Shows
Hidden Money PodcastHow to Finance a Short-Term Rental Without 20% DownMost short-term rental buyers assume they need 20–25% down and a traditional investment loan. But what if that assumption is costing you deals, cash flow, and tax leverage?In this episode of the Hidden Money Podcast, Mike and Kevin sit down with STR lending expert Jeff Chisum to break down how short-term rental financing really works including the 10% down second-home loan strategy many investors overlook.They unpack how the right financing structure can dramatically improve cash-on-cash returns, how tax strategy and lending strategy must work together, and why “expensing everything” on your tax return can actually hurt yo...
2026-02-0331 min
BUILD BETTER HOMESFinancing Short-Term Rentals the Right Way | Royal ft. Jeff ChisumIn this episode of the Build Better Homes Podcast, Royal sits down with Jeff Chisum, one of the nation’s top STR financing experts, to break down the real strategies behind acquiring, scaling, and protecting short-term rental investments.Jeff shares his personal journey, from getting into the mortgage industry during the 2008 crash to becoming a top 1% loan originator and STR financing specialist. He walks through the 10% second-home loan, DSCR loans, self-directed IRA investing, and the powerful All-In-One mortgage, explaining how each tool works and when in...
2025-12-0553 min
MONEYFITMD PODCASTEpisode 293: Avoid These Common Mistakes When Buying Your Second Home - With Jeff ChisumSend us a textDr. Latifat is the author of the Amazon bestselling books Done With Broke: The Woman Physician’s Guide to More Money and Less Hustle and The Power to Choose: The Woman Physician’s Guide to Financial Liberation and Life on Your Terms. She is also the founder of MoneyFitMD, a financial empowerment platform designed to help women physicians achieve financial independence without sacrificing their well-being.In this episode, she is joined by Jeff Chisum, a seasoned Loan Officer who is dedicated to helping fami...
2025-07-0836 min
The STR Home Financing PodcastEp #67 What else should I be asking?In this episode, What Else Should I Be Asking?, we unpack two often-overlooked yet critical topics that every short-term rental investor needs to understand before buying their next property. First, we dive into the importance of local regulations and zoning laws—how they can make or break your investment and why you must do more than a quick Google search. Then, we break down the financing side of STRs, including loan types that work best for vacation rental properties and how to avoid common pitfalls with second home and DSCR loans. If you’re serious about building wealth through STRs, t...
2025-05-2107 minThe STR Home Financing PodcastEp #66 Pre-Approved, Re-Checked: Why It Matters Again
In this episode Jeff revisits the topic of the mortgage pre-approval process. Jeff explains the timing behind revisiting this topic, noting the busy period his team has been experiencing, resulting in potentially recording their third best month ever. The episode highlights the importance of the pre-approval process in today's market where opportunities abound, including more listings, price reductions, and better negotiation terms. Jeff contrasts a thorough pre-approval process with inadequate ones prone to errors and misunderstandings, emphasizing the precision and detail his team involves. The process at STR Home Financing includes a personal consultation, a detailed application, a soft...
2025-05-1411 min
Así Suena El Rock1513 8-05-25 En busca del talento finalUna nueva edición de tu programa favorito donde terminamos de emitir las últimas canciones de los grupos que se han presentado en estos meses de nuestro concurso: "en busca del talento perdido" en colaboración con Avispa Music.
Además, este es nuestro menú rockero de esta semana:
Rory Gallagher, Stevie Zee, 38 Special, J. Teixi Band, The Electric Alley, Journey, Toto, Gabrielle de Val, Ron & Blues, Red Moon, Chisum, Osidados, Noel Soto, Jeff Espinoza, Chuck Cutter, Los Tifones, Todos Juntos por el Rock & Roll y la emisión de los últimos seis grupos del concurso.
Sólo para tus oídos, "...
2025-05-092h 36
Así Suena El Rock1512 1-05-25 En busca del talento perdido.... másHay que comenzar bien el nuevo mes de mayo. Este es el menú rockero y radiofónico de esta edición:
Judas Priest, Iron Maiden, Jeff Scott Soto, StatusQuo, Deep Purple, Javier Mira,
Javi´s Mindhunter, Javier Mira - Nacho Ortíz, Miguel Oñate, Javier Barrado, IDO, Chisum, Osidados, J. Teixi Band.
En la parte final del programa sigo radiando seis grupos más presentados al concurso de "en busca del talento perdido".
Sólo para tus oídos, "así suena el rock".
2025-05-022h 18
Crown and KeysBuilding Wealth: Your Guide to Real Estate Success - EP 6🚀 In this episode of Crown and Keys, host Cynthia Spirlin is joined by Jeff Chisum, a seasoned finance expert from Texas, to discuss his journey into real estate investing and wealth building. From navigating the 2008 crash to utilizing creative mortgage products like the second home occupancy loan, Jeff shares valuable insights on how to build a legacy through smart real estate investments. Learn how to leverage tax benefits, multifamily properties, and short-term rentals to grow your wealth while securing your financial future.🎙 Hosted by: Cynthia Spirlin 👤 Guest: Jeff Chisum – Real Estate Investor & Mortgage ExpertJeff Chisu...
2025-05-0250 min
Key to the City of AngelsHow Financing Short-Term Rentals Became Jeff Chisum’s Real Estate Superpower - EP 11 🚀 Want to learn how to successfully finance short-term rental properties and scale your investments? In this episode of The Key to the City of Angels, Rick Albert interviews Jeff Chisum, a loan originator and expert in financing for vacation rental properties. Jeff shares how he transitioned into the short-term rental space and became an expert in the unique financing needs of Airbnb and vacation rental investors.Jeff explains how loan products like the 10% down second-home occupancy loan and DSCR loans can help investors build and grow their real estate portfolios. He also talks about managing risks, understanding regu...
2025-04-181h 01
The Krinzman Property PlaybookMastering Short-Term Rentals: Jeff Chisum’s Financing Secrets - EP 6🚀 Want to dive into short-term rental investing but need help with financing? In this episode of Krinzman Property Playbook, Matthew Krinzman chats with Jeff Chisum, a loan officer at North Point Bank, about his approach to helping real estate investors secure financing for short-term rentals. Jeff shares how he uses products like DSCR loans, second home loans with only 10% down, and HELOCs to help clients finance their investments.Learn how you can leverage these options to build your portfolio and create wealth through short-term rentals.👤 Featuring: 🏡 Jeff Chisum ⭐ – Loan Officer at North Point BankJe...
2025-04-0449 min
Home Equity SecretsThe Ultimate Guide to STR Wealth: Secrets to a Prosperous Future with Jeff Chisum - EP 21👨💼With Special Guest: Jeff Chisum🎙️In this episode of Home Equity Secrets, host Carl Christian, broker of the Nice Agent Company, discusses strategic mortgage approaches with Jeff Chisum, an experienced loan officer specializing in short-term rental financing. Jeff shares his journey in the mortgage industry, emphasizing the importance of communication, education, and ethical practices. He introduces key concepts such as the 10% down second home occupancy loan and the all-in-one mortgage, which can help homeowners leverage their equity and accelerate wealth building. The conversation also explores creating systems for better customer service, the significance of living with purpose and influence...
2025-03-0745 min
Real Estate RoundtableRental Property Financing Demystified: Secrets to Success! with Jeff Chisum - EP 35👨💼With Special Guest: Jeff ChisumIn this episode of the Real Estate Round Table, host dives deep into short-term rental financing with expert mortgage professional Jeff Chisum. Jeff discusses creative financing solutions to make short-term rental (STR) ownership accessible and profitable. Key topics include pre-approval processes, 10 percent down second home occupancy loans, DSCR loans, 100 percent financing using HELOCs, and the myth-busting around STR financing. Jeff also shares practical tips for investors, including the importance of a solid pre-approval, lender selection, and leveraging market trends. Whether you're a seasoned investor or just starting out, this episode is packed with inva...
2025-03-0646 minThe STR Home Financing PodcastEp #65 Money, Money, Money!Funding your short-term rental or vacation home isn’t just about having cash in the bank—it’s about knowing where your money can come from. In this episode, I’ll break down the acceptable sources of funds for financing your STR, including savings, gifts, equity from other properties, and even creative strategies that many investors overlook. Understanding these options can make all the difference in getting your deal approved and maximizing your investment potential. If you’re serious about buying your next STR the right way, this episode is a must-listen!www.strhomefinancing.com
2025-02-1911 minThe STR Home Financing PodcastEp #64 Be Like Elon MuskLooking Back to Move Forward – STR Home Financing StrategiesIn this episode, we’re taking a step back to leap forward. I’ll be diving into why reviewing your past moves in short-term rental ownership is the key to unlocking bigger wins in the future. We’ll talk about how adopting an Elon Musk mindset—committing to solving your biggest problem—can transform your investment strategy. Plus, I’ll break down a practical game plan to capitalize on your biggest opportunities, one step at a time, at a pace of one per week. Whether you’re scaling your STR portfol...
2025-02-1209 minThe STR Home Financing PodcastEp #63 How To Keep Cash In Your PocketIn this episode of STR Home Financing with Jeff Chisum, we dive into two powerful strategies that can help you maximize cash flow and minimize out-of-pocket expenses when purchasing a short-term rental: seller concessions and cosmetic appearance allowances.Jeff breaks down how negotiating seller concessions can significantly reduce your out of pocket for closing costs, allowing you to allocate more capital toward renovations, furnishings, or reserves. He also explores how cosmetic appearance allowances—a lesser-known yet highly effective tactic—can be leveraged to offset necessary property upgrades while keeping more money in your pocket.If you're an i...
2025-02-0512 minThe STR Home Financing PodcastEp #62 Bonus Depreciation🚀 BIG TAX NEWS for STR Investors! 🚀In Episode 62 of STR Home Financing, we’re diving into the history of the short-term rental (STR) loophole and its powerful impact on bonus depreciation. We’ll break down:✅ How the 2017 Tax Cuts and Jobs Act created this game-changing tax advantage✅ Why the bonus depreciation benefit has been phasing out since 2023✅ The exciting possibility that the Trump administration could bring it back!If you own or are thinking about investing in STRs, this episode is a must-listen to stay ahead of the latest tax strategies t...
2025-01-2908 minThe STR Home Financing PodcastEp #61 Where Do You Stand in 2025In this episode of the STR Home Financing Podcast, host Jeff Chisum kicks off the new year with a timely discussion on mindset, goal-setting, and taking actionable steps toward your dreams. Jeff reflects on "National Quitters Day," observed on January 10th, when many people abandon their New Year’s resolutions. Instead of resolutions, Jeff and his wife focus on setting meaningful, sustainable goals that drive progress throughout the year.For those aiming to purchase a vacation home in 2025, this episode emphasizes the importance of preparation and taking the first step: getting pre-approved for financing. Jeff explains how se...
2025-01-2208 minThe STR Home Financing PodcastEp #60 The Biggest News of 2025...PossiblyIn this groundbreaking episode of STR Home Financing, we dive into what could be the most significant development for investors and second-home buyers in recent history: the removal of the PSPAs (Preferred Stock Purchase Agreements) that capped Fannie Mae and Freddie Mac's ability to purchase investment property and second-home loans.This change opens new doors for financing opportunities, offering more flexibility, improved terms, and greater accessibility for buyers looking to build their real estate portfolios.Join me as I break down what this means for you as an investor, how it could impact your financing...
2025-01-1510 min
Rodeo Radio11 Rodeo Radio. Cercedilla AmericanaConvertimos Cercedilla en el escenario de un festival de Americana Music con grupos españoles y también extranjeros pero residentes en España y escuchamos a La Frontera, Los Drunken Cowboys, Chisum Cattle Co, Quique González, Jeff Espinoza, Arizona Baby, Los Coronas, El Meister, The Wild Horses, Furia Trinidad, Los Widow Makers, Los Hermanos Cubero, La Maravillosa Orquesta del Alcohol, Allwoods, Los Secretos, Nacho Para y Track Dogs.
2025-01-041h 48The STR Home Financing PodcastEp #59 Interview with Dr. Rachel GainsbrughIn this episode of STR Home Financing, host Jeff Chisum sits down with Dr. Rachel Gainsbrugh, founder of Short Term Gems, to explore her journey in the short-term rental (STR) industry. Dr. Rachel shares insights into her involvement in the STR community, her recent television appearance, and how Short Term Gems assists property owners in streamlining rental management through effective systems. She also delves into tax strategies and offers advice on overcoming the fear of investing in real estate. Connect with Dr. Rachel Gainsbrugh:
Instagram: @short.term.gems
Book a 1:1 Strategy Session: shorttermgems.com/book
Website: shorttermgems.com
2024-12-1816 min
Booked Solid Show - Short Term Rental PodcastEP36 - Financing, Marketing, and Growth: Insights from Mortgage Expert Jeff ChisumAre you a short-term rental host looking to grow your business and build stronger guest relationships? In this episode, Jeff Chisum, mortgage expert and successful STR operator, shares his invaluable insights on everything from securing financing for your vacation properties to creating a memorable guest experience that keeps people coming back year after year. Jeff's real-world strategies on targeted marketing, leveraging your guest database, and maintaining consistency will help you tackle common challenges and unlock new growth opportunities in your rental business.
This episode surely goes well with a cup of coffee ️☕️
Another episode of Direct...
2024-11-1344 min
Generational Wealth MD10% down Financing for Short Term Rentals- DemystifiedIf you have heard of physicians investing in Short term rentals with 10% down Lending products and then turning around and pulling all that downpayment out come tax time in tax savings -Come learn how! Responsible Leverage is a big part of a real estate investor’s Wealth strategy. Listen as Jeff Chisum with Northpointe mortgage joins us to discuss:Financing alternatives like the 10% down second home loan, HELOCs & delayed financing to help you maximize leverage and scale faster Non- income based Loan products for those on a 1099 and those who have exceeded your DTI...
2024-10-2144 min
The Austin Palacios PodcastThe state of Mortgages & Loans going into 2025 l Jeff Chisum E31Tune in as Austin sits down with Jeff Chisum a loan originator that specializes in short term rentals, as he talks about loan programs that can help you get into investing in STR's. Connect with Austin: @austin__palaciosConnect with Jeff: @Jeff_chisum_mortgagepro
2024-10-0945 minThe STR Home Financing PodcastEp #58 Reigns on DSCR LooseningWelcome to Episode 58 of the podcast! Today, we’re diving into some exciting updates for investors, especially those using Debt Service Coverage Ratio (DSCR) loans. The reigns on DSCR loans have been loosened, and there are some key changes you’ll want to know about. We’re talking about reduced cash-out seasoning from 12 to 6 months, increased interested party contributions, and new guidelines for gift funds. We’ll also cover how minimum credit score requirements have shifted, changes to maximum loan-to-value (LTV) ratios, and increased cash-out limits. If you're an investor or thinking about expanding your portfolio, this episode will give you...
2024-10-0208 minThe STR Home Financing PodcastEp #57 Interview with Gil Chan CEO & Founder of CraftedStaysI’m excited to be joined by a special guest, Gil Chan, the CEO and Owner of CraftedStays. In this episode, we’ll dive into how CraftedStays is providing simple, effective solutions for property owners looking to build direct booking websites. We’ll also talk about maximizing conversion rates and, most importantly, how to become less reliant on OTAs like Airbnb and Vrbo. If you’re a short-term rental host or looking to optimize your business, this is an episode you don’t want to miss!https://www.strhomefinancing.com/
2024-09-2512 minThe STR Home Financing PodcastEp #56 What Does the recent Fed Cut Mean For YouIn today’s episode, we break down the recent Fed fund rate cut – the first since 2020! With the Federal Reserve lowering rates by 50 basis points, we explore what this means for the housing market, mortgage rates, and home equity lines of credit (HELOCs). We’ll discuss how this move could impact borrowing costs, the potential for mortgage rates to drop further, and why now might be the time to act before the market heats up. Whether you’re a homebuyer, investor, or looking to refinance, this episode will help you understand the road ahead. Tune in to get all the deta...
2024-09-2004 minThe STR Home Financing PodcastEp #55 Have you had your annual personal fiscal exam?In this episode, we explore why an annual mortgage review is crucial for every homeowner. As the financial landscape changes, so do interest rates, loan programs, and your personal financial goals. An annual review helps ensure that your mortgage aligns with your current situation and can uncover opportunities to save money, pay off your loan faster, or leverage your home equity. Join us as we discuss the benefits of regularly assessing your mortgage, how the process works, and why staying proactive can make a significant difference in your long-term financial health. Whether you're a first-time homeowner or an experienced...
2024-08-2808 minThe STR Home Financing PodcastEp #54 Mortgage Lane or Tax Lane with Ryan BakkeIn this episode, we're diving into the often confusing world of second home occupancy loans and how they intersect with IRS rules. Understanding the nuances between lender requirements and tax regulations can be tricky, especially for those looking to invest in vacation properties. To help clarify these complexities, I'm joined by CPA Ryan Bakke, an expert in tax strategy and real estate. Together, we'll break down the key differences, discuss common misconceptions, and offer practical advice for navigating both lender policies and tax obligations. Whether you're a current or prospective second homebuyer, this episode is packed with valuable insights...
2024-08-2120 min
The Luxury Rental Doctor ShowEpisode 99: How to Start Investing in Real Estate with Limited Capital: A Doctor's GuideIn this episode, we dive deep into the world of short-term rental (STR) home financing with our special guest, Jeff Chisum, a seasoned loan officer and the host of the STR Home Financing podcast. Jeff shares his extensive knowledge and experience in helping clients navigate the complexities of financing vacation properties, lifestyle assets, and midterm rentals.Timestamps:00:00 - Introduction and personal anecdotes05:28 - Insights into STR Home Financing07:16 - The importance of mindset in business08:24 - Quiz on loan officer knowledge27:34 - Understanding DSCR and its benefits
2024-08-1435 minThe STR Home Financing PodcastEp #53 Beware of DSCR Lender AdvertisingEver had a DSCR lender tell you that a DSCR loan will not report on your personal credit? Things you should know...I am always happy to jump on a call www.STRHomeFinancing.com
2024-08-1412 minThe STR Home Financing PodcastEp #52 Transferring TitleJeff explores the critical topic of title transfers, focusing on its implications for short-term rental property owners. He addresses common concerns about triggering the 'due on sale' clause when transferring property titles to an LLC, highlighting the policies set by Fannie Mae. Jeff clarifies permissible title transfers, emphasizing the importance of maintaining control or majority ownership, and provides valuable insights for mitigating personal risk while maximizing investment opportunities in the short-term rental market.I am always happy to jump on a call www.STRHomeFinancing.com
2024-08-0708 minThe STR Home Financing PodcastEp #51 Beware of AdvertisingMy favorite subject? Education clients on the true information around STR financing. In episode #51 I walk through a "marketing" piece designed to steer people towards DSCR. I blow up their efforts.I am always happy to jump on a call www.STRHomeFinancing.com
2024-07-3112 min
The Terry Knight Show: Business, Real Estate And Health57. Unlocking the Secrets to Financing Vacation Homes and STRs | Jeff ChisumEver wondered how you can scale up your real estate investments even with limited initial capital?Jeff Chisum, a top 1% Loan Originator in the US. I help clients with 10% down financing to buy vacation homes/STR properties in all 50 states, joins Terry Knight to discuss:In today's fast-paced real estate market, securing financing to expand your property portfolio is a significant hurdle for many. Our episode dives into practical strategies for leveraging your current assets and navigating loan options to multiply your investments wisely.1.Insights on Navigating STR Financing: Uncover the...
2024-07-1655 minThe STR Home Financing PodcastEp #50 Shopping For DSCR LoansIn Episode #50 we cover the key questions to ask when shopping for a DSCR loanHere are the questions I mentioned when interviewing a DSCR lender
What are your rates, costs, fees and minimum down payment
What ratios are you looking for
What data do you use to prove the ratio
Can you use STR data
Are you delegated with the investor or will the investor be processing, underwrite, order appraisal, close and fund the loan
Do you lock up front
What can change the rate/cost/required down from beginning to end
2024-07-0313 minThe STR Home Financing PodcastEp #49 DSCR RevisitedDSCR revisited! We walk through the basics of a DSCR loan and what it's used forI am always happy to jump on a call www.STRHomeFinancing.com
2024-06-2607 minThe STR Home Financing PodcastEp #48 I Don't Want An Escrow Account!Crossed the hurdle of verifying you have 80% loan to value with the mortgage servicer? Don't want an escrow account? In this episode learn the next step of taking control of paying your own taxes and insurance.
2024-05-2205 minThe STR Home Financing PodcastEP #47 How To Get Rid Of PMI In Less Than a YearFannie Mae policy on removing PMI https://servicing-guide.fanniemae.com/svc/b-8.1-04/termination-conventional-mortgage-insuranceFreddie Mac policy on removing PMI https://guide.freddiemac.com/app/guide/section/8203.2Fannie Mae loan look up tool https://yourhome.fanniemae.com/calculators-tools/loan-lookupFreddie Mac loan look up tool https://myhome.freddiemac.com/resources/loanlookup
2024-05-1509 minThe STR Home Financing PodcastEp #46 Can I Use A Property Manager?Common misinformation in the STR world is that If you are using the second home occupancy loan you can't have a property manager. What's the truth?!
2024-04-1706 min
The Luxury Rental Doctor ShowThe Fannie Mae Maze: Jeff Chisum's Do's and Don'ts on the Short Term Rental Doctor PodcastWelcome back to the Short Term Rental Doctor Podcast! Today, Jeff Chisum takes the mic to shed light on the intricate world of Fannie Mae and Freddie Mac loans, and deep dive into the technical side you need to understand for highest return and control. Get ready to jot down some crucial do's and don'ts as Jeff explores trivia surrounding these financing tools.From understanding loan limits to uncovering the secrets of successful refinancing, Jeff leaves no stone unturned in his quest to demystify Fannie Mae and Freddie Mac policies.Join us as Jeff shares...
2024-04-0335 minThe STR Home Financing PodcastEp #45 Mindset, Vision and Taking ActionHave goals to purchase a STR in 2024. Hope this episode helps in sharing my journey to change my Mindset which gave me vision and led to me taking action.
2024-01-3110 minThe STR Home Financing PodcastEp #44 Market Update 2024New conforming loan limits and what that looks like when it come to structuring the 10% Down Second Home Occupancy Loan
2024-01-2406 min
Agents Building CashflowEP117: Top Financing Options for Short-Term Rental Investments with Jeff ChisumGet the lowdown on how to start investing in short-term rentals through this episode with Jeff Chisum. Tune in to find out the ideal mortgage products you can use to acquire these properties in today’s market and his solid tips for you as a top-ranking loan originator and experienced real estate investor!Key takeaways to listen to What is the 10% down second home occupancy loan?The secrets of short-term rental financingHow to qualify for a 10% down second home occupancy loanAverage loan amounts of STR home financing clientsExcellent tips for sho...
2023-12-2543 minThe STR Home Financing PodcastEp #43 5% Down For A Four Unit Property?!One of the biggest changes in loan products in the past decade presents big opportunities to build wealth through real estate. Need ideas how to help your grown children to invest in real estate? This may be it!Always happy to schedule a consult call at www.STRHomeFinancing.com
2023-11-2208 minThe STR Home Financing PodcastEp #42 Market UpdateNew conforming loan limits announced for 2025 and effective Nov 1st! Always happy to schedule a consult call at www.STRHomeFinancing.com
2023-11-1503 minThe STR Home Financing PodcastEp #41 Kissimmee Florida with Shane O'ConnerOn Episode #41 we get to explore Kissimmee Florida with STR Expert Shan O'Connor. Realtor, Investor, Operatorshane@alchemyreinc.comwww.vacationalchemy.comIG: vacation.alchemyIG: oc_dreams19Always happy to schedule a consult call at www.STRHomeFinancing.com
2023-10-1115 minThe STR Home Financing PodcastEp #40 The Texas Gulf CoastEpisode #40 guest Suzie Austin from the Texas Gulf Coast!
2023-10-0408 minThe STR Home Financing PodcastEp #39 The Kentucky Bourbon Trail with Toni BoerEp #39 The Kentucky Bourbon Trail with Toni Boer
2023-09-2714 minThe STR Home Financing PodcastEp #38 Three Most Important Things with HostGpoEp #38 Three Most Important Things with HostGPO. Today I interview Jen Sexton with HostGPO about easier ways to getting a property set up with amenities, supplies and continuing consistency of a guest's overall experience.
2023-09-2010 minThe STR Home Financing PodcastEp #37 Three Most Important Things (Part 2 Refinance)In Ep #37 Three Most Important Things (Part 2 Refinance) I present additional information that should be considered if you plan on refinancing into a lower rate when the opportunity presents itself.
2023-09-1304 min
The Good Endeavor Business ShowDon’t let High Interest Rates Stop your Dream of Purchasing a Vacation Rental with Jeff ChisumDon’t be the guy on your deathbed looking back at your life with regret.That’s what motivated Jeff Chisholm, a seasoned mortgage expert, to embark on a journey to find the best investment opportunity. With his family values and faith driving him, Jeff came across short term rentals.Their investment journey took an unexpected turn when Jeff discovered a hidden gem—a 10% down, second-home occupancy loan. This financing solution offered incredible potential for real estate investors, but the mainstream mortgage industry had made it less accessible....
2023-09-0736 minThe STR Home Financing PodcastEp #36 Three Most Important Things with Mark McDanielEpisode #36 Three Most Important with Mark McDanielCatch Mark on his podcast Good Endeavor STR Podcast
2023-08-3013 minThe STR Home Financing PodcastEp #35 Interview with Thanks For VisitingIn this segment of "Three Things You Should Know" I interview Sarah Karakaian from "Thank For Visiting" where she shares three things that can keep you from failing in the STR space.Be sure to check out what these ladies are doing atwww.tfvcon.comhttps://www.instagram.com/thanksforvisiting_/https://podcasts.apple.com/us/podcast/thanks-for-visiting/id1451872835
2023-08-1611 min
Hollywood ObsessedEpisode 28 – Getting Personal With Hollywood Hunk & TV Action Hero Lorenzo Lamas – Part 2During the second part of Tony Miros’s fascinating interview with iconic television star Lorenzo Lamas, they discuss how he won the role of ‘Lance Cumson” on the hit primetime 80’s soap opera “Falcon Crest," what it was like working with legendary stars like Jane Wyman, Lana Turner, and Rod Taylor during the run of the successful drama-filled series, how after "Falcon Crest" ended he carved out a niche for himself as an action-hero, showcasing his martial arts skills and his enthusiasm for Harley-Davidson motorcycles during the 1990s, by starring in the hit syndicated series “Renegade” and how happy he is now with...
2023-08-1426 minHollywood ObsessedEpisode 27 – Getting Personal With Hollywood Hunk & TV Action Hero Lorenzo Lamas – Part 1On this episode of Hollywood Obsessed, host Tony Miros has an attention-grabbing conversation with his good friend, actor Lorenzo Lamas - who is best known for playing the role of ‘Lance Cumson’ on the 1980s prime-time soap opera “Falcon Crest” and ‘Reno Raines’ in the 90’s syndicated hit show “Renegade.” During their fascinating chat, Lorenzo opens up about what it was like growing up with MGM film stars Fernando Lamas and Arlene Dahl, for parents and Olympic swimmer/actress Esther Williams as his stepmother, how he got the part of ‘Tom Chisum’ in the iconic movie musical “Grease,” his experience working with legendary...
2023-08-1432 minThe STR Home Financing PodcastEp #34 3 Most Important Things To Know When Rates Drop3 Most Important Things To Know When Rates DropI am always happy to jump on a call www.STRHomeFinancing.com
2023-08-0908 minThe Luxury Rental Doctor ShowHow to Buy an STR in the CHEAPEST Way Possible with Jeff Chisum
#TheLuxurySTRShow#ShortTermGerms📇Connecting with Rachel Gainsbrugh: Instagram: https://www.instagram.com/short.term.gems/LinkedIn: https://www.linkedin.com/in/dr-rachel-gainsbrugh/Facebook: https://www.facebook.com/rachel.gainsbrugh/Website: https://www.shorttermgems.com/🎙️Connecting with ✨ The Luxury STR Dr. Show and Dr. RachelYouTube: https://www.youtube.com/@theluxurystrdoctorshowFacebook: https://www.facebook.com/shorttermgemsInstagram: https://www.instagram.com/short.term.gems/LinkedIn: https://www.linkedin.com/in/dr-rachel...
2023-07-3157 min
Vacation Rental Revolution Podcast: Building Lifestyle & Financial Freedom With Short-Term RentalsEpisode 99 - Ten Percent Down Financing Is Still Available For Your Next Vacation Rental, with Jeff ChisumWith everything going on in the world of finance, there are a lot of misconceptions about what is available to us as investors. One big misconception is that 10% down vacation rental financing is dead.Today I had one of our top lenders, Jeff Chisum, join me on the podcast and we talked about just that. There are a number of programs that are no longer available, but there have also been some even better ones pop up.I always say that building the right dream team and making sure that you work with p...
2023-07-0732 minThe STR Home Financing PodcastEp #33 Interview With Shawn MooreWays to connect with Shawn Moorehttps://vodyssey.com/I am always happy to jump on a call www.STRHomeFinancing.com
2023-07-0515 minThe STR Home Financing PodcastEp #32 10% Down Is NOT Dead10% Down Is NOT Dead!I am always happy to jump on a call www.STRHomeFinancing.com
2023-06-2808 minThe STR Home Financing PodcastEp #31 Interview with Mark SimpsonWant to get away from being so dependent on AirBnB and VRBO, etc... to get business? Today is a must listen to episode as I interview Mark Simpson from Boostly.Ways to connect with Markboostly.co.uk/pmsboostly.co.ukI am always happy to jump on a call www.STRHomeFinancing.com
2023-06-2109 minThe STR Home Financing PodcastEp #30 Interview with Kenny BedwellA question I get all the time is "Where are people investing in STR's" my usual response is "Sorry that's not my lane". In this episode I interview Kenny Bedwell, CEO of STR Insights. Kenny explains the three most important things to know when it comes to researching areas and how STR Insights brings a solution to that common question of "Where are the best places to invest"Want to connect with our guest?Instagram: @strinsightsFacebook: The STR Data Host Website: strinsights.com
2023-06-1410 minThe STR Home Financing PodcastEp #29 Interview with Rachel GainsbrughGuest want Luxury when they stay in a property. How do we do that and not spend a fortune? In today's episode I interview Dr. Rachel Gainsbrugh and she share three things you can do to add "luxury" to your STR without breaking the bank.
2023-06-0710 minThe STR Home Financing PodcastEp #28 Interview with Stacey St. JohnIn this installment of "Three Things You Should Know" I interview Stacey St John from Female STR Investors. Stacey is an STR Owner, STR Property Manager and Coach. She shares the 3 most important things to have in an STR property.Facebook Group: https://www.facebook.com/groups/femalestrinvestorsWebsite: https://staceystjohn.com/Email: hello@staceystjohn.com
2023-05-3110 minThe STR Home Financing PodcastEp #27 Interview with Brandon ThompsonThe Three Most Important Things to Know when analyzing a deal. In this episode I interview Brandon Thompson who has been in real estate investing for 20 years. Brandon shares his knowledge on what you need to do when looking at buying a STR.Theliveoakcapital.com @brandongthompson on Instagram Facebook.com/brandgt
2023-05-2409 min
Short Term Rental Secrets PodcastEp 151 - Choosing the Right Lender for Your STR with Jeff Chisum
Jeff Chisum specializes in financing for vacation homes/STR properties in all 50 states. Their most popular option is the 10% down second home occupancy loan.www.strhomefinancing.comWatch Mike's free hotel case study at www.strsecrets.com/hotelsConnect with the HostsMichael Sjogren: Short Term Rental Secrets Facebook Group | Clubhouse | Instagram | Youtube | Facebook Page | Linkedinhttps://linktr.ee/the_airbnbguyEmanuele Pani: Clubhouse | Instagram | Facebook | LinkedinWatch Mike's free masterclass training on...
2023-05-2248 minThe STR Home Financing PodcastEp #26 Interview with Mike SjogrenIn this installment of "Three Things You Should Know" our guest is Michael Sjogren with STR Secrets. Michael shares why it's important to surrounds yourself with people that have been there and done that. Successfully!Best ways to get in touch with Michael
www.STRsecrets.com - free resources and trainings
Podcast - Short Term Rental Secrets on all major platforms - https://open.spotify.com/show/36yO9B4IHxbC8Sbhp1hVPK?si=db3c2eae367241f9
Instagram - @the_airbnbguy
FB group - https://www.facebook.com/groups/STRentalsecrets
2023-05-1709 minThe STR Home Financing PodcastEp #25 Interview with Tyler CoonIn this installment of "Three Things You Should Know" our guest is Tyler Coon with Savvy Realty. Tyler shares why it's important to only work with a Realtor who is an STR Expert.Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-05-1017 minThe STR Home Financing PodcastEp #24 Interview with Ryan DuffyAnother installment of "Three Things You Should Know". I interview Ryan Duffy from NW Arkansas. Builder, STR Realtor and owner of a property management company. Ryan shares the exciting things going on in NW Arkansas/SE Missouri along with three reason why you should work with a Realtor who specializes in STR properties.Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-05-0315 minThe STR Home Financing PodcastEp #23 Interview with Alex SabioMy guest on this episode of "Three Things You Should Know" is Alex Sabio from Healthcare Professionals Investing in Real Estate. Alex talks about diversification, exit strategy and return on energy.Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-04-2607 minThe STR Home Financing PodcastEp #22 Interview with Bill FaethAnother installment of "Three Things You Should Know" I interview Bill Faeth from Build Short Term Rental Wealth. Bill shares some great advice on diversification and analyzing.Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.comhttps://www.facebook.com/groups/284886002732508
2023-04-1911 minThe STR Home Financing PodcastEp #21 Interview with Ryan BakkeWant to buy an STR? One of your first conversations should be with a CPA that specializes in working with investors. Today I interview Ryan Bakke CPA who share "Three Things You Should Know"Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.comConnect with Ryan on Facebookhttps://m.facebook.com/groups/taxstrategyforinvestors/?ref=share&mibextid=uc01c0
2023-04-1212 minThe STR Home Financing PodcastEp #20 Interview with Lu Ann BloughWhat is a 1031 Exchange? How do you sell Real Estate and not have to pay capital gains? In Episode 20 our guest is Lu Ann Blough with Exchange Resource Group. Lu Ann shares the Three Most Important Things about a 1031 ExchangeAlways happy to schedule a call and to find more info on my website www.STRHomeFinancing.comWant to connect with Lu Ann?Email: luann@erg1031.comPhone: 972-863-1031Facebook: https://www.facebook.com/groups/530580507384295
2023-04-0507 minThe STR Home Financing PodcastEP #19 Interview with Chiagozie FawoleAn honor to have as my first guest Dr. Chiagozie Fawole. Wife, Mom, Pediatric Anesthesiologist, Real Estate Investor, CoachAlways happy to schedule a call and to find more info on my website www.STRHomeFinancing.comWays to connect:www.thestrpodcast.comhttps://www.workwithme2021.com/strcalculator/https://www.facebook.com/chiagozie.ononiwu
2023-03-3010 minThe STR Home Financing PodcastEp #18 Special STR Insurance?In Ep #18 I discuss insurances around the STR space. You don't want to miss it!Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-03-2207 minThe STR Home Financing PodcastEp #17 ScalingIn Ep #17 I discuss the process of scaling. You don't want to miss it!Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-03-1509 minThe STR Home Financing PodcastEp #16 How To Win A DealIn Ep #16 I discuss what you should do if you want to win a deal. You don't want to miss it!Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-03-0808 minThe STR Home Financing PodcastEp #15 Don't have enough for down and renovation?In Ep #15 I discuss what you should do if you don't have enough for a down payment an renovation costs. You don't want to miss it!Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-03-0108 minThe STR Home Financing PodcastEp #14 How We Bought Our Second STRIn Ep #14 I discuss how we bought our second STR. You don't want to miss it!Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-02-2208 minThe STR Home Financing PodcastEp #13 When Should I Get Pre ApprovedIn Ep #13 we discuss the timing of when to get pre-approved and why earlier is better to set you up for successAlways happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-02-1507 minThe STR Home Financing PodcastEp #12 My Realtor Says I Need To Use A Local Mortgage PersonIn Ep #12 we discuss why a Realtor would insist that someone use their local mortgage person and why that may not be to your benefit.Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-02-0805 minThe STR Home Financing PodcastEp #11 Identifying The Right RealtorIn Episode #11 we cover the reasons and ways to identify a Realtor who is a STR Expert!Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-02-0108 minThe STR Home Financing PodcastEp #10 Networking For Off Market PropertiesIn Ep 10 we cover ways to create a network that will lead you to off market deals before they hit the MLS.Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-01-2506 minThe STR Home Financing PodcastEp # 9 How Much Cash Do I Really Need?In Episode #9 we cover the topic of budgeting for cash resources needed to buy a vacation home/STR. Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2023-01-1804 minThe STR Home Financing Podcast#8 - Creating Your Own Down Payment BankHow many cups of coffee do you need to skip, how many rounds of golf do you need to forego in order to save enough money so you can buy that dream vacation home/STR property? It today's episode find out why that answer can be ZERO!
2023-01-1109 minThe STR Home Financing Podcast#7 - I'm Self Employed, How Do I Buy an STR?You never fill like you fit in the "conventional" financing box or you want to find faster ways to scale. DSCR may be your solutionAlways happy to schedule a consult call at www.STRHomeFinancing.comOur podcast Is doing a survey to get to know our listeners more! Use this link to fill out the survey!
2023-01-0407 minThe STR Home Financing Podcast#6 - Financing To Build A PortfolioThe majority of the clients that I work with are not just looking to buy one properties. Typically we are road mapping how to build a portfolio.Go big or go home! Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com
2022-12-2807 minThe STR Home Financing Podcast#5 - 10% Down? Yeah I can do that!Keep more cash in your pocket, you may need it.Always open for a consult call. Please schedule through my website www.STRHomeFinancing.com
2022-12-2106 minThe STR Home Financing Podcast#4 - So Much Bad Information Out There!What is the truth around the policy for 10% Down Second Home Occupancy Loan?Always happy to schedule a call and to find more info on my website www.STRHomeFinancing.com
2022-12-1407 minThe STR Home Financing Podcast#3 - The Truth About The 10% Second Home ProductMy loan officer said I couldn't do that!The truth from a pro about the 10% down second home loan
2022-12-0709 minThe STR Home Financing Podcast#2 - Run to the Market!!What the heck is a 2/1 buydown and how do I get it?Make it easy to calculate the sellers concession needed for a 2/1 buydown.Request through our website www.STRHomeFinancing.com
2022-12-0708 minThe STR Home Financing Podcast#1 - Building a Legacy: Sometimes is about what you knowOn today's episode, the first episode of The STR Home Financing Podcast, Jeff Chisum sits down to discuss the importance of building a legacy. You don't want to miss this episode!
2022-12-0610 min
All The Best with John Chisum10. JEFF LEISAWITZ - The Real “F-Bomb”Jeff Leisawitz is an internationally in-demand Life Coach, Workshop Facilitator, and Speaker. Jeff burns with a mission— to inspire and teach people with a heartbeat to live their gifts and create meaningful lives of purpose, success, connection, and creativity. He has over 5000 music placements in film & television. He is also an internationally distributed screenwriter, director, and producer. He is the author of a very popular book ‘Not F*ing Around— The No Bullsh*t Guide for Getting Your Creative Dreams Off the Ground.'On today’s episode, Jeff Leisawitz talks about embracing failures in life as t...
2022-05-1636 min
Generational Wealth MDOptimizing Leverage and Exploring Financing Options Leverage is a big part of a real estate investors Wealth strategy - so much more impactful than the magic of Compound interest.But the key is being Responsibly leveraged & understanding your Financing options so you pick the right one with possible lower down payments, better rates for your specific situation.Jeff Chisum with Northpointe mortgage joins us to discuss:Financing options to help you maximize leverage and scale faster - including second home loans, delayed financing and how to qualifyLoan products NOT based on YOUR income that allow you to grow your empire even when...
2022-04-2555 min
The Short Term Revolution PodcastSpoiler Alert: The 10% down loan is NOT going away... here's what's happeningIn this episode I sit down with Jeff Chisum, top 1% loan officer specialized in the 10% down 2nd home loans a lot of people use for STRs - Recently there was quite a buzz about some recent changes at the FHFA, that made people think the loan product was getting somewhat downgraded. He breaks down what's true and what's a myth. And it's overall an amazing episode!By the way, if you'd like to join the group where this conversation originally aired, go to www.savvydoctors.coIf you would like us to work wi...
2022-01-2449 min
Justified PursuitEpisode 43: Was it Worth It? Afghanistan Veterans Give Cable & Chisum Their Takes On Ending The 20 Year WarCorporal Justin Rokohl, Sergeant Jeff Rhoads and Sergeant Bobby Crow join the boys on Episode 43. The three Marines were deployed together in Afghanistan circa 2008 with Justin’s combat career ending early after losing both legs after an IED hit his Humvee in June of 2008. Each man made sacrifices of which the average civilian could never grasp the depths of. So what are their thoughts on the way we hastily left Afghanistan?
Is Afghanistan better off without American occupation? Did they believe the army they trained was capable of defeating the Taliban? Did they really invest Marine manpower int...
2021-08-231h 35
Song Revolution with John ChisumTENTH AVENUE NORTH: Songwriting Processes and InspirationFew Christian Songwriters have the privilege of sharing their songs on the international stage, and Christian rock band Tenth Avenue North is privileged to continually find themselves at the top of the list. Through thoughtful and intentional songwriting, they are tackling tough topics like addiction, suicide, depression, religion, and faith - effectively unveiling the stigmas that hold people back from a full life in Christ. John Chisum enjoyed a deep and meaningful conversation with Mike Donehey and Jeff Owen - two thirds of Tenth Avenue North. They unpack the songwriting process, inspiration, and tricks for successful co-writing...
2019-09-3038 min
Mortgage Marketing RadioEp #37: How One Simple Video Ignited This Loan Officers BusinessEp #37 How One Simple Video Ignited this Loan Officers Business Our special guest for Mortgage Marketing Radio this week is Branch Manager at Gateway Mortgage Group in Keller, TX. I saw a video Jeff recently posted on his Facebook page and was blown away by the engagement, views and shares he was getting. Especially considering this was his very first mortgage related video he ever posted! Jeff did what most don’t. He took action! He grabbed his smartphone, pointed it at himself and recorded a short video with the following topic: The 3 Most Common Barriers That Keep People from Bu...
2017-03-0229 minTWP30: Air Filtration, Clogged Blast Gates, 2hp Table SawEpisode notes:
Thank you to the following Patreon contributors
Lewi Uberg
Jim Jardine
Ainslee Portlock
Robert Pinder
Cory Hendrix
David Lightman
Joshua Luther
Phil Edwards
Leatherneck Garage
Brodie Brickey
Matt Parker
ddmMADE
Woodshop 101
Jeff Ferguson
John Lamar
Darrell John
Scott A McWilliams
Terry Mulligan
David Moffitt
Chris Capistran
JM Tosses
Jameson Elam
Cole Bouchard
Chris Stokesmore
Jason Adamczyk
Modern Builds
Charlie McKeefry
Don Chesser
Dixie Trapper
Andrew P Tucker
Michael Couch
Steve Nelson
Hives Manawatu
Justin Shields
George Thomas
Jim Beshears
Martin Wegner
Clement Brizard
John Wilson
Steve Mills
Darren Pruitt
Kyle Veatch
Frederick McIntyre
Page Bonifaci
Terry Bu...
2017-01-2033 minTWP26: Dust collection, Shop heat, Cleaning SawbladesEpisode notes:
Thank you to the following Website contributors:
Jesse Edmands
Thank you to the following Patreon contributors:
Robert Pinder
Joe Montana
Leatherneck Garage
Brodie Brickey
Matt Parker
ddmMADE
Woodshop 101
Jeff Ferguson
John Lamar
Darrell John
Scott A McWilliams
Terry Mulligan
David Moffitt
Chris Capistran
JM Tosses
Jameson Elam
Cole Bouchard
Chris Stokesmore
Jason Adamczyk
Modern Builds
Don Chesser
Justin Shields
George Thomas
Jim Beshears
Martin Wegner
Clement Brizard
John Wilson
Steve Mills
Darren Pruitt
Kyle Veatch
Frederick McIntyre
Page Bonifaci
Terry Burns-Dyson
Christopher Michael Copes
Saint Nicster
Instagram Links:
Jay
Nick
April
Referenced Channels/websites:
Steve Carmichael wo...
2016-12-0946 min