Shows
Financial RevelationsInterest Rates and Influence: Is Powell Still in Control?Big News, Rate Rants, and Powell’s Final Stretch Financial Revelations with David Szafranski Great news! My new book The Sin of Retirement is officially live! You can grab your copy today at sinofretirement.com or Lulu.com. It’s a deep dive into retiring with mission, calling, and purpose—not just coasting to the finish line. Now onto the hot topic of the week... Did I Miss on Rates? A sharp listener called me out recently: “You said interest rates would be down by now!” You're right—I did. And they...2025-07-2318 min
Financial RevelationsNostradamski🎙️ The July 4th Edition is LIVE! 🇺🇸 Happy 249th Birthday, America! In this explosive Independence Day episode of Financial Revelations, I address a listener question: “Is your name Nostradamski? Because you've been absurdly right about everything lately.” How does that happen? It's not magic—it's research, the right people, economic training, and yes... intuition. 🔥 This episode includes: 🔮 Behind-the-scenes on forecasting and intuition 💥 Independence Day reflections 📘 Sin of Retirement will be out end of July – preorders are open at www.sinofretirement.com 💡 Have a financial question? 📩 Email...2025-07-0221 min
Financial RevelationsInflation Surprises, Global Risks & a Heart for MissionsToday on Financial Revelations – June 12, 2025 First off, style check: my shirt today is from Collar & Co. I’m not affiliated with them—I just really like their stuff. If you're into comfortable, dressy polo-style shirts, check them out: collarsandco.com. Heading Back to the Amazon 🌎 We’re planning another missions trip to the Amazon in March 2026. Our goal: support the ongoing well restoration projects and offer help wherever it’s needed. This work truly changes lives, and we’d love for you to be a part of it—either by joining us or donating. Learn m...2025-06-1218 min
Financial RevelationsTariffs, Turbulence, and a New Book You’ll Want to ReadWelcome back to Financial Revelations, where we break down what's happening in the world of money, markets, and meaningful impact. I'm always eager to hear from you—your financial questions help shape the show. If you’ve got something on your mind, don’t hesitate to email us directly at Kory@epsf.com. I’d love to feature your questions on the podcast. 🎉 Big News: The Sin of Retirement Website is Live! I’m thrilled to announce that the official website for The Sin of Retirement is now live! You can preorder the book today at www.sinofre...2025-06-0516 min
Financial Revelations“The Sin of Retirement” and Why a Little Inflation Is GoodThis Week on Financial Revelations: Big news this week on Financial Revelations! David Szafranski shares an exciting announcement—his upcoming book, The Sin of Retirement, will be available at the end of July. It’s a must-read for anyone thinking about retirement, financial independence, or how to approach the later years of life with purpose and strategy. Stay tuned for release updates! Inflation News: Headed in the Right Direction This morning's inflation report brought a welcome surprise: 2.1%, down from 2.8%. That’s a solid move in the right direction and suggests that the economy is sta...2025-05-3020 min
Financial RevelationsSome Good News Big News: The Sin of Retirement is Almost Here! We’re almost there—my first book, The Sin of Retirement, goes live next week! The website and introduction will be up by the end of the week, and I couldn’t be more excited to share this with you. It’s been a long journey, but the message is timely, the research is deep, and the feedback so far has been incredible. A Rare Admission (and a Correction) In an unprecedented move… I have to admit I was wrong. I had proje...2025-05-1519 min
Financial RevelationsRecovery Mode: What Now?Let’s call it what it is: the market is in recovery mode. You probably wouldn’t guess that from the doomscrolling headlines or the hand-wringing on cable news, but underneath all that noise, momentum is quietly building. Why? A few key reasons: 1. Trade Deals Are Actually Happening We're past the saber-rattling and into real negotiations. Whether it's Asia, Europe, or domestic rebalancing, the gears are turning. For markets, that’s less uncertainty and more runway. 2. Powell Can Breathe Again For once, Fed Chair Jerome Powell isn’t the main character. The poli...2025-05-0120 min
Financial RevelationsLet's Talk About The MarketWe are planning another Amazon trip for March 2026. If you are interested please let us know. Let's talk about the market! We are still buying in the chaos. China is trying to push Trump to the brink, but they are at the disadvantage. China would go into a depression if they stopped supplying goods to the US. Looks like Trump is in the drivers seat. What can we buy that is insulated from tariffs? David talks about Uber, Netflix, Palantir, IBM, Tesla *This is not a recommendation to buy or sell, please speak with your fin...2025-04-2424 min
Financial RevelationsTime to GloatWe've been telling you to buy into the chaos and it looks like it is about to pay off! President Trump gave a 90 day reprieve on reciprocal tariffs and that is huge! It was a way to bring big countries to the table and negotiate. Expect some big things this quarter: tariffs coming off, negotiation coming on, more 0% tariff deals, the Fed will play ball, and a tax package that lowers corporate tax rates. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio...2025-04-0912 min
Financial RevelationsWhat I Mean by "The Chaos"This week on Financial Revelations: David talks about the chaos and what it means in the market and answers a listener question. What David means by "The Chaos" Wild market swings Tariff talks Attacks on the Houthi terrorists DOGE fallout Immigration crackdown Fed not playing ball Davids predicts that tariff talks will be mainly over June and the Fed will cut rates. He feels there will be strong second half and the markets will respond positively. Listener question: How do I decide to take an investment out of my portfolio? As...2025-03-2720 min
Financial RevelationsFresh from the AmazonJust back from a missions trip to the Brazilian Rainforest, David shares about one of the best Amazon experiences he has ever had. The Fed had a meeting recently and rates are holding steady. There were no talks about a rate cut regime but David feels like there will cuts in June, around the time he thinks tariff talks will be over. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com 2025-03-2114 min
Financial RevelationsBuy The ChaosWelcome to Financial Revelations with David Szafranski! The market is in a bit of disarray right now. A lot of it is due to emotions; with the tariff talks and AI trade coming off and taking a reset. That is ok, we buy into the chaos! The DOGE and executive orders have made a lot of changes in a short period of time, but don't worry; its all by design. We have an administration that knows how to grow the economy. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM...2025-02-2817 min
Financial RevelationsThis Is What We Voted ForWith the flood of executive orders and the DOGE moving fast, how do we invest in this uphevel? Today David covers topics like: Chair Powell, Burisma, USAID, Zalinksy bashing, defence cuts, and Trump naming himself the MET chairman. LIstener Question: What does the Trump administration have to do to get inflation down? Cut energy prices Lower taxes Cut government spending Cut regulations without giving us dirty air/water Expand the markets As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. ...2025-02-2123 min
Financial RevelationsLook how far we've come in 3 weeksThis week on Financial Revelations: The CCI and PPI came out this week and both are inflationary right now. Don't forget, the next 6 reports will still be tied to decisions made from the Biden Administration. President Trump has already made 80 presidential orders. Seem fast? Well, it's due to the fact that campaigning for midterm elections start in 16 months. If the President can show energy prices and interest rates going down, the 30 year mortgage at or below 5%, then he could pick up 50 seats in the House. David talks a little bit about the tariffs...2025-02-1321 min
Financial RevelationsBudgeting AppsToday on Financial Revelations, David talks about the importance of creating a budget, and along with an article from the Wall Street Journal, has come up with a list of his favorite budgeting apps. Ranging from free to $14.99 a month, the mobile apps can help you see where your money is going and allows you to link external accounts to easily create your budget. According to a January 2025 WSJ article, Monarch Money is one of the best budgeting apps for 2025. Other top budgeting apps include: YNAB: A popular app that promotes zero-based budgeting Goodbudget: An app for envelope bu...2025-01-2923 min
Financial RevelationsNew Year Financial ResolutionsThis week on Financial Revelations David wants to go over some resolutions to get you on your way to financial success. Start an emergency fund, idealy 3-6 months of your "have to" expenses. Get to know your budget, set up goal to put money into savings. Stop abusing consumer debt, ie credit cards. Don't spend what you don't have. Learn to live on 85% of your take home pay. Live on less than what you make. Life insurance. It doesn't need to be expensive. Begin giving. Find a cause or a church to donate to, any amount will help...2025-01-1627 min
Financial RevelationsA Non Partisan LookWelcome to Financial Revelations! With the change in power coming up, David wanted to take a non partisan look on what to expect with: Tariffs Oil/Gas/Nuclear Green New Deal Tax cuts Growth/Economics Interest Rates As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twitter(X) @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com Search: David Szafrans2025-01-1025 min
Financial Revelations2024 Year End ReviewWe made it! What an eventful 2024. A great year in the market, Palantir Tech a great stock to have owned. Crypto started at 18k and topped out last week at 106k! But is it a risk asset? Interest rates started high and now close to pre 2020 levels. Two assassination attempts on a presidential candidate. The 2024 election and a sitting president not running for re-election. A change in the economic ethos. The summer Olympics; USA dominates! The Chevron deference; curtailing power of federal agencies....2024-12-2316 min
Financial RevelationsChair Powell Should Be FiredBefore we get into this weeks program, we wanted to bless a family in need with a $250 gift card. Please keep Uriah, Lizzie and their son Aaron in your thoughts and prayers as they are going through hospital stays and treatments. If anyone feels called to help, please contact us. Welcome to Financial Revelations! This week David talks about the Fed meetings ending today and the projected 25 basis point rate cut and the slight increase with inflation. He also discusses Federal Reserve Chairman, Jerome Powell and why he should be fired; pushed around and politically motivated? Maybe.2024-12-1820 min
Financial RevelationsThe Trump TransitionIn the spirit of giving and coming together, David is giving away a gift card worth $250 to the person/family who he feels needs it the most. To nominate a person/family: Please email Kory@epsf.com Subject line: Need Then briefly tell who you nominated and why. The Trump Transition is already having an effect. Israel and Hamas/Hezbollah truce Ukraine now ready for peace Germany, Canada, Mexico bending the knee at Mar-a-lago Democrat majors/governors coming alongside on immigration Essentially a lot of people have had a c...2024-12-0414 min
Financial RevelationsIn the Spirit of GivingWith the holiday season upon us, David asks that we all be gracious in victory and to use the holiday to come together and mend. In the spirit of giving and coming together, David is giving away a gift card worth $250 to the person/family who he feels needs it the most. To enter for your chance to win: Please email Kory@epsf.com Subject line: Need Then briefly tell us they need it the most. In Political and Economic news: Its a busy time for...2024-11-2617 min
Financial RevelationsDonald Trump Wipes the FloorUp past 3am to watch the Election coverage and with hotel rooms already purchased for the Presidential Inauguration; David is excited to see that Donald Trump has won the presidency in a minor landslide. He is ready to see the change that the new office will bring in. Listen as he talks about what changes to expect and what it means for the markets. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com 2024-11-0619 min
Financial RevelationsI'm GarbageTo Emmanuel: We are working to get Portuguese subtitles! Today on Financial Revelations David talks about who he really is in the face of Biden calling Trump supporters "Garbage". There are only 6 days til the Presidential Election. Make your vote heard! No matter what happens: We obey the law! Avoid violence Stay calm Pray for everyone in the nation Be wise and kind; we are all fallible. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody R...2024-10-3021 min
Financial RevelationsVote Red!There are 12 days until the Presidential Election and if you are not already, please register to vote! Today on Financial Revelations, David talks about Presidential Nominee and Vice President Kamala Harris' Town Hall and how she said Trump wants to be Hitler. Interest rates are up, the 10 year is at 4.20%; up from the 3.50 when CHAIR POWELL cut rates. The Fed meeting on November 6th is more important than the rate cut. Call of the Day: Avoid Starbucks As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9...2024-10-2417 min
Financial RevelationsWhy do we have a Federal Reserve?Only 26 more days until the Presidential Election! Today David talks about free speech and defending the speech he hates the most. He also covers this mornings September CPI report and how he thinks the Feds version of a "soft landing" only pertains to those with assets. Listener question: What is the Federal Reserve and why do we have it? As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twi...2024-10-1024 min
Financial RevelationsGuess Who I Am Voting For?We are about a month away from the Presidential election and today David talks about candidates: Trump and Harris. It's about immigration, the economy, the national debt and why the U.S. needs debt. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twitter @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com Search: David Szafranski2024-10-0320 min
Financial RevelationsPreparing for SuccessToday on Financial Revelations With a Trump win on the horizon, David wants to get you ready for success. Ways to accomplish this: If you bought a home with a larger interest rate, it may be time to refinance, probably get that change in May/June. If you waited to invest, it may be time to start feather some funds into the market. Pay off high interest debt. Rest your budget. A budget is an informational tool to help you be financially successful! As always you can listen to David on WCRF Cleveland 103.3 every Thursday f...2024-09-2619 min
Financial RevelationsThe Fed is Wetting The BedA big week in finance! The Fed met and as expected we have a rate cut. Today David goes over: What could have happened What happened Inflation: 2 ways What are the effects and why Why we have inflation As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twitter @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https://www.gofundme.com S...2024-09-1920 min
Financial RevelationsDid Trump Lay an Egg?Today David takes a look at the Presidential Debate and asks the question: Did Trump lay an egg? While it did not seem that Trump handled the debate well, David still feels he is the next President. There is a Fed meeting next week and it is looking like they will take a 25 basis points cut and also lowering the fed funds rate from 5.5% to possibly 3.25% or 3.5% Viewer question: Why do we let other countries take advantage of our markets? The answer goes back to 80 years ago! As always you can...2024-09-1218 min
Financial RevelationsThe Business at HandFootball season is upon us! We even have a Friday game this week. Brazil has banned X. Why is our democratic government being quiet about this? With the Presidential debate coming up, one of the topics will be the tax policy of a Kamala Harris; focusing on taxing unrealized capital gains. Which brings us to our viewer question that David answers this week: What is an unrealized capital gain? As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App.2024-09-0520 min
Financial RevelationsA Big SeptemberSeptember is going to be a big month for 3 distinct reasons: Apple unveils new tech: Iphone 16 Presidential Debate: on ABC, let's see how friendly the mainstream press will be to conservatives The Fed Meeting: Chair Powell begins his rate cut regime As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twitter @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa.org https...2024-08-2822 min
Financial RevelationsPrice ControlBusy week in the economic and political sector. The Fed Symposium is currently happening in Jackson Hole, Wyoming. 818k less jobs than thought. David thinks CHAIR POWELL will cut rates by a quarter point. The Democratic National Convention is on it's last day in Chicago and VP and Presidential nominee Kamala Harris has announced her Price Control plan. An economic nightmare may be on the horizon. Watch as David explains what this could look like for us. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on...2024-08-2213 min
Financial RevelationsWhat Happens From Here?With the DNC on the horizon, David talks about the new green deal that Kamala Harris and Tim Walz are trying to pass and how inflationary it would be. He explains how socialism corrupts and distorts the market. If you bought last week while the markets were down, guess what? YOU WIN! If you sold out of position during the drop...you missed out. So what happens now? David believes there will be a rate cut next month and maybe another after the election; which the market will appreciate. Unemployment will get worse, probably by 1/2 a...2024-08-1516 min
Financial RevelationsA Rocky RoadThe market has been rocky for individual investors. Now is the time to buy the best companies on the worst news. Today David talks about putting his money management skills to work in this market. He also time travels back to the last great day in the market. The Feds are under pressure to cut rates. Will there be a cut in September? David thinks CHAIR POWELL might bow to the pressure, but if he does, it will look political and not a great look for the Fed. David ends the podcast with his "4 things tha...2024-08-0818 min
Financial RevelationsThe Great WhitewashToday on Financial Revelations, David talks about the whitewashing that is currently happening in the press. They're trying hard to cover up Kamala Harris' words before the election comes around. The Federal Reserve also had a press conference and as suspected, interest rates have not changed, but it looks like they are setting up for a rate cut after the elections. Chair Powell did say that the rate of inflation has gone down, but don't forget, overall inflation is still very high. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8...2024-08-0118 min
Financial RevelationsSmoke and MirrorsThe market opened a little low this morning but is already back into the green. David gives some insight on how he handles a down market. What a crazy month in Politics! David warns: Do not be deceived by the GPD news that came out for the quarter. 2.8% sounds nice but most new hires were in the government sector and more jobs were part time and not full time positions. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email...2024-07-2516 min
Financial RevelationsQuick Hit: Biden Out!Quick Hit of the Day! With Biden out of the running, what will a Trump win look like for the markets? David thinks the stock market will be happy with a Trump win. Pay attention to energy stocks and long term interest rates. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twitter @skibucks1 For more information on the Amazon well drill, please visit: https://nativosusa...2024-07-2202 min
Financial RevelationsSince We Last TalkedAfter a brief hiatus and a slight change of scenery, we are back to our normal routine! We are in the process of relocating the podcast room, so today our episode is live from David's office. Since we last talked, our nation has gone or is going through: a debate debacle, a President that looks unhealthy, an assassination attempt, the Republican National Convention, and a talkative Chair Powell. Watch as David covers these topics and more. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the M...2024-07-1817 min
Financial RevelationsThe Big DebateJust back from the Amazon Well Drill, David is in office to go over the hot topic of the day: The Big Debate Tonight. It's the end of the first quarter and stocks are a near record high. The economy is still slowing but inflation remains persistent. With the debate tonight, David is hoping for some topcs dealing with: Inflation: is life affordable? Immigration Wars we were not in before Budget deficit (35 Tril and counting) Biden's health Chain of Command As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8...2024-06-2717 min
Financial RevelationsWelcome to the Jungle!Welcome to Financial Revelations! Today we join David on a Zoom call from the Amazon Rainforest! Along with Melissa (translator and newest company employee) and Marcos Rosa(Brazilian Missionary), David goes over the purpose and mission of the Nativos well drills. Nativos, according to Marcos, is "The thing that is natural." The purpose is to become "native" to the place that God plants them. The goal is to serve Christ and His people, through providing the Word and fresh water. Listen as Marcos and David discuss the well drill and how you can h...2024-06-1917 min
Financial RevelationsSoft landing?! My keister!Today on Financial Revelations: David talks about the Fed meeting from June 12th. No rate hike Expected rate cuts by Feds are down to one….maybe Feds mission of a "soft landing" and what it means Inflation going up by 2% vs. Recession A soft landing is impossible at this point because it means we are stuck with permanently higher prices, and there is nothing soft about that! The Fed and Biden have failed us. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financi...2024-06-1319 min
Financial RevelationsI Like Big BUTSQuick update on the Fed and Chair Powell: The economy is slowing; but inflation is not. Why did they not raise rates last November or December? What we might expect come this November and the upcoming elections? Going into this market we must be diversified. There is a tendency to put everything into AI, tech and chips. An overweight in this is not uncalled for, BUT, do not be stupid about it. Be diversified; look at some trade down stocks. This is Financial Revelations with David Szafranski. A...2024-06-0618 min
Financial Revelations(EP 114) The Cost of WaitingThe Fed Meeting notes came out this week and here are my hot takes: No rate cuts this year Possible rate hikes not likely Inflation is still 2 times the Feds goal Hear me now, believe me later The cost of waiting: Time value of money The longer you invest, the more it grows, the less you have to save Start early As you get older be able to save more Every income raise you have, dedicate some to savings As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM...2024-05-2317 min
Financial Revelations(EP 113) Life InsuranceThis week on Financial Revelations David tackles the topic of Life Insurance; what is it, what types are there, and why you should get it. If you are interested in learning more or would like to see what life insurance is the best fit for you, please contact our office at (800)344-2534 or (440)934-2195. David also covers the Fed meeting that took place this week. Rates are unchanged and he feels as though Chair Powell is disconnected, which he had not thought before. David still predicts that there will be no rate cuts this year. ...2024-05-0320 min
Financial Revelations(EP 112) The Choppy MarketThe choppy market and how should we handle it? David will answer this and a rate cut question on today's Financial Revelations. The choppy market will remain so for the time being due to the instability in the Middle East, Ukraine and the upcoming presidential election. What should you do in times like this? Do nothing. Sit and evaluate Be selective in worst hit sectors Look at great companies on bad news Take some money off winners in the midst of losing Not all in or all out; but managed As always you can listen...2024-04-2518 min
Financial Revelations(EP 111) How the conflict in the Middle East affects our market* Thursday April 18, 2024, David will be on WCRF 103.3 at 7AM instead of his usual 8AM Today on Financial Revelations David talks about how the escalation in the Middle East can affect the market: oil, interest rates and inflation will go up. He also goes over the latest Fed meeting and answers a viewer question on "What does the Federal Reserve do?". As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email any financial questions to Kory@epsf.com Twitter...2024-04-1719 min
Financial Revelations(EP 110) Chair Powell is in a BoxToday on Financial Revelations David discusses the CPI, PPI and how this administration has put Chair Powell in a box. The CPI core and non core have been hot 4 months in a row. The PPI came out today and it was pretty tame; however it will be hot next month because of energy. David also answers viewer questions: What do you think of gold? How do I get ready for the election? We are having a Financial Workshop! Topic: Managing Money in a P...2024-04-1117 min
Financial Revelations(EP 109) The Market is Excited for TrumpOn this episode of Financial Revelations: It's Holy Week! Spend time with your loved ones, take time to rest and do what you are not suppose to do at family functions: Talk politics! The market is excited for Trump. Some hopes: Capitalism Realistic Regulation A non weaponized DOJ The FBI/CIA needs a restart Listener question of the week: Is it possible for a Christian to vote for Trump? We are having a Financial Workshop! Topic: Managing Money in a Presidential Election Year D...2024-03-2721 min
Financial Revelations(EP 108) Three Cuts On The Table?Today on Financial Revelations David covers yestersdays Fed Meeting where Chair Powell announced they're on schedule for 3 rate cuts this year. David does not see that happening right now with inflation being too high. David also covers a listener question on how Beneficiary IRA's work. The new 10 year rule applies to everyone, even spouses. We are having a Financial Workshop! Topic: Managing Money in a Presidential Election Year Date: April 16, 2024 Time: 6pm Cost: $15 per person. ALL monies will be donated to NativosUSA (Amazon Well Drill)...2024-03-2119 min
Financial Revelations(EP 107) Chair Powell is in Trouble!Today on Financial Revelations David talks about inflation numbers going in the wrong direction and it's looking like a problem! Gold and Bitcoin are at an all time high. Consumer prices are up 19% in the past 3 years while income is down 5%. Listener Question: When should I take my Social Security? David wants to look at: Life expectancy Financial Need Taxation of benefit Recapture time frame We are having a Financial Workshop! Topic: Managing Money in a Presidential Election Year Date: April 16, 2024 Time: 6pm C...2024-03-1418 min
Financial Revelations(EP 106) PCE - Personal Consumption ExpenditureToday on Financial Revelations: David talks about the Personal Consumption Expenditure (PCE) that just came out and what it means. He also answers viewer questions on: What type of retirement account you should use when you own a business with non W2 employees How does the war in Ukraine affect us Do you think we will have a recession this year We are having a Financial Workshop! Topic: Managing Money in a Presidential Election Year Date: April 16, 2024 Time: 6pm Cost: $15 per person. ALL monies will b...2024-02-2918 min
Financial Revelations(EP 105) Let's Talk EconomicsThe Biden Administration believes things are going well, but the data says otherwise! This week on Financial Revelations David talks about todays economy; with inflation up and LEI down, and how to adjust for it all. We are having a Financial Workshop! Topic: Managing Money in a Presidential Election Year Date: April 16, 2024 Time: 6pm Cost: $15 per person. ALL monies will be donated to NativosUSA (Amazon Well Drill) Call us today at (800) 344-2354 or (440) 934-2195 for more information and to reserve your spot. As a...2024-02-2213 min
Financial RevelationsQuick Hit: Good Companies on Bad News - Tech Industry*This is NOT a recommendation to buy or sell. Always contact your Financial Advisor concerning your portfolio. Quick hit of the day is about last weeks CPI Report and how it has impacted the tech stock. David talks about how to react to this information and options you have. We are having a Financial Workshop! Topic: Managing Money in a Presidential Election Year Date: April 16, 2024 Time: 6pm Cost: $15 per person. ALL monies will be donated to NativosUSA (Amazon Well Drill) Call us today at...2024-02-1603 min
Financial Revelations(EP 104) StagflationToday on Financial Revelations David talks about Stagflation and the Super Hot CPI report that came out. He gives his take on what the Fed and Chair Powell's options are for rates this year. Viewer question: What type of retirement account should my wife and I set up if we own our own business and are the only employees? We are having a Financial Workshop! Topic: Managing Money in a Presidential Election Year Date: April 16, 2024 Time: 6pm Cost: $15 per person. ALL monies will be donated to N...2024-02-1517 min
Financial Revelations(EP 103) The Earning SeasonOn this episode of Financial Revelations David talks about how the earning season has been good, but there is weakness appearing. The quit rate is dropping along with the full-time employment rate, while the part-time rate has risen. He also answers a listener question about 401(k)s and ROTH 401(k)s. We are having a Financial Workshop! Topic: Managing Money in a Presidential Election Year Date: April 16, 2024 Time: 6pm Cost: $15 per person. ALL monies will be donated to NativosUSA (Amazon Well Drill) Call us today at (800) 344-2354...2024-02-0818 min
Financial RevelationsQuick Hit: Great Companies on Bad NewsToday on Quick Hit: Great Companies on Bad News, David picks the asset class: AI Stocks. Is it worth owning? Is it overvalued? As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio app. Email your financial questions to Kory@epsf.com2024-02-0203 min
Financial Revelations(EP 102) First Fed Meeting of the YearOn this episode of Financial Revelations, David talks about the first Fed meeting of the year. No rate cuts occurred. David talks about how the Fed must remain politically neutral and data based. David is also having a workshop on April 16th at 6pm. The topic will be: Managing Money in a Presidential Election Year. Cost will be $15 a person and all proceeds will go to the well dig fund in the Amazon. For more information please contact us at (800) 344-2534. As always you can hear David on WCRF Cleveland every Thursday from 8AM - 9A...2024-02-0113 min
Financial Revelations(EP 101) Is It Investable?What is happening to the renewable energy market and is it investable? That is one of the questions David tackles on this episode of FInancial Revelations. He also answers viewer questions on whether a HELOC is a good idea, and if bitcoin is a risky investment. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email your financial questions to Kory@epsf.com Twitter skibucks1 If interested in supporting the Amazon Well Drill missions, please go t...2024-01-2615 min
Financial RevelationsQuick Hit: Great Companies on Bad News: Boeing*This is NOT a recommendation to buy or sell. Always contact your Financial Advisor concerning your portfolio. Today on Financial Revelations: Quick Hits, David starts a new series called "Great companies on bad news". First up, Boeing. Even with a door flying off, Boeing is still a good company and one of really 2 big plane makers and they contract with the military. As always you can listen to David every Thursday on WCRF Cleveland from 8AM - 9AM or on the Moody Radio App. Email your financial questions to Kory@epsf.com 2024-01-2402 min
Financial Revelations(EP 100) Are Bonds Still a Good Option?Today on Financial Revelations, David tackles a couple listener questions including: Are bonds still a good option? Why are bonds earning less the longer you own them? What are you looking at in the market? Thank you again to those who have donated to the missions trip. If you would like more information please visit the links below: NativosUSA GoFundMe As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email your financial questions to Kory@epsf...2024-01-1818 min
Financial RevelationsQuick Hit: Sunlight on the HorizonFinancial Revelation Quick Hit: There is sunlight on the horizon! Donald Trump has been named the Republican nominee. He won he Iowa Caucaus with 51%. Its good news because his policy is spot on, even if his personality isn't. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email financial questions to Kory@epsf.com X @skibucks1 If you would like more information on the Amazon Well Drill coming up or to donate, please check out the f...2024-01-1703 min
Financial Revelations(EP 99) It's Election Year!This week on Financial Revelations David talks about the 2024 election year and what to expect in the market. He thinks it is gonna be a rocky year with an economic slowdown and suggests holding a slightly larger cash position in accounts. Thank you to those who have donated to the well mission in the Amazon! If anyone would like more information please check out the following websites: nativosusa.org gofundme As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio a...2024-01-0320 min
Financial Revelations(EP 98) The Fed Christmas SurpriseThe Fed does not usually surprise us; this time they did! Today on Financial Revelations David reviews yesterdays Federal Reserve meeting and discusses "what was" and "what is". What Was: 1 to 2 more rate hikes Higher for longer, not there yet We need to fight inflation What Is: Stopping rate hikes Cuts next year Why make changes now? They see something we don't We will be back January 2024 so to everyone: Have a Merry Christmas and Happy New Year! As always you can listen to David ev...2023-12-1420 min
Financial Revelations(EP 97) 2023 RoundupWelcome back to Financial Revelations It's almost 2024 so David wants to go over some end of the year suggestions and possible New Year Resolutions! Let's start with some end of year suggestions: Harvesting tax loss Fund your Retirement accounts Qualified Charitable Distributions if you are in RMD status (over age 72 1/2) Review and update your budget Develop a planned giving strategy Now let's talk New Year Resolutions: Start moving! Exercise and be an encouragement to those who are trying Give to a charity Do something to improve your lot Start a budget Read a...2023-11-3020 min
Financial Revelations(EP 96) Generosity and ThanksgivingToday on Financial Revelations David reminds those who are over 72.5 years old that they need to take out their Required Minimum Distribution (RMD). He also talks about how you can make Qualified Charitable Distributions once you are in RMD status. Some perks of using this as a distribution are: No taxes taken from it Goes directly to your charity of choice You get a 25% tax break "A generous person will prosper, those who refresh others will themselves be refreshed" Proverbs 11:25 "God loves a cheerful giver" 2 Cor 9:6-7 On the eve of Thanksgiving, David...2023-11-2217 min
Financial Revelations(EP 95) Flat Inflation and Harvesting LossesToday on Financial Revelations David talks economic update and how flat inflation has bolstered the market and how it looks to be heading towards a year end rally. He also answers a listener question on how to harvest losses. As always you can listen to David every Thursday on WCRF Cleveland 103.3 from 8 AM - 9 AM or on the Moody Radio App. Email your questions to Kory@epsf.com https://nativosusa.org Instagram: nativos_usa Go Fund Me: Clean Drinking Wells2023-11-1618 min
Financial Revelations(EP 94) The Teeter TotterThis week on Financial Revelations David goes over the latest Fed meeting where rates are currently holding steady at 5-5.25%; but they left the door open for another rate hike at the beginning of the year. David also explains the bond/interest teeter totter and how the bond market came down slightly on the 10 year note but that the 1 year is still at 5%. Weekly Viewer questions: - Why do bonds lose value when interest rates go up? - Why have you recently changed your tune on bond mutual funds? As always...2023-11-0216 min
Financial Revelations(EP 93) Rate Update and Listener QuestionsThere will be a Fed meeting and we will talk all about it next week! Today on Financial Revelations, David gives an update on bond and mortgage rates. 10 year treasury just under 5% High yield money market at 5.4% or so. 30 year mortgage 8%! Two new listener questions: 1. How do money managers handle losses? 2. Do you like Roth IRA's or Traditional IRA's better? As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8 AM - 9 AM or on...2023-10-2616 min
Financial Revelations(EP 92) Recession InvestingToday on Financial Revelations: David goes over what he looks for as investment options during a recession. His main 4 interests are: Trade Down Stocks like Walmart, Costco, dollar stores, TJ Maxx The Have To's, what people need like gas, oil, diapers, soap, detergent Early Trades, price sensitive Bonds If you are interested in helping with the well digs in the amazon, you can go to: https://gofund.me\5a1aa5ff or www.gofundme.com and search David Szafranski As always you can listen to D...2023-10-2021 min
Financial RevelationsQuick Hit: CPI ReportQuick Hit of the day: Hold off on the bond market for a few days. With the war in Isreal, the bond rates got depressed pretty quickly. David thinks rates will go back up again and the that the Fed has one or two more rate hikes. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email questions to Kory@epsf.com Twitter @skibucks1 Missions: https://nativosusa.org Instagram: nativos_usa2023-10-1302 min
Financial Revelations(EP 91) Israel and the market reactionToday on Financial Revelations David talks about the war in Isreal and how it can affect the markets and interest rates. He goes over the bond market and how the 10 year is currently 4.88% CPI Report came out and David feels that the Fed will do 2 more rate hikes and a recession looms in the first quarter of the new year. Next week David will answer listener questions on: Investing in a recession How to survive a presidential election cycle when the rioting starts As always you can l...2023-10-1214 min
Financial RevelationsQuick Hit: The Bond YieldTodays Quick Hit: The Bond Yield has spiked! Look at corporate bonds at almost 7% 10 year is currently at 4.6%, buy at 5% Bonds for under a year are around 5.5% As always you can listen to David Szafranski on WCRF Cleveland 103.3 every Thursday from 8 AM - 9 AM or on the Moody Radio App Email questions to Kory@epsf.com Twitter @skibucks12023-09-2802 min
Financial Revelations(EP 90) Politics and MoneyToday on Financial Revelations David talks about how politics and money go hand and hand and yesterdays Republican Debate. Another listener question: With the government shutdown looming, how will it affect us? If our credit rating is downgraded, does that hurt us and how? Headwinds to the economy: Student loan repayment UAW strike/lockout Gov't shutdown As always you can listen to David every Thursday on WCRF Cleveland 103.3 from 8 AM - 9 AM or on the Moody Radio App. T...2023-09-2816 min
Financial Revelations(EP 89) Should We Be Preparing For A Recession?Today on Financial Revelations David talks about the latest Fed meeting where Chair Powell put a pause on rate hikes and how oil will be at or near $100 a barrel next week. David also answers a viewer question about whether or not we should be preparing for a recession, how should we prepare, and what if we prepare and it doesn't happen. As always you can listen to David every Thursday on WCRF Cleveland 103.3 from 8 AM - 9 AM or on the Moody Radio app. Email questions to Kory@epsf.com Twitter @s...2023-09-2219 min
Financial Revelations(EP 88) Basic Economics and Time to Take Back AmericaToday on Financial Revelations: - Winner of the $50 gift card for best question on "Should core beliefs be a consideration to investors?". Congratulations to Charles from Florida! - Basic Economics and how it applies to America - His 6 point plan to save America Drill/explore to get natural gas Shut down the southern border to illegal immigration and expedite those we want and need coming in End war in Ukraine and invest the money here Bring down the National Debt to 10-15 Trillion Need fair trade Vote out Biden Mission trip to Bra...2023-09-0721 min
Financial Revelations(EP 87) Basic Economics and Investing in BeliefsBook Club Time! Today on Financial Revelations David adds Basic Ecomics by Thomas Sowell to the "Must Read" list. Sowell is a conservative economist who teaches at Stanford and has great insight and real world applications on todays economy. Basic Economics by Thomas Sowell David also answers a listener question about investing in beliefs. CONTEST CONTEST CONTEST Do not forget to email or call us with your financial questions to enter to win a $50 Visa Gift Card. Winner will be selected and announced the week of September 4th. Email: K...2023-08-2319 min
Financial Revelations(EP 86) Jackson Hole meeting and a new ContestToday on Financial Revelations, David talks about the meetings next week in Jackson Hole, Wyoming and how the markets seem to hate these Fed talks. David also answers a listener question on tech stocks and whether everyone should own them. Up for grabs this week: a $50 Visa Gift Card for the viewer/listener who emails in the best financial question to Kory@epsf.com. Winner will be announced the week of September 5th. Mission trip website to anyone interested in finding out more about the well digs or to donate: www.na...2023-08-1613 min
Financial RevelationsQuick Hit: Regional Bank CrisisFinancial Revelations Quick Hit of the day: Reginal Banks all got downgraded by Moody and the ratings agencies. Not a good time to invest in regional banks, take a look at the larger banks like JP Morgan and Bank of America. Talk with your financial professional and find out what would be right for you. As always you can listen to David every Thursday on WCRF Cleveland 103.3 from 8AM - 9AM or on the Moody Radio App. Email your questions to Kory@epsf.com Twitter @skibucks12023-08-1202 min
Financial RevelationsQuick Hits: CPI or CP OWWW!Quick Hit today is about how the CPI came out Thursday and was a little hotter than normal. David quickly goes over core CPI versus non core CPI. Check out the website below for more information and charts on CPI. www.frbsf.org As always you can hear David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email your questions to Kory@epsf.com Twitter @skibucks12023-08-1101 min
Financial Revelations(EP 85) Investment Strategy in a Falling MarketToday on Financial Revelations, David goes over inflation and invesment strategy in a falling market. He also answers listener questions about Qualified Charitable Distributions and ROTH vs regular IRA's. Check out www.nativosusa.org for information and pictures on the Amazon Missions trip. As always you can listen to David every Thursday on WCRF Cleveland from 8AM - 9AM or on the Moody Radio App. Email us your questions at kory@epsf.com Twitter @Skibucks12023-08-1015 min
Financial Revelations(EP 84) Tug of WarThank you to everyone who donated to the Well Drill in the Amazon last month. If anyone would like to contribute for future Mission trips or the church build, please go to the following website: www.nativosusa.org This week on Financial Revelations David discusses the rate hike and the tug of war between the Fed/Chair Powell and President Biden. David also answers 2 listener questions: I've recently left my job, should I rollover my 401(k) to an IRA? Which is better: a 529 plan or a UGMA/UTMA? As always you...2023-07-2716 min
Financial Revelations(EP 83) Save, Spend, GiveThis week on Financial Revelations David goes over the upcoming Fed meeting and his predictions, the slow climb of the stock market, and answers listener questions: Should my teen open a retirement account? Should I lease or buy a vehicle? Should I pay off my 3% mortgage early? As always you can listen to David every Thursday from 8AM - 9AM on WCRF Cleveland 103.3 or on the Moody Radio app. Email your listener questions to Kory@epsf.com Twister @skibucks1 2023-07-2015 min
Financial Revelations(EP 82) Maybe Some Good News!Today on Financial Revelations with David Szafranski, David goes over the current economic data: Markets are currently up CPI and PPI have lowered but are still not where we want to see them The Fed meets at the end of July and David still predicts that they will come out with a 25 basis point increase and he thinks at least 2 of 3 things need to lower before the Fed stops: Housing Rent Wages Listener Questions: What is the difference between long term and short term capital gains and which is better? What are your favorite a...2023-07-1415 min
Financial Revelations(EP 81) Can't Beat These Bonds!On this episode of Financial Revelations, David discusses the inverted yield curve and goes over how and where to buy short term bonds; including the website: www.treasurydirect.gov David also talks about AI (artificial intelligence) and how it currently draws ads to different marketing strategies and has driven the market so far this year. As always you can hear David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio app. Twitter @skibucks1 Email Kory@epsf.com with any questions you would like addressed...2023-07-0613 min
Financial RevelationsClean Water Well Dig and a Listener QuestionToday on Financial Revelations, David talks about his recent mission trip to a village on the Amazon River to drill a clean fresh water well and also answers a listener question. As always you can listen to David every Thursday on WCRF Cleveland 103.3 from 8am - 9am or on the Moody Radio App. Twitter @skibucks1 Email your questions to Kory@epsf.com 2023-06-2913 min
Financial RevelationsQuick Hit: Amazon Mission TripToday David talks about the upcoming missions trip to the Amazon River in Brazil to build a fresh water well for a local tribe. If you would like to be a part of the mission please visit the link below: NativosUSA.org As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM-9AM or on the Moody Radio App. Twitter @skibiucks1 Email your questions to Kory@epsf.com2023-06-1102 min
Financial RevelationsQuick Hit: Fed Meeting and the Bond MarketYour Quick Hit of the Day: Look at bond options but hold off on buying them until after the Fed meeting next week. David feels that the Fed will increase rates by 25 basis points. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM-9AM or on the Moody Radio app. Twitter @skibucks1 Email your questions to Kory@epsf.com2023-06-0902 min
Financial Revelations(EP 79) Missions Trip and a Viewer QuestionToday on Financial Revelations David talks about his upcoming missions trip to the Amazon in Brazil to help build a freshwater well for an indigenous tribe. You can go to the website below to learn more and/or donate to the cause. Prayers always welcomed. NativosUSA.org Also, David covers a listener question on what he thinks of crypto currency right as the SEC files a lawsuit on CoinBase. As always you can listen to David on WCRF 103.3 Cleveland every Thursday from 8AM-9AM and also on the Moody Radio App. ...2023-06-0613 minFinancial Revelations(EP 78) Debt Ceiling AgreementToday on Financial Revelations, David talks about the debt ceiling agreement that is in the works and a proposal from Paul Rand that would cap spending. He also explains why the world needs our government debt as it is a stable force in world finance. David also answers a viewer question on "When is the USA going to stop being the worlds reserve currency?". As always you can listen to David on WCRF 103.3 Cleveland every Thursday from 8AM - 9AM or on the Moody Radio App. Email your questions to Kory@epsf.com ...2023-06-0113 minFinancial Revelations(EP 77) Let's Talk About Retirement MoneyToday on Financial Revelations David briefly talks about short term bonds before going into a few listener questions on retirement money such as: Should you convert a Traditional IRA to a Roth IRA? Is it wise to take out retirement money early? If employer offers 401k and Roth 401k, which should I choose? As always you can listen to David on WCRF 103.3 Cleveland every Thursday from 8AM - 9AM or on the Moody Radio App Email your questions to kory@epsf.com Twitter @skibucks12023-05-2313 min
Financial RevelationsQuick Hits: Short Term Bond MarketToday on Financial Revelations: Quick Hits, David goes over the short term bond market and how he likes the one and two month bonds. He recommends speaking with a financial advisor before purchasing. As always you can listen to David on WCRF 103.3 Cleveland every Thursday from 8AM - 9AM or on the Moody Radio App. Email your questions to Kory@epsf.com 2023-05-1903 minFinancial Revelations(EP 76) The Debt CeilingToday on Financial Revelations, David briefly covers teh Federal Reserve and the meeting in June where he predicts a hike of 25 basis points and how short term bonds are a good deal. David also answers a viewer question on the debt ceiling, which was enacted in 1917 in response to WWI. He talks about how only Congress can authorize spending and how he feels that they will raise the debt to avoid a catastrophe. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App.2023-05-1714 minFinancial Revelations(EP 75) Nailed ItToday on Financial Revelations David talks about the Fed raising rates 25 basis points and how he believes there will be another rate hike in June. He also covers the banking problem and how the increase in rates will make the bank issue worse. Large banks will get bigger while the smaller banks will suffer. Finally, David touches on the bond markets and how short term bonds look good. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8am - 9am or on the Moody Radio App. Email any questions to Kory...2023-05-0410 minFinancial Revelations(EP 74) Inflation: Too much money chasing too few goodsToday on Financial Revelations David talks about inflation and where the Fed would like to be. He also covers a viewer question on how to budget. Follow David on Twitter @skibucks1 Email questions to Kory@epsf.com Join David every Thursday from 8AM - 9AM on WCRF Cleveland 103.3 or on the Moody Radio App.2023-04-2713 min
Financial RevelationsGreat Companies on Bad NewsToday on Financial Revelations: Quick Hits, David talks about buying stock in great companies after they have released bad news. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio app. Email questions to Kory@epsf.com2023-04-2103 minFinancial Revelations(EP 73) Don't Get A Tax ReturnToday on Financial Revelations David reviews the Fed and thier upcoming meetings, how the bond yield is creeping up again, and the bank reporting. He also answers a viewer question on "What should I do with my tax return?" As always you can hear David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio app. Email any questions to Kory@epsf.com2023-04-2010 minFinancial Revelations(EP 72) Second Quarter OutlookThis week in Financial Revelations David talks about what the markets have done this quarter and his predictions for the second quarter. This includes: 2nd quarter may have rough beginning Fed raise rates a couple more times in May, June and July Could be some bright spots in the Tech sector and bond market David also answers a viewer question on why he likes ROTH IRA's for young people. Reasons include: Its after tax money Grows tax deferred All money comes out tax f...2023-03-3117 min
Financial RevelationsQuick Hits: Sit on the SidelineToday on Financial Revelations: Quick Hits, David talks about sitting on the sidelines this week with purchasing bonds and cds. Rates dropped due to a couple bank closures but are slowly starting to creep back up. Just hold off for better rates in the next couple weeks. As always, you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Contact us at (800) 344-2354 or Kory@epsf.com with any questions. 2023-03-3002 minFinancial Revelations(EP 71) Oh My Gosh the Fed Again!Today on Financial Revelations David talks about Chair Powell and the Fed raising rates and the banking crisis. He also answers viewer questions on I Bonds. As always you can listen to David on WCRF Cleveland 103.3 every Thursday from 8AM - 9AM or on the Moody Radio App. Email us your questions at Kory@epsf.com Contact us at (800) 344-25342023-03-2317 min
The Playbook With David MeltzerFind More Creativity and Confidence: A Conversation About Prezi with Jim SzafranskiI had the opportunity to chat with Jim Szafranski, CEO of Prezi. We talked about the inspiration behind Prezi, strategies for being more engaging during video presentations, and how their tools help more than 100 million users worldwide to find their confidence.You can learn more about Prezi’s offerings at: www.prezi.com Learn more about your ad choices. Visit podcastchoices.com/adchoices2023-03-1419 min