Shows
PennyWise FinancialBuilding Your Nest Egg, Not a NurseryRethinking Legacy - The Child-Free Journey with Dr. Jay Zigmont
Host: Constantine J Kitrinos, CPFA | Managing Partner | Wealth Advisor
Guest: Dr. Jay Zigmont, MBA, CFP | Found & CEO
Guest Website: https://childfreewealth.com
This episode of Pennywise Financial tackles a topic that's as personal as it gets: financial planning for a child-free life. Our guest is Dr. Jay Zigmont, the mastermind behind ChildfreeWealth.com, and together we delve into a world where the traditional goals of wealth preservation and inheritance shift dramatically.
For some, the decision to be child-free is a deeply personal one, driven by various factors. Whether it's...
2024-03-1143 min
PennyWise FinancialTax Time Turbulence😲Tax deadline lowdown: Don't miss out! Get the latest on filing deadlines and extensions.
Business owner tax strategies: Discover smart tips and tricks to maximize your deductions and minimize your tax burden.
War stories and beyond: Dave shares inspiring insights from his time serving in the war and his passion for giving back through charitable ventures.
Whether you're a seasoned tax pro or just starting out, this episode is packed with valuable information and down-to-earth advice. Plus, you'll get a glimpse into the heart and mind of a truly remarkable individual.
Watch now and Subscribe for more financial wisdom!
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2024-02-2556 min
PennyWise FinancialBeyond The BuffetEver wondered what it's really like to run a small business? The late nights, the constant hustle, the endless decisions? Today, we pull back the curtain with Joe Yantachka of Partyman Catering. We'll delve into the nitty-gritty of managing finances in a dynamic industry. Joe will share his secret sauce for success, from strategic investments to smart budgeting.
But this isn't just about numbers. We'll also explore the heart of entrepreneurship: the passion, the challenges, and the incredible satisfaction of building something from the ground up. Whether you're a seasoned business owner or just...
2024-02-1458 min
PennyWise FinancialFinding Fitness that Fits You | Physical & Mental Wellness at its CoreFeeling financially lost when it comes to your health? This episode of Pennywise Financial is here to guide you towards smarter spending in the physical therapy world. Join me as I chat with Beth Perry, co-owner of Wellness 360, a unique fitness center prioritizing personalized care and affordability.
Forget cookie-cutter gyms! Beth and her team are shaking things up by offering:
Personalized one-on-one care: Ditch the crowds and get a program tailored to your specific needs and goals.
Convenience: No more juggling schedules – their flexible options fit seamlessly into your busy life.
Specialized group classes: Parkinson's, osteoporosis, balance, boxing... they ha...
2024-02-0632 min
PennyWise FinancialA warm cup of appreciationWe're well into the new year and we look back on some of the most popular holiday gifts purchased as well as some of the ones under our tree. My guest is Sebastian Alexander Kitrinos and he was proud to talk about some of our favorite past times as well as the benefits and drawbacks of technology. Bash talks about the frustration he has sometimes when trying to reach his goals and how sometimes even the best planning requires you to make changes. It's always a pleasure to have the kid on and mix a little quality time with...
2024-01-3120 min
PennyWise FinancialPut the bears into hibernation
Daylight is scarce, shopping is rampant, and people are out and about this holiday season to close the year on a high note. Besides all the family and fun, it's also a good time for people to take a look back on the year and reflect. Constantine looks back at the price of goods and services and talks about the sectors of the market that have gone up throughout the year and those that have been challenged.
Host: Constantine J Kitrinos, CPFA
Website: www.monarchwealthmanagement.com
The link mentioned in this episode with information on how and where to go to freeze...
2023-12-1328 min
PennyWise FinancialSpill the Tea on Estate PlanningHaving your financial house in order includes your Estate plan. Estate planning is the PennyWise thing to do. Kevin Johnson, Esq from Klafehn Heise & Johnson, PLLC joins the show to talk about helping clients and some of the biggest misconceptions people have about our judicial system.
Host: Constantine J Kitrinos, CPFA
Guest: Kevin Johnson, ESQ | Klafehn Heise & Johnson, PLLC
Co-Host: David T Georgiev, MBA, CKA
Website: www.monarchwealthmanagement.com
Guest Website: www.khjlaw.com
Guest Email: reception@khjlaw.com
The following music was used for this media project...
2023-12-0653 min
PennyWise FinancialSay Goodbye to Housing HeadachesThe real estate market is pretty rough for any buyer right now with a ton of obstacles making the process a little less than fun. Greg from The GC Homes Team at RemaxPlus tells us how he's helping clients navigate this tumultuous market. Headaches no more with the way Greg works with his clients and buyers. We talk economy, rates, inflation, the process, buying & selling homes, flipping, wholesale and other real estate investing topics.
#realestate #investing #homebuyers #homebuying #mortgage #interestrates #inflation #sellingmyhome #buyingahome #realtor
Host: Constantine J Kitrinos, CPFA
Guest: Greg Castirchini | Associate Real Estate Broker | The GC Homes Team
Co-Host: Da...
2023-11-2945 min
PennyWise FinancialThe Right Guide to Navigate The Senior Care MazeFinding the right place to call home is a really tough one. For many it's a struggle because it feels like you're giving up control and sacrificing independence. That's where Holly Crocker comes in and makes the whole process better. She works with the family every step of the way to make sure you're doing the right thing.
#seniorliving #seniorcommunity #seniorhousing #senioradvocate #seniorliving #seniorcitizens
Host: Constantine J Kitrinos, CPFA
Guest: Holly Crocker | Senior Living Advisor
Website: www.monarchwealthmanagement.com
Guest Website: www.oasissenioradvisors.com/rochester/
The following music was used for this media project:
Music: Back Roads In The Afternoon by Justin Allan Arnold...
2023-11-2140 min
PennyWise FinancialWhat Your Insurance Broker Isn't Telling YouLiz from the Liz Harley Allstate Agency in Victor joins the show to talk about the things you already know, the things you think you know, and the things you should know. We're all facing the rising cost of living but saving a few pennies to pay many, many dollars down the road never adds up. She brings years of experience and many stories to the show. Hopefully, you learn a thing or two or brush up on some things you used to know. We have some laughs with Liz but the value she brings to our clients and...
2023-11-1338 min
PennyWise FinancialHaircuts Belong in The Barber Shop
Today, we chat with Frank DeSantis, owner and operator of Salvatore's Barber Shop in Chili, New York. Being in a barber shop exposes you to conversations between other business owners, CEOs, and white and blue-collar employees. What a great way to get some insight into the general public's spending habits and measure the perception of the health of the economy. Frank doesn't hold back any punches and talks about how he reaches a state of Zen.
#Economy #spending #money #PennyWiseFinancial #Podcast #barber #barbershop #barbershoptalk
Host: Constantine J Kitrinos, CPFA
Guest: Frank DeSantis
Co-Host: David T Georgiev, MBA, CKA
Website: www.monarchwealthmanagem...
2023-11-0339 min
PennyWise FinancialEconomics, Aliens, Politics & Working Out | Barbershop Talk PreviewWhat else can you expect from a local Barber Shop Owner. Topics go all over the place and don't quite get to Aliens, but Frank was ready to talk "Aliens" if need be. Maybe next time.
Today, we chat with Frank DeSantis, owner and operator of Salvatore's Barber Shop in Chili, New York. Being in a barber shop exposes you to conversations between other business owners, CEOs, and white and blue-collar employees. What a great way to get some insight into the general public's spending habits and measure the perception of the health of the economy. Frank...
2023-11-0200 min
PennyWise FinancialCrack the Code on Healthcare in RetirementThis episode focuses on one specific topic all of us will be faced with in retirement, healthcare. Our discussion with a local expert helps us know more about the process and understand how complicated your choices can be when trying to tackle this on your own. We've all heard of Medicare and might understand some of the basics, but today's guest helps us uncover the things you may not know. Brenda Foster from the Medicare Marketplace is our guest and she delivers timely information for retirees needing to make their annual elections during the open enrollment period this year...
2023-10-2551 min
PennyWise FinancialD.E.B.T. Free or Die Trying | The Marcus Garrett StoryA best-selling author, speaker, mentor, and coach gives us his story on overcoming debt and how he mentors others to do the same and much more. Marcus Garrett joins us to share some personal life experiences on how he got started with his coaching, guidance, and debt elimination programs. He is passionate about what he does and takes a different approach to just one simple process to reach success. This was a great conversation to discuss his journey and should inspire others as well.
#LongTermApproach #BetterOutcomes #Invest #Grow #Protect #Debt #Plan #MarketOutlook #MarketTrends #Recession #Evolving #Economy #Stocks #Bonds #InterestRates...
2023-10-1630 min
PennyWise FinancialGarbage Plates, Interest Rates & A Side of Mac SaladWe were graced by the presence of Andrew White, hailing from Philadelphia. He has been at Vanguard for over a decade and brings some good dialogue to the table. He shares his first experience with a Garbage Plate and the market outlook, the fed, interest rates and positioning. Are we in a recession? Does it make sense to jump ship out of stocks and hide in cash? He shares insight from his research team and references studies done by Vanguard about the power and impact a trusted advisor can have on an individual's financial plan. Andrew points out the...
2023-10-0444 min
PennyWise FinancialTrucks Food & ShelterBudgeting has never been more important than right now for many Americans across the nation. Inflation is crushing folks living on a fixed income and forcing us all to take inventory of our spending, habits and figuring out what our needs versus our wants. Today we chat with Sebastian and hear what's important from the perspective of a first grader. You'll hear everything from how he would spend his income to the things that matter most to him.
Topics were made up by him on the spot. He begged to be on the show...
2023-09-2111 min
PennyWise FinancialRisk-Free Is "Bull"Ever watch those catchy ads on TikTok, Facebook Reels, Instagram or Youtube? You know the ones that tell you everything you've ever wanted, hoped and dreamed for in an "investment". It's the account where you invest money, never lose, have guarantees, have no limits on how much you can put in, collect tax-free income for life and forget about any of the IRS rules as well because those don't apply. 🤣
Our firm has been getting more and more calls asking about these ads and what they're talking about. Watch or listen to the latest epi...
2023-08-2328 minPennyWise FinancialRisk-Free is "Bull" TrailerThis is an intro for Episode 91 | Season 5 of the PennyWise Financial Podcast Featuring David T Georgiev, MBA and host Constantine J Kitrinos, CPFA. Watch the full episode to learn more about why Constantine can't stand these ads being pushed out about a decent policy that's being "sold" in a misleading way.
2023-08-2300 minPennyWise FinancialPutting Profit FirstIt's been about 20 years since I've been in the ring but I hopped back in with the chance to spar with Rocky. Today's guest is Rocky Lalvani from Profit Comes First and he gives us a glimpse into how he helps small business owners understand, develop and maximize the most important part of their business - PROFIT!
If you're a small business owner looking to do the same, his contact information can be found below. Tune in and subscribe to hear this and more. #profit #smallbusiness #selfemployed #business #maximizepotential #consulting
2023-07-1337 min
PennyWise FinancialShred like a ProOne might question why we would have guests on the show who share similar business models or overlapping services to address the needs of our client base. The reality is, we view others in our field as colleagues, peers and people we can share ideas with and learn something new at the same time. Our firm practices and delivers all encompassing planning, but perhaps not in the same way as others. Today's guest is Adam Carroll, the founder of the Shred Method and we chat about the way he approaches a very important topic to most - debt. We...
2023-04-2038 min
PennyWise FinancialWhat is value?People have a prudent duty to analyze expenses, budget and adjust accordingly. This is becoming more and more important as the economy continues to weaken and we take inventory of the products and services we're paying for. A few things we can't live without are food, shelter, and Netflix, so that means everything else is labeled a "luxury". All kidding aside, these are desperate times for many - especially those on a fixed income, and near, or in retirement. Those folks are not going to have more time for their portfolio's to grow fast enough or have the ability...
2023-03-0834 min
PennyWise FinancialI think I can, I thinkThings are putting a smile on the faces of many investors as the markets continue their consistent trend upwards. After last years volatility and losses, can these moves instill enough confidence for investors to feel better about their overall plan? We're still facing problems in the market that haven't been resolved, but can the market see past all the bad news? Earnings, consumer spending, inflation, the Fed and the war in Ukraine continue to pose a challenge for smooth sailing from this point out. Moving past COVID will reveal the new world we're living in with most back to...
2023-01-1834 min
PennyWise FinancialSeatbelts OptionalHappy New Year, and welcome to the first episode of 2023! It's year five and our 86th episode under our belt. Thanks again for clients and prospects listening to and supporting the show. A New Year usually brings about change in several different ways. Don't get too cozy with rules because the only thing consistent is that they change - all the time. We barely scratch the surface and look at the Secure Act 2.0 that passed days before the new year. The act changes a number of things relating to retirement plans, distributions, penalties, and a bunch more that impact...
2023-01-1130 min
PennyWise FinancialSanta, Answer Your Phone!In the final episode of the year and to closeout season 4, Constantine has David and Chris on to reflect on the happenings of this year and how things might shake out in the new year. Santa Rally in the cards? There are a few trading days left in the year, but no-one can say for sure what will happen. Unemployment, interest rates, the fed, overall state of the economy, challenges and data that support a tough environment may be changing course if a few things can get buttoned up. Hear from the trio and get a different flavor of m...
2022-12-2145 min
PennyWise FinancialNo time to say goodbye - I'm lateThe end of the year is weeks away and we'll be closing the door on an awful year, but it's not over yet. People are creatures of habit and have a tendency to wait until the last minute for just about everything. Investment accounts and tax considerations are no different. This time of year is notorious for people rushing to get started on a 401(k)'s, SIMPLE IRA's, IRA contributions, RMD's, HSA contributions and any other strategy that can make a big difference in your tax planning and retirement goals.
Jason and Constantine discuss market trends and pa...
2022-12-1441 min
PennyWise FinancialThe Hard Way or The Easy WaySome people cringe at the thought of planning for all their "stuff" and what happens to their children. Estate planning is not an easy thing to tackle, but it's a necessity because without a plan, the state has one for you. We've been helping more and more clients as they navigate a family loss. What it means as far as distributing money, taxes and who's in charge of it all.
Chances are you've had a couple of jobs over the years. It's important to keep track of your retirement accounts throughout the years or you could forget w...
2022-11-3035 min
PennyWise FinancialEverything Must GoAnd the market sale continues. Black Friday deals have the ability to entice even the most cost-conscious consumer. This year it's NOT only the large-screen TVs that come at a discount. There's no shortage of stocks, bonds, and alternative investments that come with a 30% coupon. Will it be enough to settle the market turmoil and end the bear market? Conviction, earnings, and some type of catalyst other than buying stocks cheaper than they were selling a year ago. We need a catalyst and so far there's not much hope that'll arrive due to the big sales after this Thanksgiving...
2022-11-2226 min
PennyWise FinancialThe fall is overMid-Term elections are over, CPI numbers are in and the overall market is responding. Boring is out and "tech" is back in, for today that is. Fall is over and the winter is moving into the northeast. That means higher heating bills and utilities in the coming months. We continue to fight off inflation and the fed and look for opportunities to invest. Are the cryptocurrencies setup for a big turnaround or is this when the nail gets hammered into the coffin? Trouble is knocking on the door of cryptos, miners and wallets across the globe. Hear Constantine's view...
2022-11-1641 min
PennyWise FinancialSlow dance into RecessionThe economy is slow, spending is going down and profits are beginning to shrink. Jerome Powell and the Federal Reserve are starting to smile, but is it enough? Smiles can only take you so far. Rates have been going up consistently which is helping to bring down CPI, but at this rate we're crawling into an inevitable whole called a recession. It's a slow dance which should've been more of a breakdance. You wouldn't want to punish yourself by watching either one of these hosts do any kind of dancing! Constantine and Jay touch on one of the only...
2022-11-0945 min
PennyWise FinancialBusiness Owners Know How to StackWorking for a company that offers benefits is great; owning your own business can be much, much better. That's right, you call all the shots, make your own schedule, set your own goals, and create a brand for yourself. It's all glitz and glam, but it doesn't come for those without the heart and dedication to make it work. A big difference between being the employer versus being the employee is the benefits package. Not all business owners know the best health plans to consider, understand life insurance, or even what retirement plan they should be considering. Some of...
2022-10-1232 min
PennyWise FinancialDon't Get Emotional! (feat. David Georgiev)Today's episode features the one and only David Georgiev! Joining us for the last episode in September, David gives some great insight to the current landscape of the market and how to endure what is going on. The guys also stress the importance of not acting or investing emotionally. We discuss many things from #hurricaneian to insurance and much more - you never know what you're going to get when David joins! Sam, Constantine, and David chat about #investing, #marketloss, #insurance, #finance, #inflation, and #currentevents among other things relevant to the market right now. Tune in and subscribe to...
2022-09-2842 min
PennyWise FinancialWhat's Going On?Discussing the concerning trajectory of the stock market, we give insight to what is going on and what the future may hold. Also, we get into international stocks and if they are a reasonable bet. It's also national life insurance awareness month! What does that mean to you? Tune in to find out! Sam and Constantine chat about #internationalstocks, #marketloss, #lifeinsurance, #investing, #inflation, and #currentevents among other things relevant to the market right now. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
CoHost: Sam Gueli
...
2022-09-2232 min
PennyWise FinancialOur ValuesOn today's episode, we discuss our values and why we work for you. We're in this together! Listen in to hear why we care about you and your future. Sam and Constantine chat about #advisors, #marketpullback, #values, #investing, #inflation, and #currentevents among other things relevant to the market right now. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
CoHost: Sam Gueli
Website: www.monarchwealthmanagement.com
Credit below for music used in commercials intros/outros etc.
Intro
Welcome to the Show by Kev...
2022-09-1324 min
PennyWise FinancialDebt Free, Now What?Are you finally debt free and wondering what your next steps are? It can be overwhelming, but don't worry! We'll help you understand exactly how you should go about investing when you're ready to. We also discuss how life insurance can be thought of as a long term investment, and student loans and debt forgiveness! Sam and Constantine chat about #debt, #marketpullback, #studentloans, #investing, #inflation, and #currentevents among other things relevant to the market right now. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
CoHost: Sam Gu...
2022-08-3150 min
PennyWise FinancialPlanning as a Business OwnerAre you a business owner? Have you started planning for the end of the year yet? Listen in as we discuss how working with a financial advisor is the best idea to help you with all your unique needs. We also get into some important market research topics and how they may impact things going forward. Sam and Constantine chat about #businnessowners, #marketpullback, #housingmarket, #investing, #inflation, and #currentevents among other things relevant to the market right now. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
CoHost: Sam Gueli
...
2022-08-2439 min
PennyWise FinancialHow We Can Help YOUThinking about working with an advisor but don't think you have enough assets? Believe us, we understand. But there are so many options you have even with a limited budget that only stand to benefit YOU. We discuss some examples of how we can help different types of investors reach individual goals. Also, the market looks promising, as we talk about some statistics that suggest a rebound in the economy. Sam and Constantine chat about #marketrebound, #money, #budgeting, #investing, #inflation, and #currentevents among other things relevant to the market. Tune in and subscribe to hear this and more!
2022-08-1744 min
PennyWise FinancialLaw and Order (feat. Marcus Kroll)Today's episode features the one and only Marcus Kroll from Kroll Law Firm! Join us as we discuss with Marcus why it's a great idea to work with an attorney and get all your loose ends straightened out. Marcus gives advice on how to take care of your money, great tax help, and plenty of other valuable tips. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
CoHost: Sam Gueli
Website: www.monarchwealthmanagement.com
Credit below for music used in commercials intros/outros etc.
Intr...
2022-08-1046 min
PennyWise FinancialJob Changing Made EasyLooking to change jobs? You have questions, we have answers. If you're thinking about making a change and you're unsure of what to expect, don't worry! We'll walk you through everything from your 401(k) to life insurance. Also, we discuss many ways to save money including some newer age tactics such as budgeting apps. Sam and Constantine chat about #careerchange, #jobmarkets, #budgeting, #investing, #inflation, and #currentevents among other things relevant to the market right now. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
CoHost: Sam Gueli
2022-08-0446 min
PennyWise FinancialKid play for nowKids, sports, allowance, and lunch money. You know - all the essential things to a 5 and 9-year-old. Talking to kids about finance, their understanding of what things cost, and what retirement means in their own words. Constantine invites his son Sebastian and his niece Adriana to talk "finance" and help kids and young adults learn more. This episode focuses on #college, #investing, #inflation, and #scaryvoices in today's financial markets. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
Guest Host: Sebastian Alexander Kitrinos, Class Mayor and "Kid Bo...
2022-07-2819 min
PennyWise FinancialIt's Getting BetterHave you been paying attention to the stock market lately? Finally, some green numbers! We discuss the market and its current outlook, and why we're feeling more optimistic. Also, we dive into saving for college, including 529 plans, and current events impacting our daily lives such as inflation. Sam and Constantine chat about #marketgains, #college, #investing, #inflation, and #currentevents among other things relevant to the market right now. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
Co-Host: Sam Gueli
Website: www.monarchwealthmanagement.com
2022-07-2038 min
PennyWise FinancialMake Good ChoicesHave you ever thought about working with a financial advisor? When it comes to setting and achieving realistic goals, we're here to help you make the best decisions for YOU. We discuss the benefits of trusting a professional when it comes to investing. Also, we talk about Elon Musk and Twitter, inflation, gas prices, and the economy in general. Sam and Constantine chat about #financialadvisors, #twitter, #investing, and #currentevents among other things relevant to the market right now. Tune in and subscribe to hear this and more!
Host: Constantine J Kitrinos, CPFA
Co-Host: Sam Gueli
2022-07-1348 min
PennyWise FinancialBears and BullsAre you nervous about your investments right now? We know it's easy to look at the recent market declines and start to worry. But in this episode, we'll tell you all about annual returns and intra-year declines and why you should be looking forward to the next six months, as investors are still confident about the stock market. Also, we discuss how a bull market can return soon and why a bear market is not as scary as you may think. Sam and Constantine chat about #bearmarkets, #bullmarkets, #investing, and #currentevents among other things relevant to the market right...
2022-07-0643 min
PennyWise FinancialRetirement Plans for Business OwnersAre you a business owner? What kind of retirement plan do you offer your employees? Tune in to hear about the many options you have as well as some key deadlines for your plans. Also, we talk about the crazy current events going on right now and how they tie into the market. Sam and Constantine chat about #retirement, #savings, #businessowner, and #currentevents among other things relevant to the market right now. Tune in and subscribe to hear this and more.
Host: Constantine J Kitrinos, CPFA
Co-Host: Sam Gueli
Website: www.monarchwealthmanagement.com
2022-06-2946 min
PennyWise FinancialInheriting MoneyDo you know what happens when you inherit money? you may think it's a straightforward process, but there's actually a lot of choices and rules that you have to follow. Also, there may be some hope for optimism, as we'll let you in on market cycle tendencies that have investors looking forward to the second half of the year and beyond. Sam and Constantine chat about #taxes, #savings, #marketcycles, and #inheritance among other things relevant to the market right now. Tune in and subscribe to hear this and more.
Host: Constantine J Kitrinos, CPFA
Co-Host: Sam...
2022-06-2339 min
PennyWise FinancialThe Recipe for Lower Taxes when you RetireNobody likes taxes unless, of course, you're the one collecting. So how can you make sure you're paying your fair share and no more? For starters get a good accountant, tax advisor, or CPA. We work with tons in the area and believe this is essential to planning for your future. One example you can use going forward is to square up on taxes today and collect tax-free income when you're ready to hang up your hat. Have questions about what you can or should do with your existing retirement and investments? We have solutions for that too! Sam...
2022-06-1535 min
PennyWise FinancialLoosen up or Pull in TightBy now you realize what type of investor you are. Either scared and terrified to look or tough as nails and prepared to embrace the cheaper buybacks and stocks you see on sale. We have a mixture of both client types but at the end of the day, it's about education and knowing what to expect as an investor. We do our best to keep clients abreast of what's happening and what we're doing about it so we rarely get calls about market pullbacks. Markets do this kind of stuff and it's bound to happen every so often. Everyone...
2022-06-0840 min
PennyWise FinancialEducation BankYou have kids and you're a little overwhelmed and confused about how you should be saving for their education. Sure there are 529 plans, but that's only one way to save, and what if they get a scholarship or choose not to go to school? We chat about some things to consider and lay out some options you may or may not have heard before. The broader market continues to trend downward, but some technicals may indicate a reversal if we can maintain support. Gas on the mind? Of course, you're watching prices as they continue to climb, but is...
2022-06-0132 min
PennyWise FinancialFind your ZenWe're advisors through thick and thin and you may be curious to learn more about what we do behind the scenes. Not quite as glamorous as you might think. Tons and tons and tons of research. Earnings calls, research reports, testing, trading, conference calls, financial forums, analyst meetings, talking to business owners, talking to CEOs, digging into financials, and reviewing charts. Even with all that data, time, and effort, there is no way to predict unforeseen events like COVID, war, and swift market declines. At the end of the day, we must maintain discipline and patience and educate our clients...
2022-05-2647 min
PennyWise FinancialStay The CourseLook out below! Moving through the second quarter and things are not improving at all. People know we do investments and insurance and we're often asked about combining the two. What does that mean? Take a listen as we touch on uses for insurance and other ways to protect your investments. Our case study involves a company buyout and retirement plan options. We kick the tires on IRA's versus 401(k) plans to compare the benefits and drawbacks of each. Hear all this and more. Tune in and subscribe.
Host: Constantine J Kitrinos, CPFA
Co-Host: Sam G...
2022-05-1935 min
PennyWise FinancialStrength in NumbersThe second quarter is underway and the market continues to face challenges across the board. We recently visited Philadelphia for our annual conference where we shared ideas on how we're positioning portfolios and what we're seeing through this year and into next. It was a great time for us to share ideas, get insights and hear from our colleagues in the field as well as from various partners and sponsors. Sam and I chat about the importance of keeping things up to date and accurate across all your investment and insurance accounts. Our case study includes a strategy we're...
2022-04-2735 min
PennyWise FinancialBe the Boss of your "Stuff"We head into the end of the first quarter and the market seems to be calming; for now. The tax deadline is around the corner, expenses continue to rise and the cost for borrowing keeps going up. Due to recent family losses, the discussion around estate planning has become front of mind. We chat about what final wishes look like, naming beneficiaries and when and where you need an attorney to help with the planning process. On the topic of rising costs, we discuss one bill you may not think of when it comes to spending more for the...
2022-03-2337 min
PennyWise FinancialDon't give up - not now!The first quarter is nearing a close and to say things are off on the wrong foot would be an understatement. With that being said, things are beginning to look a little different. It might not be much, but the tide is starting to turn for the market and the trends we saw gaining momentum are loosing steam. Could this be a mere head fake? Yes - possibly, but don't give up on the market and yourself. Most of what we do has to do with coaching and planning in addition to the stock picking and money management. We've seen...
2022-03-1742 min
PennyWise FinancialLaces out, Tight spirals and Strategy WinsLet's get ready for some football! This episode features guest hosts Sam Gueli and Managing Partner David Georgiev. This Macedonian, Italian and Greek smorgasbord of hosts gives you a flavor of the market performance, questions from the field and some current events playing a role in your investments and your nerves. We take a look at the market momentum or lack there of, but don't chalk this up to a losing year just yet. Don't blink either. The market has been sideways for the past few trading sessions, but many times this is a way for the market to digest...
2022-02-1039 min
PennyWise FinancialBeyond a Shadow of a DoubtJanuary was a punch to the gut - plain and simple. It left more to be desired, much more to be blunt. Will Punxsutawney Phil's shadow spotting change anything about the market landscape? Hopefully this doesn't mean six more weeks of turmoil. We discuss how January was one of the worst monthly performances we've seen in some time. Sam asks about what else the firm provides beside just money management, stock picking and research and boy are we glad he asked. Listed to some of the things we help clients with everyday. Current and upcoming events could spook you...
2022-02-0244 min
PennyWise FinancialThe Sky is FallingIt might seem like everything is going to crash, investments can't seem to find their footing and the world is coming to an end. Remember, the market is cyclical, runs through it's cycles and has been repeating this pattern for years and years. The question becomes how long and how deep will this market head as we start off the year deep in the red. Constantine discusses the current market conditions and which indices have held up better than others. Jason touches on how he helps current teachers, nurses and physicians navigate the paperwork needed to get help with...
2022-01-2632 min
PennyWise FinancialKnow when stocks are on fire or profits just burning upThe new year is not off to a hot start with all three major indices in the red. Whether it's tension in the Ukraine, rising rates or inflation, a buzzsaw is out to get certain areas of the market and specific bond positions. It's no surprise that the tech sector is down the most and we expect this trend to continue in the near term. Where to go and what to do? Jason and I discuss questions from existing clients, what's on their mind and what you should be thinking about. Investment allocation doesn't mean owning houses in every...
2022-01-1934 min
PennyWise FinancialNew Year, New You - Again!It's a new year and that means most of us have some New Year's resolutions that are underway. That means the typical "I need to lose 10lbs" or something like that. For some it means budgeting or spending change. Either way, it's a great time to take a deep breathe, reassess what happened last year and begin the journey of self betterment.
Speaking of betterment, we have a new employee! That's right, Sam Gueli has officially accepted a position at the firm and has started the licensing process. We are thrilled to have him part of the...
2022-01-1340 min
PennyWise FinancialMemory LaneWith only a few days left in the year, we focus on a reminder of what's happened through the ups and downs of 2021. Looking in the rearview mirror will give us some perspective on what was and what might happen in the new year. We'll take a stroll down memory lane and begin to formulate guidance for the new year among some of the supply chain, unemployment, and inflationary issues that aren't over yet.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
Credit below for m...
2021-12-2341 min
PennyWise FinancialYear-End ChoresIt's almost the end of the year and that means a time crunch for many of us. Our business is very cyclical which means that we're crazy busy at certain times of the year for various reasons and this time of year happens to be one of those. Why the craze in December of all times? We talk about that, some strategies on tax-deferred versus tax-free, retirement accounts, and some stuff you should be thinking about right now.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
Cre...
2021-12-0939 min
PennyWise FinancialLet's see what you're made ofBuy, sell, do nothing, laugh, cry, smile, rejoice - all the emotions of a day in the life of a trader. Good thing were investors and not traders. We chat about current happenings and different investment strategies happening now.Host: Constantine J Kitrinos, CPFA Co-Host: Jason T Georgiev Link: https://www.monarchwealthmanagement.com Credit below for music used in commercials intros/outros etc. Intro Welcome to the Show by Kevin MacLeod Link: https://incompetech.filmmusic.io/song/4614-welcome-to-the-show License: https://filmmusic.io/standard-license Commercials Grand Dark Waltz Allegretto by Kevin MacLeod Link: https://filmmusic.io/song/7920-grand-dark-waltz-allegretto License: https://filmmusic...
2021-12-0840 min
PennyWise FinancialThe Cat's MeowThe stock market has some scratching their head looking for answers. It's time to take a look at the disconnect between main street and Wallstreet. We scroll through various sectors of the market and look to find the Cat's next meow. Because of the recent market jitters, it can become frustrating to know exactly what to do and how to make money. On previous episodes we talk in general about positions we see going down, but here we talk more on the areas that look to benefit from the market conditions now and moving forward.
Host: Constantine J K...
2021-10-1427 min
PennyWise FinancialHeading into the last 3 monthsYou don't have to be left alone to look at your statements, see losses and not hear from your advisor on the market and the outlook. Jason and I touch on some of our clients fears and relevance of market returns in the final quarter of the year. We reference LPL Research among other things like interest rates and the sensitivity of bonds and fixed income as we enter a new phase of interest rates and inflation.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
Cr...
2021-09-3036 min
PennyWise FinancialMarket Slamming on the brakesThe market may have spooked you a little these past few weeks, but we're not so sure this is cause for alarm and may just be one of many head fakes that are yet to come. It's funny how short-term our memories can be when it comes to investment returns. In one breathe we wonder if it's possible to get a 20% or great return this year and a week of tumbling stocks makes us wonder if our "stuff" is still safe! We navigate through some of the items on the laundry list of reasons the market may be bobbing an...
2021-09-2340 min
PennyWise FinancialAim high & know moreYou're a client, a podcast subscriber, a blog post member, a newsletter recipient and you know everything we do and don't do as a firm; right? We're finding that even long-time clients don't know all of our capabilities, especially as we continue to grow and add more areas where we can help. Tune in to hear some questions from the audience which includes current clients and some prospects to give you a better understanding of where we can help and where we can't.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
2021-09-1637 min
PennyWise FinancialLive from the MayanHear what we learned from our trip to the Mayan. We chat with business owners, travelers, hotel & tourism employees and get a different perspective on the industry and where things are headed in the upcoming years. There are a few stocks that come to mind when we traveled and had the opportunity to learn more about them, how they've performed, and a glimpse into their future.
Host: Constantine J Kitrinos, CPFA
Link: https://www.monarchwealthmanagement.com
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2021-09-1429 min
PennyWise FinancialA helping handWe celebrate a special birthday for our very own Jason Georgiev | Branch Operations Manager and so, so much more! Topics for discussion include inflation, Retirement Plan help, when to sell or buy stocks, and how much is enough. Know when to hold 'em and when to fold 'em.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
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Intro
Welcome to the Show by Kevin MacLeod
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2021-08-1940 min
PennyWise FinancialToss me a boneIf you're going to a wedding or larger function this year hear some of the changes to expect and know what's going into the planning. Visiting restaurants, food prices, and costs are still on the rise while employment openings remain difficult to fill. If you haven't revisited the interest rate on your home or auto, you might want to look a little closer. Hear how we worked with a client recently and what they're doing to take advantage while rates remain at record low levels.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Geo...
2021-08-1231 min
PennyWise FinancialHome vs. AwayLearn what's new with our Broker/Dealer - LPL this week, compliance in our industry, and the tools at our disposal. We revisit hot buttons for the market and the economy like the Delta variant, mask mandates, and vaccine progress. Understand why overseas markets look less expensive, could be a place to be, and how and when we're positioning our assets into areas of the market poised for growth potential with more control over the pandemic.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
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2021-08-0540 min
PennyWise FinancialSummer, The Olympics & The MarketGet more info on the Child Tax Credit, the Delta Variant, Stock Market, and the Olympics. Learn more about what's to come in the months of August and September and the rest of the year. Both opportunity and some volatility could be lurking around the corner. We analyze the data and give some details on how we see positioning your portfolio during the year following an election.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
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2021-07-2931 min
PennyWise Financial⁉ A look under the hoodPeople often wonder what it is we do day in and day out when we're not meeting with clients. Research, digging, understanding, formulating, forecasting, adapting, and tons and tons of data integration. Making sense of the numbers we all have access to. Knowing where to look and what to look for. It's about having a process, a philosophy, and executing decisions that will either help protect and capitalize on growth opportunities.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
Cre...
2021-07-2238 min
PennyWise FinancialParenthood - The Journey | The Cost | The RewardI talk to one of the firm's Independent advisors based out of Buffalo, NY to discuss his unique offerings and how we work as a team on retirement plans. Mark shares some insight on what he does, his process, and how he and I work together with business owners. He shares some of his journey to parenthood and the financial aspects that he had to overcome. Tune in to hear more about Mark on both a business level as well as his personal side.
Host: Constantine J Kitrinos, CPFA
Guest: Mark R Zie...
2021-07-1538 min
PennyWise FinancialFill it up pleaseUnderstand more about the breakdown of what you'll find in the makeup of your gas prices at the pump. Inflation and how it has a role in gas prices, the stock market, and commodities. Where things have been since the beginning of the year and where they're headed.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
Credit below for music used in commercials intros/outros etc.
Intro
Welcome to the Show by Kevin M...
2021-07-0831 min
PennyWise FinancialMake your business shine 🌟You're a business owner and don't have time for a long, drawn-out valuation that's expensive and a static determination of what it's worth at that moment in time. Learn how we work with existing, new, or business owners selling their business to know what it's worth. Understand the Key Performance Indicators that are enhancing or detracting your business valuation. Not selling, buying, or retiring anytime soon? You might think these don't help, but they can provide insight and guidance that is impactful for a ton of reasons. We discuss how you can get the most from your valuation.
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2021-07-0121 min
PennyWise FinancialOur 3 "P" Soup - People, Product, ProcessOur "secret" to success isn't much different from some of the most successful firms out there. That begins with the three "P's". People, Product, and Process have to be fine-tuned and repeatable so you come to expect a very high level of service and communication. Clients know most, if not all about how we communicate our strategy, investment changes, and process, but if you don't - take a listen. We walk through the new client process, how to find us, how and where we meet clients, ways we keep in touch, and how you can access your "stuff" with us a...
2021-06-2426 min
PennyWise FinancialReal estate Profits & PitfallsLisa from Geraci Realty talks through the market conditions, the buying process, how real estate reacts in a rising rate environment, and many other things. Real estate investing comes in all different shapes and sizes and profitability can vary quite a bit. Take a listen and learn more about the market right now and what's happening from an insider, my wife!
Host: Constantine J Kitrinos, CPFA
Guest-Host: Lisa Gianvecchio
Link: https://www.monarchwealthmanagement.com
Link: https://www.geracirealty.com
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2021-06-1828 min
PennyWise FinancialCrypto and Digital Currency TalkWe've had questions thrown our way for the past several years regarding digital or cryptocurrencies. People want to know what they are, how they work, and if they should invest in them. Jason and I discuss some terminology, the background on their creation, and some of the things we can help clients with beginning a few weeks from now. Make no mistake, cryptocurrencies are NOT for the faint of heart and there is a considerable amount of implied risk. Investing in this type of asset class requires additional parameters, disclosures, and assessment to be certain it's both appropriate and understood rega...
2021-06-1030 min
PennyWise FinancialTerminology & the investable world outside of stocksYou know the stock market, you understand the basics of bonds, but listen as we describe some of the more intricate details of alternative investments and how bonds work. Fixed income might be more complex and a better market indicator than the stock market itself. Money managers have looked to the bond market for hints at where the market may head in the upcoming 6 - 12 months. Take a listen and subscribe to hear future episodes.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Goergiev
Link: https://www.monarchwealthmanagement.com
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2021-06-0958 min
PennyWise FinancialTime to get outta Dodge!If you're like the rest of Americans, you're thinking you can't wait for a vacation! Here's your chance to hear from an expert on what to expect and how things are done when it comes to travel in this post-pandemic era. How do you book travel these days? For those who don't use a travel agent or wonder why people still use them, you should listen to this episode. We chat with Natalie Fichera, owner and travel advisor at NJF Travel as we get to the bottom of travel planning right now. Our conversation gives us a different perspective on the t...
2021-05-2142 min
PennyWise FinancialRetirement Plans & EmploymentYou have a retirement plan at work just like everyone else and that means what? More than likely you set up your 401(k), picked a target date fund or some individual investments, and haven't look at a statement or thought about it in a while. We meet with people who ask for help on these plans or want to know more about them. Jay and I discuss different retirement plans, how they work, and the differences in the way we help clients and business owners with respect to retirement plans.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https...
2021-05-0640 min
PennyWise FinancialCOVID Round 2? | Market TurbulenceWe discuss my recent absence and battle with Round 2 of having COVID! What is going on with the economy, how do we invest in this turbulent market and what can you expect as a new client with the firm? These are some of the topics we discuss as we navigate the market and continue to pursue opportunity and understanding.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
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Intro
Welcome to the Show by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/4614-welcome-to-the-show
Lic...
2021-04-2941 min
PennyWise FinancialRelief Package & What it meansThe recent Covid Relief package sparks up a contentious debate about how the bill allocates the use of funds, how they're being distributed and when the beneficiaries will receive those funds. Does the passage address the real economic need of the most beaten down businesses and those displaced from their careers beyond their control? Constantine and Jason talk through the bill highlights and only scratch the surface on where this will allocates funds.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
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Wel...
2021-03-1236 min
PennyWise FinancialMarket shifts and what we're doingThe market has us on a rollercoaster ride as of late. Seems a little different than the rocket ship we've all been riding the past 12 months and has something rethinking their investment strategy. Find out what we're seeing in the market, why it's happening, and what we're doing about it.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev
Link: https://www.monarchwealthmanagement.com
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Intro
Welcome to the Show by Kevin Ma...
2021-03-0431 min
PennyWise Financial"Dirty" FinanceEver win the lottery and have a choice between the lump sum or taking the annuity payments? We talk about one of the most hated words in our industry and why it gets such a bad wrap. You might think you know all there is to know about annuities, but take a listen and you could learn more so you have a better understanding of why friends or relatives may have them as a part of their plan. This episode isn't meant to help promote the use of annuities or to bash them; simply give more insight on what they...
2021-02-2624 min
PennyWise FinancialEmployer BenefitsWe chat with an insurance Guru to talk about policies that can help protect and secure you when things don't go as planned. Learn how business owners and employees can benefit from some of the not-so-known policies and how they work. Do you know and understand all the benefits available to your business or your employees? The topics and questions we cover are real-life questions asked by clients and prospects.
Host: Constantine J Kitrinos, CPFA
Guest-Host: Collin Wheatley | Aflac
Link: https://www.monarchwealthmanagement.com
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Commercials
Gothamlicious by Kevin MacLeod
Lin...
2021-02-1337 min
PennyWise FinancialMore than just partnersIn this second episode of 2021, we chat about broker-dealers, how advisors partner with them, and why clients should care. How does this new world of social media and message boards change the landscape of investing and what regulation is needed? Do you know and understand all the products and solutions we offer - chances are, probably not! The topics and questions we cover are real-life questions asked by clients and prospects.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev - Branch Operations Manager | Monarch Wealth Management
Link: https://www.monarchwealthmanagement.com
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2021-02-0426 min
PennyWise FinancialRearviewThis first episode of 2021 features a view in the rear-view mirror to understand where we've been to better understand where we might be heading. We discuss the 2020 market, COVID vaccine, Stimulus, Retirement Planning, and get a better understanding of Health Savings Accounts (HSA's) and how to get the most bang for your buck. The topics and questions we cover are real-life questions asked by clients and prospects.
Host: Constantine J Kitrinos, CPFA
Co-Host: Jason T Georgiev - Branch Operations Manager | Monarch Wealth Management
Link: https://www.monarchwealthmanagement.com
Credit below for music used in commercials intros/outros etc.
Disclosure
Investigations b...
2021-01-2836 min
PennyWise FinancialFarewell for nowThis thirteenth episode of 2020 features Janna-Rayanne and Tommy. We discuss the process, cost, and steps involved in becoming a new client. The topics and questions we cover are real-life questions asked by clients and prospects over the years.
Host: Constantine J Kitrinos
Guest Hosts: Janna-Rayanne Benraiss & Tommy Baxter | Monarch Wealth Management Interns
Link: https://www.monarchwealthmanagement.com
Credit below for music used in commercials intros/outros etc.
Disclosure
Investigations by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3924-investigations
License: http://creativecommons.org/li...
2020-08-0732 min
PennyWise FinancialHelp for business is hereThis twelfth episode of 2020 features Dan Basch, CFO of Roberts Accounting, CPA's. We discuss PPP, EIDL, economic stimulus, accounting practices, and supporting consultative services to help bring your business to the next level.
Hosts: Constantine J Kitrinos and David T Georgiev
Guest Host: Dan Basch, CFO | Roberts Accounting, CPA's, P.C.
Link: https://www.monarchwealthmanagement.com
Link: https://www.rac-co.com/
Credit below for music used in commercials intros/outros etc.
Disclosure
Investigations by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3924-investigations
2020-07-2426 min
PennyWise FinancialFamily ProtectionThis eleventh episode of 2020 features Janna-Rayanne and Tommy. We discuss various types of family protection, tools available to use, and some benefits & drawbacks of the various options available. Do this one thing to make sure you know what you own and have the protection that's suitable for you today - listen to the show to find out more.
Host: Constantine J Kitrinos
Guest Hosts: Janna-Rayanne Benraiss & Tommy Baxter | Monarch Wealth Management Interns
Link: https://www.monarchwealthmanagement.com
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Disclosure
2020-07-1834 min
PennyWise FinancialLeaving your "Stuff" to familyThis tenth episode of 2020 features Marcus W. Kroll, Esq of the Kroll Law Firm. We talk about Estate planning, the impact of the Secure Act passage, and how Covid-19 is changing the way people think about planning and how new legislation allows attorneys to engage with their clients.
Hosts: Constantine J Kitrinos
Guest Host: Marcus W. Kroll, Esq
Link: https://www.kroll-lawoffice.com/
Credit below for music used in commercials intros/outros etc.
Disclosure
Investigations by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3924-investigations
2020-07-1030 min
PennyWise FinancialAnd rotateThis ninth episode of 2020 features Monarch Wealth Management's 2020 Interns, Janna-Rayanne Benraiss and Tommy Baxter. We talk about sector rotations, downside protection, inflation, and the challenging valuations in the current market.
Hosts: Constantine J Kitrinos and David T Georgiev
Guest Host: Janna-Rayanne Benraiss | Tommy Baxter
Link: https://www.monarchwealthmanagement.com/
Credit below for music used in commercials intros/outros etc.
Disclosure
Investigations by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/3924-investigations
License: http://creativecommons.org/licenses/by/4.0/
2020-06-2630 min
PennyWise FinancialTech and TradingThis eighth episode of 2020 features the owner of Basch Solutions, Justin Basch. We talk about the stock market today, trading platforms, what's important to millennial investors, and the overall landscape of the investment world. Basch Solutions is a full-service agency with robust offerings in marketing, strategy, and web design that helps new and growing businesses get to the next level.
Hosts: Constantine J Kitrinos and David T Georgiev
Guest Host: Justin Basch | Basch Solutions
Link: https://www.baschsolutions.com/
Link: https://www.monarchwealthmanagement.com/
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2020-06-1254 min
PennyWise FinancialRestaurants feel the COVID burnThis seventh episode of 2020 features owners of Sapori Cafe & Catering, Chef Joseph Gianvecchio, and Matthew Gianvecchio. We talk about the story behind the business, how its been impacted by COVID, and learn more about some new and exciting things on the horizon. Company events, social gatherings, cooking at home, private events, and everything in between can be done by this full-service catering company. Have Sapori take your event to the next level.
Hosts: Constantine J Kitrinos and David T Georgiev
Guest Hosts: Chef | Owner Joseph Gianvecchio and Owner Matthew Gianvecchio
Link: http://sapori-rochester.c...
2020-05-2934 min
PennyWise FinancialInsurance amid the pandemicThis sixth episode of 2020 features AJ Long and Lou George III of Specific Solutions. We discuss the insurance industry, how business is being processed, the impacts of COVID-19, and how the company helps grow your practice. Wealth Firms, Broker/Dealers, Credit Unions, and Independent Wealth advisors can utilize their services to take their insurance and annuity products to the next level.
Hosts: Constantine J Kitrinos and David T Georgiev
Expert Guest Hosts: AJ Long and Lou Georgie III
Link: https://www.specificsolutions.com/
Link: https://www.monarchwealthmanagement.com/
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2020-05-1537 min
PennyWise FinancialBorrowing right nowThis fifth episode of 2020 features Matthew Merrick of Haus Capital Corp. We discuss real estate, the mortgage process, interest rates, and the impact
Hosts: Constantine J Kitrinos and David T Georgiev
Expert Guest Host: Matthew Merrick, Mortgage Loan Originator
Link: https://hauscapitalcorp.com
Link: https://www.monarchwealthmanagement.com/
Credit below for music used in commercials
Gothamlicious by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/5741-gothamlicious
License: http://creativecommons.org/licenses/by/4.0/
2020-05-0142 min
PennyWise FinancialBenefits Partners you can trustThis fourth episode of 2020 features Brandon DiCesare of Optima Benefits & Payroll. We discuss SBA, PPP, the Coronavirus impact on local businesses and how the Optima team has communicated to its clients along the way.
Hosts: Constantine J Kitrinos and David T Georgiev
Expert Guest Host: Brandon DiCesare, Vice President Optima Benefits & Payroll
https://www.optimabenefitsgroup.com/
https://www.monarchwealthmanagement.com/
Credit below for music used in commercials
Gothamlicious by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/5741-gothamlicious
License: http://creativecommons.org/licenses/by...
2020-04-1734 minPennyWise FinancialLooking beyondThis is the third episode of 2020 where we talk about politics, market outlook, the impact of the Coronavirus, Monarch Wealth Management client appreciation and learning workshops.
Hosts: Constantine J Kitrinos and David T Georgiev
www.monarchwealthmanagement.com
2020-03-2432 minPennyWise FinancialElection Year portfolio renovationsGuest Cam Knaub from Knaub home solutions, election year investment returns, home & auto insurance discussion and mistakes made by leaving too much cash on the sidelines.
Hosts: Constantine J Kitrinos and David T Georgiev
Guests: Cam Knaub
www.monarchwealthmanagement.com
2020-02-1530 minPennyWise FinancialSecure Act & PoliticsThis is the first episode of 2020 where we talk about politics, market outlook, SECURE Act, Monarch Wealth Management client appreciation and learning workshops.
Hosts: Constantine J Kitrinos and David T Georgiev
www.monarchwealthmanagement.com
2020-01-2730 minPennyWise FinancialPennyWise Financial Podcast Introduction by Managing Partner Constantine J Kitrinos, CPFACredit for Music used in this trailer. Prelude and Action by Kevin MacLeod
Link: https://incompetech.filmmusic.io/song/4236-prelude-and-action
License: https://filmmusic.io/standard-license
2020-01-2600 min