Shows
Texas State News and Info TrackerTexas Braces for Critical Year: Legislation, Economic Growth, and Environmental Challenges Ahead in 2025Texas is gearing up for a busy year with significant developments in politics, economy, and environmental concerns. The 89th Legislature's regular session is set to begin on January 14, 2025, with Republicans controlling both the Texas House and Senate. A key focus will be on the speaker's race, where Rep. Dustin Burrows is seeking the gavel amidst controversy[1].In economic news, Texas is expected to see productivity-driven growth in 2025, with a growth rate above 3%, according to Curtis Dubay, Chief Economist at the U.S. Chamber of Commerce[5]. However, the state is also grappling with a housing affordability crisis, which lawmakers...
2025-01-0702 min
Finance FundamentalsEp. 44- The War in UkraineThe war in Ukraine is happening in front of our eyes. Get the details of the real reasons behind the war, the impacts to both Russia and Ukraine, and the global impacts to be felt for years to come. Consider supporting a cause or donating to a charity that is focused on the wellbeing of Ukrainians caught in the conflict. Please consider sharing this show with a friend or colleague. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast The show is written and edited by me. I work hard to ensure these episodes sound great...
2022-03-0836 minFinance FundamentalsEp. 43- Super Bowl AdvertisementsEver wonder how expensive Super Bowl Ads are? What's the ROI? Are they worth it? Let's discuss all of that and more today! Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences.Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast The show is written and edited by me. I work hard to ensure these episodes sound great for you. New episodes launch every week. There is a lot to learn, but...
2022-03-0118 min
Finance FundamentalsEp. 42- How the Ultra Rich Avoid Paying TaxesHow do the ultra-rich avoid taxes? We are talking about the 1% of the 1%. Do they pay their fair share? How do they avoid paying taxes? Is what they are doing legal? Let's chat about the strategies and tactics the billionaires of today use to avoid paying taxes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast The show is written and edited by me...
2021-12-0718 min
Finance FundamentalsEp. 41- Property Management & Passive Income with Janet Fields from Oak Trust PropertiesWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business"Today's guest is the CEO and Co-founder of Oak Trust Properties, Janet Fields. Oak Trust Properties is a boutique, family owned property management business, headquartered in Charleston, South Carolina. Whether you have one property or multiple, the experts at Oak Trust Properties aim to give you peace of mind and help you reach your financial goals. Their purpose is to represent the best interests of all parties involved, while providing best-in-class communication and seamless services. They are a company that genuinely loves what...
2021-11-0931 minFinance FundamentalsEp. 40- NFTsAs blockchain becomes more widely adopted, and cryptocurrency becomes mainstream, we need to talk about NFTs. What are they, how do they work, and what are the use cases? Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast The show is written and edited by me. I work hard to ensure these episodes sound great for you. New episodes launch every week. There is a...
2021-10-1222 minFinance FundamentalsEp. 39- Payday LoansPayday loans are a quickly growing industry in the United States and around the world. But they come with some insurmountable interest rates and borrowers often pay significant fees and deal with consequences for these loans that are often a quick fix. Get the scoop and learn more today. I appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes.Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact...
2021-10-0521 min
Finance FundamentalsEp. 38- Who has your back? Tackle Student Debt and Change the Narrative with Backer (@backerteam) Founder and CEO, Jordan LeeWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business" Today's guest is Jordan Lee, founder and CEO of Backer. Jordan Lee is a seasoned technology entrepreneur and product leader with a policy background. Prior to founding Backer, he was a senior product manager, founded a Y Combinator-backed startup, and was a researcher at the Brookings Institution. Backer’s mission to help families save together for education was inspired by his own improbable tour of higher education, having studied at Harvard, Yale, Princeton, and Berkeley. He is the lead investment adviser representative at Bac...
2021-09-2828 min
Finance FundamentalsEp. 37- Outsourcing Accounting Solutions with Albert Hurston (@albertthecpa) from Right Choice Accounting SolutionsWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business" Today's guest is the founder of Right Choice Accounting Solutions, Albert C. Hurston Jr., CPA. Right Choice is an outsourced accounting team helping small business owners save time and money with strategic accounting and tax services. As a CPA, Albert aims to make accounting exciting, contrary to popular belief. With a mission to make the accounting service easy for business owners, Albert takes pride in Right Choice Accounting Solutions being a one stop shop to include bookkeeping, virtual CFO services, accounting analysis and str...
2021-09-2149 minFinance FundamentalsEp. 36- Life InsuranceLife Insurance will be a must for most of you in your personal finance journey. It can be confusing when searching for policies or chatting with agents. Get the scoop today and more today. I appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes.Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast The show i...
2021-09-1425 minFinance FundamentalsEp. 35- MLM's and Pyramid SchemesMLM’s and pyramid schemes are something to stay away from on our personal finance journey! Learn more about them today and why you should avoid them. I appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have unique investment strategies and experiences. Follow and contact me on Facebook, Twitter, Instagram, Email, and more: linktr.ee/FinanceFundamentalsPodcast The show is written and edited by me. I work...
2021-09-0726 min
Finance FundamentalsEp. 34- Credit is King with Mia Love from @realfreedomwithloveWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business"Today's guest is Mia Love. As an educator, entrepreneur, and financial wellness advisor, Mia is the quintessential triple-threat. A widely recognized credit empowerment coach, mentor, and holistic practitioner with almost a decade of experience, Mia specializes in providing holistic financial wellness methods that improve both the financial health and overall well-being of her clients.Utilizing her extensive background in financial literacy and Level 3 reiki, energetic and prana healing certifications, Mia founded Real Freedom With Love (formerly The Good Credit Diva), a...
2021-08-2654 min
Finance FundamentalsEp. 33- Drink Cleaner with Lelaneia & Tom Dubay from @hartfordflavorcompanyWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business." Today's guests are Lelaneia and Tom Dubay, who own a distillery in Hartford Flavor Company in Hartford, CT. Hartford Flavor Company is women owned and states, "Our mission is to provide the liquor market – mixologists, retailers, and consumers – with uniquely flavored natural liqueurs that are on-trend and align to the idea that the creative cocktail is an essential aspect of both the social and dining experiences. We want to be both a part of and to extend the new “cocktail culture.”Contact the...
2021-08-1257 min
Finance FundamentalsEp. 32- Industry Spotlight: The Fitness Industry During the Pandemic with @jackgoldbergfitness from @24hourfitnessWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business." Today's guest is Jack Goldberg. Jack is a Fitness Manager and Trainer at 24 Hour Fitness. Originally from Toronto, Jack now hails in California. Jack holds a Bachelors of Science in Business Administration and an MBA from Husson University. Upon graduation, he considered a career in financial planning, but decided to follow his passions and work in fitness. Today he holds a variety of fitness certifications including CSC, CPT, TRX Suspension Trainer, Kettlebell24 Coach, Olympic Certified Trainer, Spartan SGX Coach, and offers virtual training a...
2021-08-0547 min
Finance FundamentalsEp. 31- Accelerate your Career with @solarplexusconsultingWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business." Today's guest is Stefanie Dean from Solar Plexus Consulting.Solar Plexus Consulting, LLC (SPC) is a woman-owned small business that originated as a part-time initiative since 2007, and was officially incorporated in 2021. Expertise draws on years of experiences attained through a variety of collegiate mentoring, professional growth and development, and a diversified range of unique professional experiences. Typical clients include industry professionals, consultants and recently graduated from university or returning. The Solar Plexus chakra resembles strength and confidence – critical elements to any career navigation. De...
2021-07-2954 min
Finance FundamentalsEp. 30- Finance Careers are Changing with Conor Sweeney (@csweeney_207)Welcome back to Finance Fundamentals. This is the interview series, "The Business of Business." Today's guest is Conor Sweeney.Conor Sweeney is Principal and Chief of Staff to the Cofounder and CFO at Box, Inc. (BOX) where he oversees business operations, executive communications, and strategic program management across the Global Finance & Operations organization. Prior to Box, Conor served as Senior Manager, Executive Communications and Head of People Communications at Walmart eCommerce where he partnered with the Chief Financial Officer and Chief People Officer to develop corporate communications strategies across the HR, Finance, and Corporate Development organizations. Sweeney...
2021-07-221h 00
Finance FundamentalsEp. 29- Women in Business & Business Planning with Lisa RaicheWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guest is Lisa Raiche.Lisa Raiche, CPA MST is the Founder of Bodhi Business Advisors, Inc., a boutique business advisory and consulting firm supporting entrepreneurs with short- & long-term strategic business planning, financial modeling (budgets & forecasts) and pricing. She is also the Co-Founder and Chief Financial Officer (CFO) of wiseHer, Inc. an online marketplace to connect with business and career experts to answer questions unique to your situation.Before starting Bodhi Business Advisors, Inc., Lisa worked for 15 years as...
2021-07-151h 02
Finance FundamentalsEp. 28- MBA Programs: An Interview with Dan Perera and Patrick ChangWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guests are Daniel Perera and Patrick Chang.Dan Perera is a recent MBA graduate from the Tuck School of Business at Dartmouth College. Originally from Honolulu, he is passionate about people and the environment. Currently, Dan is working on an ed-tech start up idea and will be joining Amazon as a Senior Program Manager in their returns sustainability group.Prior to Tuck, Dan worked as a Senior Consultant at Ernst & Young working on projects related to M&A, pos...
2021-07-0853 min
Finance FundamentalsEp. 27- A Moment Like This: An Interview with Caroline Stroud from @carolinestroudartWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guest is Caroline Stroud.Caroline was born and raised in Macon, Georgia and earned a business and studio art degree from the University of Georgia. She now paints at her studio in Decatur during the week and travels around the Southeast painting live wedding paintings most weekends.Caroline's fine art subject matter is largely influenced by observing wedding guests interact while doing live wedding paintings. Watching guests meet, connect and part ways all in one night inspired her t...
2021-06-2959 min
Finance FundamentalsEp. 26- New Ring who Dis?: An Interview with Lindsay Appleby from @twocatsandabrushWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guest is Lindsay Appleby, the owner of the Boston based company Two Cats and. Brush, LLC. She that paints engagement rings and other wedding pieces in watercolor. Two Cats and a Brush was started in 2017 and has grown exponentially since.Two Cats and a Brush started on a whim in 2017 when Lindsay Appleby painted pet portraits as Christmas presents for family members. Since then, it has taken off! She spent the first few years solely painting pets and eventually opened...
2021-06-2450 min
Finance FundamentalsEp. 25- Husslin' and Bustlin': An Interview with Ryan Roberts, founder and CEO of @bustldWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guests is Ryan Roberts.Starting a business always felt like it was in the cards for Ryan. Watching his grandmother start her company at the age of 50, paired with his passion for building, solving problems and side hustles fueled him since he was young.After graduation, he packed up and moved to New York City to pursue his career at esteemed corporations including UBS, Thomson Reuters and Dun & Bradstreet. He was repeatedly promoted into new roles based on...
2021-06-2247 min
Finance FundamentalsEp. 24- At the Corner of Rustic & Main: An Interview with Mike and Summer from @rusticandmainWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guests are Mike and Summer Yarbrough, the founders of Rustic and Main. In five short years they have used their unique differences and talents to grow their ring making business from their garage to a thriving company. I actually bought my wedding ring from Rustic and Main, check out my Instagram to see the pictures of it (rose gold inlays, elk antlers, weathered Jameson whiskey barrel). Website: https://rusticandmain.com/ Facebook: https://www.facebook.com/rusticandmain/ Pinterest: https://www.pi...
2021-06-171h 00
Finance FundamentalsEp. 23- Be Undaunted: An Interview with @karagoldin, Founder and CEO of @hintWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guest is Kara Godlin, the Founder and CEO of Hint, Inc., best known for its award-winning Hint water, the leading unsweetened flavored water. She has received numerous accolades, including being named EY Entrepreneur of the Year 2017 Northern California and one of InStyle’s 2019 Badass 50. Previously, Kara was VP of Shopping Partnerships at America Online. She hosts the podcast The Kara Goldin Show. Her first book, Undaunted: Overcoming Doubts and Doubters, was released October 2020 and is now a WSJ and Amazon Best Seller...
2021-06-1553 min
Finance FundamentalsEp. 22- Credit CardsCredit cards are an important tool (when used properly) to build credit. Learn more about the history of credit cards, the details of the industry, and how to appropriately use credit cards. Prequalification with Nerd Wallet: https://www.nerdwallet.com/prequalify/credit-cardsThe Points Guy, Best Credit Cards: https://thepointsguy.com/credit-cards/best/We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We all have u...
2021-06-1022 min
Finance FundamentalsEp. 21- Estates: An Interview with Lisa Landry form Landry LawWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guest is Lisa Landry.Lisa Ann Landry is an attorney admitted to practice in MA and RI serving clients all around the world. Her practice, Landry Law, PLLC (landrylawpractice.com), focuses on trusts & estates, tax, and business law and making these complex areas approachable in a comfortable and educated manner for people. Separately, Lisa Ann provides tax planning and preparation for individuals, businesses, and fiduciaries at Hastings & Landry CPA PC.Follow Lisa and Landry Law: LinkedIn: https://w...
2021-06-0856 min
Finance FundamentalsEp. 20- All Things Algorand: An Interview with David Markley, Director of Business Solutions @algorandWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business." Today's guest is David Markley, Director of Business Solutions at Algorand — David leads Algorand’s Business Solutions team who are focused on partnerships, solution architecture, investments, portfolio management, and building new blockchain based financial products. A Hardware Founder turned Software Product Manager, David has held a number of leadership positions managing strategic initiatives and partnerships in a diverse set of industries including oil & gas, renewable energy, cybersecurity and now blockchain. David’s breadth of experience enables him to successfully help companies evaluate the potentia...
2021-06-031h 01
Finance FundamentalsEp. 19- An Overview of Cryptocurrency: An Interview with @will.watson_cryptoWelcome back to Finance Fundamentals. This is the interview series, "The Business of Business."Today's guest is Will Watson, a cryptocurrency enthusiast who has been a crypto investor and trader since 2017. He has worked in AI software sales for 6 years. Will graduated from UConn in 2015 with a degree in International Business & Professional Sales. He calls Maine home, but is a Bostonian at heart who says his love language is acts of service. Keep up with Will at the Following Places:LinkedIn: https://www.linkedin.com/in/william-watson-iv-98563a76/Instagram: https://www.i...
2021-06-011h 01
Finance FundamentalsEp. 18- Wash, Dry, Fold: An Interview with founders Alex & Dan from @2ULaundry and @laundrolabWelcome back to Finance Fundamentals. Every Thursday I release an interview. This is "The Business of Business."Today's guests are Alex Smereczniak and Dan Daquisto.Alex Smereczniak is the co-founder and CEO of Charlotte-based startups, 2ULaundry & LaundroLab, which Alex launched with co-founder, Dan D'Aquisto in January of 2016. Alex earned a BS in Finance from Wake Forest University and successfully ran and sold another laundry business prior to moving to Charlotte and joining EY as a financial services consultant.Dan Daquisto is the co-founder and Chief Growth Officer of Charlotte-based startups, 2ULaundry & LaundroLab, which D...
2021-05-251h 01
Finance FundamentalsEp. 17- Mental Health is Key to Corporate Health: An Interview with Franchon @healing_your_almondWelcome back to Finance Fundamentals. Every Thursday I release an interview. This is "The Business of Business." Today's guest is Franchon Francees, who is the founder of Healing Your Almond, a Licensed Clinical Mental Health Counselor and a Certified Trauma Practitioner and Trainer. She founded Healing Your Almond, a Wilmington, NC-based consulting group, in 2019, utilizing her expertise in both trauma and emotional intelligence to help companies address employee stress and team efficiency. Known for her authentic leadership and engaging presentations, Franchon discovered her passion for mental health in 2007. Over the years she has held several posit...
2021-05-2054 minFinance FundamentalsEp. 16- The Time Value of MoneyA dollar today is not the same as a dollar tomorrow. Even without external factors such as inflation, our money is worth more to us upfront, assuming we use it to invest wisely and enjoy watching the interest grow. Time Value of Money is an important financial concept. The concept is drawn from the idea that investors prefer money today rather than some in the future because of the potential of growth over time.Special shoutout to listener Chapin S. for sending in the idea for this episode. We appreciate the support. I love feedback, comments, and...
2021-05-1813 min
Finance FundamentalsEp. 15- Build & Achieve your Goals: An Interview with Alex Howell, Director of Wealth Management at Couric Krebs FinancialWelcome back to Finance Fundamentals. Every Thursday I release an interview. This is "The Business of Business."Today's guest is Alex Howell. A South Carolina native, Alex relocated to Charlottesville, Virginia after completing both his undergraduate and graduate degrees at Boston College, where he also was a starter on the football team. Alex received his BS in Marketing & Finance prior to receiving his graduate degree in Finance (MSF). He understands how complex financial issues can affect the pursuit of your personal and professional goals. Utilizing his background and team, Alex takes an educational approach to helping you pro...
2021-05-131h 09Finance FundamentalsEp. 14- Understanding your paystubUpon accepting a job, we may be surprised how much of our paycheck disappears every time we get paid. We have an understanding that taxes need to be paid, but we don't always understand where are money goes. Join me today as we walk through a paystub and discuss some of the basics such as payroll taxes, income taxes, and more.Special shoutout to one of the most loyal listeners, my Mom for sending in the idea for this episode. Happy Mother's Day to all of the Mom's out there. We appreciate the support. I love feedback...
2021-05-1120 min
Finance FundamentalsEp. 13- Plan Today for a Better Tomorrow: An Interview with @parkerr_s from @modernwoodmen1883Welcome back to Finance Fundamentals. Every Thursday I release an interview. This is "The Business of Business." Today's guest is Parker Sanderson. Parker Sanderson was born and raised in Aroostook County, Maine, often called "The County" by those who know it. Parker enjoys helping his community as well as providing financial services to his clients. Outside of the office, Parker likes to remain active by playing golf in the summer months and spending time with his family and fiancé. Parker was a duel sport athlete at the University of Southern Maine where he played hockey and g...
2021-05-0640 min
Finance FundamentalsEp. 12- Branding Matters: An Interview with Anna Forte of @thespritzprojectWelcome back to Finance Fundamentals. Every Thursday I release an interview. This is "The Business of Business." Today's guest is Anna Forte. Anna grew up in Wellesley, MA and went to Bentley University. Today she lives in California and runs the Spritz Project. The Spritz Project is a client experience consulting agency founded to help service providers grow businesses worth talking about so they can easily book repeat and referral business. Earlier this year Anna Forte, The Spritz Project's founder, left her job in corporate working for a tech company to take The Spritz Project full time be...
2021-04-291h 01Finance FundamentalsEp. 11- Insurance and why you NEED itAfter our finances are in order, it is time to protect ourselves. We need to protect our wealth, our assets, and prepare for the unknown. This is where insurance comes in. But what kinds of insurance do you need? Health, life, auto, dental, pet, homeowners, renters, fire, flood, the list goes on. Listen in this week as we break down the insurance industry and provide some insights on the variety that are out there.Special shoutout to listener Eden P. at Husson University for sending in the idea for this episode. We appreciate the support. I love...
2021-04-2722 min
Finance FundamentalsEp. 10- BRRRR: An Interview with Real Estate Investor @marc_ezzi from @ezzipropertygroupWelcome back to Finance Fundamentals. Every Thursday I will be releasing an interview. This is "The Business of Business." My guest this week is Marc Ezzi. Marc is a 26 year old young professional from Northern Massachusetts and began real estate investing during his sophomore year of college at Boston University and has been growing his portfolio ever since. He entered the real estate world as a part time real estate broker working with student rentals in Boston and transitioned into real estate investments as quickly as possibly. Real estate investing was a side business of his...
2021-04-221h 02Finance FundamentalsEp. 9- The Student Debt CrisisWhen we set our sights on our dream college, student loans are something we so quickly agree to, but 17 and 18 year old "adults" don't understand the debt they are taking on or the ramifications of living out of their means. Maybe you have debt and it is too late. Let's chat about some tools and strategies you can utilize to better understand your student loans and pay them off more quickly, as well as some history behind where student loans originated and the crisis it has created in the United States.If you need some student loan...
2021-04-2024 min
Finance FundamentalsEp. 8- An Interview with @jimtselikis from @cousinsmainelobsterWelcome back to Finance Fundamentals. This is a new take on the series. Every Thursday I will be releasing an interview. This is "The Business of Business." My first guest is a fellow Maine native who's grown an idea into an empire, and I am incredibly excited to share this interview with all of you. Check out Food Truck Rehab on Sunday evenings at 11PM EST/8PM PST to see the cousins in action as they save and rehabilitate food truck businesses across the country. Jim's Bio: Cape Elizabeth, Maine native Jim Tselikis is the co...
2021-04-1550 minFinance FundamentalsEp. 7- Understanding Your MortgageAs we buy homes we secure mortgages. You shop around and try to get the best rate, but do you truly understand the basis of the mortgage? Have you heard about amortization, escrow, PMI? Listen in to learn more about your mortgage and to understand the If you need an LTV calculator, check out this one: Loan-to-Value Calculator If you need a Mortgage Payoff Calculator (with extra payments), check out this one: https://www.bankrate.com/calculators/home-equity/additional-mortgage-payment-calculator.aspx If you want to better understand amortization and your mortgage, check out this link: https://www...
2021-04-1319 minFinance FundamentalsSpecial Announcement- The Interview Series is LaunchingMy new interview series, "The Business of Business" is launching Thursday April 15th, and interviews will release every Thursday after that. I am very excited to announce this series. Join me on the 15th for the first of the series with @cousinsmainelobster. Music credit: Chill Wave Kevin MacLeod (incompetech.com) Licensed under Creative Commons: By Attribution 3.0 License http://creativecommons.org/licenses/by/3.0/--- Support this podcast: https://anchor.fm/financefundamentalspdcst/support
2021-04-1300 minFinance FundamentalsEp. 6- The Homebuying ProcessSo you’re ready to buy a home. You’ve decided you are in a city you love, or at least like enough to buy a home, and you want to plant some roots. You’re tired of renting and you want something to call your own. Now what? Check out these steps to better understand the home buying process.If you need an affordability calculator, check out this one: Quicken Loans Affordability CalculatorIf you need a calculator to determine your debt to income, check out this one: Wells Fargo Debt to Income CalculatorS...
2021-04-0619 minFinance FundamentalsEp. 5- What happened with GameStop?Have you heard the buzz about GameStop recently? Are you confused about the events that happened? Learn about Wall Street Bets. GameStop, Robinhood, and Melvin Capital. Special shoutout to listener Brandon O. from Maine. We always appreciate comments and questions. Special shoutout to listener Brandon C. from North Carolina for passing his CPA Exam. Congrats, that is a huge accomplishment! We appreciate the support. I love feedback, comments, and questions and will be incorporating those into my future episodes. Please consider sharing this show with a friend or colleague. This community can grow and support one another. We...
2021-03-3020 minFinance FundamentalsEp. 4- The Power of Compounding & Why Your Savings Account SucksNot all investments grow the same. Not all debts grow the same. Do you know the difference between simple v. compounding interest? It is an important tool when you are an investor, since your principal will grow. You earn interest on your original investment and the interest that follows. With debts, the same policy applies, but this time, working against you. Minimum payments are for the birds. Join me this week as we briefly discuss the basics of simple and compounding interest and how to better understand your investments and debts.The R...
2021-03-2315 minFinance FundamentalsEp. 3- The Basics of InvestingEpisode 3 is about stocks, bonds, and mutual funds. We learned about 401(k)'s and IRA's in episode 2, but now let's take it a step further and discover the basics of what many of your retirement funds are built upon. If you want to try your luck at investing, you need to understand a few basic ways to invest. Stocks, bonds, and mutual funds are excellent ways to dip your toes into the water. It is important to learn the upsides and downsides to investing. Learn what you are investing in, and don't bite off more than you can chew...
2021-03-1620 minFinance FundamentalsEp. 1- Building a Budget and the Rules to Live ByBudgeting is hard. We all know it. It shouldn't be, but we hate doing it. Check out today's Podcast- EPISODE 1! I'm super excited to finally launch my first educational podcast. The episode will discuss some budgeting basics and my steps to creating the ideal budget for your needs.We need to start with the basics before we consider more complex topics. Join me on this journey as we utilize some basic rules and steps you can easily implement to change your budgeting strategy, and to stop working so hard for your money, and let it work harder...
2021-03-1113 minFinance FundamentalsEp. 2- Retirement Savings & Investment VehiclesSaving for retirement may sound daunting, but we should understand the investment vehicles that will help us to succeed. The most powerful tools available to most of us are 401(k)'s and IRA's. Maybe you've heard about Roth 401(k)'s and Roth IRA's as well. Don't worry, we will discuss all of those today in Episode 2- Retirement Savings & Investment Vehicles. Some bonus content for this episode is the inclusion of 529 Plans and HSA's and FSA's. It is tempting to have that extra money in your paycheck today, but then you lose out of years of growth potential and u...
2021-03-0923 min