Shows
Safe Money and Income with Daryl BlackmonStop Gambling on Retirement: Secure Guaranteed Income with No Market RiskAre you at or near retirement, worried that a market crash could wipe out your nest egg? Many financial plans are based on "Red Money"—hypothetical growth and risky spend-down strategies (like the flawed 4% rule) that leave you exposed to devastating losses.In this episode of Safe Money and Income Radio, host Darrell Blackman (military veteran, federal retirement consultant, and leader in finance as recognized by Top 100 Magazine) introduces the "Green Money" strategy. This is a contractually guaranteed approach, often using insurance-based products, that allows you to participate in market gains but never suffer market losses....
2025-10-2227 minSafe Money and Income with Daryl BlackmonDon't Worry. Be Happy- About Your Retirement!Remember Bobby McFerrin's song, "Don't Worry, Be Happy"? For many people nearing retirement, that's easier sung than done when their financial future is exposed to market risk and hypothetical plans. In this episode of Safe Money and Income Radio, asset and retirement protection specialist Darrell Blackmon explains why a guaranteed income stream is the proven key to happiness in retirement, as supported by studies from Time Magazine and Greenwald & Associates.Join Daryl as he discusses powerful, safety-first strategies designed for those at or near retirement. You'll learn how to move from uncertain, risk-based planning to a secure...
2025-09-0927 minSafe Money and Income with Daryl BlackmonThe 4% Rule: Is Your Retirement Plan a Ticking Time Bomb?For decades, retirees have been told to follow the "4% rule"—the theory that you can safely withdraw 4% of your savings each year without running out of money. But what if this cornerstone of modern financial planning is a ticking time bomb based on outdated, hypothetical models? In this eye-opening episode of Safe Money and Income Radio, federal retirement consultant Daryl Blackmon dismantles the myths of "spend down" planning. He reveals how this common strategy, practiced by 95% of financial professionals, offers only a "reasonable chance" of success, leaving your future vulnerable to market volatility and the devastating impact of...
2025-09-0927 minSafe Money and Income with Daryl BlackmonExposing Wall Street Myths: Is Your Retirement Plan Risky "If-Come" or Guaranteed "Income"?Have you ever questioned why everyone tells you to put your retirement savings in the stock market? In this episode of Safe Money and Income Radio, host Daryl Blackmon argues that much of the conventional financial wisdom is propaganda based on speculation, not security. He exposes the "myth of averages," debunking the idea that the market provides a reliable 10% annual return and questioning why you should pay advisors fees even when they lose your money.Daryl introduces a critical distinction for every retiree: are you following "If-come" or "Income" planning? Discover if your savings are in a...
2025-08-2927 minSafe Money and Income with Daryl BlackmonIs Your Nest Egg Ready for a "Black Swan"? The "Green Money" Plan to Protect Your RetirementAre you prepared for a "Black Swan" event—a rare, unpredictable market crash that risk models don't see coming? In this episode of Safe Money and Income Radio, retirement specialist Daryl Blackmon introduces the powerful ideas of scholar Nassim Taleb to explain why most retirement plans are dangerously exposed to catastrophic risk.Daryl breaks down his simple yet powerful "Red Money vs. Green Money" framework to help you assess your own portfolio. Learn the difference between "Red Money," which is exposed to market losses, and "Green Money," which is protected from downside risk while still offering upside po...
2025-08-2227 minSafe Money and Income with Daryl BlackmonStop Gambling with Your Retirement: The "Safety First" Secret to a Happy, Worry-Free FutureWhat is the key to a truly happy retirement? According to research, it isn't just a catchy song like "Don't Worry, Be Happy". Studies show that retirees with guaranteed lifetime income are consistently happier and worry less than those living off volatile retirement savings. In this episode of Safe Money and Income Radio, Daryl Blackmon explains how to stop gambling with your future and build a retirement you can count on.Daryl uses a powerful casino analogy to illustrate the difference between risk-based investing and a "no market risk" strategy where you only get paid and can...
2025-08-1527 minSafe Money and Income with Daryl BlackmonThe 4% Rule is Broken: Why "Spend-Down" Retirement Plans are a Ticking Time BombFor decades, financial planners have relied on "spend-down" strategies and the so-called "4% rule" for retirement income. But is this advice dangerously outdated? In this episode of Safe Money and Income Radio, retirement specialist Daryl Blackmon reveals why this common approach, practiced by 95% of financial professionals, is a guessing game that puts your entire nest egg at risk.Daryl explains how plans based on hypothetical growth and arbitrary withdrawal rates can fail catastrophically due to "sequential rate of return risk"—the devastating impact of a market loss early in retirement. He discusses research that debunks the 4% rule, showing th...
2025-08-0827 minSafe Money and Income with Daryl BlackmonRetirement Protection: Secure Your Nest Egg from Market Crashes with No-Risk StrategiesAre you worried that a stock market crash could erase your hard-earned retirement savings? In this episode of Safe Money and Income Radio, host Darrell Blackmon, a military veteran and retirement and income specialist, introduces a powerful strategy to protect your profits and secure your financial future. Listeners will learn about "no market risk" planning, an approach that allows you to participate in market gains while ensuring you never suffer losses from a market downturn. Darrell explains a concept called "annual reset," which locks in your gains each year so your account value can never go backward...
2025-08-0127 minSafe Money and Income with Daryl BlackmonGo Green With Your Retirement: A Strategy for Upside Growth Without Downside RiskIn this episode of Safe Money and Income Radio, host Daryl Blackmon introduces a powerful way to re-evaluate your retirement savings: "Red Money vs. Green Money." He explains that "Red Money" is exposed to market risk for potential higher returns, while "Green Money" is focused on safety, security, and eliminating the risk of market losses. Daryl argues that for those at or near retirement, protecting your principal is paramount, as recovering from losses requires significant gains and, more importantly, time you may not have. The discussion also delves into the concept of "Black Swan...
2025-07-0927 minSafe Money and Income with Daryl BlackmonProtect Your Retirement from Market Volatility: A Guide to No-Risk SavingsAre you concerned that market volatility could erase your hard-earned retirement savings? In this episode of Safe Money and Income Radio, host Daryl Blackmon, a retirement and income specialist, introduces a strategy designed to protect your retirement profits from market risk. He explains how you can participate in market gains without suffering from market losses, a concept he calls "no market risk planning."Using the analogy of the "Scream Machine" roller coaster, Darrell illustrates the power of "annual reset," a mechanism that locks in your gains each year so your account value can't go backward due to market downturns...
2025-07-0227 minSafe Money and Income with Daryl BlackmonSecuring Your Retirement: The Safe Money ApproachIn this episode of Safe Money and Income Radio, host Daryl Blackmon discusses the critical importance of risk management in retirement planning. He emphasizes that simply being 'good' at investing is not sufficient, especially as one approaches retirement. The conversation covers various strategies for wealth preservation, the impact of market corrections, and the significance of guarantees in retirement income. Blackmon also addresses the complexities of Social Security benefits and the necessity of safe assets in retirement. He encourages listeners to consider their legacy planning and the importance of transparency in financial advice, ultimately urging them to take action to...
2025-06-2527 minSafe Money and Income with Daryl BlackmonThe Truth About Market InvestmentsIn this episode of Safe Money and Income Radio, Daryl Blackmon discusses the importance of securing retirement funds through no market risk strategies. He emphasizes the pitfalls of traditional market investments and the need for guaranteed income options. Blackmon provides insights into 401k rollovers, the significance of choosing the right financial professional, and the benefits of income planning over investment planning. He encourages listeners to take control of their retirement by exploring safe money options that protect against market losses.Receive a free copy of Retirement Simplified Roadmap:https://newretirement.safemoney.com/retirement-simplified-roadmap/Read...
2025-06-1827 minSafe Money and Income with Daryl BlackmonSecuring Your Retirement: A Comprehensive GuideIn this episode of Safe Money and Income Radio, Daryl Blackmon discusses the importance of securing retirement through effective financial strategies. He emphasizes the risks associated with market investments, introduces the concepts of red money and green money, and highlights the significance of risk management, particularly in light of unpredictable events known as black swan events. The episode concludes with a call to action for listeners to consider their retirement planning options and seek guidance on protecting their assets.Receive a free copy of Retirement Simplified Roadmap:https://newretirement.safemoney.com/retirement-simplified-roadmap/
2025-06-1127 minSafe Money and Income with Daryl BlackmonProtecting Your Retirement ProfitsIn this episode of Safe Money and Income Radio, host Daryl Blackmon discusses the importance of protecting retirement savings from market risks. He emphasizes the need for strategic planning to ensure financial security during retirement, particularly for those nearing retirement age. Blackmon introduces concepts such as the autopilot gain and retain strategy, evaluates the role of annuities, and addresses longevity risk. He encourages listeners to take proactive steps in their retirement planning to avoid financial stress and ensure a secure future.Receive a free copy of Retirement Simplified Roadmap:https://newretirement.safemoney.co...
2025-06-0927 minSafe Money and Income with Daryl BlackmonUnderstanding Spend Down Planning for RetirementIn this episode of Safe Money and Income Radio, host Daryl Blackmon discusses the importance of secure retirement planning, focusing on spend down income planning and the flaws of the traditional 4% withdrawal rule. He emphasizes the need for guaranteed income rather than speculative growth, and the significance of having a purpose for your money in retirement. Blackmon also addresses the realities of market returns and the importance of building a safe retirement plan that can withstand market volatility.Receive a free copy of Retirement Simplified Roadmap:https://newretirement.safemoney.com/retirement-simplified-roadmap/Ready...
2025-06-0927 minSafe Money and Income with Daryl BlackmonThe Risks of Traditional InvestingIn this episode of Safe Money and Income Radio, I discuss the importance of securing retirement funds through no market risk strategies. I share the pitfalls of traditional market investments and the need for guaranteed income plans. I also offer insights into the misconceptions surrounding market returns and the risks associated with 401(k) plans. I advocate for a shift towards income planning that ensures financial security without exposure to market volatility.Your complementary book, "New Retirement Report," https://bit.ly/3FQ9qf0Visit me online at www.safehbs.com
2025-04-0328 minSafe Money and Income with Daryl BlackmonUnderstanding Market Risks in Retirement PlanningIn this episode of Safe Money and Income Radio, I discuss the importance of securing retirement through effective financial strategies. I emphasize the risks associated with market investments and introduces concepts like 'red money' and 'green money' to help you understand how to protect your assets. The conversation also touches on the significance of risk management and the potential impact of unpredictable events, known as Black Swan events, on retirement planning. I encourage you to consider strategies that guarantee income and protect against market losses, ultimately aiming to provide peace of mind for your financial future.Your...
2025-04-0328 minSafe Money and Income with Daryl BlackmonUnderstanding Spend Down Planning for RetirementIn this episode of Safe Money and Income Radio, host Darrell Blackman discusses the importance of secure retirement planning, focusing on spend down income planning, the flaws of the 4% withdrawal rule, and the necessity of guaranteed income. He emphasizes the purpose of money in retirement, the risks associated with market volatility, and the need for a solid financial foundation to ensure a stress-free retirement. Blackman encourages listeners to consider their long-term financial goals and to seek professional advice for effective retirement strategies.
2025-03-1917 minSafe Money and Income with Daryl BlackmonGuaranteed Income Leads To Happier RetireesSummaryIn this episode of Safe Money and Income Radio, host Daryl Blackmon discusses the importance of guaranteed income in retirement planning. He emphasizes the need for strategies that protect against market risks and ensure financial security for retirees. Blackmon critiques traditional financial planning approaches that rely on hypothetical outcomes and encourages listeners to consider no market risk strategies. He introduces the concept of a Safety First Retirement Plan, which prioritizes guaranteed income and addresses common pitfalls in retirement planning. Throughout the episode, he stresses the importance of asking the right questions to secure...
2025-03-1023 minSafe Money and Income with Daryl BlackmonUnderstanding Market Risks in Retirement PlanningIn this episode of Safe Money and Income Radio, host and financial advisor Daryl Blackmon discusses the critical importance of risk management in retirement planning. He emphasizes that traditional investment strategies may not be sufficient for those nearing retirement, advocating for safe money strategies that protect against market losses while still allowing for growth. The conversation covers various topics, including the impact of market corrections, the significance of Social Security benefits, and the necessity of guarantees in retirement planning. Blackman encourages listeners to take proactive steps to secure their financial future and avoid common pitfalls associated with traditional investing.
2025-02-2718 minSafe Money and Income with Daryl BlackmonRetirement Without RiskIn this episode of Safe Money and Income Radio, host Daryl Blackmon pulls back the curtain on traditional market investments and the myths that leave retirees vulnerable. He reveals why many people are misled into stock market dependence, how 401(k) plans often fall short, and why some financial advisors profit even when their clients lose. Blackman explores no-market-risk strategies that guarantee growth, security, and peace of mind—so you can retire with confidence, not anxiety. If you're tired of gambling with your future, tune in to discover how income planning can safeguard your retirement savings for good.If...
2025-02-1917 minSafe Money and Income with Daryl BlackmonSecure Your Retirement: Avoid Market RiskAre you protecting your retirement savings from market volatility? In this episode ofSafe Money and Income Radio, Daryl Blackmon, a federal retirement consultant and asset protection specialist, shares strategies to safeguard your wealth. Learn how to lock in gains, avoid market losses, and secure a lifetime income. Tune in to discover how to put your retirement on autopilot with risk-free financial strategies.Visit Safe Harbour Benefit Solutions (https://safehbs.com/) to have Daryl give you a complimentary review of your own personal retirement needs.
2025-02-1119 minSafe Money and Income with Daryl BlackmonProtect Your Retirement: No Market Risk StrategiesAre you worried about losing your hard-earned retirement savings to market crashes? In this episode of Safe Money and Income Radio, Daryl Blackmon, a nationally recognized retirement and income specialist, reveals how to protect your retirement with no market risk strategies. Learn why traditional investment approaches, like the 4% withdrawal rule, often fail and how you can secure your financial future with guaranteed income and principal protection.
Daryl explains the concept of annual reset, a strategy that locks in market gains while shielding you from losses, ensuring your retirement funds grow safely over time. Through relatable analogies like a r...
2025-02-0315 minSafe Money and Income with Daryl BlackmonWhy the 4% Rule Fails: Rethinking RetirementIs the traditional 4% withdrawal rule putting your retirement at risk? In this episode of Safe Money and Income Radio, financial advisor Daryl Blackmon dives deep into the flaws of spend-down planning and why relying on the 4% rule could leave you vulnerable. Discover the power of guaranteed income and why purpose-driven financial planning is the key to a secure and fulfilling retirement.
Darrell breaks down common misconceptions about investment returns, highlights the hidden risks of chasing high returns, and explains how to create a retirement plan that prioritizes safety, sustainability, and peace of mind. Learn why understanding withdrawal rates...
2025-02-0315 minSafe Money and Income with Daryl BlackmonSecure Your Retirement: The Safety-First Plan for Guaranteed IncomeAre you worried about outliving your retirement savings? Financial advisor Daryl Blackmon reveals the secrets to a stress-free retirement with his Safety-First Retirement Plan.
Learn why guaranteed income is the cornerstone of a happy retirement and how to avoid the hidden risks of market investments. Darrell breaks down why traditional strategies often fail, shares low-cost alternatives, and explains how to create a secure income floor that adjusts for inflation.
Discover why asking the right questions in financial planning is crucial, and how no market risk strategies can provide peace of mind. Whether you're nearing retirement or ju...
2025-02-0317 min
The Third SubThe Third Sub Episode 121: 'Caps continue quiet offseason, CanMNT transfers rack up, and MLS continues interesting winterWelcome back to another episode of the Third Sub Podcast presented by Macey's Sports!
In this episode, Alex and Sam are back, as usual, this time to catch up on a busy month's worth of Vancouver Whitecaps, MLS and CanMNT news.
To start, they look at the main bit of Whitecaps news, and that's the acquisition of Tristan Blackmon from LAFC (via Charlotte FC). First, they look at what they think of the move itself, before looking at where they think he slots in this team, and if this is a shrewd trade or not.
2022-01-071h 24
Redspin SportsBasketball Diplomacy's Ability to Frustrate US's New Cold War on ChinaIn this segment of By Any Means Necessary, hosts Sean Blackmon and Jacquie Luqman are joined by Nate Wallace, co-host of Red Spin Sports podcast, for another edition of our new weekly segment “The Red Spin Report." They discuss the implications of the University of New Mexico having relocated its entire NCAA football team to Las Vegas to circumvent New Mexico COVID-19 restrictions, the lasting consequences of NBA GM Daryl Morey's incendiary comments about Hong Kong, and how the NBA is working to repair its frayed ties with Chinese fans following the incident last year.The role of gr...
2020-11-1816 min
Defenders of the Banc - The LAFC PodcastEpisode 126 - The King Has Returned!Send us a textFor the 4th time in 2020, it's Derby Day in Los Angeles! For the Black and Gold, however, it was also a "Welcome Back!" party being held at the Cathedral of the Black and Gold, Banc of California Stadium. Welcome back to our winning ways over Carson, a dominant 2-0 victory! Welcome back to a top-notch defense putting up a clean sheet. Welcome back to the four players we missed while on international duty: Diego Rossi, Brian Rodriguez, Diego Palacios, and Jose Cifuentes. And most importantly, welcome back to our long-injured duo o...
2020-10-261h 06