Shows
Finance This, Property ThatEpisode 54: Is Commercial Property Right for You? Smart Lending Strategies for Serious InvestorsIn this episode of Finance This Property That, host Dion Fernandez dives deep into the world of commercial property lending—an increasingly popular path for seasoned investors and self-employed borrowers ready to expand beyond residential portfolios. Dion shares why commercial properties can be cash flow powerhouses or financing nightmares, depending on your approach.You'll learn what differentiates commercial from residential lending, the critical factors lenders look at, and how to structure deals that build long-term wealth. A real client case study highlights how the strategic use of an SMSF (self-managed super fund) helped an electrician bu...
2025-08-2012 minFinance This, Property ThatEpisode 53: How to Build a Property Portfolio Without Running Out of Borrowing PowerIn this high-value episode, mortgage planner and finance strategist Dion Fernandez reveals the lending strategies that allow property investors to scale beyond one or two properties—without hitting a borrowing power wall. Whether you’re a time-poor professional, a self-employed borrower, or a seasoned investor, Dion breaks down the structures, policies, and cashflow moves that separate scalable portfolios from stalled ones. From avoiding the “loyalty tax” to using multiple lenders strategically, he shares practical tactics for structuring debt, optimizing ownership, and maximising equity release—so you can grow smart, not slow.Episode Breakdown:00:00 – 01:20 — Introduction to the show and i...
2025-08-1319 minFinance This, Property ThatEpisode 52: Bridging Loans, Market Wins & Strategic Moves with the Emerge TeamIn this dynamic and insightful panel episode, Dion Fernandez is joined by team members Adam and Simon from Emerge Finance to unpack the increasingly relevant topic of bridging finance. Whether you're an upgrader, downsizer, or navigating the challenges of selling and buying simultaneously, this episode lays out strategic options to help you move smarter, not slower.The team shares real-life client scenarios, including Simon’s personal experience using a bridging loan to facilitate a sea change to the Gold Coast. They also reflect on Emerge Finance’s impressive year—celebrating 50%+ business growth, a high-p...
2025-08-0642 minFinance This, Property ThatEpisode 51: Trust Lending: How the Wealthy Buy Without Killing Their Borrowing Capacity🎧 Episode SynopsisIn this episode, mortgage planner and finance strategist Dion Fernandez unpacks the powerful strategy of trust lending—a financial tool often used by wealthy investors to protect assets, optimize tax outcomes, and preserve borrowing capacity. Dion explains how trusts can be leveraged to build strategic property portfolios, where many brokers and buyers get it wrong, and the critical steps to take before applying for a loan under a trust. Whether you’re a doctor, developer, business owner, or investor looking to scale your portfolio smartly, this episode provides essential insights to help you grow wi...
2025-08-0618 minFinance This, Property ThatEpisode 50 : New Seller Disclosure Laws in QLD: What You Need to KnowIn this milestone 50th episode of Finance This Property, That, host Dion Fernandez welcomes back his very first guest, Natalie Smith from JHK Legal, to unpack major legislative changes impacting Queensland's property market. From August 1, 2025, new seller disclosure laws will come into effect — a game-changer for anyone buying or selling real estate in QLD.Dion and Natalie dive deep into what sellers are now legally required to disclose, what’s excluded, and how buyers should still protect themselves through thorough due diligence. Whether you're a first-time buyer, seasoned investor, or property professional, this episode provides essential insights to n...
2025-07-2538 minFinance This, Property ThatEPISODE 49: Private Lending: When Speed Beats PriceIn this solo episode, mortgage planner and finance expert Dion Fernandez delves into the world of private lending, explaining why it's not just an alternative but often a strategic tool for developers, investors, and business owners seeking fast, flexible funding. With over 13 years of experience, Dion unpacks what private lending actually is, who it's for, and how it can help you move forward when traditional banks say no. From understanding cost vs. opportunity to learning how to manage key risks, Dion offers practical insights and even shares a real-life client case study that highlights how...
2025-07-1710 min
Wealthy and Wise with Kerry SainsburySeason 2 Episode 13: Smart Finance Strategy with Dion FernandesThe perceptive Dion Fernandes, a mortgage broker, finance strategist, and director of Emerge Finance, joins me on this episode of Wealthy and Wise for a fruitful discussion about what it truly means to have a smart financial strategy.We go into why the objective is to structure your finances to support long-term growth, flexibility, and freedom rather than just obtaining the loan. Dion offers insightful information that can change the way you think about money, whether you're investing, working for yourself, or growing your portfolio.Dion is also the host of the Finance This, Property That podcast...
2025-07-1131 minFinance This, Property ThatEpisode 48: How Self-Employed Professionals Can Get Lenders to Say "Yes"In this episode of Finance This Property, That, mortgage planner Dion Fernandez dives deep into one of the most misunderstood areas of lending: how self-employed professionals can improve their chances of securing finance. Drawing on 13+ years of experience and real-world client examples, Dion unpacks the biggest hurdles self-employed individuals face with banks, and reveals the strategies that actually work to overcome them. If you’re a doctor, lawyer, business owner, or contractor struggling with inconsistent income or outdated advice, this episode is your blueprint to better borrowing outcomes.📌 Episode Breakdown:00:00 – 01:30 Intro...
2025-07-0914 minFinance This, Property ThatEpisode 47: Cyber Insurance & Business Continuity with Lachlan Hastings | Austbrokers CountrywideEpisode Synopsis: In this eye-opening episode, Dion Fernandez welcomes Lachlan Hastings from Austbrokers Countrywide to demystify a topic that’s become mission-critical for businesses of all sizes—cyber insurance. With a surge in high-profile cyberattacks affecting everything from legal chambers to multinational corporations, understanding cyber risk is more essential than ever.Lachlan draws from nearly 15 years of experience in insurance and his recent work with legal professionals to explain why cyber insurance is more than just a policy—it's a comprehensive risk management tool. Learn how small businesses can fortify their...
2025-07-0235 minFinance This, Property ThatEpisode 46: Smarter Debt Structuring for Time-Poor ProfessionalsEpisode Synopsis:In this solo episode of Finance This Property, That, host Dion Fernandez explores the power of smart debt structuring. Speaking directly to high-income, time-poor professionals, Dion explains why aggressively paying off debt may not always be the best strategy—especially when it comes to tax-deductible investment loans.He walks through practical examples and a clear framework to help listeners understand how structure can directly impact cash flow, tax efficiency, and long-term property investment success. If you’re looking to grow your portfolio without sacrificing your borrowing power or financial goals, this episode is p...
2025-06-2510 minFinance This, Property ThatEpisode 45: From Borrowing Boosts to Bridging Loans: The Finance Panel Returns! - Emerge financeIn this episode of Finance This Property That, host Dion Fernandez reunites with the expert panel—Adam, Simon, and Roddy—for a packed discussion on game-changing financial strategies, recent lending policy updates, and behind-the-scenes wins. From celebrating award accolades to unpacking the latest on bridging loans, HEX debt changes, and rent-a-room policies, the team offers valuable insights for home buyers, investors, and anyone navigating today’s real estate market. With a touch of humor and a lot of expertise, this is your go-to episode for smarter property finance decisions.🧭 Episode Breakdown:00:00–04:00 | Welcome back to the...
2025-06-1855 min
Invest Smarter Grow FasterThe Umpire Turned Broker: Crafting Smart Finance Strategies with Dion FernandesIn this episode, host Julian chats with Dion Fernandes — a seasoned mortgage broker, finance expert, and host of the Finance This, Property That podcast. A key member of the award-winning team at Emerge Finance, Dion has helped more than 200 investors grow their portfolios strategically.Together, they explore Dion’s unique journey — from growing up in Mumbai to moving to New Zealand, working as a professional tennis umpire, and eventually building a successful career in finance. Dion offers valuable insights into developing smart finance strategies, staying proactive, and navigating the challenges of securing finance as a self-employed individual. ...
2025-06-1239 minFinance This, Property ThatEpisode 44: Why Your Bank Might Be Holding You Back (And How to Move Forward)🎙️ Episode Synopsis:In this solo episode of Finance This, Property That, mortgage planner and finance expert Dion Fernandez shares a behind-the-scenes look at how two high-income professionals—a doctor and an engineer—broke free from financial stagnation caused by rigid bank lending policies. Dion walks listeners through their journey, explains why going directly to a bank can limit your options, and reveals how brokers can use tailored lending strategies, multiple policies, and smart structuring to unlock true borrowing potential. If you're a time-poor professional aiming to grow your property portfolio, this episode will challenge how you think...
2025-06-0911 minFinance This, Property ThatEpisode 43:How Time-Poor Professionals Can Build Wealth Through Property with Rich HarveyScaling Smart: How Time-Poor Professionals Can Build Wealth Through Property with Rich Harvey🎙 Podcast: Finance This Property That 🎤 Host: Dion Fernandez ⏱ Duration: 42 minutes🎯 Episode Synopsis:In this powerful and insight-rich episode, mortgage planner Dion Fernandez is joined by returning guest Rich Harvey, award-winning founder of Propertybuyer, to break down how time-poor professionals can successfully start, scale, or rebalance a property portfolio. With over 25 years of experience, Rich shares the core strategies and mindsets that differentiate successful investors from procrastinators. From the importance of using licen...
2025-05-2941 min
Finance This, Property ThatEpisode 42: Why Good Businesses Struggle to Borrow – Strategic Lending for Business Owners In this insightful episode, mortgage planner and finance expert Dion Fernandez is joined by Paul from Mentors Group to uncover why even profitable businesses struggle to secure finance. Together, they break down the often-misunderstood barriers between business performance and borrowing capacity, highlighting the importance of strategic alignment between structure, strategy, and financials.Listeners will walk away with a better understanding of the common blind spots business owners face, how to better prepare for lending conversations, and why collaboration between accountants, financial planners, and lending experts is critical. Whether you're a solo entrepreneur or l...
2025-05-2159 min
Finance This, Property ThatEpisode 41: Strategy, Equity & Execution: The Power Trio in Property Investment" In this compelling episode of Finance This Property, That, mortgage planner Dion Fernandez welcomes back returning guest Chris McNulty, Director and Head Buyer’s Agent at Lucid Property Investments. Together, they dissect three of the biggest pain points faced by time-poor professionals—doctors, lawyers, accountants, and entrepreneurs—when building a property portfolio: lack of strategy, poor equity positioning, and limited negotiation experience.Through candid conversation and real-world case studies, they unravel how the right buyer’s agent (with actual valuation training), a clear investment strategy, and collaborative planning between finance and property professionals can be the game-changer in turnin...
2025-05-1440 min
Finance This, Property ThatEpisode 40: How Buyer’s Agents Help Time-Poor Professionals Buy Smarter – With Jessica Giandomenico from Vesta🔍 Episode Synopsis:In this episode of Finance This Property That, mortgage planner Dion Fernandez chats with Jessica Giandomenico, founder of Vesta Buyers Agents, about how a buyer’s agent can transform the property journey for time-poor professionals. Whether you're an investor, doctor, or business owner, Jess explains how she helps clients avoid costly mistakes, discover off-market deals, and make faster, smarter decisions. From auction strategy to building the right buying team, this episode is packed with real examples and actionable advice for anyone looking to secure their next property without the stres...
2025-05-0746 min
Finance This, Property ThatEpisode 39 - Cracking the First Home Market: Strategies, Challenges & Government IncentivesIn this insightful and energetic episode of Finance This Property That, host Dion Fernandez welcomes back Luke and introduces Gem from Lucid Property Investments to dive deep into the current landscape for first home buyers in Australia. The trio unpacks practical strategies, personal journeys, and powerful tools like the First Home Guarantee Scheme and property share loans that are changing how people access the market. With candid stories, expert advice, and a breakdown of upcoming election policies, this episode offers invaluable guidance for first-time buyers navigating affordability, borrowing capacity, and lifestyle trade-offs.🗂️ Episode Breakdown:...
2025-05-0157 min
The Sue Henry Show podcastDion Fernandes & Thomas Wiedlich With Sue HenrySue Henry speaks to the new Luzerne County Coroner Dion Fernandes and discusses some of the controversy surrounding him. Afterwards Thomas Wiedlich calls in for a rebuttal.
2025-04-2519 minFinance This, Property ThatEpisode 38 - Unlocking Off-Market Property Deals & Smart Buying Strategies with Rich Harvey🎯 Episode Synopsis:In this power-packed episode of Finance This Property That, host Dion Fernandez sits down with Rich Harvey, veteran buyer’s agent and founder of Propertybuyer.com.au, for an eye-opening conversation on how to strategically build your property portfolio in 2025. Rich shares how his 25+ years of experience have shaped his proven methodology for uncovering off-market gems, negotiating smarter, and helping buyers make sound, long-term property decisions.Whether you're a first-time investor or looking to scale your portfolio, this episode is loaded with actionable insights on aligning your finance strategy with...
2025-04-2230 min
Finance This, Property ThatEpisode 37 - SMSF Lending, Diversification Troy from Willow Wealth🎙️ Episode SynopsisIn this episode of Finance This, Property That, host Dion Fernandez sits down with Troy from Willow Wealth Partners to explore the strategic use of Self-Managed Super Funds (SMSFs) in property investment, especially for time-poor professionals and self-employed individuals. The conversation dives deep into the complexities of SMSF lending, structuring investments correctly, and the often-overlooked value of building a trusted advisory team.Listeners will gain practical knowledge on diversifying investment strategies, avoiding common pitfalls in SMSF property purchases, and why long-term financial planning with...
2025-04-1340 min
Finance This, Property ThatEpisode 36 - Getting Self-Employed Finance Right: Real Talk with an Accountant - Megan Hunt🎯 Episode Synopsis:In this value-packed episode of Finance This, Property That, host Dion Fernandez teams up with Megan from Third Space Accountants to demystify the often overwhelming world of self-employed finance. With most of Dion’s clients being self-employed, this episode tackles head-on the challenges they face when it comes to getting loans approved—especially in industries like construction where income can be inconsistent.Megan shares practical insights from her own entrepreneurial journey and offers strategic advice on business structure, cash flow management, tax planning, and how to work more effectively with your account...
2025-04-0745 min
Finance This, Property ThatEpisode 35 - Rates, Rentvesting & Real Talk: Property Finance Panel InsightsIn this special panel edition of Finance This Property, That, host Dion Fernandez is joined by a powerhouse group of finance professionals for an energetic and informative discussion on the latest shifts in the property and lending space. With expert insights into the recent RBA rate cut, stamp duty exemptions, LMI waivers, and the evolving strategy of rentvesting, this episode delivers actionable advice for first home buyers, property investors, and anyone navigating today’s market.Packed with client scenarios, lending policy updates, and award-worthy banter, this episode sheds light on what’s really happening in the property mark...
2025-04-0136 min
Finance This, Property ThatEPISODE 34 - Structuring for Success: Tax & Lending Strategies for Property Investors🎙️ Podcast: Finance This, Property That🕒 Duration: 50 minutes👤 Host: Dion Fernandez, Mortgage Planner & Finance Professional🎧 Episode Summary:In this episode of Finance This, Property That, host Dion Fernandez sits down with Morgan Wilson from Creditee, an accountant and tax strategist, for a deep dive into the critical role of loan structures and tax planning in building a high-performing property portfolio. Whether you’re a first-time investor or scaling up, this conversation is packed with practical insights on trusts, SMSFs, asset protection, and borrowing strategies—plus real-world pitfalls to avoid.Learn how the right financial team can...
2025-03-2450 min
Finance This, Property ThatEPISODE 33 - The Truth About Property Development🎙️ Podcast: Finance This, Property That🕒 Duration: 43 minutes👤 Host: Dion Fernandez, Mortgage Planner & Finance Professional🎧 Episode Summary:In this episode of Finance This, Property That, host Dion Fernandez sits down with Louise Nash from Base Buyers Agency to tackle one of the biggest myths in property development – the idea of a "silver bullet" solution. With over 27 years of experience in construction and development, Louise shares her expertise on what it really takes to make a development successful.📌 Episode Breakdown:🔹00:00 – IntroductionDion introduces the podcast and guest Louise Nash from Base Buyers AgencyOvervi...
2025-03-1743 min
Finance This, Property ThatEPISODE 32 - Debunking 3 Common Myths About Commercial Finance🎙️ Podcast: Finance This, Property That🕒 Duration: 11 minutes👤 Host: Dion Fernandez, Mortgage Planner & Finance Professional🎧 Episode Summary:Thinking about investing in commercial property but feeling overwhelmed by the finance side of things? In this episode, Dion Fernandez busts three common myths that hold investors back from entering the commercial real estate market. From deposit requirements to loan approvals, Dion provides clarity on what’s really needed to succeed in commercial property finance. Whether you’re a first-time investor or looking to expand your portfolio, this episode breaks down the ke...
2025-03-0211 min
Finance This, Property ThatEpisode 31 - 2025 Property Finance Playbook – Emerge Panel Part 2Episode OverviewIn this highly anticipated sequel, host Dion Fernandes, a mortgage planner and finance professional, is joined by Adam, Simon, and Luke from Emerge Finance for another insightful Emerge Panel discussion. This monthly panel dives into key trends shaping the mortgage and home-buying markets, providing expert insights on interest rate predictions, changing bank policies, and strategies for securing finance in 2025.With all major banks now forecasting an RBA rate cut, the panel explores how this could impact borrowing capacity, property prices...
2025-02-2138 min
Finance This, Property ThatEpisode 30 - Meet the Emerge Finance Team – Mortgage Broking Insights & StrategiesIn this special panel episode of Finance This, Property That, host Dion Fernandes is joined by the entire broking team at Emerge Finance for an in-depth discussion on mortgage broking, property investment, and financial strategies. Get to know the team—Simon, Luke, and Adam—as they share their journeys into the finance industry, their personal experiences with property ownership, and their passion for helping clients achieve their financial goals. They also break down the value of working with an expert team, the importance of structuring finance strategically, and how they help clients navigate loan approvals, refinances, and first-home purchases.
2025-02-1330 min
Finance This, Property ThatEpisode 29: Unlocking First Home Buyer Success: Grants, Equity & Smart Investing with Luke AshbyEpisode Title: Unlocking First Home Buyer Success: Grants, Equity & Smart InvestingSynopsis:In this episode of Finance This, Property That, host Dion Fernandes welcomes back mortgage broker Luke Ashby to discuss crucial updates for first home buyers in 2025. They break down recent changes to government incentives, including increased stamp duty concessions and the expansion of the First Home Guarantee Scheme. Luke shares his personal homeownership journey—how he leveraged equity to build wealth in just 12 months—and provides real-life client success stories. If you’re a first-time buyer looking to maximize saving...
2025-02-0623 min
Finance This, Property ThatEpisode 28: Avoid These 3 Common Mistakes in Property InvestmentIn this episode of Finance as Property That, we tackle one of the most frequently asked questions from listeners: What are the common mistakes people make when structuring their investment property loans? Host Dion shares expert insights into three major pitfalls investors face when setting up their debt structure and how to avoid them.From the confusion between offset and redraw facilities to selecting the right loan products and planning for long-term financial goals, Dion breaks down each mistake with real-world examples. If you're looking to build your property portfolio the right way, this episode is packed...
2025-01-3014 min
Finance This, Property ThatEpisode 27 : Finance This, Property That - Protecting Assets with George from We Cover YouEpisode Title: The Importance of Tailored Insurance: A Deep Dive into Protecting Assets with George from We Cover YouIn this episode of Finance This, Property That, host Dion Fernandes sits down with George Sian from We Cover You insurance brokers for an in-depth discussion about the complexities of insurance, particularly in the realm of small businesses, property investments, and niche sectors like rooming houses. They explore how customized insurance policies protect unique assets, uncover common misconceptions about insurance, and emphasize the importance of engaging a broker to navigate intricate coverage needs. With practical examples...
2025-01-2255 min
Finance This, Property ThatEpisode 26 : Property Management Demystified: Expert Advice to Boost Your Financial Legacy With Michelle WattEpisode Breakdown:Introduction (0:00 - 3:30)Dion introduces himself and the podcast’s mission: empowering financial legacies for generations.Overview of today’s guest, Michelle Watt, and the discussion focus on property management.Michelle’s Background & Recent Adventures (3:31 - 10:20)Michelle shares her journey as the principal and director of Nest Connect, a property management agency.A humorous account of her Cook Islands holiday and engagement story.Understanding the Role of a Property Manager (10:21 - 20:55)Dispelling myths about property management being limited to rent collection.Managing expectations of owners, tenants, and tr...
2025-01-1549 min2025-01-151h 01
The Music PodcastMahesh Kale's Journey to Preserve Indian Classical Music | The Music PodcastWe’re thrilled to welcome Mahesh Kale, one of India’s most celebrated and versatile artists, in this exclusive podcast episode! Known for his mastery in Hindustani classical, semi-classical, natya-sangeet, and devotional music, Mahesh has carved out a unique place in the world of Indian classical music. A National Award-winning vocalist, his performances continue to captivate audiences both in India and around the world, including in his current home base, the San Francisco Bay Area. In this episode, we also explore his multifaceted career, from his musical achievements to his contributions to Indian cinema, as well as his personal jour...
2024-12-202h 12
Finance This, Property ThatEpisode 24 - Finance This, Property That Podcast with Jason Back from Broker EssentialsIn this fast-paced 7-minute episode of Finance This, Property That, host Dion Fernandes welcomes Jason Back from Broker Essentials. With over 30 years of experience in the finance industry, Jason shares his insights on how technology, including AI and automation, is revolutionizing the mortgage process. Learn how advancements in tech are improving efficiency, enabling brokers to focus on strategic advice, and helping clients achieve quicker loan approvals. Whether you’re a buyer, investor, or simply curious about the future of finance, this episode is packed with valuable insights.Episode Breakdown[0:00] IntroductionDion introduces Jason Back, hi...
2024-12-1107 min
Finance This, Property ThatEpisode 23 - Aaron Christie-David, mortgage broker, author, and podcast hostIn this 10-minute special episode of Finance This, Property That, Dion Fernandes speaks with Aaron Christie-David, mortgage broker, author, and podcast host, live from the 2024 Connective National Conference. The discussion dives into strategies for smoother mortgage approvals, crafting competitive offers, and navigating the dynamic Australian property market. Packed with actionable insights, this short yet powerful conversation is a must-listen for anyone looking to simplify the home-buying journey or build their financial future.Episode Breakdown[0:00] IntroductionDion introduces the episode and guest Aaron Christie-David, spotlighting his expertise in property finance and customer-focused strategies.[1:00...
2024-12-1010 min
Finance This, Property ThatEpisode 22 - Smart Investor's Guide to Rooming Houses - Finance This Property That PodcastTitle: The Smart Investor's Guide to Rooming HousesDuration: 9 minutes 30 secondsIn this episode of Finance This, Property That, host Dion Fernandes dives into the high-yield potential of rooming houses as an investment strategy. With over 13 years of finance expertise, Dion breaks down the essentials of this niche property type, including what a rooming house is, how it compares to traditional rentals, and the critical factors to consider when financing one. Discover how this strategy can significantly boost rental yields and the importance of professional guidance to navigate the complexities of such...
2024-12-0409 min
Finance This, Property ThatEpisode 21 - Brokers, The Unsung Mortgage Heroes with Luke & Caitlin From Umbrella CreativeIn this 40-minute episode of Finance This, Property That, host Dion Fernandes welcomes Luke and Caitlin from Umbrella Creative to share their inspiring story of transitioning from struggling renters to thriving business owners and homeowners. They explore the unique challenges self-employed individuals face when seeking a mortgage, the myths surrounding bank policies, and how working with the right broker can make all the difference.Packed with practical advice, this episode is a must-listen for entrepreneurs navigating the intersection of business and property ownership.Episode Breakdown:[0:00 - 3:30] Introduction:Dion...
2024-11-2738 min
Finance This, Property ThatEpisode 20 - Securing Loans as a Self-Employed Professional: Myths, Tips, and StrategiesEpisode SynopsisIn this 10-minute episode of Finance This Property That, Dion Fernandes tackles the topic of securing loans for self-employed clients. With over 13 years of experience as a mortgage planner and finance professional, Dion breaks down common myths about how banks view self-employed borrowers and provides actionable tips to improve loan approval chances. Listeners gain valuable insights into lender perspectives, necessary documentation, and the importance of choosing the right lender. Whether you're navigating a complex financial structure or just looking to secure funding as a self-employed professional, this episode is packed with advice tailored to...
2024-11-2010 min
MagickandoCaçando ETs com Exú e Outras Histórias | Magickando 248Magickando é o seu podcast sobre magia e capirotagem!
Neste episódio, falamos nossas peripécias mágickas dos últimos tempos, experiências com plantas, coisas que o jurídico censurou, sincronicidades literárias e como desvendar mistérios que envolvem OVNI’s através de entidades da umbanda (?), tudo isso enquanto lemos as histórias dos nossos ouvintes.
Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada. Pelos olhos de Andrei Fernandes, Ananda Mida, Livia Andrade, Vinicius Ferreira, Marcos Keller e Carol Alves.
Mande seu e...
2024-11-131h 29
Finance This, Property ThatEpisode 19 - Building Success: How Expert Collaboration Drives Profitable Property DevelopmentEpisode Synopsis:In this episode of Finance This, Property That, host Dion Fernandes is joined by a dynamic panel of experts—a real estate agent, a builder, and an interior designer. Together, they dive into the nuances of property development, luxury home building, and managing the entire process effectively. The conversation centers around the importance of teamwork and communication among all parties involved—from financing and design to construction and sales—to ensure smooth project execution, avoid delays, and maximize returns on investment. Listeners will gain insights into the practical challenges of custom builds...
2024-11-1341 min
Finance This, Property ThatEpisode 18 - How to Find High-Value Property Investments with Chris McKnoultyEpisode SummaryIn this engaging episode of Finance This, Property That, host Dion Fernandes sits down with Chris McNulty, an innovative and data-driven buyer’s agent, to discuss unique approaches to property investment. Chris shares his journey from a property economics background to becoming a buyer’s agent with a twist: he focuses on investment properties that offer high intrinsic value rather than simply fulfilling client property wish lists. Together, Dion and Chris explore the intricacies of identifying underpriced properties with value-add potential, diving into the importance of market research, client goal alignment, and data anal...
2024-11-0638 minMagickandoAs Muitas Faces de Hécate | Magickando 247
Magickando é o seu podcast sobre magia e capirotagem!
Neste episódio convidamos Fernanda Grizzo (@fernanda.grizzo) e Lua Serena (@luaserena77) para falar sobre Hécate, uma divindade complexa, misteriosa e multifacetada.
Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, Vinícius Ferreira, Lívia Andrade, Carol BlackPhilipeta que se encontram nesta mesa redonda da magia contemporânea.
Mande seu e-mail para contato@magickando.com.br
Comentado nos Recados:
Penumbra Livros: Autodefesa Psíquica – Dion Fortune
Curso Online: Fundamentos da Brux...
2024-10-301h 47
Finance This, Property ThatEpisode 17 - Rooming Houses 101 with Harry ImamDuration: 27 minutesEpisode Summary:In this episode of Finance This, Property That, host Dion Fernandes dives into the intriguing world of rooming houses with property expert Harry Imam from Hugo Alexander Properties. Harry explains what makes rooming houses a unique investment opportunity, breaking down everything from the fundamentals of the property type to its impressive rental potential. They discuss the benefits of rooming houses, including lower costs, individual leasing, and affordability, making them a desirable asset for investors and renters alike. Dion and Harry also tackle common misconceptions, explore the regulatory aspects, and...
2024-10-2926 min
Finance This, Property ThatEpisode 16 - Navigating Urban Planning and Development with Mark KierpalEpisode Title: Navigating Urban Planning and Development with Mark KierpalDuration: 32 minutesEpisode Synopsis: In this episode of Finance This, Property That, host Dion Fernandez, a mortgage planner and finance professional, dives into the world of urban planning with guest Mark Kierpal from Urbacus Urban Planners. Mark shares over 30 years of expertise in urban planning, breaking down the complexities of development assessment and how professionals like him help developers, property investors, and everyday homeowners. Together, they explore common pitfalls in development projects, the importance of thorough site assessments, and...
2024-10-2232 minMagickandoO que é a Bruxaria Brasileira? | Magickando 246
Magickando é o seu podcast sobre magia e capirotagem!
Neste episódio convidamos Barbara Schrage para falar sobre a espiritualidade brasileira que se deu através do encontro com a pluralidade, portanto, não seria diferente com a Bruxaria Brasileira.
Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, Vinícius Ferreira, Lívia Andrade, Carol Alves que se encontram nesta mesa redonda da magia contemporânea.
Mande seu e-mail para contato@magickando.com.br
Comentado nos Recados:
Penumbra Livros: Autodefesa Psíqui...
2024-10-161h 14
Finance This, Property ThatEpisode 15 - Why Your Bank Might Be Costing You MoneyEpisode Title: Why Your Bank Might Be Costing You Money – And How to Fix ItSynopsis:In this episode of Finance This, Property That, host Dion Fernandes, a seasoned mortgage planner, shares how banks might be holding you back from reaching your financial goals. Through a real-life example, Dion explains how a young couple struggled with their bank’s advice and how he saved them over $6,000 per month by restructuring their debt. He discusses the importance of optimizing borrowing capacity, improving loan structures, and seeking the right advice, highlighting how working with a mo...
2024-10-1611 min
Finance This, Property ThatEpisode 14 - Finance This, Property That - The Journey of Building a Thriving Mortgage Brokerage with Adam BradleyEpisode Title: The Journey of Building a Thriving Mortgage Brokerage with Adam BradleyEpisode Duration: 45 minutesSynopsis: In this episode of Finances Property That, host Dion Fernandes welcomes Adam Bradley, Director of Emerge Finance, to discuss the growth of his mortgage brokerage and how the mortgage broking industry has evolved. Adam shares his journey from being an engineer to building a successful mortgage broking business, highlighting the importance of client relationships, word-of-mouth referrals, and offering specialized services. The duo also touch on the significance of building a strong team and how...
2024-10-0845 minMagickandoMagia de Pombagira | Magickando 245Magickando é o seu podcast sobre magia e capirotagem!
Neste episódio convidamos Inês Barreto e Ysabella Vaz para falar sobre as Pombagiras: Entidades espirituais cultuadas nos cultos afro-brasileiros, especialmente na Umbanda e Quimbanda. São frequentemente associadas à transgressão das normas sociais e sexuais, ao mesmo tempo em que representam o empoderamento feminino.
Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, Vinícius Ferreira, Lívia Andrade e Ananda Mida que se encontram nesta mesa redonda da magia contemporânea.
Mande seu e-mail para contato@magickando.c...
2024-10-021h 24MagickandoOs Mistérios da Magia Enochiana | Magickando 244Magickando é o seu podcast sobre magia e capirotagem!
Neste episódio convidamos nosso amigo Rodrigo Vignoli para falar sobre Magia Enochiana, que se baseia nos escritos e nas comunicações supostamente recebidas pelos ocultistas renascentistas John Dee e Edward Kelley no século XVI.
Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, Marcos Keller e Vinícius Ferreira que se encontram nesta mesa redonda da magia contemporânea.
Mande seu e-mail para contato@magickando.com.br
Comentado nos Recados:Magickando no Blu...
2024-09-181h 23
Finance This, Property ThatEpisode 13 - Finance This, Property That - Dion Fernandes With Phil and Scott from WealthLabPodcast Synopsis:In this 38-minute episode of Finance This, Property That, host Dion Fernandes dives into the world of Self-Managed Super Funds (SMSFs) with special guests Scott and Phil from Wealth Lab. The trio breaks down the basics of SMSFs, covering how they work, the types of investments they allow, and the lending opportunities available. They also discuss the potential risks and benefits of SMSF property investments, why strategic planning is crucial, and the importance of seeking professional advice before jumping into the world of SMSFs.Episode Breakdown:[00:00] – Introduction: Dion introduces Scott and Phil from We...
2024-09-1738 min
Finance This, Property ThatEpisode 12 - Finance This, Property That - Dion Fernandes - Maximizing Borrowing Capacity & Wise Investment StrategiesSynopsis:In this brief but informative episode of Finance This, Property That, Dion Fernandes focuses on how to maximize your borrowing capacity—an essential factor in property investment. He breaks down the main components that affect borrowing power, such as credit scores, income, and liabilities, while offering practical tips for improving them. Dion also emphasizes the importance of surrounding yourself with the right financial team and regularly reviewing your investment strategies to stay on track.This episode is packed with actionable advice for anyone looking to build wealth through smart borrowing and investment strategies....
2024-09-1006 minMagickandoBenzimentos e Benzedeiras | Magickando 243Magickando é o seu podcast sobre magia e capirotagem!
Neste episódio convidamos a Barbara Schrage para falar sobre Benzimentos, essas práticas de cura para desequilíbrios físicos, emocionais e espirituais através de bênçãos e orações, frequentemente intermediadas por figuras religiosas locais, como benzedores e benzedeiras.
Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, Marcos Keller, Vinícius Ferreira, Lívia Andrade e Carol Alves que se encontram nesta mesa redonda da magia contemporânea.
Mande seu e-mail para contato@magickando.com.br
2024-09-041h 33
Finance This, Property ThatEpisode 11 - Finance This, Property That - Dion Fernandes With Jill from The Law PeopleEpisode Synopsis:In this episode of the "Finance This Property That" podcast, host Dion Fernandes, a mortgage planner with over 13 years of experience, engages in a conversation with Jill Johnston, an accredited family law specialist and the founder of The Law People. Together, they explore the complexities of family law, including financial agreements, property settlements, and the importance of proper legal documentation during separations. Jill also shares her journey from accountant to family lawyer, offering insights into how her financial background enhances her legal practice. This episode is packed with practical advice for anyone navigating...
2024-09-0342 min
Finance This, Property ThatEpisode 10 - Finance This, Property That - Dion Fernandes - Avoiding Common Mistakes for First-Time Home BuyersSynopsis: In this concise and impactful episode of "Finance This, Property That," host Dion Fernandes, a mortgage planner with over 13 years of experience, discusses the common mistakes first-time home buyers often make in today's market. Dion covers crucial topics like the importance of early conversations with key partners, understanding borrowing capacity, and being cautious with credit applications. He provides actionable tips to help you dodge these pitfalls and set yourself up for long-term financial success.Episode Breakdown:Introduction (00:00 - 01:00): Dion introduces the episode and its focus on helping first-time buyers...
2024-08-2707 min
Finance This, Property ThatEpisode 9 - Finance This, Property That - Dion Fernandes With Phil and Scott from WealthLabEpisode Title: Empowering Financial Legacies with Phil and Scott from WealthLabHost: Dion FernandesGuests: Phil and Scott from WealthLabEpisode Duration: 36 minutesSynopsis:In this episode of Finance This, Property That, host Dion Fernandes is joined by Phil and Scott from WealthLab, a prominent financial planning firm based in Melbourne. They discuss the foundation and growth of WealthLab, the benefits of remote financial planning, and how personalized strategies can help clients achieve their financial goals. The conversation also...
2024-08-2036 min
Finance This, Property ThatEpisode 8 - Finance This, Property That - Dion Fernandes - Debt StructuringEpisode Breakdown with Timestamps:[00:00 - 00:30] IntroductionDion Fernandes introduces himself as a mortgage planner with over 13 years of experience, focusing on empowering financial legacies.[00:31 - 01:00] Overview of Today’s TopicExplains the concept of a financial legacy, likening it to a family heirloom of wealth passed through generations.[01:01 - 02:45] Success Story: Nathan and MarieShares a success story about clients restructuring their finances to increase cash flow, eliminate personal debt, and implement a debt recycling strategy.[02:46 - 04:30] Key Strategies for Building a Fi...
2024-08-1309 min
Finance This, Property ThatEpisode 7 - Finance This, Property That - Dion Fernandes With Kerry Sainsbury From Credit SuccessEpisode Title: Understanding Credit Reports and Financial Empowerment with Kerry SainsburyHost: Dion FernandesGuest: Kerry Sainsbury, Credit Success00:00 - 02:00 Introduction:- Introduction to the podcast and its purpose.- Introduction of Kerry Sainsbury and the episode's focus on credit reports and lending.02:00 - 06:00 Segment 1: Background and Current Role of the Guest- Kerry discusses her career in the finance industry and the establishment of Credit Success.- The importance of addressing the gap in...
2024-08-0641 min
2024-07-3110 minMagickandoA Incrível e Controversa Madame Blavatsky | Magickando 240Magickando é o seu podcast sobre magia e capirotagem!
Neste episódio convidamos Raquel Guimarães para falar sobre a vida e obra de Helena Blavatsky, uma das maiores ocultistas que conhecemos.
Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, Vinícius Ferreira, Lívia Andrade, Ananda Mida e Carol Alves que se encontram nesta mesa redonda da magia contemporânea.
Mande seu e-mail para contato@magickando.com.br
Comentado nos Recados:
Em Breve: Pré-venda Autodefesa Psíquica - Dion Fortune
Penumbra Livro...
2024-07-241h 30
Finance This, Property ThatEpisode 5 - Finance This, Property That - Dion Fernandes With Natalie Smyth JHK LegalWelcome to another enlightening episode of "Finance This, Property That," your go-to podcast for empowering financial legacies across generations. In this episode, host Dion is joined by Natalie from JHK Legal for the second time. Natalie, who was the first-ever guest on the podcast, brings her expertise in property law to the table once again. Dion and Natalie discuss the significant changes in their recording setup, reflecting on the journey since the first episode. They dive into various key topics, including the importance of getting legal advice early in property transactions, setting up purchasing entities, and the im...
2024-07-2423 minMagickandoTarot: Da Imagética ao uso Oracular | Magickando 239Magickando é o seu podcast sobre magia e capirotagem!Neste episódio filosofamos sobre as origens, imagética e uso oracular do Tarot.Entenda finalmente sobre as artes ocultas de maneira objetiva e descompromissada pelos olhos de Andrei Fernandes, Vinícius Ferreira, Lívia Andrade, Marcos Keller e Carol Alves que se encontram nesta mesa redonda da magia contemporânea.
Mande seu e-mail para contato@magickando.com.brComentado nos Recados:Aconteceu Comigo + Rolê do Kleber Ao Vivo - Ingressos SymplaCurso Introdução ao Tarot: Da Imagética ao uso Oracular – Marcos KellerPenumbra Livros - Ocu...
2024-07-101h 43
Finance This, Property ThatEpisode 4 - Finance This, Property That - Dion Fernandes With Darren And George From We Cover You
2024-07-0933 min
2024-06-2526 min
2024-06-1106 min
Finance This, Property ThatEpisode 1 - Finance This, Property That - Dion Fernandes & Jonathan Betros
2024-05-2845 min
MagickandoEu faço a Magia, quem mata é Deus | Magickando 180Magickando é o seu podcast sobre magia e capirotagem!
Entenda finalmente sobre as artes ocultas de maneira clara, objetiva e descompromissada. Pelos olhos de Andrei Fernandes, Marcos Keller, Carol Black Philipeta, Lívia Andrade e Vinicius Ferreira que se encontram na mesa redonda da magia contemporânea.
Neste episódio falamos sobre as possibilidades de realmente deitar alguém só na base da vela preta e as implicações morais, éticas, legais e filosóficas de tudo isso.
Este episódio não faz apologia nem incitação ao crime
Nos siga no Twitter e c...
2023-01-261h 11
Fala CríticaRPG com Dubladores ep09 - Masmorras e Dragões - Parceria com a Pumpkin StudioOs jogadores devem investigar a misteriosa cidade de Carcassonne que fica dentro de um mundo sonho para poder encontrar uma forma de libertar a cidade de sua maldição para poder resgatar o Lobisomem Ulmer, pai de criação de Miguel. Campanha criada em colaboração com a Pumpkin Studio. Se inscrevam na Guilda da Abóbora e tenham acesso à essa aventura completa e muitas outras para sua mesa de RPG Com Aline Guioli Fabrício Vila Verde Leonardo Santhos Luísa Viotti Pedro Fernandes e participação especial de Lhays Macedo, voz de Lucky em ‘Spirit O Indomável’ e ‘Spirit...
2022-03-2910h 39
Gettin' To Know The 570Gettin' to Know Dion Fernandes | Managing Partner of Howell-Lussi Funeral Home in West Pittston, PAWe had the opportunity to sit down with Dion Fernandes, managing partner of Howell-Lussi Funeral Home. Tune in to learn more about who he was growing up, how his family influenced his desire to be in the funeral home business, and what it was like to be a police officer for 20 years. You won't want to miss this touching episode where Dion shares some vulnerable stories about his life. To learn more about Howell-Lussi Funeral Homes, visit their Facebook or website.If you or someone you know wants to be featured in our ne...
2022-01-071h 20
MagickandoDion Fortune - Parte 02 | Magickando 117Magickando é o seu podcast sobre magia e capirotagem! Entenda finalmente sobre as artes ocultas de maneira clara, objetiva e descompromissada pelos olhos de Andrei Fernandes, Marcos Keller, Vinicius Ferreira, Livia Andrade e Juliana Ponzi que se encontram nesta mesa redonda da magia contemporânea.
Neste episódio temos a segunda parte da conversa com Rodrigo Vignoli sobre Violet Mary Fifth Evans, mais conhecida como Dion Fortune, uma das mais importantes ocultistas do século XX, adepta da magia cerimonial e uma escritora prolífica, tanto de livros ocultistas, quanto de ficção.
Nos siga nos Twitter...
2021-09-1554 min
MagickandoDion Fortune - Parte 01 | Magickando 116Magickando é o seu podcast sobre magia e capirotagem! Entenda finalmente sobre as artes ocultas de maneira clara, objetiva e descompromissada pelos olhos de Andrei Fernandes, Marcos Keller, Vinicius Ferreira, Livia Andrade e Juliana Ponzi que se encontram nesta mesa redonda da magia contemporânea.
Neste episódio conversamos com Rodrigo Vignoli sobre Violet Mary Fifth Evans, mais conhecida como Dion Fortune, uma das mais importantes ocultistas do século XX, adepta da magia cerimonial e uma escritora prolífica, tanto de livros ocultistas, quanto de ficção. Nos siga nos Twitter e curta nossa página no Facebook...
2021-09-081h 04
Combat Chat PodcastEp 89 - Fire in The Shire recap, Matthew Tesla seminar, ONE Century breakdown and UFC Jedrzejczuk v Waterson review.This Episode the fellas talk about the Double Dragon team efforts in Fire in the Shire muaythai show over the weekend, Trent went to Matthew tesla's seminar and gets his mindblown, we also Cover all the good stuff in ONE 100th show that took 2 parts to do and finally we cover the fight Joanna former champion vs the Karate hottie Michelle WatersonTime Stamp(30s-35mins) - Fire in the shire coverage: Blake Ibbett v Alex Illevski, Luke Taylor vs Ryan McMahon, Dion Beattie vs Edimar Teixeira and Hugh O'Donnell vs Ryan Black. Matthew...
2019-10-151h 20
Foco de PestilênciaFoco de Pestilência #08 - O Caminho SolitárioEstá no ar o Foco de Pestilência #08!
Longa é a estrada do caminho mágico. Longa e estranha. Mesmo assim, seja por opção ou por falta dela, algumas pessoas acabam por percorrê-la a sós. Neste episódio com 90 minutos de duração, Flavio Watson, Pietro, Sr. Feliciano e Pêu Lamarão discutem as desvantagens e possíveis vantagens do caminho solitário.
Quais armadilhas evitar e quais armadilhas são inevitáveis? Como confiar nas pessoas e instituições que surgem na estrada? E a tradição de mestre e discípulo, como fica nesta história? Pra fechar...
2016-03-061h 35
Angedeechuu HouseHouse Mix #028 (Pure radioShow EDM LaunchPad Experience)RadioShow : Saturday, July 11th, 2015
Tracklist
001 - Intro
002 - Booka Shade ft Karin Park - Line Of Fire (Tube & Berger Remix)
003 - Androma - Kaya
004 - Chew Lay - Only Got Tonight
005 - Chocolate Puma - I Could Be Wrong (Coming Soon)
006 - Conrad Sewell - Hold Me Up (Throttle Remix)
007 - Dany Kole - Sparks
008 - David Smesh - Wasted ft That Girl (Original Mix)
009 - DEVI - Nobody (Radio Edit)
010 - Dirty Vegas - Save a Prayer (Lyric Video)
011 - Favulous - You (ft. Cybil) [Original...
2015-07-132h 07