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Buying FloridaWhat do you need to know about VA MortgageCompetitive Interest Rates: VA loans often offer competitive interest rates compared to conventional loans, making them an attractive option for eligible borrowers.Flexible Credit Requirements: VA loans typically have more flexible credit requirements compared to conventional loans, making them accessible to borrowers with less-than-perfect credit.Loan Limits: VA loans do have loan limits, which vary by county and are set by the Department of Veterans Affairs. Borrowers can still use a VA loan for a home purchase that exceeds the county loan limit, but they may need to make a down payment for...2024-04-1104 minBuying FloridaWhat is a non Recourse loan for a Reverse Mortgagetune in and learn at https://www.ddamortgage.com/blogWhat happens after deathwho is responsible for mortgagewho gets title to the homeis a non recourse good or baddidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-05-2608 minBuying FloridaIs it time to consider a Reverse Mortgage for those 55 and older that is on a fixed incomeFood prices higherGas highereverything going up in priceis it time to use the equity in your home as a retirement vehicleno mortgage payment, consolidate debtget a credit line, fixed payments for a period of time or lifetune in and learn at https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-05-1907 minBuying FloridaDo you need to a business loan to grow your business or consolidate debttune in and learn at https://www.ddamortgage.com/blogadd in payrollpurchase capitalconsolidate debthttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-05-1202 minBuying Floridaqualifying with 1099 income for a mortgagenot using tax returns with 1099 incomegetting 90% of the incomerefinancing and cashing out at 80%up to 10% down up to a 1,000,000 home with no pmihttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-05-0506 minBuying FloridaIs it time to sell your business to an employee, family member or some one from the outsidetune in and learn more at https://www.ddamortgage.com/blogdoes an employee want to buy your businessdoes a family member want to buy your businessor is it time to sell to the outsidehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-04-2804 minBuying Floridawith inflation what is happening to interest rates and the prices of home all going uptune in at https://www.ddamortgage.com/blogwhat happens when interest rates and prices of homes continue to escalatewhat makes sense to buy a home at this time?what do I see happening down the road, is there that possibility to refinance again and consolidate debt?https://www.ddamortgage/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-04-2108 minBuying FloridaWhat is happening to interest rates?tune in and learn more at https://www.ddamortgage.com/blogthe train left the station from the 2% range up to the 4% range and learn on second homes and investment propertiesis it time to refinance and purchase a homewhat makes sense in this environmentdidier malagies nmls#212566dda mortgage nmls#324329https://www.ddamortgage.com/blog Support the show2022-04-1505 minBuying FloridaTime to grow your business, working capital, inventory, purchase of a buildingExisting buildings or land New facilities Long-term machinery and equipmentOr the improvement or modernization of: Land, streets, utilities, parking lots and landscaping Existing facilities didier malagies nmls#212566dda mortgage nmls#324329https://www.ddamortgage.com/blog Support the show2022-04-0804 minBuying FloridaAsset Depletion maybe the way to go to qualify for your next home if you do not have the w2s to qualifytune in at https://www.ddamortgage.com/blogself employed not showing enough income to qualifyjust started your own business and do not have w2sdo not have a job?https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-03-3107 minBuying FloridaMinimal down payment on a Jumbo Mortgagetune in and learn at https://www.ddamortgage.com/blogas little as 3.5% down up to 1.5 millionno monthly pmi5% up to 1.75 milliondidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-03-2405 minBuying FloridaSelf employed with too many write-offs to buy a hometune in and learn at https://www.ddamortgage.com/blogto many write-offsself employedgreat deposits in your business bank statements?tune in and learn what you can do without tax returns, 1099swith just 10% downdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-03-1706 minBuying FloridaWhy did my mortgage payment go up?tune in and learn at https://www.ddamortgage.com/blogproperty taxes go upinsurance go upif you have a fixed rate that doesn't change what can you do to figure out what happeneddidier malagies nmls#212566dda mortgage #324329 Support the show2022-03-1006 minBuying FloridaDon't forget about the FHA and Va loans when getting your Pre-approval letterstune in and learn at https://www.ddamortgage.com/blogVA - allowed 48 hours to provide additional compsVA- can go directly to Va on the appraisalfha great loan that someone may have no choice if they can not go conventionaldidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-03-0306 minBuying FloridaWhat is a good time frame to get a purchase done in this environmenttune in and learn at https://www.ddamortgage.com/blogwhat is taking the longest in the loan processwhat needs to happen to make it work quickerwhat is realisticdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-02-2407 minBuying Floridabuying commercial property with 0% downbusiness owner for 2 yearsa credit score of 65051% owner occupiedhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-02-1702 minBuying FloridaInterest rates on Second Homes have gone uptune in and learn more at https://www.ddamortgage.com/bloginterest rates are higher on second homes againalso on Jumbo mortgageswhy are they jumping upwhat makes it a second homeshttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-02-1105 minBuying Floridacondo questionnaire fees are going up and taking longer on a mortgagecosts are going upmanagement association are not moving quickly on requesteven on limited reviews, more information is being requestedgetting the condo approved is a harder processcondo approval is time consumingtune in and learn more at https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-02-0304 minBuying FloridaAppraisal fees are going up and taking longer on a mortgageappraisal costs increasingappraisals taking longerlearn more about the appraisal waivers when offeredtune in and learn at https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-01-2706 minBuying Floridaescrow hold back for repairs on a purchase mortgageescrow hold back on Conventionalescrow hold back for FHArepairs to be done on the home https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-01-2005 minBuying Floridadrop your rate, pmi, lower insurance, consolidate debt, shorten loan termtune in and learn more at https://www.ddamortgage.com/blogshorten loan termconsolidate debtlower rate, get rid of pmiis your insurance too high nowyou go to the doctors for an annualyou get your car servicedcheck out your monthly mortgage statement annually and see what you can savedidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-01-1307 minBuying FloridaHappy New Year and My 2022 Predictionsinterest rates will riseNon Qm Loans will grow in 2022https://www.ddamortgage.com./blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2022-01-0607 minBuying FloridaFHA loan limits are increasing in 2022 and did you know this about VA loanstune in and learn more at https://www.ddamortgage.com/blogfha loan limits increasing 65,000 in 2022did you know this about VA mortgageshttps://www.ddamortgage.com.blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-12-3004 minBuying FloridaShould I lock in my rate, something personal and little pointers going into next yeartune in and learn more at https://www.ddamortgage.com/blogwhen buying a home you are in a finite time period with a volatile marketwhat else besides rate should be concerned withinsurancetaxesmaking extra payments and what happenswishing a happy new year!https://www.ddamortgage.com.blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-12-2301 minBuying FloridaCanadians buying a home in Floridaoptions on qualifying are different for an investment, second or primary residencegreat opportunity to make money on the rental incomeinvest in a State that is growing dailyhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-12-1606 minBuying FloridaSmall Business loans for the self-employedfor the self-employed2 years of being self-employedaverage deposits of 15,000 a monthcredit line, capital advancementhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-12-0903 minBuying FloridaClosing on your purchase for year end and my recommendationslock in your rateupload supporting docs right awayshop insuranceask about appraisal waiverask for seller's existing surveyhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-12-0206 minBuying FloridaA manufactured home with land maybe an option to stay in the area you want and more affordabletune in and learn more at https://www.ddamortgage.com/bloglive in the area you wantmore affordablenot be 1 of 10 people putting an offer on a homenot having to go over the purchase price of a homehopefully getting the seller to help pay closing costshttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-11-2506 minBuying Floridawith the cost of everything skyrocketing , is it time to refinance and consolidate your morgagetune in and learn at https://www.ddamortgage.com/logfood, gas, supplies going upshortages , costs going uphttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-11-1807 minBuying Floridano pmi on a purchase with 15% down no monthly pmi on Purchase with 15% doqnmin 700 scorepurchasenot Lender paid pmi but No pmihttps://www.ddamortgage.com/blogdidier malagies nmls#324329dda mortgage nmls#324329 Support the show2021-11-1105 minBuying FloridaWiring money to closing on the purchase of your hometune in and learn at https://www.ddamortgage.com/blogdont take wiring instructions from realtor, loan officer or processorslow down and think it thrustart a relationship with your title company when giving the escrow deposithttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-11-0407 minBuying FloridaWhich Commercial loan is best suited for youtune in and learn about the commercial loan at https://www.ddamortgage.com/blogSBA 7aSBA 504bridge loanrefinance or purchaseasset based lendinhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-10-2801 minBuying FloridaConforming loan limits have increased to $650,000effective for most lenders on January 1, 2022we are doing them nowbuy a home for 684,210 with 5% downgame changerhttps://www.dddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-10-2104 minBuying Floridausing rental income to qualify for a mortgageno tax returns, w2s ,1099s to qualifyonly rental income to purchase a homeno job required on the loan applicationhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-10-1404 minBuying Floridaqualifying for a mortgage using bank statements and asset depletionusing bank statements to qualify for a mortgageusing your assets to qualify for a mortgagenew products that are outside the boxhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-10-0707 minBuying Floridawhat's happening with appraisal and what you need to knoware appraisals being delays?are values coming inwhat about an appraisal waiver and what you should dowho gets an appriasal waiverhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-09-3000 minBuying FloridaFHFA makes another change for second homes and investment propertiesChanges for the goodGoing back to normal no more hits due to the 7% rulehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-09-2303 minBuying Floridaimproving your credit scores part 2tune in and learn at https://www.ddamortgage.com/blognot deferring your student loansgetting the collection agency to write a letter deleting it off your credit reportcalling the vendor to remove the 30 day latehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-09-1506 minBuying Floridahow to increase your credit scores for a mortgageusage vs limitlearn how to increase your scores by the usage not by the limit you havehow to do it and to get a better rate and lower pmihttps://ww.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-09-0906 minBuying Floridareview your monthly mortgage statement and see what you can save onhas your insurance gone uphas the property taxes gone upcan you get rid of pmi and lower your ratedid you file for homesteaddid you do portabilityhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-09-0207 minBuying Floridano more hits to pricing on a refinance and how escrows work on a refinancetune in and learnno more hits on rate for doing a refinance and how to calculate your escrows for a refinancefhfa got rid of the hitshow to get some cash on a refinance with the escrowshttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-08-2607 minBuying Floridahow does the escrows work on a purchase mortgagehow does the property taxes workhow does the homeowner's insurance workwhat about the interim interestgood information on purchase transactionshttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-08-1906 minBuying Floridasomething personal about me regarding mortgageshow I started getting business back thenhow I learned how to figure out a loan quicklyhttps://www.ddamortgage.com.blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-08-1208 minBuying Floridadropping pmi after 1 year, dropping your rate and saving money on a mortgage refinancewatch the sales in your neighborhood within the last yearhave prices gone upis It time to drop pmitime to drop your ratesave moneybeing prepared and watching your dollarshttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-08-0508 minBuying Floridawhat happens to the payments that you did not have to make during forbearance on your mortgage0 payments, no lateswhat happens with the interest paymentsstudent loan deferment ring a bellhow much will you owe on your mortgage afterwardsnothing is ever for free https://www.ddamortgage.com/blogdidier malagies nmls@212566dda mortgage nmls#324329 Support the show2021-07-2905 minBuying Floridapaying off your mortgage earlywhat can you do monthly to pay it off soonerwhat do I think of the Biweeklywatch your equity grow and your mortgage balance shringhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-07-2201 minBuying FloridaShould I waive the appraisal contingency when purchasing a homeshould i put limits on a valuewhat happens with a bad appraisal, ever have one of thosewill the listing agent be there for the appraiserwill you be therewhat should you dohttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-07-1506 minBuying FloridaShould I do an FHA or VA Streamline Refinancedo I want to have pmi and a funding fee againhas the value of my home gone upcan i get an appraisal waiverwill i save more money going Conventionawhat are the benefits of not doing a streamlinewhat is a streamline refinancehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-07-0808 minBuying Floridaupdates on VA purchases in 2021lender credit can pay for the non allowablesseller does not have to pay any of the seller closing costsva appraiser will reach out to the realtor if an appraisal issuedo a refi with no verification with the va streanlinehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-07-0108 minBuying Floridastudent loan changes regarding FHA Loans and Service to your customersstudent loan calculations for qualifying are changingis your loan officer available on weekendsit is not a mon thru fri jobhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-06-2408 minBuying FloridaShould i do an adjustable rate mortgagewhat are the positives and negatives of having an adjustable ratewhat happens after the fixed term if the following happens?what do i need to knowtune and learn athttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-06-1702 minBuying Floridathe documentation needed to process the mortgage loanall documents are neededall pages of tax returnsall pages of the bank statementsthe term irrelevant does not apply when getting a mortgagewhat you can do to expedite the loan processhttp://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-06-1008 minBuying Floridais your rate on your mortgage over 4%is it time to lower your rate and save moneyhow about lowering the termtake advantage of the low rates now and take cash out and keep the same paymentlower the term at the same paymentlower the payments tune in and learn https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-06-0309 minBuying FloridaChanges with Second Homes and Investment propertiesThe down payment has changed for bothinterest rates are highergov't wants less of this paper in their portfoliowhat changes are big banks doinghttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-05-2701 minBuying FloridaFHA Spot Approvals on CondosCondo spot approvals are backlearn on how to get an FHA spot approvalit has been 15 years since they did themlearn about the benefitswhat about VA and conventionalhttps://www.dddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-05-2006 minBuying FloridaRent to owning3 pillars to getting into a homeincomecredit fundsif you are not there now, what can we do to get you thereovercome your fear and know you can ownwhat is the difference in rent vs mortgage paymentnice not to have to move because the landlord is sellinghttps;//www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324320 Support the show2021-05-1308 minBuying Floridaare things tightening up with mortgageslenders not doing FHAlenders not doing investment propertiesdenials with 5% down conventionalwhat is going on?https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-05-0610 minBuying FloridaLP/Du learn about having your loan approved within 24 hours of loan applicationLP/DU - what is it how to get real approvals upfrontgood to know before the home inspection and appraisalgreat question for listing agent to askhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-04-2908 minBuying FloridaWho owns your mortgage and what about all the mortgage consolidationswho owns your mortgagewhat is happening with the servicers going publucwhat is happening with all the mortgage consolidationswhat does it mean for the escrows and what to look out forhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls324329 Support the show2021-04-2210 minBuying FloridaPre approval letters and what you need to knowmultiple offers on a homewhat you need to be prepared forlisting agent is callingwhat can you say to build confidence with the sellerteam work with you, realtor and borrowercash rules and you must compete with thattune in , learn and grow for less than 10 minuteshttps://www.ddamortgage.com/blogdidier malagies nmls3212566dda mortgage nmls#324329 Support the show2021-04-1510 minBuying Floridadropping pmi, lowering rate and dropping your payment on your mortgagedropping pmi after 1 yearlowering your ratesaving moneytaking advantage of the higher home pricesreviewing your annual escrow statementhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-04-0809 minBuying Floridaverificationcof employment at the end of the mortgage loan processdocs needed before the clear to closebank deposits , profit and loss on the self employedsalaried people with final verification thru automated system, phone , paystubsetc.,learn what is needed in order to issue a clear to closehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-04-0107 minBuying Floridawhat is happening to the appraisals when doing a mortgageextra fees longer timeswhy is it happening and what you need to knowtune in and learnhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-03-2506 minBuying FloridaSecond homes and investment properties , what now?changes happening with second homes and investment propertiesfnma/fhma will limit their purchasecould that affect the interest rate?what else can take placehttps://www.dddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-03-1807 minBuying FloridaUnlock your credit scores when applying for a mortgagewhen pulling credit and no scores show up, probably locked upunlock credit for the pullthen lock back upusually one out of the 3 are locked, seldom see all 3jumbo pricing is back, tune in and learnhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-03-1105 minBuying FloridaPurchasing a home without a job!having no job to buy a homehaving funds in checking, savings, mutual funds , 401kdo not have to be over 59/1/2 to do itopportunity to buy when not able to show tax returns, w2s , 1099;slearn and grow in 201https://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-03-0408 minBuying Floridadoes it make sense to refinance and at what costhow quickly can i recover my closing costs?quiz question on how longdo points extend the time to recuperatetaylor make your refinance for the remaining termget a second opinionhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-02-2510 minBuying Floridaservice service service!!!!being available on weekends and eveningsanswering questions via text , phone and emailhelping during the processhttps://www.ddamortgage.com/blogdidier malagies nmls@212566dda mortgage nmls#324329 Support the show2021-02-1806 minBuying Floridapaying off your mortgage earlypaying off your mortgage earlymonthly or biweeklyhow much extra each monthpaying it off in 22.5 years by how much extra a monthhttps;//www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage n ls#324329 Support the show2021-02-1111 minBuying Floridawhy do rates vary from a purchase, rate term and cashout and what is my predictionrates on a purchase, rate term and cash outprediction for rates in the futurefollow the trend of japan and europshttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-02-0411 minBuying Floridatelling the whole truth when applying for a mortgagewhat can happen when you lie on an applicationhow do they find out the truthis it worth itwho is affected, the seller, broker, realtoralways remember the truth will come outhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-01-2810 minBuying Floridarealtors calling on prequals and what to really askwhat questions should you ask for on a prequalcredit/income and funds to close - what do you need to knowrunning Du/Lpgetting a better feel on the prequal senthttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-01-2509 minBuying Floridaforebearance /refinance?when can you refinance after being in forebearancewhat happens in februrary - sale/refi or foreclosurewhat can you dowhat makes sensehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2021-01-1810 minBuying Floridashould i make my mortgage payments when refinancingwhen are you closing? and should i make the paymentcommunicate clearly with your processor and loan officercan you miss 2 months of mortgage paymentsare mortgages paid in arrearshow does it workhow can i benefit and not do a cashouthttps://www.ddamortgage.com/blogdidier malagies nmls$212566dda mortgage nmls#324329 Support the show2021-01-0410 minBuying FloridaHappy New Year Message and something personalHappy new year messagerecap of 2020a personal note on mehttps://www,ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-12-2808 minBuying Floridaself employed/disclsoures/fha loan limitsfnma is requiring more documents for the self employedmore bank statements/profit and loss generic disclosures thru the loan process and what to do and what is going onfha loan limits are going uphttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-12-1411 minBuying FloridaConventional loan limits are increasingwhat the loan limits are increasing towhat is the new purchase price with just 5% downwhat is happening to FHAand what is status with VAhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-12-0705 minBuying Floridaclose in December or January? tune in on this onewhat are the property taxes on the home you are buyingis the homestead on or notwhat, they have lived in the home for a long time and the taxes are lowhow can i benefit from thatlearn and grow and stay tuned inhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-11-3009 minBuying FloridaGet a Second Opinionget a second opiniondoes it feel right?are the savings each month worth itare you recuperating in 18 months or lessyour credit score dictates the rate and termshttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-11-2311 minBuying FloridaDo you refinance your first mortgage when wanting a little cash out?do you refinance the first to get 15,000 cash outwhat is the costis it better to get an equity lineare you saving money with the cash out refinances being at a higher rate then a purchase or rate termis there no closing cost equity lineswhat makes sense for youhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-11-1611 minBuying FloridaWhat else can delay a closing - payoffsget to the end of the loan process and a delay in payoffswith the heavy volume what is happening with the loan servicersis it different on a heloc vs a first mortgagetune in and learnhttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-11-0908 minBuying FloridaEase of doing a mortgage nowphone application - package sent electronicallyuploading your documents to a secure siteclosing at your home, work or whereverwe can with technology work around your schedule when doing a mortgagehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-11-0211 minBuying Floridayour credit scores determine you interest rate and pmihave no credit at all - tune inhow do you increase your credit scoreswhat about medical?what about high balances?what about the different credit agencies you follow and why is it different when applying for a mortgagehttps://www.ddamortgage.com/blogdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-10-2613 minBuying Floridaadding famlly members to the title of your home, what!!!!!!!!!ramifications for adding family members to titlefor the kids what can happento the parents what can happenon purchases can you add someone to title and not be on the loanhttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-10-1911 minBuying Floridashould you bring escrows to closing or roll them in?if you bring escrows to closing , how do you get the money back?if you want some money to pay off a credit card and not call it a cash outwhat about no escrowswhat is mandatory to collect if no escrowspurchases - how is that divided uptune in and learnhttps://www.ddamortgage.comdidier malagies nmls#2124566dda mortgage nmls#324329 Support the show2020-10-1213 minBuying FloridaBankruptcy or layoffs during the loan process and what is neededcompany announces a bankruptcy or is in a bankruptcy while you are in the loan processcompany announces layoffs during the loan processbeing w2 does not mean you are a salaried employee and not an ownerwhat do we need to satisfy the lender during this time and fund the loanwhat interesting thing that happened to one of my clientshttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-10-0511 minBuying FloridaBuying Investment properties and what you need to knowhow much down and how does it differ from single to multiwhat about property taxeswhat about insurancewhat can the seller paywhat hoops do you need to go thruhttps:www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-09-2812 minBuying FloridaWhat not to do when applying for a Mortgagedont add on new creditdont take wiring instructions from processor, loan officer or realtordon't buy a new car, new boat, furnituredon't cosign for someonedon't hold back informationhttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-09-2111 minBuying Floridaprocessing of the loan during heavy volume with low rateselectronic signatures, uploading to a secure siteappraisal, title, and insurancewiring your moneythings you need to knowhttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-09-1415 minBuying Floridafhfa delays the..50 point hit and should i pay points to drop my ratedelaying the .5 point hit on refinances what does that mean for youshould I pay points to lower my ratetune in and learnhttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-09-0710 minBuying Floridasaving money on lower rates what about the pmi and insurancecan we get rid of the pmi or lower itwhat about your insurance, have you been watching it annuallyhttps://ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-08-3110 minBuying Floridashould I lock in my interest rate now?what happened last April when the market crashed 38%rates at 21 days, 30 , 45 and 60 daysnegative rates in the future?my recommendation to youhttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-08-1711 minBuying Floridatime frame for a purchase and a refinancewhat time frames are theredifference and which one takes more precedencerefinance - rate term or a cashouthow about self-employedhttps:///www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-08-1015 minBuying FloridaSelf Employed getting a mortgagepurchase and a rate term refinancecahs out refinance being self employedfirst payment default - what happenswhat extra documentation is neededhttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-08-0309 minBuying Floridaare you able to get a hold of your loan officer in the evening and on weekends?are you getting the service people answering your calls in the evening and or on weekendscan you get a prequal out when there are multiple offersquestions that need to be answeredhttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-07-2711 minBuying Floridahow has it changed since April 1st when Covid came to townchanging guidelines dailykeeping up with all the changesprocessing and underwriting exhausted and frazzled with each dayteam workhttps:///www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-07-2010 minBuying Floridaloans outside the boxwhat happened when Covid hitwhat are loans outside the boxwhat is available for nonqmbank statements for income vs tax returnswhat happened to most the non qm lenders over the last 2 monthshttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls#324329 Support the show2020-07-1308 minBuying Florida2 people buying a home and one has lower credit scores, what do you do?2 people buying home, what strategies are therelower credit scoreswhat to donot buying new cars, opening up new credit cardsno vacations during loan processhttps://www.ddamortgage.comdidier malagies nmls#212566DDA Mortgage nmls#324329 Support the show2020-07-0615 minBuying Floridais the loan process getting harder and are they tightening up?is the process tightening up stillwhat about the self employedratios and credit getting tighterdisclosures that go out in the loan process correctyou need a think tank to get get thru itput it in neutral and when upsethttps://www.ddamortgage.comdidier malagies nmls#212566DDA Mortgage nmls#324329 Support the show2020-06-2915 minBuying Floridawhat happens when you get your credit report pulled?applying for a mortgage and getting credit pulled?who is calling you?how do they get your information?is it legal? how can this be happenhttps://www.ddamortgage.comdidier malagies nmls#212566dda mortgage nmls@324329 Support the show2020-06-2207 min