David Sidoni - Podcast Details

Shows

How to Buy a Home: The #1 First Time Home Buyer Podcast First Time Homebuyer Playbook (Part 2): 2026 Last Lease Ever - 441Most first-time homebuyers don’t need a miracle — they just need a system. In Part 2 of this playbook series, David Sidoni gives you the exact monthly roadmap to go from renting to owning in one year or less.The housing industry ignores renters during the most important phase — the planning stage. But that’s exactly where first-time buyers need the most support.In this episode, David Sidoni delivers the second half of the “Last Lease Ever” Playbook, a proven system designed to help renters become homeowners with just one focused acti...

2026-01-2334 min

How to Buy a Home: The #1 First Time Home Buyer Podcast First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy 2026 - 440This episode introduces the Rent Replacement Strategy as a powerful mindset shift for first-time homebuyers. In part one of the First-Time Homebuyer Playbook, David Sidoni lays out the essential mindset every buyer needs before they ever look at a home: the rent replacement strategy. Rather than comparing rent and mortgage as separate costs, David explains how your rent can—and should—be replaced with a fixed, wealth-building home payment. The episode challenges the fear of becoming “house poor” by breaking down the math of equity growth, tax benefits, and long-term stability. This is the playbook to avoid...

2026-01-2126 min

How to Buy a Home: The #1 First Time Home Buyer Podcast First Time Homebuyer FAQ: What Is a Unicorn Realtor? - 437The origin, mission, and standards behind the “Unicorn Realtor” and how they transform outcomes for first-time homebuyers.Unicorn Realtors aren’t mythical—they’re real estate pros who specialize in first-time buyers and uphold elite, client-first standards. In this origin story, David Sidoni shares how the unicorn concept emerged as a radical answer to an industry that sidelines first-time buyers in favor of profits. He explains the strict vetting process that separates unicorns from the rest and why their mastery, ethics, education, and advocacy offer real advantages to new buyers. This isn’t just about realto...

2026-01-1329 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 20 Questions First Time Home Buyers MUST ASK Finding a Realtor in 2026 - 436This episode gives you 20 must-ask questions to confidently hire the right realtor and avoid costly mistakes.Most first-time buyers don’t know the real estate industry is built to push them toward the wrong agents. In this episode, David reveals why so many buyers end up with inexperienced or undertrained realtors — and how to avoid becoming one of them. You’ll learn the exact 20 questions to ask in your interviews to ensure you’re hiring a true first-time buyer specialist, not someone just “trying out the job.” This is the tactical guide every first-time buyer needs...

2026-01-1034 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 2026 Ultimate First Time Homebuyer Guide: What's Next for Housing? (Forecast, Predictions & Tips to Prepare) - 435Think the market needs to crash before you can buy? Think again. Discover why a flat market gives first-time buyers the edge in 2026.Most people are sitting around waiting for 3% interest rates or a price crash to make their move. But in this episode, David Sidoni explains why those waiting are missing the point — and the opportunity. 2026 may not bring exciting headlines, but that’s exactly what makes it a powerful year for prepared first-time buyers.David walks listeners through seven buyer advantages coming in 2026, from expanded FHA loan limi...

2026-01-0132 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 2026 Ultimate First Time Homebuyer Guide: Homebuying Walkthrough (Step by Step) - 434Think you understand the homebuying process? Here’s the full truth, from start to finish — and why skipping the first ten steps can wreck everything. Most "how to buy a home" guides are missing the most important details. In this episode, David Sidoni lays out the entirehomebuying journey — from day one to closing — with over 50 real steps, and exposes why popular webinars and checklists often lead buyers astray. He explains why first-time buyers fail when they jump into house hunting or loans before setting up the fundamentals. If you’re serious about avoiding expensive mistakes, this is the...

2025-12-2934 min

How to Buy a Home: The #1 First Time Home Buyer Podcast First Time Homebuyer Down Payment Strategy in 2025: Assistance, Savings, and Family Support - 421Brief: Two paths, one principle: treat homebuying as a long-term financial strategy, not a short-term hurdle.Synopsis: This holiday episode is less about quick fixes and more about reframing your mindset. David Sidoni uses the season of spending and reflection to challenge renters to think long-term. Whether you’re considering formal assistance, planning to save aggressively, or exploring the option of family help, this episode presents the big picture. Sidoni explains how budgeting now — even during the holidays — can align you with a strategy to turn your lease into a mortgage. He explores how mindset, planning, and consiste...

2025-11-2432 min

How to Buy a Home: The #1 First Time Home Buyer Podcast The Best Budgeting Apps - Financially Prepare to Buy Your First Home - Pt. 2 - (Replay of Ep. 371) - 416Learn how to turn your budget into a strategic homebuying tool. Whether you're brand new to saving or ready to fine-tune your plan, this is your playbook for building confidence with your money.If you want to prepare financially to buy a home, your budget should be your power tool. In this financial prep replay episode, David Sidoni, a nationwide homebuying coach walks through the best budgeting frameworks for renters who are ready to become owners and how to pick the right app for your lifestyle. David gives you the T...

2025-11-1229 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Common Questions About Getting Your First Home Loan - 413From PMI myths to hard credit pull fears, this listener Q&A episode breaks down the most common first-time homebuyer questions with real math and no fluff. Learn the right order of operations, how to shop for your mortgage, and when to start talking to a lender — all straight from the expert trusted by thousands of new homeowners.This episode dives into 10 of the most frequent and misunderstood questions first-time buyers ask when preparing to purchase a home. David Sidoni continues the “listener question” series with practical, myth-busting guidance on everything from pre-approvals and FICO s...

2025-11-0533 min

How to Buy a Home: The #1 First Time Home Buyer Podcast How to Buy a Home - Step 10: Market Knowledge, Writing Offers, Negotiations - 410The market changes fast — and most of what you’ve heard about buying a home is already outdated. In this final step of the How to Buy Your First Home system, David Sidoni explains how to read today’s housing data, block out bad advice, and use real-time insight to make your move with confidence.You’ve reached Step 10 — the finish line of the HBH system. This episode shows why up-to-date market knowledge is your biggest edge as a first-time buyer.David breaks down how to track what’s happening no...

2025-10-2921 min

How to Buy a Home: The #1 First Time Home Buyer Podcast How to Buy a Home - Step 9: Preparing for a Mortgage - 409Stop fearing your future mortgage payment — and start preparing for it. In this episode, David Sidoni shows you how to rehearse homeownership before you buy by using your rent phase to train your budget. Learn how to set up automated savings that match your future mortgage, shift your mindset from “budget pain” to “financial power,” and walk into homeownership confident, calm, and ready.Worried your new mortgage payment will crush your lifestyle? It won’t — if you start practicing now. David explains how to simulate your future homeowner budget before you ever buy. By automating sav...

2025-10-2713 min

How to Buy a Home: The #1 First Time Home Buyer Podcast How to Buy a Home - Step 8: Using the Internet to Buy a Home - 408The internet can be your best resource or your biggest distraction when buying your first home. In this episode, David Sidoni breaks down how to use online research the right way — without falling for clickbait, myths, or bad advice. Learn how to combine your own research with your Realtor’s expertise to find the perfect neighborhood and home faster.Most first-time buyers start their home search online — and that’s okay, as long as you know how to use those tools wisely. David explains how to separate helpful data from sales-driven misinformation, showing you what to...

2025-10-2409 min

How to Buy a Home: The #1 First Time Home Buyer Podcast How to Buy a Home - Step 1: Decide (The Mindset Shift) - 401Before credit checks, down payments, or Zillow searches — the first step is deciding. In this kickoff to the 10-step Homebuying 101 series, David Sidoni breaks down the mindset every first-time homebuyer must have before any of the practical steps even matter. If you’ve been stuck renting, overwhelmed by myths, or waiting for “the right time,” this episode will change how you see yourself — and your ability to buy a home.SynopsisMost people think the first step to buying a home is financial — checking credit, saving money, or fi...

2025-10-0820 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Closing Costs: Why ‘Wait and Save’ Is Costing First Time Homebuyers in 2025 - 395Too many renters delay buying because they think they need far more cash than reality. In this updated replay, David Sidoni explains why the “wait and save” mindset is one of the biggest mistakes first-time buyers make—and how much you actually need to bring to closing.If you’ve been sitting on the sidelines thinking you need $50,000, $80,000, or even $100,000 saved before buying, this episode is for you. In today’s shifting 2025 market—where buyers finally have more leverage in many areas—the biggest obstacle is still misinformation about closing costs.In this m...

2025-09-2441 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 2025 Crucial Housing Market Shift Pt 3: Rent Math & Buying Power - 384In the final part of the 2025 Market Shift Update, David Sidoni breaks down why affordability is finally improving — and why old affordability formulas don’t tell the full story. Discover how falling rates and shifting rent dynamics create opportunities for first-time buyers.For five years, first-time buyers have faced brutal affordability math. Home prices skyrocketed from $315,000 in 2020 to $438,000 in 2025, far outpacing normal appreciation. But the tide is finally turning. In this episode, David Sidoni explains how flattening home prices and falling mortgage rates are reshaping the affordability index in buyers’ favor.More import...

2025-08-2736 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Airbnb & Vrbo - Are Short Term Rental Properties a Good Idea? - 379Think buying a short-term rental is the fast track to homeownership? In this episode, David Sidoni unpacks the real math behind Airbnb investing — and why it might be the wrong move if you’re still renting.With affordability at an all-time low, many first-time homebuyers are exploring creative ways to get into real estate. One trend gaining popularity: buying a short-term rental like an Airbnb in a cheaper market instead of purchasing a primary residence. But in this brutally honest episode, David Sidoni reveals why that plan could backfire.David breaks down the...

2025-08-1820 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 2025 Mid-Year Housing Market Update - 361Mortgage rates are dropping — so why are buyers still stuck on the sidelines? This episode breaks down the latest market update with July 2025 data, unpacking how inflation, job reports, and interest rate speculation are shaping first-time buyer behavior.In this episode, David delivers a critical market update recorded just after the July 4th weekend in 2025. Despite a notable drop in mortgage rates — the fifth consecutive week of declines — most buyers still aren’t making moves. Why? The answers lie in economic signals that go beyond interest rates.You’ll learn how...

2025-07-0756 min

How to Buy a Home: The #1 First Time Home Buyer Podcast The Ultimate Homebuyer Playlist: Summer 2025 - 360Looking for the perfect binge-listen while road tripping this summer? In this special Independence Day episode, David Sidoni shares the ultimate guide to navigating 360+ episodes of How to Buy a Home. Whether you’re brand new or halfway through your buying prep, this episode will help you pinpoint exactly which episodes to queue up next.It’s a holiday weekend and David Sidoni is giving you the cheat code. This road trip-style episode pulls from six years of the podcast catalog to help you binge smarter—not harder. If you’ve ever felt lost in the e...

2025-07-0221 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Real Answers Pt 3: PMI Panic, Bad Advice & David Unleashed - 354Think PMI is a scam? You’ve been lied to—and in this episode, David Sidoni sets the record straight with no filter. Part three of the Real Answers series takes a detour from step-by-step guidance and instead serves up a fiery PSA. David tackles the myth that first-time buyers must wait to save 20% down to avoid PMI—calling out the financial “experts” giving bad advice and explaining why this outdated thinking is hurting renters. There’s no soft delivery here: it’s a full-on rant from someone who’s tired of seeing people misled. Tune in if you’re ready for a raw...

2025-06-1634 min

How to Buy a Home: The #1 First Time Home Buyer Podcast From ‘Years Away’ to Homeowner: Your Last Lease Ever - 350Still think homeownership is a distant dream? This episode shows how renters like you can follow a monthly roadmap that leads to keys in hand—faster than you ever thought possible. Think you’re years away from buying a home? You’re not alone—and you’re probably closer than you think. In this episode, David uses a real life example to break down the “Last Lease Ever” plan, a proven strategy designed for renters who feel stuck, unsure, or overwhelmed by the homebuying process. You’ll learn how simple monthly steps can completely shift your timeline—and how the traditional re...

2025-06-0426 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Why You’re Asking the WRONG Question About Interest Rates - 345If you’re hoping to buy a home in 2025, these four foundational steps will give you the strategy, support, and clarity you need to finally make it happen. Most first-time buyers don’t get blocked by credit or income—they get stuck because they’re guessing their way through the process. In this episode, David breaks down the four most important things you need to focus on right now to become a homeowner in 2025. From how to plan your offer timing to why your lender might be more important than your budget, this episode gives you a real roadmap—not just a...

2025-05-1945 min

How to Buy a Home: The #1 First Time Home Buyer Podcast May 2025 Market Shifts: Data That Gives First-Time Buyers an Edge - 344Three major market reports reveal a surprising shift toward buyer advantages like longer days on market, increased seller concessions, and rising inventory—here’s what that means for your first home purchase in 2025. Housing affordability panic is everywhere—from headlines on CNN and CNBC to TikTok meltdowns and uninformed relatives offering bad advice. From TikTok meltdowns to uninformed relatives offering bad advice. In this episode, David Sidoni breaks down what’s really happening using verified data, not hype. He reviews three major industry reports that show a slow but meaningful shift in the real estate market, and for once, it’s goo...

2025-05-1621 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Home Inspections: What’s Normal vs Red Flag? - 332The home inspection process is one of the most intimidating parts of buying your first home. That’s why this episode, originally aired as Episode 110, has been updated with critical 2025 insights on smart homes, solar panels, attic access, and more.David explains why inspections feel overwhelming (spoiler: they’re supposed to), what your general inspector actually does, and how to spot real red flags vs. normal wear and tear. Learn why a sewer scope is worth every penny, how inspections affect negotiations, and how to turn your report into a personalized to-do list instead of a...

2025-04-0937 min

How to Buy a Home: The #1 First Time Home Buyer Podcast April 2025 Housing Market Update – Stocks, Rate Drops, & Opportunities - 331In this timely April 2025 market update, David Sidoni unpacks rate drops, rising inventory, and why some condos are suddenly less affordable—even as their prices fall. The latest housing market data is in, and David breaks it all down so first-time buyers can cut through the headlines and plan smarter. In this episode, you’ll learn how a 10% stock market correction and tariff policies may be helping mortgage rates fall—and what that means for your buying timeline.David also dives into surprising shifts in the condo market, with record-high HOA fees and insurance spikes...

2025-04-0719 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Can an AI Chatbot Talk Homebuying? My Interview with Maya (INTERVIEW) - 325In this one-of-a-kind episode, David Sidoni sits down with Maya, a conversational AI chatbot designed for natural dialogue—not real estate advice. What happens when a general-purpose AI is asked to weigh in on one of life’s biggest decisions—buying a home? David puts Maya to the test in this completely unscripted conversation to see what AI understands about the homebuying journey. Together, they explore renting vs. buying, the emotional connection to homeownership, what makes a great realtor, and the persistent myths that hold buyers back.Maya wasn’t designed for homebuyers, but the conv...

2025-03-2419 min

How to Buy a Home: The #1 First Time Home Buyer Podcast What to Know About FSBO and Zillow Before You Buy (Replay) - 323In this special replay, David Sidoni dives into one of the most common first-time buyer questions—should you buy a home directly from the seller? Plus, the truth about Zillow’s Zestimate and why relying on it could cost you thousands.Buying directly from a seller (For Sale By Owner / FSBO) sounds like a great way to score a deal—but is it? David breaks down the real risks of buying without representation and why FSBO deals often leave first-time buyers unprotected and overpaying. Plus, he exposes the shocking inaccuracy of Zillow’s Zestimate, and what you should do instead...

2025-03-1930 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Am I Ready to Buy a Home? The 5 Questions You Must Ask - 322Buying a home might seem out of reach, but are you closer than you think? In this episode, David Sidoni breaks down the five biggest questions every renter should ask before deciding if they’re ready to stop renting and start building wealth. Most first-time buyers wait longer than they need to simply because they don’t know where to start. David tackles the biggest myths about credit, savings, and affordability—plus, the simple mindset shift that could put homeownership in reach much sooner than expected.Quote:“Buying a home isn...

2025-03-1724 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Condo vs. Townhome vs. House – Which One is Right for You? - 319David Sidoni breaks down one of the biggest misconceptions in homebuying—whether condos and townhomes are a bad investment. With affordability getting tighter, first-time buyers need to know why condos and townhomes can be smart stepping stones that help build wealth instead of throwing money away on rent. Is buying a condo or townhome a bad idea? Many first-time homebuyers believe they must buy a house to build wealth—but that myth is costing buyers hundreds of thousands of dollars. In this episode, David revisits this hot topic with new insights for 2024-2025 and explains how a rent replacement stra...

2025-03-1022 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Raising Real Estate Standards – An Interview with the Mann Brothers - 317David Sidoni sits down with Mark and Brian Mann, hosts of Raising Real Estate Standards, to discuss the current state of real estate, how the industry is shifting, and what first-time homebuyers need to know about working with the right professionals. In this episode, David welcomes Mark and Brian Mann, two seasoned real estate professionals dedicated to raising industry standards. They discuss why buyers should avoid “door openers” and seek real agents who prioritize long-term strategy over quick commissions. With real estate evolving, they break down how first-time homebuyers can protect themselves, why empathy and education matter, and what chan...

2025-03-0543 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Will You Miss the Best Time to Buy a Home? Spring 2025 Update - 311Is the window of opportunity for first-time homebuyers finally here? David Sidoni reveals why February 2025 presents a unique moment in the market, with increased inventory and less competition than seen in the past five years.Quote:"According to Zillow and their market Heat index, home buyers had more leverage than they've ever had in the past five years."Highlights:Is the "lock-in effect" finally breaking as homeowners abandon their 3% mortgages?Could less competition be creating your perfect moment, with listings up but sales down?What if...

2025-02-1822 min

How to Buy a Home: The #1 First Time Home Buyer Podcast Introduction to Homebuying 101: Getting Started in 30 min - 301Think homeownership is years away? In this kickoff episode, David reveals why first-time buyers are waiting longer than ever (now averaging 38 years old!) and shares three simple 30-minute actions that can jumpstart your journey today. No sales pitch, just straight talk about how to make your homebuying dreams a reality sooner than you might think.Quote:"Every single buyer told me when I handed them the keys to their brand new home was like, 'Damn, Sidoni, if I'd started planning with you and the lender way earlier, I could have done this...

2025-01-1721 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 300th EPISODE! What Can You Afford? Homebuyer Consultation BreakdownThrough a real consultation with "Spartacus," a buyer with perfect credentials (20% down, 750+ credit score, no debt), David reveals how even the most qualified buyers dramatically underestimate their options by focusing on traditional affordability metrics. This milestone 300th episode demonstrates why working with professionals early in your journey unlocks possibilities you won't find through online research alone.Quote:"Housing affordability is stupendously oversimplified when you research it online." - David SidoniHighlights:What if traditional housing affordability calculators are actually limiting...

2025-01-1547 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 297 - Breaking Down Misleading Homebuyer Headlines PT 1Don't let those screaming headlines scare you away from homeownership! David Sidoni breaks down misleading real estate news and empowers first-time buyers with the knowledge and confidence to navigate today's market. It's time to ditch the fear and get on the solution side of your homeownership journey!Quote: "Time in the market is far more valuable than trying to time the market."Highlights:Could those scary headlines actually be clickbait?What if you could buy your first home sooner...

2025-01-0620 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 291 - [TRIGGER WARNING] Real Estate Leadership is BrokenIn this crucial episode, David Sidoni addresses the disturbing reality of corporate real estate misconduct and leadership failures, while offering vital guidance on how first-time buyers can protect themselves and still achieve their homeownership dreams through ethical, individual representation.Content Warning: This episode contains discussion of sexual assault, emotional abuse, and corporate misconduct. Listener discretion is advised.Quote:"For now, you need to understand that you're going to be operating within this cesspool of a system. That's why I started offering...

2024-12-1623 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 287 - The "Secret" Downpayment Assistance ProgramThink homeownership is out of reach because you're drowning in rent and can't fathom a down payment? Think again! In this special holiday-themed episode, David Sidoni dives deep into the shocking stats on first-time homebuyers and delivers a hilarious and heartfelt pep talk, plus actionable strategies to make your homeownership dreams a reality – even if you think you've got no chance. From begging your family for help (with actual scripts!) to uncovering hidden down payment assistance programs, David's got you covered.Quote:"Don't be...

2024-11-2532 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 281 - Election Housing Market Fears - Myths vs. FactsFeeling paralyzed by the chaos of the 2024 election and unsure whether now’s the right time to buy a home? You’re not alone. In this episode, David Sidoni breaks down why the current election panic might be making you second-guess your plans. Spoiler: the data suggests that waiting for a “better” time could actually cost you. Tune in as David shares historical insights and proven strategies to help first-time buyers navigate the storm—and why now might be your best chance to act.Quote:"The election will pass, the headli...

2024-11-0517 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 279 - New Build vs Resale Houses for First Time HomebuyersDive into the great "new build vs. resale" home debate! David Sidoni breaks down the pros and cons of each, revealing the hidden costs, builder tricks, and how to avoid getting stuck with a "builder's agent" (spoiler alert: bring your own realtor!). It's a wild ride, but by the end, you'll be armed with the knowledge to make the best decision for YOUR homeownership dreams! 🏡Quote: "It's not even apples to oranges. It's apples to grapefruit to kiwi... You could be comparing apples to roses, and there is NOT a quick, eas...

2024-10-2931 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 277 - 1099 Tax Tips for Renters Looking to BuyEver feel like your tax return is a ticking time bomb for your homeownership dreams? David Sidoni's got your back! In this episode, he throws a lifeline to self-employed and 1099 earners who might be unknowingly shrinking their mortgage potential with those tempting tax deductions. Get ready to discover the surprising strategy that could boost your buying power and unlock the home of your dreams (without the last-minute scramble!).Quote: "To say that the stress scramble reduces people to tears, that's actually an understatement."...

2024-10-2222 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 271 - Top 10 Cities for Affordable New Builds + Understanding Median PriceNew construction homes: are they REALLY a good deal? David explores the pros and cons of buying new, reveals common builder tactics, and explains how to make smart decisions in today's market. Plus, learn why "median price" can be misleading and how to find a "unicorn realtor" to guide you.Quote:"If you walk in there and sign your name, you are locked in to their representative and that's not great for you." - David Sidoni

2024-10-0718 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 269 - The Time is Now! 2024-25 Homebuying Interest Rate Forecast (Fed Rate Cut Update pt 4)The Fed's surprise move has triggered a housing market frenzy, but amidst the chaos lies a unique opportunity for savvy first-time buyers. David Sidoni reveals insider tips on navigating overpriced listings, outsmarting the competition (including those cash-rich boomers!), and securing your dream home BEFORE the spring 2025 rush. Don't miss this chance to turn market confusion into your homeownership advantage!Highlights:Can the Fed's rate cuts REALLY help you buy your first home?How can you spot overpriced homes in today's confusing market?Why is...

2024-09-3024 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 268 - Post-Fed Rate Cut Reality & What Comes Next (Fed Rate Update pt 3)The Fed just dropped a bombshell rate cut, meaning the housing market is about to get WILD. David Sidoni breaks down what this means for YOU, and how to seize this golden opportunity to ditch your landlord and build real wealth. It's time to stop waiting and start building equity now!Quote: "You're not buying a home. You're creating a rent replacement strategy. You're avoiding the rent increases and reaping the rewards of a fixed payment, of growing appreciation, of a forced savings account."

2024-09-2728 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 267 - FED RATE CUT - Part 2 (Breaking News for First Time Home Buyers)David Sidoni delivers a fiery wake-up call to first-time homebuyers: the window of opportunity is open NOW, but it won't stay open forever. Ignore the fear-mongering and seize the moment before rising demand and low inventory send prices skyrocketing again.Quote:"This is a window. Your best opportunity is from right now until the spring thaw of 2025."Highlights:Interest rates are down, but for how long? Learn how the recent Fed rate cut impacts mortgage rates and...

2024-09-2326 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 264 - Zillow vs Realtor (Breaking News Update)Zillow's got a shiny new CEO and a not-so-shiny new plan. David Sidoni breaks down their push to turn your home-buying dreams into quick corporate profits, exposing the pitfalls of their "super app" and urging you to find a real guide, not a glorified GPS.Quote:"Zillow may be a leader in the tech world... but their business model, they're actually behaving with an old-world industrial revolution factory mentality."Highlights:Zillow's new CEO wants...

2024-09-1622 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 262 - Breaking Down the Housing Affordability CrisisThe housing affordability crisis is dominating the news, but what's the real story? This episode cuts through the political noise and offers a reality check for first-time homebuyers. Brace yourselves for a data-driven dose of truth and a clear path forward, even in this challenging market.Quote: “Waiting for homes to be affordable before you start getting your plan together will actually make you poorer.”Highlights:Is the housing affordability crisis real, or just political hype?How can first-time homebuyers navigate a mark...

2024-09-1037 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 261 - How to Shop for the Best Mortgage Interest RateDavid Sidoni drops truth bombs on the biggest myth in the first-time homebuyer world: shopping for the lowest interest rate is NOT the key to saving money. Discover the real way to score the best deal on your mortgage and why planning early with the right team is your secret weapon.Quote:"Stop shopping interest rates and start shopping loan service. Period. The end. Curtain."Highlights:Is your interest rate obsession actually costing you money?Why is shopping for a...

2024-09-0529 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 259 - Why Zillow is a SCAM (Mostly)Is Zillow actually a helpful tool for first time homebuyers? Let's pull back the curtain on Zillow's deceptive business practices and reveals how they're more interested in profits than helping you find your dream home. Quote: "Zillow is a wolf in a beautifully designed website sheep’s outfit, and if you fall for it, you could get eaten up." Highlights:Zillow's Dirty Little Secret: How do they really make money? (Hint: it's not from ads)The Zestimate Scam: Why Zillow’s ho...

2024-08-2736 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 255 - 2024 Mid-Year Forecast and Predictions – PART 2 - Home PricesWe're diving deeper into the 2024 housing market forecast with the latest data on inventory, prices, rents, and a possible recession. But remember, the most important factor is still LOW INVENTORY! So, are you ready to stop waiting and start acting?Highlights:"Unlike back in the 2008 Great Recession period, it is not a question of lacking buyers. We still have multiple offers. And it's also not a question about massive supply where it's leading to home prices plunging. We don't have enough supply, so we...

2024-08-0936 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 246 - Break Your Lease to Buy a House?! Timing Strategies for Buying Your First HomeDavid Sidoni dives into the age-old question: Should you break your lease to buy your first home? Uncover surprising truths about timing, hidden costs, and how to make the smartest financial decision for your unique situation.Highlights:Is breaking your lease a money pit or a savvy financial move? David crunches the numbers to reveal the truth.Discover how timing plays a crucial role in maximizing your savings when buying a home.What's the "30 days free" secret that could offset your lease break penalty...

2024-07-1724 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 243 - EVEN MORE Listener Questions ANSWERED: How to Buy Your First Home Pt 3PART 3! Fearing a market crash or bidding war? Discover the secrets to successfully navigating today's real estate market, from avoiding builder scams, choosing the right realtor, and more! David Sidoni answers listener questions in this three-part series.Episode Highlights:Will home prices crash so I can finally afford a home?What can I do to get ready if I'm not ready to buy for like a year or so?Do I even need a realtor?Can I just use any realtor to get me...

2024-07-1033 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 2024 TRAILER | How to Buy a HomeIt has always been a struggle to buy a home, especially for first-timers. How can you get through your very first home purchase without getting mistreated, ignored, or screwed over? Welcome to How To Buy A Home Podcast, where you get access to free education, valuable tips, and insider secrets from an industrial pro, David Sidoni. Tune in to these insightful episodes that reveal the best ways to become a savvy and successful first-time home buyer. Let’s get this done, homies!Connect with me to find a trusted realtor in you...

2024-07-0807 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 242 - 10 (MORE) Listener Questions ANSWERED: How to Buy Your First Home Pt 2Confused by rates, lenders, and online mortgage promises? These 10 questions cut through the noise and give first-time buyers real answers.This episode tackles the most common questions first-time buyers ask about getting a mortgage—and busts some of the worst advice circulating online. David Sidoni answers 10 listener-submitted questions, covering everything from how to shop for a lender, whether your salary is high enough to start, and if online lenders are really the best deal. He also explains why so many loan officers are bailing on the industry in 2024—and what that means for your buyi...

2024-07-0836 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 240 - Why Does Your Realtor Secretly Think You Suck?This episode started it all! In this greatest hits replay of Episode 5, David Sidoni passionately exposes the real estate industry's BIGGEST MISTAKES & SCAMS affecting first-time homebuyers. He delves into the history of how realtors prioritized sellers over buyers and how the Internet revolutionized the industry but didn't change its fundamental practices. David reveals the dirty secrets of mega-agent teams and the lack of training for buyer's agents, ultimately sharing his mission to empower first-time buyers with knowledge and advocate for their needs.Highlights:The Big Secret: Do...

2024-07-0337 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 237 - High Rates, No Problem: Your First Time Home Buying Guide for 2024HIGH INTEREST RATES - Host David Sidoni reveals why for some, it may be the perfect time to dive into homeownership despite the highest interest rates we've seen in years. In this episode, he breaks down the market's history, explains why waiting for lower rates might be a losing game, and shares actionable strategies to make your home-buying dream a reality, even in a high-interest landscape.Key Takeaways:The Low-Down on High Rates: A clear, concise explanation of the current interest rate climate, including historical context and future predictions.Why Fear is Your...

2024-06-2540 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!Student loans are always a huge burden to bear, but they must never hinder you from achieving your biggest dreams. Stephanie is living proof of how someone dealing with student loans managed to buy her first-ever home – in just three months! Joining David Sidoni, she looks back on her first-time house purchase in 2022, getting through financial hurdles, anxiety, and a highly competitive market. Stephanie shares how finding the right people for support and holding on to faith proved vital in her home-buying success.Connect with me to find a trusted realtor in...

2024-04-0936 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 232 - Interview With Self Proclaimed “Not Privileged” First-Time Home BuyersIn this episode, David Sidoni sits down with first-time homebuyers Gage and Mozelle to share how their cross-country purchase went. Tune in and discover how they found a beautiful property in Ohio located near a dense oak forest. The couple shares what it is like to leave their rental property, their best strategies to live as cheaply as they can, and how they trusted their team to guide them towards a successful home purchase.Connect with me to find a trusted realtor in your area or to answer your burning questions!

2024-04-0448 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 231 – NAR Lawsuit – The New Rules For Real Estate And How To Buy A Home – PART 2In Part 2 of our series on the NAR lawsuit, David Sidoni reveals how the new rules and regulations are reshaping real estate and offers insider tips for buyers and sellers to navigate the changing landscape.The NAR lawsuit's shockwaves: How is it transforming real estate as we know it?Insider secrets: Get ahead of the curve with David Sidoni's expert strategies for buyers and sellers.New rules, new game: Understand the regulations reshaping the market and how to play by them.Consumer impact: What does the lawsuit mean for your wallet and your dream home...

2024-04-0234 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 229 – What Is A Unicorn Real Estate Team?Real estate is a team sport, and if you have the elite of the elite in your field, you can be assured success. As a first-time home buyer, what you need is a unicorn real estate support team more than ever. Join our very own “Unicorn Wrangler," David Sidoni, as he breaks down what it truly means to have a unicorn realtor by your side. Explaining the rarity and value of these elite professionals, David emphasizes their commitment to treating every client with the utmost care and respect, regardless of their budget or experience level. With anecdotes and insights, yo...

2024-03-2934 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 227 – Using The Internet To Research Your First HomeAre you looking for a house in an area? Is it a hassle to drive around the neighborhood or travel far to check the place where you would move in? Why don’t we make that task easy and efficient for you? There are different internet sites you can utilize to research your first home. Join David Sidoni in this episode as he shares the best sites to look into when looking for a home or in a neighborhood. His tips and tricks will allow you to navigate through those sites. Don’t miss this opportunity and find the home...

2024-03-2530 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 226 - Interview With Aaron And Devany - Planned For A Year And Bought A New Build HomePurchasing a home is a meticulous and intricate process – it must never be executed in a hurry. That’s why when Aaron And Devany bought a new build home, they put patience and persistence at the center of their strategy. In this episode, the couple joins David Sidoni to share how two professionals in the service industry took their home purchase slowly but surely, leading to an incredible home-buying experience. Aaron and Devany also talk about their biggest credit and saving tips, detailing why consistency is key to keeping your finances strong and secure.

2024-03-2247 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 225 – Renting Versus Buying For 2024Is it better to rent or buy in 2024? Here are a first-time home buyer's tips on the pros and cons of renting versus buying for you in this episode. The average home price is around $400,000 today, with an average size of 1800 square feet. If you think you can't afford the mortgage because you live paycheck to paycheck, David Sidoni has a tip for you. The way Pedro did in the previous episode, you can still buy a home with zero down payment. Don't burden yourself with paying your rent forever. Think long-term and learn from this discussion!

2024-03-2030 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 223 - Is Your Window To Own A Home Closing - Are We Becoming A Renter’s Economy?Do you want to know a secret? Be prepared because David Sidoni will drop the biggest truth-bomb in this episode! He shares the reports and data he saw that will greatly impact your window to own a home. Although there are tools that we could utilize to help us buy a home, David reveals that these tools might not be useful in the future as the market shifts. You don’t want to be left behind and get stuck renting. Tune in to this episode with David before it’s too late!Connect with me t...

2024-03-1519 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 221 – URGENT"ish" – How First Time Home Buyers Can Beat The High RatesHow would you beat those high-interest rates as a first-time homebuyer? David Sidoni has a solution for you! In this episode, David delves into how you can beat the high-interest rate with a mortgage rate buydown. He shows his equation to explain his point why mortgage rate buydown should be your go-to with today’s increasing interest rate. Beat the rates with David! Equip yourselves with David’s insights and tune in to this episode now.Connect with me to find a trusted realtor in your area or to answer your burning questions!

2024-03-1130 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 217 - Interview With Millie - How To Buy Your First Home Before Turning 30Discover the secrets to buying your first home before hitting 30 in this episode, as Millie joins David Sidoni to share her invaluable tips. Reflecting on the consistent increase in home prices over the years, they emphasize that now is the opportune moment to embark on this journey. Millie's success story unfolds as she navigates the real estate landscape with the guidance of a badass unicorn realtor and lender, making a low down payment using her 401K. Tune in to learn about Millie's Rent Replacement Strategy, a game-changer in achieving your homeownership dreams. Don't miss out – join Millie and David fo...

2024-03-0133 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 209 STEP NINE - Practice Makes PerfectThe thought of becoming a homeowner can be very overwhelming, but have no fear! In Step Nine of David Sidoni’s How to Buy a Home series, he gives you some practical advice on how you can practice being a homeowner before you actually become one. Following this step gets you on the right track financially and gives you the confidence you need to jump into your new chapter of home ownership. Connect with me to find a trusted realtor in your area!Visit our Resource Center to "Ask David" AND...

2024-01-0918 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 183 - Home buyers getting punished for good credit scores? Shownotes:If you haven’t heard, the government is giving people with good credit scores higher interest rates when it comes to getting a home loan. WHAT? Why are they punishing good credit? Well, as usual, David Sidoni is here to give you the REAL story behind those clickbait headlines, and it’s not quite as bad as it sounds. But, keep listening so you know what’s up and how it affects you. Connect with me to find a trusted realtor in your area or to answer your burning questions!

2023-05-0432 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 182 - Interview: From ZERO Credit Score to HomeownerDavid Sidoni sits down with How-to-Buy-a-Homie Weston from Nashville, TN, to talk about his home-buying experience. Now, Weston was in a unique position - he’s newly married, 30 years old, and had absolutely NO credit score! What?! Listen to his incredible home-buying journey. Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis podcast was created for Y...

2023-05-0135 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 181 - INTERVIEW - From Apartment Life to Real HomeownerDavid Sidoni sits down with How-to-Buy-a-Homie Corey from Dallas, Texas, to talk about his experience transitioning from an apartment to buying his very first home! Check out their conversation as they discuss the differences between condos and apartments, reverse-budgeting, house flippers, and so much more.Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeThis pod...

2023-04-2742 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 179 - FREE 1st Time Home Buyer Money - Too Good to be True?Is there free money out there to help first time home buyers with their down payments? Um, YES. You just have to know where to look. So, stop looking at the clickbait-y headlines and listen to David Sidoni because he’s going to tell you all about it. Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHome...

2023-04-2031 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 178 - Interview with Margaryta – Single lady with a goal to buy her first home by 30Margaryta had a goal: she was going to buy her first home before she turned 30. After an unsuccessful experience with an Instagram realtor, she decided to pull out the big guns and work with a UNICORN TEAM. Now, Margaryta is enjoying her first home and we are so excited for her. Check out her conversation with David Sidoni as they discuss her home-buying takeaways, lessons, and advice.Connect with me to find a trusted realtor in your area or to answer your burning questions!...

2023-04-1830 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 174 - How much Income do I need to make to Buy? DETAILSFolks keep reaching out to David Sidoni with the first-time home buyer’s biggest question: “How much home can I afford?” Well, David has created a lot of podcasts about it, so you should totally go check those out. They’re super helpful and will give you some tips and ideas on how to answer that question. So, this podcast will be all about the numbers. Keep listening to get the data and formulas that will help be a GUIDE (not the rule) for you as you determine how you should prepare for purchasing your first hom...

2023-04-0426 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 167 - Interview: Buying a $300K Home With Only $18k? Yes!Stick around until the end with this episode! This one is jam-packed with tips, hacks, and a super amazing end that even had David surprised. Alrighty, with that little tidbit in mind, let’s dive in: Your #1 First-time Home Buyer Advocate, David Sidoni, sits down with How-to-Buy-a-Homies Christina and Sean from New Jersey as they talk about how they DOUBLED their square footage from a small apartment to the home of their dreams. These folks totally rocked the home buying process and you won’t want to miss how they did it.

2023-03-131h 03

How to Buy a Home: The #1 First Time Home Buyer Podcast 162 - How Much Home Can You Afford With Your Salary?“Hey David, I make more money now. What kind of house can I buy on my new salary?” - A Lot of First-time Home Buyers “There’s an equation for that!” - David Sidoni, #1 First-time Home Buyer Advocate & Data Chart Enthusiast Yes, it’s true. There is indeed an equation that can help you determine how much home you can afford based on how much you make. David will spill all the tea in this episode… but you HAVE to promise to listen to the whole podcast. He’s not kidding. There’s more to...

2023-02-0930 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 158 - PRICES. What Will They Do in 2023?Here it is at long last: the final installment of David Sidoni’s 2023 housing market projection series. You’ve been waiting for it for a long time and now you don’t have to wait any longer. This episode is about PRICES. FINALLY! As usual, David is taking a look at the data and listening to the pros to give you his expert opinion on what you can expect in 2023 as a first-time home buyer. It’s time to take this series all the way home. Connec...

2023-01-2735 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 157 - One Factor To Rule Them All: Let’s Talk InventoryDavid Sidoni is back for part three in his 2023 housing predictions series. What’s on the menu for this episode? INVENTORY. Jump in and listen to David as he discusses how construction, prices, and supply & demand are all playing a role in this year’s outlook. Expert opinions, hard data, surveys… it’s all there and David leaves no stone unturned. Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHome

2023-01-2530 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 156 - Mortgage Rate Predictions for 2023… It Could Be WildIn 2022, everyone was SHOCKED when mortgage rates leapt from 3% to 7% in just half a year. The sudden increase left a lot of people scared, so the market began screeching to a halt by the end of 2022. Now, mortgage rates are still at 7%, but they may not stay there for long. In the second part of his multi-episode series, David Sidoni analyzes data and reports from industry experts to drop some truth bombs about mortgage rates in 2023. There’s a lot of opinions floating around out there about where mortgage rates could be by the end of...

2023-01-2437 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 155 - A Crash or Correction? Let’s Look at 2023 Housing Market PredictionsHeadlines are saying that this will be the year of the housing market crash. But are they saying that because it’s true, or just because they want you to read their content? In the first part of his multi-episode series, David Sidoni analyzes data and reports from industry experts to give you the real scoop on what 2023 holds for home buyers. Taking a look at rent, mortgage rates, home sales, prices and more, David bypasses the pessimism of the newspapers to tell you the truth: this year, the market will be getting back to nor...

2023-01-1929 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 153 – Buying Your First Home Right Out Of College - And A Special AnnouncementWho says you can’t purchase a home right out of college? David Sidoni believes first time home buyers DON'T need two years on the job. In this episode, he shows you how this is possible. Find out how to buy your first home right out of college and NEVER pay rent. David shares how you can build your credit history when you’re young and get a bank to get you a loan. So skip those random Craigslist apartment roommates and all the mess that comes with it. Whether you’re fresh out of college or just venturing out to...

2022-12-2922 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 142 - First Time Home Buyer Terms and Definitions from A-Z - ”S” Part 2It is amazing how communication and processes flow when you understand what is spoken about. Not knowing the terms when buying your first home could feel like being in a foreign country with a language you don't understand. Continuing the series, this is the big finish to all the terms and definitions you need to know when buying your first home. In particular, David Sidoni dives deep into the words that start with "S." Along with this conversation, David shares a big bonus right before the end. So tune in to find out!

2022-11-0817 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 138 - First Time Home Buyer Terms And Definitions From A-Z – “P" Part 3Who knew buying your first home would need THREE entire podcasts to cover all the terms that start with P? The exciting conclusion, part three, of the full glossary of all the new and funky words you'll need to know when buying your first home. David Sidoni starts with the term pre-approval. He disagrees that the first step in buying a home is getting pre-approval from lenders; instead, finding a unicorn realtor should be first. The realtor will recommend a lender they know that is as good as someone you could find on your own. David also shares some...

2022-10-2534 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 134 - Interview With First-Time Home Buyer Dealing With Rising Interest RatesIt's good to be over-prepared when you’re buying a house. It is one of the biggest purchases of your life, so educating yourself on the whole process is a good way to start. And buying your first home can be challenging. You start with a plan and you're six months into it, and WHAM! The whole landscape changes and suddenly all your math goes out the window and your budget spreadsheet is worthless. Join David Sidoni as he talks to first-time homebuyer David about how he bought his house once interest rates and prices decided to make big ch...

2022-10-1128 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 132 – Interview With Financial Gurus For The Rest Of Us, Pam And Dyalekt From Brunch And BudgetFinancial education is key to financial success. Without education, you're afraid to take any financial risks. This is why getting a financial advisor or planner is important. It's okay to be behind the curve on your financial knowledge. You just need to have the drive to take action. Join David Sidoni as he gets Pamela Capalad and Dyalekt from Brunch and Budget to bring their A-game today – dropping mad knowledge on all things money. Learn more about the mindset and mentality you should have when interacting with money. Discover some awesome tips on budgeting and saving that help break th...

2022-10-0450 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 122 - Inflation Affecting First Time Home BuyersWhat is this inflation all about? It's hard enough to try and buy your first home in this ever increasingly unaffordable housing market, and now you have to deal with inflation? In this episode, David breaks down how inflation works, where it could head, and how it will affect you and your plans to dump your rent someday. While everything is going up, especially in rents, you should equip yourself with the knowledge to combat the rising inflation affecting home buyers. Tune in to this episode as David Sidoni ventures into the inflation sensation that sweeps the nation!

2022-08-3022 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 82 - Interview With VA First-Time Home Buyers - How They Bought In BANANAS 2022!Buying your first home is a scary venture. It takes a lot of time and planning. You have to do all your homework, look through all the houses, find a Realtor, make a list, save the money. As you can see, being a first-time home buyer can be exhausting. Listen to today's episode as David Sidoni talks to real-life first-time home buyers, Kenneth and Danielle. Learn how they tried to buy on their own, but couldn't make it happen. Then they found this podcast, reached out to David and got connected with a great unicorn Realtor in their area...

2022-03-291h 00

How to Buy a Home: The #1 First Time Home Buyer Podcast 79 - Foreclosures, Insider Deals, And Buying Your First Home As An InvestmentWith so much information out there, it can be very tough for first-time homebuyers to navigate between what works, what doesn't, and what to avoid. Here to crush the confusion, David Sidoni is back for another Q&A. First-time homebuyers are feeling even more confused and abused in 2022, so desperation sets in, and many of them are saying, "Screw this! Just get me a deal so I can get a home!" David gets right to it and answers questions about foreclosures, insider deals, and using your purchase as an investment to build an empire. These things come up in...

2022-03-1546 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 72 – Answering First-Time Buyer Listener Questions On Credit Pulls, Timing The Market, Part-Time Realtors, And MoreWhen should you pull your credit? This question is one of the many questions first-time buyers ask David Sidoni. David explains that if you want to buy a home someday, you need to get full loan approval with a credit poll today. It’s far better to do it now than to do it 30 days before you buy a home. The key is to prepare. Put the planning horse so far in front of the cart that the cart is back in the next county. Join the conversation to discover more answers to urgent questions from panicked home buyers. Tu...

2022-02-0443 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 59 - Fun Facts – Random Listener Questions For First Time Home Buyers At All LevelsIt's Halloween and instead of giving you bite-sized candy, your host David Sidoni is going to give you bite-sized FUN FACTS about buying your first home. Learn why credit score matters, what a bridge loan is, or why apps shouldn't be trusted. Join David as he gives some stories and important lessons on why buying a house is all about timing. Find your own very special realtor unicorn out there to help you with all your troubles. Listen to this episode for all the fun facts and avoid all the spooky scary parts of buying your first home.

2021-11-0345 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 58 - How To Use Your Retirement Savings To Buy Your First Home The SAFE Way, And Deep Random ThoughtsSome people regard their retirement savings as their holy grail. What if you can diversify that by buying a house? Yes, touching your retirement or funneling away from your retirement savings plan can be terrifying and a non-starter for many people. But your host David Sidoni promises you that if you listen to this episode, you will find MORE smart ways to save safely for your retirement. You don't know what you don't know. Also, listen in as David answers some listener questions and gives some random thoughts. Diversify your retirement savings today!

2021-10-2947 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 54 - Deep Dive On PMI And Refinancing - Planning For The Future As A HomeownerYou have to grab business opportunities that are available to you, whether you think it's hard or unattainable. Some of those are PMI, refinancing, and loan to value. How do these all work? In this episode, David Sidoni dives into an article about PMI and refinancing, telling tales of success stories from first-time buyers. However, this is not just an education on how they used PMI and refinancing techniques to drop hundreds of their payments; it's also a warning that these dream scenarios were once in a generation. Should that discourage you from buying a home? No, but David...

2021-09-1420 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 49 - Should I Offer Over List Price To Get My Dream Home? How much?For first-time home buyers, the list price is all the matters. That is the key and one of the biggest questions of the game. What if I told you, list prices don't matter and that realtors only want what benefits them and the seller. This is how the game works and you need to know how to beat it. Join your host, David Sidoni on how to know you're getting a good deal. Learn how to know the right price offer and what they will accept. In every market, there are facts and details that a first-time buyer HAS...

2021-08-2446 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 47 - Is This A Housing Bubble Ready To Burst?Are we in a housing bubble and is the bubble about to burst? While some are panicking, others are denying the collapse is coming, but where is the market really going? In this episode, David Sidoni takes a look at the data and tries to flesh out what is happening. We look at what causes a bubble and David also analyzes the factors that can influence the market. Listen in for a thought-provoking discussion on the market and the possibility of a bubble.Connect with me to find a trusted realtor i...

2021-08-131h 05

How to Buy a Home: The #1 First Time Home Buyer Podcast 43 – Should First Time Homebuyers Focus On The Price Of The Home, Or The Monthly Payments?Should first-time homebuyers focus on the price of the home or the monthly payments? Seems like a simple question, but David Sidoni, the How to Buy a Home guy, goes way beyond the simple concept of "think about the monthly, not the price." Taking the financial breakdown for first time homebuyers to a whole new level, this episode first explores how getting emotionally hung up and focused on the home price can paralyze would-be first-time homebuyers. David then gets deeper into the numbers to find the magic solution that could be just the crucial information long-time renters need to...

2021-02-2337 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 42 - What's Up With Biden's $15,000 Credit For First-Time Home Buyers? Question Of The WeekAside from bringing the pandemic response to the next level, President Joe Biden is also on a mission to make housing more affordable to the public. With that in mind, Biden's $15,000 credit for first-time home buyers is now being readied to roll out. This week's Question of the Week answered by David Sidoni, the How to Buy a Home guy, is what is the deal with this credit? Who is eligible? How does it work? When will it become a law? And what do you have to do to get your money? Furthermore, David explains why this proposed credit...

2021-02-1833 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 40 - Should I Buy My First Home Now, Or Wait? Question Of The WeekIt's a special new episode for the How to Buy a Home podcast with David Sidoni, the How to Buy a Home guy - the Friday question of the week. Every week on Friday, David will be answering listener topical questions about how they can purchase their first home. This week, we dive into this one: "As a first time home buyer, if I can buy now in early 2021, should I buy now, or wait for the market to slow down, or even drop?" We go deep on the major factors influencing house pricing and why tenants should never...

2021-02-1232 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 38 - Housing Forecast 2021 For First Time Home BuyersNow that 2020 is over, is there any way to predict what is going to happen for first time home buyers in 2021? Nobody knows for sure, but David Sidoni, the How to Buy a Home guy, has done all the research for you. Listen in as David breaks down the forecasts of leading economists on where housing will go the year after, and continuing in, a global pandemic. This extended episode is full of important knowledge that first time home buyers need to know. Can you afford your first home in 2021? What about the low inventory of homes? What kind...

2021-02-0245 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 29 – How Do I Time My Home Purchase If A Recession Is Coming?What is a first time home buyer to do if they know we have a recession coming? Wait, time the crash? What are the real chances of the huge 2008 housing crash happening all over again? David Sidoni, the How to Buy a Home Guy, answers all these questions and tons more in this fact-filled and data-driven episode, breaking down all the numbers and helping anyone thinking about trying to buy their first home avoid the scary financial pitfalls. We all want to make the right move, especially for something as financially huge as buying a home. Let David summarize...

2019-11-0347 min

How to Buy a Home: The #1 First Time Home Buyer Podcast How To Financially Prepare To Buy Your First Home – Part VII - 27Buying your first home requires a long list of preparation details. In the last part of this series, David Sidoni shows steps 22 and 23 to financially prepare yourself into buying your very first home. Understanding tax details, document preparation, balancing debt reductions, and savings are some of the key topics that he discusses. David also gives a recap of all the other steps for financial preparedness and gives emphasis on step 23 which is about the delicate balance between debt and savings. Moreover, David shows you his roadmap metaphor to explain values and figures related to homeownership and investments.

2019-10-2648 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 24 – Denver First Time Home Buyers Use The Podcast To CLOSE On Their First Home – Their StoryThis episode tells the story that could be your story. Host David Sidoni puts the spotlight on the story of Chris and Jacqueline, from Denver, Colorado who, just like everyone coming on this podcast, were looking for guidance to help them figure out how to buy their first home. There is so much in their journey to learn and be inspired from. This is the podcast’s first success story and David is excited to share with you what Chris and Jacqueline learned to finally become landlords themselves. Read on this inspiring story because you just might be next!...

2019-08-1326 min

How to Buy a Home: The #1 First Time Home Buyer Podcast How To Financially Prepare To Buy Your First Home – Part V - 23David Sidoni, the How to Buy a Home Guy, is back with part 5 of the series on how to financially prepare to buy your first home, a full financial guide for first time home buyers. This episode tackles the big question – how do my student loans affect my ability to buy my first house? This also addresses other concerns such as – will these huge student loans hinder me from ever buying my first home, or will I ever get out from under this gigantic debt? Don’t miss this episode for answers to these questions. Settle in and get ready...

2019-08-0651 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 10 – The Best Internet Tools To Search When Buying Your First HouseEvery first-time home buyer starts on the internet. In this episode, David Sidoni, the How to Buy a Home Guy, gives the best sites used by his clients for over thirteen years of home shopping. These tips have been curated by actual first-time home buyers that have used them to find their homes. Hear what others all over North America have found are the most informative sites, as well as the most trustworthy and efficient. Get guides for neighborhood info, crime stats, school ratings, and even learn some cool tricks with mapping sites. David even has a tip on...

2019-05-0734 min

How to Buy a Home: The #1 First Time Home Buyer Podcast 2 – Renting Versus Buying A HomeRenting a house can be a waste of a lot of money. If you think about it, when you don’t stop to see if you’re qualified to buy a home, you waste money paying rent for years. David Sidoni, the “how to buy a home” guy, says wherever you are right now, you SHOULD AND CAN START PLANNING TO buy a home. Mortgage payment with today’s interest rates ARE pretty close to the rent check that you pay every single month. Step out of that fear and step into home ownership. Make it your goal and join David...

2019-03-0627 min