Shows
The Novice and The NerdSpousal Social Security and Second MarriagesIn our most recent episode, the Novice and the Nerd discuss two different topics: extra Social Security benefits for state and municipal workers, and the financial issues that can arise with second marriages. Find complete show notes and links on our website, StrategicPoint.com. Follow us on X, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Inve...2025-03-1042 min
The Novice and The NerdQuestions and Misconceptions about Social SecurityIn this episode, the Novice and the Nerd discuss two separate client questions about social security and the Nerd warns listeners to not fall prey to generic advice from social media. Find complete show notes and links on our website, StrategicPoint.com. Follow us on X, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assum...2025-02-0343 min
The Novice and The NerdIs It Time to Make a Budget?In our most recent podcast, the Novice and the Nerd discuss the importance of creating and sticking to a budget, and how taking a closer look at your finances could help find opportunities to take advantage of savings. Find complete show notes and links on our website, StrategicPoint.com. Follow us on X, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or l...2024-11-0433 min
The Novice and The NerdBillionaires Selling Stock Should you be concerned when you see that billionaires are selling stocks in large quantities? In our latest podcast episode, our Nerd answers a client’s question about the headlines and puts the activity in perspective. Find complete show notes and links on our website, StrategicPoint.com. Follow us on X, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or l...2024-10-1819 min
The Novice and The NerdThe Fed Has Started to Cut Rates…Now What?Now that the Fed has started to cut interest rates, our Nerd discusses how this can impact the economy, CDs Mortgages, savings accounts and more. Find complete show notes and links on our website, StrategicPoint.com. Follow us on X, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for any action o...2024-09-2451 min
The Novice and The NerdThe Novice and The Nerd RETURN!The Novice and The Nerd RETURN, with a timely discussion about some changes coming in 2025 that may impact Required Minimum Distributions, ROTH IRAs, company 401k matches and much more. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes n...2024-09-0953 min
The Novice and The NerdInverted Yield CurveWhat is an inverted yield curve? How is it helping all of us make more money in our savings accounts? Will current money market rates last? Listen to our latest episode where the Novice and the Nerd break down a listener’s question about the inverted yield curve, the Fed and potential outlooks for savings rates in 2024. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ide...2023-12-0458 min
The Novice and The NerdTime to review your 529?Using a 529 to save for college? Is your child in high school? It might be time to revisit your 529! Listen to Derek and Laura talk about the importance of reviewing how the 529 is allocated and if you should still save in a 529. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not in...2023-09-2542 min
The Novice and The NerdTop Things We Wish RI Teachers Knew About Their RetirementRhode Island Teachers have unique options when it comes to saving for retirement. In our latest episode, we discuss these options and Derek gives some advice on how best to navigate the opportunities to save. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. Strateg...2023-08-281h 08
The Novice and The NerdShould You Have a ROTH IRA?Hey Gen-X, should you have a ROTH IRA? Think you may not be eligible to use one so never bothered? In our latest episode, Derek discusses why some may be getting one soon and why a ROTH can be helpful as you plan for your retirement. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this p...2023-08-0741 min
The Novice and The NerdThe Fed’s 2% Inflation Target Have you ever wondered why the Federal Reserve aims to hit a 2% inflation rate? In this episode of The Novice and The Nerd, Derek explains why that number is typically the goal and how not hitting that target could affect the markets. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intend...2023-07-2528 min
The Novice and The NerdCommercial Real EstateOn this episode, Derek examines the current state of the commercial real estate market and how fears of changing work habits are large office buildings across the US. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for an...2023-06-0639 minThe Novice and The NerdUsed Cars and Maturing Leases On this episode, we discuss the Novice’s realization that her new, “used” car payment may be just a little more expensive than she was planning for. Separately, Derek discusses how maturing 2020 leases may put owners in an advantageous position at the time the contracts mature. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast...2023-05-3032 min
The Novice and The NerdCurrent State of the US Housing MarketOn this episode of the Novice and the Nerd, Derek and Laura discuss the current state of the housing market and the dramatic differences Derek sees between now and 2008. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no re...2023-05-1251 minThe Novice and The NerdSilicon Valley Bank FailureOn this episode of Novice and the nerd, Laura and Derek do a postmortem on the Silicon Valley Bank failure and how some of their issues could impact local banks in our area. The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for any action or inaction resulting from the contents herein. Derek and Laura’s opinions and comments expressed on this site are their own and may not accurately reflect those of the firm. Third party content does not reflect the view of th...2023-03-291h 07The Novice and The NerdBuybacksOn this episode, Derek explains what stock buybacks are, why companies are issuing them, and why they can be so polarizing. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for any a...2023-02-2139 minThe Novice and The NerdThe Debt Ceiling 2023With the US hitting the debt ceiling again in January 2023, Derek and Laura discuss its potential impact on markets and the economy. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no respons...2023-01-3042 minThe Novice and The NerdSECURE ACT 2.0Derek and Laura drill into SECURE Act 2.0 to see how it impacts your retirement plan for topics like Required Minimum Distributions, ROTH IRA’s, company 401k matches and much more. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal a...2023-01-061h 02The Novice and The NerdFTX and the 2023 Tax LandscapeDerek and Laura discuss the FTX bankruptcy and then changes to taxes and retirement savings for 2023! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for any action or inaction resul...2022-11-2150 minThe Novice and The NerdThe Bond Market in 2022The bond market has had a rough year- Derek and Laura cover the basics of bond investing & why 2022 has been so challenging for bond investors. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsi...2022-11-0758 minThe Novice and The NerdBreaking CDs and Potential Natural Gas ShortagesDo you have CDs? Derek and Laura discuss why you may want to consider breaking them. Additionally, they talk about why all of us in New England might be sitting in the dark this winter, thanks to WW1 and Russia. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in th...2022-10-2451 minThe Novice and The NerdStagflationOn this episode we discuss what Stagflation is, why some are worried about it and what can be done. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for any actio...2022-07-1549 minThe Novice and The NerdIndexed Universal Life PoliciesDerek and Laura invite another "nerd" and fellow advisor Kristina Mello to talk about different insurance policies and answer a listener's question! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no respo...2022-07-0547 minThe Novice and The Nerd9 Signs of InflationThere's more to measuring inflation than just the monthly press release. Our episode today breaks down some other commonly used data to see what the trends in inflation show. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advic...2022-05-3144 minThe Novice and The NerdiBonds, Bitcoin in Your 401(k), and SECURE Act 2.0Have you been hearing about “government bonds” offering a higher return lately? Derek explains what iBonds are and what investing in them looks like. We also discuss Bitcoin potentially being offered in 401(k) plans and an update on the SECURE Act 2.0 and what that could mean for Required Minimum distributions. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! 2022-05-1659 minThe Novice and The NerdThe Fed, The Markets and The Economy, Oh My!After the Fed raised rates by 0.5%, Derek and Laura discuss the recent market moves, and our nerd explains the lack of control investors can have in both the stock and bond markets. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics!2022-05-0645 minThe Novice and The NerdThe Fear Index, The Fed and Gas PricesIn this episode the Novice and the Nerd discuss the VIX index, the Fed raising rates and if high gas prices are here to stay Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors...2022-03-2853 minThe Novice and The NerdWomen and Financial PlanningIn this episode, Laura and (guest “nerd”) Kristina Mello use the timing of Women’s History Month to focus on the unique financial challenges women can face, along with highlighting the importance of financial planning. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intende...2022-03-1733 minThe Novice and The NerdHow the Ukrainian Invasion Could Affect the Fed, the Economy and the MarketsThis episode covers the Russian invasion of Ukraine and how it could potentially impact the US economy, the markets and monetary policy. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for any act...2022-03-0243 minThe Novice and The NerdCan You Save Your Way to One Million?Can you reach one million in your retirement account by simply saving? Derek breaks down how to accomplish this feat, and he also shares his personal story of what it's like to buy a car in 2022! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is...2022-02-0756 minThe Novice and The NerdInflation & Capital GainsThis episode covers a brief overview of capital gains taxes and how they affect investment properties, as well as a discussion on the Fed and the expectations for the pace of rate hikes in 2022 and beyond. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in t...2022-01-241h 11The Novice and The NerdTips For Helping Your Kids InvestIf you’re interested in learning how to help your kids start investing, our Nerd breaks down different options, including 529 plans, ROTH IRAs, and UGMA/UTMA accounts. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint In...2021-12-2055 minThe Novice and The NerdOmicron, DAO & WuTangIn this episode we discuss the Omicron variant and how it’s affecting the markets, as well as DAOs – a new acronym that our Novice learned about with the help of the WuTang Clan! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as in...2021-12-0655 minThe Novice and The NerdWhere Did All the Workers Go?Everywhere you look seems to have “help wanted” ads, so on this episode the Novice and The Nerd, we discuss where all the workers could be. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advis...2021-11-1546 minThe Novice and The NerdHealth Savings Accounts (HSAs)Explaining another popular acronym, Derek discusses HSAs and how they could be used for purposes of maximizing your retirement savings. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for a...2021-11-0125 minThe Novice and The NerdDebt CeilingIn this episode we discuss a brief history of the debt ceiling, why it's self-inflicted chaos, and one crazy idea being discussed to solve it forever called Mint The Coin! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as...2021-10-1837 minThe Novice and The NerdQualified Charitable DistributionsHave you heard the acronym “QCD”? Derek explains what qualified charitable distributions are and describes how retirees could potentially lower their tax exposure by using these strategically. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investm...2021-10-0430 minThe Novice and The NerdIs Social SecuIs Social Security about to run out of money?rity about to run out of money?A new report released recently included some disappointing news about the state of Social Security. On this episode we discuss when it could happen, how it can affect your retirement projections and how the government could step in. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not int...2021-09-1339 minThe Novice and The NerdIs it STILL time to refinance?Haven't refinanced yet? The Nerd discusses why he's refinancing for 2nd time in 18 months and why you might want to hurry up! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for...2021-09-0259 minThe Novice and The NerdChild Tax Credits, Why Companies Go Public & AMC StockOn this episode of the Novice and the Nerd, we discuss the child tax credit changes, explain why companies decide to go public, and look at AMC stock (yes, the movie theater) and why its so volatile. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as i...2021-07-191h 05The Novice and The NerdThe PriceThe Price is Right & The Great Resignation is Right & The Great ResignationOn this episode of the Novice and the Nerd, we answer listener questions, discuss The Price is Right, and look at reasons for the “great resignation” happening while the economy starts to heal. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as inve...2021-07-0153 minThe Novice and The NerdInflation Part 2 of 2On this episode of the Novice and the Nerd we follow up with what inflation could mean for your investments. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for...2021-06-0347 minThe Novice and The NerdInflation Part 1 of 2On this episode of the Novice and the Nerd we cover the basics of inflation, why everyone seems to be talking about it lately, and reasons it may not persist. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or...2021-06-0151 minThe Novice and The NerdPensionsOn this episode of the Novice and the Nerd we discuss all aspects of pensions. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility for any action or inaction resulting f...2021-05-101h 17The Novice and The NerdGas PricesOn this episode of the Novice and the Nerd we discuss who is really to blame for higher prices at the pump. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no...2021-04-1246 minThe Novice and The NerdBitcoinOn this episode of the Novice and the Nerd we discuss Bitcoin, blockchain technologies and why everyone is talking about them! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) assumes no responsibility...2021-03-011h 07The Novice and The NerdGameStopOn this episode of the Novice and the Nerd, we talk about what exactly is going on with GameStop, what selling short means and how this one stock could be impacting the broader market. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended a...2021-02-011h 33The Novice and The NerdTesla & Joining the S&P 500On this episode of the Novice and the Nerd, we discuss the spike in Christmas tree sales, the potential future of Movie Theaters, and what Tesla joining the S&P 500 means for the stock market. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not...2020-12-2043 minThe Novice and The NerdModern Monetary TheoryOn this episode of the Novice and the Nerd, Derek explains MMT (Modern Monetary Theory) and how it could be applied to another potential economic shutdown. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment A...2020-11-2449 minThe Novice and The NerdUnderstanding Home Sales in times of CovidOn this episode of the Novice and the Nerd, we’re discussing one of the bright spots during Covid: housing. We review the reported sales numbers and introduce you to our Financial Planner and Advisor Kristina Mello to help cover the basics of home buying. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! ...2020-09-0440 minThe Novice and The NerdHow Covid Has Affected Your 401(k)On this episode of the Novice and the Nerd, we discuss how Covid-19 could affect saving in your 401(k), including employer match and potential new government rules. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) ass...2020-08-1442 minThe Novice and The NerdPensions and Covid On this episode of the Novice and the Nerd, we discuss some misconceptions surrounding pensions and how Covid-19 could have affected these types of defined benefit plans. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Inv...2020-07-0650 minThe Novice and The NerdBudgeting and Home Projects On this episode of the Novice and The Nerd, we discuss the importance of setting a budget, as well as some home projects many may be considering while home for the summer. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, t...2020-06-1032 minThe Novice and The NerdExplaining S&P StructureOn this episode of the Novice and The Nerd, we discuss Derek’s latest blog where he explains a worrisome trend emerging with the S&P 500. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Adv...2020-06-0139 minThe Novice and The NerdUnemployment, Oil and Expensive MarketOn this episode of the novice and the nerd, Is the market expensive? Just how high can unemployment go? Was the price of oil really negative? Tune into this episode to hear Derek and Laura's takes on these subjects and more! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podc...2020-04-2934 minThe Novice and The NerdQuestions from our Audience On this episode of the novice and the nerd, we’re answering some questions from YOU, the listener! First, how do we make back what we’ve lost, so far, in the markets. Second, how are your 529 plans affected. And third, what’s the Fed doing to help? Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! 2020-04-1643 minThe Novice and The NerdRetirement Plans During Current Market TurmoilThis episode of the novice and the nerd will focus on employee-sponsored retirement plans and how to handle these types of accounts in the middle of the current market turmoil. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or...2020-04-0539 minThe Novice and The NerdThe CARES ActThis episode of the Novice and the Nerd includes a discussion of the CARES Act, including who will be receiving rebates, changes to unemployment and how RMDs will be affected. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or...2020-03-3033 minThe Novice and The NerdFinancial Markets and CoronavirusOn this episode of the Novice and the Nerd, we\'re talking about the current state of the markets in the midst of the Coronavirus. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors...2020-03-241h 08The Novice and The NerdRefinancingWhile markets are in turmoil there may be a silver lining for homeowners. On this episode of the novice and the nerd, we discuss refinancing in this low interest rate environment. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax...2020-03-1344 minThe Novice and The Nerd1099s and Autonomous CarsOn this episode of The Novice and The Nerd, we talk about 1099s, and Derek Amey spooks me about the future of autonomous cars Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA...2020-02-2142 minThe Novice and The NerdWhy the next recession may feel worse for investorsOn this episode of The Novice and The Nerd, we warn investors, especially Gen X'ers, of the affects that a recession could have on their retirement accounts Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment, tax or legal advice. StrategicPoint Investment Advisors (SPIA) ass...2020-02-0741 minThe Novice and The NerdSocial SecurityOn this episode of The Novice and The Nerd, we’re talking about Social Security- how I (and many other people, I’ve learned) don’t think we will have it when its our turn to retire in 20-30 years. Our NERD explains HOW the system works and explains some potential solutions to ensuring the ss system stays funded for our kids! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedb...2020-01-1431 minThe Novice and The NerdHolidays, Spending and SavingOn this episode of The Novice and The Nerd, we’re talking about the Holiday season and how your finances are affected by the costs of holiday spending, tipping and the increase of the costs associated with the season. Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in thi...2020-01-1425 minThe Novice and The NerdWelcome to The Welcome to The Novice and The NerdNovice and The NerdOn this episode of The Novice and The Nerd, we introduce ourselves! Learn about why we decided to start this podcast and how we plan to help YOU better understand your finances! Find complete show notes and links on our website, StrategicPoint.com. Follow us on Twitter, like StrategicPoint on Facebook, and feel free to contact us any time via email thenoviceandthenerd@strategicpoint.com with feedback, questions or comments, including ideas for future podcast topics! The information contained in this podcast is not intended as investment...2020-01-1414 min