Shows
The Property Trio (formerly The Property Planner, Buyer and Professor)#306: How to Increase Borrowing Power - How Kids, Rate Cuts and Variable Income Impact Property Buying Potential, Equity Access & RefinanceGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMIn this episode, Cate and Dave dive into how life circumstances and interest rate changes directly impact borrowing capacity when borrowers are applying for a mortgage. Whether you're planning to start a family, waiting for a pay rise, or watching the RBA closely, this episode unpacks what it all means for your property plans.The episode begins by tackling a common question: how much do kids affect your borrowing power? Dave breaks it down with...2025-04-2253 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#284: Market Update Oct 24 – Sentiment Waxes & Wanes but for Which States? Melbourne Yields Make History! Mid-size Capitals SlowGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMCate kicks off this episode with Dave while Mike hikes around New Zealand. The Duo note some of the interesting indices for the state of the nation in the month of October. They marvel at Hobart's quick pivot and wonder what has driven the positive growth. The combined regions outperformed the combined capitals too, and despite the strong monthly performance in Perth, they note that growth has slowed of late. Dave and Cate delve into...2024-11-1844 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#279: Market Update Sep 24 – National Price Growth Slows, Rents Drop to 4-Year Low, Is Perth Finally Slowing as Listings Boom Nationwide?Got a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMMike kicks off this episode, and after stumbling with Cate's surname (yes, he's on fire with names), the Trio crack into the market update for September."Is this the beginning of the peak or decline for these markets?"Perth's rate of growth has slowed, and the Trio ponder whether it's listing numbers, tightening household savings, or interest rate pain that is contributing. How long can the three top performers maintain this strength? And a...2024-10-1450 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#272: How Proximity to the CBD Across 10km Rings Impact Property Yields, Contrasting Houses vs. Units & the RegionsGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMThis week our topic comes from a research report commissioned by Mike’s business MCG Quantity Surveyors, and it focussed on how yields change per city as distance from the centre of the town or CBD increases, so there’s a lot to unpack here. We often hear people quoting about buying within say 10, 20 or 30kms from the CBD, but Dave unpacks the factors that also need to be taken into account with this consideration, and Cate ques...2024-08-2641 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#269: Auction Day Drama - Setting Reserves, Mastering Your Strategy, Handling Setbacks, Auction Day Pressures & Preparing for SuccessGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMWe often talk about property acquisition experiences from the buyer’s perspective, but this second part episode is all about the auction campaign process from an agent’s perspective. The Trio specifically circled in on the challenges and flavours of auction day, noting the various twists and turns that campaigns can take.What visibility does the vendor have throughout the campaign? From campaign updates to online buyer activity reports, the agents can track...2024-08-0540 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#266: Market Update Jun 24 – Record House Price Expectations, Mid-Size Capitals Soar & Finding Rental Growth EquilibriumGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMMike kicks off this episode, and the Trio unpack the latest stats. Brisbane, Adelaide and Perth continue to be the star performers, with Perth taking up first place with an annualised growth rate of 23.6%.On the flip side, Cate shares her coalface findings on Melbourne's climate, citing opportunities as "low hanging fruit." Cate describes some of the interstate investor interest in Melbourne as speculative and opportunistic. Dave raises the point that interstate migration has...2024-07-1551 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#262: Market Update May 24 – Perth Surges, Brisbane Now 2nd Priciest City for Houses & All Dwellings, Passing Melbourne & CanberraGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMMike kicks off this episode, and the Trio chat about the ferocity of the Perth market and they ponder the nature of cyclic markets. Is Perth cyclic? And is this city sharing a pattern with any other cities, or is Perth unique? And how is it possible that rental growth is still strong when investors are buying up? Brisbane's outperformance is noteworthy too, with this beautiful city taking the lead on Melbourne. Hobart's de...2024-06-1753 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#244: Tackling Housing Affordability - Part 1 - Dissecting Proposals for Housing InnovationGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMIn this innovative, two part series, the Trio canvassed some measures that could be implemented to ease affordability and promote the healthy functioning of the Australian property market.Mike took some inspiration from an industry friend's article, and Cate and Dave chimed in with their thoughts on some of the initiatives from the article. In Part 2, the Trio will cover their own ideas and insights to foster a healthy property market. ...2024-02-1256 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#232: Perth Property Gold Rush - Analysing Western Australia's Property Investment Surge & Future RisksGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMMike has prepared some industry-first data and the Trio deep-dive into it for our listeners this week.Dave's overview of this special city spans it's impressive performance of late, and the uniqueness of Perth when it comes to the house to unit ratio. Mike also weighs in with some interesting history about WA's quest for independence. 66% of Western Australians voted to leave the commonwealth in a 1931 referendum, but for technical reasons, the vote...2023-11-2039 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#231: Market Update October 23 - Another rate increase, retail spending is up, and here comes Black Friday!Got a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMThe October data has Perth leading the chart, but as Dave reports, the mid-sized capitals are the capitals that are showing us the strongest results. There is a correlation between growth and listing rates though.Listings have jumped in Spring for Sydney and Melbourne, supporting Dave's correlation theory. Cate identifies data integrity issues, citing Hobart's data as an example. All it would take is a disproportionate number of listings at either end of the market...2023-11-1345 min
Genetics in the Paddock with EmilyUnlocking Livestock Genetics Potential with Dr David JohnstonOn this episode of Genetics in the Paddock with Emily, we strip back to the very basics of why genetics is important to consider when breeding livestock and how it can assist with decision making. Our guest speaker, Dr. David Johnston, a principal scientist from the Animal Genetics and Breeding Unit (AGBU) walks us through the benefits of using the available genetic information alongside visual assessment.The genetic evaluation systems available incorporate key traits that affect profitability and separate the environmental component, providing an genetic estimate that is based only on the genetic merit of the animal. Join...2023-11-1330 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#230: Equity Unleashed - Property Planning & Borrowing for Renovations & Wealth CreationGot a question for the trio? https://forms.com//form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMA great listener question prompts today's show. Sam writes;"We brought our 4 bed 2 bath mid century family in Greensborough area in mid 2021 for 1 mil approx. Since then the price has fallen then risen, and generic real estate apps pricing it at around the same value. The house is older style, has good bones but over time we would love to undertake a moderate renovation. The property is in a good family friendly/school zone, and with the...2023-11-0649 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#227: Market Update September 23 - Eighth consecutive month of national growth, and consumer sentiment has ticked upGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMThe September data throws us a few mixed bag items!Dave shares his takeaway: listing levels and an interesting correlation. Cate identifies the eighth consecutive month of national price growth, and she draws listener attention to capital cities versus the regions. The Trio ponder the power of commuting distance to major cities.Is there a sweet spot ratio when it comes to listing volumes and price movement? Mike ponders... tune in to find...2023-10-1652 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#225: Navigating the Fixed Rate Mortgage Cliff - Is It Real or Hype? Data Behind Headlines, Property Market Repercussions & Managing RiskGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMMike bravely delves in to mortgages.... and dares to ask whether the mortgage cliff is a threat to our property market.Is it a beat-up? Or is it something we should be bracing for? Dave mentions the Y2K bug and questions the power of fear."Miliions on Mortgage Cliff" is a headline Mike cites, and he plans to challenge the magnitude quoted.Mortgage stress, mortgage delinquencies and timelines are on...2023-10-0242 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#224: Breaking Into Buyer's Agency (and Other Advisory Roles) - How to Start, Survive, and ThriveGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMToday's listener question opens up a very popular discussion topic.... buyer's agency. James writes in to ask the Trio about a change of career... from carpentry to Buyers Agency. He's unclear of the pathway into the industry and he's keen to know how to be a great Buyers Agent. Cate shares some information with our listeners, from state/territory based qualification requirements to online groups and portals. Firstly, Cate steps listeners through the...2023-09-2545 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#223: Market Update Aug 2023 - Listings Jump, Who Said Rate Hikes Equal Property Declines, Capital-Regional Divide & Bad ‘Debt’ RisingGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMNow that our Stig (aka Sound Editor, Jamie) has sorted out our audio, we bring a new sound clarity to our listeners... we hope you enjoy!As our residential Australian property market ticks over to a ten trillion dollar value, Cate shares the August stats with our listeners and points out that the market is doing more than just demonstrating a recovery. The market is now moving reasonably solidly, and even Hobart's rate of contraction...2023-09-1851 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#220: Decoding RBA Cash Rate Adjustments: The Data Behind the Decisions, Property Market Impacts & the Puzzle of Rising Property ValuesGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMCate enjoys playing host again and she congrats Dave on the preparation of this challenging set of eps. Simplifying difficult concepts is one of the hardest things to do when presenting information to others.What data does the Reserve Bank monitor when deciding whether rates should be increased? Household consumption - from the Wealth Effect to COVID savings giving rise to YOLO, Dave suggests that this driver is only...2023-08-2858 min
The Accounting PodcastBuilding a Remote eCommerce Firm with Meryl Johnston of Bean NinjasLearn how Meryl built a 30-headcount bookkeeping firm in eight years that can operate without her. We also get Meryl's take on the PwC scandal in Australia. Earn free NASBA-approved CPE credits for listening with the Earmark app. Learn more at earmarkcpe.com.SponsorsRelay - https://cloudaccountingpodcast.promo/relayFinDaily - https://accountingpodcast.promo/findailyEarmark for Teams - https://accountingpodcast.promo/freeshirtChapters(00:04) - Preview: Why can't the US tax deadlines be as relaxed as Australia's
(00:50) - Welcome Meryl Johnston to the show and some background on...2023-07-141h 03The Property Trio (formerly The Property Planner, Buyer and Professor)#209: Listener questions - Mastering property planning in unique circumstances, and unveiling buyer’s agent conflictsGot a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMMike's market update focuses on some new tax data which identifies the highest earning suburbs in Australia. WA's Cottesloe and Peppermint Grove take the lead and the range of incomes will surprise a few. Among other facts and figures, gender wage gaps, average superannuation balances and richest professions all featured in Mike's segment."The average Australian taxable income currently sits at $63,882." Our first listener question asked the Trio about their take on the Four Corners Episode that...2023-06-121h 00
Stand on Guard with David KraydenTAKE 5: David Johnston, special rapporteur, resigns | Stand on Guard Take 5NEWS FLASH! It's all over for the former governor general turned special rapporteur, David Johnston, who announced Friday he's resigning.House of Cards is all coming down on the Trudeau Government.NEW!! You can now find Stand on Guard with David Krayden on most podcasts: Apple, Spotify, Google, Amazon, Youtube music, Substack. 2023-06-1006 min
Stand on Guard with David KraydenSOG8: Trudeau and Johnston thumbs down on public inquiry into Chinese election interference + more | Stand on Guard Ep 8Stand on Guard Episode 8, Trudeau and Johnston thumbs down on public inquiry into Chinese election interference + moreThis episode includes: Special rapporteur David Johnston provides outline of his report, claims public inquiry is impossible because material is classified.David Johnston discusses how CPC maintain 11 seats in GTA affected by Chinese interference.Justin Trudeau upbraids a reporter for asking a tough question. He looks shocked!Interview with David Johnston discussing his relationship with the Trudeau family.READ The Post Millennial article: Trudeau will not launch inquiry into allegations of Chinese election interference. CHAPTERS00:00:00 We...2023-05-2522 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#202: Meet the Quantity Surveyor, Mike MortlockFormerly The Property Planner, Buyer and Professor.Got a question for the trio? https://forms.zohopublic.com/propertyplanningaustralia/form/GotaquestionforthePropertyTrio/formperma/zYCQAxzE_24CVlDafP1ozyzwtmB-8m1iCNtCTgDvHXMFor this exciting episode, some 200 eps following the original podcaster intro's, Dave and Cate introduce Mike! They chat all things quantity surveying, but drill into the Novocastrian man behind the microphone... from his dangerous hobbies, to what it was that led him to his career as a 'construction economist'. Mike's candid demeanour brings something special to the trio, and this particular recording...2023-04-2443 min
The Property Trio (formerly The Property Planner, Buyer and Professor)#197: The Property Professor's Memoirs – Part 1: The inspiring journey from family home to investor to developerFormerly known as The Property Planner, Buyer and Professor, we've rebranded to The Property Trio. Our listeners who have subscribed to our show don't need to do a thing. Each week's episode will keep landing in your feed.Got a question for the trio? https://zfmz.com/uLtjhyBskV96PYeJfal Show notes: https://propertyplanning.com.au/the-property-professors-memoirs-part-1-ep-197/This is arguably one of the trio's favourite set of episodes. Taking a trip down memory lane was not only a thrilling chat for Pete, but a wonderful way...2023-03-2050 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#196: When property and money decisions upset relationships, and how to navigate the path to success – Part 2Got a question for the trio? https://zfmz.com/uLtjhyBskV96PYeJfal ShowShownotes: https://propertyplanning.com.au/when-property-and-money-decisions-upset-relationships-part-2-ep-196/ Dave's market update is a special one - he has been in the mortgage industry for over twenty years and his mortgage intel is always exciting. One lender has re-introduced negative gearing into their serviceability calculator. This essentially means that "shading" on rental incomes enables heightened borrowing capacity for investors. While it's just one lender... these situations often mean more will follow.Cate's market update relates to civil and infrastructure works...2023-03-1344 minThe Property Trio (formerly The Property Planner, Buyer and Professor)# 195: Market update Feb 2023 – The rate of price falls is slowing! But what's happening in Hobart and Canberra?Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI Show notes: https://propertyplanning.com.au/market-update-feb-2023-ep-195/ 1. Price falls are substantially lower this month, compared to last month February saw even more of a slowdown in the rate of price decline, and interestingly, Sydney's positive price movement of +0.3% in February carried the national and combined capitals/regions average to almost negligible price movement at -0.1. Cate sheds light on why 2023 is quite different to past years. COVID lockdowns impacted agent activity significantly in the lockdown cities and and agents took the chance to take a holiday th...2023-03-0649 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#194: When property and money decisions upset relationships, and how to navigate the path to success – Part 1Got a question for the trio? https://zfmz.com/uLtjhyBskV96PYeJfal Show notes: https://propertyplanning.com.au/when-property-and-money-decisions-upset-relationships-part-1-ep-194/ The trio make a bitter-sweet announcement at the beginning of the show. Pete is leaving the podcast to enjoy his semi-retirement, and while Dave and Cate are excited for Pete, they are pretty sad to be saying goodbye to Pete. He's not leaving quite yet - they have the 200th episode coming up in April and they have a special three-part series with Pete coming up. They also share they will be announcing Pete’s replacement in the coming weeks…..stay tuned...2023-02-2738 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#192: Market update Jan 2023 - Tight listing supply is creating a few buyer challenges!Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaI 1. Nationally a 1% median price reduction was our smallest rate of decline since June last year All falls for capital cities were also less than their falls last year – an interesting observation considering the unwelcome December rate increase. 2. Melbourne’s median value may fall to below the pre-pandemic level in the coming month – an interesting one to watch! But many of the other capital cities seem likely to remain above their last pre-COVID peaks. 3. Unit rents are still climbing in many cities, and while house asking rents have slowed...2023-02-1341 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#189: 2022 Review and 2023 Predictions - What did we get right? And what did we not predict?In this week’s episode, Dave, Cate and Pete take you through their 2023 predictions, but they also review their 2022 forecasts. Tune in to find out... 1. What will the market do? It seems the trio were optimistic in their predictions for 2023, but Cate did add a little disclaimer stating "providing no shocks to the market". It appears that imminent interest rate rises were not easily predicted by the trio at the start of 2022. 2. Capital city top performers - Pete's predictions for capital city performers landed closest to the pin, however Dave did have some interesting insights into Melbourne and Perth's growth an...2023-01-2339 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#188: Market Update December 2022 - Rents are still climbing, and increased net migration now poses a new threat to rental supplyGot a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaIhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ 1. Continued positive signs as home value index results show rate of decline slows Like November data exhibited, dwelling values’ rate of decline is still slowing in all cities except Brisbane and Hobart, but our national decline is not as severe as the media would have us all believe. As the heights of last year's market fade away from the rolling average data set our annualised losses continue to climb. 2. Rents are still climbing in many cities, and while house asking rents have slowed so...2023-01-1640 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#187: Common terms and acronyms Part 2 – From EOI's to deposit bonds, we unpack them all!Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaIhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week’s episode, Dave, Cate and Pete return to deliver part two of acronyms and terms. They will take you through: Standard variable rate (SVR), Rate lock fees, P&I, I/O, Owner-occupier lending and EFT. Dave talks us through these terms and highlights a few key points of interest. Expressions of interest (EOI), ECOS, and period homes - Cate and Pete delve into these terms - Pete compares the differences between private treaty, EOI and auction campaigns. Cate sheds light on...2023-01-0933 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#185: Listener questions - Buyer's agents who are "free", equity use, build replacement costs and a great beachside dilemmaGot a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaIhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week’s episode, Dave, Cate and Pete take you through: 1. Our first listener question is a bit of a terrifying one. Charlotte is looking to buy her first home next year and asked the trio if it is normal for a selling agent to offer a 'free' buyer's agent who receives substantial commission fees from the seller. Charlotte felt it doesn't seem right.... and the trio agree with her. 2. Matt is keen to access his available equity in his current investment pro...2022-12-2640 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#184: Interest only vs Principal & Interest – Why working through the different considerations could add millions to your nest egg at retireGot a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaIhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ Pete kicks off this week’s market update circles in on the fact that the 'top end of the market' is the fastest falling segment. As he points out, it's the highest 25% of property that is dropping in value the most. Generally in a downturn, it's led by the more expensive properties. Dave tackles the cyclical nature of all markets, specifically the lending markets. Banks are coming up with more creative ways to get loans approved for people. Policies enabling low documentation are st...2022-12-1943 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#183: Market update Nov 2022 – Rents are still climbing, stock supply is tight, and bond yields have softened! (Ep.183)Got a question for the trio? - https://zfrmz.com/uLtjhyBskV96PY6eJfaIhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ In this week’s market update episode, Dave, Cate and Pete take you through: Continued positive signs as home value index results show rate of decline slowsRents are still climbing in many cities, and while house asking rents have slowed somewhat, the rate of growth is still very tough on tenants. Units in almost every city are still climbing at a strong rate, particularly for Sydney, Brisbane, Melbourne and Adelaide.New listings are the lowest in years and Pete shares a frightening chart th...2022-12-1245 min
The Landscape Photography Show7 Reasons Your Photography Isn't Improving Part 2David Johnston breaks down part 2 of a live webinar on the 7 Reasons Your Photography Isn't Improving so that you can get better, faster.2022-08-0827 min
The Landscape Photography Show7 Reasons Your Photography Isn't Improving Part 1David Johnston breaks down part 1 of a live webinar on the 7 Reasons Your Photography Isn't Improving so that you can get better, faster.2022-08-0328 min
The Landscape Photography Show3 Steps for Growing Your Email List in 72 HoursDavid Johnston talks about the importance of growing your email list before you launch your photography business, and if you don't have an email list, how you can grow from 0 to 101 in just 3 days.2022-07-2039 min
The Landscape Photography ShowTrends Happening in Photography Right NowDavid Johnston breaks down the trends that are happening within photography right now and where those could be headed in the next couple of decades.2022-06-0729 min
The Landscape Photography ShowArtist in Residence With David HunterDavid Hunter joins The Landscape Photography Show to discuss his artist in residency in Capitol Reef National Monument and reflections on residencies as a whole.2021-09-2057 min
The Landscape Photography ShowFrom Chaos to Zen With David CobbDavid Cobb joins The Landscape Photography Show to discuss his journey in photography, eating pizza instead of whale, and his process of creating zen compositions in Japanese gardens.2021-05-2446 min
The Landscape Photography ShowPhotography From the Host's Experience Part Two With David JohnstonDavid Johnston is interviewed for his own podcast, The Landscape Photography Show, in part two of a two-part interview where no topic is off-limits and he has no idea what guest host, Kevin Jordan, is going to ask him.2020-09-2149 min
The Landscape Photography ShowPhotography From the Host's Perspective Part One With David JohnstonDavid Johnston is interviewed for his own podcast, The Landscape Photography Show, in part one of a two-part interview where no topic is off-limits and he has no idea what guest host, Kevin Jordan, is going to ask him.2020-09-1447 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#63: Commercial property - Part 2: Determining value, Real Estate Investment Trusts, Warehouses, Mixed Use, Leases, and moreIn this week's episode of the Property Planner, Buyer and Professor Podcast, the team explore the commercial property sector in part two and share with you how to determine the value of a commercial property, what to look for in a tenant, investing in real estate investment trusts and the ins and outs of warehouses - and more! David Johnston, Cate Bakos and Peter Koulizos discuss: •How to determine the value of commercial property when buying. The Property Professor explains what determines the value of a commercial property and what to look for in a quality commercial investment. •Land tax. Due...2020-08-2534 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#62: Dave, Cate and Pete's biggest regrets on their property journeyIn this week's episode of the Property Planner, Buyer and Professor Podcast, the team intimately share with you some of the most significant mistakes that they have made along their property journeys, and their lessons learnt. In this episode David Johnston, Cate Bakos and Peter Koulizos discuss: •Selling properties they could have held. The Planner, Buyer and Professor have all made this mistake at some point on their journey, along with many other Australians. Selling a property that you could have kept, is one of the most common regrets we see. •Not having a mortgage strategy in place. Your mortgage stra...2020-08-1834 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#61: Commercial property - Part 1: The risks and the rewards!In this week's episode of the Property Planner, Buyer and Professor Podcast, the team take you through the ins and outs of investing in commercial property. In this episode David Johnston, Cate Bakos and Peter Koulizos discuss: •How commercial property investment differs from residential, from a higher return on investment, duration and construction of leases, flexibility in lease length, business category of tenant and to ongoing running costs. •An introduction to the different types of commercial property - industrial, retail and office. •Higher return also means higher risk, and that risk comes in the form of vacancy rates, rental volatility and hi...2020-08-1133 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#60: Why established properties outperformhttps://propertyplanning.com.au/propertyplannerbuyerprofessor/ This week, the Property Planner, Buyer and Professor turn their thoughts to established properties and why they offer superior capital growth prospects. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. Established houses tend to be located close to the CBD, and generally the older the property; the closer to the CBD, (being the central location for the majority of jobs and the highest land value per square metre.) 2. People want to live close to where they work, but will that be the case going forward as many businesses comfortably shift...2020-08-0440 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#59: Off the plan purchases - Everything you need to know. Part 2: The financial return driversThe Property Planner, Buyer and Professor continue analysing off the plan purchases, and in particular, high rise apartments. This week, in the second of two episodes dedicated to this type of property, their focus is on the financial risks of purchasing off the plan. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. The 'Pros' of purchasing off the plan. The team start off outlining a number of financial benefits of purchasing off the plan, however many are short-term and what you could call a 'catch 22'. 2. The risks of not being able to access finance...2020-07-2836 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#58: Off the plan purchases - Everything you need to know. Part 1: Purchase through to settlementThe Property Planner, Buyer and Professor take a deep dive into the risks of purchasing off the plan. Because the risks are many and varied, this will be a two-part episode with an episode solely on financial risks to come next week! In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. Pros of purchasing off the plan - for a balanced view, we take you through the advantages of purchasing off the plan. Following the pro's, we then detail the risks that buyers need to be aware of. 2. Risks of buying a property that doesn't exist...2020-07-2139 min
The Landscape Photography ShowA Multi-Genre Approach to Outdoor Photography With David SwindlerDavid Swindler joins The Landscape Photography Show to discuss how he enjoys all aspects of outdoor photography, from wildlife to landscape photography. We also discuss his bold journey to quit his job and go all-in on a photography career.2020-07-2050 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#57: Market update - What will the Melbourne lock down mean for the economy and property market?In this episode The Property Planner, Buyer and Professor take a deep dive into the impact of the lockdown in Melbourne and Victoria border closures on the property market and broader economy, and how the key indicators were tracking up to this point. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. Victoria back into lockdown just as consumer confidence and new listings recover to pre-Covid levels - what does this mean for the property market, economy and what are the differences from the last lockdown? 2. Lender scrutiny and efficiencies are clogging up the approval process...2020-07-1436 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#56: The great debate! Capital Growth V Cash Flow - Which investment strategy is superior?The Property Planner, Buyer and Professor dive into the capital growth v cash flow debate when it comes to planning your investment strategy. Who will have their arm raised in victory? In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: 1. The Property Professor makes the case for capital growth, by comparing property value and rental return over 20 years if you had purchased a capital growth v cash flow property for $600,000. 2. The Property Buyer explains how you can achieve the same outcome with a cash flow strategy - not everyone can afford to hold a capital growth...2020-07-0737 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#55: All things property tax - how to understand your deductions at tax timeAs we come to the end of another financial year, The Property Planner, Buyer and Professor delve into all things property tax and uncover the myths that can lead you astray on your wealth creation journey. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •All the deductions you can claim on an investment property so that you do not miss a trick when completing this year's tax returns. •Depreciation, what you can claim as a tax deduction on fixtures & fittings, the building and when do you need a depreciation schedule? With thanks to some great tips...2020-06-3042 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#54: Market update - Building the bridge (or invisible stairway) across the economic cliff!The Property Planner, Buyer and Professor unpack the economic cliff. What will happen when JobKeeper, HomeBuilder and lender repayment holidays end? In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •How banks will look to help keep many of the most affected borrowers and businesses to stay afloat with new initiatives such as interest only repayments, lower rates, extended loan terms and pauses, although some zombie businesses will need to be let go. •What holds for employment, as 124,000 people are re-employed in May and a further 850,000 expected by the end of next month. •HomeBuilder scheme, the ins an...2020-06-2331 min
Age of Infinite: A Project Moon Hut SeriesGovernance in Space Will Set the Direction for Humanity Over the Next 500 Years w/ David Johnston #25In This Episode
Join us as David Goldsmith welcomes David Johnston, the managing director of Yeomans Capital and a seasoned investor in over 40 startups, to explore the future of space governance. In this thought-provoking conversation, they delve into the implications of establishing governance structures beyond Earth, particularly in the context of Project Moon Hut—a visionary initiative aimed at creating a sustainable human presence on the Moon.
Key insights include the importance of historical precedents in shaping governance models, the potential for blockchain technology to facilitate transparent and equitable systems, and the necessity of learning fr...2020-06-171h 49The Property Trio (formerly The Property Planner, Buyer and Professor)#53: Diversification 101 - How and why to plan for diversification within your property portfolioThe Property Planner, Buyer and Professor discuss all things diversification, from the reasons why you should diversify your portfolio to the many ways you can implement diversification in your investment strategy. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Beware of one size fits all strategies! The suggestion that you should have a 50/50 balance of shares and property (or any other type of investment) is vastly oversimplifying the concept of diversification and neglecting the most important element of the equation, YOU! •Discussing the different asset classes for diversification, there's more to consider than just property v sh...2020-06-1635 min
The Landscape Photography ShowAn Honest Discussion About Race and Photography With David ThompsonDavid Thompson joins The Landscape Photography Show to discuss his views on Black Lives Matter as an African American in the wake of the murder of George Floyd and how he takes such clean images.2020-06-081h 00The Property Trio (formerly The Property Planner, Buyer and Professor)#51: Market update - The HomeBuilder stimulus - What it means for home buyers, renovators, jobs, the economy and property market!The Property Planner, Buyer and Professor met this morning for a 'breaking news' recording on the $688 million HomeBuilder stimulus package announced by the federal government yesterday. The new package aims to safeguard the jobs of a million tradies, and to prop up the construction industry which was teetering on the edge of oblivion. Home buyers and home renovators will be offered a cash grant of $25,000 for signing a contract to purchase a new dwelling, build or renovate from today through to 31 December 2020. Hear the full story as David Johnston, Cate Bakos and Peter Koulizos take you through: •Setting the scene, wh...2020-06-0533 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#50: Tenants from hellA good property manager is worth their weight in gold, and equally, so is a good tenant. A great tenant who is happy and obliging will stay in your property for a long time - avoiding long gaps between tenancies, advertising costs for vacancies and loss of rental income. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •What makes a good tenant, it's more than simply paying on time. •What does a bad tenant look like? A bad tenant is a liability to avoid at all costs. •Does your property manager stack up? A bad proper...2020-06-0231 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#49: Market update - The view from the coalface, sentiment and push-pull factorsIn the ninth Podcast since Covid-19 took hold, we turned our thoughts to the property market forces at play, how sentiment is increasing as restrictions are easing and what's on the horizon for property. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Supply of properties on the market continue to remain low, however competition is picking up as more buyers are jumping into the mix. •The outlook for construction remains uncertain as building and development contracts come to an end, however Government intervention is likely to support new building projects. •How the downturn has sparked intere...2020-05-2635 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#48: Offset accounts - God's gift to mortgage strategyThis week we resume normal transmission and return to our education based Podcast, and take a break from our market and economic commentary and observations in our Covid-19 series. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Optimising tax deductions, how utislising your offset account will help you to save tens of thousands in future tax deductions over your lifetime. •How offset accounts can help you to hold property you would have otherwise needed to sell. This alone may add $1,000,000 to your bottom line in retirement. •Calling all upgraders, how you can put your best foot f...2020-05-2027 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#47: Market update - What's ahead - the stabilisers, economic factors and the what if's!In the eighth Podcast since Covid-19 took hold, we turned our thoughts to the property market and the multitude of forces that determine its trajectory. We look at the stabilisers, head winds and yes, even tail winds, despite what the mass media might have you believe! In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •The seller's market, how supply and low interest rates are underpinning property values. •Why auction clearance rates have improved each week for the last three weeks and one noted property market expert with a proven track record is re-calibrating his previous dire...2020-05-1234 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#46: Market update- Recovery lessons from recent recessions, the great depression, GFC & Spanish Flu - the market forecastIn the seventh Podcast since Covid-19 took hold, we turned our thoughts to the alarmist headlines emerging, warning that the property market will drop by 20-30%. Why in all likelihood that won't be the case by taking a critical eye to data and forecasting, and jumping in the time machine to look at the economic impact of previous pandemics and recessions on the property market. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •We share our insights as to what we are seeing at the coal facewith residential property transactions and buyer activity. •We discuss our...2020-05-0534 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#45: Market update- Getting your ducks in a row before the economy opens up!In the sixth Podcast since Covid-19 took hold, we turned our thoughts to focusing on planning for your next decision, as the governments start planning for, and in some cases such as WA and QLD, removing restrictions to open up the economy. It takes time to develop your property plan and selection strategy for the next purchase. This all happens before you can even begin the searching process and get your finance approved. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Confidence and market sentiment continue to rise with the data telling us more people ar...2020-04-2835 min
The Landscape Photography ShowConnecting Experiences and Landscape Photography With David DinetteDavid Dinette joins The Landscape Photography Show to discuss his deep connection to the outdoors through his childhood experiences and more.2020-04-2740 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#44: Market update- The green shoots - what are the early signs of market recovery?In the fifth of our Covid-19 Podcast specials recorded on Monday, we turned our thoughts to focusing on the green shoots, marking the early signs of recovery with the federal and state governments now turning their focus on how we navigate an effective exit of the shutdown, whilst keeping infections low or entirely eradicated. We have seen talk of lifting restrictions, sporting bodies have been working through their plan to get back on the field and elective surgeries are back on the agenda. This adjustment in focus to how we exit successfully has the ability to spur on the initial...2020-04-2134 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#43: Market update - Residential and commercial landlords & tenants, vendors, Airbnb and your mortgage strategy!In the fourth Podcast in our Covid-19 specials recorded on Monday we turned our thoughts to focusing on the impact to landlords, tenants and those selling property. NSW and QLD have released their packages for assistance to landlords and the residential market was rocked last week by Consumer Affairs Victoria announcing that open for inspections for occupied homes would be banned. Victoria has since backtracked and reversed these restrictive regulations yesterday. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Restrictions on landlords - as the state governments enact 'no evictions' for non-payment of rent, preventions on...2020-04-1433 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#42: Market update - How to protect your war chest and the market outlookIn the third Podcast in our Covid-19 specials recorded on Monday we turned our thoughts to focusing on what the property market is doing during this period, what it could look like as we come out the other side, and how to proactively protect your financial position through an effective mortgage strategy. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •Gearing up for the property run as markets open up and what this could look like. •Why we think property values will have a floor put under them during this period, but rental yields may not...2020-04-0733 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#41: Market update - Property, economic and policy implications and ideas, & why now is the best time in history to refinance!We recorded the second Podcast in the space of five days of our Covid-19 specials on Monday to keep you updated with some of the latest news, as we assist you to navigate the rapidly changing property, financial and economic landscape. On this day, the share market had its biggest jump in 40 years with the expectation of the $130b government package which was announced that night. Victorian Premier Daniel Andrews also took his state into Stage 3 lockdown. In this episode David Johnston, Cate Bakos and Peter Koulizos take you through: •The unaddressed impact to landlords - as the Government announces no...2020-03-3142 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#39: Why Sydney and Melbourne outperformToday's episode is all about what the Governor of the Reserve Bank of Australia, Phillip Lowe has called 'superstar cities' - Sydney and Melbourne. What is it about these two cities that give them 'superstar' status, drawing international attention and capital growth acclaim? In episode 39, we discuss "Why Sydney and Melbourne outperform" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the reasons why Sydney and Melbourne are leaders in median capital growth, why diversification is still a critical factor in your property strategy and how property selection can put you a cut above the rest.2020-03-2435 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#38: Are you being true to your new year's resolution?How are you tracking with your new year's property resolutions? Statistics show that less than 1 in 10 people keep their new year's resolutions. Sure, after the celebrations and holidays are over, life can get in the way. Getting back to the grind can get you stuck in the mud. But if your resolutions involved an element of property planning or wealth creation, you are doing yourself a disservice by not following through. In episode 38, we discuss "Are you being true to your new year's resolution?" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why investors make new...2020-03-1733 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#37: Needing to sell property too soon - No.7 of the top 7 Critical MistakesDid you know that purchasing three homes and selling your first two over your property journey can equate to a financial loss of 10% of your lifetime earnings? You work too hard to throw away that kind of money! In episode 37, we discuss "Needing to sell property too soon" - No. 7 of the top 7 Critical Mistakes. Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the causes that trigger a premature decision to sell, how you can maximise your ability to hold property and how selling properties can impact your bottom line during the 'flexibility stage of life...2020-03-1030 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#36: Buying the wrong property and/or the wrong location - No.6 of the top 7 Critical MistakesIt's time to play a game of "which would you rather?" An investment property with a great floor plan and a daggy fit-out or a freshly renovated dwelling with living areas located in places that make you scratch your head? A location under a flight path but close to the CBD, or away from a flight path, but further away from the city? In episode 36, we discuss "Buying the wrong property and/or the wrong location" #6 of the top 7 Critical Mistakes. Listen as David Johnston, Cate Bakos and Peter Koulizos take you through what exactly is a 'wrong' location and...2020-03-0332 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#35: Emotional decision making - No.5 of the top 7 Critical MistakesIn this episode, we tackle the art and science of recognising and removing emotions when purchasing a property. When we are not thinking objectively, we risk making poor impulsive decisions. In the property game, this can mean purchasing an under-performing asset, losing money, having to start all over again and regretting the home you have chosen for yourself. So how do emotions impact our judgement and decision making? This question has been explored in great depth in the last couple of decades, so much so that 'Judgement and Decision Making' has now been reduced to an acronym, JDM, in the...2020-02-2535 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#34: No mortgage strategy - No.4 of the top 7 Critical MistakesHow does an extra cool million $$ sound for your retirement? Or how about a war chest that will get you through any battle life throws at you? An effective Mortgage strategy can make this difference for you, but it is the least understood discipline of finance professionals. Why is that, when for most people, it's your largest expense? Ever. In episode 34, we discuss "No mortgage strategy" - No.4 of the top 7 Critical Mistakes. Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why mortgage strategy is vital to create wealth and protect your downside. Link to show...2020-02-1831 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#33: Starting without a plan and an end goal - No.3 of the top 7 Critical MistakesHave you ever done a long-distance run with a blindfold on? It takes longer, you come across bumps and collect some bruises on the way. Not very effective if you'd like to cross the finish line in one piece Or at all. Yet many people buy property without a plan or clear idea of where they want to end up. This is the property equivalent of getting into the starting blocks with the blindfold on. Which brings us to number 3 of our 7 critical mistakes. In episode 33, we discuss "Starting without a plan and an end goal - No.3 of the...2020-02-1125 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#32: Misunderstanding what makes a good property investment - No.2 of the top 7 Critical MistakesGive me one dollar and I'll give you 35 cents back. Doesn't sound like a great deal does it? In fact, it sounds like you've been cheated. Yet property spruikers will point to tax deductions as a reason to invest. In their property. That they are trying to sell you. Which they make a margin on. At your expense. The ability to claim a tax deduction is certainly a benefit, but it should never be the primary reason for investing. And it definitely does NOT mean that the property you are purchasing is a quality investment. In episode 32, we discuss "Misunderstanding...2020-02-0429 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#31: Get rich quick schemes - No.1 of the top 7 Critical MistakesWe all love the idea of a get rich quick scheme. Just imagine planting some money, growing it in abundance and next week you're off on holiday... indefinitely. Most of us understand that in reality, that's not how things work. In fact, get rich quick schemes are commonly a great way to lose your money. In episode 31, we discuss "Get rich quick schemes - No.1 of the top 7 Critical Mistakes" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the schemes to look out for, why higher returns demand higher risk and why if it sounds too...2020-01-2826 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#30: Money Management - 7 steps to successMoney - it can be your best friend or your worst nightmare. Being able to manage your money is not only vital to financial success, it is also critical to your mental well-being. Most research shows that concerns about money are in the top 1 or 2 stressors of our lives. It only takes a few big bills to make you feel like your credit card or depleting savings is a runaway horse, threatening to buck you further away from your goals. But we aim to get you back in the driver's seat and on track to achieving your ideal lifestyle. In...2020-01-2129 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#29: Congenial negotiation tactics and how to apply them in the right situationSo, you've found the property for you and now comes the negotiation battle. Get ready and brace yourself! It may be time to put down your shield and sword. Not all negotiations are adversarial back and forth matches of strikes and sneaky jabs. Sometimes the softer approach is the winning one. In episode 29, we discuss "Congenial negotiation tactics and how to apply them in the right situation". Listen as David Johnston, Cate Bakos and Peter Koulizos take us through how to build trust with real estate agents and get on their good side, why adversarial negotiations are not always desirable...2020-01-1430 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#28: 2019, the year that was (and a sneak peek at 2020)Jump on the roller coaster as we take a look at 2019 in the rear view mirror. If you look to your left you will see the Royal Commission into Banking coming to a close with a slap on the wrist for lenders. On the right we have the LNP with a surprise victory, taking out the election. Back to your left is APRA reducing the assessment rate and caps on lending and the RBA slashing rates. Hold on to your hat's ladies and gentlemen! We've hit the trough and started to climb. In episode 28, we discuss "2019, the year that was...2020-01-0737 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#27: How many properties do you need to retire wealthy?The magic number. There are many voices and opinions which will tell you that you need to amass as much property as you can over your life time. We'll let you in on a secret - in the property game, it's often the case that less is more! In episode 27, we dissect "How many properties do you need to retire wealthy?". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why 2 to 5 properties is the optimal number for most Australians, why quality trumps quantity and the danger of taking the advice of property spruikers. Visit the show...2019-12-3132 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#26: The different property types that you can spend your hard earned cash onProperty - it's a veritable panacea for reaching any of your financial or lifestyle goals. But not all property is created equally. The property comes in many different shapes and sizes, purposes and potentials. The key is knowing what type of property asset is the smartest buy to align with your long-term goals. In episode 26, we dissect "The different property types that you can spend your hard-earned cash on". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the ins and outs of residential property, as well as the risks and rewards of commercial investment opportunities. Visit...2019-12-2239 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#25: Why is property a good asset class to invest inLeaving aside those who invest in vintage cars or antiques, the vast majority of Australian's will make a choice between investing in property, shares or a combination of both. There's no doubt that the key to retiring comfortably is to make good investment choices throughout your working life. So, what's inside your investment portfolio? In episode 25, we dissect "Why is property a good asset class to invest in". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why property is perceived as a reliable investment, the pitfalls that you don't get with shares and the need for...2019-12-1730 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#24: How mortgage strategy shapes your ability to hold property, and grow your wealth for decades into the future!It's widely known that getting a low interest rate can save you hundreds and thousands of dollars over your life time. What most people don't get is how an effective mortgage strategy can make you hundreds of thousands of dollars, or more, over the same period. In episode 24, we dissect "How mortgage strategy shapes your ability to hold property, and grow your wealth for decades into the future!". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through the mortgage strategies that if you get right, will empower you to grow your wealth through holding property rather than...2019-12-1032 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#23: How property and market trends have changed over the decadesGet ready to jump in the time machine and explore Australia's transition through the decades. Learn how our approach to living has been impacted by the fortunes and growth of our nation. The team cover Victorians to Edwardian's, pre-war to post war, art-deco to villa units, toilets separate to the house to alfresco dining, split level living, formal dining rooms, McMansions and everything in between. It's clear to see that changes in property trends have mostly boiled down to three things - evolutions in wealth, transport and jobs. In episode 23, we dissect "How property and market trends have changed over...2019-12-0332 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#22: Why the family home is often the biggest piece of the investment puzzleWe all have a picture in our heads of what our ideal home looks like. For most of us, chasing our ideal home can be akin to chasing a unicorn. Unless you have a bottomless pocket, compromises will need to be made (particularly if you're a first home buyer). In episode 22, we dissect "Why the family home is commonly the biggest piece of the investment puzzle". Listen as David Johnston, Cate Bakos and Peter Koulizos take you through why you should treat your home as your greatest investment, the compromises you should plan for and the critical mistakes to avoid...2019-11-2631 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#21: Why price point should determine location and strategyEver tried to run a race backwards? Reaching your goals is just as hard when you are working back to front. We see plenty of purchasers let a bank tell them their price point based on a maximum borrowing capacity and then purchase next door to where they live. This is the investing equivalent of doing a three-legged race with your partner. Blindfolded. Set yourself goals, that will determine the appropriate price point. Then work out the best location to purchase from there. In episode 21, we dissect "Why price point should determine location and strategy" Listen as David Johnston, Cate...2019-11-1926 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#20: Bidding tactics 101Bidding at auction - for the majority of us, this can feel like stepping into the Thunderdome. After all, only one will leave victorious. Chances are, all the other bidders are just as nervous as you. So how do you get the upper hand without letting your emotions run away? In episode 20, we dissect "Bidding tactics 101" Listen as David Johnston, Cate Bakos and Peter Koulizos take you through how to keep a cool head on auction day, reading the play and strategies to add to your arsenal. Visit the show notes: http://bit.ly/2KbVeNH2019-11-1229 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#19: TIME IN the market v TIMING the marketShould you use the crystal ball to determine where we sit in the economic and market cycle OR Should you purchase a quality property when it suits your own personal economy? In episode 19, we dissect "TIME IN the market v TIMING the market" and the evidence is very clear, the odds are stacked heavily in one direction. Which is it and why? Take a listen as the Property Professor takes you through his analysis across each capital city over an extended period of time, and the team dissect it with a fine-tooth comb! So, grab your vanilla slice and fruit...2019-11-0534 min
The Landscape Photography ShowCommunity and Introverts With David KinghamDavid Kingham joins The Landscape Photography Show to discuss his approach to landscape photography, the photography community, and the Nature Photographers Network.2019-11-0140 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#18: When to hold and when to fold!Making a decision to fold can be a nerve-racking ordeal. And we're not just talking about playing cards. Sometimes you need to make difficult decisions about the properties you have purchased. Whether the property hasn't performed as you had initially hoped or some life event has changed your plans. There's one thing for sure though - the stakes are high. In episode 18, the Property Planner, Buyer and Professor dissect "When to hold and when to fold!" Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through the considerations before making a decision to sell, the strategies to get...2019-10-2926 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#17: Valuations 101School's back in session and this week's topic includes everything you need to know about valuations. There are many different types, each producing a different result based on the purpose. In episode 17, the Property Planner, Buyer and Professor dissect the ins and outs of "Valuations 101". Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through the different types of valuations, the consequences of falling short and how you can proactively support a valuer with comparables to manage the risk of a conservative lender valuation. Show notes: http://bit.ly/2Jc9DZO2019-10-2237 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#16: Unpacking land to asset ratioYep - no footy talk in this episode - it's all Land to asset ratio and what a ripper of an episode this one is. In episode 16, the Property Planner, Buyer and Professor dissect the mystery behind "Unpacking land to asset ratio". Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through what is it, why it underpins a good investment strategy, and whether there is a perfect ratio! Visit the show notes - https://propertyplanning.com.au/unpacking-land-to-asset-ratio-ep-16/2019-10-1529 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#15: Why you must keep clear of properties banks don't like!Banks - can't live with them, can't live without them! Did you know that lenders limit the amount they will lend against certain properties and they reject some outright as security for a mortgage? Do you know which ones and why? In episode 15, the Property Planner, Buyer and Professor dissect "Why you must keep clear of the properties banks don't like." If we all accept that banks want to make money - we can understand that there is method to their madness. Listen as David Johnston, Cate Bakos and Peter Koulizos, take you through what property locations and dwelling types...2019-10-0833 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#14: How to choose a location for investment - what to look for and what to avoidWeekend excursions, reconnaissance missions and scoping out an area. While you may not be a secret government agent, you are on the property hunt, looking to make your next big decision. And did we mention you also need to be a time-traveller? Analysing data to ascertain historical outcomes and looking forward to determine future expectations. Understanding the key data based fundamentals of a location is part and parcel to making a successful property decision. In episode 14, the Property Planner, Buyer and Professor dissect "how to choose a location for investment - what to look for and what to avoid" Listen...2019-10-0132 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#13: How age and stage of life can impact your property plan and selectionThe type of property that suits your current needs, will not necessarily meet your long-term needs. Beware of Dad's acting on behalf of kids and pregnant women bidding at an auction! They have a time deadline and the purchase price may be less important. Where you are competing to purchase a property and you are up against people who are motivated by time - instead of money - the price tag can quickly fly out of reach. In episode 13, the Property Planner, Buyer and Professor dissect "How age and life stage can impact your property strategy." Listen to David Johnston...2019-09-2427 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#12: Property Cycle Management - Why now is the best time to buy if it suits your personal economy and you have a long-term property plan!The media hype around timing the property market can lead to many unnecessary concerns about 'timing' the market. You may ask yourself what if property prices fall? Do you ask yourself what if they keep going up? In our 12th episode, the Property Planner, Buyer and Professor dissect "Property cycle management - why now is always the best time to buy if it suits your personal economy and you have a long-term property plan." Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through market cycles, the catalysts behind market movements and how to deal with...2019-09-1731 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#11: Small time development - how it can work for you, but is it a risk worth taking?Everywhere you go, new townhouses and apartments are springing up in droves. Does that mean you should be getting in on the action and become a small-time developer? In our 11th episode, the Property Planner, Buyer and Professor dissect "Small time development - how it can work for you, but is it a risk worth taking?" Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through where to begin if you're interested in property development, the inherent risks and of course, setting your strategy before going on the hunt for a viable site.2019-09-1033 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#10: Why your approach and assessment of risk is paramount to property success!How do you frame risk when making property, mortgage and money decisions? What risk management strategies do you have in place to minimise your downside while optimising the upside? It can be a tricky balancing act. In our tenth episode, the Property Planner, Buyer and Professor dissect "Why your approach and assessment of risk is paramount to property success", and if done poorly, how it can lead you up the garden path! Join Peter Koulizos (Property Professor), Cate Bakos (Property Buyer) and David Johnston (Property Planner), as they take you through all the different ways to look at, consider, and...2019-09-0329 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#9: Why your Mortgage Strategy is more important than your interest rateDo you have a mortgage strategy for your largest expense in your lifetime - or have you focused on a short-term win - your interest rate? What if I told you that you can have the best of both worlds, a great mortgage strategy AND interest rate! In our ninth episode, the Property Planner, Buyer and Professor dissect "Why your mortgage strategy is more important than your interest rate". This isn't simply about paying down your mortgage faster. Everyone understands that! Listen to David Johnston, Cate Bakos and Peter Koulizos as they take you through the key mortgage strategies that...2019-08-2733 minThe Property Trio (formerly The Property Planner, Buyer and Professor)#1: Meet the Property Planner, David JohnstonOur first episode provide an insight into the Property Planner, David Johnston, the company he founded in 2004, and why he passionately believes that we all should have a Property Plan to navigate our lifetime's property decisions so that we all can create our ideal lifestyle. Follow the Property Podcast: - Facebook: https://www.facebook.com/propertypodcast - Instagram: https://www.instagram.com/the_property_podcast/2019-07-0132 min