Shows
5F ConversationsEpisode 13: Faith, Finances & Entrepreneurship with Kristi MasseyIn this episode, Dan sits down with Kristi Massey to explore the intersection of business, faith, and financial wisdom.They discuss:The importance of accurate accounting for small businessesTrusting God and taking bold steps in life and careerKristi’s journey from a 6-figure job to self-employmentThe role of communication in relationships and business growthThe challenges and opportunities of scaling a business.This conversation is packed with inspiration and practical insights—don’t miss it!2025-03-0439 min5F ConversationsEpisode 12: From Hustling at 13 to Building a Real Estate Empire – with Austin DeraafIn this episode of 5F Conversations, Dan sits down with real estate entrepreneur Austin Deraaf, who started his journey at just 13 years old flipping dishwashers.Now, he and his brother own 13+ mobile home parks and manage a rapidly growing real estate business.Tune in as Austin shares:🔹 How he got into real estate with no money🔹 The smartest way to scale a business 🔹 Why mobile home parks are one of the best investments 🔹 His mindset on financial freedom and wealth-building2025-02-2530 min5F ConversationsEpisode 11 - Building a Stronger Family Through Communication, Goals, and Intentional ParentingIn this heartfelt episode, Dan and his wife, Leah, share insights into:- The power of communication and goal setting in marriage- Balancing family responsibilities with personal time- Their experiences with homeschooling, reading aloud, and home births- Why open conversations with children about finances and life challenges matterBuilding strong connections through one-on-one moments.What you’ll learn:✅ How to foster better communication in your marriage and with your kids✅ Practical tips for creating a healthy work-life balance✅ The value of intentional parentin...2025-01-2647 min5F ConversationsEpisode 10: Mobile Home Park Investing: Strategies for High Returns with BrandinJoin Dan in this insightful episode of the 5F Conversations Podcast as he sits down with Brandin to explore the unique opportunities in mobile home park investing. Together, they discuss why mobile home parks make a smart investment, share their strategies for successful acquisitions, and reveal the keys to effective management in this thriving asset class. Whether you're an experienced investor or just starting your journey, this episode is packed with actionable advice and exciting opportunities for partnership. Tune in now to learn how mobile home parks can transform your investment portfolio!2025-01-1441 min5F ConversationsSeason 2: Podcast Episode 8 Dan with Fraser BayleyFraser shared his personal journey from struggling with mental health and financial issues to becoming a successful nutritionist and human optimization enthusiast, emphasizing the importance of consistency, physical activity, and hydration. He also discussed the significance of treating oneself like a business athlete, understanding food as software, and maintaining good blood flow for overall health. Lastly, they discussed the importance of balancing business growth with personal well-being, maintaining a strong relationship with one's spouse, and prioritizing physical health.2024-12-241h 115F ConversationsSeason 2: Podcast Episode 7 Dan with Brock LarsonDan and Brock discussed Brock's journey into professional fighting, his transition into teaching, and the benefits of their wrestling program for children. They also explored their experiences with training police officers and first responders, the advantages of wearing a gi in martial arts training, and the differences between various martial arts. Lastly, they shared their experiences with martial arts and their involvement in the sport, with Brock expressing his plans for the next 10 years and emphasizing the importance of self-defense and martial arts on mental health.2024-12-1734 min5F ConversationsSeason 2: Podcast - Episode 6 - Dan with JhonnyDan and Johnny discussed Johnny's journey into real estate investment, his experiences as a college student and entrepreneur, and the importance of learning sales and entrepreneurship skills. They also shared their future plans, personal and professional goals for the next 10 years, and Johnny's charity, Heyman's Helping Hands. Additionally, they discussed the benefits of owning a house for college students and the importance of focusing on family and health.2024-12-1043 min5F ConversationsSeason 2: Podcast Episode 5 - Dan with TeresaDan and Teresa discussed the importance of health and nutrition, with Teresa sharing her personal journey and the benefits of a whole food plant-based diet. They also discussed the potential benefits of a raw food, whole food, plant-based nutritarian diet and the importance of habit creation and emotional support in achieving success. Lastly, they touched on the topic of coffee consumption, pricing and services of Teresa's coaching program, and strategies for maintaining a healthy lifestyle during the holiday season.2024-12-0333 min
5F ConversationsSeason 2: Podcast Episode 4 with Matt LarsonDan and Matt discussed their respective journeys in business and real estate, with Matt sharing his experiences of transitioning from a machine shop worker to a real estate investor and his strategies for managing businesses and generating income. They also discussed the importance of focusing on what can be controlled, not getting distracted by external factors, and the need for good leadership and positive attitude in attracting and retaining employees. Lastly, they explored strategies for overcoming personal and professional challenges, with Matt suggesting a focus on one's strengths and taking a break from problematic situations to reevaluate and refocus.2024-11-2637 min5F ConversationsSeason 2: Podcast Episode 3 with Joel LandonJoel, who works for a company called Eqrp, shared his personal journey and how he joined the company. He explained that Eqrp provides enhanced qualified retirement plans, which can help individuals achieve financial freedom and fulfill their goals in the areas of faith, family, fitness, finances, and freedom. Joel also mentioned that he is moving to Montana with his family and that this move represents a component of freedom for him.2024-11-1851 min5F ConversationsSeason 2: Podcast Episode 2 with Justin FooteDan discussed the rebranding of their podcast series, Justin's military experiences and responsibilities, and the importance of voting in the upcoming election. They also explored the potential risks to the United States' freedoms, the perception of Trump as a potential war starter, and the impact of Covid-related vaccine mandates on their personal and professional lives. Lastly, they touched on the theme of freedom, the potential scenario of being ordered to turn on American citizens, and their work ethic and dedication to their professions.2024-11-1336 min5F ConversationsSeason 2 - Episode 12024-11-0831 min
4F ForumMichael Byers - Managing from a high level and business aquisitionsMichael Byers has over 20 years of experience in real estate and business acquisitions. Listen while he and Dan talk about how to manage from a high level, and how he coaches people from W-2 jobs to business owners.2023-12-1641 min4F ForumDustin Ring - Getting Started in Real EstateDan talks with Dustin Ring about how he got started in real estate, and what you can do to get going, even if you don't have a piggy bank full of cash.2023-12-1234 min4F ForumMike Fallat - The Book Guy for EntrepreneursAre you being you? Check-in with Dan and his guest, Mike Fallat as they discuss all things entrepreneur.2023-07-2856 min4F ForumLeah talks about babiesDan and Leah have 8 children. They share their choices on pregnancy and childbirth.2023-07-1725 min4F ForumAndre Billeaud - Taking the leap.When is it time to take the leap and leave the security of your 9-5 to follow your entrepreneurial dreams? Andre Billeaud tells his story today.2023-07-0750 min4F ForumShould I get into real estate?Are you doing the best you can for yourself and your family? Dan talks about why real estate can help you reach your financial goals.2023-06-0213 min4F ForumSteelman Faith Project!Have you asked yourself why you believe what you believe? Check out Dan's new project!2023-05-1910 min4F ForumKids and FinancesDo you teach your kids about how to handle their finances? It's never too early. Listen as Dan explains his family's strategies to raise their children to be money-savvy adults.2023-05-0518 min4F ForumReal Estate, investing and increasing incomeWhy invest in real estate? Dan talks about how you can increase your income. Listen in.2023-04-0719 min4F ForumReal Estate with Maureen McCannWhat are the 3 things your investment dollars should do? Find out when Ryley talks real estate with Maureen McCann from Spartan Invest.2023-02-2449 min4F ForumLearn about the direct to seller real estate model with Mike HigginsDan talks about the direct-to-seller real estate model with Mike Higgins. How can you get started investing in real estate? What motivates you?2023-02-1746 min4F ForumYou get what you put out into the worldDan and Ryley have a conversation about how to be intentional about what you want in life.2023-01-2219 min4F ForumJohnny and Dan - The Mindset of a College KidDan talks with Johnny Hamann, a 19-year-old college student from Wisconsin about his journey into real estate and philanthropy. An impressive look at the next generation. Listen to be inspired!2023-01-1321 min4F ForumMerry Christmas and goal settingSolo podcast from Dan today. We wanted to record a quick episode to wish everyone a Merry Christmas and talk a little about goal setting. Listen for the giveaway!2022-12-2409 min4F ForumDo you have the proper entity structure?A new lawsuit is formed every 32 seconds in the United States. Do you have the proper entity structure? Join Ryley as he outlines what you need to know (not financial or legal advice).2022-11-1914 min4F ForumGiving it up to GodWhat do you do when life doesn't go as planned? Dan and Ryley talk about how they cope with difficult situations.2022-11-1113 min4F ForumHow to lose 90% of wealth doing everything right.Are you doing everything right? Dan and Ryley talk about how you could lose your wealth even though you do everything you've been taught.2022-10-1423 min4F ForumFatherhood Part 3Ryley gives us an update on his journey into fatherhood.2022-10-0623 min4F ForumInterview with Matt BeaudreauDon't miss this episode! Dan talks with Matt Beaudreau. Matt helps entrepreneurial parents raise self-aware, self-confident, financially savvy children. Listen as Dan discovers how you can help your kids grow up with a wealthy mindset. Matt is the Co-Founder of Apogee and Host of the Essential 11 Podcast.2022-09-161h 034F Forum3 Legs of Financial PlanningWhat are the 3 Legs of Financial Planning? Learn them today from Dan and Ryley.2022-08-1932 min4F ForumFatherhood Part 2Fatherhood Part 2. Ryley interviews Dan about his approach to Fatherhood. Listen in!2022-08-0933 min4F ForumFatherhood - Episode 1Fatherhood - Episode 1. Ryley Smith talks about becoming a first-time father. Do you have any advice for him?2022-07-2919 min4F ForumAre you a victim of inflation?Are you a victim of inflation? Dan and Ryley talk about how you can capitalize on the current economic situation.2022-07-2223 min4F ForumFreedom!Dan and Ryley put together a quick episode about freedom! Are you grateful for your freedom?2022-07-0220 min4F ForumRyley's New PT ClinicRyley gives us a tour of his new PT Clinic!2022-06-2434 min4F ForumHealth and Nutrition with Julie BrunsDan and Ryley talk with Julie Bruns about the five pillars of health. Are you doing the things you need to do to be more healthy? It's great listening.2022-06-1049 min4F ForumFaith talk follow-up!Dan and Ryley recap their earlier conversation about faith. Thank you to everyone who listened and gave feedback. If you missed it, it was Episode 72 on April 15, 2022.2022-05-2723 min4F ForumTime Keeps Moving!Time Keeps Moving! Dan talks about how fast our lives go and takes time to reflect. You can too.2022-05-2020 min4F ForumHomesteading and the 4F'sHow does homesteading support the 4F's? What is homesteading anyway? Dan and Ryley talk about what it takes, how to start, and why it's important.2022-04-2935 min4F ForumCommercial Real Estate with Doug Boser and Austin RuehleDan and Ryley talk with Doug Boser and Austin Ruehle about commercial real estate. Listen and learn.2022-04-2943 min4F ForumFaith - what does Ryley and Dan believe?Dan and Ryley candidly discuss their religious differences. Can we get along?2022-04-1547 min4F ForumWhy is marketing and branding yourself and your business important?Dan Kramer and Ryley Smith talk about marketing and branding their businesses and why it it's important.2022-04-0132 min4F ForumWho not how. Based on the book by Dan SullivanWho not how. How the right people in the right seats impact your life. Based on the book by Dan Sullivan, Dan and Ryley discuss how the who's you surround yourself with can enhance business and life.2022-03-0427 min4F ForumWhy traditional financial planning might be failing us with Al SmithHope is not a valid economic strategy. Listen to find out what to do instead.2022-02-2636 min4F ForumCash Flow and Cash ControlCash Flow and Cash Control. Dan and Ryley talk about what that means and how knowing about it can give you an advantage.2022-02-1828 min4F ForumTrent Fortner - Part 2. The man who taught Dan and Ryley about the 4F's.Part 2 of Dan and Ryley's conversation with Trent Fortner. How to integrate the 4F's in your life.2022-02-1133 min4F ForumTrent Fortner - Part 1. How we learned about the 4F's. Check in on Friday for Part 2.Dan and Ryley interview the man who initially taught them about the 4F's. Trent Fortner talks about his process and commitment to balancing his life.2022-02-0826 min4F ForumAn interview with Rick and Connie Smith.Ryley's parents talk with Dan and Ryley about their shift in mindset over the years since working with Ryley.2022-01-2846 min4F ForumAnswering Health Insurance Questions. Brought to us by a listener.Did you know there were options to the Exchange for health insurance for you and your family? Dan and Ryley talk about some alternative to mainstream insurance.2022-01-2135 min4F ForumWhat is passive income?What is passive income? What does it mean, and what can it do for me? Mailbox money. No longer trading time for money. Listen as Dan and Ryley talk about how important it is to shift your thinking.2022-01-1435 min4F ForumWin the Week! A discussion of 12 Week Year by Brian P. Moran and Michael Lennington.Join Dan and Ryley as they discuss how they are implementing ideas from the book "The 12 Week Year" by Brian P. Moran and Michael Lennington, et al. Are you accomplishing what you are capable of? Get the framework to win the week!2022-01-1024 min4F ForumLiving life on your own terms.Dan and Ryley discuss how to move closer to the life you want. Do you want more control of your time? Are you missing out on activities with family and friends? Take steps to get the life you desire.2021-12-3121 min4F ForumEntrepreneurship with Anna-MaijaDan talks about angel investing and entrepreneurship with Anna-Maija. The story of their two-year-old startup produces excellent nuggets of advice that we all can appreciate.2021-12-2421 min4F ForumMarriage with Dan and LeahJoin Dan Kramer and his wife, Leah, as they talk about the 4F's and how they have used them to create a long and happy marriage.2021-12-1732 min4F ForumRyley talks with Tammi Brannan about purpose.What is the one financial tool that can protect you and remove any financial concerns you have? Dan and Ryley share the list of how this tool can help.2021-12-1032 min4F Forum5 purposes of cashWhat is the one financial tool that can protect you and remove any financial concerns you have? Dan and Ryley share the list of how this tool can help.2021-12-0320 min4F ForumFaith and FinanceDan and Ryley respond to a listener's question regarding the bridge between faith and finance.2021-11-2627 min4F ForumThanksgiving GratitudeIs your gratitude list stale? Dan and Ryley talk about how to dial in on your gratitude to make it relevant every day.2021-11-1926 min4F ForumWhy we don't follow typical financial advice.Dan and Ryley talk about why they don't subscribe to typical financial advice. Who is in control of your finances? Shouldn't it be you? Listen to find out more.2021-11-1223 min4F ForumTaking the Leap!One of our listeners suggested Dan and Ryley talk about career transitions and how and when to leap. Listen to how they made the changes they needed to live a maxed-out life!2021-11-0530 min4F ForumWhat is the cost of waiting?Procrastination is the arrogant assumption that God owes you another opportunity to do what you had time to do - Bishop Rosie O'Neal. What are you waiting for and what is it costing you? Dan and Ryley discuss how they avoid (or not) waiting to take care of their Faith, Family, Fitness, and Finance. How about you?2021-10-2228 min4F ForumYou are who you hang aroundYou are the average of the 5 people you hang around. Dan and Ryley talk about the importance of the people you spend time with. Who you choose should elevate you.2021-10-1523 min4F ForumLeadership with Dewane LewisSuccess is made up of simple things. What habits make you successful each day? Join Dan, Ryley, and Dewane for some straightforward rules for making the most of the 4F's,2021-10-0828 min4F ForumThe Ultimate Story - an interview with Tom FrericksTom's bar burned to the ground. He tells Dan how he used the 4F's to recover, rethink, and rebuild his business into The Ultimate Sports Bar (during a pandemic).2021-09-2423 min4F ForumCrypto Session 2 - Interview with Chase LarsonEnjoy the promised follow-up to our Crypto episode. Chase Larson is Dan's Crypto Coach and has the knowledge to share.2021-09-1724 min4F ForumDon't Compare to OthersDan and Ryley talk about comparing themselves to others. Is it detrimental to our success, or is competition good? Can I be a better person today than I was yesterday?2021-09-1020 min4F ForumCrypto IntroductionDan and Ryley talk Crypto. How much do you know? They relay their understanding and experiences. Maybe you would like to get involved too!2021-09-0327 min4F ForumNot Boring Life Insurance - Part 3Why do the wealthy, banks, and institutions own more permanent life insurance than anyone else? Yes, one more episode about life insurance - but this is important. Dan and Ryley talk about their personal and client's experiences with life insurance. Last one - promise.2021-08-2720 min4F ForumNot Boring Life Insurance - Part 2Dan and Ryley give you Life Insurance - Part 2. No, it's not boring. You should listen.2021-08-2026 min4F ForumNot boring Life Insurance - Part 1Dan and Ryley talk about life insurance. Yes, it can be interesting and informative. Find out why!2021-08-1322 min4F ForumNew Tax Strategies following Nashville SeminarDan and Ryley spent last week in Nashville, learning new things! They will share some newfound knowledge.2021-08-0627 min4F ForumBrock Fortner joins Dan and Ryley today!The conversation runs the gamut when Dan Kramer and Ryley Smith talk with Brock Fortner during their trip to Nashville this week. Let's check-in.2021-08-0626 min4F ForumJared Williams Biblical Wealth SolutionsDan and Ryley bring guest Jared Williams into the conversation. They discuss how to make biblically responsible investments. How can you foster stewardship and make an impact in a way that aligns with your principles?2021-07-2332 min4F ForumTalent, Time and Capital Part 2Part 2 of the Time, Talent, and Capital discussion. Does it take money to make money? Dan and Ryley continue the discussion.2021-07-1617 min4F ForumTalent, Time & CapitalHow do you best utilize your talent, time, and capital? Is "I can't" part of your vocabulary? Dan and Ryley talk about how they best use what they have available to avoid making excuses and create a maxed-out life.2021-07-0917 min4F ForumMake this your Summer Challenge!Can you be comfortable with being uncomfortable? Ryley Smith tells us how he got out of his comfort zone and challenges you to do the same.2021-07-0220 min4F ForumStorytime - this happened.Dan tells a story of what can happen when you make big decisions that affect big things. What a story!2021-06-2521 min4F ForumWhat is the economy going to do?What is the economy going to do? What do you think the impact will be on you? Dan and Ryley discuss how doing what your parents and grandparents did might not work for you.2021-06-1827 min4F ForumPay Now or Pay LaterAre you a procrastinator? Do you put off what needs to be done today then experience the consequences later? Dan and Ryley talk about how they fight procrastination in their effort to live a maxed-out life.2021-06-1124 min4F ForumReal Estate As An InvestmentShould I invest in real estate? Why? How can it help my financial picture? I don't want to be a property manager. Dan and Ryley talk about how they have invested in real estate and where they are in the process.2021-05-2121 min4F ForumCan you achieve your goals with a victim mindset?Has being wronged or injured changed how you look at the world and how you handle events in your life? Dan and Ryley talk about how to shift the victim mindset to create a maxed-out life!2021-04-0916 min4F ForumBudgeting and MindsetBudgeting. What's the first thing you think of? No fun, right? Is there an alternative to denying yourself? Dan and Ryley talk about how it feels and how you can change your mindset to get the things on your wishlist.2021-04-0220 min4F ForumReading and it's benefitsDo you read? For fun? For growth? Further education? Dan and Ryley talk about why and how they are incorporating reading into their busy schedules.2021-03-1922 min4F ForumBuilding Culture with TannerWe have a guest today! Dan and Ryley talk with Tanner Neubauer, owner of a local (St Cloud, MN) gym who has built a culture of communication, cooperation, and loyalty. Tanner tells his moving story of the challenges his business faced during COVID-19 and how the community around him reacted.2021-03-1226 min4F ForumFitness - Why it's importantBe inspired to be physically fit! Dan and Riley talk about how they stay fit, and what they've seen in their former life as physical therapists. It's more important than finances, right?2021-02-2817 min4F ForumTraditional vs Typical?Was is a difference between traditional financial advice and typical financial advice? When did the rules change? Dan and Ryley sort out what you might consider traditional concepts that can help you today.2021-02-1225 min4F ForumWish ListDan and Ryley explain how to create your wish list and make it happen. What separates Dan and Ryley from a typical financial advisor? THE WISH LIST!2021-01-2920 min4F Forum9 Step GoalsDan and Ryley outline 9 steps to achieve your goals. Kick-off the year with goal setting strategies. Do you achieve your goals? There is a method to why successful people get stuff down. Find out how they do it.2021-01-2220 min4F ForumBuilding Financial Model Part 2Dan and Ryley take you through part two of building your model.2021-01-1524 min4F ForumFirst Steps in Financial RulesDan and Ryley teach you the beginning steps to set up your financial model. To view the screen share: find us on Facebook - The 4F Forum.2021-01-0523 min4F ForumGoalsWe are coming up on the end of 2020. Dan and Ryley talk about how they use goal setting and how you can put 2020 behind you and gear up for 2021.2020-12-1829 min4F ForumWhat you need to know before the end of 2020.Dan and Ryley explain some opportunities available to Americans through the CARES act.2020-12-0823 min4F ForumIntroduction to Dan KramerThis week we introduce our host, Dan Kramer, and his story of going from W2 employee to business owner/entrepreneur. Ryley and Dan discuss the mindset changes that happened along the way.2020-10-0921 min4F ForumDave Ramsey BusterDan and Ryley talk about Dave Ramsey and some of the issues we have with his teachings. Dave has helped many people, but there are a few of his ideas that we question in this episode. Enjoy.2020-08-2824 min4F Forum5 myths costing you time and money.How do you know that the advice you are receiving is always in your best interest? There are a lot of opinions when it comes to finances, and this can confuse you. Today, Dan and Ryley talk about five of the standard pieces of misinformation that they have encountered over the years in the financial industry.Enjoy!2020-08-1424 min4F ForumGetting to know Ryley SmithGetting to know co-host Ryley Smith.2020-08-0722 min4F ForumFaith is the First F!Dan and Ryley discuss why keeping Faith first helps simplify tough decisions. Life is relatively short and keeping this perspective top of mind is important.2020-06-2420 min4F ForumIntroduction to 4F ForumDan Kramer and Ryley Smith discuss the 4F's, faith, family, fitness, and finance and how they use them to guide their decisions to create a maxed-out life.2020-06-1613 min