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Dion Fernandes
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Finance This, Property That
Episode 76: Trust Lending Just Got Harder, Here's What You Need to Know
đ„ Top Quotes"If you are chasing rate as your number one priority, just go directly to the bank â but youâll spin your wheels and miss the actual deal.""A property manager is no longer just a rent collector. For heaven's sake, itâs about strategic oversight now.""We donât submit applications to get approvals â we submit them to get deals settled and portfolios built."đ Episode SynopsisIn this no-fluff solo episode, Dion from Emerge Finance tackles the tightening landscape of trust lending and what property investors need to know right no...
2026-01-29
12 min
Finance This, Property That
Episode 75: Fixed, Variable or Split? Choosing the Right Loan for Your Property Strategy
đ Top Quotes"If you're chasing rate as your number one priority, just go directly to the bankâyou'll spin your wheels chasing cheap money instead of the funding stack that actually gets you the deal.""When you're dealing with the same deal type and client type repeatedly, your ability to deliver refined, fast strategies becomes your biggest advantage.""A fixed rate gives you certaintyâbut over time, youâre paying for that certainty. Flexibility can be far more valuable when you're building a portfolio."đ§ Episode SynopsisIn this no-fluff solo episode...
2026-01-21
08 min
Finance This, Property That
Episode 74: The 3 Biggest Mistakes Investors Make with Equity
đ Top QuotesâIf youâre chasing rate as your number one priority, just go directly to the bank â but donât expect a strategy that actually builds your portfolio.ââEquity isnât just the increase in value. Itâs the value minus usable debt â and knowing how to unlock it properly is where most investors go wrong.ââThe smartest investors borrow when they can, not just when they need to. Thatâs how portfolios get built â with strategy, not luck.âđ§ Episode SynopsisIn this solo episode of Finance This Property That, Dion unpacks one of the most common yet misunderstood...
2026-01-15
10 min
Finance This, Property That
Episode 73: How to Structure Your Property Portfolio for Growth: Lending, Tax & SMSFs
đ€ Guest: Morgan Patrick Wilsonâ±ïž Duration: 38:00đïž Top QuotesâIf youâre chasing rate as your number one priority, just go directly to the bank. But if you're trying to grow a portfolio, it's all about the funding stack.ââWhen structuring a property portfolio, tax effectiveness and asset protection are everything. Do it once, do it right, and donât look back.ââYour super fund is the most tax-efficient investment vehicle we have in Australia â but you have to know how and when to use it.âđ Episode SynopsisIn this powerful follow-up episode o...
2026-01-07
38 min
Finance This, Property That
Episode 72 - part 1: Go slow to go fast â propertyâs not going anywhere, but the wrong move can set you back years.
đ§ Episode SynopsisIn this value-packed episode of Finance This Property That, host Dion sits down with Morgan Wilson from Creditte to unpack the often-missed synergy between brokers and accountants. They dive deep into how aligned tax advice and lending strategy can make or break a property portfolio â especially for self-employed investors. From real-world client stories to costly mistakes around trust structures, SMSFs, and low-doc lending, this episode is a masterclass in getting your team right before making your next big financial move. Whether you're a seasoned investor or buying your first property, the insights here could save you t...
2025-12-29
31 min
Finance This, Property That
Episode 71: Why Chasing the Lowest Rate Could Cost You More
đ Top Quotes"If youâre trying to grow, forget about chasing the best rate â we need to figure out the best policy and valuation first.""The loan needs to work not just for the next deal, but the next two to three deals â thatâs how you build a sustainable portfolio.""Weâre not reactive â weâre proactive. Thatâs why we reprice your loan every six months to keep your rate competitive."đ§ Episode SynopsisIn this solo episode of Finance This Property That, Dion Fernandez breaks down the costly obsession many...
2025-12-18
07 min
Finance This, Property That
Episode 70: Can You Really Use Your SMSF to Buy Property?
In this clear-cut episode, Dion Fernandes demystifies the increasingly popular (and misunderstood) strategy of using a Self-Managed Super Fund (SMSF) to purchase property. From what youâre legally allowed to do, to how SMSF lending really works, Dion lays out exactly what investors need to know before diving in. He also shares the most common mistakes buyers make â like setting up their SMSF too late or choosing lenders who donât actually want SMSF loans on their books. This is the must-hear breakdown for anyone serious about building wealth through property inside super.đ Episode Breakdown00:00 â...
2025-12-10
13 min
Finance This, Property That
Episode 69: How We Funded a Rooming House Development From Dirt to Cashflow
In this episode, Dion Fernandes takes you behind the scenes of funding a rooming house development â from land acquisition to fully leased, cash-flowing asset. With unmatched insight into a niche but powerful strategy, Dion breaks down why most brokers get this wrong, how to avoid valuation traps, and what steps you must take before applying for finance. If youâre considering a rooming house build or want to maximise equity on your next high-yield project, this is your essential blueprint.đ Episode Breakdown00:00 â Welcome & Introduction Dion recaps who the podcast is for and introduce...
2025-12-03
13 min
Finance This, Property That
Episode 68: How to Fund a Small Development Without Going Broke
In this no-nonsense episode, mortgage planner and finance strategist Dion Fernandes unpacks a critical challenge in the property development space: how to fund a small development without blowing your budget â or your chances of finishing. Drawing from real-world client experience, Dion outlines the top reasons developers run out of cash, and shares his proven 3-stage funding framework that puts strategy ahead of stress. Whether you're subdividing your first block or scaling up, this episode delivers practical, actionable insights to keep your project â and your cash flow â on track.đ Episode Breakdown00:00 â Introduction Dion sets the st...
2025-11-26
15 min
Finance This, Property That
Episode 67: Why Strategic Borrowers Donât Go Straight to the Bank
In this solo episode, host Dion Fernandes breaks down one of the most common questions in property finance: should you go directly to the bank, or work with a mortgage broker? With his signature clarity and strategic insight, Dion outlines the limitations of going to a bank â from policy rigidity to lack of strategic advice â and contrasts this with the tailored, future-focused approach of working with a strategic broker. This episode is a must-listen for serious investors, time-poor professionals, and self-employed borrowers who want more than just a loan â they want a plan for scalable wealth.â±ïž Episode Breakdown
2025-11-20
13 min
Finance This, Property That
Episode 66: Managing Rooming Houses for Maximum Yield and Minimal Headache, with Rachael Gibb
In this powerhouse episode of Finance This, Property That, host Dion Fernandes sits down with Rachael Gibb, rooming house property management specialist and co-founder of Upside Ave, to unpack the often misunderstood world of rooming house investments. From the nuances of tenant quality and compliance to valuation pitfalls and maintenance strategies, this conversation is a must-listen for investors who want to extract high yield and long-term value from their properties. Rachael shares boots-on-the-ground insights from managing over 90% rooming house properties, while Dion brings the finance lens, exposing the funding challenges and lender misconceptions that can break a project. Whether...
2025-11-12
53 min
Finance This, Property That
Episode 65: From Feasibility to Funding - Winning Strategies for Development Finance
In this episode of Finance This, Property That, host Dion Fernandes dives deep into the realities of development finance, cutting through the surface-level chatter to expose what truly makes or breaks a successful funding deal. From feasibility studies to lender negotiations, Dion explains the staged process he uses to secure strategic, profitable lending for property developers â all backed by a real-world case study of a 93-lot subdivision. Whether you're building duplexes or large-scale land subdivisions, this episode equips you with the mindset and strategy required to fund developments the right way.đ Episode Break...
2025-11-05
13 min
Finance This, Property That
Episode 64: Structuring Insurance for Growth, Risk, and Real-World Claims with Darren Trendler
In this insightful episode, Dion Fernandes sits down with Darren Trendler from WeCoverU to tackle a topic most property owners and business operators overlookâinsurance strategy. Moving beyond product talk, Darren unpacks the why behind insurance and how to proactively structure coverage for growth, risk, and real-world events. From underinsurance pitfalls to business continuity planning, this conversation is a must-listen for property investors and entrepreneurs who want to bulletproof their portfolios and operations. As storm season looms, they also dive into what really happens when claims go liveâand how to avoid the common mistakes that can leave you unpr...
2025-10-29
33 min
Finance This, Property That
Episode 63: Structuring Rooming House Finance for Maximum Equity
In this solo episode of Finance This Property That, mortgage planner and finance strategist Dion Fernandes dives deep into the world of rooming house lending â one of the most misunderstood and specialised asset classes in property investing. Dion unpacks why having the right debt strategy, lending partner, and timing is crucial for success in this space. He shares the hard truths about LVR caps, lender pull-outs, and the deposit requirements that could make or break your project. Plus, he walks listeners through a real-life case study where smart structuring unlocked nearly $1M in equity to fu...
2025-10-22
12 min
Magickando
As TrĂȘs Correntes Magickas Modernas - FORTUNE, CROWLEY, SPARE | MAGICKANDO 270
A Magia e Ocultismo do sĂ©culo XX foi moldada por trĂȘs figuras importantes: Dion Fortune, Aleister Crowley e Austin Osman Spare. Embora frequentemente estudados de forma isolada, um olhar mais atento â a partir da perspectiva da prĂłpria Dion Fortune â revela uma convergĂȘncia em seus trabalhos. Juntos, eles mapearam as trĂȘs principais fases da consciĂȘncia, criando as correntes que definem a espiritualidade esotĂ©rica atĂ© hoje.Entenda as artes ocultas de maneira objetiva e descompromissada, pelos olhos de Andrei Fernandes, Livia Andrade, Vinicius Ferreira, Marcos Keller e Carol BlackPhilipeta que se encontram na mesa redo...
2025-10-15
1h 34
Finance This, Property That
Episode 62: Maximising Returns Through Smart Property Management
In this high-value episode, Dion Fernandes welcomes Chris and Jess from Spectrum Estate Agents for a deep dive into property management strategies that go beyond the basics. With over 25 years of combined industry experience, this dynamic duo shares powerful insights on how the right management approach can protectâand growâyour property portfolio.They uncover the often-overlooked factors that separate mediocre management from strategic wealth-building, from retaining quality tenants and rent optimisation to preventing costly oversights through process-driven systems. Whether youâre a seasoned investor or just starting out, this episode is packed with actionable advice and real-w...
2025-10-15
47 min
Finance This, Property That
Episode 61: Strategic Property Buying in a Tight Market
In this value-packed episode of Finance This Property That, mortgage strategist Dion Fernandez is joined by returning guest Jono from The Buyer Squad for a deep dive into the realities of property buying in a tightening Australian marketâespecially in hot zones like Brisbane and Toowoomba.From navigating low stock levels to the evolving role of buyer's agents, Dion and Jono share strategic insights for investors, first-time buyers, and rentvestors alike. They also explore the importance of being finance-ready, how to structure the right buying team, and the growing value of townhouses and dual-key investments.Wi...
2025-10-09
32 min
Finance This, Property That
Episode 60: Niching for Impact: Building a Mortgage Business That Lasts with Sam Panetta
In this high-energy and insight-packed episode of Finance This Property That, host Dion Fernandez is joined by special guest Sam Panetta â mortgage industry veteran and founder of The Broker Coach. Together, they dive deep into the power of niching in the mortgage broking industry and how brokers can create lasting impact by becoming true specialists rather than generalists.From Samâs humble beginnings as a spray painter to building and exiting a diversified financial services business, and eventually founding a coaching empire for brokers, this episode is rich with real talk, proven strategies, and practical advice. Whether you...
2025-10-01
44 min
Finance This, Property That
Episode 59 Why Valuers Are Killing Your Property Deals â And How to Respond
In this insightful episode, mortgage planner and finance strategist Dion Fernandez unpacks a frustrating reality in the property investment world: how inconsistent and conservative property valuations can derail your finance strategy. Drawing from real client experiences, Dion reveals why different valuers can assess the same property with wildly different outcomesâand what you can do about it.Listeners will walk away with a deeper understanding of:Why valuations can come in low, even in a rising marketThe crucial difference between bank and real estate valuationsHow to proactively challenge valuations (and when you canât)The importance of w...
2025-09-24
13 min
Finance This, Property That
Episode 58 The Loan Journey: From Application to Post-Settlement Support (Part 2)
In this highly anticipated follow-up episode, Dion Fernandez, mortgage planner and finance strategist, walks listeners through the full journey of a property loanâfrom the moment the strategy is approved to well beyond settlement. This episode offers a behind-the-scenes look at what makes the Emerge Finance process seamless, fast, and supportive. Dion unpacks the step-by-step stages of loan submission, lender approval, document signing, and the all-important post-settlement care that keeps clients ahead of the game. Whether you're buying your first property or refinancing for the fifth time, this episode highlights the power of strategic lending and premium client service....
2025-09-18
11 min
The Second Captains Podcast
Ep 3350: Big Erling, Big Nick Energy, Ruben Sticks, Serene Arsenal, Liverpool Figuring It Out - 15/09/25
Nick Woltemadeâs had his critics - some of the biggest Bundesliga beasts of all time popping up to give him a surprise pre-debut kicking in the media - so his winner for Newcastle against Wolves is a nice place to start today. We debate whether Evan Ferguson can learn anything from the advice of Robert Lewandowski, and compare the progress of the title favourites: Arsenal looking smooth and steady, Liverpool still trying to figure things out with their new signings. Mark Critchley and Dion Fanning join us to talk about the Manchester Derb...
2025-09-15
1h 27
Second Captains
Ep 3350: Big Erling, Big Nick Energy, Ruben Sticks, Serene Arsenal, Liverpool Figuring It Out - 15/09/25
Nick Woltemadeâs had his critics - some of the biggest Bundesliga beasts of all time popping up to give him a surprise pre-debut kicking in the media - so his winner for Newcastle against Wolves is a nice place to start today. We debate whether Evan Ferguson can learn anything from the advice of Robert Lewandowski, and compare the progress of the title favourites: Arsenal looking smooth and steady, Liverpool still trying to figure things out with their new signings. Mark Critchley and Dion Fanning join us to talk about the Manchester Derb...
2025-09-15
1h 27
Finance This, Property That
Episode 57 What Really Happens When You Apply for a Loan (Part 1)
In this foundational episode of a two-part series, Dion Fernandezâmortgage planner, finance strategist, and Broker of the Year nomineeâpulls back the curtain on what actually happens when you apply for a loan with his team. Far from just collecting documents and pressing "submit," Dion reveals a high-performance process built for results, not rejections. Whether you're a busy professional, self-employed, or a serious investor, you'll discover how his structured approach helps avoid declines, delays, and credit hitsâwhile building a strategic path to long-term wealth.Perfect for anyone who wants more than just a low interest rate...
2025-09-10
10 min
Finance This, Property That
Episode 56 The 3-Step Framework for Strategic Property Finance
In this short but powerful episode, mortgage planner and finance strategist Dion Fernandez breaks down the 3-Step Framework he uses with clients to build serious property portfoliosâwithout chasing low interest rates at the expense of strategy. Whether youâre a time-poor professional, self-employed borrower, or an ambitious investor, this episode lays out how to turn property finance into a long-term wealth-building machine.Dion outlines why defining your outcome is critical before choosing a lender, how to build a finance team that sets you up for scalable success, and the importance of revisiting your strategy regularly to keep...
2025-09-03
14 min
Finance This, Property That
Episode 55: Should You Use Your SMSF to Buy Property?
 In this episode of Finance This Property That, mortgage planner and finance strategist Dion Fernandez tackles one of the most common questions he receives: Should you use your SMSF (Self-Managed Super Fund) to buy property?Dion dives into the pros, pitfalls, and prerequisites of SMSF property investing. Whether you're a business owner considering buying your own commercial premises through super or an investor exploring long-term tax-efficient strategies, this episode breaks down whatâs allowed, whatâs not, and when it truly makes sense.Packed with strategic insights and real-world examples, this quick yet information-rich episode is a...
2025-08-27
10 min
Finance This, Property That
Episode 54: Is Commercial Property Right for You? Smart Lending Strategies for Serious Investors
In this episode of Finance This Property That, host Dion Fernandez dives deep into the world of commercial property lendingâan increasingly popular path for seasoned investors and self-employed borrowers ready to expand beyond residential portfolios. Dion shares why commercial properties can be cash flow powerhouses or financing nightmares, depending on your approach.You'll learn what differentiates commercial from residential lending, the critical factors lenders look at, and how to structure deals that build long-term wealth. A real client case study highlights how the strategic use of an SMSF (self-managed super fund) helped an electrician bu...
2025-08-20
12 min
Finance This, Property That
Episode 53: How to Build a Property Portfolio Without Running Out of Borrowing Power
In this high-value episode, mortgage planner and finance strategist Dion Fernandez reveals the lending strategies that allow property investors to scale beyond one or two propertiesâwithout hitting a borrowing power wall. Whether youâre a time-poor professional, a self-employed borrower, or a seasoned investor, Dion breaks down the structures, policies, and cashflow moves that separate scalable portfolios from stalled ones. From avoiding the âloyalty taxâ to using multiple lenders strategically, he shares practical tactics for structuring debt, optimizing ownership, and maximising equity releaseâso you can grow smart, not slow.Episode Breakdown:00:00 â 01:20 â Introduction to the show and i...
2025-08-13
19 min
Finance This, Property That
Episode 52: Bridging Loans, Market Wins & Strategic Moves with the Emerge Team
In this dynamic and insightful panel episode, Dion Fernandez is joined by team members Adam and Simon from Emerge Finance to unpack the increasingly relevant topic of bridging finance. Whether you're an upgrader, downsizer, or navigating the challenges of selling and buying simultaneously, this episode lays out strategic options to help you move smarter, not slower.The team shares real-life client scenarios, including Simonâs personal experience using a bridging loan to facilitate a sea change to the Gold Coast. They also reflect on Emerge Financeâs impressive yearâcelebrating 50%+ business growth, a high-p...
2025-08-06
42 min
Finance This, Property That
Episode 51: Trust Lending: How the Wealthy Buy Without Killing Their Borrowing Capacity
đ§ Episode SynopsisIn this episode, mortgage planner and finance strategist Dion Fernandez unpacks the powerful strategy of trust lendingâa financial tool often used by wealthy investors to protect assets, optimize tax outcomes, and preserve borrowing capacity. Dion explains how trusts can be leveraged to build strategic property portfolios, where many brokers and buyers get it wrong, and the critical steps to take before applying for a loan under a trust. Whether youâre a doctor, developer, business owner, or investor looking to scale your portfolio smartly, this episode provides essential insights to help you grow wi...
2025-08-06
18 min
Finance This, Property That
Episode 50 : New Seller Disclosure Laws in QLD: What You Need to Know
In this milestone 50th episode of Finance This Property, That, host Dion Fernandez welcomes back his very first guest, Natalie Smith from JHK Legal, to unpack major legislative changes impacting Queensland's property market. From August 1, 2025, new seller disclosure laws will come into effect â a game-changer for anyone buying or selling real estate in QLD.Dion and Natalie dive deep into what sellers are now legally required to disclose, whatâs excluded, and how buyers should still protect themselves through thorough due diligence. Whether you're a first-time buyer, seasoned investor, or property professional, this episode provides essential insights to n...
2025-07-25
38 min
Finance This, Property That
EPISODE 49: Private Lending: When Speed Beats Price
In this solo episode, mortgage planner and finance expert Dion Fernandez delves into the world of private lending, explaining why it's not just an alternative but often a strategic tool for developers, investors, and business owners seeking fast, flexible funding. With over 13 years of experience, Dion unpacks what private lending actually is, who it's for, and how it can help you move forward when traditional banks say no. From understanding cost vs. opportunity to learning how to manage key risks, Dion offers practical insights and even shares a real-life client case study that highlights how...
2025-07-17
10 min
Wealthy and Wise with Kerry Sainsbury
Season 2 Episode 13: Smart Finance Strategy with Dion Fernandes
The perceptive Dion Fernandes, a mortgage broker, finance strategist, and director of Emerge Finance, joins me on this episode of Wealthy and Wise for a fruitful discussion about what it truly means to have a smart financial strategy.We go into why the objective is to structure your finances to support long-term growth, flexibility, and freedom rather than just obtaining the loan. Dion offers insightful information that can change the way you think about money, whether you're investing, working for yourself, or growing your portfolio.Dion is also the host of the Finance This, Property That podcast...
2025-07-11
31 min
Finance This, Property That
Episode 48: How Self-Employed Professionals Can Get Lenders to Say "Yes"
In this episode of Finance This Property, That, mortgage planner Dion Fernandez dives deep into one of the most misunderstood areas of lending: how self-employed professionals can improve their chances of securing finance. Drawing on 13+ years of experience and real-world client examples, Dion unpacks the biggest hurdles self-employed individuals face with banks, and reveals the strategies that actually work to overcome them. If youâre a doctor, lawyer, business owner, or contractor struggling with inconsistent income or outdated advice, this episode is your blueprint to better borrowing outcomes.đ Episode Breakdown:00:00 â 01:30 Intro...
2025-07-09
14 min
Finance This, Property That
Episode 47: Cyber Insurance & Business Continuity with Lachlan Hastings | Austbrokers Countrywide
Episode Synopsis: In this eye-opening episode, Dion Fernandez welcomes Lachlan Hastings from Austbrokers Countrywide to demystify a topic thatâs become mission-critical for businesses of all sizesâcyber insurance. With a surge in high-profile cyberattacks affecting everything from legal chambers to multinational corporations, understanding cyber risk is more essential than ever.Lachlan draws from nearly 15 years of experience in insurance and his recent work with legal professionals to explain why cyber insurance is more than just a policyâit's a comprehensive risk management tool. Learn how small businesses can fortify their...
2025-07-02
35 min
Finance This, Property That
Episode 46: Smarter Debt Structuring for Time-Poor Professionals
Episode Synopsis:In this solo episode of Finance This Property, That, host Dion Fernandez explores the power of smart debt structuring. Speaking directly to high-income, time-poor professionals, Dion explains why aggressively paying off debt may not always be the best strategyâespecially when it comes to tax-deductible investment loans.He walks through practical examples and a clear framework to help listeners understand how structure can directly impact cash flow, tax efficiency, and long-term property investment success. If youâre looking to grow your portfolio without sacrificing your borrowing power or financial goals, this episode is p...
2025-06-25
10 min
Finance This, Property That
Episode 45: From Borrowing Boosts to Bridging Loans: The Finance Panel Returns! - Emerge finance
In this episode of Finance This Property That, host Dion Fernandez reunites with the expert panelâAdam, Simon, and Roddyâfor a packed discussion on game-changing financial strategies, recent lending policy updates, and behind-the-scenes wins. From celebrating award accolades to unpacking the latest on bridging loans, HEX debt changes, and rent-a-room policies, the team offers valuable insights for home buyers, investors, and anyone navigating todayâs real estate market. With a touch of humor and a lot of expertise, this is your go-to episode for smarter property finance decisions.đ§ Episode Breakdown:00:00â04:00 | Welcome back to the...
2025-06-18
55 min
Invest Smarter Grow Faster
The Umpire Turned Broker: Crafting Smart Finance Strategies with Dion Fernandes
In this episode, host Julian chats with Dion Fernandes â a seasoned mortgage broker, finance expert, and host of the Finance This, Property That podcast. A key member of the award-winning team at Emerge Finance, Dion has helped more than 200 investors grow their portfolios strategically.Together, they explore Dionâs unique journey â from growing up in Mumbai to moving to New Zealand, working as a professional tennis umpire, and eventually building a successful career in finance. Dion offers valuable insights into developing smart finance strategies, staying proactive, and navigating the challenges of securing finance as a self-employed individual. ...
2025-06-12
39 min
Finance This, Property That
Episode 44: Why Your Bank Might Be Holding You Back (And How to Move Forward)
đïž Episode Synopsis:In this solo episode of Finance This, Property That, mortgage planner and finance expert Dion Fernandez shares a behind-the-scenes look at how two high-income professionalsâa doctor and an engineerâbroke free from financial stagnation caused by rigid bank lending policies. Dion walks listeners through their journey, explains why going directly to a bank can limit your options, and reveals how brokers can use tailored lending strategies, multiple policies, and smart structuring to unlock true borrowing potential. If you're a time-poor professional aiming to grow your property portfolio, this episode will challenge how you think...
2025-06-09
11 min
Finance This, Property That
Episode 43:How Time-Poor Professionals Can Build Wealth Through Property with Rich Harvey
Scaling Smart: How Time-Poor Professionals Can Build Wealth Through Property with Rich Harveyđ Podcast: Finance This Property That đ€ Host: Dion Fernandez â± Duration: 42 minutesđŻ Episode Synopsis:In this powerful and insight-rich episode, mortgage planner Dion Fernandez is joined by returning guest Rich Harvey, award-winning founder of Propertybuyer, to break down how time-poor professionals can successfully start, scale, or rebalance a property portfolio. With over 25 years of experience, Rich shares the core strategies and mindsets that differentiate successful investors from procrastinators. From the importance of using licen...
2025-05-29
41 min
Finance This, Property That
Episode 42: Why Good Businesses Struggle to Borrow â Strategic Lending for Business Owners
 In this insightful episode, mortgage planner and finance expert Dion Fernandez is joined by Paul from Mentors Group to uncover why even profitable businesses struggle to secure finance. Together, they break down the often-misunderstood barriers between business performance and borrowing capacity, highlighting the importance of strategic alignment between structure, strategy, and financials.Listeners will walk away with a better understanding of the common blind spots business owners face, how to better prepare for lending conversations, and why collaboration between accountants, financial planners, and lending experts is critical. Whether you're a solo entrepreneur or l...
2025-05-21
59 min
Finance This, Property That
Episode 41: Strategy, Equity & Execution: The Power Trio in Property Investment"
 In this compelling episode of Finance This Property, That, mortgage planner Dion Fernandez welcomes back returning guest Chris McNulty, Director and Head Buyerâs Agent at Lucid Property Investments. Together, they dissect three of the biggest pain points faced by time-poor professionalsâdoctors, lawyers, accountants, and entrepreneursâwhen building a property portfolio: lack of strategy, poor equity positioning, and limited negotiation experience.Through candid conversation and real-world case studies, they unravel how the right buyerâs agent (with actual valuation training), a clear investment strategy, and collaborative planning between finance and property professionals can be the game-changer in turnin...
2025-05-14
40 min
Finance This, Property That
Episode 40: How Buyerâs Agents Help Time-Poor Professionals Buy Smarter â With Jessica Giandomenico from Vesta
đ Episode Synopsis:In this episode of Finance This Property That, mortgage planner Dion Fernandez chats with Jessica Giandomenico, founder of Vesta Buyers Agents, about how a buyerâs agent can transform the property journey for time-poor professionals. Whether you're an investor, doctor, or business owner, Jess explains how she helps clients avoid costly mistakes, discover off-market deals, and make faster, smarter decisions. From auction strategy to building the right buying team, this episode is packed with real examples and actionable advice for anyone looking to secure their next property without the stres...
2025-05-07
46 min
Finance This, Property That
Episode 39 - Cracking the First Home Market: Strategies, Challenges & Government Incentives
In this insightful and energetic episode of Finance This Property That, host Dion Fernandez welcomes back Luke and introduces Gem from Lucid Property Investments to dive deep into the current landscape for first home buyers in Australia. The trio unpacks practical strategies, personal journeys, and powerful tools like the First Home Guarantee Scheme and property share loans that are changing how people access the market. With candid stories, expert advice, and a breakdown of upcoming election policies, this episode offers invaluable guidance for first-time buyers navigating affordability, borrowing capacity, and lifestyle trade-offs.đïž Episode Breakdown:...
2025-05-01
57 min
Finance This, Property That
Episode 38 - Unlocking Off-Market Property Deals & Smart Buying Strategies with Rich Harvey
đŻ Episode Synopsis:In this power-packed episode of Finance This Property That, host Dion Fernandez sits down with Rich Harvey, veteran buyerâs agent and founder of Propertybuyer.com.au, for an eye-opening conversation on how to strategically build your property portfolio in 2025. Rich shares how his 25+ years of experience have shaped his proven methodology for uncovering off-market gems, negotiating smarter, and helping buyers make sound, long-term property decisions.Whether you're a first-time investor or looking to scale your portfolio, this episode is loaded with actionable insights on aligning your finance strategy with...
2025-04-22
30 min
Finance This, Property That
Episode 37 - SMSF Lending, Diversification Troy from Willow Wealth
đïž Episode SynopsisIn this episode of Finance This, Property That, host Dion Fernandez sits down with Troy from Willow Wealth Partners to explore the strategic use of Self-Managed Super Funds (SMSFs) in property investment, especially for time-poor professionals and self-employed individuals. The conversation dives deep into the complexities of SMSF lending, structuring investments correctly, and the often-overlooked value of building a trusted advisory team.Listeners will gain practical knowledge on diversifying investment strategies, avoiding common pitfalls in SMSF property purchases, and why long-term financial planning with...
2025-04-13
40 min
Finance This, Property That
Episode 36 - Getting Self-Employed Finance Right: Real Talk with an Accountant - Megan Hunt
đŻ Episode Synopsis:In this value-packed episode of Finance This, Property That, host Dion Fernandez teams up with Megan from Third Space Accountants to demystify the often overwhelming world of self-employed finance. With most of Dionâs clients being self-employed, this episode tackles head-on the challenges they face when it comes to getting loans approvedâespecially in industries like construction where income can be inconsistent.Megan shares practical insights from her own entrepreneurial journey and offers strategic advice on business structure, cash flow management, tax planning, and how to work more effectively with your account...
2025-04-07
45 min
Finance This, Property That
Episode 35 - Rates, Rentvesting & Real Talk: Property Finance Panel Insights
In this special panel edition of Finance This Property, That, host Dion Fernandez is joined by a powerhouse group of finance professionals for an energetic and informative discussion on the latest shifts in the property and lending space. With expert insights into the recent RBA rate cut, stamp duty exemptions, LMI waivers, and the evolving strategy of rentvesting, this episode delivers actionable advice for first home buyers, property investors, and anyone navigating todayâs market.Packed with client scenarios, lending policy updates, and award-worthy banter, this episode sheds light on whatâs really happening in the property mark...
2025-04-01
36 min
Finance This, Property That
EPISODE 34 - Structuring for Success: Tax & Lending Strategies for Property Investors
đïž Podcast: Finance This, Property Thatđ Duration: 50 minutesđ€ Host: Dion Fernandez, Mortgage Planner & Finance Professionalđ§ Episode Summary:In this episode of Finance This, Property That, host Dion Fernandez sits down with Morgan Wilson from Creditee, an accountant and tax strategist, for a deep dive into the critical role of loan structures and tax planning in building a high-performing property portfolio. Whether youâre a first-time investor or scaling up, this conversation is packed with practical insights on trusts, SMSFs, asset protection, and borrowing strategiesâplus real-world pitfalls to avoid.Learn how the right financial team can...
2025-03-24
50 min
Finance This, Property That
EPISODE 33 - The Truth About Property Development
đïž Podcast: Finance This, Property Thatđ Duration: 43 minutesđ€ Host: Dion Fernandez, Mortgage Planner & Finance Professionalđ§ Episode Summary:In this episode of Finance This, Property That, host Dion Fernandez sits down with Louise Nash from Base Buyers Agency to tackle one of the biggest myths in property development â the idea of a "silver bullet" solution. With over 27 years of experience in construction and development, Louise shares her expertise on what it really takes to make a development successful.đ Episode Breakdown:đč00:00 â IntroductionDion introduces the podcast and guest Louise Nash from Base Buyers AgencyOvervi...
2025-03-17
43 min
Finance This, Property That
EPISODE 32 - Debunking 3 Common Myths About Commercial Finance
đïž Podcast: Finance This, Property Thatđ Duration: 11 minutesđ€ Host: Dion Fernandez, Mortgage Planner & Finance Professionalđ§ Episode Summary:Thinking about investing in commercial property but feeling overwhelmed by the finance side of things? In this episode, Dion Fernandez busts three common myths that hold investors back from entering the commercial real estate market. From deposit requirements to loan approvals, Dion provides clarity on whatâs really needed to succeed in commercial property finance. Whether youâre a first-time investor or looking to expand your portfolio, this episode breaks down the ke...
2025-03-02
11 min
Finance This, Property That
Episode 31 - 2025 Property Finance Playbook â Emerge Panel Part 2
Episode OverviewIn this highly anticipated sequel, host Dion Fernandes, a mortgage planner and finance professional, is joined by Adam, Simon, and Luke from Emerge Finance for another insightful Emerge Panel discussion. This monthly panel dives into key trends shaping the mortgage and home-buying markets, providing expert insights on interest rate predictions, changing bank policies, and strategies for securing finance in 2025.With all major banks now forecasting an RBA rate cut, the panel explores how this could impact borrowing capacity, property prices...
2025-02-21
38 min
Finance This, Property That
Episode 30 - Meet the Emerge Finance Team â Mortgage Broking Insights & Strategies
In this special panel episode of Finance This, Property That, host Dion Fernandes is joined by the entire broking team at Emerge Finance for an in-depth discussion on mortgage broking, property investment, and financial strategies. Get to know the teamâSimon, Luke, and Adamâas they share their journeys into the finance industry, their personal experiences with property ownership, and their passion for helping clients achieve their financial goals. They also break down the value of working with an expert team, the importance of structuring finance strategically, and how they help clients navigate loan approvals, refinances, and first-home purchases.
2025-02-13
30 min
Finance This, Property That
Episode 29: Unlocking First Home Buyer Success: Grants, Equity & Smart Investing with Luke Ashby
Episode Title: Unlocking First Home Buyer Success: Grants, Equity & Smart InvestingSynopsis:In this episode of Finance This, Property That, host Dion Fernandes welcomes back mortgage broker Luke Ashby to discuss crucial updates for first home buyers in 2025. They break down recent changes to government incentives, including increased stamp duty concessions and the expansion of the First Home Guarantee Scheme. Luke shares his personal homeownership journeyâhow he leveraged equity to build wealth in just 12 monthsâand provides real-life client success stories. If youâre a first-time buyer looking to maximize saving...
2025-02-06
23 min
Finance This, Property That
Episode 28: Avoid These 3 Common Mistakes in Property Investment
In this episode of Finance as Property That, we tackle one of the most frequently asked questions from listeners: What are the common mistakes people make when structuring their investment property loans? Host Dion shares expert insights into three major pitfalls investors face when setting up their debt structure and how to avoid them.From the confusion between offset and redraw facilities to selecting the right loan products and planning for long-term financial goals, Dion breaks down each mistake with real-world examples. If you're looking to build your property portfolio the right way, this episode is packed...
2025-01-30
14 min
Finance This, Property That
Episode 27 : Finance This, Property That - Protecting Assets with George from We Cover You
Episode Title: The Importance of Tailored Insurance: A Deep Dive into Protecting Assets with George from We Cover YouIn this episode of Finance This, Property That, host Dion Fernandes sits down with George Sian from We Cover You insurance brokers for an in-depth discussion about the complexities of insurance, particularly in the realm of small businesses, property investments, and niche sectors like rooming houses. They explore how customized insurance policies protect unique assets, uncover common misconceptions about insurance, and emphasize the importance of engaging a broker to navigate intricate coverage needs. With practical examples...
2025-01-22
55 min
Finance This, Property That
Episode 26 : Property Management Demystified: Expert Advice to Boost Your Financial Legacy With Michelle Watt
Episode Breakdown:Introduction (0:00 - 3:30)Dion introduces himself and the podcastâs mission: empowering financial legacies for generations.Overview of todayâs guest, Michelle Watt, and the discussion focus on property management.Michelleâs Background & Recent Adventures (3:31 - 10:20)Michelle shares her journey as the principal and director of Nest Connect, a property management agency.A humorous account of her Cook Islands holiday and engagement story.Understanding the Role of a Property Manager (10:21 - 20:55)Dispelling myths about property management being limited to rent collection.Managing expectations of owners, tenants, and tr...
2025-01-15
49 min
Finance This, Property That
Episode 25: Finance This Property That Recap
2025-01-15
1h 01
The Music Podcast
Mahesh Kale's Journey to Preserve Indian Classical Music | The Music Podcast
Weâre thrilled to welcome Mahesh Kale, one of Indiaâs most celebrated and versatile artists, in this exclusive podcast episode! Known for his mastery in Hindustani classical, semi-classical, natya-sangeet, and devotional music, Mahesh has carved out a unique place in the world of Indian classical music. A National Award-winning vocalist, his performances continue to captivate audiences both in India and around the world, including in his current home base, the San Francisco Bay Area. In this episode, we also explore his multifaceted career, from his musical achievements to his contributions to Indian cinema, as well as his personal jour...
2024-12-20
2h 12
Finance This, Property That
Episode 24 - Finance This, Property That Podcast with Jason Back from Broker Essentials
In this fast-paced 7-minute episode of Finance This, Property That, host Dion Fernandes welcomes Jason Back from Broker Essentials. With over 30 years of experience in the finance industry, Jason shares his insights on how technology, including AI and automation, is revolutionizing the mortgage process. Learn how advancements in tech are improving efficiency, enabling brokers to focus on strategic advice, and helping clients achieve quicker loan approvals. Whether youâre a buyer, investor, or simply curious about the future of finance, this episode is packed with valuable insights.Episode Breakdown[0:00] IntroductionDion introduces Jason Back, hi...
2024-12-11
07 min
Finance This, Property That
Episode 23 - Aaron Christie-David, mortgage broker, author, and podcast host
In this 10-minute special episode of Finance This, Property That, Dion Fernandes speaks with Aaron Christie-David, mortgage broker, author, and podcast host, live from the 2024 Connective National Conference. The discussion dives into strategies for smoother mortgage approvals, crafting competitive offers, and navigating the dynamic Australian property market. Packed with actionable insights, this short yet powerful conversation is a must-listen for anyone looking to simplify the home-buying journey or build their financial future.Episode Breakdown[0:00] IntroductionDion introduces the episode and guest Aaron Christie-David, spotlighting his expertise in property finance and customer-focused strategies.[1:00...
2024-12-10
10 min
Finance This, Property That
Episode 22 - Smart Investor's Guide to Rooming Houses - Finance This Property That Podcast
Title: The Smart Investor's Guide to Rooming HousesDuration: 9 minutes 30 secondsIn this episode of Finance This, Property That, host Dion Fernandes dives into the high-yield potential of rooming houses as an investment strategy. With over 13 years of finance expertise, Dion breaks down the essentials of this niche property type, including what a rooming house is, how it compares to traditional rentals, and the critical factors to consider when financing one. Discover how this strategy can significantly boost rental yields and the importance of professional guidance to navigate the complexities of such...
2024-12-04
09 min
Finance This, Property That
Episode 21 - Brokers, The Unsung Mortgage Heroes with Luke & Caitlin From Umbrella Creative
In this 40-minute episode of Finance This, Property That, host Dion Fernandes welcomes Luke and Caitlin from Umbrella Creative to share their inspiring story of transitioning from struggling renters to thriving business owners and homeowners. They explore the unique challenges self-employed individuals face when seeking a mortgage, the myths surrounding bank policies, and how working with the right broker can make all the difference.Packed with practical advice, this episode is a must-listen for entrepreneurs navigating the intersection of business and property ownership.Episode Breakdown:[0:00 - 3:30] Introduction:Dion...
2024-11-27
38 min
Finance This, Property That
Episode 20 - Securing Loans as a Self-Employed Professional: Myths, Tips, and Strategies
Episode SynopsisIn this 10-minute episode of Finance This Property That, Dion Fernandes tackles the topic of securing loans for self-employed clients. With over 13 years of experience as a mortgage planner and finance professional, Dion breaks down common myths about how banks view self-employed borrowers and provides actionable tips to improve loan approval chances. Listeners gain valuable insights into lender perspectives, necessary documentation, and the importance of choosing the right lender. Whether you're navigating a complex financial structure or just looking to secure funding as a self-employed professional, this episode is packed with advice tailored to...
2024-11-20
10 min
Magickando
Caçando ETs com ExĂș e Outras HistĂłrias | Magickando 248
Magickando Ă© o seu podcast sobre magia e capirotagem! Neste episĂłdio, falamos nossas peripĂ©cias mĂĄgickas dos Ășltimos tempos, experiĂȘncias com plantas, coisas que o jurĂdico censurou, sincronicidades literĂĄrias e como desvendar mistĂ©rios que envolvem OVNIâs atravĂ©s de entidades da umbanda (?), tudo isso enquanto lemos as histĂłrias dos nossos ouvintes. Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada. Pelos olhos de Andrei Fernandes, Ananda Mida, Livia Andrade, Vinicius Ferreira, Marcos Keller e Carol Alves. Mande seu e...
2024-11-13
1h 29
Finance This, Property That
Episode 19 - Building Success: How Expert Collaboration Drives Profitable Property Development
Episode Synopsis:In this episode of Finance This, Property That, host Dion Fernandes is joined by a dynamic panel of expertsâa real estate agent, a builder, and an interior designer. Together, they dive into the nuances of property development, luxury home building, and managing the entire process effectively. The conversation centers around the importance of teamwork and communication among all parties involvedâfrom financing and design to construction and salesâto ensure smooth project execution, avoid delays, and maximize returns on investment. Listeners will gain insights into the practical challenges of custom builds...
2024-11-13
41 min
Finance This, Property That
Episode 18 - How to Find High-Value Property Investments with Chris McKnoulty
Episode SummaryIn this engaging episode of Finance This, Property That, host Dion Fernandes sits down with Chris McNulty, an innovative and data-driven buyerâs agent, to discuss unique approaches to property investment. Chris shares his journey from a property economics background to becoming a buyerâs agent with a twist: he focuses on investment properties that offer high intrinsic value rather than simply fulfilling client property wish lists. Together, Dion and Chris explore the intricacies of identifying underpriced properties with value-add potential, diving into the importance of market research, client goal alignment, and data anal...
2024-11-06
38 min
Magickando
As Muitas Faces de Hécate | Magickando 247
Magickando Ă© o seu podcast sobre magia e capirotagem! Neste episĂłdio convidamos Fernanda Grizzo (@fernanda.grizzo) e Lua Serena (@luaserena77) para falar sobre HĂ©cate, uma divindade complexa, misteriosa e multifacetada. Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, â â â â â VinĂcius Ferreira, LĂvia Andrade, Carol BlackPhilipeta que se encontram nesta mesa redonda da magia contemporĂąnea. Mande seu e-mail para contato@magickando.com.br Comentado nos Recados: Penumbra Livros: Autodefesa PsĂquica â Dion Fortune Curso Online: Fundamentos da Brux...
2024-10-30
1h 47
Finance This, Property That
Episode 17 - Rooming Houses 101 with Harry Imam
Duration: 27 minutesEpisode Summary:In this episode of Finance This, Property That, host Dion Fernandes dives into the intriguing world of rooming houses with property expert Harry Imam from Hugo Alexander Properties. Harry explains what makes rooming houses a unique investment opportunity, breaking down everything from the fundamentals of the property type to its impressive rental potential. They discuss the benefits of rooming houses, including lower costs, individual leasing, and affordability, making them a desirable asset for investors and renters alike. Dion and Harry also tackle common misconceptions, explore the regulatory aspects, and...
2024-10-29
26 min
Finance This, Property That
Episode 16 - Navigating Urban Planning and Development with Mark Kierpal
Episode Title: Navigating Urban Planning and Development with Mark KierpalDuration: 32 minutesEpisode Synopsis: In this episode of Finance This, Property That, host Dion Fernandez, a mortgage planner and finance professional, dives into the world of urban planning with guest Mark Kierpal from Urbacus Urban Planners. Mark shares over 30 years of expertise in urban planning, breaking down the complexities of development assessment and how professionals like him help developers, property investors, and everyday homeowners. Together, they explore common pitfalls in development projects, the importance of thorough site assessments, and...
2024-10-22
32 min
Magickando
O que Ă© a Bruxaria Brasileira? | Magickando 246
Magickando Ă© o seu podcast sobre magia e capirotagem! Neste episĂłdio convidamos Barbara Schrage para falar sobre a espiritualidade brasileira que se deu atravĂ©s do encontro com a pluralidade, portanto, nĂŁo seria diferente com a Bruxaria Brasileira. Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, â â â â â VinĂcius Ferreira, LĂvia Andrade, Carol Alves que se encontram nesta mesa redonda da magia contemporĂąnea. Mande seu e-mail para contato@magickando.com.br Comentado nos Recados: Penumbra Livros: Autodefesa PsĂqui...
2024-10-16
1h 14
Finance This, Property That
Episode 15 - Why Your Bank Might Be Costing You Money
Episode Title: Why Your Bank Might Be Costing You Money â And How to Fix ItSynopsis:In this episode of Finance This, Property That, host Dion Fernandes, a seasoned mortgage planner, shares how banks might be holding you back from reaching your financial goals. Through a real-life example, Dion explains how a young couple struggled with their bankâs advice and how he saved them over $6,000 per month by restructuring their debt. He discusses the importance of optimizing borrowing capacity, improving loan structures, and seeking the right advice, highlighting how working with a mo...
2024-10-16
11 min
Finance This, Property That
Episode 14 - Finance This, Property That - The Journey of Building a Thriving Mortgage Brokerage with Adam Bradley
Episode Title: The Journey of Building a Thriving Mortgage Brokerage with Adam BradleyEpisode Duration: 45 minutesSynopsis: In this episode of Finances Property That, host Dion Fernandes welcomes Adam Bradley, Director of Emerge Finance, to discuss the growth of his mortgage brokerage and how the mortgage broking industry has evolved. Adam shares his journey from being an engineer to building a successful mortgage broking business, highlighting the importance of client relationships, word-of-mouth referrals, and offering specialized services. The duo also touch on the significance of building a strong team and how...
2024-10-08
45 min
Magickando
Magia de Pombagira | Magickando 245
Magickando Ă© o seu podcast sobre magia e capirotagem! Neste episĂłdio convidamos InĂȘs Barreto e Ysabella Vaz para falar sobre as Pombagiras: Entidades espirituais cultuadas nos cultos afro-brasileiros, especialmente na Umbanda e Quimbanda. SĂŁo frequentemente associadas Ă transgressĂŁo das normas sociais e sexuais, ao mesmo tempo em que representam o empoderamento feminino. Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, â â â â â VinĂcius Ferreira, LĂvia Andrade e Ananda Mida que se encontram nesta mesa redonda da magia contemporĂąnea. Mande seu e-mail para contato@magickando.c...
2024-10-02
1h 24
Magickando
Os Mistérios da Magia Enochiana | Magickando 244
Magickando Ă© o seu podcast sobre magia e capirotagem! Neste episĂłdio convidamos nosso amigo Rodrigo Vignoli para falar sobre Magia Enochiana, que se baseia nos escritos e nas comunicaçÔes supostamente recebidas pelos ocultistas renascentistas John Dee e Edward Kelley no sĂ©culo XVI. Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, â â â â â Marcos Keller e VinĂcius Ferreira que se encontram nesta mesa redonda da magia contemporĂąnea. Mande seu e-mail para contato@magickando.com.br Comentado nos Recados:Magickando no Blu...
2024-09-18
1h 23
Finance This, Property That
Episode 13 - Finance This, Property That - Dion Fernandes With Phil and Scott from WealthLab
Podcast Synopsis:In this 38-minute episode of Finance This, Property That, host Dion Fernandes dives into the world of Self-Managed Super Funds (SMSFs) with special guests Scott and Phil from Wealth Lab. The trio breaks down the basics of SMSFs, covering how they work, the types of investments they allow, and the lending opportunities available. They also discuss the potential risks and benefits of SMSF property investments, why strategic planning is crucial, and the importance of seeking professional advice before jumping into the world of SMSFs.Episode Breakdown:[00:00] â Introduction: Dion introduces Scott and Phil from We...
2024-09-17
38 min
Finance This, Property That
Episode 12 - Finance This, Property That - Dion Fernandes - Maximizing Borrowing Capacity & Wise Investment Strategies
Synopsis:In this brief but informative episode of Finance This, Property That, Dion Fernandes focuses on how to maximize your borrowing capacityâan essential factor in property investment. He breaks down the main components that affect borrowing power, such as credit scores, income, and liabilities, while offering practical tips for improving them. Dion also emphasizes the importance of surrounding yourself with the right financial team and regularly reviewing your investment strategies to stay on track.This episode is packed with actionable advice for anyone looking to build wealth through smart borrowing and investment strategies....
2024-09-10
06 min
Magickando
Benzimentos e Benzedeiras | Magickando 243
Magickando Ă© o seu podcast sobre magia e capirotagem! Neste episĂłdio convidamos a Barbara Schrage para falar sobre Benzimentos, essas prĂĄticas de cura para desequilĂbrios fĂsicos, emocionais e espirituais atravĂ©s de bĂȘnçãos e oraçÔes, frequentemente intermediadas por figuras religiosas locais, como benzedores e benzedeiras. Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, â â â Marcos Keller, VinĂcius Ferreira, LĂvia Andrade e Carol Alves que se encontram nesta mesa redonda da magia contemporĂąnea. Mande seu e-mail para contato@magickando.com.br
2024-09-04
1h 33
Finance This, Property That
Episode 11 - Finance This, Property That - Dion Fernandes With Jill from The Law People
Episode Synopsis:In this episode of the "Finance This Property That" podcast, host Dion Fernandes, a mortgage planner with over 13 years of experience, engages in a conversation with Jill Johnston, an accredited family law specialist and the founder of The Law People. Together, they explore the complexities of family law, including financial agreements, property settlements, and the importance of proper legal documentation during separations. Jill also shares her journey from accountant to family lawyer, offering insights into how her financial background enhances her legal practice. This episode is packed with practical advice for anyone navigating...
2024-09-03
42 min
Finance This, Property That
Episode 10 - Finance This, Property That - Dion Fernandes - Avoiding Common Mistakes for First-Time Home Buyers
Synopsis: In this concise and impactful episode of "Finance This, Property That," host Dion Fernandes, a mortgage planner with over 13 years of experience, discusses the common mistakes first-time home buyers often make in today's market. Dion covers crucial topics like the importance of early conversations with key partners, understanding borrowing capacity, and being cautious with credit applications. He provides actionable tips to help you dodge these pitfalls and set yourself up for long-term financial success.Episode Breakdown:Introduction (00:00 - 01:00): Dion introduces the episode and its focus on helping first-time buyers...
2024-08-27
07 min
Finance This, Property That
Episode 9 - Finance This, Property That - Dion Fernandes With Phil and Scott from WealthLab
Episode Title: Empowering Financial Legacies with Phil and Scott from WealthLabHost: Dion FernandesGuests: Phil and Scott from WealthLabEpisode Duration: 36 minutesSynopsis:In this episode of Finance This, Property That, host Dion Fernandes is joined by Phil and Scott from WealthLab, a prominent financial planning firm based in Melbourne. They discuss the foundation and growth of WealthLab, the benefits of remote financial planning, and how personalized strategies can help clients achieve their financial goals. The conversation also...
2024-08-20
36 min
Finance This, Property That
Episode 8 - Finance This, Property That - Dion Fernandes - Debt Structuring
Episode Breakdown with Timestamps:[00:00 - 00:30] IntroductionDion Fernandes introduces himself as a mortgage planner with over 13 years of experience, focusing on empowering financial legacies.[00:31 - 01:00] Overview of Todayâs TopicExplains the concept of a financial legacy, likening it to a family heirloom of wealth passed through generations.[01:01 - 02:45] Success Story: Nathan and MarieShares a success story about clients restructuring their finances to increase cash flow, eliminate personal debt, and implement a debt recycling strategy.[02:46 - 04:30] Key Strategies for Building a Fi...
2024-08-13
09 min
Finance This, Property That
Episode 7 - Finance This, Property That - Dion Fernandes With Kerry Sainsbury From Credit Success
Episode Title: Understanding Credit Reports and Financial Empowerment with Kerry SainsburyHost: Dion FernandesGuest: Kerry Sainsbury, Credit Success00:00 - 02:00 Introduction:- Introduction to the podcast and its purpose.- Introduction of Kerry Sainsbury and the episode's focus on credit reports and lending.02:00 - 06:00 Segment 1: Background and Current Role of the Guest- Kerry discusses her career in the finance industry and the establishment of Credit Success.- The importance of addressing the gap in...
2024-08-06
41 min
Finance This, Property That
Episode 6 - Finance This, Property That - Dion Fernandes
2024-07-31
10 min
Magickando
A IncrĂvel e Controversa Madame Blavatsky | Magickando 240
Magickando Ă© o seu podcast sobre magia e capirotagem! Neste episĂłdio convidamos Raquel GuimarĂŁes para falar sobre a vida e obra de Helena Blavatsky, uma das maiores ocultistas que conhecemos. Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de â â â Andrei Fernandesâ â â , VinĂcius Ferreira, LĂvia Andrade, Ananda Mida e Carol Alves que se encontram nesta mesa redonda da magia contemporĂąnea. Mande seu e-mail para contato@magickando.com.br Comentado nos Recados: Em Breve: PrĂ©-venda Autodefesa PsĂquica - Dion Fortune Penumbra Livro...
2024-07-24
1h 30
Finance This, Property That
Episode 5 - Finance This, Property That - Dion Fernandes With Natalie Smyth JHK Legal
Welcome to another enlightening episode of "Finance This, Property That," your go-to podcast for empowering financial legacies across generations. In this episode, host Dion is joined by Natalie from JHK Legal for the second time. Natalie, who was the first-ever guest on the podcast, brings her expertise in property law to the table once again.  Dion and Natalie discuss the significant changes in their recording setup, reflecting on the journey since the first episode. They dive into various key topics, including the importance of getting legal advice early in property transactions, setting up purchasing entities, and the im...
2024-07-24
23 min
Magickando
Tarot: Da Imagética ao uso Oracular | Magickando 239
Magickando Ă© o seu podcast sobre magia e capirotagem!Neste episĂłdio filosofamos sobre as origens, imagĂ©tica e uso oracular do Tarot.Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de â â â Andrei Fernandesâ â â , VinĂcius Ferreira, LĂvia Andrade, Marcos Keller e Carol Alves que se encontram nesta mesa redonda da magia contemporĂąnea. Mande seu e-mail para contato@magickando.com.brComentado nos Recados:Aconteceu Comigo + RolĂȘ do Kleber Ao Vivo - Ingressos SymplaCurso Introdução ao Tarot: Da ImagĂ©tica ao uso Oracular â Marcos KellerPenumbra Livros - Ocu...
2024-07-10
1h 43
Finance This, Property That
Episode 4 - Finance This, Property That - Dion Fernandes With Darren And George From We Cover You
2024-07-09
33 min
Finance This, Property That
Episode 3 - Finance This, Property That - Dion Fernandes & Luke Ashby
2024-06-25
26 min
Finance This, Property That
Episode 2 - Finance This, Property That - Dion Fernandes
2024-06-11
06 min
Finance This, Property That
Episode 1 - Finance This, Property That - Dion Fernandes & Jonathan Betros
2024-05-28
45 min
Magickando
Eu faço a Magia, quem mata é Deus | Magickando 180
Magickando Ă© o seu podcast sobre magia e capirotagem! Entenda finalmente sobre as artes ocultas de maneira clara, objetiva e descompromissada. Pelos olhos de Andrei Fernandes, Marcos Keller, Carol Black Philipeta, LĂvia Andrade e Vinicius Ferreira que se encontram na mesa redonda da magia contemporĂąnea. Neste episĂłdio falamos sobre as possibilidades de realmente deitar alguĂ©m sĂł na base da vela preta e as implicaçÔes morais, Ă©ticas, legais e filosĂłficas de tudo isso. Este episĂłdio nĂŁo faz apologia nem incitação ao crime Nos siga no Twitter e c...
2023-01-26
1h 11
Fala CrĂtica
RPG com Dubladores ep09 - Masmorras e DragÔes - Parceria com a Pumpkin Studio
Os jogadores devem investigar a misteriosa cidade de Carcassonne que fica dentro de um mundo sonho para poder encontrar uma forma de libertar a cidade de sua maldição para poder resgatar o Lobisomem Ulmer, pai de criação de Miguel. Campanha criada em colaboração com a Pumpkin Studio. Se inscrevam na Guilda da AbĂłbora e tenham acesso Ă essa aventura completa e muitas outras para sua mesa de RPG  Com Aline Guioli FabrĂcio Vila Verde Leonardo Santhos LuĂsa Viotti Pedro Fernandes e participação especial de Lhays Macedo, voz de Lucky em âSpirit O IndomĂĄvelâ e âSpirit...
2022-03-29
10h 39
Gettin' To Know The 570
Gettin' to Know Dion Fernandes | Managing Partner of Howell-Lussi Funeral Home in West Pittston, PA
We had the opportunity to sit down with Dion Fernandes, managing partner of Howell-Lussi Funeral Home. Tune in to learn more about who he was growing up, how his family influenced his desire to be in the funeral home business, and what it was like to be a police officer for 20 years. You won't want to miss this touching episode where Dion shares some vulnerable stories about his life.  To learn more about Howell-Lussi Funeral Homes, visit their Facebook or website.If you or someone you know wants to be featured in our ne...
2022-01-07
1h 20
Magickando
Dion Fortune - Parte 02 | Magickando 117
Magickando Ă© o seu podcast sobre magia e capirotagem!  Entenda finalmente sobre as artes ocultas de maneira clara, objetiva e descompromissada pelos olhos de Andrei Fernandes, Marcos Keller, Vinicius Ferreira, Livia Andrade e Juliana Ponzi que se encontram nesta mesa redonda da magia contemporĂąnea. Neste episĂłdio temos a segunda parte da conversa com Rodrigo Vignoli sobre Violet Mary Fifth Evans, mais conhecida como Dion Fortune, uma das mais importantes ocultistas do sĂ©culo XX, adepta da magia cerimonial e uma escritora prolĂfica, tanto de livros ocultistas, quanto de ficção. Nos siga nos Twitter...
2021-09-15
54 min
Magickando
Dion Fortune - Parte 01 | Magickando 116
Magickando Ă© o seu podcast sobre magia e capirotagem!  Entenda finalmente sobre as artes ocultas de maneira clara, objetiva e descompromissada pelos olhos de Andrei Fernandes, Marcos Keller, Vinicius Ferreira, Livia Andrade e Juliana Ponzi que se encontram nesta mesa redonda da magia contemporĂąnea. Neste episĂłdio conversamos com Rodrigo Vignoli sobre Violet Mary Fifth Evans, mais conhecida como Dion Fortune, uma das mais importantes ocultistas do sĂ©culo XX, adepta da magia cerimonial e uma escritora prolĂfica, tanto de livros ocultistas, quanto de ficção.  Nos siga nos Twitter e curta nossa pĂĄgina no Facebook...
2021-09-08
1h 04
Combat Chat Podcast
Ep 89 - Fire in The Shire recap, Matthew Tesla seminar, ONE Century breakdown and UFC Jedrzejczuk v Waterson review.
This Episode the fellas talk about the Double Dragon team efforts in Fire in the Shire muaythai show over the weekend, Trent went to Matthew tesla's seminar and gets his mindblown, we also Cover all the good stuff in ONE 100th show that took 2 parts to do and finally we cover the fight Joanna former champion vs the Karate hottie Michelle WatersonTime Stamp(30s-35mins) - Fire in the shire coverage: Blake Ibbett v Alex Illevski, Luke Taylor vs Ryan McMahon, Dion Beattie vs Edimar Teixeira and Hugh O'Donnell vs Ryan Black. Matthew...
2019-10-15
1h 20
Foco de PestilĂȘncia
Foco de PestilĂȘncia #08 - O Caminho SolitĂĄrio
EstĂĄ no ar o Foco de PestilĂȘncia #08! Longa Ă© a estrada do caminho mĂĄgico. Longa e estranha. Mesmo assim, seja por opção ou por falta dela, algumas pessoas acabam por percorrĂȘ-la a sĂłs. Neste episĂłdio com 90 minutos de duração, Flavio Watson, Pietro, Sr. Feliciano e PĂȘu LamarĂŁo discutem as desvantagens e possĂveis vantagens do caminho solitĂĄrio. Quais armadilhas evitar e quais armadilhas sĂŁo inevitĂĄveis? Como confiar nas pessoas e instituiçÔes que surgem na estrada? E a tradição de mestre e discĂpulo, como fica nesta histĂłria? Pra fechar...
2016-03-06
1h 35
Angedeechuu House
House Mix #028 (Pure radioShow EDM LaunchPad Experience)
RadioShow : Saturday, July 11th, 2015 Tracklist 001 - Intro 002 - Booka Shade ft Karin Park - Line Of Fire (Tube & Berger Remix) 003 - Androma - Kaya 004 - Chew Lay - Only Got Tonight 005 - Chocolate Puma - I Could Be Wrong (Coming Soon) 006 - Conrad Sewell - Hold Me Up (Throttle Remix) 007 - Dany Kole - Sparks 008 - David Smesh - Wasted ft That Girl (Original Mix) 009 - DEVI - Nobody (Radio Edit) 010 - Dirty Vegas - Save a Prayer (Lyric Video) 011 - Favulous - You (ft. Cybil) [Original...
2015-07-13
2h 07