Shows
Kitsap MattersFrank Ellerbroek: On Mortgage services, Family Life, Great Outdoors & Innovative TechnologyIn this interview with Frank Ellerbroek, a long-time resident of Washington and Kitsap County, shares his journey into the mortgage industry, where he has built a successful career over the last 26 years. As a mortgage broker with Vantage Mortgage Brokers and a founding member of the Kitsap Executive Association, Frank discusses how his entrepreneurial spirit led him into mortgage lending. He highlights the importance of helping clients find financial solutions, especially first-time homebuyers, and emphasizes the value of working with a fiduciary-minded broker. Frank also reflects on his family life, outdoor passions like skiing and backpacking, and his vision...2024-10-0936 min
Sound Retirement RadioRethinking Mortgages: How to Avoid Costly Traps When Buying a Second Home or DownsizingA common consideration for people living in colder climates is purchasing a second home in a warmer region to escape the winter months. However, in March 2022, the Federal Reserve began increasing interest rates to combat inflation. This move caused many potential buyers to hit pause on their plans for a second home. Recently, on September 18, 2024, the Fed announced its first rate cut, lowering the Federal Funds rate to 4.75%-5%, marking a half-percent decrease. Mortgage rates, which had soared as high as 8%, are now starting to come down. As a result, more people are reconsidering downsizing or purchasing that second...2024-10-0533 min
Heartbeat of KitsapEpisode 64 Building a Referral Based BusinessToday more than ever, small businesses rely on referrals and repeat business to succeed and reduce marketing costs. While social media and advertising remain major marketing expenses, understanding and working a proactive referral business is still a vital part of any marketing plan.HIGHLIGHTSProactive versus reactive referral businessFoundational pieces needed to build a referral-based businessHow to target your database to increase referralsYOUR PRESENTERFrank EllerbroekFrank Ellerbroek is a Senior Mortgage Consultant for Evergreen Home Loans. He has originated residential mortgages on the Kitsap Peninsula...2021-04-2454 min