Shows
The UK Money PodcastThe King's Speech & Your Money, Real Returns & Why Your Home is Not an AssetI'm back with another episode of the show, and we've got a bit to catch up on. Today I'm giving my thoughts on what the King's Speech means for your money, and how Labours plan might impact your hip pocket.
I also talk about how to calculate the real return of your investments, with nominal (non-inflation adjusted) numbers can be misleading.
Lastly, I explain why I think you should consider your home a lifestyle expense, NOT an asset.
2024-07-1925 minThe UK Money Podcast9 Tips for Choosing a Financial AdvisorI'm back after a few weeks break and in this episode I'm talking through how to choose a financial advisor.
I share 9 things to look for when choosing the right advisor for you, to make sure they're going to help you, and not just try sell you.
Got questions? Hit me up at jason@jasonmountford.com
2024-06-2425 min
The UK Money PodcastWill the UK election impact your investments?In this episode of The UK Money Podcast, I'm talking through what elections mean for your investments.
There's going to be a lot of mud-slinging and fear mongering in the coming months, particularly with a US election coming as well as the just-announced UK election.
I also discuss some more about the undervalued UK market, and how companies like Hargreaves Lansdown are becoming attractive takeover targets for private equity and foregin investors.
2024-05-2424 min
The UK Money PodcastBonds are a total waste of time. Here's whyIn today’s episode I’m talking about bonds. With investment markets starting to heat up a little, a lot of investors may be starting to think more about their asset allocation.I want to dispel some of the myths around bonds, and question whether they’re worth investing in at all. As well as that, I’m answering a listener question on what to do if you come into a lump sum of cash. This is a public episode. If you would like to discuss this with other subscribers or get access t...
2024-05-1529 min
The UK Money PodcastBritish ISA - why YOU should invest + 99% mortgagesIn this weeks' episode of The UK Money Podcast, I'm talking through the British ISA, and why I think it's actually a brilliant idea. I also touch on the new 99% mortgage from Yorkshire Building Society, and discuss whether you should consider a mortgage like this to get on the housing ladder. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2024-05-0625 min
The UK Money PodcastHow the State Pension Works & How to Invest For Your KidsIn this episode of The UK Money Podcast, I'm explaining how the UK State Pension works. This is going to be especially important to understand with an election looming, and the State Pension always a hot issue! I also answer some listener questions about how to invest when you're running out of time to retirement, and how to invest for your kids. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2024-04-2626 min
The UK Money PodcastThe 3 Steps You Need to Take to Get Out of Debt and Benefit From an Improving EconomyThanks so much to everyone who sent in questions this week, it’s great to be back and I am stoked with the response! On this weeks episode of the show I’m answering a listener question. Aaron has gone through a messy divorce and wants some information on how to deal with paying off debt and getting himself back on his feet. Got a question for me? Email me at jason@jasonmountford.com This is a public episode. If you would like to discuss this with other subscribers or get access to b...
2024-04-1917 min
The UK Money PodcastThe UK MONEY PODCAST IS BACK!...and it feels so good. Excited to be taking the show back to its roots and bringing you advice and information about personal finance and investing in the UK.I'd love to answer the burning questions you've been holding on to for the last year and a bit (ha!), so hit me up at jason@jasonmountford.com This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2024-04-1205 min
Western Football LeagueTWFL Season 23 - 24 Ep34 28/03/24On this weeks Podcast, Brixham boss, Jason Couch, looks back on his sides first season back in the Toolstation Western League and discusses the competitive nature of the Premier Division as well as looking ahead to how his side can grow next season and Portishead Town manager, Key Mountford, reflects on a momentous win against promotion rivals Radstock Town and explains why he will only reflect on Portishead’s body of work at the end of the season, when the job is done.
2024-03-2837 min
Theatre Audience PodcastStage delights: Wishmas, Hamnet, Sondheim's Old Friends & MoreEmbark on a magical journey into the heart of Christmas with Wishmas, where wishes take flight in an enchanting realm filled with Wishkeepers, Robins, and the iconic Father Christmas. This festive adventure, featuring stellar performances is a delight for children of all ages and anyone who believes in the magic of the holiday season. Meanwhile, the Royal Shakespeare Company's highly anticipated production of Maggie O'Farrell's Hamnet, now playing at London's Garrick Theatre following a sold-out run in Stratford-upon-Avon, boasts captivating performances from Madeleine Mantock
2023-12-111h 01
The Content Marketing PodcastHow to Make a Good Content Strategy for Your Business with Kalei WhiteDo you want to make a good content strategy but don't know where to start? In this episode content marketing expert Kalei White gives us the foundations that are essential for providing top quality content. We talk about the importance of knowing your audience, organising content in buckets and clusters and also how to take out the best from AI.You can check out Kalei on LinkedIn.Looking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can h...
2023-09-0639 minThe Content Marketing PodcastStand out with Your Content Creation and Become a Leader with Joe ZappaIf you want to stand out from your competitors and be your customer's only option, take a listen to this episode with Joe Zappa from "Sharp Pen Media". Joe shares his three stage process especially designed to scale your business. You can check out Joe Zappa on LinkedIn.Looking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can help. You can find out more about us here.
2023-07-2433 min
Distribution FirstHow to Create Less Content and Still Get Massive ROIIf you like distribution and repurposing playbooks, you'll love my weekly newsletter (it's free). Join 1,800+ subscribers here: https://news.justinsimon.co/ On this week's episode, Justin joins Jason Mountford to chat all about Distribution First strategies to get more ROI out of your content, Youtube shorts as a new distribution channel, and podcasting production as a great way to connect with your audience.LinkedIn: @justincsimonTwitter @justincsimonEmail: hello@justinsimon.coThanks to my friends at hatch.fm for producing this episode and handling all of my podcast production.
2023-06-2033 minThe Content Marketing PodcastAn Introduction to B2B Video Content and Harnessing it's Benefits with Joe NewtonHave you wondered what B2B video is? Or do you already know and think it's too expensive? Today Joe Newton from Sway explains all and shares his affordable strategy to consistently produce quality video content for your company.Looking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can help. You can find out more about us here.
2023-06-0737 minThe Content Marketing PodcastPromoting your Content through an Effective Link Building Strategy with Alan SilvestriIf you want to maximise the impact of your content promotion efforts, you should consider link building. In this episode, Alan Silvestri delves into the intricacies of backlinks- how they work and how can you take the most out of them to grow your business. You can check out Alan Silvestri on LinkedIn.Looking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can help. You can find out more about us here.
2023-05-2431 minThe Content Marketing PodcastHow to Scale from a Freelancer to Starting an Agency with Maddy OsmanIf you're looking to expand your business and take the leap from being a freelancer to running a successful content writing agency, then this is an episode you won't want to miss. Maddy Osman, the founder of "Blogsmith", shares her inspiring journey and valuable insights on how to do it right from the very beginning. Check out Maddy on LinkedIn. Looking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can help. You can find out more about us here.
2023-05-1039 minThe Content Marketing PodcastThe "LEMA" Framework with Lily UgbajaIn order to succeed with your content, every piece created should be: Logical - Explicit - Memorable - Actionable. On today's episode, content marketing expert Lily Ugbaja - creator of the "LEMA" framework- shares her invaluable insights and advice on how to achieve this.You can connect with Lily over on her LinkedIn pageLooking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can help. You can find out more about us here.
2023-04-2634 minThe Content Marketing PodcastThe 'Distribution First' Content Approach with Justin SimonIn this episode, Justin Simon discusses distribution first strategies to make efficient (and less!) content, Youtube shorts as a new distribution channel and podcasting production as a great way to connect with your audience.You can connect with Justin over on his LinkedIn page.Looking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can help. You can find out more about us here.
2023-04-1236 min
People Who Knew MeIntroducing... People Who Knew MeComing 23rd May 2023...Emily Morris uses 9/11 to fake her own death and run away to start a new life in California as Connie Prynne. Fourteen years later, now with a teenage daughter by her side, Connie is diagnosed with breast cancer. She will be forced to confront her past so that her daughter will not be left on her own if she does not survive. She must decide how to explain her lies, her secrets, her selfish decisions – and ultimately her ‘widowed’ husband. Everything she thought she had fled from when she pretended to die in New York.
2023-04-0401 minThe Content Marketing PodcastWriting Books and Reddit - Content Marketing on Hard Mode with Gil GildnerOn today's episode, Gil Gildner shares his tips and tricks to stand out from the crowd with your content marketing efforts, but leaning into channels that are hard. Gil has written books on marketing and also posts regularly on Reddit, both of which he has found invaluable to his businesses.You can connect with Gil over on his LinkedIn profile.#writingbooks #redditposts #marketingstrategy #indirectbranding #ppcdigitalmarketingIf you liked this episode, hit the "subscribe" button (link) for more videos and follow me on IG and TikTok:(links)
2023-03-2940 minThe Content Marketing PodcastBuilding a 'Brand Universe' as a Content Strategy with Dozie AnyaegbunamHave you ever considered content marketing as storytelling? Dozie Anyaegbunam does, and in this episode he shares his valuable strategies that involves SME marketing, guest post partners, storytelling, brand world building and expert-led content creation.Hit up Dozie on his LinkedInLooking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can help. You can find out more about us here.
2023-03-1539 minThe Content Marketing PodcastProduct Led Content with Kent McDonaldProduct management and content strategies, two fundamental pieces that complement each other towards a common objective - sales and revenue. On today's episode I talk to Kent McDonald, an experienced product manager & agile coach, who explains how to use different content for different businesses and products. Hit up Kent McDonald on his LinkedIn:https://www.linkedin.com/in/kentmcdonald/Looking for a content marketing agency for your company? Are you in the fintech, financial services or wealth management industry? Hedge can help. You can find...
2023-02-2831 minThe Content Marketing PodcastHyper-Local Content Marketing with Martin BamfordMost content marketing agencies have clients all over the country or the world, and don't focus their business on their local area. Neither do many content marketers consider high end photography as a pillar of a content marketing strategy. Today I talk to Martin Bamford, Photographer, Filmmaker & Founder of Bear Content, a marketing agency does both these things!To find out more about Bear Content, head to their website, or connect with Martin on LinkedIn.Looking for a content marketing agency for your company? Are you in the fintech, financial services...
2023-02-1441 minThe Content Marketing PodcastAutomate Your Workflow with Anna Burgess YangWelcome to the very first episode of The Content Marketing Podcast. Thanks so much for tuning into the show! On today's episode I'm joined by fintech writer and workflow consultant Anna Burgess Yang.Anna provides some really great insights on how to be more efficient as a writer and a content creator, and what happens when you go viral on LinkedIn (4m impressions on a single post!).If you want to connect with Anna you can find her on her own website or on LinkedIn.Looking for a content marketing agency for your...
2023-01-3135 minThe Content Marketing PodcastTRAILER: What's all this then?Welcome to the show! Launching in February 2023, we've got some bangin' conversations with content pros to up your marketing game. Hit the follow button and get ready!Wanna find out more about Hedge? Head to our website.
2023-01-0201 min
The UK Money Podcast#64 - I QuitBig news this week. You'll have to listen to find out. Financial CoachingSpeakingthehedge.io
2022-09-0822 min
The UK Money Podcast#63 - How Does Tax on Crypto Work, Forex Trading and How to Start InvestingSomething a bit different this week, I recorded this episode while going Live on TikTok, which is a platform that I am loving. And no, I'm not dancing.I'd love to hear what you thought about the more rapid fire episode. Jump over to the website and drop me a line at thehedge.io
2022-08-2516 min
The UK Money Podcast#62 - Financial jargon breakdown, fund fact sheets explainedThis week on the show I'm breaking down some of the financial jargon you've surely come across when looking to invest your hard earned cash. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2022-08-1128 min
The UK Money Podcast#61 - Crypto Bankruptcies, Cost of Living and the UK vs US Stock Market with Peter KomolafeJoined by Peter Komolafe to talk through the latest in the world of investing and personal finance. You may remember Pete from his past appearance on the show, he run the successful Conversation of Money YouTube channel, podcast and Instagram account.He's recently made the jump to the big(ger) screen as well, appearing as an expert on Channel 4's Secret Spenders.Really enjoyed catching up with Pete, I hope you enjoy the episode.You can find Pete on his website, YouTube channel, podcast and Instagram account. This is a...
2022-07-2740 min
The UK Money Podcast#60 - Is Margin Lending Really That Bad and What Happens If Vanguard Goes Bust?Got a great listener question about margin lending or using leverage to invest on today's show, and I'm also looking at what happens if your investment platform goes bust! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2022-07-1331 min
The UK Money Podcast#59 - How Long is the Average Bear Market, Do Wages Rises Increase Inflation and P/E Ratio's ExplainedHello listeners of The Hedge! I'm pumped up today and ready to bring you a fresh episode of the show. I'm trying to put a bit of perspective to the mess that we're in at the moment. It's not all doom and gloom and we have more options than we think! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2022-06-2927 min
The UK Money Podcast#58 - How to Invest in a Recession, Crypto Winter and What to do With Paper Share CertificatesA number of different topics on this weeks showing, including a great question from listener Nick. I discussed how to organise paper share certificates that your Mum or Grandad probably has lying around, as well as a rundown on the current state of crypto.I also talk about how different investments often perform during a recession, and what that means for your portfolio.Got questions? HMU @ thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack...
2022-06-1635 min
The UK Money Podcast#57 - What is a Recession and is One Coming?I'm back on the mic after a couple of weeks off. Thanks for your patience and well wishes. On this week's show, I talk through what it means when we go into a recession and what it might mean for you and your investments. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2022-06-0116 min
The UK Money Podcast#56 - What is Liquidity and Why Is It So Important?Liquidity. It's a term I throw out all the time when talking about investments, but I don't think I've ever actually explained exactly what it means and why it's so important. So that's the plan for today! I talk through this often glossed over topic, and why it's something you should really be aware of in your own portfolio.If you want more from me, you can find it at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit...
2022-05-1123 min
The UK Money Podcast#55 - Investment Deep Dive with Quantitative Analyst Tom PoulterGreat show for you this week with Tom Poulter from Square Mile Investment Consulting and Research. Tom is a CFA and is highly knowledgable on investment markets, and I pick his brains on what he thinks is happening in the world right now.If you want to connect with Tom on LinkedIn you can find him here, and if you want to check out the Square Mile podcast, you can find it on this link.As always, if you want more from me, go to thehedge.io This is a public episode...
2022-05-041h 02
The UK Money Podcast#54 - Is Netflix Dying, Elon Buys Twitter and Should You Invest Through a Company?This week I'm talking through some big news stories from the markets, as well as answering a great question from listener Nick. Make sure you head to the website to get loads more free content, and send me your questions that you'd like to see on the show.Head over there now at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2022-04-2728 min
The UK Money Podcast#53 - An Incredible Career Tip and the Pros & Cons of Car LeasingThanks for checking in to this weeks episode of The Hedge! I'm keeping things short and sweet today, with a great email from a listener of the show who has a great tip for people looking to level up their career, and a question on car leasing!If you have questions, make sure you get in touch with me at thehedge.ioTo learn more about the Apprenticeship Levy, go here! This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes...
2022-04-2021 min
The UK Money Podcast#52 - Talking Property Investing with Laura DavisonThis week on the show I'm joined by Laura Davison, a property investor and business owner. I know I talk about property every now and then, but it's usually to say why it's a crap investment! With that in mind, I thought it would be a good idea to get the other side of the argument.If you have questions you'd like to ask for next weeks show, head to thehedge.ioIf you want to connect with Laura on Instagram, here is the link to her account! This is a public...
2022-04-1339 min
The UK Money Podcast#51 - The Family Income Hack, FSCS Protection on Investments and Focusing on Growing Income!Answering some more listener questions this week! We're talking about focusing on growing income rather than cutting expenses. Yes the cost of living is biting everyone, but let's focus on ways to increase our earnings rather than cutting our expenditure.I talk through some practical ways that families can do this, as well as explaining the FSCS protection on investments and why the ETF VXX has closed.Make sure you join me for Friday Lunch Money on YouTube at 12pm this (and every) Friday! The Hedge YouTube ChannelFind more content from me...
2022-04-0636 min
The UK Money Podcast#50 - Why Ethical Investments are a JokeThis week I''m answering a listener question about ethical investing, which is also known as sustainable investing or ESG investing. I explain why I think the terminology is more marketing buzz than anything, and how to cut through to try and find something that matches your needs.If you have a question you'd like answered on the pod, get in touch at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2022-03-3026 min
The UK Money Podcast#49 - The Murky World of Private Equity and How to Scale a Business Fast with Nick BradleyOn this week's show I'm joined by Nick Bradley, host of the popular podcast Scale Up and private equity expert. Nick has a huge amount of knowledge and experience with growing business and, most importantly, allowing business owners to exit those business for sums of money that change their lives.There are loads of parallels between Nick's approach to business and my approach to financial planning, and I found this a fascinating and insightful interview.You can check out Nick's podcast, Scale Up, on Apple and Spotify.For everything from me, you can...
2022-03-231h 02
The UK Money Podcast#48 - How to Pick the Market Bottom, Pound Cost Averaging and Investing in YourselfThis week I've got some questions to answer from listeners of the show. I talk through whether you can pick the bottom of a market downturn, pound cost averaging vs investing in a lump sum, and the importance of investing in yourself.Go check out the website to ask your own questions at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2022-03-1731 min
The UK Money Podcast#47 - Tax Tips and the Power of Being Self Employed with Rachel Martin @Accountant_SheThis week I'm joined on the show by an accountant probably unlike any other accountant you've ever met! Rachel runs a successful accountancy practice with her partner, as well as the successful Instagram account @Accountant_SheWe talk tax, we talk self employment, we talk career changes. If we could all take an ounce of the enthusiasm that Rachel brings to accountancy to our own jobs and careers, we'd probably never have to worry about money again!You can find Rachel at:Instagram: @accountant_sheYouTube: accountant_sheStriveX...
2022-03-091h 03
The UK Money Podcast#46 - How War in Ukraine Could Impact Your InvestmentsIt doesn't really make sense to talk about anything other than this on this week's episode, yet I am grossly ill-equipped to talk about it in any frame of reference other than investing. So that's what I'm going to do. We can always take lessons from anything horrible that happens around the world, and our power (unfortunately) comes from our money. Getting a handle on your money means that you will have the freedom and flexibility to be able to use that money in a way that helps people.What has been the...
2022-03-0228 min
The UK Money Podcast#45 - The Future of Work and Career Advice for Grads and Career Changers with Andy TaylorThis week on the show I'm joined by Andy Taylor from Exchange Street Recruitment. In the episode we discuss the lasting impact of the Covid pandemic on the working world and the trends he is seeing from employers. He also gives some great advice to new graduates, people entering the workforce for the first time and those looking to retrain and make a go of a second career.If you want to connect with Andy, the best way to do it is via his LinkedIn Profile.If you want a free copy of my eBook...
2022-02-2357 min
The UK Money Podcast#44 - ISA Allowances Deep Dive, Investing Time Horizon and Managing Foreign Exchange RiskI'm answering listener questions this week! I'm talking ISA's, and how the different types interact when it comes to your annual £20,000 allowance, as well as looking at what happens when you reach your investment time horizon. Do you stay invested or do you pull or your money out?I also talk through foreign exchange risk, the times when this can become relevant and how to avoid it.If you want to pick a free copy of my eBook Modern Investing Fundamentals, you can grab a copy at thehedge.io This is a p...
2022-02-1537 min
The UK Money Podcast#43 - Energy Price Hikes, Student Loan Freezes, NI Increases and Interest Rate Rises!On this weeks episode of the show I'm discussing a big week in money. We've had the new energy price cap announced alongside Rishi Sunak's Klarna-esque solution. We've also had confirmation that National Insurance is going to go up in April as well as a freeze on the student loan threshold. To top it all off, interest rates went up!All in all, a lot to be concerned about, but I'll explain how I see all of these issues and how to tackle them.If you want to pick your free copy of Modern Investing...
2022-02-0835 min
The UK Money Podcast#42 - The Future of Bitcoin with Emmy Nominated Journalist Natalie BrunellThis week I'm interviewing popular Bitcoin personality, Natalie Brunell. A passionate advocate for Bitcoin, she was a senior news correspondent and investigative journalist, including a 2016 Emmy nomination, before turning her career to Bitcoin full time. We talk about what Natalie sees as the future for Bitcoin, and some of her reasons for believing in it so strongly.Regardless of what you think about Bitcoin, it's sometimes just nice to listen to someone speak with such positivity for the future of the world, when so much of what we read and see online focuses on exactly the opposite!
2022-02-0154 min
The UK Money Podcast#41 - How Stock Indexes Actually Work & Avoiding Financial ScamsSome punk is impersonating me on Instagram! In this weeks episode I explain how the scam is working, and what to watch out for when trying to work out whether something is a scam or not. This is a rapidly increasing issue with financial content, so it's really important!I also expand on part of the discussion with Mark LaMonica in last weeks episode about indexes, and whether the future for index investing looks quite as bright as the last 10 years.Get your free copy of Modern Investing Fundamentals at thehedge.io ...
2022-01-2531 min
The UK Money Podcast#40 - 2022 Stock Market Outlook and Fake Index Funds - with Mark LaMonica from MorningstarOn this weeks episode of the show I'm joined by Mark LaMonica from Morningstar, one of the world's biggest providers of investment research, data and analytics. This episode is full investment focus from start to finish. We discuss the market outlook for 2022 in what looks to be a very challenging environment, we discuss cryptocurrency, inflation and the active vs passive debate with a bit of a twist.As always, if you'd like to give me any feedback on the episode or get in touch with questions, you can DM me on my Instagram @jasonmountfordmoney or find all...
2022-01-1847 min
About M.E. - A Spoonful of RecoveryAbout M.E.- A Spoonful of Recovery- Episode 10- Jason Mountford on how to sort your finances when chronically illJason Mountford a financial expert, shares his tips on how to help manage your finances especially if you have been diagnosed with a chronic/invisible illness.
2022-01-1725 min
The UK Money Podcast#39 - How Much Do You Need to Save for Retirement and a 7 Times Salary MortgageA recent study from Royal London has looked at how much you need to save in order to achieve a comfortable retirement. I think this is an important issue to look at, but I also think that the assumptions used in this particular study are pretty rubbish. I explain exactly why and what you should be thinking about when it comes to your retirement, regardless of whether you're 22 or 40.I also talk about the new 7 times salary mortgage from Habito. On the face of it, this might look like the answer to the ever growing challenge for...
2022-01-1139 min
The UK Money Podcast#38 - Global Stock Markets, Side Hustles, Bitcoin's Energy Use and Active vs Index Investing with Damien Talks MoneyThis week I'm joined by YouTuber Damien Talks Money and we talk through a load of different things, including making a success from YouTube, the state of the global stock markets, staking crypto, bitcoin's energy use and active vs passive investing.Damien's channel has grown incredibly fast through his unique combination of UK tailored finance content, delivered in a way that is equal parts educational and entertaining.It was great to have Damien on The Hedge podcast to find out a bit more of what goes into his channel and his thoughts on various money...
2022-01-051h 00
The UK Money Podcast#37 - Your Number 1 Financial Goal for 2022This week I want to talk about a fundamental aspect of a financial plan that, if you don't already have one, should be your number 1 financial goal for this coming year. I'm talking about an emergency fund! It's a simple concept but it is something that is often overlooked or misunderstood, and in today's episode I explain exactly what it is, the type of account you need and how much you should have.I also discuss the importance of setting financial goals and how to set yourself up to hit them int 2022!Get your free...
2021-12-2923 min
The UK Money Podcast#36 - Mortgage Tips and Almost Winning The Voice with Sarah Tucker the Mortgage MumThis week I'm joined by the wonderful Sarah Tucker aka The Mortgage Mum. Sarah is a mortgage broker who was thrust into the spotlight in the 2019 season of The Voice. In this episode Sarah shares how she spent 16 years auditioning before finally getting her shot at stardom, and how this led her to start her mortgage broking business.We also discuss some tips and tricks to be aware of when it comes to getting a mortgage, and some of the key trends and opportunities in the industry. This was recorded a few weeks ago, at which point...
2021-12-2255 min
The UK Money Podcast#35 - Should You Invest at All-Time Highs?Over the last year, stock market is up, the property market is up and the crypto markets are definitely up. So should you invest after a period of strong growth, or is the risk too high? In today's episode I talk through this issue and give you some strategies to navigate investing when markets are at all-time highs.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. This is a public episode...
2021-12-1537 min
The UK Money Podcast#34 - Money Mindset with Catherine MorganThis week I'm joined by Catherine Morgan, a multi-award winning Financial Coach and Financial Planner who is an expert on money mindset. We discuss how our past experience and childhood influence our behaviours and feelings on money, and how understanding this can be a powerful starting point to improving our relationship with it.If you'd like to check out Catherine's book "It's Not About the Money" you can find it on her website, along with links to all her other content.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf...
2021-12-0855 min
Playing The Inner Game#32 Michael Campion - My Quarter Life Crisis & How Curiosity Leads To Wealth*Turn the tables episode* This week sees a slight change in your regular programming as I vacate my usual role as host, and take on the role of guest. Historically, there have been other opportunities to record this type of episode but it never felt quite right. However, when an old friend of mine Jason Mountford got in touch to say he’d love to catch up and have me appear on his Spotify UK Top 20 Business podcast called The Hedge, previously known as The UK Money Podcast, I was very happy to oblige and accepted the invitation wi...
2021-12-061h 13
The UK Money Podcast#33 - Don't Ignore Bitcoin with Peter McCormackOn this week's episode of the show I'm joined by Peter McCormack, host of the biggest Bitcoin podcast in the world, What Bitcoin Did. Peter and we discuss exactly what Bitcoin actually is, what makes good money and why Bitcoin has "solved the problem of becoming the world's best money".We also talk about where Bitcoin fits within the broader cryptocurrency space and what the future might look like if Bitcoin really does become the world currency, a term known as Hyperbitcoinization.Finally, Peter lets me in on an exciting sporting/Bitcoin project that he...
2021-12-0135 min
The UK Money Podcast#32 - Investing Safely and DeFi Explained with Peter KomolafeOn this weeks episode I'm talking with Peter Komolafe from the Conversation of Money. Peter is active across social media, has a YouTube channel with over 30,000 subscribers as well as a successful podcast.On this episode we talk about the crazy couple of years we've experienced in markets all over the world. We discuss how attractive a higher risk investment approach can be during good times, but how important it is to keep sight of the fact that investing safely is equally as important.We talk about crypto mania and also Decentralised Finance, or DeFi...
2021-11-2454 min
The UK Money Podcast#31 - Quarter Life Crises and How Curiosity Leads to Wealth - with Michael CampionIn this weeks episode I caught up with Michael Campion, Managing Director of Four Fox Saké and host of the successful podcast, Playing the Inner Game. Michael has had an incredibly interesting career so far and embodies the concept of how having a strong personal brand and following your curiosity and gut feel can open doors.The conversation could have been 3 times as long, and there is a lot of Michael's story we didn't get a chance to fit in. Even so, there is so much to take from this episode that can be applied to your o...
2021-11-171h 09
The UK Money Podcast#30 - DB Pension vs DC Pensions, Capital Gains Tax (again) and Welcome to The Hedge!Today I finish off the questions about Capital Gains Tax with a great follow up question from listener Danny. I also delve into the comparison between a Defined Benefit/Final Salary pension scheme and how to weigh it up if you are potentially going to be moving to a Defined Contribution or Money Purchase Scheme. This is a common scenario for people changing jobs or those who have been told by their employer that the scheme will be changing.I also talk through how The UK Money Podcast will be changing with the rebrand to The Hedge...
2021-11-1026 min
Money and More Podcast2021, EP 43 - Stock & Crypto, who wins?I am joined by Jason Mountford, Financial Planner and YouTuber to discuss stocks and the crypto market. Who wins, is it all hype and what does the future hold.Take my £59.99 investment course for beginnersBook a discovery callSUPPORT THE SHOW Buy me a beerLeave a Trustpilot review
2021-11-0848 min
The UK Money PodcastANNOUNCEMENT: The UK Money Podcast is changing (but it will be even more awesome)!We're changing our name! Over the next week or so, The UK Money Podcast is going to be re-branded as The Hedge. You'll see a different icon in your podcast app and a different name attached, but you'll still be getting useful UK focused financial content on a regular basis.As well as continuing to discuss investing, money, personal finance, pensions, ISA's and everything else financial, I'll also be interviewing successful people about how to make the most of your life, your career, your business, and of course, your money.All of the new details...
2021-11-0503 min
Cash Chats UK Money & Personal Finance podcastYour Money, This Week (5 November 2021)Interest rates frozen, huge job exodus and dodgy Squid Games crypto. Every Friday on the pod it's time for Your Money, This Week, looking back at the big personal finance news from the last seven days. Stories covered in this episode include: Interest rates unexpectedly kept at 0.1% COP26 finance plans More energy companies collapse Two thirds don't realise pensions are investments The scam Squid Games crypto Why so many people are looking to change jobs & more My guest this week is financial planner and host of the UK Money Podcast Jason Mountford. Together...
2021-11-0532 min
The UK Money Podcast#29 - Level Up Your Career or Business With a Personal Brand - with Amelia SordellToday's episode is a really interesting interview with Amelia Sordell, Founder of personal branding agency Klowt. A personal brand is something that we all have whether we think about it or not, and becoming more conscious about this can be a hugely powerful tool to standing out from the crowd and earning more money.In this conversation we talk about what a personal brand is, some practical steps of how to develop a personal brand and an idea of where a strong personal brand can take you.Get your free copy of Modern Investing Fundamentals...
2021-11-0345 min
The UK Money Podcast#28 - The Crypto Capital Gains Tax Problem and a naughty accountant!In today's episode I'm answering listener questions! The first question is about when do we pay Capital Gains Tax (CGT)? Is it when we sell an investment or is it when we withdraw the money into our bank account? This is a great question that has particular relevance when talking about cryptocurrency like Bitcoin and Ethereum.Secondly, I talk about pensions and how much you can put in, because one of my listeners has an accountant that seems to have got things a bit mixed up!Get your free copy of Modern Investing Fundamentals at...
2021-10-2729 min
The UK Money Podcast#27 - Mortgage vs Investing & What is an NFT?In today's show I discuss one of the key dilemmas for those with a bit of spare cash in the bank. Do I pay down my mortgage or do I invest? This is a particularly important issue at the moment because it looks like inflation and interest rates are both likely to be on the rise.I also explain NFT's or Non-Fungible Tokens. This is an area that is growing in popularity all the time, and whilst the current use case is kind of stupid, I think it's going to become a lot more mainstream in the...
2021-10-2133 min
The UK Money Podcast#26 - Inflation is spiking - why it's important and what you can do about itInflation is rising in many parts of the world, including the UK. This is a bit of a worry, particularly because interest rates on bank accounts have pretty much never been lower. In today's episode I talk through the key issues of inflation, and give my thoughts on what you can do about.I also talk a bit about Gold Bullion, historically considered a hedge against inflation, and what my thoughts are on gold as an asset class.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a...
2021-10-1231 min
The UK Money Podcast#25 - Use your money to live your ideal life & how to invest in bonds and giltsWhat does your ideal life look like? That's the very first question you need to ask yourself in order to know how to best structure your finances. You need to know what you are trying to achieve with your money, before you can understand whether you're going to be better off putting it into a pension or an ISA or whether you should actually be investing it at all!I also explain practically how to invest in bonds, and give a sneak preview into some of the guests who are coming up in future episodes of the...
2021-09-3031 min
The UK Money Podcast#24 - Is Evergrande the Global Financial Crisis 2.0 and Dividend Investing explainedToday I'm talking through the situation with Chinese property giant Evergrande and whether it marks the beginning of the next financial crisis. I also explain why you shouldn't lose any sleep over it! As well as that I also discuss dividend investing and why it is a strategy that can work for some, but that it's not without its downsides!Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. This is a...
2021-09-2327 min
The UK Money Podcast#23 - NI increase, marriage advice and is 4 years long enough to invest?Today I'm covering the hot and (not so) sexy topic of National Insurance and the latest increase that has been announced. I also answer listener questions on the financial tips for a new marriage and whether 4 years is long enough to invest for.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus...
2021-09-1728 min
The UK Money Podcast#22 - Investment Fees explained and budgeting for legendsToday I'm expanding on my conversation with Andy Webb from last week, and talking about budgeting. It's not boring! I promise! I also answer a listener question about investment fees, and explain how fees work in the majority of investment funds and investment platforms/apps.Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here.Free Budget Calculator This is a public episode. If you would like to discuss this with...
2021-09-0235 min
The UK Money Podcast#21 - Interview with Andy Webb from Be Clever With Your CashAm I pumped about today's episode? You bet your ass I am! My very first guest is Blogger, YouTuber and Podcaster Andy Webb. Andy's blog, Be Clever With Your Cash is an awesome resource for the latest bank account bonuses, discounts and rewards point tips and hacks. We talk through what Andy does with Be Clever With Your Cash, we discuss some of the quick money wins that could save you over £500 a year for just a couple of hours work, and we talk about why money is (or isn't!) important.Get your fre...
2021-08-2534 min
The UK Money Podcast#20 - You're paying for your grandparents pension!Today I'm looking at the State Pension, and discussing why it's relevant not just for older people, but younger ones as well. It's in the news this week with talk around the Triple Lock potentially handing pensioners a 8% pay rise. I explain how this is possible and why I personally don’t think it’s right. I also answer a listener question around surplus cash, and whether a pension fund is to best place for it. If you have a question you'd like answered on the pod, drop me a voice message below. Get your free copy of Mod...
2021-08-1926 min
The UK Money Podcast#19 - The most (and least) important factors for investment successToday I'm answering a really common question I get from lots of my content - "Which investment provider should I use?"I talk through the key areas that drive long term investment performance, and explain why the platform or investment provider that you select is way down that list. I also put the call out for guest to appear on the show! Yes I want you to come on The UK Money Podcast! Give me a shout because I would love to have you on and talk through all your burning financial issues.Get your...
2021-08-1328 min
The UK Money Podcast#18 - Alternative Assets Explained - Private Equity and Hedge Funds, Gold & Silver, Bitcoin and other cryptocurrencyAlternative assets. That little slice of the pie chart on your pension statement that you're not quite sure invests in. In today's episode, I'll be explaining what alternative assets are, providing some examples and discussing some of the benefits and some of the risks of investing in them.If you have a question you'd like answered, then please get in touch. The more questions I get from you guys, the more relevant my episodes will be, so please drop me a voice message below!Get your free copy of Modern Investing Fundamentals at thehedge.io
2021-08-0530 min
The UK Money Podcast#17 - What is ESG Investing?Today I'm answering the question "What is ESG Investing?" ESG, Social Investing, Responsible Investing or Green Investing. It goes by many names and it's a growing area that many investors are seeing as a more important part of their wealth creation strategy. It's an issue that is becoming more mainstream, but it's also one that isn't easy to implement. In this episode I discuss what it means to be "ethical" and some of the challenges that can arise when you try to invest in this way. Get your free copy of Modern Investing Fundamentals at...
2021-07-3029 min
The UK Money Podcast#16 - What's next after pensions and my thoughts on Buy-to LetIn this episode of the podcast I talk through some options for a high earner who has his his pension lifetime allowance. What other tax effective options are out there? I also respond to an email from a listener who wants to know more info on my beef with buy to let property!If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access...
2021-07-1440 min
The UK Money Podcast#15 - Is the stock market in a bubble? My take on rewards programsA couple of great questions this week from my listeners. In this episode I'm discussing how to minimise the impact on your portfolio from an asset bubble, as well as discussing rewards programs and credit card points.If you have a question then please send me a voice message below, or otherwise email me at jason@jasonmountford.com.https://www.moneysavingexpert.com/deals/If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public...
2021-05-0630 min
The UK Money Podcast#14 - How much do you need for retirement and individual shares vs fundsToday I'm back after some time off and bringing you a question I get asked all the time. How much do I need for retirement? I get asked this from people from ages 25 through to 60+ and there are some clear guidelines you can use to start to work through the answer.I also discuss ratios and stock market analysis and my take on whether it's realistic for the average investor.Contact me on jason@jasonmountford.comhttps://www.retirementlivingstandards.org.uk/If you want to drop me a DM or an...
2021-04-2028 min
The UK Money Podcast#13 - Finance tips for new parents, grandparents or anyone else who wants to help a little person!Today I'm talking about planning finances around starting a family. This episode has some interesting stuff for new parents or those planning to become new parents, but it will also be useful to grandparents or anyone else who'd like to help secure a...If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2021-03-1730 min
The Irwin Mitchell PodcastKey Budget Highlights ExplainedOur host and residential property expert Jeremy Raj explores the main highlights of the Budget announcement, and how it could affect you.
Jeremy is joined by our very own experts, Ashley Hill from our Tax, Trusts & Estates team, Jason Mountford Financial Planning expert and Claire Patricca-Riding, Head of Planning and Environment to look closely at the potential impacts.
We'll focus on the updates to personal taxes and the after-effect it will have on Inheritance Tax, how the Stamp Duty extension and Mortgage guarantee scheme will influence the housing sector and the green agenda.
2021-03-0523 min
The UK Money Podcast#12 - Lifetime ISA vs Pension & a recap of the BudgetI answer a brilliant question from listener Lauren about investing via Lifetime ISA compared to a Pension. I also chat through some of the key issues from yesterday’s budget announcement.If you have questions about anything to do with finance, please... nOJjffG1yGNyMnOhbiU5If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2021-03-0431 min
The UK Money Podcast#11 - How to become an IFA/Financial PlannerToday I'm explaining the process of how you become an IFA in the UK. I have had a couple of emails about this, so I thought it would be worth sharing my thoughts on the career path and the steps you need to take if you want to give financial advice.If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus...
2021-02-2527 min
The UK Money Podcast#10 - My 6 Step Fundamental Financial Blueprint/Roadmap/PlaybookMy 6 step financial blueprint:1. Write down all your assets and liabilities2. Do up a budget3. Build up an emergency fund4. Pay off debt – highest interest first vs snowball method5. Set your objectives6. Invest spare...If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2021-02-1530 min
The UK Money Podcast#9 - Should You Buy Your House or Rent and Invest?This week I'm answering a listener question on whether to buy a house to live in, or rent and invest instead. It's an interesting one that comes up relatively frequently so I thought it was definitely worth discussing!Do you have a question? Hit me up...If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2021-02-0528 min
The UK Money PodcastBONUS: The GameStop (GME) SituationI DO NOT RECOMMEND THAT YOU BUY ANY SHARE AS A RESULT OF LISTENING TO THIS PODCAST. INVESTING IN HIGHLY VOLATILE SHARES LIKE THIS MEANS YOU HAVE A HIGH CHANCE OF LOSING ALL OF YOUR MONEY.This is a bonus episode where I explain exactly what is happening...If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide...
2021-01-2921 min
The UK Money Podcast#8 - Pound Cost Averaging and the Basics of Income TaxNumber 11 on the Apple Podcast Business charts! Bloody hell, thank you to everyone subscribed! Today I discuss Pound Cost Averaging and the latest episode of Keeping Up With the Kardashians. Oh sorry, no, I mean Income Tax!If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2021-01-2028 min
The UK Money Podcast#7 - Debt vs Pension vs ISA - What should you do with your spare cash?In this episode I'm looking at a common question for those with extra cashflow or savings. If you've got some spare cash, should you pay off debt or invest? If you want to invest, where's the best place to do that?I also give a shoutout to the UK...If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit...
2021-01-1331 minThe UK Money PodcastEp. 7 | Debt vs Pension vs ISA - What should you do with your spare cash?In this episode I'm looking at a common question for those with extra cashflow or savings. If you've got some spare cash, should you pay off debt or invest? If you want to invest, where's the best place to do that?I also give a shoutout to the UK Personal Finance sub-Reddit which you can find here: https://www.reddit.com/r/UKPersonalFinance/Nothing in this podcast should be considered financial advice, it is for information and entertainment purposes only. The views expressed are my own and not my employers. There is no guarantee that...
2021-01-1330 min
The UK Money Podcast#6 - A look back at 2020 stock markets, Real vs Nominal returns and killer inflationIn this episode I talk about the year just gone for the FTSE 100 and the S&P 500. It's definitely been a tale of 2 markets, with very different outcomes across each side of the pond. This highlights the importance of diversification in any...If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2021-01-0128 min
The UK Money Podcast#5 - Risk vs Volatility & Buy-to-Let vs the Stock marketIn this episode of the UK Money Podcast we're talking about risk. Often the words Risk and Volatility are used interchangeably, but there are some differences between them. Even though they don't mean the same thing, they are both important when it...If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2020-12-1723 min
The UK Money Podcast#4 - What is a Stock Market Index, Active vs Passive Investing and 'Priced In' market newsIn this episode I explain how a stock market Index works and what this means for active or passive investing. I also explain the concept of news being priced in to investment markets, and how the stock market can often be a leading indicator for the...If you want to drop me a DM or an email or find more content from The Hedge, everything is at thehedge.io This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit theukmoneyguide.substack.com
2020-12-1224 min
The UK Money Podcast#3 - Finding the right financial tool for your goals, Rishi Sunak adjusts inflation and your guide to Ponzi Schemes!In this episode I discuss the importance of working out what you are trying to achieve with your life. This is super important from a financial planning perspective, because unless you know what you are trying to achieve , you don't know which financial...Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus...
2020-12-0338 min
The UK Money Podcast#2 - Lifetime ISA's, Vanguard vs Hargreaves Lansdown and can you lose everything by investing in the stock market?In today's episode I talk through Lifetime ISA's, the pros and cons and points to be aware of if you are saving for your first house.I answer a question on whether you should invest via Vanguard or via Hargreaves Lansdown. Whilst these 2 providers look...Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. This is a public episode. If you would like to discuss this with other subscribers or get access...
2020-11-2629 min
Financial Planner Life PodcastJason Mountford - Personal Injury Financial Planning and transfering skills from Australia to the UK“In Australia, I was an experienced Financial planner holding the equivalent of chartered status. However, when I moved to the UK that equated to 30 CII credits! I quickly realised I had to leave my ego at the door, retake my exams and adapt to the UK market.”And that’s exactly what Jason did, spending several years in a client relationship manager role, retraining and passing exams, and eventually securing a role with Irwin Mitchel as a personal injury financial planner.I’ve always enjoyed representing financial planners in the clinical negligence and personal injury space an...
2020-11-191h 09
The UK Money Podcast#1 - Tesla joins the S&P 500, a potential vaccine boosts the share market and UK property gives us some surprises!Welcome to the UK Money Podcast!This is episode 1 and I am super grateful that you are here with me for the beginning! In today's show I'll be talking about the latest news that Tesla will be joining the S&P 500. I'll explain what it means when a...Get your free copy of Modern Investing Fundamentals at thehedge.ioIf you'd like a BONUS monthly podcast episode and to support the show, you can do that here. This is a public episode. If you would like to discuss this with other subscribers...
2020-11-1725 min
Monsters' AdvocateBATMANThis week, local podcaster fails to come up with a title and we explore why you should always be kind to bats. Sorry for the delay on this one, moving cities is a task and a half~References:Bat Factshttp://www.batrescue.org/batfacts/batfacts.htmlhttps://www.popsci.com/bats-immune-systems-are-totally-uniqueLeutogiPatricia Monaghan, PhD (2014).Encyclopedia of Goddesses and HeroinesCamazotz E. Siarkiewicz, Słowo wstępne, [w:] Popol Vuh. Księga Rady Narodu Quiché, p 9. ...
2018-06-2400 min