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Entrepreneur\'s JourneyEntrepreneur's JourneyLessons from a Young Entrepreneur: What the Trades Don’t Teach You About BusinessIn this episode of The Entrepreneur's Journey, host Michael Pallozzi sits down with Harrison Edwards, president of My Painter & Exteriors in Arlington, Virginia, to explore his remarkable journey from starting a business at age 20 to running a thriving painting and exterior contracting company by 29. Harrison shares candid insights about overcoming early challenges, understanding profitability, growing a scalable business, and learning critical lessons from tough projects. This conversation highlights practical strategies for contractors and entrepreneurs aiming to enhance their business acumen and accelerate growth.Tune into this episode to also learn:How to accurately...2025-07-1825 minEntrepreneur\'s JourneyEntrepreneur's JourneyBuilding MSC Flooring: Lessons in Grit and GrowthWelcome back to The Entrepreneur’s Journey, hosted by Michael Pallozzi. In this episode, Michael speaks with Jon Winters, President of MSC Flooring, about his journey from painting houses in high school to co-founding and growing Michigan Specialty Coatings into a thriving business. Jon shares how early failures shaped his business philosophy, the lessons learned from traveling the world, and the importance of living below your means to weather any economic storm. Listen in for candid insights into building a resilient company culture and managing growth through challenges.Tune into this episode to also learn:● How...2025-07-0234 minHFMHFMDiscover Charts With HFMJoin our analyst for a quick tour through the world of charting. Learn how to read, analyse, and use charts to spot trading opportunities with confidence.A great webinar for new traders, today’s webinar will cover the following:•Using HFM’s trading platforms •How to read price charts•Price and candlestick patterns'Disclaimer: This material is provided as a general marketing communication for information purposes only and does not constitute an independent investment research. Nothing in this communication contains, or should be considered as containing, an investment advice or an investment recommendation or a solici...2025-06-301h 14Entrepreneur\'s JourneyEntrepreneur's JourneyTrust the Process: Lessons from a First-Time Business BuyerWelcome back to The Entrepreneur’s Journey, hosted by Michael Pallozzi. In this episode, Michael sits down with John Moskola, co-owner of Watson & Sons Plumbing in Western Pennsylvania. With a background in cybersecurity for the Pentagon, John made an unexpected pivot into business ownership through the acquisition of a local plumbing company with his brother. They discuss the challenges of securing financing, navigating the SBA loan process, handling curveballs like environmental studies, and what it takes to successfully grow a family-run trade business in a modern world. This episode offers a candid look at making the leap from corporate li...2025-06-1729 minEntrepreneur\'s JourneyEntrepreneur's JourneyFrom Side Hustles to CEO at 21: 3 Lessons on Sales Grit, Smart Automation, and Building a Self-Managing BusinessWelcome back to The Entrepreneur’s Journey. In this episode, host Michael Pallozzi sits down with Jayson Miletta, a 21-year-old recent graduate of Rowan University and already a seasoned entrepreneur. Jayson shares how he turned a backyard cornhole league into a national franchise, launched a digital marketing firm with automated outreach systems, and built a scalable business model rooted in partnership and performance. This conversation covers the evolution of Jayson's ventures, the systems behind his success, and his vision for the future—all before graduating college.Tune into this episode to also learn:Welcome back to T...2025-06-0330 minEntrepreneur\'s JourneyEntrepreneur's JourneySay Yes First, Figure It Out Later: Lessons in Grit, Growth, and Guts from Dave KryszczakIn this episode of The Entrepreneur's Journey, host Michael Pallozzi sits down with David Kryszczak, founder of Spartan Digital, to explore his inspiring path from teenage tech support to leading a thriving digital marketing agency. Despite being only 26, Dave's journey spans entrepreneurial risk-taking, deep community involvement, and a remarkable personal story that includes classical music, shooting sports, and black bear hunting in Maine. This candid conversation unpacks the value of saying "yes" early and learning on the fly, and how Dave’s experiences shaped his success in marketing and leadership.Tune into this episode to also learn:...2025-05-1430 minDollar Wise PodcastDollar Wise PodcastSmart Strategies for Charitable Giving and Tax SavingsWelcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli, CFP, is joined by Andrew Barnard, CFP, to explore how charitable contributions can be optimized for tax efficiency. They discuss practical strategies such as donor-advised funds, gifting appreciated stock, and estate planning techniques to ensure your generosity also leads to tax benefits. Whether you're navigating a high-income year or planning your legacy, this episode offers valuable insights to help you give wisely.Tune into this episode to also learn:● How donor-advised funds can provide flexibility and immediate tax deductions....2025-04-3020 minDollar Wise PodcastDollar Wise PodcastWhat Happens to Your Travel Points When You Die?Welcome back to the Dollar Wise Podcast. In this episode, Catherine Allen-Carlozo and Tyler Reedman dive into an unconventional yet valuable topic: what happens to your travel rewards—points, miles, and loyalty perks—when you pass away? Prompted by a real client experience, the discussion unpacks how various credit card, airline, and hotel programs treat reward balances after death and what estate planning strategies can help preserve them for loved ones. Tune in for an eye-opening conversation that blends financial planning with travel hacking insights.lth without fear.Tune into this episode to also learn:● Why yo...2025-04-0117 minEntrepreneur\'s JourneyEntrepreneur's JourneyBuilding a Business from the Ground Up with Bill McGrathIn this episode of The Entrepreneur’s Journey, host Michael Pallozzi sits down with Bill McGrath, owner of South Jersey Elevator, to discuss his journey from working in the trades to launching and scaling his own successful elevator company. Bill shares his early influences, the pivotal moment that led him to take the leap into entrepreneurship, and the challenges he faced along the way. He also talks about the lessons he learned from his father, the importance of resilience, and the future of his company, including his son’s growing role in the business.Tune into this epis...2025-03-1230 minDollar Wise PodcastDollar Wise PodcastFrom Saver to Spender: How to Enjoy Your Money in Retirement Without FearWelcome back to the Dollar Wise Podcast! In this episode, Catherine Allen-Carlozo, a Certified Financial Planner at HFM Investment Advisors, explores the transition from being a saver to a spender in retirement. Many retirees struggle with the fear of spending their savings, worrying about outliving their money, market crashes, or unexpected medical expenses. Catherine shares practical strategies to build confidence in spending, create a structured withdrawal plan, and align financial decisions with personal values and goals. If you’ve worked hard to save for retirement, this episode will help you shift your mindset and enjoy your wealth without fear....2025-02-2609 minEntrepreneur\'s JourneyEntrepreneur's JourneyFrom Criminal Justice Dreams to Running a Legacy: Tyler Hoehe’s StoryWelcome back to the Entrepreneur's Journey Podcast. In this episode, host Michael Pallozzi sits down with Tyler Hoehe, the fourth-generation owner of Ed's Body Shop in Bridgeton, NJ. Tyler shares her incredible journey from dreaming of a career in law enforcement to becoming the youngest entrepreneur featured on this podcast. Discover how her family's legacy influenced her decision to take over the business, the challenges she faced as a woman in a traditionally male-dominated industry, and how she's expanding the shop's services to include heavy-duty equipment repair. This conversation dives deep into her growth, passion, and dedication to carrying...2025-02-1228 minHigh Five Motherhood | Routines, Schedules, Time Blocking, Home, Organization, Self Care, Mom LifeHigh Five Motherhood | Routines, Schedules, Time Blocking, Home, Organization, Self Care, Mom Life308. Master Weekly Planning: How to Reach Your Goals Faster with The HFM Productivity System (part 2 of 2) | Routines, Schedules, Time Management, Time Blocking, Home Organization, Plan, Habits308. Master Weekly Planning: How to Reach Your Goals Faster with The HFM Productivity System (part 1 of 2)  | Routines, Schedules, Time Management, Time Blocking, Home Organization, Parenting, Productivity, Busy Moms, Mom, Vision Boards, Planning, Planner, Plan, Goals, Dreams, Habits, New Year, New Years Resolutions..>>>Hurry! Plan ahead for less stress by getting your PLANNERS to start off the New Year with a BANG MAMA!… Master Weekly Planning -Reach Your Goals Faster with⁠The HFM Productivity System!⁠GET YOUR HFM PRODUCTIVITY PLANNERS TODAY!HFM PRODUCTIVITY PLANNERS click here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠..2025-02-0729 minHigh Five Motherhood | Routines, Schedules, Time Blocking, Home, Organization, Self Care, Mom LifeHigh Five Motherhood | Routines, Schedules, Time Blocking, Home, Organization, Self Care, Mom Life307. Master Weekly Planning: How to Reach Your Goals Faster with The HFM Productivity System (part 1 of 2)  | Routines, Schedules, Time Management, Time Blocking, Home Organization, Plan, Habits307. Master Weekly Planning: How to Reach Your Goals Faster with The HFM Productivity System (part 1 of 2)  | Routines, Schedules, Time Management, Time Blocking, Home Organization, Parenting, Productivity, Busy Moms, Mom, Vision Boards, Planning, Planner, Plan, Goals, Dreams, Habits, New Year, New Years Resolutions . . >>>Hurry! Plan ahead for less stress by getting your PLANNERS to start off the New Year with a BANG MAMA!… Master Weekly Planning - Reach Your Goals Faster with The HFM Productivity System! GET YOUR HFM PRODUCTIVITY PLANNERS TODAY! HFM PRODUCTIVITY PLANNERS click here:  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://highfivemotherhood.com/shop⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠...2025-02-0432 minDollar Wise PodcastDollar Wise PodcastLessons from a Banner Year: How 2024 Shaped the Investment LandscapeWelcome back to the Dollar Wise Podcast! In this episode, Jason takes a deep dive into the key financial events of 2024. From understanding the S&P 500's stellar 25% performance to exploring the nuances of inflation, unemployment, and GDP growth, Jason provides a comprehensive reflection on a remarkable year for both the stock market and the economy. He also tackles pressing questions about investment strategies, including the role of diversification, the pitfalls of over-relying on dividends, and how to align your portfolio with your long-term goals. If you're wondering how to stay grounded in the face of market unpredictability, this...2025-01-2817 minEntrepreneur\'s JourneyEntrepreneur's JourneyWhat’s the Secret to Turning a Construction Job Into a Scalable Business, Like Ron Cuff?Welcome back to the Entrepreneur’s Journey, a podcast dedicated to exploring the paths of successful entrepreneurs. In this episode, Michael Pallozzi sits down with Ron Cuff, co-CEO of High Point Home Services and Brand President of High Point Roofing. Ron shares his inspiring journey of transitioning from construction labor in his youth to building, scaling, and successfully exiting businesses in the trades industry. Listen as they delve into his upbringing, early challenges, and eventual successes, culminating in the development of "Forge," a comprehensive educational platform for trades business owners. This episode is packed with actionable insights for aspiring an...2024-12-0546 minDollar Wise PodcastDollar Wise PodcastAre Multi-Year Guaranteed Annuities a Smart Choice in a Rising Rate Market?Welcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli, a certified financial planner at HFM Investment Advisors, discusses the increasing interest in multi-year guaranteed annuities as interest rates rise. With more clients and insurance agents inquiring about these products, Jason dives into the pros and cons, potential pitfalls, and considerations to make before adding them to your financial plan. If you're curious about annuities or have received pitches recently, this episode will provide you with essential information to help you make informed decisions.Tune into this episode to also learn:How higher interest...2024-11-1816 minDad Starting OverDad Starting OverLet's Talk About Duty Sex (From a Live HFM Brotherhood Member Meeting)Everyone seems to be talking about DUTY SEX right now. Why is this such a hot-button topic? What exactly is it, anyway? Should women do it? Should men accept it?This is a series of clips from our last HFM Brotherhood meeting. We hold several different live meeting Zoom meetings every single week and record all of them for our members to listen back to later. We also have private discussion forums, all my books for free, a members-only podcast, in-person conferences, and more! Join us: https://helpformen.com/joinJoin the HFM Brotherhood!2024-11-1514 minEntrepreneur\'s JourneyEntrepreneur's JourneyFrom Burnout to Balance: Jen Goldman’s Guide for Thriving BusinessesWelcome to this insightful episode of The Entrepreneur’s Journey, where Michael Pallozzi speaks with his longtime friend, business transformation specialist, Jen Goldman. They explore Jen’s passion for empowering small businesses to thrive, not just grow, and discuss her unique journey from humble beginnings to becoming a change agent for entrepreneurs. Jen reveals the critical importance of financial literacy, understanding profit and loss, and the discipline needed for businesses to make clear, strategic decisions. Through shared experiences and practical tips, Jen and Michael underscore how small business owners can build sustainable practices to drive growth, overcome burnout, and main...2024-11-0526 minDollar Wise PodcastDollar Wise PodcastElection Concerns and Investing... Mix at Your Own RiskWelcome to this episode of the Dollar Wise Podcast. In this episode, Jason Gabrieli discusses the growing concern around election outcomes and their potential impact on investments. With the media heightening fear and uncertainty, Jason offers insight into why emotions can mislead investors and how focusing on long-term goals is essential. He also explains how historical data shows a limited correlation between presidential elections and stock market performance. Jason reminds us to control what we can and stay disciplined in our investment strategy.Tune into this episode to also learn:How to stay disciplined with your...2024-10-1815 minEntrepreneur\'s JourneyEntrepreneur's JourneyCan You Imagine Leaving a Six-Figure Job for Fitness? Here’s How Duarte Monteiro Did It!Welcome back to the Entrepreneur's Journey. In this episode, Michael Pallozzi sits down with Duarte Monteiro from Zen Sport. Duarte, a former corporate investigator turned performance coach, shares his unconventional path from martial arts to fitness training. Learn how Duarte left his corporate job to pursue his passion for helping people achieve peak performance. They discuss the importance of functional training, avoiding injuries, and how Duarte’s methods are transforming the lives of his clients, including busy entrepreneurs. Tune in for insights on maintaining physical resilience at any age and how fitness can be a game-changer in your personal an...2024-10-0330 minDollar Wise PodcastDollar Wise PodcastHow to Save Taxes While Making an ImpactWelcome back to the Dollar Wise Podcast. Jason Gabrieli is joined by Andrew Barnhardt from the HFM team as they explore tax strategies related to charitable giving, focusing on the benefits of Qualified Charitable Distributions (QCDs) from IRAs. The discussion covers how changes in the tax code impact charitable deductions, who can benefit from QCDs, and key considerations when planning your charitable contributions. This episode is designed to help listeners optimize their charitable giving while maximizing tax benefits.Tune into this episode to also learn:How changes in the standard deduction impact your charitable contributions.The...2024-09-1918 minEntrepreneur\'s JourneyEntrepreneur's JourneyPioneering Inclusive Fitness with Spectrum Sports’ James Paoletti.In this episode of The Entrepreneur's Journey, host Michael Pallozzi sits down with his nephew, James Paoletti, the owner, and partner of Spectrum Sports. James shares his transition from being a special needs teacher to launching Spectrum Sports, a unique program that offers sports and fitness opportunities for individuals with special needs. He discusses the challenges and triumphs of entrepreneurship, the impact of COVID-19 on his business, and the exciting plans for Spectrum Sports' future.Tune into this episode to also learn:How James transitioned from teaching to entrepreneurship.The role of Spectrum Sports in providing...2024-09-0524 minEntrepreneur\'s JourneyEntrepreneur's JourneyBuilding Dreams: How Mike Regina Constructs Success Across IndustriesWelcome to another episode of the Entrepreneur's Journey Podcast. Host Michael Pallozzi sits down with Mike Regina, an entrepreneur with a dynamic background spanning multiple industries, from construction to auditing services. Mike shares his story of starting his entrepreneurial journey washing cars and eventually founding successful businesses, including a construction company with his brother and a freight auditing company with a trusted partner. The conversation highlights Mike's unique approach to entrepreneurship, the importance of strong partnerships, and how his faith and values have guided his career.Tune into this episode to also learn:How a childhood...2024-08-2224 minEntrepreneur\'s JourneyEntrepreneur's JourneyTransforming Lives Through Nutrition: The Link Between Food and Health with Reese ValcichWelcome back to the Entrepreneur's Journey Podcast. In this episode, Michael Pallozzi sits down with Reese Valcich, founder of Revolution Health Coaching. Reese shares his journey from athletic performance to health coaching, inspired by his father's battle with ALS and Lyme disease. They discuss the importance of nutrition, the role of gut health in overall wellness, and how Reese helps clients achieve their health goals through personalized coaching. This episode provides insights into the intersection of health and entrepreneurship, highlighting the impact of informed nutritional choices on energy and productivity.Tune into this episode to also learn:2024-08-0735 minDollar Wise PodcastDollar Wise PodcastBeyond the Will, How to Make A Difficult Time Easier on Those Left BehindWelcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli is joined by Brittany Tedesco from Bratton Law Group to discuss the essential steps and considerations when dealing with the death of a loved one. The conversation covers the importance of having a will, the difference between probate and non-probate assets, and practical advice on how to manage estate administration effectively. This episode aims to provide listeners with crucial insights to ease the burden during such challenging times.Tune into this episode to also learn:Key steps to take immediately after a loved one...2024-07-0323 minDollar Wise PodcastDollar Wise PodcastFrom Grief to Relief: Saving on Taxes After Saying GoodbyeWelcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli and guest Brian Masessa, CPA from Premier Accounting Services, delve into the financial complexities that arise when a loved one passes away. They discuss the essential steps executors must take, the intricacies of probate, and the importance of proper documentation. Brian explains the different types of taxes involved, including income and estate taxes, and offers advice on how to manage and mitigate these liabilities. This episode is a must-listen for anyone looking to understand how to handle financial responsibilities after a death.Tune into this...2024-06-1428 minDollar Wise PodcastDollar Wise PodcastSmart Not Spoiled: Raising Financially Savvy KidsIn this episode of the Dollar Wise Podcast, host Jason Gabrieli is joined by Chad Willardson, president and founder of Pacific Capital, bestselling author, and co-founder of GravyStack. Chad shares his journey of teaching financial literacy to children, inspired by his experiences as a father of five. He discusses the development of GravyStack, an innovative app designed to help kids learn about money through practical activities, and the importance of financial education at a young age. Chad also delves into the philosophy behind his book "Smart Not Spoiled," offering practical advice for parents on raising financially responsible children.2024-06-0417 minDollar Wise PodcastDollar Wise PodcastThe Key To Retiring Earlier May Not Be Saving MoreWelcome back to the Dollar Wise Podcast. In this episode, Jason Gabrieli and Catherine Allen-Carlozo, both CERTIFIED FINANCIAL PLANNERS at HFM Investment Advisors, discuss the most loaded question they encounter: "How much do I need to retire?" This discussion unpacks the factors that influence the answer to this question, highlighting personal spending, lifestyle choices, and strategic financial planning. By exploring various scenarios and personal anecdotes, they offer a comprehensive look into tailoring retirement planning to individual needs.Tune into this episode to also learn:Why retirement planning is highly personalized and varies significantly from one individual...2024-05-1414 minDollar Wise PodcastDollar Wise PodcastDon’t Let 5% Savings Accounts Distract You From Investing for the Long TermWelcome back to the Dollar Wise Podcast. In this episode, Jason Gabrielli, a certified financial planner, discusses the current trend of keeping money in cash. With high-yield savings accounts offering around 5%, many investors are unsure whether to invest or leave their money in cash. Jason highlights the importance of understanding historical returns and differentiating between short-term and long-term financial goals. He demonstrates how long-term investments in bonds and stocks have historically outperformed cash, despite recent attractive yields. The episode encourages listeners to align their cash holdings with their financial objectives and offers insights into market trends and behavioral finance.2024-05-0617 minDollar Wise PodcastDollar Wise PodcastUnlock the True Potential of Your 401(k) SavingsJason Gabrieli and Tyler Reedman, both CERTIFIED FINANCIAL PLANNERS at HFM Investment Advisors, dispel common misconceptions about 401(k) contributions. They dissect the difference between matching the employer’s contribution and maxing out a 401(k). They discuss contribution limits and strategies to increase contributions incrementally so you can optimize your savings. This episode is a must-listen for anyone looking to take full advantage of their 401(k) potential.Tune into this episode to also learn:The real meaning of 'maxing out' your 401(k) and common misconceptions.How automatic escalation can effortlessly boost your 401(k) savings.The impact of ch...2024-04-1516 minDollar Wise PodcastDollar Wise PodcastAffording Retirement in New Jersey: Tax Benefits and Programs for SeniorsWhen you retire, do you want to stay in New Jersey? Jason delves into the common concerns about retiring in New Jersey, such as the state’s reputation for high taxes and living costs. He also covers recent changes and programs like the Senior Tax Freeze and the Stay NJ program that make New Jersey a more appealing retirement destination. Lastly, he discusses the nuances of property and income taxes, providing valuable insights for those considering retirement in the Garden State.Tune into this episode to also learn:How recent tax reforms in New Jersey benefit re...2024-04-0813 minDollar Wise PodcastDollar Wise PodcastCharge Up Your Savings: Home Improvement and EV Tax Credit OverviewHome improvements, purchasing electric vehicles, and installing a qualified vehicle refueling and recharging apparatus at your home could entitle you to a tax credit. Jason reviews the different types of credits, their requirements, and the importance of consulting a tax advisor to optimize these opportunities to integrate them into your financial plan. Tune into this episode to also learn:Specifics of energy-efficient home improvement credits for installations like doors, windows, and HVAC systems.Details of the residential clean energy credit for adding renewable energy sources to your home.Insights into tax credits for purchasing new and...2024-03-1912 minDollar Wise PodcastDollar Wise PodcastHSA Strategies: Unlocking the Full Benefits of Your Health Savings AccountAre you enrolled in a Health Savings Account? (HSA) In addition to being used for immediate medical expenses, it provides tax advantages and can be used as an additional retirement tool. Jason reviews the requirements for an HSA, such as enrolling in a high-deductible health plan and the potential to invest contributions for long-term growth. He also introduces the concept of a Limited Purpose Flexible Spending Account (FSA), which can complement an HSA by covering specific health expenses like dental and vision care. Tune into this episode to also learn:How HSAs can be strategically used...2024-03-0508 minBytes of HealthBytes of HealthHand Foot and Mouth (HFM)💡On this episode titled, “Hand, Foot, and Mouth Disease,” Dr. Jess Steier is joined by pediatrician bestie, Dr. Dina DiMaggio, to discuss HFM— something that every parent fears!Topics covered:➡️ What is HFM?➡️ How is it transmitted?➡️ What are the symptoms?➡️ Can we treat it?➡️ How long does it last and when can kids return to school?Bytes of Health is a daily, five-minute long podcast that provides practical guidance and advice for parents of kids of all ages! It's a shame-free zone that aims to take a "byt...2024-02-1505 minDollar Wise PodcastDollar Wise Podcast2024 FAFSA Updates: Navigating Changes in College Funding for FamiliesThis year, students and their families will notice significant changes to the Free Application for Federal Student Aid (FAFSA) process. We'll review these changes and how they can impact families navigating college funding. Key topics include the reporting of student income, business and farm assets, retirement plan contributions, and the implications of having multiple children in college. Jason also touches on the impact of grandparent-owned 529 college savings plans on FAFSA results.Tune into this episode to also learn:How the new FAFSA rules in 2024 differ from previous years.The importance of understanding the nuances of reporting...2024-02-1512 minDollar Wise PodcastDollar Wise PodcastBitcoin ETF, Where Does It Fit Into Your Investments?Bitcoin has made a comeback in the last few weeks with the SEC's recent approval of Bitcoin ETFs. So, what does this mean for investors? Jason explains the implications of the Bitcoin ETFs, their accessibility for average investors, and the impact of this development on the value of Bitcoin while evaluating the risks regarding your investment strategy. He also discusses the broader context of investing in volatile assets like Bitcoin and offers guidance on approaching them within a diversified investment portfolio.Tune into this episode to also learn:The fundamentals of Bitcoin ETFs and their role...2024-01-2513 minDollar Wise PodcastDollar Wise PodcastNavigating the New Normal: A 2023 Economic OverviewSo, how did 2023 end up?  According to the news or social media, the economy and the average person are worse off than ever. In this episode, Jason and Catherine refute that notion with real-world data and examples, and provide a balanced perspective on current economic conditions, including inflation, the GDP, and the growth of personal net worth in the U.S. Tune into this episode to also learn:How does the constant stream of negative financial news affect our perception of the economy?What are the actual numbers behind the U.S. economy's performance post-pandemic compared t...2024-01-1113 minDollar Wise PodcastDollar Wise PodcastShould You Invest in AI Stocks?Welcome to a festive edition of the Dollar Wise podcast! Jason Gabrieli and Catherine Allen-Carlozo, both Certified Financial Planners at HFM Investment Advisors, delve into the latest world of Artificial Intelligence (AI)stocks. Tune in to hear them discuss the recent trends of investing in AI and the massive influx of AI-related companies. You will explore the risks, opportunities, and misconceptions surrounding AI investments and understand the need for caution and well-informed decisions. It's a conversation packed with insights, making it a must-listen for anyone curious about AI's role in the future of investing.Tune into this...2023-12-2914 minDollar Wise PodcastDollar Wise PodcastBreaking Down Medicare: What You Should Know Before EnrollingJason Gabrieli is joined by recurring guest Bill Webb from Saratoga Medicare Advisors to dive into the topic of Medicare. They recognize that Medicare can be a complex subject and often misunderstood, leading to surprises regarding coverage. Jason and Bill aim to provide valuable insights and dispel misconceptions about Medicare. They start by breaking down the different parts of Medicare, exploring what they cover and who is eligible. They also discuss the options available regarding Medicare supplement and Medicare Advantage plans, highlighting the differences and benefits of each. Whether you're approaching Medicare eligibility or just looking to expand your...2023-12-1522 minHand, Fuß, MundHand, Fuß, MundHFM-Expert#10: IgA-Vaskulitis (ehem. Purpura Schönlein Henoch) mit Dr. Toni Hospach & Prof. Dr. Dominik Müller - by DGKJAlter Klassiker der Kinderheilkunde - Neue Leitlinie In der neuen HFM-Expertenfolge sprechen wir mit Dr. Toni Hospach vom Klinikum Stuttgart und Prof. Dr. Dominik Müller von der Berliner Charité über die "S2k Leitlinie Immunglobulin A (Purpura Schönlein-Henoch) Vaskulitis" - einem Klassiker der Kinderheilkunde. Umso wichtiger ist die Kenntnis der aktuellen Leitlinien-Inhalte. Was verstehen wir unter dem Begriff IgA-Vaskulitis und wie häufig kommt sie vor? Welche Kriterien müssen erfüllt sein, um vom KH-Bild einer IgA-Vaskulitis sprechen zu können? An welche zusätzlichen Untersuchungen sollte bei Bauchschmerzen gedacht werden? Welche Befundkonstellation macht das Hinzu...2023-11-2342 minDollar Wise PodcastDollar Wise PodcastWhat To Do With Those Old 401(k)'sWhatever happened to that old 401(k) at your first job? Today, learn how to manage old employer retirement plans. Throughout this episode, gain insight into the various paths you can take with accrued retirement balances from past employment ventures. Jason reviews the options available to you, discussing the benefits and drawbacks of each to aid you in making informed choices regarding your retirement nest egg. As the conversation unfolds, you'll be acquainted with options such as retaining the plan with its current status, merging it into a new employer's arrangement, shifting it to an IRA, or opting for a...2023-11-0110 minDollar Wise PodcastDollar Wise PodcastShould You Sell Your House for $1?Would it ever make sense to sell your house for a few bucks? Jason Gabrielli dives into the world of estate planning, specifically focusing on the ownership of your house. Jason addresses a common misconception about selling your house to your kids for a low price, debunking the idea that it can help avoid taxes. He explains the federal estate tax exemption and the absence of estate tax in New Jersey, shedding light on why most people don't have to worry about estate taxes. Jason also discusses the concern of protecting your house from the cost of care and...2023-10-1714 minDollar Wise PodcastDollar Wise PodcastHow to Invest in A Secure Financial Future for Your ChildrenJason Gabrieli zeroes in on a topic he often discusses with clients: investing for the younger generation in your family. Jason reviews the options available to you as a parent, grandparent, or guardian to begin fostering a secure financial future for them. Jason reviews several options, including accounts available under a custodian's supervision, individual or joint investment accounts, and, of course, the classic 529 college savings plan. Tune into this episode to also learn: What makes UTMA and UGMA accounts a secure choice for investing in the younger generation's future, and what are the caveats?How does o...2023-10-0312 minDollar Wise PodcastDollar Wise PodcastAging with Grace: Ensuring a Burden-Free Future through Life Care PlanningHFM is shining the spotlight on the crucial topics of elder law planning and life care planning. CERTIFIED FINANCIAL PLANNER Jason Gabrieli is joined by Brittany Tedesco, Esq. from Bratton Law Estate and Elder Attorneys, a seasoned expert in the field,  guides listeners through the various aspects and timelines associated with these services. The conversation centers around the practical side of end-of-life planning and the resources available to those navigating this process,  with the objective is to ease the pressure on the family and the client, allowing them to focus on their roles without worrying about technical aspects....2023-08-0113 minDollar Wise PodcastDollar Wise PodcastCalculating Your Optimized Social Security FormulaCERTIFIED FINANCIAL PLANNER and Registered Social Security Analyst Catherine Allen-Carlozo sits with Jack McGee to delve into the world of social security and retirement planning. They emphasize the value of informed decision-making when it comes to social security benefits and retirement age. The discussion centers around exploring various options and strategies to maximize social security earnings. Accurate income figures take the spotlight, dispelling prevalent misconceptions about social security. Tune in as Catherine and Jack shed light on these crucial aspects of financial planning on this insightful episode of Dollar Wise.Tune into this episode to also learn: 2023-07-1714 minDollar Wise PodcastDollar Wise PodcastRich vs. Wealthy: What's the Difference?Although the two might be used interchangeably, rich and wealthy have two meanings in financial planning.CERTIFIED FINANCIAL PLANNERS Jason Gabrieli and Catherine Allen-Carlozo discuss the importance of saving, building wealth, and aligning spending with financial goals. They emphasize the role of net worth and assets in achieving financial freedom, dispel the belief that wealth is only about lifestyle and consumption, and stress the significance of living below one's means and making wise financial choices. They provide examples and insights to encourage long-term wealth building and advise against get-rich-quick schemes.Tune into...2023-07-0314 minDollar Wise PodcastDollar Wise PodcastGold For The Long Term?On this episode of Dollar Wise, Jason Gabrieli and Catherine Allen Carlozo dive into the topic of gold as an investment. Recent events like COVID-19 and stock market fluctuations have made people lose faith in their sources of security, leading to increased demand for gold investment. However, investing in gold should only be done with moderation and should be evaluated in terms of where it fits into an investor's portfolio and long-term goals. They also discuss the risks and benefits of investing in gold, as well as its performance in the short and long term. Ultimately, listeners are urged...2023-06-1514 minDollar Wise PodcastDollar Wise PodcastContingency-Free Real Estate: How Anyone Can Become A Cash BuyerThe real estate market is as competitive as ever, even for the most qualified buyers. And if you’re like most people and need to place contingencies in your offer, such as needing to sell your home first or getting approved for a mortgage, the seller would incur greater risks with you and so they would likely choose a cash offer instead.Thomas Bickett from AnnieMac Home Mortgage joins Jason to discuss how anyone can become a cash buyer with their Cash2Keys Program, a game-changing solution that empowers buyers to secure their dream homes with confidence....2023-06-0116 minDollar Wise PodcastDollar Wise PodcastMaking College Count: Calculating the Long-Term ROI of Your EducationSummary College is one of the biggest investments afamily might make. But, most families jump in head first without understandingthe true cost of college or calculating the potential return on investment.This episode is about how to make wise investment decisions when it comes toyour child’s education, the resources available to parents and students, andalternative options besides college. Tune into this episode to also learn: What you should consider to n...2023-05-1522 minDollar Wise PodcastDollar Wise PodcastFinding Opportunities in the Chaos: Why You Should Invest During Market Volatility2022 was a rough year for investors. And when the market becomes challenged, people begin to feel intimidated and might look to put their money elsewhere. And yes, investing involves risk, but don't stick your head in the sand and think relying on bank interest will be enough to reach your goals because, historically, you will lose to inflation over the long term. Jason and Tyler review market turbulence, past market performance and what those investments would be worth today. Tune into this episode to also learn: How to beat inflationThe right way to...2023-05-0113 minDollar Wise PodcastDollar Wise PodcastLet’s Talk About CashWith recent banking collapses and interest rates still at recent highs, understanding the right place for your cash is more important than ever. In this episode, we discuss different options for cash while maximizing its value and protection. We’ll explore alternatives to bank accounts like money market funds and treasury bills.By comparing various cash management strategies, you'll gain insights into the most effective ways to safeguard your wealth in uncertain times without sacrificing growth potential.Tune into this episode to also learn: Options for how to sto...2023-04-1513 minDollar Wise PodcastDollar Wise PodcastWhy Stock Market Predictions Are WorthlessSummaryYou’ve probably clicked on an article or watched a video predicting how the stock market will perform - but are they ever right? We examine some predictions from top financial institutions like Goldman Sachs, JP Morgan, and Bank of America for 2022 and how they actually turned out and discuss whether it ever makes sense to make investment decisions based on predictions or forecasts. Tune into this episode to also learn: ●       Why stock market predictions are (almost) always wrong ●       How recency bias affects financial forecasts  ●       How using market performance predictions to gui...2023-03-1515 minLet’s Talk Forex with Alison and ChrisLet’s Talk Forex with Alison and Chris35. Trading with the Experts: Interview with HFM’s Top Market AnalystsIn this special double-length episode, Alison and Chris are joined by HFM’s (formerly Hotforex) top market analysts, Stuart Cowell and Andria Pichidi. In a wide-ranging conversation, Stuart and Andria discuss their market predictions for 2023, the importance of trading psychology, and reveal their top tips for beginner traders to become successful.  As promised, here are a few links to events, books, and articles mentioned in this episode: HFM’s USD Analysis: https://tradeforexsa.co.za/dovish-statement-bumps-usdindex/ Autochartist Tool: https://www.hfm.com/sv/en/trading-tools/autochartist Mark Douglas -  Trading in the Zone: https://books.google.pt/books...2023-02-0950 minLet’s Talk Forex with Alison and ChrisLet’s Talk Forex with Alison and Chris35. Trading with the Experts: Interview with HFM’s Top Market AnalystsIn this special double-length episode, Alison and Chris are joined by HFM’s (formerly Hotforex) top market analysts, Stuart Cowell and Andria Pichidi. In a wide-ranging conversation, Stuart and Andria discuss their market predictions for 2023, the importance of trading psychology, and reveal their top tips for beginner traders to become successful.  As promised, here are a few links to events, books, and articles mentioned in this episode: HFM’s USD Analysis: https://tradeforexsa.co.za/dovish-statement-bumps-usdindex/ Autochartist Tool: https://www.hfm.com/sv/en/trading-tools/autochartist Mark Douglas -  Trading in the Zone: https://books.google.pt/books...2023-02-0950 minDollar Wise PodcastDollar Wise PodcastHow Much Are You Ready to Lose from Your Insurance Policy?It can be quite tempting to pick a fast and inexpensive car or home insurance provider online and call it a day…but, what are the risks? We discuss what your car or home insurance should cover, so it doesn't cost you down the line and end up being an expensive mistake. Shayna Carnevale from Comparion Insurance joins us to shed light on what really makes up safe and legitimate auto insurance and homeowner’s insurance. Tune into this episode to also learn: What your car and home insurance should cover What you might misunderstand about car and...2023-02-0114 minDollar Wise PodcastDollar Wise Podcast5 Things You Need to Know About Secure Act 2.0You’re probably not going to read the Secure Act 2.0’s ~100 provisions, so we’re telling you the top 5 things you need to know about it even if you’re not retiring. The act is being phased into implementation from 2023 - 2033, we’ll let you know the key dates you need to keep in mind. Tune into this episode to also learn: How the Secure Act 2.0 will affect you When key aspects of the Secure Act 2.0 will go into effectWhat you need to know if you aren’t retiring soon  What we discuss...2023-01-1522 minDollar Wise PodcastDollar Wise PodcastThe Return of the 3% Interest Savings AccountIt’s stressful when interest rates go up - you can afford less and your home and car payments go up. But, there is a way to use high interest rates to grow your cash and net worth. We discuss how to make high interest rates serve you rather than scare you. Tune into this episode to also learn: Should you put money in an online bank?Best way to protect yourself against inflationHow to increase your cash in the short term   What we discussed(00:41) The plus side of...2022-12-1515 minDollar Wise PodcastDollar Wise Podcast4 Tips to Better Position Yourself In This Bear MarketYou already know that markets are declining so much that we are in bear market territory. But, what’s the right thing to do? Stop investing? Sell the stock you have? Will the market come back soon? We answer the key questions on your mind about the 2022 market crash and share 4 ways you can make and save money during this market downturn. Tune into this episode to learn: Tips to grow your money when the market is down How to unlock 10 years' worth of tax savings The worst thing you can do when...2022-11-1516 minDollar Wise PodcastDollar Wise PodcastShould You Join A Credit Union Instead of A Bank? With Daniel SulpizioYou’ve probably heard about credit unions before. But, do you know what they are and why you’d ever join one instead of a traditional bank? That’s what we discuss with Daniel Sulpizio in this episode. Find out how a credit union can potentially save you a lot of money and make your finances simpler and more streamlined. Daniel Sulpizio is the Executive Vice President and Chief Operating Officer at First Harvest Credit Union Tune into this episode to learn:●     The difference between credit unions and commercial banks●  ...2022-10-1512 minDollar Wise PodcastDollar Wise PodcastHow To Start Investing In Real Estate (Realistically) with Frank Anastasi, CPAWhat is real estate investing actually like? How much does it really cost to start? What do you need to know to create a lucrative deal? Learn from a real estate investor and CPA Frank Anastasi, who started investing in properties in 2020 and now has the real estate business down to a science. Get a realistic point of view that you won’t find on google. Tune into this episode to learn: ●     Exactly how much money you need to become a real estate investor●     What to look for when evaluating a real...2022-10-0118 minDollar Wise PodcastDollar Wise Podcast2022 Has Been a Tough Year for Investors - Overcoming the Physical Toll of StressWe have become constantly stressed. We are no longer in fight or flight mode just at the gym, we are in fight or flight mode just before bed. Stress is depleting us and taking away our ability to make the most out of our bodies for the rest of our lives. Mike Blaylock and Jason discuss how you can stay fit and active for the rest of your life by doing simple things like learning how to breathe better. Mike Blaylock is a fitness coach and the owner of Barn Strength and Conditioning. Tune into th...2022-09-1530 minDollar Wise PodcastDollar Wise PodcastHow To Claim Social Security Without Losing Money with Martha SheddenSocial security might be your largest asset in retirement, but how long will it last? And how can you increase the amount of money you receive when you retire? When you don’t know what you’re entitled to, you might be leaving more money on the table than you think. Catherine from HFM Investment Advisors and Martha Shedden, a social security expert and educator, have a conversation about what you must know about social security so that you can get as much money as possible during retirement. Martha Shedden runs Shedden Social Security to help retirees maxim...2022-08-1530 minEntrepreneur\'s JourneyEntrepreneur's JourneySelling A Family Business Twice With Ed HutchinsonThe Hutchinsons didn’t sell their family business once but twice, this is the story of their growth. Ed Hutchinson speaks with Michael about how he and his family grew and differentiated their business in a crowded contracting market. How did they do things differently after they bought their family company back? Why did they sell it again? Tune in for the full scoop.Ed Hutchinson is the President and rainmaker of his family business Hutchinson Energy Services. Hutchinson Energy Services is a plumbing company turned HVAC full-service provider. Tune in until the end to lea...2022-08-0134 minDollar Wise PodcastDollar Wise PodcastI Bonds Paying 9.62%... What's The Catch?Right now, I-bonds present an extremely attractive 9.6% rate of return. So, how come we never hear about I-bonds? Learn why I-bonds are currently popular, how to buy them, and whether your should in this snappy episode of the Dollar Wise Podcast.Tune into this episode to learn: How much money you can make by investing in I-bonds Pros and cons of buying I-bondsWhether you should use your emergency fund to buy I-bonds  Timestamps[00:32] Episode overview: I Bonds[01:23] Why are I Bonds popular right now? [02...2022-07-1511 minGen AI BreakthroughGen AI BreakthroughMoving Your Financial Close to the Cloud – From HFM to Oracle EPM FCCThe Hackett Group Solution Director Mark Eklund talks with Associate Principal and Consolidation Vertical Lead Brian Willson about the benefits of transitioning from Hyperion Financial Management to Oracle EPM FCC.Show Notes:Welcome to The Hackett Group’s Business Excelleration Podcast, where - week after week - we hear from experts on how to avoid obstacles, manage detours, and celebrate milestones on the journey to world-class performance. Today's episode is hosted by Mark Eklund, Solutions Director at The Hackett Group. He is joined today by Brian Willson Solution Architect and Lead in The Ha...2022-06-2120 minDollar Wise PodcastDollar Wise PodcastThe 5 Things You Need To Survive A Bear MarketWe have officially entered a bear market. In this episode, Jason and Tyler discuss the 5 things you need to do to survive and thrive in any bear market. They discuss how long it will take for the market to recover, what can diminish your returns in a bear market and how to avoid it, what your mind is like in a bear market, and the main thing you have to know before changing any of your investments. Tune into this episode to learn: How checking your investment accounts directly affects your gainsThe best wa...2022-06-1523 minEntrepreneur\'s JourneyEntrepreneur's JourneyGrowing Your Business By Helping Your CompetitorsBill Hoffman joins Michael Pallozzi to chat about how he grew a community-first business by first helping his competitors. They discuss what he’s doing to prepare his business for an eventual transition. At this point, his family members aren’t interested in running his extermination business so he shares other available avenues for business transition. In their conversation, they talk about the 3 main stakeholders you need keep in mind when selling your company, why being transparent with your employees makes for a smoother transition, and why Bill always picks up the phone.Bill Hoffman is the CEO...2022-06-1542 minDollar Wise PodcastDollar Wise PodcastShould you buy a home now or wait for prices to drop?In this episode, Jason Gabrieli and Tyler Reedman discuss whether it’s a good time to buy a home given rising home prices. Most of us have a tendency to overanalyze our homebuying decisions and ultimately treat homebuying as an investment. In the conversation, they explain why you shouldn’t treat homeownership as an investment and they provide better metrics that help you decide whether it’s a good time for you to buy a home.  Tune into this episode to learn: ●     How to decide whether or not to buy a home in th...2022-05-1515 minDollar Wise PodcastDollar Wise PodcastHow to Save Money When Buying a Car in Today’s Expensive MarketEx-car dealership owner Tom Reedman joins Jason to discuss the state of the car industry these days. They discuss why car prices are unbelievably high at the moment, the secret to getting a good price for a car even when they’re really expensive, what to make sure to negotiate when you’re closing on a car at the dealership and what isn’t worth negotiating, and many other car buying tips straight from an ex-car dealership owner. Tom Reedman operated his family business Reedman World Center. He had a 55-year professional career in the automotive industry, 30 of whic...2022-04-1523 minEntrepreneur\'s JourneyEntrepreneur's JourneyWhat It’s Like To Be A Third Generation Family Business Owner with Anthony BelliaAnthony Bellia joins  Michael Pallozzi to discuss what it’s like to be a third generation family business owner. He discusses what it was like to grow up in a family business environment and shares what was naturally expected of him as a child as well as details of the transition process of the family business from the second to the third generation. Only 8% of family businesses make it to the third generation. In their conversation, Anthony shares several success factors that makes a family business beat the odds and last three generations.  Anthony Bellie is the presi...2022-03-1829 minEntrepreneur\'s JourneyEntrepreneur's JourneyHow You Can Make a Profit While Making a Difference with Angelo AlbertoArchitect Angelo Alberto joins Michael Pallozzi to discuss how he built he established his architecture firm. Throughout the conversation, you will hear about how Angelo built his business beyond the bottom line by making the business a true part of the Camden City community. Tune in to hear the story about why he broke off a business partnership, went solo, then sold his business. Angelo Alberto is the president and CEO of City Invincible, an architecture firm. City Invincible is a merger of Alberto & Associates, Berzinsky Architects, and LaVardera Architects. Alberto st...2022-01-1539 minEntrepreneur\'s JourneyEntrepreneur's JourneyFrom Working In A Casino To Selling His Business with Dominic MorroneEmployee benefits specialist Dominic Morrone joins Michael Pallozzi to discuss how he went from working in a casino to selling his insurance business. He recounts his entrepreneurial story and shares lessons he’s learned about hiring great employees, reasons you might want to sell your company, and the mental challenge of selling your company. Tune in until the end to learn: ●     What you have to do to establish a name for yourself in your industry.●     How to retain the best talent in your company.●     What to look out for when you sell you...2021-12-1528 minEntrepreneur\'s JourneyEntrepreneur's JourneyHow the Top 8% of Family Business Succeed for Generations with Tom BelliaTom Bellia joins Michael Pallozzi to share how his family-owned business beat all the odds to now become a third-generation family-owned business. Tom retired from his family business Bellia Enterprises at 64. The company was founded in 1973 by Tom’s parents. Today, it is run by Tom’s children and their cousins. Did you know: Only 8% of family businesses survive long enough to be handed down to the third generation. Tune in until the end to learn: ●     Key skills and traditions to pass on to your children.●     How to...2021-11-1532 minDollar Wise PodcastDollar Wise PodcastCan Someone Really Steal the Title to My House? With John Friedman, Esq of First American TitleTitle professional and attorney John Friedman, joins Jason to discuss if the title to your house can really be stolen. Buying a property can be the biggest investment you make. It is therefore only natural that you would want to make sure that your title to your house is fully protected. John Friedman is a New Jersey State Council at First American Title. Tune in until the end to learn: Why it is not easy (but possible) for someone to steal the title to your house. What happens to you if someone steals the titl...2021-10-0112 minEntrepreneur\'s JourneyEntrepreneur's JourneyGoing From Salesman to Business Owner with Marty RosicaHVAC entrepreneur Marty Rosica joins Michael Pallozzi to discuss his entrepreneurial journey buying and selling his company. Marty’s unlikely story begins in a church volunteering engagement but turns into something bigger than himself. He shares his story of how he suddenly went from being a salesperson to a business owner. Tune in until the end to learn: ●     How taking the advice of your advisors can save you a lot of grief in the future.●     What EVERY business has trouble getting right.●     How to manage new employees when acquiring a company...2021-09-2934 minDollar Wise PodcastDollar Wise PodcastCommon Mistakes People Make When Starting Medicare with Bill Webb from Saratoga Medicare AdvisorsBill Webb returns to the podcast to dig into some basic mistakes people make as well as upcoming deadlines with respect to Medicare and then dive into a question we get all the time from clients getting to Medicare age: what is the difference between Medicare Advantage and Medicare Supplement? Bill and Jason explore some questions to ask yourself when you’re considering which is right for your situation.Like what you’ve heard…Learn more about HFM HERESchedule time to speak with us HEREOpen an HFM Ignite account HERE2021-09-0120 minDollar Wise PodcastDollar Wise PodcastSmartly Claiming Social Security with Mary Beth FranklinWhen planning for your retirement one of the most important decisions to make is when to claim Social Security benefits.Make the wrong decision and you can lock in a loss for the rest of your life.Make the right decision and you may help secure the lifestyle you desire.Today’s very special guest is Mary Beth Franklin, author of “Maximizing Social Security Retirement Benefits”. A nationally known speaker, Mary Beth shares her vast knowledge and helps people navigate through the social security maze to find the right income solutions with clear and si...2021-08-0136 minDollar Wise PodcastDollar Wise PodcastAre Solar Panels A Wise Financial Decision For Your Home or Business? with Kevin Davis from Spotlight Energy SolutionsJason Gabrieli speaks with Kevin Davis from Spotlight Energy Solutions all about the considerations to make when evaluating adding solar to your home or business as well as how the various incentives work and how things have changed over the years.  Spotlight has been in business for 34 years and have their roots in providing quality electric work for their customers, eventually growing into a specialization in green energy solutions like solar and electric vehicle charging.  Listen to the end, when we get into some of the ancillary benefits of solar, beyond the “free electric bill” that most people think of whe...2021-07-0119 minDollar Wise PodcastDollar Wise PodcastProtecting Yourself Financially In Post-COVID World with Tim GuimJason Gabrieli is joined by technology and cybersecurity expert Tim Guim, President and CEO of PCH Technologies. They discuss the new threats that have emerged since the COVID pandemic over the last year and how some of the more prominent scams for the average person may be far more personal than a “hacker” finding your password. Tim will provide some practical ways to protect yourself and a quick look into the future of cybersecurity in the US.Like what you’ve heard…Learn more about HFM HERESchedule time to speak with us HERE...2021-06-0118 minDollar Wise PodcastDollar Wise PodcastHow Much Cash Should You Hold In Your Bank Account?Jason Gabrieli and Tyler Reedman get into some of the purposes for your overall financial plan of holding cash, review some concepts on how to set your “cash comfort” level, and discuss some ideas and strategies for what to do with excess cash. This is a question we’ve been getting more and more, especially since many people ended up spending a lot less than normal over the last year or so staying home, as well as paying down some debt, or maybe even selling a property or a business. It’s important to understand how to determine the “right” amoun...2021-05-1516 minDollar Wise PodcastDollar Wise PodcastWill your retirement be a purposeful journey or watching the grass grow?Many of our clients believe a big part of their identity and purpose is their job or career. When they get closer to retirement, it may be the first time they think about what they want to do versus what they had to do while working.Join Jason Gabrieli and Catherine Allen-Carlozo as we discuss what our clients are doing to prepare and transition for the next chapter of their lives aside from the financial aspect and exploring new ideas to enjoy freedom of their time without the guilt.Like what you’ve heard…Lea...2021-05-0114 minDollar Wise PodcastDollar Wise PodcastCurrent State of Student Loans and Ideas To ConsiderTyler Reedman is joined by Jason Gabrieli on this episode where they dive into the current student loan situation in the US, how COVID policies have affected repayment for borrowers, and some important considerations to make when deciding on your own strategy for paying back your loans.Like what you’ve heard…Learn more about HFM HERESchedule time to speak with us HEREOpen an HFM Ignite account HERE2021-04-1511 minDollar Wise PodcastDollar Wise PodcastOne Year After Lockdown – Why It Pays to Be An Optimistic InvestorJason Gabrieli and Tyler Reedman take us back to March 23, 2020. The world seemed to be paralyzed by the spread of the COVID pandemic and stock markets around the world experienced one of the fastest drops in history. No one knew it at the time, but that day would be the “market bottom” and we would see the greatest 12 month period return since the Great Depression recovery. They discuss the prevalence of pessimism in the financial world and how optimism about the future can be the most powerful element of your investment philosophy.Like what you’ve heard…Learn...2021-04-0114 minDollar Wise PodcastDollar Wise PodcastTaking Control of Your Finances as a Young AdultYoung professionals listen up… Managing your finances (like really having to manage them for the first time) can feel like a juggling act. You may be graduating from college, starting your career, developing a budget, figuring out how to get out from under those student loans, investing in a 401(k), buying your first home… the list goes on and on. If you’re curious about any of these topics, in this episode Jason Gabrieli and Tyler Reedman explore personal finance, specifically as it relates to young adults or anyone wanting to start out on the right foot.Like w...2021-03-1514 minDollar Wise PodcastDollar Wise PodcastMaximizing Independence and Quality Of Life When Planning For A Loved One’s Care with Casey PriceAttorney Casey Price’s own family knew his grandmother needed help when the “meatballs tasted funny”. In this episode, Casey shares with Jason Gabrieli the role of Elder Law Planning in ensuring loved ones get the level of care they need and protect the assets they spent a lifetime building, while retaining their independence and quality of life as long as possible. Whether you’re planning far in advance or sitting in the hospital discharge waiting for your loved one to be moved to a care facility – all is not lost and there is almost always something that can be done. Cas...2021-03-0120 minDollar Wise PodcastDollar Wise PodcastIs The Stock Market Rigged Against The Everyday Investor?With all that’s gone on in the stock market over the last couple of weeks, investors may be feeling that that investing in stocks is just gambling or that the market is some-how rigged against the everyday investor. On this episode, Jason Gabrieli and Catherine Allen-Carlozo talk about what’s causing this sentiment, discuss in plain English how “the market” works, and provide some historical context to remind of us the immense wealth creation power of diversified stock investing over the long-term.  Link to Ben Carlson’s Blog Article: https://awealthofcommonsense.com/2021/02/how-the-stock-market-works/Like what you’ve he...2021-02-1512 minDollar Wise PodcastDollar Wise PodcastShould I Invest Cash at Market All-Time Highs?Jason Gabrieli and Catherine Allen-Carlozo dive into a common question we get from our clients when markets are at all-time highs: Should I invest a lump sum of cash now? Investors’ minds tend to play games with them when it comes to investing a lump sum of cash – is it the right time, is there a better time, how much risk am I taking, etc. We discuss some of the historical context around investing cash into stocks at “all-time highs”, as well as some considerations to make when considering such an investment.Like what you’ve heard…Learn mor...2021-02-0113 minDollar Wise PodcastDollar Wise PodcastWhere Should Your Robinhood Account Fit Into Your Financial Picture?Jason Gabrieli and Tyler Reedman dive into the pandemic rise of trading apps like Robinhood and some ideas to think about when considering how that fits into your overall financial picture. They review the differences between day-trading (or “stock-picking”) and investing in a diversified portfolio and provide some context into when and where it might be appropriate to use each strategy.Like what you’ve heard…Learn more about HFM HERESchedule time to speak with us HEREOpen an HFM Ignite account HERE2021-01-1515 minDollar Wise PodcastDollar Wise PodcastWhy Should I Be Planning for my Long Term Care Needs? with Jill McNeilHFM Advisor Catherine Allen-Carlozo speaks with Jill McNeil from LLIS, a Long Term Care Specialist about the considerations that should be made when planning for your retirement health care needs, including the potential need for long term care.2020-10-0109 minHand, Fuß, MundHand, Fuß, MundHFM Spezial: Q&A - Eure Fragen an Hand, Fuß, MundWas ihr schon immer über HFM wissen wolltet! Unser Buch 📚 HIGH FIVE - Die 5 Säulen einer gesunden und glücklichen Kindheit - ab 16.02.2023 - jetzt bestellen: Hardcover: Amazon | Bücher.de | Thalia Ebook: Hugendubel | eBook.de … und natürlich in jedem Buchhandel deines Vertrauens! Wir machen eine klitzekleine Sommerpause (von nur einer Woche!) und haben für euch eine Q&A Folge vorbereitet. Darin stellen wir einander eigene und von euch Hörern eingereichte Fragen über unser Privat- und Berufsleben sowie den Podcast. Warum sind wir Kinderärzte geworden? Was hat uns bewegt den Podcast zu machen? Was wü...2020-09-0458 minDollar Wise PodcastDollar Wise PodcastYour 18-26-Year-Old May Need Some Estate Planning with Laura ErgoodHFM's Catherine Allen-Carlozo talks with her friend Laura Ergood, an Estate Planning Attorney in Cherry Hill, NJ. So often we think of Estate Planning only as something that we need to consider as we age, but they'll discuss the nightmare scenarios you can avoid with your young adult children that can be avoided with the right documents.2020-06-2211 minMoving Iron PodcastMoving Iron PodcastHFM - On Farm Fuel StorageHFM – On-Farm Fuel Storage@HotRodFarmer1 Talks about Storing Fuel on the Farm.Presented By @TractorZoom @DawsonTire @DryShodFootWear the official work boot of MIP!Music By: @TalbottBrothers@GlobalAgNetwork @casey9673 @traderbrent @Aaronfintel#AgEquipmentBusinessTalkmovingironllc.comglobalagnetwork.com#dryshodfootwear #agequipmentbusinesstalk #agmarkets #combine #combinetires #corn #dawsontire #dryshodfootwear #idlechatterpodcast #AgTires #Harvest20 #Tillage #iweardryshodfootwear #plant20 #till20 #tractor #tractortires #tractorzoom #worldeconomy #IronCompshttps://www.spreaker.com/user/9810017/hfm-on-farm-fuel-storage2020-06-1301 minOperational LeadersOperational LeadersMeet the Journalists - The HFM TeamThe journalists who write the stories are often as interesting as the industry they cover.  They can also help shape public perceptions about firms, managers and investors.  This episode marks the first in a series of periodic interviews with leading journalists who cover the alternative fund business. In this episode, we hear from three top professionals at HFM: Jennifer Banzaca, the Compliance Editor, Michael Paterakis, the Investment Editor, and Thomas Duffell, the U.S. News Editor.  Each has a different segment in which they describe how they got started in the business, reveal some of their favorite sto...2020-06-1125 minDollar Wise PodcastDollar Wise PodcastThe Hidden Cost Trap of MedicareIn our first ever podcast, the HFM Advisor Team explores a recent article about the hidden cost that can affect Medicare participants, especially in the first couple years of retirement. 2020-06-0110 minMoving Iron PodcastMoving Iron PodcastHFM - Pulleys AlignmentHFM - Pulleys AlignmentThis week Ray Talks about Pulleys Alignment Importance.Presented by @DawsonTire and @TratorZoom @DryShodFootWear the Work of MIP!Music By: @TalbottBrothers@GlobalAgNetwork @casey9673 @traderbrent #AgEquipmentBusinessTalkmovingironllc.comglobalagnetwork.com#dryshodfootwear #agequipmentbusinesstalk #agmarkets #combine #combinetires #corn #dawsontire #dryshodfootwear #idlechatterpodcas #tirsiweardryshodfootwear #oil #plant20soybeans #taxday #till20 #tractor #tractortires #tractorzoom #worldeconomyhttps://www.spreaker.com/user/9810017/hfm-pulleys-alignment2020-05-2302 minHFM - Pulleys AlignmentHFM - Pulleys AlignmentThis week Ray Talks about Pulleys Alignment Importance.Presented by @DawsonTire and @TratorZoom@DryShodFootWear the Work of MIP!Music By: @TalbottBrothers@GlobalAgNetwork @casey9673 @traderbrent #AgEquipmentBusinessTalkmovingironllc.comglobalagnetwork.com#dryshodfootwear #agequipmentbusinesstalk #agmarkets #combine #combinetires #corn #dawsontire #dryshodfootwear #idlechatterpodcas #tirsiweardryshodfootwear #oil #plant20soybeans #taxday #till20 #tractor #tractortires #tractorzoom #worldeconomyhttps://www.spreaker.com/user/9810017/hfm-pulleys-alignment2020-05-2300 minMoving Iron PodcastMoving Iron PodcastHFM-Stoichiometric Value of FuelHFM- stoichiometric Value of Fuel Ray talks about the Stoichiometric Value of FuelPresented By @TractorZoom @DawsonTire @DryShodFootWear the Work Boot of MIP!Music By: @TalbottBrothers@GlobalAgNetwork @casey9673 @traderbrent #AgEquipmentBusinessTalkmovingironllc.comglobalagnetwork.com#dryshodfootwear #agequipmentbusinesstalk #agmarkets #combine #combinetires #corn #dawsontire #dryshodfootwear #idlechatterpodcas #tirsiweardryshodfootwear #oil #plant20soybeans #taxday #till20 #tractor #tractortires #tractorzoom #worldeconomyhttps://www.spreaker.com/user/9810017/hfm-stoichiometric-value-of-fuel2020-05-0802 minMoving Iron PodcastMoving Iron PodcastHFM Auto CycleHFM – Auto CycleRay discusses the Auto Cycle of an engine. Presented By @TractorZoom @DawsonTire @DryShodFootWear the Work Boot of MIP!Music By: @TalbottBrothers@GlobalAgNetwork @casey9673 @traderbrent #AgEquipmentBusinessTalkmovingironllc.comglobalagnetwork.com#dryshodfootwear #agequipmentbusinesstalk #agmarkets #combine #combinetires #corn #dawsontire #dryshodfootwear #idlechatterpodcas #tirsiweardryshodfootwear #oil #plant20soybeans #taxday #till20 #tractor #tractortires #tractorzoom #worldeconomyhttps://www.spreaker.com/user/9810017/hfm-auto-cycle2020-04-2502 minMoving Iron PodcastMoving Iron PodcastHFM - Carb Float CircuitHFM – Carburetor Float Circuit @Hotrodfarmer1 talks about the importance of the Carb Float Circuit Presented By @TractorZoom @DawsonTire @DryShodFootWear the Work of MIP!Music By: @TalbottBrothers@GlobalAgNetwork @casey9673 @traderbrent #AgEquipmentBusinessTalkmovingironllc.comglobalagnetwork.com#dryshodfootwear #agequipmentbusinesstalk #agmarkets #combine #combinetires #corn #dawsontire #dryshodfootwear #idlechatterpodcas #tirsiweardryshodfootwear #oil #plant20soybeans #taxday #till20 #tractor #tractortires #tractorzoom #worldeconomyhttps://www.spreaker.com/user/9810017/hfm-carb-float-circuit2020-04-1823 minMoving Iron PodcastMoving Iron PodcastHFM - Oil & Oil PressureHFM – Oil Engine Pressure @HotrodFarmer1 Looks at Oil and Oil PressurePresented By @ TractorZoom @DawsonTire @DryShodFootWear the Work of MIP!Music By: @TalbottBrothers@GlobalAgNetwork @casey9673 @traderbrent #AgEquipmentBusinessTalkmovingironllc.comglobalagnetwork.com#dryshodfootwear #agequipmentbusinesstalk #agmarkets #combine #combinetires #corn #dawsontire #dryshodfootwear #idlechatterpodcas #tirsiweardryshodfootwear #oil #plant20soybeans #taxday #till20 #tractor #tractortires #tractorzoom #worldeconomyhttps://www.spreaker.com/user/9810017/hfm-oil-oil-pressure2020-03-2702 min