Shows
Price of Avocado ToastCelebrating FIVE years of Price of Avocado Toast PodcastToday we celebrate the five year anniversary of the Price of Avocado Toast Podcast. The original production of this show was simply a way to document our own debt-free journey and it has turned into a truly transformative experience. Thank you to every single one of you for being a part of our journey over the last five years. Cheers to FIVE whole years, Toasties! MENTIONED IN THIS EPISODE: Empowered Money Academy ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the p...2025-06-2529 minPrice of Avocado ToastDo This, Not That – Debt EditionIn today’s episode we dissect some of the bad, awful, and downright dangerous advice we have seen on personal finance. We tell you why we think it isn’t wise and what we recommend instead. You’ll hear our ideas about how to tackle debt sustainably and what we really think about the FICO score. Enjoy! In this episode, we chat about: Debt payoff emotions Credit card habits The FICO conundrum MENTIONED IN THIS EPISODE: Straw on Netflix Crew Finance Empowere...2025-06-1832 minPrice of Avocado ToastThe Dangers of Debt SettlementToday’s episode debunks the polarizing personal finance tool of a debt settlement. We share why we think these companies can be dangerous and give you anecdotal evidence to share our reasoning. You’ll hear how these companies might be harmful and ways to combat it on your own instead. In this episode, we chat about: Debt settlement flaws Creditors and collectors Strategies for debt reduction MENTIONED IN THIS EPISODE: Empowered Money Academy Adrienne’s Bankruptcy episode ABOUT PRICE OF AVOCA...2025-05-2830 minPrice of Avocado ToastPaying off Debt in a Realistic Way (Rewind)In this week’s podcast episode we are talking all about REALISTIC ways to approach your debt payoff journey. There are a million and one ways to tackle your debt, but we are breaking down a few of our favorite things to keep in mind to make sure that you are being realistic with your goals. We want to make sure you are sustainably paying off your debt and this episode gives you exactly what you need to do that! In this episode, we chat about: Realistic ways to approach your debt payoff jour...2025-05-2132 minPrice of Avocado ToastHow to Pay Off Debt Without Sacrificing Your Life: Smart Strategies for Intentional SpendingIn this episode, we explore how to tackle debt without sacrificing the things that bring joy and meaning to life. From intentional travel planning to evaluating extracurriculars for your kids, we discuss ways to align spending with personal values and maintain a sustainable financial journey. Plus, we dig into practical tools and mindset shifts to help you make confident, values-based decisions around money. In this episode, we chat about: Intentional spending Aligning spending with your values Understanding the trade-offs and balance MENTIONED IN THIS EPISODE: Em...2025-05-0729 minPrice of Avocado ToastThe Most Unhinged Ways to Payoff Your DebtWe asked and you told! Today we share the “unhinged” ways you all said you have paid off some debt. This list comes from an Instagram poll, so if we missed anything then let us know! You’ll hear some of the ways real folks have paid off debt, from the biggest sale of someone’s life to joining the site where you can bare it all for viewers. Enjoy! In this episode, we chat about: Non-conventional ways to pay off debt Action steps we personally took What we’d do if we...2025-04-1625 minPrice of Avocado ToastDo we regret selling our first home?It’s been four years since we sold our first home and we have lived a lot of life in the meantime. We sat down to chat and share our feelings around this big leap we made. Was it the right choice? Do we regret selling a home with a 3% mortgage? You might be surprised by the conversation and our thoughts. Enjoy! In this episode, we chat about: Selling our first home Contentment in life Raising our young family TODAY’S PODCAST SPONSOR Crew F...2025-04-0925 minPrice of Avocado ToastFive Unknown Budget HacksAre you stuck spinning your wheels within your budget? Do you love a good life hack to come out on top? Today's episode features five little known budget hacks that we’ve seen with clients that we think could be the catalyst for you and your budget! In this episode, we chat about: Rising food costs Ways you can tackle your debt The influence of social media TODAY’S PODCAST SPONSOR Crew Finance Sign up today for free and Crew is giving...2025-03-2629 minPrice of Avocado ToastI think I’m going to lose my job…what do I do?Today’s episode stems from trends we’ve seen with our coaching clients and Empowered Money Academy members over the past year. Many folks are losing jobs and spending significant time unemployed in this volatile job market. This conversation is quick, but we wanted to give you some actionable steps to be thinking of while navigating your job instability. Hang in there, Toasties! In this episode, we chat about: Unemployment trends Things we don’t recommend Action steps to protect yourself MENTIONED IN THIS EPISODE: ...2025-03-1931 minPrice of Avocado ToastIs Financial Coaching For Me?Today’s episode is a breakdown of our financial coaching programs! We chat about who we believe coaching is best for and how we can help those people overcome their money hangups. We address the biggest obstacles people face when considering coaching and help talk you through why those objections might not be as worrisome as you’re making them. If you’re considering coaching we want to invite you to submit an application. We’re in open registration until February 15th, 2025, so check the show notes to submit an app today! In this episode, we chat a...2025-02-1234 minPrice of Avocado ToastThe One Decision That Boosts Your Success Rate to 95%!Today’s episode is a breakdown of one of our favorite words: accountability. We recently heard some data regarding accountability and statistics that show what accountability can actually do, so we did a dive into the data to bring you some clarity on it all. We talk about a fascinating result of how accountability helps people and share why we believe financial coaching could be just the piece you need to find success on your money journey. Enjoy! In this episode, we chat about: The accountability spectrum What accountability looks like Ho...2025-02-0529 minPrice of Avocado ToastLooking Back at 2024: Did We Fail At Our Goals?On today’s episode we have a candid conversation about the highs and lows of goal setting. We reflect on our 2024 goals and what we might do differently, and how it can translate over to your own personal money goals. We share our guiding words for the year 2025 and enjoy returning back to the show with renewed excitement for the year ahead. Thanks for tuning in! The myth of failure Goal setting struggles Our guiding words for 2025 MENTIONED IN THIS EPISODE: Empowered Money Academy A...2025-01-0834 minPrice of Avocado ToastHow to Pay Off Your Debt When You Don’t Have Much Wiggle Room with Your Income - HOLIDAY REWINDToday’s episode is our 3-step guide on how to start to tackle your debt when you can’t raise your income. Many folks don’t have the means or time resources to pick up a second job, so here are some actionable steps to start managing your debt. You’ll hear 3 easy tips that you can implement to begin paying down your debt and freeing up some wiggle room in your budget. Enjoy! In this episode, we chat about: Shifting your credit card usage Selling items around your house that don’t bring you j...2024-11-2726 minPrice of Avocado Toast6 Things You’re Getting Wrong About DebtToday is episode 200 of Price of Avocado Toast! What a wild journey! Thank you everyone for all of your support the last five seasons. Today we’re debunking 6 common misconceptions about debt. We take on some of the big phrases you’ve heard and share why we don’t agree with some of these stances. We want you to know you have value and worth to this world outside of your debt, so fighting these misconceptions is priority number one as we heal our mindset around debt. Enjoy! In this episode, we chat about: Debt...2024-11-1323 minPrice of Avocado ToastEpisode 199: Yay or Nay: Personal Finance TrendsIn today's episode, we discuss and debate some common trends in personal finance. From buy now pay later to stocks for gifts we share whether we are yay or nay with the times. Listen along and let us know which ones we got right and which ones we got way wrong! Enjoy! In this episode, we chat about: Buy Now Pay Later Meal Kit Services Cash as a gift for Wedding MENTIONED IN THIS EPISODE: Honey price checker Acorns Ra...2024-11-0640 minPrice of Avocado ToastFirst-Gen Money Success Story with Israel and Sunem from the Money Noticias PodcastToday’s guests are siblings Israel and Sunem Tovar from the Money Noticias podcast. Their story of first-generation living brings a unique voice to the personal finance space. They share the money narrative prevalent in their community and the ways they are helping to break down systemic barriers to equal access to financial education. You’ll feel empowered to uplift and honor all voices in the personal finance space after listening to this one. Enjoy! In this episode, we chat about: Equal access to money education Navigating historically underserved spaces Bridging the...2024-10-3050 minPrice of Avocado Toast5 Money Mindsets Holding You Back from Tackling Your Money GoalsOn today's episode we review 5 money mindsets that might be holding you back from getting ahead. Scarcity mindsets affect all of us at some point and it takes some work to break them. We wanted to name some of the major ones we see and give you some actionable steps to breaking them moving forward. Things might not change overnight, but with intention and reframe we just might get to a healthy space. In this episode, we chat about: Scarcity vs abundance money mindsets Mindsets that may harm you S...2024-10-1634 minPrice of Avocado ToastThe Effects of Debt on Our Overall Well BeingToday's episode approaches the topic of debt and the effects it has on our wellness. We look at the key areas of physical, mental, and emotional health and how debt can harm these spaces. You’ll hear some troubling statistics about debt and mental health, and we’ll leave you with the reminder that you are not the sum total of your debt score. This is a message we could expand on even more, so expect this to come back around to the show in the near future. In this episode, we chat about: Student loan...2024-10-0217 minPrice of Avocado ToastThis Is Why You Can’t Get out of DebtIn today's episode we give you seven reasons we have seen people struggle on the debt payoff journey. We wanted to highlight some reasons to help you check in on your own journey and see if any feel like a hurdle for you. These aren’t a bad or good thing; they are just a thing. If you need more support on your debt free journey, make sure you sign up for our Slash Your Debt masterclass coming up on October 3rd! In this episode, we chat about: Old patterns and habits H...2024-09-2530 minPrice of Avocado ToastDo I Really Need a New Car? Questions to Ask Yourself When You Start to Feel like a Car Upgrade Is Coming SoonToday’s episode stems from a conversation our family had recently. We were frustrated with some car logistics and weren’t sure what the next step was. Do we NEED a new car? Well, turns out this is a conversation we’ve had with many coaching clients, so we figured it was time for a breakdown of the questions we asked ourselves in this situation. Enjoy! In this episode, we chat about: What is the problem? Does this cost upgrade the value? How can I be empowered when car shoppin...2024-09-1125 minPrice of Avocado ToastEverything You Need to Know about Trusts, Wills, and ProbateToday’s episode is all about the key terms surrounding what happens to money when we die. We give you some blanket definitions, share our experience going through this process, and answer some of the main questions we get from social media. This conversation might feel heavy, but it is an important one to set the future up appropriately. Remember: this episode is for education and entertainment only. We suggest you contact a legal expert if you need any additional support. In this episode, we chat about: Definitions of common terms...2024-09-0440 minPrice of Avocado ToastThree Tips for Rewarding Yourself on Your Debt Free JourneyToday's episode is your game plan for building in rewards on the debt free journey! You don’t have to be miserable while you work on your finances. We give you our three tips and talk through how we coach clients to continue to enjoy their life even when paying off debt. Toasties, this is a value-packed episode, so make sure you listen all the way through! Enjoy! In this episode, we chat about: Moderation, not deprivation Scheduling your rewards Doubling up on value time MENT...2024-08-2122 minPrice of Avocado ToastSeason Five Kickoff... It's Time for a Pivot!Today's episode is our intro to Season 5! Can you believe that we are entering season FIVE!? We’re here to say welcome back and give some updates on things you can expect this season. We’ve got big things coming for the business and the show and we’re so thankful that you’re all here to support our work. Happy listening! In this episode, we chat about: What to look forward to in season 5 Exciting projects we are working on Life updates ABOUT PRICE OF AVOCADO...2024-08-1410 minPrice of Avocado ToastDave Ramsey's Baby Steps Adapted for Modern Times - SUMMER REWINDWe are currently in week three of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? This episode was originally aired on March 10th, 2021 as episode 82. We are giving you a complete revamp of Dave Ramsey's 7 Baby Steps from the perspective of folks who have stepped away from Dave's financial empire and are now looking at his advice through a different lens. During this episode, we go through each step in depth with our recurring guest h...2024-07-1755 minPrice of Avocado ToastDave Doesn't Own the Words "Baby Steps" - SUMMER REWINDWe are currently in week two of our six week Summer Rewind Series. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? This episode was originally aired on March 10th, 2021 as episode 36. During this episode, we chat with Alison, a fellow former Dave Ramsey follower who kickstarted her journey using the Dave Ramsey Baby Steps. She talks with us about the Baby Steps that she didn't vibe with after she and her husband got themselves out of debt. In...2024-07-1049 minPrice of Avocado ToastSUMMER REWIND #DoneWithDave: Why We Are Calling Quits With Dave RamseyToday's episode kicks off our 6 week Summer Rewind series before we start season 5 in the fall. We are replaying all of our most popular podcast episodes, all under the theme of Dave Ramsey... because they're popular for a reason, right? This episode was originally aired on January 20th, 2021 as episode 29. It was a pivotal episode that drew the line in the sand for us as we parted ways with Dave Ramsey after following him and his Baby Steps program religiously for over a year. We do a deep dive into why chose to step away supporting from D...2024-07-0339 minPrice of Avocado ToastWhy Rest is Important: Season 4 FinaleToday's episode is our season four finale! Four years, 180 episodes, and plenty of friends made along the way. We’re taking this episode to remind you to rest as you need (while also reminding ourselves after the sickness our family has been facing the past two weeks) and sharing our plans for our summer rewind episodes. Thank you so much Toasties for coming on this journey with us! We’ll see you in season five ♥️ In this episode, we chat about: Resting for long term change Our summer rewind series Some t...2024-06-2628 minPrice of Avocado ToastPaying off Debt in a Realistic WayIn this week’s podcast episode we are talking all about REALISTIC ways to approach your debt payoff journey. There are a million and one ways to tackle your debt, but we are breaking down a few of our favorite things to keep in mind to make sure that you are being realistic with your goals. We want to make sure you are sustainably paying off your debt and this episode gives you exactly what you need to do that! In this episode, we chat about: Realistic ways to approach your debt payoff jour...2024-05-2932 min
Politics Politics PoliticsNikki Haley Bends the Knee. The Glorious Gloria Young Is Very Worried About 2024.Justin Robert Young and his mom, Gloria Young, discuss Nikki Haley's endorsement of Donald Trump for president in 2024. They also touch on other political topics, such as the invitation for Israeli Prime Minister Benjamin Netanyahu to address Congress and the introduction of a bill requiring presidents and vice presidents to disclose foreign earnings and gifts. 00:00 Introduction00:47 Nikki Haley's Decision to Support Trump05:15 Timing of Haley's Decision07:25 Haley's Future Career and Beliefs09:12 Conclusion09:44 Invitation for Israeli Prime Minister to Address Congress13:04 Disclosure Bill for Presidents a...2024-05-2456 minPrice of Avocado ToastHow to Pay off Your Debt in a Strategic Way That Is Best for Your Financial SituationHave you paid off your debt 3 times in the past but you keep finding yourself in debt. If so, this episode is for you. We are talking through 5 debt payoff strategies you can use to end your debt cycle once and for all. Debt is deeply personal and your approach to paying it off will be unique to your situation. We talk about the debt snowball, debt avalanche, debt stair stepper, debt lasso and the emotional baggage debt payoff approach. Debt payoff isn’t one size fits all so listen in today to find out what the best approach fo...2024-05-1528 minPrice of Avocado ToastIs Tip Culture Getting Out of Control?You’ve seen the social media frustrations. You’ve heard the stories of random places asking for tips. We’re taking this episode to share our thoughts on tip culture in the US and the real reasons people seem to be frustrated. You’ll hear how we feel about tips as a practice and where our hearts are with this tipping phenomena. In this episode, we chat about: Anchoring tip percentages Restaurants vs Delivery Dulling the shine of generosity ABOUT PRICE OF AVOCADO TOAST: Listen...2024-04-1730 minPrice of Avocado ToastHow Do I Budget for Travel?In today's episode you’ll learn the exact formula our family uses to plan for travel! You’ll be able to pick that dream destination and feel confident planning the trip you’re desiring. Expenses won’t creep up and you’ll feel empowered knowing you can travel and tackle all of your other goals and dreams. No more leveraging credit card debt after this episode - from here on out you’re a travel pro! In this episode, we chat about: Deciding on the destination Planning how to get there Livi...2024-04-0329 minPrice of Avocado ToastIf You’re Getting a Tax Return, You Need This EpisodeThis episode originally aired on March 2, 2023. Today’s episode is all about ways you can spend your tax refund! We’ve been seeing the message floating around social media that getting a tax refund is like giving an interest free loan to the government for a year. It’s usually then followed up with some comment loaded with shame. Well, that’s not how we do things around here, so join us for a quick chat as to why folks might get a refund, and some healthy ways that you can spend that refund check wisely. You’ll hear us...2024-03-1324 minPrice of Avocado ToastBudget Friendly Travel Tips for Families Featuring Kevin Payne from Family Money Adventure Today’s episode features Kevin Payne, family and travel enthusiast behind FamilyMoneyAdventure.com and host of the Family Money Adventure Show podcast. Kevin comes on to share his story of getting his start in the travel writing space. You’ll get some tips for managing travel with a young family and a couple recommended spots that you might want to travel to next! Enjoy! In this episode, we chat about: Adoption and finances Traveling with kids Hidden gem travel destinations in the US Benefits of travel for kids2024-03-0646 minPrice of Avocado ToastHow to Have Healthy Money Conversations With Your PartnerHappy Valentine's Day, Toasties! Today's episode is packed with tools you can use to begin having healthy money conversations with your partner. Money is a huge source of strain for couples, but it doesn’t have to be! You’ll hear five tips we suggest for beginning to open the doors for better communication surrounding finances. Stick around to the end to hear about our group coaching for couples launching in late February! Enjoy! In this episode, we chat about: Signs of unhealthy money conversations Tips for navigating money chats successfully Our...2024-02-1421 minPrice of Avocado ToastThe Cost of Feeding Babies with Jacquie from Pumped Up MamaToday’s guest is Jacquie Ciccone from Pumped Up Mama. She is a lactation counselor who aims to help new parents navigate the difficulties of feeding their newborn. She comes on to share some of the hidden and real costs of breastfeeding, as well as some practical tips for new parents. While our conversation centers around breastfeeding, we all believe that “fed is best”, so do what you need for your baby to be happy and healthy. Enjoy! In this episode, we chat about: Misconceptions with breastfeeding Opportunity and real costs associa...2024-02-0744 minPrice of Avocado ToastPlanning Your Year Ahead with Sinking FundsToday's episode is one we’ve been itching to do for a while! We put on our teacher hats and chat all about sinking funds. Sinking funds are one of the wisest things you can do with your money to protect your budget from future expenses. You’ll hear us share what sinking funds are, the benefits to setting them up, and our personal family sinking funds for 2024. Enjoy! In this episode, we chat about: What is a sinking fund? Where do I even save them? What is the POAT...2024-01-2430 minPrice of Avocado ToastHow to Set New Year’s Goals That You Will Actually Stick WithOn today's episode, we share our new goals for the 2024 year. We’ve got some big dreams for our family and 2024 is the year we’re pushing for “abundance.” You’ll hear us catch up on our 2023 goals and share some insight into strategies we suggest for goal setting of your own. Make sure you stick around to the end of the episode to hear a cool new offering we’re putting together! In this episode, we chat about: 2024 goals for our family Our wins + learns from our 2023 goals 5 tip...2024-01-1039 minPrice of Avocado ToastYou Don’t Have to Suffer in Order to Change Your Financial Situation with Jillian Knight from Her Financial TherapyToday’s episode features Jillian Knight from Her Financial therapy. Jillian is a Licensed Marriage and Family Therapist who now has her own practice supporting women working through their relationship with money. As a former baby-stepper, Jillian knows intimately what holding shame and unhealthy habits can do to your financial mindset. You’ll hear about how Jillian transitioned into the financial therapy space and one of the best “stop sign” answers we’ve ever gotten! Enjoy! In this episode, we chat about: Crushing $250,000 of student loan debt Redirecting on the financial journey...2023-12-2743 minPrice of Avocado Toast3 Tips to Help You Confront Your Financial Emotions around the HolidaysToday’s episode stems from common themes we’re seeing with our clients this time of year. So many folks are confronting difficult feelings this holiday season. Whether it is seeing the highlight reels of others or recognizing our own struggles, this time of year can bring many negative emotions surrounding finances. We wanted to give listeners three skills they can work on to help overcome that emotional struggle. We’re proud of you, you matter, and we’re cheering you on. You got this. In this episode, we chat about: The picture of “the h...2023-12-2017 minPrice of Avocado ToastKristin Paid Off $23,672.42 in Less Than 2 Years As a Public School TeacherToday’s episode features Kristin, a coaching client of Haley’s who has been courageous enough to come on and share her story. Kristin has had tons of success with Haley while also navigating plenty of change, so we figured she would be a prime candidate to come on and talk real people numbers. You’ll hear a bit about Kristin’s past that led her to financial coaching and some of the benefits she has found in being a client with Haley for almost two years now. Enjoy! In this episode, we chat about: ...2023-12-1350 minPrice of Avocado ToastWho Runs the World? Women Who Invest! Featuring Tess from Wealth with TessToday’s episode features Tess, founder and coach with the Money Confident community. Tess helps inspire and empower women in their 30’s and 40’s to begin their investing journey. You’ll hear what lit Tess up about helping others and how she now supports and guides other women to own their money management. Tess has an infectious personality that will no doubt have you inspired and ready to go tackle your own investment journey! Enjoy! In this episode, we chat about: A major financial mishap Stigmas around women and finances The po...2023-11-2947 minPrice of Avocado ToastHow to Pay Off Your Debt When You Don’t Have Much Wiggle Room with Your IncomeToday’s episode is our 3-step guide on how to start to tackle your debt when you can’t raise your income. Many folks don’t have the means or time resources to pick up a second job, so here are some actionable steps to start managing your debt. You’ll hear 3 easy tips that you can implement to begin paying down your debt and freeing up some wiggle room in your budget. Enjoy! In this episode, we chat about: Shifting your credit card usage Selling items around your house that don’t brin...2023-11-1526 minPrice of Avocado ToastFrom Buying a Crack House on eBay to Turning Our Real Estate Journey around Featuring Tom Brickman from The Frugal GayToday's episode features our friend, Tom Brickman, AKA The Frugal Gay! Tom is a real estate investor, content creator, and the real estate coach who helped us turn around our investing journey! You’ll hear how Tom got his start in real estate investing and one of the best investment stories ever surrounding a house purchased on eBay. We also chat about ethical landlording and ways to be mindful of protecting your peace in a world dominated by social media. Enjoy! In this episode, we chat about: Getting started in real estate ...2023-11-0847 minPrice of Avocado ToastFirst Date Impressions… Are You Too Good for Olive Garden?Today's episode breaks down the viral first date list circulating social media. A video went viral last week of a woman refusing to get out of a vehicle when her date arrived at Cheesecake Factory. We share the list of dates that social media deemed unacceptable and give you some takeaways if you’re managing money and the dating scene. Enjoy! In this episode, we chat about: The viral first dates list Our votes for first date success Tips to manage the dating scene and finances M...2023-11-0126 minPrice of Avocado ToastFinancial Infidelity Series Part 3: Reconnecting as a Couple after Facing Hidden Credit Card Debt with Erica Today is the final installment of our financial infidelity series. We have new Toastie Erica on to talk about her family and their debt-free journey while also navigating some hidden credit card debt. Erica shares some practical ways her family is tackling their debt and the ways her and her husband remain connected while on the journey. Erica’s transparency and honesty is beautiful, and we’re so thankful for her coming on our show. In this episode, we chat about: Working through the debt-free journey Teamwork in tackling hidden debt 2023-10-2543 minPrice of Avocado ToastFinancial Infidelity Series Part 2: I Thought My Husband Paid off My Student Loans 10 Years Ago and He Didn’tToday’s episode features a heartbreaking story about financial infidelity with one of Haley’s longtime financial coaching clients, Becky. Becky shares her story about how her entire financial life came crumbling down after she learned the truth about her ex-husband’s failure to manage money as he’d been making it seem. Her story is filled with “never saw that coming” moments. Becky’s turnaround story is like none other and truly an inspiration. Enjoy this episode and start asking your spouse questions! In this episode, we chat about: Financial infidelity The importance...2023-10-1854 minPrice of Avocado ToastFinancial Infidelity Series Part 1: Financially Stranded Abroad with Liz from Femme FundsToday’s guest is Liz from Femme Funds. Liz is a female money coach on a mission to empower women to get started managing and maintaining their money. Liz shares her story of confronting financial infidelity and the life changes that happened afterward. You’ll hear some of the aspects of financial infidelity and how minor or major they can be, and you’ll get practical advice on how to navigate the situation in your own relationship. Finally, we chat with Liz about her move abroad and some of the benefits that can come from an international way of life...2023-10-0445 minPrice of Avocado ToastPocket Watching: When Your Friends + Family Are Watching Your Every Penny"Hmm…must be nice." Have you heard that phrase before? Today’s episode breaks down the idea of “pocket-watching” where someone inserts or interjects themself in your financial journey, without being asked. This issue may feel minor, but it directly relates to stifling money conversations, so it’s important we call it out and recognize it within ourselves. You’ll get some ideas on how you can address this with family and friends so that your money conversations begin to lead with empathy and not negative emotions. In this episode, we chat about: What is pocket...2023-09-2727 minPrice of Avocado ToastReal Estate Investing Attempt #2: We Bought A Duplex For $29,000!Today’s episode is a breakdown of our second attempt at real estate investing! We finalize our messy break-up with Michigan and move on to the hot new single: Toledo, Ohio! You’ll get the details of the property we just purchased and what might be next on the horizon for the Brown-Woods’ family as real estate investors. We also feature the trailer for an incredible new podcast that you do NOT want to miss out on. Enjoy, Toasties! In this episode, we chat about: The final bill for our Michigan flop Numb...2023-09-0636 minPrice of Avocado ToastSEASON 4 OPENER - Restriction Does Not Lead To Abundance: How Crash Dieting & Crash Budgeting Are The SameToasties! We are back in action for Season 4 of the show! We missed you all and are so excited for this season. In today’s premiere episode, we talk about some exciting nominations for the podcast, a recap of the recent changes for the Brown-Woods family, and the correlation between crash dieting and restrictive budgeting. This connection has been on our minds so we figured there was no better spot to hash it out than our Season 4 kickoff show. Thank you again for all of your support - we couldn’t have even approached Season 4 without all of you! 2023-08-3037 minPrice of Avocado ToastHow We Lost $22k on Our First Real Estate Investment - SUMMER REWINDThis episode originally aired in April of 2023 and we are beyond happy to announce that we have purchased a slam dunk investment property since this episode was released. Tune in to season 4 to hear all about the process. Season 4 officially launches on August 30th! Today's episode is a summary of our first real estate investment journey, which was a bit of a belly flop! We sat on a vacant home for 15 months and poured dollar after dollar into it before making the decision to turn around and sell it without ever having renters. We share the real...2023-08-2334 minPrice of Avocado ToastYo Quiero Dinero Featuring Jannese Torres - SUMMER REWINDThis episode was originally aired in March 2022. It’s an amazing interview with Jannese Torres, founder of Yo Quiero Dinero Podcast. Jannese is on a mission to start a financial empowerment revolution for the Latinx community by educating folks about different ways they can diversify their streams of income. She is passionate about side hustling and has monetized her food blog, Delish D'lites, into a passive income source that brings in over $100k a year. This is an inspiring episode that you do not want to miss! In this episode we chat about: Chan...2023-08-1649 minPrice of Avocado ToastHow to Prevent Burnout On Your Debt Free Journey - SUMMER REWINDThis episode was originally aired back in August of 2021. Paying off debt with a vengeance is EXHAUSTING. This episode includes a conversation between Haley and Justin about the debt free journey burnout that so many of us experience at some point along the way. Remember, you don’t have to pay off $5,000 in 5 minutes. Use this episode for tangible tips to help you prevent burnout and spiraling back into your old habits. You’ve got this, Toasties! In this episode we chat about Debt free journey burnout Common traps that people fall in...2023-08-0931 minPrice of Avocado ToastUnpacking the Dave Ramsey Cult: Trauma, Shame and Guilt Around Money Featuring Vee Weir - SUMMER REWINDToday’s podcast episode was originally aired on December 8, 2021 and it features our most vulnerable interview yet. We talk with marketing expert and finance content creator, Vee Weir, from Vee Frugal Fox and Weir Digital Marketing. Vee has a similar story to ours about the cult that is Dave Ramsey, so this episode features some difficult moments coping with that past pain. This episode originally struck so many of our listeners on a personal level because they felt like their experience with Dave Ramsey was very similar to what we shared during this conversation. We hope you enjoy this po...2023-08-0253 minPrice of Avocado ToastMillennials Are Killin’ It - SUMMER REWINDToday’s episode was originally aired in October of 2020, during season one… AKA excuse the OG audio here since this was episode #16! This is Haley’s absolute favorite episode. We chat about our top six things that millennials "supposedly" are killing, from wine to serendipity... We discuss whether we think they are truly dead or if millennials are killin' the game in the best way possible. ABOUT PRICE OF AVOCADO TOAST: Listen in with Haley and Justin Brown-Woods, married millennials picking up the pieces from the financial fiasco they created as a young couple...2023-07-2632 minPrice of Avocado ToastEveryone Needs a Cool, Travel-Hacking Aunt Kara - SUMMER REWINDToday’s episode originally aired in January of 2022 and it features the marvelous travel hacking pro, Aunt Kara. Kara dives into her social media persona and how it came to be alongside her start into travel hacking. She touches on some beginner options to dip your toes into travel hacking, and shares about some of the earlier days of the credit card community. In this episode we chat about: How to get started with utilizing your credit cards Benefits of travel hacking Prioritizing your future for enjoyment ...2023-07-1944 minPrice of Avocado ToastCourtney and Rob Paid Off $54,700 of Debt in 12 Months - SUMMER REWINDToday's episode was originally aired in November of 2022 and is one of our most downloaded episodes! Courtney and Rob Wendzicki are two of Haley’s original clients from when she first launched her financial coaching business. Courtney and Rob paid off an astronomical amount of debt during their first year of coaching and they share their journey on today's episode. It hasn't been all butterflies and rainbows and they share their highs and lows with us as their way of unveiling the truth behind what getting out of debt actually entails. In this episode, we chat about:...2023-07-1242 minPrice of Avocado ToastWhen You Give a 24 Year Old $600,000… - SUMMER REWINDToday’s episode originally aired in October of 2021 and it tells an in-depth version of our financial story up until that point. We share our whirlwind adventure that started with Justin receiving $600k at age 24 from a lawsuit payout with absolutely no clue how to manage money. We then found ourselves deep in over $220k of debt. We made drastic changes that resulted in us paying off $132,000 of debt in 18 months and finally achieving what we consider "financial freedom." In this episode we chat about: Receiving $600k at ages 23 and 24 Spending every...2023-07-0545 min
Yo Quiero DineroHow to Recover from Money Mistakes | Haley & Justin Brown-Woods | Price of Avocado ToastEpisode 220 talks about how to recover from money mistakes, featuring Haley & Justin Brown-Woods. Listen now!Haley and Justin Brown-Woods are a married, millennial couple that began their debt-free journey in the Fall of 2019. After blowing through a $600,000 lawsuit payout and racking up over $220,000 worth of debt in 3½ years, they got serious about changing the narrative they had created for their lives. Within 18 months, they had paid off over $130,000 of debt and restarted their wealth journey.During this period, they began their podcast Price of Avocado Toast. Their focus has been on having open and honest mon...2023-07-0346 minPrice of Avocado ToastSeason 3 Finale: Pushing A Baby + Season 3 OutCan you believe it’s already the end of season three?!? We’re blown away by what this podcast has turned into. This finale episode touches on the episodes and growth of our family through season 3, as well as all the upcoming greatness for season 4. You'll hear our mid-year goals update from the famous New Year's Eve tradition and some of our hopes as we move into the second half of 2023. Finally, you’ll hear the invite of the century (which we hope you'll take us up on) and where you can apply to come on to the podcast! Thanks...2023-06-2837 minPrice of Avocado ToastYour Budgeting Method Could Be Holding You Back Featuring Debt Free Mom, Carly HillToday’s episode features Carly Hill, the creator and entrepreneur behind the Debt Free Mom brand. Carly is a young mom of four who teaches others how to feel empowered by their budgeting method. She is a big supporter of the pay period budgeting system and shares her expertise as to how this style can be just what you need to make those big money gains your family is hoping for. Enjoy! In this episode, we chat about: The benefits of pay period budgeting Managing money with a growing family ...2023-06-1454 minPrice of Avocado ToastNavigating Financial Conversations With Friends - Summer EditionSummertime! And the livin’s easy…but not cheap! The summer season brings a whole new ball game with added costs to your budget. Are you ready for summer expenses? We give you some things to be mindful of as we move into warmer weather and outdoor experiences. You’ll hear some items you might want to add a budget line for, and we’ll also give you some practical tools to take into conversations with friends about spending this summer. Enjoy! In this episode, we chat about: The summer season expenses! Naviga...2023-06-0734 minPrice of Avocado ToastFinding Fun on Your Debt Freedom Journey Featuring Amanda from Debt Free PandaToday's episode features the amazing Amanda Stein from Debt Free Panda. She is a personal finance content creator and craft extraordinaire! She joins us to chat about her passion and growth into the personal finance space, as well as her incredible side hustle journey. Her signature brand is exploding with creative designs to bring a bit of joy into your personal finance journey. We hope you enjoy this episode as much as we did! In this episode, we chat about: Falling into personal finance through a break up Building a creative br...2023-05-3141 minPrice of Avocado ToastRemote Work Is Here to Stay with Daniella FloresToday’s episode features Daniella Flores, founder of the I Like To Dabble blog and brand. Daniella is a freelance writer, blogger, and ambassador for remote work and side hustles. Through the creation of I Like To Dabble, Daniella has become a champion for folks advocating for remote work and finding meaningful roles that provide them with the lifestyle they dream of. We talk about the benefits of remote options for businesses, the myriad of side hustles Daniella has tried, and ways that people can work for inclusivity within the workplace. Enjoy! In this episode, we...2023-05-2451 minPrice of Avocado Toast$30,000 Debt Payoff on $18,000 Salary Is No Small Feat When Q Makes It HappenWhat happens when you bring on the man that makes it happen? Sit down with us as we chat with Q, a fellow financial coach and podcaster who paid off over $30,000 of debt on an $18,000 salary. Q shares his story of hustle and grind to create a better financial future for himself and his family. You’ll hear the tools that helped Q be successful, and the creation of his content brand and push to help others find financial empowerment as well. In this episode, we chat about: Debt payoff on a low-income salary H...2023-05-1739 minPrice of Avocado ToastIs There Really a “Good Debt” and a “Bad Debt”?Today’s conversation was sparked from a growing idea on social media of good debt vs bad debt. Can there be such a thing as good and bad debt? If so, who gets to decide? We talk about our comfortability with debt and some practices listeners can employ when weighing their relationship with debt. Enjoy! In this episode, we chat about: The morality of good and bad Value-based spending on credit cards A simple practice for repairing your relationship with debt MENTIONED IN THIS EPISODE:...2023-05-1026 minPrice of Avocado ToastHow Much Money You Should Have In Your Emergency Fund and How to Calculate ItToday’s episode is all about that emergency fund! We help you find out what your number should be, how to fund it, and ways to overcome the negative emotions from spending in the emergency fund. This important tool is one that just about everyone agrees upon, so if you need help with getting that emergency fund started, this is the episode for you! AND if you feel you need additional support, today (April 26, 2023) marks our open registration period for financial coaching! Registration will be open for one week before we lock it down until the fall and raise pr...2023-04-2631 minPrice of Avocado ToastHow We Lost $22k on Our First Real Estate InvestmentToday’s episode is a summary of our first real estate investment journey! We sat on a vacant home for 15 months and poured dollar after dollar into this place, so we figured we’d better catch you all up on what that means. You’ll hear the real figures we spent and the next steps for us with real estate. Investing in real estate can be difficult, so we want to be as transparent as possible for others out there. Enjoy! In this episode, we chat about: The sunk costs with our first investm...2023-04-1934 minPrice of Avocado ToastMilitary, Moves, & Money: The Debt Payoff Journey w/ Colleen SalchowToday’s episode brings on our friend Colleen Salchow from Salchow Coaching. A fellow financial coach and former teacher, Colleen chats about life as a military spouse and the opportunity that finding financial empowerment has provided her family. She gives some actionable tips to families navigating the financial landscape of military service and reminds us all that some of our habits from our debt payoff journey should be left in the past. Enjoy! In this episode, we chat about: Debt payoff and the habits produced Planning for life as a military fam...2023-04-1240 minPrice of Avocado ToastTimeshare Trap: Getting Caught with the “License to Lie”Today’s episode is a look into one of our financial flounders - the timeshare we purchased when on our honeymoon. We’ll give you our numbers of what we spent and how we try to at least enjoy it a bit. We’ll also touch on our old pal, Uncle Dave, and his hypocritical response in regards to a sponsor of his show. If you are someone with a timeshare, stick around to the end of the episode to hear our advice on how to manage it! In this episode, we chat about: Our...2023-04-0528 minPrice of Avocado ToastThe Only Constant is ChangeToday's episode was a difficult one to record. We talk about losing Justin’s mom and the compound effects that has had on the Brown-Woods family. While we’re excited for the next steps, we’re still grieving the loss and the change of what lies ahead. The two sides in conflict can make it difficult and scary to approach, but we’re hopeful you’ll join us on the journey of healing and growth for our business. Thank you for all of your support. We love you. In this episode, we chat about: The post-life expenses fo...2023-03-1533 minPrice of Avocado ToastDebt Free Floss-ophy: How One Dentist Brushed Away Her Student Loan DebtToday's episode features Brittany, a dentist focused on debt freedom and teaching others in their career to manage their finances in a healthy way. Brittany shares the large amounts of potential student debt that dentists face and pulls back the curtain on her own journey through dental school. She touches on the mental aspects of debt freedom and navigating life once you've paid it all off. If you're someone with lots of student debt or working through a debt free journey that feels overwhelming, this episode is for you! Oh, and obviously also if you're a dentist. I...2023-03-0845 minPrice of Avocado ToastIf You’re Getting a Tax Return, You Need This EpisodeToday’s episode is all about ways you can spend your tax refund! We’ve been seeing the message floating around social media that getting a tax refund is like giving an interest free loan to the government for a year. It’s usually then followed up with some comment loaded with shame. Well, that’s not how we do things around here, so join us for a quick chat as to why folks might get a refund, and some healthy ways that you can spend that refund check wisely. You’ll hear us breakdown the three methods we usually se...2023-03-0224 minPrice of Avocado ToastThe Current State of Student Loans w/ Financial Planner, David GourleyThis week we brought back our good friend, David Gourley. He’s a former teacher turned financial coach and podcaster who has now become a financial planner. He’s been a POAT cheerleader since day one and has helped our family take the next steps in our financial future. David is the guru of the student loan world and is a certified student loan professional helping borrowers navigate the mess that is repayment. We chat candidly with David about his move out of teaching and into the financial space, and he gives us great info into the upcoming decisions rega...2023-02-221h 00
Politics Politics PoliticsEpisode 370: Every Female Presidential Candidate Announcement Ever From Chisholm to HaleyNikki Haley is the latest woman to throw her hat in the ring for president. She's decided to "lean in" to her gender in her announcement and campaign language. Gender coding of female candidates varies from campaign to campaign and we take a look back in time to every major party female candidate's announcement. Email: The Young American at Gmail Hosted on Acast. See acast.com/privacy for more information. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit...2023-02-171h 05Price of Avocado ToastStarting on the Right Foot: How Proactive Parenting Can Ease Financial Worries W/ Jess GilIn today's episode, we talk to Jess Gil, a millennial engineer, wife, podcaster, and dog mom who credits her strong money habits to the financial education her parents provided her as a child. We explore how this strong foundation has influenced her financial decisions as an adult and how she has worked hard to continue building her financial empowerment. In this episode, we chat about: Building positive spending habits into your young children Navigating college finances with adult children Finding passion in a side hustle CONNECT WITH JES...2023-02-1549 minPrice of Avocado ToastWhy Your Money Community MattersToday's episode is all about community! Money is a difficult subject to talk about, which makes it all the more important to surround yourself with those who help lighten that burden. We talk about why having those close to you be aware of your goals can help long term. We also share about the truth behind a social media community and the effect it can have on your trajectory! Finally, we’ve got some great news about Justin’s coaching opportunities and our new membership group Everything but the Bagel! In this episode, we chat about...2023-02-0839 minPrice of Avocado ToastManaging Finances as an Adult with ADHD Featuring Kristina EllisToday's episode features Kristina Ellis, host of The NBD Podcast. She joins us to talk about her late diagnosis of ADHD and how it has impacted her career journey and financial path. Kristina chats about working through law school and finally having the answers to her previous challenges. If you are someone who identifies as neurodivergent, or if you know someone who does (you do), this is the episode for you! In this episode, we chat about: •Navigating an adult diagnosis of ADHD •Juggling law school and a late diagnosis •Money management skills for ne...2023-02-0151 min
Politics Politics PoliticsEpisode 365: The Many Lives of Nikki Haley: Success, Rumors and 2024Nikki Haley's potential candidacy for President is explored in this episode of Politics Politics Politics, looking at the electoral case she will make and her unique background. She has a strong record in the private sector, state government and the Trump administration, but her moral foundation has been called into question.And then of course... there's the rumors. Email: The Young American at GmailLinks:https://www.c-span.org/video/?452751-1/un-ambassador-nikki-haley-resigns-not-run-president-2020https://www.politico.com/interactives/2021/magazine-nikki-haleys-choice/https://www.realclearpolitics.com/epolls/2024/president/sc/2024_south_carolina...2023-02-0141 minPrice of Avocado ToastMore Than Money with Mariah RaynorThis episode features Mariah Raynor, a Life and Money Mindset Coach. Haley and Mariah were accountability friends while in Financial Coach Academy, and now lean on one another for advice and check-ins. Mariah approaches coaching through a compassionate lens that highlights the values and desires of her clients. She brings an empathetic energy to help folks in identifying their fixed mindset with money, and teaches them how to overcome their previous choices to better crush their goals. In this episode, we chat about: Approaching finances from a mindset lens rather than a math lens 2023-01-2539 minPrice of Avocado ToastFrom Teen Parents to Parenting Teens: One Family's Story Of Hard Work + Perseverance With Megan EddingerToday's episode features Megan Eddinger, an everyday human willing to share her family’s story. From navigating the waters of a teen pregnancy, to managing a house full of teenagers, this mom and wife gives an honest look into the financial world she and her husband struggled through in those early years. If you’re feeling beat up on your debt journey, this episode is for you. Megan is raw and vulnerable and reminds us all to find contentment in the journey. In this episode, we chat about: Teen pregnancy on a low income Ju...2023-01-1856 minPrice of Avocado ToastInnovation During Record Inflation: How the 2008 Financial Crisis Relates to Today’s Economy with Jamie JamesJamie James jones us this week to discuss record inflation and how YOU can work with your money to mitigate risk and the rise of prices. We reflect on the 2008 housing bubble crash, how you can "crisis" protect your money and more! In this episode, we chat about: Comparing the 2008 financial crisis to modern inflation Crisis-proofing your home economy and finances Navigating safeguards during the home-buying process Mentioned in this episode: Too Big to Fail the Movie CONNECT WITH JAMIE JAMES Instagram @bafinancialfuture buildingafinancialfuture.org A...2023-01-1137 minPrice of Avocado ToastNew Year, New Me? This Is the Year to Get Your Financial Shit TogetherIn this episode, we welcome in the new year! We had a successful 2022 with our personal goals so we figured we should share our 2023 goals and vision for the year. This has become our favorite New Year's Eve tradition, and we are so proud to share all of the ways we want to bring success to 2023. We shout out some business goals, some personal goals, and some ways that we want to connect with all of you to make 2023 our best year yet. We also make a few exciting announcements {we are having our 3rd and final b...2023-01-0436 minPrice of Avocado ToastCreating Generational Wealth w/ Derrick KinneyThis episode features author and speaker Derrick Kinney. Derrick comes on to share about his story and the path that led him to writing his best-selling book Good Money Revolution: How to Make More Money to do More Good. We chat about the processes of finding our passions and pursuits so that we can do great things with money. You can find some tangible tips for the new year on goal setting with your family and rediscover what ignites your generous side. Enjoy! In this episode, we chat about: Pursuing the calling within Legacy building for...2022-12-2858 minPrice of Avocado ToastCertified Financial Planner & Money Badass Ali SwartToday's episode features our friend, Ali Swart. She’s a Certified Financial Planner who has become one of our favorite Toasties. She’s raw and honest about her past growing up and how it has shaped her as a parent and money nerd. We think you’ll find that Ali has some great practical advice for parents on how to set their children up for long term financial success and empowerment. In this episode, we chat about: Navigating financial trauma in childhood Demonstrating our values as parents Serving clients and making an impac...2022-12-2151 minPrice of Avocado ToastDoing More of What Matters: Effective Altruism and the Joy of Giving Featuring Liz from Liz Gets LoadedToday's episode features Liz from Liz Gets Loaded. Liz is our favorite closet podcaster! She shares her favorite ways to focus on altruistic giving and gives listeners a tangible way to live generously. This episode talks about the truth behind giving and opens up the opportunity for folks with less disposable income to see themselves as generous even within their means! In this episode, we chat about: Altruistic giving as a practice Finding your generosity number within your budget The benefits of being a generous person CONNECT WITH LIZ Instagram @lizgetsloaded Liz Gets Loaded...2022-12-1445 minPrice of Avocado ToastCelebrating 100 Episodes: Answering Your Questions + Looking Forward to the FutureIn this episode we celebrate 100 episodes with another Q+A session! We got some great questions in our anonymous Instagram box, so we figured we would answer those and reflect on this wild journey of toastiness. Thank you all for being along for the ride, and cheers to the next 100 being just as meaningful. We have been beyond blessed to have you all on our journey and we look forward to the good times ahead! In this episode, we chat about: Juicy details of the first 100 episodes Answering listener questions Future goals for the ne...2022-11-3043 minPrice of Avocado ToastCourtney and Rob Paid Off $54,700 of Debt in 12 MonthsToday's episode features two of Haley's OG financial coaching clients, Courtney and Rob Wendzicki. Courtney and Rob paid off an astronomical amount of debt during their first year of coaching and they share their journey on today's episode. It hasn't been all butterflies and rainbows and they share their highs and lows with us as their way of unveiling the truth behind what getting out of debt actually entails. In this episode, we chat about: A year of financial coaching and how it changed their marriage How Courtney & Rob paid off over $54k of debt Debt fr...2022-11-1642 minPrice of Avocado ToastLeading the Pack: One Woman’s Push Towards Female Financial Empowerment Featuring Barbara GintyToday's episode features Barbara Ginty, a Certified Financial planner and the host of the Future Rich Podcast. Barbara joins us after Haley was a guest on her show earlier this year. She shares her journey in financial planning and her hopes for supporting women to grow as entrepreneurs in the space. About Barbara: Having previously worked for Bloomberg and Credit Suisse in electronic equity derivative algo sales, Barbara is now the owner of a wealth management firm she purchased from her family in 2013. In 2018 she was chosen for the, “The American College of Financial Services Mi...2022-11-0946 minPrice of Avocado ToastThe Reality Behind Real Estate Investing + Why It's Not for EveryoneThis episode is a quick rant session on real estate investing. It’s been a year since we bought our out-of-state investment property and we still do not have it rented out with a tenant. These are the things social media doesn’t talk about with investment properties. We hit on our top 3 frustrations with real estate investing and how we juggle it all The stuff they don’t tell you: why real estate investing has been hard OR one year, zero tenants, and three reasons why real estate investing can suck 2022-11-0230 minPrice of Avocado ToastFinances & Fertility Part 3: Adoption From Foster CareToday's episode is our Part 3 finale of the Finance and Fertility series. Our guest is Debt Free Teach, a fellow teacher who adopted a trio of siblings heading into their teenage years. We cover the adoption process from foster care and private agencies, as well as some of the financial challenges and relationship challenges that families might face. Thank you for tuning in - we hope you have enjoyed this three part series into the finances of alternative family planning! In this episode, we chat about: The foster to adopt process Navigating difficult relationships as a...2022-10-2640 minPrice of Avocado ToastFinances & Fertility Part 2: The Truth Behind Surrogacy Prices with Two-Time Surrogate KaraToday’s episode is part two of our three part of our finances and fertility series. Our guest is Kara, a mom and teacher who has been a surrogate for two families. She shares her surrogacy story and helps de-mystify some of the questions surrounding this family planning option. The blessing that surrogacy provides cannot be overstated, and we hope that this intimate look at the entire process shows just how wonderful it truly is. In this episode, we chat about: How much surrogates are paid The benefits of being a surrogate Challenges of bein...2022-10-1945 minPrice of Avocado ToastKicking Off Season 3: Our Top Money TakeawaysThe podcast that was born fresh out of the OG covid lockdowns in 2020 is back for SEASON THREE! Haley and Justin are ready to rumble with new episodes every Wednesday. They’ve been through it all over the past two and a half years and along with all of the changes that life threw their way, they’ve also gone through massive mindset shifts in regards to their relationship with money and debt. They peel back the layers in this episode chatting about some of the biggest takeaways they’ve experienced. In this e...2022-10-0539 minPrice of Avocado ToastFinancial Power Move... Was It Worth It? Today's episode is a sit down with Haley and Justin while they reflect back on one of the biggest financial decisions they've made - selling their house and moving a year ago. They sold their house to pay off their remaining student loan debt and then decided not to pay off those loans. They discuss whether or not they think it was worth it and how they've shifted along the way. If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if financial coaching is right f...2022-05-2540 minPrice of Avocado ToastBudgeting for a Post-pandemic Summer In today's episode, Haley and Justin go through their top six tips for budgeting for a post-pandemic summer. We've lost two summers to COVID and it's important that you honor your emotions while also honoring your finances. We've all had a little FOMO over the past few years, longing for normalcy while managing to try and get used to our "new normal." These steps are going to help you maximize both your summer and your bank account. As mentioned in today's episode, Haley's financial coaching program underwent a massive revamp. She's now offering 4 different programs with varying l...2022-05-1125 minPrice of Avocado ToastLong Distance Real Estate InvestingThe Brown-Woods team bought their first investment property... in Michigan! Today's episode talks all about Haley and Justin's decision to not pay off Justin's student loans early and to pour that money into a real estate investment instead. Justin nerds out over the numbers and breaks everything down from how much the house cost to the monthly breakdown of expenses. He also gives tangible steps for anybody who is interested in exploring real estate investing to expand their portfolio. Disclaimer: Price of Avocado Toast podcast is for education and entertainment purposes only and is not financial advice. ...2022-03-1647 minPrice of Avocado ToastFrom Pandemic-Era Teacher to Full-Time Entrepreneur: How One Woman Took The Leap Into Self-EmploymentToday's episode features a sit down interview between Justin and his favorite guest of all time: Haley! The episode covers all of the nitty-gritty that Toasties have wondered about Haley’s new financial coaching business, and gives an in-depth look at the rewarding work Haley gets to invest into every day. Whether you’re interested in a financial coach, or just generally in love with Haley like the rest of us, this episode is for you! If you're interested in talking with Haley in further depth about your financial situation, schedule a free consultation here to see if fi...2022-03-0252 minPrice of Avocado ToastHow to Prevent Lifestyle InflationToday's episode is a Haley and Justin special - all about lifestyle inflation! No one does it like the Brown-Woods family and WHEW BOY did we need to put ourselves in check. We review our budget audit that showed us just how much we were inflating in 2021 and give some action steps to help you protect yourself from falling into these overspending ways. Remember: your budget isn’t restrictive, but it also shouldn’t be a free for all that doesn’t align with your other goals. Mentioned in this episode: Meanin...2022-02-1630 min
Haley’s Comments: Live Outside the LinesFear: How to Grow Through it with Extreme Athlete Justin MatejcekFear is a natural, powerful emotion that is part of the human experience. Instead of fear paralyzing us, let's change our perspective.My guest on this podcast shares a powerful reframe on fear: Use fear as a motivator. Educate yourself on the fear and move forward.Justin Matejcek is an avid outdoorsman and extreme athlete. He has over 200 BASE jumps, has run multiple ultramarathons, routinely leads mountaineering expeditions, and has summited many notable peaks, including Mt. Denali.He served in the military with multiple overseas deployments and is passionate about serving others. Justin...2021-09-1355 min