody and Justin are joined by a third co-host! J from FIRE Drill Podcast / Millennial Boss.The three discuss their experiences with side hustling and also talk about the new Side Hustle Courses that Cody and Julie (J) are launching.There are also testimonials from several side hustlers who just recently took the course and are starting to earn real money online.Whether you want to become a digital nomad, build an online empire, or just earn some additional income outside of your day job, we've got you covered....2019-06-2549 minThe Financial Independence ShowFrom Zero to FI in Less Than 2 Years | James and Emily from Rethink the Rat RaceIn today's episode, Cody and Justin are joined by James and Emily from Rethink the Rat Race who have one of the quickest journeys to financial independence you'll ever find.
Living in Huntsville, Alabama they find themselves in one of the best real estate markets in the country for rental properties. They took that opportunity and ran with it.
In 2017 they bought their first rental property and two years later they hit their 11th property and are now ready to retire this summer!
Cody and Justin are both great friends with this duo and this is definitely a can't-miss episode.
S...2019-06-1849 minThe FI ShowFrom Zero to FI in Less Than 2 Years | James and Emily from Rethink the Rat RaceIn today's episode, Cody and Justin are joined by James and Emily who own one of the quickest journeys to financial independence you'll ever find.Living in Huntsville, Alabama they find themselves in one of the best real estate markets in the country for rental properties. They took that opportunity and ran with it.In 2017 they bought their first rental property and two years later they hit their 11th property and are now ready to retire this summer!Cody and Justin are both great friends with this duo and this is definitely a c...2019-06-1849 minThe Financial Independence ShowHow to Raise a Financially Smart Kid | Mother’s Day Special with Ruth Berman (Cody’s Mom)In today's episode, Cody and Justin are joined by Cody's very own mom Ruth Berman! We wanted to do something special for Mother's Day this year and we think this interview hits the mark regardless of the holiday.
We cover her origins and the unique jobs she and her own parents had. Then, we spend a good bit of time discussing how to raise children in a matter that makes them both savvy and comfortable with money. We think there's a ton of great nuggets in there for parents.
Finally, we discuss some of the ways she's diversifying her income...2019-05-1432 minThe FI ShowHow to Raise a Financially Smart Kid | Mother's Day Special with Ruth Berman (Cody's Mom)In today's episode, Cody and Justin are joined by Cody's very own mom Ruth Berman! We wanted to do something special for Mother's Day this year and we think this interview hits the mark regardless of the holiday.We cover her origins and the unique jobs she and her own parents had. Then, we spend a good bit of time discussing how to raise children in a matter that makes them both savvy and comfortable with money. We think there's a ton of great nuggets in there for parents.Finally, we discuss some of the...2019-05-1432 minThe Financial Independence ShowAchieving FI Through The Trades | Captan DIYOn today's episode, Cody and Justin are joined by Captain DIY as he breaks down his journey to becoming a professional electrician and how that intersects with his journey to financial independence.
Cody and Justin have had a chance to hang out with the good Captain a couple of times including down at a Camp FI event.
Go give it a listen and let us know what you think!
Episode Summary
Started money journey 8 years ago when his first child was born
Their goal was to save $20k before their son was born
He found himself spending a lot of...2019-02-2634 min
The FI ShowAchieving FI Through The Trades | Captan DIYOn today's episode, Cody and Justin are joined by Captain DIY as he breaks down his journey to becoming a professional electrician and how that intersects with his journey to financial independence.
Cody and Justin have had a chance to hang out with the good Captain a couple of times including down at a Camp FI event.
Go give it a listen and let us know what you think!
Episode Summary
Started money journey 8 years ago when his first child was born
Their goal was to save $20k before their son was born
He found himself spending a lot of...2019-02-2634 minThe Financial Independence ShowFrugal First Dates to Money Mates – Valentine’s Day Special w/ Our GirlfriendsToday's episode is an extra special Valentine's day episode; Cody and Justin throw out all common sense by letting their significant others come on and give you an unfiltered behind the scenes look at what it's like to date someone so determined to retire young.
While the girls take plenty of jabs at the guys, we think you'll also get some great insight on how to make money conversations with your significant other much more productive and approachable.
Running behind on a Valentine's day gift? Just fire up this episode and grab a glass of wine for the perfect date...2019-02-1434 min
The FI ShowFrugal First Dates to Money Mates – Valentine’s Day Special w/ Our GirlfriendsToday's episode is an extra special Valentine's day episode; Cody and Justin throw out all common sense by letting their significant others come on and give you an unfiltered behind the scenes look at what it's like to date someone so determined to retire young.
While the girls take plenty of jabs at the guys, we think you'll also get some great insight on how to make money conversations with your significant other much more productive and approachable.
Running behind on a Valentine's day gift? Just fire up this episode and grab a glass of wine for the perfect date...2019-02-1434 minThe Financial Independence ShowChristmas Thoughts, 2018 Reflection, 2019 GoalsWe have an extra special gift for you today that requires no wrapping paper. This Holiday special Justin and Cody go at it alone with no guest to discuss their perspectives on materialistic Christmas, a brief recap of 2018 and their goals for 2019.
We think you'll really enjoy getting to hear a little more from your hosts this week and see a little more behind the curtain on their personal lives. At the end of the episode, we asked that you start writing out your goals and sharing them with us so we can keep you accountable. You can drop those...2018-12-2540 min
The FI ShowChristmas Thoughts, 2018 Reflection, 2019 GoalsWe have an extra special gift for you today that requires no wrapping paper. This Holiday special Justin and Cody go at it alone with no guest to discuss their perspectives on materialistic Christmas, a brief recap of 2018 and their goals for 2019.
We think you'll really enjoy getting to hear a little more from your hosts this week and see a little more behind the curtain on their personal lives. At the end of the episode, we asked that you start writing out your goals and sharing them with us so we can keep you accountable. You can drop those...2018-12-2537 minThe Financial Independence ShowHacking College, Real Estate, and FU Money | Craig Curelop from Bigger PocketsIn today’s episode, Cody and Justin bring you a true the king of efficiency. A real estate junkie, Craig works over at Bigger Pockets and currently lives in Denver. From getting paid to go to college to renting out his car, Craig finds ways to squeeze money out of every aspect of life. Then you can add on the fact that he’s in his mid 20’s and you have a really inspiring story.
Craig may not head up a popular blog or podcast but I can promise you, he has some amazing insight. In this episode, you’ll get to h...2018-12-0430 min
The FI ShowHacking College, Real Estate, and FU Money | Craig Curelop from Bigger PocketsIn today’s episode, Cody and Justin bring you a true the king of efficiency. A real estate junkie, Craig works over at Bigger Pockets and currently lives in Denver. From getting paid to go to college to renting out his car, Craig finds ways to squeeze money out of every aspect of life. Then you can add on the fact that he’s in his mid 20’s and you have a really inspiring story.
Craig may not head up a popular blog or podcast but I can promise you, he has some amazing insight. In this episode, you’ll get to h...2018-12-0430 min
The FI Show“Retired” at 24, Now Earning $1.5 Million Blogging | Michelle Schroeder-GardnerIn today's episode, Cody and Justin interview Michelle Schroeder-Gardner from Making Sense of Cents. Join them as they dive into Michelle's financial backstory and learn how she took her issues with student loan debt and turned it into a passion that ultimately became super profitable. While Michelle did retire from her job at 24 and is now living it up sailing around the world, she is still grinding away on her blog and saving a ton of money. This really shows you that no matter how much money you have, your core values remain the same.
Michelle is also trying to h...2018-11-0626 minThe Financial Independence Show“Retired” at 24, Now Earning $1.5 Million Blogging | Michelle Schroeder-GardnerIn today's episode, Cody and Justin interview Michelle Schroeder-Gardner from Making Sense of Cents. Join them as they dive into Michelle's financial backstory and learn how she took her issues with student loan debt and turned it into a passion that ultimately became super profitable. While Michelle did retire from her job at 24 and is now living it up sailing around the world, she is still grinding away on her blog and saving a ton of money. This really shows you that no matter how much money you have, your core values remain the same.
Michelle is also trying to h...2018-11-0626 min
The FI ShowGoodbye FIRE Below Zero, Hello To The FI ShowThis is the biggest news we've shared with you up to date! Unfortunately, TJ had to step away from FIRE Below Zero for family reasons, but the show goes on!
Cody has teamed up with Justin aka the Saving Sherpa, to present to you ... The FI Show! We are so excited to move forward with this new project and we appreciate you supporting us during this transition.
So, what does this mean for you listeners?
What's Different?
We are going to make this transition as seamless as possible. Any links from FIRE Below Zero will be automatically redirected to The F...2018-10-2313 minThe Financial Independence ShowGoodbye FIRE Below Zero, Hello To The FI ShowThis is the biggest news we've shared with you up to date! Unfortunately, TJ had to step away from FIRE Below Zero for family reasons, but the show goes on!
Cody has teamed up with Justin aka the Saving Sherpa, to present to you ... The FI Show! We are so excited to move forward with this new project and we appreciate you supporting us during this transition.
So, what does this mean for you listeners?
What's Different?
We are going to make this transition as seamless as possible. Any links from FIRE Below Zero will be automatically redirected to The F...2018-10-2313 minThe Financial Independence Show009 | Camp FI South Takeaways & Community FeedbackThe first portion of this podcast is feedback from last week's episode: The Low-Hanging Fruits of FI.
Anonymous talks about Project FI and tells us about calling to get cell phone data reports.
Cody's mom asks us to clarify how WiFi works.
Luke from Forming the Life talks about the power of automation.
Jeremy corrects Cody about AskTrim and mentions Truebill.
Mike weighs in about Sling TV for watching football.
Emily tells us about saving money on groceries with Checkout 51.
Camp FI South
The second portion of this episode was recorded LIVE from Camp FI South! Whitney Hansen of Money...2018-10-1318 min
The FI Show009 | Camp FI South Takeaways & Community FeedbackThe first portion of this podcast is feedback from last week's episode: The Low-Hanging Fruits of FI.
Anonymous talks about Project FI and tells us about calling to get cell phone data reports.
Cody's mom asks us to clarify how WiFi works.
Luke from Forming the Life talks about the power of automation.
Jeremy corrects Cody about AskTrim and mentions Truebill.
Mike weighs in about Sling TV for watching football.
Emily tells us about saving money on groceries with Checkout 51.
Camp FI South
The second portion of this episode was recorded LIVE from Camp FI South! Whitney Hansen of Money...2018-10-1318 minThe Financial Independence Show008 | The Low-Hanging Fruits of FIIn this week's episode, Cody and TJ discuss the low-hanging fruits of FI. These are the changes you can make in your life today, tomorrow, next week, next month, next year, and so on that can drastically improve your financial position. Tune in and get ready to pick these low-hanging fruits!
Episode Summary
Housing:
Makes up 33% of average American household expenditure
House hacking – Purchasing a primary residence and renting out units/bedrooms in order to subsidize the cost of your housing.
Downsizing / Living Below Your Means – Find the most affordable housing option in your area that suits your needs. This stra...2018-10-0931 min
The FI Show008 | The Low-Hanging Fruits of FIIn this week's episode, Cody and TJ discuss the low-hanging fruits of FI. These are the changes you can make in your life today, tomorrow, next week, next month, next year, and so on that can drastically improve your financial position. Tune in and get ready to pick these low-hanging fruits!
Episode Summary
Housing:
Makes up 33% of average American household expenditure
House hacking – Purchasing a primary residence and renting out units/bedrooms in order to subsidize the cost of your housing.
Downsizing / Living Below Your Means – Find the most affordable housing option in your area that suits your needs. This stra...2018-10-0931 minThe Financial Independence Show002 | There’s No FI Without PurposeWhat FIRE Means to Us
Cody and TJ share their biggest reasons for pursuing financial independence. On their path, they’ve learned that money is just a tool, and it should not control your life.
This concept simply allows you to buy your time back. It allows you take back control of your future, and focus all of your waking hours on things you are absolutely passionate about.
This what makes FIRE so important!
Highlighted Idea: Cody says he is “not getting the best use of his life hours” by crunching numbers behind a desk or working on projects that mean n...2018-08-2721 min
The FI Show002 | There’s No FI Without PurposeWhat FIRE Means to Us
Cody and TJ share their biggest reasons for pursuing financial independence. On their path, they’ve learned that money is just a tool, and it should not control your life.
This concept simply allows you to buy your time back. It allows you take back control of your future, and focus all of your waking hours on things you are absolutely passionate about.
This what makes FIRE so important!
Highlighted Idea: Cody says he is “not getting the best use of his life hours” by crunching numbers behind a desk or working on projects that mean n...2018-08-2721 min
The FI Show001 | Lighting the FIREWhat exactly is FIRE? Financial independence, retire early. Financial independence is based on the 4% rule which was formulated from the Trinity study, the idea is that if you can survive comfortably at a 4% withdrawal rate from your nest egg (invested assets), provided that the assets were invested in low-cost index funds, you essentially never had to work for money ever again. Which brings in the RE portion (retire early). If you can build up a nest egg with 25 times your annual expenses (inverse of 4%), you could essentially retire early. It just depends on how quickly you can build up...2018-08-2514 min