Look for any podcast host, guest or anyone
Showing episodes and shows of

Emmett Dempsey: Florida Lender

Shows

Vacation Property SecretsVacation Property SecretsThe Ultimate Financing Hack for Short-Term Rental InvestorsIn this episode of the Vacation Property Secrets Show , we dive into the ultimate financing hack that every short-term rental investor should know. Mortgage expert Emmett Dempsey breaks down how Debt Service Coverage Ratio (DSCR) loans can help investors secure funding without traditional income verification. Learn how lenders evaluate rental cash flow instead of personal income, making it easier for entrepreneurs and self-employed investors to acquire vacation properties.We also explore house hacking strategies, creative loan options, and key mistakes to avoid when financing a short-term rental. Whether you're buying your first Airbnb or scaling your portfolio...2025-02-1035 minPost Credits PodcastPost Credits Podcast352 A - The Exorcist: Believer0:12:45 - Box Office and upcoming releases. 0:21:20 *** What's Streaming  *** MAX THE EXORCIST, Dir. William Friedkin – Ellen Burstyn, Max Von Sydow, Linda Blair, Lee Cobb, Jason Miller. 1973 POLTERGEIST, Dir. Tobe Hooper – JoBeth Williams, Heather O’Rourke, Craig T. Nelson, 1982. SMALL SOLDIERS, Dir. Joe Dante - Kirsten Dunst, Gregory Smith, David Cross, Jay Mohr, Denis Leary, Kevon Dun. 1998 0:26:30 - Trailers:   PRISCILLA - Cailee Spaeny, Jacob Elordi. Feature.  THANKSGIVING – Rick Hoffman, Addison Rae, Gina Gerson, Patrick Dempsey.  Feature NIGHT SWIM – Kerry Condon, Wyatt Russell.  Feature.   0:37:00 - THE...2023-10-171h 21Mortgage InfluencersMortgage InfluencersEpisode 54: Don't Be Afraid to Be on Video with Guest Emmett DempseyWelcome to another episode of Mortgage Influencers where we bring you professionals who share insight into latest trends, tips, industry, technology and services to help you create more videos to use in your mortgage business.Join your hosts Ginger Bell, Scott Schang, Carl White and Frank Garay every week on the call.You can register for the weekly calls at www.mortgageinfluencers.comThank you to our sponsors, Mortgage Marketing Animals, Loan Officer Breakfast Club, Find My Way Home and Edumarketing.2023-01-1832 minBroker-to-BrokerBroker-to-BrokerEstablish the Brand for your Mortgage Business with an Accessible Content Catalog w/ Emmett Dempsey – Episode 145On this episode of Broker to Broker, host JP Hussey sits down with Broker/Owner of Treasure Coast Mortgage, Emmett Dempsey. Emmett has an invaluable wealth of experience that he’s bringing to the table. From globetrotting in the military, to varied jobs and positions within numerous channels in the Real Estate industry, Emmett has a perspective of the mortgage broker channel that few can match.  Emmett shares the marketing and business strategies that he’s utilized to great success with Treasure Coast Mortgage, and notes that a business and marketing strategy can be one and t...2023-01-1745 minBroker-to-BrokerBroker-to-BrokerEstablish the Brand for your Mortgage Business with an Accessible Content Catalog w/ Emmett Dempsey - Episode 145On this episode of Broker to Broker, host JP Hussey sits down with Broker/Owner of Treasure Coast Mortgage, Emmett Dempsey. Emmett has an invaluable wealth of experience that he’s bringing to the table. From globetrotting in the military, to varied jobs and positions within numerous channels in the Real Estate industry, Emmett has a perspective of the mortgage broker channel that few can match.  Emmett shares the marketing and business strategies that he’s utilized to great success with Treasure Coast Mortgage, and notes that a business and marketing strategy can be one and t...2023-01-1745 minBroker-to-BrokerBroker-to-BrokerEstablish the Brand for your Mortgage Business with an Accessible Content Catalog w/ Emmett Dempsey – Episode 145On this episode of Broker to Broker, host JP Hussey sits down with Broker/Owner of Treasure Coast Mortgage, Emmett Dempsey. Emmett has an invaluable wealth of experience that he’s bringing to the table. From globetrotting in the military, to varied jobs and positions within numerous channels in the Real Estate industry, Emmett has a perspective of the mortgage broker channel that few can match.  Emmett shares the marketing and business strategies that he’s utilized to great success with Treasure Coast Mortgage, and notes that a business and marketing strategy can be one and t...2023-01-1745 minBroker-to-BrokerBroker-to-BrokerEstablish the Brand for your Mortgage Business with an Accessible Content Catalog w/ Emmett Dempsey – Episode 145On this episode of Broker to Broker, host JP Hussey sits down with Broker/Owner of Treasure Coast Mortgage, Emmett Dempsey. Emmett has an invaluable wealth of experience that he’s bringing to the table. From globetrotting in the military, to varied jobs and positions within numerous channels in the Real Estate industry, Emmett has a perspective of the mortgage broker channel that few can match.  Emmett shares the marketing and business strategies that he’s utilized to great success with Treasure Coast Mortgage, and notes that a business and marketing strategy can be one and t...2023-01-1745 minSpain and FitzSpain and FitzTrash Pandas and Thicc's Sporting GoodsEmmett Golden in for Fitz. He and Spain talk Urban Meyer's ouster, the Browns' COVID outbreak taking out two QBs and a big TNF game. Adam Teicher and The Athletic's Daniel Popper join to preview the Chiefs and Chargers, respectively. Plus, the WFT center/male model who caught our eye, cheesy movies getting us into the Christmas spirit, 1010XL's Mike Dempsey on the Jags post-Meyer and a raccoon in the studio. Learn more about your ad choices. Visit megaphone.fm/adchoices2021-12-171h 20Lead a Horse to WaterLead a Horse to WaterTalking Tracks with Larri Davison-BowesDear listener, Season 2 is upon us! Episode 1 of the new season (episode 16 as we go) is ready for you. Larri is not only a good friend but an amazing horse person. We recorded this episode earlier in the summer when I visited my old boy Moralejo (Moo) who is on retirement livery at Larri's amazing track livery Horse Haven - Holistic Livery and Ethical Training.  You can find Larri  on Facebook https://www.facebook.com/HorseHavenWales and Instagram and her website is https://www.horse-haven.co.uk/ Not just a livery provider (rehab, re...2021-09-0348 minMortgage Advice PodcastMortgage Advice PodcastAppraisal Gap | Dealing With Low AppraisalsAppraisal Gap |  Dealing With Low Appraisals.  What happens if you are dealing  with a low appraisal?  We use the Appraisal Gap Strategy using mortgage insurance to help bridge that appraisal gap. 🌐  Get Pre-Approved/Refi Online! https://plus.preapp1003.com/Emmett-De... 🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/Re5uujC9kT4 Please reach out in an...2021-07-2504 minMortgage Advice PodcastMortgage Advice PodcastHow Does The Appraisal Process Work ?How Does The Appraisal Process Work ? In this video we do a step by step process of the appraisal and what an appraiser looks for in the appraisal.   🌐  Get Pre-Approved/Refi Online! https://plus.preapp1003.com/Emmett-De... 🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/wyBJjFgF17I Please reach out in any manner you feel comfortab...2021-07-2510 minMortgage Advice PodcastMortgage Advice PodcastMortgage Escrow Explained - How It WorksMortgage Escrow Explained - How does your escrow account work?  Should you escrow at all?  This video explains it. 🏠 Get Pre-Approved / Refi Online! https://plus.preapp1003.com/Emmett-Dempsey 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 🌐 Go to my website: https://dempseymortgage.com 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/uaHAzmj5myw Please reach out in any manner you feel comfortable.  I look forward...2021-07-2506 minMortgage Advice PodcastMortgage Advice PodcastFinancing Your First AirBNB PropertyFinancing your first Airbnb Property is not as hard as you think.  There are a few ways that you can acquire investment property and obtain your first Airbnb property. SHOW LESS🏠 Get Pre-Approved / Refi Online! https://plus.preapp1003.com/Emmett-De... **Checkout our Airbnb Listing 🏠 https://www.airbnb.com/rooms/48653062 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 🌐 Go to my website: https://dempseymortgage.com 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me...2021-07-2505 minMortgage Advice PodcastMortgage Advice PodcastOur Mortgage Process - Step By Step ✅Our Mortgage Process - Step By Step.  Here are the mortgage process steps you will follow in your home loan journey from first contact until client for life. 🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/kL2WBtHsy9A Please reach out in any manner you feel comfortable.  I look forward to helping y...2021-07-2514 minMortgage Advice PodcastMortgage Advice PodcastWhat Is PMI? - Why It's A GOOD Thing! 🤑What Is PMI?  Why is PMI a Good Thing?  In this video we will talk about PMI or private mortgage insurance, the history and different types of PMI and a real world example of how PMI can work for you!  🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/d7PsvcxYOwA Please reach out in any manner yo...2021-07-2511 minMortgage Advice PodcastMortgage Advice PodcastWho Pays Closings Costs? - Buyer or Seller? 💵 🏡 🤔Who Pays Closings Costs?  Buyer or Seller?  Watch this video to find out more!   🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/OIBtduEwvt4 Please reach out in any manner you feel comfortable.  I look forward to helping your family access home ownership and family wealth.  Talk soon!  #closingcosts #emmettdempseymortgages #buyingahouse Emmett Dempsey Broker/Owner NMLS 2085...2021-07-2508 minMortgage Advice PodcastMortgage Advice Podcast7 Mistakes First Time Home Buyers Make - WEBINARWhat are the 7 Mistakes That First Time Home Buyers Make?  In this webinar will discuss those as well as WHY its a great time to buy a house! 🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/OIBtduEwvt4 Please reach out in any manner you feel comfortable.  I look forward to helping your family ac...2021-07-2526 minMortgage Advice PodcastMortgage Advice PodcastWhat Happens On Closing Day? 🔑 🏡 💰What Happens On Closing Day?  Walk in and get keys right?  Not so fast.  Watch to learn more about what happens on closing day!  🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/OIBtduEwvt4 Please reach out in any manner you feel comfortable.  I look forward to helping your family access home ownership and family wealth...2021-07-2505 minMortgage Advice PodcastMortgage Advice PodcastEmmett Dempsey Mortgages Channel Trailer🌐  Get Pre-Approved/Refi Online! https://plus.preapp1003.com/Emmett-De... 🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/hxwjxuj_T78 Please reach out in any manner you feel comfortable.  I look forward to helping your family access home ownership and family wealth.  Talk soon!  #movingtoflorida #emmettdempseymortgages #buyingahouse Emmett Dempsey Broker/Owner NMLS 208522 Treasure Coast Mortgage, LLC N...2021-07-2501 minMortgage Advice PodcastMortgage Advice PodcastNew Port St Lucie Park - Winterlakes Park in the Torino!Winterlakes Park in the Torino Area of Port St Lucie.  Here is a tour of the park and behind the scenes look at my family enjoying the park!  🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/OIBtduEwvt4 Please reach out in any manner you feel comfortable.  I look forward to helping your family access home ow...2021-07-2505 minMortgage Advice PodcastMortgage Advice PodcastHow Mortgage Rates Are Determined 📈 📉SHOW LESSThis video talks about How Mortgage Rates Are Determined.  Mortgage rates can be a big mystery.  However this video talks about how they are determined.    🏠 Website https://dempseymortgage.com​​ 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2​​ 📸 Follow Me on Instagram http://www.instagram.com/emmettmortga... 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/8MqoDMZ_Iok​​ Please reach out in any manner you feel comfortable.  I look forward to helping your family access home ownership and family w...2021-07-2506 minMortgage Advice PodcastMortgage Advice PodcastWhy Did My Mortgage Increase? 🤯 Property Taxes! 🧾Why Did My Mortgage Increase?  Well most likely it didn't; but your property taxes did!  The Increase in your Mortgage can be startling, but this video helps to explain why.    🏠 Website https://dempseymortgage.com​ 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2​ 📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage​ 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/8MqoDMZ_Iok​ Please reach out in any manner you feel comfortable.  I look forward to helping your family access...2021-07-2504 minMortgage Advice PodcastMortgage Advice PodcastMortgage Rate Forecast - 2021 Interest Rate Prediction 📈 📉What is the Mortgage Rate Forecast for 2021?  Here are my thoughts for the direction of mortgage interest rates for 2021.  🏠 Website https://dempseymortgage.com​ 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2​ 📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage​ 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Video Link - https://youtu.be/8MqoDMZ_Iok​ Please reach out in any manner you feel comfortable.  I look forward to helping your family access home ownership and family wealth.  Talk soon!  #mortgagerates​ #intere...2021-07-2504 minMortgage Advice PodcastMortgage Advice PodcastBREAKING NEWS! - 2021 Fannie/Freddie Loan Limits Increased! 💵 🏡Fannie Mae and Freddie Mac Loan Limits have been increased by the FHFA for 2021!  How does that help you as a mortgage borrower?  It can help a great deal depending on your situation.  Watch to find out more!  Thank you so much for watching and don't forget to subscribe!    🏠 Website https://dempseymortgage.com 📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor... 💌 Email Me emmett@tcmortgage.com  📞 Call / Text Me (772) 618-5058  🎥 Vide...2021-07-2504 minMortgage Advice PodcastMortgage Advice Podcast🏡What Credit Score Is Needed To Buy A House? 🏡What Credit Score Is Needed To Buy A House these days?  Well the answer it it depends.  Credit score is a very important component of your loan application.  After COVID 19, credit score has become more important.  Watch to learn more about credit score to buy a house.     📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.i...2021-07-2503 minIn Your Own KinIn Your Own Kin16 JuliaIn this week's episode Julia shares her parenthood journey, and reflects on life with Cam and their sons Emmett and Sonny.Julia speaks with such warmth and generosity. Julia reflects on the sparkly moments - meeting her babes, navigating life as a family of four, and her commitment to sharing her love of life long learning in her children. Julia also shares the moments of her journey that have been grey - experiencing two miscarriages, a loss that she described as completely heartwrenching, the challenges that came with learning to breastfeed and tuning out from the noise...2021-06-171h 02Mortgage Advice PodcastMortgage Advice PodcastWhat Makes Up The FICO Credit Score? 💳 🏡What Makes Up The FICO Credit Score?  There are 5 factors of the FICO Credit Score : -Payment History -Amounts Owed -Length of Credit History -New Credit -Types of Credit  Watch to learn more about how these factor into your FICO credit score and buying a home.    📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/e...2020-12-0703 minMortgage Advice PodcastMortgage Advice Podcast🏡What Credit Score Is Needed To Buy A House? 🏡What Credit Score Is Needed To Buy A House these days?  Well the answer it it depends.  Credit score is a very important component of your loan application.  After COVID 19, credit score has become more important.  Watch to learn more about credit score to buy a house.     📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.i...2020-12-0703 minMortgage Advice PodcastMortgage Advice PodcastVA IRRRL | Streamline Refinance For Veterans (Updated 2020)The VA IRRRL is a great loan for veterans.  The VA IRRRL allows those who have a VA loan to lower their interest rate without any income/asset documentation or not.  However, you need to make sure you know the VA IRRRL rules.  This video helps to explain them.      📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http...2020-12-0702 minMortgage Advice PodcastMortgage Advice PodcastUnderstanding The Closing Disclosure (CD) - Mortgage Settlement StatementUnderstanding The Closing Disclosure - Mortgage Settlement Statement Explained!  The Closing Disclosure or CD is part of the TILA/RESPA Integrated Disclosure rule or TRID.  It is the companion to the Loan Estimate or LE and shows your final charges.  In this video I will go into detail as to what each section means to match back to the LE to ensure you know what you are signing and explain the 3 day rule.     📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱...2020-12-0709 minMortgage Advice PodcastMortgage Advice PodcastTwo VA Loans At The Same Time - Secondary Entitlement (2020 Updated)Two VA Loans At The Same Time - Yes Its possible to get a second VA loan.  All you have to do it a little math and you can have two VA loans at the same time.    Key Terms -VA Entitlement -$144,001 minimum loan -$36,000 base entitlement -Secondary entitlement based on county loan limit    📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2 2020-12-0708 minMortgage Advice PodcastMortgage Advice PodcastRent Or Buy A House in 2020 - 46X Your Wealth!Rent Or Buy A House 2020?  Should you rent or buy a house in 2020?  Want to 46X your wealth?  In this video I do a deep dive into the numbers about renting vs buying a home.  I do some in-depth screen shares with actual local rental stats and why buying a house is a good idea. 🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage  💼 Follow Me on LinkedIN https://www.linkedin.com/in...2020-12-0707 minMortgage Advice PodcastMortgage Advice PodcastRefinance Closing Costs - Lower Rate and Save MoneyWhat are the closing costs on a refinance of your home mortgage?  Well that depends of course.  A refinance does have closing costs but with rates this low...all time lows....the juice of the closing costs is worth it to refinance.    📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage ...2020-12-0707 minMortgage Advice PodcastMortgage Advice PodcastMortgage Paperwork - Why Do You Need All That?Mortgage Paper Work is probably the most unpleasant part of the process.  But there is a reason we need all that paper work to make sure your mortgage is processed properly.    📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmortgage...2020-12-0703 minMortgage Advice PodcastMortgage Advice PodcastMortgage Forbearance Pros and Cons CoronavirusMortgage Forbearance Pros And Cons Coronavirus - Should you go into Mortgage Forbearance because of the Coronavirus?  What are the pros and cons?  Well we talk all about that from a Mortgage professional perspective. 🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage  💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmortgage 💌 Email Me emmett@tcmortgage.com   📞 Call / Text Me (772) 618-5058   🎥 Video Link -  https://youtu.be/zB1...2020-12-0704 minMortgage Advice PodcastMortgage Advice PodcastLoan Estimate (LE) Explained - Mortgage Fee DisclosureLoan Estimate Explained - What is the Loan Estimate or LE for short?  It is an important document that provides an estimate on your interest rate and closing costs.  The loan estimate is a very important part of your initial disclosure package and we do a deep dive into every section in this video.    📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2...2020-12-0711 minMortgage Advice PodcastMortgage Advice PodcastHow To Get Preapproved For A Home LoanHow To Get Preapproved For A Home Loan Thank you so much for watching and don't forget to subscribe!    🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage  💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmortgage/  💌 Email Me emmett@tcmortgage.com   📞 Call / Text Me (772) 618-5058   🎥 Video Link - https://youtu.be/0UOhHjl4pRo  Please reach out in any manner you feel comfortable.  I look...2020-12-0705 minMortgage Advice PodcastMortgage Advice PodcastHow Much Mortgage Can I Afford? - Calculate The Numbers!How Much Mortgage Can I Afford?  When looking at a house, you want to know you can afford the mortgage payment right?  Well we will look at answering how much mortgage can i afford?      📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/emmettmortgage 💼 Follow Me on LinkedIN https://www.linkedin.com/in/emme...2020-12-0703 minMortgage Advice PodcastMortgage Advice PodcastHow Much Home Can I Afford In Florida?How Much Home Can I Afford In Florida - This is one of the biggest questions my clients ask me.  Knowing how much home you can afford BEFORE you make offers is very important.  You can look at a home with certainty that you can afford it and that the payment something you can afford in your budget.  I will give some examples in this video on what to look for.     🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Inst...2020-12-0704 minMortgage Advice PodcastMortgage Advice PodcastFHA vs Conventional - Which Is Better?Today we talk about the FHA Vs Conventional Loan question.  Which mortgage loan is right for you.  Both the FHA and Conventional Loan are great, but it depends on your situation.  This video helps spell out the difference between each loan.      📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey  💼 Follow Me on Li...2020-12-0709 minMortgage Advice PodcastMortgage Advice PodcastDisney World Reopening 2020 and a Dempsey Family TripDisney World Reopening 2020 and a Dempsey Family Trip.  As usual, we went to Walt Disney World and experienced the Reopening for 2020.  It was a unique experience as a Pass Holder.  We never went during the summer, but the lines were so short for the best rides.  Here is a few video shots of our family trip.      📱 ***Mobile App Get access to FREE buyers guides, content and calculators right on your smartphone! https://emmettdempsey.cardtapp.com  🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey...2020-12-0704 minMortgage Advice PodcastMortgage Advice PodcastBREAKING NEWS! - 2021 FannieFreddie Loan Limits Increased!Fannie Mae and Freddie Mac Loan Limits have been increased by the FHFA for 2021!  How does that help you as a mortgage borrower?  It can help a great deal depending on your situation.  Watch to find out more!  Thank you so much for watching and don't forget to subscribe! 🏠 Website https://dempseymortgage.com  📱 Facebook Messenger I will Answer any Mortgage and Real Estate Question you have https://m.me/emmett.dempsey2  📸 Follow Me on Instagram http://www.instagram.com/emmettdempsey  💼 Follow Me on LinkedIN https://www.linkedin.com/in/emmettmor...  💌 Email Me emmett...2020-12-0704 minBoston Public Radio PodcastBoston Public Radio PodcastBPR Full Show 6/15/20: Six to ThreeToday on Boston Public Radio: We opened lines to talk with listeners about the police killing of Rayshard Brooks, and the significance of his death in the context of ongoing Black Lives Matter protests.  Massachusetts Director of Transportation Chris Dempsey talked about the return of drivers to Mass. roads, and why he’d like to see Gov. Baker ride the MBTA amid coronavirus worries. We reopened lines to talk with business owners and consumers about how you’re adjusting to phase two of the state’s reopening. We aired live audio from Gov...2020-06-1500 minMortgage Advice PodcastMortgage Advice PodcastPort St Lucie Homes For Sale - Why Buy Before 2020?Port St Lucie Homes For Sale - Why Buy Before 2020?  Homestead.  It is a very important tax savings that you could miss out on for 2020 if you wait.  My friend Ashley Kane from Branca Realty Helps explain.   ❤ Enjoying this video?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their ho...2019-11-2202 minMortgage Advice PodcastMortgage Advice PodcastCosigning A Mortgage : How Does It Work?Cosigning A Mortgage - How does it work?  How can it help you qualify? ❤ Enjoying this video?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want to know your mortgage options?  Visit my site for your free ev...2019-11-2202 minMortgage Advice PodcastMortgage Advice PodcastFlying Panda Port St Lucie FloridaFlying Panda Port St Lucie Florida is a great place to bring the kids.  Here is a little video of me jumping with my 3 younger kids on a typical Dempsey Saturday.   For more info go to: https://www.flyingpanda.info/ ❤ Enjoying this video?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Ma...2019-11-2203 minMortgage Advice PodcastMortgage Advice PodcastHome Appraisal ProcessWhat is the Home Appraisal Process?  What does an appraiser do?  What do they look for?  Watch this video to find out.  Please comment, subscribe, and share! ❤ Enjoying this video?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want to know y...2019-11-2204 minMortgage Advice PodcastMortgage Advice PodcastTitle Insurance ExplainedTitle Insurance Explained - What Is It and Why Do You Need It?  Watch to find out more! ❤ Enjoying this podcast?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want to know your mortgage options?  Visit my site for your fre...2019-11-2203 minMortgage Advice PodcastMortgage Advice PodcastMortgage Rate Forecast | Fed Rate Cut & 2019 predictionsWhat is the Mortgage Rate Forecast for 2019 and beyond?  The Fed cut the rates! How does that affect mortgage rates?? Watch to find out! ❤ Enjoying this video?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want to know your mortga...2019-11-2203 minMortgage Advice PodcastMortgage Advice PodcastHurricane Port St Lucie | My Hurricane Dorian Prep and TipsLiving in Port St Lucie or anywhere in Florida, preparing for a Hurricane is a fact of life.  Here is my own personal journey getting ready for Hurricane Dorian in 2019.   ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   W...2019-09-0806 minMortgage Advice PodcastMortgage Advice PodcastVA IRRRL Refinance - Save Money On Your VA Loan!What is a VA IRRRL Refinance?  It is a way for veterans to lower their interest rate with a simple streamline loan.  Watch this video to find out more about the pros and cons! ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs...2019-09-0803 minMortgage Advice PodcastMortgage Advice PodcastWhat Is Mortgage Underwriting?What Is Mortgage Underwriting?  Its a crucial part of the process.  Watch to find out more!  Please like, share and subscribe! ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want to know your mortgage options?  Visit my site...2019-09-0803 minMortgage Advice PodcastMortgage Advice PodcastMortgage Processor | What Do They Do?If you are a getting a mortgage you may be at the Processing stage.  So what does a Mortgage Processor do?  A LOT!  Watch this video to find out more about the Mortgage Processor! ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs...2019-09-0803 minMortgage Advice PodcastMortgage Advice PodcastMortgage DisclosuresMortgage Disclosures.  What are they?  What is all that paper work anyway?  Essentially they acknowledge that you applied for a mortgage.  They are NOT the final figures!  You do that  ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want...2019-09-0803 minMortgage Advice PodcastMortgage Advice PodcastPort St Lucie Flordida | Top Five ParksIn this video we explore the Top Five Parks in Port St Lucie Florida.  I am a father of 4 kids, and finding good parks to keep them entertained is a MUST!  Here are five of our favorites around the city.   ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping...2019-09-0806 minMortgage Advice PodcastMortgage Advice PodcastMortgage Refinance ProcessAre you looking to refinance your mortgage?  Are you curious about the mortgage refinance process?  Well this video lays out the key steps you need to do to make sure your mortgage refinance goes smoothly.  Also included is a Mortgage Coach comparison showing the benefits of cash out and payment savings.  I also show what would happen when you reinvest the difference.  Its a HUGE savings and wealth building tool!  Check it out! ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 1...2019-09-0806 minMortgage Advice PodcastMortgage Advice PodcastBank Statement Mortgage - Self-Employed Lending SolutionsThe Bank Statement Mortgage can help the self employed get a mortgage that they would ordinarily be turned down for.  Have you been in the same business for at least 2 years?  Then a bank statement mortgage loan may be right for you! ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I lo...2019-09-0802 minMortgage Advice PodcastMortgage Advice PodcastDebt To Income Ratio For Mortgage - Calculation And DiscussionHow to Calculate the Debt To Income Ratio For Getting A Mortgage.  Your Debt to Income or DTI is a very important metric. It can mean the difference between your loan getting approved or denied.  Make sure you know your DTI! ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love help...2019-09-0804 minMortgage Advice PodcastMortgage Advice PodcastTwo VA Loans At The Same Time - Secondary Entitlement Explained!Can you have two VA loans at the same time?  Yes you can!  Watch this video to find out more about your secondary entitlement.   ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want to know your mortgage options?  Visit my site for your free evaluation:2019-09-0804 minMortgage Advice PodcastMortgage Advice PodcastVA Funding Fee ExplainedThe VA Funding Fee Explained - Know how much you will pay based on your situation as a veteran borrower.   ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want to know your mortgage options?  Visit my site for your free evaluation: https://dempseymortg...2019-09-0804 minMortgage Advice PodcastMortgage Advice PodcastBuying A Home With A VA Loan - The 5 Step ProcessBuying A Home With A VA Loan?  This video walks through the 5 steps of the process.  Most importantly talk to a lender like me that is a veteran and can walk you through the process! ❤ Enjoying this episode?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Want to know your...2019-09-0805 minMortgage Advice PodcastMortgage Advice PodcastClient Testimonial - The Brambles Client Testimonial from Sarah Gerald Bramble and Perry Bramble.  They are both Army Veterans, and I love helping my fellow vets buy a home! They bought using their VA loan, and got a great deal and we closed in under 30 days!  Honored to have helped them with their VA purchase   ❤ Enjoying this podcast?  Be sure to L I K E  and S H A R E  the love. ❤  I'm a 10+ year mortgage professional here in Port St Lucie, Florida.   I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois name...2019-08-1701 minMortgage Advice PodcastMortgage Advice PodcastFlorida Property Taxes - 3 Benefits of the Homestead ExemptionFlorida Property Taxes are an important topic to understand when looking to purchase a home.  Understanding how they work is a key point in your due diligence that I can help you with.  Check out the property appraiser websites in your county to check the tax bills of properties you are interested in.  Some links: St Lucie County - https://www.paslc.org Martin County - http://fl-martin-appraiser.governmax.com Palm Beach County - https://www.pbcgov.org/papa/ ❤ Enjoying this podcast?  Be sure to L I K...2019-08-1703 minMortgage Advice PodcastMortgage Advice PodcastFHA vs Conventional - Which Mortgage Is Best? FHA vs Conventional - Which is a better mortgage?  It depends!  FHA and Conventional each have their own advantages and disadvantages.  Watch this video to learn more!   ❤ Enjoying this podcast?  Be sure to L I K E  and S H A R E  the love. ❤   I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.     Want to know your mortgage options?  Visit my site for your free evalu...2019-06-0407 minMortgage Advice PodcastMortgage Advice PodcastPort St Lucie Florida Tour Series - Popstroke In Tradition Port St Lucie Florida Tour Series - Pop Stroke In Tradition  Come view a little tour of Port St Lucie's newest entertainment venue!  ❤ Enjoying this video?  Be sure to L I K E  and S H A R E  the love. ❤  I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.    Want to know your mortgage options?  Visit my site for your free evaluation:  https://dempseymortgage.com  B L O G ➳ https://dempsey...2019-04-1203 minMortgage Advice PodcastMortgage Advice PodcastClient Testimonial - The Apontes! Client Testimonial from Angel and Erica Aponte.  They are a lovely couple, and I am thrilled that I was able to help their family with their mortgage needs.  They were able to buy a newly built home and close in 17 days!!  Thank you again to Ashley Kane from Branca Realty who is a super star!      ❤ Enjoying this video?  Be sure to L I K E  and S H A R E  the love. ❤  I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Mal...2019-04-1201 minMortgage Advice PodcastMortgage Advice PodcastClosing Disclosure (CD) ExplanationClosing Disclosure Explanation from Emmett Dempsey.  The HUD-1 is no longer used for most loans.  Learn more about the Closing Disclosure (CD).   #TRID #ClosingDisclosure #Mortgage ❤ Enjoying this podcast?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.   Wa...2019-03-3108 minMortgage Advice PodcastMortgage Advice PodcastLoan Estimate (LE) Explained - Know Before You Owe!Loan Estimate Explained - Understanding Your Mortgage Costs and Fees The Loan Estimate or LE is the key document you will receive in your mortgage disclosures.  It details all the loan terms, costs and fees of your new mortgage.  Understanding this document is important as an informed mortgage client.   #loanestimate #mortgage #goodfaithestimate ❤ Enjoying this podcast?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Flo...2019-03-1010 minMortgage Advice PodcastMortgage Advice PodcastMoving To Port St Lucie - 10 Reasons Why You ShouldAre you thinking about moving to Port St Lucie?  Here are 10 Reasons Why You Should.   Read the accompanying post on my BLOG at:  https://www.dempseymortgage.com/moving-port-st-lucie-fl/ ❤ Enjoying this video?  Be sure to L I K E  and S H A R E  the love. ❤ I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families wit...2019-03-1005 minOIS Podcast | Ophthalmology\'s leading PodcastOIS Podcast | Ophthalmology's leading PodcastBONUS EPISODE: Direct from OIS@SECO - Industry Leaders Speaking Out on the Optometric ChannelIndustry leaders say optometry presents an enormous opportunity for eye care companies.Participants:Joseph Boorady, OD, FAAO, VP, Ocular Surface - Johnson & Johnson VisionRobert Dempsey, Head of Global Ophthalmics Franchise - TakedaDave Gibson, Associate VP, Consumer Eye Care & Customer Development - AllerganAngelo Rago, Global Head, Ophthalmic Diagnostics - Carl Zeiss MeditecCalvin Roberts, MD, SVP, Chief Medical Officer - Bausch + Lomb Moderated By:Emmett T. Cunningham Jr., MD, PhD, MPH, Sr. Managing Director - Blackstone Life Sciences2019-02-2827 minMortgage Advice PodcastMortgage Advice PodcastMortgage Client Testimonial - The Shaffers!Fun testimonial recorded at the closing table of Bob and Deb Shaffer.  This is the second time they have closed with me, and I am very happy to help them again! #refinance #mortgage #homeowner I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.     Want to know your mortgage options?   Visit my site for your free evaluation:  https://dempseymortgage.com  B L...2019-02-1101 minMortgage Advice PodcastMortgage Advice PodcastMortgage Insurance ExplainedMortgage Insurance Explained - What Is It Exactly?   It is actually a big deal for the mortgage industry.  Watch to learn why!   #mortgageinsurance #pmi #buyingahome  I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.     Want to know your mortgage options?   Visit my site for your free evaluation:  https://dempseymortgage.com  B L O G ➳ https://dempseymortgage...2019-02-0103 minMortgage Advice PodcastMortgage Advice PodcastHow Much Mortgage Can I Get Approved For?How Much Mortgage Can I Get Approved For?  That is probably the #1 question my clients want to know.   The answer is different for everyone.  Listed to this podcast to find out more! #mortgage #firsttimehomebuyer #mortgageapproval   I'm a 10+ year mortgage professional here in Port St Lucie, Florida.  I am a US Army Veteran (AIRBORNE!) husband and father of 4 lovely kids...and a Belgian Malinois named Leo.  I love helping families with their home loan needs.     Want to know your mortgage options?   Visit my site for your free evaluation:  https://dem...2019-02-0104 minMortgage Advice PodcastMortgage Advice PodcastFHA Loans 2019 - What You Need To Know! FHA Loans 2019. What You Need To Know to buy your next house.  Find out the ins and outs of the FHA loan to help you buy or refinance your home.       #fha #fhahomeloan #fhaloan   Facebook - https://www.facebook.com/emmettmortgage  Instagram - https://www.instagram.com/emmettmortgage  LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage  Website - https://www.dempseymortgage.com   I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or Refinance Home Loan.  ...2019-01-2703 minMortgage Advice PodcastMortgage Advice PodcastGetting A Mortgage After Bankruptcy, Foreclosure Or Short Sale - What Is The Wait? Are you curious about Getting a Mortgage After Bankruptcy, Foreclosure Or Short Sale?  What is the Wait to Buy a House?  Well listen and find out!  #buyingahouse #bankruptcy #foreclosure   Facebook - https://www.facebook.com/emmettmortgage  Instagram - https://www.instagram.com/emmettmortgage  LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage  Website - https://www.dempseymortgage.com   Video - https://youtu.be/vsHLU7K-_3s   I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage...2019-01-1102 minMortgage Advice PodcastMortgage Advice PodcastHow Are Mortgage Rates Determined? How Are Mortgage Rates Determined?  Your rate on your home loan are determined by two different main reasons:  -Things You CAN control - Things like FICO scores, down payment, etc.  -Things You CAN't control - Like the economy and the bond market  My Social Media:  Facebook - https://www.facebook.com/emmettmortgage/ Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgagel... Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com  Video - https://youtu.be/esM3IiwCQf4  Go to my website or give me a call for your personalized home loan sce...2019-01-1104 minMortgage Advice PodcastMortgage Advice Podcast2019 Conforming Loan Limit Changes - How It Benefits YOU!You may have heard the FHFA increased the conforming loan limit. WHAT? What does that REALLY mean for you as a current or prospective home buyer? Watch this video to find out why this is GREAT news! Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com Video - https://youtu.be/TnsfC27hogY I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or Refinance Home Loan. I look...2018-12-1003 minMortgage Advice PodcastMortgage Advice PodcastBuy vs Rent - A Deep Look At The Dollars And Sense. :)A recent article highlighted how nearly 75% of Americans think that renting is cheaper than owning. Nothing could be further from the truth. This video has a detailed Mortgage Coach Buy vs Rent analysis to explain why. Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com Video - https://youtu.be/RS2sZ1Ax--I I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or Refinance Home Loan. I look...2018-11-0804 minMortgage Advice PodcastMortgage Advice PodcastIs It Still A Good Time To Buy A House? - YES! 3 Reasons WhyIt's been 10 years since the height of the Great Recession. Is is still a good time to buy in 2018? Yes! Watch and find out why its a great time to buy a house in 2018 and beyond! Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://dempseymortgage.com Video - https://youtu.be/9piWdfnp2SM I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or Refinance Home Loan. I look forward to...2018-10-0103 minMortgage Advice PodcastMortgage Advice PodcastHome Inspections Explained!Find out what a home inspection is and why you should get one when you buy a house. This week's episode I am joined by Scott Keiper with Accurate Home Inspections and we discuss some key questions about home inspections. Call Scott for your home inspection at 772-337-4463 or go to www.accuratehome.net! Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com Video - https://youtu.be/zYM9eUtOhvE I Welcome the Opportunity...2018-09-1304 minMortgage Advice PodcastMortgage Advice PodcastNon-QM Loans Explained - Alternative Lending Solutions!Have you had a credit event like a short sale, bankruptcy, or foreclosure and want to buy a house? Ordinarily, you would have to wait several years to qualify for a new loan. Well if you have some assets to put down, you can buy TODAY with a Non-QM loan. Watch to learn more! Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com Video - https://youtu.be/J59rzZJ4NQ8 I Welcome the Opportunity...2018-09-1303 minMortgage Advice PodcastMortgage Advice PodcastHow Much Do You Need To Buy A House? - NOT 20% Down!Do you want to buy a house in Florida? Wonder how much you need to put down? Well it's not 20% like it always has been. I have programs with 0% down and most put down around 3%. Go to my website or give me a call for a personal consultation to see how much home you can afford. Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com Video - https://youtu.be/h1tEZ9O5OBc I...2018-09-1302 minMortgage Advice PodcastMortgage Advice PodcastClosing Costs For Buyers In FloridaWhat are the closing costs for buyers in Florida? In this video I provide some black and white examples using the Mortgage Coach software that I use to present loan options to clients. If you want a personalized analysis, call or text me today! Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://dempseymortgage.com Video - https://youtu.be/TyuCSEzVRh4 I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or...2018-08-1004 minMortgage Advice PodcastMortgage Advice PodcastCost Of Waiting To Buy A HouseHave you ever wondered what the cost of waiting to buy a house is? Even waiting 6 months can cost you thousands of dollars in interest in this environment. Watch to learn more! Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://dempseymortgage.com Video - https://youtu.be/Chh4cz54hHM I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or Refinance Home Loan. I look forward to hearing from you...2018-08-1002 minMortgage Advice PodcastMortgage Advice Podcast5 Factors That Make Up Your FICO Credit ScoreHave you ever wondered what the FICO score was made up of? Here are the five factors that make up your FICO score! Want to see how much you can afford? - http://conv-purchase-3526.itclix.com/ Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com Video - https://youtu.be/9nb6Z21t45Q I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or Refinance Home Loan. I...2018-07-2503 minMortgage Advice PodcastMortgage Advice Podcast5 Reasons Why VA Loans Are AWESOME Loans for Our VetsVA loans are awesome loans! I know, because I have one as a fellow US Army Veteran. Call/text/email me to know more about VA loans! If you want to know more about mortgages, or the home buying process in general, like this video, share and subscribe! Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com Video - https://youtu.be/2fqeciQ1ipE I Welcome the Opportunity to Assist you with a FHA, VA...2018-07-2502 minMortgage Advice PodcastMortgage Advice PodcastHow Much Mortgage Can I Afford In Florida?When buying a house in Florida, you will want to know the maximum mortgage payment you can afford and qualify for. It all starts with your goals. Call me today and we can find out what your max payment comfort is. https://www.facebook.com/dempseymortgagegroup https://www.instagram.com/emmettmortgage https://www.linkedin.com/in/mortgageloansflorida https://twitter.com/emmettmortgage https://www.dempseymortgage.com https://youtu.be/rK1OuNfsSjM I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or Refinance Home Loan. I look forward to hearing from or meeting with you, ...2018-07-2501 minMortgage Advice PodcastMortgage Advice PodcastWelcome To Emmett Dempsey's Mortgage PodcastWelcome to my Podcast! I would love to help you and your family with your next home loan. I hope you find these videos informative as you begin the mortgage process for you or someone you know. Please like, subscribe and share!! Facebook - https://www.facebook.com/dempseymortgagegroup Instagram - https://www.instagram.com/emmettmortgage LinkedIn - https://www.linkedin.com/in/mortgageloansflorida Twitter - https://twitter.com/emmettmortgage Website - https://www.dempseymortgage.com https://youtu.be/ypklIyjRtDY I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM or Refinance Home Loan. ...2018-07-2501 minMortgage Advice PodcastMortgage Advice PodcastWhy Your Credit Karma Score is Different than My Credit PullCredit Karma can be a good site to get a free score. However the scores can be much different than when I pull your credit report. Watch to find out why! Credit Karma is a good site for a free report (and a ton of credit card offers). However, they use the Vantage score model. We use the FICO scoring model. They can generate much different scores. Watch to find out why! https://www.facebook.com/dempseymortgagegroup https://www.instagram.com/emmettmortgage https://www.linkedin.com/in/mortgageloansflorida https://twitter.com/emmettmortgage https://www.dempseymortgage.com https://youtu.be/IX03...2018-06-2801 minMortgage Advice PodcastMortgage Advice PodcastEpisode 5 - Beware Rocket Mortgage! Use a local lender!Rocket Mortgage from Quicken Loans has some funny commercials, but they are NOT accurate! The guidelines are still the same. Watch to find out why! Guidelines are still the same for every loan. Just because it appears to be online, do not be fooled. Use a local licensed professional for your home loan needs. https://www.facebook.com/dempseymortgagegroup https://www.instagram.com/emmettmortgage https://www.linkedin.com/in/mortgageloansflorida https://twitter.com/emmettmortgage https://www.dempseymortgage.com https://youtu.be/dhqk7JTsq3w I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional, Reverse Mortgage, Non-QM...2018-06-2801 minMortgage Advice PodcastMortgage Advice PodcastEpisode 4 - Part 3 of the Pre-Approval ProcessPart 3 of the Mortgage Pre-Approval Process. Emmett Dempsey talks about the Annual Mortgage Coach review and life long mortgage advice. Our service to you does not end at the closing table. First step is to complete reviews on Zillow and Google. They are much appreciated. I will stay in touch to go over your mortgage needs in the future. https://www.facebook.com/dempseymortgagegroup https://www.instagram.com/emmettmortgage https://www.linkedin.com/in/mortgageloansflorida https://twitter.com/emmettmortgage https://www.dempseymortgage.com https://youtu.be/6NracfGVq_4 I Welcome the Opportunity to Assist you with a FHA, VA, USDA, Conventional...2018-06-2802 minMortgage Advice PodcastMortgage Advice PodcastEpisode 3 - Part 2 of the Pre-Approval ProcessEmmett Dempsey goes over the process now that you are under contract! -Executed Contract -Initial Loan Estimate (LE) -Escrow Deposit (EMD) -Home Inspection -Appraisal -Underwriting -Loan Approval -CTC!!! -Closing Disclosure (CD) -Wire Funds -CLOSE!!! Get Key!! :) APPLY HERE - https://preapp1003.com/id/Emmett-Dempsey https://www.facebook.com/dempseymortgagegroup https://www.instagram.com/emmettmortgage https://www.linkedin.com/in/mortgageloansflorida https://twitter.com/emmettmortgage https://www.dempseymortgage.com Emmett Dempsey, Geneva Financial, LLC NMLS 208522 / 42056 1850 SW Fountainview Blvd #210 Port Saint Lucie, FL 34986 Call or text - (772) 618-5058 --- Support this podcast: https://podcasters.spotify.com/pod/show/emmett-dempsey/support2018-06-2804 minMortgage Advice PodcastMortgage Advice PodcastEpisode 2 - Part 1 of the Mortgage Pre-Approval ProcessFirst of a 3 part series on the Pre-Approval process. Learn what the steps are in this very exciting, but sometimes scary process! Go to www.dempseymortgage.com to apply or call 772-618-5058 for more info! --- Support this podcast: https://podcasters.spotify.com/pod/show/emmett-dempsey/support2018-06-2702 minMortgage Advice PodcastMortgage Advice PodcastEpisode 1 - Welcome to my Podcast!This is the first episode of home loan tips that describes a little about me. I am Emmett Dempsey, Loan officer in Port St Lucie, FL and I would love to help your family with all your home loan needs! --- Support this podcast: https://podcasters.spotify.com/pod/show/emmett-dempsey/support2018-06-2700 minThe Ginni ShowThe Ginni ShowMonday Mocha with Peter PaigeOn the eight Monday Mocha show, we still continue in Hollywood and chat to someone who has left a heart print on my journey. I first caught a glimpse of him on Showtime's Hit Series, "Queer As Folk," where he played the character Emmett Honeycutt. From there, Peter Paige has gone on to be one of the creators and writer's for the ABC's hit show, The Fosters. One of the many many things I love about Peter is the fact that he always makes time to connect with you. A lot of people reach out to him about the art...2017-03-1914 min