Shows
Finance Fam | Family. Faith. Freedom. Finance.32. Most Americans finance vacations...and they're putting their future in jeopardyFinance Fam | Season 2 | Episode 32
Vacations are ruining American's futures. This episode is a wakeup call to those who aren't financially preparing for vacations. We love you, but we're keeping it real today. As always, if you're interested in getting your finances in order, fill out a form and we'll reach out to you about Finance Coaching. First consult is always free!
Links:
Finance Coaching
Isaiah's Instagram
Andrew's Instagram
2023-04-2525 minFinance Fam | Family. Faith. Freedom. Finance.31. Banks make HOW MUCH each year on overdraft fees?Finance Fam | Season 2 | Episode 31
We're calling overdraft fees the 15 billion "tax" on the poor... here's what they are and how to avoid them!
Links:
Finance Coaching
Isaiah's Instagram
Andrew's Instagram
2023-04-1809 minFinance Fam | Family. Faith. Freedom. Finance.30. Please Don’t Give Uncle Sam A Free Loan Every Year Like We Did 💸Finance Fam | Season 2 | Episode 30
Just in time for Tax Day, we discuss why you're giving Uncle Sam a free loan EVERY YEAR! If you are intimidated by taxes, this episode is for you so you can gain a simple, comprehensive overview of the tax system.
Links:
Finance Coaching
Isaiah's IG
Andrew's IG2023-04-1117 minFinance Fam | Family. Faith. Freedom. Finance.29. Most Christians Don't Do Tithes and Offerings; Here's Why"Live like no one else, so you can live and give like no one else"! Today we talk about the spiritual aspect of building wealth and having a heart of generosity & giving. We talk about about only 5% of church goers tithe, and our thoughts on the topic of biblical giving. Disclaimer – we're not experts or theologians on the topic of giving... but we're trying to start the conversation!
Links:
Finance Coaching – https://form.jotform.com/222163910210036
Isaiah's IG – https://www.instagram.com/isaiah.ram.finance.fam/
Andrew's IG – https://www.instagram.com/financecoachbullard/
2023-04-0422 minFinance Fam | Family. Faith. Freedom. Finance.28. Becoming a Millionaire is Easy; Getting Abs is Much HarderFinance Fam | Season 2 | Episode 28
Today's episode was completely unplanned and spontaneous. Isaiah shares about his new found inspiration to get a 6 pack, and Andrew tests Chat GPT for the first time. You'll get a kick out of this!
Links:
Finance Coaching
– https://form.jotform.com/222163910210036
Isaiah's IG – https://www.instagram.com/isaiah.ram.finance.fam/
Andrew's IG – https://www.instagram.com/financecoachbullard/
2023-03-2813 minFinance Fam | Family. Faith. Freedom. Finance.27. ChatGPT – The Technological Breakthrough of Our Lifetime! 🤖Finance Fam | Season 2 | Episode 27
ChatGPT is changing everything! Today we talk about what AI can do for you, what potential it has, and how to incorporate it into your day to day.
Yes, this is a finance show... but consider ChatGPT an assistant that can 10X your output, planning, content, budgeting, outlines, business, work, etc etc etc. As always, if you're interested in getting your finances in order, fill out a form and we'll reach out to you about Finance Coaching. First consult is always free!
Links:
Finance Coaching Form
Lin...2023-03-2230 minFinance Fam | Family. Faith. Freedom. Finance.26. FIRE Variations Explained 🔥FIRE – one of our favorite financial terms. Today, we dive into the weeds about the different types of FIRE out there (Fat, Coast, Lean, Barista). Remember to reach out to us in the links below if you're wanting to start your finance journey!
Finance Fam Links2023-03-1418 minFinance Fam | Family. Faith. Freedom. Finance.25. One Day You'll Be Too Old To Work 😵Welcome to SEASON 2 of Finance Fam!!! Today we start the conversation with the humble reality that we as humans will one day be unable to work physically and why retirement in the financial sense needs a game plan.
Links for IG & Finance Coaching Form
2023-03-0724 minFinance Fam | Family. Faith. Freedom. Finance.24. Season Finale: FIRE on Fire 🔥We reflect on the last 23 episodes, what got us into hosting this show, and our favorite conversations from 2022! :) ------Instagram | Financial Coaching Questionnaire | Email Andrew2022-12-2811 minFinance Fam | Family. Faith. Freedom. Finance.23. SMART Goals & New Years ResolutionsLIMITED TIME OFFER ~ Reach out to us today and get a free consultation with Andrew!! On today's episode we talk through New Years Resolutions and how to create SMART goals for 2023. Enjoy, and happy new year :) SMART goals are:Specific: Well defined, clear, and unambiguousMeasurable: With specific criteria that measure your progress toward the accomplishment of the goalAchievable: Attainable and not impossible to achieveRealistic: Within reach, realistic, and relevant to your life purposeTimely: With a cl...2022-12-2819 minFinance Fam | Family. Faith. Freedom. Finance.22. Financial Car Philosophy: Loans, Beaters, & Teslas 😎This is a fun one. We talk about how car loans were hurting a lot of Americans from maxing out their retirement accounts... and therefore provide our philosophy on cars. We share the beater ==> solid car ==> Tesla stages of building wealth and driving cars. The smart way of course. 😎 ------Instagram | Financial Coaching Questionnaire | Email Andrew2022-12-2118 minFinance Fam | Family. Faith. Freedom. Finance.21. Long-Term Savings & Short-Term Savings StrategiesToday we talk about the differences between long term and short term savings! We also share our strategy in deciding where to put your extra cash that you're planning on spending in the net 5 years.Ally Savings Bank------Instagram | Financial Coaching Questionnaire | Email Andrew2022-12-1414 minFinance Fam | Family. Faith. Freedom. Finance.20. Saving for a HouseToday we talk about how we would go about saving and buying a house in the current state of the economy! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-12-0714 minFinance Fam | Family. Faith. Freedom. Finance.19. Our Take on Credit CardsToday's episode is spicy and a tad controversial in the finance world. We're talking about Credit Cards (don't disown me, Dave) Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-11-3017 minFinance Fam | Family. Faith. Freedom. Finance.18. Improving Your Health & How It Impacts Your WalletToday we discuss how your health can impact your finances! W talk about the benefits of being healthy, how it's changed our finances, self-confidence, plus we share the tactics we've used to win in this sector of life. Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-11-2322 minFinance Fam | Family. Faith. Freedom. Finance.17. 5 Observations from Andrew's India TripToday Andrew shares some takeaways from his mission trip to India!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-11-2313 minFinance Fam | Family. Faith. Freedom. Finance.16. House HackingToday we share how easy it is to house hack, how it's worked for us, and why you should consider it!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-11-1619 minFinance Fam | Family. Faith. Freedom. Finance.15. Retirement Accounts & The Order Of OperationsToday we break down the different investing & retirement accounts that are out there for people and what order you should prioritize them in! Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-11-0922 minFinance Fam | Family. Faith. Freedom. Finance.14. Side Hustles: Maximize Your 5-9Isaiah & Andrew discuss the good, the bad, and the ugly about side hustles. We break down our favorites and also the ones we think people should avoid! Connect with us!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-10-1921 minFinance Fam | Family. Faith. Freedom. Finance.13. Consumer Debt & The 3 C's: College Loans, Credit Cards, and CarsIn this long-winded episode, Andrew and Isaiah talk about consumer debt and how it's wrecking America and many people's futures!Resources:History Of DebtAverage DebtDebt SnowballConnect with us:Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-10-1229 minFinance Fam | Family. Faith. Freedom. Finance.12. Millennials Spend HOW MUCH on Coffee?!!On today's episode we talk about COFFEE!! How much do millennials spend on coffee, and how much are millennials missing out on in their retirement? We share stats, coffee hacks, and more in this episode. Resources:Badger Poop CoffeeMillennial Spending StatisticBrewing Coffee At Home (cost) Connect with us!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-10-0613 minFinance Fam | Family. Faith. Freedom. Finance.11. Minimalism & The Benefits of Downsizing Your LifeWe're a culture of consumption, but the reality is we actually don't need a whole lot to be happy. In today's show we talk about the financial, mental, and spiritual benefits on minimalism. In fact, we're taking every day in October to give, sell, or trash household items that we really don't need. Resources: 300,000 ItemsConnect with us!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching QuestionnaireEmail Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-09-2812 minFinance Fam | Family. Faith. Freedom. Finance.10. The Costs & Blessings Of Having ChildrenToday we discuss Finance and Kids! Kids are not cheap; there's no way around it. We talk about the main expenses to think about and some of the blessings of having children. Resources:Study by the USDAConnect with us!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-09-2120 minFinance Fam | Family. Faith. Freedom. Finance.9. Our Attitude on Student Loan ForgivenessToday we dive into current events and respond to student loan forgiveness: what it means, whether or not you qualify, our general attitude towards the situation, and more! This verse comes to mind.... Romans 12:15: Rejoice with those who rejoice; mourn with those who mourn! Resources:White House BriefStudent Aid.Gov & FAQsConnect with us!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Financial Coaching Questionnaire Email Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-09-1419 minFinance Fam | Family. Faith. Freedom. Finance.8. Introduction to the FIRE Movement: Financial Independence Retire EarlyThe movement was the catalyst into the world of personal finance for us. We realized people don't need to be stuck in a cubicle until they're 65, missing the best years of their life. We talk about this movement, the philosophy behind it, and how to achieve FIRE with broad strokes today. Resources:Intro to FIRE blogConnect with us!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Email Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-09-0715 minFinance Fam | Family. Faith. Freedom. Finance.7. Why You Need Life (aka DEATH!) InsuranceLife Insurance is critical. If you die... who's dependent on you? What will they do if you're gone? We explore the reality of death insurance in this episode!Resources: Term vs Whole explainedGet competitive term life insurance quotes hereConnect with us!Instagram: https://www.instagram.com/isaiah.ram.finance.fam/Email Andrew: andrewwait4itbullard@gmail.com------Instagram | Financial Coaching Questionnaire | Email Andrew2022-09-0713 minFinance Fam | Family. Faith. Freedom. Finance.6. Budgeting 101: Tell Your Money Where To Go!Today, we talk about the importance of a budget. Some people get scared when we use that word.... but we guarantee that using one will actually give you immense freedom and control in your life. Budgeting is the essence of putting your vision on paper and moving it forward. We break down a zero-based budget so you always reach $0. YOU tell YOUR money where to go. We also touch on how much should be allocated (on average) across your budget per category. Connect with us! Instagram: https://www.instagram.com/isaiah.ram.f...2022-08-3118 minFinance Fam | Family. Faith. Freedom. Finance.5. Compound Growth: The 8th Wonder of the WorldCompound growth is a beautiful thing. In fact, Einstein calls it the 8th wonder of the world! In this episode we talk about this beautiful concept that helps make everyday people like me and you millionaires. It's the power of exponential growth. We also talk about getting comPounded by debt and interest!! He who understands compound growth earns it; he doesn't pays it. Follow us: https://www.instagram.com/isaiah.ram.finance.fam/ Get in touch with Andrew: andrewwait4itbullard@gmail.comResources: Check out this graph regarding compound growth ...2022-08-3111 minFinance Fam | Family. Faith. Freedom. Finance.4. How Much Do I Need For Retirement?Today we cover retirement, how much the average American has saved, and how most are sadly not hitting their goals. We want to stress that retirement is a financial number and NOT an age! We touched on some statistics and terms in this show that you can go into more depth on below: 4% RuleAmerican Retirement StatsFire Movement------Instagram | Financial Coaching Questionnaire | Email Andrew2022-08-2414 minFinance Fam | Family. Faith. Freedom. Finance.3. Should I Invest in Crypto?In today's show we answer the decade-old question: "Should I invest in cryptocurrency?" This is really an "intro to crypto" episode. For those that aren't sure of what crypto is or whether it's right for them, we break down who should and who shouldn't be investing. If you have an emergency fund, are maxing out your retirement accounts, then perhaps you can afford to invest in crypto! Remember that you can reach out for finance coaching at Andrewwait4itbullard@gmail.com, and be sure to follow us on Instagram at Isaiah.Ram.Finance.Fam...2022-08-2413 minFinance Fam | Family. Faith. Freedom. Finance.2. What's an Emergency Fund?Today we cover the importance of the EMERGENCY FUND! There's two types: the starter and the 3-6 months of living expenses. In this episode we WHY you need one and how to start building one. For more information, check out Dave Ramsey's blog on emergency funds. You can also reach out to Andrew at Andrewwait4itbullard@gmail.com and follow Finance Fam on Instagram. Thanks!------Instagram | Financial Coaching Questionnaire | Email Andrew2022-08-1411 min
Finance Fam | Family. Faith. Freedom. Finance.1. Finance Fam | IntroWelcome to the FIRST episode of Finance Fam! In this episode Isaiah and Andrew introduce themselves. (Hello!) You can contact Andrew for financial coaching at Andrewwait4itbullard@gmail.com and follow our account on Instagram and Twitter. We talk about the point of this podcast, who it's for, how it got started, and the topics we'll be covering on the show including: emergency funds, retirement, crypto, investing, FIRE, missions and finances, giving & tithing, and much, much more. Thanks for listening!!!! ------Instagram | Financial Coaching Questionnaire | Email Andrew2022-08-1116 min