Shows
Life is Life!Happy Valentines Day... "What's your Credit Score"?In this episode, Chase and Phil discuss their Valentine's Day traditions and the stress that can come with the holiday. They also talk about the changing dynamics of Valentine's Day without Keri and how the kids celebrate it differently at different ages. The conversation then shifts to a new dating app that requires a minimum credit score to join, and the importance of discussing finances in relationships. They also share their thoughts on watching dating shows and the entertainment value they provide. The episode concludes with well wishes for Valentine's Day.TakeawaysValentine's Day...2024-02-1427 minLife is Life!The Season of Traditions, Family, Friends a Bit of Stress and DysfunctionIn today's episode, Chase and Phil discuss the holiday season and the stress and challenges that come with it. They talk about keeping traditions alive, navigating different family traditions, and adjusting to changes in family dynamics. They also share coping strategies for dealing with holiday stress and dysfunctional family gatherings. The hosts reflect on their own holiday traditions and share a humorous story about a dysfunctional family sundae. Happy Holidays and Happy New Year!TakeawaysThe holiday season can be stressful and challenging, especially when it comes to navigating different family traditions and adjusting...2023-12-1932 minLife is Life!How to Cope with Loss and Life's Stresses with Family Therapist Megan BroderickSummaryIn this conversation, Chase, Phil, and Megan Broderick discuss the complex nature of grief and the importance of creating a safe space for individuals to express their feelings. They explore the different types of grief and the stages of grief, emphasizing that everyone's grief journey is unique. Megan shares insights on supporting children and families dealing with grief, highlighting the need for validation and open communication. They also discuss the role of self-care and vulnerability in parenting and the importance of making repairs in relationships. The conversation concludes with a focus on...2023-12-051h 00Life is Life!Welcome to Life is Life!Welcome to Life is Life. This episode we reintroduce Chase and Felipe and welcome Brian Blackburn into the fold! This is the beginning of an amazing year ahead where we talk about the trials and successes in business life, personal life, fatherhood, marriage, death and so much more, after all Life is Life!!!!Support the show2023-10-2013 min
Life is Life!Warranties: Friend or FoeWe are offered them for cars, plane tickets, and electronics. You might even have gotten a hundred calls to let you know that yours is about to expire even though you never purchased it. Warranties, protection plans and service plans are everywhere. But are they worth it?Felipe shares his story of trying to get a windshield replaced by a warranty and how those events unfolded. Three years and a cracked windshield later was it a good deal? Or did he forget a very important component to personal finances. Always read the fine print!Support th...2022-10-1432 min
Life is Life!Does it Make Cent$ to Spend on Kids Birthday Parties?Children's birthday parties, anyone with kids and even those without, have attended. Parents sit around and have a drink or grab a bite to eat as kids run around with their friends and enjoy being the center of attention. But how memorable are they? Do you remember your ninth or tenth birthday party? More importantly, how much do they cost? Are there better ways to spend your money and time on your kids? In this episode Felipe shares his idea for doing away with the parties and giving control to his kids. All while saving money, reducing s...2022-09-0228 min
Life is Life!Preparing your Child's for Real Life ExpensesIt's that time of year when parents drop off their little ones at college campuses near and far. Did they pack their socks? Will they remember to call home? Or at least add you on Instagram so you can see that they are safe?Some of the big questions parents are asking themselves are all about money. Are they ready to handle their own money? Will they be asking for a mommy or daddy bailout before the semester's end? Will student loans and credit cards lead to years of debt?In this episode Chase returns a...2022-08-2633 min
Life is Life!The Great American Road Trip, and Unexpected Expenses to Look Out ForThe world has changed since Steinbeck took Charley in search of America. I know my life has changed drastically since my 7,715.8 mile adventure across America in college, that was just 15 years ago! Some think the idea of the Great American Road Trip is dying. I'm here to ask you, please start a budget and hit the road again! Katie sits down with me as I go over, things to look out for when venturing out for a 2022 (or 2023) road trip. With or without little ones, or fur babies. Even after more than 30 thousand road trip mi...2022-08-1957 minLife is Life!#146 Surprise Expenses: Homeownership EditionIn the personal finance world, there's been a long-running debate on whether buying a home or renting for life is better for your money long-term. But unlike rent, a mortgage comes with many other expenses, like taxes, maintenance, and upgrades. So is it more accurate to say that homeownership is more comparable to an auto loan than it is to paying rent?In Episode #146, Katie joins Felipe for a conversation about surprise expenses they experienced during the first year of homeownership, including a surprise tax bill that hit both households.Support the show2022-08-1233 min
Life is Life!#145 Lets Talk Money 24/7? No Thank You!We love personal finances, that's no secret. Should you be thinking about personal finances all day every day? Should you find a circle of friends that only wants to talk business and finance? We think not we also want to talk about The Real Housewives or soccer. This episode Katie joins Felipe and they talk about viral tweets and other trends they see on the personal finance social media world. Support the show2022-08-0533 min
Life is Life!#144 Playing the Lottery? Smart Investment Strategy or Gambling?Mega Millions Lottery jackpot moved over the billion mark for the fourth time since it was introduced in 1996 in five states. Now in 45 states Mega Millions is one of the two largest lottery's in the nation. Is playing the lottery a smart move? chances of winning aren't great yet millions of people play each year.Today Felipe and Chase discuss the lottery phenomena and whether it is smart to throw a few dollars on a ticket from time to time.Support the show2022-07-2823 min
Life is Life!#142 Card Declined!Card declined! It has happened to all of us, the moment your card is declined and you feel the entire store is just watching you. Or maybe you forgot your money on the way to the store or you missed the "cash only" sign at the door? Embarrassing money situations come up and it doesn't always mean your finances are in trouble. This week Felipe shares a few embarrassing stories of his, one of his wife, and even of of Chase. Support the show2022-07-1517 min
Life is Life!#132 The Argument for Financial Literacy to Be Taught in SchoolsMath, science, social studies, history, english are of course , the core of studies our children learn in school from the time they start in kindergarten all the way through 12th grade. These subjects and others as they grow are crucial in the development of our kids as they prepare for college or the real world. But what about a skill that every single one of will have to use on a daily basis at some point?In todays episode Chase and Felipe discuss the age old question that has again found itself in the news. Who should...2022-05-0629 min
Life is Life!#123 Health, Weight Loss and Your (Phil's!) FinancesLosing weight and eating healthy can be expensive but does it have to be? The U.S. weight loss market came in at a record $78 billion dollars in 2019. If some of that was your money you are not alone, we contributed to it as well. In this episode we talk personal finance and eating healthy. Can we take care of both our health and budget simultaneously?We also learn about our own Phil's new goal to lose 50 pounds by the end of the year. His plan? Applying the principles of budgeting to calories. Also how he...2022-03-0442 min
Life is Life!#122 Can Gaming Teach Financial Capability and Responsibility?Gaming has become a part of our fabric. It's not just kids and teens spending endless hours staring at a screen. Video games have been popular since the Ralph Baer, licensed his console to Magnavox which sold to consumers as the Odyssey in 1972, according to History.com. From Intelevision to Atari, Nintendo to Sega and Xbox to Play Station the video game Industry blown up and generations are playing every day. Parents struggle with how much is enough and what kind of games should they be aloud to play? But the cost of these systems, games, downloads, equipment and d...2022-02-2538 min
Life is Life!#121 House poor in Seattle, Reaching for HappinessIt’s safe to say that during the pandemic even some of the most disciplined spenders made an impulse buy or two. What happens when that impulse buy is the largest purchase of your life? With the boom in the housing market many took a leap and purchased a home. Now as the dust is settling are there regrets? The team sits down to talk about a story in the New Your Times about individuals who looking back feel it may have been better to wait. One example in particular got the debate going. Is it possible to...2022-02-1842 min
Life is Life!#119 Do 6 Million Dollar Commercials Really Influence Us to Buy?Every year in February the eyes of the sporting world, at least here in America, tune in to watch a football game. But are they all tuning in to watch the actual game? Some, including Felipe, once again could care less about who wins the game. Instead once a year Felipe watches television for the commercials? He is not alone and companies from all industries know millions will be watching so they spend a small fortune to try and grab your attention.This episode we ask ourselves. Do these often funny and entertaining ads really get us...2022-02-0432 min
Life is Life!#118 What to do About Time Off Work for Parents with the Resurgence of CovidBoth Chase and Felipe recently had children sent home from school due to COVID or exposure to COVID and that got them thinking. What extra financial burdens is this causing parents who can't work from home to care for their children? What about people who's job requires them to be in person? Are there laws to protect the worker? Also, a special thank you to all of those who keep the things running! Support the show2022-01-2822 min
Life is Life!#097 Student Loan News and its Potential ImpactThe world of federal student loans is changing. Especially for all of those looking to take advantage of the Public Student Loan Forgiveness (PSLF) programs. The Pennsylvania Higher Education Assistance Agency (PHEAA) or Fedloan, one of the largest student loan servicers and the only servicer handling PSLF loans recently announced it will not be looking to renew its contract as a student loan servicer. What does that mean to the millions who currently have Fedloan as their servicer? What should you do now to prepare? What should you be on the lookout for? Will your loan or forgiveness terms...2021-08-0629 min
Life is Life!#090 Shootin the Financial $h!t- Can I spend $ on myself when I am in Debt?If you have listened to this podcast often you know that we bring up budgeting in some way in just about every episode. This is because creating a spending plan (budget) is crucial to the health of your finances, especially if you are trying to pay back debt that you accumulated earlier in your life. This doesn't mean that you have to do without completely though. In this episode Chase and Phil discuss how you can create that plan to pay back the debt and still leave some for you to enjoy the life you are living now.2021-06-1837 min
Life is Life!#080 Not Your Grandparent's Economics with Dr. Jim CharkinsWhen people hear the term economics they often think of graphs and a very confusing course they took in high school or college. But is that really what it is? We sit down with Dr. Jim Charkins, who likely cares more about economics and economics instruction than anyone we've met. He is the Economics Professor Emeritus and Director for Economics Education, California State University, San Bernardino, serves on many boards including the California Jump$tart Coalition, CCEE and California Association of School Economics Teachers. He is thoughtful and funny and will give you a whole new appreciation of (and...2021-04-0947 min
Life is Life!#079 Teaching Youth Personal Finance with a Bite of Reality with Tena LazanoThere are many different ways to convey financial information to youth but it can be difficult to explain how so many financial realities are based on decision making. Well there is one program out there that is letting students make those decisions before they are real!This week the gang sits down with Tena Lazano, the executive director of the Richard Myles Johnson (RMJ) Foundation, Tena is responsible for leading the Foundation, which provides resources for credit unions to deliver financial education in their communities. The Foundation serves credit unions in California and Nevada, and offers its...2021-04-0248 min
Life is Life!#078 Real Estate & Lending in a Pandemic and Beyond with Kelly Kline & Tyler HagerlaWhat an incredible year it has been. We passed the one year anniversary of the pandemic shutting down life as we know it. So many things changed in our daily lives: businesses and schools going remote, working from home, and layoffs and furloughs. In the beginning banks and lenders were giving homeowners an option for forbearance if they faced financial hardship. No one knew how this was going to affect the housing market. It has been quite the year, so we sat down with lending and real estate experts to discuss the market during the pandemic, where we are...2021-03-2646 min
Life is Life!#077 Shootin the Financial Sh_t! One Year Anniversary of Lockdown. Season 3 Finale!As we just passed the one-year anniversary of the COVID-19 pandemic changing our lives, we thought we would reflect on the past year. The financial and personal repercussions were many. We faced difficult situations, but also saw good in others and found some interesting surprises. Everyone faced challenges, yet through it all we found the human spirit is strong and resilient. People helped each other out both financially and emotionally. Some of us saved like we have never saved before, and others spent in areas they never would have dreamed. Some learned they don't need to grocery shop every...2021-03-1930 min
Life is Life!#76 Supporting our Heroes with Daniel RomeroThis week the Talk Wealth To Me crew sits down with Daniel Romero, director of the San Diego Military Family Collaborative (SDMFC) and the Dads Corps - two programs within the incredible nonprofit organization SAY San Diego. We discuss the many struggles that military families and veterans incur through their military and post-military careers including personal financial difficulties due to high cost of living (especially on the coasts), dealing with deployments, preparing for civilian life and much more. Collaboration among many organizations allows the SDMFC to support those who lack things that most of us take for gra...2021-03-1240 min
Life is Life!#075 Car Shopping? Avoid the Financial Pitfalls with Attorney Sharon GlasseyWe love our cars! Over 14.5 million cars were sold in 2020 - down from 2019, but still a lot considering the economic impact of the pandemic. Buying a car is something that most of us will experience at least once in our lifetime and often we say, "I got a great deal!" But did you, really? Talk Wealth to Me sits down with Sharon Glassey of Glassey Law (glasseylaw.com). Sharon has more than 20 years of experience litigating auto fraud, lemon law and Fair Debt Collection Practices Act (FDCPA) cases throughout California. We cover the biggest mistakes people make when they...2021-03-0549 min
Life is Life!#074 Talking Personal Finance with High School Senior Parth AsawaThis week the guys sit down with Parth Asawa, a senior at Monta Vista High School in Cupertino, CA and the Director of the Financial Literacy Introduction Program which is part of the nonprofit, Youth Economics Initiative.Parth speaks openly about how he realized he didn't know much about money and finances in the "adult" world and shared what he hopes to do to provide this important knowledge to other young people. At a young age, he recognizes that personal finance should be taught in schools before students head off to start their lives after high school...2021-02-2637 minLife is Life!#073 Shootin the Financial Sh_t! Pet Ownership & Painful DecisionsThis week the guys discuss the very difficult and often heart-wrenching decisions that need to be made by pet owners when caring for an ill pet. Chase discusses the roller coaster ride it has been with his dog, Jackson, over the last two years. Not just the emotional toll of caring for a sick dog, but the very real financial decisions that go with it. Most pet owners will endure this at least once in their pet's lifetime. What treatments do we choose? What is the cost involved in those treatments? Will it cure them or just sustain a...2021-02-1930 min