Shows
Stansell Wealth Planning PodcastMortgage Rates, Myths, And Smart Moves with Mason WhiteheadWe break down what truly drives mortgage rates, why Fed cuts don’t guarantee cheaper mortgages, and how to use timing, credit tiers, and smarter products to your advantage. Mason shares practical pre-approval timelines, non-QM options for self-employed buyers, and real client wins.• Rates driven by the 10-year Treasury and MBS market• Fed funds cuts not equal to mortgage rate drops• Recession risk tied to ultra-low mortgage rates• Pre-approval timing at four months for most buyers• Credit tiers reshaped with 780 as top bracket• Inquiry impact minimal for strong credit, risky for borderline• Rising t...
2026-02-1919 minStansell Wealth Planning PodcastIs Roth Better than Pre-tax?We unpack Roth vs pretax with clear rules of thumb, why Roth is a tax code not an account, and how RMDs can create a tax spike you don’t need. A real case study shows how targeted Roth conversions and a 50-50 balance can flatten lifetime taxes.• Roth is a tax treatment applied to IRA or 401k• Difference between workplace plans and individual accounts• Traditional pretax: deduction now, taxes later• Roth: taxes now, tax-free withdrawals later• How to choose using the 32% bracket rule of thumb• Targeting a 50-50 Roth vs pretax split by retir...
2026-02-1125 minStansell Wealth Planning PodcastEstate Planning Made Clear - with Janelle CremeIf you couldn’t speak tomorrow, who would decide what happens—to your care, your kids, and your money? We sat down with estate planning attorney Janelle Creme to make sense of wills, trusts, and the documents that actually keep your family out of court and in control. This conversation moves past buzzwords and into practical steps you can take to protect your wishes, avoid probate, and reduce conflict during the hardest moments.We break down the real difference between a will and a properly funded revocable trust, why a pour-over will still matters, and how to titl...
2026-02-0416 minStansell Wealth Planning PodcastYour 2026 Money ResetNew year, new leverage. We’re resetting your money with a simple 2026 playbook that trades vague goals for specific actions you can automate and track. We walk through how to crush consumer debt with clear timelines, build an emergency fund that actually protects your life, and fix the silent gaps hiding in your 401k, Roth, and HSA contributions. It’s a practical blueprint designed for busy people who want results without financial jargon. Plus, an annual maintenance sweep to cut bloated home and auto premiums, contest inflated property tax appraisals, rebalance 401k investments, spot lifestyle creep in your...
2026-01-2820 minStansell Wealth Planning PodcastBreaking Free: Smart Debt Elimination StrategiesWhat Are Smart Ways To Pay Off All Your Debts?Feeling crushed under the weight of debt? You're not alone. The burden of financial obligations keeps countless Americans awake at night, affecting everything from their mental health to their family relationships. But there's a path forward that combines practical wisdom with spiritual guidance.In this enlightening conversation, Cody Stansell breaks down a systematic approach to eliminating debt while honoring faith-based principles. The journey begins with establishing a proper emergency fund before tackling consumer debt – credit cards, student loans, car payments, and personal loans. On...
2025-09-1612 minStansell Wealth Planning PodcastLife Insurance: Calculating What You Need with Cody StansellHow Much Life Insurance Do I Need?Death and taxes may be inevitable but understanding exactly how much life insurance you need doesn't have to be complicated. In this eye-opening episode, Senior Wealth Advisor Cody Stansell cuts through the confusion to reveal a refreshingly practical approach to life insurance.Most people have been sold the idea they need permanent life insurance, but Cody challenges this conventional wisdom with a more strategic perspective: "We want life insurance to be a bridge until you are self-insured." This fundamental shift in thinking transforms how we approach...
2025-09-0911 minStansell Wealth Planning PodcastLifetime Tax Strategy: Minimizing Your Financial BurdenTax Planning 101: Strategies For Today And In The Future?Minimizing your tax burden requires more than just annual filing strategies—it demands a lifetime perspective on wealth management. In today's riveting discussion, we dive deep into the world of comprehensive tax planning that most financial advisors and CPAs simply don't address.The concept of "tax windows" could transform your financial future. These are specific years when your income situation deviates significantly from your norm—perhaps due to an unexpected bonus, job change, or temporary income reduction. By identifying these windows, we can implement stra...
2025-08-1812 minStansell Wealth Planning PodcastFinding Your Financial Match: How to Choose the Right Advisor for Your ValuesWhat Does It Mean To Have A Fiduciary Financial Advisor, And Why Is It Important?Finding the right financial advisor isn't just about credentials—it's about connection, compatibility, and comprehensive expertise that aligns with your unique needs. Cody Stansell, CFP and Senior Wealth Advisor at Stansell Wealth Planning, breaks down the essential questions everyone should consider when selecting a financial planning partner.The conversation reveals critical red flags that signal potential misalignment, like the uncomfortable "salesman feeling" that permeates some advisor relationships. Cody emphasizes the importance of that initial gut reaction: "If you si...
2025-08-1112 minStansell Wealth Planning PodcastBalancing Your 401k: Smart Retirement Savings for Every AgeHow Much Should I Contribute To My 401(k) Or 403(b)?Ever wondered if you're putting too much—or too little—into your retirement accounts? This question plagues nearly every working adult, but the answer isn't as straightforward as many financial advisors might suggest.In this deeply insightful conversation, Cody Stansell reveals a revolutionary perspective on 401k and 403b contributions that challenges conventional wisdom. Rather than pushing the "max out your retirement" mantra, he explains why your age fundamentally changes how you should approach retirement savings. For those over 45, he unveils a mathematical tipping poin...
2025-07-2112 minStansell Wealth Planning PodcastStewardship: Aligning Money with Christian ValuesHow Does Christian-based Financial Planning Differ From Traditional Financial Planning?Money talks, but does yours speak the language of faith? In this thought-provoking episode, Cody Stansell, senior wealth advisor at Stansell Wealth Planning, pulls back the curtain on how Christian-based financial planning differs from conventional approaches in meaningful ways.At its foundation lies the stewardship mindset—recognizing that our resources aren't truly ours, but entrusted to us for wise management. Cody explores three key areas where faith transforms financial practice. First, he breaks down Biblically Responsible Investing, explaining how portfolios can be filtered to...
2025-07-1410 minStansell Wealth Planning PodcastThe Essential Blueprint: Financial Building Blocks for a Prosperous FutureThe Building Blocks To Everyone’s Finances – What Should I Be Focused On? In this episode of the Stansell Wealth Planning Podcast, host Cody Stansell, owner and senior wealth advisor, discusses comprehensive Christian-based financial planning for different life stages. The episode breaks down financial planning into three stages: early years (under 40), crucial years (40-60), and enjoyment years (60+). The episode provides practical advice for individuals and families to establish a strong financial foundation at any ageKey focus areas include maintaining a good cash balance, prioritizing debt repayment, saving for retirement, life insurance, and estate...
2025-06-1912 minStansell Wealth Planning PodcastPortfolio Rebalancing: The Art of Buying Low and Selling HighHow Often Should I Review And Rebalance My Investment Portfolio? Does your investment strategy need a checkup? We explore why your portfolio isn't a "set it and forget it" proposition in this essential episode on investment maintenance.Ever wondered about the difference between rebalancing and reviewing your investments? Wealth advisor Cody Stansell breaks down these critical concepts using clear, practical examples that demystify portfolio management. Rebalancing—the practice of systematically buying low and selling high—should happen quarterly at minimum to maintain your target allocation as market movements naturally shift your investments off balan...
2025-06-1208 minStansell Wealth Planning PodcastMastering the Three-Legged Stool: Building Retirement Income That LastsHow Do I Create A Retirement Income Plan That Lasts?Retirement planning goes far beyond simply saving money—it requires a strategic approach to creating sustainable income that lasts throughout your golden years. In this enlightening episode, Senior Wealth Advisor Cody Stansell breaks down the essential components of building retirement income that withstands the test of time.At the heart of effective retirement planning is understanding your own investment personality. Are you the conservative type who values predictable income and minimal market fluctuations? Or do you have a more aggressive mindset, comfortable with ma...
2025-05-1509 minStansell Wealth Planning PodcastLanding the Retirement Plane: How to Avoid Common Withdrawal MistakesWhat Are The Biggest Mistakes People Make When Withdrawing From Retirement Accounts?How you withdraw from your retirement accounts is just as crucial as how much you save—possibly even more important. This fundamental truth sits at the heart of our latest conversation with Cody Stansell, who reveals why many retirees struggle despite substantial savings.Drawing from years of experience guiding clients through retirement transitions, Cody explains that moving from accumulation to distribution represents a profound shift that many fail to navigate properly. "It's like taking off with a plane," he explains. "It's ea...
2025-05-1509 minStansell Wealth Planning PodcastWhat are the Key Components of a Strong Financial Plan?What Are The Key Components Of A Strong Financial Plan?Money management without clear purpose is like driving without a destination—you might move forward, but you'll never arrive where you truly want to be. This episode dives deep into the three foundational pillars that make the difference between simply having money and having a purposeful financial plan.Cody Stansell shares why your cash position might matter more than your overall net worth, explaining that even millionaires feel financial anxiety when they're cash-strapped. He recommends maintaining 6-12 months of expenses in liquid assets to...
2025-04-1109 minStansell Wealth Planning PodcastAre You Saving Enough for Your Retirement?How Do I Know If I’m On Track For Retirement?Do you lose sleep wondering if your retirement savings will be enough? You're not alone. The most common concern we hear isn't about becoming wealthy—it's about avoiding becoming a burden on family in later years.In this enlightening discussion, Senior Wealth Advisor Cody Stansell tackles the question that weighs heavily on so many minds: "How do I know if I'm on track for retirement?" Moving beyond simplistic online calculators and one-size-fits-all solutions, Cody reveals why retirement planning is deeply personal and comp...
2025-04-1109 minStansell Wealth Planning PodcastMeet Cody Stansell: Where Biblical Stewardship Meets Comprehensive Wealth ManagementMeet the Host: Cody Stansell, Senior Wealth Advisor and Owner of Stansell Wealth PlanningMeet Cody Stansell, the passionate Senior Wealth Advisor behind Stansell Wealth Planning, where biblical principles and comprehensive financial expertise come together. Cody's approach isn't about selling products—it's about building lifelong relationships as a trusted financial concierge for his clients.The comprehensive services at Stansell Wealth Planning cover every aspect of financial life—investment management, retirement planning, tax optimization, estate planning, college savings, insurance, and more. But what makes their approach truly distinctive is understanding what clients really want. "None...
2025-03-1805 min
Good Neighbor Podcast: FriscoEP #222: Navigating Wealth: Insights from Steadfast Wealth Planning with Cody StansellWhat makes Cody Stansell with Steadfast Wealth Planning a good neighbor?In this enlightening episode, we sit down with Cody Stansell from Steadfast Wealth Planning to uncover the essential elements of effective financial planning. Cody dives deep into the biggest misconceptions surrounding retirement savings, making it clear that many people believe they need to have millions to retire comfortably. He speaks candidly about the importance of creating a comprehensive financial plan that aligns with one’s life goals rather than merely focusing on investments. Listeners will learn about the critical role of tax planni...
2025-02-2810 min
EC&M On AirMeet the 2022 Under 30 All StarsIn this episode of EC&M On Air, Editor-in-Chief Ellen Parson chats with three of this year's Under 30 All-Star nominees: Taylor Groves of Stansell Electric, Cody Krstonich of MC Dean, and Cody Swayze of Smith Seckman Reid.
2022-09-2345 min