Shows
Inspired Budget#113: Navigating Financial Conversations in Relationships with Elle MartinezHave you ever considered how vital open and relaxed money conversations are in relationships? Well, we had the privilege of chatting with Elle Martinez, the brain behind the award-winning blog, Couple Money, who enlightened us on this topic. Elle generously shared her personal journey of navigating money talks in her marriage. In this episode we dive into:How she and her husband embraced the habit of having regular, relaxed money talks, which were instrumental in aligning their financial goals and priorities. How often should you talk about financial goals in y...
2023-07-0632 min
Good Cents by PayactivPros and Cons of Borrowing Money From Family with Elle MartinezHow do you simultaneously help out a loved one who needs a loan while protecting your hard-earned money? Can you mix family and finances without stirring the pot? These questions can be stressful to answer without a guide. Enter: Eric and family finance expert Elle Martinez of Couple Money. Eric and Elle share simple strategies that can safeguard your relationships and your wallet at the same time.
2022-11-0719 min
Empowered Global Women in BusinessEmpowered Global Women in Business Episode 2: Myriam MartinezToday we speak with Myriam Martinez on Art Therapy, Finding your value, and prioritizing your needs first. Myriam Martinez is a Licensed Psychotherapist, Registered Art Therapist, Women's Life Coach, Successful Entrepreneur, and Founder of the WILD Woman’s Creative Corner Community. Myriam brings over 15 years’ experience working with women around issues of stress, self-inadequacy, and self-identity.
She gently guides women towards a path of learning to embrace their Woman-ity© and love themselves fiercely through the power of self-compassion and creativity. Myriam deeply believes that women are creative, intuitive, intelligent beings that are often conditioned to put themselves last an...
2022-05-2725 min
Couple Money PodcastHow to Save More Than Half Your IncomeLooking to hit your money goals faster? Today we'll share one couple's best tips that allowed them to save half their income! How to Save More Than Half Your Income Did you know that 'saving more' was one of the top three goals for finances for 2022? Actually as I've been reviewing the data from Fidelity's Financial Resolutions Study, I've noticed it's been there for several years. Understandably so because there are plenty of goals families are saving up for. You have specific goals: an emergency fund, vacations, down payment for a home or...
2022-02-0115 minCouple Money PodcastHow to Get Out of Your Financial Rut and Become Debt Free!Do you feel frustrated with how slow things are going with your debt free plan? Maybe you have credit cards, it seems like you're barely making a dent on them. Today we'll go over ways the two of you can have more wins with your money and knock out your debts! Dumping Debt with Popcorn Finance Nothing is more demotivating than putting a lot of effort into something and not seeing any real results. For many families, debt – especially credit cards – can be especially stressful. Judging by some reports, it's a big financial issu...
2022-01-1818 min
Your Fitness Money Coach Podcast - Helping Gym Owners Build Profitable BusinessesCouple Money - An Interview with Elle MartinezOne of the most common questions I'm asked is, "How do I get my spouse/partner onboard with money?" For that reason, I'm excited to have Elle Martinez, host of the Simplify and Enjoy Podcast to share tips and strategies for being aligned as a couple. Elle has a great financial story of her own and a very down to earth, relatable, teaching style. Lots of gems are dropped but I love the discussion on gaining alignment with goals, values, and priorities. There is no better time to gain alignment with...
2022-01-0442 min
The Mental Wealth Show with Rich JonesHow To Simplify and Enjoy ft Elle Martinez - PB197Elle Martinez helps families at Couple Money achieve financial freedom by sharing tips for reducing debt, increase income, and building net worth. She explains why she created the Simplify and Enjoy website and podcast to help others discover the options and time to do more for the people and projects they love. Elle also shares her insights on creating a path to financial independence that is flexible and fun! Elle joins me again on the Paychecks and Balances podcast to discuss how to initiate a conversation with your spouse about setting new financial goals or trying new projects.
2021-09-0942 min
The Mental Wealth Show with Rich JonesHow To Simplify and Enjoy ft Elle Martinez - PB197Elle Martinez helps families at Couple Money achieve financial freedom by sharing tips for reducing debt, increase income, and building net worth. She explains why she created the Simplify and Enjoy website and podcast to help others discover the options and time to do more for the people and projects they love. Elle also shares her insights on creating a path to financial independence that is flexible and fun! Elle joins me again on the Paychecks and Balances podcast to discuss how to initiate a conversation with your spouse about setting new financial goals or trying new projects.
2021-09-0942 min
Retire With Purpose - The Retirement PodcastBuilding Your Marriage & Wealth Together with Elle MartinezElle Martinez is the creator and host of the award-winning site Couple Money, where she is focused on helping spouses come together with their finances. Each week she interviews financial experts and real-life couples who've achieved impressive financial goals like becoming debt free, starting a business, and retiring early. She's also contributed to a number of major media platforms, including Business Insider, TurboTax, Entrepreneur, and Lending Tree. She expands upon this work in her book, Jumpstart Your Marriage & Your Money: A 4-Week Guide to Building Wealth Together. In it, she shares her plan to help couples stop w...
2021-04-1239 min
CFO at HomeCredit Cards, Student Loans and Debt reduction w/Elle Martinez of Couple MoneyElle Martinez helps families achieve financial freedom by sharing tips for reducing debt, increasing income, and building net worth through her website and podcast, Couple Money. On this episode of CFO at Home Elle and I discuss the power of money habits, credit card usage, the value of college education, and more. Recommended resources: Book - Jumpstart your Marriage and your Money Couple money site Couple Money podcast Ways to contact/follow Couple Money twitter Couple Money Facebook Couple Money Instagram
2020-09-0233 minCouple Money PodcastHow to Reset and Knock Out Debt Together Before The Year Wraps UpDebt can be a huge weight on any couple's budget. We cover three major ways you can start paying it off faster. We also get into how to open up if you're carrying debt and haven't told your spouse! Getting Back To Dumping Debt As if the pandemic isn't enough stress, millions of families have to deal with the financial fallout. And If you've had to deal with job loss, reduced hours at work, or uncertainty at your job about its stability, these past few months you're hyper aware of your cash flow. ...
2020-08-2718 minCouple Money PodcastHow to Build a Budget That Actually works for YouIf 2020 has proved anything, it's that we need to have a budget that actually works. Today we'll dive in to see how you two can build a budget that fits you and your goals! Build a Better Budget Together I think a lot of people can appreciate why budgets matter because now more than ever, we're seeing like our finances are reflecting our lives. For those of us who've been hit hard by the pandemic, either directly or indirectly, the budget has had to be completely redone. But even if things are relatively...
2020-08-1924 minCouple Money PodcastCoronavirus and Your Money: What Need to Do Now to Gain Financial Stability and ThriveHere are some key takeaways to help you get through and start building some financial stability! Pivoting Your Finances Through New Habits I hope you are doing well, are safe, and healthy. We're just starting June but I think Jason Vitug pointed out on Twitter, "This is indeed the longest shortest year ever." I started this mini-series after the pandemic created a hard stop on so many things. Things are starting open up, but many couples in our community are still dealing with the financial fallout. Depending on where we were...
2020-06-0432 min
Couple Money PodcastMastering the Art of Saving During a CrisisWe know we need an emergency fund, but how can we do that in the middle of the coronavirus crisis? Today we'll share the strategies you can use now to get a jumpstart on saving! How to Save Money Right now many states are opening up, but we're still encouraged to stay home as much as possible. And that's most likely affected you on several levels, including your finances. Last episode, we discussed steps you can take to shore up your budget and handle the bills when you're dealing with a job loss...
2020-05-2120 minCouple Money PodcastCoronavirus and Your Money: Dealing with Losing Your Job and IncomeMany families are dealing with the financial fallout from the coronavirus, including losing their income and jobs. See how you can adjust your budget and get the resources you need to ride out these tough times! How to Cope with Job Loss As of right now, around 30 million Americans have filed for unemployment in the past six weeks. Besides the health risk of coronavirus – which should NOT be ignored or downplayed – a huge concern of this crisis is the financial fallout. How do we keep going through these tough times? W...
2020-05-0635 minCouple Money PodcastHow to Handle Your Finances During the Coronavirus CrisisToday we're going to jump in on ways you can adjust your finances during the coronavirus crisis to get through these tough times! Getting Your Finances Stabilized During the Coronavirus Crisis Even though it's been less than a month since schools closed here in Raleigh, it feels like a lifetime ago. And chances are things can feel that way to you. Right now it's estimated that over 300 million here in America are under stay at home orders. I truly hope that you're doing well and that you're able to work remotely...
2020-04-0818 minCouple Money PodcastQuick and Essential Guide to Sell Your House for More MoneyFor many couples, getting their house to sell for top dollar can help them hit crucial financial goals. Today we'll go over what you need to know to get a great price when selling your home! Selling Your House for Top Dollar Before we begin, I want to give a disclaimer that this episode's topic and interview were done before the volatile landscape we find ourselves with the stay at home order in NC due to the coronavirus. I'm releasing it now for a few reasons: At some point in the future, these restrictions...
2020-04-0118 minCouple Money PodcastEssential Things You Need to Know About Wills and Estate PlanningNo one likes to think about it, but preparing for the unexpected can give you some peace of mind now and protect your loved ones later! This is the essential guide to will s and estate planning for busy parents! Creating or Updating Your Will So heads- this episode's topic and interview was planned and done before things changed these last few weeks due to co-vid 19. I say this because I'm not trying to add to the anxiety. I actually believe that if you are staying home and you're healthy, now would be a good...
2020-03-2516 minCouple Money Podcast4 Tips to Help You Reprioritize Your Money Through Tough TimesWhile things are really fluid right now and some big decisions are still up in the air, it's important to review and if necessary reprioritize things with your finances. Today I'm sharing 4 tips to help you prepare your finances to weather out the tough times! Resources to Manage Your Money Easier Best Budget and Money Apps: Personal Capital, Tiller, Mint, Honeyfi Grow Your Stash Faster: High Yield Savings with CiT Bank Automatic Saving: Qapital Jumpstart Your Marriage and Your Money How to Financially Prepare Your Family for Tough Times 5 Days to $5K Course Her Di...
2020-03-2108 minCouple Money PodcastHow to Loan Money to Family (and Not Regret It)One of the stickiest situations with couples is dealing with lending money to family. Find out different ways you can help without putting your own finances in jeopardy! Should We Loan Money to Family and Friends? Lending money to friends and family can be a tough situation. No matter how objective you think you are or want to be, emotions can run high. As you just heard with Jen, she and her husband weren't seeing eye to eye on how they could help their loved ones. I totally get it – we've been there ou...
2020-03-1817 minCouple Money PodcastDigital Banking and Finances for CouplesLearn how you can stay on top of your money with some of the best apps while also protecting your finances, privacy, and data! Finding the Best Money Apps for Couples Chances are if you're listening to this podcast you do a lot of your banking and finances digitally. In a survey by Federal Reserve Bank, they found that 71% of bank customers regularly use online banking and 43% use mobile. For us, the convenience is hard to beat. I can do pretty much everything I need from home or my phone, including depositing checks...
2020-03-1224 minCouple Money PodcastHow to Build a Profitable Side HustleCarla Titus shares the realities of running a profitable business from home and how she and her husband created a system that fits their goals and family life! The Realities of Starting a Side Hustle from Home Nowadays it's become more common for couples and families to diversify their income. Whether it's because they looking to knock out some debt, save up for a house or another goal, or they want to pivot their career, couples are looking at side hustles. We've had several episodes about the essentials of starting a side business...
2020-03-0521 minCouple Money PodcastHow to Work as a Team When You're Financial OppositesMost couples marry their financial opposite, which can be a blessing or a recipe for disaster. Learn how you two can become a team and create a budget and money system you both love! Marrying Your Financial Opposite Did you know that 75% of divorced couples cite money as the cause of their marital issues? With something causing that big of any issue, you'd think we'd try to become more proactive with making sure that finances But for many couples, the conversations don't happen. There's a tendency in a lot of marriages...
2020-02-2728 minCouple Money PodcastHow to Deal With and Overcome Financial Infidelity in Your MarriageIt's not uncommon for a spouse to have a secret credit card or have more debt than they've told. Financial infidelity can ruin a marriage. Learn how you can set up a financial system that allows you to be open and honest with your finances and work together with money! Financial Infidelity in Your Marriage In this episode we'll get into: Red flags or signs that financial infidelity might be an issue Working to regain trust after financial infidelity Creating an open and transparent system for your money together Resources to H...
2020-02-2021 min
Smart Money Mamas ShowTired of Money Fights? Uncover Understanding & Compassion for Your Partner's Money Mindset with Elle Martinez#006: Talking about money with your spouse can be tough, especially if it hasn’t gone well in the past. Having the same life goals doesn’t necessarily mean you have the same financial goals or the same ideas about how to get there.
In today's episode, Elle Martinez - founder of Couple Money and author of Jumpstart Your Marriage and Your Money - shares how managing money with your partner is all about learning to work better together as a couple in all areas of life. It’s not about blame—it’s about self-awareness and compassion and respect...
2020-02-1346 min
Couple Money PodcastYours, Mine, and Ours: Dealing with Debt and MarriageMerging finances is more than combining bank accounts. It's working together with the good, bad, and awkward, including dealing with debt. Today we're discussing the legalities of who's responsible for what, credit scores, and how to dump debt together! Marriage and Debt Marriage is about two lives coming together. It can be a wonderful feeling to know you have someone to watch your back through thick and thin. Part of coming together is dealing with your finances together and for many couples debt is a chunk of it. Between credits cards...
2020-02-1217 minCouple Money PodcastHow to Diffuse Money FightsGetting on the same page with finances can be tricky. Learn how you can communicate better with your spouse about money and more! Why We Fight About Money No one wants to have money be this source of stress in their lives, not in a strictly financial sense where you're worried about the bills and definitely not in your marriage. And yet, it is usually listed as one of the top reasons spouses have fights. And if you have debt? It's even more of an issue. In one study, with couples who carried...
2020-02-0519 minCouple Money PodcastTax Guide for Busy CouplesTax season is here and with it the stress of getting your taxes done right. We'll look at some ways you can simplify, organize, and maximize your tax deductions and credits this year and set yourselves up for big wins next! Tax Tips for Making Filing Easier Now before we jump into this episode I want to be clear about one thing. I'm not a tax expert. Not a CPA. Not an EA (that's an enrolled agent). But even if I was, I cannot give tax advice...
2020-01-2917 minCouple Money PodcastHow to Team Up for Financial IndependenceHow can you structure your finances so you can have more options and flexibility? One path that's helped many families is working towards financial independence. For many families, though, it seems like an unrealistic goal. They assume that if they're not making six-figures or if they have kids, they're unable to achieve it. What you might not be aware of is how practical the principles behind FI can be for you. By applying the mindset, habits, and strategies you can not only improve your finances but give yourselves more opportunities to...
2020-01-2223 minCouple Money PodcastHow to Build Income Streams to Knock Out Your Money Goals FasterAre you looking to speed things up with your money goals? We'll look at how you can earn extra money on the side so you can build your net worth! Earning Money from Side Hustles is Only One Path Many couples want to pay off debt faster, save for a house or start investing and the problem is cashflow is currently tight. Real tight. One of the things I suggest is looking at your budget, but sometimes the issue is that there isn't enough income coming in. Whether it's through a...
2020-01-1520 minCouple Money PodcastHow to Become Super Savers This YearWhether you're saving for emergencies, a vacation, or a house, you have to have some way to stash away that money. We'll look at some popular savings hacks and how to find the best savings option for you! Are you saving up for something big this year? If you are, you have plenty of company. Fidelity released its 2020 New Year Financial Resolutions Study and found that 53% of those surveyed who were planning on working these finances had saving more as their goal. That's great news considering on average, we're not really...
2020-01-0915 minCouple Money PodcastHow to Get Out of Debt This Year as a CoupleOne of the top three financial goals people have is getting out of debt, but few actually knock it out. Today we're diving into key money systems couples have used to become debt-free! Best Strategies for Couples to Dump Debt Faster How are you doing?! I hope you're having a wonderful week. We're back. New Year, a new season of the podcast. I want to start off by saying thank you. Your support has been incredible and because of it, we're here for season 10! When I started the site Couple Money...
2020-01-0125 minCouple Money Podcast5 Easy Ways to Simplify and Reboot Your MoneyMoney can be a huge source of stress, but it doesn't have to be. Today I'm going to share 5 ways you can simplify your finances so you two can enjoy your marriage and money! Simplify and Reboot Your Money How do you feel about the progress you've made this year with your finances? If you're not quite happy with where you are right now, don't panic. There's still plenty of time to reset and reboot things with your money. Since my Dump Debt Together session aired last Monday as part of...
2019-10-3011 minCouple Money PodcastMindset, Micro Habits, and Mamas Talking About MoneyToday we're into how you can shift into your debt-free journey with one question! Dump Debt Together It's on! All this week the Mamas Talk Money Summit is hosting sessions about family finances, investing, career, and kids. My session was out Monday night – Dump Debt Together (When You Can't Agree How). I had a fantastic time! While the session was on, I was live in the chat speaking and answering questions about how to get your spouse on board with knocking out this debt. People had some wonderful questions an...
2019-10-2312 minCouple Money PodcastHow to Work Through Your Money Issues as a CoupleCan't agree on how to tackle your finances? Learn how you work together on some of your biggest money issues! Working Through Money Issues Together Last month, in the newsletter I mentioned that for October I was going to be focused on the theme of r resetting and rebooting your finances so you can hit your goals before 2019 ends. I'm doing a special mini-series this month on the podcast, but that's not the only project I'm doing. I'm also a part of a big event happening next week that follows this idea of...
2019-10-1613 minCouple Money PodcastHow to Set (and Reach!) Your Big Financial GoalsLearn how you can create goals to achieve your big financial goals while avoiding burn out! Knocking Out Your Big Financial Goals When we started this mini-series last week about rebooting your money, I talked about how to hit those goals you have to change things up a bit. Karen Cordaway went over how we could reframe things around the quality of our lives. It's not paying off debt, it's about having money to travel more. You're not just saving money in the bank, you're giving yourself a building a sizable downpayment to...
2019-10-0916 minCouple Money PodcastReboot Your Money with an Everyday Bucket ListToday we're looking at how you reboot your money by not focusing on the finances! It's now October. The year is officially wrapping up and for many, it's a busy season. Do you have any plans coming up? This month we have a family trip planned to see some of our friends and family for Virginia. We're looking forward to it. But I also know that this time of year can also be one of reflection and review. We've knocked out some goals like saving up for my h...
2019-10-0310 minCouple Money PodcastHow To Dump Debt Before The Year Wraps UpToday we're looking at how you can knock out a debt or two before this year wraps up! Knock Out a Debt Quickly Who doesn't want to unload a debt before this year wraps up? Paying off debt is usually one of the top three goals people make for the year, but struggle to achieve. That's not going to happen with you. I want you to make some headway with your debt-free goals which why we're finishing up with season with a call to action – we're going to knock out debt....
2019-08-3017 minCouple Money PodcastBest Plans to Pay for Your Kids' College ExpensesNo parent wants their kids to go deep in debt, but whether it's college or trade school, education can be pricey. Learn what options are available and how to best save up for your kid's college expenses! Paying for Your Kid's Education and College Expenses With student loans seeming like a weight on many college grads, I think most parents who kids are thinking about either college, trade school, or vocational schools are trying to find ways to ease the burden. And the advice typically given is to save ahead.
2019-08-2222 minCouple Money PodcastHow to Talk with Your Parents About Their FinancesLearn how you can talk to your parents about money, their retirement, and beyond with less stress! Helping Your Parents Prepare for Retirement and Beyond We talk about how to discuss money as a couple and make those conversations less stressful. And I hope you two feel more relaxed when you're talking about your goals and finances. I also know that just because you two can talk about money, doesn't mean that you're cool with those money chats with everyone. Especially when it comes to your parents. My mom is getting...
2019-08-0827 minCouple Money PodcastBest Mortgage Tips for Home BuyersWhen you're buying a house, there is a ton of paperwork and terminology thrown at you. Today we're going to decipher and explain all the essentials you need to know to get a great deal on your mortgage! Getting a Great Mortgage When Buying a House Even if you're excited and ready to buy a house, it can still be stressful. Last week I mentioned that my mom is moving into the Raleigh area after getting a job offer. She's getting all that paperwork done for work and keeping her current...
2019-08-0119 minCouple Money PodcastHouse Hunters: Home Buying Tips for Finding Your Dream HouseToday we're going over home buying tips so you can snag a great deal on your dream house! What You Need to Know About Buying a House This summer is wrapping up, but things are about to get busier for us. My mom was recently offered a job in the area and so she's asked me to help her with buying a house. The problem is that here in the Raleigh/Triangle area, it's very much a seller's market. Since we bought our house three years ago, prices have gone up...
2019-07-2518 minCouple Money PodcastHow to Automate Your Money: A Guide for Busy CouplesHow do you feel about managing money? Is it something you enjoy doing or do you see paying the bills, knocking out debt, saving for your future, etc. a bit much? When we were first married it was honestly a little overwhelming. We had the bills to pay, a car loan, and eventually student loans that were going to come due. The idea of getting a financial system seemed complicated. The good news is it wasn't. With a little organization so we had our acct info in front of us. It w...
2019-07-1218 minCouple Money PodcastReaching Financial Independence With KidsWith the FIRE (financial independence/retire early) movement growing, many families are wondering if it's an option for them. Today we look at the key numbers parents need to consider when pursuing financial independence while raising kids! What choices do we need to make as a family now to become financially independent? Helping me to dig into this is Jonah Kaufman. He's a financial advisor at Coastal Wealth Management. And while he's not here for specific financial advice – that's something you need to do one on one since everyone has unique financial circumstances – we a...
2019-07-0620 minCouple Money PodcastSimplify and Enjoy Preview: How to Manage Your Money as a Busy FamilyLooking to raise kids while pursuing financial independence? Here are some tips from Simplify and Enjoy to help you reach your goals and enjoy the journey! How to Simplify Your Finances and Enjoy Your Family As I mentioned in the last episode, this week is going to be a bit different. I'm going on vacation with my family soon but I wanted to leave you with some bonuses. As you already heard, I started a new podcast – Simplify and Enjoy. While here on Couple Money we talk about getting on the same page wi...
2019-07-0324 minCouple Money PodcastMastering Your 401(k): Finding the Best Investment Options for YouWant to get the most out of your 401(k)? Learn the key guidelines on how you can choose the best investment options for you! Want to get the most out of your 401(k)? Learn the key guidelines on how you can choose the best investment options for you! Making the Most of Your 401(k) Chances are if you're investing for your retirement, the bulk of that money is stashed away in your 401(k). For those whose employers offer them, they're an easy option to sign up for and contribute towards. But...
2019-06-2717 minCouple Money PodcastFinancial Planning: How Are We Doing With Money?Today we're talking about how you two can really review the big picture and make sure you hit YOUR big money goals! Financial Check-ups The first half of this year is about over, so how are you guys doing right now? It's funny how time seems to speed up and slow down. Looking back we have had some big ups and downs in the past four or so weeks, both financially and in our lives. Last month our adorable cat had some seisures and other issues and in a span of...
2019-06-2024 minCouple Money PodcastCar Buying Tips: Getting the Best Deals on Car LoansToday we're going to show you how to get the best deal when buying a car! What You Need to Know About Car Loans Cars and car payments are a way of life for many couples. According to the latest data I could find, there's a record 2.5 million auto loans originated. Average monthly payments for new vehicles are $530 for new vehicles and for used cars, it's around $381. That's certainly a big chunk of their budget going to cars. We're a bit different. Once we paid off our...
2019-06-1330 minCouple Money PodcastHow to Double Your Savings RateDouble Your Savings This week in the community newsletter I asked a question – can you really save half your income? Think about that for a second. Why is this important? Whether you're paying off debt, saving up to buy a house, start family, travel, or invest more for your future – all of these goals have something in common. They need money. How much you save of your income can have an incredible impact on how fast you reach your big financial goals. Now unless you have a stas...
2019-06-0722 minCouple Money PodcastWedding Budget Tips: How to Plan, Save, and Pay for Your Special DayWedding planner Megan Gillikin as plenty of insider tips to help you plan a fantastic wedding (and still stick to your budget)! Even though it's about 13 years ago, I remember being stressed at times when planning our wedding. Just like we heard at the top of the show, as soon as you announce your engagement it can feel like you're being swarmed with questions about the big day. But as much as your loved ones mean well, it can be easy to forget how personal this is. For some, it's something...
2019-05-3030 minCouple Money PodcastHow to Talk About Money Together (without Starting a Fight)Need to talk about money, but worried about starting a fight? Learn easy and stressless ways you two can have the money talk and get on the same page with your finances! How to Talk About Money (without Starting a Fight) While it makes for good TV drama, finding out your spouse has been hiding massive debt is so not the way to start talking about money. But how do you do that – how do you start talking about money? Certified Financial Planner and NY Times best-selling author Carl Richards is on today to...
2019-05-2324 min
Her Dinero MattersDiferencias Culturales and Financial Decisions With Elle Martínez | SDI 7Nuestras diferencias culturales pueden afectar nuestras decisiones financieras. Elle Martinez joins us today and shares her experience in maneuvering a different culture in her marriage, what she has learned and how they have navigated their financial decisions. What you'll learn about in today's episode: The significance of learning about each other’s money story and differences in cultures had on their marriage and how they handled family matters 3 tips to help you navigate finances with your spouse Her best piece of wisdom to inspire you as a Latina on your own journey For a quick recap of this episode go...
2019-05-2039 minCouple Money PodcastHow to Reset Your Money with a Financial Spring CleaningNeed to reset your money? Learn how to do some spring cleaning with your finances to start building momentum with your biggest goals! For some reason, I like to use April is a sort of reminder to review our financial progress. Maybe because of the deadline for taxes. Or maybe it's because it's financial literacy month. Anyways, during April I'll poke around all our accounts, including investments to make sure we're moving in the right direction. I'll also review our goals for the year and see if we need to adjust...
2019-04-0521 minCouple Money PodcastHow Much House Can We (Really) Afford to Buy?Today we're going to see how you can prepare your finances so you can buy a house without going broke! Things are about to get hectic around here. We just heard from our neighbor that the developer is going to start building the townhouses across the street from us starting next week. Buying a House – Always a Smart Move? Here in Raleigh if there's a sliver of land, they'll develop it. It's a hot market right now and homes are going up at a rapid pace. Our pro...
2019-03-2921 minCouple Money PodcastTips for Starting and Building a Sustainable Side HustleInterested in knocking out your debt faster, saving for a big goal (like a house down payment), or pivoting your career path? Use these tips to not only start a business but grow a sustainable side hustle! Launching a Side Hustle Starting a business, work from home, side hustle - you don't have to be online for 5 seconds before you see an ad, site, or read someone saying how easy it is to get started. It's kind of half-true. I would say there are more low-cost ways to get started with...
2019-03-2119 minCouple Money PodcastHow to Go on a Fabulous and Frugal Family VacationDo you want to go on a fabulous family vacation, but you're still paying down debt? Learn how you can save big on your next getaway while still knocking out your debt! Saving Up for a Fun and Frugal Family Vacation When's your spring break? Our oldest has hers next month, but she's already counting down the days. There's something we love about having a little getaway as a family. The challenge for families that are on their debt free journey is how to make it work. ...
2019-03-1518 minCouple Money PodcastProtecting Your Older Loved Ones from Financial ScamsLearn how you can protect your loved ones financial abuse and how to minimize the damage if it happens! Financial Scams and Protecting Your Family A few years ago, my husband's nana had sent over money to a scammer pretending to be him. She had thought he needed help and so she generously sent it in. It was a wake call for us . After looking into this and talking with others, our family isn't the only one who's had to deal with this. Last year, a record 24,454 suspected cases of elder...
2019-03-0712 minCouple Money PodcastHow to Prepare for the Costs of Retirement and HealthcareLearn how you can prepare and save for the costs of retirement! How Much Do We Need to Save for Retirement? If you've used those free online calculator to find your retirement number, you probably were amazed at how much they say you need. A million, two million, maybe more for just one of you. How do you feel when you see those numbers? Considering that 1 in 3 Americans has less than $5,000 saved for retirement, chances are there's room for improvement. Unless you're living in denial about retirement, you're probably...
2019-02-2818 minCouple Money PodcastHow to Tackle Your Taxes and Maximize Your Refund This YearToday I'm answering your biggest tax questions. We're doing a quick and easy take covering what you need to know this year when you file, how to maximize your refund, and set yourselves up with your finances for next year! How to Maximize Your Tax Refunds with Credit and Deductions There are some people in this world who are giddy right now because it's tax season. Yeah, this is like the SuperBowl for some money nerds. And while I admit to being a number cruncher at times, I have to say...
2019-02-2116 minCouple Money PodcastBusting Money Myths with Anthony O'Neal Can you have nice things when you're paying off debt? What millionaire habits can you pick up today? Personal finance author and money expert Anthony O'Neal shares his tips and thoughts! Busting Common Money Myths Many times we mismanage our money because we've developed ideas and habits that are harmful to our financial health. If we want to change or help our spouse to change, it means we have to examine those money myths and habits.
2019-02-1422 minCouple Money PodcastHow to Rethink Real Estate as an Investment to Build Wealth Think your home is an investment? For most people, it's not. Learn how to rethink real estate so you can build your wealth and become financially independent! Buying a house is usually the biggest purchase we make. Right now in the United States, the median price of homes that sold is $225,900. For those living in high cost of living areas like California and DC, you're looking at closer to 350k to $400k respectively. Just considering the numbers, you can see that...
2019-02-0625 minCouple Money PodcastFinding Financial Independence and Freedom as a Family Today Grant Sabatier, the author of Financial Freedom, goes through how he was able to become a millionaire and financially independent by 30. More importantly, he also discusses how you can create your own path based on your goals and priorities. Get on the Path to Financial Freedom It's almost the end of January, how are things going for you? Over at our FB group, Thriving Families, I've been keeping an eye on some of the goals you've been sharing...
2019-01-3028 minCouple Money PodcastHow to Save More Money as a Family Does your family budget feel tight? Learn 3 key ways on how you can save hundreds of dollars each month while raising your kids and still having fun! Saving More as a Family I know that financial independence is a buzzword in the personal finance sphere. You got stories where people are saving 60, 70% of and retiring in 5, 10 years. I commend anyone is who simplifies their lives and removes the needless excess so they can achieve the goal. What I do see missing in some...
2019-01-2415 minCouple Money PodcastYear End Financial Reviews, Overcoming Setbacks, and Simplifying Today we're wrapping up the season with how to overcome setbacks and plan for your best year! Financial Wins, Overcoming Setbacks, and Planning for Your Best Year How has this year been treating you? To be honest, things have been a real roller coaster. We've made several trips this year to visit loved ones in the hospital, nursing homes, or just to check in on them. We've also had a dear friend lose her battle with cancer this past week (hence the...
2018-12-1919 minCouple Money PodcastHow to Win With Your Money Goals in 2019Today we're going over to figure out the best money goals for you and how to tackle them together! Tackling Your Big Money Goals It's December, can you believe it? What are your plans for this month? Last weekend we went up to visit family and friends in Virginia. We had a wonderful time, but we're a bit drained seeing so many people at once. This weekend we're relaxing. Now that we took care of the last bit of stuff for health insurance and investments that my husband's employer...
2018-12-0612 minCouple Money PodcastMarriage and Money Mailbag: Extra Income, Your Retirement Number, and MoreToday we're answering your marriage and money questions - how to earn extra money on the side, figuring out your retirement number, and how to make the most of year-end bonus! Marriage and Money Mailbag: Extra Income, Your Retirement Number, and More It's that time again - our community mailbag! It's a chance for me to answer your burning money questions. with the year wrapping up have some good ones today. In this episode we'll get into: How to make extra money when you don't have time for a second job...
2018-11-2816 minCouple Money PodcastShould You Give While Getting Out of Debt?You've probably heard how giving not only benefits the recipients but the giver. However, what do you do when you're in debt? Learn how you can pay off debt and give more to the causes that matter most to you! Giving While in Debt? When people ask this, two things jump out at me. First, they have a generous spirit. That's fantastic. Second, their current budget isn't working for them. That's something that needs to be adjusted. What if I told you there's a way you can take care...
2018-11-2113 minCouple Money PodcastHow to Protect Yourselves from the Most Common Financial Scams and FraudPart of protecting your finances means managing your accounts, both online and offline. Today we'll share how you can arm yourself against fraud and scams! Keeping an Eye Out for Scams and Fraud With so many people shopping in stores and online, scammers are all too happy to grab your data and financial information. While there's nothing you can do to completely eliminate these scams, there ways you can protect yourselves. Joe Mecca from Coastal Federal Credit Union is back to wrap up this two-parter. In this episode we get...
2018-11-1419 minCouple Money PodcastWhat to Do If Your Wallet or Purse was StolenProtect yourself from identity theft and minimize damage with this handy guide on what to do when your wallet or purse is stolen! My Wallet was Stolen, Now What? If you're subscribed to the community newsletter you may remember that in July I mentioned that my purse got stolen in Denver. We were over in Colorado to celebrate my cousin getting married. Beautiful weekend and celebration, but yeah that was a sour note for sure. We spent a good chunk of time on the phone and online to get things squared a...
2018-11-0714 minCouple Money PodcastMarriage and Money Q&As: How Much to Save for a Baby, Dealing with a Disability and Medical Expenses, Plus MoreHow much do we need to save for a baby? How do we handle medical expenses and finances with a disability? We answer your biggest marriage and money questions! Marriage and Money Q&As Welcome to another edition of our community mailbag show! This is where we take a break from our regular episodes which usually deal with one topic and instead tackle several of your marriage and money questions in smaller bites. Today we have Phillip and Julia Olson as well as Brynee Conroy here on the podcast to help an...
2018-10-3132 minCouple Money PodcastHow to Bank Better: Finding the Best Places for Your Hard Earned MoneyTired of getting hit with fees from your bank? Today we're going to see how you can find the best place to stash your cash to save and earn more money! Best Banks for Your Money All this month we've been talking about big decisions you need to make about health insurance and investing that will have an impact not only on your finances next year, but beyond. These are things you should care about for sure, but I want to cover pretty much a crucial decision you don't want to ignore...
2018-10-2518 minCouple Money PodcastSmart Retirement Moves for Your 401(k)Smart Retirement Moves for Your 401(k) Last week we look at retirement planning from a high level - figuring out a ballpark of what you'd like your retirement to look like as well as how it fits in with what you're doing now. This week we're focused on a very specific part - figuring out what to invest in when there are plenty of options. Since I'm not a financial planner and I have no idea of your very specific finances, this episode will cover the process. In this episode we'll g...
2018-10-1912 min
The Tyler Wagner ShowElle Martinez: Couple MoneyElle Martinez is the Creator and host of Couple Money, a community focused on helping spouses get on the same page, dump debt faster, and get on the path to financial independence. She's also the author of Jumpstart Your Marriage and Your Money, a four week guide for couples to become financially free. You can learn more about Elle here: Couplemoney.com
This episode is brought to you by Authors Unite. Authors Unite provides you with all the resources you need to become a successful author. You can learn more about Authors Unite here: http://authorsunite.com/.
Thank you for...
2018-10-1613 minCouple Money PodcastHow to Rock Your Retirement with Roger WhitneyFeel like you have a full plate and not enough time (or money!) to plan for retirement? Learn step by step how you two can rock retirement and still have fun now! Real Retirement Planning for Real Life Gotta love analytics. You all that data floating about. Once a week I look over things including what people searching when they discover Couple Money. And you know what I found? Believe or not, I noticed pretty much every day people discover my site with some variation of this one question. How much do we...
2018-10-1024 minCouple Money PodcastGetting Affordable Health Insurance for Your FamilyTrying to sort through all the health insurance plans HR has given you? Find out how you can choose an affordable health insurance plan that covers your family's needs! Affordable Health Insurance for You Health insurance is a huge expense. Last year when we reviewed the health plan options, we found out that premiums were going up. again. No surprise there, but the amount did catch us off guard. If we were to stay with the 'basic' family plan we had, our monthly...
2018-10-0318 minCouple Money PodcastHow to Raise Your Credit Score and More Marriage and Money QuestionsWe open up the community mailbag again and answer your biggest marriage and money questions. Today we're discussing how to build your credit and raise your score, winning your spouse over with finances, and how to do a money date! Raise Your Credit Score, Money Dates, and More Today's episode is kind of brought by..... you. Yep, it's community mailbag again and this time we have quite a varied plate on our hands! I appreciate you sending your questions in. In this episode we get into: The biggest my...
2018-09-2634 minCouple Money PodcastMarriage and Money: Working Together as Financial OppositesAre you two frustrated because you're financial opposites? Learn strategies and conversation starters so you can get on the same page and win with money! When Financial Opposites Attract Money fights are an incredible source of stress with marriage when left unchecked. it doesn't have to be that way. There are couples who have achieved huge goals - like paying off massive amounts of debts, buying their dream home, or travel together by harness the advantages of their differences. The key is learning how to work together even when they are...
2018-09-1929 minCouple Money PodcastBeyond Allowances: How to Teach Your Kids to Save and Invest MoneyWant your kids to leave the house money savvy? Learn easy techniques and ways on how to teach your children how to save and invest like a pro! Teaching Kids to Save and Invest Do you remember how you handled money growing up? I can't recall when I got my allowance, but I remember being in second or third grade going around the neighborhood collecting bottles and cans to recycle and earn some extra money. And as grateful as I am for learning what I did, from how I mismanaged money la...
2018-09-1225 minCouple Money PodcastHow One Couple Quit Their Jobs to Pursue Financial FreedomDream of quitting your job, but worried about your finances? Learn how one couple saved 70% of their income, quit their jobs, and pursued their dreams of financial freedom! Quitting $250K Jobs to Travel the Country Together September is here which means this week we're nailing down what we like to do before 2018 closes out. How about you? What goal or two do you want to knock out these next few months? There's still time to do something big. Today Alison and Matt from Owen Your Future are here to break down how they're...
2018-09-0527 minCouple Money PodcastMarriage and Money Q&A: Bigger Paychecks, Best Money Tools, and MoreToday I'm opening up the community mailbag and answering your biggest marriage and money questions! How do you maximize your paychecks while still making sure you don't owe the IRS come tax time? How do you tackle multiple goals and make real progress on them? Marriage and Money Mailbag We're here - the summer of savings finale! It's been an incredible and fun six weeks. I hope you got inspired with ways you can save money while still having a good time now. And I thought the b...
2018-07-1817 minCouple Money PodcastFrugal and Fun Summer Activities for Your FamilySchool's out - what are you up to? Today we're talking about frugal and fun summer activities for your kids and for you! Fun and Frugal Summer Activities for Kids Summer break is here and so far, it's been a blast. As school was finishing up with my little one we headed over to Denver. My cousin's wedding was beautiful. We took the girls to the park to play and relax. Got to go downtown, explore. Eat. We tried some local brews. Thanks to my mom, we h...
2018-07-1123 minCouple Money PodcastThe Finances of Being Married to a Doctor with Financial ResidencyWhile it may seem doctors have it easy with their healthy incomes, the reality is much more down to earth as many are also dealing with massive amounts of debt. Learn how to balance dumping debt, saving, and having some fun now! Financial Residency with Allison and Curtis A few years ago when we were like trying to dig out of debt I thought they would be so much easier if we had a healthy income. And yes having a certain amount does make a big difference but that's only part of the equa...
2018-06-2733 minCouple Money PodcastWorking Together to Dump Debt and Save with Popcorn FinanceThe Debt Free Story Behind Popcorn Finance One of the first things I ask when you join the community is to share what goal you're tackling. By far, the two biggest goals are dumping debt and having some savings for emergencies. And that makes sense, seeing as the average household that has credit card debt, has a balance of just under $16,000. The average American under 35 has about $1500 in savings. That can be a real burden on a marriage. But you two can get out of your financial rut and start making real progress....
2018-06-2017 minCouple Money PodcastMeal Planning Essentials for Busy CouplesDoes your food bill blow your budget? Today you'll learn how to master meal planning to save you a ton of time and money! How to Save with Meal Planning One of the biggest bills couples have - especially busy ones - is their food. Between eating out and buying food for the family, there doesn't seem to be enough money to cover everything. We discussed saving money when eating out a few episodes ago. Now we're looking at the other side -mastering your groceries and meals at home. I...
2018-06-1320 minCouple Money PodcastHow to Save for Your Biggest Goals TogetherDo you two have several dreams you want to achieve, but not making any real progress? Today I'll share how you can save for your big goals together! How to Save for Your Biggest Goals Today we're going to tackle the three biggest hurdles to saving and achieving your goals: Getting your spouse on board with saving Getting on the same page with your goals Finding money to save Hope you enjoy! Resources to Define Your Priorities and Big Goals Whether it's a joint or personal goal, the...
2018-06-0813 minCouple Money Podcast20 Ways to Have Fun This Summer and Still Save a Ton of MoneyLooking to kick things up a notch? Learn how you can have fun this summer and still save some serious money! Summer Saving Fun I'm so ready for summer! The tricky part of summer, especially if you have little ones, is making sure you don't go broke while still having fun. So to wrap up this season, I challenged myself. Today I'm going to share how you can save a grand this summer! We're going to look at 4 areas and show you 5 ways to save. Getting the Best Deals Boost Your Savings...
2018-05-3121 minCouple Money PodcastHelping Your Kid Graduate College Debt Free with The Scholarship SharkWant to help your kid graduate college debt free? Learn the strategy and tactics one mom used to snag her son $700,000 in scholarships! The Scholarship Shark College is expensive. I don't think that's news to you, but did you know that graduates in the class of 2017 are on average carrying student loan debt of just over $39,400? And that the student loan delinquency rate of 11.2%? If you're a parent, you're probably worried about how that can affect your child's financial future. You need to hunt down as many scholarships a...
2018-05-2419 minCouple Money PodcastHow to Pursue Your Dreams Without going BrokeDo you two have a couple of dreams you'd love to get started on but right now the money isn't working? Today we're going to discuss how to pursue your dreams without going broke! Working Together to Pursue Your Dreams Real life isn't that smooth. There are a dozen and more ways things can go sideways with the business. If you're married, you have to work as a team. Today Alex Grodnik from Wall Street Oasis' podcast Moving Up and founder of Payclub is here to share his story and offer from...
2018-05-1718 minCouple Money PodcastHow to Become Debt Free TogetherWant to become debt free, but you haven't figured out how to do it together? Here's what you need to know to knock out your debt faster! Debt Free Together I've yet to meet a couple who became debt free by accident. I mean it's kind of easy to slip into credit card debt or take on loans because that's considered normal. But to move away from that mentality takes effort. And being a couple, you have two minds to shift. There are things to consider together. Like yo...
2018-05-1111 minCouple Money PodcastHow to Budget Together for Savings and FunWant to stop living paycheck to paycheck, but not sure where to start? Learn how to create a budget together so you can have fun now and some savings later! Create a Budget You Both Love How do you feel about your budget? Be honest. Chances are you're not exactly thrilled about it. A survey conducted by Experian found that nearly half – 42% to be exact – don't use one because they feel like they're ineffective and unnecessary. So how do you create a budget that you both love? Peter Polson...
2018-05-0317 min
Marriage Kids and Money: Personal Finance for FamiliesHow to Craft the Perfect Money Date | Elle MartinezAuthor Elle Martinez joins me to discuss how to craft the perfect money date with your spouse. We dive into marriage, money and navigating the difficult times in our relationships.RESOURCES**Sponsor + Partners + Deals: https://www.marriagekidsandmoney.com/sponsors Learn more about your ad choices. Visit megaphone.fm/adchoices
2018-03-2639 min
Popcorn FinanceStart Your Valentine's Day with a Couple Money Talk ft. Elle MartinezValentine's Day is a time for romance, right? Well there is nothing romantic about an awkward money conversation with your significant other. Elle Martinez from CoupleMoney.com is here to help you break the ice in order to confidently & comfortable discuss your finances together. Check out Elle's book Jump Start Your Marriage & Your Money using the link below PopcornFinance.com/CoupleMoney Full Show Notes at PopcornFinance.com/44 Were you planning on shopping at Amazon? Help support the show for free using my Amazon link http://amzn.to/2CjrCYd
2018-02-1420 min
Podcast Junkies - Storytelling Interviews & Conversations with Podcasters Podcasting Passionately143 Elle Martinez | Merging Lives and MoneyAfter Elle Martinez got engaged, she started to go over her and her soon to be husband’s finances and quickly realized that they were in two completely different places. Looking for guidance, she began reading personal finance blogs but couldn’t find anyone talking about how to merge and manage your finances once you got married so she started a blog called Couple Money and eventually, the Couple Money podcast. Through her blog and podcast, Elle has been helping families to achieve financial freedom by sharing her tips and life lessons for reducing debt, increasing income, and...
2017-09-271h 11
Personal Profitability PodcastPPP053: I’m Elle Martinez and I Help Couples Manage Their MoneyThank you for reading this article, which comes to you originally from Personal Profitability.Elle Martinez realized that couples often have difficulties dealing with money. Rather than just solve her own problems, Elle started Couple Money, a blog and podcast focused on helping couples manage their bank accounts, investments, and everything in between. Learned how she turned this into a full-time job she loves in this week's episode of the […]
The post PPP053: I’m Elle Martinez and I Help Couples Manage Their Money appeared first on Personal Profitability.
2017-04-2038 minPersonal Profitability PodcastPPP053: I’m Elle Martinez and I Help Couples Manage Their MoneyThank you for reading this article, which comes to you originally from Personal Profitability.Elle Martinez realized that couples often have difficulties dealing with money. Rather than just solve her own problems, Elle started Couple Money, a blog and podcast focused on helping couples manage their bank accounts, investments, and everything in between. Learned how she turned this into a full-time job she loves in this week's episode of the […]
The post PPP053: I’m Elle Martinez and I Help Couples Manage Their Money appeared first on Personal Profitability.
2017-04-2038 minPersonal Profitability PodcastPPP053: I’m Elle Martinez and I Help Couples Manage Their MoneyThank you for reading this article, which comes to you originally from Personal Profitability.Elle Martinez realized that couples often have difficulties dealing with money. Rather than just solve her own problems, Elle started Couple Money, a blog and podcast focused on helping couples manage their bank accounts, investments, and everything in between. Learned how she turned this into a full-time job she loves in this week's episode of the […]
The post PPP053: I’m Elle Martinez and I Help Couples Manage Their Money appeared first on Personal Profitability.
2017-04-2038 min
Blended Family Podcast119-Finances and the blended family, with Elle Martinezmelissa@blendedfamilypodcast.com www.blendedfamilypodcast.com Elle Martinez is the creator of Couple Money, a personal finance site and podcast focused on helping spouses build their marriage and wealth together. She shares tips, advice, and stories from her own journey and others about dumping debt, taking care of family, and dealing with sticky situations that many marriages encounter. She joins me for a discussion of finances and blended families. In this interview we discuss Her personal story The couple money podcast Bank accounts in bl...
2017-04-0346 min