Derek Gregoire & Matthew Peck

Shows

Retirement Road MapHow Financial Plans Help Navigate Volatile Markets and Create Peace of Mind with Kyle BrittonIn times like these, when there's market volatility and financial insecurity, it's more important than ever to have a financial plan to know that you can weather the storm and wild swings in the markets. It's the difference between having a plan vs just having a portfolio. In today's episode, Derek Gregoire is joined by SHP Financial's Lead Advisor, Kyle Britton, to discuss how they're helping their clients navigate the emotions of investing during bear markets. While many people would assume that the phones are ringing off the hook with clients filled with panic, you'll hear why...2025-05-2128 min

Retirement Road MapHow Practicing Gratitude Builds Deeper Connections and Relationships with John IsraelMany people nearing retirement focus on their portfolios but neglect one of the most important components of a fulfilling life—genuine human connection. Especially in today’s world, where negativity dominates the headlines and technology often replaces personal interactions, gratitude can help us build more meaningful relationships and improve our well-being. In this episode, SHP Financial’s Derek Gregoire and Matthew Peck welcome keynote speaker, author, and professional gift giver John Israel—also known as Mr. Thank You. After launching a social experiment in which he hand-wrote five thank-you cards a day for a year, John uncovered profound...2025-05-0745 min

Retirement Road MapTax-Efficient Financial Planning Strategies for High-Net-Worth Investors with Alina OsokhovskaWhen it comes to high-net-worth retirement planning, having a robust investment portfolio is only part of the equation. Without a comprehensive strategy for generating income, minimizing taxes, and protecting against volatility, you could leave your financial future and legacy exposed to unnecessary risks. In this episode, SHP Financial’s co-founder Derek Gregoire sits down with Planning Solutions Advisor Alina Osokhovska to explore what it really means to have a complete retirement plan—not just a portfolio. Alina shares insights on cash flow management, tax diversification, and proactive planning techniques that can add significant long-term value to your finan...2025-04-2325 min

Retirement Road Map077: Estate Planning Essentials to Help Protect Your Assets and Legacy with Matthew Karr, ESQEstate planning is arguably the most important of the five areas of financial planning. When protecting your legacy, having a comprehensive financial plan is only half the battle. Without the proper legal documents—wills, trusts, powers of attorney—you risk leaving behind confusion, the lengthy probate court process, and unintended tax burdens for your loved ones. Today’s episode features “Two Matts” as SHP Financial co-founder Matthew Peck welcomes Matthew Karr back to the podcast. Matt Karr is the founder and principal attorney of the Heritage Law Center in Woburn, Massachusetts, who’s been a tremendous resource and ally for...2025-04-0949 min

Retirement Road Map074: Tax Planning Strategies to Help Preserve Your Money in Retirement with Peter Roache, CPAWhen it comes to retirement planning, many people focus on investments, income strategies, and estate planning—but tax planning is one of the biggest factors that can impact your financial future. Without a proactive approach, taxes can take a bigger bite out of your retirement savings than you might expect. In this episode, Derek Gregoire and Matthew Peck are joined by Peter Roache, a tax expert and longtime partner of SHP Financial. Peter shares important insights on how taxes affect retirement planning, the impact of Required Minimum Distributions (RMDs), and how smart tax strategies—like Roth conversions and...2025-02-2632 min

Retirement Road MapSmall Estate Planning Mistakes That Have a Massive Impact On Your Legacy with Keith McManusEstate planning isn’t just about protecting your wealth and passing it on to your beneficiaries—it’s about ensuring a seamless transition for your loved ones while minimizing taxes and legal complications. With tax laws constantly evolving and real estate values climbing, many families could face significant estate tax liabilities. And yet, most people often save their estate planning needs for another day. In this episode, Derek Gregoire and Keith Ellis, Jr. are joined by Keith McManus, a seasoned estate planning attorney with nearly 30 years of experience helping families protect their assets. As the founder of McManu...2025-02-1230 min

Retirement Road MapA New Years Resolution to Retire With a Plan with Matthew Peck and Keith Ellis Jr.It’s a new year, and what better way to kick things off in 2025 than by revisiting your financial plan or creating your first one. We’ve seen huge fluctuations in inflation, interest rates, and market swings in recent years, and having a plan is the best way to be prepared for when things change. Most people spend their working years grinding, saving, and looking forward to their retirement date. But when the moment actually arrives, many of them wind up feeling unprepared for what they’ll do with all the extra time and financial freedom. In t...2025-01-1528 min

Retirement Road MapPost-Election Market Update: What SHP Financial is Keeping an Eye On with Matthew PeckNow that the 2024 Election is in the books, we know that a new and yet familiar President-elect will take control of the Whitehouse in 2025. So, what does that mean for your investments and finances? To help answer that question, Matthew Peck highlights some of the economic factors that SHP Financial will be keeping a close eye on that will impact the markets. While inflation and taxes have been hot topics for some time now, many people are undoubtedly concerned about what the next administration will do to address these issues. In this episode, Matthew breaks d...2024-11-2716 min

Retirement Road MapLegacy Planning Strategies to Secure Your Wealth with Matthew Karr, EsqIf you’ve made smart financial decisions, secured your nest egg for retirement, and accumulated enough wealth to leave behind, you’ll undoubtedly have questions about minimizing estate taxes. It’s one thing to pay your fair share of taxes, but nobody wants to send more money to Uncle Sam than they have to. And that’s where having expert advice can help save thousands of dollars and leave more to your loved ones than the government. Here to share some strategies to create a tax-efficient legacy plan is Attorney Matthew Karr of the Heritage Law Cente...2024-08-2840 min

Retirement Road Map045: Tax Planning Strategies to Save Money in Retirement with Derek Gregoire and Matthew PeckWhen most people think of tax planning or doing their taxes, many would rather save it for another day. But if there’s one area that we can help our clients with to save them money, it’s with their tax planning. In today’s episode, Derek Gregoire and Matthew Peck emphasize the importance of proper tax planning in your retirement plan. They’ll discuss tax diversification strategies, Roth conversions, and concepts to ensure that more of your hard-earned money stays in your account instead of going to Uncle Sam. If you’ve been contributing to IRA and...2023-11-2928 min

Retirement Road MapThe Most Important Aspects of a Comprehensive Retirement Plan with Derek Gregoire and Matthew PeckWhether you’re retiring in five, 10, or 15 years, you need to be well prepared to retire–but other than your money, what exactly goes into a retirement plan? A lot of financial advisors will simply tell you “You made money. You lost money. Stay the course. That’s the plan,” even though that may not be what you want to hear. So, with that in mind, what do you need to be doing each year, and what might you be missing? Today, Derek Gregoire and Matthew Peck of SHP set out to answer that question. We’re talking abou...2023-11-0128 min

Retirement Road MapPolitics, History and Planning for a Better Financial FutureThe last decade was pretty great for stocks. So many investors flourished under low inflation, low taxes, and low interest rates, and you can safely say that the bull run we just went through was historic. However, we’re now in a recessionary period marked by high inflation–and, just like bear markets of the past, we’re going to get through this one, too. If you’re nearing retirement, you might be a little concerned about the state of your portfolio, and today’s episode was recorded with you in mind. In this conversation, Derek and Ma...2023-09-2030 min

Retirement Road Map529 Plans: How to Get the Most from Your Education Savings with Mark Kenney, CFP® and Matthew Peck, CFP®, CIMA®With income tax season in the rearview, some people tend to shift their focus to saving toward a child's education. This time of year, we'll often hear questions like: What are the best options? Wasn't there something new about 529s in SECURE Act 2.0? Has anything changed? If you're someone who has any of those questions (or others!) and you want to start preparing for your child's (or grandchildren's) education, this episode has everything you need to know about 529 Plans, including information on the changes that apply to 529s. In today's conversation, our very own Mark...2023-05-2432 min

Do Business. Do Life. — The Financial Advisor Podcast — DBDL004: Triad Member - Generating $250M of New Assets in a Single Year with Matthew Peck, Derek Gregoire, and Keith EllisOnce per month, we’re going to release a special episode with one of our Triad members that highlights their story and shares the lessons learned from building and scaling an advisory practice. My goal is to have genuine conversations that dig into the good, the bad, and the ugly so that we can help as many other offices out there who are listening in. This week, I’m talking with the co-founders of SHP Financial: Matthew Peck, Derek Gregoire, and Keith Ellis. Last year alone, their team brought in $250M of new assets—o...2023-03-221h 17

Retirement Road MapThe History of SHP Financial with Derek Gregoire, Keith Ellis and Matthew Peck CFP®, CIMA®Everyone has an origin story—including SHP. Today’s first episode of the Retirement Road Map® podcast is all about our backgrounds, who we are, and why we hold the values of financial planning so true to our heart. For us, it’s all about the ripple effect. It's not just our clients that we're helping win at life, but it's their families and friends. We believe what we do here at SHP really does make a difference and can change the lives of many people, both directly and indirectly. We share the stories of how we c...2021-10-2624 min

SHP Retirement Road Map® ShowDo You Have A Full Retirement Plan?This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss the many areas of retirement planning. Derek, Matt, and Keith focus on the difference between having a pile of investments and having a full retirement plan. They share ideas to potentially help reduce any troubles you may have this year or in the future. Listen in to find out how you can educate yourself!2021-03-1828 min

SHP Retirement Road Map® ShowA Portfolio Versus A Full Retirement PlanThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis explain the distinction between having just a portfolio and having a full retirement plan. Preparing for the future and building a full plan is critical. Derek, Matt, and Keith discuss the importance of educating yourself and planning to benefit your future. Educate yourself now and thank yourself later!2021-03-1128 min

SHP Retirement Road Map® ShowEpisode 262: A Portfolio Versus A Full Retirement PlanThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis explain the distinction between having just a portfolio and having a full retirement plan. Preparing for the future and building a full plan is critical. Derek, Matt, and Keith discuss the importance of educating yourself and planning to benefit your future. Educate yourself now and thank yourself later!2021-03-1128 min

SHP Retirement Road Map® ShowEpisode 261: The Tax Train is Coming!This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis continue the journey through the SHP Retirement Road Map®. True retirement planning doesn't just address investments, but the 5 critical areas of retirement. This week Derek, Matt, and Keith start the deep dive into tax planning. Don't miss this one!2021-03-0528 min

SHP Retirement Road Map® ShowThe Tax Train is Coming!This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis continue the journey through the SHP Retirement Road Map®. True retirement planning doesn't just address investments, but the 5 critical areas of retirement. This week Derek, Matt, and Keith start the deep dive into tax planning. Don't miss this one!2021-03-0528 min

SHP Retirement Road Map® ShowIncome Planning ContinuedThis week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® continue to bring you through the five-step SHP Retirement Roadmap®. Derek and Matt want to help make sure you are checking off all the boxes, crossing all T’s, and dotting all I’s. Many people do not have a plan that focuses on all five areas. In the last few weeks, the SHP Partners talked about mapping out a budget and finding out your fixed Income. This week they take an even deeper dive into income planning; specifically addressing proper allocation for setting up an income plan.2021-01-0852 min

SHP Retirement Road Map® ShowEpisode 255: Income Planning ContinuedThis week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® continue to bring you through the five-step SHP Retirement Roadmap®. Derek and Matt want to help make sure you are checking off all the boxes, crossing all T's, and dotting all I's. Many people do not have a plan that focuses on all five areas. In the last few weeks, the SHP Partners talked about mapping out a budget and finding out your fixed Income. This week they take an even deeper dive into income planning; specifically addressing proper allocation for setting up an income plan.2021-01-0852 min

SHP Retirement Road Map® ShowEpisode 254: Income Is KingThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis take you through step one of the SHP Retirement Roadmap®. Income planning may just be the most important part of retirement planning. It is crucial to know where your paycheck will come from once you stop working. Derek, Matt, and Keith take a deep dive into the first of the five key areas of planning.2020-12-3152 min

SHP Retirement Road Map® ShowIncome Is KingThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis take you through step one of the SHP Retirement Roadmap®. Income planning may just be the most important part of retirement planning. It is crucial to know where your paycheck will come from once you stop working. Derek, Matt, and Keith take a deep dive into the first of the five key areas of planning.2020-12-3152 min

SHP Retirement Road Map® ShowEpisode 253: Be Intentional With Your RetirementThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis talk about being more intentional with your retirement. They will provide guidance and tips you can apply to your own life. Derek, Matt, and Keith compare and contrast different retirement plans and explain how they are not all the same. It is crucial to have a customized plan to fit your situation.2020-12-2452 min

SHP Retirement Road Map® ShowBe Intentional With Your RetirementThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis talk about being more intentional with your retirement. They will provide guidance and tips you can apply to your own life. Derek, Matt, and Keith compare and contrast different retirement plans and explain how they are not all the same. It is crucial to have a customized plan to fit your situation.2020-12-2452 min

SHP Retirement Road Map® ShowEpisode 251: Focus On What You Can ControlThis week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!2020-12-1152 min

SHP Retirement Road Map® ShowFocus On What You Can ControlThis week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!2020-12-1152 min

SHP Retirement Road Map® ShowEpisode 249: The End Of 2020 Is Near: Make Sure You Have A Plan!This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss the importance of having a plan. With 2020 coming to a close and the holidays right around the corner, it will be easy to forget about your retirement plan. It's more important than ever to look at your situation and make sure you have a plan for the five key areas that are crucial when planning for retirement. Derek, Matt, and Keith take a deeper dive into those five areas during this show and you don't want to miss it!2020-11-2052 min

SHP Retirement Road Map® ShowThe End Of 2020 Is Near: Make Sure You Have A Plan!This week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis discuss the importance of having a plan. With 2020 coming to a close and the holidays right around the corner, it will be easy to forget about your retirement plan. It's more important than ever to look at your situation and make sure you have a plan for the five key areas that are crucial when planning for retirement. Derek, Matt, and Keith take a deeper dive into those five areas during this show and you don't want to miss it!2020-11-2000 min

SHP Retirement Road Map® Show4 Things You Can Control NowThis week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!2020-09-1152 min

SHP Retirement Road Map® ShowFocus On What You Can Control!This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss things you can control within your retirement plan. It's easy to focus on all the things that are going wrong in the world, but most are out of our control. Derek & Matt dive deep into the key areas of a full retirement plan. Having a solid retirement plan is something you should and can control!2020-08-2152 min

SHP Retirement Road Map® ShowHow Has COVID-19 Impacted The Economy?This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis welcome back Attorney Keith McManus of McManus Estate Planning to talk about the benefits of setting up a trust. This is an important part of having a full retirement plan. Derek, Matt, and Keith take a deep dive into how COVID-19 has had such an impact on the economy. They talk about what this could mean for social security and taxes. Finally, in the weekly market report, Matt talks about the growing tensions with China.2020-06-0552 min

SHP Retirement Road Map® ShowReopening The Economy - Phase 1This week, SHP Co-founders, Derek Gregoire & Matthew Peck CFP® CIMA® discuss the reopening of Massachusetts. They talk about what the economy might look like and specifically what SHP is doing as a firm to keep people in the office safe. Derek and Matt also talk about different types of investors. The clients SHP works with, have full retirement plans that don't just cover their investments.2020-05-2252 min

SHP Retirement Road Map® ShowTaxable Retirement Accounts And COVID-19This week, SHP Co-founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis dedicate the show to those of you with pretax accounts. There has been new legislation passed and there are some new ways you can access these funds if it's COVID-19 related. Derek, Matt, and Keith talk about the taxability of these retirement accounts and how you may be able to save money from a tax standpoint. Finally, the guys talk about the importance of diversification in your portfolio and knowing your risk.2020-05-1352 min

SHP Retirement Road Map® ShowThe SHP Retirement Road Map Explained®Taking a step back this week, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis bring the focus back to the SHP Retirement Road Map®. The guys break it down step by step for you. What is the SHP Retirement Road Map® and how does it apply to you? This show is for everyone. Maybe you are working with an advisor, or you just have a pile of investments and have saved up some money in different retirement accounts. Derek, Matt, and Keith will help you discover if you have a proper plan in place!2020-04-3052 min

SHP Retirement Road Map® ShowNew Strategies Around The CARES ActFinancial planning may be secondary to you right now. Let SHP Financial worry about the planning for you. In this episode, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis talk about the CARES Act and the potential tax breaks for businesses. Then, if you have an IRA or some kind of retirement plan, Derek, Matt, and Keith discuss the additional changes that the CARES Act brought forth in regards to these types of accounts. Finally, what's going on in the market? Matt discusses what the numbers look like. Should the focus just be on the virus and ho...2020-04-2452 min

SHP Retirement Road Map® ShowNew Strategies Around The CARES ActFinancial planning may be secondary to you right now. Let SHP Financial worry about the planning for you. In this episode, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis talk about the CARES Act and the potential tax breaks for businesses. Then, if you have an IRA or some kind of retirement plan, Derek, Matt, and Keith discuss the additional changes that the CARES Act brought forth in regards to these types of accounts. Finally, what’s going on in the market? Matt discusses what the numbers look like. Should the focus just be on the viru...2020-04-2452 min

SHP Retirement Road Map® ShowCOVID-19: Take Advantage Of Virtual MeetingsThis week, SHP Founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will talk about the opportunity to do virtual meetings. SHP has always had this option, but with social distancing, this may be the best option to stay on top of your retirement plan. Derek, Matt, and Keith will go over some things you can do now, even with the market experiencing so much volatility. Don't just sit back and pretend things aren't the way they are. Take action and keep looking ahead.2020-03-1952 min

SHP Retirement Road Map® ShowCoronavirus And Market Volatility ContinueThis week, SHP Founders, Derek Gregoire & Matthew Peck CFP® CIMA® continue the discussion about volatility in the market. Make sure you have a solid income plan in place. Derek and Matt will share some examples of what a plan could look like for you. Lastly, Matt will take an even deeper dive into what is going on in the market.2020-03-1352 min

SHP Retirement Road Map® ShowThe Virus Becomes The FocusThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will continue the discussion of volatility in the market. Having the ability to somewhat control the volatility in your portfolio as you are nearing or in retirement is so important. Derek, Matt, and Keith will share real stories of folks they met with 12 to 13 years ago and explain how volatility can wreak havoc on your retirement if you don’t take control of your situation. Finally, during the Weekly Market Report, Matt will take a deeper dive into the economy and the coronavirus and some things they...2020-03-0652 min

SHP Retirement Road Map® ShowThe Virus Becomes The FocusThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will continue the discussion of volatility in the market. Having the ability to somewhat control the volatility in your portfolio as you are nearing or in retirement is so important. Derek, Matt, and Keith will share real stories of folks they met with 12 to 13 years ago and explain how volatility can wreak havoc on your retirement if you don't take control of your situation. Finally, during the Weekly Market Report, Matt will take a deeper dive into the economy and the coronavirus and some things they are lo...2020-03-0652 min

SHP Retirement Road Map® ShowVirus Anxieties Affect StocksThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will discuss the recent volatility in the market. You need to make sure you have a written income plan that can account for the uncertainty of the market. Derek, Matt and Keith will also discuss volatility in general and how it can affect so many areas or retirement. Finally, during the Weekly Market Report, Matt will discuss the recent outbreak of the Coronavirus and how it’s impacting the economy.2020-02-2652 min

SHP Retirement Road Map® ShowWhat's The Deal With The SECURE act?If you missed last week's show, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, discussed a huge change in legislation, The SECURE Act. What is it? How will affect you? The SECURE Act or "Setting Every Community Up for Retirement Enhancement" bill that President Trump signed, will include changes like, what age you will need to take your RMD's and how long you will have to deplete an inherited IRA etc. Derek, Matt, and Keith also discussed changes in Medicare part A and B premiums and deductibles. It is hard to know where the economy is headed in...2020-01-2152 min

SHP Retirement Road Map® ShowWhat's The Deal With The SECURE act?If you missed last week's show, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, discussed a huge change in legislation, The SECURE Act. What is it? How will affect you? The SECURE Act or "Setting Every Community Up for Retirement Enhancement" bill that President Trump signed, will include changes like, what age you will need to take your RMD’s and how long you will have to deplete an inherited IRA etc. Derek, Matt, and Keith also discussed changes in Medicare part A and B premiums and deductibles. It is hard to know where the economy is h...2020-01-2152 min

SHP Retirement Road Map® ShowHow the SECURE Act Will Affect YouThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, will discuss a huge change in legislation, The SECURE Act. What is it? How will affect you? The SECURE Act or "Setting Every Community Up for Retirement Enhancement" bill that President Trump signed, will include changes like, what age you will need to take your RMD's and how long you will have to deplete an inherited IRA etc. Derek, Matt, and Keith will also discuss changes in Medicare part A and B premiums and deductibles. It is hard to know where the economy is headed in 2020, but th...2020-01-0952 min

SHP Retirement Road Map® ShowHow the SECURE Act Will Affect YouThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, will discuss a huge change in legislation, The SECURE Act. What is it? How will affect you? The SECURE Act or "Setting Every Community Up for Retirement Enhancement" bill that President Trump signed, will include changes like, what age you will need to take your RMD’s and how long you will have to deplete an inherited IRA etc. Derek, Matt, and Keith will also discuss changes in Medicare part A and B premiums and deductibles. It is hard to know where the economy is headed in 2...2020-01-0952 min

SHP Retirement Road Map® ShowThe 5 Worlds Of Retirement PlanningThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will talk about what a first and second appointment look like and what to expect during a visit with a financial firm in general. With a lot of advisors advertising out there, it can be intimidating. Derek, Matt and Keith will let you know what to expect when you visit with SHP. In hopes of helping you prepare, the guys will take you through the SHP Retirement Road Map®, or the 5 worlds they think are most important, when preparing for retirement. The 5 areas that are most important are...2019-10-1752 min

SHP Retirement Road Map® ShowOwning Multiple Properties, Bonds, And End Of Year PlanningThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis, welcome back Attorney Keith McManus, of McManus Estate Planning, to discuss issues that can arise when you own multiple properties and strategies you can use to possibly avoid them. Next, Derek, Matt and Keith, will discuss end of year planning and the top 3 things that they are advising their clients on. Finally, during the weekly market report, Certified Financial Planner, Matt Peck, will discuss the current state of the bond market. He will talk about interest rates, bond volatility and what he sees moving forward.2019-10-0952 min

SHP Retirement Road Map® ShowThe 5 Most Important Worlds Of Retirement PlanningThis week, SHP founders, Derek Gregoire, Matthew Peck CFP® CIMA®, and Keith Ellis will talk about what a first and second appointment look like and what to expect during a visit with a financial firm in general. With a lot of advisors advertising out there, it can be intimidating. Derek, Matt and Keith will let you know what to expect when you visit with SHP. In hopes of helping you prepare, the guys will take you through the SHP Retirement Road Map®, or the 5 worlds they think are most important, when preparing for retirement. The 5 areas that are most important are...2019-09-2052 min

SHP Retirement Road Map® ShowTax Planning, Risk, And FeesThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about the top 3 or 4 areas that everyone needs to take into account, when planning for retirement. Many people who come into SHP Financial, just have a pile of investments and that’s it. The guys talk about the importance of having a full plan, making sure you have an income stream to last for the rest of your life, risk, and fees. While planning for retirement, it is extremely important to price out your relationship with your advisor. Finally, Derek, Matt, and Keith introduce a huge opp...2019-08-3052 min

SHP Retirement Road Map® ShowTax Planning, Risk, And FeesThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about the top 3 or 4 areas that everyone needs to take into account, when planning for retirement. Many people who come into SHP Financial, just have a pile of investments and that's it. The guys talk about the importance of having a full plan, making sure you have an income stream to last for the rest of your life, risk, and fees. While planning for retirement, it is extremely important to price out your relationship with your advisor. Finally, Derek, Matt, and Keith introduce a huge opportunity for c...2019-08-3052 min

SHP Retirement Road Map® ShowWhat Is Causing Recent Market Volatility?This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will discuss many important areas of you retirement. first the guys welcome back Attorney Keith McManus, of McManus Estate Planning, to discuss the importance of choosing the right executor or trustee to carry out your wishes within your legacy plan. Next, Derek, Matt, and Keith discuss volatility and share a real life story of how it can negatively affect your retirement if you are not prepared. Finally, Matt Peck will dive deeper into what is causing the recent market volatility and changes that may be on the horizon.2019-08-1252 min

SHP Retirement Road Map® ShowThe Most Important QuestionThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will discuss many important areas of you retirement. The guys welcome back Attorney Keith McManus, of McManus Estate Planning to discuss some things to keep in mind when you have a blended family. Derek, Matt, and Keith will also reveal the most important question that the SHP advisors receive on a daily basis. Finally, in the weekly market report, CFP Matt Peck will help to make sense of the Fed's latest decision.2019-07-0352 min

SHP Retirement Road Map® ShowKeep Your Portfolio Cool In The HeatThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis welcome back Attorney Keith McManus, who will discuss your mindset and what you can expect in an initial estate planning meeting.The next segment will be important if you have retirement accounts because Derek, Matt and Keith, will discuss required minimum distributions. There are so many different ways to handle RMD's, so it is important to plan ahead for them. Finally, in the weekly market report the guys will discuss how to keep your portfolio cool in the heat.2019-06-2052 min

SHP Retirement Road Map® ShowEstate Planning, Volatility, And Tips For College GradsThis week, SHP founders, Derek Gregoire & Matthew Peck CFP®,are going to discuss the top few questions, as it pertains to retirement planning, that they find themselves answering on a daily basis, whether it be in a first visit or in one of their public workshops. Next Derek and Matt welcome back Attorney Keith McManus, of McManus Estate Planning. Attorney McManus will discuss the importance of knowing whether or not your estate plan is up to date and how you can tell if it is or not. There has been a lot of volatility in the market lately, so in t...2019-06-0652 min

SHP Retirement Road Map® ShowHigh Net Worth PlanningThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will gear the show toward folks in the "high net worth" market. High net worth, is someone who makes two hundred thousand dollars or more yearly, and/or has one million dollars or more of investable assets. Derek, Matt and Keith, will share some strategies that should be involved in your retirement planning process. The guys will go over the top 5 things that should be considered, if you fall in that “high net worth” category. You need to have an advisor that can handle a higher level of pl...2019-05-0952 min

SHP Retirement Road Map® ShowHigh Net Worth PlanningThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will gear the show toward folks in the "high net worth" market. High net worth, is someone who makes two hundred thousand dollars or more yearly, and/or has one million dollars or more of investable assets. Derek, Matt and Keith, will share some strategies that should be involved in your retirement planning process. The guys will go over the top 5 things that should be considered, if you fall in that "high net worth" category. You need to have an advisor that can handle a higher level of p...2019-05-0952 min

SHP Retirement Road Map® ShowWhat Happens When You Push The Goal Post BackThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will talk about pushing the goal post back. People often come in to the SHP office and many of them have pushed the goal post back on thinks like saving, taking less risk, or even their retirement date. The guys will share a real story of a couple they work with and what happened with their situation, due to pushing the goal post back too far. Derek, Matt and Keith, will also be joined by Attorney Keith McManus, of McManus Estate Panning, who will discuss pushing the g...2019-05-0252 min

SHP Retirement Road Map® ShowA True Plan Focuses On More Than Just IncomeThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, discuss the benefits of having a true retirement plan. Contrary to what some people think, a true plan doesn’t just focus on income. Your plan should focus on all the areas of the SHP Retirement Road Map®; investment planning, tax planning, legacy planning, health care planning, as well as income planning. Keith, Matt, and Derek, will tell a story about a couple that came into the SHP office and how they were able to help build a plan for them, beyond just income planning. Finally, they disc...2019-04-1052 min

SHP Retirement Road Map® ShowA True Plan Focuses On More Than Just IncomeThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, discuss the benefits of having a true retirement plan. Contrary to what some people think, a true plan doesn't just focus on income. Your plan should focus on all the areas of the SHP Retirement Road Map®; investment planning, tax planning, legacy planning, health care planning, as well as income planning. Keith, Matt, and Derek, will tell a story about a couple that came into the SHP office and how they were able to help build a plan for them, beyond just income planning. Finally, they discuss 5 or 6 st...2019-04-1052 min

SHP Retirement Road Map® ShowTax Planning Missed OpportunitiesThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, discuss how with the 2018 tax deadline approaching, some of you may be questioning whether or not you could have done things differently to save on taxes this past year. There could be some tax planning opportunities you may have missed because tax planning is an under observed area with many advisors. Next, Derek, Keith, and Matt, welcome back Attorney Keith McManus, from McManus Estate Planning, to discuss the four benefits of setting up a trust. Finally, in the weekly market report, the guys talk about the yield c...2019-04-0452 min

SHP Retirement Road Map® ShowTake Control Of Your Income PlanThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about the importance of taking control of your income plan. The SHP 5 step process, called the Retirement Road Map® is designed to get you to and through retirement. Income planning is one of the 5 steps and while discussing this, Derek, Matt and Keith, will touch on tax planning, investment planning, income planning, and health care planning. All of these areas are linked together, when planning for your retirement. By taking the proper steps, you may be able to plan for things you never thought of before, or...2019-03-2252 min

SHP Retirement Road Map® ShowTo Plan Or Not To Plan?This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about “to plan or not to plan.” Keith, Matt and Derek want you to think about your own situation. Think about what kind of plan you have, if you have one, and whether or not you are confident to go into retirement with what you do or do not have. Next, the guys welcome back Attorney Keith McManus, from McManus Estate Planning. He will answer a few frequently asked questions pertaining estate planning. In the SHP story segment, Keith, Matt and Derek, will share a story about...2019-03-1552 min

SHP Retirement Road Map® ShowTo Plan Or Not To Plan?This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about "to plan or not to plan." Keith, Matt and Derek want you to think about your own situation. Think about what kind of plan you have, if you have one, and whether or not you are confident to go into retirement with what you do or do not have. Next, the guys welcome back Attorney Keith McManus, from McManus Estate Planning. He will answer a few frequently asked questions pertaining estate planning. In the SHP story segment, Keith, Matt and Derek, will share a story about h...2019-03-1552 min

SHP Retirement Road Map® ShowIncome, Income, Income!This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis talk about the SHP Retirement Roadmap ® and how it's extremely important to make sure you are addressing the 5 areas of retirement. The 5 areas include, income planning, tax planning, legacy planning, health care planning and investment planning. However, this week the guys want to focus on income planning. This is the most important area when planning for retirement. Derek, Matt, and Keith want to help make sure you will be able to generate enough income for the rest of your life. They discuss instruments you can use to generate in...2019-02-2152 min

SHP Retirement Road Map® ShowIncome, Income, Income!This week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis talk about the SHP Retirement Roadmap ® and how it’s extremely important to make sure you are addressing the 5 areas of retirement. The 5 areas include, income planning, tax planning, legacy planning, health care planning and investment planning. However, this week the guys want to focus on income planning. This is the most important area when planning for retirement. Derek, Matt, and Keith want to help make sure you will be able to generate enough income for the rest of your life. They discuss instruments you can use to g...2019-02-2152 min

SHP Retirement Road Map® ShowDo You Have A Diversified Retirement Plan?This week SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, are discussing the SHP Retirement Road Map®. They will tell you how it can help you and what the time frame is for building a full, holistic plan. Next, the guys welcome back Attorney Keith McManus from McManus estate planning. Attorney McManus, talks about how to prepare for an estate planning meeting. In the SHP Story Segment, Derek, Matt, and Keith, discuss different strategies their clients have worked through over the years. The 1st strategy involves when and how to take social security along with things to consider wh...2019-02-0752 min

SHP Retirement Road Map® ShowDo You Have A Game Plan?This week SHP founders, Derek Gregoire & Matthew Peck CFP® are discussing how important it is to have a game plan for your retirement and not just a pile of stocks and a portfolio. Next they will be talking to Attorney Keith McManus, from McManus estate planning, about how important it is to have an estate plan. Attorney McManus, will talk about the 4 major benefits of setting up a trust. In the SHP story segment Matt and Derek, will discuss the common theme they see amongst clients that join SHP and what the SHP secret is. Finally, in our weekly market r...2019-01-2452 min

SHP Retirement Road Map® ShowNew Year's ResolutionsThis week SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will discuss New Year's resolutions as it pertains to your financial situation and the importance of having a full plan for 2019. Next, the guys are joined by Attorney Keith McManus from McManus Estate Planning. Attorney McManus will discuss 2019 resolutions you should be thinking about from an estate planning standpoint. Derek, Matt, and Keith will then discuss what they each learned over this past year. Finally, in the weekly market report, Certified Financial Planner, Matt Peck will discuss the return of volatility and what he sees happening as we e...2019-01-0252 min

SHP Retirement Road Map® ShowHaving A Plan That Will Withstand VolatilityThis week SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, will discuss their thoughts on the volatility that's been going on in the market since October. Next the guys welcome back Claudette Vickery from Salem 5 Bank. Claudette is going to talk about how important it is to give yourself a financial health checkup as you start 2019. There are important things to consider like your credit, interest rates rising, equity lines etc. In the SHP story segment, Derek discusses a couple who came into SHP thinking that they were much more prepared for retirement than they actually were. It i...2018-12-1452 min

SHP Retirement Road Map® ShowGive Your Financial Health A CheckupThis week SHP founders, Derek Gregoire, Matthew Peck CFP® are joined by Claudette Vickery from Salem 5. Claudette talks about how important it is to give your financial health a checkup. There are important things to consider like your credit, interest rates rising, equity lines etc. Next, in the SHP story segment, Derek and Matt discuss the realities and challenges of retiring early. Matt explains how he was able to help one couple retire early, just by doing some additional planning. Finally, in the weekly market report, Matt discusses what is next for international stocks, the G20 summit and what it m...2018-12-0552 min

SHP Retirement Road Map® ShowRetirement Moves To Make NowThis week SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, are joined by Attorney Keith McManus of McManus Estate Planning. Attorney McManus is asking, how familiar is your advisor with your estate plan or trust? It is very important to have and advisor, who knows all aspects of your financial situation. In the SHP story segment the guys discuss retirement moves to make now. Derek will tell a true story of a single woman, who was exhausted and didn't think she could retire when she wanted. SHP helped her make certain moves to ensure she would be able t...2018-11-2852 min

SHP Retirement Road Map® ShowYour Retirement Plan Success Rate And Post Mid-Term Election ResultsThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, talk about how often they meet with potential clients, who are feeling like their retirement is a burden and they don't know where to turn or how to start. Next Derek, Matt, and Keith are joined by Attorney Andrew Garcia, who is of council for McManus Estate Planning. Attorney Garcia will discuss the importance of how you own your real estate. Then the guys will discuss ways to identify how successful your retirement plan will be based on real numbers and percentages. Finally, in the weekly market report, M...2018-11-1452 min

SHP Retirement Road Map® ShowEnd Of Year Planning Strategies And The State Of The MarketThis week, SHP founders, Derek Gregoire, Matthew Peck CFP®, and Keith Ellis, are joined by Attorney Andrew Garcia, who is of council for McManus Estate Planning. Attorney Garcia, will discuss the end of the year planning strategies that might be available to you from an estate planning standpoint. In the SHP Story Segment, Keith and Derek will share stories of clients that came into SHP with just a portfolio. They had a pile of statements and accounts, but did not have a plan that addressed all 5 critical areas of the SHP Retirement Road Map®. Finally, in the weekly market report, Ma...2018-11-0852 min