Shows
Phoenix Prosperity PodcastDebt Acceleration by Moving Money with Howard PolanskyAfter 16 years of dental practice and a life-altering family emergency, Howard Polansky made a bold career shift to help high-income professionals rethink their finances and reclaim their freedom. In this conversation, Tim and Howard explore how burnout led Howard to walk away from dentistry and toward a unique financial strategy that’s helping others live on their own terms.
Howard breaks down his debt acceleration system—using lines of credit, not traditional debt consolidation—to pay off major debts like mortgages, student loans, and business loans much faster. He also shares how these tools can be used to bui...
2025-12-2238 min
The Dental Truth ProjectPaying Off Debt Early Is Bankrupting Dentists (E.10)
Howard Polansky, former practicing dentist turned financial strategist, exposes a controversial debt elimination system that has CPAs arguing and dentists gasping: One client freed up $190,000 in annual cash flow in a single hour without changing a thing about their practice. The secret? "Velocity banking" - strategically using lines of credit to reverse-engineer the tools banks use against you.
Key Revelations:
The Line of Credit Revolution
Traditional debt traps you with fixed payments until you die
Your line of credit becomes your checking AND savings account - money flows for YOUR b...
2025-11-1219 min
Building the Premier Accounting Firm3 Steps to Cash Flow Control and Debt Freedom w/ Dr. Howard PolanskyIn this episode of Building the Premier Accounting Firm, Roger Knecht and Dr. Howard Polansky discuss transforming financial perspectives from traditional debt management to a dynamic cash flow optimization. This episode explores Dr. Polansky's journey from dentistry to becoming a "cash flow optimizer" and how strategic use of lines of credit can dramatically reduce debt payments and increase financial flexibility for both personal and business finances. Learn how to better manage mortgages, business loans, and other debts by understanding the "new rules of finance" and achieve financial freedom sooner. Key Takeaways: Understand the critical difference between profit...
2025-10-2944 min
It's Not Rocket Science! Five Questions Over CoffeeFive Questions Over Coffee with Howard Polansky (ep. 128)Who is Howard?Howard Polansky is a pragmatic individual who navigates life's financial intricacies with a focus on strategic decision-making. Recognizing common defaults in financial practices, he often critiques the conventional 30-year mortgage system prevalent in the United States. Polansky understands that while many opt to pay extra on their monthly mortgage to reduce the term, the fixed nature of the monthly payment remains unchanged, a topic he frequently discusses. His insights reflect a deep understanding of financial commitments, emphasizing the impact of additional payments and highlighting the etymology of "mortgage" as a lasting "death pledge." Through...
2025-07-3123 min
The High Performing Dental Team#166 From Dentistry to Financial Freedom with Howard PolanskyIn this episode of the High Performing Dental Team podcast, Dayna Johnson interviews Dr. Howard Polansky, a cash flow optimizer, who shares his personal journey from dentistry to financial coaching. The conversation delves into the importance of cash flow management for dental practices, practical tips for improving financial health, and strategies for families to enhance their cash flow. Dr. Polansky emphasizes the significance of understanding financial freedom and the need for a defensive approach to personal finance. He also introduces a cash flow quiz designed to help listeners assess their financial situation and make informed decisions.
Takeaways
➡Cash flow is cr...
2025-07-0729 min
Super Clinic Project Podcast117: Mastering Your Cash Flow For Freedom with Howard PolanskyEpisode Summary:In this episode, host Jennifer Gligoric welcomes Howard Polansky, a dentist-turned-financial-coach, Navy veteran, and entrepreneur, who specializes in optimizing cash flow for business owners. Howard shares his journey from dentistry to financial coaching, emphasizing the importance of understanding cash flow to achieve financial freedom. He provides actionable insights, personal stories, and practical strategies to help clinic owners take control of their finances and thrive in both business and life.
Key Takeaways:
The Importance of Cash Flow
Cash flow is the lifeblood of any business. Many clinic owners feel frustrated when accountants report profits, but...
2025-05-2829 min
The Compassionate Capitalist™ Show with Karen RandsOptimizing Cash Flow & Managing Debt for Business Growth - with Dr. Howard PolanskyIn this episode of The Compassionate Capitalist Show, I sit down with Dr. Howard Polansky former dentist turned financial coach, to explore how small business owners can escape the cycle of debt and regain control of their finances. Learn how to use lines of credit strategically, reduce interest payments, and improve cash flow without sacrificing growth.If you're tired of letting your finances control your future, this episode will show you how to become your own CFO - a Cash Flow Optimizer, so you can grow your business and live the life you’ve wo...
2025-05-2043 min
Success MattersSuccess Matters: From Dentist's Drill to Financial Thrill“Am I dying?” How would you react if your 12 year old son asked you that from his hospital bed?This is a powerful episode of Success Masters Podcast featuring the incredible Dr. Howard Polansky!From dentist of 16 years to financial freedom coach, Howard shares his deeply personal story, including the life-altering moment when his son asked, "Am I dying?"This became his "two by four moment," leading him to "burn the ships" and walk away from a career that made him miserableDiscover:The pivotal realization that led him to q...
2025-05-0241 min
Financial Freedom and Wealth Trailblazers PodcastLeverage Credit to Eliminate Debt With Howard PolanskyWelcome to the Financial Freedom & Wealth Trailblazers Podcast! In today’s episode, we’re diving into the ultimate guide on how you can use lines of credit to get out of debt faster and smarter. Dr. Howard Polansky started his career as a dentist, but now helps families and business owners with a simple financial system so they can dramatically reduce their debt payments on items like mortgages, business loans, car payments, student loans, and even credit card bills. By managing these payments effectively, you maintain your lifestyle, keep more money each month...
2025-04-0115 min
Marketing Tips for DoctorsImprove Your Cash FlowIn this episode, Dr. Barbara Hales talks with Dr. Howard Polansky about improving cash flow for doctors and business owners.
Dr. Polansky shares his journey from dentistry to financial coaching after a life-changing event with his son. He now helps families and business owners reduce debt and optimize cash flow through a simple economic system.
• He discusses how leveraging tools like lines of credit can improve financial flexibility and free up cash for debt reduction.
• Dr. Polansky emphasizes the importance of having access to cash when unexpected crises arise, using the example of a client who bene...
2025-03-1332 min
Hub PodcastsHub Headlines: Canada’s federal deficit is worrying—but nowhere near the U.S. fiscal crisisHub Headlines features audio versions of the best commentaries and analysis published daily in The Hub. Enjoy listening to original and provocative takes on the issues that matter while you are on the go. 0:19 - Canada’s federal deficit is worrying—but it’s nowhere near the fiscal crisis the U.S. is facing, by Trevor Tombe 6:50 - Need to Know: No, Canada doesn’t need a unity government, by Howard Anglin and David Polansky This program is narrated by automated voices. If you enjoy The Hub’s podcasts co...
2025-03-0610 min
The JourneyFinancially Led with HowardDr. Howard Polansky started his career as a dentist, first with the US Navy before transitioning into private practice in Austin, Texas. A life-changing event in 2018 made Howard pivot away from dentistry and find a better way to create an impact in this world. Howard’s new path was revealed when the first person he helped took a 30-year mortgage and paid it off in 8 months. Howard helps families and business owners with a simple financial system to dramatically reduce their debt payments on items like mortgages, business loans, car payments, student loans, and ev...
2025-03-0327 min
The Raving Patients PodcastReduce Your Debt Fast Without Living on Ramen NoodlesThink a low interest rate is the key to paying off debt fast? Think again! Banks have mastered the art of distraction—getting you to focus on interest rates while the real secret to reducing debt stays hidden. If you're a dentist or business owner struggling with high monthly payments, there's a better way to take control of your finances, free up cash flow, and pay off debt faster than you ever thought possible—without sacrificing your lifestyle. That's why I'm joined by Dr. Howard Polansky, a former dentist turned financial strategist, who helps professionals like...
2025-02-2140 min
Practice Pulse Podcast by PbNFrom Dentistry to Financial Freedom: Dr. Howard Polansky's JourneyIn this Practice Pulse episode, Dr. Howard Polansky shares his journey from dentistry to financial coaching after a health scare with his son. Discover how Howard helps dentists rethink finances, making money move efficiently to save on interest, boost cash flow, and reclaim time. He offers actionable strategies to reduce financial stress and achieve freedom faster. Tune in for insights to transform your financial outlook and take control of your future!
2025-01-2135 min
Everyday Practices Dental PodcastCrush Debt, Find Freedom (E.269)Dr. Howard Polansky joins Regan Robertson to share his journey from burnt-out dentist to financial coach and guide. In this episode, he outlines actionable strategies for minimizing debt, optimizing cash flow, and creating a life of freedom—both personally and professionally.
2025-01-1524 min
Dentalflix UncutEpisode 25: Accountants Won’t Tell You This: Cash Flow Secrets for DentistsIn this compelling episode of Dentalflix Uncut, host Allison Lacoursiere sits down with Howard Polansky, a former dentist turned financial coach. Howard shares an emotional story about his son's health crisis, which led him to reevaluate his life and career. He describes his journey from being a burnt-out dentist to becoming a financial consultant helping others achieve financial freedom. This episode dives deep into the financial challenges dentists face and offers practical insights on how to navigate and overcome debt. Key Topics Discussed: - Howard’s Personal Journey - Financial Challenges in...
2024-08-2019 min
Growing Your Dental Business ShowFrom Dentistry to Finance: Mastering Cash Flow with Dr. Howard PolanskyJacquelyn Hurley welcomes a former dentist who transitioned into finance after a life-changing experience with his son's health. Dr. Howard Polansky shares his journey from the dental chair to becoming a financial coach, teaching people how to manage their cash flow more efficiently. Listen in as Dr. Polansky explains how he uses lines of credit to help individuals become their own CFO - Cash Flow Optimizer. He discusses the importance of income exceeding expenses, the risks and misconceptions of his financial strategies, and provides valuable tips for achieving financial freedom. Don't miss this insightful conversation that could change the...
2024-07-1200 minGrowing Your Dental Business ShowFrom Dentistry to Finance: Mastering Cash Flow with Dr. Howard PolanskyJacquelyn Hurley welcomes a former dentist who transitioned into finance after a life-changing experience with his son's health. Dr. Howard Polansky shares his journey from the dental chair to becoming a financial coach, teaching people how to manage their cash flow more efficiently. Listen in as Dr. Polansky explains how he uses lines of credit to help individuals become their own CFO - Cash Flow Optimizer. He discusses the importance of income exceeding expenses, the risks and misconceptions of his financial strategies, and provides valuable tips for achieving financial freedom. Don't miss this insightful conversation that could change the way...
2024-07-0928 min
The Wealth and Income PodcastEpisode 234 - Cash Flow Optimization – the Magic of Defense AND OffenseOur discussion with Howard Polansky, owner of Financially Led--Join us as we walk through the harrowing experience that got him out of a career he dreaded and into a life built around teaching. Learn about his simple process of increasing the velocity of cash through your financial system to get rid of debt faster without having to go on a starvation budget and getting to the offensive side of planning faster and with less stress.
2024-05-2934 min
Dark Side of the LibraryDark Adult Fiction Books Coming Out February 2024 Part 2/2Dark Side of the Library Podcast Episode #174: Dark Adult Fiction Books Coming Out February 2024 Part 2/2 (Disclosure: Some of the links in this post are affiliate links. This means if you click on the link and purchase the item, we will receive an affiliate commission at no extra cost to you) The Lady in Glass and Other Stories, by Anne Bishop (Feb 27) https://amzn.to/3GMM1Zr Like a Mother, by Mina Hardy (Feb 6) https://amzn.to/3w6JvuA Medea, by Eilish Qui...
2024-02-1635 min
The Mint Door PodcastUnlock Financial Freedom: Dentist Turned CFOUnlock Financial Freedom: Dentist Turned CFO, Howard Polansky, Shares Secrets Welcome to The Mint Door "Talk It Out" Podcast - where dental professionals transform their financial future! Are you feeling trapped in the daily grind, yearning for a breakthrough? Join our special guest, Dr. Howard Polansky, as he unveils his journey from a Navy dentist to a financial maestro in private practice. Howard's story is not just inspiring but a roadmap to financial liberation. After a life-changing event, Dr. Polansky discovered a groundbreaking approach to wealth management. He's here...
2024-01-0830 min
On The Edge Podcast with Scott GrovesE145: Howard Polansky - The Cash Flow King!!!Today on the show we have Howard Polansky, owner and operator of Cash Flow Coach USA! Howard has an amazing ability to use debt to create wealth faster, and has helped tons of people create wealth from ways most have never thought about. It's a great eye-opening conversation all about money, and I'm excited to share it!
www.cashflowcoachusa.com
Howard Polansky DMD, MBA started his career as a dentist for the United States Navy. After serving his country, he began a dental practice in 2009 in Austin, Texas. After 9...
2023-12-141h 39
Streams to ImpactREIA 333 Howard Polansky: Optimize Your Cash Flow to Create More FreedomWe'd love to hear from you. What are your thoughts and questions?Howard Polansky helps people take control of their finances to put them in a much safer financial position by engineering the cash flows in their personal life. Howard is the CFO of the Cash Flow Optimizer.Main Points:Any special qualifications?Do you have an example of an employee? What if a big purchase is intended?Can you work with businesses and do you have an example of how that might look?What are the risks?Any amusing stories?
2023-07-2428 min
Real Estate Investor PodcastEpisode #158: From Drilling Teeth to Fulfilling Lifestyle Dreams! with Howard PolanskyInvesting in yourself and your own business is invaluable, as is how you choose to manage your cash flow. Today, we are joined by cash flow optimization expert Dr. Howard Polansky, who reveals the secrets to unlocking financial success! Dr. Polansky is the founder of Cash Flow Coach USA, and in this episode, he shares his expertise in optimizing cash flow and financial strategies and opens up about his remarkable transition from dentist to cash flow coach, a move inspired by his son’s hospitalization. We discover why he advises against abruptly quitting a job without an adequate financial sa...
2023-07-0723 min
The Real Estate Syndication ShowWS1545: How To Gain Financial Freedom Faster | Howard PolanskyWho doesn’t want financial freedom? Today, we talk about achieving financial freedom faster with Howard Polansky of Cash Flow Coaching. Howard was a former dentist who found his ultimate calling – coaching.Today, Howard talks about many ways you can maximize profits and credits so that you can achieve financial freedom. He also discusses different kinds of credits, the advantages of being debt-free, the importance of having safety and a buffer when doing business, as well as the most rewarding part of being a coach. Click the play button now and learn new wisdom today!...
2023-01-1320 min
I Like WrestlingNXT and MeRachel asked Matt to watch last week’s episode of NXT without having watched first, leading to a nuanced discussion of a subpar episode (November 29, 2022) without any Pretty Deadly in sight. The Audio Ben era continues as they look into the past as Rachel opens her eyes to the world of Howard Stern and his interviews with WWE Superstars. Matt finds connections between The White Lotus and the intentionality of storytelling and Rachel reveals what popular TV show she’s never watched. The ILW twitter community sounds off on their NXT thoughts and the reactions may surprise you. Millennial Mani...
2022-12-081h 08
Elder Home BuyersEverything Medicare with Howard PolanskyNavigating Medicare and have questions, Howard Polansky has the answers. Listen today to find out everything you need to know on how to navigate medicare and make informed choices.
2022-11-0728 min
Where Accountants Go - The Accounting Careers Podcast226: Adrian Mayse, CPA PhD – When I Grow Up I Want To Be An AccountantDr. Adrian Mayse, CPA, Accounting Department Chair at Howard University, and author of the children’s book “When I Grow Up I Want To Be An Accountant” (!) joined us for this episode of Where Accountants Go, the Accounting Careers Podcast.
Like many of our guests over the years, this guest was suggested by one of you, the listeners! When I received the suggestion I was obviously intrigued, but when I looked on Amazon for Adrian’s book and saw the quality, I couldn’t help but ask him to come on the show.
In this episode, we cover Adrian’s early career...
2021-06-0837 min
In Research OfWater SeekersGrab your sticks and join Jeb and Blake as they go looking for water flowing underground. Same as it ever was? Not hardly. Special content in this episode courtesy Sharon Hill. Be sure and check out her article on dowsing for water at Spooky Geology. The "earth, air, fire, and water" idea comes from Empedocles. Early in the episode Francis Hitching holds up a stack of paperbacks. I looked them all up (affiliate link to Amazon). The stack of books he puts down includes: Dowsing: One Man's Way by J. Scott Elliot Dowsing, Water Witches...
2021-05-122h 10
Corporate ThoughtConversation 33: A flowing conversation about cash with Howard PolanskyConversation 33 with Howard Polansky
I made a pitch for O.H. Ingram Whiskey - Hank Ingram, thinking you need to be the official whiskey of Corporate Thought!
I referenced the episode of this podcast with Joan Samson
With regard to meditation, I am referring to Dan Harris. His meltdown. The book I was talking about is 10% Happier.
Howard talked about the app Think Up.
Howard mentioned Dan Sullivan and his business Strategic Coach
Howard told us to check out the hidden page on his website for a vi...
2020-10-211h 07
All the Books!All the Backlist! September 29, 2017This week, Liberty discusses The Street, Desperate Characters, The Eyes of the Dragon, and more great older books.This episode was sponsored by Blackbird of the Gallows by Meg Kassel.Subscribe to All the Books! using RSS or Apple Podcasts and never miss a beat book.Sign up for the weekly New Books! newsletter for even more new book news.This content contains affiliate links. When you buy through these links, we may earn an affiliate commission.Books discussed on the show:An Unkindness of Magici...
2017-09-2913 min