Shows
Retire Secure!Episode 207 - Maximizing Your Investment Experience with P.J. DiNuzzo of DiNuzzo Index Advisers, Inc.2017 has been a remarkable year for the United States, both politically and financially. Beginning with Donald Trump’s inauguration, it’s been a year of Congressional gridlock, a high-stakes political investigation, and unprecedented actions – and tweets – from a U.S. President. Yet through it all, the markets have continued their upward charge. The Dow Jones Industrial Average reached the 24,000 mark for the first time on November 30 – and it’s up more than 20% since January 1, 2017. The current bull market (typically defined by a continuous rise in stock prices without being interrupted by a 20% decline) is now over eight and a half years old –...
2017-12-0650 min
Retire Secure!Episode 200 - Maximixing Your Investment Experience with P.J. DiNuzzo of DiNuzzo Index Advisers, Inc.Historically, the markets have provided long-term investors with growth that offset inflation.* But, investors without that perspective can to get jumpy when the markets go down, or feel like nothing can go wrong when the markets are up—both sentiments can lead to emotional investment decision making. And emotional decision making in investing can lead to very bad results. So, how do successful investors maintain their cool, exercise patience, and not fall victim to spur-of-the-moment irrational decisions? Having a wealth of experience really helps and having smart people conduct your research also provides a huge advantage.Tonight, P...
2017-08-1650 minRetire Secure!Episode 195 - Investment Expert P.J. DiNuzzo on The Value of a Trusted AdvisorInvesting in low-cost index funds has risen sharply over the last 20 years – and for good reason. Studies have shown that the S&P 500 has historically outperformed the vast majority of active money managers. But that doesn’t necessarily mean you should be a “do it yourself” investor.
DIY investors can fall victim to some very common mistakes – the biggest of which is letting their emotions -- rather than logic and data -- dictate their decisions. In fact, the numbers show that when investors listen to their “gut,” they’re wrong two out of every three times!
On this episode of The Lange Money...
2017-06-0749 minRetire Secure!Episode 190 - Avoiding Retirement Planning Pit-falls with Jim Lange and P.J. DiNuzzoMaking decisions about your financial future can be daunting. It’s hard to know which investment path to follow and how much risk you can tolerate. There’s a lot of noise to filter out -- from the talking heads on TV to advisors who aren’t necessarily looking out for your best interests, i.e., they are not fiduciary advisers who are legally bound to act in your best interest. You also need to evaluate whether you can navigate these choppy waters on your own, or if you would benefit from the help of an experienced, reputable advisor.
In this e...
2017-03-1549 minRetire Secure!Episode 183 - Supporting the Four Corners of Your Financial House; and Dealing with the Death of the Stretch IRA with P.J. DiNuzzoIn this episode of The Lange Money Hour, Jim welcomes guest P.J. DiNuzzo, a nationally recognized expert in investment management and president of DiNuzzo Index Advisors, Inc. P.J. was one of the first few hundred independent advisors in the U.S. permitted to access Dimensional Fund Advisor's (DFA) index funds for individual investors. DiNuzzo Index Advisors, Inc. consistently ranks among the country's Top 500 investment companies.
Jim and P.J. will be talking about the foundations of your financial house.
Just as a solid house is built on a good foundation, you cannot ignore the foundations of your financial...
2016-12-1448 minRetire Secure!Episode 171 - Should You Plan to Spend More in your 60s and 70s than in your 80s and 90s?Can investors spend more than the traditional 4% safe withdrawal rate in their 60s and 70s with the idea they are likely to spend less later in life? David Blanchett is on the cutting edge of this and many other financial issues. David provides a fresh look at the 4% safe withdrawal rate and has significantly different conclusions than Bill Bengen, the best known safe withdrawal expert in the world, who also appeared on The Lange Money Hour. This is a great show and very worth your time, especially if you are in your sixties or seventies. TOPICS COVERED: Guest Introduction: P...
2016-05-1248 minRetire Secure!Episode 165 - Supporting the Four Corners of Your Financial House with P.J. DiNuzzoEpisode 165 - Supporting the Four Corners of Your Financial House with P.J. DiNuzzo - Your financial house has four corners: legal planning, tax planning, financial planning, and investment planning. Take away one corner, or build it improperly, and your entire house could fall down around you. Having the strongest possible foundation for your family’s financial success means ensuring that all of these corners are fully supported. Want to enjoy your retirement to the fullest and leave a legacy behind for your heirs? It is important that your CPA, estate attorney, financial planner, and investment managers work as a te...
2016-03-0448 minRetire Secure!Episode 160 - New Social Security Law Changes: How Advisors Add Value with P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxTOPICS COVERED: Guest Introduction: P.J. DiNuzzo; The DiNuzzo Money Bucket Stack Analysis; Apply and Suspend for Social Security; Claim Now, Claim More Later; What can an Advisor add above and beyond Investment Returns?
2016-01-2848 minRetire Secure!Episode 153 - The Indexing Advantage with P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxTOPICS COVERED: Guest Introduction: P.J.DiNuzzo; Diversification; Are Stocks and Bonds Still a Good Investment?; A Safer Portfolio; The DiNuzzo Money Bucket Stack Analysis; The Difference between Active Investing and Index Investing
2015-12-1446 minRetire Secure!Episode 148 - The Dimensions, Premiums, and Factors of Index Investing with P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxTOPICS COVERED: Guest Introduction: P.J. DiNuzzo; Premiums and Risk; Value vs. Growth Stocks; Why do Some Premiums Outperform the Market?; Smart Beta; Rules-Based Factors; Impurities in ETFs
2015-11-1047 minRetire Secure!Episode 141 - Smart Indexes and ETFs with P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxTOPICS COVERED: Guest Introduction: P.J. DiNuzzo, The History of Indexing, Getting the Asset Allocation Correct, Listener Email Inquiry, Stocks versus Bonds, Value and Growth Stocks, Momentum, Direct Profitability, Smart Beta, The Importance of Cost
2015-09-1647 minRetire Secure!Episode 137 - World Class Investing with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxEpisode 137 - World Class Investing with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx - TOPICS COVERED: Different Investors, Different Thoughts, Emotional Investing versus Objective Investment Strategy, What is Asset Allocation and Why is it Important? Asset Allocation versus Diversification, Common Diversification Mistakes, Asset Class Decisions, Indexing versus Active Money Management, The Difference Between Vanguard and Dimensional Fund Advisors, Rebalancing
2015-08-0648 minRetire Secure!Episode 132 - Creating a Comprehensive Retirement Strategy with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxCreating a Comprehensive Retirement Strategy, Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Episode 132 - TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, A Little Bit More about Jim and What a Meeting with Jim Looks Like, Meeting with P.J. DiNuzzo, Defining “Fiduciary Standard”, A Second Consultation with P.J. DiNuzzo, “I want to commit. Now what?”
2015-07-0154 minRetire Secure!Episode 126 - Supporting the Four Corners of your Financial House with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxSupporting the Four Corners of Your Financial House, James Lange, CPA/Attorney, Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, Episode 126, TOPICS COVERED: Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx, The DiNuzzo Stack Analysis, Fiduciary Responsibility, Behavior Coaching, Taking Advantage of a Dynamic Withdrawal Strategy, Cost Effective Portfolios, Tax Management of a Portfolio Rebalancing
2015-05-1454 minRetire Secure!Episode 120 - Following an Efficient Financial Strategy Produces Dividends with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxFollowing an Efficient Financial Strategy Produces Dividends
James Lange, CPA/Attorney
Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
Episode 120
TOPICS COVERED:
Guest Introduction: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx,
Introducing Gamma,
The Bucket Analysis,
Other Key Aspects of the Gamma Strategy,
Tax Efficiency as Part of Your Financial Strategy,
Morningstar and Defining “Liability Relative Asset Allocation Optimization”
2015-03-2654 minRetire Secure!Episode 114 - Asset Allocation Strategies That Will Maximize Your Retirement with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxAsset Allocation Strategies That Will Maximize Your Retirement
Jim Lange, CPA/Attorney
Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
Episode 114
TOPICS COVERED:
Guest Introduction – P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
What is Asset Allocation?
What is Diversification and Why is it Beneficial?
Having An Adequate Cash Reserve
Different Portfolio Management
How Time Affects Asset Allocation
Gifting
Different Asset Allocation Scenarios
Rebalancing
What Changes your Asset Allocation?
2015-02-0450 minRetire Secure!Episode 110 - Government Gridlock & Retirement Planning with guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxGovernment Gridlock & Retirement Planning with
Guest P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
Jim Lange, CPA/Attorney
Guest: P.J. DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
Episode 110
2014-12-1050 minRetire Secure!Episode 103 - The Federal Reserve & Retirement Planning with guest PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxEpisode 103 - The Federal Reserve & Retirement Planning with guest PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
2014-10-1549 minRetire Secure!Celebrating 100 Episodes with The Best of the Lange Money HourThe Best of The Lange Money Hour
Jim Lange, CPA/Attorney
Episode 100
One of the things that we wanted to do with The Lange Money Hour is to provide our listeners with some of the finest information from some of the top experts in the area of IRAs and retirement planning, and also investing. My associate, Carol Palmer, looked through all 100 shows that we’ve done, picked some of the best clips that she liked, I picked some of the best clips I liked, and we’ve put together this compilation.
TOPICS COVERED:
Ed Slott - Take Control of Your Fina...
2014-09-2457 minRetire Secure!Episode 79 - Spain's Pain and What Stocks Should Do with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxEpisode 79 - Spain's Pain and What Stocks Should Do with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx - TOPICS COVERED: Introduction of Guest – PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx; Background on the Euro and the EU; Problems Arise in the EU; Will Spain’s Situation Affect Me?; Solutions to Auto Financing; Is it an Ideal Time to Travel to Europe?; Staying the Course; You Must Have a Plan
2014-07-0950 minRetire Secure!Episode 77 - A Rational Response to an Irrational Market with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxEpisode 77 - A Rational Response to an Irrational Market with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
2014-06-2749 minRetire Secure!Episode 75 - Should You Invest Differently for Your IRA, Roth IRA and After-Tax Investments? with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxTOPICS COVERED: Introduction of Guest - PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx; Order to Use Your Three Pots of Money; The Three Most Common Strategic Asset Allocations; Long-Term Money Asset Allocation; Caller Q&A: Should a Roth IRA Conversion Be Done in the Beginning or End of the Year?; The 60/40 Portfolio Asset Allocation; The Short-Term Bucket Asset Allocation
2014-06-1647 minRetire Secure!Episode 73 - Active vs. Passive Investing with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTxEpisode 73 - Active vs. Passive Investing with PJ DiNuzzo, CPA, PFS®, AIF®, MBA, MSTx
2014-06-0446 min